GEICO Reviews
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About GEICO
GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.
Visit www.geico.com- Affordable policies
- Several discount options
- Intuitive website and app
- Can be pricey for high-risk drivers
- Few local agents
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Reviewed May 7, 2008
Eight months ago a seventeen year old girl decided it would be wise to run a stop sign while I was driving down the cross road, which by the way didn't have a stop sign. You guessed it, she was a gieco customer. The wreck was enough to completely total my vehicle. At that point I was just glad to be alive.
Gieco handled the property claim(my truck) very well. I recieved enough money to pay off the loan and a little bit over in a reasonable time. The morning after the accident I awoke to terrible pain in my back. The middle of my back felt like it was twisted and I could barely move my neck. Shards of pain were consuming my back. The hospital had a five hour wait and no air condition so I decided to wait and go to the Urgent Care Treatment.
After numerous doctor visits, mri's, and physical therapy I was still in terrible pain. Unable to work I still felt like I was in good hands. The insurance companies are large corporations, I've paid my dues. There is no reason they shouldn't take care of me after all it wasn't my fault. I filed my paper work with my insurance for the personal injury protection plan that I pay for every month. They politely explain that while being disabled from work I could recieve two hundred dollars a week. Hah!. I now have enough money to pay for gas and maybe some groceries. What a joke. Meanwhile my back is just killing me whenever I try and move off the couch. It takes about three months for the old checking account to hit zero.
But I felt assured, the Gieco claims adjuster, Welsey told me everything was going to be taken care of. He told me just as soon as I was done with the doctor's that he would cover my loss wages, pain and suffering and all my medical expenses. That sounded pretty good but my back was still hurting. A nice cortizone shot to the shoulder blade took care of the mind numbing pain in the middle of my back but my lower back was still hurting.
After a CT scan the doctor finally found something wrong. Acute Spondylosis. What is that? I dont know, but it makes your back and legs hurt really bad. The part that bothered me was the doctor said to fix it would take surgery(a fusion of the discs with screws) or I would just have to learn to deal with the pain. O yeah and here's a couple painkillers. The surgery costs fifty thousand dollars to perform and I would be out of work for a least three months. To make matters worse in ten years I would most likely have to have the surgery again and then ten years after that and so on. Are you kidding me. Im almost twenty four years old so by the time Im sixty five I could need up to five surgeries resulting in combined fifteen months off work.
I was at the time running a new company in the Lexington area, working with marble, stone and tile. If you didn't know it, it is a very labor intensive industry. Growing up on a farm, I was more than able to do the work. Not with a bad back though, I found out the hard way. The doctor's released me about three months after the accident. It took me more than a week to finish a simple shower wall a floor. The pain was unbearable. I had to find someway to pay the bills. My boss also owned a car wash. One that just washes the outside of the car something easy where im on my feet instead of bending and kneeling.
Gieco in the meantime or should I say Welsey the Gieco representative takes his sweet time in obtaining the medical records from my doctor's. I on the other hand have missed out on three months of work. Since my earnings in the tile business were based on the amount of customers I served the amount of losses are clearly speculative, but I took a lot of calls and passed them on to my competitors. At least I was helping them out. I speculate loosing around ten thousand dollars in work due to jobs that had to be dropped and future work from those jobs. The future loss of work would be astronomical, who knows how well the company could have succeeded.
Five months after the wreck, taking there sweet time. The Gieco claims adjuster, Wesley, offers me five thousand dollars. How ubsurd! My medical bills alone total about three thousand dollars. I now work two dead end jobs in order to pay for my house and truck. There is no money for law school and the bills are piling up.
On top of that without surgery the only physical activity I can do that doesn't leave me feeling paralyzed is to ride a bike. No more softball, tennis, or golf. And now I can't even ride my horses. I feel as more and more time goes by without help I will have lost my house, my truck, and any chance at a prosperous future. If it is a state law that I must carry insurance then were is the government regulations on insurance business practices. Where is the accoutability. The accident was not my fault but I have to suffer from it for the rest of my life.
Reviewed May 7, 2008
Geico sent me an email informing me that (after the fact)they had run a credit check to see if they could get me a lower rate on my insurance. I NEVER contacted them about insurance!
I am trying to clean up my credit and don't need extra people looking in on it.
Reviewed May 6, 2008
I have been with GEICO since "06". I had an accident on April 21. when I got home that day their was a letter from GEICO that read on the outside "Bill Enclosed". when I opened it, it said that my insurance was canceled on April 15 due to non payment. (I was shocked). so I called the next day and spoke with someone. they told me to disregard the letter because I had in fact changed my insurance from Liability to Full Coverage and for me to just pay by the end of the month and he transferred me to the claims department to make my claim. they told me they would jump right on it as soon as they received my payment.
I called a week later to see what full coverage covered because I needed a rental. the guys tells me that it had been canceled on the 15th. I explained to him what happen and he was like "well he shouldnt have told you that cause that wasnt so," he said I had 15 days to pay my insurance from the 15 which would be the 29. I told him well your guy told me the end of the month which is the 30th. so he was like I agree but you have to count the 15th so its the 29th and there is nothing I can do for you.
so I said what about the claim I made. he said that it would be disregard because my insurance was canceled. I asked to speak to a supervisor and he was like well they will tell you the same thing but I can still put them on the phone. so he transferred me and the supervisor was saying there was nothing she could do. (what kind of supervisor is that?) I explained to her that I never received a bill or statement from GEICO. I just send in the payments and she says well maybe someone is throwing your mail away. I said maam no they are not. I said yall send me my renewal papers and you send me letters telling me my insurance will be canceled but you cant send me my bill or statements? She said the only thing she could do was send my claim to the UNDERWRITERS and she assured me that they would accept it since I had been getting the run around.
she then transferred me to the reissuance department and they wanted me to pay $21 dollars. I said but I have already sent yall $50 dollars. she said well it hasnt been posted so I need $21 dollars today in order to continue. I told her I was at work and I didnt have the payment. so she said "Well cant you get someone to pay it"? Im thinking who does she think she is, I said no maam I will call back when I have it. I called my local location and explained to her what happen she told me since I bought the Money Order on the 29th that it would be accepted. so I called GEICO the next day and the lady told me that she doesnt know why I was told that because they cant accept it. its late basically by one day because they go by the post mark date on the envelope but that the underwriters had the claim still.
so couple of days went by. mind you that no one from GEICO is calling me about anything. Im the one calling them. I called them today. May 6 and they tell me that my claim was not accepted because my insurance was cancelled so I said the underwriters wouldnt accept it and they said the underwriters never received it. I told the guy that I am fed up with them because I have like 8 different people telling me 8 different things none of which is accurate. he tells me theres nothing he can do. he transfer me to the service department and she just went straight to the point of telling me that there was nothing she could do either.
so I asked for the corperate number because I feel that there was something someone could have done. everybody telling me theres nothing that can be done. Right now I have to depend on a ride to work and home and I have a 3 year old to take care of and still making payments on a car that Im not even driving because THERE IS NOTHING THEY CAN DO!
