American Dream Auto Protect Reviews
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About American Dream Auto Protect
American Dream Auto Protect sells three levels of vehicle service contracts, also called extended auto warranties. These plans are available for both new and used vehicles. You can also customize your policy so you don’t pay for coverage you don’t need. American Dream Auto Protect’s service department is available 24/7 to answer questions and connect you with its network of ASE-certified mechanics.
Visit americandreamautoprotect.com- Covers new and preowned vehicles
- Three plan options
- Network of over 50,000 mechanics
- 20-year age limit on vehicles
- No online pricing
- Not available in California or Washington
American Dream Auto Protect Reviews
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Reviewed May 15, 2026
DO NOT purchase an extended warranty from this company. Filed a claim that took 3 weeks to decide that my claim was denied because they claimed that my car had pre existing damage prior to purchasing the warranty, mind you that the customer service reps said although you may not notice but pre existing damages where happening...hmmm. In that case, every vehicle on the road has pre existing damages happening that you don't know is happening they claim. And they can deny a claim. So what's the purpose of having a warranty then if you claim this. And mind you, they wouldn't refund the money I paid for that I couldn't use because they said my car had pre existing damages occurring. Make it make sense. Horrible company, BUYERS BEWARE!
Reviewed May 15, 2026
I originally got CarShield, and they have a policy where the computer is not covered if the car has over 100,000 miles. But someone from American Dream Auto Protect called me a day or two later and went over the policies, and it was a complete coverage similar to the manufacturer's own warranty, but was cheaper. It was a no-brainer. I chose American Dream. I'm still waiting for my hard copy and my ID cards. I texted the rep about me not receiving my stuff yet, and he said he would get ahold of the shipping department and find out what's going on. That was over a week ago, and I still haven't got it. I'm getting a little nervous.
Updated review: May 27, 2026
Good service
Original Review: May 14, 2026
The claim I made was declined because the vehicle apparently had the same issue before I bought the vehicle and failure of similar nature will not be covered per American Dream. How am I responsible for issue of the same nature occurring again. It is a mechanical machine can have the same failure or issue more than once. The customer service is very poor, they won't respond, you have to keep calling every day. It took 6 weeks and ultimately declined.
Reviewed May 14, 2026
I paid American Dream to start a policy with them, but I've never heard back from the company. I've never gotten any paperwork. I signed up three weeks ago
Reviewed May 13, 2026
The enrollment process was smooth and no hard pressure sales call. The representative appeared to be honest and included “God Bless” and welcomed my service. One thing I like about this warranty company, John mentioned the company is not a brokerage nor third party company. All business and my contract is with them directly. So in other words, no middleman.
Reviewed May 13, 2026
I signed up with American Dream about three days ago as my Cadillac is not under warranty and I wanted it to be protected. The process was completely easy. So far, I'm 100% satisfied and would recommend them.
Reviewed May 12, 2026
My experience talking to a representative was awesome. She was very helpful, answered my questions and was very polite. I wouldn’t get any answers or anyone answer my questions with a different company. I’m glad that I was able to sign up with American Dream.
Reviewed May 12, 2026
I was impressed with the helpfulness of the young man that reached out to me. I signed up with American Dream Auto Protect and I've been with them for a month. Downloading the information was somewhat difficult, in as much as I'm not computer literate at my age, so it could have been my problem. It would have been easier to just send me the information in a booklet or a welcoming package as such than for me to have to download stuff.
Reviewed May 11, 2026
I was thrilled to learn that American Dream Auto Protect was rated in the top three Auto extended warranty companies. They also had great customer reviews. I had a situation where my credit card was compromised. Didn't realize my account was attached to it. I called customer service and had the opportunity to meet Robert, very knowledgeable, very professional. Solved my issue with flying colors. Thanks Robert, thanks American Dream.
Reviewed May 11, 2026
American Dream Auto Protect was consistent about calling me back. I was a little confused, because at one time, the premium just kept dropping and then finally, somebody got on the line that I felt like they were telling me the truth. They said what the premiums monthly would be, and I was expecting something about that dollar figure, so I signed up with them. The rep who helped me was very helpful. The ones that had called prior were almost like fly-by-night.
Reviewed May 10, 2026
I looked at American Dream's coverage and the pricing was a little bit better. Some of the places would tell you a certain price, and then they would add taxes on it. It would be a lot higher than what you're expecting. I signed up for two other plans before I took this one from American Dream. I canceled those. The guy that worked with me explained everything really well. I hadn't sat down and read the policy completely, but from what he told me over the phone, it sounded like the coverage is good. Everything went well.
Reviewed May 9, 2026
American Dream Auto Protect offered to cover the battery on my car, which is what I was looking for. The representative who helped me sign up was very nice, very friendly, and he listened. He gave me all the information I was looking for. He didn't mind that I double-checked that he was saying what I thought he was saying.
Reviewed May 8, 2026
Promised a pdf of my coverage via email. Sent a link and the coverage details were greyed out. Started reading reviews, couldn’t find one that said their claim was covered/paid. Found dozens that said they were denied coverage despite proof given by a their certified mechanic and disputed by American’s “inspector” (hack). Pathetic! Also dozens of complaints of being placed on hold for over an hour when they called in to cancel the service. Exactly what I am experiencing as I write this review waiting to cancel my agreement.
Vehicle
Make: 2007 Bmw
Model: X5
Odometer: 196,012
Vin: **
Coverage PlanContract #: **
Plan: **
Term/Miles: 36/999,999
Expiration Date: 5/8/2029
Expiration Miles: 1,196,011
Deductible: $100
Plan CostSubtotal: $4,350.97
Tax: $0
Total: $4,350.97
Down Payment: $334.69
Payments: 12
Monthly Payment: 334.69
Reviewed May 8, 2026
Aye I loved my rep that helped me from a to z and even called back to make sure I was satisfied with her service. I think her name was Ty. She was amazing and because of her I give your service and brand 10/10. Thank miss Ty…
Reviewed May 8, 2026
I called the first time in a young lady told me she needed my last four digits of my VIN number. I got off the phone and looked it up. I called back and Miss ** answer the phone. When I was telling her that I was trying to look and see what my warranty was she already knew who I was. After we spoke I wanted to know how did she know me and she told me she had looked me up. Phenomenal job. Outstanding. I pray you all have more that's working in there like Miss **. She's a lifesaver. My husband passed away in 2021 and he used to take care of all of this so it's a headache to me to have to do this. Miss ** it's a lifesaver. It was a pleasure speaking with her and again she is amazing. She's doing a phenomenal job.
Reviewed May 8, 2026
I had to cancel my policy realizing I really can't afford it on fixed income but the nice lady Christina explained each policy so when I'm able to come back I know what I want. Thanks American Dream for helping me out.
Reviewed May 8, 2026
American Dream Auto Protect was able to cover everything on my car. The guy I worked with when I was signing up was nice and cool.
Reviewed May 7, 2026
I got a used car, and I wanted to have something there in case something went wrong with it. I liked that American Dream wasn't pushing me into signing up with them. The rep explained everything very thoroughly. When my car got totaled in a hailstorm, they did really good. American Dream is good to work with. The price is good as well. But the website's very limited. It doesn't have a lot of options. It'll tell you your policy number but it doesn't go in depth about your coverage or what policy you have. There was also a really long hold time when I called the other day. I was probably on hold for 45 minutes to an hour. There's no way to call domestic support that I noticed.
Reviewed May 6, 2026
She explained it to me no attitude, help me understand with no problem. They need to make more agents like this!!! She made it in detail and and didn’t not get off the phone until I fully knew what I was signing up for.
Reviewed May 6, 2026
I did a third-party referral, and American Dream was one of the companies that was on the list. They called me and we went through their services, and it fit my vehicle needs. They collected the information including the mileage about the vehicle which is a 2019 Ford Raptor. They offered me their premium policy first, which was what I was looking for in the first place. They discussed how to fund it and different options for it, and that went pretty smoothly. It was set up within 20 minutes.
I asked about coverages and the specifics but the associate was not in a position to tell me what was covered and not covered. I don't believe that they can say 100% that something would be covered without it being reviewed. There was some false feeling of security with them affirming coverages on things without them going through the formal review process. I brought up specific items that are of the high stress on my vehicle, such as cam phasers or shocks or suspension. They said those are covered. But after reading reviews online, I found multiple different instances where vehicles were not covered for that issue due to whatever litigation was made through the claims process.
It seems like there's an army of people that go out of their way to find a reason to deny a claim, which is very common for a third-party warranty company. They told me and affirmed that they would cover the components on my vehicle that I've seen them not cover through reviews. That makes me uneasy. They should not affirm coverages on things that they don't know about.
Reviewed May 5, 2026
Your representative TY handled my concerns with professionalism and very attentive to my concerns and resolved my issue in the same call. She remembered me calling the last time I had my concern. And we were both able to rectify the issue the same day.
Reviewed May 5, 2026
I called American Dream to cancel because I got poor customer service. It was terrible. I bought about two policies from them the night before. The very next day, before noon, I got three calls from them to sell me a policy on my Cadillac. I kept telling them I bought a policy on my Cadillac the night before. At lunch time, I took a few minutes and called American Dream. I got somebody on the phone and told them I'd gotten three calls from them before noon that day and that they kept wanting to sell me a policy on the car that I've already bought a policy from them. The rep said he was gonna take care of it right then.
As I was on my way home that afternoon, I got somebody from American Dream again, wanting to sell me a policy. I asked if he could transfer me to somebody that could take care of the issue but he hung up. I called back and got somebody. I told them I wanted to cancel my policies. They transferred me to somebody and he started asking me questions. While I was talking to the dude on the phone, he hung up on me. I had called back and they said they were gonna take care of that situation. They kept talking and convinced me to hold on a little while. They reduced my deductible to zero so I still have a policy through them, but I don't know that I'm gonna keep it yet.
It's like nobody knows what anybody else is doing and nobody has a clue. It should be just as easy to cancel as it is to sign up. Signing up was easy. They tell you everything you're gonna get for how much. I was gonna get free oil changes, rotation of the tires and changing transmission. But when you go to cancel, they keep dragging it out and keep trying. They don't wanna lose your money. My policy through American Dream for the Cadillac was $187 and something and $153 and something for the Ram. Those two policies together cost me right out what I had for three policies with Endurance.
Reviewed May 4, 2026
I call this morning and spoke an agent the finance department. He explained and helped me with all my questions; he did it in a very professional way. If I had to rate him by number from one to ten, he would get a ten.
Updated review: May 6, 2026
I was able to resolve my issue with American Dream Auto Protect. They made things right with me. Michelle was awesome in helping me and explaining things to me.
Original Review: May 4, 2026
American Dream Auto Protect is a scam. A fraud and a thief company. I put my truck in the shop to get fixed after paying months of this so-called auto protection and then they want me to pay $5000 out of my pocket to get my truck fixed. This company is nothing but a scam. They take your monthly payments. They say they’re gonna get it fixed then they deny your claim and then when they ask for a refund, they say no they’re not gonna refund you and what was I paying for all the months? This company does not stand behind anything they offer. I will avoid this company. They are nothing but a thief fraud and a scam company. One of the worst companies I ever dealt with in my life.
Reviewed May 4, 2026
I searched a few places before. I went to CarShield first and they are hecklers. They're still calling me, trying to get me a better deal. I didn't like their pricing model. I didn't like that I will be indefinitely paying for a warranty. But what American Dream has is what I would get through an auto dealer and that's what I liked. So, that's what sold me. When I talked to the sales guy, he talked to me all the way home until I got in my driveway so I could pay him. So, it was great. He didn't mind. It helped me a lot to hear a little bit more about the company. So, I was very happy to get on board. It was very little thought by the time I got done with CarShield and then talking to American Dream. The coverage is really good. You're getting exactly what you need to keep your car running. So, I'm pretty happy with what I have. But it is expensive. $123 a month is a lot.
I called American Dream when I was a little confused about the company name that came to me on an invoice versus what originally came to me as a welcome letter. So, there are two different things. One was part Sparta and one was American Dream. It said you have to cut off the bottom piece and send it back for the agreement. There was a couple of things that were a little confusing, so I wanted some clarification.
When I got the clarification, the rep said, “No. You don't need to send that back.” But then I said, “I really wanna put it on my checking account, and not my credit card.” She told me, “Oh, well, no. We have to have it on the credit card.” So, that's the only thing that didn't make me very happy. I don't want it on a credit card. I went on the website and it looks like I can put it on my checking account. But the rep told me, “No. You have to have it on a credit card.” I would prefer to keep it on a checking account as possible. But when I talked to the rep, she was very emphatic about putting it on a credit card.
Reviewed May 3, 2026
Signing up with American Dream Auto Protect was very easy. I called them on the phone. I was at work, we talked, and I decided to go with them because I liked what I heard. I like what they said as far as what they covered. The rep said that the company has been in business for over 20 years. And when I looked it up, it was 10 years. Talk to them.
Reviewed May 2, 2026
I have to eventually change my ignition switch. Every now and then I have a problem when I go to start my vehicle. It starts up, but sometimes the ignition switch is not doing anything. My mechanic said there's a computer problem. It's not the battery or the starter. I signed up with American Dream Auto Protect for an extended warranty but I canceled the service. They told me they were in Edison, but I couldn't find an exact address. Every time I typed up the address they were advertising, it came up State Farm. Something didn't add up and I didn't like it. Every time I called in to cancel it, they would put me on hold but would never come back to the phone. I would call back but they would do the same thing. I don't think American Dream Auto Protect is a legit business.
Reviewed May 1, 2026
I was very impressed with the representative assigned to explain your policies for my 2018 Tahoe. I have had such bad experience with another company I am totally skeptical. Everything was explained thoroughly and I feel very comfortable purchasing this coverage.
Reviewed May 1, 2026
We had Endurance, but we were having a really bad issue with them. We had CarShield a long time ago, but weren't happy with them either. We were looking for somebody else, and American Dream popped up. They're a little expensive, but they cover the car supposedly from head to toe, bumper-to-bumper. It's a two-year deal with two years free. I'm hoping that they're the right people, and that they are going to honor what they said they were going to do.
The first guy we talked to was fine. Then we called back to do something, and we got this wonderful woman. I liked her. She explained everything, what's covered and what isn't covered. She gave us a bit of a discount on the price as well. We are seniors and we don’t get our Social Security check until the third Wednesday of the month. She was able to adjust that date. I’d recommend American Dream to a friend.
Reviewed April 30, 2026
I was researching American Dream and when I was telephoned by them, the product sounded similar to most, and it was a limited contract. It will take four years to get paid and two with a senior discount. Getting signed up was easy. The person who was helping me appeared to be knowledgeable about it. He was very polite. He answered several of the questions that I had. According to the contract, I can use the waranty within 30 days and a thousand miles after purchase.
Reviewed April 29, 2026
American Dream Auto Protect is the worst company ever created. Took almost 2 months to fix my truck and then today denied my clam, told lies saying I drove my truck after the check engine light came on which was false, didn’t do that. I cancelled my plan with them.
Reviewed April 29, 2026
Cancelled my contract February 18, 2026 and I am still waiting for my refund after contacting the company numerous times. Each time I am told it is at a different. How long does it take to refund a cancellation?

