
Esurance Reviews
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About Esurance
Esurance is an online insurance provider that’s part of the Allstate family. It offers auto, motorcycle, homeowners and renters insurance, and it was one of the first businesses to sell insurance online. Esurance gives free online quotes and has an easy-to-use mobile app, and its Coverage Counselor helps find the right coverage for your needs and budget. It also offers discounts for policy bundles.
Visit www.esurance.com- Easy-to-use website
- Coverage calculator
- Bundle discounts
- Few customization options
- Fairly high prices
Esurance Reviews
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Reviewed Oct. 19, 2015
I am happy with Esurance because they are always helpful. Their customer service is excellent. I have had to make policy changes on several occasions and I am always treated with respect and kindness. They always answer my questions thoroughly and I never leave the conversation confused or upset. Esurance has some of the most competitive prices. Their rates are low and affordable. I am completely satisfied with Esurance as my family's auto insurance carrier.
Reviewed Oct. 19, 2015
There was a hidden 30$ fee buried within the terms and conditions of the policy with no other indication when purchasing. Avoid this insurance company as they will nickel and dime you despite looking cheap initially.
Reviewed Oct. 19, 2015
My insurance company is great. Whenever I need anything, they are more than happy to help me and it's a great price. I shopped around for a long time for a great insurance company and they are the only one I would have picked. Their customer service is amazing.
Reviewed Oct. 19, 2015
They have been the most reasonable auto insurance provider I have ever had with no major issues. I have not had any claims though so I could not comment on that process. They have a no hassle policy which is very helpful and the fact you can contact them through multiple ways.
Reviewed Oct. 19, 2015
My daughter had a accident in my vehicles. It was covered by my insurance. They fixed both vehicles involved. The other party sued for medical injuries and personal damages. Then they cancelled my insurance.
Reviewed Oct. 18, 2015
It is a insurance company that is for the people and they have fair rates. It is better than other insurance companies that I have used. You can watch the progress of your car being repaired in stages if you ever need that service.
Reviewed Oct. 18, 2015
The company is very easy to use. I like having digital copies of everything. Love the mobile app. Quick to pay claims. Have had no problems. Easy to make changes to policy. I don't know what else to say. Great company.
Reviewed Oct. 18, 2015
I never had a claim to file but getting the insurance was very quick and easy. Everyone I spoke to was friendly and helpful. I got my quote in a short amount of time. I paid over the phone and printed my insurance card out from my email immediately. I am very happy with Esurance.
Reviewed Oct. 18, 2015
Esurance has great service and reasonable rates for their insurance. Their customer service reps are very friendly and really know about their products. Quick service and reliable service.
Reviewed Oct. 17, 2015
I've loved this company, they have been very helpful any time I've had questions. They were easy to sign up with and my rate is affordable and I've been unable to find better. Their customer service is awesome, and they provide several different ways to get in contact.
Reviewed Oct. 17, 2015
I was very satisfied with using Esurance as my go-to auto insurance. The rates are low and they offer a great mobile app and user friendly website options. They also send notifications in a timely manner when the next incoming bill will be auto removed from your bank account. That way if you have an emergency you can make a payment arrangement.
Reviewed Oct. 17, 2015
Great employees! We had a claim and they were right on top of it! They are a great insurance company! I highly recommend. I have no complaints about them at all! Great, great, great company.
Reviewed Oct. 17, 2015
Good price and rating. Father had it for many years and was satisfied too. I have seen nothing but good reviews on this insurance. It must be good. I'll try and like it too.
Reviewed Oct. 16, 2015
They are very easy to use and have good rates. I have not had to file a claim, so I don't know how that will be, but overall I'm very satisfied. The customer service is great, so far.
Reviewed Oct. 16, 2015
I have used Esurance for the past 5 years. I have been very satisfied with their online service and ease of payment. I've made 1 car accident claim with them and the process couldn't be easier. Their comparable prices were also great!
Reviewed Oct. 16, 2015
If you are happy Esurance customer - don't estimate. It will last long. In a month, 6 month or a year - it will catch up with you. They will ask you to provide them with all kinds of living records (even your spouse died 4 years ago!), proof of "non-living" family members - for some reason they asked me to have 5 people records showing that they have some insurance, despair the fact nobody lives with me (why not 20??)! Or even copies of your passport or SS#... And all this is covered under "state requirements or federal law." Just nobody could gave me exact name or guideline of such as excising. So, be careful with your data and what you giving to them. You are NOT protected there!
Reviewed Oct. 16, 2015
They have good rates and have adjusted accordingly, when needed. They were easy to work with and talk to when I was picking insurance for my car. They helped me find what I wanted to look for as far as a new insurance and went thru each and every step, so I could understand it all.
Reviewed Oct. 15, 2015
Less costly than other companies. Very prompt and fair on claims. Easy to contact and reps are very knowledgeable.
Reviewed Oct. 15, 2015
Esurance is a good insurance company and I have never had any problems with them. Their service is great and their roadside assistance has been helpful at times when I needed my battery charged.
Reviewed Oct. 15, 2015
Awesome because they really guided me thru the insurance process and made it easy for me to buy the said insurance. I believe this company has everything it takes to win and be on top.
Reviewed Oct. 15, 2015
Good, fast and helpful customer service, good coverage, and good price. I'm able to do a lot online, and that is very convenient. Esurance offers a big variety of discounts for things like multiple cars, having a paypal account, and having auto withdrawals for your premium payment.
Reviewed Oct. 14, 2015
The service is good. When I was rear-ended they were thoroughly helpful and considerate on the phone. They offered to allow me to pay my deductible and have them process the claim and fight the other guy's insurance for me, or allow me to go to the other guy's insurance by myself. They are over-priced though.
Reviewed Oct. 14, 2015
The insurance company has never really been a problem for me. But there's a lot it could do to help. It should have more helpful if something goes to happen. But like most insurance companies they don't really seem to be there for the people, they seem to be there for the money.
Reviewed Oct. 14, 2015
While the price is a little more than some other companies, the customer service is amazing. They are great about working with you if you need to move a payment date. I am very pleased with everything they have helped me with. We have not had an accident to date but I'm sure they would be great about handling that as well.
Reviewed Oct. 14, 2015
Very easy to deal with. Have flexible payment options. You can easily change payment date with no hassle and change coverage adding or removing vehicles within about 5 minutes.
Reviewed Oct. 13, 2015
They have great rates! The customer service went well too. They were able to give me some comparisons, which allowed me to make an educated decision. They had some of the better rates than other quotes I received. They gave me the coverage I wanted closer to the price I was expecting. Sometimes it's weird calling and always getting someone different. It'd be cool if you got a consistent rep. Otherwise, everyone is very helpful.
Reviewed Oct. 13, 2015
Esurance offers the services we need at a price lower than competitors. The customer service has been excellent. While we have never had to make a claim I am confident that if we did it would be smooth and hassle-free. Zero complaints from here. Go Esurance!!
Reviewed Oct. 13, 2015
My experience with my old insurance was among few regulate words, a service not bad but not as good as my lived experience with it was a little stressful because they are ** in some cases about giving answers with respect to payments that required for certain parts of my cars. Attention sometimes varied branches of the company in California. Some days were good, some days were not so good. Would give a recommendation to expand the field of efficiency when solve problems and make timely payments with extensive communication between the company and customers.
Reviewed Oct. 13, 2015
I was very hesitate to use them because I didn't know much about them. I was shocked that the rates was the best. It is because they do everything online. I had issues with pulling up the policy on more than one occasion. I would highly recommend using them due to their rates.
Reviewed Oct. 12, 2015
When I was in a car accident three years ago, it was a terrifying and over-whelming experience. My Esurance agent was very understanding and slowly walked me through the process of filing my claim. My agent turned a frightening experience into a manageable one and I am so grateful for their understanding and assistance. Instead of making the situation harder, they made it so much easier and less stressful, which is something I will never forget.
Reviewed Oct. 12, 2015
The site is very easy to navigate. I was quickly able to sign up and I was able to find the coverage that best suited me. The rates are very affordable compared to others I looked at.
Reviewed Oct. 12, 2015
Good experience, no claims but price keeps going up where it's no longer on the low end and will probably change companies. I had twin daughters that turned 16 and they're insured but now 18 and the price seems high. I do like that you can make your own changes and print ID cards.
