
Currency Reviews
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About Currency
Currency is the global leader in online business financing. With over a decade of experience in large equipment lending, Currency has now expanded its product line to supply any type of business with the funding they need to grow.
Currency Reviews
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Reviewed June 12, 2019
I got an equipment purchasing loan from Currency Capital when I purchased my trailer. The people whom I talked to were very courteous. They were very kind and easy to work with. Though the lending process took about a week, it was because my driver's license had to be corrected. I had a very good experience overall with Currency Capital and I was very satisfied. Without the loan, things would have been much harder for me and my business 'cause I would've had to get another trailer somehow and I wouldn't have been able to do that. I'd use their service again.
Reviewed June 11, 2019
I got an equipment lease loan from Currency Capital which made it possible for me to grab a hold of the refrigeration units right then and there. They were very prompt getting back to me on everything that I needed to do. It was a very simple step. It was one of the easier ones I’ve had to deal with when it comes to making a purchase.
Reviewed June 10, 2019
I got a loan for a trailer at Currency Capital. It was a real fast loan, so I was very happy with the deal. I was so surprised it was so fast. Within minutes, I was approved. And then after that, it was just paperwork back-and-forth. I just did everything they said and everything. Everything was perfect. Now that I have a trailer the business is faster.
Reviewed June 9, 2019
I was buying a piece of equipment and I decided to try Currency Capital. The rep was quite helpful and they did a pretty good job of getting things lined up in servicing our requirements. But one thing I thought is that I'm getting them to pin down the interest rate and it's virtually impossible. I could tell from the payment situation, I could figure out what the interest rate was. And I knew it was relatively competitive. But it wouldn't have hurt for them just to go, "It's X amount or whatever."
Reviewed June 8, 2019
I work for myself but I’m leased on to a company. I was looking for an 18-wheeler truck that I’d drive and right through a website, I applied for a loan and ended up with Currency Capital. Three hours later, a gentleman called me back and he was very friendly and knowledgeable. If I was to call and he wouldn’t answer the phone, I left a message. He’d call me back within 10 minutes or we got a hold of each other through text messages. He was very punctual and pleasant. It took a couple of days before we finalized everything, but getting an equipment financing was very easy and I am very satisfied with Currency. I would recommend them to anybody. I’m making more money than before and I ended up buying another truck.
Reviewed June 7, 2019
I was buying a plane and got an aviation loan. Currency set it all up. They're like a TPA. They processed the loan, but they didn't fund it. I got the relationship manager Kathy secondhand through my partner in the plane and she was awesome. She did everything and it made things easy. She coordinated getting all of the FAA required documents and all the loan documents. It was about as smooth a transaction as I've had. I picked the plane up in L.A. And then flew it back to Wlimington on the East Coast where I live. I have flown across the whole country and it was awesome.
Reviewed June 2, 2019
I got a personal business loan for my trailer from Currency Capital. I needed the trailer to move material, and I’ve already made a few bucks with it, so the loan has been very helpful. The person that I talked to at Currency Capital was great and very helpful. It’s been a great experience working with them, and they provided the funding for my equipment loan expeditiously. But wish I was able to see my account online. I emailed them and I got a response back saying that they would just send out a monthly statement in my email, which is good. I like the email statement, but I would like to be able to see my statement online or make extra payments online if needed.
Reviewed June 1, 2019
I'll recommend Currency Capital. They helped me out when I needed it, so maybe they can help others. I got a small business loan and it helped my business a lot. I've had really good interaction with the Currency Capital relationship manager. I like the communication with them. My experience was overall great.
Reviewed May 31, 2019
Currency Capital was attached to the website that had the vehicle I was looking at. I applied for financing through their website and I submitted it with Currency. I got an equipment loan from Currency. And it has increased my potential for earnings. I can have more than one earning stream now than I can allow. The people from Currency were very pleasant to deal with. They knew what they were talking about. They took care of my needs, helped me with all the questions that I had and made me feel right at home. The whole lending process went fairly fast. I didn’t really have any problems with the process, and once they started on it, it went along smoothly. Overall, it was a great experience, and I appreciate the help that they set me up with.
Reviewed May 30, 2019
The loan specialist at Currency Capital was nice. They took care of me. I will recommend them.
Reviewed May 29, 2019
I saw Currency Capital's ad posted on an auction site, and I ended up buying a truck through an auction. I filled out the application online and was contacted by an agent in California who was awesome. We did everything online and I didn't have to go anywhere. I was able to do e-signatures, which a lot of companies don't do, and it made my life easier. They trusted me with my credit score to get the loan to push through and it was all pretty simple. The guy that I was buying the truck from had never sold anything before on the auction as he was a first time seller. So, Currency Capital sent out an inspector to inspect the truck and make sure the VINs matched. They took pictures before they issued him a check on our behalf. I was thankful for that because most companies don't do that. They just wire the money and assume everything is gonna go well. I appreciate the loan, and everything has gone well since then.
Reviewed May 1, 2019
I wanted to buy a trailer and I was gonna use cash, but the guy that works at Happy Trailer Sales told me about Currency Capital. The loan that I got from Currency helped me with the equipment, and my business would've gone a lot slower without that loan. Applying was super easy. I was working and I couldn’t get to it right away, but we got it done in a day and everything was submitted and approved. The reps were professional and I had a very good experience with them.
Reviewed April 25, 2019
I received an equipment loan from Currency Capital and it helped me get the trailer that I needed for the freight that I am pulling. Without that loan, my business would be a little harder. The relationship manager was really good and she took care of the loan. It was an easy process. I filled out the application online and they responded back quickly. Then, they linked me up with a sales rep and she walked me through the rest of the process. Once I found some equipment, I shot the sale invoice to her and she took care of it.
Reviewed April 22, 2019
I am an owner operator. I had older trucks before but I stopped for around four years. I restarted one more time with a truck and took a financing loan from Currency Capital. It's good, but maybe leasing is better. I had a good interaction with the person I talked to. Plus, I received attention for my application for the credit. It was an okay experience.
Reviewed April 20, 2019
I heard about Currency Capital on the auctions all over the internet and I got an equipment loan from them. I was already approved from last year and the funding was very quick. It was no more than two days. When I don't have extra cash, that's when I go to Currency. It’s the way to go and I’m satisfied.
Reviewed April 19, 2019
I was looking at purchasing a piece of equipment off MachineryTrader and when I pressed the financing tab, Currency Capital came up. I applied for a loan and they called me back. There were a couple of caveats that we had to figure out and then they approved me. But then, when I called the dealer, the equipment I was gonna purchase was already sold. A little time passed and I found another seller who was an individual. I called Currency Capital's agent and told him I wanted to do the purchase. He told me I was already approved and that there were just a few more steps. He asked me if I wanted to proceed. Still, he was able to get the loan done pretty quickly.
Reviewed April 18, 2019
I heard about Currency Capital through Trade-a-Plane and I obtained airplane purchase financing from them. Their application process was simple and straightforward. Their rep was a real pleasure to work with. She was very knowledgeable and answered any questions I had. She even had a fair amount of resources to get me other information. Overall, Currency Capital is great. They expedited the financing process really quickly which we really appreciated. We have to travel a fair amount for work and the airplane gives us the ability to do that. Without the loan, it would have been difficult for us.
Reviewed April 14, 2019
I buy a lot of equipment which is online at times. I pay cash for it and in there, they said, “Finance equipment with 0% interest.” So, it caught my eye and with the taxes that were pretty hard in the past, I decided to finance it so that I’m not short of capital. I did the equipment financing loan with Currency. But, I have not finished my transaction with them yet and my plan is to pay them off right away. I was able to deal with a good person and he was very professional. We had a very positive and very good interaction. They were really helpful too.
Reviewed April 13, 2019
Currency Capital was in the paper when I was looking for a truck, then it was linked to the company. I got a loan for buying the truck and the person who worked with me was good but the loan process took two weeks. We had some issues with the dealer who was selling the truck but the rep used all the power he could to finish the loan fast. I was very satisfied and it was a very good experience.
Reviewed April 12, 2019
I heard about Currency Capital through the trailer dealer and I got an equipment loan from them. Without it, I wouldn’t be able to operate. I was able to purchase the equipment and I’m fine with the service. Obtaining the loan was short and quick. Plus, the interaction with the manager was good and she was professional. Working with Currency gave me the ability to grow the business and people should go for it.
Reviewed April 11, 2019
I was buying a trailer for a semi and iTAG Equipment, the people I bought the semi from, set me up with Currency Capital. I got an equipment loan which made it possible to run my semi in all states. I couldn’t do it before because I didn’t have a trailer. Everything was quick and awesome with the loan. I was approved the same day, but the whole process took two days. It was as easy as could be but there was money taken out of my account that I was not aware of. Apparently, it was in the contract but I have never seen it there. Other than that, everything was amazing. The interaction with the manager was all good. Sometimes, he was a little harder to get ahold of than I would like, but that was just business. Everybody’s busy. There were a few hiccups but Currency is the best experience I’ve had so far.
Reviewed April 10, 2019
I was gonna buy a loader and Currency Capital was on the company’s website. I got an equipment loan and the process was great. In the heavy equipment business, when you’re trying to buy used equipment, sometimes it’s very difficult. It takes days and days. The guy from Currency did it in 15 minutes or less. It was quick. The manager was a good guy and it was an awesome interaction. He was very professional and he knew exactly what to do to take care of what I needed.
The loan freed up the money we had in the bank to catch up on other stuff, rather than having to come up with a huge down payment. It was impressive. We’ve been in the business for 30-something years and we’ve got a good reputation, and still, for a used equipment, sometimes it’s hard to borrow money. They don’t wanna loan money on it. We’ve always done very well but it’s nice to know that I can pick up the phone and call these guys and it’s done. I don’t have to come up with my tax returns. So many companies make me jump through hoops. I would recommend Currency.
Reviewed April 9, 2019
Currency Capital was easier to work with than any other company. I learned about them on the website of Happy Trailer where I purchased my trailer from. I got an equipment loan from Currency Capital and had an excellent experience with their rep. The application process took about a week and everything was so easy and smooth.
Reviewed April 8, 2019
When I looked up AuctionTime, I was interested in purchasing a piece of equipment and I needed financing. I purchased a truck and instead of monthly payments, I paid it off. I applied to Currency Capital and the application process was easy and straightforward. It was a day or two that I knew that I was qualified. The manager was very straightforward and would get back to me and answer my questions if had them. The loan gave me a chance to build my credit on the business side. I was struggling to find a way to establish some credit for my business, but they gave me a chance to build business credit up, to where I can do more in the future. My business performance would have been flat without the loan.
Reviewed March 30, 2019
We went to buy a trailer for operations and we used Currency Capital to finance that purchase. I bought the trailer with a loan from them, but without it I would have gone to finance it somewhere else. Our experience with Currency Capital was very good before we got the loan and in the process of getting the loan, but it was very bad after we got the loan. At the beginning, when we were trying to get the loan, they were very good and efficient. They approved the loan quickly. But it's the after service which was not very good. Once we got the loan, it was like everybody disappeared. They were disorganized. The interactions that we had with the relationship manager were horrible. Since the day that I got that loan last year, I still don’t have a contract and the terms. I have no idea what my interests are, what type of loan I got, and how many years I'm gonna have that loan. I don’t have anything in my email or in my regular mail.