Reviewed April 29, 2026
I highly DO NOT recommend this company. I took out the policy the 1st of the year and twice they denied claims, but the biggest frustration is this:
2. wrote letters to cancel my contract, no response
3. They continued to hit my bank for payment.
4. Horrible customer service
Do yourself a favor and do not sign up with this company.
Reviewed April 29, 2026
My 2014 Honda Accord is covered by American Dream. I liked their pricing. They had a good price on their warranty plans. They were professional over the phone and they did a good job. The signup process went smoothly, and the rep who helped me was really nice. Overall, I've had a very good experience, and I would definitely recommend them.
Reviewed April 28, 2026
American Dream offered more coverage than my other company, and it was easy to sign up with them. My experience with the customer service rep went very well. I would recommend them.
Reviewed April 27, 2026
This company is full of **. Had my policy for 3 months, drove over 10,000 miles during that time. Transmission goes out, put a claim in and get denied. Called to cancel right after. They said ok and is still trying to bill me. Canceled 2 months ago (at least I thought) and they are still trying to bill me. I've been calling for the last 3 weeks to speak to a manager and all they do is put on hold and never pickup. I've been left on hold for at least an hour every time. I'm currently on hold as we speak. It's been 45 mins so far. Run from this company. They lie to your face. Customer service is painfully dreadful to say the least.
Reviewed April 27, 2026
Prompt service tech was very efficient, friendly and easy to understand when explaining what needed to fix the problem. We used this service before and had a positive result. Very happy with their service.
Reviewed April 27, 2026
I spoke with Michele on the phone about a block from my bank because they did not recognize this charge. She was very pleasant and helpful. She fixed the problem immediately and also was very helpful with my questions.
Reviewed April 26, 2026
Scam Like practices, Been trying to cancel for 3 months and this company constantly trying to withdraw money out of my account!!!! Don't Trust this company!! Nothing else to say, They won't stop harassing me.