Reviewed Oct. 12, 2015
It is the best company for me. I've never had any problems with this company at all. No accidents yet thank God. But overall it's a great company. I've had other insurance company for auto insurance but not like this one. Low premiums are the best.
Reviewed Oct. 11, 2015
They have good customer service, they are always very friendly, I can get a hold of them very fast. The only bad thing is that it is only online, it would be a little better if they actually has an office. I have never had a problem with them paying a claim, it's been fast and easy. It is a little expensive but compared to other insurances, it actually is the best price I can get. I totally recommend them!! They are amazing.
Reviewed Oct. 11, 2015
Getting a quote was quick and easy, and was done 100% online. The rates I was quoted were better than what I was quoted from other companies, and the policy was extremely easy to setup online. I have had no issues whatsoever throughout the time frame I've had my policy with Esurance, and definitely would recommend them to others.
Reviewed Oct. 11, 2015
Danita from Esurance was terrific. A rental company tried to say we had caused damage to a rental car. Danita listened to our side and went to task with the rental company. She was able to get the rental company adjuster to admit the damage could not even be seen in photo. We would not be held responsible. Without her help, we never would have had access information to take care of this situation. I would definitely recommend Esurance to anyone who asked.
Reviewed Oct. 11, 2015
We are very happy with Esurance. We've only had to file a claim once, but we did it right after the accident, at 4 am (after dealing with tow truck, etc). The representative was helpful and friendly, making an awful situation seem a little more manageable. They stayed in touch with us for weeks, until the case was closed. They seemed to care about us as people, not just 'another phone call to answer'. They offer several discounts for members such as home owners discount, student discount, married discount, etc. My favorite part is that everything can easily be managed online, including talking with representatives and printing updated insurance cards. I would definitely recommend.
Reviewed Oct. 10, 2015
It was easy to purchase and is affordable. I haven't really had to use it at this point, so I can't speak to their customer service. I like that all of their services are available online so that they are easy to access at any time.
Reviewed Oct. 10, 2015
I really like doing business with Esurance so far. I have had this coverage for several months now and have had no issues. The customer service department has been very pleasant and helpful on the few occasions that I have had to call them. The price of my coverage is 50 dollars cheaper than the lowest I had found while doing quotes online. I will not be switching.
Reviewed Oct. 10, 2015
Fast claims payment and fast assessment on damage. Easy online sign up and management of account. I would recommend this company to anyone that needs insurance. I had an accident and had a very positive experience.
Reviewed Oct. 9, 2015
I purchased car insurance with SR-22 coverage with Esurance on September 5, 2015 with coverage to begin on September 12, 2015 to March 12, 2015. The state of Missouri Requires Esurance to send proof of coverage to the Missouri Department of Revenue with beginning and ending dates of coverage. Esurance could not handle this small detail and sent proof of coverage with NO beginning and ending dates. From Missouri's point of view this is "Invalid Coverage".The department of Revenue notified me again and I contacted Esurance. AGAIN. Esurance once again they sent proof of coverage with no beginning and ending dates. Once again Missouri Department of Revenue notified me my license was being suspended for failure to have a policy in effect with beginning and ending dates of coverage. So once again, Back to Esurance.
After going through the phone tree 7 times in 2 days, getting cut off by useless but annoyingly polite representatives who did not have the power to authorize a simple fax (faxes have to be sent by the fax center) and a fax center that cannot include beginning and ending dates because they don't have such forms, I had to have a copy faxed by an Esurance Supervisor to a local library and drove 2 hours to the state Capitol to personally hand a copy of the proof of insurance with beginning and ending dates. Total time involved in obtaining a perfunctory detail performed? 31 days, 17.5 hours, 376 miles, approx $50 gas and numerous headaches. You would think an insurance company would know the importance of beginning and ending dates for Coverage. It is so basic it should not even be capable of doubting that a form could be created WITHOUT this information. It is tantamount to leaving the name of the insurance company off the policy.
Oh, I forgot? If it were one bungled phone call, I could understand, but this is endemic, pervasive incompetence in every facet of the insurance business from answering the phone, to creating documents, to understanding needs and legal obligations, to troubleshooting and transmitting documents. I don't care how cheaply you provide insurance coverage, if you cannot deal with the actual details of the business, it is useless paper, no more. Imagine having to make a claim of a serious consequence with such inept people on say a family members injuries and hospital bills, just the type of aggravation you need in such a circumstance. If they cannot handle simple paperwork I cannot believe they can handle the more serious aspects of this important business. I mean seriously?
Reviewed Oct. 9, 2015
I work for another major insurance company, but have my insurance through Esurance. I would highly recommend them to millennials & internet/app savvy customers. I completed everything online in about 10 minutes. I did have to call in about my mortgage billing, and customer service was very friendly and helpful. Bonus points for the hold music.
Esurance had the cheapest rates for our auto & home (2 adults in Ohio w/ 2013 & 2000 vehicles, no accidents, decent credit, & inner city home location). I priced through Progressive, Geico, Allstate, etc. before going with Esurance. I just submitted my first claim for hail damage. I am dumbfounded at how easy it was. I submitted everything online, didn't have to talk to anyone, & used Carstar for the repairs. I was impressed with how seamless it was. I am rewarding 5 stars for this.
Please remember when you call any insurance customer service that you are speaking to someone who's probably a new hire. The turnover in this position is crazy (Which is why I choose companies where I can manage my policy online). We previously had Geico & I had great luck with them for the same reasons. We only switched for cheaper premiums with higher coverages.
Reviewed Oct. 9, 2015
Dealing with Esurance is quick, easy, and straightforward. Their pricing strategy is extremely competitive. In order to have reduced pricing, you do sacrifice the comfort of having a personal agent that you can meet nearby.
Reviewed Oct. 9, 2015
Affordable rates offered. Very user-friendly site that allows you to make changes easily. Also can quote potential changes (new cars, drivers, coverage limits, etc) with no hassles. Sign up process was easy. Renewals are never crazy increases. No complaints!!
Reviewed Oct. 8, 2015
Online makes it easy to use and access. Some personal connections are missed but have not been needed. Price at times trumps person connections. Ease of application is also important.
Reviewed Oct. 8, 2015
They are always very pleasant, courteous, and easy to reach. Very affordable! When I make a call with multiple reason, I am not forwarded to a million people and if I am forwarded, I am not on hold for long amounts of time. I love that it is all online so you do not get a bunch of letters in the mail. It is very easy to access everything on the website. I have only been with the insurance for a brief amount of time, but compared to my last insurance, it's heaven.
Reviewed Oct. 7, 2015
We bought our insurance online. It only took a few minutes, and saved us money on rates. When we traded cars, it was easy to update our information on the app. I love having my coverage information on my iPhone, and the auto pay means I never forget to make a payment. We haven't had any claims yet, so I can't review that side of the company. But the experience we have had so far is very good.
Reviewed Oct. 7, 2015
Excellent customer service. Always very helpful. They always go above and beyond to listen to our questions and our concerns. Willing to give the best deal. It is also very easy to get a hold of an agent that can settle any problems that we may have.
Reviewed Oct. 6, 2015
Great company. Esurance walks you through every process and they have super customer service. They also send you pics of your vehicle during the "fixing" process. Esurance has great prices too.
Reviewed Oct. 6, 2015
Initially, the online quote process went quickly, with all the usual questions asked and answered. The quote that came in was reasonably close to our actual monthly premium. We've been with Esurance since we bought our car in 2008; with no claims submitted/no losses incurred, one would think that the premium would go down a bit... if for no other reason than simple customer appreciation. It is "no muss, no fuss" auto insurance at an acceptable price, but we will definitely consider another company when we buy our new car next month.
Reviewed Oct. 5, 2015
It was very easy to first purchase auto insurance through Esurance. Every time my policy is ready for renewal, they keep me up to date and make it very easy to update my information. They have overall been very helpful and easy to work with.
Reviewed Oct. 5, 2015
This company is easy to work with and accepts change easily. I needed to change my insurance policy on short notice and they worked with me quickly and happily. The people on the phone are very attentive as well. I was never in an accident so no experience with filing a claim.
Reviewed Oct. 4, 2015
I found a better price with Esurance than I was able to find with any other auto insurance company. I searched online and filled out quotes with just about every auto insurance company I have ever of. I was able to get a policy for a lot less money than I ever could have got if I was using one of the other bigger and well known auto insurance companies such as All State, State Farm, and Progressive.
