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Credit Sesame Reviews

4,956,328reviews on ConsumerAffairs are verified
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About Credit Sesame

Credit Sesame offers free credit monitoring services on its website and mobile app, which is available for iOS and Android. No credit card is required, and it does not impact your credit score. Members receive a free credit check and credit score update every month from the TransUnion credit reporting bureau.

Visit www.creditsesame.com
Pros
  • Premium plans available
  • No credit card required
  • Free monthly credit score
  • Mobile app
Cons
  • Add-ons require monthly subscription
  • Only TransUnion credit score is free

Credit Sesame Reviews

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    How do I know I can trust these reviews about Credit Sesame?
    • 4,956,328 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
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    How do I know I can trust these reviews about Credit Sesame?
    • 4,956,328 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 40 - 80
    Verified purchase

    Reviewed July 5, 2020

    I have relied on Credit Sesame to keep me abreast of my credit report for several years now. Unlike other credit reporting companies, they do not constantly bombard you with different credit offers... Just the ones you might qualify for. Thanks again Credit Sesame.

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    Verified purchase
    Staff

    Reviewed July 2, 2020

    It is a very good site. Everything is very clear and really help you to improve the credit. It gives the very clear picture about our financial health. Only problem is my profile has wrong information and I could not correct it.

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    Verified purchase
    Staff

    Reviewed July 1, 2020

    It was easy and convenient. Easy to understand. I think I got all the answers. I might recommend it. I think everybody can benefit from the program. It is a very helpful tool. I am very grateful for your help.

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    Verified purchase
    Transparency

    Reviewed June 28, 2020

    I love Credit Sesame, it keeps you updated with changes to your credit report, makes suggestions on how to improve your score and even offers direct links to the credit bureaus to file disputes. I have used other companies in the past that shall remain nameless, however I love that I switched to credit sesame hands down!

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    Verified purchase
    BillingLoan Process

    Reviewed June 20, 2020

    I love keeping an eye on my overall credit and score with Credit Sesame. I can check as often as I want and my score doesn't go down. I check almost daily. I can search for credit cards and loans etc..

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    Verified purchase
    Online & AppEase of Use

    Reviewed June 18, 2020

    I have used Credit Sesame for 3+ years and find it to be a great resource for viewing, tracking and improving my credit. Website is easy to use. Viewing my credit score improving after each of the suggested tasks really makes it exciting to use and visit the website once a week to get everything on track.

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    Verified purchase
    Staff

    Reviewed June 12, 2020

    Good site to use to check credit and get credit tips credit offers, the site uses a grading system that is use to read and understand, free credit site it is helpful, it has credit tools, it list and compares,

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    Verified purchase
    Sales & Marketing

    Reviewed June 11, 2020

    I've had a Credit Sesame account for a few years. When I logged in today, I notice a an ad for Sesame Cash so, I gave it a try. From the Credit Sesame website I was lead to a Terms and Conditions(which I read)page and eventually` that lead to a congrats page. It was literally that easy. Thank you Credit Sesame for allowing me to get Sesame Cash.

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    Verified purchase
    StaffBilling

    Reviewed June 7, 2020

    I appreciate all your help. Credit Sesame is a great Company, and I thank you for your suggestions. However, I don't want any other credit cards at this time. Thank You Very Much. Please keep me in touch, about my Credit Score.

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    Verified purchase
    StaffBilling

    Reviewed June 3, 2020

    Credit Sesame lets me know when there has been a change to my credit score. They show you how each factor affects your score. This is very helpful. They do also let you know about credit cards you may be able to get based on your score. I'm sure they make money on those.

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    Verified purchase
    Staff

    Reviewed June 2, 2020

    I was using Credit Karma to try to rebuild my credit and had little success. Then, I heard about Credit Sesame. In the time I've been using Credit Sesame, which has been roughly a year or so, I've been able to restore my credit from Poor to Excellent by following the advice provided based on the information they pulled for nothing at all. Credit Sesame is definitely knowledgeable as to the formula to determining credit scores, which is accurate to a T! Thanks Credit Sesame!!!

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    Credit Sesame
    Response from Credit Sesame

    Thank you for taking the time to review our service! We are extremely happy to hear that we could help and hope to be able to continue to provide the services that you need.

