Farm Bureau Auto Insurance

Farm Bureau Auto Insurance Reviews

About Farm Bureau Auto Insurance

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Farm Bureau Financial Services provides several types of auto and property insurances. The company offers low rates and discounts for bundled coverage, and policyholders can select from and customize various full coverage plans. Farm Bureau writes auto insurance policies in 10 states.

Pros
  • Bundle discounts
  • Highly rated customer service
  • Low rates
Cons
  • Limited discounts
  • Available only in 10 states

Farm Bureau Auto Insurance Reviews

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    Page 3 Reviews 40 - 240
    Price

    Reviewed March 17, 2019

    Asked for a Quote and This Fraudulent Company ran a hard inquiry on our credit WITHOUT OUR APPROVAL. When we contacted them they used every excuse in the book. NO OTHER insurance company has run a hard inquiry on our credit for simply providing a quote. We have used GEICO and USAA for many years and have received many quotes and NEVER HAS A HARD INQUIRY been MADE for a simply QUOTE!! This organization is a FRAUD and the FTC needs to fine them for SHADY PRACTICES. We now have to dispute the hard inquiry with Experian, Equifax and Transunion since WE DID NOT GIVE our PERMISSION for a hard inquiry for a auto insurance QUOTE!!!

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    Customer ServiceCoverageStaff

    Reviewed Feb. 23, 2019

    I have been with Farm Bureau for over 25 years. I have been set up on automatic draft since 2012. I will admit I have not paid close attention to my bank statements. I have seen charges come out for Farm Bureau and not thought much about it because I have an account with them for Auto and Home Owners. This past December, I noticed an increased charge of $155 come out of my account in addition to two other Farm Bureau Charges. This did not match any statements that I have received. It caused me to go to my bank and pull a history of my bank statements.

    We found that they have been pulling unauthorized drafts out of my bank since Nov. 2012. When I went to their office to confront them, they said that would not happen without a signed consent form. They researched it and did admit that they are not able to locate this form, that it does not seem to exist. It turns out that the extra charges were applied to my adult son's account who I had no idea even had insurance with Farm Bureau.

    My son is an adult with his own children and who pays his own bills without help from me. He does happen to share the same middle name as me and that is the only connection I can figure as to how a mistake may have been made to have this charge come out of my account. The response I have gotten from Farm Bureau is "ooops, work it out with your son. We can't help you." They have taken over $6000 from my account without authorization and have no intention to rectify the situation. Very disappointing and frustrating.

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    Customer ServiceStaff

    Reviewed Feb. 23, 2019

    As my experience with Farm Bureau. Not too good. Just like Kim from Utica, Mi. I have been having issues getting paid for lost wages. I haven’t worked for almost two months now. I work for a “mom & pop” business so I don’t get short disability or any benefits. However because I live in a no-fault state. We can receive medical and lost wages benefits thru the insurance. I too filled out all my paperwork CORRECTLY. Made copies. Thank GOD! Talked to my place employment. Everything was legit. Mailed express put a tracking on it. Farm Bureau received the mail in the morning two days later. Granted I am not the only person has been car accident and injured. So, waited a week. Called the adjuster. She has not received it. Really! So, she had me email the paperwork. Then tells me she is going on vacation.

    So, another week went by. Now it’s three weeks. Called several times, at the time she was back from vacation. No call back. Called the next day. Only for her to tell me that she needs to verify the info! Really!! That she was waiting for my authorization. Well if that was the case. Why couldn’t she just send the paperwork in the first place or recorded our conversation. So, Now it will probably be another two weeks that I might see a check. What the hell?!?

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    Claims HandlingCoverageStaff

    Reviewed Feb. 3, 2019

    Storms reported in our area in TN. Other neighbors were being taken care of by their insurance companies and agents within a timely manner. My lovely insurance company denied my claim on home and RV as water was pouring in thru both of the ceilings. I had to use buckets to catch the water to prevent further damage to inside of our house.

    Farm Bureau denied our claim!! So my husband who is not a licensed contractor made unlicensed repairs to our roof and RV roof. He had to miss work to fix these issues. Thanks for always collecting our premiums every month and not providing service for what you advertise. Time to change insurance!!! Advertise you provide coverage, take premiums from customers and deny my 2 very serious claims. You take my money and then didn't follow thru with your service. Thanks Farm Bureau. Pretty stressful and sad when everyone in my neighbor got their claims completed and my house is sitting here deteriorating with a build up of issues that never gotten taken of. Shame on you.

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    Staff

    Reviewed Jan. 31, 2019

    I need someone help me out to complain one agent that he came to my house for inspection and he was nasty. Got in my house with his shoes. His name is Clinton ** at TN State Murfreesboro. Zip code 37128. He was so racist with me. He reported me very bad. Therefor they told me we gonna terminate your policy soon and you need to shop for another insurance company. Yes they got big this company and kicking people don’t like. Anyway I got another insurance company fast. Am going to kick them before they does. My concern is I need someone to help me how to complain about that racist agent that tread me bad. Thanks.

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 29, 2019

    I'm writing this review not out of spite but to warn others. So they don't go through what I went through in the last year and a half. I have never dealt with such incompetence in my 30 years of owning car insurance. They would cancel our policy with no warning even after paying monthly bill, only to have to restart and pay more out of pocket. This happened 3 times. I was lied to to get is started. Once I was on it, everything changed. I got the insurance because it was not expensive, I was offered insurance by another company, but because I was "loyal" and promised to the Farm Bureau representative and I talked to them first, I chose them. Even when I got dropped, they themselves didn't even know why it happened. As I said, in 30 years of owning insurance, I have never dealt with issues like I have with these people.

    Recently, my child was in an accident, he was hit by a semi. He was out of work for a month. TO be able to live in Michigan, we have had to combine our money to survive and afford it. So going without his paycheck for a month, was hard. SO when it happened I went straight to the insurance to get every piece of paperwork I had to have. Filled it out correctly and in detail, got everything they asked me to get. Faxed it to them, which it leaves all the information such as the time it was faxed, the day and who received it.

    Dealing with this, I had to deal with 5 different claims Rep for the same exact issue. When I would call they would say it wasn't going through them anymore and it was going through a different person. They jerked me around for weeks. There was another person in the accident in the car with my son. He is still trying to get compensated for all his bills and such. It has been 6 months. When he tries to get in touch with him, they don't believe he doesn't own a car, and that he has never had car insurance, and they refuse to help him unless he fills out a bunch of paperwork.

    The hospital has been bothering him for their money. He said "Fine, send me the paperwork" and they still haven't. They were suppose to compensate my son, for the month he was off work. It wasn't until he was back to works, and a few weeks more of me trying to get his money, finally the person told me I didn't send the paperwork they needed to do so. Which in turn, I pulled out my copy of the fax I sent they had EVERY bit of info needed to prove I sent it, which they said I didn't receive. Which I told them I was willing to sue as I had two lawyers at hand willing to help.

    The very next day I got a phone call saying that Friday my son would have his money. So basically, we were jerked around for weeks for no reason. We were late on our bills. We had to eat ramen just to get by. I apologize if any of this seems jumbled, I just had to deal with another issue with them. I paid two weeks ago my rental insurance through them, being now a week before it's even due. I just signed on to get some info, and once again, it's gone. Even if you have to pay more money, it is well worth it not to go through these people. This is only half of what has happened. That is all I got to say, besides I'm switching today to Progressive.

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    Customer Service

    Reviewed Nov. 21, 2018

    Worst insurance company I’ve ever dealt with. Someone rear ended me, got a ticket. Farm Bureau said they would cover everything and I ended up with a $400 rental car bill after using the body shop THEY recommended because the work took so long. The adjuster would never return my calls and I wondered if he even worked there anymore. Very stressful!

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    Customer ServiceCoverage

    Reviewed Oct. 29, 2018

    The customer service at Farm Bureau Auto Insurance is wonderful. Anytime I have had questions, they have the answers. The coverage is great and the premiums are a lot less than any other insurance company quoted us.

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 28, 2018

    I've been a long-time member of Farm Bureau, and have had a good overall experience with them. We have been friends with our agent for over 30 years, and every customer service interaction has been very satisfactory. I'm not entirely satisfied with the rates, as we've had only a couple of claims, and they were very small. Despite this, my rates don't go down. In addition, the value given to my pickup during some recent hail damage was not satisfactory. Our car's damage was done fairly. There was no incentive to fix our own damage after a lightning strike, and we ended up costing ourselves money, despite saving the insurance company a significant amount of money on the claim.

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    CoverageStaff

    Reviewed Oct. 21, 2018

    I had Farm Bureau on my autos, camper and home for 28 years. Never had an issue until here recently when they dropped me out of the blue for trying to add my boyfriend as a driver. I was told that their "All or Nothing" rule says that everyone at my address who has a driver’s license has to be on my policy even if they do not drive my vehicles. They also told me that even with my full coverage policy, I could not let anyone drive my vehicles unless I was with them or they would not pay in the case of an accident. I found out by accident that they had dropped me and I ended up calling them to find out why. They said that because my boyfriend uses my address (even though he doesn't live here yet) and he has a driver’s license was the reason they were terminating my policy. I was given 30 days to get new coverage. I would have never thought they would do me that way after all of the years paying them and being a faithful customer. Very poor business ethics!

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    Claims Handling

    Reviewed Oct. 19, 2018

    My insurance company is pretty good. They do not ding you if you have an accident that isn't your fault. They also don't tend to raise rates often. I have had them for years and even with a claim they were great to me.

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    Reviewed Oct. 11, 2018

    Hands down worst experience of my life. Too traumatic to really go into detail. But when you are watching everything you have spent your entire life working for and your loved ones burn in a house fire, the last thing you want to hear from Farm Bureau is "I'm eating. The office will be open later". Things only got worse from there. Tell everyone that you love to stay away from Farm Bureau.

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    Claims HandlingCoverageStaff

    Reviewed Oct. 7, 2018

    What good reason could a local insurance company like Farm Bureau Insurance have for refusing to provide coverage for damage from a catastrophic hail storm? Why did all of the 112 units in our Town Home community except ours receive full coverage? As a single woman caring for a chronically ill daughter, our house and home is very important to us and we were dismayed to find that we were singled out as the only family not receiving full coverage for this unexpected natural disaster, especially as other larger and reputable insurance companies like Traveler's and American Family Insurance provided full coverage for the entire community.

    By falsely processing our claim as a deductible rather than an 'Individual Lot Assessment' (the letter from our HOA clearly stated this was an 'Individual Lot Assessment’) we received only $1,000 instead of the up to $10,000 we were promised by our policy. We can only imagine that the reason behind this is that is must be easy to take advantage of a single woman who has never filed an insurance claim with this company before.

    Since this is the first claim I have tried to file, I do not actually know if Farm Bureau Insurance is a fraudulent company, because my many monthly payments have given me no actual return on 'investment'. My HOA rep actually called this situation 'shameful', and I am disappointed to even need to write a review about this sad situation, especially after speaking personally with the Vice President of this poorly run company. Be very careful of being taken advantage of by companies like Farm Bureau Insurance, especially if you are a single woman. Needless to say I am now with a reputable insurance company and have reported this situation to DORA.

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    Claims Handling

    Reviewed Oct. 1, 2018

    After 20+ years with Allstate we thought we would try someone new so we went with Farm Bureau because they were more affordable. With only ONE claim on our policy we are dropped because our dog - who was tied up - bit someone! If we get rid of the dog they will allow us to maintain our policy... Who does that? I will never use them again. We have to pay more for Allstate but I guess you get what you pay for.

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 29, 2018

    I have home and auto insurance with Farm Bureau in Prentiss county. I recently had to file a claim due to a storm. A limb went through my roof. I called my agent Glenn and as always he was very nice and helpful and put me at ease. I had never had to file a claim. The adjuster came out with in the next day or two. He also assured me it would be taken care of promptly and it was. I received a check soon after. I chose the contractor and had a new roof within the next week. I couldn't ask for more friendly and a genuine group of people to handle my affairs when something like this happens. I would recommend Farm Bureau to any and everyone!!

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    Coverage

    Reviewed Sept. 20, 2018

    Filed a claim for wind damage to the roof. Adjustor and her supervisor gave us the constant runaround. We were accused of lying and manually removing shingles off the garage. We were told the roof would not be covered because it wasn't done properly even though we had an inspection 2 years prior to insure the house. This company will do and say anything to get out of covering anything under the policy. No point in paying them for Homeowner's Insurance.

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    Customer Service

    Reviewed Sept. 12, 2018

    A customer of yours hit my vehicle while my vehicle was parked. Your customer called me to state that she would repair my vehicle because she does not want the insurance to go up. There was no police report because your customer agreed to fix the damage that her son did to my car. Your customer agreed to arrange a rental car for my son to use while his car is being worked on. Later your customer texted my son that she would rather use her insurance to settle the damage since that was part of what she is paying car insurance for.

    Donna ** was assigned to be the adjuster for my vehicle. Donna ** spoke with me stating that I should get a quote and take pictures and email to her, and find a body shop to take my vehicle in for repair. We got everything she asked us to get and emailed to her, made an appointment with the body shop, called Donna ** to arrange a rental vehicle like she promised, but she has not responded since the last week in August that we got estimate. I have called and left Donna ** messages, but she has not called me back as of today. No one should be treated and ignored like this knowing that the fault was your customer's son and not my son's. I need urgent attention to this matter.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Aug. 11, 2018

    An insured of Farm Bureau rear ended me & I swear this has been the worst week ever. He received a ticket for driving too close & his big truck was damaged as well. The man handling the claim, Alvin, is the most unconcerned, rude, passive, cold hearted, mean individual I have ever had to do business with. 5 days has passed & Alvin says he still haven’t talked with his insured about the accident. I find that very hard to believe because his truck was wrecked as well. It was driveable & he didn’t wanna move it. He got it towed to wherever. And he was upset he received a ticket.

    Do that sound like someone who will let 5 days pass from the accident without calling his insurance company. All I ask Alvin about is repairing my vehicle & getting me a rental & all he can say is, "We are not paying you nothing" until I talk to my insured. I never said nothing about paying me. All I want is my vehicle repaired & a rental car so I can get to my 2 jobs. But for whatever reason Alvin shows no remorse for the inconvenience that his precious insured has caused me.

