PayPal Reviews
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About PayPal
- User-friendly interface
- Strong security measures
- Funds held for extended periods
- High fees for transactions
PayPal Reviews
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Reviewed Oct. 14, 2018
Unfair decision Re: Your PayPal case: ** case denied. This is BS that you only based with the tracking no! The sender has an insurance and capability to find out from the courier company he used to where the stuff was delivered at. It shows that it was handed to someone’s name at the reception and that it’s supposed to be delivered at a home address. Your decision was so unfair and you don’t protect the buyer! So disappointed!!!
Reviewed Oct. 14, 2018
When I secd use them it works fine and no problems for while. Few years go by then I tried to close my acct. Issue rise. I call them see why I cannot close the acct I had with them for few years. They tell me I still have case open. Not true. I open new acct. It works fine and no issue at time. Then I decided to close my last acct. It has the same issue. I won't be come back and share to my family not chose PayPal at all.
Reviewed Oct. 14, 2018
I had no problems with PayPal until recently. Out of the blue, they started asking me to prove that I am really me. Their automated letter gave me the option of scanning a utility bill with my name. I did, but it wasn't enough. A second automatic letter said I needed to scan my passport or Driver's License. I protested, but my complaint was not heard. So I scanned a copy of my DL. It wasn't enough. A third automated letter said I needed to scan my Social Security card. All the while these stupid automated notices were being sent to ME at MY email address. I protested again and asked that a manager call me (at MY phone number on record). Instead I got another automated email. Bye PayPal. I won't miss you!!!!

Reviewed Oct. 13, 2018
I am a victim of a crime that caused me to become stranded in Baltimore, MD... Worst place to be stranded, but I digress. PayPal customer service through 7.5. hours of calls, being put on hold and blatantly lied to by customer service reps as well as their supervisors, could not resolve a $50 issue. Additionally they accessed my account several times while claiming not to be able to... Do not trust them... They blatantly lie and their corporate office has no working numbers.
Reviewed Oct. 12, 2018
I had a problem with a seller that I paid with PayPal. I disputed the claim; the seller claimed they would pay me back. For PayPal this refund claim resolves the dispute and it is closed and cannot be reopened. When I try to inquire about the refund, it's a nightmare. Automated email; automated phone no help available. My recommendation: Do Not Use PayPal.
Reviewed Oct. 12, 2018
Where do I start? I had been with PayPal for 16 years until this year. First of all, they no longer have customer service. They used to have excellent, airtight customer service, but now it is like they are giving a middle finger to all their customers. They have so dis-empowered their Asian reps that those ones cannot do more for you than you can do for yourself and if you cannot help yourself with the myriad of useless dead-end buttons they have on their convoluted site, then you have no help whatsoever.
I hope they crash and burn. I hope they go into oblivion and cease to exist within the next 2 years. I hope a competitor who is more competent crushes them the way Amazon is putting other businesses out of existence. I pray that they fail. I pray nothing bails them out. I pray that they file for every-type of bankruptcy there is in bankruptcy history. I pray that no one remembers them after 2020. I pray for their immediate and utter destruction, annihilation and implosion.
I am not a novice PayPal user, but what they have done to me, is unforgivable. I pray that every director, CFO, CEO, COO regrets the day they joined or formed PayPal. I hope all this happens soon. I pray that the curse and fate of ENRON and Bernie Maddoff hits them in multiples of 1000. I pray that they depart the financial world in crushing debt and that all their directors are imprisoned for life. Amen.
Reviewed Oct. 11, 2018
PayPal holding my money for more than a month and doesn’t let me transfer them to my bank account or to use money any other way. They want me to verify my identity but every time I provide documents PayPal decline them.
Reviewed Oct. 10, 2018
PayPal stopped my account without telling me why, won't tell me why, and will not allow me to use their services again. So 4 years of using this company without issues. Still no issues. And the rep I spoke with wanted me to contact corp and ask why they did that. And they will not allow me to fix it. Don't use them. They are scam. They allow users to dispute charges even if they were for real items, and or services. And you never see your money. What a joke!
Reviewed Oct. 10, 2018
My account is limited. I am verified that it is me. They are holding my 23.08 funds and wont transfer for them at least. I have had them 2 other times and my account was unlimited for the stupid reason ever. It's ridiculous. I feel for the people sign up for PayPal especially your verified user and everything. Something always goes wrong. Im so sick of this nonsense. So think about opening an account and getting limited access for something so stupid.
Reviewed Oct. 10, 2018
For several months, PayPal has reported that there is a problem with my account. They have not indicated what the problem is. I've taken all steps to resolve the issue, including confirming my identity, uploading a photo ID and changing my password. Nothing has worked. I've contacted them via email several times but got no response. They indicate that my account is 'limited', which means that I can't do anything with the account. At this point, I don't trust PayPal for any transactions. This is the poorest customer service I've ever encountered, and I was in the technology business for over 40 years.
Reviewed Oct. 10, 2018
One agent and 2 supervisors read from same script repeatedly, informing me that, as I didn't know "the last 4 digits of credit card used" (wallet lost awhile ago) I could not access my account, ever. They may have read some reviews as a phone agent a week later w more helpful. When I finally got Paypal to move money to my bank, they emailed me that the bank would not accept the money but my bank account shows that it has been deposited. More worries.
Reviewed Oct. 9, 2018
I live in the US and received a payment in Singapore dollars on September 20th, 2018. I can see the payment but it has not been made available to me yet. It’s now October 9th and I have called and emailed PayPal numerous times and have been told it is a “bug” in the system and that their technical department is working to resolve the problem. PayPal will not provide any estimate as to when the issue will be fixed. I find this highly disturbing, unprofessional and surely illegal?! I simply want my money and at the very minimum an estimate as to when I can expect to be to transfer it into my bank account! On numerous occasions I have been told I will receive communication or an update within 24-48 hours but do not, and have to spend time chasing up as to when I can access the funds! What should I do??
Reviewed Oct. 9, 2018
I received dollars to my UK Account, on the 21st September 2018, I have not be able to transfer to my PayPal balance where it converts Dollars to Pound. The option for that is gone, it says I have received the payment which I have not... When I called PayPal they see I have not transferred the money, which is still there. They said they had a problem with payments for others currencies on that date 21st, and they are working on it. We are October 8th, 2018 and still not able to transfer the dollars I received to my PayPal balance... Has anyone else had similar problems or the same problem? Has anyone had to wait this long or longer?
I have spoken with them about 20 times plus...and no one can do anything until their technical team have sorted it out. There is no communication on progress with them. I just have to wait until it available, well how long exactly is that? This is wrong. I have receive other payments in GBP pounds ok no problem there. This is so wrong. They know the money is there so why can they not just release it? That is 19 days now. :(
Reviewed Oct. 9, 2018
PayPal does not provide money back and protect their consumers as they claim. PayPal told me I had won my case and to ship the (fake) item back to the seller from eBay. I did. I submitted the proof back to them by email to complaints email address. I was instructed to do this by PayPal during a phone conversation. I had to communicate through email because their system did not show the case as open due to it being a guest checkout. I did everything that was required in my WINNING case. PayPal then closed the case saying that I did not ship back the item. I called yet again and the person on the phone could see my photo proof of the shipping with tracking info receipt in many emails. So she...over the phone...put in for an appeal. Yet PayPal closed it yet again. This time they did not even state the reason. But said they could not longer respond. Kinda funny since I had already won.
So now I am out 325, for a fake necklace that I had to ship back. I tracked the package and insured it. Another 30 dollars gone! I will take this case further to a lawyer. I am tired of the terrible customer service. I have every email and had taped my phone calls with PayPal. They should do what is right and by your word. I wonder how many people they do this to? Everyone should remove their accounts. PayPal is not a pal with anyone. Disgrace!!!
Reviewed Oct. 9, 2018
Had small amount money sent to me. They held it 72 hrs before crediting it to my account. For security purposes per them. Once released to my bank it put on another 3-5 business day hold. Again security reason. Or it seems PayPal not good in paying so the hold by bank to ensure they get their money. Whatever reason taking up to 9 days to transfer lousy 150.00. US Mail faster.
Reviewed Oct. 8, 2018
There are lots of ways to make payments and transfer money nowadays. I have used PayPal for over ten years with never having to contact them with an issue. The one time I did they did not back me up or stand by me. In brief, I ordered a time sensitive product that was said to be ready to ship and paid extra for shipping. The product didn't ship for 10 days and the package was not sent priority. Therefore when the product arrived it was useless. I had all my email correspondence with the merchant and provided it to PayPal.
They refused to issue me a refund and charge the cost back to the fraudulent merchant. Why? I have no idea. This is basic customer service, and in not doing so allows unscrupulous merchants free range on unsuspecting consumers. Luckily I was only out about $70 dollars, so for me it was money well spent knowing what companies I can count on and which ones I can't. Good riddance PayPal. Hope you go broke from your incompetence.
Reviewed Oct. 8, 2018
I sold a beauty set to a buyer. The buyer waited 30 days, tried to list my items, and then claimed I didn't send them what they expected. I accepted the buyers return request in the end; However, they never returned the item and told me they will only speak to me through PayPal. PayPal forcefully refunded them their money and never checked the integrity of the buyer to see if they've even shipped anything. They never checked any kind of tracking information and treated this very one sided. I'm not even a seller, I'm generally just a buyer and this person was the one buying from me to resell (as they're a seller normally).
Someone needs to address this, this is very very unethical and is already setting me back in many ways. Due to PayPal, my credit is about to get tampered with and I may even be kicked out of school. I have no way of finding anyone to speak with, even after a month of attempts. I have not ever experienced this much stress in my life over an online transaction. At this point I don't know who to call and PayPal sure is good at making me feel helpless.
Reviewed Oct. 6, 2018
I had a recent Ebay purchased, paid via Paypal. Vendor sent a knockoff product, despite it being advertised OEM. The seller offered a return, though when I returned the item I only received 1/2 of the refund I was owed. Ebay told me I needed to manage this with Paypal, and I initiated a dispute via Paypal. I strongly suspect Paypal never read my dispute at all, saying that it was decided in my favor but not requiring the seller to do anything at all. There appears to be no way at all to even reach a person at Paypal, and this seller appears expert at delaying and promising things until I can no longer leave a review in Ebay or dispute my credit card charge.
This is your chance to learn from my experience and cancel your Ebay and Paypal accounts. As I have learned, there is really no avenue at all for recourse with these anonymous sellers and absent Ebay/Paypal support in a dispute. It is the worst of internet retail. I have been using Paypal and Ebay for over a decade, and hadn't realized how completely lacking their customer services has become.
Reviewed Oct. 6, 2018
Long story short, I am homeless because they held my money first of all, then told me it takes 24 hours to process. Which was a lie, they then told me I had to wait an additional 24 hours because I linked my bank account. Now I’ve missed my car payment and mortgage.
Reviewed Oct. 5, 2018
I'm a seller, who sells multiple items on eBay. I recently sold something to a buyer, who left positive feedback then claimed over a month later that the item I sold them was not working. The buyer said the item was faulty, and needed to be returned. I spoke to the buyer and advised them that the item was sold as a brand new item, and there is no warranty or returns. The buyer then raises a claim with PayPal, claiming the item is a fake, and requested a refund.
After trying to defend myself with PayPal, they decided to go in favour of the buyer. The buyer said they sent the item to me, provided a tracking number, which said it was delivered, but it never was. I spoke to PayPal to advise that I never received the return, and they said I should take it up with the buyer directly and they can't help anymore. Obviously if I speak to the buyer, they are going to claim it was sent and that will be the end of it. I'm absolutely appalled at how PayPal have treated me as a seller who frequently uses their service and pays their fees. I vow to never use PayPal ever again when they clearly don't care about the Seller and only care about looking after their Buyers. They are no better than the scammers who use their service!
Reviewed Oct. 4, 2018
PayPal has stolen $10 from me in 2 days. Yep, $5 per day for only 2 transactions, one purchase and one sale. Each time $5 mysteriously disappeared with no explanation. Each time I called and waited for over an hour only to be told each time it was eBay's fault or conversion fees. They have always stolen money from me and I quit using eBay and PayPal for awhile, then like an idiot, I go back and the same illegal, criminal behavior continues, but only worsens over time. That's right, both eBay and PayPal only become more criminal, more illegal and more corrupt over time. They both place the blame on each other, you have to wait longer than ever to speak to someone, an hour or more, you get no help whatsoever, you completely waste your time, accomplish nothing, get no results and are more frustrated than ever.
I am once again, boycotting both, hoping that I have learned my lesson once and for all. Bottom line is that you are not safe buying or selling or dealing with eBay and PayPal in any way, shape or form. They are both greedy, bloodsucking, criminals who engage in illegal activity, whose only goal is to steal money from you and rip you off as much as possible. All they do is hold your money for a ridiculous, unlawful amount of time, steal your money via hidden, illegal, unexplained fees, charge you to transfer money, and then fail to transfer immediately like they advertise they will, instant transfer never happens, it takes 3 days or more. All they do is lie about everything they say they will do. Are they not making enough money or are they just greedy bloodsuckers. I think the latter. In their unsuccessful, desperate attempts to compete with Amazon, they continue to become more ruthless, criminal and illegal. I will gleefully celebrate the day these two mafia corporations are no longer get in business, which is only a matter of time. You cannot screw people over forever. The end is near for both.
Reviewed Oct. 3, 2018
Gave me a $32 charge for no reason! As soon as I get this all figured out I will be deleting my account with them. Go to hell PayPal. I could've used that $32 to buy me a nice bottle of Jack Daniels. What a waste of my money.
Reviewed Oct. 3, 2018
They mysteriously "restricted" my account linked to my main email and bank account. I was forced to open a new PayPal with a new email address. They will not tell me why I can't get to my account and can't get my money from it. The new PayPal account (must use it for a job that will only pay me via PayPal) has more than $700 in it... but they won't let me link my bank account to it because it was linked to my first account which they won't close or remove the card from and won't give me access to it. So they have stolen thousands of dollars from me. I have spent tonnes of money on Skype with them, being put on hold for 20 minutes at a time only for them to find a new reason why there is nothing they can do.
