Currency Reviews

I was shopping around for a truck and got a link to Currency Capital's website off of TruckPaper. I filled up the information and they called the next day. It was convenient, instead of going around different banks. I got to talk to a couple of people in the process and everybody was helpful and good, but because of the different branches, some of the people did not know what the procedure was for a different process, which led to confusion. For instance, the loan officer was a lady who was working on my loan. She was my main guide on what to expect and what to do, but she did not know about the registration and title transfer, so I had to talk with someone else. We got a bit of a misunderstanding about it, but it was resolved .

I got the equipment I needed with the two loans I received from Currency Capital and without these loans, I wouldn’t be as diverse. I also had a great experience with their manager. He helped me all the way through the process and he was really good. I would come back if everything pans out and if my friends say they need an equipment or a business loan, I would mention how efficient and good the service was from Currency Capital.

I'd been looking for an 18-wheeler truck and see if I could get it financed. As soon as I clicked on Currency Capital, I filed the application and I was contacted within three or four hours. The rep was cool, calm and collected. He was easy to talk to and with everything going, he told me to stay with him, not give up and that it was going to work until we got the financing loan for my equipment. The process took two weeks because we ran into an issue where one equipment had hot mileage. So, I had to go back and find another piece of equipment with lower mileage.

I bought a piece of equipment through Aerial Titans and they said they use Currency Capital for financing. The process took about a week. It was neat that I didn't have to go through a bank and everything was done online. The rep I talked to was nice. However, I didn't like online documents and would rather have paperwork sent to me through the mail. But they finally sent me some via email and I've got it. I'd tell others to use them.

I had three trucks, I was doubling my business and I went through business loans with Currency Capital. I called them and got the cash loan even if it was unplanned and I had to file immediately. They’re professional, they treat me excellently and they listen to my point of view. If I see that I can't pay on a daily basis, I call to tell them about it and they say it’s not a problem. Then at the end of the week, I pay what I have to. For me, it's better to build up what I have at the end of the week and not pay per day, like if I have my transfer of paycheck once a week. But I'm very happy to work with them and I'm looking forward to working with them again in the future. I’ve also explained about them to some people.

I had a good experience with Currency Capital. Their rep called me and said he would be able to help me out with what I needed help with. I wanted to purchase a trailer and they were quick in getting my loan through. The rep always called or emailed me quickly for anything I needed and I was very happy with everything that he did for me. With the loan, we're going to be able to bring in more income. Currency Capital is true to their word that they will give you what you need and try to help you out the best that they can.

Currency Capital helped me in a tremendous way and allowed me to stay on my feet. It wasn't a hard process and the gentleman I worked with was very helpful, courteous and kept me in the loop. He let me know what was going on, how quickly it can be done and what we needed to get it done. There are a lot of bad reviews on them, but each reviewer is their own and they have their own reasoning. I found that those tend to be more of zero financing or they were not able to pay their part of the agreement. I would recommend Currency Capital to any small business that’s trying to make it and has the clout to back up what they’re trying to do. I've already told a friend that if he was interested in progressing in his business and if he needed to finance a piece of equipment, Currency Capital is the place to go.

We didn’t have to push out more money than expected because of the material loan that we got from Currency Capital. It's been about two months since we've used Currency Capital, and they were great. They were very helpful and answered my questions. I’ll recommend it.

My brother got connected with Currency Capital and we got an equipment loan from them for another piece of equipment we needed. It became really useful and we are doing more business after we got the loan. Things will start to pick up and there will be more production with the equipment once springtime comes. Everyone at Currency Capital was really good, helpful and nice. They answered all the questions that we had and they were timely with giving the loan. If I had to do another loan and I want fast customer service, I would seek out Currency Capital first before going to anyone else.

I got a business loan with Currency Capital and I've used it to have a nice walk-in cooler installed into our convenience store. The relationship manager was really helpful, very informative, and I would recommend him to others. He made sure that communications were open in getting things done between his company and the rest, and also took care of meeting my needs quickly. The loan process took about two weeks. I appreciate the business done with them and hopefully we can work together again in the future.

My experience with Currency Capital was great and I was able to upgrade my equipment. I received a business loan from them for the company Trusty Trucking Enterprise in August. The relationship manager and I went through a couple of companies and we talked every day until we got it together. Our interaction seems more personal and it was good working with him. Also, I need to talk to him with some more. The only thing I'm curious of is not having an account number or a way of keeping account of the loan when I want to try to pay the loan off a little early or make more payments. Other than that, I was greatly satisfied with my first experience with them and I highly recommend them to friends who need a loan for their business.

The broker that Currency Capital hired gave me the wrong information. He told me that there wouldn't be a pre-paid penalty, that I could pay off the loan anytime and if I did, I only have to pay interest on the time that I used the fund. They also they told me I was getting a line of credit but it ended up not being one at all. It was a $70,000 base loan that they're going to charge me $26,000 for and they'll debit the account every day for $300 and some. So there's no prepayment penalty but I still got to pay the entire interest amount no matter if I paid off in a year or one month. I told them I only needed the money for one month but they did it anyway which was really bad!

I got an equipment loan from Currency Capital and I was able to update my equipment and be more efficient. I dealt with Dominic and he was great, very helpful, and easy to get a hold of. And even to this day, I can get a hold of him if I need something. He takes care of me. Overall, the process was very quick and easy and it took about a week and a half to be completed. It’s a very good experience and I’m very satisfied.

I got an equipment leasing type of loan from Currency Capital and it helped me expand my business a bit and helped me grow. My interactions with the rep were okay at some times. It was okay but it could’ve been better. The communication broke down after I was told that my loan was approved a month ago. I wasn’t able to finish getting the truck together until a couple days ago because it was an old title for the truck. It wasn’t their fault, but the communication with the bank on their behalf trying to get the title was sort of a breakdown.

I got a commercial loan from Currency Capital and it helped us buy equipment and make our business more successful. The people that I dealt with were very easy to work with. The first guy that I talked to was Daniel and he was very, very nice to us and very professional, and I felt like I was working with somebody on my team. I had an awesome experience with Currency Capital and I would definitely recommend this company to my friends. Everything went perfectly and it was amazing.

I got a trailer equipment loan from Currency Capital which was a big deal. It helped me get my first trailer and go on my own business. I want it grown quick and it would've been slower without the loan. Alex was also very good and it went really smooth. I’m glad I did business with Currency Capital and I will call Alex again first when I need something else. I’d even give Alex’s number to others interested.

I needed a rollback truck and Currency Capital could finance it. It was not a good experience. I paid $4000 plus down and they told me I'd be set in a couple of days. However, I didn't get a title and when they finally sent it six weeks later, it was the wrong one. They screwed the title up and I had to go to the title department. They had to print another title and send it to me. I couldn't use the truck for a month. I'm paying $1,800 a month for it but can't make any money with it. The lady from their title place told me that they'll make the title so that I don't have to pay until the following month. Then Currency Capital called me today and told me that they didn't get my payment today. I told them that the lady told me I'm supposed to pay next month since I didn't get the title until three days ago. Now they're investigating and told me my truck might be taken back. They need to get their words all straight.

The equipment leasing loan I got from Currency Capital helped me out to get started. I worked with Tyler on the loan and he was good. It was a learning experience for me and a breath of fresh air. I would recommend and use them again.

The salesperson was okay. He was friendly and was really on top of things with me. However, I'm not satisfied with the loan. It doesn't help at all. I'm also not satisfied with Currency. They are not organized. When I write it up, I need to know my loan and my information. Nobody is telling me anything. I also wanted to know a pay-off amount and they said I owe $98,000 when the machine I bought is only $50,000. They didn’t give me anything. I still don't have my information until today. What they charged me for interest and all that, I don’t know either. I called them many times too and they said they were working on it and I didn’t want to argue with them. They said that’s what they saw on their computer.

I had a great experience with Currency Capital. Their rep was a good guy. He answered every question that I had. The loan I got from them helped me get a bulldozer so that I could do waterways on my farm. Without the the loan, it would’ve cost me more money because I would have had to hire somebody to do it. I would use Currency Capital again.

Horrible, bought a truck on 10-10-17 for my business. 3 weeks and a few day later I have still not received the information needed to register my truck. This is our livelihood and not to mention we have a driver who has not worked for this amount of time. It has cost me approx. $5000.00 a week in lost revenue. If I don't get this resolved quickly my business is going to go under. We have sent emails with no response and now they won't even pick up the phone. They were quick to take the down payment out of my account but now no response to getting my truck up and running. If I don't get this resolved today I will go broke. DO NOT USE THEM!!!

I got hard money loan from Currency Capital and it has allowed me to step on out and get what I needed to be very productive. Without it, we would still be pulling the ship and I thank God for the opportunity to live another day.

I met a dealer in Bedford and he referred me to Currency Capital. I got a loan for a big truck and I want my business to grow. Their process was faster than I thought and it was a great experience.

Currency Capital made my business plans possible by giving me an operating capital. I got a commercial loan from them and that helped me purchase the equipment I needed for my business. Their reps were all professional and everything's fine so far. I'd recommend them to a friend.