    All he can tell me is go through my own insurance & pay the deductible. Which is not fair or right to me at all so I will not be doing that. Farm Bureau has poor representation & inconsiderate people working for them. It’s a shame I have to now go on every site I can to let everyone know how rude these people are. Alvin need to be mindful of the way he speak to me cause he can easily be in my shoes one day & I know he wouldn’t appreciate being talked to so bad when you are going through something like this & at the hands of someone else. I have had dealt with other insurance companies with accidents & I have never experienced nothing to this magnitude. Whether it was my insurance company or the person who caused damage to my vehicle. Farm Bureau has the worst customer service.

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    Customer ServiceStaff

    Reviewed July 23, 2018

    They are not quick to cancel and handle all my Insurance, Home and vehicles. And I feel that the rate hikes every year are too high especially since we have such a good record. They sent a letter that I did not appreciate last year saying that our deductibles were going up and when I called about it they said I had no say so and it was not up for discussion. Very rude and I did not like that they came and took photos of my home (outside) and property and I had no say so. They have had losses and said they are trying to recoup. I do not have good options in this small town as to switching so I guess they are as good as it gets here. Been with them 18 years and the people in the offices (customer service) are very nice. It's the company's attitude and their adjusters (some of the Agents) that tend to be rude.

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    Claims HandlingCoverageStaff

    Reviewed July 21, 2018

    I was t-boned by distracted driver who ran red light nearly two years ago and still in midst of mess due to Farm Bureau not paying medical bill beginning with ambulance. Nine months later received notification Medicare was paying bills. Now Medicare is looking for reimbursement and amount is at $10,000 plus. Have lawyer who informed me that due to MI no fault insurance if auto carrier gets away with NOT paying bills til one year anniversary date, I would be responsible for ALL medical bills. Had to start lawsuit against my own insurance, Farm Bureau, to force them to do the right thing and pay bills.

    Although they paid most of them, finding Medicare has changed my primary carrier to be Farm Bureau and for any doctor visits, therapy and medical procedures even not related to the accident are being rejected by Medicare. Pay high premium for Medigap policy in conjunction with Medicare but does not cover if claim rejected by Medicare. This whole mess could have been avoided if Farm Bureau had done the right thing to begin with and what I paid premium for in unfortunate event of accident. I recommend everyone avoid Farm Bureau for auto insurance.

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    Customer Service

    Reviewed July 9, 2018

    Disgusting company that never returns your calls. It's been 2 weeks since they said they would mail me a check for damages their customer did to my car when they backed up into the front of my car in a parking lot.

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    Customer ServiceStaff

    Reviewed July 5, 2018

    I realize that they have many clients, however, I’ve been with them for years and pay my premiums semi-annual. Called Erica a week ago to add a vehicle to my policy only to find out I’ve not had insurance since April. Her response is she tried to call. I’m having phone records pulled to verify she did such but regardless when we have been in business together for the length of time and she knows my wife and I travel constantly as well as have several small businesses you would think courtesy would have been to reach out more thoroughly.

    Furthermore I’d like to thank her for my lapse and increase in my liability insurance from $250 every six months to a now $850 every six months. Completely unacceptable. I don’t care about the policy of Farm Bureau. I care that my insurance agent after all these years didn’t have the courtesy to reach out more thoroughly and get ahold of my wife or myself to make sure that our insurance didn’t relapse. Thank you Erica. Do NOT recommend this company at all.

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    Claims HandlingStaff

    Reviewed June 14, 2018

    I like the speed in getting claims resolved and in adding a new auto. Also so helpful, both agent and his office staff. I contacted the claims dept, someone came out, told me what they would be paying and I got a check within 5 days. I have had Florida Farm Bureau since 1986 and they are the best.

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    Price

    Reviewed June 1, 2018

    I've had no issues or problems whatsoever with Farm Bureau. Love it for sure. They have affordable rates, not a long line to wait. Fast and quick to get a vehicle added or removed off policy. The only thing I dislike is they do not offer commercial policies.

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    Claims HandlingCoveragePrice

    Reviewed May 31, 2018

    It was local and was the best over all price. They bundled my auto and home together. They offered either monthly, semi-monthly or yearly payments also. However the membership fee does not really cover many different offers. It is mainly a very small discount on products that you would not normally purchase all the time. Over all, Texas Farm Bureau Insurance has been a very good insurance company. I have only had to make one small claim, but they were there for me during the hurricanes.

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    Reviewed May 30, 2018

    My family has always used Farm Bureau. They are locally available and we can also bundle them. While they do a good job, your rates go up for minor fender benders. And although Farm Bureau gives a discount for safe driving, 1 minor fender bender and you are not eligible for the discount for another 3-5 years. That is ridiculous. Also, I wish that you could pay through a complete year with Farm Bureau. I would like to pay in January not December. Also, they could be cheaper.

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    Customer ServicePriceStaff

    Reviewed May 27, 2018

    The prices are wonderful and competitive. They are the cheapest around town and it don't break my budget and I have two vehicles and additional insurance with them. Also, wonderful customer service. Always ready to greet me with a smile and answer all my questions. They don't make me feel silly when I have a question. They are not only respectful towards me but they also understand the fact that we work hard for our money so they help find the best rate. So their competitiveness was awesome.

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    CoveragePriceStaff

    Reviewed May 26, 2018

    I have Kentucky Farm Bureau Insurance. It is the cheapest insurance I have found yet. I have used Progressive and they charged me almost double what I currently pay. I like the fact that it is a small local company and the fact that it is cheaper. The office is very warm and inviting. Always clean and smells nice just like being at home. I also know when I go into pay my bill the girls there are always kind. They explain each policy and what it covers with reasonable rates and small start up fees. And every year they have a customer appreciation day for families.

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    Customer ServiceClaims HandlingPrice

    Reviewed May 25, 2018

    It is easy to file a claim and getting the payment is easy as well at Farm Bureau Auto Insurance. Takes no time. The Shelby branch is awesome customer service but the prices could be a lot better. And paying a 25.00 fee each year and I get nothing in return for that fee. I do not own a farm so the fee they charge I get nothing from it.

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    Claims Handling

    Reviewed May 24, 2018

    Farm Bureau is a large, trustworthy company. We have been with them for 15 yrs. Their rates were lower than our previous company we had been with for 25+ years. Rates stay about the same without regular increases. Also, discounts for good driving record and for multiple coverages for homeowners and health. Very workable with repairs and lots of choices to get repairs. I have excellent experience filing a claim and they have immediate response to getting repair. Very pleased.

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    PriceStaff

    Reviewed May 20, 2018

    I have Farm Bureau insurance and I have my homeowners insurance with them also. My agent is so good to me and is really awesome. He make sure I have the rates I can afford due to the health conditions of my husband and I. He has given me the best price ever. He always is very personable with me and just one of the best agents I could ever find. If I could afford it I would like to have lower deductibles.

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    CoverageStaff

    Reviewed May 19, 2018

    Filing process itself is easy later held against you. Had to have a couple of windshields replaced. Later at renewal was forced to put 0 deductible comprehensive to $500 deductible or threatened to drop coverage. Was told by agent it would be for 6 months. After 6 months was up same agent then said underwriting told him 1 yr. After year was up agent’s assistant told me that it was set up for 3 years and they would not change it. Also was in an accident that was not my fault. Other driver was charged but I was injured and he had no bodily injury coverage. Was advised by my NCFBINS agent that I needed to file an uninsured/underinsured motorist claim for my medical bills to be paid. I did but they never paid my bills. After a full year, my medical insurance finally paid my dr/hospital bill. NCFBINS used it against me threatening to drop my insurance if I didn’t raise my comprehensive deductible from 0 to $500.

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    CoverageStaff

    Reviewed May 18, 2018

    I like to do my business local whenever possible. Online insurance may be for some people but not me. I want to be able to stop by and talk to my agent in person. I have Elite coverage but it doesn't replace my vehicle with a newer one just blue book value???? However my local agent is so helpful and for now I am satisfied and don't plan on going anywhere else in the near future.

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    Claims HandlingStaff

    Reviewed May 17, 2018

    Over the course of our years with Farm Bureau, we have had many different insurance reps and they are always polite and helpful. Although we have not had many claims over the last 20 years with Farm Bureau, they have always treated us well and quickly when we have had one. In fact, we had a 2015 Corvette Stingray that we bought for our daughter in college in another state and it was damaged in a flood. They made it very easy despite the vehicle being in another state.

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    Customer ServiceClaims Handling

    Reviewed May 12, 2018

    Farm Bureau is a good insurance company and they have good customer service. Filing a claim was very simple and we were quickly sent a check to pay for the necessary repairs. They review claims and help with whatever is necessary for repairs. However, their rates are very high when compared with other companies but we have chosen to remain with them because the service is so much better.

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    Customer Service

    Reviewed May 11, 2018

    Farm Bureau Auto Insurance has pricey premiums but provide good customer service in a timely manner. I filed a claim after a car accident that was not my fault. Reimbursed me for the value of my car.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 4, 2018

    If I could give a negative rating I would. My wife was rear ended 12/1/2017 by a Farm Bureau customer. The accident pushed our car in to a bigger truck which then totaled the front end of my vehicle. Long story short my car was totaled. I lost my shirt on the transaction. Darin ** (agent) wouldn’t consider the the brand new tires, updated electronic system etc. Needless to say it took a considerable amount of money to get the same quality vehicle. The communication with the agent has been one sided totally. All done by me. The only time he would call is when I was considering settling.

    My wife and the passenger in the car had to go to the chiropractor for most of 4 months. They wouldn't cover the passenger's medical bills until she was done. Leaving her to cover them until settled. We had to claim on our insurance and have them go after the fees from Farm Bureau. Without a call, we received a very low offer for compensation with the wrong claim number on it and a different one on the passenger offer. I have now spent 5 months trying to get this solved. There should be compensation for the efforts on our part!! This company is terrible with communication. I’m seriously considering legal action if we don’t get a respectable offer in the next 5 days. THIS ACCIDENT WAS TOTALLY THEIR CLIENT'S FAULT. WHY ARE WE BEING TREATED THIS WAY.

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    Customer ServiceCoverageStaff

    Reviewed April 16, 2018

    Grant ** is the rudest person. NO CUSTOMER SERVICE! Their insured hit our truck.. he came to look at the truck and didn't even make contact with us when he come. We got a letter in the mail and a check for 1,700. I called to get an explanation of how it worked and he said "if I give you 190,00 for that 2013 would you be happy?" I said "Sure but that's not even realistic." He continued to tell me I wouldn't be happy no matter what he did... All I wanted to know was... you sent me a check for 1,700 where can I get my truck fixed for that amount? All the estimates got were for 2,500.00. He never gave me an answer! I have been in HR and office management for 30 years and I WOULD FIRE ANYONE WHO TALKED TO OUR CUSTOMERS THAT WAY.

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    Customer ServiceClaims Handling

    Reviewed April 1, 2018

    Did not have the option to rate -5 stars or I most certainly would have!! Would never recommend this company to anyone. Had a motorcycle stolen almost a year ago. They say they have up to 12 months to make a decision... Does not mean they have to or that they should. But they will. Waited 8 months only to find out they rejected the claim and we will get nothing. Out a motorcycle and money for a new one. Do not go with this company. Actually go anywhere else!! TERRIBLE at returning phone calls. But GREAT at communicating when it comes time to sending your bill. Absolutely ridiculous and a sorry excuse for an insurance company.

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    Customer ServiceClaims Handling

    Reviewed March 27, 2018

    Don't be fooled by the good ol boy commercials. You'll be good ol boyed to death by them! Terrible response time. Lack of knowledge when they do call you back just plain lack of compassion period! We pay a fee to be a MEMBER right? You would think this meant you were in a special group to be treated differently. Maybe a little better. That's the feeling you tell yourself when you pay that fee but... Wrong. 7 months since I made a claim and they tell me they'll call or email. They don't. No one EVER knows what's going on when I call. If you're reading this to decide if you want Farm Bureau Ins... Don't. There's a thing called THE MCKENZIE BIBLE. Look it up. They live and breathe what is in it. They are responsible to their stockholders period. We are 2nd... Maybe 3rd. Just because LEGALLY they can take up to a year to give you a decision on your claim. Doesn't make it RIGHT or mean that they should. But they will because they can.

    Save your member fee. Go online and find the cheapest insurance you can because in the end if you have a claim it's not gonna matter who your company is. It's a business period. An investment group who tilts the odds in their favor! Also... When they give you that 1 inch stack of papers at first... Read them very carefully before you sign them. They might be standard to them but it's anything but... And they WILL use it against you should you have to give a deposition and then those good ol boy commercials will turn into Law and Order!!

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    Customer ServiceCoverage

    Reviewed March 12, 2018

    We have been with this company for years. They require a annual membership of $25-$30 which is not a big deal in the scheme of things if they are a good company. However after years of being with them I found out today that they did not renew my auto insurance and really did a horrible job of communicating that to me. I paid my membership through my bank's bill pay in October. I received a letter stating that if I had not already paid my membership I needed to do so by the date my auto insurance would renew. I checked my account and saw I had already paid it so I felt I was good.

    Apparently, there was an issue with the bank payment being collected by the insurance company. They did not notify us to let us know that they were not renewing the auto insurance. When I did not get the new cards I looked online and saw they still had our homeowners listed but not the auto insurance. I called and they said since we did not pay our membership they did not renew the auto policy. Who does that. Loses a customer of $25 without a phone call??? If that is all the value they have for me as a customer, then I will no longer trust them with my house and automobiles. I wanted to leave a review so that anyone that might be considering them would be aware that what they say about caring for their customers was not true for us.

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    Reviewed March 10, 2018

    I canceled my policy with them due to the fact when I changed cars with them, they were still charging me with two policies instead of one. They said that because of their billing and the way my EFT was set up, that was the problem of not being able to cancel the one policy. A HORRIBLE COMPANY TO DO BUSINESS WITH.

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    Customer ServiceClaims Handling

    Reviewed Feb. 24, 2018

    Does not answer phones... does not call back..and does not have their clients' best interests... does not update policies as requested by clients, instead they cancel you when they have been negligent. Not answering the phone is A HORRIBLE WAY TO DO BUSINESS! Thanks for nothing after vultures destroyed my $10,000. new roof! Water destroyed my upstairs and KFB denied my claim!

