Credit Sesame Reviews
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About Credit Sesame
Credit Sesame offers free credit monitoring services on its website and mobile app, which is available for iOS and Android. No credit card is required, and it does not impact your credit score. Members receive a free credit check and credit score update every month from the TransUnion credit reporting bureau.
- Premium plans available
- No credit card required
- Free monthly credit score
- Mobile app
- Add-ons require monthly subscription
- Only TransUnion credit score is free
Credit Sesame Reviews
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- 4,880,395 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed July 5, 2020
I have relied on Credit Sesame to keep me abreast of my credit report for several years now. Unlike other credit reporting companies, they do not constantly bombard you with different credit offers... Just the ones you might qualify for. Thanks again Credit Sesame.
Reviewed July 2, 2020
It is a very good site. Everything is very clear and really help you to improve the credit. It gives the very clear picture about our financial health. Only problem is my profile has wrong information and I could not correct it.
Reviewed July 1, 2020
It was easy and convenient. Easy to understand. I think I got all the answers. I might recommend it. I think everybody can benefit from the program. It is a very helpful tool. I am very grateful for your help.
Reviewed June 28, 2020
I love Credit Sesame, it keeps you updated with changes to your credit report, makes suggestions on how to improve your score and even offers direct links to the credit bureaus to file disputes. I have used other companies in the past that shall remain nameless, however I love that I switched to credit sesame hands down!
Reviewed June 20, 2020
I love keeping an eye on my overall credit and score with Credit Sesame. I can check as often as I want and my score doesn't go down. I check almost daily. I can search for credit cards and loans etc..
Reviewed June 18, 2020
I have used Credit Sesame for 3+ years and find it to be a great resource for viewing, tracking and improving my credit. Website is easy to use. Viewing my credit score improving after each of the suggested tasks really makes it exciting to use and visit the website once a week to get everything on track.
Reviewed June 12, 2020
Good site to use to check credit and get credit tips credit offers, the site uses a grading system that is use to read and understand, free credit site it is helpful, it has credit tools, it list and compares,
Reviewed June 11, 2020
I've had a Credit Sesame account for a few years. When I logged in today, I notice a an ad for Sesame Cash so, I gave it a try. From the Credit Sesame website I was lead to a Terms and Conditions(which I read)page and eventually` that lead to a congrats page. It was literally that easy. Thank you Credit Sesame for allowing me to get Sesame Cash.
Reviewed June 7, 2020
I appreciate all your help. Credit Sesame is a great Company, and I thank you for your suggestions. However, I don't want any other credit cards at this time. Thank You Very Much. Please keep me in touch, about my Credit Score.
Reviewed June 3, 2020
Credit Sesame lets me know when there has been a change to my credit score. They show you how each factor affects your score. This is very helpful. They do also let you know about credit cards you may be able to get based on your score. I'm sure they make money on those.
Reviewed June 2, 2020
I was using Credit Karma to try to rebuild my credit and had little success. Then, I heard about Credit Sesame. In the time I've been using Credit Sesame, which has been roughly a year or so, I've been able to restore my credit from Poor to Excellent by following the advice provided based on the information they pulled for nothing at all. Credit Sesame is definitely knowledgeable as to the formula to determining credit scores, which is accurate to a T! Thanks Credit Sesame!!!
Thank you for taking the time to review our service! We are extremely happy to hear that we could help and hope to be able to continue to provide the services that you need.
Reviewed May 31, 2020
I really enjoyed getting my credit score from creditsesame.com. They are very secure and fun to check up on. I hope the website stays up and running. The site is very reliable. Use it once a month to check your score.
Reviewed May 21, 2020
Credit Sesame has been an amazing service, constantly offering tips and insights to improve and maintain my credit rating. They are consistently monitoring my progress and the results have been amazing. I could not be more pleased with Credit Sesame. The perks are nice -- including the cash reward for increasing your credit score.
Thanks Darius! Sounds like you are a Sesame Cash user as well. We really appreciate the feedback on our products. Take good care, and keep on growing that score!
Reviewed May 18, 2020
I love this tool! It really helps, and guides a path for better credit. I had my wife open an account as well. After my first month of following Sesame's recommendations...I'm already up 30 points. We're well on our way to better interest rates, as well as credit. Thanks Credit Sesame team!!
Thanks Greg! Reviews like this really make our days bright! We wish you and your wife great health and continued success!
Reviewed May 17, 2020
Different from the other credit companies that charge you demacially and do not have everything clear. This company gives you everything detailed and understandable. They are very good. Congratulations. Only I should have other languages as Spanish by my. I give you 10 stars.
Reviewed May 12, 2020
Hi... Overall good experience. Not sure why but I paid all my credit card balances off about 1 month ago, You have me still owing $9000.00+ as a total balance when it is actually $0.00 balance. I owe no credit card money.. I paid them all off. Not sure how they update that, 1 bank did. The others have not according to your website information...they are not paid off...so once that is corrected and recorded my credit score should increase and the credit card grades should also increase/improve. Can you look into this and let me know? Thank you...Brian.
Reviewed May 9, 2020
Easy fast and accurate. Found no problems logging in and the information was informative and accurate. I would recommend Credit Sesame to friends and family. I used Credit Sesame and my wife uses Credit Karma. I'm pleased with the service and found everything without issues. Thank you.
Thank you, John. We are glad the service is working well for you, and we appreciate your review. Please take great care and stay safe!
Reviewed May 9, 2020
Each time I am using your services, I am well pleased. Thank You for keeping record of the transactions that affect my score. With all of what you do, I am informing others about your services. Hopefully your future will even become better as we move toward new tech support.
Hi Jonathan. Thank you so much for your kind words. We really appreciate your membership. Please take great care.
Reviewed May 6, 2020
My experience has been great. I get a periodic report of my credit score. No charge!! I am offered options to help correct and increase my score. The site is easy to understand and maneuver. Great Consumer product!! I would recommend this site to anyone who is interested in keeping track of their credit history monthly or daily, or just anytime. You will find the service great.
Thanks Zella! We are very happy to hear that the product is working well for you. And thanks for being a member. Please take good care and stay safe.
Reviewed May 3, 2020
99$ is simply too high--- other cards range from 29--39$. If you can offer this fee range--I would be happy to take card---- Just want for online purchases. Will not put Debit number on PC. Your consideration is appreciated. Would like to hear from you ASAP.
Reviewed May 2, 2020
I have been with Credit Sesame for some times. My experience with credit sesame is wonderful. They keep me up to date on my credit history. They very honest. So far I have nothing negative to say about them. I would recommend to them family and friends anytime.
Thank you so much, Voltaire. We really appreciate your membership. Please stay safe and take great care.
Reviewed April 28, 2020
So far my experience has been very good. My credit rating is up since I began monitoring and taking actions. I have a few more things to do to clean it up, but overall I see great value in the service.
Thanks Robert! We appreciate your review and your membership. Please take good care and stay safe.
Reviewed April 25, 2020
I am so grateful. I finally found a credit report to really let me see where I am SUPPOSE TO BE!!! Below 30% and the amount I need to decrease my account. I've referred all my family and friends to take a deep look into their credit. THAT'S WHAT SESAME CREDIT IS!! A LOOK INSIDE MY PERSONAL CREDIT!!! I'VE EVER SO GRATEFUL... THANK YOU. I'M ON A MISSION NOW!!!
