
Toco Warranty Reviews
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About Toco Warranty
Toco Warranty can help cover the cost of unexpected and frustrating car repairs. The company offers one contract with four levels of coverage — your level of coverage is determined by the miles on your vehicle’s odometer at the time the claim is submitted. The company lets you make monthly payments rather than pay upfront or put down a down payment. Toco Warranty also provides roadside assistance, car rental assistance and full concierge service.
Visit www.tocowarranty.com- All plans administered in-house
- Accepts vehicles with up to 200,000 miles
- Coverage lasts until 250,000 miles
- No-change pricing for contract life
- Must supply contact info for pricing
- Plan level determined by vehicle mileage
Toco Warranty Reviews
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- 4,948,604 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed Sept. 30, 2024
This was my second time dealing with Toco representative Derrick ** and he was very knowledgeable and helpful and made the process of adding a second vehicle to my plan very easy. It is always a pleasure speaking with Derrick. Wonderful experience!
Thank you for taking the time to leave a review. We appreciate the opportunity to serve.
Reviewed Sept. 27, 2024
Morgan was super helpful in explaining the TOCO warranty program and all that it entails. This was our first experience with a vehicle warranty company and I had a ton of questions and Morgan was more than patience and made sure that I understood each one. We rarely trade vehicles and are super happy with our 2023 Jeep Cherokee. I checked tons of reviews of TOCO and compared them to other vehicle warranty companies and hands down TOCO stood at the top. One of the major decisions to select TOCO was not having to enter a year or longer contract like the other vehicle warranty companies as well as your pricing. We are both retired and live on fixed income and because to this fact we are very careful how we spend money. Plus we are beginning to travel more and need a warranty program that we can use if needed any place and TOCO fits this to a T. I hope that we never have to use your warranty but it gives an old man a sense to assurance to have one.In closing, TOCO should be proud to have an employee like Morgan.
Thanks for all of the feedback! We appreciate the opportunity to serve. Our goal is to make vehicle repair coverage easy, affordable, and stress-free. We know that breakdowns and the costs that come with them can be unexpected and expensive, so we try to do everything possible to reduce the stressors that they cause. Hopefully you never experience a breakdown, but drive safe, knowing that if you do Toco has your back.
Reviewed Sept. 26, 2024
I was quite impressed with Mr. **. He had superb professionalism as he assisted me throughout the initial process of signing up for the warranty services. As we went through the process he took the time to address any questions and concerns I had relating to the coverage benefits, and made sure I fully understood the details. Mr. ** was even understanding that my son had questions regarding the company and services, and took ample time to explain everything in detail that my son had questions about. I am appreciative that Toco Warranty has employed such a fine gentleman and that they strive for customer quality satisfaction in the initial set up. I hope to receive the same professionalism throughout our tenure of the contract with Toco Warranty, and look forward to receiving more exemplary services.
Honesty, Transparency, Service, and Conviction are Toco's Core Values, driving all of our interactions. Our goal is to do right by our customers, colleagues, and community by ensuring our customers are well-informed every step along the way. We appreciate the opportunity to earn your business and your trust. Thank you for taking the time to share your experience.
Reviewed Sept. 20, 2024
Mr ** did a wonderful. He made me feel so welcome. I will make sure that I tell people about Toco. He made feel like I have ready been with them before. He gave me a lot of information that I didn’t know about the company
Welcome aboard! We appreciate the opportunity to earn your business. Give us a call if you wanna learn more or just chat. :)
Reviewed Sept. 20, 2024
Morgan was excellent in explaining the plan, and the ins and outs of it. Morgan immediately made a connection and used that to make me feel comfortable with him on the other line. His attention to detail and explanations helped me make a decision. I really appreciated his personal touch. Well done.
Morgon's dedication to his customers is unmatched. He is always looking for a way to share the Toco culture with others and we appreciate the time that you took to meet with him. Thank you for allowing us an opportunity to earn your business and your trust.