Reviewed April 29, 2008
I went online 2 pay my payment the website was down well it wasnt working so I called my payment in gave all the info that was needed to make my payment ok the time is 11:40 im sent to the machine thats asking the same info that I have just gave them its mabe 11:47 Im on hold again the same mesage comes back on for security purpose we need your zip your date of birth and policy number
make along story short someone comes on the phone at 12:02 telling me my policy is now cancel but they can help me start a hold new policy with a down payment of 226 dollars my payment is just 148 a month now someone please tell me they understand what im talking
THE consequences is Ihad to pay more money gas is already high and now you have to worry about your insurance company taking from you
Reviewed April 29, 2008
WARNING! DO NOT INSURE WITH GEICO! I have been insured with GIECO since 1999. During that time, I have paid thousands of dollars to them, and they have never had to pay on a claim. In November, I was married, and chose to place my husband on my policy. Because he was ticketed for driving uninsured in 2005 (he did not realize the policy had lapsed), we had to have SR-22 (He was not in an accident - he simply received a ticket). The underwriting company carefully checked our driving history (they have to do this with any SR-22 policy) and after seeing our driving record felt there was no risk, and in turn offered us a policy. I paid the premium (over $900).
In December, my husband accidentally backed into my car while it was parked in the driveway. We had the car inspected, but chose not to file a claim with GEICO, and instead chose to pay for the repairs out of pocket. Long story short, we are set to renew in May, and I just received a letter stating that they cannot reinsure me. I have been with this company for 9 years, AND THEY HAVE NEVER HAD TO PAY OUT ONE DIME FOR ANYTHING! Here is the problem I have. The underwriters had no problem taking my $900 in November, but now after one accident (in which they did not even have to pay), they have opted to drop a loyal customer of 9 years.
I feel that it is important to let my friends and family know that this company is not what they make themselves out to be. You guys know me, and you know that I am an honest person. I will be insuring with the company I was with prior to GEICO, but I do not want my friends to be a victim of this company as I have been. If you are with GEICO, remember that one accident is all it takes for them to drop you...no matter how loyal you have been!
Reviewed April 24, 2008
Geico's intent is to screw me out of what I deserve which is to have my car back in the condition it was prior to the accident. It is Geico's intent to have fix my car in a sub standard way so they can reap more profits. I have had insurance with Geico for many many years and paid them thousands upon thousands of dollars for insurance. All I ask is what my policy says I am entitled to! Geico would not be out one penny of money if they would pursue the person who hit me and made them pay for the damages. An illegal alien who was not even named on the owner of the cars insurance policy was driving the car without a license and without an insurance policy. The owner of that car allowed that person to drive that car knowing they had no license and was not covered on their insurance. The owner of that car's insurance should be paying for all this.
Geico has refused to pursue the other insurance company because they want both mu premiums and the other person premiums to go up so they can again make more money. Who is watching out for the consumer? The BBB the State Board of Insurance? I have paid my money and I have rights also, I plan to express those rights on the Internet and in Video on You Tube.
My letter to the State Board of Insurance 1.) I have the right to have my car fixed back to pre accident condition, which was not plastic filler. 2.) Provide proof that Geico is attempting subrogation efforts. 3.) Geico should either fix my car properly or make the other Insurance company pay for it. 4.) Caliber Collision should be investigated for fraud and collusion, I can prove this. 5.) Caliber Collision adjusters are paid commission on screwing the customers. 6.) Thank you for your PREDICTABLE GEICO FAVORED RESPONSE 7.) Please provide this letter to someone higher up the food chain.
Reviewed April 15, 2008
Many things happened along the way, but the worst was the attitude of both these adjusters to myself and to the manager of the collision dealership doing my repairs.I was told several times I should not take my car anywhere except where the adjusters wanted it to go.
Because the adjuster would not listen to the body shop manager, it made for many days of delay and more days to wait for repairs that should have been done right away.
Reviewed April 15, 2008
I signed up with GEICO over the phone for the minimum coverage required in my state. They quoted me a low rate and I paid for six months coverage by credit card. I week later I got a letter from Geico saying that they had changed the terms of my contract, and demanded more money. Of course this is a blatant contract violation and actionable. It is also an outrage. I called their toll free number and a lady said they had been informed by a third party that I had had an accident in 2003 and that is why they raised my rate.
I did not have an accident in 2003, to the best of my recollection. I have never been in any accident that was my fault and have, therefore, never cost any insurance company any money. Even if I had been, they were not entitled to change my contract after it had been agreed to by both parties and money had changed hands. That is elementary contract law. It makes no difference what is in the fine print they sent me.
I never agreed to this fine print and implicit agreements, or assumed agreements, or implied agreements, have been struck down in case after case and are not legally valid. The lady gave me the number of this third party and said they would tell me the details of my supposed accident. I called the number and got a very unhelpful recording and absolutely no information about my supposed accident
I wrote to the president of GEICO (I have his private number and address) and told him what I thought of his business practices. I also told the lady in the phone that I would not pay the extra money they demanded. I have not had a reply from Mr. Nicely as yet, but it is too soon to expect one.
Reviewed March 28, 2008
My car was vandalized by a group of people that have been stalking me. A few days before they first hit my car. I increased my insurance because these criminals followed me to the store when I was driving someone else's car, and they got inside of it and caused damage. A few days later, around the Thanksgiving holiday, I was in bed sick because I had been attacked and hit in the head, and the criminals came back and vandalized my car. I reported the crime to the police, and when I called Geico to ask when they were going to fix my car, I was told by Neila Haun that she called the police on me and was going to have me arrested. My car was vandalized around November 21 - 24, 2007. Like I said, I am not sure of the date because I was suffering from a head injury. However, I have been without my car for a very long time and I need to get my transportation back.
I have lost my job and had to drop out of college because of Geico. I was in medical school and this is really hurting my career. My family is very upset and Geico will not repair my car or call me back.
Reviewed March 27, 2008
On 9/26/2007 my children and I were hit by a drunk driver at 11:15 in the morning who was insured by Geico. She was driving her own 7 yr old child and I was placing one of my 1 year old twins in his carseat. My car was parked in front of my house. My child was given a concussion and suffered seizures for several months. The other baby was hit with flying car debris as he waited on the sidewalk to be placed in his carseat. My car and that of the Geico client were totaled. The driver was arrested and sentenced on 2-15-2008 to DUI causing injury.
I was told by Geico rep. Bethany Gipp to have my insurance pay for things and they would reimburse them. We have paid several thousands of dollars in out of pocket expenses for medical expenses, car seats, strollers, rental car, and deductibles. Not to mention the cost of replacing our car that was only 5 months old when hit. We we offered $5000 for our child and told to sue if we wanted more. My child had seizures for several months! This has put our family in a horrible financial situation and emotionally wrecked me as a mother when I was put in the situation of trying to save both of my children during this horrible incident. Isn't there some sort of law about this sort of thing? When an insurance company accepts liability isn't there some sort of time frame they have to follow to reimburse someone for the costs they have incurred?
Reviewed March 17, 2008
I'm a victim of discrimination based on hearing disability. I will be filing a complaint with DOJ, as this is a violation of Title III of ADA. Customer Service treatment has been beyond horrible. Verbal recognition as to why this is was given on Friday, March 14th by Geico rep.... Geico doesn't like RELAY which justifies their inappropriate and demeaning customer service to me.