We were in desperate need for a truck since we couldn't deliver anything without it. So, we went to Currency Capital and got a loan from them for equipment financing. The rep, Dennis, was awesome, excellent and polite, and he was on things the second that we asked. By and large, everything was easy with Currency Capital and, without the loan from them, our business performance would not have been good.

We got equipment financing from Currency Capital for our plow. They were responsive, followed up well, and enabled us to get the plow. On the other hand, there was a little bit of back and forth that took longer than what we thought it should have taken.

I wanted to borrow $4,000 to buy a loader and the bank wouldn’t let me have it because the individual who had it couldn’t show proof that he bought it off of eBay in 2005. I went to Currency Capital and told their rep that I was looking for a 450V RA 450 Case Dozer. He said he'll see what he could find. He called me after a couple of days and said he found the dozer for me. But it was in Tennessee even though I told him I didn't want it to be too far because I work 40 hours a week mowing grass and I couldn't afford to travel to go look at the equipment. I asked what shape was the dozer in and he said it was in great shape so I bought it.

We got a loan from Currency Capital and our broker was the one that placed the loan. It was a working capital loan that is not secured and we pay it daily. We were able to do all of our Christmas partnership with it. I reached out to their relationship manager to get an amortization schedule and he added it to me in 10 minutes or less. It was a painless experience, it's working and it makes life easy. Life’s good and everything is A-okay.

I got a commercial loan from Currency Capital which allowed me to buy a truck. But I’m pretty upset with them as there was no communication. All they cared about was getting the loan done. I never knew what was going on unless they wanted money. A couple of weeks ago, they took $500 out of my bank account for something that I knew nothing about. Their staff said it was in my contract. I’ve kept every piece of paper they sent me and all of a sudden, I’ve got something with my name on it. I screwed up at first and they keep sending me e-mails and loan applications. There's no way to discontinue it. They did this through the whole process. I won’t recommend Currency Capital to anybody. They're sharks and they suck. My business would probably have been a lot better without the loan.

Currency Capital specializes in equipment purchases and not all other loan institutions do that. They usually try and do a wide range of loans and it makes it complicated because they’re not specifically doing equipment, whereas Currency Capital understands the procedures of what needs to be done and they do it. The whole concept and program is great. It’s quicker and easier than having to go to the bank and borrow on titles once I purchased them and do all the paperwork and accounting.

My experience with Currency Capital has been absolutely horrible nightmare. The most annoying thing is not able to talk to anyone via telephone because they will not answer their phone (your phone number is recorded and goes directly to voicemail via computer). If they do decide to call you back it's always at 6:00 PM with them wanting more information that is impossible to get that late in the afternoon. When I bought my other truck I was in and out in 2 days, it has now been over a month and a half and I am still dealing with this company. And I just found out that the title to the truck has been lost and now I can't get truck's license plates until the truck is been registered.

My business would have closed without the business loan I received from Currency Capital based on my accounts receivable. They gave me capital and I used it to make payroll and for materials. It would have been great, but I misunderstood and it messed me up. They didn’t know if it would be $95 a day coming out, and the troubles that I had ready to come in came in. Other than that, they were easy to work with. My relationship manager was Heather and she has done well. She’s working with everything so I’m pleased with her and I appreciated Currency Capital working with me.

I'm leasing equipment and Currency Capital gave me a fresh break so that I can take in more business. Their reps were pleasant and informational. Anytime I called, they tried to answer my questions in a timely manner. They also told me exactly what was going on through the process. It has been a very pleasant experience and without the loan they gave me, my business' performance would be down by 15%.

I was looking for a way to get a trailer and I got a loan for this from Currency Capital. I was able to get my own trailer, so I don't have to pay somebody else to rent a trailer. The people I worked with at Currency Capital were friendly and helpful. Everything was professional, smooth and easy.

I looked at a truck online and a link came up for using the financing of Currency Capital. I got a secured loan for the truck from them as I thought it would be easier that way since the truck was far away. The loan let me keep some money in the business, instead of putting the cash out for the truck. Although it got the job done, I would use my own bank if I had to do it again. Currency Capital rushed me along and said it would be faster and easier to get a loan from them, but it wasn't.

Norwin, our relationship manager, made things easy for me. He was awesome, super friendly, very prompt and did what we needed to do. And, our line of credit from Currency Capital helped us buy additional equipment, including vacuum cleaners.

Our company has been in business for 16 years. We got two loans from Currency Capital, and they processed the first loan and we got it in a couple of weeks. The second loan was for a commercial equipment. But it took over two months for the man we were buying the equipment from to get his money. It was a nightmare. We almost lost the piece of equipment that we were buying and the downpayment we had put down because it just took them so long to get their act together. They couldn't decide what paperwork needs to be done. Also, they just kept telling excuses. They said I need to fill out this and that, or I need to finish my taxes. I submitted my income tax three times. We have excellent credit. We just hadn't borrowed big lumps like that before.

Currency Capital put me in touch with Vine, which is a partner of ours. They brokered it out. The rep that I dealt with did a good job. I then used the funding I received for an equipment purchase.

I entered into a loan agreement with Currency Capital approximately one year ago. The agent I dealt with is Bobby **. I expressed on several occasions that my plan was to pay this loan off at the end of 2017. I contacted them a few weeks ago to get a payoff amount and to pay the loan off and I was told that the loan was actually a lease and I would need to pay the entire lease agreement including all interest charges. When I originally set up this loan, I specifically asked on numerous occasions if I would be responsible for the principal or principal and interest? I specifically asked that when I called back to pay this loan off if I would be allowed to pay off only the principal. I was informed by Bobby that yes I can pay off only the principal at any time. Just like any other loan.

I've received numerous phone calls regarding a vehicle loan inquiry that was submitted a long time ago (perhaps almost a year ago). After the first or second time I spoke with them, I explained I was not interested at this time but would contact them if I should change my mind. Instead, they kept calling me. Each time I said I wasn't interested and I'd call them. Obviously that means diddly squat with these people. It's borderline harassment. Sometimes several times a week. I don't get it - the other reviews here are overall pretty good. Am I one of the few experiencing this with them or do many other customers get cold called and actually sign up? I dunno, but I'm going to start logging the calls.

I was looking for an earthwork equipment on a machinery trailer and when I clicked on the button, I ended up applying to lease from Currency Capital. The guy I worked with was very friendly overall. However, they could have been clearer on the way that they handle things. There were some things that were a little confusing because it ended up being a lease instead of an outright loan and they weren't sure on that. Also, there were some confusing factors on deductions upfront out of my bank account for the initial payment. Sometimes they were also a little bit hard to get a hold of on the phone. I had some problems getting them to call me back because they were always on meetings when I really needed to talk to them and I found that really frustrating. But they worked really hard on trying to get everything approved for me. I'd recommend them.

We got a Bobcat and a trailer through Currency Capital and because of that, we are able to do more work now. Working with their reps was okay at first, but then it went sour. Initially, we thought we were getting out a loan. I was in banking so I asked for the terms two days before we finalized it. I read through everything word-for-word. And then, on the day they had me sign the contract, they told me it was the same exact contract they had already given me to review. So, I signed it.

It was at a point and click thing at a bid auction where I knew about Currency Capital and I’ve had a couple of dealings with Mike, the manager. The first one was very fast. He quoted me a certain price when we bought another piece of equipment but the interest rate was way more than what they quoted. So, we ended up having to pay cash for the machine because I wasn't going to pay the interest rate that he proposed. I gave him a second chance and he followed through and the interest rate he proposed was what ended up being on the documents so that was good.

I'm pleased with Currency Capital. We did lease-to-own deals with them for a windrower and for two different balers. Getting the loan wasn't anything too difficult. Their rep, Conner, was a fabulous guy to work with and I’m happy with him. He was timely, punctual, easy to talk to, and very understanding. Also, I felt that even though we're half a country apart, he went to bat for us. I've told other guys about Conner and about this company. I hope to continue to do more business with Currency Capital in the future.

I received a business loan from Currency Capital. I was able to buy the products that I needed for my shop and I was able to have a working capital so that helped. It was a bit easier with capital and everything seems to be going very smoothly so far. But it would have been a little harder if I did not have the loan so I'm very happy with. Currency Capital's rep was also very helpful, very attentive and had a lot of professionalism. It was a great experience overall.

I got a three-year equipment loan from Currency Capital and my experience was efficient. All of my interactions with them were through email and phone calls but there were no problems. The loan has provided the equipment for my business.

I obtained a loan from Currency Capital for a startup business equipment lease. The reps at Currency Capital are all nice. They were responsive to me when I call them with an issue. The fact that I have a startup company without business history and just needed to get the loan with the equipment, it was surprisingly easy to get the loan. It helped supply me with the necessary equipment that I needed to perform my service.

I needed a newer trailer and I got a lease from Currency Capital to purchase it. Dealing with their relationship manager was really good. He was able to explain all the products and made the contract easy to understand for me. I got it all closed and everything went well. However, I had a follow-up question, but I couldn’t get through to them because their phones were messed up. Their computer answering service would say that their voice mail is full every time I called.