Meanwhile, I do not live in Australia anymore and they CANNOT put an international phone number on my account so there is no way they can contact me and no way for me to receive verification texts. They are an international company that can't deal with international customers. I hate them with every part of my soul... They are straight criminals.
Reviewed Oct. 2, 2018
They restricted my account, where I cannot send or receive funds, because their excuse was, I had too many cases, and refunds, which I put in the cases because I never received the merchandise. I have never heard of PayPal taking away someone's account because of that, bunk, rude.
Reviewed Oct. 2, 2018
Paypal is criminal. Their behavior is criminal. Their holding consumer money from instant transfer is CRIMINAL. They were sued before and we didn't learn. Their end days are near. One day Paypal will be antiquated and a joke, like payphones used by ** on the corners.
Reviewed Oct. 2, 2018
Have a PayPal account that have money in it. Paypal decided they wanted to part ways with me...but stated I can't receive my 180... They are HORRIBLE when doing business and using them. This has happened before. It's like they do whatever they want with your money.
Reviewed Oct. 2, 2018
I have been on the phone with them all of yesterday and today. When trying to send money to family, they charged the wrong account and insisted it was the right one. They have been doing this for the past 5 transactions, and insist that they are taking it out of my checking account when it is clearly coming out of another debit card. My bank confirmed that they've charged the wrong account and sent me documents to prove. When talking to PayPal, they asked for proof. Once I sent the documents over, they hung up on me. Today when calling, they hung up on me again. THIS IS WHAT HAPPENS WHEN A COMPANY DOESN'T VALUE THEIR CUSTOMERS AND HIRES OUT TO THE PHILIPPINES FOR CHEAP LABOR! I used to love how easy PayPal was, and how you'd speak to someone in the States. They have just lost a customer.
Reviewed Oct. 1, 2018
Hello, I recently sent money to my brother (160$) through my PayPal account that is linked with my debit card. I have no money in PayPal but usually it would charge through PayPal and PayPal would charge my bank. As of today I will no longer be using PayPal because PayPal had double charge me. They've sent 160$ from my bank to my brother's account and then charge another $160 and claimed that they had used their own money to pay my brother. Therefore, they'll be charging me only once for the $160 that I requested to be sent. However, they ARE WRONGGG! They had double charged me and I even had record of that. I gave my bank a called and they referred me to call PAYPAL. I called PAYPAL and they REFERRED ME BACK TO MY BANK. PLEASE STOP USING PAYPAL. They are a big scam corp that can do whatever they want when you have your bank linked up. DO NOT LINK UP YOUR BANK CARD!
Reviewed Oct. 1, 2018
Due a refund from a vendor. I explained through email the reason for the refund after PayPal conducted their investigation and denied my claim. Paypal sent me probably an automated email response that had nothing to do with claim. Horrible customer service. Is there an alternative to PayPal, avoiding them like the plague, using my debit card directly.
Reviewed Oct. 1, 2018
I paid $996.00 for an authentic Chanel bag on eBay from a private seller from Canada. After I paid, the seller closed his account on eBay. I received a fake (counterfeit) item from Singapore instead of from Canada. It's 100% counterfeit item, it doesn't look like on the picture, it’s different color inside, it's not a leather, it’s plastic... It was listed as authentic Chanel bag 'Auth.-CHANEL-Small Medium Classic Double Flap Bag Black Lambskin’. I opened a case with eBay and notified PayPal. eBay asked me to provide them with a signed declaration confirming that the item will not be resold.
The eBay case has been closed due to a PayPal dispute being opened for the same order. PayPal requested that I send the bag back to China to the producer, and they wanted me to pay for shipping to China which is $70.0. Chanel bags are made in France and not in China. I was told that in order to have my funds returned to me, I would need to return the item to the seller. It’s illegal to mail counterfeit items and the post office doesn’t accept the counterfeit item. It is still against the law to sell counterfeit goods in the US and what PayPal is requesting me to do can be even considered aiding and abetting a criminal act. Since I couldn’t legally mail it to China, PayPal ruled in favor of the seller. This is from USPS. 136 Nonmailable Goods... 136.3 Counterfeit and Pirated Items. Any type of counterfeit or pirated article is prohibited in outbound international mail.
Reviewed Sept. 28, 2018
Why I don’t recommend PayPal: When I first used PayPal, I was like “Wow this is great, my credit card's being secured.” Now I’m not like that anymore, PayPal sucks! But I still have to use it, since my online job only does PayPal. PayPal has this “Prepaid” Card thing, where you only pay 4$ every time you use it. And I got that, but whenever my job pays me it won’t go to my prepaid PayPal card... Only my balance. How am I supposed to pay my bills if I can’t use the card? Another thing, I requested 3 refunds all from one company called “Wish.” I never purchased anything from there... My account was hacked. And guess what PayPal does? Denies all 3 cases, are you actually kidding me???
Reviewed Sept. 28, 2018
Paypal blocked me 1158.70€ for nothing. I have to wait 19 days to get it. Do not have trust on Paypal because it is Fraud. Absolutely no reason to get stuck my transactions. Never trade with you again.
Reviewed Sept. 28, 2018
This was yet a third miserable experience with PayPal services, the first being mysterious debits directly dipping into our bank account, the second being mysterious debits from our PayPal funds balance, and this third horrid experience described below. We purchased an item from a seller who uses a so-called "PayPal Guest Checkout" payment method. The item was defective so we returned the item including tracking number to the proper address as listed on the seller's website. We called PayPal for buyer protection and a refund because the seller refused to answer our return inquiries and refused to accept the return shipment for the flawed product. PayPal opened a refund case and then proceeded to send automated emails stating to now send the item to a different address, in China: PayPal's return address was written as such -- Return address: ** China.
I called PayPal customer service to find out what is going on with our buyer-protection rights and the refund, and was greeted by very confrontational representatives who could not find the refund case number or any information whatsoever on our claim. Only after much haggling and frustration on our part to get ourselves out of this messy PayPal refund process and requesting supervisor assistance did the customer service representatives finally find the claim number and our call history on this matter.
One representative went so far as to say "Shut up and let me explain!!! You had better shut up!!!" while continuing to ramble on about why PayPal sent us a misconfigured return address and why they could not find the refund case history, and that it "will all be taken care of in the back-end." To this day -- no refund, horrid memories of a confrontational staff, and a dead-end refund claim. We are ridding ourselves of the burdensome PayPal account and will choose more established, reassuring payment methods. This has been simply a horrible experience with the PayPal.
Reviewed Sept. 28, 2018
There was a mixup when I bought a couch online. They charged my PayPal account which has a zero balance because I never use it. I thought they were charging my PayPal credit card, which would not have been a problem. Now I am getting multiple emails from PayPal letting me know about the balance. I called the merchant to try to fix it but they said PayPal paid it. After multiple attempts to transfer funds from another credit card, I gave up and called. Ha! I got through, got a code (nice firewall PayPal) and waited for help. Got cut off. Called again, was asked for code (which I no longer have) so now am locked out of help. This is the worst customer service I can recall. PayPal don't indicate on your site I can transfer funds and nothing happens. Stuck until I can find it from checking account.
Reviewed Sept. 27, 2018
I have been using PayPal for at least 6 years, I heard about stories of people who got their account limited for no reason thinking it's no way, they had to do something. Well today I was proven WRONG! PayPal permanently limited my account for NO REASON at all, I have had the exact same transactions that I have always had...no disputes, in fact 2 weeks ago they sent me something saying I was verified for having a good standing account for so long. I call customer service and PayPal may have the most USELESS customer service EVER! They say that they do not have an explanation for why accounts are permanently limited... WHAT??? I have never called a company and received an answer like that, It just baffles me that they send me something thanking me and then they just shut my account down with no explanation and no accountability.
Reviewed Sept. 26, 2018
PayPal refunded a vendor for a payment without making sure the item that was purchased was returned to us. In my correspondence to PayPal I specifically asked to have the item returned before I refunded the purchaser. PayPal refunded the purchaser and they got to keep the item. Avoid using PayPal at all cost. They are a ripoff.
Reviewed Sept. 25, 2018
I am a new client here and I would like to say 3 days to authorize money to link debit card is wild!!! I do believe you need to find a better solution to cancel transfer for new customers because we as people have REAL bills to pay and do not want to hear your receptionist say, "Oh it's a computer software that verifies your info. We are not able to change anything." Because of you now I'm stuck, stranded. A female waiting 3 damn days of MY OWN MONEY ON PAYPAL. It is incredibly sad that online payment methods or money transfer companies have this much control of OUR MONEY and they can sleep at night knowing this is wrong and leaving innocent humans wonder what's going on and having PayPal REPEAT THEMSELVES OVER AND OVER.
Reviewed Sept. 25, 2018
Purchased products from a deal site. I was a little wary, but saw that PayPal was the payment option so felt safe. In short, the product was falsely advertised. PayPal refunded my money. Very satisfied!
Reviewed Sept. 25, 2018
For over a week now I have sent them everything they asked for MORE THAN once and they drove me NUTS trying to do what they wanted and it still wasn't enough. Got an email this morning saying my account was reinstated BUT you go on my account and it is STILL FROZEN and they want ALL the info AGAIN. Called customer service and they are NOT open NOW??? Really BUT someone sent that message. I am SO SICK of these people. It is OUTRAGEOUS how they treat their customers. I have been with them and eBay 15 plus years and this is how you get treated. Disgusting. AVOID them like the plague if you can.
Reviewed Sept. 25, 2018
My account has been frozen. So I called customers service line and they kept me going in circles my phone call was 2 hrs and 34 minutes. Finally told me my account was -38 dls but it was an unauthorized payment and a "reload" that I did not authorize. They accepted that I did not authorize that reload and they still wanted me to pay the fee. They would help me solve the issue they only wanted my payment. I am accusing them of frauds. They only take and steal people's money without consent. I was a customer of them since 2014. The last person I spoke with was very unethical and rude. He kept accusing me of making a unprotected purchase at first then at fault for a reload then a so purchased of an online store. It sounded like he was just making up transactions.
Reviewed Sept. 24, 2018
I have been a PayPal customer for over four years now and have never had an issue with them before. In August I bought a coat. It arrived in September. The item felt like fleece and not the wool that was advertised. The coat was see through. I tried to reach a resolution with the seller. I wasn't even asking for a full refund since to return the item I would be out the cost of shipping which was almost the price of the item. PayPal asked me to provide all this information and then denied my request siding with the company. The company from what I can see submitted no information of their own. This company I have discovered has a history of bait and switch tactics and PayPal is fully aware of this and yet they still sided with the seller as oppose to me. Now I am out $42.56. I thought PayPal was suppose to protect me. I was wrong. Will not be using them any longer.
Reviewed Sept. 24, 2018
Long story short, they can freeze YOUR account and deny YOU YOUR money on a whim. Their customer service line is useless. Someone needs to come up with a better way of sending money online and put PayPal out of business. There's a reason this joke of a company has terrible ratings everywhere you look. Would give 0 stars if I could.
Reviewed Sept. 22, 2018
I have a good amount of money in Paypal. I buy storage units and sell the items on Facebook. I got a storage unit that was a gold mine. Had a lot of Collector Halloween masks, that collectors pay good money for. So I figured the safest way to get payment is use my Paypal account. I have confirmed my Checking account, confirmed my bank card. So I am confirmed and verified. I have went through their so called security checks. Because they wouldn't let me transfer some of my money. I was able to transfer some money to my bank card and bank account.
Figured since I did that it will show history of me withdrawing. I still have a good amount in there and they still won't let me do any more transfers. There are no holds. All holds lifted. I call them 4 times a day which each time is 30 min to a hour each call to get a hold of someone. They tell me wait 48 hours, wait 24 hours, "It's our security system that is not letting it go through", once again went through more security checks and they won't give me my money. Have filed a complaint with the FTC, This is my second complaint with BBB. Please help me. I am at my wit's end unless I get the Media involved. They wont give me my money!!! Please help.
Reviewed Sept. 22, 2018
Credit score 786. But turned down for PayPal Credit Card in 5 seconds! I should have remembered I hated PayPal! But hadn't attempted to use them in several years and had forgotten. PayPal you suck!!!
Reviewed Sept. 22, 2018
In eBay for 15 years or more and have used PayPal to pay for OR be paid for items. In the last week they have decided that they need PROOF of who I am??? They want PHOTOS of my Social Security card, PROOF of my address. I sent a PHOTO of my tax bill and a PHOTO of my photo driver's license. ALL of which I have SENT to them REPEATEDLY! Today AGAIN I get the REQUEST for MORE and I can NOT ignore the BS as they have FROZEN our ACCOUNT til they are SATISFIED!!! OUTRAGEOUS.
Reviewed Sept. 22, 2018
Started receiving payments via payPal (which I refuse to capitalize any letters in their name) from one of the companies I do work for. And I can't even get MY money in a timely manner, or transfer money to my bank/bank card in a timely manner! And when asking for a supervisor they have the audacity to tell me "sure you can talk to a supervisor but it's not going to do you any good!" Exact words from paypal employees! More than once I've been told that! Even had them hang up on me even though I was still keeping my composure.
Holding up my money for 5 business days when money cleared on sender's end the very next day! Then when sender tried to retract they said "sorry! Nothing we can do about that." The problem is they have forgotten that it's NOT their money! They say "transfers in minutes in MOST cases" Ha! That's a joke! Twice I got to enjoy instant transfers out of several! There are several other alternatives to paypal people! Use them so paypal will fall to the wayside and be no more!
Reviewed Sept. 21, 2018
Bought a convertible top with a six year warranty against defects on eBay and paid through PayPal. Two months later seams started to split, after numerous e-mails to seller, I opened a dispute with eBay. They replied I had to go through PayPal because it was more than thirty days. I give PayPal all the info about a defective product (with documentation from professional top installers), and they sided with the seller. No investigating was done, they just have to side with sellers of large quantity of products, with total disregard to the little guy.