I changed the debit card back in November. They only call when they can't process a payment and I gave them the card. But this is the fifth time that I've given them the same debit card and told them, "Here's the card. Process the payment and then please update your system." They send me a form and I send it back, but then the next month is the same. Every single month I get behind on the payment because they haven't updated the credit card. Then they want me to go over that again. So, I'm not happy with them. I've gotta get rid of that trailer because it doesn’t work for me anymore and I bought something bigger. So, eventually I'll sell it and pay the loan off.
Reviewed March 27, 2019
I am 100% satisfied with Currency Capital. They did a great job. The truck dealership directed me to them when I applied for financing for a truck. The loan that I got from Currency Capital allowed me to purchase the truck and trailer that I was looking for. They found out what my best options were. The relationship manager who helped me through the process was great. He kept me up-to-date as much as he could. Every time we're moving one step or another, he stayed in contact with me and kept me abreast to every step that was being made.
Reviewed March 18, 2019
I was looking on a heavy equipment site and out of curiosity, I punched in the numbers to see what the monthly would be, how much I would put down, and so on and so forth, and Currency Capital contacted me back. Getting the loan helped me not to have to come up with all of the upfront. I could have done that but it would've put me in a bind. The reps were very diligent. It was a little difficult on my part since my business is not conventional but they worked with me and got the underwriter what he needed to make it happen. They were very helpful and persistent to get me what I needed. They knew what they were doing and they asked all the right questions. The process took less than a month but a lot of it was on my part since I was constantly on the road.
Reviewed March 15, 2019
When I called the number in the Currency Capital ad, I dealt with Ryan. He was very courteous and efficient. He got right on to the situation and he worked right through the whole process. He handled everything and I was able to obtain an equipment loan for a truck tractor. Working with him was the best experience I’ve had in sales. He took care of everything for me. Currency Capital is supporting my business right now. I didn’t have to go looking anywhere for a loan. Everything was handled right through the same group of people. The only thing I’m waiting on now is for the Powell equipment to come in. Currency Capital has an excellent process and they have helped my business enormously, which naturally helps my life.
Reviewed March 8, 2019
I had an equipment loan from Currency Capital, and the piece of equipment I bought was a key component to help me reach my midrange customers. I have big equipment for those bigger places that I go to. But the truck that I bought allows me to get into the smaller customers I had a more hard time getting to with the big equipment. The manager I worked with was easy to get in contact with, and if he doesn’t have his phone, he calls me back within an hour. And through the phone call, I already knew that I was approved. It was just a matter of them running it through the underwriter. In fact, I had an easy transaction with Currency Capital.
As far as going to a local bank and trying to get a loan for a piece of equipment, you have to bring your firstborn child. They want every stitch and piece of information in the world all the way down to what your kid’s allowance is. With Currency Capital, they’re free-willing with giving out a loan. When you work with farmers and ranchers, a lot of stuff is seasonal. At the end of the day, there’s gonna be a big cash influx, but you can’t get there without that piece of equipment. So, it definitely makes it easier to work with somebody who understands that. I already recommended Currency Capital to people.
Reviewed March 7, 2019
The equipment loan I got from Currency Capital allowed me to buy a trailer so I could go to work. Without the trailer, I wouldn’t be able to haul a freight. I’m happy and my experience was excellent. Give them a call.
Reviewed March 6, 2019
We got a short-term loan from Currency Capital. It’s a 12 months loan for a 100 grand. We started a large job. We needed something to keep us floating until the first payments came in. It kept us going where we had a little gap in our cash flow. Had we not received the loan, we would be struggling a little bit to make our payments with fuel, equipment and payroll. Currency Capital's application process was painless and I got approved within 48 hours. It was fast. I was also impressed that the representatives were familiar with the construction world.
Reviewed March 5, 2019
I looked for a trailer and when I saw the one I wanted, there were options to finance it or get a quote. I followed the prompts and the next thing I knew, I got a call from Currency Capital. I wound up getting two loans from them. First, they sent me 15,000 because I didn’t have the downpayment and I was waiting on a check from my insurance company for my last trailer settlement. The other loan was the financing for the trailer. If I didn't get the loan from Currency Capital, I would have had to try finding something older and cheaper, like a $10,000 or $20,000 trailer. I would have had to diminish my savings or my business money which would have put me in a very scary spot if anything major breaks down. I would have no money to get the trailer repaired and would have to rely on credit cards with high interest rates.
Though the knucklehead I bought the trailer from was a paranoid person who wanted a certified bank check instead of the business check that Currency Capital sent him. With their rep Dodge, things were great. He was very well-spoken, very knowledgeable. He worked hard on getting things done for me in a quick manner.
Reviewed March 4, 2019
We have a rock quarry and we're all passed out of our money. one of our pieces of equipment went down and Currency Capital loaned us money to get a jackhammer when we couldn't get it at our bank. They understood rock quarries and mines when our bank didn’t. Without the loan, we would have lost everything. Working with Currency Capital was really good and we appreciate everything they did for us. Other people should go for them.
Reviewed March 3, 2019
I bought a company in July and I badly needed a piece of equipment. If not for the equipment loan from Currency Capital, it would have been more difficult because the equipment that we had was very outdated. Jack, the manager from Currency Capital, was terrific and he was a no-mess around guy. I asked the questions and he gave me the answers. The application process was simple whereas my own bank was driving me crazy with round upon round of documents that they requested. It got to the point that my bank wanted me to give them a resume of mine. I finally told them that I couldn’t spend time doing stuff that I didn’t see as necessary. I knew that there were rules but they went beyond. I originally approached them, but it got to the point of being ridiculous. Currency Capital has it the way it should be. They’re doing the right stuff because I dealt with a traditional bank and it'll probably be one of the last times that I do that.
Reviewed March 2, 2019
I got a loan from Currency Capital and it provided us with the necessary equipment to perform the job. If not for that, I would have had to go elsewhere. The manager helped us greatly all along the way and I speak very highly of him. The application process was simple and the entire process took a couple of days. We were back and forth with some papers and so forth, but we got it. I'm very pleased with my experience with Currency Capital and I would do it again.
Reviewed Feb. 22, 2019
Currency Capital was put towards me when I was looking to purchasing the trailer and I liked everything about it. It was easy and there were no hassles. In addition, the rep was very pleasurable to work with and very understanding. The process took 36 hours from start to finish and the loan I got helped tremendously. It helped me get into business even more.
Reviewed Feb. 21, 2019
I worked with Currency Capital on a loan and they did great. They are one of the first loan companies that I had that was upfront with everything and explained things really well. Plus, the process didn’t take long at all. We did everything over the phone and once we got it going, it just took about three days. They also got good customer service. They guided me through everything and chalked me up with the paperwork. The lady there was very nice and she helped me through the docu sign and we got it done.
Reviewed Feb. 20, 2019
I had a credit app online with a trailer company and from there, Currency Capital contacted me. Their process was swift, easy, and quick. I have dealt with other companies in the past and they wanted everything from your bank statement to your firstborn. But with Currency Capital, everything was finalized within 24 hours of them contacting me and their reps were excellent.
Reviewed Feb. 16, 2019
Currency Capital had very competitive interest rates and they were able to get me financing quickly. The pre-qualification only took a few days, then once we got into the actual loan part, the process took about three weeks. And there was no delay. Every time there was an action in their court, it was handled quickly and returned back to me. I also had questions that were immediately answered. There was a person that I could call, Cathy, and she always picked up the phone. She was very helpful and she helped me understand how the finance company and the title company worked. She guided me through the title process and she was great.
Reviewed Feb. 14, 2019
Applying for a loan for a piece of farm machinery with Currency Capital was quick and easy. In a few hours, I got my approval. My piece of equipment had to get fixed though, so it got dragged out a little bit but everything went great. Currency Capital took care of all the money transfers and it was all done on the computer.
Reviewed Feb. 13, 2019
We wouldn’t have a business without the Semi-truck financing we did with Currency Capital. It gave me a start to my truck. Their website was easy to access and to run through. We’ve had a good experience with them and I would highly recommend Currency Capital.
Reviewed Feb. 11, 2019
I was gonna buy a backhoe, and Currency Capital popped up online. Then, the guy called me. I ended up getting an equipment loan from them for my company. I had a machine before that was given to me, and it is gone, so I needed another one. It took the company I bought it from a little bit of time to get it to me as they had some issues with the truck to get in here, but everything worked out fine. Securing the loan went perfectly. Max did good for me and he was fabulous. He made me feel very comfortable. He was right in my own house and we were talking. He was really good, professional, and he was almost like a friend of mine. He kept texting me to see if I found any machines, and he was still looking for me. He kept me in the loop to keep me focused on giving me finance for a machine. So, that really worked out fine. Call Currency Capital and have them get it for you!
Reviewed Feb. 8, 2019
Currency Capital was able to give me a business loan that helped my business to where I did not need to spend cash. Their reps, Ali and Tati, were very helpful a couple of times that I had some questions and concerns. I appreciated that any questions I had were answered promptly and things were taken care of. I had a fast and painless experience with Currency Capital and I would do it again.
Reviewed Feb. 7, 2019
I got an equipment loan from Currency Capital then I bought a trailer. It helped me grow my business. Overall, my experience with Currency Capital was good.
Reviewed Feb. 6, 2019
We purchased a trailer from Hecht and they worked with Currency Capital. We got a two-year loan for the dump trailer. Currency has helped us because rather than having to put out $6,000 out of pocket at once, we were able to finance that over the course of 48 months. The woman who we dealt with was not in her office as that day was a Saturday. But our salesman had her personal cellphone number, and she did go back and forth from her home on a Saturday to help with the transaction. She was great, professional and courteous. We were very pleased with the transaction. Currency Capital was exactly what should be expected from a financing company. Overall, we're satisfied with Currency Capital.
Reviewed Feb. 5, 2019
I applied for an equipment loan with Currency Capital and dealing with their rep was easy. It could have been more complicated in going another route for financing but through Currency Capital, it was easy. Now, we got the trailer to go to work with. My experience with this company was top of the line and I would recommend them.
Reviewed Feb. 4, 2019
The engine on my truck went down and I needed to get a truck on the road. I applied for a commercial loan with Currency Capital and the entire process took three days. Their rep texted me back and forth and stayed in touch. Although their interest is high, I really like dealing with the people there. And the loan helped me get another truck.
Reviewed Feb. 3, 2019
I applied for a regular consumer loan with Currency Capital and the two people that I talked to there made it easy for me. Any questions that I had, they were immediate on the response and they were very professional. With Currency Capital, I didn’t have to jump through hoops trying to find somebody and the loan allowed me to get into this particular piece of equipment. I had a good experience with Currency Capital. They were a great bunch of people and they did whatever they could to ease the burden.
Reviewed Feb. 2, 2019
Currency Capital is very good. I got a commercial loan for equipment for a trucking company. The person I worked with was a professional and he did it for me in a couple days. The loan has helped because I got to keep the business running. Without the loan, it would have been a little bit harder.
Reviewed Feb. 1, 2019
My experience in dealing with the Currency Capital rep for an equipment loan was great. The communication was excellent and the application process was simple. Navigating through their website was simple too. In the end, the loan helped me expand my business. I would use Currency Capital again and I would suggest you use them too.
Reviewed Jan. 31, 2019
I was purchasing a piece of equipment from a dealer. They were trying to get a quick loan and so they hooked me up with Currency Capital. Currency Capital got the information and got everything done within a few hours, which was the biggest thing. They got the information and we worked around a couple of little obstacles, but every aspect of my experience with them worked out well. The rep I dealt with was very good as well. However, I didn't get the loan information, as far as the interest rate. As a matter of fact, I haven't even seen it yet. At that time, it didn't matter as I just wanted to get the loan so I could get the equipment before the end of the year. So I have no idea what interest rate I'm paying. But other than that, everything else was good.