I got a small business loan from Currency Capital and I'm happy I got it. It helped me buy some equipment needed for the business and it was a good experience.

I received an equipment financing from Currency Capital. I was leasing a truck before and the loan paid for my first truck. It helped me out pretty good payment wise. Without the loan, my business performance would not be as good. When I first got the loan, I paid $500 on document fees last month for the first month. However, on Friday, they took out some more money out of my account for the old fees and I don't understand what's going on with that. I spoke with somebody about it and I'm still trying to figure out what was going on with this money. Other than that, everything else was good and they were excellent.

I took out equipment financing from Currency Capital and we were able to use it for expansion into some other aspects of the industry. Without the loan, my business would not have improved. The funding was fast and we were able to go into several unique situations like auctions. We also had the credit lines available to fix stuff so that worked out good.

I am opening another insurance agency, my 3rd, having sold my prior two. I opened the doors a few weeks ago and just got my business banking started but am also transitioning my current revenue from the sole pro to the Corp. The staff at Currency Capital was informed of this as well as provided the date of my Incorp. They asked for me to complete their apps and submit my last 4 bank statements. I DID so. Then they come back a day later and tell me that I must have my business bank acct for 4 mos before they will lend to me. I wasted 3.5 hours doing the paperwork and gathering the docs they requested. They wasted my time and money and not even a call to say they were sorry for the inconvenience. The rep was Jenil **, stay clear of her. She doesn't know what she is doing.

We started with our first equipment loan with Currency Capital and we basically jump through hoops. I gave them everything they ask for along the way and they kept asking for more although we were more than qualified. It was a bit of a unique situation with the saunas and the vibration machines because it wasn't an approved vendor as it was coming from China. We figured all that out but then they'd say it was happening but then nothing happened. We're waiting for the computers and iPads but it's been two months and they've already took the money two weeks ago for the first payment. We also didn't get the funds for the saunas and vibration machines until a couple of days ago. It is really frustrating.

I already have a lift but I upgraded to one I could work off a little better than the one I have. I got an equipment loan from Currency Capital and it helped out a lot. We’ve done the receipt about a month and it took a month before I saw the lift. When I bought it, they wouldn’t let it go. United had ended up with it and had to do some work to it. They got to go through all their tests and they got to check it all out before they'll let it go. Other than that, it was good service. I was impressed with Currency Capital but I was a little scared at first because I’ve never done the DocuSign and especially when I’m giving them all these information I shouldn’t be giving. Overall, it was an easy experience. They were kind and courteous to me and made sure I was taken care of.

We started a new way to create profit through another branch of our business that we weren’t involved in and there was a market for it. So, we got a business loan from Currency Capital to purchase new equipment. There was a lot of interaction with their employee and it was great at first but we’re still not done. I was sent all the DocuSign agreements to read through, what I was paying for, what it was going to cost me and how much I was borrowing. And then I’ve called Kenneth last night at Currency Capital. I left a personal message on his voicemail because I have a $50,000 piece of equipment sitting here that I can’t register and can’t use. I’ve received my equipment, but I was told it’s going to take five days for registration and title package so I can put it on the road. I’ve not received that or anything from the accounting or financing department in regards to the payment plan and when will it be deducted from my account and we’re now into it for over a month.

We got a loan through Currency Capital for a mower for our business. It was truly the worst customer experience I have ever had. Agents were pushy to get the loan done and were very transparent about loan details. We had deductions coming out of our checking account before we even had the mower in our possession. We were passed off to different people that I feel just told us what we wanted to hear for that moment. They took out in a one month period 19% of the mowers worth. We ended up closing our checking account so they could not deduct any more money without our knowledge.

I got a loan from Currency Capital which was mostly for marketing expansion for digital advertising and internet sales. CC has helped to cover my business plans all right but the terms on how to pay them back were harsh. They automatically take $83 a day out of my account. It takes time to make money work for me and I'm not totally set up on the internet yet. I would’ve liked to have some easier terms. I appreciate what they’ve done and what they’re doing but it really wasn't enough, only enough to get started. With easier terms, I could have the business going a bit better and even though sales started coming in, the payment would have been easier for me.

I tried to get a truck loan on the internet and somebody from Currency Capital contacted me after checking one truck. However, I got a bad experience with them because now it's a mess. They offered me a loan but after we drew all the paperwork, they told me it's a lease. I never asked for a lease. I don't know how the lease works but now a company takes money from my account. I don't know if they are the same company or a different one. But I have called the telephone number four or six times and nobody answered. I don't want to deal Currency Capital again because I can't speak with anybody there.

Our loan with Currency Capital will help us grow our business tremendously. I used the funding to get a vehicle on the road. Basically, we just purchased a vehicle and put the logos on it. Without the loan, the business performance would've been a slugger. We would've gotten there eventually, but it would have taken a few more months.

Currency Capital contacted me and I got from them an equipment loan which I used to buy a truck. My business wouldn't be what it is right now without the loan. But it was not good with the relationship manager of Currency Capital. We had an agreement with something and when I sent the contract, they wanted me to switch. I would never ask for anything else from Currency ever again or recommend it to anybody.

I received equipment financing from Currency Capital and it enabled us to buy a piece of software that saves me 20 hours a week of a $100 an hour person. They were easy to deal with and the process was very quick. The loan was definitely beneficial and it's saving us a fair amount of money.

I had a good experience dealing with Currency Capital. I had a business loan from them for a trailer. It allowed me to get some new equipment to do my job. Payment is automatically debited out of my account each month and I got along good with the account manager. I don't talk to them at all but they send me email sometimes.

I saw Currency Capital online with the heavy equipment. I had no way to get a gravel pit going, but the loan got me an excavator so that I could do what I need to do and get people in there to buy gravel. David, their relationship manager, was super. Anything I ask of him, he gives me an answer within an hour. He knows what he's doing. Currency Capital was honest, upfront and let me know what's going on before I start.

With my loan from Currency Capital, I was able to get the equipment I needed for some startup stuff. However, the staff wasn’t great. The way that they stated things didn't make sense to me and I didn't understand how things went through at the end of the payment and repayment of the loan, so I don’t think I will get a loan with them ever again.

The loan I got from Currency Capital gave me a truck to operate with. Without this loan, my business would be about $150,000 a year less. Their relationship manager was extremely knowledgeable and they have done what they were supposed to do. Everything went smoothly and I have recommended them.

I got a loan for equipment from Currency Capital and it helped in adding more income to my business. The relationship manager that I worked with went above and beyond. He got me approved and within the price range I was trying to pay each month. Everything was great. Currency Capital will work to get you the loan. If they can find it, they’ll do it.

Financing equipment with Currency Capital was the biggest pain in the ** I've ever had. I tried financing my equipment with three-year note biannual payments, and their representative said that would work fine. And so, I signed an 11-page contract online that never had any mention of the terms or of the annual percentage rate. Thereafter, I found out that my first payment came out of my checking account before I ever signed the note. Furthermore, I was to pay $50 that didn't go towards the note but rather, as a carrying service. Currency Capital apologized for the delay as the loan was taken out of house. It was a big runaround. While I ended up getting a monthly term, it was still a terrible experience. I'll never finance with them again.

I got an equipment leasing from Currency Capital and it has helped save in cost. It also helped me to be more efficient as far as the timeliness when I have the equipment myself, I can work on my own schedule instead of having to rely on someone else. Also, the relationship manager went through the process step by step for me instead of me having to figure out the whole process on my own. He told me what he exactly needs me to do or what they were going to do so, I could have things ready for the next part of the process. He did the packaging of everything together and it was easier because he knows the way they are looking for things so he was able to put it together in the order they need it.

I got a business loan from Currency Capital and so far, it has helped me land some jobs, find material for jobs and pay for some labor. If not for them, money would be a little tighter. My experience was okay in terms of interacting with their relationship manager. I talked to him one day, he emailed me and it went well. Overall, Currency Capital was a nice company and they were very helpful. The only thing I don't like is that they take $76 a day out of my bank account, but that's part of the payment.

I got a small business loan from Currency Capital. I made a machine and I financed it with them. And then, they processed the loan quickly and it helped a lot. Their relationship manager was unbelievable. He explained everything to me and he followed up, too. In fact, I got a mail from him the other day to see how’s the equipment. So far, they’re doing fine and they’re beautiful. Overall, I was very satisfied with this company.

I wanted to purchase a vehicle on eBay plus a trailer from another vendor. This is eBay's preferred lender and I was redirected and called immediately. I explained to agent Alex what my plans were, and they offered to help. The combined total was around $20k. The whole process has been handled in a very amateur way, with excuses, and passing the buck.

We needed equipment that’s necessary for our production but it was out of our budget to just outright purchase it. We searched and Currency Capital popped up as an option for equipment plan. It was really instrumental.

