The Buyer's Choice Awards, driven by consumer feedback, incorporate thousands of verified reviews from ConsumerAffairs users across the United States. These awards are based on sentiments important to consumers in various categories, identified through web research, and include assessments of whether consumers had positive, negative or neutral experiences with companies.
Mortgage Lenders

Best Loan Process Winners
Specializes in loans for veterans, active-duty military and their spouses. Offers conforming, jumbo and refinancing VA mortgages. No private mortgage insurance requirements. Serves all 50 states.
- Specializes in VA loan programs
- Purchase and refinance options
- Available nationwide
Provides custom quotes with no obligation to purchase or refinance. Offers conventional, FHA, VA and USDA loans. No origination fees. Minimum credit score requirement of 600 to 620. Available in 49 states.
- Customized rate quotes in minutes
- Lock in rate for 90 days and shop homes
- Loan officers available to answer questions via chat
- Closing in as little as 25 days
Online lender with multiple mortgage and refinancing options. 24/7 online services and Learning Center. No in-person assistance. Works with credit scores as low as 580. Available in every state and Washington, D.C.
- Nationwide availability
- Easy online application process
- 30- to 45-day closing times
- Highly-rated customer service
Finalists
Offers conventional and government-backed loans, including FHA and VA, for home purchasing, as well as refinancing. Fixed and adjustable rates. Jumbo loans. Licensed in 31 states. Apply online and track your application.
- Specializes in refinancing VA loans
- Loan application tracking
- Loyalty program
Provides financing for manufactured or mobile homes. Offers loans for up to 100% of the cost of your property. Doesn’t operate in AK, HI, MA or RI. Also deals in multiple types of insurance.
- Offers options for 100% financing
- Fixed interest rates
- Private mortgage insurance (PMI) isn’t required
Conventional, FHA, VA and jumbo loans. Refinancing options available to lower payments, change terms or take cash out. Minimum credit score requirement: 580 to 620. Available nationwide.
- Free tool
- Compare multiple options
- Personalized recommendations
Offers home loans online. Get rate quotes without sharing personal info. No lender fees. Not available in all states. No mobile app. No loans for mobile homes, construction projects or co-ops.
- Transparent rate quotes available online
- Ability to explore rates without entering extensive personal information
- Fully digital application with mobile document upload
- Automated tools to guide borrowers through the process
Best Experience with Staff Winners
Specializes in loans for veterans, active-duty military and their spouses. Offers conforming, jumbo and refinancing VA mortgages. No private mortgage insurance requirements. Serves all 50 states.
- Specializes in VA loan programs
- Purchase and refinance options
- Available nationwide
Provides custom quotes with no obligation to purchase or refinance. Offers conventional, FHA, VA and USDA loans. No origination fees. Minimum credit score requirement of 600 to 620. Available in 49 states.
- Customized rate quotes in minutes
- Lock in rate for 90 days and shop homes
- Loan officers available to answer questions via chat
- Closing in as little as 25 days
Online lender with multiple mortgage and refinancing options. 24/7 online services and Learning Center. No in-person assistance. Works with credit scores as low as 580. Available in every state and Washington, D.C.
- Nationwide availability
- Easy online application process
- 30- to 45-day closing times
- Highly-rated customer service
Finalists
Offers conventional and government-backed loans, including FHA and VA, for home purchasing, as well as refinancing. Fixed and adjustable rates. Jumbo loans. Licensed in 31 states. Apply online and track your application.
- Specializes in refinancing VA loans
- Loan application tracking
- Loyalty program
Provides financing for manufactured or mobile homes. Offers loans for up to 100% of the cost of your property. Doesn’t operate in AK, HI, MA or RI. Also deals in multiple types of insurance.
- Offers options for 100% financing
- Fixed interest rates
- Private mortgage insurance (PMI) isn’t required
Offers home loans online. Get rate quotes without sharing personal info. No lender fees. Not available in all states. No mobile app. No loans for mobile homes, construction projects or co-ops.
- Transparent rate quotes available online
- Ability to explore rates without entering extensive personal information
- Fully digital application with mobile document upload
- Automated tools to guide borrowers through the process
Best Value for Price Winners
Offers conventional and government-backed loans, including FHA and VA, for home purchasing, as well as refinancing. Fixed and adjustable rates. Jumbo loans. Licensed in 31 states. Apply online and track your application.
- Specializes in refinancing VA loans
- Loan application tracking
- Loyalty program
Provides custom quotes with no obligation to purchase or refinance. Offers conventional, FHA, VA and USDA loans. No origination fees. Minimum credit score requirement of 600 to 620. Available in 49 states.
- Customized rate quotes in minutes
- Lock in rate for 90 days and shop homes
- Loan officers available to answer questions via chat
- Closing in as little as 25 days
Specializes in loans for veterans, active-duty military and their spouses. Offers conforming, jumbo and refinancing VA mortgages. No private mortgage insurance requirements. Serves all 50 states.
- Specializes in VA loan programs
- Purchase and refinance options
- Available nationwide
Finalists
Offers home loans online. Get rate quotes without sharing personal info. No lender fees. Not available in all states. No mobile app. No loans for mobile homes, construction projects or co-ops.
- Transparent rate quotes available online
- Ability to explore rates without entering extensive personal information
- Fully digital application with mobile document upload
- Automated tools to guide borrowers through the process
Provides financing for manufactured or mobile homes. Offers loans for up to 100% of the cost of your property. Doesn’t operate in AK, HI, MA or RI. Also deals in multiple types of insurance.
- Offers options for 100% financing
- Fixed interest rates
- Private mortgage insurance (PMI) isn’t required
Best Customer Service Winners
Provides custom quotes with no obligation to purchase or refinance. Offers conventional, FHA, VA and USDA loans. No origination fees. Minimum credit score requirement of 600 to 620. Available in 49 states.
- Customized rate quotes in minutes
- Lock in rate for 90 days and shop homes
- Loan officers available to answer questions via chat
- Closing in as little as 25 days
Specializes in loans for veterans, active-duty military and their spouses. Offers conforming, jumbo and refinancing VA mortgages. No private mortgage insurance requirements. Serves all 50 states.
- Specializes in VA loan programs
- Purchase and refinance options
- Available nationwide
Offers conventional and government-backed loans, including FHA and VA, for home purchasing, as well as refinancing. Fixed and adjustable rates. Jumbo loans. Licensed in 31 states. Apply online and track your application.
- Specializes in refinancing VA loans
- Loan application tracking
- Loyalty program
Finalists
Provides financing for manufactured or mobile homes. Offers loans for up to 100% of the cost of your property. Doesn’t operate in AK, HI, MA or RI. Also deals in multiple types of insurance.
- Offers options for 100% financing
- Fixed interest rates
- Private mortgage insurance (PMI) isn’t required
Online lender with multiple mortgage and refinancing options. 24/7 online services and Learning Center. No in-person assistance. Works with credit scores as low as 580. Available in every state and Washington, D.C.
- Nationwide availability
- Easy online application process
- 30- to 45-day closing times
- Highly-rated customer service
Offers home loans online. Get rate quotes without sharing personal info. No lender fees. Not available in all states. No mobile app. No loans for mobile homes, construction projects or co-ops.
- Transparent rate quotes available online
- Ability to explore rates without entering extensive personal information
- Fully digital application with mobile document upload
- Automated tools to guide borrowers through the process