Reviewed April 26, 2026
Had to get major repair done BUT company DID NOT cover part needed. So I needed to cancel immediately. Unfortunately, when I tried calling, I was put on hold for over 30 minutes! Then sent letter by snail mail and told to wait. Not good customer service!!!
Reviewed April 25, 2026
It was an outstanding experience with Rep Hainer. Luckily he called back because I was ready to wash my hands with ADAP because of an extremely rude rep who called prior to Rep Hainer. Hainer is called to provide a service to the public. He is well versed, his spirit is chosen and he "listens" to the needs of the person he is providing a service to. God Bless you and your family Rep Hainer.

Reviewed April 24, 2026
I am extremely disappointed with my experience with American Dream Auto and the handling of my recent claim. My claim was denied by a claims manager, Michelle, based on language that does not appear anywhere in my contract. I have reviewed my agreement carefully, and it clearly states that coverage applies when a part is not operating as intended. At no point does my contract require the part to be completely failed, yet that is the justification being used to deny my claim.
This raises serious concerns about how claims are being evaluated and whether decisions are being made in good faith. Customers purchase this coverage for peace of mind, not to have valid claims denied based on interpretations that contradict the written agreement. In addition, the process has involved delays and a lack of clear, consistent communication, which only adds to the frustration.
Reviewed April 24, 2026
I've been looking for something to help me with my vehicle, and found you on ConsumerAffairs and I'm happy with my policy and the great customer service I received. I AM HAPPY WITH MY POLICY!!! I will be keeping this as long as I can. This is a great company and wonderful customer service. Thank you.

Reviewed April 23, 2026
Called for quote. After sales associate realized I had not purchased vehicle yet. He put me on hold without saying anything. Just all of a sudden music. After 3 min I hung up. 10 min later an associate called from them and put an agent on, after giving price and details I explained I wasn't purchasing now. He rudely says with attitude WELL ALL YOU DID WAS WASTE MY TIME. At that point I hung up. If this is them selling you I can't imagine the service you'll get when you have a claim.
Reviewed April 23, 2026
My rep was a good listener with all the answers to my concerns. The terms and coverage seem very competitive. I was reassured to find I have the option to use or not use my dealership without impact to warranty. It was a very good phone/business experience.
Reviewed April 23, 2026
Robert M. was Fabulous, he spoke very clear, he made sure I had a pleasant experience. I appreciate service like that. My phone call to American Dream was to make a payment (passed due, due to health issues).
Reviewed April 23, 2026
Great service and friendly people. I enjoyed working with this company and would highly recommend their services to others. From the moment the tow truck pulled up to when they dropped my vehicle off I was treated with respect and honor.
Reviewed April 23, 2026
I just spoke with Ebony about a missing check. She did a very good job, calming me down and handling the situation. Even though I still haven't received the check. She assured me she would look into this personally.

Reviewed April 23, 2026
Great Customer Service and reasonable rate. Great Company.

Reviewed April 21, 2026
Anyone who might be considering buying a extended warranty from American Dream reconsider. The staff is unprofessional when they speak to you. I purchased a bumper to bumper warranty paying for 2yrs. When I needed to use the claim they denied the claim even though they agreed for the warranty knowing the yr make and model. Paying for 2yrs for a platinum policy bumper to bumper. They are a rip off. Go somewhere else. So sad that they take your money every month and do not cover what they tell you they cover. Please anyone using them reconsider.

Reviewed April 20, 2026
I purchased a vehicle service contract from American Dream Auto Protect for approximately $4,000, of which I have paid $2,000 to date, based on representations that it would provide meaningful repair coverage and continuous protection. At the time of sale, the company was fully aware of my vehicle’s age and mileage (over 200,000 miles), agreed to cover up to 300K miles, yet failed to disclose a critical limitation—that claims would effectively be reduced to a “distressed trade-in value” rather than the actual cost of repair. After a covered mechanical failure, I obtained a repair estimate of $3,100 from the Ford Dealership. The handling of my claim was extremely inconsistent and concerning. The company denied the claim for policy expiration, then denied it again citing an unrelated component, later approved the claim, revoked that approval as an “error,” and ultimately reinstated it only after I provided proof of coverage.
Despite stating that their valuation is based on NADA average trade-in value, they offered only $1,400, which does not align with their own methodology or independent valuation sources (NADA, Edmunds, Kelley Blue Book), all of which support significantly higher values. Due to the delays (we were without our vehicle for an entire MONTH), contradictions, and lack of meaningful resolution, I was forced to pay the full $3,100 repair cost with $1800 out of pocket.
Additionally, I provided multiple valuation documents throughout this process, yet the company claimed they were not received, further demonstrating poor internal communication and customer service. This situation reflects deceptive sales practices. A policy sold as repair coverage was applied in a manner that drastically limits its value, which was never explained at the time of purchase. Since they do not send the contract until payment is receieved - the obscure explaination concerning "Trade-In" valuation was completely undisclosed. Given these issues, I am requesting a full refund of the premiums I have paid ($2,000) and cancellation of any remaining balance. I believe this matter may reflect a broader pattern of conduct that could affect other consumers.
Reviewed April 20, 2026
Great customer service. Very informative about what the policy covered & how the warranty worked.
Reviewed April 18, 2026
I just signed up. Time will tell. The only thing so far is salesperson didn't mention the deductible. J.J. convinced me to go with ADAP. The review on Consumer Affairs is positive, and this adds to confidence that I made the best decision. Especially the last 2 years being free.
Reviewed April 15, 2026
The phone customer service succeeded my expectations. The agent quickly understood my issues and guide me through the situation step-by-step. They were patient, courteous, clearly well trained. Stood out the most was the ability to resolve the problem efficiently while still making me feel valued as a customer.
Reviewed April 15, 2026
Calling in to change debit card info. The representative was very knowledgeable and helpful. At first I thought she was AI. She was a live person and very professional. Changing my debit card info was seamlessly easy.
Reviewed April 14, 2026
TOM IS REALLY HELPFUL a lot. He helps a lot, lot help, 5 stars
Reviewed April 13, 2026
Michelle handled my issues professionally. Michelle is very knowledgeable in her work. She has a very pleasant voice. Michelle is definitely a very amazing employee in your company. Michelle is definitely an asset to your company.
Reviewed April 13, 2026
This may be an odd review due to the fact that I was on a call to cancel my service which I did do for that I won't mention however my experience with Ty a young lady who assisted me was amazing. The level of professionalism and attention to detail when handling my situation was second to none and I think that it is and was well worth mentioning. I actually think that she deserves a raise, and I will end my review with this. If every employee had her level of professionalism, courtesy, and knowledge you would have a number one rating among your competitors.
Reviewed April 12, 2026
As far as purchasing the product it was very good. My agent Raymond was very knowledgeable and explained everything about the policy to me. I'll let you know how the company handles any claims I might have. That's the true test of the product.
Reviewed April 12, 2026
I been with them since 2024 now that I actually need the service my because they say I was 600 miles over....I think if I paid faithfully it shouldn't matter what it is but I'm done. I see now but it's ok Imma get it fix ain't no need to keep it if I can't use it.
Reviewed April 10, 2026
Very knowledgeable and professional. Best coverage available anywhere at the same prices. I had Endurance and couldn't get the coverage I wanted. I got better coverage here, and exclusionary policy, just like manufacturer warranty.
Reviewed April 10, 2026
After review of your product and speaking to your rep named Corey. He helped me cancel my repair contract. He was very well versed in your products and explained many details of your service. I regret at this time to cancel my contract. Thank you.