Reviewed Jan. 27, 2019
I was on Google searching for a trailer and a representative from Currency Capital called me back. I dealt with a third party who did most of the financing, and I just gave her the payment. Other than that, the loan was approved in a couple of days and the rate I received was fair.
Reviewed Jan. 24, 2019
When I bought a piece of machinery from an online auction, I somehow got connected with Currency Capital. The reps I worked with were very polite, and while the rates were a bit high, they're short-term deals. I was willing to pay a little more. More importantly, when I needed the funding, Currency Capital was there. They were willing to work with me and the process took just a couple of days. It was quick and I was completely satisfied.
Reviewed Jan. 23, 2019
I’ve started a little business, parts shop, and I was looking into buying a trailer. And I ran across Currency Capital. They were willing to work with me and the process with them was very easy and convenient. Everything was pretty much online. Within a day, everything was done. They were professional and very cool too. The loan would help me out in the long run.
Reviewed Jan. 22, 2019
Currency Capital was very interactive. I dealt with them mostly online and a couple of phone calls and it was a good experience. In about three days, the process was completed. The financing allowed me to free up some capital that I would’ve put for the vat so that I can afford to pay monthly bills.
Reviewed Jan. 19, 2019
I was looking for a truck and financed with Currency Capital. First, I bought a tractor, then I bought a dump trailer. With the tractor, it went perfect. I like the way they work. But with the trailer, they haven’t finished yet. But we’re almost done with the transaction. I’m just waiting for the paperwork. They'll be shipped to me and after that, everything is good. Currency Capital helped a lot. The process has been very professionally fast. I love to work with them.
Reviewed Jan. 17, 2019
I’m a farmer, so I got a cultural loan from Currency Capital. I borrowed some money for a tractor. I have a lot of tractors, but the loan freed up some money for my operating expenses this year. Currency Capital has a good interest rate. The process was very simple and I was surprised about that. It just took a couple of days to get it all done. The only one I interacted with was Eric. He was great and he was on it.
Reviewed Jan. 15, 2019
The people at Currency Capital were all good. They were professional and courteous and acted promptly. It was a relatively quick and easy process with them. I was finding a piece of equipment and the online financing that was available was through them. We’re a trucking company and I’ve dealt like a hundred trailers and 35 trucks. I bought a truck and the loan I got allowed me to put on another driver, so there's additional revenue.
Reviewed Jan. 14, 2019
I went to purchase a trailer and they told me that I had to go online to Big Tex. When I went online, Currency Capital was affiliated through them for financing. I had a business loan with them and they gave me the equipment that I needed to move forward with the business. Everything was pretty much all online and their website was pretty self-explanatory. But I was under the impression that I would just get approved. I can go down there if I need to put money down. I put it down and I didn’t get it.
I was told I got approved for XYZ. I got the trailer and I could move on from there. I could do that and everything went by. I asked why my banking information was needed and they said they just needed to process everything. I said I didn’t want my money conned out of my account and they said that was not what they do. Lo and behold, they direct deposit that on my account. So, I called. The gentleman who helped me out was explaining to me how it worked and everything. I told him I was really displeased with it because I didn’t want that. I asked if I could have an option to mail them my payments and they said they don't have that option. Then, I called and the young lady said they have that option. I can get an invoice sent out or I can pull it up online and mail it back in. It was a whole lot of miscommunication.
Now, I got a balance check fee, a check that didn’t clear because I didn’t rotate my funds properly. But I'm trying to communicate all of this. It cost me money. I wasn’t aware of the $125 processing fee. Just be upfront with me and let me know, “Well, Mr. Turner, look. We got a processing fee that’s gonna be incurred. We have this. We have that.” I could’ve gone through my bank and just financed the whole thing or just pay cash for it. If I had to do it all over again, I would never use them again. If you're not understanding something and you're not sure and I'm doing business with you, I'm gonna make sure, before I have the phone with you, you're clear, unless you're just not being forthright, that you're very clear on what's going on with this process because I don’t want you, at the end of the day, to be upset and feel as if I didn’t treat you right. That’s not how I felt after that process. I feel like I wasn’t treated right.
Reviewed Jan. 13, 2019
I dealt with Pawnee Leasing two years ago and bought a forklift, and then they hooked me up with Currency Capital this time for a four-year forklift loan. The equipment is a upgrade of what we had, and it just allowed us to move more efficiently and effectively with processing cars and organizing them. It makes everything so much easier.
The relationship manager was on-point, followed through with everything and explained everything in great detail. The only issue I had was there was another charge on my card. I already paid the first and last month’s payment as the initial thing and that was all I was told would come out until February 1st. But he’s working on that for me. And other than that, everything went perfect.
Reviewed Jan. 12, 2019
I do commercial hotshot and I obtained a personal loan with Currency Capital. It was good with the relationship manager. I walked in, looked at the trailer at Tucson Trailers, and I applied for a loan in the office. As long as I had the down payment, I was approved that day.
Reviewed Jan. 11, 2019
I got an equipment loan for a tractor through Currency Capital and our business now has the ability to cover more grounds. It put down my cost per acre, so I can be more profitable. I had very quick and easy interactions with them. They were always punctual as well and I would recommend them.
Reviewed Jan. 10, 2019
I was shopping on eBay and Currency Capital was one of the options for financing. I got a loan on an item called a Brown Bear which is a compost turner. The loan has very low interest rate, and it was handled very well. A gal by the name of Crystal did an excellent job. Currency Capital is a good company.
Reviewed Jan. 9, 2019
When I was trying to find a dozer, the guy at the place where I got it from went through some finance papers he uses and he got Currency Capital. I had an equipment loan and got a dozer which is hard to get without any help credit-wise because it's over $40,000, so it's a lot of money coming out of your pocket at once. I'm very pleased with Currency Capital.
Reviewed Jan. 8, 2019
I obtained a loan for a piece of equipment with Currency Capital and it helped me expand. The relationship manager was a nice guy and the whole process took two days, including approvals and getting everything to come through. It was a quick, easy process and it seemed to be a good loan.
Reviewed Jan. 7, 2019
I was shopping around for a machine. I got Currency Capital through the people who I was looking to buy my skid steer. They’re the ones that set me up with them. Connor was great and acted professionally. He got back with me and he did most the work. I never had to worry about contacting him. They acted fast and I couldn’t believe a loan could go through like that. It ended up taking a month. The loan helped me buy a skid steer that was for snow removal, leveling out the ground. We’ve already had six feet of snow drifting in front of the building. My business would have been closed for an extra day or two.
Everything was awesome except for when I was told the payments were gonna come out which was supposed to be February. They took it out in January and December so I was a little bit upset. It was only supposed to be 435 and the first one was 489. I'm gonna call them about it to find out what’s going on. But I had a good experience. Currency did a great job.
Reviewed Jan. 6, 2019
Currency Capital financed a truck for me. It enabled me to upgrade the truck that I had. Without their loan, I would be financing somewhere to try to make it happen. The rep was very helpful and explained everything, and always responded most of the time when I called. From the time I got the approval until we finally decided on the truck, got it all ready to go, it took about a month. I learned quite a bit on how the modern business world works now and made things a lot easier. We’re able to do all the signatures and all electronically. Currency Capital can get it done for you. If you qualify, they can make it happen quickly.
Reviewed Jan. 4, 2019
I got an equipment loan from Currency Capital. It was easy to do, just a quick online application and then they immediately followed through. They made it happen so it was time-saving. You pay a little bit more on the rate but the simplicity of it was worthwhile for that. The two reps I had were very courteous, prompt with returning calls or information and were on top of the whole deal from start to finish. I added a truck in my fleet and my business performance is growing a little bit. I had a good experience with Currency Capital and people should give them a shot if they’re looking for a small business loan or equipment loan.
Reviewed Jan. 1, 2019
I took a loan from Currency Capital to buy a wrecker. My interactions with their rep were great. He was persistent in calling me and made sure everything was okay. The loan helped give me two heavy pieces of equipment. I’m just waiting on the manufacturer to get the parts so I can have the truck. They're sending me things on my insurance and stuff and I don’t even have the vehicle. But Currency Capital was quick on their part and did a good job.
Reviewed Dec. 31, 2018
I bought a mini excavator and I got an equipment loan through Currency Capital after finding them online. Some institutions that I work with are very complicated but Currency Capital seemed a little bit easier. The gentleman named Luke was good and he understood where I was going with it. The conversations I had with him were clean-cut and he got to what I wanted. I got the interest rate and we made a deal. My experience was fabulous. Go ahead and use them too.
Reviewed Dec. 30, 2018
The guy I bought a truck from sent me the link for Currency Capital. I did a business loan and I got the money I needed. Overall, I had good interactions with the representative who processed the loan for me. My only my concern is sometimes they did not return the calls but I know they're probably busy. So if you're considering, go ahead and submit the application for the money if you need them.
Reviewed Dec. 21, 2018
I bought a machine through an auction and got a loan through Currency Capital. They gave me three years to pay it, which helped. The interest was reasonable too. The relationship manager was very good and was very professional. He took my calls immediately and if he didn't answer my call, he returned it quickly.
Reviewed Dec. 16, 2018
I got an equipment loan from Currency Capital. It made life a lot easier on the job and helped make us more productive. I can work with fewer guys and I don't have to rely on the rental company. I was able to buy a lift for my company, which I use almost daily now. Having that piece of equipment replaces about four guys. We've also gotten more jobs because of it. Buying this piece of equipment is definitely a time-saver and money-saver, and it increases production. The only thing is that I like to have a statement every month, how much I paid, my month-to-date balance or the term of the loan, and how many payments are left. But then Currency Capital helped me out a bunch and it has been a good experience. I was happy and satisfied. Give them a call, see everything work out. I know everybody's situation is different based on credit and the income, but it's worth a shot.
Reviewed Dec. 14, 2018
I was dealing with Express Financial for a loan and then, they sold it to Currency Capital. I got an operating loan and I was approved for more money, but I had to do the loan over two times. When I needed that extra money that I was approved for I could not contact Express and that hurt me badly but it wasn’t Currency’s fault. I went digging back through my paperwork and found the information and contacted Currency directly. After that I paid the loan off. The interaction with Currency was good and I’m completely satisfied.
Reviewed Dec. 13, 2018
I was connected with Currency Capital through an online service looking for a piece of machine through an equipment company. I applied and they responded, and we worked from there. The people I worked with were excellent. They adjusted to my needs and everything was really quick.
Reviewed Dec. 12, 2018
I got a daily loan from Currency Capital and it helped in an expo situation that we were having. The process was pretty painless. Interest rates were obviously a little bit higher than normal, but other than that, it was a good experience. They're perfectly fine, though you have to make sure you have the funds to meet your daily payments.
Reviewed Dec. 10, 2018
Currency Capital contacted us and we got an equipment financing loan from them. We were able to lease the equipment with the loan. The equipment has been a tremendous help and we do not have to do the work by hand anymore. However, the interaction with the relationship manager was not great. They were hounding over and over for payment despite the fact that our entire state was devastated by the hurricanes within a month. When we had service, I was able to answer the phone and I explained to them that we had catastrophic flooding. Their communication was great. About the second year after Hurricane Matthew in 2016, we had Hurricane Tomas, and then three or four weeks later, Hurricane Michael. They were basically speaking that we return the equipment or give them out to an agent during the two hurricanes.
