United American Insurance Company Reviews

I like United American Insurance. It's a good deal. Everybody's always been nice. However, the way mail goes, I'm always afraid of my payments trying to get there in time. So, I always call the second week of every month to make sure it's there on time because it's taken a long time to get there.

We've had a United American Insurance policy for a long time, and the coverage has been excellent. It's like someone sweeping then someone picking up the filings with a magnet. It's very complete. We also get the mailings showing what has been paid. At one time, we had a rep, but I have never had to call customer service, because everything seemed to be always completed. Ever since we went on Medicare, we've enjoyed the service, and we've never had any reason to even contact anyone. UAI is fabulous, and I'd recommend it to anyone. It's not inexpensive, but when it comes right down to it, it's worth every penny. I just had some major surgery and I haven't seen a bill from it.

I've been with United American for 12 years, and I've had a good experience with them. I haven't been that sick, except I had open heart surgery in May. I haven't seen any of the bills, but I've seen the statement that said, "This is not a bill" and saw what the bill could be. Everything looks like it's something I can afford. I wish they had drug coverage though. I called to find out about it, and they told me they dropped all drug coverage since 2014. So, now, I'm gonna get it at Medicare. Other than that, everything has been fine.

They've got a fabulous reputation with the hospitals. We're here in Dallas for four years and I've been in the blasted hospital for different operations. Their insurance supplement is golden. UT Southwestern just loves it. When I go into emergency and show them the insurance, there are no questions. It's exactly what I wanted. I just changed my direct billing with them and that was straightforward, wasn't quite as easy as I hoped it would be, but I got through it last night. Apart from that, they're doing a very good job.

I’m really satisfied with them. They provide good service. I've been with them for a long time and they pay for my dialysis.

I like them a lot. I've been perfectly happy. I haven't had to pay one penny out of pocket. It covers whatever Medicare doesn't and I've never had any issues with filing things. The doctor's offices file it and that's it. I don't hear anything again. When I talked to them, they were very nice, helpful and they answered all my questions.

United American Insurance is more specific and complete. Also, payment is faster.

I have supplemental medical insurance with them. We're completely satisfied. They pay for everything that Medicare doesn't or take care of it.

United American Insurance is reliable and a little less expensive than Florida Blue. They do the job well and we appreciate it. We're very pleased with the service. We haven't gotten shot down for things that we consider legitimate expensive. They've been fair.

I've had United American Insurance for several years. People are constantly calling me and trying to get me to change it. But I haven't had any problem with it so I haven't thought about changing it.

United American Insurance has lower prices. They're excellent. They've always taken care of whatever our costs have been. I had called to try to get myself on United American but they did not return my call.

My daughter-in-law told me United American Insurance is good company. I went with them and I’ve had no problems with them. That’s more than you can say about some of them.

United American Insurance's customer support responds very quickly. It has been fine.

My client has been with United Health Insurance forever and she's always been satisfied with it. According to her paperwork, automatic claims are effective in 1995. I spoke with United Health Insurance because I had to send the paperwork for a power of attorney and my client's claims. They've been processed. We did automatic billing when the payment comes due.

I called up one of United American's salespeople, Bill, and he was more than helpful. He got me everything I wanted. If I had a problem, I called up Bill. He came over immediately. United American is an excellent insurance company. Don’t look any further, go with them.

My insurance broker recommended United American Insurance and told me why they were good. I went with them and my experience has been excellent. I would tell friends to consider them.

I switched to United American Insurance several years ago. They have very good agents. I'm very satisfied with my plan and I would recommend this company.

I have Medicare supplement with United American. I did my research and it was the best for me and my wife. This insurance is very valuable and my experience with them has been a very good one. I will continue to recommend United American wherever it is possible.

I've stayed with United American for about 30 years. I just wish I didn't have to use it so much, but I'm getting old and things are happening.

United American's coverage has been very good. The cost is a little high. I'm paying a lot more than I'm getting from it most of the time now, but I appreciated it because I've had some pretty bad things happen to me over the years and it's taken care of everything for me. United American has never let me down, and I would recommend it highly to others.

We had some clearer facts from the gentleman that was selling United American. He didn't beat around the bush about any of the questions that we asked, and United American seems to have everything that we wanted.

