Rapid Credit Reports

Rapid Credit Reports

 5.0/5 (7 ratings)
  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars
Author picture
Written by Leorah Gavidor
Edited by Cassidy McCants

About Rapid Credit Reports

Rapid Credit Reports offers credit report and background screening services for individuals and businesses. Companies can create a member profile to access services 24/7. Soft-inquiry credit checks are available if you don’t want to affect your credit score, and you can get instant access to complete credit reports and scores from three bureaus. Fill out a brief form online to get started.

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Pros

  • Soft credit inquiries available
  • Free quote for business clients
  • 100% satisfaction guarantee
  • No setup fees
  • No long-term contracts

Cons

  • Pricing not available online
  • Credit card required for credit report
  • Individual services not easy to find on website

Bottom Line

Rapid Credit Reports focuses on credit checks and background screening for businesses who need to screen employees or tenants. Reports and monitoring are available for individuals at affordable prices. Businesses must request a quote.

Top Rapid Credit Reports Reviews

Why Trust ConsumerAffairs
How do I know I can trust these reviews about Rapid Credit Reports?
  • 3,769,237 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

For more information about reviews on ConsumerAffairs.com please visit our FAQ.

Rated with 5 stars
Verified

The rep that helped me was really open to assisting throughout the entire process. He also promised to ensure that the problems I was having will be followed up on within a week. ...

Read full review
Rated with 5 stars
Verified

Fast, Honest, and Great at what they Do! What else can I say that isn't already in the title. The team at Rapid Credit Reports are amazing at delivering on what they do. Not only ...

Read full review

What is Rapid Credit Reports?

Rapid Credit Reports offers credit report and background screening services for landlords, property managers, mortgage brokers, auto dealers, collection agencies, employers and others. Services include application verification, asset searches, credit reports, employment screening, tax verification, tenant screening and more.

Customers can also visit the Rapid Credit Reports website to access credit reports from TransUnion. Consumer credit report services are provided by its partner Credit Berry. Soft inquiry options are available, so you can check your score without affecting it.

The company has three levels of service:

  • Rapid View provides a one-time soft inquiry, a summary of your TransUnion score and a report with 25 attributes, including your number of open and closed accounts and available credit.
  • The TransUnion Report with Score service is a one-time soft inquiry that includes a complete TransUnion report with all details.
  • TransUnion Report with Score and Monitoring includes a complete detailed TransUnion report with your score, instant alerts on new inquiries, daily updates on credit report changes and a score simulator. This lets you see all bills that are overdue and alert you to any delinquent accounts.

How does Rapid Credit Reports work?

Landlords and businesses must create an account with Rapid Credit Reports to access its services. Fill out a brief form on the company website to receive a free quote based on your company’s needs, then register your company’s profile to begin using the services. The systems are available 24/7 for registered clients.

Application verification provides previous employers, previous address history, Social Security number verification and aliases. Asset searches find property and wages to help with suing an individual or business or following through on a judgment.

Employers can get secure credit reports within seconds, choosing from hard or soft inquiries with or without a score. Employment screening services help business owners and HR create thorough background checks and preemployment protocols that return accurate data.

If you want to check your own credit scores in a soft inquiry, click on “Register” to see your options. Fill out a brief form to sign up. There are no long-term contracts, and you can cancel within 90 days for your money back if you’re not happy.

How much does Rapid Credit Reports cost?

Businesses must contact the company for a quote based on the services they need. For individuals checking their own credit, the Rapid View service starts at $1.50 for a one-time summary. To get a TransUnion report with your score, rates start at $14.99.

The credit monitoring option is $9.99 per month. Cancel at any time with no fee.

Rapid Credit Reports FAQ

What services does Rapid Credit Reports offer?
Rapid Credit Reports offers consumer credit reports and soft credit inquiries. The company also provides background screening services for landlords, employers, auto dealers, mortgage brokers and more.
What credit bureau does Rapid Credit Reports use?
Rapid Credit Reports uses TransUnion for consumer credit reports.
Does Rapid Credit Reports hurt my credit?
Consumer credit checks with Rapid Credit Reports are done as a soft inquiry and will not affect your credit score.
Is Rapid Credit Reports accurate?
Based on reviews on ConsumerAffairs, customers have been pleased with the company’s credit services. Rapid Credit Reports does offer TransUnion reports, which is one of the three major credit bureaus.
Where is Rapid Credit Reports located?
Rapid Credit Reports is located in Pasadena, California.

Is Rapid Credit Reports legit?

Rapid Credit Reports is a legit company focused on business clients, offering background screening and credit check services for potential employees and tenants. Its services for individuals are a bit limited, though. It does have affordable options for checking your credit without affecting your credit score, however, and its credit monitoring service is also reasonably priced for those on a budget.

Rapid Credit Reports Reviews

Recent
  • Recent
  • Oldest
  • Most helpful
Any
  • Any
  • Rated with 5 stars
  • Rated with 4 stars
  • Rated with 3 stars
  • Rated with 2 stars
  • Rated with 1 star

A link has directed you to this review. Its location on this page may change next time you visit.

How do I know I can trust these reviews about Rapid Credit Reports?
How do I know I can trust these reviews about Rapid Credit Reports?
  • 3,769,237 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

For more information about reviews on ConsumerAffairs.com please visit our FAQ.

Page 1 Reviews 0 - 10
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 4, 2018

The rep that helped me was really open to assisting throughout the entire process. He also promised to ensure that the problems I was having will be followed up on within a week. They are very dedicated to helping their customers.

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: June 7, 2017

Great service! Having access to almost instantaneous credit reports makes it so easy to screen tenants efficiently and accurately! Reports are concise and easy to read and understand.

2 people found this review helpful

Not sure how to choose?

Get buying tips about Credit Report Sites delivered to your inbox.

    By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

    Thank you, you have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: June 1, 2017

    Fast, Honest, and Great at what they Do! What else can I say that isn't already in the title. The team at Rapid Credit Reports are amazing at delivering on what they do. Not only that but they are upfront and honest about what I needed, not trying to sell me something I didn't need.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: May 31, 2017

    I was looking for a credit reporting agency to help me with screening my tenants (there are plenty out there). I wanted someone within my timezone so my search was narrow, until a friend told me about Rapid Credit Reports. I called them and was sold during our first phone call! They are super nice and knowledgeable. Once they set me up I really didn't need to bug them much, their systems are fast and secure. I have access all the time and don't need a computer degree to use it. I have referred others to them since.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: May 19, 2017

    Worked with Rapid for years and did a fantastic job for us. Always had individual invoices for all of our branches broken out each month. Always accessible by phone (I hate machines). Anytime we had an issue it was quickly resolved.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: May 18, 2017

    I have been a customer of RCR for over 20 years dealing with the owner and have had superb customer service from his company and when he retired and passed the baton to his son Tedis, the quality of service continued with even more products. I highly recommend this company for all your credit reporting needs.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: May 18, 2017

    I have been using RCR for years now and am very satisfied. The interface is very user friendly and our clients have never complained once. Anytime we have had any issues, we call support and they assist us right away. I will recommend RCR to any landlord or management company!

    Be the first one to find this review helpful
    Loading more reviews...

    Rapid Credit Reports Company Information

    Company Name:
    Rapid Credit Reports
    Fax:
    (818) 241-1916
    Website:
    www.rapidcreditreports.com