Reviewed April 10, 2026
Canceled policy at end of January 2026, still haven't received the promised refund and it's now the 10th of April. Have been lied to repeatedly that check was on the way. Please don't trust this company.
Reviewed April 9, 2026
I would like to thank Corey ** at American Dream Auto for helping me resolve my issue, and guide me thru the process. I will return back to ADA, once I get another vehicle. The reviews are great and their customer service is amazing. Thank you Samantha **
Reviewed April 6, 2026
I returned a call and after listening to the representative, I was very satisfied with what I heard and was offered. He was very friendly and explained everything clearly. I am pleased with my decision.
Reviewed April 5, 2026
I brought my back label in for some repairs of which American Dream did not cover any of them! They are the worst company I have ever dealt with! DO NOT USE THEM!!!! I even had their best program the Platinum package!
Reviewed April 3, 2026
Great company. I explained I couldn't afford my warranty and they worked with me. My bill is lower now. More affordable. TY American Dream Auto Protect. You have a grateful vet and current customer here. 5 stars across the board. Ty again.
Reviewed April 3, 2026
Spoke with Ian he was very helpful and knowledgeable. Great experience. Ian was very courteous to me, I’m 72 and he was very respectful. I have had banking fraud he was very understanding. This is wonderful for older people to feel like we are being heard.
Reviewed April 2, 2026
Fraud! Scam! What is their CLAIM APPROVAL RATE? Don't believe reviews of those who have not made a claim! This company seems just fine when getting pricing information and discussing the items they supposedly cover. Agents are polite and friendly. But once you file a claim, they suddenly can only say, "it'll be 24-48 hours" when it will take weeks for each step and even more for a resolution. Then they eventually refuse to pay your claim for one of the many "exclusions" in your contract that you will never read over or according to dozens of Better Business Bureau reviews, simply lie and say your vehicle had a "pre-existing condition". Check those reviews and save your money and frustrations! Ask your repair shop. They will tell you NO!
Reviewed April 2, 2026
Customer service representatives were all polite and patient and worked hard to get me best price although still higher than similar warranty companies! I’m hoping all info I received is correct and that the coverage presented is true and that won’t have issues if car has any mechanical or electrical issues and some reviews state it took forever to get approved and others claiming they were denied services needed! I’m hoping for the best but have option of canceling at any time which I pray I do not have to do! 🙏
Reviewed April 2, 2026
Customer service skills. She was very knowledgeable and professional.
Reviewed April 1, 2026
Christina was very helpful and nice. She found me a better policy than what I had at a lower payment as well. Also helped me cancel a Service Contract with my credit union when they told me I couldn't cancel it.
Reviewed April 1, 2026
The first representative was not so professional and he was a bad rep for the company. On the other hand the young lady who helped me resolve my situation was very reasonable and respectful. She's an absolute asset to the company.
Reviewed March 31, 2026
They provided a comprehensive and reliable service that enhanced my peace of mind as a vehicle owner. The process of selecting and purchasing the extended coverage was straightforward, with clear explanations and transparent terms. Customer support was responsive and helpful, addressing all inquiries promptly and professionally. I appreciated the flexibility in coverage options, allowing me to tailor the policy to my specific needs. Overall, I am satisfied with the company’s commitment to quality and customer satisfaction, and I would recommend their services to others seeking additional protection for their vehicles.
Reviewed March 30, 2026
This was a great experience, a great opportunity that I had to ensure my vehicle fully extended to be covered during my ownership. Unfortunately, during this cost of time finances have burden me the customer care team you have tried to work as diligently and conservatively with me to ease my burden, but as it stands today, I cannot afford in the care team. Member understood, took care of my affair openly and honestly. If things ever straightened out and possible way way I can afford this coverage extended coverage I will surely give you guys a call back. Thank you.
Reviewed March 30, 2026
The sale represents was amazing. She took her time and she was really a big help. She explained everything to me that strongly would recommend her help to all my family and friends. Thank you American Deam for how you were such a great representative.
Reviewed March 29, 2026
It was very hard for me to get someone on the phone to cancel my policy. I believe your company should make it as easy to cancel as it is to sign up for the coverage. For other choices, from the menu, it was easy to get in contact with a service person.
Reviewed March 29, 2026
I've reached out to American Dream once so I can better understand the payment, and I still don't understand it. I'm one payment away from completing the upfront cost. I'd received an offer from Toyota, and it was more money because I started to compare online. I talked with a young man, and he said I could call him directly whenever I needed help. I did call and inquire while I was on a trip recently, just as an exercise and figuring it out, and I realized that I would have to be prepared to get a motel and a rent-a-car should anything go wrong that's questionable, and have the car put in a shop, get a diagnosis, then contact American Dream to see if it would be covered. I understand that, and that is certainly going to be inconvenient, but I probably won't be driving very far again. I drove from my home to Virginia and back first couple of months.
American Dream's price was less expensive than the Toyota product, and I haven't had a chance to compare it. It was probably not a real wise decision to take it out, because the Toyota is pretty solid. My car doesn't have a lot of stuff go wrong. But, at some point, you have to trust somebody. American Dream's representative was good.
Reviewed March 27, 2026
When the company keeps your car for close to 30 days, still can't seem to determine whether or not they're going to approve the claim and then acts like they don't care when you inform them because it's been almost a month you lost a form of employment. I find this to be the worst company ever. I have an attorney looking into this now. I've lost over $1,500 because of my loss of my second job because of this company and they act like they don't care. What kind of company has inspectors that don't work directly for them. Makes no sense to me. Worst ever.
Please reach out to our Resolution Manager directly at RM@AmericanDreamAutoProtect.com so we can look into your concerns and work toward a resolution. We are committed to providing quality service and would like the chance to improve your experience.
Thank you,
The American Dream Auto Protect Team
Reviewed March 27, 2026
I am very so happy skeptic about talking to people about such matters. I enjoyed talking with Areeb about my truck warranty. I am hoping this is truth but he assured me that we would be friends for the next 5 years. I am pleased with the warranty.
Reviewed March 27, 2026
Do not purchase from American Dream Auto Protect. 9 months into a 5 year plan, my truck had a check engine light for my transmission. 3 weeks later (not being able to drive my truck) and many phone calls to them, they told me I had to pay out of pocket to have the transmission pulled and torn down for 2500 dollars non-refundable. This was so they could deny coverage, and I would have to pay over 5,000 more for a replacement transmission.
Please reach out to our Resolution Manager directly at RM@AmericanDreamAutoProtect.com so we can look into your concerns and work toward a resolution. We are committed to providing quality service and would like the chance to improve your experience.
Thank you,
The American Dream Auto Protect Team
Reviewed March 27, 2026
I would not recommend this company to anyone. They told me I had 30 days to cancel my policy. If I found something that would suit my needs better. I did some research. Found another company, yet when I called American Dream to cancel my policy they refuse to speak to me. I called multiple times. Waited on hold for 10 to 15 minutes each time then it just got to the point where they would answer my call and just stay silent and send me straight to a recording. They will not refund my money. Not even sure if they've canceled my policy. I've had to take other actions through my bank to ensure that they don't take any more money from my account. Bunch of crooks in my opinion.
Please reach out to our Resolution Manager directly at RM@AmericanDreamAutoProtect.com so we can look into your concerns and work toward a resolution. We are committed to providing quality service and would like the chance to improve your experience.
Thank you,
The American Dream Auto Protect Team