Reviewed Oct. 4, 2015
When I had insurance with them and got rear ended it took them almost 2 months to settle the claim but now with State Farm I'm much more happier. My son also has insurance with State Farm and even when the accident was his it only took 1 week to settle. I just think if you want more for your money you should choose State Farm.
Reviewed Oct. 2, 2015
I had Esurance for only a couple months. During this time they raised my rates so I canceled. I was charged a cancellation fee. I paid it and never heard anything from them. Then today (7 months later) I find out they deducted $100 from my bank account. This was unauthorized. I called and they said it was for the "drive safe" device that wasn't returned. I never received the device. I never signed up for it (willingly anyway). They refuse to refund the money until they receive the device. They said it is their policy to automatically withdraw money from the account they have on file without any authorization.
Reviewed Oct. 1, 2015
Michigan was hit with record breaking hail which damaged the boot on my vent pipe. Water gained entry into my home. Inspector came out and claimed the boot was improperly installed and that I would have to pay to have that fixed, but assured me the water damage would be covered and to go ahead and call a restoration team to address the mold. Esurance was so kind to tell me they would pay for nothing after their representative said they would and for me to call a restoration team. I would not recommend them to anyone and would advise, if you have them, get a lawyer to fight for your claims if you have them as they will not cover you.
Reviewed Sept. 19, 2015
In February I was the victim of a hit and run where the loser that hit me tried to get away. I chased him down. The police ticketed him and it turns out he had no insurance. Surprise surprise! I had to no choice but to go through my insurance co Esurance. They sent me to a body shop who did TERRIBLE work to my car, it took 4 times to try to get it right. Now it's back in there again because the paint work they did is chipping off! Never go to SERVICE KING in Glen Burnie MD!
Worse than all of this is when I got my renewal and they're raising my rates over $300.00 for 6 months because I filed a claim through them! So Esurance is raising my rates because I was the victim of a crime and worse yet when I called them to argue this they told me I should look for insurance elsewhere! How on Earth is this customer service? Why bother to have customer service people when this is the level of service they give? Absolute WORST experience I've ever had the utter misfortune of having to be subjected to! Every other insurance company I have received quotes from when I disclosed this accident ALL said this would NOT be held against me as I was the victim of a hit and run, but not Esurance. They don't care! Talk about adding insult to injury!
Reviewed Sept. 8, 2015
I submitted a claim to Esurance and basically I was treated as a criminal. They investigated my claim to the point where I was tired of fighting them and took a settlement with a huge loss just to be done with them. They have the worst customer service and their agents are unprofessional. I could not wait to cancel them and I did. I filed one claim with them which barely totaled 3 months of premiums and all they wanted to do was fight me. DO NOT USE THEM. They are awful.
Reviewed Sept. 5, 2015
I was changing my policy of 5 plus years with Esurance as my son is approaching driving age and we bought him a car. I also bought myself a classic car. I called Esurance to add the cars to my existing policy of 5 years plus, and was told the policy would max out with 4 cars and would need a second policy. I made it clear I am selling the vehicles that have been covered for the past five years and was told I would be able to cancel without penalty once I sold the cars. A few days later I was called and after lots of explanations was ultimately told I was being cancelled.
I have tried for over a week to have Esurance's underwriting dept. Simply apologize for giving me the run around for more than a week and was told today I would be better served following up with my attorney. Normally I would not let something like this get to me, except I was accused of "brokering cars". It was DISCOVERED I had 3 additional drivers I was allowing to use my vehicle's without including them on the policy and I was using my personal policy for commercial purposes, all of which is provably untrue. I did as I was advised by the so called licensed agent when I clearly explained what was happening at the time I made changes to my policy.
Oh yeah, the final kicker! Until last week, I was maintaining the higher levels of liability, 100/300 on a four cars under the policy. When making the changes, I lowered the limits to 15/30. Hmmm, can't help but wonder what the real risk is Jen and Him are talking about? I can tell you do not seek any advice from the so called licensed agents with Esurance now "backed by Allstate" not unless you are willing to take the blame for Esurance's lack of knowledge. Perhaps they are still in the toddler stage and feel it to be an acceptable practice to hire inexperienced agents to bind their policies. I have this to say, I for one am ready to be the first signature of what appears to possibly be many Esurance casualties. Exactly how many signatures does one actually need to start a class action lawsuit?
Reviewed Sept. 5, 2015
Had policy with them for my auto for three years. Moved to another state and they're quite was too high so I cancelled before my due date. Now they're trying to charge me a $50 cancellation fee which was never made clear on the phone call to cancel my policy. Never made a claim, never paid late and I canceled three days before next premium due. I called and they were unapologetic and says "Sorry the customer service associate failed to do his job correctly. But we charge a $50 charge to cancel in your state." How shady and dirty is that. Don't use them ever!
Reviewed Sept. 5, 2015
I initially signed up for a car insurance policy, cancelled same day, told me my payment which was taken out same day would not be returned for almost 2 weeks. Wtf.
Reviewed Sept. 1, 2015
I hope I'm never in another accident with any of their clients. The lady I've been working with is so very unprofessional. Rude as well as not good with processing documents and her Truths are unjust (fibs). I Just their 15 day resolution is now over. 180 days no Lawyer.
Reviewed Aug. 31, 2015
Esurance attracts you with lucrative low rates. Once you sign up wait approximately two months and the premium shall double on any XYZ pretext. Read for yourself, in my case it was high mileage where as there was no clause about it at sign up. Wanted proof from the dealer about mileage. From the dealer had to burn my weekend for it, resultant zero. Just stay away from these muggers... Unless you want to waste time, energy and at the end money, walk down to COSTCO, Wal-Mart or any other local insurance agent, I am sure you will get a fair rate.
Reviewed Aug. 31, 2015
My first 6 months with Esurance I had to constantly watch Esurance as they were changing my rates for the auto withdrawals. I would email them and they would fix it. Mind you, I have a clean driving record and no tickets or claims. Here we go again; a Renewal Fee and Monthly bill being added together. Who charges a renewal fee; they should give a discount to keep your business. So tired of the sorry a** insurance companies.
Reviewed Aug. 25, 2015
Filed first and only claim for a Windshield. After 6 phone calls, no Windshield. I specifically called this morning and was told I was covered but the Safelite guy still had not gotten approval by 2 o'clock so I got back on the phone to be told I had to pay for it. Now they have pull recorded phone calls to see what I was told. No one seems to be talking to each other. They had no problem raising my rates and I've had no other accidents or claims. Beware.
Reviewed Aug. 24, 2015
I added a new vehicle to my policy and discovered an obscene payment schedule, which did not match my premium amount. When I contacted Esurance I was told that I wasn't notified because my policy was renewing on August 31st. The premium increased $700 to an astounding $1,468.00 for six months. I'm not insuring a high-end vehicle and do not have money to afford that cost in addition to my car payment!
I had a very minor accident in April 2015, where I backed into a parked minivan that was parked in a compact only parking space. Esurance said that I was at fault and paid out on the claim (which did not result in any injuries) and the damage was less than $400.00. The rep I spoke with told me that I could "just pay the premium" and I asked to have my insurance cancelled effective August 31st so that I can have time to find other coverage. They had no problem letting me go and could not explain why the premium was that high. So, I went with Nationwide instead. My premium is only $550.00 for six months.
Reviewed Aug. 19, 2015
Just the same warning. Read the fine print on your policy. My Dad an "unlisted driver" on the policy (because he drives the kids around in my van 3-4 times a year while visiting b/c of kid cars seats!) tapped a ladies bumper in construction bumper to bumper traffic. The lady went crazy and immediately made a claim for pre-existing damage that my dad did not cause. It was easy to see it was below the level of the van bumper. So stupid. I am not sure but I think Esurance paid the claim with zero investigation - which would have easily shown my car did not cause the damage. At least I think they did. I never received a resolution to what happened. I feel like they were not an advocate for me at all. SO. I also jumped through all these hoops to the EXCLUDE my dad from the policy (can't drive the car anymore which is a pain in the ass). So my next premium the premium DOUBLES.