Hi Cynthia. Thank you so much! We are thrilled that the product is working for you. Please take great care and stay healthy. We wish you the best!
Reviewed April 21, 2020
Credit Sesame provides excellent and reliable services and data. Keeps me informed and provides valuable insights into my credit history and current factors. One factor that surprised me was the "balances too high" when my balances were VERY low but then I noticed that one card had a lower credit limit so almost any charge used a higher percentage of the available limit. Something to consider. Thank you.
Thanks DJ! This is great. We are so happy to hear that the product is working for you. Thanks for being a member.
Reviewed April 19, 2020
I use the website of Credit Sesame to observe and maintain a good credit score. I have made certain I use my credit privileges wisely. I have been in an unwanted place before and made a way out of it. I love the fact I can keep an eye on my needed actions with Credit Sesame.
Thanks Gwen! And thanks for being a member.
Reviewed April 15, 2020
Experience has always been a 10 across the board. Informative conscience on individuals. Communicates always. Text messages and texts are always on. Very knowledgeable on the right cards. No ** always a plan. Very, very good company. Highly recommend them.
Thanks Keith! We really appreciate both the review and your membership. Please take great care!
Reviewed April 13, 2020
Ever since I signed up, I was quite skeptical; wondering how were you guys going to help in repairing my Credit; but the results are phenomenal & I can't believe how quickly the score has risen.... Thanks for everything & keep up the good work.... Hugh G...
Thanks Hugh! We are so glad that our product is helping. Thanks for being a member, and please take great care.
Reviewed April 12, 2020
Thank you. I have been a member for years and always have been treated with top quality. Along with your services have always been topnotch. I have never had any problems going through my reports and thank you for always notifying me of changes.
Thanks Anthony! We appreciate your membership. Please take good care of yourself and know that we are here for you.
Reviewed April 11, 2020
This site is amazing. It is easy to navigate and clearly explains your current credit score. The best is that it is safe and free. I would recommend this to everyone. I was pleasantly surprised at how fast and accurate it is in displaying my current credit score.
Thanks Arlene! We appreciate both this review and your continued membership. Please stay safe and take great care.
Reviewed April 11, 2020
Excellent way to keep up with your credit history, to see what can done, to stay on top of your debts, without hurting your credit score. You're in charge of making good money management decisions, and not just blindly going by yourself.
Thanks Robert! It's great to hear how the product is working for you. Please take good care of yourself.
Reviewed April 8, 2020
It was great to know that I'm doing good. I have come a long way. I'm doing my best to keep up a good score. I balance out my bills each month. And don't spend what I don't need. I have learned that now.
Hey Carolyn! This is fantastic news! Thanks so much for letting us know, and keep up the great work!
Reviewed April 8, 2020
The prompts took me through a helpful, objective look at my credit and made suggestions for improvement that were attainable. It's great to have your score available as you improve your efforts to do better without having to pay for this service.
Thanks Susan! We appreciate the feedback. Best of luck with your score.
Reviewed April 5, 2020
I am really impressed with Credit Sesame. Everything you want to see in one place. Will really help me stay on top of my credit situation. Can't believe I hadn't heard of this before. I will recommend to friends and family.
Thanks Brian! We appreciate your membership!
Reviewed April 2, 2020
This was awesome and I am thankful. I will be in contact later okay. I will be on your site. Take care. I find that this is an education on credit intelligence that really did help me. I look forward to more education like this whenever I come to Credit Sesame. How do I find more info like this site?
Thanks Joseph! We are so glad to hear that you find our approach helpful. For more info, please check out our blog: https://www.creditsesame.com/blog/
Reviewed March 30, 2020
I signed up for Credit Sesame to monitor my credit file. Since signing up, I have learned some things that can help my credit and improve my score. I also like the credit tips and the information about credit cards and how your approval odds are.
Thanks Belinda! And thanks for being a member!
Reviewed March 29, 2020
This was very easy to sign up for. I disagree with the score. With my home and vehicles paid off it should be higher. No late payments if back remarks but that is ok. I will check into that. This was very easy to read the results. Will tell others to try this site.
Thanks Billie! Maybe we can shed some light on why your score is lower than you feel it should be. The credit bureaus actually look at having loans as being favorable, as long as you make your payments on time. To them, it shows responsibility. It's counter intuitive, but that is the way all of the three bureaus look at it. We totally understand why you see it that way though. Thanks again for being a member!
Reviewed March 27, 2020
My experience thus far with Credit Sesame has been "GREAT"! This is a wonderful tool to track and monitor your credit detailing available ways to increase your credit score including effective ways to accomplish your goal! Thanks for providing such a great consumer service.... Respectfully: Alton **
Thanks Alton! And thanks for being a member! We are so glad that you enjoy the service.
Reviewed March 21, 2020
Just checking my credit score. Also, I wanted to see if I could get credit report for free without it affecting my score. I also changed my alerts so Credit Sesame can text me more info about my credit changes.
Reviewed March 19, 2020
So far, so good. I like what I see and plan to do better all a way around. Thank you for the input. I believe that Credit Sesame has been a great tool to use and the service has been smooth. I do enjoy your staff and the turn around time getting everything done.
Reviewed March 19, 2020
Product was easy to use, fast, efficient and effective. The credit scores were accurate when compared to the results of other credit products I currently use. I will switch to Credit Sesame. I have recommended Credit Sesame to some of my friends and family/.
Thanks Ronald! We are so glad that you are enjoying the service. Thanks for being a member.
Reviewed March 19, 2020
I followed Credit Sesame's advice to increase my credit score by applying for another credit card. I was approved but my score dropped by over 100 points. Beware of following the advice of this company.
Reviewed March 17, 2020
Credit score. Very easy to do. Quick response. Accurate data. I really don't have much to say in addition to what I already have written. I will be checking in with Credit Sesame often. Thanks for making it easy to maneuver. Thanks a lot.
Reviewed March 15, 2020
I have used the tools to monitor credit, improve the score, and live better. I used it to give/get better credit for my friends and family. Alerts have reminded me to value my credit, monitor in real-time what needs attention. Thank You.
Thanks Lee! We are so glad you are enjoying the service.
Reviewed March 15, 2020
Great information. I like being able to see all of this compiled for me in one place. Will come back to review from time to time. One thing I didn't understand was the recommendation for more credit cards when I have more than I need now. My goal is to pay down my debt, not increase it.
Hi Carolyn. Thanks for reviewing, and please do continue to do so. We appreciate your feedback. The logic behind getting more credit is that, as far as utilization goes, the more credit you have AND the less you use it, the higher your credit score. Thanks again!
Reviewed March 15, 2020
This site allows you to monitor your credit with ease. Very responsive and easy to navigate. I secured one of my best cards through Credit Sesame and I was approved fast and without any hassle. I will be back for more.
Reviewed March 13, 2020
Credit Sesame is a wonderful way to keep track of your credit score. It has helped me tremendously through suggestions on how to get the negative things on my report off and other things. I highly recommend it. They will alert me anytime anything changes on my report whether good or bad. It is very worth it.
Thank you, Mary. We are glad that you find the service helpful and are grateful that you have shared your experience.
Reviewed March 12, 2020
That record of late payment is in error. The bill had been paid with two check. The credit card company had failed to credit the info correctly and I had to get it straightened out by phone messages. I'm surprised that the record had not been cleared.