Reviewed March 27, 2026
Today I received, at my request, a phone call from American Dream Auto Protect. While the tone of the representative was cordial once I advised him I would wait until I received quotes from 2 other companies extreme pressure was applied. I was told unless I joined immediately discounts and other offers weren't guaranteed. It reminds me of an auto salesman. When I asked him to stop he continued to apply pressure. "I'm not pressuring you, I just need you to be aware you could lose any discounts." I told him if that was the case it could be a good reason to go with another carrier. I make informed decisions with regards to any money matters and will not be bullied!
Please reach out to our Resolution Manager directly at RM@AmericanDreamAutoProtect.com so we can look into your concerns and work toward a resolution. We are committed to providing quality service and would like the chance to improve your experience.
Thank you,
The American Dream Auto Protect Team

Reviewed March 26, 2026
If I could give 0 stars I would. These are fake reviews so people be aware of this company. They lie and won't help you. They will send someone out then they automatically deny and lie saying you caused the problem when you didn't. If you choose this warranty company you will be sorry.. Hope this review helps. Don't make the same mistake I did. These 4 -5 star reviews were done by employees guaranteed.

Reviewed March 25, 2026
Absolute horrible scam. Do not and I mean do not conduct business with this "company". They will refuse to cancel and continue to run your card for funds. Run far, far away. They are scam company.
Reviewed March 25, 2026
They definitely scammers that will not cancel your policy....need to report as fraud...worst company to deal with. Stay away from this company will never cover your claims....it's a scammmmmmm...Stay away please..
Reviewed March 25, 2026
Christina was very helpful. She provided everything I needed and went above and beyond to assist me when my car was broken down even calling roadside assistance to verify if the number was correct. Thanks Christina!
Reviewed March 25, 2026
The Representative who worked with me was very patient with me. He was very understanding of my situation. He calmed me. I was very stressed before l started talking to him. He kept trying to help me resolve my problems.
Reviewed March 24, 2026
All information on the different warranty levels was explained fully and am happy that I learned about this company from Consumers Affairs when comparing the other warranty companies and definitely got a better deal than what the dealership offered.
Reviewed March 23, 2026
So far, my experience with this company has been good, with easy-to-understand information and ease of signing up. Online site seems easy to navigate. Agent was able to answer my questions, and used no high-pressure tactics.
Reviewed March 23, 2026
Isaiah ** was very polite and knowledgeable- Great customer service - Went over what will be the best price for me to get on my extended warranty- 2 year and 2 year free which is greatly appreciated.
Reviewed March 22, 2026
Wouldn't recommend to anyone, was told I could cancel contract any time before 30 days. Tried calling several times. After waiting on hold for 20 minutes each time I was hung up both times. Would not recommend to anyone.
Reviewed March 22, 2026
This company is ran by a bunch of thieves. Do not waste your money! I done everything exactly like I was supposed to. I kept my maintenance up and took care of my car very well. But it doesn't matter to these scammers. They're going to deny your claim no matter what. Then they'll offer you a $500 good faith payment since they wouldn't pay for the thousands of dollars of repairs that was clearly covered in my contract. By far the worst experience I've ever had with any company!!!!! I literally just gave away $3300 for Platinum coverage and got absolutely nothing in return. Do your research find reviews where people have made claims to see what they say about their claims being paid. Because they pay very few claims if any at all. All the good reviews that you see online are for how nice their customer service people are but I'd be pretty nice too if I was getting free money and not giving anything for it.

Reviewed March 21, 2026
Buyer BEWARE!!!! Never Never Never Ever trust this company!!!! I was mislead from sales to customer service!! The salesman told me that I had a 30 day or 1000 miles grace period BUT if anything happened to my car before the grace period to reach out to him and he would see what he could do to assist with repairs. THAT was the first lie because he knew that I would never hear from him AGAIN!. I signed up on February 2, 2026. My car broke down on Valentine's Day 2026. I paid jiffy lube 347.00 for new spark plugs but the mechanic told me that there was a possible oil leak.
I immediately called American Dream and asked for the salesman who sold me the policy. I was told he didn't work with clients after signing up. I spoke with the attending agent in reference to my car issues. She stated that all I had to do was bring my car to the dealership for repair on March 3rd and EVERYTHING would be covered. That was the second lie!! I took the vehicle into the dealership for repair on March 10th. On the way to the dealership I noticed my a/c wasn't working. I hadn't used it all winter but it's getting warm in the state I am in. I mentioned it to the dealership and they said they would check to see if it needs coolant.
I was called by American Dream claims for a customer statement. The agent requested all maintenance and repair records from the last year. I had no problem with that. I drove around and collected the information needed to move forward with my claim. I emailed every single report. Over the next week I received calls from extremely RUDE agents stating that they didn't receive all reports. I was positive that everything was sent to them but I resent reports several times on several days due to their claim of not receiving them.
After the back and forth, my claim was submitted and a day later denied. The service manager at the dealership expressed how RUDE American Dream agents were and from experience with them, I agreed. He said that they denied my claim because it was preexisting. He even said they denied the claim for my a/c because it wasn't over 1000 miles yet it had been 30 days. He was very upset at the dishonest level of service and I am extremely disappointed. I'm trying to cancel my policy. I received an email stating that it was cancelled BUT I also received a form that stated I needed to obtain a notarized form with the actual mileage in order to cancel the policy. I'm confused and I don't trust this company at all!!!

