Credit Sesame Reviews

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About Credit Sesame

Credit Sesame offers free credit monitoring services on its website and mobile app, which is available for iOS and Android. No credit card is required, and it does not impact your credit score. Members receive a free credit check and credit score update every month from the TransUnion credit reporting bureau.

Pros
  • Premium plans available
  • No credit card required
  • Free monthly credit score
  • Mobile app
Cons
  • Add-ons require monthly subscription
  • Only TransUnion credit score is free

Credit Sesame Reviews

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    Page 4 Reviews 240 - 440
    Verified purchase

    Reviewed July 16, 2019

    My experience with Credit Sesame has been great! I had been plodding along making monthly payments to creditors, and then Credit Sesame found me. I did not understand the importance of a credit score, and did not know there was anything I could do to improve my miserable score. Thank you to Credit Sesame for arming me with financial knowledge and giving me an occasional pat on the back when my score goes up a bit. I don't always understand the suggestions they make, i.e. why does getting a new credit card improve my score? But now, I follow their suggestions and my score is improving. It is certainly satisfying.

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    Verified purchase

    Reviewed July 16, 2019

    Your odds were perfect. I got a Citi card with $7k limit just for applying. I wasn't expecting more than $2k. Plus, the personal loan you suggested was approved in less than 24 hours at a very competitive APR. Very happy.

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    Verified purchase

    Reviewed July 15, 2019

    Would like to recommend Credit Sesame for monitoring and alerting me on my account for activities on my social sec#, never detected by other monitoring services. Thanks so much for doing that. Also, I like their updating me for what to do now that I have achieved a level in my credit score like maintaining it or boosting it.

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    Verified purchase
    Online & App

    Reviewed July 15, 2019

    This website is very friendly, easy tabs, easy break down to make it easy to understand your credit report, very accurate, there is also a tab for Alert that advises you when there's a change in your credit report, and it does tell you what to do to improve your credit report.

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    Verified purchase
    Online & App

    Reviewed July 14, 2019

    The app is easy to access and the direction are simple and right to the point. I was able to access my credit score in about 3 minutes, and it is free. It gives information that will be helpful building your credit score.

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    Verified purchase
    Punctuality & Speed

    Reviewed July 13, 2019

    I'm not giving information as far as name and exact location. I only want to express information regarding my experience with Credit Sesame and THAT'S what matters. Before Credit Sesame, my credit score was 286 and falling. No one would give me credit or even consider my application. I signed up with Credit Sesame's FREE service and received my first credit card offer within 30 days. There was an annual fee for the card, but it was worth it to rebuild credit which hasn't existed for over 20 years. Now, I have several cards with limits upwards of $10,000 and some are cash back cards. The payments are low and I don't miss any. Even though due to travel my debt is high, I have the means to control them. As long as my payments are on time, My credit is good.

    Credit Sesame sends me emails to let me know what is happening with my credit score, usage and debt. It also tells me how I can control my score by increasing my credit limits, reducing my spending and paying off the smaller limit cards. My credit score went from a 'don't even ask' score of 286 to a 'how much do you need' score of 723 within 9 months. Now my score has dropped because of vacation spending however, I never miss a payment and pay off the lower ones as Credit Sesame suggested.

    I'm not telling you that you should grab every offer that comes your way. You should be cautious and picky. But, if have a credit score of 400 or less and your first offer is a low limit $300 card with an annual fee, take it.

    BEST PRACTICES:

    1. Make your payments on time.

    2. NEVER max out your card.

    3. Set up alerts for transactions you make; payments you make; balance due and payment due dates.

    4. When you owe half of your card's limit, stop using it until you pay it off.

    5. Some cards offer credit increases after you make a certain amount of PAYMENTS ON TIME. Accept these increases, but only spend one-fourth of your limit and pay it off. This will keep you in good standing and afford you time to repay it if you have an emergency.

    6. If you have the cash, don't use the card. Splurging can get you in trouble.

    7. Pay your bill at least one week before it is due. That not only gives your creditor time to receive the payment, but it also keeps it from being late. This strengthens your payment history and if you do have to make a late payment, your consistent before-due payment history MAY help you to get your late fee waived (though this is NOT a guarantee).

    8. Check your due dates. Example: If you make a payment on January 1st and your due date hasn't changed when you check it on January 15th, DO NOT make a payment until your new due date is shown unless you are paying it off. Any payment made before that date changes, is going to count within the same payment cycle as your previous payment. So you will still have a payment due the following month.

    9. A lot of creditors reference a 'Billing Cycle'. These are the dates they use to calculate your amounts due and due date. This cycle does not necessarily mean your payments will be the same amount or due on the same day every month. WATCH YOUR DUE DATES CAREFULLY. I suggest checking them every 7 days.

    Credit Sesame can get you started, but it's up to you to be responsible. I can't stress enough how important it is for your payments to be made on time if not before time. I recommend Credit Sesame to ANYONE who needs help. Listen/read/follow the advice they offer that fits YOUR needs. Don't expect a miracle and don't give up. Do what you need to make it work for you. I hope this helps. This review is based on my personal experience and is NOT a guarantee that it would work the same for you.

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    Verified purchase
    Price

    Reviewed July 10, 2019

    Credit Sesame is extremely useful in giving you a clear view of your total debt and credit. On top of that, it's free. It helped me figure out what I owed and to whom, what the amounts are, and how much interest I'm paying. When you have all of that info on one consolidated screen, it gives a great picture of your total debt and lets you figure out a plan to reduce it and increase your credit score.

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    Verified purchase
    Staff

    Reviewed July 10, 2019

    I found this site to be easy to both understand and navigate. I also found it very helpful. I did get more information than I needed, but that is a good thing; I found that the extra information furthered my understanding.

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    Verified purchase

    Reviewed July 7, 2019

    I was skeptical at first about providing my personal information but it has been really a great source to keep up with hits to my credit score both good and bad. Instead of not knowing at all as was my previous experience when I would apply for credit now I have confidence &/or the ability to discuss with a potential lender.

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    Verified purchase

    Reviewed July 5, 2019

    Everything that I need to know about my credit score, my credit and my accounts is all in one place which makes it convenient. I plan to revisit this email to look at future possibilities of how to improve my credit score.

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    Verified purchase

    Reviewed July 4, 2019

    This company has helped me understand credit, help me in credit utilization, it has been one of the greatest experiences I have encountered with a company I found online. So far everything they have suggested has worked for me.

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    Verified purchase

    Reviewed June 29, 2019

    I have enjoyed using a free account with Credit Sesame to track my FICO score and the variable factors in the "credit game". They provide me with frequent email recommendations for credit cards to apply for. Since I am periodically adding a card to build up my line of credit I appreciate their information. I find that their FICO scoring system is reasonably close to what the real scores are. I recommend that anyone open and use a free account with them.

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    Verified purchase

    Reviewed June 29, 2019

    The recommendations Credit Sesame gives are customized to my credit profile. Every step they have recommended to increase my credit score has done just that. My score has improved dramatically since I started using Credit Sesame... and it's free!! I am so happy with Credit Sesame, I recommended it to my husband, and he made the switch from using the karma service to Credit Sesame.

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    Verified purchase
    Punctuality & Speed

    Reviewed June 28, 2019

    It's ok many parts, but it's late on time. I have a daily account on my notes and we have a big difference between these numbers and my. The loan students is too high, the percent is different. It's not real at all.

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    Verified purchase

    Reviewed June 26, 2019

    Thank you for your help and advice. I learned a lot about my credit. This is a good service. I will recommend to my friends and relatives. This is all that I can think of to say - so I will just say thank you again.

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    Verified purchase

    Reviewed June 22, 2019

    I have nothing but good things to say about Credit Sesame. It has helped me monitor and work on my credit ratings by following some of their suggestions. I would highly recommend this site if you are in need to improve your credit rating.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed June 22, 2019

    Response was fast and accurate. It showed no bad marks on my credit so there was no info on how to improve it. I guess I can raise my score by applying for more credit. A higher available credit makes you debt less percent.