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    Customer ServiceCoverage

    Reviewed Feb. 21, 2018

    I had a house fire and 9 months later still not resolved. They were ready to fix it right away but I didn't want to use the people they wanted me to use. My policy expired and they upped it over 1000. I was kinda stuck because who was going to insure My house being burned (so they thought). Claims Adjuster will not call back and they have a lawyer also which will not call back and all he does is stall and start their 30 Days over. I give them what they want but somehow they always find something that they need. If you're dealing with them in Michigan and you're having problems The state will help. If you're looking for insurance look some place that cares about people because they do not!!!!

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    Claims Handling

    Reviewed Feb. 19, 2018

    Farm Bureau Auto Insurance offers the best value for the money. Their rates are reasonable and they are always easy to get in touch with. They responded quickly when I needed to file a claim. I called my agent and he said to get a quote and let him know. I went to one shop. He took my estimate and I got paid quickly.

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    Coverage

    Reviewed Feb. 15, 2018

    Couldn't continue home insurance through them for a new house purchase because they couldn't get anyone over there to take pictures in a timely manner (even though I had an appraisal and a home inspection report with pictures). The pictures must be made by "their" camera. After I moved, my auto insurance premium increased mid policy. Evidently I moved to a "bigger" town. I understand that there are complex formulas that go into insurance premiums but to raise someone's premium during the middle of their policy seems ridiculous to me. Looks like it's time to start insurance shopping again.

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    Claims HandlingSales & MarketingPriceStaff

    Reviewed Feb. 11, 2018

    Met Farm Bureau in Indiana on a farm. Now Florida farm bureau. Been with them close to 40 years now and they're a great company! There aren't a lot of ads, just great prices and service. I picked up the phone and called them. Told them what happened. Rear-ended by a hit and run driver. They sincerely apologized to me, saying how sorry they were this had happened to me. I had to wait several hours for the police to come and fill out the report. I sent it to Farm Bureau and they did the rest. Paid my claim, got me a rental car, car got fixed at dealership...done! What could be better than a lifetime of perfect service?

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    CoveragePrice

    Reviewed Feb. 6, 2018

    **EVERYONE STAY AWAY FROM FARM BUREAU!!! I have been with them since I started driving. My car is in the shop for almost a week and the adjuster finally looked at my car yesterday!!! They were suppose to look at it the next day NOT 6 DAYS LATER!! They will not cover my damages saying they can or cannot determine the damages to my vehicle is related to the cause. I told them there are only 2 other causes. 1 a wreck (but we know this is not true because there is no outside damage) or 2. I took a crowbar and damaged my own radiator. He said, "Well the cost to fix it is less than your deductible." I said no. So far it's $882 and my deductible is $500.

    He said, "Well you shouldn't have taken it to the dealership!" And furthermore I am paying OUT OF POCKET for my rental car. They will not pay for a rental until the adjuster looks at the car. Remind you it took 6 days for them to look at it and I am home alone with 2 little kids and had to work for 4 days! Told them I have always recommended them, but now I will let everyone know how they really are and will be changing insurance companies!

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    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Jan. 2, 2018

    I had a claim when I was hit over a week ago and now no one at Farm Bureau is returning my calls. This is horrible customer service. No one seems to know what the other one is doing in regards to my claim and I am getting the run around. What a waste of my time. When I pay these high premiums monthly, I am paying for someone to take care of thing when an accident occurs! I will definitely be shopping for other insurance if they cannot help me in a timely manner.

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    Customer ServiceStaff

    Reviewed Nov. 4, 2017

    I chose this insurance with one factor being the agents office was local under a mile from my residence. Two auto policies and two homeowner policies. After having the insurance for a short time, I was informed that I was assigned a new agent in a different town. During the first upsell meetings they solicited to me, I traveled to this town at the convenience of the agents schedule. I traveled to the other town to see what it was about. I quickly learned that it was a life insurance situation and declined.

    It was not long before the agents assistant called to arrange another meeting at their office. I declined again and told them to make note not to contact me about this again. I also told her not to contact me by phone anymore as well. Several months later the agents assistant called again about the same thing. I sternly told her that I have declined it already and have no interest in receiving anymore solicitations about it. I then told her that if I was contacted again about the same thing, that I would cancel my policies with them. I then emailed the agent requesting to have me changed to someone local. She refused to do this. Several months later, again assistant calling same situation. I contacted the corporate office to have my agent and was told someone would contact me. Nobody contacted me. I have been lied to by this insurance agency and nobody seems to care about the customers. Terrible experience.

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    Verified purchase

    Reviewed Oct. 29, 2017

    I was recently hurt on my daddy's farm, his horse stepped on my foot and crushed it, 2 weeks in the med and 4 surgeries. My daddy has insurance with Farm Bureau, accidental that covers $105,000. However, I contacted them about my accident and they informed me that they were very sorry but because it was my daddy's farm they were not liable to pay. However, I am not crippled, a single mother with two children.

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    Coverage

    Reviewed Oct. 20, 2017

    My husband is was involved in a motorcycle accident and had Farm Bureau Insurance. He was overnight in intensive care. We are now being sent to collections because there are many bills not paid. Come to find out the insurance is exhausted, but the adjuster hasn't made an exhaustion letter to these people so our medical insurance will pay. We had no idea this needed to be done, and now we are in collections for all this debt. Not good!!!

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    Claims HandlingCoverageStaff

    Reviewed Sept. 26, 2017

    Had my insurance with Farm Bureau for over 20 years. The first time you have to file a claim they make a big issue out of it and is ready to drop you. What happen to all the premiums you've paid all those years? What's the point of having insurance if you can't use it in the time of need? Farm Bureau sucks! I'm no longer with these people.

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    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed Sept. 18, 2017

    I had car and homeowner insurance with Farm Bureau. This was the worst experience with an agent/insurance company that I ever had. I have had no tickets or accidents. My rate changed 3 times. I sold a car and they raised my rates $1200 a year. I was only pay $400 for the car premiums. When I asked they said it was because I went from 5 to 4 cars. I asked to have the policy reviewed about 6 weeks before it renewed. The agent said they could not review my policy until it renewed because of the way the system worked. I found a different insurance company that was significantly less. I tried to cancel and they said they could not cancel because we were within the 10 day period before the automatic payment.

    The agent also told me multiple times that they collected the first month plus a second month in case there were problems with the automatic payments. It took 3 tries to get my policy cancelled. When I cancelled they sent me a bill for a part month. When I called they said that they did not collect an additional payment. That it just the first month payment. The first month payment was double which cost me an addition $350 dollars. On my house it has been 6 weeks and I have still not got my refund on my house premium. All they will say is that it is being processed. I would never use them again. This was the worst insurance experience I have had.

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    Customer ServiceStaff

    Reviewed Aug. 25, 2017

    Auto accident I am the victim. She got the ticket rear ended me. 3/8/2017. Local Texas Farm Bureau insurance agent took 1.5 months to answer back my initial calls I made 3/9/2017, 3/15/2017 etc... They have yet 8/25/2017 to replace my car, pay for my medical, no rental car during this time and I am still making payments on my totaled car and insurance for that total car that I cannot drive. Agent and his supervisor very condescending in their communication style.

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    Customer ServiceCoverage

    Reviewed July 29, 2017

    Set up a new car insurance account with them, paid in full for 6 months upfront. Received a call 2 weeks later that they wanted me to also add home insurance to my policy. Told them it wasn't needed. Received a check canceling my policy... For half of what I paid them!!! They will rip you off, and won't be able to tell you why. Find another company if you can; I'd hate to see what would happen if someone has an accident with their coverage.

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    Staff

    Reviewed July 19, 2017

    Benjamin from the Farm Bureau Insurance in Columbia South Carolina is awesome. First off, farm bureau saved me 1200 dollars a year compared to what I was paying with Nationwide. Benjamin was very helpful with getting me my auto and renter's insurance. He also got me quotes and spoke with me about the different types of life insurance. He was very helpful and knowledgeable. I would recommend anyone to use them for any insurance needs they may have. They offer top notch service.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 10, 2017

    My car was totalled by their insured driver. He ran a red light and totaled my car. I have been arguing with claims agent Debra ** for four months for settlement for bodily injury. She is evasive and rude. They gave me money for car way below book value. They didn't request records from Urgent care. It took me three months to get paperwork. I am getting my records Monday and meeting with Debra on Tuesday. She said she will write the check then I won't accept a small amount. These people are crooks. Don't believe them!

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    Customer ServiceClaims HandlingCoverage

    Reviewed June 9, 2017

    I have been insured with Farm Bureau for over 20 years and they have always been good. I have a large policy that covers cars, home, livestock, farm equipment, etc. They respond quickly and always paid the claim. Also, they check in yearly to go over your policy and make sure it’s correct. They update, increase or remove things and that is very helpful.

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    Claims HandlingCoverageStaff

    Reviewed June 5, 2017

    I have been a member of Farm Bureau for many years and have always been please with how they have taken care of all my issues. I have had them for both my home and car insurance. I went with another company on my home and was very dissatisfied and went back. When I filed a claim, contact was made immediately. Agents were also courteous and answered all questions. The only thing I was unhappy about was when they took away some coverage on roofs of my homeowner’s warranty and if you want it you have to pay extra. But other than that I have been very pleased.

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    Customer ServiceCoverage

    Reviewed June 3, 2017

    I called and filed a claim via phone. I gave them the accident report number as this happened in Tennessee and did not have to obtain a copy of it myself for the claim. One day later I received a call from a claims adjuster and was told of a few body shops they recommended (one that I prefer to use was on the list). I was offered a rental card but did not need one. I took my car to the body shop and they sent the estimate to the insurance company. Once it was approved (almost immediately) the body shop had all of the repairs completed within 7 days. The insurance company issued payment directly to the body shop. It was a great, hassle-free way that everything was completed.

    I feel that the company's service is top-notch and goes above in giving great customer service with the plan I have. They are reliable, dependable, and very customer-friendly fulfilling all my expectations and more. I have had my auto insurance with this company for over 35 years as they have been reliable, dependable, customer-centric, and a very caring company. I will likely stay with this company for my auto coverage as long as I have a car and am able to drive. I truly trust them with all of my coverage needs.

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    Staff

    Reviewed June 2, 2017

    Farm Bureau is a good company for insurance purposes. I started off about 8 years ago and as a member they give a lot of incentive. My children are all grown now and buying their first car and adding them to my policy has been prices. But overall I like this company and I would refer them to families and friends.

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    Claims HandlingPriceStaff

    Reviewed May 31, 2017

    Great company as far as paying claims and rates. They are great to work with. However I hate the fact they charge a yearly fee to use them on top of our monthly rates. My husband had a small accident and filed a claim. It evidently was a secret and I never knew about it until I needed help with something else. They give us our insurance rate on each vehicle by who is the primary driver. So the cars I am primary on are always the cheapest rate. Love that!

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    Reviewed May 25, 2017

    Farm Bureau of NC is always prompt, on top of things and settles things in a short amount of time. Auto accident handled within 48 hours and I couldn't ask for anything more.

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    Customer ServiceStaff

    Reviewed April 22, 2017

    I had the bare min. car insurance with them for less than a year. Thought about paying $25 a year to be a member of which I was for about 8 years prior. Then stopped being a member. Long story short I took out car insurance with them until I shopped around and found something better. Well found it and my new agent even called them. They handed the amount they say I owe to a collection agency including the $25 member yearly fee, for a total of $57. As a past member of the Farm Bureau, I never received anything to warrant me to stay a member. I am really disappointed in this group. I live in Stewart County, GA. and my agent's name is Elizabeth. I did not receive one phone call from her, but to try to collect a membership fee through a collection agency? Is this legal? Stay away from this company. I am so glad I switched. I am sure it would be a nightmare if I did have a claim.

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    Coverage

    Reviewed April 8, 2017

    Farm Bureau is the worst company I have ever dealt with. They first screwed me on repairs to my home then I received a letter stating that they were dropping me. Then I find out that I have been paying them for full coverage on my car and come to find out they only have me as liability only. This company is **! DON'T GET INSURANCE WITH THIS COMPANY!

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    Customer ServiceStaff

    Reviewed March 24, 2017

    I was working with this company after their client did a hit and run on my vehicle. Their client's Agent (Dawn) was trying to discourage me through the process of sending info about that accident. Told me "even if, we receive your paperwork about what's wrong with your vehicle from the auto shop. That won't tell us anything." I asked "then why did you give me your fax and email to send it to?" Also told me she never got my information, "it might be in my spam folder. It takes up to 24hr for me to find it."

    She also gave me a confirmation # to receive a rental car and to pick up a vehicle at Enterprise. Which the next day she canceled and told me many times she was taking it away from me. Since someone from her company had to look at my vehicle 1st before I could have a rental. I asked "so why did you tell me to go to Enterprise to pick the rental up?" After that I asked for this agent last name. She would not give it to me and said "you don't need to know it. You have my number!" Unorganized, non-professional, complete liars.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed March 22, 2017

    The prices are okay but the service is terrible. My Agent never replied to a voice mail or email. About 75% of the time other people I would reach out to did. When we purchased a home no one would contact me back about setting up home insurance so we got a different insurance for that and eventually switched everything over. I finally got the life insurance canceled (cross my fingers) after the third attempt. I never had a claim in the 8 years we had them. So hard today how they would have handled a claim. I was in one auto accident but it was not my fault so the other car's insurance covered it all. I did put a phone call into Farm Bureau claim line then and was told the other company would take care of everything and didn't need to do anything with farm bureau.

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    CoverageStaff

    Reviewed Feb. 14, 2017

    As a customer with FB for over 25 years we have had problems with their old fashioned website for years. Often rejecting payments for no apparent reason! Because I didn't make sure I double checked their work. A payment didn't go through and no notice was sent out. They canceled our policy and refused to allow us to back pay for continuous coverage. Now we are being fined $1800 from our note holders on our vehicles. Our agent did not care nor did anyone in Waco. Why pay more to just be an impersonal number? Could never recommend to use this organization which is disheartening because we have been customers for so long!

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    Staff

    Reviewed Jan. 27, 2017

    Made a phone call to report a claim, and was contacted sometime after that to settle. I get prompt and courteous service. I was only expecting the auto repair but received more compensation for broken glasses, rental car, time involved, etc.

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 19, 2017

    One phone call to agent and everything taken cared of in a very timely manner. Been with Farm Bureau Auto Insurance for over 40 years and have yet to have any problem(s) with any claim that was filed.