Currency Capital is the lender of choice with IronPlanet.com, which is an auction website for heavy equipment. The loan application process was easy. Currency Capital guided me through an electronic signature process on the DocuSign website and I signed electronically on my phone. However, I didn’t have the ability to save the PDF for future reference and the document was not accessible to me after I signed it. I'm a contractor and my days are hectic and crazy, so during the day I often don’t have time to look at details. Everything was fine except for the most important thing to me as a consumer, which was understanding the details of the loan or the interest rate and the financing.

I am giving 4 stars just because if not this complain I would have no means to find main branch contacts or phone number and reach to higher authority myself.

I had equipment leasing from Currency Capital two years ago. The guy that handled it all, Josh, was excellent. I wanted to have everything stat and not mess around. The loan process went on for a couple of months then it started to get ahead of time. It's hassle going back and forth for all these paperwork. But Josh really went out of his way and worked with my loan.

We took out a loan from Currency Capital when we purchased company equipment in order to offer different services for the industry where we’re at. It gave us an advantage over our competitors. Currency Capital has assisted us a lot in the process of acquiring equipment and they're always looking for the best option we can get on any loan. So far, it has been an aid for our company.

We were getting ready to do a large project and at that time, Currency Capital had sent an offer to our company for financing and so I responded to that. They, through a working capital, were able to help us fund the activities related to getting that project installed and working. Without the loan, the project would've still survived. But with the loan, it certainly made things easier. The interactions I've had with our relationship manager were all professional and timely. I’ve always been able to get ahold of them when I need to and it has been satisfying.

I was applied to finance 20000 with them but when I look the contract I won't like to go forward and I call them to tell that am not agree with the contract and am try to stop the process. Am never get any money from them but they did from my account. Just to make a contract they took $1947 and Alex one of them tell me that they be unable to refund anything. Am tell him that am agree to paid any penalty for not go forward but $1947 is too much, don't you?

I required a number of industrial machines for my expanding business in landscaping, removing foliage, and clearing trees. Currency Capital leveraged their wide network of financiers and was able to quickly and reliably secure a loan for me to purchase this equipment despite the complexity of the order. Their mobile and online platforms are impeccable and their representatives were present along every step of the way to answer any questions and fix any issues that arose during the process, making the extension of credit very expedient and safe.

I had to find a lender and Peter from Currency Capital was the one that called me. The relationship manager was helpful and did everything he can. I was trying to get a truck that was at least ’04 to ’07, but he said it was too old and they wouldn’t be able to finance it. Now that I’ve been trying to get a new truck, he says, me being from the towing industry, a whole truck, new truck, day-in, day-out was a region issue, so I had no choice but to get a 2008 model truck that has a lot of issues that I’m sure the sellers didn’t know about, but when I tried calling the relationship manager a couple of weeks ago to let him know what was going on, their comeback for us was that I didn’t get the warranty and that I’ve already had the truck for a month. Nobody offered me a warranty or said anything about it, so I’m SOL on that one.

I got a small business loan from Currency Capital. Cash flow was a big issue, and it helped me out with that. I would've survived without the loan, but it made things a lot easier. It took the sleepless nights away. The rep that I deal with is wonderful, helpful, responsive, informative and definitely steered me towards the right direction. I'm very satisfied, and I'd recommend them to anybody.

I purchased a piece of equipment that I wanted to finance and Currency Capital was recommended to me. I got a $17,000 loan for a pre-cooler that goes into a refrigerated system. It was for a lease term and a buyout at the end of the lease. They're very nice people and I do appreciate the loan. I'm glad it's there. However, I should have gone with my bank. I would only have had to talk to one person and not have to do all this confirmed payment. Or I could have and should have paid cash for it instead of taking out the loan. It's too much of a hassle. We had about three different people handling the loan. There's a lot of layers to the system and it seemed to be excessive. It held up shipment in some cases when we were trying to get it shipped here quickly.

Without the help of Currency Capital I would not have been able to purchase the TV camera that I needed to kind of get my business off the ground. It'd be really hard to do my job as I work in the TV industry. Getting the commercial loan was a very easygoing experience. They're a great company to deal with. The relationship manager walked me through the process mostly via email, and he was very helpful. We were able to get it done in a quick fashion because I needed it very quickly. He answered any questions I had so I was pleased. If I ever need that type of product again, they'll be my first call.

Opened a loan from Currency Capital for getting material for a project. The loan helped out quite a bit. They're actually small loans and I'm trying to build it up to something that will make a serious difference. But it had been slow so we're going to increase it and they're aware it was my intention. Their rep was good and anytime I need anything, I have no problem getting hold of them and get questions answered. Everything is great. As long as everybody does what was agreed, there's no problem. Their interest is a little high but I will still recommend them. Very good experience.

Some old equipment broke down and it was time to replace. Needed a small quick loan and fast for operating business operations. Was able to fulfill my request fast without missing a beat. Highly recommended.

I got an equipment leasing loan from Currency Capital and the process started about a month ago. But it’s been a few things after another that needed to get handled and came down to the finalization of it all. We went through this whole process thinking that it would probably take two weeks. I made it very clear that we needed the truck immediately and that we were dealing it. From that point, I thought it was going to work a month later. But when I got the truck about two weeks ago, I noticed that there was no tagging on it. When we got into the DMV, they looked into those titles and they didn’t have one for us. I called and I’ve been on the phone for probably about a week straight talking to different people trying to get it situated. The truck was sitting out in front of our Town Homes as we were losing money and we couldn’t move the truck. We had contracts lined up and that’s the whole reason why we went and got the truck.

Needed a fast, small business loan for a startup venture. Bank was unwilling to fulfill my request in the short time needed. Went to Currency Capital and they were very fast, friendly, and informative. Helped explain everything before I decided to take out the loan.

We got a small business loan for $20,000 from Currency Capital. The Capital relationship manager was a really good guy, very helpful, and very on time when we were working out the whole deal. They do immediate ACH transfers, which really helps when building and needing money, so they were able to do a one-day turnover. We deal with the city of San Antonio and we're the official lender for them. They got backtracked with other payments in December so we didn’t have much revenue coming in and generating.

I got a business loan from Currency Capital that helped me a lot but they don't tell you the fine prints. The loan officer was always in a hurry trying to get you to sign the docs without going through them. (1st time around) I did a short term loan for 6 months and the renewal is coming up in 30 days, So I called them to check if I could take out another loan. I qualified, signed and was ready to go. During the verification process I found out many things that I was not told before signing. (I was trying ask questions before the closing but as always THEY MAKE IT SOUND AS IF THEY ARE TOO BUSY OR IN A HURRY FOR QUESTIONS.)

I thought Currency Capital was just a loan and I didn’t realize it was a rental thing. It wasn't explained very well and that's my issue with it. I bought a truck from a person through pictures and it wasn't what it was when I picked it up. There was no way to get my money back because Currency Capital had already taken the first and last month's payment and the guy already had his money. So basically, it was my truck already and the title had been transferred before I even said that I'll definitely take the truck.

I borrowed money from Currency Capital for 300 Komatsu and they seemed to be doing good. They gave me a loan and they draw the payments out from my bank account. They have high interest rate but it’s okay. The guy whom I’ve dealt with was great. I bought a piece of equipment on IronPlanet. I called him and he financed it and handled everything. It went really smooth. I’ve got about 10 or 20 loans and that was one of the better loans that went through.

Currency Capital was great and very helpful in the beginning. But once we signed on the dotted line, their customer service went down the tube. They told us that they send an inspector to look at all vehicles before they’re purchased because they want to protect their investment as well as ours which was awesome. So we thought we didn’t need to send in an inspector and he thought that was good because that means the inspector is going to be overly nitpicky. My husband’s like, “I’m just gonna let their inspector do it because there is no inspection I or anybody else can do better than the bank." And then they turned around and said, “Oh, our inspector just was going to verify the title.” They tried to back paddle on that.

I got an equipment loan from Currency Capital which helped me grow my business. The loan process took longer than I expected, but I’m just glad it was over with. Their reps were fine and it was a great experience.

I got an equipment leasing loan from Currency Capital. The loan helped me purchase more equipment for my business to help generate more income. The relationship manager reached out to me, gave me a call and we discussed some of the things and articles of stuff I needed to get it done. It was a great experience.

I got an equivalent loan through pawning with Currency Capital and it's helping me start up my karaoke business. I contacted the relationship manager mostly through email. It took a long time to be able to assist me, but they eventually helped me out. I'm making payment once a month for three years. The interest rate is high, but my credit is low, so it balances out. They should have a little more timeliness and more disclosure though. They had a fee that I don’t know about and they didn’t tell me those in the paperwork. If they were a little more upfront, that would help. But overall, it was a good experience.

We deliver mail for the post office and I got a loan to purchase a truck from Currency Capital. They took really long in processing the loan. I talked to the loan officer, Alicia, quite a bit, but she didn't explain much to me. Originally, I was buying two trucks and Currency Capital initially gave me a contract for two trucks. Then, because the invoice number was for a different truck, they had to change the contract and they took off one truck and only did one truck. But they had already taken the down payment for the two trucks, which was more than $6,000, out of my account. I ended up only buying one truck, but they still haven't given me my money back, so they owe me money. and I'd like to get my money back

I got an equipment leasing loan from Currency Capital. It's very good and makes my business grow, make more money, and move forward. I called to ask how I'm going to make my payments — if they're going to send out a payment book to me or if I'd get a link to my account so my payments can be drawn out. That’s the only thing I have not been aware of. The representative, Katie, was good. She took care of the problem and made everything happen for me quickly, so I was happy with everything.