Reviewed March 21, 2026
Do not use this company! They will tell you anything to get your money. They will demand multiple inspections on your claimed vehicle at your expense, driving you further and get on it. Just so they get another payment from you. This company made me rack up a $7000 mechanic Bill on my car just to deny my claim. Resulting in me being unable to pay the mechanic bill and losing my car.
Reviewed March 20, 2026
Top of the line! You can take my word, do as much research there is, and I can guarantee anyone would find THE best service there is available within the market! Prove me wrong. This company is Trustworthy and Reliable.
Reviewed March 20, 2026
This was a very good experience at a very good time. The man on the other end of the line knew what he was doing and asked the right questions and 1 trip to the car to get the answers and boom we were done. Thanks. Another happy camper.
Reviewed March 20, 2026
I worked with M Christiana **, Sr. Sales Mgr in the last few weeks concerning the purchase of a bumper to bumper 5 year warranty on a 2016 Lexus LS 460. I was impressed with Christiana's professional attitude, knowledge and willing to take the extra effort to answer my questions and explain your program. I had questions about some of your competitors. She was very knowledgeable, convincing, even pointing out some of their good points, but comparing the total programs convincingly favoring American Dream. She sold me! I told her she was very good at what she does and I felt she truly believed American Dream was the best program. It was a pleasure and a breath of fresh air talking with Ms Christiana. She is a loyal employee. Speaks highly of good training & leadership!
Reviewed March 19, 2026
My experience was amazing. The female employee did an awesome Job. She was very professional and took care of whatever we needed to get taken care of for me. I appreciate this person that helped me today. She was awesome.
Reviewed March 19, 2026
Received a quote for $130 a month which I agreed to purchase. After I gave vin number to sales person. The quote went up to $168 a month. I did not agree to the higher priced quote but my cc was charged $190.
Reviewed March 19, 2026
The insurance that came with the vehicle was running out. So I got it covered before it fully ran out because anything is likely to happen. The person I was talking to switched me over to American Dream. The sign up process was smooth and fast. All of the inclusions and plan options were explained very clearly. I was very satisfied with their customer service.
Reviewed March 18, 2026
Great service and quote. Highly recommended! Roger went through the options and made recommendations based on my vehicle and usage. The final result felt good and my vehicle is well covered! I got the price and coverage plus peace of mind that I was looking for. W.W.
Reviewed March 17, 2026
David was very helpful, knowledgeable, cares about his service to his clients, always stopping to answer my questions, and never impatient with this old gal. He made sure I understood, before continuing! DAVID IS AN ASSET TO THIS COMPANY!
Reviewed March 17, 2026
The name should be American nightmare. I had platinum coverage. It took three weeks to tell me they would not have cover the water pump.The water pump was one of the items that was covered in the platinum coverage, but they found a reason not to cover it. The Mecanhic showed me what he wrote to them about the water pump. We both had no idea what they were talking about, but he said this is the reason why we are not covering it and that was not the only thing D did not cover that they said they covered in coverage. Who needs a warranty company that looks for a reason not to cover something they tell you to cover D than Cascio. I was with Cascio. They paid for everything they covered. They just would not go over any Mechanic work. I plan to write a letter to the Better Business Bureau and I’m looking for an attorney to sue them. I will make sure everybody I know remember them the American nightmare.
Reviewed March 17, 2026
Greetings, Just wanted to let you know that I spoke with a Mr Calvin ** today about my account. Very positive professional individual. 5 stars from myself. I was very. Satisfied with the service I received today.
Reviewed March 17, 2026
I filed my first claim with American Dream Auto Protect and it was not a dream. I took my car in for maintenance and the dealership indicated that there was an issue with some of engine gaskets. The gaskets would need to be replaced as well as other work. When I submitted the claim I received a denial which simply pointed me to the exclusion section of the Agreement. It also stated that if you had any questions or disagreement with the decision to reply with your concerns. I pointed out in my reply that the exclusion for gaskets did not apply to my situation due to the gaskets needing replaced being specifically mentioned in another part of the coverage plan. I have to date received no reply - only monthly charges for "coverage". Very disappointed and will be looking elsewhere.
Reviewed March 17, 2026
Quick response. Polite, patient, clear and very accommodating. Easy to understand and answered all my questions. Appreciated the senior discount and the pay 24 months only for the 4 year term of policy.
Reviewed March 16, 2026
Information that I was given, made me feel secure in case I have any problems with my vehicle that was covered under the warranty. I was offered senior citizen discount, military and opportunity of an easier way of paying monthly.

Reviewed March 16, 2026
NO I am NOT an American Dream customer. I opted OUT of this sham program several months ago and already received a refund for the amount charged. DO NOT CHARGE MY CREDIT CARD AGAIN. I AM NOT INTERESTED IN YOUR PROGRAM. STOP. STOP. STOP!!!!
Reviewed March 15, 2026
American Dream's representatives were good. The signup process was easy. Their pricing was a little bit high, but it's what it is.
Reviewed March 14, 2026
My service contract through the dealership was expiring and I needed something for my car, being an older model, and American Dream was rated highly. The cost and the benefits of the plan were good compared to others. The reps were pleasant and professional with a personal touch during signup. I’m highly satisfied with the customer service. American Dream provides good service, and people should check it out. Having a plan in place if my car has mechanical issues and not having to dig so deep in my pockets relieves a lot of stress that could come from that.
Reviewed March 13, 2026
John, the agent that helped me, was incredibly knowledgeable and very helpful. He helped navigate me through a very stressful situation and made my decision easy. The plan that John found for me is not only financially suitable but also meets all my auto insurance needs. Thank you for everything.
Reviewed March 13, 2026
I was just fine with American Dream Auto until I wanted to cancel. I thought that it would be no problem. Boy, was I wrong! I had to beg to cancel. The guy on the phone was not listening to me. I thought that it would be a quick call and then done. He rudely put me on hold for 5 minutes. Then he came back on with a lower price and an extension of how many years I could have for the plan. Finally, he listened to me and said thanks, for wasting our time. How utterly rude is that.
Reviewed March 13, 2026
Ian was great to work with. He answered my questions quick and efficiently. Very professional. Great to work with. I am not really thrilled with this rating app. I should not have to put all of this extra crap in here just to put a quick little great job.
Reviewed March 9, 2026
This was my first time joining American Dream Warranty and the experience was very good. The representative explained everything clearly and made the process easy to understand. I feel confident knowing my vehicle is protected and I’m looking forward to having the coverage. I’m happy I decided to join.