Reviewed Sept. 19, 2024
I would like to state that the agent I spoke with was very wonderful at explaining every detail. Answer every question that I had to ask. Excellent customer service. This agent really made my day coming from a bad situation from another company. I would highly recommend Mr ** to family and friends. Thank you so much for assisting me with this matter.
We are sorry to hear about the bad service you got with "the other guys" and we look forward to ensuring your satisfaction each mile along the road with us.

Reviewed Sept. 16, 2024
Morgan was very friendly. I can hear him smiling through the phone call he made me feel very heard and he was quite informative and patient. I wish that I could speak to people like him every day doing business over the phone. I wish him well at your company and he seems to be a great asset.
Morgon is one of our top guys because of the way that he makes our customers feel. He always goes above and beyond to make our customers win. Thank you for allowing us to share our service and our culture with you.
Reviewed Sept. 13, 2024
My Representative agent showed the upmost respect, professionalism and courtesy during my registration process. It was the best phone transaction I have ever had. I will be referring going forward....
Thank you for your review and thank you in advance for your referrals. Toco offers great referral bonuses; keep em coming! We look forward to being there, should you need us.
Reviewed Sept. 11, 2024
Morgon was extremely thorough explaining the details of my warranty and answered all my questions without hesitation. He thought of things I initially had not considered beforehand and made it easier to decide which warranty company to choose. No sales pressure and no sales tactics and that's always appreciative. I feel like I got the best rate possible for a 12-year-old car and I can sleep a little better tonight knowing I'm covered.
Easy, affordable, and stress-free is the Toco way, and our goal is to be there for you in your time of need. We appreciate the choice you made and look forward to impressing you with our award-winning service.
Reviewed Sept. 11, 2024
Derrick was the best. He was very knowledgeable and helpful. He provided me information on the plan before I needed to ask and provided the important information to give me a peace of mind that I was making the right choice. He was amazing
Thank you for taking the time to leave a review of your experience. We appreciate the choice you've made and look forward to fulfilling our side of the promise.
Reviewed Sept. 6, 2024
Sergio was awesome and patient with me. Highly recommended. I was very impressed with Sergio and recommend him to anyone seeking help with Toco. He worked with me through the whole process and was very clear about my needs
We appreciate the opportunity to share our services and culture with you. Thank you for coming aboard.
Reviewed Sept. 3, 2024
I had a very good experience and they were very informative and professional. I've been with them for couple of years and no complaints. Everything was easy to navigate and services are always on point.
Welcome aboard, again! Thank you for allowing us the opportunity to earn your business.

Reviewed Sept. 1, 2024
I was very skeptical about getting a car warranty, as mine has expired from my manufacturer. Derrick was my representative and he made the process quite easy and made me feel confident that they would be there for me if I needed repairs.
Welcome to the Toco family! We appreciate the opportunity to serve and being here in your time of need (should you need us). Thank you for allowing us to share our services and culture with you.
Reviewed Aug. 28, 2024
Easy process to sign up. Derrick was thorough in explaining the coverage and prices. Very friendly & knowledgeable. I like the option of monthly payments vs paying in advance. I will recommend to friends.
Thanks for taking the time to review. Welcome to the Toco family. We look forward to being here should you need us.
Reviewed Aug. 22, 2024
I loved the experience I had with Morgan **. He was thorough with going over everything and made sure I understood things before we moved on with the process. I would recommend him if you want your warranty on your car.
Thank you for sharing your experience. We value you, your business, and your trust.
Reviewed Aug. 21, 2024
When shopping automotive service plans, there's a lot of selling and little substance in most cases. This was not such a case. I'll make this simple if more sales reps were like Morgon, more sales would be made, and more people would be happy about it. Balancing a personal connection, professional duties, and the regulatory responsibilities that surround these deals seems almost superhuman in the modern era, so I guess I got to sign up with a superhuman. Everything was well explained. Everything was well communicated and we were able to get it done in an easy transaction. As an added bonus, the rate beat out the competition handily.
The times are changing, but the things we value like a personal connection are timeless. We appreciate the opportunity to serve and appreciate the time that you took out of your day to leave a review. Your feedback is invaluable and we appreciate the opportunity to earn your business and your trust.