I've had a very positive experience with United American Insurance. I've had a lot of health issues and my coverage is fine. Chris is my rep and he is wonderful.

We were with Cleveland Clinic and when they stopped taking HMO, United American Insurance was there to pick up the pieces. I've had them ever since and they've always been extremely good with me. When I asked them a question, they gave me an answer. They've been fair too and I have never had anybody question me. All this time, I've had three back surgeries and two other major surgeries. I've never had them deny a claim that I had to go back for.

United American Insurance is paying claims but I've had a couple of mine that they didn't allow.

United American has been a good outfit. I've been having several health issues, and they've been covering what Medicare doesn't cover. That's been a big boon to me.

The broker that I spoke with didn't give me all the information, because I would have gone with a better paying plan than the one I'm on. By the time I thought about it, I had a couple of stents and I was told that I couldn't change my plan. But I thought that there was no pre-existing condition, but there is. United American should allow their clients to change my plan. But other than that, I have no complaints.

My United American policy worked well. When I took out the policy, what happened was the guy that signed me up passed away, and then they put somebody else to do his paperwork. I spoke to the guy every now and again. He seemed to be helpful when I spoke to him, but we don't get much feedback from him. He doesn't call. I had a very difficult situation because I was on dialysis. When I did speak to their people, they were very helpful but I found that if we don't get statements regularly and we don't get the necessary paperwork, it's quite difficult to talk to them and deal with them. I went through a kidney transplant and as far as payment goes, they were very good. The only problem that I had was the National Kidney Foundation was paying for the policy at the time, and it was very hard for me to coordinate between Kidney Foundation and United American. It was hard for me to find out who was paying and when they were paying.

So far, United American has been great and we're very happy with it. From what Medicare covers, they pick up the rest. Some plans cover vision and hearing aids, and I don't think this one does at all. That would be nice but we don't have any complaints. It's what we bargained for.

We're happy with United American. We’re enjoying the benefits and peace of mind that we have. I just got out of the hospital with a stroke and we haven’t gotten any bills yet. We’re fully covered.

United American works for me. I had a stroke a year and a half ago, and I had no hospital bill. Between that and Medicare, everything was covered. I’m real happy with that.

Every time I needed to contact United American for anything, the customer service has been excellent. I was hospitalized, so I needed to use it. I found the coverage to be very good, and I'm really happy with the product.

United American is my secondary insurance for my Medicare. They've been wonderful for me and I love them. Their coverage has been working very well and I never get a bill. I've recommended United American to a lot of people. I would hold it up against anybody else's secondary insurance.

Any time we've looked to use the insurance, we've never been told no. Since everything's been going all right, we haven't had reason to change providers.

I have my complementary health insurance with United American. We've had it for at least 35 years and my experience has always been good. The person that comes out to talk to me is Fred. He hasn't been here for quite a while but he used to come more often. The guy's been very nice. I would tell friends to get in touch with Fred and talk to him.

We've been with United American Insurance for many years and they take care of all of our insurance such as homeowners, car, and health. My wife and I are both on Medicare. They've been excellent and every year, they go through a review of all the insurance. The rate is definitely affordable. We're very happy with United American Insurance.

My husband worked for a bank and we had a life insurance policy through them. When he retired, the bank dropped the retirees that had earned that right for paid for insurance. They put us with an insurance agent to represent getting us new insurance. We did supplemental insurance through United American Insurance. I had a heart attack in November and I paid $92, so far. I found that I get statements monthly as to what's been paid out. My insurance agent told me that I was going to be extremely happy that this is one of the best insurance policies out there.

United American carries our secondary Medicare insurance. Compared to the one we had before, United American is superior in every way. Their monthly premiums are a bit high as a secondary carrier for Medicare. But I've had lots and lots of medical issues since I went on Medicare when I was 65 five years ago, and I have never received a bill from them. They've covered everything secondarily that Medicare didn't pay. They keep us up to date on what the charges and everything is going through. That's been paid.

Applying was relatively easy.

United American is head and shoulders above anything we've ever had. It's great insurance.

United is our supplement and they go ahead and take care of things. They pay the bills and we're happy with that. I still get a letter that’s saying the price is going up but short of that, I'm okay with them. I would recommend United.

I have a Medigap health insurance plan, and I've had really good service through United American. It's good insurance.