Reviewed Sept. 20, 2018
I refunded someone $25 for a game they brought by mistake. PayPal took $25 from my account, and $25 more from a different game I sold... When I called to tell about this they refused to give the $25 back. Never do business with this company.
Reviewed Sept. 19, 2018
I was sending money to friend and asked for a transfer from my bank account. After the person did not receive the money by the next day I called. Instead of transferring the money they requested an e-check without any notification or my permission, and they would not do anything about it. Customer service was very unhelpful and would only ready from what sounded like a script. It cost a big delay in the person receiving the money.
Reviewed Sept. 18, 2018
A buyer I had dealt with regarding a real estate transaction filed an unreasonable refund request which then got escalated as a claim with PayPal. PayPal ruled in the buyer's favor even though this was a real estate transaction (which is NOT covered by the PayPal Purchase Protection). The buyer had initially paid me $1950. However, $56.85 was taken out as a fee by PayPal (I did not receive this fee). The amount that I actually received was $1893.15. After PayPal had ruled in the buyer's favor they deducted the full $1950 from my account. This caused my account balance to now show a negative balance. This was due to PayPal refunding the buyer $1950 vs. just the amount that I had actually received from the buyer ($1893.15). I shouldn't have had to refund the fee charge of $56.85 as that was charged by PayPal, I didn't even receive that amount.
I called on PayPal customer service on 9/15/18 and explained my situation. The agent (offshore Philippines call center) had stated that she would submit a ticket to provide me with a refund of $56.85. I was also given a ticket number. I called back on 9/18/18 regarding the status of the refund and was told by the agent (offshore Philippines call center) there was no related ticket number nor would I be getting a refund as the $56.85 fee is an amount that I would need to cover as part of the total refund, despite me explaining to them that I never actually received that portion of the payment by the buyer. I was transferred to an 'account specialist' (offshore Philippines call center) who also gave me the same answer.
I asked to speak to a supervisor (offshore Philippines call center), and after about a 25 min hold I finally spoke to someone. He stated that I should have gotten the $56.85 refunded to me. He then transferred me to his account manager (a US based person finally) who said he processed the refund and that my account was now showing a positive balance. This entire experience has made me never want to deal with doing any sort of transactions on PayPal. I wanted to inform other frustrated customers of PayPal to request to speak to a supervisor when you are getting nowhere then ask for a US based account manager to finally get your issue sorted out.
Reviewed Sept. 18, 2018
I purchased services through PayPal. The seller never came through with the services. Unable to get my money back due to my account being linked to PayPal!! A so called claim was opened and nothing done about it.!! I closed the account and will never use PayPal AGAIN...
Reviewed Sept. 18, 2018
I have been using PayPal for a very long time now. I have never had any issues until now. I was not made aware of a fee that was being charged to my vendor. This fee was then taken out of my payment which in-turn my vendor did not receive my full payment. Now I understand that the vendor should make the sender aware of the fee. However, Paypal should also let the sender know that there will be a fee assessed, and that will be deducted from the money sent. That is not stated anywhere on any of my transactions. I owed that vendor over $100 in fees. This is not about the funny, but about the principal. The fees being taken I had to end up paying anyway.
Had I of known this, then I would have never used PayPal to make the payment. Jerks! Their customer service is horrible. Same thing over and over again... like a broken record. In the end I just closed my account, and told them that what they were doing is wrong. This should be something clearly stated when making a payment. Kind of like how McDonald's started the whole "Caution Hot" on their coffee cups. I hope someone sues them for all these fees that their senders (supposedly free) end up paying.
Reviewed Sept. 18, 2018
I sold an Note 8 and added tracking info. This was my 3rd sale of random items. First eBay put a hold on payment then they said they would release it to PayPal...then PayPal took out their fee and did put a hold on my funds again. They take their money and screw the sellers...never again. That's why people are using more moral companies that don't steal your fees while putting your money on endless hold.
Reviewed Sept. 18, 2018
PayPal is the worst. They have no real customer service agents to help you. They simply read a script to resolve your issues but that does nothing. I received a payment through PayPal, tried to make an instant transfer to my prepaid account to use my PayPal card and was denied repeatedly without any reason why. PayPal pretends to be a convenient way to manage your money but they are a total ripoff. I will be terminating my business with them. Unsatisfied customer.
Reviewed Sept. 17, 2018
I had been using PayPal for over a year to received payments for my secondary revenue stream, mainly selling t-shirts on Redbubble.com and doing some side jobs on Fiverr for two regular clients. Out of the blue, I received an email informing that my account had been "permanently limited" and that my only "choice" was to wait for 180 days to retire the funds available. I tried to clear the situation by providing all the invoice and client information necessary, but their reply was that their decision was final (without any argumentation) and then give me the PayPal legal department info in case I wanted to take things further. Don't trust PayPal with your work and your money, they just don't care about you and aren't going to think twice to screw you over.
Reviewed Sept. 17, 2018
PayPal has to be shut down or re-organized! They 'allowed' a hacker to hack into my account, the hackers changed my e-mail address and then they stole £1,200 from my bank account. I constantly e-mailed PayPal with my concerns about my e-mail address but they never answered or done anything about it. I eventually managed to retrieve my money but that not without stress and sheer hard work on my part. Unfortunately, because I still wanted to use eBay, I had to have a PayPal account, so I opened another one, and now through no fault of my own, any cash transactions that are used through my account on put on hold for 21 days, oh and I also have to pay for the privilege!!! I sold an item and received payment on 27th August 2018, today 17th September 2018, the payment is still on hold!!! It is a terrible terrible service and I am not sure why it is still being allowed to run.
Reviewed Sept. 16, 2018
Our competitor submit a infringe report falsely and PayPal just limited our account without verify anything!!! We have to hire a lawyer to engage in this issue! If we do not have the money to have a lawyer, this will never been resolved! PayPal claimed to be friendly to small company which is complete **!
Reviewed Sept. 16, 2018
I was never told of the new increased interest rate. I was told by another friend to call and check it out. This was after I charged over $100.00. The PayPal agent was rude and let me know how I can see the terms and conditions (with several steps). Now who is going to check into the terms with all these steps each time they use PayPal. What I am trying to say is these people are crooks. I will never use PayPal again. This action is unacceptable to me. They didn't even send me an email or letter to let me know!
Reviewed Sept. 16, 2018
PayPal is the worse company to do business with. The reps all tell a different story. No one is on the same page and the reps are rude asf. This is the 3rd time they have limited my account. They wanted me to send all these documents only to hold my funds for 180 days but can’t tell me why? Like why are you holding my funds. Then all the reps says is the back office has to make the decision. I say, "Transfer me to the back office," and all of sudden there is no number. "Oh that department doesn’t have a number." But they work for PayPal as well. Sounds like a fake office to me. I never in my life will do business with PayPal again.
Reviewed Sept. 15, 2018
Seriously! Never again! Nothing but issues and when you call and try to fix them they are either closed or you have to wait forever! Worst part, they tell you they can't discuss the details of your account with YOU! Then they hang up on you when you ask a question they don't want to answer. Worst customer service I think I've ever encountered! Absolute joke!
Reviewed Sept. 15, 2018
I'm never using this service again. They froze the funds on my dad's PayPal account for no reason, and as a result, I got an unpaid item in my eBay account records. I am pissed off, dad is pissed off, and the seller is pissed off. Now I know why Amazon doesn't accept PayPal. We rang PayPal customer service, and they told us to wait 48 hrs. That time has now passed long ago, and the funds are still frozen. This is not just bad customer service, it is criminal.
Reviewed Sept. 14, 2018
When you sell a product on eBay using Paypal, be prepared to have your money put on hold for up to 21 days. Be prepared to call their number and get put on hold and redirected to another person that has no knowledge of your account at all. Be prepared to talk to a supervisor named Andrew or something, that talks to you like a robot with no compassion or tone and that tells you there is nothing he can do. And all this will happen after your product has been shipped, delivered and rated outstanding by the buyer. If you can deal with that, if you can deal with seeing your money in your account with "on hold" written by it, then eBay and PayPal are the way to go. If not, you better find an alternative. :). lol ~truth~. Repost. Benjammin was nice. He should be managing the whole PayPal. If you don't overhaul your company soon you will be going under too many bad comments and that is a sign of the end.
Reviewed Sept. 13, 2018
They accepted refund money from eBay on a purchase I made with my MasterCard from my personal Bank. I did not authorize the refund from eBay to go to PayPal. I did not engage PayPal to authorize them to accept the funds. They would not return my funds unless I paid a check fee or gave them my banking information. I then attempted to find a product to purchase that would be to the penny of what was in the PayPal account that would include tax and shipping and then close the account, saving as much of my funds as possible.
I found such a product and PayPal declined the transaction. They are an insulated mega corp. that needs to be sorted out. I can't believe this type of activity isn't considered Bank Fraud and a Federal offense. Their customer service is boilerplate BS and unresponsive. I would advise anyone and everyone to avoid using PayPal or giving them any information that would give them an opportunity to intercept your personal funds.
Reviewed Sept. 9, 2018
I wouldn't recommend to anyone. I've used PayPal without trouble for years and I've faced two problems. At first, when I created the account it wouldn't receive nor send any money and when I asked them about it, their answer had absolutely nothing to do with my problem. I let it go and a few months later, the account was working just fine and I've used it for years to receive money for my freelance work and make simple purchases online. I had a credit card and a bank account linked and then suddenly they're asking for proof of identity and proof of address and not accepting anything I sent nor letting me withdraw or transfer my money.
I was using an Israeli account but had moved to the US later on and kept using my account but they wouldn't accept a proof of an American address nor an Israeli P.O.Box. Then the moment they found out I have a Palestinian address, they permanently limited my account with over $900 in it. I've contacted them throughout this whole problem at each step to get help but their customer service was crappy as always and they kept answering with the same email over and over which had nothing to do with the questions I actually ask in my emails. I now have an account with $900 that I can't withdraw for 180 days and then I have no idea how they will let me withdraw it but this whole experience was horrible and I don't recommend at all. I'll be moving to Payoneer or something else as soon as I figure out how to get my money.
Reviewed Sept. 8, 2018
I had no internet access at an event. I had to manually key in the orders. Not only did they take more money from each sale, PayPal is holding all the money for 30 days. No credit card holds money for that long. This is a travesty of customer service for someone who has run years of sales with no issues. I want my money!
Reviewed Sept. 8, 2018
I called PayPal to dispute one of transaction as I couldn't see transaction in my account. "I logged in with same email and password" during call, agent stated my account got duplicated with wrong phone number, when I asked how she only responded that she is fixing and deleting my second account, even talking to manager. She suggested to send mail to San Jose legal office for more investigation. She kept blaming on email provider that didn't send out verification email or so. The question is how seller got my info from purchase that I did and how new account got created with same credential and wrong personal information. I talked to very careless manager and rude. That's ridiculous that finance company like PayPal does not have clear answer or willing to investigate more to secure customers.
Reviewed Sept. 8, 2018
I use PayPal without problems during some years more or less 7 years, and in this year I get limited my account, without explanations about the issue. I need send some documents, but for this stupids, it's the same, frozen my account and the next lock my account with 1700 dollars inside. Ridiculous, because never sell in eBay and only I works as freelance for received money about my jobs and nothing more. This by one side, and by other side use for payments about my job and buy servers, etc, and pay the commissions of money pay me in each case.
During years, zero problems, never one people open me some problem in PayPal, now ** my job and my money, without explanations, these guys want the money of people for get more money using my job and my life and the life of other people. I don't understand how it's possible Unites States governments don't open investigation about this big fraud in PayPal, PayPal are criminals, and must be in the jail, PayPal gets all money from people and this people not bank, not law and not government, when from administration of United States. Stop this ** people, when??? STOP THIS SCAMS NOW.
Reviewed Sept. 7, 2018
I opened a line of credit with PayPal Credit for $2,650.00. I successfully purchased a laptop using this PayPal Credit line on September 4, 2018. I have the email confirmation from the merchant to prove it was approved. I had to cancel the transaction because of delivery issues. I have since tried to use the PayPal Credit line multiple times and have been denied every time even though my entire credit limit is available. I called PayPal and the supervisor I spoke to (Daniel) on 9/7/2018 advised me that I was being denied use of my PayPal Credit line because I was a new customer and I needed to establish history (this was a theoretical reason as the supervisor could not confirm that precise reason).
I have since tried to use the PayPal Credit line to purchase items under $20.00 in total to attempt to begin this purchase history. They have all been denied. I am in no uncertain terms furious that PayPal has opened a line of credit for me but has effectively made it impossible for me to use. This is the very height of deceptive and unethical business practices. I have never had such a negative experience with a credit provider in my 25 years of using lenders and credit providers. Further, because of this interminable delay I have lost days of freelance work wages and there is no way to be advised if or even when this credit line will be made available for actual use. This entire experience has been incredibly frustrating and infuriating.
Reviewed Sept. 6, 2018
I've had an account with them for over 6 years. Today they cancelled my cards and screwed me out of financial obligations. A little over 6 years ago I opened me a business debit card and today when I called them they said no it was a personal account, even though I have 6+ years of bill statements that say business account. Then say oh well they aren't responsible for any financial obligations or damages due to their new policies. So now I'm stuck with a few hundred dollars in late payment fees. Absolutely **!
Reviewed Sept. 6, 2018
This is an unreliable company. Shoddy services. Supports scammers. There was one Ruth ** supposedly an Executive but with a bird brain. She couldn't even spell correctly and lacked common sense. They favour dishonest thugs operating on internet and DO NOT protect buyers. Buyers are thereby exposed to fraudsters. Please DO NOT use PAYPAL! They shouldn't even mention the money back guarantee. What they should clearly state is 'Money stealing GUARANTEED - We proudly survive on companies involved in unfair and fraudulent practices'. Money back guarantee - My left foot! It is more like - "Hello Criminals, We are your pals - that's why we are PayPal! Let's rip off customers, yes we shall!"