Reviewed Aug. 21, 2024
I’ve been a customer for years with Toco Warranty. I’m happy I met Morgan, he was understanding and listened to my concerns. He remained consistently helpful and informative throughout the renewal process.
Thank you for being a part of the Toco family. We appreciate your continued patronage and we look forward to impressing you with each interaction along the way.
Reviewed Aug. 21, 2024
Derrick was great! He explained everything and answered all my questions. Even set up payment arrangements and due date. Very professional. Extended warranty starts soon and they even have a money back guarantee for so many days.
Toco appreciates you and your business. Thank you for being a part of the Toco family. We appreciate the opportunity to serve.

Reviewed Aug. 16, 2024
Morgan has been taught well. He truly is a very good Customer service representative. He knows the item he sells, and he makes it hard not to buy. And he does it all without pressure. He caused me to see how much I needed ToCo Warranty. He's a teacher of reality. I will refer others to him directly.
Thank you for taking the time to share your experience and provide feedback. We look forward to being here if you need us (and even when you don't). Thank you for joining the Toco family!
Reviewed Aug. 15, 2024
He was very nice and knowledgeable!!! Answered all my questions and explained everything in detail so I was well aware of what I was getting and what to expect moving forward. Helped me a lot to make the best decision.
Thank you for allowing us to serve. We appreciate the opportunity to be your Trusted Repair Coverage.
Reviewed Aug. 14, 2024
I had an excellent experience working with Morgan **! From start to finish, he was incredibly helpful and professional. I was looking for a good warranty for my product, and Morgan took the time to thoroughly explain all the options available to me. He made sure I understood the details and benefits of each warranty, which really helped me make an informed decision. What stood out to me the most was Morgan's commitment to ensuring I got the best possible deal. He went above and beyond to tailor the warranty to fit my specific needs, and I couldn't be happier with the outcome. It's rare to find someone who is not only knowledgeable but also genuinely cares about customer satisfaction. If you're looking for someone who will work hard to get you the best warranty and make the entire process smooth and stress-free, I highly recommend reaching out to Morgan **!
Wow, it sounds like Morgon did a fantastic job. Thank you for sharing your experience and letting our team know. We look forward to being your Trusted Repair Coverage. Thank you for allowing us an opportunity to earn your business.
Reviewed Aug. 12, 2024
Sergio was great on the phone. Very clear explanation of the warranty and claims process. I signed up with him on the first call after talking to FOUR other warranty companies! I have confidence that any potential issues with the used vehicle I am taking possession of will be handled as promised. Fingers crossed and will update the review if needed.
Four other companies?!?! Wow. Thank you for allowing Toco to be your Trusted Repair Coverage. We appreciate the opportunity to serve and look forward to impressing you each step along the way.

Reviewed Aug. 7, 2024
Very easy renewing my warranty with Derrick. Like talking to an old friend. He explained everything that was new and what changed to the warranty. The process didn't take long at all. Definitely using them with future cars.
Thank you for renewing your contract and your trust with Toco. We look forward to helping you out should you need us.

Reviewed Aug. 5, 2024
I enjoyed working with Morgon **. He is very positive and very helpful, I appreciate all the customer service he provided. I recommend him a huge raise. Great people with wonderful customer service is hard to find.
Thank you for joining the Toco family. WE appreciate the opportunity to serve and commit to earning your business and your trust every day.
Reviewed Aug. 5, 2024
Excellent service with Derrick. I appreciate his understanding, professionalism, patience, kindness, and the list goes on. It was a pleasure working with him to setup. I felt valued and understood. Thanks Derrick. I will give more feedback in the future when I use my warranty. At this writing I don't have the experience of using it yet to confirm that all promised is what it is.
Thank you for sharing your experience with Derrick and welcome to the Toco family. Our agents are committed to transparent and honest customer education, ensuring customer success through all stages of the process. We look forward to being your trusted repair coverage and providing an easy, affordable, and stress-free solution to your vehicle repair needs.
