Travelex Insurance Services

Travelex Insurance Services Reviews

Find a Best Travel Insurance partner

Our promise. We provide a buying advantage with verified reviews and unbiased editorial research.

Banner image

Traveling soon? Make sure your trip is covered!

Get travel insurance that meets your needs on Faye

Check Pricing
Overall Rating
1.7 out of 5
See all 580 reviews

About Travelex Insurance Services

Travelex Insurance is a provider of travel insurance and emergency travel assistance. Like other types of insurance, it allows travelers to pay a premium for a specific level of coverage and then file a claim if they have an emergency while away from home. There are different coverage options, including flight insurance and specific coverage for business travelers.

Pros & Cons


  • Coverage for traveling minors
  • Offers customizable plan upgrades
  • Five insurance plans to choose from


  • Pricey service
  • $500 max per lost/damaged baggage

Bottom Line

Travelex is a travel insurance company that offers a wide range of coverage options for all types of travel. The company reimburses travelers for trip delays, lost or delayed baggage, medical emergencies and more.

Featured Reviews

New York, NY

Even during COVID times, Travelex delivered on their insurance policies and processed my claim promptly. Would highly recommend and very happy to see an insurance company at work!...

Read full review
Moran, WY

My girlfriend and I traveled overseas for 2 months this January and February. She ended up getting really sick… Filed a claim with Travelex with documentation from the Doctors on ...

Read full review
Banner image

Traveling soon? Make sure your trip is covered!

Get travel insurance that meets your needs on Faye

Check Pricing

What is Travelex Insurance?

Travelex provides travel insurance that protects you financially when traveling, whether you become ill or your luggage is lost or damaged.

Travelex Insurance Services covers costs that a traditional insurance plan does not. If you are hurt or become ill overseas, your health insurance may cover reasonable medical costs associated with your condition but not an emergency evacuation back to the U.S. or other expenses associated with an overseas emergency. Travel insurance takes care of the things that traditional insurance does not.

Travelex also reimburses you if your luggage is delayed or lost in transit. Delayed luggage can dramatically impact your trip, and travel insurance ensures you are quickly reimbursed so you can use the funds to purchase necessities and enjoy your vacation.

Traveling can be stressful and unpredictable, but having Travelex travel insurance means you won’t have to pay for everything out of pocket if something goes wrong.

Travelex Insurance services

Travelex trip insurance offers five different coverage options:

Travel Basic
This basic plan is ideal for a traveler on a budget. It provides coverage for the most common interruptions and emergencies that occur on short, domestic vacations. With this plan, 100% of your trip costs are refunded if you have to cancel due to sickness, injury, death, bad weather, natural disasters, financial default, labor strikes or business reasons. Other popular features of this plan include:
  • Trip delay coverage: $500 ($250 a day)
  • Baggage delay: $100
  • Emergency medical expenses: $15,000 ($500 dental sublimit)
  • Missed connections: $500
Travel Select
This Travelex Insurance plan is the most popular option, according to the company. Children who are 17 and under are covered at no additional cost, and families planning on adding adventure to their vacation can add on the optional Adventure Sports upgrade. This covers activities like mountain climbing, parasailing and hot air ballooning. Delays happen, and this coverage option includes a three-hour missed connection benefit and a five-hour trip delay benefit. Other popular features of this plan include:
  • Trip delay: $750 ($250 a day)
  • Equipment delay: $200
  • Missed connection: $750
  • Baggage and personal effects: $1,000
Travel America
This insurance plan is designed to offer maximum coverage for short getaways within the United States. It covers trips to national and theme parks, short weekend staycations, road trips and stays in vacation rental homes/resorts. This plan covers up to eight travelers for trips no longer than 15 days. Travelers can share benefits, and the plan offers a $750 trip cancellation benefit. Other popular features of this plan also include:
  • Missed connection: $2,000
  • Trip inconvenience: $1,000
  • Baggage and personal effects: $2,000
  • Pet medical expenses: $1,000 ($50 deductible)
  • Pet return transportation: $10,000
Flight insurance
An airline flight can be one of the most expensive parts of a vacation, and it can cost time and money when your trip is delayed or you miss your plane. Adding Travelex flight insurance into your travel budget gives you two options.
  • The Flight Only option provides coverage specifically for flight accidents and includes trip delay coverage for internet usage fees and travel assistance services.
  • The Package Plan includes everything in the Flight Only plan but also covers standard claims that can take place after departure, including medical coverage, medical evacuation and baggage coverage.
Business travel insurance
Ideal for business travelers, Travelex’s business travel insurance covers both domestic and international business travel. It offers different levels of cancellation coverage and covers the cost of a trip delay. If you are renting a car for business and it is damaged due to collision, vandalism, windstorm, fire, hail or flood, the plan covers you financially.