Reviewed March 7, 2026
I have been a member or over 4 months. I still have not received membership material or card even after several calls and emails???? Wondering if too poor to send out to new members can they afford to fix car if it breaks down?????
Reviewed March 7, 2026
Speaking to the rep. was good. He was very knowledgeable and I signed up for the warranty but when I called back with a question, could not connect. Phone call answered but was never transferencia to anyone. Waited long time.
Reviewed March 7, 2026
I needed to get some warranty on my truck. I went with American Dream and I was hoping that American Dream is gonna do better than some of the other ones I've had. However, I had a little problem when I signed up with this one lady. She told me when I signed up that she was gonna go ahead, and I could start using my card. She said, "Since you're joining today, I'm gonna go ahead and let you go ahead and start using your card. But you can't get anything major yet.” I said, "I want to do my oil change right now.” She said, “Okay. Once you get the cards, you can go ahead and do that."
I was going to get the oil change, but then something told me to call back and find out if I could do it, because first, they told me I had to wait 30 days, but the lady who signed me up said she was gonna call me back once she signed me up, and I paid. She hung up the phone, and she was gone. She said she was gonna call me back. I waited, but I didn't get any information on the contract.
I was gonna call my bank and cancel it. But I said I was gonna try to call them one more time. Then somebody finally answered. There was a guy that I talked to. He told me he looked it up and found it. I said, “I'm pretty sure you have the lady's name who got the order from me." The rep told me, “It's a 30-day waiting period." I told the rep, “That's not what the lady told me.” That's the problem that I have had with them.
Reviewed March 6, 2026
I just had a follow up call with American Dream's customer service department on 3/6/26. What a wonderful conversation I had with Cristina a new member to the team. She took the time to explain different scenarios that may have contributed to my call. She was so pleasant, helpful and professional throughout the conversation. She is such as asset to the American Dream team.
Reviewed March 6, 2026
I have a 2014 GMC and I chose American Dream over other providers because of the coverage. Also, the price was reasonable. I first heard about them through Google, and when I signed up, the process was simple and easy. The representative was kind and helpful.
Reviewed March 5, 2026
I give you 1 star to be able to continue, wrong info, pushy to grab the client. When I call to request cancelation everybody transfer me to a ded line with music. Pay attention and ask questions before you lose your money. Call me for more details. The final solution to get my money back was to dispute the payment at the bank
Reviewed March 5, 2026
Not happy at all. I have had my account with them and I have 3 cars. I called today to cancel 2 of the car. They were going to charge me over 300 for canceling and now they said it was on page 9 of the contract so make sure you read all 300 pages of contract that company give. Otherwise. I have referred several people to them on top of this. Just another company taking advantage of individuals struggling. If I would have been able to cancel, I probably would have resigned right back up in the next four months when I was doing better. All he could do is, "Ohh I'll give you a month for free." Which it's not free because they don't even help with car repairs. I had a five thousand dollar bill for several things wrong with my Cadillac. And then supposedly they don't cover anything that was wrong with my cadillac. It's all a gimmick for them to make money in you to lose money.
Reviewed March 5, 2026
I don't see how there's much difference between any of those types of so-called warranties or car insurance. They're all crooks. So I no longer have any agreement with American Dream. They want people to think that they're going to take care of things, and then they've got all sorts of little loopholes to get out of taking care of anything. Then in the meantime, they're collecting money every month. But as soon as something happens, they would say that they don't cover it. It’s just a bunch of stupidness.
We paid into one of those companies for about four years, and then we had an issue come up, which one would think that would be covered, but they told us, “Oh, we don't cover that.” I would think that they were to cover that just for the sake of the fact that we had carried that policy for four years. We had been paying into this thing close to $100 a month for four year and they're collecting and getting set off of our money, but then they turn around and tell us that they don't cover something. I'm not happy with any of them. I wouldn't give anyone a recommendation to buy any of those companies out there.
Reviewed March 4, 2026
I experienced excellent customer service today with Ms. Christina. She was incredibly knowledgeable and took her time to walk me through everything. I didn't get that same service from other people including a manager who kept me on hold. If it was not for Christina I would have canceled my policy.
Reviewed March 4, 2026
I had CarShield but I heard bad things about it so I switched to American Dream. Signing up was not very difficult at all. I have a 2020 GMC Yukon and the coverage is satisfactory.
Reviewed March 3, 2026
We have a Forester which was bought in 2018 and the regular warranty ran out. I knew that we needed something. Someone from American Dream called me and said their name and that they warranty cars that are over 10 years old. They said that they would cover everything I was worried about. I signed up and I've had American Dream a month.
Reviewed Feb. 28, 2026
Call was pleasant, fast and spoke English very well. Received the information needed to make an informed decision. I purchased a full policy for my '02 GMC Sierra Denali at a very respectable rate and with a very low deductible $100, can’t beat that. Thank you American Dream Auto Protection. GD
Reviewed Feb. 28, 2026
I have a Mercedes E63 that is unique and I had gone to other companies, but they couldn’t offer me the coverage that American Dream did. I was concerned about the engine and the drive train and they insure older or hard-to-insure vehicles. I paid upfront so they gave me a fairly decent incentive, although I had to lay down 4,000 in change for six years. But that breaks down to be cheaper than what I was paying for half the coverage. The signup was easy and painless, and the rep was professional. The rep offered me all the deals that could be offered, especially since I extended out as far as six years. I paid for five and they gave me the sixth year for free, and it's supposed to cover everything, just like all the rest of them, including the oil changes.
The price was right in the ballpark with all the big ones and they turned out to be less with the incentives they gave me as a veteran. And that was a big thing. There are a lot of companies out there that don't care about veterans. At least now, I can go to someplace and get a little appreciation for the time served. We have a choice. As all salesmen, there was a little pressure. They offered the deal, but I had to sign up with them right then. And shopping around, they all say I had 30 days to review it and I could cancel if I didn’t like it. I did it in an hour or less, talking about what coverage. I was being very specific as to what was covered right up to the twin turbos and American Dream’s rep assured me that I could go to the dealership and that I could get all original parts.
I haven't had to make a claim and up until the time that I need to, then I'll know. But as of right now, the experience has been all positive. I read up on them, and they’ve got no better or worse reviews than any of the others but at least it makes you think you have some protection. Although I have a truck that's 23 years old, which they wouldn't cover because they only go to 20 years.
Reviewed Feb. 27, 2026
I filled out a form on the internet because I was looking for a warranty on my truck. I've had Endurance, CarShield, American Dream and other companies call me. CarShield has absolutely terrible reviews and Endurance was incredibly pushy, so I didn't sign up with them. But when I talked to American Dream, they caught me on a good day. I listened to the spiel and I ended up signing up for it. The sign up process was relatively easy. I bought the Platinum coverage. I'm gonna call my mechanic and make sure it's straight up because I've read from the online reviews that it takes them forever to evaluate a claim, and then they send out somebody and then they turn it down.
Reviewed Feb. 27, 2026
I originally went with Endurance when the warranty on my car ran out. I went with them for my extended warranty because of all the reviews, and I heard that they were supposed to be the best. After the third claim was denied and I spent thousands of dollars on their service, I dropped them. American Dream Auto Protect happened to call me the day that I was dropping them, so I gave them a shot. They said that they're pretty much bumper-to-bumper. So, I decided to go with them because there was a lot of things that Endurance made a big deal about what they were gonna cover, and they didn't.
I got my 2019 XT4 Cadillac covered. I needed $180 to sign up, and that's what my monthly payments will be. I have 30 days to decide whether or not I wanna go with them. The contract pretty much states everything their rep told me it was gonna be. If anything happens to my vehicle, they'll cover it. I've already paid out of pocket everything that happened so far. The rep was thorough and explained everything. Everything he said was contractual. He was efficient in his delivery. He didn't mislead me by any degree. So, it was a good thing.
Reviewed Feb. 27, 2026
I just changed from Endurance to American because you offered more coverage for less money. They were upset when I cancel my policy with them. And I didn't know they had already charged me for 2 years coverage during this first year of purchasing coverage from them. I probably won't get a refund either. They didn't tell me they were charging for more than one year at at a time. The crooks.
Reviewed Feb. 26, 2026
The associate that helped me with my policy was great. She was informative. Walked me through the process and explained everything. She was extremely helpful and answered all my questions. I feel I made a good decision buying this policy for my Honda CRV and I am comfortable that they will live up to their commitment. Thank you American Dream.
Reviewed Feb. 26, 2026
This Agent Nia was a very kind Agent and knew his job well. I appreciate his service today. I had questions and he answered them well, he spoke very clearly, and had very good knowledge of the questions I asked.
Reviewed Feb. 26, 2026
The warranty is out on my car, and there's only a little over 7,800 miles on it. It still has the same set of tires that it came with, and they still look new. I purchased American Dream, and when I signed up, I talked with a rep. The rep was very courteous. Their price is pretty much competitive with other companies, except that the deductible is much lower. I like that I can also take my vehicle anywhere I like. I usually take mine to the dealership 'cause they take better care of our car.
Reviewed Feb. 26, 2026
The American Dream rep I dealt with was too good. The way that she laid things out, I couldn't her turn down because she had all her messages and all the answers. She definitely did her homework. She could sell the dream. I gave the rep my card number and she had auto pay set up. That way, they know they're gonna get their money and I get the service. That's the reason I try to do that, to keep me from going into the places every month. Auto pay is something that’s vey good and the company was supposed to take the money out on the 3rd.
People have to shop around for auto warranties. I had a company that got a lawsuit against them, then another company that went bad for a bit. The American Dream rep gave me best deal for my 2023 Malibu. I could get six months of things, and you can't beat that. She included oil change in the contract as well as the transmission and battery. However, I've been with American Dream for about a week and I haven't received either a card or any papers. I want to take my car in for an oil change and see how good the insurance is.
Reviewed Feb. 26, 2026
I'm a master technician, ASE certified, and I used to work on cars. I worked up until 2021. I was a Maryland state inspector for 30 years. I keep my oil and all the maintenance done on time, so nobody can say I didn't change my oil or the coolant because I have all of that done. When I was working in a dealership and cars would come in with the motor locked up, that was the first thing that my supervisor would ask me. "Check the oil." When I look at the oil, it's black, which means they didn't change it. These cars are very susceptible to having that oil changed because they have moving parts that work off of the oil. If the oil is not clean and it gets sludged up, they will stop working, stick, and then they'll cause problems.
I have a Buick Enclave, the premium one, and I haven't had no problem with it since I had it, which is why I wanted to put a warranty on it. A Buick's heater coil is in a position wherein one has take that whole console. The front has to come out to get the heated coil out, and it's something that I wouldn't be able to do. At the time now, I can't crawl up under a car ‘cause I'm 81 years old. I can't take my own transmission out like I used to do.
I signed up with American Dream Auto Protect and it was great. I talked to them on the phone and they gave me all the information I needed. It didn't sound like anything was under the cover. The person I talked to said he was the assistant manager and he explained everything. He told me that if there was a breakdown, it would be covered. He did everything that I felt was right and there wasn't anything that I didn't understand. However, I may be dropping American Dream, because I can get a plan cheaper than that.
Reviewed Feb. 25, 2026
Cynthia was friendly and knowledgeable. She understood my questions and responded quickly. I have high praise for her demeanor, disposition, and attitude. She made me feel like family. I don't have the words to express my appreciation.
Reviewed Feb. 25, 2026
I started with CarShield. I looked for the best insurance companies and they were Endurance and American Dream. So, I went with that. In the interim, I went with Coverage X, so I canceled CarShield. I had CoverageX and American Dream both this month. I paid both of them but I had to cancel one. American Dream is rated F by the BBB, and the other company that I was going with is rated A+. Not to mention, they're $50 cheaper with their premium plan. So, I made my decision and decided to cancel American Dream. However, when I was canceling them, they wouldn't let me. I called them and they put me on hold for an hour. They didn't ever come back and speak to me. I figured they weren't ready to deal with me. They're too expensive as well. I wasn't happy with my experience.
Reviewed Feb. 25, 2026
My car warranty went out, so I had to have one for peace of mind. I went with American Dream and my experience signing up was fantastic. It was very nice. The rep had the answers to my questions. He didn't have to think about them. American Dream is a good company.

