AARP Auto Insurance Program from The Hartford Reviews

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About AARP Auto Insurance Program from The Hartford

The AARP Auto Insurance Program from The Hartford offers car insurance for drivers in most states. Coverage comes with multiple perks, and special savings for being safer, more experienced drivers. Applicants must be registered AARP members and at least 50 years old, but those who qualify can get a free, no-obligation quote in eight minutes or less.

Pros
  • Designed for senior drivers
  • Member-specific discounts and perks
  • Free quotes
Cons
  • Must be 50 or older
  • Available only to AARP members

Helpful Reviews

Nashville, TN
Verified purchase
Very disappointed that AARP does business with this company. TrueLane app inaccurately records phone use/distraction when the car is parked so one can’t look up an address without...

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Blythe, CA
Verified purchase
Easy application. You just pick your choices of coverage and you get a price....I've make claims and they were handled in a fast professional way. Quick and easy. And renew abilit...

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About AARP Auto Insurance Program from The Hartford

AARP is a nonprofit organization focused on assisting people over 50 years of age. AARP offers its members exclusive insurance tailored to seniors through The Hartford, a company that’s provided insurance for Americans since 1810 and has provided coverage to famous clients like Babe Ruth, Abraham Lincoln and Dwight Eisenhower. Together, AARP and The Hartford offer member discounts in most states.

How does the AARP Auto Insurance Program from The Hartford work?

To receive the AARP Auto Insurance Program from The Hartford, you must be 50 or older and an AARP member. For qualifying members, the company offers standard car coverage options:

  • Collision
  • Comprehensive
  • Liability
  • Medical payments
  • Personal injury protection
  • Uninsured motorist bodily injury
  • Uninsured motorist property damage

The Hartford also offers additional coverage options, including:

  • Accident forgiveness
  • Car towing
  • Disappearing deductible
  • Full glass coverage
  • Gap insurance
  • Lifetime car repair assurance
  • New car replacement
  • Personal umbrella insurance
  • RecoveryCare
  • Rental car expenses

You can bundle your auto insurance with other coverage, including homeowners.

AARP Auto Insurance Program from The Hartford quotes and rates

The best way to figure your AARP Auto Insurance Program from The Hartford policy cost is to request a quote. Insurance rates depend on several factors, including age, driving history, gender, location, type of vehicle, credit score and more. Typically, insurance rates for older drivers are lower than average, since they tend to be more experienced. AARP Auto Insurance Program from The Hartford ’s discounts vary by state, but they include:

  • Vehicle equipment: Discounts on airbags, anti-theft devices, the TrueLane driver monitoring app and vehicle fuel.
  • Driver education: Driver training and defensive driver course discounts.
  • Customer loyalty: Multipolicy and paid-in-full discounts.

AARP Auto Insurance Program from The Hartford FAQ

How much does AARP Auto Insurance Program from The Hartford cost?

AARP Auto Insurance Program from The Hartford  costs depend on factors including location, age, credit score and more. To find out what your coverage costs would be, contact AARP Auto Insurance from The Hartford for a quote.

Does AARP have good auto insurance?

AARP Auto Insurance Program from The Hartford is underwritten by The Hartford, which has generally good customer reviews. Its coverage includes benefits designed for its 50+ demographic.

Is the AARP Auto Insurance Program from The Hartford only for AARP members?

The Hartford serves customers of all ages, but its AARP coverage and discounts are for AARP members exclusively.

Is the AARP Auto Insurance Program from The Hartford available everywhere?

AARP Auto Insurance Program from The Hartford is available nationwide, but specific coverage options vary by state.

Still have questions?

Is AARP Auto Insurance Program from The Hartford good?

AARP Auto Insurance Program from The Hartford is available only to AARP members, and you must be at least 50 years old to qualify. If you’re a driver that meets these requirements, AARP’s car insurance is a solid coverage option. Overall, AARP/Hartford's coverage should offer peace of mind to seniors who need trusty auto insurance.

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AARP Auto Insurance Program from The Hartford Reviews

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    Page 1 Reviews 0 - 10
    Customer ServiceCoveragePriceStaffRates

    Reviewed May 29, 2026

    Heard companies can delete 1 star ratings, so I gave them a 2. I'd love to sue this company for emotional distress. I was in an accident on April 8th 2026. I had just gotten in the left turn lane and this guy pulled out of a Wesco parking lot. He hit me BEHIND the driver's back panel, BEHIND my rear tire. Hitting my tire and rim also. In the police report, after listening to both sides the officer put in the report that the other driver made an improper turn and hit me. Simple, right? Could have been, but The Hartford claims adjuster allowed the other insurance company to blame me, despite the police report.

    My adjuster, Andrew, did nothing to help me get my deductible back nor did he fight the liability that was put on me! I called Andrew and he told me to contact the other guys insurance. I called Andrew and The Hartford 33 times in 3 weeks and no return calls or help. I HANDLED IT MYSELF AND I REVERSED THE DECISION WITH NO HELP FROM THE HARTFORD. I GOT MY 500.00 DEDUCTABLE BACK!!!! And please, "The Hartford of AARP", don't respond by telling me to call and that you're sorry. Your AUTOMATED message. What a joke!!! Guess what? I'm changing insurance companies next week😊😊😊 To the guy's insurance company that hit me. Karma

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    Customer ServicePunctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed April 15, 2026

    Garbage customer service. Had a tarp on my house for 9 months, that leaked! Finally got a new roof only to find out portions had to be removed to fix broken rafters!!! Still waiting to be paid for a supplemental claim on the dining room ceiling. Tree fell September 27, 2024.. Today’s date April 15, 2026 and 5 different adjusters. Horrible. Don’t do it.