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    Verified purchase

    Reviewed June 21, 2019

    I love this Credit program that you have available because it helps me keep me in control of my credit score and to maintain all of my credit cards that I am currently using, and keeps me mindful not to overspend or buy things that I really do not need. Thank you Credit Sesame.

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    Verified purchase

    Reviewed June 20, 2019

    Before Credit Sesame, I knew very little about how the impact of certain transactions affected the your credit score. Because of Credit Sesame, I try very hard to make sure certain things such as late payments and charge offs steer clear from my credit report, the extra effort of calling a creditor and making a payment is well worth it. So much knowledge and understanding of my credit score I have received from Credit Sesame, I tell my entire family about it, sign up, get those alerts, it is worth the effort, it is worth your credit score.

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    Verified purchase

    Reviewed June 19, 2019

    I hope you keep the service free of charge and that the credit score you provide is as accurate as possible. Also you can provide some general hits or other services that can help people like me improve their credit score in 6 months or more in order to buy a house. Thank you.

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    Verified purchase

    Reviewed June 16, 2019

    Nothing more to say. Thanks for updating my credit. Thanks again! You are right on the money with me. Keep it up! When there is any problem I will contact you for advice. So, have a great day and every day!

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    Verified purchase

    Reviewed June 16, 2019

    I wasn't notified of the overage to this credit card. I immediately made a payment significantly greater than the minimum pay required by July 5, 2019. Hopefully the creditor will remove the complaint listed on my credit report. Thank you for advising me.

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    Verified purchase

    Reviewed June 14, 2019

    I love this site, very helpful and accurate. Mostly it's free, sends me alerts and keeps me update. I recommend to all my friends. I've been using this for years, got most of my credit card recommendations from this site.

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    Verified purchase

    Reviewed June 11, 2019

    I use this and it's almost always the most accurate. They have great services and easy to fill out credit card applications. I would definitely share this site with all my friends and family. I will continue to use this site for all my credit needs. I hope others do too.

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    Verified purchase
    Staff

    Reviewed June 11, 2019

    Very user friendly and helpful. When I log on to the "CS" website I can easily find everything that I need to stay on top of my day to day financial monitoring. Everything that I'm looking for is at my fingertips and the info that I'm needing to access is only a click away. Thank you Credit Sesame!

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    Verified purchase

    Reviewed June 8, 2019

    Thanks for the snapshot of my financial outlook to see how I am doing plus the advice column was helpful as well because it showed me what steps I have to take and do to reach my goals.

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    Verified purchase

    Reviewed June 7, 2019

    Credit Sesame has been very helpful in helping me to understand my Credit Score. They break it down in such an easy way that everyone can understand it. They gave very good advice on how to improve my score. I am an educated person with a Master's degree and I used to have difficulty understanding my report.

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    Verified purchase

    Reviewed June 7, 2019

    It was a negative on my credit report, I didn't know what it was or where it came from, Credit Sesame was very good, in giving me the info, so I could get in touch with the company, so I could get this negative on my credit report, taken care of. Thank you.

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    Verified purchase

    Reviewed June 6, 2019

    Not all of the services of Credit Sesame, have actually applied or were actually approved, But it is nice the bulk of my approvals being accepted. Even in hardship and even dealing with issues, such as the potential for charge offs. Though these hardships, have more to deal with Identity Theft Compromises.

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    Verified purchase

    Reviewed June 6, 2019

    This is one of the best websites that you can go to to check your credit and check where you have problems, so you can work on how to fix them to make your credit score better. You can look to where you can get a good deal on a credit card that has what you want.

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    Verified purchase

    Reviewed June 4, 2019

    I review my scores at least weekly on here and the score posted is close by about a 3-7 point +/- difference with my Equifax score. Credit Sesame is in line with other credit monitoring features available from credit cards I have.

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    Verified purchase

    Reviewed June 3, 2019

    Thanks for the credit report, I did not know that you all exist, So thanks for everything and I hope to be able to tell others about this service. I knew nothing about until this message pop up on my e-mail. So thanks again.

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    Verified purchase
    Staff

    Reviewed June 2, 2019

    I am curious why one agency says 721 is 'Good', while another jumps 2 labels and calls the same score as 'Excellent'? I was advised by CS, to get more cards and credit line increases, that would increase available credit vs. amounts owed. I did this and got an increase on one card from $4500 to $9000, and got a new MasterCard with another $9000 credit line, yet it seemed to lower my score, not raise it. What's up with that? ~Confused.

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    Verified purchase

    Reviewed June 2, 2019

    I appreciate the accuracy of my credit profile. The offers give me a sense of how I'm doing. I'm interested in raising and maintaining a great credit score and Credit Sesame is helping with that. Thank you. I enjoy the free service and have access to many opportunities.

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    Verified purchase

    Reviewed May 31, 2019

    I received an alert that an car lease had been opened in my name 3 days ago. After contacting the account provider, I was informed that there was only a name change of the provider and therefore it was reported as a new account opened in my name. Fortunately no new account was opened in my name. I am very please for the prompt reporting/alert by credit sesame. Thank you. Keep up the good work!

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    Verified purchase

    Reviewed May 29, 2019

    Very impressed with this site....easy to understand and follow selected information. Everything you need to know is in front of you and easy to understand. Information is clearly labeled and information is made readily available at the tip of your fingertips.

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    Verified purchase

    Reviewed May 28, 2019

    Highly recommended if you are looking to take control of your credit and debt. With Credit Sesame, I was able to raise my credit score almost 100 points in 6 months with Credit Sesame's recommendations. The site even recommended several credit cards and took the guessing out of the process. I now hold a travel rewards card that I wouldn't have had access to 6 months ago.

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    Verified purchase

    Reviewed May 26, 2019

    I have only used Credit Sesame for a few days but it has been helpful and eye opening in ways that I can fix my credit. It's great!! Try it. You'll like it. I do. Actually, I love it! It is simple, straightforward and easy to understand and use. Words can't express the way I feel about Credit Sesame. Join and you will be just as happy as I am.

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    Verified purchase

    Reviewed May 26, 2019

    You are always up to date in keeping me informed about my credit. Even offering recommendation to improve my credit and score. I really do appreciate all the things you all are doing. Keep up the Good Work by keeping me informed. Thank you.

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    Verified purchase
    Punctuality & Speed

    Reviewed May 25, 2019

    I am very pleased and extremely happy with my "new" Credit Sesame account. Prior to using Credit Sesame I had been using Credit Karma for over 20 years. However, it does not compare to Credit Sesame in so many different ways - All of which have been of great assistance in getting my credit score IMPROVED and in a short period of time. I am a dedicated member of Credit Sesame for life!!! Thank you, Credit Sesame.

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    Verified purchase

    Reviewed May 20, 2019

    Getting around was so easy, had no problem finding what I came into Credit Sesame to find, liked the recommendations that you suggest and will be looking into finding what else will help raise my score. Thank you for helping me feel better for the score I received.

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    Verified purchase

    Reviewed May 17, 2019

    New to me. I am not intending on doing anything in particular but I do like your website. It describes other factors that are not included in other credit bureaus such as ways to improve your score and generate a secure method of improving your credit.

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    Verified purchase

    Reviewed May 15, 2019

    I am trying to rebuild my credit and this service is great! Love the easy to understand information. Exceptional offers that can be applied for right thru the website which is very convenient. I look forward to being able to purchase my new home in the next year.

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    Verified purchase

    Reviewed May 13, 2019

    Credit Sesame is the best tool ever. This tool keeps me motivated to do better in building my credit. I love the tips that they give me in order to improve my credit profile. I also love the fact that they tell me why my score might have decreased. It's the best thing ever. I love it.

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    Verified purchase

    Reviewed May 11, 2019

    This service is very beneficial for the average consumer/layperson who has no clue or idea about finances. The service provide easy and comprehensive steps that are relevance to all, also assist individuals in maintaining and keeping on track with their financial wellness, by providing guidance, and easy to follow steps to improve their financial wellness love it.

