Chevrolet Equinox Extended Warranty: Cost, Coverage and Plans
An extended warranty could be worth it
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The Equinox is less reliable than other vehicles offered by Chevrolet, so extended warranty options could offer extra protection against unexpected repairs as the vehicle ages.
An extended warranty for a Chevrolet Equinox costs more than average, but it may be worth it if you're worried about costly repairs after the factory coverage runs out. You can choose between the Chevrolet Protection Plan or a third-party provider, with plans ranging from basic powertrain coverage to comprehensive bumper-to-bumper protection.
All new Chevrolet Equinoxes come with a three-year/36,000-mile bumper-to-bumper warranty and a five-year/60,000-mile powertrain warranty from the factory.
Jump to insightQuotes for a 2021 Equinox ranged from about $1,100 to over $1,800 per year, which is slightly higher than average.
Jump to insightThe Equinox has below-average reliability compared with other compact SUVs.
Jump to insightChevrolet Equinox extended warranty coverage
All new Chevrolet Equinoxes come with a three-year/36,000-mile bumper-to-bumper warranty and a five-year/60,000-mile powertrain warranty from the factory. These warranties follow the vehicle, not the owner — so if you buy a used Equinox, you may still have coverage left.
An extended auto warranty is a paid plan that offers protection after the factory warranty expires. You can buy coverage in two ways:
- From Chevrolet through its official Chevrolet Protection Plans
- From a third-party provider, which typically lets you choose any ASE-certified repair shop
The best value usually comes from bumper-to-bumper or Platinum-level coverage, which protects 90% or more of vehicle components. Cheaper plans like Silver or Powertrain cover fewer parts and may leave you responsible for some major repair costs.
Chevrolet extended warranty plans at a glance
| Plan | What it covers | Coverage length |
|---|---|---|
| Powertrain | Up to 96 months/120,000 miles | |
| Silver |
Includes everything in Powertrain coverage plus: | Up to 96 months/100,000 miles |
| Platinum |
Includes everything in Powertrain and Silver plans plus most high-tech components, including: | Up to 96 months/100,000 miles |
A ConsumerAffairs investigation found most drivers couldn't afford to cover a $1,000 repair bill with cash, and 13% had no way to pay a bill that large, even with credit.
Warranty coverage applies to mechanical failures from normal use — not damage, accidents or poor maintenance. If you skip oil changes or modify your vehicle, your repairs might not be covered.
» LEARN: What to know about manufacturers’ extended warranties
How much does a Chevrolet Equinox extended warranty cost?
We were quoted $1,762.92 per year from olive for a three-year bumper-to-bumper warranty. The quote was for a 2021 Chevrolet Equinox with 40,000 miles registered in Austin, Texas. From Endurance, the quote for similar coverage was $1,088.60 annually for 30 months of coverage for the same vehicle with the same mileage. Both quotes assumed a $100 deductible. Note that both of these are third-party extended auto warranty companies.
The official Chevrolet extended warranty is called Chevrolet Protection Plan, and it may cost less than a third-party option. Be sure to get a quote from your local Chevrolet dealer to compare your options.
In general, quotes for extended auto warranties vary based on coverage, vehicle, deductible, location and other factors. A 2022 Equinox with zero miles typically has cheaper extended warranty options than a 2020 model with 50,000 miles, for example.
For context, the average cost of an extended warranty is around $1,000 per year of coverage. The quotes we collected for our hypothetical 2021 Chevrolet Equinox were more expensive by comparison.
Extended warranty pricing varies significantly among providers. Compare quotes from multiple companies to ensure you're getting a good deal.
It's worth mentioning that a lower-tier or powertrain warranty can keep costs lower, but it comes with risks. Lower-level plans only cover a fraction of the parts that a comprehensive plan does, which can leave you frustrated when you have to pay out of pocket for certain repairs.
Some third-party providers start counting the coverage from the time you purchase the plan. For example, if you get a 36-month, 185,000-mile plan from olive, you're covered for three years after purchasing the plan, or when your vehicle hits 185,000 total miles. Other providers may start the timer from the original purchase date of the car. In that case, you'll have to subtract the car's current age and mileage (plus any remaining factory warranty) from the length of the plan to determine how long coverage will last.
FAQ
What does the Chevrolet Protection Plan cover?
The Chevrolet Protection Plan offers three levels of coverage:
- Powertrain covers the engine, transmission and drive systems.
- Silver adds coverage for the suspension, brakes, steering, climate control and electrical systems.
- Platinum includes everything in the Powertrain and Silver plans, plus high-tech features like audio, navigation, parking assist and adaptive cruise control.
All plans protect against mechanical failures from normal use — not damage or wear from accidents or poor maintenance.
How long does a Chevrolet Equinox extended warranty last?
Most Chevrolet extended warranties last up to eight years or 100,000 to 120,000 miles, depending on the plan. Some third-party plans start when you buy the coverage, while others begin from the vehicle’s original sale date. Always ask how the term is calculated so you know exactly how long you’ll be covered.
Can I buy a Chevrolet Equinox extended warranty after the factory warranty expires?
Yes, you can usually buy an extended warranty even after the factory warranty runs out, though it may be more expensive. Just make sure the vehicle still qualifies based on age and mileage.
Is third-party coverage better than the Chevy Protection Plan?
Third-party warranties often give you more repair options and may last longer, but Chevy’s plan is backed by the manufacturer and is sometimes cheaper. In the case of the Chevy Equinox, it’s worth getting quotes from both before you decide.
Is a Chevrolet Equinox extended warranty worth it?
Yes, a Chevrolet Equinox extended warranty is worth it, although we recommend you get quotes from a dealer and a few third parties to get the best price. In general, an extended auto warranty is worth it if any of the following are true:
- Your vehicle has a bad reputation for reliability.
- The warranty costs less than you expect to spend on repairs.
- A big repair bill could hurt you financially.
- You don’t mind paying for peace of mind.
Keep in mind that if you want to buy a warranty from Chevrolet, you must do so before your factory warranty expires. If it’s already expired, you’ll need to consider a third-party provider instead.
While extended warranty pricing for Equinoxes is a little above average, the added protection may still be worth the cost. As a brand, Chevrolet has good reliability, with J.D. Power ranking Chevrolet sixth out of 31 car brands for overall dependability. However, the Equinox doesn’t perform as well. RepairPal gives it a 3.5 out of 5 in terms of reliability and ranks it 23rd out of 26 for compact SUVs.
Some ConsumerAffairs reviewers have reported issues with their Chevrolet Equinoxes.
Jamie in Ohio wrote: “Bought my 2015 Chevy Equinox in 2020 with 70,000 miles. First problem I had was my rear main seal busting. … Now I am dealing with the timing chain issue that is also common in this car.”
Issues with Chevrolet Equinox maintenance can be pricey. The likelihood of needing repairs and the prices we found for Chevrolet Equinox extended warranties means you may come out ahead by purchasing a protection plan.
Article sources
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:
- J.D. Power, “Vehicle Dependability Still Suffering Due to Pandemic Aftershocks, J.D. Power Finds.” Accessed April 19, 2025.
- RepairPal, “Chevrolet Equinox Reliability Rating.” Accessed April 19, 2025.