Reviewed Sept. 6, 2018
I would have left zero stars if I could. About a month ago I was shopping on eBay. The item I was looking at popped up an advertisement for PayPal credit- which is essentially a credit line through PayPal to pay for you purchases. I was looking at a moderately expensive item so I decided to give it a go. I was immediately approved with a credit limit that was about 40% higher than the item I was looking at. Once I was approved I made An offer on the item and after a series of counter offers I committed to buy it.
I immediately go to pay with the intention of using PayPal credit and it wouldn’t go through! The seller and I spent the better part of a week calling both eBay and PayPal and I was eventually told that they would not approve my transaction for “security reasons.” Before finally arrived at that particular answer I was given quite the runaround and was reassured several times that the issue was fixed and I could now go complete my purchase. That was obviously a huge lie on their part and both my and the sellers time was utterly wasted. I received negative feedback for this. Not only would that transaction not go through, but all over the other transactions I tried (some for as little as $2) were declined as well. I don’t know any credit company that picks and chooses how their customers are allowed to spend their money, but PayPal clearly believes they have that right.
I get so frustrated after at least 15 calls to PayPal I just use my credit card to make another eBay transaction go through rather than waste another seller’s time and incur more bad feedback on my account. I complained loudly and often on the PayPal Facebook page- which was the only tactic I tried that they responded to in any helpful way. I was threatened for "reposting" when I posted their inadequate responses on the public Facebook page, but I was clearly so pissed they finally promised to escalate my complaint to a “specialist” who would contact me to help. I posted a couple of times about how many hours had elapsed from the time they promised to help me and I sent several updates in the pm about how many hours I had been waiting but I gave up after around 48 hours.
TWO WEEKS LATER I get a Facebook message from PayPal asking if my problem had resolved itself since I had been waiting so long for their help. I replied with a very emphatic “no” and I received the same canned, unhelpful, and honestly condescending responses from them. I finally ended up telling them to leave me alone because they continued to refuse to offer me any real help.
To sum it up- this company pulled a “bait and switch” by offering a product and then refusing to let me use the product one the had my credit history and commitment. They already increased their numbers to show their shareholders by getting me to sign up for their stupid credit, and they refused to really help because they had already gotten what they needed from me. I’ve never heard of a company taking 2 weeks to respond to a plea for help and it honestly blows my mind that they think that is acceptable. Through my research into how to potentially fix this problem myself I discovered that I am far from the only person this has happened to. Do not do business with this scam of a company.
Reviewed Sept. 6, 2018
I ordered an electronic handpan from an ad on Facebook. It was shown at $159.95. What was shipped as a completely different jicky little electronic roll up drum kit. I tried contacting the seller to no avail, so I opened a PayPal dispute resolution. PayPal gave me notice that if it wasn't resolved "on or before Sept 5, 2018" I would need to escalate the dispute. The seller sent me a message on PayPal, but I was never notified about it. That message was dated August 19th. When I saw it on September 4th I responded as quickly as I could, and was waiting until the 5th to give them time to respond. I expected to have until the end of the day, but around 10:00 AM I was notified by PayPal that the dispute had been closed and could not be reopened. I am angry that, in order to try to give the seller time to get me an address to return the item, I have lost the ability to escalate the dispute. The seller has not responded to my request, and I am out my $159.95.
Reviewed Sept. 5, 2018
I have been selling/buying on Paypal since January, 2015 with a high customer satisfaction and flawless account history with PayPal, Inc. On January 31st PayPal decided to 'Permanently limited' my long time Paypal Businesses account for selling two counterfeit items on my eBay account. Both of the items were a set of Supreme chopsticks and a Supreme winter face mask that were both originally purchased from a eBay seller, with positive feedback ratings. These sellers technically broke eBay's and Paypal's terms & conditions plus user agreements for selling me counterfeit items thru eBay and using PayPal to accepts payments. I sold both of these items on my eBay account with assuming both item were indeed 100% authentic Supreme product since sellers both described items as they were authentic Supreme products.
Now I am the one who is being unfairly punished for trusting eBay's and Paypal's policies to only sell 100% authentic product that I purchased from other sellers on eBay. I take this very seriously since I built a business for myself selling men's streetwear clothing that provides me with my primary income while being a full time college student. If PayPal can't resolve this and take all limitations off my account I will have no choice but to take legal action against PayPal. I would give everyone advice to please! Stay as far away as possible from all PayPal's services since they can easily limit your account any moments for inaccurate reason just like I unfortunately am experiencing. Thank you!
Reviewed Sept. 5, 2018
I was on hold for 2 hours. They must have a lot of complaints. I set up my account to pay a friend for no fees and still got hit with $9.00 fee. They said the only thing I could do to get my fees back was to ask my friend to send the money back and then resend it. But hearing from everyone I was afraid I was going to get hit with more fees. I paid the fees which I didn't really have a choice then canceled my account. Venmo is the way to go!
Reviewed Sept. 5, 2018
I have $600 dollars waiting to be paid to me sent from a friend. The friend sent the money by Facebook Messenger. PayPal requires me to verify a bank account in order to receive this money. I submitted my bank routing number and account number. PayPal made two small deposits less than .20 cents. All I was supposed to do was verify the amounts and the date of the deposits and then I get my money. Well the day after they deposited it, I got an email saying my account was closed and they were retracting the deposits.
I have called two days in a row all hours of the day to talk to customer service. When I ask to be transferred to an agent, the phone rings 6 times and disconnects. I used both numbers 888-221-1161 and 402 935-2050. Both disconnect. I am not sure how to get this money. Most people who get money sent to them have an emergency but they are making it very hard to receive money sent to us. The Customer Service is horrible. I just need to talk to someone.
Reviewed Sept. 4, 2018
I purchased concert tickets last month and due to technical error on my end, I had to refund the first purchase. I repurchased the same concert tickets on a parents card and noticed that my fees from the first purchase was not credited to my account. The seller did not have the option to refund the full amount and PayPal tells me they are unable to refund me my $5.52. I don't think PayPal should be allowed to keep both fees for the same purchase. Would like my money credited back to me.
Reviewed Sept. 4, 2018
PayPal shouldn't accept a card if you can't load money on it... Plus you can't get gift cards with your money!!! You have to request a check which they take a fee for and then it's two weeks before you get your check. Just use MoneyGram or Western Union. It will save you time and money!!!
Reviewed Sept. 4, 2018
I have a problem that I need to resolve with PP. I called yesterday and waited on hold for over 90 minutes. Today... The next day. I am now holding for almost 2 1/2 hours. Right now I am at 2 hours and 24 minutes. Listening over and over again to the same recording. This is the worst kind of customer service. Hire more people if you cannot handle the load. Omg. I wish I could resolve this on my own but I can't. I need to take my time. Over 3 1/2 hours now... Just to speak with someone maybe?! Will anyone answer? At this point... I really don't know?
Reviewed Sept. 4, 2018
I was defrauded by an online streaming service, Tennis Channel, owned by Cleeng TV. I thought I was protected by using PayPal to make the purchase, so I open a dispute. Turns out, all that a vendor has to say to PayPal to make their case is: Nuh-uh. PayPal makes their money more from sellers than buyers, so if you are a seller, they will protect you. Buyer, well you are out of luck. I appealed with PayPal and finally called them. They said that I could dispute it with my form of payment, my credit card. I told them I would do that and did the same day. Before they even gave that process time to happen, they turned my "debt" over to a collection agency.
Meanwhile, I finally got resolution in my favor from the credit card company, which I let the collection agency know about. Don't know what will happen now. I've learned my lesson though. Why use them if they won't protect me? The credit card company was great and I had a much better experience with their customer service. PayPal customer service should not be allowed to call itself that.
Reviewed Sept. 4, 2018
The only reason to use this is the buyer protection "Käuferschutz" (their number 1 reason to use the service!) and when I needed it because a dodgy Chinese seller did not send the goods to me Paypal decided that they believe the seller instead of me although even the shipping tracking ended with something that Google Translator translated to "delivered to Shanghai". Very bad and due to this of no use, not recommended to use.
Reviewed Sept. 3, 2018
I sat on hold for half an hour, finally got a customer service person, who said my account was "limited" whatever that means. It's never been limited before, and it's a business account. I was trying to link my bank account to my PayPal account, and it wouldn't let me, although it recognized my bank. Told me "Sorry, try again later." So the CSR escalated the call to a supervisor. After waiting for another half an hour, I decided to have them call me back in 47 minutes to an hour and ten minutes (which they never did). They've got quite a racket going. When you get disgusted with trying to link your bank account and sitting interminably on hold with their customer service, your only other option to have them mail you a check, for which they charged $1.50, after charge a percentage for each transaction.
Reviewed Sept. 3, 2018
I'm a big computer person so I like upgrading my computer when I get the chance. I recently bought a 1080 Ti GPU for my PC and decided to sell my old one on eBay. The buyer and I settled on a price and he sent the money to my PayPal within minutes. The money is in my PayPal but it should be in my bank account by now, it is set to be sent to my bank account. Yes, I've checked. The buyer has received his product in a timely fashion, but I'm still sitting here wondering when my money will be transferred to my account??? PayPal says it could take up to a month, that's ridiculous. They claim it's for the safety of both the buyer and the seller, but guess what? The buyer wasn't conned, he got the product, with no complaints, I completed my end of the bargain, and now I want my money PayPal, not a month from now, today.
Reviewed Sept. 3, 2018
We use our PayPal every week to transfer funds to our family member for a combined bill pay. It is accurate, quick, safe and easy. They get the alert immediately. No fee, when transfer from bank account. Have done this for years now and never had any problems. Works great.
Reviewed Sept. 3, 2018
PayPal takes your money and doesn't want to release it. I did a funds transfer to a family member. PayPal has my money & won't release it to the family member or return it to me. They make one excuse after another as to why they can't or are not able to release it. Getting ahold of them is next to impossible via phone. Online is just as bad. If they don't like what you're saying they threaten to block you. My advice is, don't use PayPal.
Reviewed Sept. 2, 2018
MY PayPal NIGHTMARE: In April, on the 9th to be exact, I took The New Yorker magazine up on a special offer. 12 weeks for 12 bucks. Now at that time, their terms said they wouldn't re-up a customer's subscription unless that customer returned a card that the magazine would mail them that they could send back confirming they wanted the magazine at the new price. $120.99 for the year. They've since changed their terms.
Fast forward to June. I get out of the hospital and find that my checking account is overdrawn, my measly savings is depleted and BECU has hit me with a $100.00 loan. I have NO idea what happened. I go to BECU to clear things up. They cannot (for whatever reason) tell me WHO took the money out or for what, so I leave feeling frustrated. I go home and start researching. I find out it was Conde Nast through PayPal. I don't even recognize Conde Nast. Then I do a little more digging and find out Conde Nast collects for The New Yorker magazine. I decide to dispute the charge with them.
I call The New Yorker magazine on 7/28 and Eric in Customer Service tells me that they sent the card. I tell him I never got it. We wrangle. I was pretty angry because I was charged $120.99 and the overdrafts that ensued after that charge (and after my savings of $84.00 was depleted) saddled me with a $100.00 loan (with interest), so even if I get my $120.00 back, I'm still out $64.00. In the end, he tells me I will receive a FULL Refund. I've received No More magazines as well.
*I receive the card 8/21/18, btw. One month exactly after they charged my account without my permission. Too bad I didn't take a screenshot of their terms then as well, because they've changed them now. Fast Forward to today. I go on Mishu's site to buy myself a new utility belt. I go to pay with PayPal, but I have "Account Limitations" on my account and cannot complete the transaction. Turns out, they were the ones who refunded my account, not The New Yorker, and my bank, BECU, apparently sided with The New Yorker and said I was stuck with the $120.99 charge even though I've canceled service and received NO Magazines since!
So PayPal wants their $120.99 back! This whole snafu is now costing me $184.99 and I don't even have ONE magazine to show for it! Not that I want the magazine, I can't afford their $9.00 an issue rate anyway. Funny thing is, the Re-up your subscription card they sent one month after they'd already re-upped me offered a year at $59.95! LOL! Joke is definitely on me!
Update: Just spoke to Mary in The New Yorker's Customer Service Department. She's sending me documentation that they did indeed refund my PayPal account in full on 7/28/18 at exactly 2:55:24 PM. Now I'm on the phone with PayPal once again telling them to "Look Harder." GAHHH! Update 2: Called PayPal back and spoke to Angela. She finally cleared the matter up (I think). Turns out that on 8/28/18 PayPal refunded my BECU account $120.00 because the bank demanded payment, so I got double refunded.
Only odd thing is, the previous reps told me that BECU had ruled against me and made it so I owed PayPal $120.00 and they also stated that the first refund was a pre-approved refund generated and paid to me by PayPal. Angela, on the other hand, says, "No, the bank sided with me (Natalie) and demanded PayPal refund my bank account and that the first refund actually WAS The New Yorker. The second refund was PayPal to my Bank???
So I just checked my checking account deposits and there's NADA. No $120.99 deposit. It's been 6 days. I'll give it until Tuesday and if it's not there then, I'll have to spend another afternoon fighting with PayPal. I am soooo pissed. I plan to pay off the account and not pay the $120.99 they're trying to rip me off for. Just hope this doesn't affect my credit record 'cause it's the only thing I have going for me. I don't take my 775 score lightly. I may just sue... definitely going to contact the Washington State Department of Business Oversight and/or the AG.
Reviewed Sept. 1, 2018
I purchased work shoes from CHANCE CRAFT and it turns out they are in China. The shoes came damaged and didn't even fit. I tried to return them and opened a dispute/claim with PayPal. I shipped the $99.95 shoes back costing me $58 in shipping so I'm up to $158 now. PayPal decided to not rule in my favor because they couldn't get in touch with the seller or get a final tracking on the shipment in China. I am closing my PayPal account and never using them.
