Currency Reviews

We received a business loan from Currency Capital for an office truck. We count on the truck to pick up donations that we receive and to get donations out so it’s critical. The administrative charges were $700, which wasn’t a small number. I was slightly disappointed that I wasn’t told about it until the end of the loan. I would’ve preferred to have known about at the beginning of the conversation. Not that I would have necessarily done anything differently, but I would’ve liked to have been aware of it. Other than that, my experience went very well.

Currency Capital was being offered as one of the finance companies for buying equipment and I applied because of the soft pull on the credit. The application was online and it was quick. I got an email asking me how my experience was. They told me someone would reach out to me but I never heard back.

They were a lender that was at the bottom of a website for an auction website. It said, financing available through Currency Capital. So, I just clicked on it and submitted on that and they approved it. They followed up with me several times, and a couple of the associates were very nice, proactive, and I just haven’t decided to purchase anything yet so I’m still waiting in the wings. Overall, they were very easy to deal with.

I was looking at some trailer stuff on sale and Currency Capital had an ad in there. The process was a basic everyday loan that you get. You put in your information, they called back, they approved you, and you got the money. It was a very simple process. I got a 53-foot trailer that I didn’t have. The business was a whole lot easier, the whole freight with that trailer. I was using other company trailers where it would cost me. It was an improvement. They pretty much did everything for me. I answered a few questions and they took over and paid for it. They were excellent.

Was applying for an equipment trailer loan. Went through the application and received an email that a representative would be contacting me. I waited and only received an email from one of their parter banks as a decline notice. I called Currency and talked to a rep and she said they had not responded. I already had the email of being declined. She sent it to another lender and said they would contact me when a decision was made. Currency ended up not extending me credit. I'm not sure what these folks are looking for?! I have 780 Fico, no missed payments in 6 years. Was just trying to finance 3100 after my $2000 down payment. They said minimum finance amount was 2500 but guess they wouldn't make any money on it. Poor service and no explanation for credit decline.

I got a loan for an equipment from Currency Capital. I filled it online and I got it quickly, in a day. The relationship manager I worked with was good and his courtesy was impressive. I got the piece of equipment and then, until I got another piece sold, I paid them back. With what I bought, I got more work. Overall, Currency Capital is a legit, good company.

I have a landscaping business. I had a lawnmower that broke down and I needed a new one right away. I went to Currency Capital to apply for financing and in 10 minutes I had the money in my pocket. It was an excellent experience. Other people should go ahead and work with Currency Capital. They will take care of you.

I had some equipment financed through Currency Capital before. More recently, I got a working capital loan from them. Working with Currency Capital's relationship managers was a great experience. They answered the questions I had and were very upfront about everything. We're in the trucking business and vendors can be slow to pay. The loan has helped us.

I applied for an equipment financing from Currency Capital and the entire process took four days. Their loan process was easy. They just weren’t really forthcoming in some of the fees and stuff that I was charged. They charged me $500 to do the paperwork. What they didn’t tell me was they made my payment 60 days, so they charged me another $700-and-somewhat in interest.

We have one equipment and we wanted a second one. But the 20% interest on the equipment loan from Currency Capital was the most horrible loan that I got. I wish I had researched a bit more. But Alex, their rep, was good. He was very responsive. I'd tell others to try a different place first.

We took on a bigger contract and I needed more modern equipment, and that’s how Currency helped. As far as my experience and subsequent experiences, it wasn’t bad. The only part that was a problem was getting the paperwork back from the dealer. It was a month and a half late. I first got told, “This is what your payments are,” and then when I went to make my first payment according to the payment due, even though I hadn’t received my title, they told me there was an additional $600 interest charge from the time the loan started till the time I made my first payment. Every other vehicle I ever bought on a financing never had that included into it. I've never in my life argued so much to make a payment. Every time I turned around, they would screw it up. They wouldn’t take it out and then they charged me a late fee. I had to argue with them to take them out. I don’t believe I’ll ever do business with Currency again.

I like that my Currency Capital loan is an affordable plan. It helped me get the bed I needed on my truck for work. It does an auto-draft every month, so I don’t ever have to worry about being late on payments or forget about it or anything. We had a little bit of a mix-up at first when applying for the loan. I think they applied for a business loan to start with when it’s a personal loan. But they straightened it out pretty quickly. They got me financed really fast. Everybody I’ve talked to so far has been easy to work with, courteous, and professional with me. That means a lot. They made getting that welding bed pretty easy, so I’d definitely recommend them to someone else.

We used Currency Capital for the trailers. I heard about them through the dealership that I was purchasing from. We needed immediate financing to give us immediate approval, which was great. The only thing I didn't like was that in their paperwork, it shows that we have to make all 48 payments. I can’t pay those off earlier. So, a little disappointed in that. I wish there would be a little more full disclosure upfront before we start signing paperwork.

The loan I got allowed me to purchase a piece of equipment I was bidding at Auction Time. It was a good experience and I would recommend this company.

Getting a loan from Currency Capital helped me get the equipment I needed. Their rep is pretty knowledgeable.

It went pretty smooth with Currency Capital. We got the truck that we needed.