I got a business loan to buy a piece of equipment through Currency Capital. And while I enjoyed working with the manager that I dealt with, some of the other people in financing were a bunch of ** and their attitudes were **. Also, I didn't know that the service was leasing and I thought it was a loan. I didn't fully understand it until I was already deep into it.

After dealing with enough of their sketchy agents over the phone, and after trying to communicate to management, or any other department, it became very clear that the company is not to be trusted. When I asked them for their business address they started giving me the inquisition. "Well, I can help you with that but first I need to know who are you and what is your address? We don't give our address out to people we don't know." When pressed, they hung up on me. I then repeated this simple request 6 more times and got the same results with Jake, John, Stephanie, Phil, Royce, Dennis, and their manager, Alex. Each time the conversation got more heated and they got more resistant to giving out their business information... Ultimately they put me on endless hold or simply hung up on me.

Currency Capital's lending process was great and they were hands on. I’ve had some questions and called them. They’ve been happy to comply and gave me what I needed. They communicate well with the bank that you lend from. I had an issue with getting the tag for my delivery truck and they called the specific place for me, so I didn’t even have to do it and we got everything set up. They got me the equipment I needed to make my deliveries and make more money - it's that easy. On the other hand, they stay pretty busy and they don’t always call me back so I simply have to call them a lot. But overall, it's been a pretty good experience with them.

We needed another truck to expand our business and we have a lot of customers that asked for non-runners because, at present, I was just moving moveable cars. So, I was in the market of getting a tow truck and I contacted NeedALender and Currency Capital contacted me so I applied for an equipment loan from them. Currently, I'm not using the tow truck. They told me they would handle the inspection and make sure that the truck is worth funding. So, I left it in their hands to make sure that the truck was good and running. However, that didn’t happen. I had to drive to Colorado, where it was at, to pick up the vehicle. And when I got there, the truck was all bad. I contacted Currency Capital to let them know that I wasn’t happy with the truck.

I had a very good experience with Currency Capital and the loan enabled me to purchase the vehicle I needed. Plus, the reps that I talked to were knowledgeable and easy to get a hold of.

When I started out thinking I could get a loan for Truck Planet it all sounded too perfect. They told me they would send me a application in the next day. They approve my loan. It was for auction but the strange they sent me a contract agreement. They do not even know if I win the item but they want I sign electronic agreement with no item description. But my nightmare start when I won the item. They change everything. They sent new contract agreement with not interest rate and not how many months. They said my item was a rent for 36 month, after 36 months just pay 1 dollar and the item will mine. Look good right!!! But in my contract they sent me my contract with not interest rate neither how many months.

When I decided to get an equipment loan from Currency Capital, my relationship manager has been easy to contact and was very helpful. Before, I would have to ask for help with my business and people would never want to help or lend their stuff. That would slow me down or I would have to pay extra. But now, I have a truck and I can bring my merchandise to people. The loan has helped out a lot.

My experience with Currency Capital has been great. I’ve been in business for 20 years and I’ve always managed. I really didn’t need the money, but it has obviously made things a little bit easier having it available if needed. We do quite a few construction projects and a lot of times we’re out of funds on labor and materials while we wait to get paid. So the loan with Currency Capital has allowed me to fill that gap when needed until I collect on my end. Whereas in the past, I would either just get a cash loan somewhere at a high-interest rate and it was costing me quite a bit on the back end. This loan with Currency Capital is more ideal for those times. The young lady that was helping me out has been great, too. When we did a equipment loan, we were able to do the DocuSign and everything there on the same day and we were able to take care of that fairly quick, as well. She made the whole process very easy and I’ve been happy with the service.

Everybody was pretty good with everything at Currency Capital and Cody, the guy I talked to the most, was really cool. However, the whole process was extremely lengthy, and processing for this loan seemed more excessive than buying a house. And Cody handed my paperwork off to another kid whose bedside manners were a little off compared to his. In fact, I had to call Cody four times and he handled a few things for me instead of that other guy. But still, everything went well.

I was impressed to see how fast they called me back but quickly disappointed to talk with aggressive and very rude salesman. They could not provide me no information at all unless I give them my Social Security # to proceed. And when I told them, "Let me check on them first, before we go forward," the nasty salesman ask me without any shame and pudor "Do you have a problem with your credit or do you think we are going to give you $13000 just like that?" with a very rude tone and for no reason. So, I just hang up and call right back them to talk to a manager about the experience. It was even worse! So my personal suggestion to YOU is to stay away from these rude and vulgar salesmen...

I got an equipment loan from Currency Capital. Their rep, Jeff, has been friendly and easy to get a hold of. However, I didn't get the information out like I wanted from the lease part that we dealt with. I don't think he was clear on that. He said that was a lease deal, but at the same time, I can ship it back but I would have to pay for it. So, I was stunned about that. I thought the lease was something I'd paid for. And once I've finished, if it's still all right, I can send it back. That's why we're doing this as a lease deal, to have what they would say collateral just in case something goes wrong. And even though I couldn't afford the thing, it doesn't go back. It comes against me. Other than that, everything else was a decent experience. And because of the loan I got from Currency Capital, I am able do more jobs with the machine than I can with just hand digging so, it was just producing better.

I worked with Jake at Currency Capital and he helped out a lot. He was very communicative throughout everything. We were able to get some extra start up funding for some equipment. Without the loan, it would’ve been a little bit difficult to get that extra cash that we needed. Everything worked out and it was a great experience with Currency Capital.

We got a working capital loan from Currency Capital and it got us through the whole month of February, which was really what we needed. Arizona didn't have any winter and we're a HVAC contractor. And when March 1st hit, everything was back to normal, so it was the perfect pad to get us through that slow time. Without the loan, our personal credit would take a huge hit because everything for the business is personally financed right now. The business has only been in operation for three years and we wanted to go five years with no credit. Even all of our service vehicles are personally financed. All payments would have been late if we wouldn't have gotten a loan. The rep was awesome. She answered all my questions and was very responsive. The process was done really quickly and Currency Capital was just so easy to work with.

The cash flow from the cash advance that Currency Capital gave me helped me get new equipment and other stuff that I needed for my business. It would be a struggle without it. However, I'm a little displeased with the interest rates especially with the fact that I dealt with them before and it should've gone down for me a little bit on the second time. But the relationship manager, Jake, was right on top of everything and I really like dealing with him. So although they have to work on that interest rate, I would still recommend them to a friend.

I had looked Currency Capital up and they were always available, accessible and easy to reach out to that's why I stayed with them and tried to get funded. I got a truck financing type of loan. They expanded my company to meet some contracts that I have pending and now we're able to go ahead and facilitate those. I make monthly payment and they were okay. Also, my relationship manager has been pretty knowledgeable. He calls me back, we communicate and he emails me promptly so he's really good. We have no problem with communication. It's been a really good experience.

Currency Capital gave me the money and was very nice. They were good people, very efficient and did their job. They said they could do something with all my credit stunk. Though they didn't get me what I really wanted, they did help me stay in business by paying my insurance because it is very high here in New York where I live. All my business insurance, liability comp and what all is around $8000 a month. Also, I paid $31,000 in the last four months in insurance which is a lot of money. I'm a roofer and I do a lot of missionary work and exterior work. When the winters come and my business takes a hoot, I need to borrow money to stay in business.

I got an equipment loan from Currency Capital to purchase a backhoe. They were helpful and all of my questions were answered. I was talking with a guy first then they switched to another guy. However, the new guy didn't talk that much. Other than that, my loan's interest rate was fair. Now, I don't need to spend a lot of money on rentals.

It's been a good experience with Currency Capital. I received an equipment loan from them and it helped us out a lot. We'd be in a problem without it. We needed it and we need a little more still. Hopefully, it's given us another piece of equipment on the road to help productivity. Also, Matt, the one who handles us was genuine and straightforward with me. He has been awesome and a good guy to work with. I highly recommend him to anyone.

My initial contact with Currency Capital was on February 2, 2017. I sent an email with the terms I wanted in the lease (no personal guarantee and a reasonable interest rate). On February 6th, the sales rep emailed an application which I filled out and returned the same day. On February 7th, he emailed over a proposal which stated, "This proposal expires on 02/07/2017 at 3:00 pm". Currency Capital treats this document as an actual contract and if you make the mistake of accepting this "proposal", before a legal contract is signed, Currency Capital deducts money from your bank account.

The working capital loan I got from Currency Capital allowed me to hire more employees, keep the ones I got going and opened up other doors because I was able to do more work. They were really good to work with, explained everything and walked me through step by step. And my relationship manager was awesome. He made sure I was taken care of and followed up. It was a great experience overall and I have recommended them.

