Travel Guard Reviews

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About Travel Guard

AIG Travel, Inc., a member of American International Group, Inc., is a worldwide leader in travel insurance and global assistance. Travel Guard® the marketing name for its portfolio of travel insurance and travel-related services, including medical and security services, marketed to both leisure and business travelers around the globe. Services are provided through a network of wholly owned service centers located in Asia, Europe and the Americas. For additional information, please visit our websites.

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Travel Guard Reviews

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    How do I know I can trust these reviews about AIG Travel?
    • 4,823,214 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    CoverageStaff

    Reviewed Jan. 25, 2026

    Their claims department has no consideration for a person that's undergoing a life and death situation in the air during the flight I was in. They are a travel insurance that do not honor a trip cancelation due to a medical emergency from one of the passengers for the flight I was in. They declined the claim that it is not part of the travel insurance because I was not the one who had a medical emergency. This is just basic common sense. It was an airline initiated emergency due to a passenger seeking immediate medical attention that needed an emergency hospital care due to heart attack.

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    Customer ServiceStaffCommunication

    Reviewed Jan. 22, 2026

    It’s been a month now since my legitimate claim was started, all paperwork was provided, no communication from them. When I call to check on it, they tell me that it’s still being reviewed and nothing is needed at this time. I cannot get in touch with the assigned claim rep, just customer service phone answers. If you see this, save your money!

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      Reviewed Jan. 21, 2026

      DO NOT WASTE YOUR MONEY! If you can’t make your flight due to a family member being sick or injured, that person will have to sign a medical release form for your claim to be considered. Wildly inappropriate and an invasion of privacy.

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      Coverage

      Reviewed Jan. 17, 2026

      We purchased Travel Guard insurance. Our flight was significantly delayed and we missed our connection. There were no more flights out and we had to stay overnight. After submitting documentation and receipts, Travel Guard denied our claim 100% and closed the claim. I would not purchase insurance from Travel Guard again.

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      Coverage

      Reviewed Jan. 16, 2026

      If I could give them 0 stars, I would. They will take your money and will not cover you. Don't waste your money with these thieves! Run run run and don't let the AMOUNT of the ALLEGED COVERAGE FOOL YOU!

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      CoverageStaff

      Reviewed Jan. 15, 2026

      I had a good experience with Travel Guard overall. The coverage options were easy to understand, and purchasing the policy was straightforward. I had to contact customer support with a question, and they were helpful and clear. The claims process took some time, which was a bit frustrating, but everything was handled fairly in the end. I’d use them again for peace of mind when traveling.

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      Refunds & PayoutsStaff

      Reviewed Jan. 9, 2026

      I never write reviews. My experience with Travel Guard was so bad, I hope I can help someone else to not waste their money. They delay for weeks. You basically need to be the victim of a terrorist attack to get reimbursed. Read the fine print!!

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      Customer ServiceCoverageSales & MarketingPriceStaffRatesValue

      Reviewed Jan. 7, 2026

      Travel Guard and AIG insurance is not worth it and I would advise never to purchase this travel insurance. I have a legitimate claim and have had to send the same information to a very rude and difficult claim agent. The agent despite having all information focused on and was only interested not in the facts but rather for finding ways to deny claims without reading, regarding or considering the facts and documentation submitted, which could easily be verified.

      This company and its travelers insurance lacks of customer care, consideration, attention to detail and maintains a "profit" only approach. Even when a claim is legitimate they work every possible way to deny it. The assigned claims case adjuster or processer is not able to be reached despite providing a contact phone number. None of the AIG or Travel Guard phone numbers work, or if you do get someone, they can't help you with your case, complaint or concern, as they simply say they are not the adjuster and can only pass information. The hide behind emails, bogus contact numbers and foreign call centers staffed with people who don't speak or understand English very well which is a cowards way out of facing the failures of their scam insurance. I now see what AIG travel insurance is all about!!!!

      This was my first experience with using travel insurance and it will definitely be my last. It's not about the money, I could careless if AIG and Travel Guard ever pay the claim, its about integrity, customer service, and heart, all of which AIG and Travel Guard have none!!! Lastly, the irony is I filed the original claim in August-September 2025, I just received an email from them in January 2026, now acknowledging my original submission and claim was legitimate and correct, and now they've asked me to start the claim process all over again. Really!!! AIG and Travel Guard has no leadership, management, or customer service and claim quality assurance oversight. They deliberately make it difficult or impossible to speak with a supervisor or manager and definitely are not interested in your concern or problem. Take my advise and buyer beware, DON'T purchase AIG and Travel Guard insurance, if you have a claim you will regret it!!!

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      Refunds & Payouts

      Reviewed Jan. 1, 2026

      Unless you are dead or dying they make it pretty much impossible to get any of your money back. They said in the policy that I would be refunded in the case of cancelation for work. A work thing came up that I had to cancel for but when I submitted for my refund they said that i needed written documentation requesting time off from work, another one with written approval for time off, and a final written notice requesting I work during that time. They bounced me back and forth between different departments. And then denied my claim.

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      PriceRefunds & PayoutsStaff

      Reviewed Dec. 26, 2025

      My husband planned a mountaineering trip and we purchased a policy with Travel Guard. The trip was cancelled due to extremely high avalanche danger which made the climb impossible. Although we sent all the requested documentation from the mountain guiding company, our claim was denied. Since the airline gave us a reusable credit and the guiding company refunded the total cost, we were claiming only a small amount--the cost of the condo (which was non-refundable). We were informed that our claim was 100% denied because our flight was not cancelled. Buyer beware!!

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      AIG Travel author review by Holly Johnson

      Serving millions of travelers each year, Travel Guard is one of the leading providers of travel insurance.

      • Per-trip or annual plans: Get coverage for an annual vacation or for every trip you take during the year.

      • Instant online quoting: In addition to their more than 12,000 travel partners, you can also buy Travel Guard plans online.

      • Tiered pricing: Choose between three different service levels to get the coverage you need.

      • Travel health insurance available: Health issues and medical emergencies can crop up at any time, but with travel health insurance, you can visit a doctor and know that your bill is covered.

      • Baggage coverage: Enjoy up to $1,000 in coverage if your luggage is lost, stolen or damaged during your trip.

      by Holly Johnson Personal Finance Writer

      Holly Johnson is the founder of Club Thrifty, a personal finance and travel resource geared to families, and has over 10 years of freelance writing experience covering credit cards, loans, insurance and other banking topics. She is also the co-author of budgeting book Zero Down Your Debt: Reclaim Your Income and Build a Life You'll Love. Johnson is an investment expert who built and manages her own seven-figure portfolio, and she frequently writes about various investment strategies.

      Travel Guard Company Information

      Company Name:
      AIG Travel
      Company Type:
      Public
      Website:
      www.travelguard.com