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    Verified purchase
    Staff

    Reviewed Jan. 9, 2017

    I was hit by someone on a motorcycle. In my name he hit me. He was coming over a hill. I did not see him. He did not see me. The adjuster is blaming me for the accident that was not my fault. The one on the motorcycle could have gone around has he not been speeding or high on **!

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    Customer ServicePrice

    Reviewed Jan. 6, 2017

    We first started using them in 1999 with our house and our vehicles. Later we moved our vehicles to GEICO because the price was lower and better service. We kept her house at Farm Bureau. 2016 we were told that if we moved our vehicles back to them they would drop our house $1,000 a year. So even though we really like Geico we switched because going to save us $1,000 a year. This was in August. Now start of 2017 we get a bill in the mail and our car insurance is $2,000 per year and our house insurance is $1,000 more year.

    I try to work with them and they would not tell me why they raised it that much so we switch back to GEICO, everything including our house. When I call to switch back they lowered everything back down. But I had been trying to get them to lower it for 2 weeks on the phone. They lied to us to get us to switch everything. Once we switched everything then they tried to get more money than what we were paying before we switch. Would never ever go back to Farm Bureau.

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    Customer ServicePriceStaff

    Reviewed Jan. 5, 2017

    I got their car insurance by the dealer suggestion. They quoted me twenty dollars cheaper than they actually charged me and the agent said I must be mistaken on the quote (my dealer wrote it down in his paperwork fyi) - that's day one. Fast forward 1 month and 8 days, and they just charged me for 3 full months at once. I've been on the phone with them several times today, but they pass me off to other agents and tell me the agent is in a meeting (all day). My final call they said he will get back with me when he gets out of the "meeting" TOMORROW! I will be canceling just after I hear from him if he even returns my call this time. 25 years of driving ZERO accident or tickets in my lifetime and I'm set up for auto draft btw.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed Dec. 29, 2016

    Messed up my policy from start to finish. Right now I don't even have a clue what is going on with my policy!!! Because I can never get a call back or speak to whom I am suppose to, because he is never there or is too busy. Lol. Really!!! Too busy to deal with or help or talk to your client that is paying you. The client you told not to worry about anything, you will fix everything. But then you avoid!!! Please. I can't even go into detail about all the mistakes and problems. Because that would take me all day.

    To sum it up. What went right??? Would be easier, NOTHING!!! Then you cannot get anyone on the phone to discuss anything!!! To change or fix anything!!! The worst company, the worst Customer service, the worst everything!!! Do not ever use this company, Ever!!! They are a joke!!! You will be paying for insurance you don't even know if you have, and for things you are not supposed to be!!! On top of it all!!! AGAIN WARNING!!! DO NOT USE THIS COMPANY!!!

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    Claims HandlingStaff

    Reviewed Dec. 12, 2016

    Since I was out of state I called in and ask if in case of flood is my car protected with my policy? They said "no", I said "thanks glad to know". After 2 years I found out my question was treated as claim. Beware do not give your information to their agent or might as well don't use this insurance company at all. At the moment I am having a hard time finding for a better rate even though I do not have any ticket or any legit auto claim filed.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Nov. 29, 2016

    I was a client for almost 9 years with homeowners and vehicle insurance with Farm Bureau of NC, Buncombe County office. The only time I had an auto claim, my absolutely awful agent Robert ** managed to ignore my calls, call my neighbor's phone and leave personal information related to my claim on their answering machine (how did that even happen??? ), and also when I spoke to him, he said "hey little lady, maybe I should speak with your husband". No apologies for divulging personal information. Gross negligence. Robert ** should be fired. Anytime I had a question about my account.policy, he never had an answer and said he would call back... he never did. Avoid this company at all costs. I closed my accounts with them and got superior coverage for a lower price. Do not use Farm Bureau of NC!

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    Reviewed Nov. 10, 2016

    I just wanted to speak up for my mom. She had Blue Cross and Blue Shield Medical Insurance through Farm Bureau. While on this policy she develop colon problems. This was not considered pre-existing because it occurred while on this policy. Farm Bureau decided to switch everyone's policy to United Health Care WITHOUT telling them. Without giving them the option of going elsewhere for insurance if they wanted to stay on a Blue Cross Blue Shield plan.

    This may not seem significant to some, however my mother had to have extensive surgeries this past year, one including a colon dissection. Because Farm Bureau was deceitful and uncommunicative to their policy holders, my mom now has to be 100% of her surgery because now the colon problems are PRE-EXISTING with United Healthcare! This surgery is costing her $100,000 out of pocket. She doesn't have that kind of money. All because Farm Bureau changed her policy without her knowledge.

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    Customer ServiceCoverageSales & MarketingStaff

    Reviewed Oct. 7, 2016

    When calling my agent of 39 years this week to make the payments on auto and renters policies, I was informed that my auto insurance had been cancelled two months previously. I provided proof that I had indeed made payments 20 days earlier and that the agent had said NOTHING about cancellation and was informed that they had not accepted the auto payment - without informing me of that!

    The agent said she realized the staff member I had talked to was at fault, but there was nothing to be done OTHER than I MIGHT be reinstated only on AutoPay and at a higher rate and that many of their 'long term customers' had also been cancelled. It is an AutoPay scam folks. Once you are cancelled, it is extremely difficult to find another policy and it will be at a much higher rate. Forget remediation from Waco; there is no such thing as Customer Service. This used to be a nice company but seems to have been taken over by former government bureaucrats or Wells Fargo bankers.

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    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Oct. 7, 2016

    I have been with Farm Bureau for 13 years. I had my windshield crack a week ago. Well I called and explained I need a factory windshield. I know my deductible would be 500 dollars. Well my claim has been denied twice for a wind shield really!!! I have never been late on my payments and this is how you treat a loyal customer?? I called twice. No one is telling me why my claim is denied and if I'm paying 500 what more do you need... I am switching insurance companies today if I can this has been a long week and guess what my windshield is still not fixed with full coverage and the only way you can get windshield cover is to lower your deductible so they can charge you more throughout the year a loyal customer gone due to being greedy!

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    Claims HandlingPrice

    Reviewed Sept. 18, 2016

    We purchased a home and two weeks later, the roof leaked after a storm. We contacted the adjuster who didn't have time to come out for two to three weeks. We were told to put a tarp on the roof because it was our responsibility to prevent further damage to the home. The adjuster finally went out there and said that the tarp was put on incorrectly; therefore, he was going to decline the claim. It cost us $1,700 to put the tarp on. He said he would look at it again after we took the tarp off, which would cost us another $1,500. He said the people that put the tarp on put holes in the roof. It was Texas Farm Bureau that couldn't come look at our roof. It was Texas Farm Bureau that told us to put it on.

    We had several problems in the interior of the home after that and had to take down the sheetrock and insulation. You could see exactly where the damage was and where the steel roof panels had lifted. He still denied our claim saying it was wind blown rain damage not a storm opening. The house is in such bad shape right now that I cannot change insurance companies. I can't wait to change and I want to warn everyone I can that this insurance company is the worst insurance company you could ever have. Don't do it!!!

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    CoverageStaff

    Reviewed Sept. 14, 2016

    My grandparents have been with Farm Bureau for 60 years. Their house recently caught on fire caused by electrical fire. The fire burned the whole upstairs and smoke and water damage in the complete downstairs. My grandfather built this house when he got home from World War 2 and being away from his wife and first born son for 3 years to serve our country. This was not a choice he made just like this was not the choice he made that his house burned down. There was a ton of personal antiques and a lot of other things destroyed in this fire. There were a lot of old pictures destroyed. But more than anything they are forced to live with family and my 90 year old grandmother forced to sleep on the couch in very tight quarters.

    The Tyler Tx location has treated them so terrible and after paying for insurance as long as they did, it's terrible. The insurance company is not treating them fair at all. I feel they should have provided them a trailer to sleep in on their property. The insurance company (Farm Bureau) and the insurance adjuster is refusing to pay what is owed. The fire was June 28th and there are still 2 or 3 weeks to go. The reason for this is the insurance company is refusing to pay and they do not have the money to get the work finished soon. I only hope that after all this stress and their already bad health that they get to enjoy their home again that they have raised their children, grandchildren, made it through the depression etc, etc. They are the sweetest people anyone could ever meet and it just sickens me the way they are being treated.

    I will go further than this review because people at their age don't deserve it. That generation is going away, the best people ever. We now have the younger generations that don't care about people at all. I am just so honestly pissed off. The Farm Bureau adjusters name is Brenda **!!! She is a ** piece of work. Let me just tell you. I would never use Farm Bureau for anything!!!

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 9, 2016

    As a member of the Farm Bureau family for 20+ years, I thought that leaving them for lower rates elsewhere would be difficult. That changed, however, when the competing insurance came back, they found a claim from the previous year that hurt my rates with them. The incident was in a parking lot and filed as a no-fault with the police department. The damage to my vehicle was so minimal that I told the adjuster that I would not pursue a claim, so no need to file one. Farm Bureau apparently decided that I was at fault and filed as such, and paid out $1200 in damages to the other vehicle's owner without ever consulting me, or in any way letting me know of their decision.

    When I told them that I wanted the claim re-opened (several months had passed before I found this information out), they generally passed the buck from agent to manager to adjuster, etc. POOREST CUSTOMER SERVICE EVER. As of this writing, I'm still waiting to hear back from Farm Bureau. I'm no longer a member with Farm Bureau, and they've still not responded to my request, but as far as I can tell it wouldn't have made a difference if I was a member. Just keep mindlessly paying their premiums.

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    Reviewed July 30, 2016

    I have been with Farm Bureau for all my driving life, 29 years. My daughter had some issues paying and they cancelled her insurance. I offered to pay it and put her on my account to guarantee a consistent monthly payment. I asked what it would cost. They informed me I would have to pay about $400 to make it current then a surcharge of an additional $50 for six months. Apparently this is a penalty. I asked if they could waive this since I have been with them for so long and they wouldn't. I checked with another insurance company that day and ended up getting better insurance and saved over $3000 a year!!! I cancelled right away, still took over a month to get my refunded money back, but worth it.

    Then I found out, most insurance companies are publicly traded companies, which mean they care more for profits for their shareholders than helping you. I switched to a private company, saved tons of money, and they have been the best to work with so far! Take my advice. Don't go with Farm Bureau, or find something better if you currently have them. You WILL save tons of money and less headaches.

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    PriceStaff

    Reviewed July 21, 2016

    Claim agent Chelsea **, Coldspring, Texas office. Party barge damaged in jail storm. I got a price from boat dealer in Wylie, Texas. Agent didn't like price and got two lowball bids. I contacted same dealer she got $3000 price from and they told me $6500. She still offered around $3300. I got my agent involved. I got two more bids in high $6000. After doing her job she offered me $6100. I accepted that offer. Beware, hope I don't have to deal with her again. This all took 3 months to complete.

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    Coverage

    Reviewed July 7, 2016

    I changed insurance 2 months ago and had full coverage. I had an accident and now they say I only have liability and refuse to pay for the repair. This has to be illegal what they are doing. How can they get away with this??? A day after the accident I got a letter saying there was a policy change and to contact my agent. DON'T WASTE YOUR MONEY, THEY WILL NOT PAY FOR YOUR CAR!!!

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    Coverage

    Reviewed July 2, 2016

    Let me make this brief. If you miss one payment on accident, switch bank accounts etc. NOBODY follows up with you even if it is a bank error. NOPE - they just flat out cancel your insurance via postal mail so you better make sure that's correct! They have HORRIBLE customers service... basically only available Monday - Friday. Good luck with towing and any extra packages that is a NIGHTMARE and hard to even access if you don't have it saved somewhere cause it definitely is NOT on their website. LOL.

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    Customer ServiceStaff

    Reviewed June 28, 2016

    After being in an accident, a shop (Smith County Motors) was recommended by the Carthage FB office to have the repairs done. The body shop guy, Michael, constantly lied to me about doing the work. He was not only 3 weeks late getting my truck back to me because he had softball and golf lessons for his son, but he never put water in the leaky radiator, never tightened the battery terminals so the truck wouldn't even start.

    The passenger door handle wouldn't open the door now, plus the key lock on the driver's door wouldn't work. No way to get in if you locked the doors. Fog lights wouldn't work. Didn't install the rubber air dam. New headlight points down into the ground. Rubbing compound EVERYWHERE, not detailed. Rubber trim over top of door damaged so water leaks in top of door when it rains. Never fastened down air box, or installed boot so unfiltered air was sucking straight into the turbo, not through the filter.

    Called the Farm Bureau adjuster, Ben **, who was a arrogant jerk who doesn't listen to a word you tell him. Said FB would only fix it if I took it back to THAT shop. I finally agreed and Michael promised he would only work on my truck and have it done in 2 days. I called in 2 days and it wasn't done because he had to paint another car... really?!

    I didn't get it back until Friday. He did replace the radiator, but now, neither door locks work. He broke one of my battery terminals so it won't tighten down. Still no fog lights. Rubber above door not fixed. Headlight not fixed. Air box still not bolted in. Called Ben ** again. Again, he wanted me to bring it to that shop for the inspector M-F, 8-4. I work before and until after those hrs. I kept trying to tell him this until he actually hung up on me. I called back and asked why the hell he hung up on me, and he did it again.

    I called Doug **, his supervisor and told him he just lost a customer, and that ** should be fired on the spot. I then called my agent in Carthage, Ben ** and told him what happened. I told him that after 15 yrs with him and FB with 3-4 cars and a homeowners police, I was going to look for another ins company. I was shocked that he was totally apathetic about it and could really care less. Also, with no warning, my rate went up this month. He said it was a rate increase across the board. I asked why was there no warning. He had no good reason. Farm Bureau could really care less about you when it comes time to stand behind you, only when they want their money. Well, they won't get any more from me.

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    Customer Service

    Reviewed June 17, 2016

    I had a house fire, dealing with Farm Bureau is worst than the fire itself. Never again, customer service is the worst.

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    Customer ServiceStaff

    Reviewed May 16, 2016

    I have had auto and homeowners ins with Farm Bureau for over 20 yrs. I have not been in a accident for over 40 yrs. I was in a accident on April 7, 2016. I reported it to FB the next day - no tickets were given to anyone at the time and FB did nothing to help me unless I would agree to pay 500 deductible. After several weeks I agreed. Still my calls were not returned (5 calls) and no help. On May 12 I was informed they had decided it was my fault and paying for all car damage to 3 cars. This accident was not my fault but I had no option but to have this done the way the rude adjuster had decided. They are the worst company I have had to deal with. Even my agent quit working there. Please don't get ins through them you will be sorry.

