Currency Reviews

Get financing elsewhere. Constant hidden fees. Right if that bad, I was charged an interim lease payment. When sent the documents on this payment, it doesn't tell you what how how much the payment is supposed to be and it says the company may or may not be charged. I had personal financing with my bank but went with this place because it was commercial lending. Not to mention no online accounting and no documents unless you ask for tax purposes, and when provided was just given a spreadsheet. Worst decision of my life.

Currency Finance has been a nightmare to work with. Customer service is non existent. There is no online access to your account. They will not provide statements showing interest and principle paid. No documents for tax purposes. We will only communicate with them through email due to falsehoods told in phone conversations. I cannot express strongly enough the warning to avoid doing business with this company at all costs.

I was directed to Currency Capital by my equipment dealer, The loan went through and during the conversation with the sales rep. I specifically asked the question if there were any prepayment penalties as I was planning on paying off the machine sooner than the term. My sales rep. said "no problem, you can pay it off early". So I went with the loan. I have been paying the loan for a little over 2 yrs of the 5 yr note and went to pay it off and found out that whether I paid on the machine 1 month or the whole 60 months of the term. I would have to pay the same amount.

When I went get my equipment, Currency Capital told me that I can get credit for business equipment with them. The process was pretty good. I got the loan in three hours. They like to work with you. When you have a problem, you call them and they're pretty good to work with. Right now, I'm hardly working and they gave me extended time to pay. Everything was good with them.

Taking out the loan from Currency Capital makes it a lot easier to help customers. My business performance would be more difficult without it. It was perfect dealing with their team members, and their professionalism and knowledge of product were both very good.

Currency Capital loaned me the money, which was why I went with them. The application process was easy. I just applied online and then they did the rest of it. However, I don’t know how I got turned down when I was looking for another loan. Other than that, they are good.

When I applied on Ohio Truck's website, going with Currency Capital was the direction that they pushed me in. I got an equipment loan from them, which gave me my own truck so I could start my own business. The loan gave me the possibility to start my own business, which is not a possibility that I had without Currency Capital.

I needed capital to purchase equipment and got an equipment loan from Currency Capital. Without it, I wouldn’t be able to do my work. The reps were very good and professional.

I was trying to get some financing. I was starting a new business, but that didn’t go through. I received a phone call and Currency Capital said that, “Yeah, we’d like to help you out,” but unfortunately being a startup, they wouldn’t be able to assist me at this time. At a later date once I was established, then they could. My company is an LLC and I guess there’s no credit history or something. I was a startup, so I ended up paying out of my pocket for everything. But other than that, I’d recommend Currency Capital. They were good and courteous.

I got an equipment loan for small business from Currency Capital and the application process was easy. Everything was fluid. I got approved, so everything is good.

The personal loan I got from Currency Capital helped a whole lot. It put me in a better position and allowed me to make better moves towards the business. Without the loan, I'd be struggling to get certain things in a position I was trying to get put in. It will take a lot longer.

I've signed up for a loan online for a trailer. It is going to help because I have to haul race cars all over the place. I would be out of business if I didn’t have the trailer.

We received a business loan from Currency Capital for an office truck. We count on the truck to pick up donations that we receive and to get donations out so it’s critical. The administrative charges were $700, which wasn’t a small number. I was slightly disappointed that I wasn’t told about it until the end of the loan. I would’ve preferred to have known about at the beginning of the conversation. Not that I would have necessarily done anything differently, but I would’ve liked to have been aware of it. Other than that, my experience went very well.

Currency Capital was being offered as one of the finance companies for buying equipment and I applied because of the soft pull on the credit. The application was online and it was quick. I got an email asking me how my experience was. They told me someone would reach out to me but I never heard back.

They were a lender that was at the bottom of a website for an auction website. It said, financing available through Currency Capital. So, I just clicked on it and submitted on that and they approved it. They followed up with me several times, and a couple of the associates were very nice, proactive, and I just haven’t decided to purchase anything yet so I’m still waiting in the wings. Overall, they were very easy to deal with.

I was looking at some trailer stuff on sale and Currency Capital had an ad in there. The process was a basic everyday loan that you get. You put in your information, they called back, they approved you, and you got the money. It was a very simple process. I got a 53-foot trailer that I didn’t have. The business was a whole lot easier, the whole freight with that trailer. I was using other company trailers where it would cost me. It was an improvement. They pretty much did everything for me. I answered a few questions and they took over and paid for it. They were excellent.

Was applying for an equipment trailer loan. Went through the application and received an email that a representative would be contacting me. I waited and only received an email from one of their parter banks as a decline notice. I called Currency and talked to a rep and she said they had not responded. I already had the email of being declined. She sent it to another lender and said they would contact me when a decision was made. Currency ended up not extending me credit. I'm not sure what these folks are looking for?! I have 780 Fico, no missed payments in 6 years. Was just trying to finance 3100 after my $2000 down payment. They said minimum finance amount was 2500 but guess they wouldn't make any money on it. Poor service and no explanation for credit decline.

I got a loan for an equipment from Currency Capital. I filled it online and I got it quickly, in a day. The relationship manager I worked with was good and his courtesy was impressive. I got the piece of equipment and then, until I got another piece sold, I paid them back. With what I bought, I got more work. Overall, Currency Capital is a legit, good company.

I have a landscaping business. I had a lawnmower that broke down and I needed a new one right away. I went to Currency Capital to apply for financing and in 10 minutes I had the money in my pocket. It was an excellent experience. Other people should go ahead and work with Currency Capital. They will take care of you.

I had some equipment financed through Currency Capital before. More recently, I got a working capital loan from them. Working with Currency Capital's relationship managers was a great experience. They answered the questions I had and were very upfront about everything. We're in the trucking business and vendors can be slow to pay. The loan has helped us.