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    Verified purchase

    Reviewed May 4, 2019

    I recently signed into Credit Sesame to secure information on my Credit Score. I was impressed by their format and the fact that they also made recommendations to improve my score. I applied one of their recommended credit cards. They gave me very good odds. I was approved for credit in less than 10 mins. Thanks Credit Sesame!

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    Verified purchase

    Reviewed May 1, 2019

    I love your website to keep up with my credit score, my debt but monitoring and be able to see how much I owe on my credit card debt. Also love that I can see which credit cards I qualify for.

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    Verified purchase

    Reviewed April 29, 2019

    I was satisfied with my experience with Credit Sesame on this visit to check my credit score and offers. Although I didn't apply for any cards today, I know what my options are as far as credit cards are concerned today.

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    Verified purchase
    Customer Service

    Reviewed April 28, 2019

    I have nothing but good things to say about this service. They have excellent communication methods along with regular follow up emails. They also give valuable information and recommended requirements to help build my credit score. I would definitely recommend this service to my family and friends.

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    Verified purchase

    Reviewed April 27, 2019

    I have been enjoying the experience of using Credit Sesame because this software constantly reminds me of good advice and tips on improving my finances and credit scores. Two of the Three credit card accounts I actually use I first found out about through Credit Sesame.

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    Verified purchase
    Staff

    Reviewed April 25, 2019

    Thanks so much for your great service, it's amazing that such excellent assistance and help is for free. I always look forward to your alerts and awesome suggestions. I highly recommend Credit Sesame for those who require financial advise and help. Thanks again.

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    Verified purchase

    Reviewed April 24, 2019

    I applied for a credit card and everything went quickly and easily and I was approved. I needed more credit to bring my points up so I can qualify for a mortgage to purchase a home. I can now start looking for our new home. Thank You Credit Sesame.

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    Verified purchase
    Ease of Use

    Reviewed April 24, 2019

    I love Credit Sesame and suggest everyone to use it! The site and app are easy to use. I also like that they give us tips to help build credit. All around Credit Sesame is a great tool to use when dealing with credit!!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 22, 2019

    Without Credit Sesame I would have never known my email was on the dark web. Thank You. This gave me a chance to get ahead of a bad circumstance and make the changes I needed before things took a bad turn. Again, I say thank you, great services.

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    Verified purchase
    Punctuality & Speed

    Reviewed April 17, 2019

    I was very happy with how fast and easy it was to check my credit. I would recommend friends, and family members to this site. I had no problems with this site at all. Thank you so much for my credit score.

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    Verified purchase

    Reviewed April 13, 2019

    Credit Sesame has giving me credit ease. The ability to review my credit rating at anytime without having to contact/pay from the 3 major credit bureaus. The ability to scan my loans and credit cards gives me peace of mind and a security I haven't had before. Thank you for your services. Sandra.

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    Verified purchase

    Reviewed April 12, 2019

    I thought the site was great. I wanted to learn how to improve my credit score by doing the follow things on your websites, Question to make life better living but the site was great. A plus. I like the things you can chose from on the site and the links to look them up to help improve my score.

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    Verified purchase
    Ease of Use

    Reviewed April 10, 2019

    I found that Credit Sesame is easy to use and it helps educate on credit scoring. For a software that is easy to use and is free to the consumer but I am aware that the credit card advertisers probably get some business out of it.

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    Online & App

    Reviewed April 8, 2019

    Seriously- I think in one day it tried to get me to open a new credit card three separate times. They must get some serious kickbacks from the credit card companies for people that apply through their app. I don't want to entirely take away from the app- they do have some good suggestions and in my case, decreasing my Debt to income is one factor that really raised my score. However, I did it through paying things off instead of opening new cards. Either option will help me achieve my same results but my way keeps my average open credit line high, doesn't result in an inquiry and doesn't give me cards I don't need. I understand everyone isn't able to do this, but educating consumers about credit profiles and having them make smart choices should be the focus of the app.

    Based on how much they pushed CC, I stopped using it within 3 months. If you're looking to get a new CC, it does a FANTASTIC job of showing you offering and your approval odds and allows you to compare what you may qualify for. If you really want to learn what impacts your credit and be given options for raising your score along with education, this may not be the option for you.

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    Verified purchase

    Reviewed April 8, 2019

    Great website. I am really enjoying Credit Sesame. I signed up my mom today. It is helping to work on my credit, I can see the flaws that I have to fix, it really is working great for me. Definitely will recommend to more people.

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    Verified purchase

    Reviewed April 6, 2019

    To be able to check your credit score as often as you wish without affecting your score is truly amazing. The tips on how to increase your score, reasons why score increased or decreased, % placed on debt, credit inquiries, types of debt, avg length of accounts, etc is a huge help. If you apply the FREE advance I guaranteed to you can increase your credit score. Credit Sesame's advice and direction has increased my credit score monthly for the past 2 years.

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    Verified purchase

    Reviewed April 3, 2019

    Awesome website you have. Congrats. Very easy to work and I think ???? it's really great if you compare with other's websites hard to see or figure out what to do finding content. Thank you guys for your hard work.

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    Verified purchase

    Reviewed April 2, 2019

    My experience with Credit Sesame was excellent. I like the fact that it gives you advice on what credit cards you can apply for with your score and how to improve your score if you need to. Also it gives you credit cards you can apply for with the APR and how much credit you could possibly get. Keep up the great work.

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    Verified purchase

    Reviewed April 2, 2019

    I really enjoy the detail on the reporting Credit Sesame uses. Their site is user-friendly and accurate. I've been working on my credit and having a helpful website has made raising my credit score easier to understand. I've used another site as well and just learned about Credit Sesame today on a social media page. This site will be another way to help me get better credit and understand how banks use credit for loans.

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    Reviewed April 2, 2019

    I have been using this service for about 6+ plus months. I find it very useless, it’s just a way to push credit cards, and loans on people. I think they purposely display low scores and try to get you to apply for these products. I also use other apps to keep track of my score, and reports and they are always different. I check my credit with them about 11:00 pm on 3/31/2019 and it way up and I checked it about 2:30 pm and it decreased 88 points and this is after reporting my paying down one of my credit cards and not the rest. Nothing else changed, so I compared it with my other apps which showed a 30,31 point increase and they both were reporting from TransUnion. I recommend anyone using this site be cautious there in the business of my money off making you bad credit risk.

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    Verified purchase
    Staff

    Reviewed April 1, 2019

    I have recommended this monitoring service to many friends and probably 30+ have downloaded. For a new user however it can be a bit confusing between advertised options and the actual portal's tips for improving credit. Example: someone opens the page and sees 4 credit cards to get, they click on the top one and secure it to improve their credit thinking it's a genuine recommendation; sometime it is not. The option did not fall in line with tips but just a splash page for Credit Sesame to generate revenue. (No issues here, I understand how the cookie crumbles and you have overhead hence the free service) Maybe spend a little more time integrating the platform with adverts with actual tips for the layman and it may be prosperous. Other than that it is a great tool for the INTERMEDIATE user. Kindest regards, Gene.

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    Online & App

    Reviewed March 31, 2019

    I've really liked this website so far, and installed the iPhone app for Credit Sesame just now to try it out. It's been fairly accurate so far! I don't check it every day, but changes to my score have updated within a month.

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    Verified purchase
    Staff

    Reviewed March 31, 2019

    I enjoyed using the site. Very user friendly and a lot more information than I thought it would have. I liked the details it had and the tips on how to correct specific credit problems. I will continue to use it to improve my credit.

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    Verified purchase

    Reviewed March 31, 2019

    I think it's great that you can learn about your credit. I think it's great that you can can get your credit score now without getting dinged. I have learned so much from Credit Sesame. I think it is especially great now for kids who lack credit education. It's a great tool.

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    Verified purchase
    Staff

    Reviewed March 30, 2019

    I just signed up for Credit Sesame. It was very easy and user friendly. I also like the organization of the site and the recommendations to improve credit scores. I definitely will be using your site to monitor my credit frequently.