Reviewed Dec. 6, 2018
There isn't enough time in the day to explain every detail of the lies and promises this company will make to you. We kept getting told we were approved and the loan would be funded the next day. Well this went on for over 3 weeks. We always needed one more piece of information. After 3 weeks we told them to just forget it that we would go somewhere else. Lo and behold two months later they processed two payments out of our account on a loan that was never processed. We did get our money back, but I would NEVER recommend this company to anyone. By the way, it is a lease agreement no matter what the guy tries to tell you.
Reviewed Dec. 5, 2018
We got Currency Capital's service to acquire a vehicle for our business. We were told it was gonna be easier than using a bank. We had some difficulties around the money and we had some difficulties meeting their timeline. We had to spend money out of our own pocket initially and then they reimbursed us. They didn’t seem to meet their own timeline.
The person promised me a bunch of things. Sometimes I didn’t even ask for a specific date and they would say, “We can get this done by this date.” So I traveled several states away to get a piece of equipment they told me the funds were gonna be available for and then when I got there the people were like, “We don’t have any information on this.” I said the best I could do was give a check for the whole amount. Then they could hold it and wait on their money, or they could cash it and we would get money.
The people ended up cashing the check, and I basically threatened the person from Currency Capital with not needing the loan after that and using my own capital to invest in the piece of equipment, and I would just take a smaller loan from the bank because I could have afforded to take some money off the top at that point. The person all of a sudden kicked it in gear and had the money to me. But there were several snafus with the person I was dealing with inside Currency Capital.
There would have been nothing else that I had to worry about. They essentially approved me right away and my bank would have done that. But I had to get all the paperwork together and there were new requirements that kept coming up. I wanted to be done with it.” But that sometimes doesn’t always happen smoothly, and I understand that. It seemed like it kept going on and on. I might have been dealing with somebody that didn't have enough experience to be able to handle the job he was doing.
Reviewed Dec. 1, 2018
I went to Currency Capital for business financing and the process took about 5 days. The reps had been very good. The loan helped me get by the rough periods. So go for Currency Capital.
Reviewed Nov. 20, 2018
I worked with Currency Capital on several different levels. I’ve done some operating money with them. I’ve also financed a semi and a tractor with them. It has allowed us to grow our business and invest money into certain input into our farming operation that allowed us to make more money at the end of the day. It has also allowed us to work with different market by having the semi that we bought with them to haul our grains and products further. I’ve dealt with Felicia and she has been wonderful and very responsive for any other needs that I have. She worked with me with several different programs, gave me different options and things to look at and review. She was not pushy whatsoever. It’s a great experience. They were easy to talk to and to work with.
Reviewed Nov. 8, 2018
I got a loan from Currency Capital for a truck and it helped really well and in a lot of ways. The people there were great. They stuck to their word and did whatever they could to help me. They're a great company and I like my experience with them. They work hard and try to get the best rates for people.
Reviewed Nov. 7, 2018
The equipment loan we received from Currency Capital has helped my business plans very well and strengthened it a little more. Without the loan, my business performance would have been a little slow. A good representative managed my loan and he helped us a lot as well as made the loan much easier for us. Currency Capital is always a good company and I appreciate them. In the future, I could do some more business with them. My experience was great.
Reviewed Nov. 1, 2018
We did a business loan with Currency Capital and I had good interactions with their relationship managers. They were very professional and getting the loan was very quick for me. Overall, they did an awesome job.
Reviewed Oct. 31, 2018
I read about Currency Capital on the web when I was looking for a truck. I'm very appreciative of what they've done for me to start me out of my business. All I needed was a helping hand. I would tell others to look at the guys from Currency Capital who helped me. They're very professional. There never was a question that I actually wasn't answered. Every time I called, I've gotten someone. And as a matter of fact, they still call me to this day and ask me how things are going.
Reviewed Oct. 30, 2018
I needed a skid loader for years and with the divorce, my credit wasn't very good. Currency Capital's interest rate was low, plus their relationship manager was great to work with. I called for an application on a Tuesday and I picked my loader up on Thursday. Now that I've got a skid loader, my business has almost doubled. They're good people to work with and they really helped me out. I've never had a better experience dealing with a lending capital.
Reviewed Oct. 28, 2018
I've had a loan with Currency Capital and my experience with them has been fine. They helped get me the equipment I needed to get started. Had I not gotten the equipment, my business would have been slower. I recommend Currency Capital.
Reviewed Oct. 21, 2018
We got a loan from Currency Capital for equipment leasing and through that loan, we got by in getting that piece of equipment. Their reps were knowledgeable and friendly.
Reviewed Oct. 13, 2018
Working with Currency Capital gave us various equipment and working capital. It has helped a lot our business.
Reviewed Oct. 4, 2018
Getting an equipment lease from Currency Capital was very easy. I just answered a few questions and they asked me for paperwork. However, the process took a bit longer because of me. In the beginning, I bet on the equipment and when I did, I applied for the loan. The loan was not approved right away. Also, I didn't win the bet. Still, Currency Capital's reps told me that I was already approved and I should keep on getting the equipment. They told me that once I got equipment that I like, I should let them know and we would start from there. The problem was I did not get statements from my payments. I have automatic payments so they can get money every month from my account. I called and asked Currency Capital how to get a statement, but I didn't get an answer. Nevertheless, their rep was helpful and my overall experience with the company was simple.
Reviewed Sept. 26, 2018
Currency Capital did well for me. I dealt with Conor and I was very satisfied with his customer service. We had good communication. I received an equipment loan from them and the equipment I bought has helped me grow my business. It was my first time to purchase online and I am overall satisfied with my experience with Currency Capital. It took a bit of the stress out of the business end and it also helps me sleep better at night. I highly recommend them.
Reviewed Sept. 21, 2018
I received a business loan for a tractor from Currency Capital as it was a lot easier to go through them and get the loan. The application process was all good except we had some circumstances that were unusual, and it took a little time to get through that. Nevertheless, the Currency Capital manager was very cordial and very polite. Overall, the experience with Currency Capital was good. People should give them a chance. Without the loan, I wouldn't have the tractor and my business would be a lot tougher.
Reviewed Sept. 17, 2018
I bought a truck and got the loan from Currency Capital. They do what they said they’re supposed to do and we have no problems. I would recommend them. They’re pretty good to deal with. I got more business since having the truck. I can do more
Reviewed Sept. 11, 2018
I needed a loan for a tractor and Currency Capital offered quick and easy financing. They were very easy to work with and everything was good with my interactions with them.
Reviewed Sept. 6, 2018
Currency Capital was very helpful and ready to find the right loan and the right plan for me. The rep that I worked with did well and I had good interactions with him. I got an equipment loan from them and because of that I was able to sell my business. I needed to buy a license and they made it possible. I'm very satisfied with my experience. I would recommend to people to take an equipment loan like the one I got.
Reviewed Sept. 1, 2018
I got a commercial loan from Currency Capital and the experience was helpful. The loan process was swift and there wasn’t a lot of waiting. It took 30 days from application to approval. The rep that I worked is a down-to-earth guy and he knew his business.
Reviewed Aug. 31, 2018
I got a truck loan from Currency Capital and my agent couldn’t have been better. He was helpful and he was on top of things that he needed to be on top of. He was also communicating with me at all times on the process of all of it. It worked out great and I’m very pleased. The whole process just took a little longer because the people on the other end who I bought the truck from failed and dropped the ball. Without the loan, I wouldn't have gotten the truck. I was able to move furniture I haven’t been able to move for a while for the shop that I have. Try Currency Capital. They worked for me.
Reviewed Aug. 30, 2018
My husband bought some ranch equipment at an auction yard. They recommended Currency Capital and we got an equipment loan from them. The loan was approved quickly. We had to hay our own crops this year and we couldn’t have done it without the equipment. Getting the loan was very easy, but the follow-ups afterwards were not smooth and it was difficult to get a response.
Reviewed Aug. 25, 2018
The working capital that we got from Currency Capital has helped us tremendously. It improved things. It’s for cash flow during our slow seasons. I've been telling friends that if they need some working capital to help them out during a pinch, Currency Capital is a great company to work with and it's an easy transaction.
Reviewed Aug. 24, 2018
I got a lease loan with Currency Capital which was the first one I went to and it ended up working out well. The loan made my business plan affordable for me.
Reviewed Aug. 22, 2018
Currency Capital was on an equipment auction website and dealing with auction stuff is a bit different than just going and buying equipment. I borrowed some money from them to buy a machine which was my first experience with them and it was a good one. They told me I was approved for $100,000 and I only borrowed 20,000 so I still had 80,000 left. This was less than seven months ago that I bought the first machine and nothing has changed in my business.
For my second loan, I was looking for another piece of equipment. Currency Capital called and told me I was approved for 80,000 so I bought a tractor for 52,000 dollars. By the time everything was said and done, it was gonna be 60,000 so I was still 20,000 under. However, when it got down to it, they said I was only approved for 50,000 and I had to pay the auction company $4,000 because they wouldn’t fund it unless I wrote them a check for 10,000. I was not happy about it because it cost me money for no reason. People should make sure that they have the stuff before they do anything and not just go off with what Currency Capital is telling them.
Reviewed Aug. 3, 2018
I put on a request to buy a truck and Currency Capital very much so helped me accomplish what I was trying to accomplish. Jack was great to work with and I would recommend the company to a friend.
Reviewed Aug. 2, 2018
The rep of Currency Capital was a nice and very sensible guy. I got a loan from them and I used the money to buy a couple things that I work with. If in the future I’m going to get another loan, I will contact them.
Reviewed July 30, 2018
I was borrowing for a piece of equipment and Currency Capital got recommended to me. They helped me when I needed it and everything worked out well.
Reviewed July 25, 2018
Getting a loan with Currency Capital was a process and I hope I never have to borrow from one of these types of companies again because it does cost you a lot of money. That's nothing against them though. That's the program they offer and they didn't hide anything. Robert was also very helpful. He was the person I dealt with and he was a good guy. What I don't like about dealing with these types of sharks is everybody gets your information. My information was spread throughout the country and Currency Capital had been the only people I dealt with. I even got on a call with one of the principals at the company because I was getting calls before our loan was done and they were upset about it. So they were calling the company that was calling me and they got involved in it. But all in all, the experience was decent.
Reviewed July 24, 2018
I'm so grateful that the people at Currency Capital really held my hand through the whole process and I would absolutely recommend them. I was purchasing an equipment and my contact at Red gave me a shortlist of loan companies to go through. Currency Capital was one of the three that I checked with and was able to offer me more bang for the buck. What Currency offered, no one else offered and I related that to the people at Red. My contact at Red wasn't aware of Currency's offers and they were surprised. So they said they are definitely going to mention that to other people who are interested in buying and getting a loan.
My experience working with Currency Capital was just stellar. They communicated with me as a human and not so much as a client. They could have easily talked to me in a way that was strictly business and maybe our conversations would have been five minutes. My experiences have been good with everybody but in particular, the associate I worked with, Remy, really took the time to explain things to me. We had conversations back and forth and we'd be on the phone sometimes for half an hour. I enjoyed that. I was able to connect with him and through connecting with him, I was able to connect with their company. I felt better about going through with them because this has been, by far, the largest loan I've ever taken out but when I can talk things out to somebody, I feel more comfortable. And Remy listens. That really gave me peace of mind.
