Progressive Auto Insurance Reviews

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About Progressive Auto Insurance

Progressive sells several different types of vehicle and property insurance. It’s one of the largest auto insurers in the U.S. and offers competitive rates as well as a wide range of discounts, particularly for students, safe drivers and policyholders who make automatic payments.

Pros
  • Various discounts
  • Competitive rates
  • Large service area
  • Multiple policy options
Cons
  • Prices vary depending on how you buy
  • Some discounts not in some states
  • Not many in-person services

Featured Reviews

Topeka, KS
Verified purchase
My experience has always been great. When I had to call to report that I had been in an accident, their first question was always "Are you OK? have you been hurt?" They had my bac...

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Henrico, VA
Verified purchase
Brian **, is the claims representative that I’m working with! I’m not the insured customer for this company, you’d never know the difference! Brian is SO accommodating, patient an...

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What is Progressive auto insurance?

Progressive is one of America's largest auto insurance companies, serving more than 20 million drivers. The company offers competitive rates in every state and an easy-to-use website with several helpful features and resources.

Progressive auto coverage

Progressive offers basic auto coverage options, which include bodily injury liability, property damage liability, medical payments, comprehensive, collision and uninsured or underinsured motorist coverage. It also has some add-on coverage options, such as:

  • Roadside assistance: Pays for emergency services like towing or help with a breakdown or flat tire.
  • Custom parts and equipment protection: If your car has special features like custom wheels, this policy protects them.
  • Rental reimbursement: Covers the cost of a rental car while your vehicle is being replaced or repaired due to a covered accident.
  • Deductible savings bank: Can help save money during each policy period you don’t make a claim.
  • Ride-share: Protects ride-share drivers. It covers your car even when your commercial policy gaps.

Progressive also offers commercial and classic car coverage, as well as insurance for travel in Mexico.

Progressive auto insurance costs

Progressive rates are determined by coverage type, location and the driver’s age and driving record. An average Progressive policy for someone with a good driving record is about $192 per month, but it could cost as little as $47 monthly. Progressive also offers many discounts, which can make your policy even more affordable. Here’s a look at some discounts that could apply to you:

  • Safe driving
  • Bundle
  • Multipolicy
  • Multicar
  • Continuous insurance
  • Student
  • Teen driver
  • Homeowner
  • Online quote
  • Pay in full
  • Automatic payment

Progressive also has some handy comparison tools on its website to help you find the right policy for your budget.

» READ MORE: How much is car insurance?

Progressive auto insurance FAQ

Does Progressive offer full coverage car insurance?

Progressive doesn’t advertise full coverage policies, but it does offer liability insurance and several additional and customizable coverages.

Does Progressive have accident forgiveness?

Yes. In most states, Progressive offers accident forgiveness through its loyalty rewards program.

Where is Progressive car insurance available?

Progressive car insurance is available in all 50 states.

Does Progressive offer rental car coverage?

Yes, Progressive offers rental car coverage while your car is replaced or repaired due to a covered incident.

How do you file a car insurance claim with Progressive?

You can file a claim with Progressive through its app, your online account or over the phone.

Is Progressive car insurance good?

Yes, Progressive is a good auto insurance provider that's available nationwide. While it doesn’t have many agents, Progressive offers reasonable rates online, which you can purchase directly via its website. Overall, its competitive rates, handy add-on coverages like gap and rideshare insurance and various rewards and discounts make Progressive a pretty solid auto insurance pick.

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Progressive Auto Insurance Reviews

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    Page 1 Reviews 0 - 10
    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed May 15, 2026

    If I could give less than 1 star I would. I was in the car with my 4 year old when we were hit by an off duty police officer who claimed fault immediately. The police were called and their report confirmed the story. However, I had a hard time getting the city he was a police officer for to return my phone calls regarding a claim, so I had to go through my own policy instead. From the get go with Progressive communication was poor, I even called the supervisor multiple times and left voicemails and she couldn’t be bothered to return my phone calls. The rental car situation was a mess and I ended up having to give the car back way before my own car was fixed as I was told I’d have to pay a huge sum out of my own pocket if I kept it longer, making it a nightmare to juggle two jobs and a family with only one vehicle. Eventually my car was fixed after multiple issues along the way, and I was told they would subrogate to get my deductible back.

    After months went by without any word I reached back out and was told unhelpfully to just keep waiting. Then I get a letter today stating they can’t get my money back and that I’m basically out of luck. How can you not win a case where a police officer admitted immediate fault? Not only that, this is the second time I have been in an accident when it was not my fault and Progressive has not won my case either time. I will be switching insurance providers and could not be more unsatisfied. Their lack of professionalism and their inability to do their jobs when we pay thousands every year for nothing is unacceptable.