Reviewed Aug. 30, 2018
You probably won't have any issues with PayPal if your account currency matches the country of issue. However, if your card is in dollars while the local currency of your country is different, the system will automatically assign local currency to your account. As a result, you lose on double currency conversion. I think a business specializing in financial matters should know these things. In addition, if you contact customer service about it, they will change the currency of your account, but will NOT refund you the losses that happened due to their buggy system. The worst customer service I've ever seen.
Reviewed Aug. 30, 2018
I am starting an online business. In doing so I am researching ways for customers to process transactions that may help them feel more comfortable. I am a seller, but am also a shopper. I understand that side of the business very well and want my customers to trust and feel at ease knowing that their accounts are safe when they shop on my website. PayPal revolutionized the money transfer market first. Needless to say, others have followed. So PayPal is no longer the only choice for businesses and private citizens alike to send/receive/transfer money.
I'd set up a PayPal account a long while ago. I've used it for, guess what, purchasing items mostly for my business; not receiving funds. My new quest is to test their services from a business owner's point of you. I've recently had a customer pay me through PayPal. Their website states that funds are immediately available. At first glance, this seems true. Though, it isn't. When I went to transfer my money into my bank account, it wouldn't let me.
I called and talked to Rosalie. She gave me stupid excuses as to why the money wouldn't be transferring. I told her she wasn't helping me. Later on, I called and talked to Edward. I stated that I was concerned because PayPal has bad reviews online. He said,"I've been told this 7 times today. That's the cost of doing business." Then, he proceeded to help me out by 'troubleshooting' my account and letting me make the transfer. He said it would take 24 hours for the money to show up in my bank account. That didn't happen.
I called this morning and talked to Victoria. She stated that it is bank policy to keep the money for 5 days. Too bad for Victoria because in my business I deal with banks, all kinds of banks, all day long. So I called her out on it. I told her Edward lied to me yesterday, and she lied to me today. Keeping the $$$ for 5 days is PayPal's policy, not banks' policy. Wow! PayPal lies to their customers.
Dear PayPal customers, any business that hides behind policies is taking advantage of you. While my money is no longer available on my PayPal acct because it's pending somewhere out in outer space, accept that we know it's sitting in their bank account enriching their pockets. They must have a certain number they want to make on interest off my $5,000. PayPal is failing the test. PayPal is not to be trusted.
The thing is, I don't play these kind of games. It takes me just as long to drive to the courthouse to file a lawsuit in small claims court as it does for PayPal to answer their phones. Customers, know your rights. PayPal is licensed under at least a state agency and a Federal agency. PayPal is not a bank. They are in the business of receiving and transferring money. Your time is valuable. When they mess with you, go straight to the courthouse. Send PayPal a message. Reputation matters. Treating your customers with respect and honesty matters. It's not okay for PayPal to play with your money. It appears, based on these reviews and from my own experience, that's exactly what they do.
If you have time to vent, make it count. Write letters to the California Department of Business Oversight. While at it make copies and send letters to the U.S. State Department. It is risky to do business. There is risk in everything we do. Thus far, my conclusion has been that it is even more so to do business with PayPal. If you have a business that you want to grow. You may not be able to do so if PayPal won't release your money. That's my conclusion.
Reviewed Aug. 30, 2018
Stopped using PayPal months ago, took almost a month to settle about 6 transactions and get my funds though all documentation had been submitted, now they won't take me off email list, better options out there.
Reviewed Aug. 30, 2018
I have 2 debit cards on my account. One of them is the "preferred" card which they should use first for all purchases. I had a subscription renewal charge and I was expecting the charge on my preferred and just realized they chose the other credit card which did not have the sufficient funds resulting in an overdraft fee from my bank. When I called I had to wait 45 minutes for customer service and when spoke to them, they don't care about my problem and they don't offer any solution to my problem. Horrible experience every time I have to deal with Paypal. I'm changing my payment method on my subscription and I am closing this account for good. I'm not using Paypal ever again.
Reviewed Aug. 30, 2018
Back in December of last year, I sold 2 items for $745 each on eBay and accepted the payment via PayPal. PayPal limited my account and requested an insane amount of documents immediately after receiving the money. Which were provided and I was later told that because they were unable to verify some of the documents and also due to "risk factors" my funds would be held for 180 days. Decision final. No appeals possible, was just told it's a done deal. Fast forward over 9 months later I STILL can't withdraw the money. I'm locked out of my account for some reason. I made multiple calls to PayPal each with 2+ hour hold times and in the end just kept getting told the system wasn't allowing them to fix the issue. I submitted a BBB complaint against PayPal and was told they want an insane amount of documents (again) before releasing the money.
They also denied ever requesting, receiving or rejecting any documents previously. They asked for the documents to be sent to ** which seems to be an unmonitored email as I've sent multiple emails to this address about my issue and never received a response. So even if documents are sent there and they would accept them (not likely since they already rejected them once) I still wouldn't receive any assistance because they never respond. They also insist they need "business supplier invoices" even though these are personal items so there are no business invoices. Why do they even need these documents anyway after the money has already been held for over 180 days? Just seems like some runaround so they can continue illegally holding my money. Very dysfunctional customer service all around.
Reviewed Aug. 29, 2018
Called PayPal to have my old credit card removed off the account and the guy verifies me by name, email address, and last four of the credit card. As he is speaking sounded like he was in a not give a heck about anything mood, says, "Let me check. I'm put you on hold and I check on this," in a grueling tone. About 15-30 seconds the phone hangs up. This call initiated right at 7:49 pm Tuesday August 28. Total phone time = 1 hour 36 minutes and 19 seconds.
Reviewed Aug. 29, 2018
Called PayPal to have my old credit card removed off the account and the guy verifies me by name, email address, and last four of the credit card. As he is speaking sounded like he was in a not give a heck about anything mood. Says, "Let me you on hold and I check on this," in a grueling tone. About 15-30 seconds the phone hangs up. This call initiated right at 7:49 pm Tuesday August 28. Total phone time = 1 hour 36 minutes and 19 seconds.
Reviewed Aug. 28, 2018
Recently sold items on eBay. I've had my eBay and PayPal accounts for years. The money is in my PayPal account, but every time I try to transfer it to my own bank, I get a "you can't do this right now, check back later." And when I check back later, same thing happens. Spend hours waiting to talk to PayPal help, only to have them tell me they can't fix the problem. This company is one huge joke. Once I get my money from them, I'm closing out my account and never going back. They should be investigated by the FTC.
Reviewed Aug. 28, 2018
PayPal froze my account for 180 days without any explanation, I called them 5 times trying to get an answer. They never told me which rule I broke, they told me I was banned. I'm 100% sure I haven't done anything shady nor illegal. Although they aren't a bank, they give credits in the USA and other countries, therefore it makes a lot of sense to hold money from people who might find it difficult to sue them. I had 5000 USD, which I might not be able to use until February 2019.
Reviewed Aug. 28, 2018
I have been using PayPal for years and have had very few problems with them putting holds on transactions. Recently I have experienced nothing but ridiculously long fund holds and constant account verifications. After they put a 25 day hold on money from my most frequent customer and then charged me $75.00 to refund the transaction. I have closed my PayPal account and I'm going back to good old fashioned checks. There is nothing convenient about PayPal anymore!
Reviewed Aug. 28, 2018
"customer service" agent to figure out and fix the issue. I ask if the problem is fixed and they say "yes," only to have the same problem again the next time I go to transfer money.
Yesterday I had to call them again so I could transfer money, but they weren't able to fix the problem. I spent FOUR HOURS on the phone with various "customer service" agents who were clearly not empowered to fix the problem. Finally some supervisor figured out a workaround to allow the transfer to happen. And all along the way I kept getting asked the same exhaustive security questions over and over. Worst part is I know I'm going to have to go through this again in a few days when I try to transfer money again. This is asinine and completely unacceptable.
Reviewed Aug. 27, 2018
Sign up process doesn't disclose hold processes. There is a 72 hour hold on the buyers side and again on seller's side. They are collecting interest the whole time. That is six days not including weekends. Even when you answer public records information to verify yourself, they have no way to override the hold. What a SCAM. DO NOT USE PAYPAL.
Reviewed Aug. 26, 2018
Longtime seller on eBay with perfect record. PayPal notification that eBay requests 21-day fund hold. eBay refutes PayPal’s claim. On 3-way phone call PayPal representative overbearing & contradictory w/ request for eBay to leave the call. Currently holding $1,500 & stating I owe $10 for shipping charges. Multiple misrepresentations & unusual comment from PayPal representative stating PayPal is not on Sellers side & that the buyer has precedence.
Reviewed Aug. 25, 2018
I used an old eBay account and paid through PayPal to order something for the first time in a few years. Unwittingly, I used the PayPal Credit account as it was somehow set as my default account. A few months later I receive a small $7 bill from PayPal, and I’m confused. I check my PayPal app to see my balance and it states $0 balance. I figure this bill must be mistaken, but I continue to check the app for updates. After seeing no changes on the app, I assume I have autopay on and it was paid off in this manner. Later, I receive a second bill with this one stating that I am past-due and now owe $14. A $5 late fee and $2 minimum interest. This time I decided to call PayPal and sort it out.
Customer service explains to me that the call is an attempt to collect debt (even though I was calling them and never received a courtesy call). I explain that I didn’t know I had paid with PayPal and that I didn’t know it was my default payment method because no balance was showing on the app. Long story short, I have two PayPal accounts associated with the same social security number. This is unacceptable for a tech company. There are many companies out there who have cleaned up these type of accounts and disabled older inactive accounts (Draft Kings for example). Customer service should at least understand why this is an issue and PayPal needs to get it fixed.
Reviewed Aug. 24, 2018
They randomly sent me an email saying that my money was frozen for 6 months and my account was terminated. I called them trying to solve the issue, their answer: "We cannot disclose why your account was closed, you will have access to your fund in 180 days, and there is nothing you can do about it. If you want to take legal action, send your letter to this address in California." BTW. I had 5000 USD in my account, 5 years working with them, never had a complaint and it was a personal account with very few movements.
Reviewed Aug. 22, 2018
I've been using PayPal via eBay since 2001. In 2018 I decided to try their promotion of 6 months no payments and no interest if paid in full. I've called 3 months before the due date and set up a special payment to completely pay off the purchase. I'm a very conscientious consumer with a high FICO score. Lo and behold PayPal took my extra payment and applied it to the other purchases I had, claiming that it's in their Customer Agreement to allocate payments as they see fit. Of course, applying my extra payment to other purchases made my original purchase pass the 6-month deadline for no interest and PayPal immediately tacked interest for ALL 6 months as it is common in these promotional no-payment, no-interest promos. STAY AWAY FROM PAYPAL, THEY ARE VERY GOOD AT SEPARATING YOU FROM YOUR HARD EARNED MONEY.
Reviewed Aug. 20, 2018
This company is beyond ridiculous. They lock you out of your account and do not answer calls for 2-4 hours. I've had fraudulent transactions and truly regret linking my bank account. The other company refunded the unauthorized transactions and the Paypal account shows refund completed. However, PayPal takes 2 to 3 weeks to actually refund you the money. So, now I cannot unlink my bank account for another 2 to 3 weeks because PayPal show the transaction as still pending. I would strongly suggest never linking your bank account or providing them with any personal information whatsoever. This is a poor company for businesses.
Reviewed Aug. 20, 2018
I had a subscription with HelloFresh which delivers meals to your home but you can skip weeks when it's not convenient etc. I forgot to skip the week right at the end of the month, I opened my email to find I had charges of 139.99$ from Hello Fresh to my PayPal account. PayPal hadn't taken it from my account yet and being a single mother I certainly did not have the funds for this at the end of the month.
I decided to call Hello Fresh and explained to them the situation and immediately they issued a refund which showed on PayPal within minutes but PayPal being as crappy as they are obviously takes 10 days to credit your account and then another 7 days before you can take the money out of your account and put it into your actual bank to be used, time that I did not have. I called PayPal and told them the money hadn't yet been taken from my account and seeing as the company had already issued a refund, I asked if they would still make an attempt to take the money or not and a very rude and dismissive customer service rep assured me it would not.
Fast forward 3 days, I check my bank account and my checking account is now in the minuses because PayPal did in fact take the money and because I've never had a payment bounce my bank allows the transaction to go through. I call PayPal and they tell me there is nothing they can do, the refund is not yet "Processed" even if it shows up. The transaction occurred July 31st and was refunded the same day and their date which they emailed me for the processing time was August 13th.
I decided to call my bank and explained to them what was going on, they were absolutely amazing, they decided to NSF the payment from PayPal and waived the fees that come along with it which got my bank account back to the way it was before this whole conundrum. Well lo and behold as soon as PayPal got word they said they received a returned check and they would take the money from my account and immediately the refund was processed so that they could recoup their money.
Their processing times are absolutely ridiculous, I'm sure they take the money and set it somewhere to make interest on it and just sit on it for a few weeks. Especially for personal users seeing as its a free service. They have to make money somewhere. After this experience I will never use PayPal again or recommend them to anyone.
Reviewed Aug. 20, 2018
I have been a loyal and excellent PayPal customer for 15 years. I have never filed a dispute. Two weeks ago, I filed a dispute after I was charged by a seller for a 7 day free trial. I cancelled the trial less than 24 hrs after I set it up and the seller refused to give me my money back. PayPal decided to file the claim under item not as described and they ruled in favor of the seller. When I called in they said they filed it under the wrong reason. They changed the reason to item not received and assured me I would be given a refund. Once again, they found in favor of the seller. When I called in again, they said that unless the seller could prove I downloaded their software I would definitely get my money back. I never even attempted to download the software so I felt confident that I would finally get a refund.
I asked to speak to or email with someone directly in the resolution dept and was told that would not be possible. They never once reached out to me for my side or for my proof of the scam that this seller is running. PayPal just simply sent another email that they were not able to issue me refund. They chose to back a seller who is running a scam and has hundreds of complaints on the BBB. I am so disappointed in PayPal. I have cancelled my account. DO NOT trust them to do the right thing with a dispute! You would be wise to take your business elsewhere!