Violation of the LAW. Discrimination.
Reviewed March 5, 2008
Needless to say, we will be changing insurance companies.
Reviewed March 4, 2008
My car was totaled in Ohio, on October 10, 2007. Because the driver left the scene of the accident, I was advised by the police department, the incident would be classified as a Hit and Skip and be investigated. I was later contacted again by a police officer, who advised the person who totaled my car had been located. They provided her name and insurer which was Geico. I made a claim to Geico for the damage to my vehicle. I was advised the person who totaled my car reported her car stolen on the same day my car was hit. Fortunately for her, her car was found and Geico repaired her car.
Geico had taken so long following up with me about my claim, I had to get my parents involved. Only to be advised Geico had no intent of replacing my car. Stating the car must have been hit by the person who stole the car that same day and drove off in the damaged stolen vehicle. They would not provide a copy of their client's stolen vehicle police report or report number to me. Geico would not give proof of what time the vehicle was reported stolen in relation to the time of my police accident report. Nor would they provide the date the car was recovered and repaired. My parent told Ms. Shane her client could have known to report the car stolen, because of hitting my car. Ms. Shane advised my parent, she would be surprised to know how many car thieves total cars and leave the scene of the accident. Only to have the damaged vehicle be recovered and returned to the owner for Geico's repair.
I have a baby, I work two jobs. I took the bus while the police were trying to locate the person who totaled my car. My parents had to purchase a lesser vehicle because my baby got sick, from us waiting in the snow for the bus. The engine went out on the car they bought me today. I don't have money to fix it so my parent called Geico to ask why they had never responded to my claim. The claim was escalated to Mr. Allman, who escalated it even further because of Geico's delay in responding Ms. Shane in Georgia, called my parent and advised she was denying my claim and would not be providing proof of justification. I have lost my car, and I may now have to quit one of my jobs. I feel Geico, is making up an excuse not to honor my claim.
Reviewed March 4, 2008
I have had gieco for over 4 years as my car insurance. I usually paid by bank card, and when I paid my money order, I called and gave the MO number. The 1 month I paid MO that I didn't call the number in, low and behold they never got a payment and canceled my policy. I got nothing saying it was canceled until 2 weeks after it canceled. Then to reinstate they wanted 4 times as much as they said I owed. This place is a rip off, I will never do business with them again.
I was injured and they canceled my insurance, now I can't go to the doctor, get my kids to and from school and they took $45.00 of my money saying they never got it.
Reviewed Feb. 28, 2008
On November 21st I was rear ended by a GEICO customer. In this collision I was injured and had to be transported to an emergency room for neck and back pain, granted the impact wasn't at a high rate of speed, I still sustained injury. While I Was still on the back board in the ER a GEICO rep was already calling my house and harassing my family. During the time since then I have been in contact with the claims rep by the name of Ryan in the Richmond office and he informed me that all medical expenses would be taken care of.
Over the past 3 months I have now received a total of 6 bills from the Hospital that I was transported to because GEICO still have not paid the bill. The statement that was put to me by Ryan was I don't see how you were injured like this because it was a low impact collision. Ryan still hasn't been able to provide any documentation on his medical certification and was extremely condescending with his statement. To this day this issue of the medical bills and physical therapy still has not been resolved due to the process and games that GEICO has been putting me through.
Due to this accident I wasn't able to start my new job and I have lost the position. I have also not been able to find a new job due to my doctors not releasing me for work, and have been unable to pay my bills
Reviewed Feb. 28, 2008
Basically, my car was hit while it was parked. The person who hit the car hit several other cars. Geico states that they want me to pay a $500 deductible and they won't go after the people who hit our cars. They keep giving us the runaround and I'm sick of it. All I want is my car to be fixed.
Reviewed Feb. 27, 2008
On Jan. 24, we were rear-ended by a Geico customer who was overly apologetic and admitted to complete fault. He then told the police a car had cut him off and forced him into our lane, although the only other car in that lane around the time of the accident was right behind him. Obviously he'd been cutting back in front of that car; then again, he was on the cell phone when my husband got to his car to try to keep him from leaving the scene any further than he already had. We couldn't get medical care until 12:30 the next day since we couldn't get a rental car until then because of Geico changing their story, and we weren't willing to go to the incredibly slow emergency rooms here.
The other guy's agent even had the nerve to suggest that we pay our deductible and put it on our insurance, to which we said You are our insurance too, and the accident wasn't our fault! About 3 weeks later, an appraiser showed up to undervalue my car at trade-in value by comparing it to completely different models. He did not even measure tire tread depths before judging even a 24-day-old tire 40-60%, which I felt was trying to make us look bad in the accident - then again, we were able to stop for traffic and were completely stopped for over 5 seconds before being hit by a car 11 years newer. Finally, just over a month later, they increased their offer to only $1,100 below book value with no compensation for storage and upgrades we paid for the day before we got hit. We don't yet know how they'll handle all our medical bills, but we have an attorney to handle that part, and they'll only take a percentage of any settlement we get.
I had to quit my job because of visual disturbances, finger numbness, and inability to drive because of anxiety due to the accident. Our car was totaled but still sits blocking our driveway after over a month. Had to pay out-of-pocket over $200 for rental cars. Had to buy another car and put everything on credit cards while waiting on Geico to pay property damage.
Reviewed Feb. 20, 2008
My vehicle was stolen on 12/09/2007. Geico started to issue a check and stopped payment. I have supplied all the police reports and filled out the forms requested. I had to pay out of pocket for a rental car, They owe me $5000.00. I haven't received a penny.
I have suffered late charges, returned check fees, and loss of a vehicle.
Reviewed Feb. 20, 2008
I was rear ended by a GEICO insurance holder and consequently had my bumper damaged. I dropped my car off for repairs on Tuesday 1/29/08 and was scheduled to pick it up, repaired, the following day. I left the collision shop that day and got a rental car. The collision shop (not the one recommended by GEICO) called me that morning (only hours later) to notify me that the estimate of damage was not complete. They contacted the GEICO adjuster that morning and requested a supplement to the claim. They documented this, took photos and continued the repairs. The adjuster, Thomas Belcher, did not return to the body shop until 3 full days later on Friday afternoon at 3:20 pm to submit the supplement. By this time my car was fully repaired; however, they could not release it to me until the supplement was filed, and they could not tell me when this would be done because they did not know when the adjuster would show up. The collision shop called me by 3:30 pm that Friday, as soon the supplement was completed, to let me know my car was ready.
I, like most everybody else, have a job and was unable to pick up my car by 5:30 that afternoon, given that I had only 2 hours notice and did not even know what day my car would be released to me; and of course, the collision shop was not open on the weekend. I returned my rental car and picked up my repaired car first thing Monday morning. However, GEICO has refused to extend the contract on my rental car. They said since the car was ready on Friday (regardless if it was 3:30 pm and their adjuster holding up the car) that I am responsible for paying for the rental car the additional two days (Saturday and Sunday)!