I call and get the run around. Something about losing my "no claim discount." Even though I wasn't the driver and they can SEE on their stupid Drive Sense tracking device (that literally tracks everything my car does) my dad was going about 1 mph when he tapped the ladies bumper and my tracked driving history is beyond excellent. But no. That means nothing. So screw it. Switched to Progressive who gave me a cheaper price and better coverage. Just so annoying and who has the time for this? I am glad my 35 years of excellent driving history is ruined in their eyes by one ridiculous specious claim where I wasn't even driving. Whatever. They just run it through the computers and it spits out a number. I get it. But so stupid and aggravating.
Reviewed Aug. 19, 2015
On 07/14/2015 I requested a quote for a homeowner's policy, after speaking with a rep and thinking the quote was good I said that I did not need the policy until the effective date of 09/08/2015. The rep said that he needed the policy paid in full at that time ($894.29). I gave him my checking account information and the money was posted on 07/15/2015.
I later found that I could get the same coverage for over $200 less; soon on 08/18/2015 I sent Esurance Customer Service a notice to cancel the policy effective 08/18/2015. They are refusing my request; stating they will cancel the policy on 09/01/2015. They will not explain why they will not cancel until 09/01/2015, even though I have sent numerous request asking why they are waiting 14 days to issue me a refund when they collected the money on July 15th and the policy was not to be in effect until Sept 8. This is certainly not the way insurance companies that have local offices operates. I highly recommend that doing business with Esurance is not a good idea. I am going to file a complaint with my State Attorney General's Office in hopes of getting an answer.
Reviewed Aug. 18, 2015
I have been a customer with Esurance for the last 6 months. After paying an almost $800 deposit and $363 a month for insurance I'm being told my insurance is being canceled because someone hit me from behind and put my driving record over the number of points to be insured with the company. So you mean to tell me you are canceling my insurance over accident that your company did not even have to pay out on? Are you serious? #thishasgottobethestupidestthingihaveheard
Reviewed Aug. 18, 2015
We have a modular home with stick built additions. We applied for insurance through Esurance. About 45 days later we got a notification of cancellation. Before the policy got to the cancellation day, we had a claim. I had taken over two months to get the claim settled and we are still in battle. You can send them invoices and they make no comment. They only want to pay what they want to pay. Before the cancellation day, we had yet another loss due to a wind storm demolishing a out building. They wanted to give us a ridiculous figure for replacement. In other words, a low ball. That has been dragging on for over a month now. It seems when you send them invoices and or communication, photos, etc. etc., they simply do not read them or if they do, they don't care and it takes them over a week to respond.
Any other insurance company I have ever dealt with will at least send a response to let you know if they received something and are investigating. We got estimates for the demo and haul off of our building. $1,500.00 for the project. They allowed us $385.00. That is barely enough to cover the cost of a roll off. We continued to battle on other material and labor costs. All in all, they only wanted to allow us $19.88 per sq. ft. for demo and rebuild costs. The national average is $39 to $40 per sq. ft. to build. This doesn't account for demo or excavation. I talked to a representative from our state's insurance commissioner's office. That person said it sounds like they are trying to lowball us and encouraged us to report the incident.
Since that time, and, in a matter of less than one minute, in my email, I received a billing notice, a reinstatement notice and another cancellation notice. I visited with the state on this issue and they said it sounded very fishy. The communication level with any of the claim handlers to say the least is unacceptable, slow and non-descriptive of what they are doing to handle your claim. Welcome back American Family!
Reviewed Aug. 3, 2015
I applied for an online quote. Contrary to what they claim, the lowest price they quoted me was $15 more per month than I'm already paying with State Farm, so, obviously, no way. Two days later, one of their sales people left me a voice mail. Today, I got a postcard from them! So I called them to be removed from their mailing list, which I had no intention of being on in the first place! I reached a person right away, however, he immediately put me on hold when I asked to be removed from their mailing list. After about 3 minutes, someone else picked up, and SHE placed me on hold, for a good 9 or 10 minutes! Finally, she said I was no longer on their mailing list. This is absurd! All I wanted was a quote, not a huge hassle!
Reviewed Aug. 1, 2015
Esurance offered the lowest quote of 6 insurance companies I submitted requests to last month. After no less than 8 email correspondences and 4 phone conversations, we got the policy up and paid. I received a copy of my contract for six months of coverage. It was a little rocky but it was finally complete. That's where it all ended. After I paid (not before) they did a public record search of my address and added two additional drivers to my account. I was told (in a fifth phone call) this was normal, I need to submit the changes online. I was also told to submit a proof of registration* to them ASAP to keep my policy from being cancelled. I've never been asked this before, ever, by any insurance provider.
After making changes to my account, removing one driver who does not live here and after a sixth phone call I was told that registration was "an internal thing," they need to satisfy their underwriters. In my state, vehicle reg and MVR information is not completely public, so they wanted me to "take a picture of my documents with a phone or something, that's what other people do" and email it to them. What? Send a blurry 1 megapixel photo in bad lighting and this is "verifying" my auto? I told them they can go through the state like other insurance companies and emailed them the information request form OTC 762. I then got charged for their records request from the state. I called a 7th time, and argued to have it removed, it was. Today I got a cancellation notice. We have 14 days. My policy ends on a Friday, and my partial refund will be processed 24-48 hours after cancellation. Or, in real life, about 4-5 days.
What do I do in the meantime? Any lapse can be bad... anyone can tell you. I'm accident free for 25 years, that could be the one time something happens (Murphy's law). Or, I could get a ticket, or... any number of things. How will I pay for new coverage during the gap? We just spent enough for six months, now we have to come up with more? Best of all, no reason was given. Thanks, Esurance. Insurance for the modern world indeed.
Reviewed Aug. 1, 2015
As my mom's car was parked, it was hit by a person nice enough to leave a note with his info as well as his insurance info (Esurance). My mom had her car towed to the Auto Collision Center in Daly City, CA where the nightmare started. When Esurance got the estimate, they immediately started trying to haggle parts cost with the body shop meaning they wanted the shop to use aftermarket parts to repair the car that their insured damaged. Then asked the shop to lower their hourly labor costs. Who the hell does this? Then to boot they arranged a rental car for my mom and never explained that (she'd) be paying anything which in my experience, the person at fault's insurance company usually covers. WRONG. She got a bill from American Express for rental car insurance for $594.65. Why is she paying anything?
She calls the rental car company and was told she was responsible for rental car insurance even though she was not told this at the time the car was given to her. Then after all the crap they put her through, she gets a call from Enterprise Rent A Car claiming she kept the car one day too long and owed another $27 plus dollars... All this after Esurance made the Auto Collision Center wait until they were satisfied with the parts they wanted the Auto Collision Center to use!
Reviewed July 31, 2015
I purchased auto insurance online with esurance. At the end of the session, I provided a credit card number for payment. A couple of days later I checked the posted entry on my credit card statement, and to my surprise, esurance had charged me $120 more than the final quote that I had chosen. (Thank goodness I printed the page(s) with all the choices and figures on it.) When I called customer service to ask about the extra amount, I was told that it was "equity." Huh?!? I'm not exactly new to this planet and I've never heard of an insurance company charging for "equity"! When I questioned it, I was given some vague response about building up equity so the company could make sure all my payments were helping me keep the policy, or something idiotic like that. I was furious! I told the guy to cancel the policy and I would look elsewhere for auto insurance.
I then immediately called my credit card company to dispute the charge, explaining that esurance had tacked an unauthorized amount onto the purchase. The cc customer service agent listened and asked if he could get esurance on the line in a 3-way call so they could explain what they'd done. To make a long story short, the esurance guy finally agreed to cancel the policy and said the credit card charge would be refunded. The cc agent agreed to drop it from my cc bill. So far, neither has been done, but then it's only been 3 days. I'll update this in a week or so if I'm still on the hook for the policy and/or the credit card charge. I'm writing this now to warn potential customers that cheap insurance may not be all that cheap! And if you buy online, PRINT EVERYTHING, and then check your credit/debit card for the charges!
Reviewed July 30, 2015
After being a Geico customer for 15 years with little activity other than OTHER PEOPLE hitting my car, they increased my premium to a ridiculous amount. I left and went to Esurance whose premium was considerably lower. Been with them 1 year. My beloved car has seen the end of its days and time for a new one. Upon the decision to purchase, I called Esurance for a quote on this newer car (2006). When the premium came back very reasonable, I made the decision to purchase the car. NOW the Esurance madness began. Not picking up the car till this Sat so don't need insurance till then. (Why pay more for days I don't need?) Called back. Oh... "Quote only good for 24 hours" so now it was $100 more. What?