Reviewed Aug. 20, 2018
I have attempted to send numerous amounts of money several times this week and each and every time I got an error message from PayPal that they could not complete the transaction. Not to mention the grueling process of achieving a "verified" status. Does that even mean anything? I've been verified for years. They have everything short of a blood sample from me yet I am not able to send $1 to a colleague. The same dollar that was sitting in my PayPal balance all by his lonesome. Is that even legal? PayPal has my money sitting in outer cyberspace somewhere but I can't transfer it to a friend. Come on guys, wasn't my ssn, address, bank account info, passport number, and birthdate enough for you to know that it's me. Your security system is worse than Fort Knox.
And your hold times... ridiculous. In the time it takes to actually speak to someone, I could make it to the bank and withdraw that dollar and drive it over to my friend. And then when you do get someone on the phone they never know what triggers it and can't offer a way to avoid it in the future. Not convenient at all. You guys have got to do better... PS. After more than 5 years, I have recently closed my account and advised all of my friends/colleagues to do the same. PayPal is just not worth the hassle IMO... I have consulted with a lawyer friend to see how they are able to get away with this. We shall see...
Reviewed Aug. 20, 2018
I remember the old PayPal when they were always open and always available so when something goes wrong with a eBay transaction for example, they were always there to correct it. Now what is what this limited hours of operation? Online business does not sleep the same time we sleep. So now our transactions are going to be at risk, because they are open on limited hours now like some store in my local area.
Reviewed Aug. 20, 2018
I have usually had a great experience with PayPal who have been in the past quick to resolve and recover funds from hackers/fraud. It's like PayPal just didn't want to this time and I am at an absolute loss and no one cares or delivers on promises to call back or help you. I now have to seek help from my bank. I will never recommend PayPal or use them after this experience. So disappointed.
Reviewed Aug. 19, 2018
Our PayPal website was displaying an error every time we went to view invoice details for our customers. After over FOUR HOURS on HOLD with customer service, and being transferred to three different people, they send me to a department that is now closed. An automated voice said to call back during business hours and promptly hung up.
Reviewed Aug. 18, 2018
PayPal assumes all my transactions are suspicious; immediately flags my account. I can't even add money to my account. I have to provide a bank statement each time. Blocks account. Poor customer service.
Reviewed Aug. 17, 2018
Dear PayPal, you can be more concerned for buyers when buyers are being scammed by a vendor. Don't make the buyer pay for return fees, and not make the seller who is engaged in a fraudulent selling scheme pay those fees. Make the seller pay for the return item by having that settled before you consider the case closed. For example, in my case, it cost $2.00 less than what the item cost to purchase, to ship. If the buyer is required to pay that, how is that fair? My item cost $69.00 to purchase, and because they sent something that I didn't order, you PayPal have asked me to return it to the seller; the cost to return the package is; $67.50; the cheapest way. Why would I have to pay that for something that they clearly fraudulently sent.
I only say that it was fraudulent because my neighbor order the exact same item, and was shocked as I was; fortunately for her, her bank took care of it. I think PayPal is not representing its buyers to the fullest and moral and ethical extent. On the phone with a PayPal employee Kate **, told me, "You should know you will have to pay shipping." I asked where is that located vividly so the buyer knows that before they push "purchase?" I was told, "You can read it under our buyer protection policy." Bottom line, all three people, Kate **, and her supervisor, and her supervisor Matt, ** basically kept reading the policy back at me. This is ethically wrong, write to your congressman to hold PayPal accountable. Here is the address for corporate if others have the same complaint against Paypal: Corporate Office, 2211 North First St. San Jose, CA 95131.
Reviewed Aug. 17, 2018
Made my payment. Always on time. In fact always weeks early!! Paid it off again which they say can take up to 8 days to be credited to my account. It's been almost two weeks and bank showing it paid. PayPal showing it's paid but will not credit my account. If I try to contact them? I get the same automated answer. Going to cancel this account! Don't bother with PayPal if you make your payments like you should.
Reviewed Aug. 15, 2018
I signed up for PayPal and entered all my bank information, assuming it is a safe way to pay online... wrong! They got me to enter all my bank information, said they would take the money out of my bank as I used it online, then sent me a letter, which I have, stating I don't have to pay any interest or late fees for 6 months. I thought this was fantastic! I received the letter Aug 8th, 2018, short time ago, then I got a letter stating I am late and they charged me $38.00.
If they are taking the money out, auto draft, how could they charge me, but they didn't take it out, then why did I give them all my bank information. Then I had issues getting into the website. I NEVER received any phone calls or mail stating I had a bill due. This is totally ridiculous, and when I called, someone that has English for a second language didn't help me. I paid the amount they said was due, because I have excellent credit and want to keep it that way, now they say I owe way more? I finally got a statement from them and there's many charges. I have no idea what they are. I don't order automobile stuff nor electronic stuff. I am a single female over 50. I would suggest not using this company.
Reviewed Aug. 14, 2018
I am a service business. I do wedding services and recently had a client cancel two day before the service was scheduled. The client agreed to our refund policy upon reserving the date. However she went through PayPal and reported item not received. Because I cannot provide a tracking number, PayPal sided with buyer. There are no options to disputes without providing tracking. I have called three times and still cannot get this resolved. They don’t even offer the option to explain this is a service and not an item to be shipped. If you are using PayPal for your service business... do yourself a favor and find a different option.
Reviewed Aug. 13, 2018
I have purchased an item online using my PayPal's balance and was thinking that my back is covered by purchase protection of PayPal but I was wrong. Package delivered was left "at front door", but I never received; I do not know if someone passed by and took it or FedEx delivered to the wrong address. Shipper (who sold me the item online) told me to contact FedEx. FedEx gave me a case number, then told me to contact Shipper. 2 weeks later... Called FedEx; told me that they cannot give me the claim's info because I am not the shipper. Called Shipper, told me that the claim was denied by FedEx because the package was delivered to the right address. Called FedEx to see if there is anything I can do to get my money back; they told me to contact Shipper, and also said that Shipper allows FedEx to leave the package at the front door.
Opened a claim with Purchase Protection of PayPal and got denied. Done. Lost my money for nothing. In short, I am not going to use PayPal to buy anything online again, but to use it as a tool to receive money and transfer it to my bank only. If anyone knows how a way to get my money back, please let me and everyone know; I believe that I am not only the one who has this issue with PayPal.
Reviewed Aug. 11, 2018
I just obtain a job where I have to pay $399.00 a year for use of a system. I paid $199.00 last month, but this month I did not have the funds to pay for this month. The only card that was inside my PayPal account were mine, because I had remove it (the other card I deleted were my friend). Well PayPal put the card back into my account and charge it for $199.00. Now my friend account is overdraft and they denied me to put the money back, my friend is a elder man I known over 30 years who is on disability.
Reviewed Aug. 10, 2018
I recently started Airbnb business and set up account with PayPal, as a quicker way to get my money paid by Airbnb. I was so wrong. The first payment from Airbnb came to PayPal July 15, then July 20, and 22. Today is August 10. Still can't get my money. It shows zero on my PayPal account. I tried everything, and Customer Service calls as well. Customer Service is useless. Thanks God I changed the payment method straight to my personal account and it works well and stress free, but that amount about $900 PayPal keeps and not paying to me. I am pretty sure they play with customers money making interest on them, and it's ridiculous. Writing this review to warn people not to deal with PayPal. PayPal is SCAM. Try to find a different way for your transactions, or you will be stuck with not getting your money, and no matter who you call to solve the problem, they don't hear you and do Nothing to help, because they do it on purpose.
Reviewed Aug. 9, 2018
I opened a claim with Paypal against SamsBeauty. I ordered 5 items from SamsBeauty, but only received 4 of the 5 items. The item that was missing was $14.99. I wrote to Paypal and went into full detail about my claim. All that they asked for (from SamsBeauty) was the tracking number. Of course the package was delivered, I already stated that! So once Paypal saw that the package was indeed delivered, they closed the claim. Seriously? Did they even look into the claim or read what I described to them? All they asked for was the tracking number, and that is how they made their decision? Absolutely ridiculous! I have been a Paypal user for years, but now I'll be looking for a different service.
Reviewed Aug. 9, 2018
Used PayPal as thought it would be quicker to receive money from a friend rather than a cheque, terrible service, took 8 days for PayPal to do all their checks and transfer the funds to my current account, a high street bank would be quicker too. The most infuriating thing is it doesn’t tell you that everything will take days, the screen says two hours to transfer funds then an email arrives to say 72 hours (it was a bit longer than that). Plus if you email customer service you get an email reply to say phone them so they might as well take the email option off. Not worth using.
Reviewed Aug. 8, 2018
I made a purchase through PayPal with my Discover card for almost 2k. Two months later my purchase had not arrived, their website had issues and when I clicked through FB my account was gone. I opened a dispute with PayPal who said, "Deal with Discover." I called Discover. The next day PayPal had put limits on my account claiming unauthorized user. I called PayPal three times. The first times they never returned the call.
The third time, they requested my drivers license (uploaded 4 times), my proof of being an authorized user on my and my husbands card (uploaded 3 times), a copy of my Discover statement (uploaded but financial numbers scratched out by me). This should be more than enough to prove who I am. According to PayPal it's not. I have to get Discover to send them paper saying I’m a real user. They limited my business account so my store is suffering. I didn’t get my merchandise from FROST COSMETICS (avoid at all costs) and yet I’m suffering for it, thanks PayPal. If there are charges that can be filed, I will. Loss of revenue is just the beginning. I get security but that's harassment.
Reviewed Aug. 7, 2018
I purchased a tent from Molyes store on 6/29/18 for $69.99. The item I purchased was a 3-4 person, hydraulic opening tent. The payment was processed through PayPal. A month later, I received a completely different, cheap tent that fit one person and was a pop up. I complained to the seller and they said I needed to send the item back to China, pay for the shipping myself, and that they might give a refund when they receive it. I did some research and saw numerous complaints about this seller and the fact that they were fraudulent and how some people had paid $50 for shipping it back to China and they weren't even given their refund. I escalated the complaint to PayPal, (who I learned was also aware of the fraudulent seller, but they continue to process payments for them as more consumers continue to get ripped off).
Once I escalated the complaint, they came back with the statement that I needed to pay for the shipping back to China, and there was no mention of the bait and switch tactics used by Molyes store. I am extremely disappointed in the poor business practices of PayPal, and the fact that they won't stand behind their system and give me a full refund. Since they are aware that this seller is shipping false items or not shipping at all, they should have taken down the seller and stopped processing payments for them. I want my refund of $69.99. This ongoing issue with PayPal is making me want to delete my account permanently and never use their services again. I have no desire to use a service that has no ethics.
Reviewed Aug. 7, 2018
As a business that accepted PayPal, I am very displeased with the customer service when addressing a problem that occurred recently. My business will not be accepting PayPal anymore as a result. I think their fees are high considering their lack of knowledge to give reasons for their actions.
Reviewed Aug. 6, 2018
Every time I'm using the site I get a 'noticed suspicious activity on your account' they want me to verify given a menu of options, none of which actually work. Answer some questions? Blank page. CC verify? Same blank page. Also they cannot seem to figure out or retain an actual phone number into their database. This level of gross incompetency just illustrates a very scary service scenario right now... one that cannot perform or function as advertised. Obviously something bad is happening behind the scenes and we're all having to suffer as a result of it. Customer support is non existent. They route you to a vicious cycle of robotic hell that just annoys you more than you were before you started the call.
Reviewed Aug. 6, 2018
I ordered a product off of an advertisement that I saw on Facebook. The product that I received was nothing like what was displayed in the ad! I contacted PayPal to have them help me get a refund. PayPal opened a case for me and said they would be in contact in a few days. Several days later I received an email that they had decided an outcome on my case and it was not in my favor that the seller had accurately described my product. I immediately called PayPal again to find out what could be done. The lady on the phone told me to get some screen captures of the product that I was promised and then you take a picture of what I received. I did this and sent them to the email address that she had given me a link to.
The next day I received an email again from PayPal stating that once a case has been decided it could not be reopened. I immediately called PayPal again. The lady on the phone told me that it could be appealed and she opened an appeal for me. Gave me a different link to send pictures so I did so with her on the phone and she agreed with me that what I thought I was buying and what I received or not even remotely similar. The next day I receive an email again stating that once a case of been decided it could not be reopened.
My question is PayPal is supposed to have your back and protect you against fraud and scams and instead they're helping the fraudulent scammer get away with what they done without any consideration of any evidence or anything else. My dissatisfaction with PayPal is so complete. I believe I will close my PayPal account and my smart connect account and just make my purchases from now on with a credit card that will help me.
Reviewed Aug. 5, 2018
In the last few days, 3 attempts to use PayPal to pay 3 different vendors have failed with no reason given. In the first case, I used a PayPal.me link from I vendor I have made payments to that way numerous times. I got an error message that said my payment could not be processed at this time and instructed me to try again later. I did try several more times with same result. I called Customer Service and used the option of having them call me back in a designated time period. They did but the Customer Service representative was unable to talk to me because the account is in my husband's name and he wasn't available at the time.
So I called back when he was here and had to wait on hold for over an hour. The Customer Service rep went through the usual scripted answers but could not explain why there was a problem. I finally insisted on speaking to a supervisor, was put on hold again and then the call was dropped. There was no attempt on the PayPal end to reestablish the call. The vendor also tried to contact PayPal to see if the problem was at that end and could not get through.
The next day, I tried using PayPal from the Home Depot website to pay for an item I was going to pick up at the store. PayPal showed the transaction as pending, but the store sent an email saying PayPal had declined the payment. I gave up, reordered and paid directly with my credit card, but I see the original payment is still listed as pending on PayPal, while Home Depot has the order marked as cancelled.