GEICO is making me pay for 2 days of the car rental ~$60. Worse however, is their total disregard for service and accountability. The adjuster NEVER answers his phone and is the sole reason my car took 4 days to repair instead of 2. I pointed this out to several GEICO representatives as well as the supervisor to the adjuster. His supervisor did answer his phone at least, but would not listen to me for 2 minutes, and only wanted to point the finger of blame on myself and the collision shop for not informing me in a timely manner of the status of my repairs. (This was completely false, as they did inform me, but they just did not know when the GEICO adjuster would finally decide to show up.) The rental car I was given smelled like an ash tray and was not even remotely comparable to my own car. I would not have had that thing 5 minutes longer than I needed to, yet the adjuster and his supervisor were treating me as if I had done something wrong and that I was looking for something for free.
Reviewed Feb. 19, 2008
My husband has had Geico for several years and I was added to the policy with my vehicle in June 07. We have been paying $189 per month for the last 8 months. Our policy renewed and we receive our new policy information and bill. They now say we have to pay $490 per month, because his truck was hit in a parking lot in 2003. That bumped us from Preferred status to Standard.
Even though we have paid our payments on time every month and we haven't had an accident.
They also said the Texas minimum requirements for bodily injury and unisured motorist bodily injury went up.
$189 to 490 a month - you do the math. We can't afford that!
Reviewed Feb. 17, 2008
I was rear ended while stopped at red light by a vehicle insured by Geico. The driver was a friend/girlfriend of the owner. I called the police; they came and did a report. The owner of other vehicle showed up at the scene while the police were there. He never said this driver had no permission to use the car. Geico however DENIED the claim 2 1/2 months later due to non-permissive use. The car was not reported stolen, and the owner never told the police at scene that the driver didn't have permission. This is obviously a tactic used by Geico to get away without paying. Geico said they investigated but only spoke to their insured, the driver, and the driver's mother. How the driver's mother would know, unless the owner was acquainted with the driver, is beyond me. Geico never spoke to me or the police on the scene. This is a complete scam to avoid paying a LEGITIMATE claim.
My vehicle was totaled, due to being older. My vehicle has significant damage, $2,975, according to Geico shop estimate. I lost 12 hours from work due to emergency room visit after accident, and one follow-up doctor's appointment.
Reviewed Feb. 17, 2008
I sent a payment through the mail for my car insurance for $166.10 to Geico on Monday, January 14, by mail. Two weeks later I realized through my bank statement that the payment was not charged, and I called Geico to find out if they received my payment. The agent who took my call assured me that they did not receive my check. I agreed to pay them with my credit card in that moment; that was on February 2nd. They assured me that I was not going to have any extra charges of any type for this transaction, if I stopped the payment of the check. On February 16th, I received a bill showing that even though I already made the payment with my credit card, they did received my check and tried to cash it on February 6. They knew I was going to stop the check, because the payment was already made, and the representative agreed on that. They are charging me $20.00 because they were unable to charge me an extra $166.10.
I called to ask why they were charging me, and they accused me of not having funds. I stopped the payment of the check because I thought that it was lost, not because of lack of funds. Furthermore, the representative who I spoke to (Agent Jaquelin ID #u78acq) told me that even thought they misinformed me, I had to pay $20.00 for their mistake.
They want me to pay $20.00 for a mistake they did.
Reviewed Feb. 9, 2008
I filled out a quote form online; at this time they returned several quotes to me. None were a good deal for the low coverage they offered, so I simply closed the web page. Then a week latter I get an e-mail saying that they ran a credit check on me. I would not have given my information if I had known this was what was intended. I was not going to make a loan; I was checking prices on car insurance.
I do not think I will ever be comfortable searching the web again Geico is a reputable (?) insurance company, and they basically electronically raped me, violated my privacy in a way that I don't think I will ever recover. Really can't I just say no? I choose not to accept their offer and "no means no"? If this makes everyone laugh, I am very sad because I was abused and left frustrated; and it was wrong of Geico to use me like that.
Reviewed Feb. 8, 2008
I am a collision tech in Florida at a Geico shop. Geico is almost always there to write estimates for their customers who have a collision.They want the repairs done in half the time it should take (think you're going to get quality repair).Geico wants to put after market (junk) parts even on a new car that will void the warranty.Their writers don't have any idea how to repair a car the right way, and they pay techs very little to fix them.
Geico only wants to keep from paying out.They will cheat anyone for $$.
Reviewed Feb. 8, 2008
I was recently traveling over the causeway bridge between New Orleans and Mandeveille, LA. A piece of bed railing fell off of a vehicle driven by a Geico insuree. My left front tire was destroyed. The bridge police made an accident report, and the driver of the vehicle was cited. I had to have the tire replaced. A local Firestone dealer could not find a direct replacement for the tire, and I had to buy a substitute tire. My vehicle is a new Dodge Caravan and under 500 miles on it. It took over 4 hours to replace the tire, and over 1 hour to wait for the police to complete their report, etc. Afterwards I had to drive 50 miles to meet with an adjuster to be compensated for my tire. Geico refused to compensate me for my 5 hours of inconvenience while waiting for the tire replacement, and having to drive 50 miles to meet with the adjuster. I feel that Geico owes me for my lost time.
Reviewed Feb. 4, 2008
I called Geico to get a quote for car insurance about 2 weeks ago. The salesperson I dealt with told me that he was unable to give me a quote at this time. It seems that my social security number was already in their system. Brian claimed that I was a victim of identity theft. Geico actually insured this person with all my information. I said that was impossible, for I never had insurance under Geico before. Brian said he will call me back and keep me posted. He never did. No one is helping me or returning my calls. I ran my credit report, which lowered my score; I stopped credits cards. I have been emotionally distressed. They scared me terribly, and I don't know what the status is of this identity theft. I don't know what to do next.
Reviewed Feb. 2, 2008
We received our insurance bill as we have for over a year; then they sent us a bill for more money. When we questioned it ,they claimed it was due to our location change. I complained that they had already processed our check for the agreed time frame to cover our auto insurance for our location, that they sent the bill to our house, and that the agreement could not be changed since they had cashed our check.
Potential damages are pending the outcome of the dispute.
Reviewed Jan. 25, 2008
Amazingly, the car did not look too bad, no broken windows or lights, but of course the body/frame was bent pretty badly. Geico would not total it and had it fixed. They said if it had a few more thousand dollars in damage, it would have been totaled.
Also, when I picked up the car from the body shop and gave him the insurance check, he mentiond that he had some additional charges to claim that Geico was already aware of. I always suspected that Geico had some kind of deal with the body shops so they would not total as many vehicles. Even the tow truck driver said he thought it should be totaled. Subaru covered an engine problem under warranty, but the rest was fixed by a body shop. This took about 6 weeks. There was still a dent in 1 door and the car never was right. It wore one of the rear tires so badly, it looked like ran the edge on something and ripped an 2-inch groove on the inside tread.
When Subarau fixed the motor, they neglected to put a bolt in the starter and it fell off. When the weater turned cold, the body must have twisted back where they had straightened the frame because whenever your would turn a corner or in a curve or hit a bump, the overhead light would come on and the passenger rear door indicator would say it was ajar.