Remy also made himself available even when he wasn't in Massachusetts. When he was with his fiancée in Florida, he still followed up on phone calls that he promised me he would make even while he was away from work. So I'm really happy that their company was suggested to me and that I went with them. Remy and his people at Red made the experience fun and exciting for investing so much money that I'll be paying off for a while. Currency Capital also made it very easy. Now, all I have to make sure is that I've got enough money in my account then they automatically withdraw it so I don't need to think about it. Usually, I'm a little bit skeptical about that but everything seems to be going fine now.
Reviewed July 23, 2018
I've been satisfied with Currency Capital. The interactions I had with the person I worked with were really good and there was a timely response on everything.
Reviewed July 21, 2018
I had a good experience with Currency Capital. I get a little apprehensive about stuff I get in the mail at times but these guys were legit. Their rep, Josh, was really good. I’ve nothing but nice things to say about all of them as well. They really worked hard to make this seamless and fast as possible. They were very communicative too. The small business loan really helped at the time I was working in Lake Tahoe and there was really long gaps between getting paid. Sometimes, it would stretch out to 45 days and it was so hard to run stuff like that. I needed some relief and these guys came in with some short-term cash to help fill that gap between getting our payments from people and keeping more work moving forward.
Reviewed July 20, 2018
I received a small business loan from Currency Capital and I had a good experience with their rep. He explained everything well.
Reviewed July 18, 2018
I got an agricultural loan service from Currency Capital and it was a smooth transition into the purchase of a piece of equipment. The agent that helped me out was friendly, helpful and very quick to respond to any questions I may have had.
Reviewed July 13, 2018
Currency Capital has an aggressive marketing program and dealing with the manager was excellent. They were great people to work with and the process was simple and smooth. The loan enabled us to take advantage of some opportunities and without it, the business wouldn’t be as good. They find a way to get things done and I would recommend Currency Capital.
Reviewed July 11, 2018
The commercial loan that I got increased the profit margin. Without the loan, the business would still progress but in a slower process. I would highly recommend Currency Capital. I had a pretty unique dealing with them and the manager was perfect and very professional.
Reviewed July 10, 2018
I received a loan from Currency Capital for a lease on some equipment. We wouldn't be able to do what we needed to do without the equipment that we got. Everything was perfect with the manager too and they answered every question I had. I would tell others to call Currency Capital.
Reviewed July 7, 2018
I bought an equipment on FastLane and Currency Capital is one of the financing deal that came up automatically right next to them. I inquired about them then got a loan on a farm equipment. The person I dealt with was Kyle and he answered every question and responded when I needed him to. So, the loan helped facilitate the purchase and I was able to buy an equipment from out of the area from where I live that I couldn’t get here local.
Reviewed July 6, 2018
Currency Capital did a lot of work for me smoothly. We got a machinery loan from them and we'd be down some machinery if we hadn't gotten it. It was a lot easier than I thought it was gonna be and everything worked out.
Reviewed July 4, 2018
The guy I bought the lift from told me about Currency Capital. I received the lease with the $1 buyout from them and it helped me purchase the lift. My relationship managers were very professional and answered all my questions. They were patient and helped me out and took care of my needs. I was very comfortable with them. It was an overall good experience and I would recommend Currency Capital to my friends. I would tell them that they were easy to work with and they were good people.
Reviewed July 3, 2018
Currency Capital got me the loan I needed, and I worked through things. Currency passed me on to another department within Currency. And the transition was seamless. I was credit-challenged and didn't have a lot of options at that time, but things went all right for the most part. I didn't like the loan that I received in the end and the rate was high. From the very beginning, it was supposed to be a business loan for my LLC. But as I looked on my credit report, it seemed to be a personal loan. So I'm not actually building my business credit as I intended.
Reviewed July 2, 2018
We used Currency Capital before and Connor was efficient and fast, so we called him back again. He was awesome. He returned my calls quickly and said he would get something done, and he got it done when he said he would get it done, which was refreshing. We got an equipment loan from Currency Capital and they've helped us with the equipment we needed. Without the loan, our business would have been negatively affected.
Reviewed July 1, 2018
I bought the car from eBay and heard about Currency Capital. They contacted me and we went over the deal. My experience with the salesman was good, but the management and accounting sucks. They don’t return calls plus they got me stuck. I wanted to inspect the car myself, but they insisted on having somebody inspect it and sent somebody who knew nothing about limousines. Every stuff in the car is not working which now cost me an additional $5,000 in repairs. The car is not even done yet and I'm paying. I'm gonna try to resell that car once done, cut my losses and get another one. Technically, Currency Capital did an inspection so they're responsible if anything happened and I could hold them responsible for this. However, the amount is too small and we move on. They should pay attention to this situation in the future because that will put them in a liability.
Reviewed June 27, 2018
Dragged on for weeks. All info provided within hours. Every time I talked to rep. (**) all was good and approved. Told I had A plus rating just needed one more piece of info. Started with online application. Then 10 year old tax return. Then bank statement showing I purchased equipment. Then eBay invoice showing the same purchase. They wanted copy of the deed on my business. I said no. They said ok. Then a voided check and copy of my driver license. Every day I was told that I was approved just need 1 more piece of info. Then finally they said I had final approval but now I had to wait until all 5 pieces of equipment were delivered then I would have to call another guy and do a face chat with my smartphone to prove I had the equipment. And that's where we're at now. Waiting...all this for 5000.00 bucks.
Reviewed June 24, 2018
I have been with Currency Capital for a couple of months and so far, it's exactly as advertised. They helped our business with a working capital. Give it a try. It worked well for us.
Reviewed June 23, 2018
We had a truck go down and it was going to be a while for it to get fixed, so we had to buy something and the facilitation of how fast Currency Capital did it helped us not get behind in work. We purchased a semi-truck. The reps were very courteous and knowledgeable and whenever I had any questions, if they couldn't answer, they got the answers within minutes, not within days. I would tell my friends to at least give Currency Capital the opportunity to look at what they've got and to see if they can make it work.
Reviewed June 22, 2018
I was looking for a trailer and I checked on TruckPaper. I then filled up the application and then Currency Capital called me right away. Sean was really good. I didn't have the money to get the trailer, and Currency Capital helped me.
Reviewed June 16, 2018
It was easy to get in touch with Currency Capital. I got an equipment leasing loan from them and we were able to do one where you can book it as a lease but you write it off, tax-wise, as a purchase. They were flexible and able to work out the terms I needed.
Reviewed June 14, 2018
I got an equipment loan online from Currency Capital to have my own rather than renting and dealing with the manager went well. He did a great job. The experience was good and I would recommend them.
Reviewed June 13, 2018
I heard about Currency Capital from Big Tex Trailers in Greensboro, North Carolina and they were very cooperative. They granted me the loan that I needed to get for my trailer and it helped out tremendously. I would recommend Currency Capital.
Reviewed June 12, 2018
I got a loan for leasing equipment from Currency Capital and it has helped me with them honoring the loan and allowing me to use the equipment. I had a great experience with the person that went through the loan with me. Her name is Caroline and she was thorough and efficient, and I appreciated that.
Reviewed June 6, 2018
When we went to get the trailer, the people there were the ones who submitted the application to Currency Capital. We got a $14,000 loan for the trailer and the process was really quick. Almost everything was done online through email. The only bad side of it was a small error on one of the forms, so we had to redo it but that was nothing. And because everything was done online, I didn’t really have any connection with somebody. So, if I had a question, I didn't have any information on who I need to call. But overall, everything was great and smooth with Currency Capital.
Reviewed June 2, 2018
Currency Capital reps told me that they had significant experience in acquiring small loans for individuals and businesses so I decided to go with them. Their reps were good. They tried to explain everything to me as much as possible. They were very courteous and returned my call in a timely manner. I received two loans from them with 6% interest rate at 60 months. Currency Capital helped the business a lot by being able to get the capital so I could take care of certain operating expenses and buy things that will build the business inventory.
Reviewed June 1, 2018
We needed some money and the loan I got from Currency Capital helped with the capital flow of our business. However, the loan process took a little bit longer than I expected. Once I got to the people who asked me what I was gonna get for the loan, it was a couple of hiccups right there. They were questioning a couple of things. I also didn't get what I asked for. I thought it was gonna be a monthly loan repayment but then I ended up paying daily. Other than that, it was okay. The relationship manager I had was perfect. I couldn't ask for a better person to be dealing with that aspect of it.
Reviewed May 31, 2018
My experience with Currency Capital was good at first. I got a truck from them and the person I dealt with was Jason. Unfortunately, they didn't go through anything like all the disclosures and fine prints. They rushed me into signing the paper right away, within an hour and then sent it. The truck had an accident and they have given me a hard time. They wanted me to pay the interest for five years when the insurance was paying the full price of the loan. I'm having a legal dispute with them now with the whole process. Given everything, it will be the first and last time I would do anything with Currency Capital. I'd tell others to stay away from them.
Reviewed May 30, 2018
I got an equipment loan from Currency Capital and it allowed us to grow more. The reps obviously grabbed me well since I don't do business with anybody that I don't have good vibes with. They helped me out and they did what they said they were gonna do.
Reviewed May 18, 2018
If you’re looking for an equipment to be financed, Currency Capital will help you. I took out an equipment loan with them and it gave me flexibility. It was easy to get financed with Currency Capital and there was not a lot of hassle. Their rep was very professional and the process took 24 hours.
Reviewed May 17, 2018
I started off getting a combination loan from Currency Capital. But in the end, I got the business capital to run the business for a month between projects. So, even though I'm still paying the $143 a day as part of the loan repayment, it was enormously helpful to have that $13,000 when I did. It enabled me to pay my bills and keep moving forward even though I didn't have any revenue coming in from a project that I started two months ago. So, it was a necessary bridge to get me from point A to point B. I'm now at point B and thriving and that's why I'm able to complete my obligation of repaying that loan. Everybody at Currency Capital was 100% professional and extremely enjoyable. My experience with them has been excellent, from Crystal down to the guy that gave the green light to the loan. I hope I don't need to use their service again, but if I do, I know I have a trusted partner there.
Reviewed May 12, 2018
I took a lease loan from Currency Capital. I was able to do a down payment and I have the equipment and can work with it. I signed the application online and when I had a couple of questions, the rep was able to call me and answer all my questions. I would recommend Currency Capital. Give them a call.
Reviewed May 11, 2018
My experience with Currency Capital was great. I went with an equipment leasing loan with them to be able to purchase the equipment I need in order for my business to grow and be able to get some more revenue. Without the loan, I would be still forced in paying for services to get done that I can do now on my own, so in the long run, I'll make money. I worked with Christian and he was very helpful and great. I was impressed by the response and communication. He gave me a form and reminded me of what we needed for paperwork. Also, he took my calls after hours. Currency Capital is a great company. If you need to use them for capital, they would secure your needs.
Reviewed May 10, 2018
Currency Capital called me. I sent my my application and I got a working capital loan. And it has helped me run the business. My manager was great and he was probably the nicest person I've met. He called me every now and then and he did a really good job. He was really professional at what he does.
Reviewed May 9, 2018
I applied for a piece of equipment and did financing. I submitted all my paperwork and the equipment retailer dealt with it all. The loan with Currency Capital provided the equipment I needed, but I don't know where to go to contact them.