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    Coverage

    Reviewed May 14, 2026

    A deer accident that broke off the front drive shaft and scraped up the bottom of the front clip turned into a nightmare by the adjuster whose job is to thwart your claim efforts only, by threats of fraud or legal action and denial of claim? Literally the worst insurance EVER and I have had insurance since 1986!?!

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      CoverageStaff

      Reviewed May 14, 2026

      They don't really care about their constituents because they know that they are the last of the cheapest insurance companies that can do whatever they want or go somewhere else and pay more.

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      Customer ServiceCoveragePriceRates

      Reviewed May 13, 2026

      I was recently in a minor traffic accident with no tickets given out. My insurance company, Progressive, clearly used this as the opening to increase my rates. I had just received notification two days prior that my premiums were dropping by $28 a month for safe driving. Then this accident happens, no blame to either party determined by the police. But Progressive determined I was at fault, they just couldn’t pass on the opportunity to increase my premiums. I could tell from the first call, they had already made up their minds, and nothing I told them or information I provided matter. It was clear, they were coming after me for a premium increase.

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      CoveragePunctuality & SpeedStaff

      Reviewed May 13, 2026

      In my experience with Progressive Auto Insurance, has been a nightmare. Over 25 years, I’ve had the unfortunate run of bad experiences with this agency. I’m hearing today by close friends how Progressive has made changes to their insurers, raised their policies 75%. That’s with no issues. How companies stay in business when it’s clear as water, the underhanded crooks will continue to take advantage of any and all their insured drivers. Sooner or later, karma comes to those who do law-abiding people badly.

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      StaffBilling

      Reviewed May 12, 2026

      I asked customer representative to cancel my policy in March. But the customer representative didn’t cancel it. And they sent $100 bill. What a nasty company.

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      Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsBilling

      Reviewed May 12, 2026

      I was looking for cheaper auto insurance, in Elkin,NC. Went with a quote for Progressive, paid in full for 6 months. Nearing the second month they sent an email bill raising it up to over $2800 more, that I now "owed" them. I have 2 26 year old Rav4's, only needing liability, drive less than 5 miles a day to work, never had an accident or a ticket, been driving over 20 years. They said "We are unable to obtain your driving record, so we are assuming you have no experience." Raising my insurance to nearly $600 a month.

      I went online to DMV, paid $18 for my driving record, uploaded it to Progressive, waited, nothing from them. Went online to chat with a lady,- "We have not received any documents from you." I uploaded it again, got a response email a few days later saying they received it, that it would take 2 weeks to respond to. I chatted again to a lady, told her I paid for my DMV driving record that they "couldn't find". She says, "You owe us another $299." I told her to cancel it and I owe them nothing else. Of course I get a paper bill today saying pay it or it's going to collections. STAY AWAY FROM THIS COMPANY!

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      Customer ServiceCoverageStaffBillingTransparency

      Reviewed May 11, 2026

      Absolutely unbelievable experience dealing with Progressive Insurance after being injured in a multi-vehicle accident caused by their insured driver.
      Progressive was fully aware that I was injured. Their adjuster specifically requested my medical bills and documentation in order to evaluate my injury claim and settlement demand. I cooperated fully and provided the requested information, believing my claim was being handled fairly and in good faith.

      Instead, Progressive chose to exhaust the entire bodily injury policy limits paying other claimants while allocating absolutely nothing toward my claim — despite already knowing I was an injured party with an active pending demand.

      To make matters worse, there was apparently no attempt at an equitable or global settlement among all known injured claimants. I was simply left with nothing after months of communication and documentation. Now I am forced to file complaints with the Texas Department of Insurance, the Texas Attorney General, and the Better Business Bureau just to get answers regarding how this was handled. Consumers should be extremely cautious when dealing with Progressive on injury claims involving multiple parties. Based on my experience, being cooperative and providing documentation does not necessarily mean your claim will be treated fairly or even considered before policy limits are exhausted. I expected professionalism, transparency, and fair claim handling. I received none of those things.

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      CoverageRates

      Reviewed May 10, 2026

      Progressive doesn't handle claims when they are against them. I had a lady hit my car while I was parked, there was almost $800 of damage to it, and they denied my claim because the old lady that hit it, said she didn't. When you have them for insurance, they raise the rates yearly and when asked why, your only answer is that there were a lot of accidents in the area, so insurance goes up. If none of those accidents were mine why would my insurance go up. Do not recommend at all. Worst experience on both ends.

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      Customer ServiceCoveragePunctuality & SpeedStaff

      Reviewed May 9, 2026

      Stay away from this company!!! 101 questions on the phone for a fender bender??? From two seperate agents??? And still haven't heard from a claims adjuster yet??? You end doing what a claims adjuster should be doing! Like taking photos and videos and Vin # onfo...Their commercials are deceptive! I'm going to switch to a better insurance company fast!!!

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      Progressive Auto Insurance Company Information

      Company Name:
      Progressive Auto Insurance
      Website:
      www.progressive.com