    Verified purchase
    Online & App

    Reviewed May 31, 2020

    I really enjoyed getting my credit score from creditsesame.com. They are very secure and fun to check up on. I hope the website stays up and running. The site is very reliable. Use it once a month to check your score.

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    Verified purchase
    StaffRates

    Reviewed May 21, 2020

    Credit Sesame has been an amazing service, constantly offering tips and insights to improve and maintain my credit rating. They are consistently monitoring my progress and the results have been amazing. I could not be more pleased with Credit Sesame. The perks are nice -- including the cash reward for increasing your credit score.

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    Credit Sesame
    Response from Credit Sesame

    Thanks Darius! Sounds like you are a Sesame Cash user as well. We really appreciate the feedback on our products. Take good care, and keep on growing that score!

    Verified purchase
    StaffRates

    Reviewed May 18, 2020

    I love this tool! It really helps, and guides a path for better credit. I had my wife open an account as well. After my first month of following Sesame's recommendations...I'm already up 30 points. We're well on our way to better interest rates, as well as credit. Thanks Credit Sesame team!!

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    Credit Sesame
    Response from Credit Sesame

    Thanks Greg! Reviews like this really make our days bright! We wish you and your wife great health and continued success!

    Verified purchase
    PriceStaff

    Reviewed May 17, 2020

    Different from the other credit companies that charge you demacially and do not have everything clear. This company gives you everything detailed and understandable. They are very good. Congratulations. Only I should have other languages as Spanish by my. I give you 10 stars.

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    Verified purchase
    BillingTransparency

    Reviewed May 12, 2020

    Hi... Overall good experience. Not sure why but I paid all my credit card balances off about 1 month ago, You have me still owing $9000.00+ as a total balance when it is actually $0.00 balance. I owe no credit card money.. I paid them all off. Not sure how they update that, 1 bank did. The others have not according to your website information...they are not paid off...so once that is corrected and recorded my credit score should increase and the credit card grades should also increase/improve. Can you look into this and let me know? Thank you...Brian.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 9, 2020

    Easy fast and accurate. Found no problems logging in and the information was informative and accurate. I would recommend Credit Sesame to friends and family. I used Credit Sesame and my wife uses Credit Karma. I'm pleased with the service and found everything without issues. Thank you.

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    Credit Sesame
    Response from Credit Sesame

    Thank you, John. We are glad the service is working well for you, and we appreciate your review. Please take great care and stay safe!

    Verified purchase

    Reviewed May 9, 2020

    Each time I am using your services, I am well pleased. Thank You for keeping record of the transactions that affect my score. With all of what you do, I am informing others about your services. Hopefully your future will even become better as we move toward new tech support.

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    Credit Sesame
    Response from Credit Sesame

    Hi Jonathan. Thank you so much for your kind words. We really appreciate your membership. Please take great care.

    Verified purchase
    PriceOnline & AppStaffRates

    Reviewed May 6, 2020

    My experience has been great. I get a periodic report of my credit score. No charge!! I am offered options to help correct and increase my score. The site is easy to understand and maneuver. Great Consumer product!! I would recommend this site to anyone who is interested in keeping track of their credit history monthly or daily, or just anytime. You will find the service great.

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    Credit Sesame
    Response from Credit Sesame

    Thanks Zella! We are very happy to hear that the product is working well for you. And thanks for being a member. Please take good care and stay safe.

    Verified purchase
    Customer Service

    Reviewed May 3, 2020

    99$ is simply too high--- other cards range from 29--39$. If you can offer this fee range--I would be happy to take card---- Just want for online purchases. Will not put Debit number on PC. Your consideration is appreciated. Would like to hear from you ASAP.

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    Verified purchase
    TransparencyHonesty & Transparency

    Reviewed May 2, 2020

    I have been with Credit Sesame for some times. My experience with credit sesame is wonderful. They keep me up to date on my credit history. They very honest. So far I have nothing negative to say about them. I would recommend to them family and friends anytime.

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    Credit Sesame
    Response from Credit Sesame

    Thank you so much, Voltaire. We really appreciate your membership. Please stay safe and take great care.

    Verified purchase
    MaintenanceRatesValue

    Reviewed April 28, 2020

    So far my experience has been very good. My credit rating is up since I began monitoring and taking actions. I have a few more things to do to clean it up, but overall I see great value in the service.