Then told "Well I can't give you a temporary unless it is 24 hours so I'll have to get approval. So, why not call on Friday for the Insurance for Saturday." Ok, tried again on Wed and then again on Thursday. In fact on hold right now after 3rd Thursday call. Each time the premium went up! 24 hours. Really... I called within same 1 hour went up $100. So now the premium which was $1,200 went to $1,500 and NOTHING was different, same car, same state, same requested coverage. NOTHING. When I asked for an explanation, "Oh it comes from our manufacturer." WHAT? As far as I am concerned, I'm paying YOU. I expect you to provide me with an explanation of why in 1 hour the premium went up and in two days went up to $300 for no reason? Naturally I'm on hold not getting anywhere. So I'm writing here to warn people. Dumping this insurance company and contacting my state's attorney general's office.
Reviewed July 26, 2015
In my opinion this company is horrible, my debit card was compromised and caused a lapse in insurance with Esurance. I was unaware of this and never received a notice in the mail. They did send email notices, which conveniently enough went to my spam box. I spoke on the phone with an agent and supervisor. The supervisor was rude and not helpful, essentially blaming me for not being notified.
I guess Esurance is too hip for a phone call or mail. If I were Esurance I'd hire better customer service folks as the one I spoke with didn't seem to care when I told her that I was taking my business elsewhere - probably not the best type of people to have representing your company. If anyone from Esurance is reading this I suggest you re-evaluate how your company interacts with customers as I will gladly pay more elsewhere to not deal with obvious incompetence. They were trying to extort another $300 every 6 months from me due to what at most would be considered a clerical error.
Reviewed July 21, 2015
I was in an accident at the beginning of June. Clearly the other drivers fault - he backed into the side of my car in a store parking lot. When I initially called in the claim the representative apparently mis-recorded the other driver's plate #, being off by 1 letter. I guess it took them over a month to figure this out even though the info they gleaned from this "wrong" plate # didn't match any of the other info I provided them from this accident (i.e. driver's name, vehicle make/model, insurance co.). A month and a half later I get an email reading that basically they may have the wrong plate #. So I called again relating the plate # to which the claim agent says they had the incorrect # and that he would file the claim right away with the correct info and insurance company.
About four days later I get a call from my Esurance agent pushing me to pay my deductible and accept their check because only then will they avidly pursue the other driver's insurance company to accept liability. He goes on to further state the other driver's insurance company has been "sitting" on this claim for some time. How could they be "sitting" on the claim when they just learned about it only four days prior, when esurance finally got the right insurance company to contact. Needless to say I'm still waiting to settle up this claim and have my vehicle fixed. I'm not at all impressed so far with esurance in claim handling. Wished I would have read the reviews before I decided getting esurance a year ago.
Reviewed July 15, 2015
I have been a customer with Esurance since January 2014. At that time my rate was $127 a month. Then when I renewed my policy they raised it to $159 a month. I had NO accidents, no claims, no change in coverage limits, etc. Well, they just renewed my policy again and it is up to $199 a month! Same thing as before, no changes, accidents, claims. They have raised my insurance rate by $70 a month in only a year and a half! That is 55% more than my original policy! As soon as this month is over I am switching to Wawanesa. They will provide me the same coverage for only $78 a month! No, no, no to Esurance!
Reviewed July 10, 2015
I have had a policy for 15 years with esurance with an excellent record and I carry excess coverage... I believe in insurance. I was sent to Hawaii to work on a project for 18 months. I rented my house, put my things and car in storage near my house and flew to Maui to do the work. I purchased a new Nissan Versa while there and added it to my esurance policy online. After paying for both cars (max coverage) for about a year, esurance asks me if my "tenant name here" is driving my Nissan as well. I said, no, he is living in my house in California, so that is probably the confusion. I remind them of my address (which has been on my policy the whole time I have been in Hawaii) and they freak out: “WE DON'T COVER HAWAII!!!” They tell me they are going to drop me immediately. I ask them for 72 hours so I can get coverage. They agree. (I mean, who is acting like the professional adult in the room here?)
I get Island Insurance (Honolulu) to jump through hoops to get the forms run for me so I can sign them on Maui. Done! I let esurance know they are in the clear and they can remove the Nissan and all we have is the BMW. I ask, since it is in storage, “Is there a reduced rate?” I mean, it hardly needs collision or liability now... Them: “WE DON'T COVER STORED CARS!” I am thinking: you know, your people should start reading the notes on the account and listening to their customers because you have been taking large sums from my checking account for two years now to do that very thing. I say, “well, if you give me 72 hours, I'll be back in California, take my car out of storage and drive it and live there again. Project is over.” Them; “Great!”
I get back. Call them up, they tell me my policy will be cancelled regardless on July 21 because get this... I took my car out of the state and they don't know where my car is and because they are an online company, they can't come and verify its location. I said, “How did you know where it was when I first applied for insurance?” He said, “we took your word for it. We are just a computer up here in (some upper midwest state) we don't have any local offices to check up on you.” I said “what has changed?” He said: “we can't trust your word any more. Our relationship is based on integrity and that is now gone.” I said, "my car never left Tracy California. The Nissan I purchased never left Maui." All I am guilty of is being a loyal customer.
I never hid anything. You got careless and ignored what I was writing to you and kept insuring me on products you didn't offer and customers didn't know you didn't offer and somebody got in trouble and I am getting blamed for having an integrity issue? Do you think California or Hawaii DMV would allow unregistered cars to be in other states? You are trying to make me feel I did something wrong? How come your computer system EVEN TOOK the state of HAWAII for the address of my car's location and my home address for the past two years? You had no problem cashing the checks? How about a refund? An integrity issue? I'm the customer! I never even filed a claim you idiot!
What stupid scammer would load two cars up with insurance in states that aren't covered and then not file claims? I have an integrity issue and you can no longer trust me to tell you where my cars are located!!! I have been telling you for two years but you just bothered to read my address...maybe you are too automated! And, I believe that you "were born online" because had you been born to real parents they would never have raised you to tell a loyal customer that "the company can no longer trust you." I don't know why I am so insulted and outraged. It is actually starting to be hilarious.
Great, big, giant, eSurance... Awww. I hurt its feelings. It can't trust me... that computer, plugged into some outlet up in Minnesota or somewhere, it is pretty vulnerable. It has to trust us to tell it where our cars are because it can't get around to check. It’s just a giant computer. Now it can't trust anyone anymore. I mean... customers can just take their cars and well, do anything with them now. It must be making it defrag all the time! Just wait, one day you'll be chatting with esurance and mention that you just washed your car. WHAT? WE DON'T COVER CLEAN CARS!!!
Reviewed July 7, 2015
My son total his car. The insurance refused to pay because I gave them the wrong VIN #, even if they collect the monthly premiums. I'm filing a claim in small claims court however the company needs to be serve and I don't have a physical address in San Diego. Anyone knows an address for Esurance in San Diego, CA?
Reviewed July 7, 2015
We have been using Esurance for 5 years for our auto insurance. Today I logged in to get a quote for home insurance and I saw our automatic monthly payment for car insurance went from $194 to $343. They doubled our 6-month policy without any recent change in our policy. I called to get a reason for this increase and they were surprised too!!! They told me that *living in California* would increase the price but finally they came up with the reason, which I took a survey and told them I doubled the annual mileage use. I do not remember taking that survey! They updated the mileage information and told me that new price offer will be updated in 24 to 48 hours. My answer will be no! Please be aware of your automatic payments which they have direct access to your checking account. I am definitely cancelling our policy. Making a change in auto insurance company may be expensive but I am sure not expensive as Esurance.
Reviewed July 3, 2015
I was rear-ended at a red light by 2 cars. Police determined car directly behind me was at fault. It has now been over 4 months since I put a claim on and Esurance has done NOTHING for me as far as going after other drivers' insurance to have my car fixed. Stay away from this company! They are extremely rude when called and WILL hang up on you when they feel trapped due to you asking the right questions. Steer clear!
Reviewed July 3, 2015
These clowns took my money. Then 2 months later cancelled my policy for absolutely no reason, contacting the State Attorney general in Albany!