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    Verified purchase
    Online & App

    Reviewed March 27, 2019

    I have enjoyed the learning experience and the information that Credit Sesame has offered. To be able to see my score each time I'm on the website gives me something to strive for assures me to keep striving and not let up on pursuing my goals.

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    Verified purchase
    Punctuality & Speed

    Reviewed March 27, 2019

    Quick timely text alerts on my phone. I was able to log onto my account and see exactly what and where generated a series of alerts. It is reassuring to have this security. I recommend this service to everyone that needs that extra layer of protection. We all do nowadays!

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    Verified purchase
    Customer Service

    Reviewed March 23, 2019

    The only problem I have with this credit reporting agency is daily emails offering me two Capital One credit cards, that I already have now. I cannot apply for two of the same cards yet daily this company offers me these two Capital One cards, I dont understand. They monitor my credit and should see I have these cards on my credit file.

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    Reviewed March 22, 2019

    I like Credit Sesame because it gives me peace of mind. The information is accurate and helps me stay on top of important information regarding my credit! I look at Credit Sesame monthly just to make sure things are on track. The goal setting feature is really cool too, I just recently met both of my goals and now I'm trying to think of what should be my next.

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    Reviewed March 22, 2019

    According to the reviews, credit cards can turn you down for any number of reasons. I think your analysis is well rounded and very helpful as far as increasing your credit worthiness. I think at the sight of blood (bankruptcy), they still get squeamish.

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    Verified purchase

    Reviewed March 20, 2019

    I've had this app for some time now and i love it! Credit Sesame ALWAYS update me on things like potential credit increase, applying for the best credit cards, loads and sends me other options for improving my credit score.

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    Staff

    Reviewed March 20, 2019

    I love Credit Sesame. I have tried 4 monitoring systems and this one is the most accurate. The credit offers are spot on and I like that you can pre-qualify without a hard credit check. Thank you for the great service and helping with my credit!

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    Punctuality & Speed

    Reviewed March 20, 2019

    Quick and accurate. I particularly liked the initial questions to determine my identity. I was really only using it to make sure I didn't need to take action to improve my score. So for that purpose it was quick and easy.

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    Verified purchase

    Reviewed March 19, 2019

    If you use Credit Sesame you can bill your credit score. They give you the tools you need to increase your credit score, also give you your credit score. If you follow their advice you can get your credit score as high as it can go.

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    Verified purchase

    Reviewed March 16, 2019

    Good organization, easy signup, excellent experience! Helpful in securing credit safely. I have confidence in Credit sesame and their ability to monitor my account and help protect me from identity theft, and other similar situations. Highly recommend to family and friends!

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    Verified purchase

    Reviewed March 16, 2019

    Dear Credit Sesame, I, Eric **, have been working on rebuilding my credit rating to hopefully improve my credit score and provide me with many more positive financial opportunities in the present as well as into the future. Thankfully You have been very beneficial in providing such great financial resources. Sincerely,

    Eric **

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    Customer ServiceSales & Marketing

    Reviewed March 15, 2019

    Credit Sesame sent me an email, inviting me to check into the interest rates that might be available to me should I choose to refinance my car. I was curious, and interested in saving money, so I responded to their offer. They stated, blatantly and incorrectly, that "checking my rates would not affect my credit score." They could not have been more wrong. Although I never applied for credit with anyone, I find that five different lenders have now done HARD PULLS on my credit. This is going to do some real damage to my credit score.

    It's a lousy scam that they are running. I understand that they will now get paid by the five different lenders. So, they have made their money, but I'm going to have to spend hundreds of dollars trying to get their malfeasance undone. Be smart, and stay far, far away from this place. If you get any emails from them, don't even open them. Right to the trash bin is the smart thing to do.

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    Customer Service

    Reviewed March 14, 2019

    On 3/12/2019 at 853pm Credit Sesame a supposedly secure credit monitoring site allowed a THIEF with the email address of ** to changed my email address to his fraudulent address and now I have been logged out of my account. I emailed Credit Sesame over ten times. They have no phone number and they have not bothered to respond.

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    Verified purchase

    Reviewed March 13, 2019

    Credit Sesame has been extremely helpful in moving my credit in a positive direction. It has provided tips and benefits to improving my score, how to go about managing my credit, what factors are in play and moving my credit in an upward direction. I feel like I made the principal's list at school because all my scores are A's and B's now. It is exciting to log in and see my information all on one site and to know what steps I need to take next to keep moving forward. I am so thankful for this site!

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    Verified purchase

    Reviewed March 11, 2019

    I have a student loan that I paid off in Feb. 2019. As of yet I still have to see my account updated to reflect that last payment. Instead of removing it from my credit, it added that I owe a payment of 25.00. I CS a message and I still have yet to hear back from them. Otherwise I think they are going a good job!

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    Sales & Marketing

    Reviewed March 11, 2019

    I'm very disappointed with false advertising and scams. Do you collect our information for identity theft or just for statistical purposes? I'm trying to find out if my identity was stolen years ago, and I want to correct it in order to leave my grandson a legacy when I pass away. You don't honestly take someone's credit and make it better, you just look for people who already have good credit, give them honorary points and credit yourself with it. I am anxiously awaiting favorable results as you promised!

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    Staff

    Reviewed March 11, 2019

    I have had a very positive experience with Credit Sesame. The information and advice that they have provided has helped me increase my credit score considerably in just a few months. Thank you, Credit Sesame, for the extremely helpful service that you provide!

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    Ease of Use

    Reviewed March 11, 2019

    They made it easy to use and didn't have to jump through hoops to see what your credit score was. They also give option and way to help make your credit score better. I love it. Will recommend to everyone I know. Thanks for making it easy.

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    Verified purchase

    Reviewed March 10, 2019

    I have believed the reports I get from Credit Sesame. I have been with Credit Sesame for over a year and check all my statuses two or three times a week. If there is a better place to get my reports, I have not heard of them.

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    Verified purchase

    Reviewed March 8, 2019

    I filed a dispute on my record for an account I really don't have knowledge of. Hoping it will be removed. I have been trying to raise my credit rating for a while. Was able to get a charge card thanks to you. Will wait for results. Thank you.

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    Verified purchase

    Reviewed March 6, 2019

    I wasn't taught financial literacy at home or school, so I made a lot of painful mistakes. However, with Credit Sesame I'm able to finally understand what actions affect my credit and how to manage my financial life better. I have improved my credit score dramatically following the tips and advice on Credit Sesame's site. This is empowering. Thank you, Credit Sesame!!

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    Customer Service

    Reviewed March 1, 2019

    When I attempted to sign on to my account today, it first rejected my email or password; when I asked for password help, it rejected my birth date or last 4 digits of my social. I searched for help and got no direct help, just lots of written answers that didn't really apply to being rejected in every category. FINALLY, I asked for human help, and got a message suggesting I change my browser. That worked, but it took much too long to get to that answer. Put that at the top of the options list!!!

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    PriceStaff

    Reviewed Feb. 27, 2019

    Thank you for the great service. This is a no doubter to work with with this company. This site is a great value if you want to take charge of your finance. Don't be the other companies that will lure in and then charge a monthly fee.

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    Reviewed Feb. 25, 2019

    This app is all about their [Credit Sesame] advertisers, that's how Credit Sesame makes their money. You don't get a complete credit report as other apps such as Credit Karma and Credit Wise issue. Credit Sesame gives nothing more than a "summary," statement without the details. Credit Sesame (and all other apps) give you a FAKO "Vantage Score," which is always lower than a true FICO score, but they want you to think your score is higher so you can take advantage of their "offers."

    The service is always trying to get you to obtain its paid vendor services to the detriment of your credit. What Credit Sesame doesn't tell you is that your credit is damaged when you continuously try to obtain what they are selling. Your data is not safe on Credit Sesame. They sell it to their paid vendors, where you will be solicited incessantly for credit cards, loans, and other financial instruments. I don't recommend using this service when there are so many other free apps that don't abuse like Credit Sesame. People whose second language is English should stay clear of this app.