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    Customer ServiceClaims HandlingStaff

    Reviewed April 13, 2016

    I am a new Farm Bureau customer recommended by a family member who has had a couple of storm damage claims and said he was satisfied. I am almost a month out from an accident where a young driver pulled out in front of me when I had a straightaway. The adjusters, both mine and the other party involved (both Farm Bureau), will hardly return a phone call let alone take care of business that has to be done so I can get paid for my SUV. I had a phone appointment today set by the adjuster on another call so that she didn't have to deal with me then, to try to provide a statement. That appointment has blown past with, of course, no call. This is very, very, frustrating and very, very, stressful. I DO NOT recommend their services for any reason.

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    Claims HandlingStaff

    Reviewed March 23, 2016

    Farm Bureau used to be excellent. I've had no tickets or accidents, no claims in over 20-years. But... last few years they've been playing "musical agents" locally and they just go from bad to worse. Taking DAYS to get a car on a policy and send a card (making me wait in BF nowhere for days for a card to be able to drive a truck back that I had just bought), then making mistakes on forms they send to the main office, taking a month to correct while my policy still shows and bills for four cars, instead of the actual two that I have. They just don't care anymore and can't be "bothered" by customers (I dread the thought of how incompetent they would be if I were to make a claim!).

    So, the Farm Bureau of old is not more. Incompetency reigns from the top down in the organization. So after more than 20-years paying them for insurance I haven't used, for the first time I'm looking into other insurers. It's hard to believe that another company could be as slow and incompetent as Farm Bureau has proven to be. And it looks like prices elsewhere have become more competitive, fancy that?

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed March 23, 2016

    Well to start this off, switched to Farm Bureau in 2015. Purchased a 2015 Camry in July, 2015. Had a 1998 Jeep grand on the policy with just liability. Was happy about the rates I was being charged on the 2015 for full coverage. On my driving record, there are no tickets or claims. Paid policy off for the 6-month period. So around February moved to Dandridge, TN which is in Jefferson county, was sent a letter from the Corporate office that my rates would increase some. Reason was drivers in this county have a high claim rate, I thought this was kind of lame. For this reason when I called the corporate office and given that I had a safe, clean, and clear driving record. The increase was a few dollars and ok with that. I added a listed driver on my policy at the same time and asked a question if I would be charged for them being listed. Answer is "no". Well the driver has their own insurance policy with another company. Driver lives in the home.

    Anyway I purchased a 2012 VW Jetta added it to policy and listed with full coverage. Policy went off significantly. The 2015 increased as well and did not drop any at all. At the time I called corporate and asked why my 2015 Camry did not drop, their answer was "driver ratio". Remember I asked about adding a listed driver earlier before purchase. So at the time, I was talking to an underwriter who lied to me at the time the he was an underwriter and did not tell me the truth about being charged for the listed driver, then transferred me back to my agent I purchased the policy from. Then he gets involved and could not get a true answer except "they use this model and they charge everyone different and use a credit scoring system". I said "Hold on. I have a clean driving history, no tickets, and credit report is very clean. So no reason for me to be paying such higher rates and giving me all these excuses."

    At the end, all he could figure is that I was charged for a listed driver. So in truth, I was charged for adding a listed driver. That was not fair and they lied about this. I do not think you should be charged for everyone else's bad driving habits. These insurance companies need to be regulated better on customer service and true information. Customers should be able to see total breakdown of what they pay for. GREED!!

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed March 15, 2016

    September 3, 2015: I was involved in an accident when another driver hit me. The damage they did to my vehicle was substantial, resulting in a total loss claim from FB. They called me in and gave a check for they deemed a fair price for the vehicle. I did not like this option as I could not purchase the same car in equal condition for the same price. They said the only other option was to purchase the car as a salvage (which I learned today was a lie, but is company policy).

    When I decided to do the salvage, Farm Bureau made the decision I was on my own. They stopped giving me help and refused to give me a rental. After 12 years of using them for everything and paying over $15,000 in that time, I was astonished that were not willing to go further. I was irate and on my own in doing all the processes. Without help, I found a dealer and gave him their quote for the work.

    While doing the work, he discovered the adjustor missed an item that was over $200 and I had to pay for that out of pocket because Farm Bureau said it was in Good Faith. By November, he had finished all the work. I had a lost a couple hundred dollars, but felt like it was still okay because it beat buying a new car and paying premiums, again.

    March 14, 2016: I go to the county tax collector's office and they say I must repurchase the vehicle before buying a car tag. I must now pay a 5% sales tax on a car I already own!! Asinine. I am out another $300 because they failed to mention to me this would take place.

    I go their office this morning and they said it was on the bottom of the quote, hidden, but included. The manager at the office says I could have avoided this using the option of never selling it to salvage. He said it is an obscure option that not many people use, but is there. I asked him why I was never made aware of this, his repose, "We do not tell people this option because the agents are not going to mention it." He then goes way off tangent saying Farm Bureau did what they were required to do.

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    Customer ServiceClaims HandlingStaff

    Reviewed Feb. 25, 2016

    My car got broken into at the worst time ever... the day before I was attending a baby shower and getting my taxes done after that. Being a mother of 4, I know things slip my mind and I had packed my car with stuff I needed the next day and the thieves ran off when my expensive canon camera and all my tax papers for the past 3 years along with a lot of other personal belongings. It was traumatizing that someone ran off with such personal stuff but the Farm Bureau agent is adding salt to the wounds by taking his sweet time to "investigate."

    It's been a MONTH and he just now started reaching out to my witnesses. I have been with Farm Bureau for many years and thought they were great UNTIL I NEEDED THEM. I will not be recommending them to anyone ever again and will NOT be renewing my policy after this. Nobody can tell me what's going on with my claim, they can't tell me how much longer it should take, and the agent (who said he would call to update me along the way) hasn't called in 3 weeks and I can't get a hold of him. My personal agent hasn't even called to check on things to make sure everything is taken care of. They simply do not care. Do not use them.

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    Staff

    Reviewed Jan. 4, 2016

    I received 17 voice mails from a Farm Bureau Auto Insurance office Brian Edwards of Clinton township Michigan to come in and sign up before the 2016 rate increase. So I left AARP insurance and followed the with Mr Edwards office per agent Cancy. A associate wrote the policy 1 week before Christmas. When done I thanked the agent and gave her a light hug and hand shake in thanks for saving me money and happy holidays. This ended up with agent Cancy being offended that I touched her and she ran and told her boss Mr Edwards that made her feel uncomfortable. 2 days later someone placed crazy glue in their locks. 2 detectives visited me claiming they had no proof but felt I was a prime suspect due to CANCY OVERREACTION TO OFFENSE. STAY CLEAR OF THIS COMPANY. THEY ARE LIARS AND CON ARTIST.

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    CoverageStaff

    Reviewed Jan. 2, 2016

    I don't understand the rating system now being used by these insurance companies. I had a 2012 Nissan Versa 1.6 S and I had full coverage on it through Farm Bureau at $68.85 per month. I have now gone to a new 2015 Nissan Sentra S and my full coverage insurance for this car has gone to $99.11 per month for this car. Never in my entire life as a driver have I paid such high rates for this auto insurance.

    The auto insurance commission should check into this rating policy being used by these companies in order to justify their high rates for a safe driver without any tickets or accidents. More people need to complain about this in order for them to stop raising their rates. We shouldn't have to pay extra for them to collect on their losses from unsafe drivers. Punish those that have tickets and accidents by raising their rates so that those that do have bad driving against them - have to pay for it. This is really horrible for us safe drivers to have to pay these high rates. Someone wake up and change these rotten policies so that insurance companies can't take advantage of us. A mad senior USA citizen of 56 years of safe driving without an accident or ticket.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Dec. 16, 2015

    My Toyota Corolla collided with a deer early November 2015. The Physical Damage Appraiser came to the decision that my car was totaled. The local agent in Greensboro is fantastic - patient, efficient, and very friendly/professional. However, once the claim was transferred from the local office to the Farm Bureau Collision Center, I soon realized the deer was the least of my problems. The personnel at the Collision Center assigned to my claim are completely incompetent. Correspondence is very limited. I was "left in the dark" regarding the status of the payout. It has been nearly 1 1/2 months without payment OR the power of attorney.

    I had to contact my local agent to see if he could obtain additional information with regard to the delay, because attempting to contact someone from the Collision Center is difficult, to say the least. I was given the following reason as to why the above process is taking so long: 'We just had a lot of deer collisions this month.' OMG! I am a high school teacher. Let's say a Senior student of mine needed high school transcripts sent out to the University of Georgia prior to application deadlines. I wonder what a parent would say to the following response, "I don't know if I can get all my grades into the Main Office on time, so your child may not make the deadline. I just have a lot of students in my class this year." I guarantee you I wouldn't have a job much longer.

    I love my local Farm Bureau agency in Greensboro - awesome staff! Sadly, when (or if) the above situation is resolved, I feel compelled to change insurance companies. Allstate premiums may be higher, but you know what they say - you get what you pay for. Honestly, I don't feel secure having GA Farm Bureau insurance. If it takes this long to settle a simple claim (hit a deer with NO bodily injury), I can only imagine how long it would take to resolve an incident that involved another car with bodily injury. 6 months? A year?

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    Claims HandlingCoverageStaff

    Reviewed Dec. 4, 2015

    An individual claimed he saw our car hit a parked car in a restaurant parking lot and told the driver of the parked vehicle, his opinion, after following her to another store parking lot, where he entered the same store as my wife and belligerently began yelling at her. When it was all said and done there was absolutely NO damage to our bumper cover or fender in the area the man claimed to have witnessed. After we heard the accuser's account it became apparent he was not even at a vantage point to see any contact between the vehicles. Even so Farm Bureau charged the repair of the other vehicle to our account and promised it would not change our policy at all. Later they cancelled our account on its renewal date but did show the claim as a not-at-fault as promised, and now refuse to correct the false/misleading information.

    We had been with them for 19 years and didn't expect this kind of treatment but were sufficiently angered by the event to decide to look for other options for insurance. We soon found that Farm Bureau had several item on their files stating claims that were written in such a way so they appeared to be our fault when they were not. This made it almost impossible to find insurance with another company. So far they have falsely written claims when we're already the victim of others' act so that we are now the victim of Farm Bureau. There is no moral, ethical, or just reason for them to refuse to correct the file since we are not continuing to do business with them. They are like a bully or the deranged and angry member of a divorce who damages or takes property without justification only to spite the other partner.

    If they would amend the file as "No fault" on the claims in question, we could easily purchase insurance and they would lose nothing as a result. Let us get away from you Arkansas Farm Bureau!!! You don't have to choke us to death. Insurance companies look at shared records to underwrite a policy and Arkansas Farm Bureau is listing our account in such a manner that other companies won't write us. If they would list everything properly we would be fine.

    Consider your life with no car. How do you take your kids to school and pick them up when you live 1.8 miles from the school, the bus refuses to pickup within 2 miles of the school? How do you get to and from work with no legal car to drive when you live 19 miles from your work? I can't understand it and won't accept it. I have been told that I have no recourse because "You can't fight a corporation" but if you are determined and have faith you can move mountains: This mountain is coming to Mohammed!

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    Customer ServiceStaff

    Reviewed Nov. 30, 2015

    They have been there for me through my life insurance, home insurance, & all car insurances, any other needs I could have. They were willing to meet me at my work location or home & were always there in a hurry. It was always my customer service rep not just some person but the person from the beginning that has been there with me instead of just a robot on a phone.

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    Customer ServiceCoverageStaff

    Reviewed Nov. 30, 2015

    My agent is always so helpful. If I have a question or a problem with my auto insurance I can just call her and they fix it within minutes. We have probably owned 8 cars in the past 2 years. It is so easy and fast to get each of those vehicles covered. They have the best deals around too!

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    Customer ServiceCoveragePrice

    Reviewed Nov. 29, 2015

    This company gives me affordable insurance and great local service... Any changes are just a quick trip or a phone call away with me being able to budget and pay monthly, quarterly, or yearly. Any questions we have they work with us quickly to resolve any problems. We have been very pleased with the price and quality of the service.

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    Customer ServiceClaims HandlingPrice

    Reviewed Nov. 28, 2015

    The cost for the car insurance is high. We have never made a claim before but it goes up every 6 months by $10.00. The customer service is great. When I call they always seem to help and have the right answer. The other con with them is they close at 4 every day, Monday through Friday and they are not open on weekends. Sometimes they are inconvenient.

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    Customer ServiceStaff

    Reviewed Nov. 28, 2015

    On Wednesday night, November 25, my husband was sideswiped by another car - the airbag saved him from serious injury and maybe even worse. The next morning, Thanksgiving, we tried to call our insurance agent/office. We kept getting "looped" and could not leave a message. We were directed to another number, we later learned was an "answering service." The response to his concern that he was about 5 hours from home without a car and needed to know what to do was, "Call your agent on Monday." When he reminded them he was out of state with no transportation and his mother is in hospice 2.5 miles from where he was, he was told to "rent a car at your own expense."

    He asked, "Seriously? That's it? At my own expense?" The "answering service" hung up on him. We have heard NOTHING from our agent after repeated emails, or from Customer Service. Where is help? Because it is a holiday, we get NO HELP or ADVICE or SERVICE from NC Farm Bureau? This is unacceptable. We are confused and quite helpless. I have been a Farm Bureau customer for my entire life, as was my father, a teacher and farmer. I don't know what has happened to this organization, but this entire episode is unforgivable.

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    Staff

    Reviewed Nov. 28, 2015

    I have had this insurance for the past 7-8 years. I feel safe with their services and trust they will move rapidly to assist. Recently granddaughter borrowed one of our vehicles and car was vandalized, we had a rental car in less than a day. Our car was repaired in less than one week.

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    Claims HandlingStaff

    Reviewed Nov. 26, 2015

    They are helpful, giving advice but letting you make your own choices. The experience I've had was great. We had to make a claim when lightning struck our house. They were fast to take care of my family and fixing electrical problem so we were back in our home in 3 days.