I have medical insurance through United and it's our main insurance. I've had it for quite a few years. They always are Johnny-on-the-spot where they pick up whatever Medicare does not. If Medicare does not accept something, they don't either. But they’re very good about it.

The service seems to be working okay for me with the exception of one outstanding issue which is still not resolved.

The rep was very nice, and signup was fairly easy. I've had United American for three years, and they've treated me right.

So far, United American has been excellent and I have no complaints at all. They pay for my visits to doctors and I was in the hospital too. They pay for everything. I pay a lot of money, but I certainly don't have any qualms about it. I don't need any other plan, and I'm satisfied with what I have.

They took care of everything and I appreciate it. They were really good. It cost me a fortune, but it’s worth it. I’ve got the policy that pays for the medication, the hospital, the doctor, and the prescription. I enjoy it. But I wish the prescriptions were cheaper.

I have no co-pays and that makes me very happy. When I need a doctor, I go. United American has never given me a moment's worth of problems. But I'm not happy with $300 bucks a month.

I like United American. Their customer service has been somewhat of a problem but it’s not one that I can’t deal with. Once they sign you up, you never hear from them again. Now, each year, I request out of their office an update on comparison shopping, which they send to me. And then, they highlight, “Stay with”. They make that recommendation. But at one time, when I first signed up with United American, I had both health and pharmaceutical. At that time, I was taking a medicine and United American dropped it. They would not cover it so I had to find another insurance. I ended up going to an outside broker and almost canceling all my insurance with my broker because they didn't follow up. The rep finally came to my house and got it all straightened out and I ended up going with SilverScript on pharmaceutical.

I could not ask for a better experience with United American. I have never had a problem with them in over 20 years. If there's a question, I'd write back a letter. Most of the time, I'd get an answer except when I called on the phone. When you call with a problem and this was a minor problem, it would be nice to get an answer though. I called one time and we did not get an answer. I called a second time and we did not get an answer too. It had to do with the insurance but it was just a question that we needed answered.

In the 20 years that my mom has had United American Insurance, I've had to call them a couple of times, and it's been okay. I like the service and the benefits they're giving her. They've paid everything that my mom has needed. I would love to stay with them but I'm paying a premium price for their policy, and there are so many opportunities to get less now with these Advantage plans. I hope that they take that into consideration and don't raise their prices for a while.

I have two policies with United American. When I make a payment, it's made out to United American. I have long-term insurance. I have Medicare supplement. The two policies were mixed up in payment. The payment that I made, an annual payment of $2,100, was credited to the long-term policy, which made me get a letter from United saying that the other policy has lapsed. I was not able successfully to correct this because I went to one policy, they said they’re Globe Insurance and said, “We don't handle this.” A 20-minute wait on one side. They switched me over. Another 20-minute wait for them. They said, “We can’t handle it. You have to talk to Globe.” This was very frustrating. I was told that it was corrected by the last phone call that I made, but I looked into the computer and they are still saying that the policy has lapsed.

We've had United American for over 35 years. My husband died and we had it for him, too and it was excellent. I just fell down, broke my hip, but I had a bad leg also. I'm still recuperating and they've been very nice to me.

I’m completely satisfied with United American. Whenever I had to call, it was taken care of.

I've had United American Insurance for a number of years. They have always paid their portion of all my medical bills and I appreciate them so much. I've been very happy and satisfied with them.

At first, the insurance company wouldn’t pay for any prescription. But now, my insurance agent went back and refiled my claim. I also had to go back and pay some back penalty. But currently, I have United American Insurance Company paying some of my medicine for me. My agent suggested I carry that particular policy and he liked it really well. He also had very good luck out of it. I really like the company and I have no difficulty with them whatsoever. If I have any problem, I go through my agent, then work with him to further disclose anything I might have a problem with. I pay them annually with one check for the whole year and I want to continue to do that. Some of the other companies want you to pay it monthly and that’s hard.

I've had United American Insurance for years and I'm very pleased with them. The rep we had was wonderful.

United American Insurance is good about paying my doctor bills. I have had quite a few here lately, unfortunately, but they've always been good for me through the years.

My experience with United American Insurance is excellent. I intend to keep it for the rest of my life.