Reviewed July 2, 2015
I had Farmer's Insurance for years. I loved my agent and he was by far the only reason I had stayed with them for so long. But, in 2014 my car/home insurance skyrocketed. I decide it was time to shop around. I checked rates at Progressive, State Farm and a few others before calling Esurance. The amount of money I was able to save was ridiculous. I'm relatively informed on insurance and made sure I had the same coverage as I had with Farmer's. Between car and homeowner's insurance I am saving around $2500 a year. Every person I have ever spoken to with Esurance has been kind and helpful. I do miss the personal relationship I had with my previous insurance company agent but I understood that I would be giving up this service when I chose to leave Farmer's for a strictly online/over the phone company.
I have not had to experience the claims department with Esurance. Only customer service. But, again, I feel like I am informed and being informed can help a great deal with insurance companies or any other business for that matter. Point in fact, during my time at Farmer's, prior to my favorite agent, my parked car was hit in front of my house by a driver working late and had fallen asleep driving. It totaled my car, hadn't even had it 30 days. The other driver's insurance company offered me $2000 less than the payoff for my loan, I did not have GAP. We battled for a few weeks about actual market value and ended up receiving $2500 MORE than my loan payoff for my car. If this situation were to arise again, I feel like I could handle it but I also feel that Esurance will be a company that can support me through any issues.
Reviewed June 26, 2015
I purchased a policy with Esurance March 29th 2014 and when moved to TX from WI in Feb. 2015 I called and cancelled my policy and went with Allstate. I called regarding deposit. For my old car I only had liability due to age of car. When new car was purchased I got full coverage. I really didn't understand about the deposit. When I cancelled I did talk to a young man and he told me my deposit will be refunded. I also was told that the reason for the deposit was in case something came up and you could not make a monthly payment they would use deposit for payment. WELL I never missed a payment in 12 months - proof of this was my invoice with Esurance that payment each month was taken out of my checking account! What the heck. I am so mad. How can this company literally steal my money? I will not give up on this so be warned by my experience.
Reviewed June 26, 2015
I wish I had read the reviews before selecting this jackleg company. I too thought that being backed by Allstate made them reputable. I waited until my claim was settled before posting. It took 58 days to settle. I was investigated, my neighbors questioned, the check to the repair company was cancelled and the icing on the cake was them trying to bully me to accept them totaling my car & being happy with a payout that wouldn't have equaled a down payment on my 2009 Mercedes. This company is a joke. They tried to force me to sign a power of attorney so they could salvage my title. They were rude, condescending and I will stop just short of calling them crooks & liars. Whatever transactions you have get it in writing or better yet RUN NOW!! Claim payout at 9am - Esurance dropped at 9:05. Good bye & good riddance Esurance.
Reviewed June 23, 2015
I was unable to cancel and it was almost comic. If I wasn't well aware of why this stuff happens. I got another carrier and was completely unable to cancel. They don't answer the phone, they have a voice system which apparently doesn't work or at least hasn't for the last 3 days and there's no way to cancel the payment means or anything. The most you can do is move the payment forward. That will give you enough time to cancel the CC which is what I did the day the situation became clear, the same day as I got the other policy. I just couldn't believe a big company like that would just leave the voice prompt system broken so I called again just now and it's still the same. Nothing wrong with my phone, used plenty of times. Their rates aren't that great either, I did it because it was least hassle at the time but you need to add the charge to reissue a CC to their fees unless you're staying with them forever.
Reviewed June 23, 2015
On Nov. 21st 2014 I was driving out of a strip mall in Daly City, Ca. and suddenly I heard a bang on my back rear passenger side of my Sienna. Here is a car backed into mine so she pulled back into her spot and got out. I was already three quarters passed her and I was on the road. Another words, she didn't look all directions before pulling out of her parking spot. I took info and pictures etc. and went home and called my ins., Capitol Ins. Co. To this day the Claim is still open and my ins. co isn't getting anywhere with them. Esurance is saying it's both at fault. No, I had the right way and she was pulling out and hit me in the rear passenger panel and we're still arguing with Esurance as of today June 22, 2015, 7 mo. later! Their giving my insurance a bad time and not cooperating. This Company should be shut down!
Reviewed June 23, 2015
I called to add a 2015 Mini and the rep quoted me $260. I asked how much more if I added a second Mini of the same kind and was quoted an additional $60-$70. So I bought the other Mini too and Esurance deducted $580 for my payment. When I called to get them to refund me, after 2 hours and 5 conversations with 5 different managers, they still would not make good on the amount they quoted me. I would not have agreed to a policy that cost $580/month. So, that is what they will do to scam you out of your money too.
Reviewed June 23, 2015
About a week after starting a policy, they started calling on a daily basis & emailing about a person I didn't know not being listed on my policy. They were going to cancel my policy or jack up my rates because their underwriters see someone else lives here. Well, no one else lives here! The person they were talking about was a former resident of the unit I now live in. I told them I live in an apartment and the person they are referring to must've been a resident before I was but that wasn't good enough. They expected me to add this person, so I ended up cancelling my policy and going with a better company that doesn't harass me over someone I don't know.
Reviewed June 23, 2015
I was a loyal, never late payment, not a single accident or ticket in over 10 years. Always updated my file with my addresses as I moved and a few months back the underwriting department reached out saying that I needed to provide proof that 3 people didn't live with me... in a city I hadn't lived in for 2 years and was over 500 miles away from at that point. I talked to them and explained that not only did I not live in that city, but I don't know those people so can't provide proof that they are otherwise insured. They did not budge and insisted that I provide bank or credit card statements proving my residence in my new location. I don't believe that an insurance company should need to see financial information so denied that claim.
I cancelled my insurance with them as a result of this. If I had claims, or had been a new client or in some way warranted review, I would have found a way to provide proof but I refuse to believe that this was warranted in any way except as a data pull to increase the amount of info they have on their clients and categorize you under different risk profiles. I'm not going to stay with a company that does this.
Reviewed June 19, 2015
My daughter signed up for her first auto insurance as an independent adult. She had to be very price conscious. She went with Esurance, and they agreed on a premium. However, after she paid 6 months in advance, they took out an additional 200 odd dollars the other day, putting her checking account into overdraft. They said they notified her, they did not. They said that she had an accident in 2012, which she did not. They could not take any money out of the future payments to cover what she owed? She used all her money to pay in advance. We cancelled, and it is going to take 2 weeks to get a refund and she needs to go get more insurance! Never again will we use anyone other than a local agent for insurance.
Reviewed June 10, 2015
Well, I just want to comment the reports I have seen on this page for Esurance. They are almost 99% negative. I would like to tell you my story. I have received kind of good price for my two cars. Then I needed to add third driver and the price went up ruffly $50 bucks. Then they send me this device - Drive Sense. I got it by clicking on something not really paying much attention. I check online pros and cons about it and decided to run for a while and see if it worth or not. At some point a received email saying - "The device is not installed. Make sure we have data from it in the next 3 weeks, otherwise the premium will be increased, based on removal of the discount." Ok, good. so I have checked it, plug it, looks good to me.
Yesterday, I was trying to lower my coverage limits to the most basic ones and gain some money from the premium. I did that online and it showed something like approx. $40 less, but the change needed to be approved by their rep. Good. So this morning I wake up and hopppppp, my premium went $40 up?! What a surprise? I have email them and ask, why? The answer was - "We do not have data from the Drive Sense." After work, I have spent half hour with ** and another specialist for this technology and the explain what was the problem and reverted the charge, reset the device. It was taken care of in the way I was imagining. Then we talked about the premium and ** explain, that lowering the limits will in fact increase the premium, because I must have some very rare discount based on driving records (no accidents, credit score and previous insurances).
This guy was friendly, helpful and I was surprised on the end of the talk with him, because all this complaints here state the opposite. So, three stars, because I never needed have had to deal with Esurance on issues so far and do not want to credit them too much. But so far they should have earned 5 stars.
Reviewed June 8, 2015
Credit affect car rates. THAT would come @ time of purchase. Esurance uses a so-called LexisNexis Risk Inc. to gather info, to manipulate customers AFTER reeling them w/ low payment. If you are potential customer...RUN!!! No receipt, just email.
Reviewed June 4, 2015
I was dropped based on false information. They seem to insist that a person named ** that I don't know either lives in my apartment or for some reason is supposed to or should be on my policy. But I have no idea who this person is and why they are insisting she is related to my insurance policy. I live alone and I think that's very unfair.