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    Staff

    Reviewed Feb. 25, 2019

    Credit Sesame has helped me improve my credit rating in just 5 months!! I heard about Credit Sesame from Jordan Cheyenne's YouTube channel. She was so right. They showed me where my delinquencies were which I paid and they also showed me what cards would raise my score. Taking care of those delinquencies and being approved for those cards added 50 points!! I know I'll be over 700 by Summer. Thank you Credit Sesame!!!

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    Verified purchase

    Reviewed Feb. 25, 2019

    Very detailed and outlined of your credit history. Gives a nice layout of your financial history and also what changes one could make to improve their credit score. Also, what one needs to do to make the improvements and what not to do.

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    Verified purchase

    Reviewed Feb. 24, 2019

    I truly enjoy navigating through your site, it is clear and informative. I truly like seeing the credit cards I can apply for and their published chances of me getting one. Also showing me the loans I could possibly qualify for is good to know.

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    Verified purchase

    Reviewed Feb. 23, 2019

    The experience was very thorough and informative, and the 2nd time around it was much better. The screens were helpful. The only fact I didn't like was the fact that one of my credit cards weren't supported. I like this service better than Credit Karma. There's your dagger!

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    Verified purchase

    Reviewed Feb. 22, 2019

    This site has help me to raise my credit score. It is an excellent tool for anyone who really wants to raise their credit score. They keep up with all your accounts and credit inquiries and alert you when some inquiry is added.

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    Staff

    Reviewed Feb. 22, 2019

    Credit Sesame is great about keeping up to date on my scores and lets me know about changes to my scores immediately. They do a great job of keeping me abreast of things going on with me and my credit. Thanks for all you do. It's a great job.

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    Verified purchase

    Reviewed Feb. 22, 2019

    Even though I am not ready to get more credit cards, I was pleased with the choices. I don't believe in having multiple credit cards as the more I have open and don't use, the less my credit score will become. I am happy with the cards I have and if circumstances warrant, I will get another one but right now I am satisfied with my scoring, my overall "report card" and have no intentions of destroying what I worked hard to accomplish. Thank you!

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    Verified purchase

    Reviewed Feb. 21, 2019

    I am extremely pleased with the free credit monitoring services and especially for the free credit score updates provided by Credit Sesame. This service has been a Godsend to me for nearly four years! I highly recommend Credit Sesame to everyone. Thank you very much!!

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    Verified purchase

    Reviewed Feb. 20, 2019

    I go to the web site once a week and check on my accounts. I have gone from a poor credit score to a excellent score because of using this website! I highly recommend using Credit Sesame if you want to get back on track and stay there.

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    Staff

    Reviewed Feb. 18, 2019

    This is the first online credit score service which went through after I got my password as I wanted. I was surprised that my Credit Union has increased the Master Card credit limit to $800. It is the first credit card I had in several years. I thank the people who have given me access to my credit score and it shows how I can have a strategy to increase that number. I wish you well. I hope you have a business model which leads to your income statement to be in the black!

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    Verified purchase

    Reviewed Feb. 17, 2019

    I was notified of a lower score of 764 points on Jan 31, 2019. Then on Feb 15, 2019, I received a higher score of 817 points. It was good to see the credit score rise higher by 63 points. I did not know that by switching the balances of my credit card accounts around that I would get that much of a change in my credit score.

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    Reviewed Feb. 17, 2019

    I absolutely love the fact that I can check on my credit score for free and it doesn't reflect a credit inquiry on my credit report. Thank you so much for all the information this site provides. Keep up the good work.

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    Punctuality & Speed

    Reviewed Feb. 15, 2019

    God I love this site. Accurate and timely suggestions that change with each new month. Would recommend to anyone trying to achieve and maintain credit health. This site gives great recommendations for improving your credit worthiness and ways to simplify the process.

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    Reviewed Feb. 14, 2019

    Every card they say I have good odds for approval never are approved. They say to increase my credit amount and apply for the cards, only result I have is another inquiry on my report and yet another thing for Lexington Law to fix. I personally will not make this mistake again. I have tried your "solutions" four times and now have four unneeded inquiries.

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    Verified purchase

    Reviewed Feb. 14, 2019

    I've subscribed to Credit Sesame for quite some time now and am pleased with the accuracy of my credit score and information available to me to apply for credit cards. Enjoy the free credit score also because there are so many things in life that don't fit into my budge.

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    Punctuality & Speed

    Reviewed Feb. 9, 2019

    Easy to enroll. Fast. Informative. Seems very good. Free service with benefits. I cannot imagine any negatives to being a part of this service. This would allow changes to be seen in one's credit. It appears to be a good opportunity to monitor credit. Would suggest to people.

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    Verified purchase

    Reviewed Feb. 9, 2019

    I was pleased to find that my credit score increased due to Credit Sesame finding my credit card account with AMEX, but am still waiting for my account with Capital One Auto Loans to be recognized, especially since I've already made a payment to them.

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    Online & App

    Reviewed Feb. 8, 2019

    I found Credit Sesame on one of those "19 financial things you should do before you turn 50" sites. I was skeptical but signed up anyway. I was please with the ease of looking through the tabs at the various categories. Plus, being able to see the negative areas that brought my score down...was helpful. I'm actually going to call the store where I had a late payment to see if they will remove it. The site is a bit heavy on pushing credit card offers but I understand: nothing is free! Thanks.

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    Verified purchase

    Reviewed Feb. 7, 2019

    Very good free information, and for that I am grateful. Seems everybody's after the dollar these days. Thank you so much for taking the time to care. The service you are providing certainly helps to make a difference. God Bless.

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    Verified purchase

    Reviewed Feb. 6, 2019

    I got an email reminder about my updated credit score. And under recommendations, the site showed what steps I could take to undertake to further improve my credit profile. One of which I followed through on. Credit Sesame has a plethora of VERY useful information. Which I have found to be invaluable. There are many avenues to improve/upgrade your credit profile/situation. Every time I learn something new about credit and it's impact & influence on our lives. Thank You Credit Sesame. A very thankful and loyal user...

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    Verified purchase

    Reviewed Feb. 5, 2019

    I am delighted with free credit information services provided by Credit Sesame. I like the fact that the service is free and it helps me manage my credit profile in an easier and more effective manner. I would like to recommend this service if you are interested in improving your credit profile.

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    Verified purchase

    Reviewed Feb. 3, 2019

    Love the site. Great way to keep an eye on my credit. Love the recommendations for improvement but question my fico score at times vs Credit Karma etc.. But recently was approved for a new credit card from the sites approval odds. Thank you Sesame.

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    Customer Service

    Reviewed Feb. 3, 2019

    I recommend this company to anyone that's trying to get on track with their credit, rather it's keeping up with their credit score to having questions about anything having to do with credit! You too should try it, you'll love the way customer service handle your situation. I love it!!

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    Verified purchase

    Reviewed Feb. 2, 2019

    I just received a message from you stating that I had closed an account with Commonwealth Credit Union. That is totally incorrect, I paid off an auto loan. My account is still open. You send me praises when I pay my credit cards or other loans, why would you tell me that I closed my account because I didn't.

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    Verified purchase

    Reviewed Feb. 2, 2019

    Just had a nice time on this site, Good to know places like this is here to help me and anybody who needs it! To go any time I need to go and see my credit at Credit Sesame. Great Experience.

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    Staff

    Reviewed Jan. 31, 2019

    First time signing up with Credit Sesame! Customer friendly icons. My credit report analysis was easy to understand. It was straightforward and help me see where I can improve my credit score. I am ready to achieve a higher credit score now ;).

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    Staff

    Reviewed Jan. 31, 2019

    I love this site and all it can and does for you and your credit. I highly recommend signing up. It will monitor your credit and give recommendations, great advise. Sign up today. I have told my friends how easy and effective it is and they too agree.

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    Verified purchase

    Reviewed Jan. 27, 2019

    I have excellent experience with credit cards. I watch my budget to pay off every months avoid the increasing interest rate. I usually use my credit cards for needs. I enjoyed it for traveling, shopping or dinning with my spouse or family.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 26, 2019

    Discharged in Chapter 13 Bankruptcy. Creditor failed respond to notice and to appear in court. Case was dismissed as shown in credit report. Thank you for the opportunity to request a new start and improve my credit report. At the time I was going through a very difficult hard time like many others.