United American Insurance paid the supplement which is what they're supposed to be doing. I find them fine but I wish their prices would go down.

I have a wonderful insurance man with United American and I'm very happy with them. They're good.

I received information that United American are raising the prices and I wasn’t happy about. But other than that, the service from their reps have been satisfactory and I have no complaints about them. I have the secondary insurance with them and signing up was not difficult at all.

I needed a plan that was going to work if my Medicare wasn't accepted. I got one from United American and the service was very good. David, the gentleman that helped me was excellent.

I have the supplement program with United American Insurance and even though it's a tiny bit expensive, it gives me the peace of mind because I can go to any doctor I want to, I can have any procedure I want to, and I never get a bill. All I have to do is go to the front desk and tell them that I have Medicare and United American, and I'm on my way.

Their application process was easy because I had good help. I'm very satisfied. My concern is that premiums would go out of sight.

I'd recommend United American Insurance. Their application process was fairly simple.

We're quite happy with them. Everything seems to be taken care of. It's kinda nice. Signing up with them was quite easy. Connie sat down and said, "This is what it is," and then we said, "Okay, fine." She then said, "Sign here," and it was done.

The application process was wonderful and my experience was top-notch. I had an agent who assisted me with everything with my plan. He was very thorough and answered all my questions about United American. He gave me all the pros and cons. I've recommended them to most of my family but they said that the Plan F that I got was no longer being offered. But, we're most happy about Plan F.

United American has been very much on top of things. I really appreciate them. They've gotten things to me on time. Their rates are a bit high. But they don't have a deductible and they handled my claim very well. It's been great working with them.

I had about two conversations with United American which were accounting issues, and they were remedied without any issue. I'm happy with the company.

United American Insurance had the best coverage. Their customer service is excellent.

The rep from United American Insurance was excellent and very well-informed. I'm very pleased with United American. They're doing what I wanted. They're backing up my primary insurance 100%.

I got a medical supplement F Plan from United American Insurance. Signing up was very easy. I did it with an agent, and he did all the work. Go for United American Insurance.

I love United American Insurance's service. They are the best company I’ve got. I’ve got several more but none of them are as good as they are. They do what they say they’d do.

When I turned Medicare age, my agent said, "Just do what I tell you and you'll be happy." I did what he told me and I'm happy.

I've been happy with United American. I've had it for years. I'm 87 years old and I have had it ever since I went on Medicare.

It's been perfect with United American. The coverage is excellent.

The rep I spoke with was real good and he knew what he was doing.

The agent made the signup easy. I just had to fill up forms with her and sign. It was fine from payment to processing.

I've been with them for 20 years and their service has been excellent. They're doing a good job.

United American has been great along with my Medicare, 'cause I had a few issues and they have helped me. If I needed anything with my hospital bills, I get it down to nothing now. I’ve got congestive heart failure and my heart capacity now is 25%. I appreciate anything that has been done to me. They are great.

I like United American very much. I'm very satisfied. They're very helpful.

I purchased my Medicare Supplement from them. I had to make a phone call and they said okay and that was it. Everything went smoothly. They have always been very efficient.

I like United American. I've been with them ever since I went on Social Security. It’s a very good company. They pay well and I never have to pay anything when I go to the doctor. The only thing is that they don’t pay if Medicare doesn’t pay.

I've always been satisfied with the response when I have talked to United American. But the hospitals and the doctors have basically up to a year to report for the billing to the insurance company. As a result, we're paying the deductible way over the deductible by the time that it actually kicks in. I don't really know how that works. But I would have liked to have not paid all these high deductibles if they were in a timely manner to where my deductible would be covered.

Even having reached my husband's maximum copay, it's still less than having a full supplement. It works best for me because I don't work.

I have had no problems whatsoever with United American and I am very happy. Medicare doesn't pay. But my United American pitched out 20%. It's very, very good. In fact, I told one of my friends about it and she went and got it.

I've been very satisfied with everything they've done with me as far as supplementing my Medicare insurance.

I never get questioned about what United American Insurance offers. All the hospitals and doctors accept it. I keep a deductible at 2,500. I just had major back surgery which is around $200,000. That covers the hospital totally. My medicare with the United American is perfect. This is a really easy company to deal with.