Also they took it upon themselves to classify my car for commercial use because they misunderstood my occupation. I am a web developer/database administrator who also contracts out my technical skill set out to other companies. They treated me as if I were trying to hide some information and assumed I used my car as a contractor (their meaning: construction work, lol). Seriously! I drive a Mercedes! My monthly insurance payment was originally only around $75 a month.
After they apologized for being confused, then they put together a renewal policy for me and wanted to charge me double $149! I am 53 years old, I have a clean DRIVING RECORD and I drive an old 2001 Mercedes. I think this is extremely unfair since the reason they dropped me had nothing to do with me, but instead it was based on their falsified information.
Reviewed June 2, 2015
Esurance is a joke, NO ONE get it. They've been a month refusing to fix, finding a way not to help us pay for our damage. We hit a deer, totaled the car out. The engine quit working, now I'm not a mechanic, but pretty sure the engine has to work to drive.. We've had trouble getting in contact with the "people helping us". **, has not been of ANY help. If you can help it STAY AWAY!!
Reviewed June 2, 2015
Hello, I have my own Esurance policy and my mother, dad and sister have a separate one for their cars. I was told by Esurance I can exclude my sister on my policy since she's on my parents, If not I would have to add her "MA law". Now for the catch-all, to exclude her on my policy it increased my premium 395.00 annually. This is the most upside down thinking I've ever seen. Just curious if anyone else was caught in this trap... Needless to say I cancelled Esurance and never looked back.
Reviewed June 1, 2015
I purchased a policy with Esurance because their online quote was better than my current policy. Oh how wrong was I. I then tried to cancel the policy and had to pay a cancellation fee. A total rip off. I would not recommend this company to anybody. Then when I called to inquire about a fax number I was on hold for 20 minutes. I released the line and called back on hold again for 20+ minutes. They may be a subsidiary company of Allstate but their customer service is lacking. Not to mention they try and trap their consumers.
Reviewed May 28, 2015
I will be MORE than fair. I contacted Esurance after my ALLSTATE bill started climbing and they had sent me a "DriveSense" device that I had to install on my car to receive my "DISCOUNT". 30 days after installing THEIR device my rates went up... I am 68 years old; drive LESS that 8 miles per day and have NO tickets, and NO violations. When I called them on May 13 they said the DEVICE was not working so I went to the local dealership and they checked and said it was working. SO they reduced my rate to the ORIGINAL (without discount) rate and said I was NOW getting a "Discount". Then my car started dying, over and over in the dead of winter and I was having to be jumped off to get to work. Another battery change and still the same thing kept happening.
The people that looked at it said I would have to have the wiring system checked to find the source that kept draining the battery and possibly I needed another alternator but first check the wiring. I took it to the local Chrysler dealer after the other mechanic could not find it by taking out all the fuses and then re-installing them and they began the expensive wiring check... then; VOILA!! It was the DRIVESENSE device and once removed the car is back acting perfectly. The DEVICE was a CONSTANT drain (night and day, hour after hour) on the battery! Now they tell me they OVERLOOKED giving me my proper discounts and if I send them copies of the bill from the dealership they would like the OPPORTUNITY to make it "RIGHT!"
I no longer believe anything they say; as I just looked and my next renewal has gone up another 7.00 per month. A SAD commentary on the GREED of Insurance Companies and had I KNOWN that Esurance was a division of ALLSTATE I would never have used them anyway!!
Reviewed May 28, 2015
I got in a car accident on Feb 13th 2015 and it is now May 28th 2015. Esurance has done nothing to help resolve my case. My truck was totaled causing motor damage and obviously cosmetic damage which made the vehicle unsafe to drive all at no fault of my own. This happening during a long move from nor cal to so cal losing all my belongings in my truck bed as well. I also received injuries to my neck and back which is now causing me pain and issues. My insurance adjuster ** only left me an email stating for me to contact the opposing insurance company and they will handle it. ** never contacted the other insurance company he never relayed information about the case or the police report. The opposing insurance Bristol west had claimed that on that end it was reported as a hit and run on Feb 17th 2015. So on top of it all the person that hit me is committing insurance fraud.
The opposing insurance company (Bristolwest) ** could never get ahold of ** through esurance or the supervisor **. ** through Bristol west is also reluctant to help obviously as he is not my insurance provider he also denies the ability to get a copy of the police report and my Insurance adjuster ** will not return his calls or mine. So needless to say I have had to do all the insurance work myself. Losing time at work and sleep through this extremely stressful situation which still has not been resolved. If anything I hope that a consumer reads this review and decides against going with Esurance.
This has been the worst ordeal I have had to go through and if all else fails hopefully with this review will save someone else from having to go through the same situation. Being stuck with no vehicle and no help. I lost all my belonging and still currently being seen for neck and back problems. Please take this review seriously. It has been the worst 3 and a half months of my life. I am lost and backed in a corner. From this point I assume I'll have to find a lawyer or take some legal action as I can't resolve this myself. I'll post pictures as well as a picture of what was recovered of my belonging which was basically nothing.
Reviewed May 28, 2015
Made a payment via my checking account since Esurance does not work with Bill Pay. This payment was never submitted to my bank. I called Esurance 3 times in 36 days and explained the money had not been removed from my account and it still says paid. CSRs state, "No worries, it says paid." 36 days later, my policy was cancelled. I get on the phone and make the payment by way of debit card. My other payments went thru fine due to being paid on the debit and not a transfer of funds. So at this point they have 63.00 and 80.00 and they keep telling me there is a credit.
I have received 3 different payment plans for my new policy and they are unable to apply the credit to the policy, and would like me to pay the policy premium again. After spending 2 hours on the phone with them yesterday and 1 1/2 hrs today and still being told they can not apply the credit, I have cancelled my policy with them and have requested the money be returned for the upcoming renewal.
Reviewed May 15, 2015
Here's my experience. Gave a quote with all my info. including MV record. Made a payment. Next day raised the policy by 25%. Day after raised it by another 25%. Called to cancel and was charged $50. So paid a total of $65 for 4 days of coverage. After looking at online reviews they seem to use this bait and switch scam on most people. They may be within them but what they're doing is wrong.
Reviewed May 15, 2015
I first signed on as an Esurance customer in 2012. From that time on every time my policy came up for renewal they raised my rates; even though I had NO tickets or claims. Once my truck was paid for I reduced my coverage to liability only and the rate dropped FOR THE FIRST SIX MONTHS. After that the rate increase scam began again until finally it was almost double what where it started. Again, I've never gotten a ticket or had an accident. I went to cancel my policy, (I found one with full coverage for half of what Esurance wanted) and it took 20 minutes with a rude abrupt clerk who asked me what company I was going to and I told him. He then proceeded to use the wrong company name THREE times during the conversation. He asked how much my new payments were going to be and I told him that wasn't important and he snapped, 'well it is to me'.
Finally we were finished and I found the cancellation document issued on 5-6-2015. In the document it says "Esurance will process your credit within 5-7 days. Please allow up to 30 days for your financial institution to credit your account." Now to me that means that by 5-14-2015 the credit will be issued. Ah no, you see Esurance means nothing that they say. I emailed them and asked when things would be taken care of and I got this back - "Your refund of $xx.xx will be issued once your policy is canceled on 05/17/2015. You will then receive it within 10-14 business days from 05/17/2015. " Now run a business and in the past we've had to issue refunds, IT NEVER, EVER takes 2 weeks to get it to the customer. I'd strongly suggest that if you are considering buying insurance from this company that you look elsewhere.
Reviewed May 14, 2015
Gave them every piece of information known to man. Answered every question honestly. Ask questions of my own. Bought a home so I was in the market for multiple policies. Wouldn't you know that just days before I needed insurance to start, oh wait the quote was incorrect. Imagine that. Then I did not like the payment date, I wanted something else. So I was told to make the first payment and then I could change to the date I wanted. Called today, found out that was lie number two. Talked, rather wasted my time with supervisor. Then called backed and was actually told a different date by the same guy not more than 10 minutes prior. I pray that I never need to use this company for anything other than confirming they're liars. I'd hate to give them anymore opportunities to confirm it.
Reviewed May 14, 2015
The son of their insured hit our car on 17 Apr. It is now 14 May and they have not done anything. Their adjuster is always out of office and she will not call back. I have sent the call record from the police station and we have not heard from them.