Reviewed March 7, 2020
Joining Sesame was one of the best thing I have ever done. They helped me a lot. Wonderful people to deal with. Lots of needed information. They give you ideas to keep your credit score up. Thanks so much for all your help.
Reviewed March 4, 2020
They help me with my credit score. They gave me many options but I did not need them. I am just saying that my experience with this web site have been informative. I hope I get the gift they promise. I have done many of these and have got nothing.
Reviewed March 4, 2020
I like Credit Sesame because it is quick and easy and free! It shows an accurate account of my credit in real time with up to date information. It also gives you the negative marks on your score and provides useful tips to improve your score.
Reviewed March 2, 2020
I came across Credit Sesame just from a browser news article, and decided I should look at my credit info. It was very fast, easy to read, and helped make some decisions after just scanning the info for 15 minutes. I recommend it even for casually interested readers.
Reviewed March 2, 2020
Easy to maneuver in your website. Has a tons of helpful hints. Has a phone number to ask for help. Has a tons of protections. Bonus plus. Known sexual offenders. Membership price very reasonable. Covers the 3 Bureau. Internet protection is a plus.
Reviewed March 1, 2020
It took a very few minutes of time to create an account and access my report and scores. It took almost 30 minutes trying to create an account on another very popular credit monitoring site and as of this moment, I still can't access my account even though everything was verified and double checked in the process of creating my account. I am very happy with the results of my account creation with CREDIT SESAME!
Thanks, Charles! We are so glad that you have found the site easy to access and helpful. We appreciate your membership.
Reviewed March 1, 2020
Absolutely, excellent service. Your service is very helpful. Looking forward to improving my credit, and, I know Credit sesame is the perfect tool to use. It is a very good feeling to know there is help like this out there. Thank you so very much.
Reviewed Feb. 29, 2020
They gave me great options to improve credit. This is a great service. Thank you so much I am not ready at this time to sign up for anything. Keep me posted. Thanks so much! Have a Great day! I can order something in the future!
Reviewed Feb. 28, 2020
I check my credit weekly to see if there are any changes and to check and make sure everything is correct. I am always on the lookout for changes that are not accurate and that's why I depend on Credit Sesame to help me with that.
Reviewed Feb. 28, 2020
When I come to look at the updates to my credit history and activities, I am able to access the information quickly, and get a detail breakdown so I can understand what is my current accounts status. The page is colorful, pleasant to view, and user friendly. Thank you for providing this service, it is helping tremendously!
Sincerely, Jodi
Reviewed Feb. 28, 2020
I have been utilizing Credit Sesame for several years now & this site has been extremely helpful in helping me to manage my finances & debt. It keeps me informed of my credit score & where I may have any weaknesses in my financial picture to help me make any course corrections that may be necessary to improve my credit! All in all, I have been very satisfied with Credit Sesame!
Reviewed Feb. 28, 2020
Love the quick access and tutorial features that accommodate recent scores associate with this account. This kind of info helps as you try to build and maintain a good credit portfolio. Will recommend to others and tell them about some of the excellent features.

Reviewed Feb. 26, 2020
Credit Sesame keeps me informed of my credit scores and management of my personal accounts. I can see what level my credit is on and recommendations for improvement creditor's cards, financing, refinance for car, home buying a eye opener for your portfolio.
Reviewed Feb. 22, 2020
Like the free credit scores and opportunity to apply for good cards. I'm looking for a good limit $1,500 or more with a zero interest, no cc fee and a low fixed rate. Thank you for helping. I'm still looking.
Reviewed Feb. 20, 2020
Wonderful credit agency with high scores. I tried this service from a PINCHme suggestion and will keep it. It is one of the best I have tried. I would recommend this to a friend and any family members that might be interested.
Reviewed Feb. 19, 2020
Very convenient. I am not scared to share my score, before I got this card my score was 524, after approval it went up to 607! Now I have something to work with:) Now I can officially build my credit and work towards a better life. If you are having trouble getting a card then try this, no credit check or hard inquires, and a low $200 deposit to get it. If you have a Green Dot debit card it will not work for some reason for a down payment to get the card.
Reviewed Feb. 17, 2020
I've had the Credit Sesame service for two years and found it to be an excellent experience. It has helped me make important financial decisions which have helped me increase my credit score Immensely! Great service! I highly recommend it!
Reviewed Feb. 15, 2020
Upgraded from a free monitoring that worked great for years. Right away I could not access the account and I am receiving multiple emails about sex offenders in the neighborhood, and lowering credit which I know could not be a fact, unless this new Sesame account is generating it by hacking my private information. How to cancel and deactivate a hacked account like this? Call the banks, report, sue. What a nightmare.
Reviewed Feb. 14, 2020
They keep sending us fake credit cards. They do not even review the credit cards first before sending us about to them. I applied to the cards they recommended and got denied multiple times. This is unacceptable and they hurt my credit score significantly. I already had Capital One platinum card but they kept recommending that I apply to it. What is this? Unacceptable.
Reviewed Feb. 13, 2020
Always tells me what I need to know! Excellent! A lot of information that I need to know. What more could I ask! And all the information is accurate... Don't know what else to say. Credit Sesame does a great job providing information we all need to know.
Reviewed Feb. 12, 2020
Everything, was so GREAT to review and see what is Happening in our life together. Thank You Very Much. Nice to see what kind of financial ways we have got at 77 years old. Super to see and I love it so much.
Reviewed Feb. 7, 2020
First time using the app, for a long time. I can not decide and I was wondering if it was worthed. Great experience, will recommend to anyone. Thank you Credit sesame. Give me the right score, 825. I'm very happy and proud that I found you guys. Keep up the good work.
Reviewed Feb. 7, 2020
This is an all in one site that gives you quick email alerts of any changes to your credit score, offer recommendations, and options. Got a Platinum card approval from Capitol One in just one week of joining Credit Sesame, for Free! Looking to upgrade my membership soon. Plus a whole lot more! Would recommend to anybody.
Reviewed Feb. 6, 2020
I have been using Credit Sesame for about 7 years now. I had never had a very good credit rating and frankly, I didn't know much about it. Using Credit Sesame taught me strategies to better my credit rating. Today my credit score is rated at good and I have gotten pretty knowledgeable on how to keep my credit in good standing. I have nothing but good things to say about Credit Sesame and I have recommended it widely to friends, and others on social media.
Reviewed Feb. 6, 2020
Good monitoring, keep you up to date on score, emails on alert, compare to three others I know they don't email, they don't give alerts, and have to pay for your score, when it your credit you should have to pay for it. The other three make millions off your information and more from everyday. With this, I can see mistakes and scores, and get recommendations.
Reviewed Feb. 5, 2020
As I started to work with Credit Sesame, My credit score was a total mess, with a lot of inaccurate bads items! I was following Credit Sesame's advice for over a year. Then, I started to see changes. And one day, I woke up and I saw my credit over 700, then still increasing. It amazing to have Credit Sesame on your financial side!
Thank you so much for being a member. We are thrilled to hear of your success!
Reviewed Feb. 4, 2020
Credit late dispute should be removed, dispute has been resolved with creditor and letter was sent to Credit B. So I would advise you to recheck information so you will remove negative impact concerning my report and sooner the better for all concerned.