Reviewed Jan. 23, 2008
I filled out the online quote request form, filling out all subject lines except for my social security number. I'm not even sure my current insurance provider, State Farm, has my ssn. I could be wrong, but I decided not to fill in that part of the form. Two days after my online quote, I got and email from GEICO and they did a credit check on me. Nowhere that I saw, did they say they were going to do that, and nowhere on their site did I give my consent for a credit check. Are they allowed to do this? I don't think they should be allowed to look into my credit history without my permission, much less without my knowledge.
It is my understanding that any inquiry into one's credit history lowers your credit score, if this is in fact correct, then my credit score was lowered simply by shopping for cheaper auto insurance. This is wrong.
Reviewed Jan. 22, 2008
Maybe you can help guide me in the right direction about this matter. I was recently in a car accident and filed a claim with my insurance company. The other driver had hit me. I still continued to file a claim even though I was not at fault. My husband and I have car insurance though GEICO. I believe, what is being displayed on this company's commercial is false advertising. They have not done ANYTHING to accommodate the paying customer(s). Communication with this company has been EXTREMELY APPALLING. My husband or I have had to initiate EVERY phone call regarding this matter. NOT ONCE has GEICO contacted me or my husband to resolve this issue. I am ashamed that a insurance company operates in such a manner.
Every conversation with we have had with each of their employees has been scripted and we were transferred to so many different people within that phone call, that it appeared that there was conflicting information they were presenting. I would just like to have my car fixed because of the damages the other driver had caused. It has been a complete burden to have to deal with this company. I would REALLY appreciate it if you could direct me to someone who would be able to assist me with this situation. I am also going to be contacting the Governor about this concern.
Reviewed Jan. 21, 2008
We had switched to Geico in early 2006. The rates were very low in comparison to other companies writing in NJ. However, forget it if you have an accident! My son was ticketed for careless driving in Aug.'07 as he came off a highway and rear-ended another vehicle who suddenly stopped. No one was injured and the damage was only to my son's car. Geico did pay out the claim after a couple of months of haggling. However, upon renewal last week for our next policy period, OUR RATES WENT UP 200%! ($1,077 vs. $383) Although we had made every payment on time, the customer service reps were essentially unfriendly and unwilling to hear our story. They had also charged us for one insurance point for an incident in 2005 where I was struck, the other party admitted total fault, no ticket to me, which also increased our rate! The customer service people basically told me to take the new policy premium or leave it. - which we did. We found that Progressive was very willing to work with us. Hopefully this won't be a nasty scenario should anyone in my family have a repeat experience. Geico offers low rates but if they have to pay a claim...watch out!
We were under a great deal of stress as to how we were going to pay a monthly premium of $1,077 (earlier had been $383) and I lost much time at work researching alternative coverage.
Reviewed Jan. 20, 2008
I've been with Geico as an automobile insurance holder for about 20 years. I had no claims for 46 months when in early November I bumped into the rear of an Escalade and asked Geico to handle the damge. In December, Geico infomed me they were raising my premium by $480 per year for the next three years. They informed me this raise resulted from their having to pay $860 to repair the rear bumper of the auto I bumped into. So the net result is I will have to pay more than $1300 over the next three years for a small incident in which Geico had to pay out less than $850. This is an unconscionable move by them since they said any accident they pay for will result in one point on my record with them for three years, even though I had no points for almost 4 years
I must pay out an additional $1300 to retain my insurance coverage and I am retired so my income is limited.
Reviewed Jan. 4, 2008
I have an existing policy. I went online and entered my daughter's info for a quote only. They automatically added her to my policy and my premium went up 220 dollars a month. I emailed them asking them to take her off of the policy, I only wanted a quote. Shelly responded to my email telling me we would be eligible for a discount and to fax the info. No mention about what my email said about it being a quote.
I will not be able to pay the premium. I feel they bamboozled us by adding her without authorization.
Reviewed Dec. 26, 2007
On two occasions, I was rear ended by other drivers. In each case, the other driver was found to be at fault. But also, in each case, Geico did very little to help me. They seem to take a very hands-off approach to claims handling. I ended up having to do pretty much all the leg-work in getting my claim taken care of. It took FIVE phone calls to Geico to get them to transfer the claim to the other party's policy.
After the second accident, they totaled my car but took three weeks to get around to paying me (in spite of telling me they'd overnight the check they were going to send me).
Geico is very happy to take your money, but does very little for their customers if a claim needs to be filed. So, in spite of all their cutesy advertising, underneath it all, they are just out for themselves and don't care about their customers or policy holders.
Reviewed Dec. 19, 2007
I became a new policy holder with Geico Insurance (vehicle) on 10-30-07. I requested comp/collision (full coverage) due to car is financed. I paid the down payment and was sent documents as to what I requested in my policy along with the insurance ID cards.Three weeks later my car was in a bad accident. I called to file a claim and was told by the claim adjuster and customer service rep that I do not have comp/collision due to no car inspections. I was outraged; here I have damages on a 2003 Infiniti g35 and was not notified that the car I drive my kids in, is not covered. I never received any paperwork or notification through email alerts or customer service that an inspection was needed. The other motorist, does not have insurance. (We live in a no fault state.) The airbags deployed; the car is in bad condition.
Geico said they will have to investigate; its been 3 weeks and no response from Geico . I have called them numerous time, always the same answer: the management dept. is backlogged; and no response on action. I am driving around in a car that is very dangerous. Geico knows this and never offered a rental car. I am still obligated to pay my premium, I don't have money to pay for a lawyer for assistance, and car payments are still due . I am a single parent who is desperately needing some assistance. Geico is trying desperately to hide, not fix the problem, and taking my money without fixing this problem. I found another person who is going through the same issue with Geico.
Reviewed Dec. 18, 2007
In February of 2007, I moved to Hawaii and signed a 6 month insurance policy with Geico. In August, a month before my policy was to expire, I moved back to California. In moving, I informed Geico of my new address. They sent me a quote (via email) of over $5000 for a new 6 month policy that had been drawn up after my address change. With that ridiculous quote, I decided not to renew at the end of my policy. In the contract guidelines between the Geico and the consumers, it states that there are certain instances where Geico will cancel your policy for you, two of which are if the consumer does not agree with the new policy terms or if no payment is sent. Knowing this I did not send in any payment.
I went for a week or so without insurance looking for a decent price, which was not hard to find. Within that week, Geico sent me a letter saying that if no payment is received by October 5, then I will no longer be insured. Relieved, that I wasn't uninsured, I continued looking and at the end of the month signed a new policy with Progressive Insurance on a 6 month premium of about $1200. Mid October I get another letter from Geico saying that even though my policy was cancelled I still owe $800 for being insured in Sept under the new policy. I called Geico expressing that I should not have to pay the $800 because, not only did their letters not advise me that I will be charged for that month, but that I was being charged for a policy that I never agreed to renew. According to their contracts, I rightfully cancelled my insurance and should not be getting charged anything. However a Geico supervisor informed me that the reason why I'm being charged the $800 is because I changed my address with them, and they interpret a change of address as accepting a new 6 month insurance policy with them. I told them that was ridiculous! I changed my address and they take that as a signature for a policy that hasn't even been drawn up yet. I understand that they would raise my rates for that change of address, but not by that much. They claim that they are following all aspects of the law, which is why the premium is so high, when every other company offered premiums for a fraction of that. They continue to send me collection letters mentioning the importance of good credit. Are they right in what they are doing?