Travelex also offers cruise insurance, coverage for international travel, family travel protection and baggage insurance.

Travelex Insurance trip cost

Your Travelex Insurance premiums are based on your vacation’s total cost and how many people require coverage. Below are examples of what travel insurance for a 35-year-old solo traveler would cost as of time of publishing for a weeklong trip that costs $1200.

Plan typeCost
Travel America (U.S. destinations only)$60
Travel Basic$68
Travel Select$89

Prices vary depending on the total cost of the trip and the level of protection you need.

Travelex FAQ

Is Travelex Insurance a good insurance provider?

If you travel frequently, Travelex Insurance may be worth the investment because it covers many of the most common problems and issues associated with business travel and vacation. Travel insurance is often worth it if you plan on spending a lot of money on a trip and want peace of mind that you won’t be stuck paying for expensive travel-related emergencies out of pocket.

How do I file a claim with Travelex?

You can file a claim with Travelex by visiting its website. You need your plan identification number to begin activating your insurance benefits.

Is Travelex a reputable company?

Travelex is a reputable, legitimate company that has a history of strong customer service and paying claims.

How does COVID-19 affect Travelex coverage?

Currently, Travelex offers trip cancellation, interruption and delay coverage due to the coronavirus pandemic. Not all travelers may be eligible for these services, but you can visit Travelex’s website to find out if you qualify.

Is Travelex worth it?

If you travel regularly, Travelex is likely worth it. The company offers economically priced plans that cover some of the most common travel-related emergencies and delays. If a trip delay, flight cancellation, lost luggage or medical emergency would significantly impact your trip, Travelex Insurance is worth looking into.

Travelex Insurance Services Reviews

  • Recent
  • Oldest
  • Most helpful
  • Any

A link has directed you to this review. Its location on this page may change next time you visit.

How do I know I can trust these reviews about Travelex Insurance Services?
  • 4,354,002 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.
Page 1 Reviews 0 - 10
Customer Service

Reviewed Nov. 24, 2023

Claim filed on 10/25/23 and still haven't heard anything as of 11/24/23. Also can't get anyone to answer the claims phone number provided. Just keeps playing that annoying, repetitive music designed to make you want to hang up.

Thanks for your vote! Report

Reviewed Sept. 6, 2023

My husband and I bought a basic "Travel Basic" Travelex insurance plan for a June 2023 trip to Europe. Our primary concern when buying this insurance was to ensure we'd be covered if we had to quarantine because of Covid. When researching our insurance, I was reassured by the following statements on the Travelex website:

"Travelex's trip delay coverage can reimburse you for additional travel expenses, like lodging and meals, until you’re able to move on to your final destination. With this coverage, you can relax and focus on your trip instead of worrying about the extra costs added to your travel budget."

"If you test positive for coronavirus while traveling, you will want to follow the doctor’s orders on where to quarantine. You may quarantine in either a hospital, hotel, or vacation rental (such as an Airbnb) while on your trip and still be eligible for up to the trip delay benefit limit to help cover additional hotel and meal expenses as well as emergency medical and emergency evacuation coverage."

"How long will my policy extend coverage if I am required to quarantine? Coverage will automatically extend to the date you reach your return destination and benefits will be paid up to the policy limits, as long as you return as soon as you are fit to fly or once your quarantine period is over."

After reading these statements, I misinterpreted the information on our policy about the trip-delay maximum limit for our plan. We did, in fact, catch Covid during the last days of our trip and had to quarantine in a hotel in Boston for 5 days before we could fly home to North Carolina. We had no choice but to isolate for 5 days in the hotel where we had planned to spend 1 night, and the hotel required that we not leave our room during that time.