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    Credit Sesame
    Response from Credit Sesame

    Thanks Robert! We appreciate your review and your membership. Please take good care and stay safe.

    Verified purchase

    Reviewed April 25, 2020

    I am so grateful. I finally found a credit report to really let me see where I am SUPPOSE TO BE!!! Below 30% and the amount I need to decrease my account. I've referred all my family and friends to take a deep look into their credit. THAT'S WHAT SESAME CREDIT IS!! A LOOK INSIDE MY PERSONAL CREDIT!!! I'VE EVER SO GRATEFUL... THANK YOU. I'M ON A MISSION NOW!!!

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    Credit Sesame
    Response from Credit Sesame

    Hi Cynthia. Thank you so much! We are thrilled that the product is working for you. Please take great care and stay healthy. We wish you the best!

    Verified purchase
    PriceStaffCommunication

    Reviewed April 21, 2020

    Credit Sesame provides excellent and reliable services and data. Keeps me informed and provides valuable insights into my credit history and current factors. One factor that surprised me was the "balances too high" when my balances were VERY low but then I noticed that one card had a lower credit limit so almost any charge used a higher percentage of the available limit. Something to consider. Thank you.

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    Credit Sesame
    Response from Credit Sesame

    Thanks DJ! This is great. We are so happy to hear that the product is working for you. Thanks for being a member.

    Verified purchase

    Reviewed April 19, 2020

    I use the website of Credit Sesame to observe and maintain a good credit score. I have made certain I use my credit privileges wisely. I have been in an unwanted place before and made a way out of it. I love the fact I can keep an eye on my needed actions with Credit Sesame.

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    Credit Sesame
    Response from Credit Sesame

    Thanks Gwen! And thanks for being a member.

    Verified purchase
    Staff

    Reviewed April 15, 2020

    Experience has always been a 10 across the board. Informative conscience on individuals. Communicates always. Text messages and texts are always on. Very knowledgeable on the right cards. No ** always a plan. Very, very good company. Highly recommend them.

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    Credit Sesame
    Response from Credit Sesame

    Thanks Keith! We really appreciate both the review and your membership. Please take great care!

    Verified purchase
    CoveragePunctuality & SpeedStaff

    Reviewed April 13, 2020

    Ever since I signed up, I was quite skeptical; wondering how were you guys going to help in repairing my Credit; but the results are phenomenal & I can't believe how quickly the score has risen.... Thanks for everything & keep up the good work.... Hugh G...

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    Credit Sesame
    Response from Credit Sesame

    Thanks Hugh! We are so glad that our product is helping. Thanks for being a member, and please take great care.

    Verified purchase

    Reviewed April 12, 2020

    Thank you. I have been a member for years and always have been treated with top quality. Along with your services have always been topnotch. I have never had any problems going through my reports and thank you for always notifying me of changes.

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    Credit Sesame
    Response from Credit Sesame

    Thanks Anthony! We appreciate your membership. Please take good care of yourself and know that we are here for you.

    Verified purchase
    Punctuality & SpeedStaffEase of Use

    Reviewed April 11, 2020

    This site is amazing. It is easy to navigate and clearly explains your current credit score. The best is that it is safe and free. I would recommend this to everyone. I was pleasantly surprised at how fast and accurate it is in displaying my current credit score.

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    Credit Sesame
    Response from Credit Sesame

    Thanks Arlene! We appreciate both this review and your continued membership. Please stay safe and take great care.

    Verified purchase
    PriceStaff

    Reviewed April 11, 2020

    Excellent way to keep up with your credit history, to see what can done, to stay on top of your debts, without hurting your credit score. You're in charge of making good money management decisions, and not just blindly going by yourself.

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    Credit Sesame
    Response from Credit Sesame

    Thanks Robert! It's great to hear how the product is working for you. Please take good care of yourself.

    Verified purchase
    Billing

    Reviewed April 8, 2020

    It was great to know that I'm doing good. I have come a long way. I'm doing my best to keep up a good score. I balance out my bills each month. And don't spend what I don't need. I have learned that now.