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      Customer ServiceCoveragePriceStaffBillingRates

      Reviewed April 14, 2026

      My mother's Auto Insurance was cancelled by The Hartford, AARP, due to non-payment. However, they never tried to send her a bill by mail, nor tried to call her home phone to let her know. They only used Email. Now, I don't know any seniors that use email at all. I think as a company that is supposed to serve senior citizens, they should have been more diligent in contacting her in mailings and phone calls. I received a quote for Auto from another company that is much lower than The Hartford's rate. And she never had an accident. I can't recommend The Hartford. Poor service.

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      Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedStaffRatesTimeliness

      Reviewed March 19, 2026

      After being with the State Farm auto insurance ("SF") for 16 years by continuously maintaining a no claim in my entire life and two speeding tickets as a college student decades ago, I switched to AARP The Hartford ("AARP") in late August 2025. As a member of the SF Drive Safe & Save program, I always received a near perfect score in every category (speed, braking, distraction, acceleration, cornering, etc) and I received a good amount of discount on the premium.

      Now as a senior member of the AARP TrueLane program, my mobile phone shows that my score is at low of 44/100 for a reason of braking. This is strange and hard to believe in a case where there was no change in my residential address, the same driving route taken 100% of time to go anywhere anytime for 23 years, and no encountering of an event that necessitated me to take a hard or sudden braking. In fact, I tend to apply a gentle and smooth braking to gradually come to a stop at stop lights and stop signs for an economical reason to protect and prolong the brake pads on my car that runs excellent. Hard to swallow.

      Furthermore, AARP.org has demonstrated: "What They Advertise Is Not What You Get." On January 14, 2026 I completed the AARP Smart driver online course, received a certificate of completion, and then reported next day. According to the AARP advertisement, for taking the course members would receive a 6.75% discount from a full price charged for non-members. I was/am an AARP member. But AARP charged me a full price. Upon noticing based on my bank statement, I complained. But they did not respond. AARP.org is questionable.

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      Customer ServiceSales & MarketingPricePunctuality & SpeedOnline & AppRates

      Reviewed March 10, 2026

      This for the truelane app. Specifically for stopping at red lights. It takes 3 seconds for the light to change from green to red. Everything I lawfully stop and it takes me 4 seconds to stop it charges you with hard braking, which is 1 star. It does not matter what the speed limit is. They are trying to get you run stop lights to get a better rating. If you are on a short trip it automatically brings your overall rating to 2 stars. Braking all have only one star. I have complained several times with the app and all you get is a canned response with zero feedback. It makes think whoever designed this app does not drive and no one ever tested this when it was implemented.

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      Customer ServiceSales & MarketingPriceOnline & AppStaffRates

      Reviewed March 4, 2026

      Very disappointed that AARP does business with this company. TrueLane app inaccurately records phone use/distraction when the car is parked so one can’t look up an address without being penalized. And how can you use your phone gps then… Also penalized for braking in situations caused by other drivers. Hartford was not clear that pricing would increase significantly if one decided not to use this “big brother” like app. A representative assured me I did not have to use the app but was not clear on the hefty price increase.

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      Customer ServiceSales & MarketingOnline & AppStaffRates

      Reviewed Feb. 12, 2026

      Terrible service. The Truelane app has serious technical issues, but The Hartford uses that as an excuse to raise rates. The app won't fully load to my new phone and the company said they will have to raise my rates because of it. No help, just threats.

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      Price

      Reviewed Feb. 9, 2026

      We have 2 cars - a 2019 Buick Enclave and a 2020 Buick Envision. We are 78 and 81 years old. We only drive local and you're charging us $4,400 a year. What's wrong with this picture??

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      Coverage

      Reviewed Jan. 9, 2026

      I’m gonna put this in a short, simple review. My wife and I have been in the property/casualty (that includes automobile insurance) insurance business for a combined 50 years. We had our personal auto coverage with Hartford AARP for 3 years. The Hartford service is terrible. It takes repeated requests to get anything done like add a car. Pretty simple, but no, not with Hartford. Again, they're a terrible company to do business with. They don’t even deserve 1 star. Too bad, at one time they were a decent company….no more.

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      Customer ServiceSales & MarketingOnline & AppRatesResolution

      Reviewed Jan. 2, 2026

      The app is awful... It will inaccurately reports hard braking constantly. I've tried to address the issue with customer service, but they are rude and inevitably justify rate increases. Ironically, I've used my map app while driving but you get penalized for touching, moving or unlocking your phone!!

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      AARP Auto Insurance Program from The Hartford Company Information

      Company Name:
      AARP Auto Insurance Program from The Hartford
      Formerly Named:
      AARP/Hartford Auto Insurance
      Website:
      www.thehartford.com