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    Claims Handling

    Reviewed Nov. 25, 2015

    I have been with KY Farm Bureau since 1999 and have had two auto claims which were settled to my satisfaction. They are easy to deal with and don't bug me. They have a good automatic deduction payment program. Their rates say pretty stable and are reasonable. They have programs which help reduce premiums e.g. safe driver program courses. Overall, I have been very pleased with them.

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    Customer ServiceCoverage

    Reviewed Nov. 23, 2015

    I am satisfied with North Carolina Farm Bureau. We have multiple policies and we get discounts because of that. We also get discounts on other things like hotels. I have never had to file a claim but I did try to call to see about getting my windshield replaced. A rock hit it and made a spot. I have the coverage to get it fixed but I can never get a human to answer the phone. So I'm just satisfied and not happy. I have been seriously considering switching to Allstate. I have already got a quote that would save me a little bit of money.

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    Claims Handling

    Reviewed Nov. 23, 2015

    I have auto and home insurance through Farm Bureau which a discount is given for multiple items so that is nice. They have been good with claims, however not very clear or informative about features within my policy. For example, I found out after the fact that my policy included road side assistance and reimbursement for hotel stay.

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    Claims Handling

    Reviewed Nov. 20, 2015

    My family has been with Farm Bureau for three generations and have always been well pleased with their Eric. Rates are more than fair, and we have always been treated fairly. No one ever wants to have a situation where they need to file a claim, but when we have had to make a claim, they have responded promptly. We will continue to be Farm Bureau clients for a long, long time!

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    Sales & Marketing

    Reviewed Nov. 18, 2015

    This is the best auto insurance I have ever had. The Farm Bureau insurance company does not compare at all with others I have had. It is absolutely the most honest, and the easiest with whom I have ever done business. I can contact them online if I need help or questions about my policy. I can also pay online which saves me a trip to the business and also saves me the gas getting there. Several years ago I had a huge tree branch fall on the back window of my car. The company immediately came to get my automobile and had it repaired quickly. When I have done surveys similar to this, most do not have the Farm Bureau listed, and I always wonder why. Maybe the ones included use this a way to advertise, and Farm Bureau would rather take care of their customers than pay for advertisement.

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    Customer ServiceStaff

    Reviewed Nov. 18, 2015

    My agent has always gone above and beyond to help us get the best rates possible! From switching cars to buying a house all of our rates have been prorated as necessary without any hassle! Our agent is always certain we have a clear understanding of all the details regarding our policies before we leave her office or end a call.

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    Customer ServiceStaff

    Reviewed Nov. 17, 2015

    I have had great experiences with Farm Bureau insurance and they have always gone out of the way to help me when I need it. I have been broken down on the side of the highway and the call center operator stayed on the line with me until I was able to get towed home. Great people who care about their customers!

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    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 16, 2015

    On 3/14/12 my wifes car was sideswiped in a parking lot. I called the Rossel agency to see if we had any coverage and they informed me that we did not. They initiated a phantom claim and it has impacted my CLUE status ever since. Additionally, they sent me a letter saying that no claim had been made. The worst Customer Service that I have ever experienced. Would never recommend this deceptive company to any one and would strongly recommend that they never use.

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    Customer ServicePriceStaff

    Reviewed Nov. 16, 2015

    Farm Bureau has fair prices and is good at answering any questions. They respond quickly to my needs. The Farm Bureau has qualified employees who understand their products and act quickly on any reason for assistance. It is easy to sign up at a Farm Bureau location or on the internet. They also offer a website where you can do research of their products and also pay your bills. I have used Farm bureau for my auto insurance consistently and will continue to do so.

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    CoveragePriceStaff

    Reviewed Nov. 15, 2015

    Wonderful, small town, office where they know you when you walk in the door. Very satisfied with their coverage and have immediate service the past 2 calls for towing. I would not leave them for my previous insurance company which was GEICO and overpriced by comparison.

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    Reviewed Nov. 15, 2015

    We haven't had any problems with Farm Bureau. We recently had a claim due to an accident. Everything was paid and taken care of. The only disappointing thing was it took the entire time to get the status out of pending so I didn't have to pay the deductible.

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    Claims Handling

    Reviewed Nov. 14, 2015

    I have had this insurance company for over a year. I have had one claim that they covered for me when a deer ran into our car. Claim was paid as expected, no problems. This happened when my wife was on her way to work early one morning. Insurance company rented a vehicle for us while repairs were made.

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    CoveragePrice

    Reviewed Nov. 14, 2015

    I am happy with my insurance. I think it is a decent price and is good. Although some of the other insurance we have through them has not been the greatest, they have came through when it had to do with our vehicles.

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    CoverageStaff

    Reviewed Nov. 14, 2015

    My Farm Bureau agent and company as a whole has alway been easy and great to work with. I'd highly recommend both. I have car, house, and daycare insurance through Farm Bureau. Their insurance coverage is great in all aspects and prices are very competitive.

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    Claims HandlingStaff

    Reviewed Nov. 13, 2015

    I have had coverage with Farm Bureau for over 30 years. They have always been friendly and helpful. The few times I have had a claim they couldn't have been nicer and paid my claims quickly to my satisfaction. I highly recommend them.

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    Reviewed Nov. 13, 2015

    Their rates are lower than other companies and their service is excellent. You can sign up online as well as pay through the same website. My particular company is Texas Farm Bureau so local service is available. There are Farm Bureau companies through other state agencies. I would highly recommend those who are seeking auto insurance to check with Farm Bureau when you are looking for auto insurance. Farm bureau has other insurance programs also.

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    Claims Handling

    Reviewed Nov. 12, 2015

    Farm Bureau has consistently been great at fulfilling my insurance needs. My claims are handled professionally and promptly. Any questions I have about my account are resolved quickly.

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    PriceStaff

    Reviewed Nov. 12, 2015

    Have been with this company for over 20 years. Have searched at times for a better price, but over the years I have not been able to beat their price for insurance. I have never filed a claim, but have gone to office to pay bill or dues. The staff has been extremely helpful and courteous on each of my visits. I would recommend this company to anyone looking for good price on auto insurance.

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    Claims HandlingStaff

    Reviewed Nov. 11, 2015

    Given discounts for good credit rating and bundling various ins. policies. Efficient claims process and local agent who reviews our ins. needs yearly. We couldn't be more pleased with our experience of over 30 years with the company and our local agent and his staff.

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    Claims HandlingStaff

    Reviewed Nov. 11, 2015

    Farm Bureau has always given me the best rates and discounts. They have always been on top of any claims and they have fought other insurance companies to make sure I get what I deserve. The employees are very courteous and helpful with whatever you ask. I have my auto, home and health insurance through them.

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    Staff

    Reviewed Nov. 11, 2015

    I've had my auto insure by the same company for the last 20 yrs. They have handled any accident problems without hesitation and you're always treated like you are the only customer they're ever going to have. You are treated like a king or queen really. They always make sure that you are well taken care of. Farm Bureau has low rates on all their insurance and you can look at the other insurance companies but I know for a fact that none of them treat you the way that you get treated with Farm Bureau. If you have never had this company's insurance, everyone should try at least once in their lifetime. They'll never leave them. The best company in the world

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    Staff

    Reviewed Nov. 10, 2015

    It's been years since I had any reason to use my insurance, but when I did they paid quickly and fairly. They are always friendly and helpful with any questions I have about my insurance.

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    Staff

    Reviewed Nov. 10, 2015

    Great local company that serves the community well. It's nice to be able to stop by and visit with my agent at any time to discuss any issues I might have. Very good rates compared to other similar agencies.

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    CoverageStaff

    Reviewed Nov. 9, 2015

    Their homeowner's insurance premiums are hard to beat. I just recently changed agents and they combined my auto and homeowners insurance and I received a significant discount which was a nice surprise. Car insurance in the state of Michigan is totally outrageous.

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    Claims HandlingPriceStaff

    Reviewed Nov. 9, 2015

    Our agent is always available to help with any questions or concerns and claims have been extremely easy and were always handled professional and stress-free. Our rates are very reasonable and affordable. We definitely recommend them to everyone we know.

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    Customer ServiceClaims Handling

    Reviewed Nov. 8, 2015

    I have had know issues at all with Farm Bureau. I was with my previous agent for almost 10 years. I decided to shop around a little to try to save some money. Farm Bureau was not the cheapest but close. I liked that it wasn't a huge company where if I needed to talk to somebody it would be an automated call. I can actually walk in the office a talk with my agent face to face. Anytime I have a question I can call or go in and they are more than happy to help me with anything I need. I have never made a claim so I don't have an opinion on that, but feel I have a good relationship with and won't have any trouble if it comes up.

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    Price

    Reviewed Nov. 8, 2015

    Very please with the prices and service. My only complaints would be our monthly payments have fluctuated for some weird reason. Also when my husband hit a deer in his truck Farm Bureau wanted to buy second-hand parts instead of new parts to fix the damage.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed Nov. 8, 2015

    Claims are handle in an appropriate time frame. Customer Service Representatives are polite and attentive to the needs of the customers. After price comparisons, they were competitive with other insurance companies in the area.

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    Customer ServiceStaff

    Reviewed Nov. 7, 2015

    Good service, agents and office staff. Whenever I have had a problem they were there for me. My wife was rear ended had moderate damage to her automobile. Contacted the Farm Bureau office, informed them of appropriate information and they contacted other insurance and it was taken care of to our satisfaction.

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    Customer ServicePrice

    Reviewed Nov. 6, 2015

    They are easy to deal with and the prices are very reasonable. They respond quickly to calls and always have an answer ready. They are conveniently located and have good hours so they are available when needed.

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    Customer ServiceCoveragePriceStaff

    Reviewed Nov. 5, 2015

    They offer good coverage at a fair price. The company is easy to do business with. They have local offices with reasonable office hours. Payment options are available in a number of installments and payment methods. They have more than one person in the office to help and answer questions.

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    Coverage

    Reviewed Nov. 4, 2015

    Easy to apply and get insurance through this company. They have reasonable rates. I have not filed a claim to know how they are in that process. I have kept this insurance for many years.

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    Customer ServicePriceStaff

    Reviewed Nov. 3, 2015

    I tried to several times to contact an agent at this office. I had questions about a policy that was going to expire on some property to be transferred into my name. My calls were not returned. I was able to get service immediately elsewhere but wasted time with this company trying to get a quote. I would not recommend Farm Bureau, Inman, SC. My calls were not returned. Very poor customer service.

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    PriceStaff

    Reviewed Nov. 3, 2015

    They have both my auto and home insurances and have the best price I could find. Agency is friendly and reliable. In the past after a year or two other insurance companies I have used raised my rates after one or two years. This prompted me to search for and change companies. This company actually lowered my rates after the 2nd year.

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    Customer ServiceStaff

    Reviewed Nov. 2, 2015

    Great service. Very friendly. They support conservative values and what I believe in. The farming communities are quickly being forgotten by urban people groups. I find them to be honest and courteous while talking on the phone. I enjoy the yearly meeting to evaluate my plan and what they could do better.

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    Price

    Reviewed Nov. 2, 2015

    It is affordable. We have never had to take advantage of it, thankfully, but my husband has several coworkers who highly recommended it based on service they had received and price.

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    Staff

    Reviewed Nov. 1, 2015

    My experience with our auto insurance company has been excellent. They are always available for any questions we have as well as take care of all the issues that may come up as our family dynamic changes and we are in need of different policies.

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    Claims Handling

    Reviewed Nov. 1, 2015

    Good service and claims filed quickly. Had a disaster in the area and everyone had their claims filed and paid out very efficiently and everyone with Farm Bureau was very satisfied.

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    CoveragePriceStaff

    Reviewed Nov. 1, 2015

    I have been insured through Farm Bureau for 6 years and have been happy with their services the entire time! I always get friendly customized service. Their prices are unbeatable for what they offer. I have recommended them to friends and family whenever I get the chance!

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    PriceStaff

    Reviewed Oct. 31, 2015

    I have been with Farm Bureau for 22 years. I have home, auto and life insurance with them. My agent has always been friendly, helpful and knowledgeable. I am contacted yearly by my agent, who sets up a meeting at my home, to go over my policies and make sure that we are getting the best deal for the coverage needed. I have gotten quotes from all the other top insurance companies and they do not come close to matching the pricing I get from Farm Bureau.

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    Customer ServiceStaff

    Reviewed Oct. 31, 2015

    They are always available to talk to whenever I need assistance with anything and are very friendly. They will come and look at anything if there is an issue. They are very fast with their response to any problems or questions I may have.

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    Claims HandlingPrice

    Reviewed Oct. 30, 2015

    My wife and I bought a home in Buffalo MN about 8 years ago. At that point she set up insurance thru Wade Scott at Farm Bureau in Waconia. We were paying about $1300/year for home insurance. Since then we modified our mortgage to a variable rate and also set up auto pay for our mortgage/escrow payment. 2 years ago the amount including escrow deducted from my checking went from $1053.00 to approx $1360.00 per month and then last month it jumped to almost $1600/month. I thought it was due to a couple of interest jumps which we were expecting but it turns out that our interest has stayed the same but unknown to us our homeowners insurance has gone from $1330/year to around $5000.00 per yr. We were never notified and the explanation given was inflation and our area.

    We have never filed a claim and live in one of the nicest areas in Buffalo. In checking with friends and co-workers I could not find a single person paying over $1500.00 per year. I am shocked that companies can take advantage of unsuspecting consumers simply because they can. Looking at my mortgage right now it is $609 plus escrow per month so we actually pay more for taxes and insurance than the house.

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    Coverage

    Reviewed Oct. 30, 2015

    We shop around periodically but Farm Bureau always has the lower prices for the coverage we need. We have auto, life, and homeowners insurance with them. Having all of our insurance needs with them creates discounts!

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    Claims Handling

    Reviewed Oct. 29, 2015

    The rates for Farm Bureau insurance are extremely competitive. Claims are handled quickly and with no complications. Farm Bureau insurance has been an excellent company to work with for our insurance needs.

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    Customer ServiceStaff

    Reviewed Oct. 29, 2015

    They are awful. It's like having a social hour and you wait for 30 min before you pay your bill while they talk on the phone and you have to wait or waiting in line while they talk about everything under the sun that isn't insurance related.