Reviewed May 8, 2018
Like any other business loan, you gotta borrow money if you don’t have the capital so as to keep going. After I heard about Currency Capital through TractorHouse, I received a loan from them to buy some farm equipment, a combine, and a sprayer. The relationship manager that I interacted with was excellent. Currency Capital is good. The interest is a whisker high compared to a direct consultant, otherwise, it’s fine.
Reviewed May 7, 2018
I got a loan from Currency Capital for a working capital, and my interaction with their representative was very smooth and courteous. The loan has helped me expand and get new equipment. I would highly recommend Currency Capital if anybody was asking.
Reviewed May 6, 2018
Currency Capital was very knowledgeable. Most of the time we get a short-term loan to keep running capital moving and the loan kept our running capital in our account. I had a very good experience. Just apply. It was an easy transaction.
Reviewed May 5, 2018
I got an equipment loan from Currency Capital and it was handled perfectly. They did what they said they’re gonna do. Every time I've dealt with them they’ve been top notch. It's a stand-up loan outfit.
Reviewed May 4, 2018
Currency Capital's rep was very professional on the phone. It took us only an hour. Go do business with them. They’re good. They helped me get my cargo trailer.
Reviewed April 29, 2018
I've got three equipment loans from Currency Capital. My relationship manager and I usually get each other if we need each other. If I need him, I would call him and if he needs me, he would call me. We don't play phone tag all the time. The application process took about two weeks for the first loan since the rep was new, but the last time, it took two days. Currency Capital has helped me to get the equipment I need to do my business.
Reviewed April 28, 2018
I got a contract with a big company and I needed an equipment. I didn't have all that money to put out, so I had to finance. I found Currency Capital online and I got an equipment loan for a truck that I bought. The relationship manager was great and was helpful in every way. I had to go and pick up this truck from California, and I live in Florida, and he helped me with the insurance paperwork and title. Also, he did all the communication with the person that I bought it from. I couldn't ask for anything better. Overall, I can't believe how easy that was. It was really, really simple and straightforward. They're doing great work. In fact, I talked to a couple of my friends already about Currency Capital and recommended them.
Reviewed April 27, 2018
Currency Capital financed the equipment that I purchased. I could have done it at other places, but I went through them instead. The manager was very good throughout the whole thing. Also, he was very detailed and responded immediately to any inquiries or questions I had. It was just right on the bone. So far, everything has been really well with Currency Capital.
Reviewed April 26, 2018
Currency Capital saved me from taking the money out of my retirement savings to buy a used equipment. My accountant told me it would be better off to finance it and depreciation in the payments would all work out with the income. I went to my bank, Wells Fargo, and they said we'd do a personal loan and that they don't loan money on used equipment. And then, I went from my financial company I bought a trailer through several years ago and they said they only loan on new stuff. I went to the TractorHouse website and Currency Capital was a preferred lender for used equipment, so I got in touch with them.
The rep was extremely consistent and he was always there with the information I needed to get him. I gave him my information and he told me what I was qualified for which was more than what I wanted to spend but we went and started with that. He assembled the package for my loan because I bought most pieces of equipment from two different places and two different states, one in Tennessee and one in Georgia. He finished the process of getting invoices from the mail with all those serial numbers and provided them all my farm information and my financial stuff. It took about a week and a half to get all the stuff back and forth and getting it to them. It all went through. Currency Capital sent their people to those places to verify the equipment and gave them a check. I'm thinking to get another loan from them to buy one more piece of equipment next year. My experience with Currency Capital has been wonderful.
Reviewed April 25, 2018
I heard about Currency Capital through the website where I bought the equipment. There was a tag on the website. I got an equipment capital purchase loan from Currency Capital and they have helped my business in purchasing the equipment.
Reviewed April 18, 2018
I received an equipment financing loan from Currency Capital for a trailer. They should do a lot better follow-up after the deal. I never received any amortization schedule, no address and no detail of where it’s coming out of my account. Nevertheless, it was a small deal so it made it more convenient for us to do business.
Reviewed April 17, 2018
We got an equipment loan from Currency Capital and it was a great experience. We worked with their rep, Remy. Everything worked well and it was easy. The loan made it easier to move equipment around.
Reviewed April 16, 2018
I was on ironplanet.com searching for a loan and came across Currency Capital. I received an equipment loan from them, which bought me a loader that I use for my business. Justin, the manager that I worked with, was really good and pleasurable to work with. It was quick and easy to deal with some guys and go through all the steps with them.
Reviewed April 15, 2018
While it was quick to get approval for equipment leasing with Currency Capital, the interest rate is a bit higher at 30%. Other than that, my interaction with the Relationship Manager at Currency Capital was good. Now, I've got additional trucks.
Reviewed April 14, 2018
I have nine vehicles, but I've always wanted a dump trailer. I only plan to buy a dump trailer and one thing led to another and I walked out there with two trailers. The guy that owns the Big Tex dealer told me to go to this website and fill out the application. Within 10 seconds of filling, somebody called me and then their boss called me and said that somebody will call me within 10 minutes and within 10 minutes, a girl called me and she was awesome.
There was wide open communication. She told what the steps were and what was going to happen. She also explained to me how it screenshots my bank account and that it was all secure and safe. That was at 9:00 at night Eastern Time and then by 9:30 PM that night, I was approved, financing was in place and I was ready to go. It was a fantastic experience with Currency Capital. There is now a massive difference on organization and productivity of my business. Having the dump trailer allowed me to do more on one job with less trips.
Reviewed April 13, 2018
I got an equipment loan from Currency Capital. I heard about them through the company where I made the purchase of the equipment. We've just started our business and it's growing slowly but surely. The loan has been great and I'm so thankful for it. Without it, I would still have to try and get through, but getting it was excellent and sealed the deal. The relationship managers at Currency Capital were very transparent and my interaction with them was excellent. I've definitely told people about Currency Capital and let them know that if they needed a trailer or some other equipment, they could go to Currency Capital to get financing for it.
Reviewed April 8, 2018
I got a working capital from Currency Capital. It has given me the opportunity to expand out on some of our advertising campaigns and also to increase some of the inventory that we were a little low on. The interactions with Currency Capital were fantastic. Everything was very smooth, explained and simple. It is the first kind of thing that I have done like this other than a cabin loan I did in the past and that was all over the internet. But this one was actually talking to somebody and everything was fine.
Reviewed April 7, 2018
Currency Capital does the financing in the place where we wanted to buy trailers from. We purchased two trailers we needed and the loans we got from Currency Capital was able to free up the capital that we didn't have to spend. I had a fine dealing with Currency Capital's relationship manager. She was very smart and knew the services that they were rendering. She answered all the questions that I had and she was on top of everything which I liked. She was very efficient and that was a major plus. Currency Capital was very helpful and everything went smoothly.
Reviewed April 6, 2018
I heard about Currency Capital from Aerial Titans when I bought some equipment and I got an equipment loan from Currency Capital to purchase a forklift. The loan has helped me since the forklift is obviously making money. Remy, my relationship manager at Currency Capital, was great. He had a lot of good qualities and he stayed in touch and on top of everything through the whole process. I would definitely recommend Remy and ask for him next time.
Reviewed April 5, 2018
I called Currency for a way to start credit history on my business. I had the money to buy the forklift outright and called talked with Kati ** with Currency through eBay. "I understand you want to build credit and we report I can get you a good rate and loan for the equipment fast." The forklift was 12900$. I talked with her and said that, “I don’t need a normal rate to start a business loan start payment history to my small business because I’ve never had a loan.” She said, “Simply you pay the interest down payment upfront for 1600$ plus tax and documentation fee of 200$.” So I wrote the check for 2000$ and started auto withdrawal over a 18 month note. I paid auto transfer and the loan which she said is a lease with no buyout at end but 200$? I real a scam lease payments were completed and ended a couple months ago. I never got one letter from EVER then except they got bought out by another company.
Well Kati called 2 days ago wanting to know if I wanted another loan and I said, “Well how does my forklift loan stand” and she sent me to customer service. They said I was on a lease that has a fair market payout which they couldn’t tell me the amount? THIS is not what I was told when I talked to Kati when I applied for the loan so I just got a email after calling for 2 days and emailing with no response from Kati that a company named ENVERTO says the value of the forklift is 9900$ and I have two weeks to pay it or start 985$ lease payments for another year!!! With the 18 month payments of 985$ and 2k down I've already paid 19K over the past 18 months for a 12999$ forklift that was on eBay? What the HECK!
Kati will not pick up and the fair market buy out value is referenced as 199$ on the lease disclosure. I have no bad payment history! This is highway robbery. I would be paying 27,800$ for a forklift. I could of bought for 12999$ which they knew and they didn't report to the credit bureau to show a loan paid as agreed as they stated they would. HORRIBLE AMERICAN FRAUD BUSINESS WITH NO CUSTOMER SERVICE AFTER THEY SHOW YOU THEIR SCAM on the hard working American businesses. The company that sent me the 9900$ buy out is a company named ENVERTO that will only take a direct wire transfer by 4/18 which is roughly 3 weeks!
Reviewed April 5, 2018
Currency Capital has been awesome. Stephanie, the lady who I was dealing with, was patient, so calm and understanding. I got an equipment leasing. She moved the process along and answered all the questions. I talked to another department and then another department. Everybody was uniform, concerned, respectful, and patient. They acted professionally. It was almost kind of surreal. I'm not located there in California. I'm here in Missouri. So, I thought this was fraud. I had to call the people that I was buying the truck from. I asked if the people from Currency Capital are real and they said yes and that they deal with Currency Capital all the time. That made me feel better.
Whenever I financed, I just called Currency Capital. I'm a creature of habit and if I have a good experience, I wanna keep it, feeling that same feeling again. They helped me out a lot. Also, they were super thorough. They brought technology that I’ve never seen, like the document signed over the notary online. And then I'm taking the money out of the account. That was great. I don't have any arguments except that they were awesome. I would argue with somebody else about their experience because everybody at Currency Capital was great. I will tell other friends and colleagues of mine who own trucks and different things about Currency Capital and how it worked.
Reviewed April 4, 2018
Currency Capital was on the website where I was looking at purchasing a truck. I had confidence in the guy who processed the loan so I gave them a shot. I got a commercial loan and it made my business plan good and easy. And if I have the opportunity, I would talk about Currency Capital to anybody looking for it.
Reviewed April 3, 2018
I looked at an ad for a truck online and when I clicked on the financing option, Currency Capital was the one that came up. I received equipment leasing from them for our tractor and then I came back within 30 days to finance our trail. They enabled me to grow my business and they feel like family now. I called them the other day and the rep knew my voice right away. Also, I've recommended them to my driver who is one of my owner operators.
Reviewed March 31, 2018
I had two trucks and I sold one to pay off a couple of things that I left behind. I'm in Florida and I wanted to move to Texas, so I needed money to get the truck ready to go. I went to my bank directly and they told me that they can't do personal loans right now. Then, I was on Truck Paper when I saw a company that led me to start thinking there was probably something else out there. So I googled places where one can have financing that helps business and I found Currency Capital's website. I sent them an email but I never got contacted back so then I found their number and I called. From there, we head over doing paperwork and stuff and I sent over what they asked. Our interactions were awesome and I got a working capital that has made my business plans possible. I'd recommend them with everybody and I've already sent them a couple of guys doing the same thing.
Reviewed March 30, 2018
I went and applied for a utility trailer, so they got me in contact with Currency Capital. Since it was for an automotive trailer, I got the equipment leasing from Currency Capital and it's helping my business very much. It was the first time I went in. I told them I wanted to buy a trailer and they were really helpful and so I didn't have to go somewhere else.