Reviewed Aug. 2, 2024
Tom was quite helpful and explaining to me the various coverages. He was very knowledgeable and explaining the information and patient with me and helping me make a decision. I appreciate his courtesy and expertise.
Thank you for sharing your experience with Tom. We know that there are many choices out there for vehicle repair coverage and appreciate the opportunity to serve.
Reviewed Aug. 2, 2024
I recently had the pleasure of interacting with Morgan ** from your customer service team, and I must commend the exceptional service I received. He was not only knowledgeable and efficient but also incredibly courteous and attentive to all my questions. I felt valued and supported throughout the entire process
Thank you for taking the time to leave a review. We appreciate the opportunity to earn your business and are here if you have any additional questions.
Reviewed Aug. 1, 2024
Morgan was very helpful and knowledgeable and he made me laugh a few times. I think I will enjoy being a part of the family. I hope I will not be disappointed. We even laughed about me going on vacation. Now I don’t have to worry about anything.
We got you! Thank you for allowing Toco to become your Trusted Repair Coverage. Hopefully you never have to experience the frustration of a breakdown, but if you do, we will be there for you. Enjoy your vacation!
Reviewed Aug. 1, 2024
Considering that this was a call to renew my extended warranty (a usually boring routine experience), that was not the case with this call. Derek was lively and presented the information in a manner that I was able to understand and not be bored trying to comprehend what he was saying. In addition, he answered all of my questions (sometimes twice), and made sure that I understood the changes and upgrades to my extended warranty coverage. All in all it was a pleasant experience. Derrick was very good and very knowledgeable, and I appreciated the time he took to make things very clear to me.
Welcome aboard! Thank you for sharing your experience with Derrick and welcome to the Toco family. We know that no one wants to get a call about extended warranty, but we appreciate the opportunity to serve (and even offer a few laughs). Our agents are committed to transparent and honest customer education, ensuring customer success through all stages of the process. We look forward to being your trusted repair coverage and providing an easy, affordable, and stress-free solution to your vehicle repair needs.
Reviewed July 31, 2024
I was thrilled with my experience! Morgon, my rep was so thorough. He asked extra questions to personalize my coverage. He listened and went over each part, answering my questions and concerns. I am a repeat customer, so it made things easier, but Morgon focused on helping see the changes to your coverage that would benefit me like Openbay. I love Toco Warranty already, but keep training your reps like him!
Thank you for taking the time to leave a review of your experience and share your experience with Morgon. We appreciate the opportunity to serve and look forward to being your Trusted Repair Coverage.
Reviewed July 22, 2024
Derrick ** made my experience a very pleasant one. He is truly an asset to Toco Warranty organization. He is very knowledgeable and did an excellent job explaining the warranty program. His assistance played a vital role in me signing up for the program today.
Thank you for your feedback! We're delighted to hear that Derrick made your experience a very pleasant one. It's wonderful to know that his knowledge and excellent explanation of the warranty program played a vital role in your decision to sign up. We agree that Derrick is truly an asset to the Toco Warranty organization. If you have any further questions or need assistance, please don't hesitate to reach out. Thank you for choosing Toco Warranty!

Reviewed July 19, 2024
Good morning, I had the greatest experience speaking with Mr. Morgon ** of Toco Warranty. It was like talking with a family member, he was very knowledgeable in his field of work. I had been with Toco Warranty in previous years, but this was the best experience yet. Their services offered are very reasonable and they definitely stand by their products. I would likely recommend this Warranty to everyone. Thank you Mr. ** and Toco Warranty!
Good morning! Thank you for sharing your wonderful experience with Mr. Morgan from Toco Warranty. We're thrilled to hear that speaking with him felt like talking to a family member and that he demonstrated great knowledge in his field. It's fantastic to know that this has been your best experience yet with Toco Warranty, and we appreciate your kind words about our reasonable services and commitment to standing by our products. Your recommendation means a lot to us. Thank you, Mr. **, and thank you for choosing Toco Warranty! If you need any further assistance, please don't hesitate to reach out.
