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About Squaremouth Travel Insurance
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Squaremouth Travel Insurance is a nationwide travel insurance broker. Its services allow customers to compare quotes and reviews from more than 20 industry-leading providers. Policies include 24/7 assistance, travel insurance and other optional benefits. In business since 2003, Squaremouth has helped more than 3.1 million travelers find the best policy for their trip.
Pros & Cons
- Easy-to-use comparison tool
- Offers multiple riders
- Multiple types of policies
- Zero Complaint Guarantee
- Doesn’t sell policies
- Limited customer service
Squaremouth makes it easy to compare multiple travel insurance policies at once. Since it doesn’t sell policies directly, you’ll need to reach out to the company you select as your provider.
Our editors’ take
Squaremouth is a good travel insurance option for comparing multiple providers and policies at once. By entering your trip information, you can easily compare a list of quotes from reputable providers in real time, including price, coverage benefits and limits.
However, Squaremouth doesn’t write policies. Its customer service is limited and if there are any issues with policy or coverage, you’ll have to reach out to the policy underwriter directly. If you prefer to purchase travel insurance directly from a provider, you might want to consider another company.
Squaremouth travel insurance policies
When visiting Squaremouth, you can compare different types of policies from its partner companies including:
- Standard single-trip policies
- Annual or multi-trip policies
- Cruise insurance policies
- Adventure and sports policies
Limits, exclusions and fees vary from company to company. When you use Squaremouth’s comparison tool, you can pin companies head to head on their coverages to find the one that’s best for your travel plans.
For most travelers, a single-trip policy is the right choice. It typically covers trip cancellation, emergency medical coverage and evacuation, travel delays and trip interruptions for a set period of time. For the most protection, get a Cancel for Any Reason policy.
Annual or multi-trip policies
If you’re planning multiple trips in a year or taking an annual vacation to Bora Bora, you can save time and money by purchasing your policies in bulk. This coverage is similar to single-trip policies but typically doesn’t include trip cancellation or interruption coverage.
Cruise insurance policies
A traditional travel insurance policy won’t cover the things that may be important to you while on a cruise, like pre-departure cancellation coverage and higher medical and evacuation benefits coverage. With a cruise insurance policy, you can insure the cost of the cruise and trip, plus any prepaid and non-refundable expenses, like excursions or beverage packages.
Adventure and sports policies
For travelers who live a little on the wild side, Squaremouth offers tailored sports and adventure coverage. Traditional policies often exclude coverage for more dangerous activities like skydiving or participating in competitive sports. Adventure and sports coverage offers things like winter sports medical insurance, reimbursement for sports-related trip payments, coverage for injuries sustained during competitive, organized sports and activities and more.
In the world of insurance, a rider is simply a type of add-on to the policy. They’re optional forms of coverage that come at an additional cost.
With Squaremouth, rider availability varies by company. Some may offer all on this list, while others offer just one or none at all. A few examples of common riders available through Squaremouth’s partners include:
- Trip cancellation
- Cancel for any reason
- Extension of coverage
- Medical or non-medical evacuation
- Baggage delay
- Missed connection
- Travel delay
- Accidental death
- Sports fees
- Sports equipment delay
- Rental car damage
- Identity theft
Squaremouth policy cost
Squaremouth’s prices vary greatly from company to company and trip to trip. In 2023, Squaremouth customers paid an average cost of $283 for coverage. The average for comprehensive travel insurance policies was $403, while medical-only plans averaged $96.
Comprehensive policies typically cost between 5% and 10% of the total insured cost.
These prices reflect the plan only, as Squaremouth does not charge any additional fees for its services. If you get riders or cancel your policy, you may have to pay additional fees based on the provider’s pricing.
How to get a Squaremouth policy?
After comparing your options on the Squaremouth site and finding the one you want to purchase, you’ll simply click “Buy Now” to go through the buying process. Depending on the company, you may have to purchase the policy within 14 days of booking your trip to get some of the benefits, like trip cancellation coverage.
Because this can vary by company, Squaremouth recommends buying travel insurance as soon as possible not to miss any of the benefits.
How does Squaremouth compare?