Reviewed Feb. 2, 2020
Very pleased to see that my credit score went up, in the last 8 months. Your site is very detailed, as to the updates, so I try to keep track of how I'm doing. Credit Karma gives more about the down points, just at that moment, rather than how I'm doing, over a scale of months.
Reviewed Jan. 27, 2020
First time on site. Getting a feel for it. Only I cannot find is if inquiries in recent past are affecting my score and when they would be removed. Other than that I found the site easy to navigate. I am elderly and will take time to absorb and digest material and navigation issues. I shall visit often before signing on to premiums so that I understand and proceed with some confidence.
Reviewed Jan. 25, 2020
Like the website and showed what I can do to make things better. Lot better than Credit Karma. The website showed a lot of things. The site also showed a better score than the other competition. I will recommend to a friend.
Reviewed Jan. 23, 2020
I found the ease of site navigation to be fluid and the vast information and various tips and hints extremely helpful. I can see this as so useful that I hope I don't break it with the amount of use it'll receive from me.
Thanks Jerry! We are so glad that you are finding the service useful!
Reviewed Jan. 15, 2020
This will be the 3rd time is as many years I have taken Credit Sesame's advice on applying for a new credit card. Again, DENIED!! and another ding to my rating!!! Why the hell are these credit rating outfits telling people they have very good chances of of any bank bestowing any dollar amount of credit when it is clearly false. I am going to review Credit Sesame everywhere possible. No STARS!!!!
Reviewed Jan. 12, 2020
I was able to a get pre-approved to a card that will improve my credit usage and thus improve my credit score. The recommendation with an explanation was very helpful. Having the information all in one place lets me make decisions with clarity. I will definitely keep using the app while on my financial journey.
Reviewed Jan. 12, 2020
Credit Sesame keeps me on point, I can monitor and pay off my creditors using the snowball system. I routinely visit the site to be sure that my creditors have been paid in full are showing on the report as PAID IN FULL. Then I watch my credit score increase.
Reviewed Jan. 10, 2020
While buying a home it helped me understand and build my credit. For a while before I received my disability I didn't have much and it hurt my credit. Now I am a happy home owner with the help of Credit Sesame.
Thank you, James. We are thrilled to hear of your success!
Reviewed Jan. 6, 2020
It has the percentage usage that you should carry on your cards and ranks them and it's pretty simple but you have to put the work and determination with it and stick to it and you be back on top of our credit.
Reviewed Jan. 4, 2020
Very pleased with the service. Learning a lot and improving my credit to retire and purchase a retirement home. Great site to improve scores and learn tips to improve a consumers score overall, also very easy to use for the average person.
Reviewed Jan. 3, 2020
Explained what credit cards would be more likely to be accepted. Explained the credit score thoroughly. I understood the process very easily and thoroughly! I also checked the cards and the interest rates on each one and deliberated on about which one to apply for!
Reviewed Jan. 2, 2020
I wish it gave all 3 Vantage Scores updates without having to do a 'monthly update' but it is pretty accurate and I love to use this site for certain information. I also like that it gives an estimate of what to try to stay under on my cards to be in a 'good spot'. Makes it easier to keep track of DTI and Utilization. Thank you. Only 2 things I would like improved that may not be able to be done by this site is add the other bureaus and report exact/update details more often as I found a few apr's and other small details I had to adjust but that part isn't as big of an issue.
Reviewed Jan. 1, 2020
Great but could be better. I feel that it is sometimes just an advertisement for credit cards. It was recommended that I get another credit card to raise my credit, and I did but it didn't raise my credit. All other factors remained the same. I pay my bills on time and had no new delinquencies, etc.
Reviewed Dec. 31, 2019
It is easy to use and helpful. Watching my credit is very important --- happy to see my BAD to FAIR credit rating now at a FAIR to GOOD credit rating. In a few more months I am sure it will be a strong GOOD status which will help me find a better JOB and rent an awesome APARTMENT...without any cosigners...exciting way to end 2019....very content!
Hello Keith. Thank you so much for sharing this. We are thrilled to hear of your success and wish you an amazing 2020!
Reviewed Dec. 30, 2019
Credit Sesame made it very easy to find out what my current Credit Score is as of today. I have tried other services and they just don't work. Their questions are too detailed and it fills up the sign up procedure.
Reviewed Dec. 29, 2019
I appreciate using Credit Sesame for a quick look at my credit score with no impact on it. I am also blessed to get instant suggestions to improve my score, and to see what I am doing incorrectly as well as correctly! Thank you Credit Sesame!!!
Reviewed Dec. 28, 2019
Not knowing what to expect, I found Credit Sesame to be informative and accurate. Their recommendations for increasing your credit score are worthy of serious consideration. I do indeed, recommend them as a way to tackle your credit concerns. Their recommendations are gearded toward improving your personal credit score. Thanks.
Reviewed Dec. 16, 2019
I have been a member of Credit Sesame's free services for years now. I have recommended all my children to join it as well. I feel much more confident that someone is watching when my credit score changes, or some other credit event happens. I always quickly check to see that the activities are generated from my own actions when I receive a notice about a change in credit or an activity noted. By viewing the debt information, I realized I had accidentally taken a bank override loan from my bank. I was completely unaware that was accruing a balance owed until I noticed it on the credit sesame report. I get regular notices from them suggesting credit cards or refinancing options. I actually contacted Quicken loans and refinanced our home to a 15 year option due to one of their ads. For the most part I just delete the advertising and accept it as the payment I owe them for watching my credit. Great Service!
Hi Christy,
We are so happy to hear what a difference we have made in your life! Thank you for taking the time to review us, and thank you for being a valued member.
Reviewed Dec. 12, 2019
I just wanted to check my score. I was able to without any problems. I find the site user-friendly and extremely helpful. I received additional information to make smart future financial decisions. The information that is provided is really appreciated.
Reviewed Dec. 12, 2019
The large amount of emails I am getting from you guys makes me think you are more spammish than like real and serious. I mean come on you guys with one every day and sometimes, I get two to three a day from you. It's not just sad, it's gross.
Reviewed Dec. 12, 2019
My experience with signing up for and using Credit Sesame was smooth, easy, fast and free! In minutes, you get an assessment of your overall credit status, your approximate credit score and suggestions for making improvements. Additionally, you can file your taxes utilizing their services. I would recommend Credit Sesame to those looking for a solid and safe way to track your credit history.
Reviewed Dec. 11, 2019
I've found Credit Sesame to be mostly useful, but for some reason my credit alerts stopped nine months ago. I sent a message to that effect weeks ago; not only has no one responded, but I still am not getting any alerts, which are supposed to be free. I like them because I get to see my progress, so I wish this would get resolved!
Reviewed Dec. 11, 2019
My credit score has went up substantially. Afterward I started to get a lot of credit cards. I couldn't believe it. If you try it you won't regret it. It will change your life. Your Credit Score is important in today's society, Go head and take a chance. Great job credit sesame. Thank you so much.
Margaret
Reviewed Dec. 9, 2019
It was easy...took little time. Could look at lots of valuable information on my credit history...payment history. I am very pleased with this site. I will recommend to my family and friends. There are tools and information to continue to increase my credit score and lower my debt.