Reviewed Feb. 24, 2026
STAY AWAY!!! They do not take calls 24/7. There is no list as to who takes this policy coverage. It took me 9 calls before I could find a certified mechanic to cover the electrical problem I had with the vehicle and accepted American Dream. Once I took the auto in American Dream said they didn't cover the problem at hand. Everything is generalized, there are no actual specifics written in there contracts and I had the platinum policy with them for 2 autos. Last but not least when I tried to cancel these policies, I was sent everywhere but the right place. They want you to go directly to google to write a favorable review before they even get off the phone with you. That's how they get there high ratings. I've had to go online to find an email address to send to cancel this product. Save your money!!! This is a bait and switch operation.
Reviewed Feb. 24, 2026
I would highly recommend American Deam Auto Protect. They had the best fit for what I needed. Also, their price looks a lot better than other companies that tried to reach out to me. Everybody I talked to has been very courteous and professional. There was no pressure on it and the person I talked with was complete and thorough in answering the questions and explaining the policy. I haven't fully explored the website, but it's easy to navigate. Having the coverage made it a lot less worrisome. I'm very satisfied.

Reviewed Feb. 24, 2026
This company is a total scam. After denying claims for parts clearly described in the contract, I canceled the service 8 months and 4000 miles later. I received confirmation of a partial refund which they happened to keep 1/2 of what I paid. The customer service rep Calvin ** sent me an email that I would receive my partial refund in 18-30 business days. After that time passed, another person said they had no record of my phone call and the refund would take an additional 18-30 business days. At that time he refused to put it in writing. This is a 100 percent scam company. They may pay for a minor part but not honor the contract. I am filing a small claims suit for my $2873 dollars owed.
Please reach out to our Resolution Manager directly at RM@AmericanDreamAutoProtect.com so we can look into your concerns and work toward a resolution. We are committed to providing quality service and would like the chance to improve your experience.
Thank you,
The American Dream Auto Protect Team

Reviewed Feb. 23, 2026
I have been trying to reach out to American Dream Auto Protect with no response. The message states there are no agents available and they disconnect. I am calling to try to find out where my refund is that I have been promised for the last two months. Two weeks ago I was told on the phone by customer service that the check was in the mail. It is not. I have tried without success to locate an alternate phone number. If anyone has had any success reaching this company and talking to a live person, please post that information.
Reviewed Feb. 21, 2026
Customer Service has been prompt and helpful, changing my payment date and resending my paperwork contact immediately. They have been courteous and helpful every time I have called. Good price for my extended warranty on my car which is 10 years old.
Reviewed Feb. 20, 2026
I was treated with respect and civility at all times. All features were carefully explained although certain details were different between the oral and written assurances, e.g., whether each event or the total events were limited to the value of the car or $12,500. Also, it was not made clear by the salesperson that the contract would not be honored until 1000 miles had been put on the odometer since the figure given at the time of sale. Also, the towing restrictions need earlier mention in the sales process. Not issues for me but someone might see them as deal breakers. The pricing is fair and structured interestingly but becomes favorably competitive over the long haul. It will be interesting, given all the exclusions, what the final billing looks like in the event this warranty needs using.
Reviewed Feb. 20, 2026
I was contacted from a AOL email. I listened to sales pitch, and was told I could cancel anytime. Less than a week later I contacted with decision to cancel and refund my payment. I just did a search on my bank account and it has not been refunded as of today.
Please reach out to our Resolution Manager directly at RM@AmericanDreamAutoProtect.com so we can look into your concerns and work toward a resolution. We are committed to providing quality service and would like the chance to improve your experience.
Thank you,
The American Dream Auto Protect Team
Reviewed Feb. 19, 2026
Nowadays, the cost of repairs can be astronomical and my vehicle is about 10 years old. I got American Dream Auto Protect for my 2016 Yukon Denali. The representative pretty much sold the product to me and did a good job explaining things. The sign-up process was very easy. Everything was handled in a timely fashion. It didn't take an enormous amount of time. I'd recommend it. I already told a couple of my friends that I purchased the product. I hope that they are able to come through when the event arises, without any hassle with my dealership that I utilize.
Reviewed Feb. 19, 2026
Roger was amazing.. Highly recommend his services every time, his patience and understanding was great.. He explained what I needed to know thoroughly about the plan.. He explained what I needed to know and what was actually covered compared to other companies I've reached out to.
Reviewed Feb. 19, 2026
I have a 2018 Hyundai Tucson and it's getting old. It's got 144,000 miles on it, so I thought I better do something before it starts going crazy. I filled out something online to get quotes and got acquainted with American Dream Auto Protect. They were the cheapest and they sent me a text message, then I called them back. The signup process was good and short, and the reps were extremely nice and helpful. They were very polite too. I would tell friends and relatives to check out American Dream because that's what I have and I'm very satisfied with it.
Reviewed Feb. 18, 2026
Very pleasant to do business with. As a first-time customer, they offered me the option of making a one-time payment, which saved me many dollars over what would have been monthly payments for 2 years.
American Dream Auto Protect Company Information
- Company Name:
- American Dream Auto Protect
- Company Type:
- Private
- Year Founded:
- 2008
- Address:
- 300 McGaw Dr #2f
- City:
- Edison
- State/Province:
- NJ
- Postal Code:
- 08837
- Country:
- United States
- Website:
- americandreamautoprotect.com