Today, I tried using PayPal from an established website providing an online course and the same thing happened - PayPal has the charge listed as pending but the course website said payment did not go through. The customer service rep from the online course suggested I skip PayPal and pay directly with my credit card as soon as the "pending" designation on PayPal clears. The benefit of using PayPal - keeping your credit card information confidential - has been far outweighed by these recent occurrences coupled with their extremely bad customer service. It hard to understand why a company that used to be decent to work with and that makes money on each transaction has gotten so bad.
Reviewed Aug. 3, 2018
I sold a phone on eBay. Buyer bought in Feb 18. In June 18 they filed a " not authorized" chargeback claim against the purchase. PayPal takes the money from my account. I get it back since I have the tracking number and was protected by PayPal seller protection. The scam buyer files another chargeback. This after the post office no longer keeps the tracking info online. I lost the case due to this, even though the case should have been closed the 1st time I won. PayPal has not worked on my behalf to get my phone back. The scam artist has kept my phone and got all their money back. Even PayPal will simply say it's legal and they do not have to send it back. What a terrible business practice. Do not use PayPal for selling, they will not protect you.
Reviewed Aug. 1, 2018
Opened new account and verified everything needed to use for business and was assured that there would be no delays in funds since I confirmed all accounts but here we are after very first transaction and my funds have been delayed. I am sure my money and your money altogether make for some nice interest in their bank. If you have never used PayPal DON'T. It has been a miserable experience and just as soon as I can get these CROOKS to pay up the money that they owe me I will cancel my account and become a thorn in their ** for years to come so nobody else has to go through this!!! PAYPAL IS NOT THE ANSWER, TRY SOMETHING ELSE AND DO NOT GIVE THESE CRIMINALS YOUR MONEY AS IT WILL COST YOU IN THE END!!!
Reviewed July 30, 2018
On July 20th I had $3,210 sent to me via Paypal. There was a link stating that I could transfer my money which I tried for days. Every time I hit the transfer button I got a message stating Paypal could not process the request right now and to try back later. I e-mailed customer service. After 2 exchanges I still could not transfer my funds as I kept getting the same error message. Now 10 days later I have requested for Paypal to send me the funds via ACH or via overnight check as the issue is with their software but they have not yet done so. Still waiting for their software to work. I am wondering if Paypal intentionally does this to faciliate interest on the money sent? If their software is botched shouldn't they be helping their customers get the money and not just telling them to clear their browser and try again? Also, why is there no phone number to call a rep at Paypal to get things resolved? A total scam. Will NEVER use Paypal again... Ever.
Reviewed July 30, 2018
If you think you're always safe using PayPal for transactions, think again! I made a booking on Airbnb for a longer period and therefore, a large deposit amount in Euro. Although I had nominated my Euro-denominated credit card for this purchase, the debit went automatically to my A$ bank account, which was not funded for this purchase. After about a week, PayPal debited the credit card with an amount that was 10% greater than the purchase amount. Upon contacting PayPal, the supervisor claimed that this was a currency conversion charge that I had to pay as the amount had been converted from Euro to A$ and back to Euro. The fact that PayPal system made the conversions without regard to my preferred payment method, made no difference. I no longer trust PayPal and have closed my account.
Reviewed July 29, 2018
Last October I had opened an account so my husband and grandson could pay for a fishing trip. The head of the fishing company would not accept anything from PayPal so he paid cash. This Jan. I started receiving email from PayPal saying I owed them money. The end of Jan. we had a tragedy in our family and I became very ill. All of the sudden in June I get this notice from PayPal saying I owe all this money for ridiculous things. I kept emailing and telling them I did not purchase these. I kept trying to deal with them. I finally did make a payment for The New York Times which I had not ordered and two other things but with the tragedy I went ahead and sent money with a letter saying I had never ordered anything regarding this newspaper.
Then I start getting all these charges added which are fraudulent. I tried to speak with someone and they kept adding more charges. I have now filed a fraud complaint with them. They added The Wall Street Journal and other things. I am now waiting for the fraud complaint but have not heard from them. I am now looking at taking them to Small Claims Court. In Georgia you can go to small claims court for up to 15 thousand dollars. This has been a nightmare. The people working for them do not even respond. Will write again with the outcome.
Reviewed July 28, 2018
PLEASE BE ADVISED!!! PayPal is charging customers a significant service fee because they claim: "Our app doesn't allow for a free payment (friends, family, etc.) at this time. We are working on the problem and have received many complaints, but in the meantime, just tell people (who only call in to complain because they are on top of their bank accounts) to log on to 'paypal.com' and they can send you payments without the fee".
I seriously think that this calls for a class action lawsuit for the millions of dollars that they are receiving because people have no idea about this "glitch" in their system. Pathetic. Every option should be available no matter what portal a paying customer uses to send money and not allowing that option is making them millions and costing the payee millions in ridiculous, unnecessary fees.
Oh, and good luck with "customer service", what a joke. Lines fed out to other countries where the hold time is at least 20 minutes and then, when you do get some joker on the line, they are rude, talk over you, tell you how they need to educate you on how PayPal works, and probably have a miserable life to say the least. Never again people. Look into what I'm stating as fact here. They are ripping off millions of Americans who probably never saw it coming.
Reviewed July 28, 2018
Difficulty withdrawing balance and transferring to bank. Customer Service at PayPal is not open except during the week. For a company this size, you should be open 7 days a week or you shouldn't be in business. Paypal also tries to charge for transfers and sent me a canned email that they would charge a percent of the transfer. When I spoke with them the last time, they lie and say they don't charge a fee, but they definitely try. Don't let them.
Reviewed July 27, 2018
Waited over an hour on hold for customer service to pick up. I have security concerns. Finally gave up and am just going to cancel my account. I have a business account with them as well which I will be cancelling.
Reviewed July 26, 2018
My account was used in some type of scam, where multiple payments were sent to users. PayPal has given me excuses after excuses on not refunding me this money. They asked me to fax documents, then mail letters, and then to contact my bank. This who process has been horrible and PayPal needs to stop doing this to their customers. File complaints with your representatives regarding PayPal.
Reviewed July 25, 2018
It seems I am not alone when it comes to trying to deal with PayPal, they live up to their horrendous reputation of “legally” obtaining your money and somehow they hold your money for an undisclosed amount of time with zero accountability. On one occasion I sent money to a friend and it went into ‘unconfirmed’ status which happens when the email address is not linked to an account (I.e no account exists with that email address). This should be no issue and one should receive an instant refund yet the story PayPal come up with as to why it will take up to a month for you to receive your money back, is that it has left your bank account but PayPal haven’t received your money, it is in cyberspace with the flying pigs I might add!
To best illustrate what it’s like, imagine buying some milk and it is sour so when returning the milk the shopkeeper “drops” your money down the side of the cash register then tells you ‘Sorry! But it will take up to 28 working days for an expert to move the cash register and for you to receive your refund!’ It is not the customer’s fault that the shopkeeper does not know where the money has gone! The amount of unethical practices this company gets away with, really should be a sign for anyone to stay as far away from this company as possible. They obviously use your money and hold on to it as long as possible, and as you the customer are powerless to do anything about this big firm who is withholding your livelihood without any competent explanation or transparency.
Upon speaking to a manager after being hung up on and dealing with clueless representatives, I displayed my evidence to him, in the form of an email clearly stating a definite date for my money to be refunded, and it was well after the date with no funds to be seen and my bank account, “missing” the money I was looking for. His bottom line was he needs to ‘coach the representatives about misinforming customers’ and he still doesn’t know where my money is! Erm... there is a simple word for all of this...FRAUD!
Reviewed July 24, 2018
So, I recently realized that PayPal and eBay have teamed up to fool their customers. WORST PAYPAL & EBAY CUSTOMER SERVICE!!!! Worst MANAGERS in PayPal!!! They just don't care about their long term clients! I ordered a Galaxy Note 8 from eBay few days back and they had a promotion going on that day, that along with any $119 purchase you get a free Google Mini Home. I successfully redeemed the promo code for that along with my phone. I even received the confirmation email for the same! But, only after 2 days when I check my PayPal I come to know that they have charged me $54 for the Google Mini which was apparently free of cost. And upon checking my eBay account I see that my phone order has been canceled and they already shipped my Google Mini and wrongly charged me for that.
Upon contacting eBay & PayPal customer service 10 times, they were of zero help and kept blaming each other. None of them credited my account back. Paypal Managers are highly uneducated as they closed my claim saying that I'm not eligible for the refund for which they wrongly charged me. Never ever purchase a single item from eBay and don't authorize PayPal for anything as they misuse your account big time. They will run out of businesses soon!
Reviewed July 23, 2018
I used PayPal to give my roommate a deposit to rent a house. PayPal clearly had withdrawn the money from my bank account. The money did not transfer to my roommate's account. It was stuck in pending status. Days later, when we called PayPal to get an estimate on when the money would clear we were frustrated to realize that we wouldn't be talking to a customer service representative. The message we got was a looped robotic message that was zero help. Please save yourself the trouble and do not use PayPal.
Reviewed July 23, 2018
Venmo users beware, PayPal has the most ridiculous lack of customer service of any company I've ever encountered. All I wanted to do was add a second bank account to an existing PayPal account. Without any explanation, I was sent a "We cannot process your request at this time" error message. It was only after I emailed customer service that I discovered I needed to re-verify my ten year-old account in order to add the new bank account. Fine. I called the customer service line.
Call #1: Dropped from Queue. Call #2: On hold 30 minutes, had to hang up because those of us in the real world eventually have to go back to work during the day. I emailed customer service a second time, requesting assistance, and was told the 5 step process of how to get a one time passcode for better service. Half a dozen clicks later I was on the phone, passcode in hand. Spent five minutes in the phone queue before being transferred to a real, live human being... who promptly hung up on me.
Reviewed July 22, 2018
A few years ago I purchased a pair of Marshall 1972 Super Pa 100w amplifiers and recently decided to let them go. I approached Mr. **, a collector of these amplifiers, who then purchased them from me. Mr. ** suggested that I open up a PayPal account as that was his preferred method of payment. I explained to Mr. ** that I was not familiar with PayPal and he assured me that it was a simple and safe way of doing business with international clients. I agreed in opening up the PayPal account and on the 22nd June 2018 I received payment for the amplifiers which also included the shipping cost.
When I received the payment, I then realized I had to wait 21 days for the money to be available to me. I then notified my client and he had no problem with waiting for the payment to clear, as that would be the only time I would have been able to cover shipping cost. I also had no problem waiting for the money to clear as I understood it was procedure.
The payment cleared on 13th of July 2018 and I was under the impression that I could then proceed with the shipping. Unfortunately I kept getting an error code which said “return to merchant”. I then approached my local bank which is FNB and they then said that the issue was a PayPal issue which was restricting me from doing online transaction. I then contact PayPal who then advised that nothing is wrong with my account. Later on, I purchased small items on eBay which was successful and took this as proof to my bank to show that the issue was not a PayPal one but a FNB one. (The issue was still not resolved)
When I realized I was having issues with PayPal, I then did a partial refund to my client of 250.00 euros and suggested to him that he should procure shipping from his end. I sent him the quote I received for 204 euros from a company called Parcel Monkey. I also planned to use a local based Courier Company but found them to be a bit of stress and would cost my client more time. The suggestion of getting my client to procure shipment upset him and left me in an awkward position as he disagreed with procuring the shipment and explained why which made sense to me and I understood from his perspective. (PayPal has made me look as an unworthy trader in the eyes of my client which I wished to continue doing business with in the near future).
FNB suggested that my account was not linked correctly and advised that I follow the online banking procedure to correct the linking of my PayPal. So far the process has been extremely time consuming which had placed me in a position where I had to neglect other business, as I was most of the time on the phone - but nevertheless on the 18th July my PayPal account was successfully linked. (I assumed this was the issue and after this was done I was under the impression that I could conclude my sale with my client).
After my account was successfully linked the first thing I did was try to procure shipping for my client based in the UK with Parcel Monkey. This courier company does not accept PayPal as means of payment outside of the UK which was why I then tried to withdraw funds into my local bank account to complete the shipping and invest the money in other items to resell. I then found that I was unable to even withdraw funds, as I received the error message saying “return to merchant”. I contacted FNB and notified them of the problem, they once again advised that the issue was a PayPal issue and also advised that if I had withdrawn my money it would have take 8 days to reflect in my account. (PayPal withholding funds placed me in a position that allowed me to lose out on feasible transactions as my money was now tied up in their account).
I then looked for a courier company that did accept PayPal and found a company called Global Trans Express whereby I, once again, received the error message to say “return to merchant”. (Besides losing out on other business transaction PayPal withholding my funds that should be available to me is not allowing me the chance to complete my current transaction with Mr. **.)
I contacted PayPal once again and spoke with Shane and Pia who then pointed out the problems with my PayPal account and advised that it related to an internal security model. I was asked to provide them with a few documents such as my identity document and bank statement containing my card details which I did. Pia tried to uplift the internal security model issue but failed as she did not have access. I was advised by Shane that the process could take a few more days to be resolved and another consultant Mills said it could even take up to a year. I have communicated to my client all of the above and he has started to become agitated which I do not blame him for. (THAT'S WHAT I HATE THE MOST, HAVING AN UNHAPPY CLIENT).
Before I forget instead of the matter being resolved the issue just got worst as PayPal then placed more limitations on my account requesting more documents which I once again provided them with. On the 20th of July at 5:52 PM I received a message from PayPal stating my account has been resolved however the issue still persists.
To my understanding when my client made the payment the money was taken from his account immediately and placed in my account on hold for 21 days. After the 21 day wait PayPal continues to hold my funds which should of been available to me. This gives me the impression that PayPal takes our money to invest in other transactions which is not legit but an intelligent way of committing a crime. Also I was advised by PayPal to convert currency in order to proceed with my shipping transaction, after doing so my transaction was still unsuccessful and I was charged for this. In my opinion this is just another method they use to crook us.