Reviewed Dec. 8, 2019
I keep getting offers from you recommending companies from my bankruptcy...Amazingly capital one approved me...citi and chase did not...Will i ever be accepted by them again? (Non approvals)...How long til i can qualify for a home loan after bankruptcy? My ollo, and capital one and you score 738 738 718...Mercury also uses trans union and is 675, i don't get it? Thx Robert **
Reviewed Dec. 4, 2019
I love checking my credit score on your site, it is so very easy to do, I have already my family and friends, about your website. Everything about the website is so easy, I like the suggestions you make to show me how to improve my credit.
Reviewed Dec. 4, 2019
Credit Sesame is probably the best credit monitoring service available in the United States. The service is accurate and up to date with specific guidelines on improving credit outlook and outcomes for professionals like me. The additional cost of 3rd party services have been very worth it, and I truly recommend it to anyone requiring a close tracking of their credit usage.
Reviewed Dec. 4, 2019
I signed up for Credit Sesame a while back to see if they could help me stay on top of my credit so it would not be to going and following their advice has help me get my credit stabilized and moving upward. I am very pleased with the ongoing results I am having with Credit Sesame and would highly recommend them to others!
Reviewed Dec. 3, 2019
Easy to use and quick to give you results. I love it! This is much easier to use than the other credit services I once used. You should try it now...as it is free. What are you waiting for. Please go for it.
Reviewed Dec. 3, 2019
Site is very easy to use and understand. I would highly recommend Credit Sesame to friends and family. Information is complete and helpful with setting goals to increase credit scores. I wish we would have known about these sites many years ago.
Reviewed Dec. 2, 2019
Your service in reporting the all important credit score can be summarized as always convenient, always fair and always accurate. You have provided to us, the consumer, a most valuable and informative service that can and does affect your economical standing and financial responsibility background.
Thank you so much, Clifford! We are so glad that you have benefited from our service, and we wish you continued success.
Reviewed Dec. 1, 2019
Easy and accurate to look at my credit score and what to do to raise my score. It also let me know how many inquiries I can have a month so that it doesn't impact my score. I would highly recommend to my friends.
Reviewed Nov. 27, 2019
I totally enjoy using Credit Sesame. It has been helpful in locating issues and helping me with credit. I thought this was a scam at first. Since signing up, it has been most valuable. Wish this had been available many years ago.
Thank you, Miles! We are so glad to hear about your great experience. We wish you continued success.
Reviewed Nov. 24, 2019
I have been a member with them awhile. They have help me understand my credit and are helping get on the right track again. They never treated me badly or made me feel worse than I already did. They encouraged me to stay focus and they would help me thru this bad point in credit history. We have a long way to go but at least I have better chance today of raising my score than I did before. If it weren't for Credit Sesame, keeping a close eye on my credit but also watch my kids at no extra fee. With all the identity theft nowadays, I know my kids are protected along with him.
Thank you, Sabrina, for sharing your experience. We are so glad to hear things are working out for you. We wish you the best of financial health and know that you will make your goals!
Reviewed Nov. 21, 2019
This experience was very easy and completed. The information is very professionally formatted. Security protection is great. For my first time experience it was informative. I would recommend this site to my friends and my older children. I wish I had this information when I was younger and could have taken advantage of the information.
Reviewed Nov. 20, 2019
My email today made me curious and I just wanted to check out the site again. And yes I would recommend this site to my friends. I just wanted to see if anything has changed and to see what it said on my credit report.
Reviewed Nov. 19, 2019
Credit Sesame a great tool to help you understand, monitor, or repair your credit. It's loaded with ads and doesn't update as much as I'd like but it's nothing that is intrusive or annoying. I have no complaints. I use the free service so I cannot comment on the benefits of the paid service.
Reviewed Nov. 15, 2019
Totally awesome! Credit Sesame gave me a good handle on where I stand with my finances and credit. Thank you. I would suggest this to everyone. We all need to know our credit score and better understand our potential. Try Credit Sesame and find out!!!
Thanks so much for being a member and for taking the time to review. We've got some great upgrades coming out. Please let us know how you like them.
Reviewed Nov. 14, 2019
My experience with this website was precise and informing. The information is very informative and necessary to monitor and improve credit rating. The one thing I do not appreciate is the offer to get more credit. I am not interested in getting any more credit; just improving my credit score.
Reviewed Nov. 13, 2019
Great information to help me get to a better understanding of great credit and how to always make it better. Thank you Credit Sesame. I value the information you give to help maintain great credit. I easily understand. I was never really that good about credit. Thanks for much needed enlightment.
Thank you so much for taking the time to share your thoughts. It is great to hear that you are having a positive experience. We appreciate your membership!
Reviewed Nov. 7, 2019
When I need to check on my credit or to get help Credit Sesame is always there with answers. I have recommended some family and friends, they are also pleased that I sent them to the website. Now they are on the track to good credit themselves. Thank you Credit Sesame.
Reviewed Nov. 7, 2019
It is so easy to check my credit and see how I can improve my score. It helps me to make smart decisions. I check my score at least once a week so I know what I need to do to improve it in many choices.
Reviewed Nov. 6, 2019
Using the tips and other helpful information through Credit Sesame my credit score has gone from 0 to 718, and I've been able to acquire two unsecured cc(s) and a retail account in under one year. The biggest advice I can offer; pay your balance in full or at least the minimum on time, all the time, and keep your utilization low. Thank you Credit Sesame!
Hi Caryl.
Thank you for both being a Credit Sesame member and taking time out of your day to review our service. Your type of experience is exactly the one we want all of our members to have. Please let us know when you break into the 800 club. Your friends at Credit Sesame are rooting for you!
Reviewed Nov. 5, 2019
I have had a great, recommended experience working with Credit Sesame. The service is the best I have come across for an online offering like this. I rate it the highest. It has helped me work through a major problem and gotten me back on the right track.
Hello Charles,
We are extremely happy to hear that our service has provided the information and resources that has you heading on the right track! Thank you for taking the time to give us a review and we hope to continue to be your number one resource for all of your credit needs.
Thank you,
Reviewed Oct. 30, 2019
Help. I am aware of how important a credit Score it. I need your help to build a 800 credit score. I have not used the Creit Sesame service before. The program has been highly recommended to me. I am happy to share the professionalism thus far.
Reviewed Oct. 28, 2019
Had this for a while now. Helped me get some new cards and credit score is getting better. Thank you. I do not get approved for all the cards that they say are good odds but I did not have any when I joined, now I have 5.
Reviewed Oct. 26, 2019
Registration was very easy and fast, quite informative and plenty of options, I love the recommendations on how to raise your credit standing, I like seeing the amount of credit available for each credit card that you have a good chance of obtaining, I am looking forward having Credit Sesame assist me in maintaining a great credit profile.
Reviewed Oct. 25, 2019
My complaint is that Credit Sesame pushes credit cards too much. Better advice is to stay away from MORE credit and work on erasing existing debt even a little at a time. I realize Credit Sesame receives a fee when a credit card is applied for on their site but unless it is used ONLY for a balance transfer it only digs the hole deeper for some people. Paying off debt instead might take longer but well worth the wait.
Reviewed Oct. 24, 2019
Everybody need Credit Sesame now, my experience, I don't know how explained. If I know them before I was called other of my friend and families. Sorry I don't know what I can said more, I just said thanks 1000's time Credit Sesame.
Reviewed Oct. 24, 2019
Great at helping you get your score up. I love Credit Sesame. Just follow the guidelines that they suggest. Pay down your credit cards and find the lowest credit card and pay it off and just pay the minimum on the other one until you pay one off.