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    Customer ServiceStaff

    Reviewed Oct. 28, 2015

    Farm Bureau is an amazing insurance company - anytime I ever needed them they were right there for me and help me with all of the paper work to ensure no issues would arrive to delay response time. They have monthly incentives such as paying on time percentage lower monthly bills and a payment is missed, they simply just give you a friendly reminder whether it be by phone or mail. The office personal is always friendly and ready to greet you by name and with a smile.

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    PriceStaff

    Reviewed Oct. 28, 2015

    I am happy with my auto insurance and have not had any issues. I also have Life Insurance through Farm Bureau and it is very affordable. I like that I have a local agent to work with.

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    Claims HandlingPrice

    Reviewed Oct. 27, 2015

    I have made many claims throughout the years with Farm Bureau and have always been generally pleased with the results. Not overwhelmingly so, but more so than with former insurance companies that I've dealt with. They are somewhat pricey, but there are benefits associated with them that I would not otherwise receive.

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    PriceStaff

    Reviewed Oct. 26, 2015

    I am currently doing business with Farm Bureau and am very pleased with their business. I find their prices very competitive with other companies even though I feel their service is better. They will adjust your payment schedule to fit your needs and offer 6 month, 3 month, and once a month payment plans with low rates. The employees are extremely friendly and will help you with your problems. I do all my insurance needs thru them on multiple cars. The business hours are great even open on weekends. Overall the company is amazing. I plan on never changing. I have only ever worked with this company and have saw my bill drop every year. In 8 years I could not find one negative about them.

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    Reviewed Oct. 26, 2015

    I have not had any problems. The rate is somewhat reasonable. Adding our children when they have started driving has been a smooth process. We have been with this company for about 7 years.

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    Reviewed Oct. 25, 2015

    This is a great insurance company but is only in the state of KY. You also have to pay an annual fee besides your premium. If you have more than one vehicle, you get discounts. Also, if you have homeowner insurance, you get discounts.

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    PriceStaff

    Reviewed Oct. 25, 2015

    A great mom and pop organization. Very easy to deal with. Would recommend to everyone. The best around. Has very good prices for auto and home.

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    Reviewed Oct. 24, 2015

    My husband was in an accident, he was the second car out of 3. He was rear ended, and was pushed into the car in front of him. The police report clearly states this. However, car number 3 (car in the very back) didn't want to pay for all vehicles, so they said that my husband's car hit car in front of him, then they hit husband. Our insurance company wouldn't fight for us even though the police report clearly stated what has actually happened.

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    Claims Handling

    Reviewed Oct. 24, 2015

    Love my auto insurance company. They are fast when it comes to helping with accident and any other things I may need. Never had any issues getting claims filed or taken care of in a timely matter and also getting any money owed to me.

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    CoveragePrice

    Reviewed Oct. 23, 2015

    Our experience with Farm Bureau has been great. We switched from another insurance company several years ago as a way to save money. In our search we came across Farm Bureau and after meeting with an agent decided to switch. We have great coverage at an affordable price for both of our vehicles.

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    Staff

    Reviewed Oct. 22, 2015

    Very nice agents that look for the best deal for my financial situation. Even chose to do life insurance and homeowners insurance with same company. Each term my agent finds more discounts that I qualify for. Save me time and money which is important to me and my family.

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    CoverageStaff

    Reviewed Oct. 21, 2015

    They have been very helpful when having accidents. They randomly schedule meetings to keep up to date on our best needs. Able to give us better rates and coverage than previous insurance company. Always looking for ways to save us money.

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    Staff

    Reviewed Oct. 20, 2015

    Farm Bureau has been with me through all my life's big events. Getting my license, my first car, my first accident, the death of my mother, all of it. My agent and the office team have very little turnover, and are attentive and responsive to anything I need. I review other companies, but always come back to Indiana Farm Bureau.

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    Customer ServiceStaff

    Reviewed Oct. 19, 2015

    They've been nothing but helpful & educating us on our financial future as well as be our insurance provider for car & home. They are quick to respond and help with anything we need!

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    Claims HandlingStaff

    Reviewed Oct. 19, 2015

    I have been with a Farm Bureau for 17 years. I have filed 2 claims in that time and Farm Bureau was quick, courteous and thorough. I recommend Farm Bureau to anyone who asks. I have had the same agent for that time and he is always friendly and willing to help meet my needs. I have 2 auto policies, a homeowner's policy and life insurance.

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    Staff

    Reviewed Oct. 18, 2015

    Great company, best rates around bundled home, auto, and life. No one can beat the rates even with annual dues. Caleb ** rocks!!! Left State Farm cause their rates go up too much, and agents kept changing over and over.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Oct. 17, 2015

    We know our agent personally and always speak with a human when we call. They are always very helpful and professional. We have had only one claim in all our years of coverage and they sent out an adjuster very quickly.

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    Claims HandlingStaff

    Reviewed Oct. 16, 2015

    Always there to help when we need them. Fast, courteous service. Great rates and don't seem to up their rates when you have a claim. We would highly recommend them for all your needs from home, business and health insurance.

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    CoverageStaff

    Reviewed Oct. 15, 2015

    Very good insurance to have. I like this company. I have been with them for 15 years. I am very loyal to them because of the way they treat me as a customer. I have not had an experience with a company like them. Not a good writer, but I do not plan on changing insurance.

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    Staff

    Reviewed Oct. 14, 2015

    We really have not had any problems with this company. Our agent is good to always be trying to get us the best rates possible. They have been easy to work with and I would recommend them to anyone.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed Oct. 14, 2015

    I was having KFB auto insurance and within 2 months I changed. They are very rude people especially manager Rhonda. Don't go with this people they are cheating. Car rental company not recognizing their insurance and not ready to give expensive cars. And while cancelation they didn't return my membership fees which was refundable while taking policy they mentioned this but while closing they changed and said it's not refundable which is nowhere mentioned in their documentation. So don't get cheated with this people. Also people had very bad experience when they had some accidents.

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    Staff

    Reviewed Oct. 13, 2015

    We have Kentucky Farm Bureau and are very satisfied with the bundle for home and car insurance. I always go into the office to pay our bill and staff is extremely friendly and personable.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 12, 2015

    I have had not had any issues with my insurance to date. They are quick to return my calls and answer any questions I may have on my coverage. I carry almost all my insurance with this company. My agent rocks, is quick with my return calls, answers all my question either it is via phone or email. Follows up monthly with me to make sure my insurance is exactly what I need and can afford.

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    Coverage

    Reviewed Oct. 11, 2015

    My experience has been that they do what they say. The insurance is a bit high and they only give you about a month before it's due. That doesn't seem like much but on a low income like me, it's a LOT. It goes between eating and paying insurance. Thankfully it's not the whole year.

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    Staff

    Reviewed Oct. 9, 2015

    I really like having auto insurance with Farm Bureau because there is a local office in my hometown and I can speak to an agent any time during office hours for any reason. Their service is great and their rates are comparable. I check frequently for new rates and the difference is always worth having a local agent. My insurance is on average $10.00 more than other companies and I find an agent's advice and availability is worth the cost.

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    Customer ServiceStaff

    Reviewed Oct. 7, 2015

    My agent is friendly and helpful, and I like that their office is close by. I can call anytime I have a question, and they respond quickly. They also offer other benefits to membership, like an annual dinner and other discounts.

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    Customer Service

    Reviewed Oct. 5, 2015

    Farm Bureau has great customer service. I have met with them face to face to discuss my different options and compare policies. Their rates were comparable and better than my previous company. They also offered additional discounts for adding further policies, such as home insurance. My agent searched for additional discount that he could provide.

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    Price

    Reviewed Sept. 11, 2015

    I hit a deer one morning on my way to work. The way I hit it, it messed up the grill, pushed back the radiator. Then because it would be expensive to fix they will only pay half the price which is $2,000 or I can buy a car $1,700 which is the equivalent of a 87 pickup so I won't be able to get the car I need if I get a new one or I pay the other half to get my car fixed. I recently switched from state farm for since added a new driver. I wish I would have stayed even though they were more expensive, they would have been easier to work with to get it fixed or get a reasonable car.

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    Customer ServiceCoveragePrice

    Reviewed Sept. 5, 2015

    When I started coverage I was told I would be saving money then I was billed more than the quote. They said they had made a mistake but apologized and I agreed to stay. Then I was called later and asked to pay a member fee and again I was called later to pay a fee for being out of town. None of this was disclosed when I set up. Once I was charged a late fee because they entered my cc # in wrong during direct billing. They eventually removed the charge but was extremely rude during any interaction at a local and corp level.

    Now I am trying to cancel because I was overdue and they never sent a bill or called. Again I thought we had been set up on direct billing (like we always have been). They are making the cancellation process very difficult and acting like I never canceled. They keep sending me EFT forms to set up direct billing after I have asked repeatedly for a final bill. I DO NOT recommend them. I'm willing to pay double just to get away from them! I'm not... but I would!

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    Customer ServiceStaff

    Reviewed Aug. 28, 2015

    I had two autos and one home insured with Farm Bureau. I had a divorce and my agent was completely unhelpful, did not return two phone calls, half-answered emails, and requested loads of documentation (in separate emails), only to tell me my ex-husband could not be removed from the policy. I sent in signed change forms, divorce decree, had to meet with my ex only for her to tell me what she should have told me initially. Rhonda ** is both lacking in knowledge to effectively do her job, lacking in follow through, and lacking in service.

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    Customer ServiceCoverageStaff

    Reviewed Aug. 6, 2015

    We have had our insurance policies since 2008 (3 cars, homeowners & 2 life policies) with agent ** located at 303 S MILL ST STE 4 CLIO, MI 48420-2307. When we first got started in 2008 he seemed like we were bothering him. We were just out of high school and he was the cheapest place we could find. As time went on his attitude didn't change for the better. We just stuck it out being we couldn't afford to change companies. We got our house in 2011, we did deal with him much. In 2014 we had storm damage done to the house, went to him to start the claim process. He was difficult to deal with. They kept pushing this contractor we had never heard of at us. We decided to check the guy out, but decided to go with a known company instead.

    Then in May 2015 we traded one car (Buick) in for a truck. My husband went in to make the changes. He had taken my car off full coverage and put PLPD on it without my knowledge. I went in to **'s office a few days after my husband to make sure the buick was gone, the truck was added and there was no other changes. I was told by ** that there were no other changes made to the policy. I left the office thinking I still had full coverage. Well in July my parked car was hit in a parking lot. I find out my car's coverage was changed. ** did not recall me coming in to talk with him and he wanted to yell at me over the phone. So I asked, hung up on him and emailed the main office to get a different agent....

    Apparently it is to hard for them to change agents. I spoke to Julie at the home office many times, all she could tell me is to call other agents and ask if they accept transfers. I called 4 others in the area none would take a transfer. So I emailed the home office and wrote a letter, got a call from Julie again telling me they can't force an agent to take a client and I would have to call other agents to see if they will take a transfer... I asked her to give me a names of other agents that would take transfers. She could not do this! So I said "so what if I want a different agent? I will have to find a different company?", she smugly replied "yes, if that is what you want." Please save yourself the headache, go elsewhere!

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Aug. 2, 2015

    My husband and I chose to leave Progressive when we purchased our home because they were recommended by our loan officer and were significantly cheaper.

    I read reviews which were negative but I dismissed them assuming these were poor customers complaining. But right away I found out this was not true. I paid the membership fee when we got homeowners. Then when we transferred Auto a month later, they said we needed to pay still. I had to send them my bank statement to prove it was paid. After paying car insurance, we received a notice they were cancelling homeowners because we didn't have the accompanying car insurance. That was another fight to get that straightened out.

    After a hail storm, we had damage to our house and vehicles. They handled this claim very poorly and failed to give enough money to replace the windows and roof (my husband is a roofer and had to fight with them before they gave us a reasonable amount). Their response? "People don't usually question it." We just got a notice stating they were dropping homeowners because we made a claim and are dissatisfied with their company. It's cool. We're leaving anyway, but dropping someone for making a claim? That's what insurance is for. We didn't cause billiard ball sized hail to hit our home, but when it does, I expect insurance to properly handle it.

    We should have dropped them from the first problem (mind you, we've had insurance with them for less than 1 year now) but I was 7 months pregnant and too exhausted to deal with it. So, we were waiting until renewal to make everything clean and not having to fight about refunds. This is a poorly organized and ran company. From reviews, it seems it doesn't matter what state you're in. You truly do get what you pay for. We went with them because they were cheaper. But so was the quality. I recommend avoiding them at all costs.

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    CoveragePrice

    Reviewed July 29, 2015

    The worst insurance company I should never been with. Once you are not with them anymore, they gonna keep bill you for thing you don't owe. Till you give up, they will report you to collection and ruin your credit. Be aware! When you told them to cancel your policy, be sure to have proof, because they are gonna take that against you, says you never told them. And they keep bill you AND not even send you Any notifications. After months passes by, you will receive mail that you owe, and they will send you to collection if you don't pay. I HATE THIS COMPANY!!! They charge me $187 for a car, new insurance charge me $99, same full coverage! This teaches me a good lesson with this company!!!

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    Customer ServicePriceStaff

    Reviewed July 24, 2015

    We were buying a car for our 17 yr old daughter and given an incorrect rate than what we were billed at. We would not have bought her the car given this misinformation. We were then prorated at this astronomical rate and when we cancelled, the agent, David Deshon of Canon City, Co, did not process the cancellation for the auto nor the home owner's policy. I had to issue a stop pay when we found the next payment was going to be taken out. Corporate gave just as lousy a job. We cancelled the auto and assumed the homeowner's was too (this being the 2nd cancellation!). Lo and behold, that took a whole another series of calls. The refund on the auto shorted us and every rep gave a different amount for the refund nor could they give as an actual quote on what our policy was going to be until they were trying to save us as customers. Talk about audacity.

    How would I believe this rate with all the other misinformation?! Then, the refund on the escrow was shorted by $40 where they were trying to charge us as new members for the renewal. Talk about incompetent and lame service. We are with new carriers and keeping our fingers crossed we never go through anything like the previous again (The irony of the situation is how David Deshon bragged about his horses/ranch and how his wife is an agent in Pueblo. I am sure she is as corrupt as he is!! We now know how David pays for his horses and that lifestyle!)!

