Rapid Credit Reports

Rapid Credit Reports offers credit report and background screening services for landlords, property managers, mortgage brokers, auto dealers, collection agencies, employers and others. Services include application verification, asset searches, credit reports, employment screening, tax verification, tenant screening and more.

Customers can also visit the Rapid Credit Reports website to access credit reports from TransUnion. Consumer credit report services are provided by its partner Credit Berry. Soft inquiry options are available, so you can check your score without affecting it.

The company has three levels of service:

• Rapid View provides a one-time soft inquiry, a summary of your TransUnion score and a report with 25 attributes, including your number of open and closed accounts and available credit.
• The TransUnion Report with Score service is a one-time soft inquiry that includes a complete TransUnion report with all details.
• TransUnion Report with Score and Monitoring includes a complete detailed TransUnion report with your score, instant alerts on new inquiries, daily updates on credit report changes and a score simulator. This lets you see all bills that are overdue and alert you to any delinquent accounts.

Landlords and businesses must create an account with Rapid Credit Reports to access its services. Fill out a brief form on the company website to receive a free quote based on your company’s needs, then register your company’s profile to begin using the services. The systems are available 24/7 for registered clients.

Application verification provides previous employers, previous address history, Social Security number verification and aliases. Asset searches find property and wages to help with suing an individual or business or following through on a judgment.

Employers can get secure credit reports within seconds, choosing from hard or soft inquiries with or without a score. Employment screening services help business owners and HR create thorough background checks and preemployment protocols that return accurate data.

If you want to check your own credit scores in a soft inquiry, click on “Register” to see your options. Fill out a brief form to sign up. There are no long-term contracts, and you can cancel within 90 days for your money back if you’re not happy.

Businesses must contact the company for a quote based on the services they need. For individuals checking their own credit, the Rapid View service starts at $1.50 for a one-time summary. To get a TransUnion report with your score, rates start at $14.99.

The credit monitoring option is $9.99 per month. Cancel at any time with no fee.

Rapid Credit Reports is a legit company focused on business clients, offering background screening and credit check services for potential employees and tenants. Its services for individuals are a bit limited, though. It does have affordable options for checking your credit without affecting your credit score, however, and its credit monitoring service is also reasonably priced for those on a budget.