I got a business loan to increase my inventory which helped a lot with our business performance. It was a very quick process once they got all my paperwork. They even offered a lot more than what I was asking for. They were very professional, fast in the payment sending and their customer service is very good. They always contacted me afterward to make sure everything went fine with the loan. They told me to contact them if I ever needed anything else from them. They always send me emails to keep them in mind for future loans. I would definitely recommend them.

I got a loan from Currency Capital to buy a Hopper Bottom trailer which I needed to make more money with. I contacted them and they called me right back. They were awesome. They bend over backward to help me and stay in constant contact with me. They were also there to answer any questions I had. If I hadn't gotten the loan, I would still be in my old job making a lot less money. It was a very pleasant experience and I enjoyed it. I would use them again.

We got a commercial loan from Currency Capital and purchased a Rollback. We already have two Rollbacks and this third one will help us financially. It’s gonna add more to the business, and we’ll be able to pick up more vendors. So the loan helped tremendously. Rebecca, our relationship manager, was awesome. She worked really fast and I was completely satisfied with the overall outcome. I also worked with David towards the end. And both of them were very professional.

Helped with loan proceeds, very helpful and professional. Thank you.

I got an equipment loan and a cash loan from Currency Capital and I was able to get the equipment that I needed at the time that I needed to get it and to open a new store and do all the stuff I had to do. However, nobody mentioned that Currency Capital has an internal rent fee. It was in the document but it was never verbally stated that there's a rent I had to pay basically for having a loan out without receiving equipment yet.

Currency Capital put the money in my account and they withdraw payment every day. This loan helped to grow my business because it allowed me to buy more merchandize and expand a little bit more. But, the interest was high. The relationship managers were very good and very nice. They took care of me well and they explained everything clearly.

I've worked with Currency to obtain two different loans for my retail store. My experience with them has been great. My account manager, Veronica, was excellent. She was very diligent and resourceful in getting me the best rate possible on both loans. Both of my loans closed VERY quickly, in a matter of days. I will be working with them in the future, and I highly recommend them to other small business owners looking for financing.

I was able to invest more money in inventory with the short term capital loan that I got from Currency Capital. But it would be better if they have cheaper interest rates and less frequency on the payments. I currently do my payment daily and it would be nicer if it was bi-weekly.

I have two leases with Currency Capital. The first one, I thought that I could pay it off sooner and I was going to pay it all off, but they told me that it wasn't paid because basically I would have to pay the whole thing no matter what. They won't come off with the interest and they were going to do the same thing with my last lease but I didn't want it so they were able to do a different kind of lease where they could just lease the principal and not the interest. Hopefully with that idea I'm going to pay it off sooner.

I have equipment financing loan from Currency Capital and I have two trackers financed there. The equipment I bought spent the first month in the shop and I tried to explain that to the lady but she didn't want to listen to that. She called the dealer and they told her that they gave me a loaner. I got a loaner on the fourth time they had it in the shop. Then, I talked to the lady and we had it worked out that as long as I get the payment in by the end of the month, they are good. Now, they got to have it by the 21st. They're not working with me at all. They could've given me a break but that's okay. I'm about 3/4 done with a good-sized job, I'm gonna make them about three payments and I won't have to hear from them until I find somebody else. I'll get rid of them and I’m not happy at all.

I had several other places that would have given me a loan, but I would have gone somewhere else if the rep from Currency Capital didn't take the initiative in getting involved in what I was doing. She was awesome. The first night she called, we spent three hours trying to figure out what I needed the loan for and how it works. She knows more about it than most people in the world.

From the time that the money from my loan with Currency Capital was forwarded to me, I immediately had a payment due for the repayment back. So it didn't really allow me to use my capital in a more traditional way. But it's allowed for some smaller capital purchases which has been good. Also, I experienced a lot of back and forth with the relationship manager I worked with. Most of the information I was given would have been better to know the first time around so that I didn't have to do some steps a couple of times. And I didn't realize I had been approved for a much more significant loan until I proceeded with the current one. But for all time and purposes it's worked out and it's been rather seamless.

The weekly loan that I got from Currency Capital helped me get through rough times, and for some repairs and on-demands. My relationship manager and I have always gotten along fine. He always treated me with the utmost respect and gives me the best rates. Any future business, I'll just give it all to Jonathan of Currency Capital. If I had to deal with anybody, it would be him.

Everybody in Currency Capital has been positive and helpful. I got a small business loan leasing from them and the loan is very good to use to ensure capital on our business.

I borrowed some equipment from Currency Capital, and so far so good. I’m still using it right now, though it’s got a learning curve.

I was ordering equipment for my restaurant and that's how I first got in contact with Currency Capital. The second time was for the operational loan. The loan is giving me enough capital to keep things growing better with employees and paying those few vendors off my back. Also, the person I talked to told me that it's better to build a relationship and then things will get better from there. It has been good with Currency Capital and I am fairly pleased.

I wanted to get some loan and Matt of Currency Capital helped me with the paperwork that I needed to provide and I've been able to go through everything. They explained all the things over the phone and through the email. I got a small business loan from them that I could use to buy materials. I'm glad I did it. My experience with them was okay and I would recommend them to friends.

A guy named Anthony called me and said he hadn't heard back about an equipment loan that I had applied for. He said to me "Do you know you have been approved? I was wondering why you didn't respond back?" I said to Anthony, " I didn't know I was approved." He said all I need to do is get my invoiced together and email them over to him. He called the vendor and talked to them several times and the vendor sent him the equipment invoice. I was really pleased at first and excited to get the loan and even offered to send my bank statements to show proof of income. He said I didn't need to get them because they would use the equipment as collateral. I asked him 4 times on a recorded line if he was for sure in stone I was approved and Anthony said yes. So I went out of town for a couple of hours and then came home with no answer. I waited 2 weeks because Anthony said he was waiting on the underwriters to type everything up.

I ended up going with Currency Capital for my small business loan. I used it for equipment and for advertising as well and it helped us to get more business in. The relationship manager was knowledgeable and she helped me through all the process. If I had a question, she answered it right away. If she didn't know the answer, she would get me the answer. If somebody asked me about Currency, I would be glad to tell them to go with them.

Currency Capital provided excellent service. I received equipment leasing from them and the loan has made me more productive production-wise. Their people have been great. Hopefully, in the near future when I do get a lot more money, they can help me out again.

When I started out thinking I could get a loan for a customer it all sounded too perfect... They told me they would send me a wire in the next three days after they verified my Business. I told them how urgent they had to pay for the machine they were buying. After two weeks went by they lie to me about 13 times and counting. They are the most unprofessional company I have ever dealt with. They will lie lie lie until you do what they say. So please anyone that ever wants to do business with them please stay away because they will only make your life a living nightmare. All of their reviews are fake Because I know a person that used to work there and they get paid to write fake reviews...

I got a loan from Currency Capital for a tow truck. We're doing roadside assistance and we started off with a small personal vehicle so adding a tow truck to our business helped us a lot with our income. The rep I dealt with was a very great person to work with, very friendly, and he'll do everything possible to help me out if I need anything. He was there to guide me when I had a bunch of questions so it was great. Everything's been good.

I've done merchant loan with Currency Capital and it helped to get caught up on taxes and have a little bit of a cushion with the working capital. Overall, I'm happy with them.

We were able to get a quick resolution to this misunderstanding. The company has issued a refund and so we are satisfied.

The gentleman at Currency Capital that I worked with, Dylan, was very helpful and explained everything to me. In fact, that's the reason I went with Currency. He was awesome, and I really appreciated him. He was there throughout, even late hours of the night if I called and needed something, and he answered all my questions. We worked online, and Dylan asked me for documentation, which I provided. We then went to a third party finance company. With the loan I got, we were able to obtain inventory.

When we learned about Currency Capital, we got in touch with them two months ago. We then decided to go with them because they were quick to act. We talked to their consultant and he was very friendly and answered all our questions.

Avoid this company. Horrible service, liars, took money out of my account without my consent. Now in a big battle to get money back to me. This place is a joke, avoid like the plague. Wish I could rate with negative stars or no stars but that isn't an option.

Currency Capital is as dishonest of a lending company as you will ever find. They contacted me about doing business with them. I normally do my financial business with local banks. But they made it sound like such a great deal you couldn't turn it down. I informed them what I need as far as terms and amount of money needed right away in our first phone conversation. The rep. that I was dealing with was Justin, I told him I wanted annual payments and told him I didn't want to pay any more than 6% interest. Justin said that would not be any problem at all. They informed me a day later that I was all approved to make my equipment purchase plus another $12,000 than what I asked for at the beginning.

We tried to get a loan to purchase a dump truck. The company turned the financing into a lease instead. During the process we were told that we would have to make the first and last months' payments upfront. Before we ever had any numbers, they withdrew money from our checking account. Later they told us that they didn't have the numbers correct and needed over $600 more. Finally another payment of over $100 was needed because they again made an error. It was around this time that the lady who was supposed to come for the final inspection of the truck started telling my husband things about this "lease." Among other issues, we discovered that there was going to be another $817 that wasn't in writing in order to complete the lease at the end.