    Thanks for your vote!
    Credit Sesame
    Response from Credit Sesame

    Hey Carolyn! This is fantastic news! Thanks so much for letting us know, and keep up the great work!

    Verified purchase
    Punctuality & SpeedRefunds & PayoutsStaff

    Reviewed April 8, 2020

    The prompts took me through a helpful, objective look at my credit and made suggestions for improvement that were attainable. It's great to have your score available as you improve your efforts to do better without having to pay for this service.

    Thanks for your vote!
    Credit Sesame
    Response from Credit Sesame

    Thanks Susan! We appreciate the feedback. Best of luck with your score.

    Verified purchase
    Staff

    Reviewed April 5, 2020

    I am really impressed with Credit Sesame. Everything you want to see in one place. Will really help me stay on top of my credit situation. Can't believe I hadn't heard of this before. I will recommend to friends and family.

    Thanks for your vote!
    Credit Sesame
    Response from Credit Sesame

    Thanks Brian! We appreciate your membership!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 2, 2020

    This was awesome and I am thankful. I will be in contact later okay. I will be on your site. Take care. I find that this is an education on credit intelligence that really did help me. I look forward to more education like this whenever I come to Credit Sesame. How do I find more info like this site?

    Thanks for your vote!
    Credit Sesame
    Response from Credit Sesame

    Thanks Joseph! We are so glad to hear that you find our approach helpful. For more info, please check out our blog: https://www.creditsesame.com/blog/

    Verified purchase
    StaffBilling

    Reviewed March 30, 2020

    I signed up for Credit Sesame to monitor my credit file. Since signing up, I have learned some things that can help my credit and improve my score. I also like the credit tips and the information about credit cards and how your approval odds are.

    Thanks for your vote!
    Credit Sesame
    Response from Credit Sesame

    Thanks Belinda! And thanks for being a member!

    Verified purchase
    Punctuality & SpeedBilling

    Reviewed March 29, 2020

    This was very easy to sign up for. I disagree with the score. With my home and vehicles paid off it should be higher. No late payments if back remarks but that is ok. I will check into that. This was very easy to read the results. Will tell others to try this site.

    Thanks for your vote!
    Credit Sesame
    Response from Credit Sesame

    Thanks Billie! Maybe we can shed some light on why your score is lower than you feel it should be. The credit bureaus actually look at having loans as being favorable, as long as you make your payments on time. To them, it shows responsibility. It's counter intuitive, but that is the way all of the three bureaus look at it. We totally understand why you see it that way though. Thanks again for being a member!

    Verified purchase

    Reviewed March 27, 2020

    My experience thus far with Credit Sesame has been "GREAT"! This is a wonderful tool to track and monitor your credit detailing available ways to increase your credit score including effective ways to accomplish your goal! Thanks for providing such a great consumer service.... Respectfully: Alton **

    Thanks for your vote!
    Credit Sesame
    Response from Credit Sesame

    Thanks Alton! And thanks for being a member! We are so glad that you enjoy the service.

    Verified purchase

    Reviewed March 21, 2020

    Just checking my credit score. Also, I wanted to see if I could get credit report for free without it affecting my score. I also changed my alerts so Credit Sesame can text me more info about my credit changes.

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    Verified purchase
    Staff

    Reviewed March 19, 2020

    So far, so good. I like what I see and plan to do better all a way around. Thank you for the input. I believe that Credit Sesame has been a great tool to use and the service has been smooth. I do enjoy your staff and the turn around time getting everything done.

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    Verified purchase
    Punctuality & SpeedEase of Use

    Reviewed March 19, 2020

    Product was easy to use, fast, efficient and effective. The credit scores were accurate when compared to the results of other credit products I currently use. I will switch to Credit Sesame. I have recommended Credit Sesame to some of my friends and family/.

    Thanks for your vote!
    Credit Sesame
    Response from Credit Sesame

    Thanks Ronald! We are so glad that you are enjoying the service. Thanks for being a member.

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    Credit Sesame Company Information

    Company Name:
    Credit Sesame
    Company Type:
    Private
    Year Founded:
    2010
    Formerly Named:
    Credit Sesame
    Address:
    444 Castro Street, Suite 500
    City:
    Mountain View
    State/Province:
    CA
    Postal Code:
    94041
    Country:
    United States
    Website:
    www.creditsesame.com