The trip-delay maximum coverage per person is listed on our policy as "$500 ($250/day)." In hindsight, it's pretty clear that this means the maximum trip delay benefit we could receive was $1000 for the two of us. Given the above reassuring statements on the website regarding Covid quarantine coverage, however, I read this to mean a maximum of $500 PER DAY (i.e., no more than two people at $250 each per day) because, of course, if you're being covered for a Covid quarantine, you must be covered for 5 days. In hindsight, stupid me. We received $1000, as per our policy, just enough to reimburse us for cost of the policy in the first place.

Thanks for your vote! Report

Not sure how to choose?

Get buying tips about Travel Insurance delivered to your inbox.

    By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

    Thanks for subscribing.

    You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

    Reviewed March 9, 2023

    My flight has delayed, and cancelled for almost three days. On the way To my destination, I lost two luggage and provided evidence that I have reported to the Airlines. After two months review, they offer me nothing, but $25 for the delay part. The worst service I ever had in my travel history.

    Thanks for your vote! Report
    Verified purchase
    Customer Service

    Reviewed Aug. 8, 2022

    We have purchased Travelex more than once. Viking cruise Paris to Normandy. My brother got an infection, wound up in Intensive Care Unit American Hospital in Paris for two weeks. WtP is supposed to provide medflight. We have bed in Boston, we have French and American doctors have talked Fit to Travel forms, etc. Everything but they want records from his PCP and 5 times they have requested records, 5 times rejected for wrong dates on request, "crooked" fax, Did not fax signature page. Trying to get from MGH Brigham Medical Records. Have been on phone for 3 days and cannot get request filled. It is a Nightmare.

    Thanks for your vote! Report
    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed April 25, 2022

    Applying for coverage was easy online, they get their money right away. But trying to contact them later to make changes was nearly impossible. I've called three times and was put on hold more than 20 minutes. I finally just hung up, getting tired of listening to the noisy scratchy pre recorded dialogue, sounded like a damage vinyl record. I don't recommend this Mickey Mouse Operation. They can't afford to hire adequate staff to answer calls.

    Thanks for your vote! Report
    Travelex Insurance Services
    Response from Travelex Insurance Services
    Dear William,

    Thank you for reaching out to us on

    We had notified our Customer Solutions team of your feedback related to your experience in changing your policy. We understand they have spoken with you and communicated via email regarding the modification of your policy.

    If you have any further questions, do not hesitate to contact our Customer Solutions Department at or 1-800-819-9004, Monday-Friday: 8:00 a.m. - 7:00 p.m., CT.

    Thank you again for your feedback, and we hope you think of Travelex the next time you travel.


    Reviewed Feb. 15, 2022

    I bought Travelex Insurance for my mainland trip in March 2020. When the pandemic occurred, I asked for help when I had to cancel everything. They were absolutely no help and it seemed to them I had no coverage in spite of my having paid for it. Later, luckily, the airline reimbursed me. But, when I bought insurance, I expected it to insure my trip. It did not and was a waste of $50.

    Thanks for your vote! Report
    Travelex Insurance Services
    Response from Travelex Insurance Services

    Thank you for taking the time to post your concerns on, we appreciate your feedback.

    We do empathize and recognize that the Coronavirus Pandemic has created a difficult situation for travelers. Travelex Insurance, the travel industry, and the world at large are dealing with unprecedented interruptions due to the Covid-19 Pandemic.

    It is important to remember that insurance is highly regulated, and documentation is required to file a claim. The policy purchased is a Named Peril Policy, which means that any eligible reason for cancellation is listed in the policy. Therefore, not all unforeseen events may be eligible for coverage under the policy. Berkshire Hathaway Specialty Insurance Company’s (“BHSIC”) is the underwriter and claim administrator for your policy. Travelex Insurance does not make claim determinations.

    We have contacted BHSIC and have been advised that a claim was filed. They did contact you in March 2021 to complete the Claim Form, proof of payment and refund documentation, to re-review your claim for travel insurance benefits.

    If you still have a claim to file and would like to provide additional information to request reconsideration, or have any additional questions you may contact BHSIC at 855.205.6054 option 2, Monday - Friday: 7:00 am-7:00pm CT, or by email at

    We hope that this response clarifies our position in this matter and resolves this inquiry.