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    Verified purchase

    Reviewed Jan. 26, 2019

    I tried this to enter in the Newspaper interview but something failed and I lost the page. Credit Sesame has given me a confident sense of control over my credit. As I see the actions and activity that impact my credit change my standing, it helps me make better decisions on my finances. Having this tool has helped me reduce my debt, increase my score and gave me the initiative to make a plan to meet goals I may not have otherwise done without having this as a path to guide me. Working with mortgage customers looking to improve their ability to borrow, I have many times steered them to Credit Sesame with my own personal experience.

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    Online & AppEase of Use

    Reviewed Jan. 25, 2019

    Even with Credit Sesame's suggestions and my apparent qualifying score for a card, it was not pre-approved. There is not explanation or suggestion as to why. I hate to apply just to be turned down and taking the hit on my score. Any suggestions? I would actually give a 4 star rate as the site is user friendly and easy to understand.

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    Verified purchase

    Reviewed Jan. 24, 2019

    Anytime I want to check my credit or see where I stand with my debts and what cards I am eligible to get, Credit Sesame helps me out. They are a great company always ready to assist my credit needs. Thanks Credit Sesame.

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    Online & App

    Reviewed Jan. 24, 2019

    Went ok... Have had no problems using my iPhone but when I went to sign up on laptop had minor problems. Possibly because it was new electronic. I will say once I answered questions the login process went well.

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    Verified purchase

    Reviewed Jan. 23, 2019

    Simple and easy guide to apply. Nice comprehensive report/categories. The recommendations are easy to follow and enlightening. Definitely will be trying some of the suggestions and perhaps credit balance transfers to existing or new accounts. Thanks for the ideas!

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    Punctuality & Speed

    Reviewed Jan. 23, 2019

    I received very quick responses to my request for a credit score, also found that the debt monitored is very accurate. I would like to decrease my debt to income ratio to less than 30%, Facts and examples to reduce DTI would help me keep my debt in check.

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    Customer Service

    Reviewed Jan. 22, 2019

    Sending me way too many emails about new credit cards, personal loans, debt consolidation. I know how to seek out these products without the daily prodding. I know you have partnerships with financial institutions to offer these products to potential consumers; but I think you’re too pushy with everyday emails.

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    Verified purchase

    Reviewed Jan. 19, 2019

    I just used your software for the first time and was very impressed of how easy it was to use. The tabs were simple. The one thing you ask for was my order number and I couldn't locate that. I would recommend you call it something else or tell us where it is located.

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    Verified purchase

    Reviewed Jan. 17, 2019

    I have had great info and advice from CS. My good credit standing, and I do not apply for CC on impulse. Credit Sesame gives me all the information on all major credit cards and I read everything before jumping the gun. That is what I appreciate about CS.

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    Ease of Use

    Reviewed Jan. 16, 2019

    Credit Sesame makes it easy to understand what is affecting your credit both positively and negatively and it gives you tips for improving your score. Great product, information, easy to use, extremely useful and actionable, intuitive, and necessary if you are looking to build your credit in a hurry.

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    Verified purchase

    Reviewed Jan. 14, 2019

    Regular update... much to my surprise! Went to check on my credit *again* and lo and behold it went fro 680 or so to 725! Awesome sauce with a side of Filet Mignon! What can I say but thank-you; I have been striving for a better credit score for some time, but this as a free service is truly fabulous!

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    StaffEase of Use

    Reviewed Jan. 14, 2019

    This was my first time using Credit Sesame. I tried Credit Karma, but they wanted a credit card saying this was a 7 day free trial. Not what I wanted. Credit Sesame was easy to use, quick and above all did not want a CC #. I will certainly recommend them to my friends.

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    StaffEase of Use

    Reviewed Jan. 14, 2019

    I am very impressed with the overall layout and functionality of platform, as well as, the accuracy of the data extracted from my personal records. I was very skeptical initially prior to signing up as a customer, but once I did it I was blown away. This information will help me focus 100% better on my finances and will certainly help me improve my credit score. The recommendations and ease of use is certainly a welcome change also. Great job!

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    Verified purchase

    Reviewed Jan. 12, 2019

    I enjoyed looking up my credit score. Now I can improve the number. Being a senior I need help understanding how all this stuff works. You give me the opportunity to check my number in the privacy at home. I will need to buy a car soon, this will help me get to the goal.

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    Staff

    Reviewed Jan. 11, 2019

    I received an alert about an open account which was timely and informative. This tool allows me to keep up with and be worry free that someone is trying to impersonate me. Well done Credit Sesame. Great job. M1uch appreciate your service.

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    Verified purchase

    Reviewed Jan. 10, 2019

    I love Credit Sesame, all accurate information and great help. I already recommend site to friends and family. Thanks, Credit Sesame for all the updates and help you have given me. I will continue to use and recommend, all the help and updates have been awesome. I get daily emails and reminders to check in.

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    Customer ServiceStaff

    Reviewed Jan. 9, 2019

    I have ALWAYS like to TALK TO A LIVE PERSON when necessary. You do not have one available. WHY IS THAT?? Overall, I am okay for now with signing up but, I am skeptical of you not having a phone number. E-mails sometimes takes about 2 to 3 business days to get back to a person. That is not good. Thanks.

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    Reviewed Jan. 6, 2019

    I believe that granting free access to their credit report leads to a better (if not the best) opportunity for one to develop the motivation for staying in control of credit history. I pay my bills. I challenge errors and criticize dilatory updates for unpaid balances in my credit record.

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    Verified purchase

    Reviewed Jan. 6, 2019

    Credit Sesame is very useful and comfortable to use. It is very user friendly. I was able to read and understand all the information provided. It is helpful and the recommendations are easy to apply. I could see the benefits right away.

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    Verified purchase

    Reviewed Jan. 5, 2019

    I had this hidden fear of my credit score. Using Credit Sesame was one of the best decisions I could have made. I was approved for a credit card. I learned I had a good credit score. Thanks Credit Sesame.

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    Customer ServicePrice

    Reviewed Jan. 4, 2019

    Essentially you pay $25.00 for all three credit bureaus, you can see who/ if/ when anyone reported any derogatory information on your account. A 1-800 number is given for you to call to help with any kind of derogatory information, presumably working with people behind said 1-800 number will also cost money.

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    Punctuality & Speed

    Reviewed Jan. 4, 2019

    It's free and accurate. I know they only look at making the payments on time but don't take into consideration you pay in full rather than minimum. I think that should be in the equation. The only reason I carry a balance is I use cards to purchase most everything as I get cash back for charging.

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    Verified purchase

    Reviewed Jan. 3, 2019

    I check my credit score daily, and CreditSesame.com is one of the best ways to keep tabs consistently. I can look at the report which presents the credit score as it changes according to how healthy or even shaky my finances look. There are various tabs which presents a complete picture of what a member's financial health might look like, and the website provides suggestions on how to improve one's credit score.

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    Verified purchase

    Reviewed Jan. 2, 2019

    I am please to know that you keep my scores updated, advise me. I'm grateful for your service. it hasn't been easy but with much discipline, I'm concurring all of my goals. Thank you for all the recommendations that you have provided for my journey, but most of all for keep my credit safe. Thank You!

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    Verified purchase

    Reviewed Jan. 2, 2019

    Great job; I monitored my score and watched it increase over the last six months. I would recommend Credit Sesame to my friends and family who need to be concerned with their credit ratings and score overall. I am very pleased again.

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    Verified purchase

    Reviewed Dec. 31, 2018

    Great to know what I'm working with for 2019... This helps me plan how to proceed with my financial decisions for the upcoming year. I really like the suggestions for other credit options available for my personal situation. I would recommend this for anyone starting out.

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    Verified purchase

    Reviewed Dec. 31, 2018

    Credit Sesame has really helped somewhat understanding my credit and I would like to have a higher credit score. I would like to understand better about using my credit too much. In the future I would like to purchase a new vehicle.