Reviewed Dec. 10, 2007
I was in an accident in Feb.of 2007. At first Geico was doing right or at least that's what I thought. Then I started to get medical bills that they refused to pay. Right after the accident something in the discs in my neck showed up, but I had very bad low back pain and other things wrong with my right side. Geico kept sending me to their doctors who would say there is nothing wrong and to go back to work; they would spend a minute or two to make their diagnoses. I have other doctors now, treating me, and they say something is wrong but are still trying to find out what. An EMG shows nerve damage, and a second MRI shows a fracture, and now I'm to take a second EMG.
Geico needs to wake up; I was not at fault in the hit-and-run, and the guy was caught. I did not ask for this to happen to me. My policy covers my lost wages and medical bills that Geico is refusing to pay. I am thinking of taking other actions against them and their quack doctors. I'm trying to get better myself so I can get back to work if I can, but Geico is tying my hands. Something has to be done about these insurance companies and their so-called doctors they pay to make sure you do not collect from your policy.
My medical bills are still climbing, and even though my credit was good I was working on it, and now I'm about to lose my car because of Geico's refusing to pay my medical costs and lost wages.
Reviewed Dec. 4, 2007
I currently have a claim with GEICO for my 95 Chevy stolen 11/16/07. The car was recovered the very next but not in running condition. It has now been 2 1/2 weeks and nothing has been done. I gave a statement to the adjuster and then to a special investigator. Still waiting. It is amazing how long you have to wait for a claim to be handled but GEICO won't wait on your payment because they will cancel you. So I am in a rental I may have to pay for and my car still hasn't been seen at a bodyshop. Believe me if I was out to get the little money my car is worth it wouldn't have been found the next day.
Reviewed Nov. 20, 2007
GEICO suddenly canceled my policy due to my truck having come from the factory with a turbo installed. I've had a previous truck insured through GEICO that had a factory turbo diesel; but now, out of the blue, GEICO will not insure my truck. That means, anyone with a factory installed, turbo equipped car or truck is subject to sudden policy cancellation.
The canceled policy forces me to find alternate insurance: initial fees and costs, plus time and loss of use of the truck for the time to find alternate insurance.
Reviewed Oct. 24, 2007
Geico's client totaled my car because he was driving too fast. The adjuster took a long time to come; they would not pay for storage or towing. I couldn't afford to store the car so sold it to the tow yard. Geico says they can't pay because I moved the car. I have a letter that says to move the car. Geico would not give me what my car was really worth. Then they gave me a handwritten check that no bank, including the one its drawn on, will cash because Geico says it has to have a hold on it until further notice. I have been without a vehicle for over 7 weeks and am so frustrated by the way I was treated. They would not communicate with my insurance company. They kept saying they never got any correspondence from me even though it was sent return receipt certified, registered mail. According to Geico, the person who signed for the letters doesn't work there. Geico needs to spend less money on commercials and learn how to help the people who were not at fault in an accident.
Reviewed Oct. 22, 2007
I just found another agency and I try to keep GEICO's mass mailings to me to post up where I can with notations on it about what a rip-off they are.
Reviewed Oct. 20, 2007
I've had Geico insurance for over 7 years. I have never made a claim. I drive less than 3000 miles a year. I recently moved ten miles, and Geico increased my insurance cost $240 a year. It now costs me over .50 cents a mile to drive just in insurance cost. Geico overcharges and doesn't care about it's customers.
Reviewed Oct. 2, 2007
I'm President of a 70 year old independent insurance agency. Curious if GEICO reps understand insurance & the need for PROPER protection, I called for quote. I was mislead and deceived. I was given a quote for 1/3rd of the coverage I require. Phone rep asked no questions about my insurance needs & was unfamiliar with coverage options. Although pleasant and polite, he offered no advice, no needs analysis, gave me a price, asked me to pay. When I asked about additional coverage that I already have and NEED with Travelers, GEICO rep was completely unknowledgeable.
Offered MUCH LESS coverage, offered NO professional advice. I had to ask all the questions. GEICO was ignorant of insurance options, unethically tried to entice me to purchase a substandard limited coverage policy, claiming they would save me money. Sure they could- as long as they reduced my coverage by 75%.
Unable to offer my required coverage. I had to insist that I needed more coverage, GEICO was unable to offer similar coverage. Even at 25% of the coverage I require, their price was triple my current rate. If I conducted business using GEICO's tactics, my small business would be reprimanded, disciplined and fined by the insurance department.
GEICO sales reps are uneducated about insurance, unprofessional, unethical and are an insult to professional independent insurance agents worldwide. Yet they are not held to the standards of a small business, and are insulated from disciplinary action. When GEICO customers come to me for advice, they are shocked at GEICO'S lack of knowledge and GEICO's deliberate deceit to the public.
Customers switch their insurance to my professional agency each and every time. All they need to see is GEICO's declaration page and price, compared to one of my company's coverage and price.
Reviewed July 21, 2007
I have had GEICO coverage for years. I was hit from behind in a parking lot where the woman got out and and took 100% blame, which it was. Of course that is not what she told her insurance company. I have two herniated disks in my back and one in my neck as a result of the accident, which GEICO agrees with thats how I got them. I am 25 years old. They refuse to pay any of my medical care.
They have cut me off of all my medical expenses, making me pay for all of it. Now I am up for surgery with no one to pay for it. My health insurance refuses to pay for it either because they feel GEICO should. How is that fair? I pay for something but when you need it, its not there?
Reviewed July 12, 2007
My daughter works at Geico, and for some reason her paycheck is always bouncing-or the bank won't cash it because of non-sufficient funds. I can't understand how a well known company as GEICO can let something like this happen. My child wasn't getting paid so I made her quit.
Reviewed July 8, 2007
I was driving my 2001 Toyota Camry along a main route in the extensive parking lot of the shopping center my work is located in. I was halfway across an intersection going parking lot speed when this guy driving a 4 Runner hit my passenger side dead-on going-according to the witness-about 50 mph. My car was spun clockwise more than 90 degrees and I had minor to moderate injuries including whiplash/neck strain, back pain, a swollen right arm, and glass embedded all in my skin. The guy who hit me was fine.
Unfortunately for me, the guy who hit me has Geico. There was also a witness who gave his statement to both Geico and State Farm which backed up my story and what the cops said happened. The guy who hit me even remarked how he had been in four prior accidents and even one in that same parking lot. Did Geico care? Not even close.
Reviewed July 3, 2007
I came home to find a letter from the NYS Dept of Motor Vehicles that my coverage has been suspended as of 6/12/07 and the date of the letter is 6/26/07. Geico didn't post payments. It all started over a month ago, when I received a letter from Honda stating i didn't have the correct coverage on my car. Geico has been giving me the wrong coverage since February, even though I was specific on stating that my car was a lease, not a finance.