Please assist in looking into this matter as I need to complete the shipping for my client as soon as possible. And I have browsed the net and seen I am not the only one facing this issue and if you do the calculation it's a million dollar scheme PayPal got going on. I have spent more than 15 hours trying to resolve this issue with PayPal. I would like my matter to sorted as a matter of urgency so I can withdraw my funds and never use this service again.
Reviewed July 21, 2018
I filed several complaints against unscrupulous sellers on WISH.COM and EBAY.COM, whose products did not match their description. PayPal suspended my account for returning faulty merchandise and is now illegally keeping my financial data on file without my consent or authorization to use in case a claim against me arises. This is known as criminal conversion. I have sent PayPal Inc., many emails requesting and even demanding that PayPal remove my financial data from their database and they are refusing to remove it. PayPal's excuse is that I may owe someone money and they intend to "use my financial information to pay that" illegal because they do not have my consent and because I do not own anyone any money.
The fact of the matter is - Sites like "Wish.com" and "eBay.com" are the only place I used PayPal. If my 6 purchases of bad merchandise was using poor judgment then why does PayPal continue to allow these unscrupulous business' continue to sell products that are worthless, the fact that PayPal allows these businesses with 100s or even 1,000s of complaints continue to sell then PayPal is at fault for not removing them from PayPal. PayPal needs to be investigated for criminal conversion. We will be filing a criminal complaint against PayPal Inc. and their executives.
Reviewed July 20, 2018
I've contacted PayPal customer support a half dozen times before and they are about the worst customer service people EVER! The operators that I had could barely speak English and they kept giving me vague or incorrect answers. They would also direct me to contact eBay even though the issue was with a PayPal account. I would suggest saving yourself 30 minutes and your sanity and don't even bother reaching out to PayPal.
Reviewed July 20, 2018
PayPal let a 13 yr old steal over $600 from me so the kid and his father of a middle and the age and PayPal sternly refuse to look at the evidence because obviously they would be in the wrong because on the website under their rules you must be 18 years or older to go and do business on PayPal. Anyways make a long story short I never got back to money but now after all these years of purchasing on eBay using eBay gift cards they made up a story that my account was hacked which it never was so my eBay gift cards they were taken from me. I have all the proof they were mine I bought at the store. I pay for them in cash which I have the receipts for.
Now eBay is refusing to let me use them because the word PayPal saying that my account possibly was hacked which it was not. All these credits were on my checkout page on eBay. I did not have to enter the room with the gift cards. They were already on there to use on my next purchase. I do have the gift cards and receipts but whatever PayPal wants to make an eBay will believe. I guess that’s why every time I try to call PayPal it’s an hour to wait every single time. I’ve tried to call and I don’t have enough fingers and toes for how many times I’ve tried to call them. It’s always an hour to wait so I guess I’m not the only one who is very very disturbed with PayPal and now they’re stealing your money so if you are using PayPal I suggest you get out while you’re ahead.
Reviewed July 19, 2018
PayPal is absolutely awful. I can't believe that they are still in business as pathetic as their business practices and terms are. They put a restriction on my account out of nowhere saying they needed proof of my identity. Even though I don't know why they did it, I do understand the practice. It's easy to have fraud online. But then, I uploaded pictures of my state issued driver's license and social security card. I didn't get any response for several days, so I called them.
They verified that I am who I was supposed to be, but then, during this same call, they asked me where I get my products that I sell (now keep in mind, I have been selling on eBay and this account for nearly four months without a single customer dispute or failed delivery and have nearly 30 transactions) and if I had receipts for my items. I wasn't aware that unless there was a dispute between a buyer and seller (and I can't really even rightly accept that where the item came from would matter much then either) that it didn't matter where you get the items you're selling. What is it to PayPal? I might have elves making toys for me to sell at the North Pole, but as long as the customer gets the toy that they purchased with no issues, I can't imagine it could possibly be relevant.
In any case, I, like I'm sure probably at least 75% of other PayPal users, didn't have receipts for what I was selling. Why would I need one? What does it matter at all as long as the customer/seller satisfaction is good? It doesn't. But, for that reason alone, they locked my account (and my funds in my PayPal balance I had received for my items that I had sold on eBay for 180 days). Absolutely nothing to do with any other factor than they locked my money to draw interest on it. This is completely unethical and should be addressed. No company, corporation, organization, or individual should be able to use a half-ass stupid user agreement policy to be able to keep your money for SIX MONTHS. And they are getting away with it every single day. They are absolutely, without a shadow of a doubt, the biggest group of online exchange thieves.
They locked up nearly $2,000 dollars of my money so that I can't touch it in any way whatsoever for 180 days for no reason other than they can and they wanted to have my money. Do that to about 50,000 people a year and you're making a huge sum of money on top of the huge sum you're already making from fees that you charge the people whose money you're going to hold whenever you decide to, regardless of any inconvenience or serious financial problems it causes them. I don't know about the rest of the world but when you take $2,000 of my money and lock it from me for SIX MONTHS it puts you in a hell of a financial dilemma, or it has me anyways. I'm not rich, and I depended on that for income. Now I have a title loan coming due on my only vehicle and my house rent and rent for my storage units where every single belonging I have is stored.
Thanks PayPal, because you're a bunch of greedy, worthless snakes, I have you to thank for me fixing to lose everything I have. EVERYTHING. So my advice to anyone who might be enlightened by my mistakes, DO NOT USE PAYPAL, unless you want someone to just do whatever they see fit with your money for whatever reason they want, and if that's the case just give it to me. Might as well, it's about the same prospect, someone I don't know has my money for no reason other than they wanted it, and I can't do anything about it for six months. Might as well throw it away if you have any bills due or any expense within that six months because it's useless to you just the same. I hope this review helps you get an idea of who and what you're letting hold your money (and possibly everything you own if you were depending on it to pay your bills).
Reviewed July 18, 2018
I purchased some items from eBay in late June but never received them. I paid through PayPal. I contacted eBay and was told I was eligible for PayPal money back guarantee. I contacted PayPal and was told that my primary address was not my real address. That being caused by back in the later part of last year they and eBay got hacked. My primary address was fraudulent and no fault of mine. I was told that because I click pay now it was my fault. They told me it could take up to two weeks to get a judgment on my claim. I got an email it less than five minutes later saying it was denied. The seller refunded my money today even though he did not have too. As for PayPal they have to be one of the most crooked companies on the Internet.
Reviewed July 17, 2018
I have recently opened an account with PayPal and have been selling reasonably high priced items through eBay. Due to my new account status I’m told that my money is held for 21 days. What I have so far experienced is that the 21 day period comes and goes but my money is still kept on hold? I have rung repeatedly their helpline and sent numerous messages to which I’m told there is a technical hitch with my account. Eventually after hours of calls SOME of the money has been released but still I’m waiting for WEEKS after the event for the rest of the money to be released and still no resolution.
I now will not accept payment via PayPal as they are clearly either completely incompetent or just plain racketeering. Their charges for this service (joke) are ridiculous and their currency exchange rates a complete rip-off. How on earth does this ** of a company get away with it? Between themselves and eBay the charges are disgusting, the service deplorable and their routes to resolution frankly crap. Luckily I do not depend on these payments reaching me in timely fashion but I dread to think if someone was using their service who relied on being paid without the time issues and all the grief. It’s about time this company was outed for their deplorable business practices.
Reviewed July 17, 2018
I recently received money through Paypal for an item I sold online. While I don't run a full-time Ebay store, like most I sell items I no longer want. I've been an Ebay/Paypal member since 2003 so when I inquired about a recent hold on funds received, I was bounced back & forth from both companies. My last call to Paypal was very uneventful & the agent was very rude. She mocked my frustrations with my situation & when I asked to speak with a superior, she hung up. I'm not the first person to have issues getting matters resolved with Paypal.
Reviewed July 16, 2018
Absolutely the laziest and worst customer service I’ve ever experienced in my life! I opened an old account and needed to do a name change so I submitted all the documents and they changed it to the wrong name. I emailed them in frustration and told them to read the rest of my driver's license so they could actually change it to my correct name. I then got an email saying I would need to call them and make the change. So, I called them to make the change and they told me they couldn’t do it unless I submitted another request for a name change. I said, "You want me to submit all of the same documents that you are looking at right now so that you can change my name to the correct name?" He said yes and apologized for the inconvenience.
I said, "No, you have all of the documents in front of you and it’s insanity for me to send it all over again and hope for something different. You have everything you need, you have all of my documents, just change it to the correct name. It’s right there on my driver's license that you have on file!" He wouldn’t budge and I said that I wanted to speak with a manager. He put me on hold for an extended amount of time and then came back and hung up on me. I then called back.
When you call PayPal, the automated service asks if the number you are calling from can be used to look up your account. I said OK. It then told me that I would have a two-hour wait but said I could be on a callback list if that would be better. I obviously wasn’t going to be on a callback-list nor wait two hours on hold when I had just gotten off the phone with their representative. I knew they were there. So, I called back again and said "no" when the automated answering service asked to verify my account with my phone number.
At that point I was on hold for about two minutes before a representative got on the phone. Ironic that when they didn’t know it was me they were happy to answer the phone. It was the same guy. So, to sum it up, they got mad at me because I was frustrated at THEIR mistake and wanted a manager to correct it. Then they flagged my account and wouldn't take my call. They lied. They said it was a two hour wait when it clearly wasn't. When I told him I wanted to cancel he was happy to handle it.
He couldn't change my name with my driver's license in front of him nor put me in touch with a manager, but he was happy to close the account. He didn't even ask why I was canceling so I let him know I'd be contacting the BBB, Google reviews, and social media to report my experience and he happily said "ok". He didn't care, nobody there cared. I'm just one person. But I'm now one less customer and if they continue with service like that I won't be the last to walk away. It was by far the laziest and unprofessional customer service I've ever encountered, and I'm in the customer service industry.
Reviewed July 15, 2018
First, I served as a judge for the State of Florida Department of Business, and Professional Regulation. It's the judicial arm of the Florida Secretary of State, and regulates all businesses foreign, and domestic, doing business in the State of Florida. That includes PayPal, and eBay. That being said, it is my experience any merchant using PayPal as a means of payment is foolish. One of the businesses I own has an eBay account which is "Top Rated Seller Plus", "Power Seller", and has 100% feedback. It has been doing business on eBay for 10 years. eBay, has been great, and has always supported us 100%. They have always been fair, professional, and helpful.
Return fraud is one of the major problems regarding internet commerce. We just had a buyer using a fake phone number, fake address, purchase four of our products, asked for a return, claiming it was fake in an attempt to avoid a 20% restocking fee, and return shipping costs. Upon further investigation it was found this buyer did the same thing to 3 other eBay merchants making the same claim, and returning bogus items, but not what he purchased from those eBay merchants. We have a 30 day return policy so no problem there but we made sure the buyer knew that what he returned would be inspected closely by third parties on delivery. The buyer never shipped the product we sold him back. The claim was ruled in our favor with eBay, as it should have been.
The buyer then filed a claim with PayPal claiming the product was fake. I sent PayPal all the evidence against this buyer which should have made the case open, and shut. Instead PayPal ignored the evidence, and illegally deducted money out of our PayPal account. I say illegally because we had NOT received the 4 products back from this buyer who had made the bogus claim with PayPal against us. PayPal then closed the case stating we told them we had received our products back which was a lie. I immediately responded to PayPal using our email system that what they did was illegal. You can't take money from a merchant and give to the buyer, and allow the buyer to keep a merchant's products without compensation. It's called "defrauding a merchant" as well as "mail fraud". I sent PayPal a ten day demand letter which they ignored.
Coincidently, the buyer evidently decided to ship us a package purported to be the items he purchased from us in an attempt to claim he returned our products. The box arrived and was opened in front of a U.S. Postmaster. The box contained wood blocks. So now this buyer, as well as PayPal have a major problem because that is "U.S Mail fraud" and interstate commerce fraud, charges we are pursuing against the buyer, and possibly naming PayPal as an accessory.
I notified PayPal of the empty box and sent them the letter from the U.S. Postmaster which the U.S. Postmaster labeled "Fraud Parcel". Finally, I spoke with senior management instead of low tier PayPal employees. They were very professional, polite, and extremely concerned. They have indicated they fully realize the ramifications, and what their possible criminal, and civil liability might be. We'll see what PayPal does. I believe the supervisors I spoke with were sincere. However, I don't trust PayPal. I have told them if the money is not returned shortly I will name PayPal in my criminal complaint. I spoke with the criminal investigations for the USPS, and the agent said they would also consider PayPal part of the problem, since PayPal was alerted to this fraudulent buyer, and ignored the evidence the buyer was a fraud.
So my advise to merchants is get a merchant account, and forget PayPal. They have poorly trained lower tier employees that handle serious problems which they shouldn't be handling. PayPal's whole structure is based on a bureaucratic system to discourage its customers. I was the wrong guy to attempt that approach on. Stay tuned.
Reviewed July 15, 2018
I am a teacher who lives in China and am visiting Europe for the summer. As my Chinese credit card does not work out the country. I had an old friend send my money through PayPal. (I sent the money to her account from mine INSTANTLY through a Chinese banking app called Alipay which is much better.) She sent $1700 on July 10th and we followed every instruction given on the website. As there was no purchase made we qualified for instant/express payment. Everything we did was denied or was not supported by the website such as confirming my identity to sending confirmation emails and keeping money on hold after the date assigned. With every email and phone call the directions have gotten worse and more incompetent while I am still currently stuck in Europe with no enough cash to even buy a hostel.
Reviewed July 15, 2018
I purchased a product through what I now know is a fraudulent company (never replied to a dozen emails, no phone number, website no longer active a month later). I never received the product although seller states it was delivered and PayPal will not give me a refund. I have repeatedly asked for a refund or the product and they deny the dispute. I will never use PayPal again and suggest the same for others. PayPal works great as long as you never have a problem. Never use PayPal if you are unsure where you are sending/receiving money.
PayPal Company Information
- Company Name:
- PayPal
- Website:
- www.paypal.com