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    Verified purchase

    Reviewed Dec. 27, 2018

    Thank you for the recommendations to improve my overall credit score. The experience was favorable and I was able to complete an application for a new credit card that was accepted. Hopefully the work that I am doing will improve my credit score per your recommendations.

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    Staff

    Reviewed Dec. 26, 2018

    Being a first time user and not a computer person I found it reasonably easy. Next time it will probably be a 5 star experience for me. I needed a little help from my oldest son. I feel would recommend this site over Credit Karma.

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    Staff

    Reviewed Dec. 26, 2018

    Always a great experience when I sign on to Credit Sesame. Always receive accurate and up-to-date information. Very informative and helps me to make a decision on what cards to apply for as well as my options for loans and spending. I have and will continue to recommend them to my friends and others.

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    Process

    Reviewed Dec. 25, 2018

    The process was easy and straight to the point. Thank you! All applications should be as short and concise as this was for me. I will tell all my friends in the track about you guys and the easy money to be gotten at your place. Thanks.

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    Verified purchase

    Reviewed Dec. 21, 2018

    I like the way you demonstrate how to increase my score and what to do so that I can maintain a positive score also what products to take advantage of with Credit Sesame also notifying customer when there score is going down or up.

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    Verified purchase

    Reviewed Dec. 20, 2018

    I love this site because it gives you up to date information and empowers you to make better decisions. It's free, easy, and very accessible. I can stay on top of my credit and if there are problems Credit Sesame allows me to correct it.

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    Ease of Use

    Reviewed Dec. 20, 2018

    When I straight out trying to fix my credit I knew nothing about it I'm almost to the goal I want. Without Id be lost. Love this site. Easy to use in my opinion. Better than Credit Karma and you don't have 2 wast a dollar to look at your score. You also can get identity portion free or pay to keep off dark net.

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    Reviewed Dec. 15, 2018

    I have plenty adequate credit but they keep emailing me to increase my credit cards... I don't need that kind of over the top credit... I didn't know they are in credit pushing end of the market... No like!

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    Reviewed Dec. 12, 2018

    I clicked on a site on Credit Sesame that promised it would not affect my credit score. It was supposed to be just checking rates on loans. Now one of the companies emailed me to inform me I was turned down for a loan that I didn’t apply for. If this shows up on my credit report, I will write bad reviews on every available site, to warn others of the hazards of visiting on Credit Sesame. I’ll do it every day because they lied when they told me it wouldn’t affect my credit score.

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    Verified purchase

    Reviewed Dec. 12, 2018

    Credit Sesame is on top of their game. Very highly recommended, they help me learn how to improve my credit and use it in a responsible way which is very important when someone wants to apply for a mortgage...

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    Sales & Marketing

    Reviewed Dec. 11, 2018

    I had heard about Credit Sesame for a while but never looked into it before. Everyone said it was free??? Must have missed that window because even for one report it's asking me to pay $10. Not sure why the false advertising but I won't be using that site. I'll stick with Credit Karma.

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    Credit Sesame
    Response from Credit Sesame

    Thank you for the feedback. Credit Sesame is free. We offer monthly credit score, credit data and daily credit monitoring all for free. We do offer some services that Credit Karma doesn't offer that are paid such as 3 bureau reports and scores and full ID theft protection. You are not under any obligation to sign up for any of our paid services. It's just an option. Thanks for trying us out.

    Verified purchase

    Reviewed Dec. 11, 2018

    I liked that they keep me abreast of my credit worthiness, and what I need to do to correct my situation. You just keep me aware of what I need to do to maintain. I'm too old to finally be caring about credit for some that was never was on my mind.

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    Verified purchase
    Customer Service

    Reviewed Dec. 11, 2018

    I wanted to change my email address because I'm changing cable companies and knew that I could not carry over this email. I used the "help" button on Credit Sesame and it did not take long at all, and I was able to change my email and go forward. Thank you.

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    Verified purchase
    Ease of Use

    Reviewed Dec. 10, 2018

    It was so much easier to create an account. So simple. It was easy to navigate and I was expecting to go through hurdles. I'm currently trying to improve my credit score so now I see what's really on my history. Thank you!

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    Verified purchase

    Reviewed Dec. 10, 2018

    Things I had no idea were out there. What an eye opener. I learned a lot and am looking forward to learning more. Being recently introduced to Credit Sesame

    has shown that I should have stayed on top of my identity theft fiasco a little better but when you're slammed with kind of news it's pretty devastating. Thank you.

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    Reviewed Dec. 7, 2018

    I am getting alerts from Credit Sesame. Someone is did New Inquiry using my SSN number. My 3 credit union accounts are frozen. But how come they fraud people able to pull my credit history from TransUnion. Whether it's giving false information to customer. How can Credit Sesame can prove this is correct? Can someone from Credit Sesame can prove this?

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    Verified purchase

    Reviewed Dec. 6, 2018

    Credit Sesame offers a great help getting credit and finances in good order. I would recommend this for anyone that has credit cards. They also offer complete credit reports as well as monitoring of sorts.

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    Verified purchase

    Reviewed Dec. 5, 2018

    I have used the site for a few years and find it to be updated quickly and always offering helpful advise with credit management. My journey from score in the low 500's to now approaching 700 has been enhanced by the timely information and tools available on Credit Sesame.

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    Verified purchase

    Reviewed Dec. 3, 2018

    I have been using CS for sometime now and everything has been spot on for every inquiry. Alerts are very quick. Everyone should use this service. The goal is to stay on top of your credit even if you have a busy life. Credit Sesame makes it simple.

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    Verified purchase
    Price

    Reviewed Dec. 2, 2018

    I haven't seen another service like this. I'm very please especially with the pre-qualification offers with soft credit report pulls. They also report estimated amount they believe you will be granted for. Their service that reports daily credit scores updates for only $9.95 really ties into this service... very affordable.

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    Verified purchase
    Staff

    Reviewed Dec. 1, 2018

    It is easy to renew your passwords. No hassle. Many thanks for that. Good computer graphics and easy to see and understand. Again many thanks. Scores are easy to see as well. Glad Credit Sesame has a good friend good partner called Capital One with username and passwords that can also be easy to renew.

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    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 1, 2018

    Quick, easy way to track credit activity. I appreciate the credit notices when something happens and I like to check in once a week just to see if I missed anything. The advertisers on the site offer alternatives to help with a program for improving one's credit rating.

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    Verified purchase

    Reviewed Dec. 1, 2018

    There is some personal information that needs to be corrected. There are some error on the reports... What is the best and fastest way to fix things? I like your report but there could be some changes that would make it not so long and save some money when trying to print all of it... I would like to discuss those and not put that in writing. Some things are easier to talk about than try to make one understand in print...

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    Verified purchase
    Price

    Reviewed Nov. 26, 2018

    Credit Sesame provides an up to date credit monitoring and very easy to read and see a detail report of my credit report. I recommend Credit Sesame for the information which is provided at no cost to the individual! For those who may not know, checking your credit score on Credit Sesame does not affect your credit score.

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    Verified purchase
    Staff

    Reviewed Nov. 24, 2018

    All are excellent! I can review which credit cards can give to me the maximum cash back when I am using them. There are always new credit cards which may offer more than the older ones. My credit card history is always excellent. Thank you.

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    Verified purchase

    Reviewed Nov. 23, 2018

    Credit Sesame is the gateway I was missing to give my past poor credit the attention it deserved. By following its recommendations, I have taken my credit score from 635 to 711 in less than 6 months. Thank you CS!

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    Verified purchase
    Staff

    Reviewed Nov. 23, 2018

    Credit Sesame helps me keep tabs on when my different accounts are actually reporting relative to when they get paid. This helps me strategize my credit application timing and anticipate when things will be reported in the future. VERY HELPFUL!

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    Verified purchase
    Customer Service

    Reviewed Nov. 18, 2018

    I got 2 emails saying Account Closed which Really upset me as I know haven't done anything wrong. Also on account closed saying too many, not so as it is a revolving accounts and not closed as I checked with them and said they not affect my credit as been with them a very long time so am confused as why says what it says. I really like your service, I do but this things do bother me. Thank You.