Squaremouth offers a simple, streamlined approach to comparing policies from multiple providers. Its competitor Tripinsurance.com also allows customers to compare their options, but the site is a bit more difficult to navigate and there are fewer resources available for customers to review.
Both offer the ability to compare multiple policies, but Tripinsurance.com only partners with a few companies compared to the more than 20 that partner with Squaremouth. Tripinsurance.com does make it easier to directly compare policies, offering a side-by-side comparison of the quote’s price, benefits and coverage. Plus, its team offers help with policy claims, which Squaremouth does not.
With Squaremouth, you have to select which policies you want to compare side-by-side, but once you do that, it’s easier to navigate and compare options.
What is Squaremouth Travel Insurance?
Squaremouth Travel Insurance is a travel insurance comparison website. Customers can use its online tool to compare quotes from 20+ reputable insurance companies to find the best policy for their trip. Each company offers a variety of additional benefits and coverage, including cancellation and medical coverage, although prices can vary by policy.
As a comparison site, Squaremouth does not offer any support with claims or coverage beyond comparing and purchasing policies.
Where is Squaremouth Travel Insurance available?
Squaremouth Travel sells insurance policies from providers across the nation. Its plans cover most countries across the world, although some providers may not offer as comprehensive of coverage as others. When comparing quotes, it’s important to put in your travel destinations to get quotes from providers that offer policies in those locations.
When is a travel insurance policy from Squaremouth a good idea?
Squaremouth is a good option if you want to compare multiple travel insurance policies at one time. With its quality guarantees and high provider qualifications, you can trust that the companies you’re comparing are trusted and vetted — which can save you a lot of time when looking for a policy.
What does a Squaremouth travel insurance policy not cover?
Each of Squaremouth’s providers has its own list of exclusions, which can vary by policy and location. If you need your policy to cover something specific, Squaremouth’s comparison tool makes it easy to find a company that offers that type of coverage.
Is Squaremouth Travel Insurance legit?
Squaremouth Travel Insurance is a legitimate travel insurance comparison site. It’s been in business since 2003, partnering with more than 20 companies to help travelers find affordable protection for their trips. It offers a Zero Complaint Guarantee, which is not a claim filing option but rather offers assistance in the event a customer has a problem with their chosen travel insurance provider.
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Reviewed Nov. 23, 2023
Short review: IMG doesn't give clear explanations and takes forever to get back to you. Squaremouth initially talks a good game but in the end wouldn't even respond anymore to our queries. We will not be using either company for future travel insurance.
Long review: My wife and I are frequent travelers and routinely take out travel insurance for our trips. I have used squaremouth.com for several years and it identified IMG iTravelInsured as our best option for several trips. Of course, you don't know if your insurance is any good until you actually need it... That takes us to a cruise from NJ to Iceland in Aug'22. My wife got COVID the last day of the cruise. So we were confined to our cabin and ushered off individually. (Celebrity Cruises was great in the way they handled it, by the way.) Since we couldn't fly home as scheduled, we had to stay in Iceland for a few days until we could get a new flight home. When we called the airlines they said the next flight with 2 open economy seats was 10 days out. So we booked biz class seats that were only 5 days out. We called IMG to verify we could do that and they said yes since it would save the food and lodging expenses for the extra days.
We filed a claim in Sep '22 with IMG iTravelInsured. We were asking for reimbursement for the additional biz class airfare, the extra days in Iceland, and two days of hotels back in the states that we had to cancel. In May '23, IMG reimbursed us for the 2 nights of hotels in the states. They reimbursed us for 1/2 of the hotel/food expenses in Iceland because only 1 of us had medical proof of COVID. They didn't reimburse us at all for the biz class tickets because we couldn't prove that no open flights existed with 2 economy seats available for 10 days. It didn't matter that we had called and gotten approval. We contacted Squaremouth.com since they have a "zero complaints" policy. At first they seemed very helpful and got IMG to reassess our claim. (There was no change in their assessment.) But Squaremouth went unresponsive and we haven't received answers to our queries for a couple months now.
Squaremouth Travel Insurance Company Information
- Company Name:
- Squaremouth Travel Insurance
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