I spoke with Bonnie on May 24th, 07 and she repeatedly apologized for their mishap. I also made a payment with her in that same conversation for June. She even stated that the automated payment system was acting up and she would personally take my payment, which she did. She even said if you get a cancellation notice in the mail, disregard it.
I tried to re-instate my policy and now Tiffany from Geico gave me a quote of $1770.80 for 6 months, then when I wanted to speak to a supervisor, I spoke to Karen and she gave me a quote of $2,026.00 for 6 months. It's amazing that with in 10 minutes, the price jumped almost $300.00.
Reviewed June 22, 2007
My 2001 Nissan Sentra was stolen, but recovered. The car was stripped of all four tires and all four arceo star rims worth over $600.00, a $700.00 stereo system and the front and rear bumper. There were also other cosmetic damages.
Reviewed June 18, 2007
My husband, daughter and I was in an accident on Dec 24, 2006 which the Geico insured person was charged with fault of the accident. They made an offer of only $1,500. (My chiropractor visits were approx $1,000. I requested to speak to her supervisor who offered a little more (only $2,100) and she said if I thought it was worth more, then she would have her boss call me. I have put in several calls again and again and Patty has not returned my calls.
Reviewed June 14, 2007
On March 9, 2007, I went online to request a free quote through Geico. I tried to direct pay through my bank, but the money didn't go through. I then talked to Geico representative about 5 days later when I found out that it didn't go through, after they stated it did and then they tried to say that I owed money from a previous claim over a year ago. I didn't renew that previous policy and got them to clear that one up. I cancelled the current 5 day old policy and they still sent me a statement.
I again called and they finally cancelled the request for the policy. 3 months later, I have received a credit collections statement, stating that I owe Geico $36.16 for being covered by Geico for the month of March (this is because someone at Geico decided to state that I didn't cancel until the 29th of March), so now I have to pay $36.16 to their collections department in order to clear it off of my credit report. Why should I pay for coverage I never received?
Reviewed June 13, 2007
I was involved in a fender bender on private property in the parking lot and a lady backed up and hit me on my right rear panel doing an estimated $1717 in damages. I have a police report and in the report the lady stated that she did not see me and that she did hit me. Geico is unwilling to help fix my car and they are saying that it was 50/50.
Reviewed June 7, 2007
A couple of kids jumped in front of a car I borrowed from a friend, My girl friend was behind me in our vehicle. She rear ended me in the truck I borrowed. I was told by Geico, no problem we will cover the loss of the borrowed vehicle. I was told this four days in a row. On the fifth day I was told the claim was denied because of a clause in our policy. I still haven't seen this clause.
Reviewed June 3, 2007
My husband and I have been insured with GEICO for 10 years. We have not filed a claim nor have we had any accidents. Recently, my husband was on travel in Virginia and was cited for speeding. I was outraged to find that GEICO would not even give forgiveness for one ticket with 10 years of good driving. Our rates were immediately raised $200.00 dollars. This quite frankly is ** and I hate that I even stayed with this company this long. Already, even with the ticket, I have found lower rates than what we are now paying for 1 ticket in 10 years. I believe that you are all crooks and the BBB should be informed. I am appalled that no consideration was give for 10 ** years of payment that constantly paid for other reckless drivers and we were not even given any consideration on one ** ticket. Goodbye and good riddance. This company sucks.
Reviewed May 27, 2007
I have had GEICO auto insurance since 2003. For most of that time, I had them automatically deduct payments from my checking account. On Friday, May 25th, 2007, they made multiple withdrawals from my account, two went through and were processed by the credit union. The customer service agent said 'This was a problem with the Federal Reserve and not GEICO's problem. After explaining to her how it showed on their website that they made the over-withdrawals, she kept me on hold intermittently coming back on to tell me it will just be a few more minutes, FOR TWO STRAIGHT HOURS.
Reviewed May 24, 2007
I had a car accident on 4/28/07 in Beverly Hills California. A Honda Civic pulled in front of me as I drove down the street and t-boned it in my Porsche Boxster. Even though it was obviously his fault (the police report even said so) he denied responsibility so his insurance company (USAA) told me I would either have to go through my insurance (Geico) or wait the 1-2 months for the investigation to complete. Of course I chose the latter.
I bought the car 5 months ago for $34,000 and added a $7,000 bodykit and had Geico insure my aftermarket items (they charged me for it). The Geico adjuster offered me $31,000. When I challenged the adjuster's offer, he told me that the bodykit only offered a $850 increase in the resell value. He simply could not understand that I didn't insure my car for resell, but REPLACEMENT in case of an accident, which I thought was the purpose of car insurance in the first place.
Luckily for me it only took 24 hours for them to correct the amount I was owed, $39k. I was told I needed to contact Geico in Georgia to receive my check. They told me that since I was in a rush and I owned the Boxster I could simply go to my adjuster and exchange my car's title for the check. I called Jason and he said he didn't have checks. Geico Georgia told me that I could overnight my title to them and have a check overnighted back. I paid the $20 and overnighted my title to Geico Georgia.
Reviewed May 21, 2007
Geico will not process my claim, they say I must go through my own insurance company. Geico client at fault. Geico client has $10K in property damage insurance which should cover my claim.
Reviewed May 4, 2007
In December, my husband was in an accident and his pick-up truck was badly damaged. He was in Mass so Geico sent an adjuster to look at the vehicle and the adjuster said not too bad, so we had the vehicle towed to a GMC dealer in NH. Note the GMC dealer was a Geico preferred repair shop.
The GMC dealer refused to fix the vehicle saying it was a total loss. Geico on the other hand said it's not a total loss. We had rental, but that is long since gone. We paid 2000 dollars for a cheap vehicle just to get to work and back in the meantime.
Geico found us another shop to fix the car and we finally got it back last month. However, it is horrible. The seatbelts don't work. The doors don't close right and it looks like a crab driving sideways down the road.
According to a third party that we had evaluate the car, it wouldn't even pass inspection in most states. It was a brand new truck only a couple of months old now we have to get rid of it and find some way to pay for it.
Reviewed March 9, 2007
Geico has an internet payment system which I have used before without a problem. However on my last payment I had to use my fiancés bank account to make my payment. I entered his banking information into the system, and thought that was the end of that then MY bank account became overdraw $240.00. I called Geico to find out why they took the money out of my account instead of the account which I designated.
They state they do show his name but not the account number, stating that I entered the same account #. That’s impossible because just like most people I do not know my bank account info by heart, but had to read my fiancés account number off of a check to enter it into the system.
Reviewed Feb. 26, 2007
I had accident on 2/12, as of 2/26 have not been able to have the claim closed. I have to call every 2-3 days to get extension on rental car. Have been told by two people that vehicle is a total lost, yet no official notice of such, therefore no payment. Very frustrating. Twice I have been told they would return my call by shortly, but didn't than of course they are out of the office.