I received $30,000 loan from Currency Capital. It was a very quick financing, which I needed, because bank loans take longer. It was expensive but because of the time issue, I was able to buy the used equipment that I didn’t have the cash for. I saved three times more money than the loan cost me. Their rep was great. However, once the loan was paid off, they didn’t immediately send me a paid-off notice, which was important to me for my other banking things that I do on a regular basis. They made me wait a week and I did not appreciate that. I felt like they weren’t responsive to my needs. But other than that, they were great. Customer service was awesome. It was very worthwhile. Although I’m not happy that I had to waylay other financing because of the delay, I still wouldn’t have been able to purchase the machines that I did without them.

I applied to Currency Capital via email and they called me back. I received a loan for equipment leasing worth $33,000 and it's going to increase my business because I needed the tow truck that I bought. My relationship manager was really helpful and he did pretty good. He called me, tried to get my loan approved and it was quick and done right away. So my experience was great.

I was looking to get a loan from them working with this guy William **. Went through all their paperwork, and told them I am going on vacation. While being on vacation they went into my account and stole $1159.00. When I got back, they proceeded to send me a contract to sign. I looked over it and the percentage was too high and terms were not good. I still had no idea they took money from my check and they didn't tell me. After reviewing their proposal I decided that this is not good fit for me. They kept pressing me on to sign the contract, and started calling like crazy, still no email, no voice mail that "hey we already took money out, a fee that we never told you about." So 10 days goes by and I go to reconcile my accounts and there I see they charged me. I call them back and they said, "sign the contract. You are not getting your money back."

Beware of the fine print and the repayment "discount" this company offers. Also, I have been dealing with contracts for 35 years and NEVER have I seen an agreement that did not have the option of opting out of the agreement if it was done within 3-5 business days. I originally had looked at an equipment lease for $37000 which would have cost $20,000 at the end of the lease. After checking into it more, I decided to cancel the agreement. NOT - so far it looks like it's going to cost $2,460 just to opt out the agreement. BEWARE. READ THE FINE PRINT.

My patience with Currency has run its course. We are a customer by default, since our account was purchased by Currency on a previous purchase of equipment, of which we have never missed a payment or have been late and are in good standings. And so for more than six months we have been receiving marketing calls from Currency to see if we need any added capital to buy more equipment. We finally caved and agreed to use Currency on our next equipment purchase. After negotiating a rate, and terms, we were approved, and the loan documents were sent via Email and signed via "Docusign". Meanwhile, on Currency's word and approval, we had committed to purchasing two pieces of equipment totaling a mere $6,300.00 or so.

Currency Capital is great. I had a loan for equipment rental with them and it made my business plan expand. The relationship manager was very pleasant and very easy to talk to.

I had a refinance deal with Currency Capital for a loan that I had through IMCA prior to the funding loan that I recently got from them. It helped me to buy stocks to be prepared for the slow time of the season. It was a very good experience and I appreciate all their help.

I Googled financial firms on the internet when I was trying to find a loan for lawn equipment and went with Currency Capital. It has made my business plans 100% possible because our other mowers were on their last legs and we had to get a new mower or we wouldn't be able to mow. Their rep was awesome, very knowledgeable and if she didn’t know the answer, she got the answer right away. She got back with me 100% of the time in a very timely manner. I was really happy with the experience. However, there were added fees that I wasn’t expecting but it wasn’t that bad. Other than that, I’m happy with them.

My husband and I applied for a loan. Before finalizing the deal we drove 500 miles to view a truck we were purchasing for our business, to find out it was fraud and there was no truck. When we discussed the matter with Rebecca our agent and advised we wanted to revamp this issue and go another route she explained they would not refund the money they stole in the amount of 1,408.16. This company is a fraud. Not only were we experiencing fraud from the seller but from the loan company too. When asked to justify keeping funds from a deal that was never funded, now we can't get them on the phone. Or a response to emails.

I had a very good experience. Stephanie and Eric made it so easy and stress free. I will be dealing with them when it comes to my business needs in the future! I strongly recommend your company for any business. Thanks again.

I was looking at a piece of equipment on eBay and there was a little button that I clicked on to apply for a financing with Currency Capital. I did an equipment leasing loan with them which has been helpful. I was able to add equipment that I'm gonna need to do a sizable job to start in the next month. Their rep has also been really good. He was easy to talk to and get a hold of so I had no problems at all. I would recommend Currency Capital to a friend.

I got a business loan from Currency Capital. They helped with the capital issue. Without this loan, in the short term, it would be more difficult because of capital issues. It would affect operations. On the other hand, it may have minor effect long term. I spoke with the relationship manager via phone and through email, then sent text messages to one another. The response times were quite good. It was good to know that there was a lender out there who could work with my current financial situation. Overall, it was a good experience. It moved quickly and I would recommend them to someone else if needed.

My cash advance from Currency Capital gave me a quick fix to a couple of issues I had. Overall there isn't anything horrible about it but it wasn’t an excellent experience either. It was pretty arduous as far as the process of it, having a liaison between Currency and then going into actual funding of the business or funding of it through a different company. I also had a lot of unnecessary paperwork digging that wasn’t clarified, which was a hindrance in the process. I would've cancelled it instead of taking any longer, but it’s taken so long that by that time I was pretty desperate.

I was hoping for a traditional loan from Currency Capital but unfortunately, I got a cash advance. Still, it helped with some funding needs for capital expansion. My business performance would have been a little strained without the loan. It would have survived, but the loan made it a little easier. I'm waiting on a response from my relationship manager to an inquiry I sent a couple of weeks ago and I hadn’t heard anything. He's been easy to contact up until this last time.

I sought a business loan from Currency Capital which helped me expand my business and grow my inventory. They got everything out for me and explained to me how to pay it back.

I received a business loan from Currency Capital. It gave me some cash flow that I've much needed at the time. It took some strain off of the issue. I've had a couple of interactions with their rep and these have always been good. My only issue is that when I applied for it, they didn't tell me I was gonna have about four hard pulls on my credit personally, from four different lenders. I lost a hundred points in my credit score. If they would've told me, I would've passed on it. Even their lender that eventually lent me did a soft pull. I'm not really happy about that part.

We were in a struggle and Currency Capital helped us a lot. We got a loan for a vehicle and the person I talked to was friendly, nice and really helpful. They were excellent and if I had the possibility to recommend them I will do so.

I received a standard loan for a truck from Currency Capital. The relationship manager was good and I have no complaints. She was able to answer all my questions and she was easy to contact. It was a positive experience with Currency Capital. It's a little slow to get the loan, but we got it done and that's all that matters. I'm happy.

I got a business loan from Currency Capital. It helped me to buy some new equipment and get my business on the right track. The relationship manager was well put together and he took care of what he’s supposed to take care of. However, I just thought the interest was a little over the top. But overall I had a good working experience with them and they were very efficient.

I've used them before and everything was fine, but this time the acct. rep was great but, I signed a contract for 36 months, but came back with "we can only do 18 months," putting the payments way too high for my small business. Don't feel like they appreciate return customers. If I treated my customers like this I'd be out of business. I feel like because I'm not doing big money, that not treated the same as the bigger customers.

My leasing loan from Currency Capital has made it easier to afford the equipment I need and be able to get it right away without having to outlay cash. Their staff has been very congenial and they always got back to me.

I have an equipment loan and a personal business loan from Currency Capital. The people working with them were good. They were timely and prompt on getting back to me and let me know what was going on. The loans gave me a little bit more freedom for being able to do some advertising and boost up the office.

Currency Capital approved my company for financing and they were supposed to finance a dump truck. Instead they sent me a lease agreement, removed over $2900 (first payment, last payment and doc fee) from my business account for a truck that they never purchased! CURRENCY CAPITAL said that they will not refund my company the money they stole even though they breached the contract and never purchased the vehicle. Please do your research on this company and stay away from these guys. They prey on start-ups and companies that don't have access to capital. They were going to finance me $25000 but wanted me to pay back over $65000 to their company after 4 years and still not own the vehicle. There are other options out there, please beware of CURRENCY CAPITAL.

My experience with this company was great. Guaranteed approval when you submit your information. They will let you know how they can help your company get funded for working capital to support your business. My financial agent helped me all the way until the deal was complete.

My boyfriend and I used Currency Capital because we needed extra funding for our small business. It turns out we were told that the payments would be 59.76 daily and there would be no payments taken out on weekends and holidays. That is not true. If there is a holiday and the bank is closed they take two payments a day on the following day that the bank opens. I went back over the contract and there it is in small print where most people don't notice enough to read.

We secured a loan from Currency Capital in order for us to consolidate our business bills. We were having major difficulties with general contractors that we have done some big work for and they're slow payers so sometimes, it takes up to four or five months to get the bill paid. The money that Currency Capital gave us is getting us through right now. We have nine months to a year to pay it off, so the terms are decent. If you figure out the interest, it was a little high but better than the rest of them as far as that type of loan goes. And now we've started getting the money in from the general contractors so hopefully by next month, we're gonna have all of our debt caught up and are hoping to knock down this loan rather quickly after the first of the year.