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    Verified purchase

    Reviewed July 3, 2015

    I recently acquired insurance with Farm Bureau in East Palatka, Florida 32177 and after being told I had to join a club for $55.00. I then paid $172.00 the same day to insure myself with bottom of the barrel coverage and my son with the same. At the end of the month instead of the $172.00 payment I was told it would be? I get a bill for $344.00??? Unacceptable...

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    Customer ServiceStaff

    Reviewed May 23, 2015

    April 16, 2015 my fiance and I were on I-630 in Little Rock coming from St. Vincent Hospital where he had just come out of knee surgery minutes before. We were approaching the divide where the Hwy. splits to go to 15th St., North Little Rock or Little Rock Airport. I was in the lane next to the Airport lane when we felt a huge jolt/bump. To our surprise, a big red Dodge Ram pickup was trying to get in our lane. When we felt he had hit us, I pulled over on the median thinking he was going to stop too… Apparently he had other ideas. He kept going! I got back onto the hwy. When we spotted his truck (the ONLY red Dodge Ram to be seen out of the vehicles that had passed us) he was in a lane getting off the hwy. By this time there was traffic behind him, traffic behind us so our only recourse was to get his license plate #.

    Proceeding on across the bridge to Broadway in NLR, I called the police. My right side view mirror was broken off, my fender over the right front tire is dented in as well as the rear one and there's puckering on the right door handle. I've only had this car 5 months! The State Trooper came and assessed the damage, took our statements. He said the address for the driver was an old one and it would probably take a minute to find it, but that my insurance company (Progressive Northwestern… they're just as much of a joke as FB) should be able to find out. Needless to say, I got a call May 20th from HIS insurance FARM BUREAU that he denies hitting me and the damages on his truck do not coincide with the damages on my 2015 Kia Optima and they won't be paying for my car to be fixed!!! Well, SOMEBODY is paying for my **!!!

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    Customer ServiceCoverageStaff

    Reviewed May 16, 2015

    My fiancee was driving my truck to work, stopped at a stop sign, began to take her left turn when a vehicle speeds around the curve into the side of my truck, hitting the back half and slinging my truck into a spin and an innocent mailbox. This is where things get interesting. The driver of the other vehicle gets out and takes off running down the road after telling my fiancee she doesn't have a license and ain't going back to jail. This wasn't even her vehicle. It was another gentleman's vehicle who had full coverage and assured us he would handle it.

    After everything was said and done, Farm Bureau calls me asking if I wanted my truck repaired. I say yes of course. They get info and everything from the wreck (at this point the driver was caught a week or two later, known to be under the influence of drugs even at the time of the wreck). We were told they would let us know something after the investigation was finished. Never called. I had to email them to find out they paid the other driver liability for them letting a woman with no license and under the influence drive their vehicle into the back half of mine. I'm dropping State Farm as of this date and taking the adjuster to court as soon as possible for neglect and fraud.

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    Customer ServiceStaff

    Reviewed May 13, 2015

    In May 14,2014 I had a wreck... Your insurance company been the worse insurance Company that I've ever worked with. Due to the wreck my face hit the steering wheel, my right eye was fractured which may cause me to lose the eye. I have been very helpful. I got stuff from Medicare because she couldn't seem to reach them. They will not return my phone calls, the one time and last time they made an offer with me paying all of my Medical bills... and her supervisor was even worse. I called, and he never returned my calls.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 7, 2015

    I've had NCFB auto and HO for 3+ years. Their rates were good and the salesman was sharp, so no complaints...until I had two claims last year for minor auto collisions. My first adjuster was just plain rude to me, hostile and he accused me of lying about an accident in which I was rear-ended at a traffic light. The second one was my fault and it was very cut-and-dried as there was a police report. Neither my first adjuster nor the adjuster has provided me with funds to fix my vehicle. The first collision is almost one-year old. I will need to hire an attorney to have about $1000 worth of repairs done on my car, which is ridiculous.

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    Claims HandlingCoveragePrice

    Reviewed April 28, 2015

    Last year they used the excuse on my homeowners insurance when they raised it due to west Tennessee to hail damage etc.. I live in east Tennessee around mountains where I have not filed a claim ever! They live in high damage areas where tornadoes and wind damage and floods are bad! I lived near Colombia Tennessee and seen that for myself! And yet this year they raised my rates again $89.00 just in one year for 2015! What excuses can they use now?? This is unfair that we who do not live in those kind of areas should have our increases raised due to the bad areas others live in not including lawsuits they have paid out that when I searched it showed many on car insurance and homeowners!

    The ones who have been customers like me for years who have never filed a claim should be penalized for others! Make them take out separate insurance policies to pay for high areas they live in with flood and wind damage etc.. I think it is so unfair to pass those prices on to the customers with high rate hikes! Very unfair! Is the customers appreciated or what! I do not feel as though I am at all! Every year now. It seems as though my homeowners insurance is raised more! And the excuse last year was all the hail and wind and tornado damage policy they had to pay out is passed on to the customers! Regardless if you live in a area that isn't bad like that or not! So Unfair!

    They need to change this badly! It is not fair to the policy holder who has never filed any claims or even lives in bad areas like that! And the $25.00 membership fee is way too much just to belong to them! They need to review each policy and only raise the ones who have used or filed claims in bad areas in which they live or carry out separate polices for flood and tornado and wind damage areas who have filed claims! It is not a fair or good excuse to pass on to me being a customer of theirs for years.. Very discriminatory I do think!

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    Customer ServiceStaff

    Reviewed April 7, 2015

    I have an car accident and it wasn't my fault. The other car hit mine. I went to the agent and talk about how to get our car fix and stuff. They keep telling us to wait and wait and wait and wait, it feel like a century just waiting for them. I mean this is their job to get their customers happy and get their car fix as soon as possible. Other thing they told us, the driver who involved in the accident can't drive until everything is fix and that if the driver got into another car accident, they can't fix it. This is **. It's not even my fault. I feel like they don't even want to help their customer who involve in car accident but oh man they do know how to help you when you want to buy insurance from them. They be like, "Please come in, I not busy at all and I will be more than happy to help you and get you on the road as soon at soon." Where are their help when you really need it.

    I been waiting for a month now and hasn't got my car fix, hasn't heard a phone call from the agent, can't even get a letter from it. If you want to talk to them you have to go and tell them face to face and even if you went straight to them, all they say is, "We can't do anything right now, can you please wait for a little long?" How long do I have to wait??? A couple months? A couple years? I never deal or heard of an insurance like it before. Other company get it done as soon as they can, but this company oh man you got to play the waiting game, which they are expert at it. After I got everything fix and all good, I am out of this company and switching to another one. I can't play the waiting game anymore. I would highly recommend choosing other company instead of this one. Everything is bad except when you want to buy it, they are good at it but when you in trouble in need help, they are really good at hiding.

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    Staff

    Reviewed April 1, 2015

    I got a new auto policy with Tx Farm Bureau last September. It was up for renewal in March. I got married in January, so I called to change my last name on the policy to match my driver's license and the title of my car. The rep. asked me for my husband's info to add him as an "excluded" driver on the policy. He doesn't have a license, and I hadn't asked to add him. When they found out he is a felon, they said they could not add him to the policy, even as an "excluded" driver, and therefore could not change my last name as a result of our marriage. I asked, "Is this going to cause any problems if I get pulled over, since it won't match my license or registration?" To which the rep replied, "Probably." So now, I have to cancel my insurance policy and go elsewhere. Way to discriminate, Farm Bureau! I never saw anything in the terms & conditions about not insuring felons.

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    Customer ServiceCoverage

    Reviewed March 25, 2015

    Farm Bureau is the worst - they never return my calls. Seven months since my car accident and still have not received a dime. Will be reporting this to BBB and this state's Attorney General with all of my documents. By far the worst insurance we have ever encountered.

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    Claims Handling

    Reviewed March 23, 2015

    I have been a customer of Farm Bureau since 2000 and I have never had to file a claim. Last spring I totalled my vehicle and they paid out 7000. This January they tripled my insurance policy! Thanks, I now pay about $450 a month, well not for long. This is a no brainer. I have 5 other family members who have auto and home insurance, guess what - we are all dropping Farm Bureau. Thanks but no thanks.

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    Customer ServiceClaims HandlingPrice

    Reviewed March 8, 2015

    Since purchasing a collision/comprehensive auto policy on three vehicles with Virginia Farm Bureau, my experience has been less than favorable. You pay some membership fee that has no benefit and is a requirement of doing business with VFB. The rates keep going up because this privately held insurance company is having financial difficulties.

    First claim: Someone (a neighbor) punctured the sidewall of the tires on all three of my vehicles. We called Virginia Farm Bureau to come out and assess the scope of damage on this policy. The claims adjuster came out four days later and gave me estimates to replace the tires. The checks came in the mail a week later and all three vehicles were inoperable with flat tires for at least ten days. Apparently, it's my responsibility to remove the tires and take them to a tire shop for repair.

    We called every tire shop in town and the snow tire on an AWD truck was not available after winter was over. Virginia Farm Bureau said it's not their problem and would only pay for the ACV of the one tire that was destroyed. Keep in mind that if you put one odd tire on a 4X4 vehicle it will damage the transmission and differential leading to very costly repairs. Farm Bureau would not pay a mechanic to remove these tires. The burden of making repairs was left up to me (the customer) and I was never compensated for labor or the Freight-In cost associated with replacing this truck tire.

    Second Claim: I was involved in a side impact collision and Virginia Farm Bureau does not want to pay for proper repairs to my vehicle under the collision policy. The same adjuster came out and wrote an estimate for 1,693.00 to make repairs and refused to replace the tire that has cuts and abrasions in the sidewall from the other vehicle ramming their bumper into the tire while the car was in motion. This collision also removed the finish off my factory OEM wheel and pushed in the entire side of the car.

    The estimate includes a knock-off wheel that costs 20% of a factory wheel and it is significantly different in appearance. The fender was quoted at 7 hrs labor to repair and VFB refused to pay for a replacement fender put on the car by the body shop. The doors were straightened and filled with plastic filler. The plastic moldings on the side of the car are trashed and scraped up from the wreck rendering them non-repairable. These moldings remain loose and buckled up on the ends with deep scrapes in the chrome strips.

    A new estimate was written by a certified shop in the amount of 1528.24 to repair the moldings. I only have 260.00 remaining from the estimate written by Virginia Farm Bureau Insurance to remove and repaint these moldings. The people with Farm Bureau insist I will have to make up the difference out-of-pocket. This is unreasonable because the paperwork sent to me indicates it's my fault the repairs were not completed by the first body shop that refused to repaint these plastic parts. The next letter states it's poor workmanship from the body shop who damaged the moldings, rendering them misaligned and loose.

    VFB is all about finger-pointing at anyone to assign blame for damages sustained by a collision with another vehicle. There is also an issue of Virginia Farm Bureau refusing to finish the paint to the same standard that was completed just six weeks before this accident occurred. VFB is refusing to replace the polymer paint sealant stripped off by the body shop. The reasoning is there is no paint on the car that needs protection, but it was just finish polished and shined like a mirror where the car was damaged. The adjuster was also informed that if the paint does not match, I would not be happy with the repair.

    Guess what, the car has three colors of paint on the damaged side, original color, blend on the rear door and a different color at the front of the car. This car accident was eight months ago and repairs are still not complete, including the wheel alignment because none of the local shops have the tools and it will cost more than 69.95 paid on the claim.

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    Claims HandlingStaff

    Reviewed Feb. 9, 2015

    I am an adjuster and I know how claims are suppose to work. They delay, delay, delay to get the least out of you as possible. There is no reason they should take 2+ months to finish a claim. After it is finished expect to cheat the people they work with.

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    Customer ServiceClaims HandlingStaff

    Reviewed Feb. 5, 2015

    I was involved in a fender bender with a lady who has Farm Bureau. Horrible customer service! The auto adjuster came to my house and within 10 minutes told me that Farm Bureau wouldn't pay much on my claim. An adjuster should never tell someone that! They want to play stall tactics on a $5000.00 claim on an emergency room visit for my wife and I. I have sent the adjuster emails stating I want no money for pain and suffering or loss of work, there were no injuries as a result of the accident and I would be willing to sign a form releasing them from any liability if they would just pay for our emergency room visit. She insists I sign a medical release form that would tie up this small claim for a month. I was willing to go down and personally retrieve all of our medical records and fax them to her!

    I called my own insurance company (Nationwide) and the adjuster said I would be a claims adjusters best case. I’m willing to send them whatever they need to expedite my claim but she is stuck on sending a form thru the mail. I was talking to the supervisor at the Greensboro claims dept and he hung the phone up on me in mid sentence! Sad. I actually feel sorry for these people. I think they are good people caught in a bad company and are just as frustrated and unhappy as I am. Avoid Farm Bureau.

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    Coverage

    Reviewed Feb. 2, 2015

    On Nov 7th I went into the office to pay my auto insurance. I paid. Or so I thought. I later found out they incorrectly applied it to my homeowner's. They admitted they messed up, tried to fix it by taking a retroactive payment, but now won't fix it. Now I owe a DMV fee, cant drive for 30 days, and owe big $$ for supplemental insurance. They still have my payment for my auto ins. during that period starting Nov 7th.

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    Verified purchase
    Claims HandlingCoverageStaff

    Reviewed Jan. 28, 2015

    I became a new customer of Farm Bureau Insurance on Dec. 2014. My rates were lower than the rates Met Life was charging, and so I accepted their policy. On January 4, 2015, I received an amended policy that raised my rates an additional 500.00 dollars. The reason given was a claim for pothole/road damage for 843.00 from 2011. They also increased my renters insurance, for good measure I suppose, as I have never had a claim. I have a great driving record, and the stated claim and that's it. At this point, I went to my local State Farm office for a quote to match my coverage (auto/renters), as well as lowering my collision deductible to 0, just to compare.

    State Farm gave me a good driving discount, and came in 1042.00 a year under Farm Bureau for my auto, and 75,000 renters insurance. So my deductible is now 0, and I am covered the same in every way, for 1042.00 less. It is no wonder Farm Bureau is going broke, as they are shyster extreme in my opinion. This company not only practices unscrupulous methods, but even told me that they were going to have to wait a month to stop automatically withdraw, but would send me a refund. As a veteran, I am ashamed to have them operating in my state. Unless you like giving money away, avoid Farm Bureau.

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    Farm Bureau Auto Insurance Company Information

    Company Name:
    Farm Bureau
    Year Founded:
    1939
    Website:
    www.fbfs.com