They've done me right. I had to call a company this afternoon to ask them about it because they didn't have me down for an F supplement. I called and told United about it, and they looked up. It didn't cost me a thing. I also had a problem last year and I called United and they told me that they would take care of it. They called the insurance company and they took care of it.

They did a really good job. It was really good service. They kind of whittled down the options for me when they were asking questions, and they guided me into what I needed. They knew what was going on. So I went along with what they were saying to do and the program to get.

This is the best insurance anywhere. We've never needed customer service because they do everything right. The doctor submits a bill. Then Medicare submits the report and they pay. The explanations come regularly. It's a little pricey. But I can't quibble with that. They paid out a lot of money for my husband. They are terrific.

Everything's fine with United American Insurance. It's been taking care of things.

I appreciate that I haven't had any difficulty with United American Insurance's service. I've been very satisfied and I'll definitely recommend them.

United American Insurance was recommended by my insurance agent who said that he felt strong enough that he recommended it for his own father. But you got to check pricing accuracies. Prices are out of sight with everybody.

United American is a great supplemental plan for your Medicare. Having them has been a wonderful experience.

The application process was easy because my agent did it. This seems like good coverage.

I'm enjoying the service very well in that I don't have to pay all my money. United Insurance is the only one to get.

United American Insurance has been okay.

The best thing about United American is I never have to worry about anything. The few times that I had questions and I called them, they answered those immediately. I tell everybody I know that when they're getting ready to retire and if they're looking for secondary insurance, use United American. They might be a little bit more expensive, but in the long run, it works out better.

Dorothy had her insurance with United American since she retired. I'm assuming it was the insurance she had at her employer and she just went with the Medicare Supplement. Their opinion is one reason she got this. Very helpful.

I have secondary insurance with United American. My deductible is too high. It took me forever to reach my deductible.

I had a gentleman from United American Insurance come to the house. He took care of everything. He's good, knowledgeable, and keeps in touch. The current insurance I have is very good. I had major surgery and all kinds of issues these last six months, which happens when you get in your 70s, and I never had any problems. So, I was very pleased.

When we got the insurance, the guy that we talked to was excellent and explained everything very well. I've recommended United American to multiple people and I explained to them why I use this insurance and how good it is.

This company has done everything in its power to prevent paying out a very small $4000 life insurance policy that my mother had. They have lied to me, hung up on me and made it as difficult as possible. They told me to VOID the check they sent me and they would send one made out to her and guess what - they sent back the voided check that is not able to be used at all. After dealing with them SINCE MARCH they told me I was giving them the wrong address - and hung up on me. Somehow - they will pay this money she worked so hard for all of her life!

United American Insurance just went up a whole bunch of money on me, but I guess that's because of my age. I’ve had it that long. Also, I'm legally blind. They didn't need to send me a whole lot of stuff to read because I can't. But it's okay. If I had a question, I just call a phone number I've got and ask questions if I want to know something.

When I was working, there was a fellow that had this plan for his mother, and he sold it. He told me that it was very good and you'll never get a bill. He explained the whole process so I bought it. The couple of times I've talked with the representatives, I've never had a problem. They’ve been able to answer my questions that they didn't know they would find out. So far, I've had them several years, and I've never gotten a bill. I've been in the hospital a couple of times.

I've been with United American for many years and when I go to the doctor, the bill gets submitted and they pay for it.

United American has made going through them so easy. Sometimes, I get their payment sooner than Medicare's. Also, I can pay them by the year, quarterly, or half of it. And they let me know in plenty of time when I have to pay. One time, I skipped and called them. They said "okay", and they put me back on. I have been with them for many years since I was 65. I'm 88 now. They take care of everything. I have nothing but good things to say about them.

United American Insurance is phenomenal. The reason that we went with them was because we had United Health Insurance with the dealership, and we felt that being older like that, we were causing the premiums to be higher, so we switched to the Medicare now. They're part of the AARP program and they're probably the best out there. I don't think any of them are that good. However, they spend too much money sending out letters with information. They send you everything that they've taken care of. They put it in a letter and mail it to you. They do that almost on a weekly basis and I get to the point where you don't even look at it. They would be better off just to send that out every month or six weeks. Also, they sometimes don't take care of the drugs that you need. We can afford it but a lot of people couldn't afford the fact that they turn down the requests for certain medications that the doctor prescribes. I think about others too other than just us and for a lot of people, it's expensive to have the insurance.