Reviewed Oct. 24, 2019
Credit Sesame's credit monitoring, alerted me when someone tried to open an account in my name. Someone had already made charges fraudulently on my Capital One, and my Merrick Bank cards, so Credit Sesame's credit monitoring alert prevented this person from opening further accounts and making additional charges.
Reviewed Oct. 22, 2019
I like the site. Some areas are a little confusing but for the most part it is a good site which offers a number of choices and quite a bit of useful information. I also like that I get to set the limits on the alerts that will be sent to me.
Reviewed Oct. 22, 2019
Credit Sesame is on the ball!! I just applied for an additional credit card and Credit Sesame reported this activity to me instantly. It gives me peace of mind knowing someone is out there watching out for my best interest. Thanks so much for being there for me.
Reviewed Oct. 20, 2019
Didn't have a clue what my credit was and this tool has showed me where to improve and maintain it. Easy to use, plenty of great offers and information. Helped me know exactly what was bringing my score down so I knew what to address.
Reviewed Oct. 19, 2019
I trust the advice given, and it's not costing me an arm and a leg to receive it. I'm grateful and encouraged on my journey to build a better financial future. I plan to apply for additional credit and take the advice given to me.
Reviewed Oct. 18, 2019
Great site to build your credit or to get back on the right track with your bad credit. Would recommend this site to everyone that I know. A great way to get credit cards that are recommended for people in your type of credit situation.
Reviewed Oct. 13, 2019
I just signed up for CreditSesame.com and I have been a member of creditkarma.com for quite some time. I see that my credit score on credit sesame.com is higher. I will wait to see how these two sites compare. I would recommend this website to others because it's free and it is important to keep with one's credit history.
Reviewed Oct. 11, 2019
First off this site is totally FREE! I am rebuilding my credit and adhere to a tight budget, free is my favorite. I have followed the suggestions on this site and in less than a month my credit score jumped by nearly a hundred points. I love this site and highly recommend it to anyone trying to bounce back from a financial disaster or set back.
Reviewed Oct. 11, 2019
I can always count on Credit Sesame to give me my credit score and to guide me on available credit cards to apply for. Thanks for the free service. Always looking for 0% offers with cash back bonuses and advice every month.
Reviewed Oct. 11, 2019
I have had had Credit Sesame for a while now and I am always pleased and grateful for their watchful eye. I particularly like the app where I get alerts, simple messages that help me know they are watching out for me and with me. THANK YOU Credit Sesame!
Reviewed Oct. 5, 2019
Account is compromised and no one is helping me get my account access regained. I'm waiting for a response back but no ones available I guess on weekends. This is making very upset because there is no way to get a hold of anyone during an emergency.
Hello,
Thank you for your feedback.
One of our agents have responded to your request via email on 10/07/2019 and the issue is resolved.
Thank you,
Reviewed Oct. 4, 2019
Easy to navigate and see exactly what and how many cards I have and what's my debit and credit score is. It's convenient. I can see at a glance what cards needs attention and what accounts were closed. Thank you very much.
Reviewed Oct. 2, 2019
Very easy on this site. Nice layout. Quick and easy to use; I recommend this site to others; at work and family members. Credit Sesame gives me dings on my phone or the PC. letting me know about my scores or getting a line increase on cards or letting me know how to increase my credit score.
Reviewed Sept. 29, 2019
The first truthful web site I would recommend to family and friends. I have visited other credit information web sites who have tried to scam me. Your web site is very truthful about what they advertise. They advertised free and free it is. I am happy with the information that was given to me.
Reviewed Sept. 26, 2019
Finally another way for me to stay on top of my credit scores, saving and spending. You get tips on which is the best credit card for your credit standing. You also get information on different types of loans. It is the perfect tool to compare with other credit applications.
Reviewed Sept. 24, 2019
Used Credit Sesame for over a year now. Info is very accurate and timely. Wonderful checks and measures to monitor ratings and balances. Highly recommend using this product to monitor your finances. Love the way they break down your debt.
Reviewed Sept. 23, 2019
I liked the way they described my credit as it was all true. I have never left anything without paying every month and usually I paid in full at the end of the month. Now I have more accounts with payments but just because my daughter's divorce. Nasty divorce. but finally done.
Reviewed Sept. 22, 2019
First off this service keeps recommending cards that I have good chance of being approved then I get denied due to non-sufficient income. I make much more than the 18k usually required. Then just now I tried to qualify for an Avantcard. It said that it would not affect my credit score as it was just a pre-qualification but it was an application!! They pulled my report and now I have another hard inquiry. My score has gone DOWN since I started using Credit Sesame. Stay away! I want to cancel my account with them but they have all my info. My bank account debit card number has been stolen twice since I joined!
Reviewed Sept. 20, 2019
The site was user friendly and easy to navigate. It was very helpful and thorough. However, when I applied for a personal loan, the page went blank and would not let me complete my application no matter how many times I tried.
Reviewed Sept. 17, 2019
Keep it up. Like the information. Since I have been with you all it has been a good journey and experience. I hope you all keep up the good work and helpfulness you all know what you all are doing. I like the layout. I wish you all could have all prequalification for everything like you do for Capital One card. It would be a big help.
Reviewed Sept. 17, 2019
Credit Sesame is a really helpful tool in building, maintaining and staying on top of your credit, not to mention it's FREE! It has really helped my husband and I to stay up to date and current with our credit.
Hello Janetta,
We greatly appreciate you taking the time to write a review and provide your experience with our service. We hope to continue to be your number one resource for your credit and financial health.
Thank you,
Reviewed Sept. 15, 2019
My credit history was never something I thought could be helped as I knew it was bad and would always be below bad. I doubted. It was so low and could never be helped. I took a chance to see what Credit Sesame might do with a low credit score like mine. I was very excited when they told me what to do to increase my credit score. I had no credit card, was poor because I let my past credit card go to Portfolio for collection. They showed which card to apply for, I applied for and received, slowly I applied for cards they recommend and approved.
In less then 6 or 7 months I ended with 10 credit cards, and with their helped I learned how to manage my cards. What whats needed to increase my score and now my score was higher. I have done what Credit Sesame has recommended. My score has gone up by 100. Credit Sesame has helped me way more than I ever thought and for that I am very grateful for all they have done and I am sure they will continue to do more. Thanks to them. I want to say THANK YOU, and have and will send all my family and friends, even others to their website because they helped me and they will help them as they helped me increase my very low score then they will help them.
Reviewed Sept. 14, 2019
I rely on Credit Sesame for all my credit needs. THANKS for being there for me. Credit Sesame has NEVER failed me. I will continue to use their service for ALL my future needs. THANK YOU Again!!!
P.
Reviewed Sept. 13, 2019
You have managed to ingratiate yourself now that September's info was added. ALSO, YOU NOTED MY CLEAN RECORD COMPLETELY. SOON I AM SURE YOU MAY SUGGEST CREDIT CARDS I DON'T HAVE !! Thanks for all your support now and in the past, even pointing out my good points! Thank you again!
Reviewed Sept. 13, 2019
It's really convenient to have a website that gives free credit reports. I feel more abreast with my credit status and plan to increase it even more. I always check my credit score but have noticed a greater increase which will probably help me look even more promotable than I already remain.