Reviewed March 28, 2018
We filled out an application online and took a small business loan from Currency Capital. Dylan, their rep was wonderful and the process took maybe five days. The loan allowed me to get my truck plated and allowed me to do things I need to send my truck on the road. It was helpful and made things simpler. I had a great experience.
Reviewed March 25, 2018
I wouldn’t have done business without the loan they gave me.
Reviewed March 22, 2018
I placed an inquiry to Currency Capital online and they reached out to me. They were the only ones who wanted to finance my equipment. They offered us some small loans of about $5,500. I got to call them because I haven't opened the business yet and I know I have to start paying for that equipment and it went okay. Our credit wasn't really that great so there was a lot of back and forth trying to get co-signer. And then some of the hidden fees start to pop up after we talked so they have to come up front with everything and not after you get approved they would say, "Oh, by the way this and that." I was straight to the point on what was going on and they were patient. But only use Currency Capital as a last resort.
Reviewed March 13, 2018
Currency Capital has great service. They’re very knowledgeable and easy to work with. The Currency Capital manager was great and it was a quick response.
Reviewed March 12, 2018
Currency Capital is a good place to go. They explained everything I needed to do and get upfront versus most places that tell you one thing and then tell you another when you go through it. The whole process was fairly easy and straightforward and it was done in a little more than a day. The loan for equipment from Currency Capital has made my business easier through loading and unloading.
Reviewed March 11, 2018
I have a commercial loan for a semi-trailer from Currency Capital which gave me a little bit more business credit. I've been a trucker 35 years so it helped me with getting a trailer and possibly getting a newer one. The only bad thing that I would say is that they called me because one of my notes was due. When my fiancee called them, they were saying that my note wasn't due until the last day of each month. I told them I would pay on the 28th of last month and the lady said the last one was really new. They worked the last two months but they debit my account previous to that and made me pay for a charge. Also, the guy named Calvin was pretty good at what he does but he got a little cocky. He probably wouldn't act that way if I said where I'm from. Other than that, if anyone asks me about Currency, I would tell them to go there. The person who we made deal with maybe a little cocky but the program was excellent.
Reviewed March 10, 2018
I'm satisfied with my loan from Currency Capital and it helped with our credit. The process wasn't really long and I mainly communicated with them through texts and calls.
Reviewed March 9, 2018
Dealing with my Currency Capital manager was great and they treated me excellently. I got an equipment loan from them and purchased an equipment. The loan helped me upgrade the equipment to a larger piece. They were easy to work with and everything went pretty smooth.
Reviewed March 8, 2018
With Currency Capital, I was able to get the trailer and things that I was lacking in my business. Their employees treated me nicely. They went over everything and made sure I understood all the things that were going on. I really appreciated that. But I intend to call them back because I was told my payment was due on the 9th of every month but a payment was taken out on the 26th and it came up as Enverto leasing payment. I have the money in the account so it went through but I would call them to make sure. It could be me and the rep could have said the 29th. Other than that, I would tell a friend of mine to give them first a try before trying somewhere else.
Reviewed March 7, 2018
For dumpsters, it was costing my business a lot of money. I decided to get a loan for an equipment leasing with Currency Capital for a dumpster trailer. I was not happy though that before I could even know if the loan would work, they made me put money down and I did not realize that it was not refundable. They did not tell me this ahead of time. Rather than lose $2,500, I went through with it. Also, what they told me ahead of time and what actually happened really was not the same. It made me think that they were trying to pull something and I had to look at the paperwork really closely to make sure that they were not. They had to put in writing what they were saying and I had to change a couple of things, which they reluctantly did. It was a struggle and I would have appreciated it if they would have said all the info upfront so that I knew exactly.
Other than that, so far I love everything that the loan did for me. I was able to lease this equipment from them and in about a year and a half, I'll be able to buy it out. I was also able to eliminate the cost down to about a fourth of what we were paying. Currency Capital took care of what they needed to do, I took care of what I needed to do and it just rolled right out. I was happy with what it did for my business and I was happy in the end-product. They're okay to deal with, just make sure to read the paperwork before giving the money.
Reviewed March 6, 2018
The loan I got from Currency Capital was like an equipment lease with a buy out at the end where I can buy it out cheap for $400. With increasing the type of equipment that we need for a reasonable price, the gentleman that I had a deal with, John, has been completely a consummate professional the entire time. He was very much able to get this loan to happen for me with very minimal paperwork. And it's not that we don't do things on the up and up because that's not where I'm going, it's just that he was very attentive. He gave me his personal cell phone numbers because I work a lot of hours. And I was able to call him in the evening and I was able to get documents to him in the evening.
And he was very accommodating with my schedule and was able to get some of these older pieces of equipment to finance, so I didn't have to take the impact and cash flow of my business and allow me to spread these payments out over a period. And that is really the true advantage of Currency. What we do is we have garbage trucks that we hold the demolition material with. And whether I spend $300,000 or $10,000 on a garbage truck, we still have to do a ton of work to them to get them ready to hold demolition material. So, what they let me do is I could buy these trucks for $10,000, $15,000 and we take 15 to 20 of our own money, put it in and make them right and then put them out on the road.
So I get a truck that about a tenth of a cost of new and were able to put them the work and a lot of other finance companies don't want to deal with older equipment. They have age restrictions and mileage restrictions and all those other stuff but Currency was able to make those loans happen and that's really what it helped us out. I've done two deals with them for equipment and they've both been good and they've also lately contacted me for a business line of credit but right now, on our tax position that we don't need to use that.
I'm very satisfied because realistically, the two trucks that we have, one of those can make $1,000 in a day of profit. I was very appreciative of how they handled things. Especially to another thing, as a business that would still maybe even be considered in a startup phase in its third year. The fact that they were willing to even sit down and talk with us and lend to us, speaks volumes about their service as well.
Reviewed March 5, 2018
When I signed up with Currency Capital, they made it sound like I was financing the trailer that I bought from Big Tex. But the way they wrote it up was like a lease. I went to pay my trailer off four months after I bought it and they made me pay the entire five years plus all the interest for five years. Also, as many times as I tried, the girl I was speaking with at Currency Capital would not ever let me talk to anybody above her. She just said that she was the one I was going to deal with and I could file a complaint through email but she would not ever let me. It was a horrible experience and I was not happy at all. Before I was aware of how they were doing things, I got another trailer and used Currency for that, too. So, I’m stuck into that one and I’m just going to pay it off.
Reviewed March 4, 2018
I took a $13,000 loan from Currency Capital to finance the initial work of redeveloping our website and our blog. Their rep was very calm and professional. I appreciated that they did not make it unnecessarily complicated to get whatever documents I needed, and everything was expedited. The loan was processed within one week, which let us hire the new company. We wouldn't have been able to set aside that kind of money for the fund to get the blog going. Also, I was going to have to make another payment to my old SEO company if we didn't get it done quickly and I didn't want to incur another month of payment to that company that wasn't really good at anything. I'd tell friends that Currency Capital's terms can be very fair if they need a temporary loan to carry their crew for a few months. Also, the paperwork burden is a lot less than they might imagine it would be.
Reviewed March 3, 2018
Currency Capital was pretty straightforward and easy to work with. They were a little expensive but still more reasonable than most of the other companies. Overall, I would work with them again.
Reviewed March 2, 2018
I took a loan from Currency Capital for a trailer and it has helped me from wasting all my savings. Without it, things would have been a little bit tighter. It was a quick process and I had a fairly good interaction with their relationship manager. I went to go pick a trailer at Big Tex Trailers and asked about a business loan. They referred me to Currency Capital and I was signing within the hour. It was a good deal and I'm very satisfied.
Reviewed March 1, 2018
We got a commercial loan through Currency Capital for our truck business and it opened up more opportunities for us. However, they got hidden fees. When I called them to find out what happened and what the charges were for, they told me that I should have read my contract and that everything was in it. But the contract they sent me has 20 pages in small print. It could have been nice if they explained that I was going to get charged on the first and last month on such and such dates and that I was going to get charged an additional fee for something else. For example, they charged me over $2,000 even before I signed the contract or got a hold of the equipment. Then, two weeks after they told me that I was all done with them and they were not charging for anything, they charged me again. So if someone asks me about them, I'd probably suggest that they go with a different financial company that would tell them all of their charges upfront.
Reviewed Feb. 28, 2018
Currency Capital gave me a loan on a semi-truck and the process took only a couple of weeks. They treated me well and they got the thing done. I'd definitely recommend them. I also liked my Currency Capital relationship manager. He was good and he returned my calls.
Reviewed Feb. 27, 2018
Currency Capital did good in getting me the money for the loan. The relationship manager explained the way my payments were going to be and if I had any questions, I could call them. We started later, around 2:00, and by the morning of the next day, it was done. They made it easier for me to get one of those hotshotting trailers that I needed and to move the small business that we were trying to get.
Reviewed Feb. 26, 2018
The loan I received from Currency Capital updated the equipment to better ones for my business. My interaction with their rep was pretty good except I had a few questions that got pushed off to the very end. Until the very last page that I had to sign, I didn't know that I had to pay the first and the last month plus the deposit on it. We went through the process for about four weeks, on and off, and if they had disclosed it right off the bat, I would have had the money for it. But it was put right to me at the last minute and it was Christmas time.
Also, I'm in Ohio and Currency Capital is in California so the paper transfer was through the computer. They would say that they emailed something for me to fill out but then I couldn't get into it because the questions they asked me for the security would say that I was lying. I knew I wasn’t lying because they were my questions but the system would lock me out and they would have to redo it.
I understand the security because people copy everything, but I had issues trying to get into my own paper files. They would ask me what was the color was of the car I had 15 years ago but I’ve had 20 cars and I couldn’t remember that. Another is they would ask my daughter’s address but then she had moved. What I would like to see Currency Capital do on that is maybe have a security number code. That way, I can punch a number and the file comes up. To me, it'd be easier if it was done that way. That aside, everything else was fine and they seemed to be reasonable.
Reviewed Feb. 25, 2018
I barely got my Big Tex trailer but Currency Capital has helped me. I found them on the internet and the trailer company talked to them. My experience with Currency Capital was easy and I liked it. I would recommend them.
Reviewed Feb. 24, 2018
I was looking for an engine for my excavator and the company that had it hooked me up for financing. That company was originally going to finance me for the engine and it was like an unsecured collateral. So I told them that I own the machine and they can assign it over as collateral. But they were so far away and it would be impossible for them to ever repossess the machine if they had to so they bowed out. Somebody recommended Currency Capital and Peter called me out of the blue and said that they were interested in trying to get it financed.
Peter was very professional. He followed up on everything he said he would do, and then he called after everything was finalized to make sure everything went the way it should. There was never a glitch in the whole thing. If he told me he would get back to me in a couple of days, he got back to me in a couple of days. It was done in a timely manner and financing made it easier all the way around. It saved me from using my money. This new engine was $17,000 and I got to keep my money as working capital. If I decide to pay it early, they will only discount it by 6%. But it doesn’t sting me for them to take the $81 a day out of my account until the loan is paid off. I had a pleasant experience with them and it worked out perfectly for me.
Reviewed Feb. 21, 2018
We received equipment financing from Currency and it's been really helpful. I saved a lot of money since I was renting before they financed it. Working with the reps was very good, quick and easy. It was a very good experience.