United American has been great, because otherwise, I really couldn't afford my medical care. I was pretty bad off when my mom helped me sign up for United American. The guy from the insurance agency drove up. I was living out in California at that time, and he drove 50 miles to our house.

I'll stay with what I've got with United American. I pay it, and it pays my hospital and my doctors. I love it. It’s a good insurance. They've been good to me. Every back surgery I've had to have, they got right in there and paid what they needed to pay.

Signing up with United American was very easy. I had Sue and she took care of me very well. I would try to get my friends to buy insurance from United American. I'm satisfied with it.

We've had United American for a long time and their customer service has been excellent. I referred it to a lot of people, and they've gotten it.

I've had United American healthcare and I recommend them to everybody I know. As a secondary insurance, it's the best policy ever.

United American's application process was very simple. The agent came to the house and went through everything with us. We liked it, and we signed up.

I've had United American since 2000, and I'm very happy with it. They've been very good for me. Anytime I needed service, they went ahead and got things started. When I ask for some help or need a letter of something, they do that for me.

I have debt insurance with United American. It was fine when I contacted them and I didn't have any problems. They're doing a pretty good job.

We have an insurance agent named Michelle that does all of our upkeep on everything and she's wonderful. Also, so far, United American Insurance has paid everything. I'm great with it.

United American has been working well for my parents for 20 yrs and now it's time to update, but our agent has retired. Need a new one but have waited nearly a week via operator and your website. Help!

United American Insurance has a good policy. Their rep was very good. Overall, I'm satisfied. I would like to have had some dental with it, but apparently, it wasn't available. Also, when I was doing my drops for my cataract, the pharmacies wanted this ridiculous amount for the eyedrops, so I went to a Canadian company that got the very same eyedrops for 25% of the costs that the Americans wanted. I'm an American, but I just couldn't believe that we have such a system, then I had to pay for the 25% myself, and I may need those for the rest of my life. So, I wasn't happy about that, and part of the insurance because I was saving the insurance company money. I should have been at least rewarded for my investigation to find that, indeed, I not only could save money for myself but for the insurance company. But other than that, I've been overall happy with things.

It works well. I had breast cancer and I had heard that they didn't cover a lot of stuff for breast cancer, but I never had a problem.

United American Insurance doesn't cover anything. I even called and talked to the head representative of the company and they said that's all they've got to offer. My co-pays are paid but I'm unhappy with their prices on premiums. I'm paying 590 through them and 475 through Medicare, and that only leaves me with $200 to cover prescriptions or anything else. When they leave you in the red and you've got groceries and utilities in the house, it's hard to come up with and stay afloat.

United American is complimentary to the regular insurance that we have and it has helped out financially. Once in a while, I'm surprised that something isn't covered, but I haven't felt like complaining about it. I’ve been satisfied with their services.

United American was good for me and I’ve had a very good experience with them. The reps were able to answer my question quickly.

The coverage seems to be okay so far and United American is fine because I’ve had nothing wrong with them.

We've been with United American Insurance for 30 years and so far, we haven't had any problems.

United has been good to my mother. She never owed a bill when she leaves the hospital. She's 97 years old and she has had that policy for many years.

United American’s customer service has been good so far. I don't go to doctors often, but when I do, they accept my insurance. Everywhere I've gone, it has been accepted, which is helpful. I haven't had any out-of-pocket expenses.

United American Insurance is the best and I wouldn't even change if I get the opportunity. I only say nice things about them and I'm really the first one to say something nasty. Everybody's been wonderful when I've ever had to talk to anyone. The only thing I don't like is that they don't cover any drugs. I have to have a separate program for that.

I got the Medicare plan from United American Insurance and that's a great plan.

United American Insurance has always been there and I've never had one bill. I get the reports monthly and never any out of pocket expenses.

United American is very expensive and difficult to deal with. The National Kidney Foundation now pays my insurance premiums and pays by the quarter. United American raised their rates but didn't tell anybody. They raise their rates every single year. They’ve gone from $150 to $350 over the period of the thing, which is excessive. Also, when I call, I get jerked around and nobody knows anything. It’s a pain and I try to avoid it. Last month, I got a check back from them for $300. What's that for? I called up, “Well, I don’t know.” United American has messed it up and sent me bills. They are not consumer-friendly at all. They don't try to help me. When they create the problem, they don't try to help me fix it. I have to do it myself.