Reviewed Sept. 2, 2006
Can GEICO change my rates during an 'existing' policy time? Despite 28 years of little or no accidents, tickets, etc., the past three years have been very bad for me. I've had one accident (weather related) where my car was repaired, I've had one speeding ticket and finally I was in an accident in April where my car was totaled and I have been on disability for a broken ankle since. The last renewal statement (mine is quarterly) was to run through and include September. All of a sudden I got a notice that due to my accident, my rates would go up not only in October (my 'normal' renewal time), but I would be responsible for paying an increased automent for August (already paid for) and September would also be charged at the new rate.
My payments went from $113.64 paid in August a month to $517.50 a month due Sept. 1st. The quarterly renewal starts in October and continues with the new $517.40 a month rate. Can they do this-charge a new rate before the renewal starts? That doesn't seem right. Twenty-eight years with a company with few claims or tickets and all of a sudden, because of just a bad streak of luck-they up an change my rates in the MIDDLE of a policy quarter?
Reviewed July 16, 2006
I got my policy with geico in Jan of 06, I paid policy up for six months and thought everything was fine. In May I accidently backed into a parked car and had to file a claim to cover the damage to the other person's car but found out that Geico had canceled my policy because of an unpaid bill for $74.98. They told me that they could not find proof that I have had my drivers license for at least three years and my premium went up 74.98. I showed them that I have had my license for over 10 years and that I had never received a bill or a notice of cancellation so they fixed the charges and reinstated my policy. But they still refused to pay for the damages from the accident because the policy was canceled even tho it was their mistake! Two months later they again canceled my policy without sending me a bill or notice!
Reviewed April 30, 2006
I let my insurance lapse because I switched to another insurance company. Geico cancelled my policy, as they should due to non payment. They then started sending bills for policy premiums that are not due and then letters threatening to ruin my credit if I do not pay. It has since been given to a collection agency that constantly harrases me and my family.
Reviewed April 1, 2006
I had a tenant that was renting a room from me. I used his checking account one time to pay my insurance and without my permission they added him to my policy. And now they won't remove him. Since when do landlords have to pay insurance for their tenants?
They want proof of his insurance but I don't think he has any. He doesn't live here anymore, he lives in Vermont and I don't know how to get ahold of him.
Reviewed Feb. 27, 2006
I have been covered by GEICO automobile insurance since 1996 and have never had an accident or filed an insurance claim in my life.
I was caught in a hail storm and after the storm passed my passenger and I inspected the car. There were dozens of chips in the paint down to the primer all over the car, with the hood suffering the most. Fortunately there did not seem to be any dents, just the chips.
I contacted GEICO and started the claims process. I was able to provide a copy of the NWS's severe thunderstorm warning and the local storm reports from emergency management offices regarding large hail. GEICO interviewed me on the phone, and also interviewed my passenger to verify my account, then scheduled me to see an adjuster.
The adjuster looked at my car for 10 seconds and said the chips could not possibly be hail damage and the only way to repair it would be to file a separate claim for each panel of the car. I have a $500 deductible, and the only panel that would cost more than $500 to fix would be the hood at $641.
He advised me to either drop the claim completely, or to just file a claim on the hood to save the $141. He said I could also request a bottle of the mixed paint to manually touch-up the other panels of the car!
I find it incredible that he would just dismiss my claim immediately, even though I had weather reports, a witness to verifie the same information I told them.
I do not feel this is a problem with GEICO as a whole, only with that one adjuster I dealt with.
Reviewed Feb. 17, 2006
I asked the sales representative for an automobile quote for one vehicle. Then asked for another quote adding one more vehicle on the same policy. The second quote was needed if I purchased a new vehicle (contingent on the amount of the increased insurance) and my budget.
When I received the verbal quotation for two vehicles, I declined the coverage to include the new vehicle stating that I could not afford the premium and to just sell me the original quote for the one vehicle since my financial budget could not support two vehicles.
The sales representative stated that she was not going to sell me insurance for the one vehicle because she thought I was going to buy the second vehicle anyway!
I explained that that was not the case, but she refused to sell me the insurance in a VERY UN-PROFESSIONAL manner by implying I was not truthful. She refused to connect me to her supervisor.
I ended the call by stating I was not satisfied with her service and that I would take the case to another level by reporting to a consumer reporting agency and sending a major complaint to Geico Executive Management.
Reviewed Feb. 14, 2006
I called Geico 1/20/06 to get a quote to reinstate my insurance because I found out that they canceled my policy and didn't tell me about it. The quote they gave me was to high for me to pay on my own, so my mom agreed to put me on her policy. They called my mom on a conference call because they needed permission from her to add me and my car.
Unfortunately the guy we spoke to didn't add my car, only added me as a driver. I found this out 10 days later when I got into an accident and my lawyer needed the declaration page for my lawsuit.
I quickly added my car to the policy and called back the next day to speak to a manager. I was transferred from person to person but never got my issue resolved. Now I'm stuck with a broken back and car that doesn't run because GEICO made a mistake and didn't add my car.
Reviewed Jan. 6, 2006
Today I received a 2nd letter from ACA International credit collection service, who, on behalf of Geico, continues to try to collect money from me.
I moved to MA months ago. Since Geico has no service in MA, and my policy was expiring I notified them about the move. They told us: "Please be advised that you will have 10 days of coverage to find insurance elsewhere. Once the 10 days passes your policy will be cancelled automatically...".
I thought, that works for me and insured my cars with another company. Then Geico sends me a bill stating that they automatically extened my coverage for another 2 months.
I refused to pay and after several rounds of email exchanges they finally agreed that I did not owe them anything. The problem seemed solved until I received a collect notice.
Reviewed Dec. 11, 2005
About 2-3 months ago, I called GEICO to cancel my car insurance. I informed the rep that I sold my car to my father and was shipping it to Puerto Rico via boat.
The rep informed me that the insurance could not be cancelled until the plates were returned, but that the plates needed to be on the car until it arrived in Puerto Rico and was registered. It took awhile to get my plates back, but I went to the NY DMV today and returned the plates. I received a green receipt in exchange. When I called Geico to ask what the next step should be, the rep told me that I did not need to keep the plates on the car until it got to Puerto Rico.
I was shocked! I explained to him that I was told by the previous rep that I had to ship the car with the plates. I specifically asked about this several times before I sent the car! I had to pay hundreds of dollars in insurance becasue of GEICO's mistake.
Reviewed Sept. 19, 2005
I have tried on several occasions to resolve a discrepancy with the rates that I have been paying to GEICO. I have been given the run around for about 8 months now.
I move to Maryland in July of 2003 from NY. Since then, GEICO has been charging me NY rated. I have provided so much documentation (pay stubs, proof of residency, government clearance forms, tax forms, bills, etc) and STILL nothing has been done. I sent these documentd by fax and have received documentation that it was received every time.
I am truly dissatisfied with the way GEICO does business.
Reviewed Sept. 14, 2005
I contacted Geico by phone to get a home insurance estimate. I was informed by the customer service agent that Geico does not assist home owners with insurance if they have certain breeds of dogs.
My family and I have an 11-year old, extremely kind and docile, American Staffordshire Terrier - otherwise known as a pitbull. I was stunned to find out that they would not offer me home insurance based on this fact.
I find it to be extremely discriminatory and based on unfounded evidence.
GEICO Company Information
- Company Name:
- GEICO
- Website:
- www.geico.com