    Travelex Insurance Services, Inc.

    Verified purchase

    Reviewed July 1, 2020

    I filed a claim because of travel interruptions I had and had went thru a lot of extra expenses cause by the epidemic. It has been three months and still have not heard anything. I had full coverage and the reason for the claim was for partial payment to see if I could recover some of the loss I incurred during the trip. I lost my job due to Covid and was hoping this would get processed but instead I was given the runaround. Very disappointed and for someone like me who travels a lot, I will not be using this service and I will be sure to let all my travel buddies know about this. Very disappointed.

    Thanks for your vote! Report
    Travelex Insurance Services
    Response from Travelex Insurance Services

    Thank you for choosing Travelex Insurance Services Inc. (“Travelex Insurance”).

    We acknowledge your frustration regarding the claim process. It is important to remember that insurance is highly regulated. Documentation is an important part of the policy modification process, as it relates to the Travel Select plan you purchased.

    We contacted the Claims Administrator, Berkshire Hathaway Specialty Insurance Company (“BHSIC”). BHSIC indicates that you submitted documentation to support your claim on several dates, with the latest submission occurring on May 13, 2020. Due to the unprecedented volume of claims related to the Covid-19 pandemic, it is currently taking a minimum of 8 weeks, from the time of obtaining final documentation, for BHSIC to adjudicate claims. We appreciate your patience and understanding.

    If you have any claim questions, please contact BHSIC at 1-855-205-6054 or by email at, Monday – Friday, 7:00 am – 7:00 pm CST.

    If you have any questions for Travelex Insurance, please contact us at

    Kind Regards,


    Verified purchase

    Reviewed June 3, 2020

    Was as timely as could be with all that is going on these days. Talking to agents was a good experience for information and guidance. Would recommend to friends. Would use again as travel insurance on future trips. Thanks again for all your help.

    Thanks for your vote! Report
    Verified purchase

    Reviewed June 3, 2020

    Even during COVID times, Travelex delivered on their insurance policies and processed my claim promptly. Would highly recommend and very happy to see an insurance company at work! Like many, I was unsure about purchasing and whether it was "legit." It's legit!!

    Thanks for your vote! Report

    Reviewed May 29, 2020

    We had a trip planned to England and Scotland in May. Bought this insurance in the summer before the virus. It was purchase on the advice of our tour agent, so we didn't read the fine print, which was a big mistake. Our trip got canceled not by us, but by the government and Travelex decided they didn't have to pay. We will schedule to go next year but will search for a reputable insurance company.

    Thanks for your vote! Report
    Travelex Insurance Services
    Response from Travelex Insurance Services

    Thank you for choosing Travelex Insurance Services Inc (“Travelex Insurance”).

    We do empathize with you and your family and understand that the coronavirus has caused a significant disruption on our society.

    The Travel Select plan that you purchased is a Named Peril Policy, which means that the policy lists all reasons and exclusions for coverage, and if the situation is listed as an exclusion, then coverage does not apply. The Confirmation of Coverage and the Policy were emailed to you at the time of purchase on March 1, 2020 for your review, which included the benefits, terms, limitations, and exclusions.

    In the wake of the rapidly changing and escalating global impact of the coronavirus (COVID-19) outbreak, Travelex Insurance is focusing our teams to respond to your questions and inquiries as soon as possible. Our top priority is servicing our clients and we can assure you Travelex Insurance is dedicated to maintaining the highest level of professional and ethical standards.

    We recommend talking to your Traveler Supplier(s), (Perform International), about transferring any monies paid to a new trip. Additionally, to be of service we can offer you a One-Time Date Transfer on your policy, in order to use it for a future trip.

    If you would like to obtain a Date Transfer of your policy, you will first need to cancel your claim, rather than appealing the claim decision, with BHSIC. Please contact us at, so we can help process the cancellation of your claim and apply a One-Time Date Transfer to your policy.

    We are in unchartered waters and unprecedented times for the travel industry given the impact of the coronavirus (COVID-19) outbreak, which we hope you understand.

    Kind Regards,
    Travelex Insurance Services

    Loading more reviews...

    Travelex Insurance Services Company Information

    Company Name:
    Travelex Insurance Services
    9140 West Dodge Road, Suite 300
    Postal Code:
    United States