Reviewed Feb. 16, 2018
Currency Capital helped us get the equipment necessary to do the jobs that we were having a hard time with without the equipment. Usually, we would rent the equipment, but this time I was able to buy it. I could not believe that the process was super simple and easy. The rep explained everything that was necessary and all I did was give her the required information. She did the rest and everything went through so smoothly. In addition, there was no wait time. It was a fast process and an awesome experience.
Reviewed Feb. 11, 2018
When I asked TruckPaper for financing, it went to Currency Capital, one of their finance companies. I did the business over the phone without coming in their office and dealing with the bank. They got the loan done for me but overall, it wasn’t a good experience. I didn’t like how when I called back and asked for a breakdown, they wouldn't give me one. I needed to talk to a manager and I left messages with people because when I was calling back, I couldn't get a hold of the rep that I dealt with.
I signed the papers but I tried to get a payout and get out of the contract. But it was not worth it to get out of the contract because I was told one thing. I’m financing $40,00 but when I actually paid them, I was looking at $55,000 for the truck I was paying. I didn't understand that. I gave out $15,000 cash but I was still at $55,000. I paid all the different fees like the application fee. I couldn't get the right number out of them, the right information. When you go to a bank or you get to a Credit Union, they tell you your breakdown but I couldn't get anything of that out from Currency.
In business, you have to have communication but when I call them, I can't get any. You go through a lot of experiences and you all take your money out. I want to pay my truck off but I don't know when my last payment is. I had to get my lawyer involved because I didn't know this stuff. My rep gave me her personal number but she didn't answer the phone. Currency used direct deposit on my account to take $1600 out. And I was sure I had good points with them and I was never late. It was a bad thing and there was no understanding. But I guess it was me not reading the fine print.
Reviewed Jan. 30, 2018
Currency Capital gave me an equipment loan and it was much of a help for my business because I was able to buy a trailer for delivering cars.
Reviewed Jan. 29, 2018
I have my truck and was looking to purchase a trailer. I went online looking for a loan and Currency Capital called me. I ended up getting an equipment financing from them for a trailer purchase. Robert, my relationship manager was very helpful and professional. I told him, “I don’t want to jump into the first swimming pool I see. I just want to make sure you search around, try to find me the best rate or the best loan.” I added that I was in no rush and we took our sweet time. He went way out of his way to try to get me the best loan possible and the loan process took three weeks to be completed.
Robert was the first person I ever spoke to towards a loan that connected with me the right way. We had a great dealing through the phone and it was like I knew him for the longest. I even told him, “I wish I could meet you so we can go out to dinner.” He did an excellent job and I told him I’ll recommend him to anybody else. Currency Capital has been great to me and I was glad that they called me. Everything was done perfectly and worked out beautifully.
Reviewed Jan. 26, 2018
I applied for financing on TractorHouse to purchase a tractor. Their express financing put me in touch with Currency Capital. One week prior to a tractor auction I was told to go ahead and bid as I was approved for 25k. I emailed them to find out the interest rate and was quoted 3.5-5.4% depending on the age of the tractor. I bought a tractor at auction and called with an invoice to get things rolling. I was dumbstruck when informed that it was a 15% per year two-year lease with no prepay option. Essentially, the “loan/lease” would cost me 30%. Bait and switch... nothing changed in my credit in one week and my score is in the mid 700’s. I was lied to. Left with a scramble to get the money as payment is due in three days. RUN RUN RUN from this dishonest outfit... they are preying on the desperate and ignorant. Please read their reviews before doing business with these crooks!!
Reviewed Jan. 20, 2018
Currency Capital was listed as one of the finance companies when I went to finance my commercial vehicle. They helped me with equipment financing. We got a major contract signed to Ohio Turnpike and the financing allowed me not to spend that money for the equipment so I can keep it in my account and I hired three different people to drive. The financing took the stress and worry out. It would have been tough if we haven't gotten it.
I worked with Amir and he was excellent. He returned my calls, packaged everything and answered every question for me. He was very polite, informational and he knew his job. He was a people-person and when I had a problemhe jumped right on it. Because I’m so busy I like the fact that I could send him an email and he would respond in a timely manner. I recently sent an email out because we wanted to buy two more trucks and we were hoping that Currency Capital will consider financing those.
Currency Capital was great and I appreciated them. They helped me out and I’m really grateful. I would tell others to give Currency Capital a consideration when financing any type of equipment or to help out with any growth for their business. And I will recommend Amir to them because he was giving me calls based on my hours and not on his hours as Currency Capital is on the West Coast and I’m on East Coast.
Reviewed Jan. 18, 2018
I've seen a truck that I wanted on eBay and Currency Capital was the company that did the financing through eBay. I got an Equipment loan from Currency Capital. I’ve got a lot of work so I needed the equipment to start making more money and cover my spots. Without the loan I would have still been struggling a little bit because I would have to save the whole amount up. It would take me about a year to save it up.
So far everything is going good and I’m liking it.
Reviewed Jan. 14, 2018
Currency Capital are loan sharks. Two words: Bait and Switch. They fooled me into taking a loan with them a very high interest rate to buy a work truck on eBay because they were the only lender that could come up with the money on time (they paid late). It was extremely stressful experience working with them. My first conversation with them was just an inquiry: "Can I afford this work truck?" By the end of the conversation I had stupidly signed a lease agreement while still on the phone with them without understanding the document. I was told I needed to sign the document to see what payments would be and that if I didn't buy the truck the document would dissolve. Their reps told me so many inaccurate statements about details of the contract I lost count and now I don't trust anything currency tells me.
Financial institutions are not bound by statements their employees make! Especially when they slyly avoid telling you anything in writing. Especially when the employee is new and constantly making mistakes and botching the loan process. They told me what monthly payments would be and then after I put a down payment on the vehicle, Currency changed the numbers: $145/mo payment went to $185/month. They added sales tax that was way higher than the tax rate where the truck is being bought. They never mention their $600 processing fee till the last minute, which wasn't in the initial contract and seems to pay for sales tax AGAIN. They changed the numbers with an addendum. They insisted I had to pay New Jersey sales tax as an out-of-state buyer which is not true.
I did some research and triple-checked with them again and THEN they told me it was North Carolina sales tax. North Carolina doesn't have a sales tax. We have a 3 percent highway vehicle use tax. But their reps in California don't know those details and just says "um yea, that's just what the state charges us," (I would love to see that receipt). They roll these "taxes" into the loan amount, increasing monthly payments, and then hit you with processing fees to pay for tags and title, I.e. taxes (and some other expenses) again. They can't explain the details of tax amounts and processing fees. You just have to trust them. The titling and tag fees are much higher than what my local DMV would charge. I had already paid $2000 down payment on the vehicle before they told me what the numbers would actually be.
I felt trapped. Forced to move forward with them because the payment for vehicle was due in full very soon, and I couldn't find a loan elsewhere on short notice, and I didn't want to lose my down payment. Their interest rate on $7000 loan has me paying them back $3500 in interest. If they had just been upfront and transparent through the process I could have accurately budgeted the costs involved with this purchase (and perhaps would have decided to wait till I could actually afford it), but instead it felt like they hid the costs and then presented them to me once I didn't have a choice to back out. As a result it felt like I was being hit with lots of questionable up-front costs beyond my budget.
I will definitely be seeking a loan elsewhere to escape from this trap I've fallen into. It feels like I made a deal with the devil. I imagine their board meetings full of vampire shapeshifters laughing at how rich they are from their naive victims. I would caution anyone from working with them. I only trusted them because they are partners with eBay, but eBay has no recourse for complaints with Currency. I just hope that if enough people are having a similar experience to mine working with Currency that they will change their business practices or that eBay will stop working with them as a financing partner.
Reviewed Jan. 14, 2018
I was looking for a business loan and took a $15,000 one from Currency Capital. However, I had a discrepancy with them since they're a third party. I went to them because of the loan and they sent me somebody else. In addition, the numbers the rep gave me weren't right. The payment was supposed to be $560 a month, but he tried to turn it up to $600 a month. He said it was some kind of fee he had to charge. Moreover, he took money out of my bank account twice without permission. Right now, I have to close my bank account and open a new one to stop them from taking money out. They lied to me and have taken more money out of my account than they were supposed to take. If I had to do it again, I wouldn't do business with them. I've been stuck with that one person. If I can trade that trail back in and give it back, I'd do it right now.
Reviewed Jan. 8, 2018
We got a machinery and equipment loan from Currency Capital. It helped us grow and provided us with the equipment that we needed to expand our business. When we were applying for the loan, we provided them with the information they needed. They calculated everything and we were able to get everything that we needed with relative ease. They handled all the business end of the transaction which was convenient for us. Although the way it was done was a little different than what we’re used to and a little confusing because we had never done it before, everything went smoothly.
Reviewed Dec. 26, 2017
I have a loan with Currency Capital which helped me purchase a trailer that is a big part of my business. I have learned about them through the Big Tex where I purchased my trailer from. The whole experience with the relationship manager was great. Their team members were nice, very professional, and didn't stress me. Also, the process was easy and the format of the whole setup was good. I've already referred Currency Capital to somebody.
Reviewed Dec. 25, 2017
I started working with Currency Capital three months ago and I received an eight-month term loan from them for my business. The person I spoke to, Joshua, was unbelievable. He went above and beyond. He’s the first person that reached out to me and made this whole process very easy. I was very happy with his service and the way he handled the whole situation. I got the money in my bank really fast and every day they take $105 from my bank account. I applied to a few other financing firms before and there were things that I didn’t like about them. Their process was too complicated and I just gave up.
The loan I obtained from Currency Capital gave me a jumpstart to buy some products that I couldn’t because I was a little tight on my budget. There was no room for me to spend money on products, a home care and all kinds of things that I need for my business to be proactive for my season because South Florida works on seasons. It was a good loan for me and it helped me a lot. I would highly recommend them.
Reviewed Dec. 24, 2017
It was easy to do business with Currency Capital. It was quick and that was what I was looking for. My company doesn't have a lot of credit and Currency Capital was one of the only ones also that would give the company the credit even though the interest rate is extremely high. I got an equipment loan for a trailer. It helped me get an additional equipment in the fleet. We are a trucking company and we make our money by moving loads so I needed to put another trailer on the road. The experience with Currency Capital and the person I worked with have been good so far. The gentleman I dealt with was Cedric and he was responsive and very knowledgeable. I would recommend them if others are having issues getting credit elsewhere. The only problem is it's got the high-interest rate so you got to be careful.
Reviewed Dec. 23, 2017
I found Currency Capital on the website where I was looking at the piece of equipment I wanted to buy. One of my tractors broke down and I needed to replace it, so I took an equipment loan. I could have done it with somebody else but the outfit I was working with was a little bit slower than I needed. Currency Capital's rep answered all my questions and everything went smoothly. I've been with them for about 3 months and I'm only two payments in, but I like to keep track of what's going on and I'm going to contact them shortly because I'm not thrilled about not getting a monthly statement. Still, the service is great so far.
Reviewed Dec. 22, 2017
I received an equipment loan from Currency Capital and got a trailer. I've started working with them about 3 months ago and they helped a lot on my business. I also have good interactions with their courteous relationship manager. Everything was perfect and Currency Capital is a good company.
Currency Company Information
- Company Name:
- Currency
- Address:
- 12100 Wilshire Blvd
- State/Province:
- CA
- Postal Code:
- 90025
- Country:
- United States
- Website:
- www.currencypay.com