I did a term loan for a trailer but I think they wrote it up as a lease. It was a four-year loan. But the trailer ended up getting totaled in about eight months, so the insurance company paid the loan off. It was quick to apply to Currency. Everything was online and then they take it out of your bank account. They were a little bit of a pain to get the payoff balance from and all that other stuff we needed when we were trying to pay it off. But other than that, they were good. It worked fine.

I got a 36-month loan with Currency Capital and it has been a good experience. It was an simple and easy process. Everything went smooth. The reps were knowledgeable, straightforward and everything you hope good employees would do to respond and really communicate with the customer. The loan helped our cash flow, where I was able to buy equipment and build our business plan. And cashflow is a big issue within small starting businesses like us.

The term loan for an enclosed trailer that I got through Currency Capital allowed me to get the equipment that I needed to add on another service onto my business. Without the loan, it would've still happened, but it would've been a heck of a lot more aggravation. So it would've probably costed me 10 hours a week, which would've costed me about $300 a week. My interaction with the Currency Capital relationship manager was very short, easy, quick and pleasant. Also, the manager's professionalism and knowledge were spot-on. It was great.

I got a loan with Currency Capital for a semitruck. The manager that I worked with was good. The loan gave me the ability to buy the truck so I could lease it to a company and start running and making money. If I hadn't gotten the loan, I wouldn't have been able to get my truck, and I wouldn't have been able to be my own boss. I was happy that I was able to finance the trucks so that I could go to work as my own boss, and make the money that I feel like is there to be made.

I had first applied for a trailer with another trading company, and they gave me the runaround for about a month. They kept not responding back to emails, not letting me know what was going on and I didn’t know that it shouldn’t take that long to get on it for a trailer. They screwed me over and messed me over with a lot of money. Currency helped me out in 24 hours and helped me stay afloat, which really saved me so I'm grateful. Everything went so fast, I didn’t believe it. We're getting out about three weeks now, so everything is slowly growing. I'm waiting ‘til everything gets booming and I'm gonna go through Currency again for a second trailer.

I got a loan from Currency Capital for a piece of equipment. It has enabled us to double the amount of work we can do. Their rep was absolutely awesome. He was able to help me with a lot of different ideas and what I thought I needed. He actually came up with some other options that I wouldn't have even thought about. We had to really work for it to get everything done where it would coincide time-wise with when the lift was ready. It was a very easy transaction compared to going through my regular bank. My regular bank was wanting to see the lift, which was in North Carolina.

When I went to purchase my trailer, the company I was buying it from was working with Currency Capital. I got financed through Currency and got a traditional loan which helped me not use so much money right upfront. Working with Currency's rep has been wonderful. He's a great person and his knowledge was very good. He worked on my loan like a normal one and I got answers within an hour. Without this loan, my business would be a lot harder because I wouldn't be able to haul things around and would have to figure out a way to borrow a trailer. Dealing with Currency Capital has been a very good experience overall. They did a wonderful job.

Currency Capital makes me sick. When I was looking for a truck, I wasn’t even trying to call them for a loan. They called me back and gave me a loan overnight. I told the rep what I wanted. I didn't wanna spend 200,000 and they gave me 100,000, which was cool. But when I found the truck and flew out to Wisconsin to buy it, that was when he told me if I would buy something over eight years old, they were gonna add two more points. They should have told me that before I even thought about buying anything. They should have told me all the rules and regulations or their procedures.

I had bid on something and ended up winning two of them at the same time so then I didn’t have the money to pay for one, so I went through Currency Capital in order to get the funds. I got an emergency equipment loan from them and the time it took for the whole process was very reasonable.

Currency Capital is the preferred financer for TrailersPlus in Kingman, Arizona. I got a loan for a trailer from them. The process could have been quicker though. Also, I asked them about the 30 days to have my own insurance thing or else they were automatically gonna charge me for it. I told the rep that I saw this in the contract and he said he would check on it. He went to talk to somebody, and he came back and said that it only applied to semi-truck trailers and large trailers. I got an email a few days later that said if I didn’t have an insurance within 30 days on the trailer itself for comp, and collision, and theft, then Currency Capital would automatically add it on. I intended to get it anyway, but there was some confusion there. But other than that, everything else was great.

We contacted Currency Capital to purchase a trailer. We like to pay cash, but we were kinda in a hard place. Our trailer that we had was gonna have to be replaced immediately. But the lending process turned out to be very slow. I got online, filled out the thing, and it wound out being Currency. I didn’t hear back from anyone for two weeks. The week before I tried to call and I couldn't get ahold of anyone. It went to a voicemail, and then so I waited a while. I just kinda left it alone.

Applying with Currency Capital was easy. I got a small business loan from them which helped me buy a machine for my business. With it, my business is gonna be fine. Overall, I had a good experience with Currency Capital.

I got an equipment purchasing loan from Currency Capital when I purchased my trailer. The people whom I talked to were very courteous. They were very kind and easy to work with. Though the lending process took about a week, it was because my driver's license had to be corrected. I had a very good experience overall with Currency Capital and I was very satisfied. Without the loan, things would have been much harder for me and my business 'cause I would've had to get another trailer somehow and I wouldn't have been able to do that. I'd use their service again.

I got an equipment lease loan from Currency Capital which made it possible for me to grab a hold of the refrigeration units right then and there. They were very prompt getting back to me on everything that I needed to do. It was a very simple step. It was one of the easier ones I’ve had to deal with when it comes to making a purchase.