I got supplemental Medicare insurance through United American and overall, they are very good. They pay claims.

I had United American at work and I've kept it ever since I retired in '99. I keep on paying and I haven't gotten much lately, up 'til now. It was extremely good. I got caught by that COVID-19, and it hit me hard, but I'm about to get well now.

We've had United American a long time. They seemed to have the best plan to cover the most things, it met our needs, and it was at a fair price. The application process was very easy because the broker did most of it. I only had to sign.

I haven't had a penny out of my pocket since I got United American Insurance on line with us. For retired people, it's the go-to company.

United American is a wonderful company and I'm very happy them. I’ve been with them a long time. I was going with a man I liked very much, and he was with United American. He said it is the best. When there was an opportunity, I switched to United American. My son, who pays my bills now, said he's having trouble sometimes collecting the reimbursements from them, but he says the money does come through. Sometimes, you've got to wait.

My husband has been with United American since he and his partner in business had been with them, and we continued to keep United American after he got out of business because we were satisfied with it. Everything is going fine. I haven't experienced anything unfair. They've covered me well.

I called UA before my husband, a Vietnam Vet, went to Korea to visit an old army buddy. He was to be gone for 3 months. He left on October 27th, 2020 and was to return on January 19th, 2021. I called UA to find out if he was covered for any medical issues while he was gone. They said yes, he was covered, and whatever Medicare may have covered here in the US, that's what they would cover there, at 80%. I felt secure in my decision to have him go on his trip. As it was, a terrible thing happened to him. Two days before he was to return home to the US, he was outside by himself, and he fell on the ice and cracked his head. His occipital bone was fractured, he was rushed to the hospital by ambulance, and had to remain there for 7 weeks. He had a severe brain injury, and was finally sent to rehab 6 weeks in.

It is very good insurance. I like it.

It's very, very expensive, but I get my money's worth. I don't have to fight them to pay the supplemental bills. They've paid the bills.

The coverage with United American is fine.

My mom had this insurance for like 11 years when my dad used to work for Bethlehem Steel, and then they lost her insurance. At that time is when they had to look for something else. She got United American Insurance. Between all the ones that she had checked out, that was the one that must have been most suitable at the time. I've been sending checks for her. The people from United American Insurance have been great. I call them and it's like they understand. They give you a grace period with COVID. They were very polite and very nice to me. So, when I call them, I never expect to have any kind of issues. They're really good to work with.

I spoke to a representative and everything was done right. The one thing I love about it is that the doctors aren't limited. That's very important. Some of the other plans, they get you and then they knock off the doctors that you use, and then you have to go find a doctor within network or get a new doctor. Neither one of those are good answers to the problem. So I like the fact that doctors are covered, everybody gets paid, we're all happy, and my life is easier.

It was great when I signed up with United American. I went to an independent insurance agent and she asked me the names of my doctors, what pills I take, and how often I go to the doctor. Then from that, she came out with what she then recommends is the best company for me to go with, and it was United American.

I took the best plan and I am completely satisfied with United American. The only thing I miss is my dental and vision coverage. Otherwise, I would not go to another insurer.

We're very happy with United American. We met with this guy right after I retired so we've been with him for a long time. He’s at our disposal and he’s great. I've given him a lot of business from some other friends of mine. My husband and I were in New York and he fell and broke his hip. We were thinking of the kind of bills we were going to get. We have Medicare but everything was covered with United American except for $60.

My rep is fine and the service is good. I'm happy with it.

My wife runs a dentist's office and besides being a dental assistant, she deals with umpteen hundreds of insurance companies and their minor nightmares. So, she knew which insurance company to take. We went through a good hour and a half meeting with the insurance people two years ago when we started this. I love United American Insurance. I don't worry about co-pays and the most I have to pay for is antibiotics and any strange blood pressure medicine. When they see that card if I'm going to a doctor, I never hear from them. I go to the doctor and then I go home.

They paid for everything. I've had no out of pockets between Medicare and United America. My experience has been very good and real easy.