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    Verified purchase

    Reviewed Nov. 15, 2018

    I have been working with Credit Sesame for over 2 years and I don't think I would be where I am today if it weren't for this website. I started with little to no credit! In just 2 years I'm in the mid 700's. It's a great help to view what's going on with your credit on a daily, monthly or even quarterly basis. Thanks.

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    Sales & Marketing

    Reviewed Nov. 15, 2018

    I am getting a little tired of all the advertising promotional emails I get from Credit Sesame. I do not need a mortgage as my home is paid in full. I do not need an installment loan at 25% interest. My FICO credit scores in 2010 ranged from a low of 770 to a high of 805. I had some serious health issues in late 2011 into 2012 and had a wrongful foreclosure from Wells Fargo (don't get me started on WF) in 2013-2014 and my scores plunged. I lost my $750,000 home, tried to overturn the Sheriff Sale and was eventually evicted.

    My wife died this past March after a 27 month bout with cancer that metastasized. I was in a fog of grief for months. I have been rebuilding my credit and no thanks to Credit Sesame. My scored have come back from the mid 500s up to the high 600s and low 700s. I do not need Credit Sesame to recommend financing options for me. They are getting paid to refer you to their financial partners. That is how they get paid and how you get a not so accurate score for free. I find the site has some good points. However, you get what you pay for and do not expect a lot for free.

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    Verified purchase
    Staff

    Reviewed Nov. 15, 2018

    I would like to compliment your website for the ease and the accuracy with which I was able check my credit and profile info. Thanks for providing this professional and thorough service. I will be utilizing this site in the future for sure.

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    Verified purchase

    Reviewed Nov. 14, 2018

    I was just told about this site and I set up an account. The amount of information you have at your fingertips is amazing! This site is very helpful, and I look forward to using this as a resource for a long time to come. Thank you!

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    Verified purchase
    Ease of Use

    Reviewed Nov. 9, 2018

    Credit Sesame is very easy to use and understand. Very helpful to keep up with changes in your credit score as well as giving usable advice. I have used it on various occasions and I am always glad to have access to such a useful tool.

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    Verified purchase
    Staff

    Reviewed Nov. 8, 2018

    I use this application along with other tools in my credit management collection. The Sesame team and their application, have helped me track my numbers and gives me valuable information that helps me in making vital decisions on maintaining and improving my credit score. I will definitely recommend this app to my business partners and friends. It's a good product.

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    Verified purchase

    Reviewed Nov. 8, 2018

    Love how easy it is to understand all of the credit recommendations and how easy it is to navigate your website. I always recommend Credit Karma to my family and friends. This is another way to monitor and maintain your credit.

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    Customer Service

    Reviewed Nov. 6, 2018

    I completely stopped using my credit when I had a job loss a few years ago. Now trying to rebuild my credit, I was looking for more than the bland information provided by Credit Karma, I downloaded this app. Even worse, I listened to it. After a few "how to build your credit" emails, I decided to apply for a credit card they keep insisting I apply for. Sure enough, I was declined. This will now haunt me for 2 years. Credit Karma may be bland on information, but are more straightforward when helping make decisions on what to apply for. I'll be deleting this app and sticking with Credit Karma before I damage my credit further by listening to false hope offers from these guys.

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    Verified purchase
    Online & AppEase of Use

    Reviewed Nov. 6, 2018

    I'm always checking my credit score with Credit Sesame. I enjoy their website. It's easy to use and informative. Thank you Credit Sesame! Credit Sesame shows you your current and future credit scores either good or bad as in going up or down. They also show you credit cards that you qualify for as well as personal and other loans.

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    Verified purchase

    Reviewed Nov. 3, 2018

    I like the fact that Credit Sesame makes credit so much easier to understand. The credit reports are much more current and progress has been noted. That's very important as we just bought a home in Portland, Oregon using my VA Loan.

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    Verified purchase

    Reviewed Nov. 2, 2018

    I really like your service. I have been able to improve our credit score in just a few weeks. I'm looking forward to improving even more. We will look into a new credit card you're recommending, to raise our score to very good. Thank you!

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    Verified purchase

    Reviewed Nov. 2, 2018

    Look at updates every month and like to see how I'm doing from month to month. I only wish I could update more than once a month for free. I also like the additional features and credit education info the site has to offer.

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    Verified purchase

    Reviewed Nov. 1, 2018

    The cards that you have shown are great. I'm still looking for my best value. I'm not rushing it, I want something that will help me increase my scores and hopefully get me a house that my wife and I can live in (we lost our last one, thanks to Obama care).

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    Verified purchase

    Reviewed Oct. 30, 2018

    I was offered a free credit score check and took the offer. I wanted to see where I stood. I've been trying to build my score and paying things off as fast as I can without putting my household in a bind. Thank you.

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    Verified purchase
    Ease of Use

    Reviewed Oct. 28, 2018

    Credit Sesame is a terrific way to monitor your credit. Its site is well-designed and easy to use. It clearly states how your credit is determined, the weight of each category that affects your credit and it offers suggestions as to how you can improve your score. It's tremendously helpful to be able to see your credit usage laid out clearly and all in one place. So different from the credit score companies that have no transparency whatsoever.

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    Verified purchase

    Reviewed Oct. 26, 2018

    Found out about Credit Sesame a few years ago, by using your advice and paying attention to it, I have learned much about credit and followed your advice on how to manage credit. I am very pleased with your service and it has served me well.

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    Verified purchase
    Process

    Reviewed Oct. 25, 2018

    I am a new subscriber. The process was easy to do. The information appears to be accurate. The recommendations make good financial sense. I even was able to check to see if I could pre-qualify for a loan. So far I am very impressed.

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    Verified purchase
    Staff

    Reviewed Oct. 25, 2018

    Thank so much for offering as great services. This site is very helpful. I would refer this web site to all of my family and friends. This is a great please to start for anyone wanting to improve their credit score.

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    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2018

    Thank you for keeping me up to date on my credit. Emailing me when anything changes, including payoffs or new accounts opening, I give this company an A+++ rating. I definitely recommend this site, not only to a friend, but to anyone that wants to stay up to date on their credit and finances.

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    Verified purchase

    Reviewed Oct. 24, 2018

    Although my FICO already is >800, an article "How to Increase Your Credit Score to 800 and Above" by Lyn ** referred to Credit Sesame as a free source of information about the Vantage Score. The site is quite detailed and specific to my facts, so I learned that my only non-A rating is for Credit Mix. Since I paid cash for my last car, at the age of 73 I may have to take out a student loan; or, just be satisfied with my current >800 Vantage Score.

    It helps my Age of Credit History that my Oldest Open Account is 31 years, but the one thing I learned when I first signed up for electronic banking is to use the auto-pay feature to make payments on time. I have not written a paper check in a decade and I average about one USPS money order a year. I had some idea of what goes into a credit score, but Credit Sesame explains it in great detail. For example, I realized I could lower my reported Credit Usage by making an extra mid-month pre-payment to a heavily used credit card, which seems to have increased my score by 10 points.

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    Reviewed Oct. 22, 2018

    I like the site a lot, but it seems like a place to shop for credit cards. I don’t want any more credit cards. I wish it could help with what I have now. I wish it had a place where you could input different scenarios and see how those changes would affect your score.

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    Verified purchase
    Punctuality & Speed

    Reviewed Oct. 18, 2018

    Signing up was very quick and easy. I especially like the suggestions about the recommendations of the best credit cards to choose and information about each. I will check my score from time to time if I decide to get another card. Thank you.

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    Credit Sesame Company Information

    Company Name:
    Credit Sesame
    Company Type:
    Private
    Year Founded:
    2010
    Formerly Named:
    Credit Sesame
    Address:
    444 Castro Street, Suite 500
    City:
    Mountain View
    State/Province:
    CA
    Postal Code:
    94041
    Country:
    United States
    Website:
    www.creditsesame.com