Reviewed Sept. 11, 2019
I do not carry balances and maneuver cards to reflect this. Never did that before. However balances show because I use cards a lot. I have not paid one cent in interest. Wish this was reflected in my history instead of balance when reported. My Experian shows 80 points less than TransUnion?? I tried Lexington Law to increase my credit but saw drop after one month and it is drawn out process. Expensive. There is no getting around I had a bankruptcy. Divorce does that.
Reviewed Sept. 7, 2019
I love Credit Sesame! Before I began following their tips, my score was stagnant at 604. Now my score is 675 and climbing. I was approved for a Chase Freedom and a Discover card based on their recommendations. I was ecstatic to see those words "Congratulations you're approved!" I am more confident and responsible with my credit now. Thank you Credit Sesame.
Reviewed Sept. 7, 2019
I have been responsible with my credit. Lender inquiries that were not initiated by myself should not be a negative. Payments have been timely and I have never overextended credit. To be fair my credit score should range between 790-800, or certainly exceed 800.
Reviewed Sept. 6, 2019
I do not use Credit Sesame often, but when I do it is easy and helpful when I act on their recommendations. I still can't believe it's FREE! Quite the bargain for something that everyone who cares about the present and future should, or does use. I recommend this Priceless service to everyone I know. (When the occasion is appropriate!)
Reviewed Sept. 4, 2019
Great way to check on your credit score, simple and effective. You can check your score review, all debt and collections and they offer free advice on what to do to improve your score, would highly recommend this to anyone wanting a place to check there score and more.
Reviewed Sept. 1, 2019
Since I've become a member of Credit Sesame, I am more aware of my credit score. I keep up with the changes, what I'm doing that causes it to be low and what I need to do to keep it high. A great help to me on a daily basis.
Reviewed Aug. 26, 2019
Someone from my Insurance company just told me about this. So I went online, it was really easy to set up and get my credit score right away. I like the layout too. Very easy to read and understand. Thank you for offering this free service to people.
Reviewed Aug. 23, 2019
I have Credit Karma as well as Credit Sesame, and all my credit card companies who will give me my FICO score! I take 15 minutes every few days to check my credit! As soon as my score hits 800 I'll apply for a home loan! I'm getting there! I do like how any time there's a new account, both Credit Sesame and Karma will notify me and ask if it's a good account!
Reviewed Aug. 23, 2019
I have used Credit Sesame for almost 2 years and LOVE them!! They have been instrumental in helping me not only know which credit cards I should get, but helping me raise my Credit Score!! I can not think of a better company that not only guides you along your journey, but gives you advice on how to obtain your goal!! Love this site and have referred several friends to use them!! Keep up the GREAT work!!!
Reviewed Aug. 19, 2019
Credit Sesame supplied me with even more information than I had expected. I was expecting to just receive my credit score but they provided that and much more. I was very pleased with the free service which Credit Sesame provided.
Reviewed Aug. 19, 2019
I have found Credit Sesame to be solid in terms of giving advice and recommendations. It definitely helped me come of out of some financial dark days. The card recommendations have been spot on, though I have to say the ads from Lexington Law get a bit tiresome.
Reviewed Aug. 19, 2019
Simple to follow. Does not take much time complete. Results come very fast. Great to have one place to search product quality. So much information in today's world and so many places to search. Thank you for your time.
Reviewed Aug. 18, 2019
I really get an in-depth look into my credit from this site. I believe that it's very helpful, without this information I would not know what steps to take to improve my credit history and score. With this help I can now manage how often I'm using my cards and how quickly I need to be able to pay them off. I would like to open different types of account but haven't reached that type of comfort in using my credit at this time.
Reviewed Aug. 17, 2019
Credit Sesame has been a wealth of info. Since joining CS on June 25th, I have watched my credit score climb 3 times, and am anticipating another update on tomorrow Aug 18th. My brother who introduced me to CS is sporting a nice BMW truck which he acquired after he joined CS last year and started repairing his credit.
Reviewed Aug. 16, 2019
My credit was being tracked for a couple of years; I had no complaints! I got a personal loan with Best Egg due to their help. I am still paying on that loan now. That helped me to handle my debt with the IRS.
Reviewed Aug. 15, 2019
Much detailed & easy to understand report. Much I like that "See if I'm qualified" before you apply for credit! Rather than other credit report company, it shows "very good" but later on you will be denied! I start checking more my credit report with Sesame, rather than Credit Karma & NAV. I think this is very decent credit company you can count on!
Reviewed Aug. 13, 2019
Credit Sesame to my surprise is accurate with my info. Really happy with it. Honestly it is more accurate than Lexington Law. I will continue to keep an eye on Credit Sesame`s reporting. So far I'm very happy with it. Thanks.
Reviewed Aug. 13, 2019
Easy, just a wonderful way to improve credit score! Nice to set my account up online and follow up on all that I need to know about my account with just one click. Card has no annual fee so is worth it!
Reviewed Aug. 13, 2019
I love Credit Sesame! I joined because of a powerful FB review and the person was true to their word. The company sends out enough emails and reminders to combat your procrastination on working on your credit. They give guided advice and the platform will teach you how to improve your score. I'm so happy I joined.
Reviewed Aug. 12, 2019
I have used Credit Sesame for a long time now and have been particularly happy with their free credit reporting and monitoring service up until last week when I received an email from credit sesame saying that my email has been changed and I never changed it. So thinking that it was a scam email I tried to access my account and lo and behold my account was really hacked. So being that this is my vital credit information I tried to reach right out to credit sesame on their website. I tried to find a number to contact them but the only way to contact them is thru email in which I wasn’t happy with because the faster I could fix the problem is the least time someone would be able to obtain more of my information.
So after reaching out to Credit Sesame 3 times within a week I have still yet to be contacted by anyone. So pretty much whoever hacked my account has had more than enough time to steal all of my information. I think for a company that handles such important information should have a better line of communication for situations like this. So beware if it hasn’t happened to you already, when your account gets hacked be ready to wait in limbo not knowing how much of your information has been compromised and when someone from credit sesame would contact back.
Reviewed Aug. 10, 2019
I like using Credit Sesame. I took the advice of paying off my credit card debts. I am confused that on the report it is still showing that I have the debt. Hopefully soon that will change and my credit score will be higher.
Reviewed Aug. 10, 2019
Credit Sesame is great! At this time I cannot pay for any of their services, but that is not to say I wouldn't. I appreciate all the services they provide me including alerts and at some point may enroll in the lowest cost monthly monitoring service.
Reviewed Aug. 8, 2019
The issuer of a co-branded credit card closed my account without any warning to me. The company simply reported the closure to TransUnion. Credit Sesame notified me. This information from Credit Union is beneficial to me, especially since the credit card issuer did not do their job. I was not given any written notice by the card issuer to use the card to avoid losing my account. Thank you for a great job, Credit Sesame.
Reviewed Aug. 6, 2019
I would recommend to a friend because of ease through the process of finding your score and progress. You can always come back or sign up to review your profile, look at your progress, get up to date information on different cards you may qualify.
Reviewed Aug. 6, 2019
Checking my credit on your site helped me find out I could refinance my car loan at a 704, but also that I could work to up my score 19 points and be in the Excellent category for an even lower interest rate. Super glad I learned this before I jumped in. It also feels nice to be rewarded for good credit behavior!
Reviewed Aug. 5, 2019
The APP is very accurate, helpful tips and precise in increasing your credit score. I do recommend to my friends. The APP also give recommendations on how to view all three credit agencies. The APP also teaches you on how many cards you can have to build up your credit and what percentage of payment is best to pay on your credit cards.