Reviewed July 18, 2024
Mr. Morgan is a outstanding sales representative.. very knowledgeable and on point about the information that he's providing to me about the warranty. I would definitely recommend Morgan & Toco to a friend.
We appreciate your recommendation, your review, and your business. Thank you for allowing Toco to be your Trusted Repair Coverage.
Reviewed July 18, 2024
He was very nice and helpful. He is knowledgeable and friendly. He does not rush you. He has great customer service skills. He went above and beyond to make sure that I was satisfied. Gave accurate quotes.
Thank you for leaving a review of Toco. We love having you in the family and we look forward to being your Trusted Repair Coverage. Thank you for allowing us to earn your review, your business, and your trust.
Reviewed July 17, 2024
Morgan was very knowledgeable about the process and the product. He was quick and easy to work with. He took the time to explain all of the levels of protection and services provided with my warranty. Thank you for your kindness.
We appreciate the time that you took to leave a review and allow us to earn your business each day. Thank you for being a part of the Toco family.
Reviewed July 16, 2024
I have been very pleased with ToCo. The coverage is extensive and Lexus does except this warranty coverage. My sales agent Derrick was very helpful and thorough in explaining my coverage and got me the best rate for my auto.
Welcome aboard! We look forward to making sure that your Lexus stays on the road as long as possible. Thank you for allowing us to provide Easy, Affordable, and Stress-free service, that's the Toco Promise!
Reviewed July 16, 2024
My experience was great Morgan was very helpful on explaining the warranty and coverages very polite and positive energy patient and would recommend his service to other family and friends. I had Toco before in the past, I like the company.
Thank you for sharing your experience. We appreciate the opportunity to serve and look forward to being your Trusted Repair Coverage.
Reviewed July 15, 2024
Morgan was very friendly and detailed. He was very helpful and I was able to get coverage in less than thirty minutes. I was very pleased with the price for the coverage. It was under $100. I highly recommend!
We're delighted to hear that Morgan provided friendly and detailed service, helping you get coverage in less than thirty minutes. It's great to know that you were pleased with the price, especially since it was under $100. Your recommendation means a lot to us.
Reviewed July 11, 2024
This is a review only of my purchasing experience with Sergio **, the sales consultant who sold me the Toco warranty. He brought the ideal combination of respect and friendliness to our phone conversation. He took the time to listen to my concerns, some of which were not directly related to an extended service warranty, but was efficient when discussing the details of the policy and transaction. He went the extra mile to ensure that I got the best possible price on my policy. I hope I never need to file a claim, but if I do, I hope the experience will be as positive as my purchase experience with Mr. **.
Thank you for sharing your review of your purchasing experience with Sergio. We're thrilled to hear that he provided the ideal combination of respect and friendliness during your phone conversation. It's great to know that he took the time to listen to your concerns and was efficient in discussing the policy details. We're glad he went the extra mile to ensure you got the best possible price on your policy. We hope you never need to file a claim, but if you do, we strive to make the experience just as positive as your purchase experience with Sergio. If you have any further questions or need assistance, please don't hesitate to reach out. Thank you for choosing Toco!
Reviewed July 10, 2024
My experience with Derek was amazing. He is very patient and very helpful with helping me find my next car. And he’s a great listener. Derek deserves a raise lol. I’m glad I was connected with such a great person like him.
Thank you for your fantastic feedback! We're thrilled to hear that Derek provided such an amazing experience for you. His patience, helpfulness, and great listening skills truly make a difference. We'll be sure to pass along your kind words and appreciation to Derek. Your satisfaction is our top priority, and we're glad to have connected you with someone as great as Derek. Thank you for choosing us!
Toco Warranty Company Information
- Company Name:
- Toco Warranty
- Company Type:
- Private
- Year Founded:
- 2012
- Address:
- 8501 Fallbrook Ave. Suite 225
- City:
- West Hills
- State/Province:
- CA
- Postal Code:
- 91304
- Country:
- United States
- Fax:
- 818-255-7998
- Website:
- www.tocowarranty.com