The equipment loan from Currency Capital helped me buy equipment to get more business. It has helped tremendously. My business would be stagnant without it. Everyone I've spoken to over there has been really great.

Currency Capital sent me an advertisement which I thought was a secured credit card. I called the number and it turned out that it was business financing, short-term loans. I did a temporary business loan and then we got a lease with them for some equipment. Without it the loan, it would have been a stretch to cover some bills so it was very helpful for us. They were great to work with. They've absolutely accomplished what they said they could and got everything done in the time that we needed it done. So, I'm very happy with dealing with them and will continue to do business with them in the future on any other loans that I needed.

I was in the market for financing equipment so I put my name out and Currency Capital contacted me through email. It was supposed to be a loan and they said I was pre-approved but then it turned into a lease and it was one thing after another. It was like bait-and-switch. Said one thing, another thing came out. I'm not gonna lease a piece of equipment that I'm paying $20,000 for and it's $31,000 at the end of the three years that I'm paying them. I understand there's interest but they wanted almost a $4,500 security deposit plus the title of my dump truck. At the end of the three years, I can either give the tractor back and get my security deposit back or I let them keep the $4,450 as a payoff. They'll end up making $35,000 on my $18,000 backhoe. And it wasn't for me.

Again I am unsure of the way this works. I already marked this as resolved. Thanks!

I was searching for a machinery and I couldn't afford its total amount. I went through Currency Capital and got a business loan from them. They facilitated the payment for the machinery and were very helpful.

Our loan from Currency Capital helped to get us out of a bad situation pretty quick and it's worked so far. Their reps were friendly, business professional, and did everything they could to help. As of right now we're doing fine. They gave us what we needed and took care of us. I'm very satisfied and I would recommend them.

My manager is good, sharp, on it, and anytime I call him, he gets right back to me. Working capital loan has helped a lot, and our business is growing using it. Without the loan, I would be doing something else.

We went with them because of their response time. They were incredible and their representative, Jake, did a very good job. He was excellent, very professional, answered my questions quickly, and followed up on any requests that I had. From start to finish, we had the whole process done before the week's end. We started it in the beginning of the week, and two or three days later I knew that it was going to happen, and I was shocked. We received our contract by email. With them you could know if it's going to happen or not, whereas with banks the process takes from two to four weeks, and you start to plan on getting the loan, but a lot of times it doesn't happen.

Currency Capital was willing to work with me with no years of being in business so I went with them. We'd been struggling pretty hard at some point and having the loan allowed our business to keep operating. If we didn’t get funding at certain points, we’d probably be shut down for a week or so. They're really direct. If half a day goes by and I don’t get with them, they get to me to make sure we get it processed.

Currency Capital's relationship manager was good. The working capital loan I got from them helped me get back on track and catch things up a little bit. My experience was okay and I would recommend them.

So many other companies out there. This company has shady practices. They have reps that smooth talk, they are your friend, they are there to help you -- then you being trusting to a good rated company with good reviews (for the most part) sign your docusign paperwork. Then when you discover their shady business they get out of it saying "You signed the paperwork", "Can't you do the math?!" Even though what is on the paperwork is not what was promised. And oh.. well of course what was verbally agreed on doesn't count. So you're pretty much screwed, unless you want to ruin your credit.

I got some money through the Currency Capital program and it was fine. With the loan, we were able to buy more equipment and some advertising and raised our revenue for the year. With their relationship manager Ben, everything was great. He got back to me when I needed information and managed the process well. I received the contract electronically and I received it quick. It was easy to work with them. I wasn't too thrilled about paying all that interest but with my situation, I really didn't have a choice so it wasn't their fault.

I received a small business loan from Currency Capital. I was with another company before that was rather difficult to work with. They'd be like, "let's pay this loan back down 65%" or go about rules and regulations they didn't tell me about. On the other hand, Currency Capital was like, "you qualified for a $100,000", and they were gonna give me 80 now and then 10 two weeks from now.

I financed a semi-truck through Currency Capital and it has been pretty good. However, I thought they could get it done faster and it actually took a long time to get it done. Working with my relationship manager was good and she did a great job, we got things by email but it went pretty slowly. We also had to switch back and forth a little bit from one truck to the other. They could get the process done faster. Plus, nobody seemed to be sure how much more information they needed all the time. They kept going back to dig out more and more information. And then, I was going to see about getting another truck and they wanted more information. That turned me off because they already have everything I had. I would've found a different loan somewhere else. Nevertheless, I'm really happy and everything worked out fine.

The whole setup from Currency Capital offered what we needed for our budget. It was very easy working with them, the rep has been really good and the contract we got was perfect timing. With the loan, we’re able to spend more money on marketing.

I went with Currency Capital due to their customer service. I've been with them for a good eight months now. We expanded our banquet room to make space for more seating. The process was good. Without our loan, our business would be less productive.

I was browsing on the web and came across Currency Capital. I looked up some things about them and gave them a shot, and everything worked out. The guy that I talked to was straight up with me. He told me how good the company was and I felt that he was being truthful to me. He told me exactly what he could do and if anything was to change, he would let me know. Every time he told me he was going to contact me or send me an email, he kept his word. That's what really bought me. Most of the guys that worked with me kept their word. If I call them and I couldn't get them on the phone, in 30 minutes they'd call me back which was really nice. And to me, when someone can keep their word, I can really do business with them. If I had a question that needed to be answered, their rep got right back with me within minutes sometimes.

When I went online to look at a building, they suggested I talk to Currency Capital who then called me. The rep was very pleasant and very nice to talk to. He’s even returned my call, asked me how things were. Everything was absolutely wonderful and happened a lot faster than what I was expecting. They were great and I'm very happy with them.

I was contacted by Currency Capital and they told me they were a direct lender, not a loan broker. I was told they would only do a soft pull on my credit, not a hard pull without speaking to me first. I quickly received a notice from Experian of two unauthorized credit pulls. They claim that the disclosures allowed them to contact other lenders, but in my conversation with them I made it completely clear I DID NOT want them to contact other lenders. They are irresponsible and they lie. I told them to CEASE sending my application to ANYONE. I am pursuing legal action to get those credit pulls removed. Horrible company.

I got a small business loan and a purchase for some equipment from Currency Capital. Having the extra money and buying the equipment was helpful. I do that to build the credit. Everything was good with the manager that we talked to and he was very on top of it. However, it doesn't really do anything for me. My biggest concern is my interest rate that I feel like I paid too much on, and I only did it to build the stepping stone with Currency Capital. But next time around, if it's the same, I would have to go elsewhere. Other than that, the experience was pretty good.

I had an excellent experience with Currency Capital even if it was a longer process than I hoped for. The loan was for a group of equipment and Currency Capital authorized the seller who is local for me. Joel, my account rep from the company, took over corresponding with the guys from buying slightly used fitness equipment and I didn't get involved until I was told they're bringing the stuff at a particular date. That was excellent. Joel was very friendly and knowledgeable and even when I spoke to other people at Currency, they were very helpful and respectful of him and there was no bad mouthing. It came off like it was a family-type business which I also appreciate. They were really good with approval and payment schedules. When I call them up and they say they're gonna call back in an hour or two, they do.

We received an equipment loan from Currency Capital for a piece of equipment of ours. The manager was pretty knowledgeable and got us set up with the correct loan, so it went very well. They did helped with the equipment.

When we got equipment leasing from Currency Capital, our business changed 360. It has helped our business a lot. Their relationship manager did so well. She took care of everything. I have no issues nor complaints. I recommend them all the way.

I received an equipment and cash loan from Currency Capital and everything's been good so far. We have a seasonal issue during the summer and it got us through the summer. Without the loan, I would have been be a nervous wreck trying to get money together to cover that.

I’m starting a new business and I Googled small business loans. I clicked on the first item and didn't even know it was Currency. I filled out some information and Joel from Currency Capital got in touch with me immediately. My initial application was for some equipment and he asked how much equipment I was looking at. I told him $8,000. He said we'd start with that and then once it has been approved and if I needed more equipment for my business and working capital, then the application process would be a lot faster because they would have all my information on file.

I applied to Lending Tree online for a small business loan. Before I'd even completed the online form, lenders began calling me. One was a Ben ** from Currency Capital and the other was from Capital Advance Solutions. The latter company was very honest and made me submitted formal documents to prove my eligibility. But Ben from Currency Capital said he'd get me the loan, and I signed 3 Docusign contracts offering at first 21k, then 15K, then after submitting more documents, came down to 9k. Then a $540 withdrawal occurred from my business account. I immediately called Ben and he said it's a good sign and that the loan should fund shortly. Just to wait on everything to process. That was Sept 13, 2016.

I got a capital loan from Currency Capital and my relationship manager Nick calls to make sure everything is all right. They're really friendly and courteous. It was a pleasant and exceptional experience.

I had a broker connect me with Currency Capital to finance equipment that we needed. They offered different options and we picked out what we thought was the best one for us.