Reviewed Aug. 4, 2019
All three credit scoring companies rate my payment history as perfect. Credit Sesame reports the same (Zero late payments, collections, foreclosures, or bankruptcies) but, unlike in the past where Credit Sesame rated me at the highest (right) end of their sliding analysis scale (deep green), it now rates me at the lesser medium green part. It still says I have an "A" rating in this category but what differentiates the two green ratings if both are reflections of perfect "zero" scores?
Reviewed Aug. 4, 2019
I have always used Credit Sesame to secure pertinent/current information relative to the status of my credit. I now have credit scores all above 800; Equ 815, Tra 803 & Exp 813. The information I've received has proved instrumental in my turning my credit life around 180 from sketchy to excellent. I profoundly recommend CS as a tool to achieve and maintain optimal credit health.
Reviewed Aug. 3, 2019
I appreciate the credit notification. I went on the site and was very easily able to check out the information regarding my credit. Thanks for providing the notification and service. This will inform me of where I stand credit wise as well other who will be able to keep abreast of their credit score and information as well.
Reviewed Aug. 3, 2019
Good experience on this site. Was please with everything on this site. I will come back to check my credit score and will recommended to friends and family. Is a very good site. Thank you for your help. Nite nite ok.
Reviewed Aug. 2, 2019
Great site. I plan to use one of the recommendations very soon. The site is easy to use and secure. I appreciate the information that they provided for free. Following a recommendation to use this site from the The Budgetnista.
Reviewed Aug. 1, 2019
Credit Sesame thank you for your excellent service. You have helped me stay focused on my credit utilization and have provided great incentive to increase and monitor score. I could not have accomplished my goals without your help. Thank you and keep up the amazing work you do. Mrs
Reviewed Aug. 1, 2019
I think my Credit Score was not updated or noticed. My Score should be higher given the fact I had 3 cards with a zero balance on them all and just opened a new account with a zero balance on it as well. I only am doing this without knowing if all my current cards with a zero balance and a new account as well was either not updated yet or was forgotten.
Reviewed Aug. 1, 2019
Credit Sesame is by far the best in tracking anything to do with your credit. One hour after being approved CS will notify you of a new account in your name. The unfortunate drawback is the credit rating they show you is 45 points higher than the big 3 show.
Reviewed July 31, 2019
I started using this website a few years ago and I have never regretted the experience. Transitioning from my parents home to one I could call my own was difficult, I had all these new responsibilities but because of you all I have one less thing to worry about. Thank you so much for all of your help and advice throughout the years.
Reviewed July 31, 2019
It would be beneficial if a phone number would accompany the alerts. It would also be beneficial if the offers for credit cards would be a definite yes instead of a maybe. Otherwise the experience was not bad. There is nothing else to add to this except it may be beneficial if the BBB rating was on the loan consolidation companies.
Reviewed July 30, 2019
I like the tips about opening a new credit card and just dedicate it to only paying one bill and have it set for automatic payments. This seems like a wise decision and a positive way of getting better credit.
Reviewed July 30, 2019
Through this last week applying for card it was interesting to see alerts come up. I don't put much faith in monitoring companies these days but was surprised when the phone started sending email while I was at the dealership.
Reviewed July 30, 2019
I have seen your ads on TV, but having recently given my credit card# to a mortgage company... I was curious as to what they would find. I was pleasantly surprised at what I found... AND as promised it was indeed free, no strings attached. I would recommend Credit Sesame to anyone who needs improvement on their credit rating.
Reviewed July 30, 2019
This website is great for those who need credit monitoring, especially with all the data breaches that have recently been in the news. I highly recommend this website to my family and friends. I have copied and pasted the website link to all my social media accounts so that other people will have the chance to take control of their credit reports.
Reviewed July 30, 2019
They keep me posted on my credit score whether it has gone up or down. They also alert me to check for fraud on my credit report. I have gotten great advice on applying for credit cards. Such an informative site, my score was in the low 500 and now I'm in the 600's.
Reviewed July 28, 2019
I am very pleased with all the methods used here. It was very easy to follow directions. The repeat items makes sense to verify the identity, and I was happy to fill out all items. I would recommend this method for credit score to everyone. Thanks.
Reviewed July 28, 2019
This has to be one of the best free services I have ever used. I've been using Credit Sesame for years, ever since I heard Clark Howard talk about them (he's now advocating a different service, but back then it was Credit Sesame). However, I have been VERY pleased with them. Their site has helped me get more organized, track my cards and spending, and sends useful "score" alerts to me via text. Last year, I did sign up for a more "professional" monitoring provider (transunion), but I see very little benefit to that over this - the only one I relly like is "locking" my credit report and I'm not sure it's worth $20/month when I'm notified via text already and I've frozen my Equifax credit report (so there's no need to lock it). I highly recommend them!
Reviewed July 25, 2019
Credit Sesame has been a great, positive experience for me. I like seeing my credit percent usage and seeing who is monitoring or inquiring about me. It alerted me to two debts I needed to settle that had actually slipped my mind. My only negative is that I wish they could guarantee you'll be approved so it won't lower my score. Thanks, thumbs up!
Reviewed July 23, 2019
Your website is very user-friendly. I like the fact that you have the titles- credit, recommendations, profile, and loans listed when your page is open. It also shows an increase or decreases dates and times. I like the fact that I just learn so much about improving my credit and fico scores. I will continue to read all your information as it is so helpful. My credit has shown improvement because of Credit Sesame.
Reviewed July 23, 2019
Not abrupt and with the credit umph that was occasioned. No reservations required that offer a shareholder what was in no doubt. The moments will go on to improve at no risk, As can indeed have a program to benefits.
Reviewed July 22, 2019
Gave me real information that I can use to understand and help my credit rating. And the information was quickly gained! Focuses on all areas of credit rating and provides options for consumers to consider to improve or maintain their highest possible credit rating.
Reviewed July 20, 2019
Credit Sesame is so user friendly. It has made working on my Credit Score so much easier than I anticipated. The data is displayed and presented in a manner that is easy to understand. Great recommendations are provided to help consumers take action. Thank you!
Reviewed July 20, 2019
Hi, This is my first time using Credit Sesame. I just know my credit score. I did not know that I had 2 stories collections. I move from Dallas and I paid everything before that. So thank you for let me know.
Reviewed July 19, 2019
The best free services available that are comprehensive, extensive, and truly a significant help. Their services help me stay on top of my credit profile daily and make you care more about your credit profile. I can't say enough good things about Credit Sesame.
Reviewed July 17, 2019
200 I'm not very good w/ A computer yet and the man I spoke with was VERY HELPFUL In walking me through my App. w/ Credit Sesame and was Very pleased with the results!! I would recommend credit sesame to any of my friends!! I'm not going to write A book about It If that's what you're asking? The man I spoke with was very helpful & cool to talk me through It!!!
Credit Sesame Company Information
- Company Name:
- Credit Sesame
- Company Type:
- Private
- Year Founded:
- 2010
- Formerly Named:
- Credit Sesame
- Address:
- 444 Castro Street, Suite 500
- City:
- Mountain View
- State/Province:
- CA
- Postal Code:
- 94041
- Country:
- United States
- Website:
- www.creditsesame.com