Reviewed May 10, 2015
A car owned by ** and insured by Esurance crashed thru my yard destroying my fence, deck and storage building and grass. Esurance refuses to pay for it as the owner whom I talked to at the scene of the accident, went home and reported the car stolen 1 hour after the accident. The keys still in the car along with her house keys. The driver jumped out and ran. Now I have to hire a lawyer to get my property repaired. This sucks, I would never recommend Esurance to anyone.
Reviewed May 8, 2015
My boyfriend and I bought a car last year in 2014, we needed insurance so we went with Esurance. We got our quote of $133 a month and was like "okay, we can do that." A year goes by with no issues, no tickets or accidents and all of a sudden we get this charge from them for $1046. We called them to find out why we were charged this amount and between phone tag and nasty attitudes they told us that they recalculated our policy do to the fact of the mileage on the car. Our 6 month policy was $780, after this so called recalculation it went all the way up to over $6000 for a 6 month policy. We were never contacted cause if we were we would have cancelled on the spot! I would stay clear of this company.
Reviewed May 7, 2015
Esurance has the most deceitful claims representatives I've ever encountered. ** has been purposely stalling to settle my claim (**). Therefore I have filed a claim with Calif. Dept. of Insurance with all of our email correspondence. We are FINALLY in the final stages of my claim with a little help from my email with the attached document I filed with Dept. of Insurance. Now we're waiting on the "legal department" to approve my release. Hopefully this post will help finalize the process.
Reviewed April 30, 2015
Although, they offer discounts and are pretty reasonable on their rates. Never file a claim!! I've had Esurance for 10+ years, and the very FIRST time I submitted a claim, my premium doubled automatically. This insurance company is good at rates, but never file a claim!!
Reviewed April 27, 2015
Please do not ever use this company for your car insurance provider - they are horrible. My car's transmission went out and I called for a tow and they couldn't find a tow company to tow me. I was a stranded woman that needed help and they couldn't find a tow I had to finally find one after waiting 7 hours in a parking lot. I had to pay for a tow out of my own pocket after paying this company monthly for towing service. Women please don't use this company - pay more and get a reputable insurance company. I give this company a big fat zero for their services.
Reviewed April 25, 2015
I was buying a new car and called Esurance for a quote. They were super friendly and when they offered me a plan that I could not buy, they referred me to company that could fit my needs. If I wasn't poor I would buy from them on Merit alone. It's amazing when a company cares about you as an individual and they sent me to place that I could afford. I wish I could buy from them simply because of their honesty. Once I get into a place where I can afford good insurance they are the top of my list. Thanks.
Reviewed April 24, 2015
By way of brief background, the reader should know that this is a case where I needed a new auto policy because I was moving to a new state. I was encouraged by the association of the Allstate name with this company. I was also impressed by how quickly this company provided a quote that seemed to be reasonably competitive. Then they inexplicably started focusing on the name of some individual that they associated with my new address. Apparently, they suspected that this individual needed to be on the policy -- an individual certainly no longer at that address (if ever there). They also started questioning the validity of my new address that I had given them. What a state of confusion!
To be rid of all of this confusion, I was glad when I found that I did not need to cancel my current Allstate policy immediately. In the meantime, Esurance had taken the money to issue an auto policy, even while threatening to cancel because I could not satisfy them that my new home address was valid. When I asked for a refund, they tried to keep a pro-rated portion of the payment taken. I had to prove that the Allstate policy still was in effect. Then I had to provide proof that the Allstate policy was renewed for the next period. What a state of confusion! Besides, why try to keep a portion of the premium in these circumstances?
After I had sent an email indicating that I would review my experience online and get regulatory authorities involved if necessary, the full refund I expected was issued. This kind of customer service and way of doing business doesn't even make sense. What a state of confusion!
Reviewed April 23, 2015
I was in an accident with someone who was insured by esurance. I had an error with the previous automatic payment to my own insurance company and ended up with a gap in insurance during the time of the accident (my mistake for not catching it sooner and making sure I was covered but I had an insurance card showing I was covered for months ahead so I thought I was ok). Anyway, esurance tried to bully me into taking partial responsibility for the accident and even used the fact that I wasn't insured as an argument for why I should take the settlement. Luckily, one of many witnesses came forward and esurance agreed they were 100% at fault.
Now I have been dealing with another person from esurance who also has such a bad attitude and talks down to me constantly. It is a shame that I have to work directly with them because it has been such a bad experience. It has been almost 3 months since the accident and nothing has been settled. They are now offering me $14K on my totaled car that I bought used 8 months prior to the accident for $22K. I still owe $19K on it. It is unbelievable to me that you can get into an accident that isn't your fault with an insured driver and not have damages covered. Additionally, I'm accruing costs on my rental car for every day that it is not settled.
Immediately after the accident I was in communication with the person who hit me. He told me it was extremely difficult to get a call back from his insurance company to get questions answered (several days at times). I can't speak for him to review the customer service since then, but it seemed like he was struggling dealing with them as well.
Reviewed April 23, 2015
I was an Esurance customer for several years. All my renewals had no issues. When it came up for the first renewal after Allstate bought them out, I was told that they would not renew me. When I asked why, I was given some bs answer. I even pointed out that I never had renewal issues before and that this seems odd that after Allstate gets involved I'm dropped. They asked if there was anything else I needed help with and I told them that they have not answered my question to my satisfaction and they hung up.
Reviewed April 23, 2015
I see ads for Esurance all over on tv in flyers and in the paper but when I went to the website to get a quote it says they are not available in my area. I guess I really don't understand how they can be an insurance company but not cover certain states. Sounds like a scam for Allstate to make a few extra bucks.
Reviewed April 21, 2015
After noticing my monthly payment was not taken out this month, called only to find they dropped me. I had full coverage, never had a claim, never was late on a payment. My car is Co-signed by my father and they requested proof that he had his own insurance (which he does) and he had his agent email it over, a policy that was bundled with his homeownership policy. Esurance received this email and later apologized for not looking past the front page that said,"homeowner," but told my dad everything looked good. A month later they dropped me because they never looked past the front page and never saw he had his own insurance.
After discussing this issue with 4 different people, all they could come up with is reinstating my policy, for $56 more a month, and requesting $479 now. They refused to give me my old policy and refused to credit me any of the money that they made the mistake on. The supervisor was as worthless as the rest of the people I takes with, offering me nothing but a $56 increase because they messed up and dropped me from my policy, and having me pay $479 up front the reinstate. I would never recommended this co to anyone and I see why they are an "online" co because their people skills are god awful. Do yourself a favor and unless you like being stolen from keep looking. Btw, Progressive had my same policy for $40 less than my original policy, and I've heard Costco has great cheap policy's.
Reviewed April 20, 2015
I too purchased this insurance. My premium was quoted 365.00 a month. In the second month I was told my insurance will be cancelled because I used my vehicles for business. Big lie. I have no business and have been totally disabled since 2011. Oh and they charged me 162.00 when I cancelled/switched to Progressive, which is not any better!
Reviewed April 17, 2015
I tried to change the due date one time, they say online that it couldn't be done. So I get charged my usual fee on the dd. Then I just get an email saying they are going to charge me again on the date I requested to change it to! Charged twice in one month!!! After a half hour long back and forth phone call I now have a $15 late fee and my premium will go up next month for being late. The extra payment is for "equity". Equity! WTH!?! We have been with them two years... no accidents, no tickets. They are just looking to take your money. Thieves. Oh and I have never been late on a payment... They take the money directly out of my account every month.
Reviewed April 14, 2015
Signed up with Esurance as they quoted a significant discount over my previous carrier. One of their discounts included using their little DriveSense things in my vehicles. I told them from the get-go that one of the vehicles that was to receive the device is only driven a couple of times per month, and typically is driven no more than a couple of hundred miles per year. From the get-go, it has been an argument over this vehicle. They have been constantly trying to charge me additional money due to the limited use of this vehicle. Calls have been every couple of weeks in complaining about the handling of this policy. I'm done. These idiots can all spontaneously combust, and I wouldn't spit on them to help put out the fire. Fraudulent company, who just lost me as a customer.
Reviewed April 12, 2015
Here we have this Insurance Co. That will tell you that they give you a discount if you have medical insurance, then Esurance says “well, we need proof of your medical insurance.” “Ok ,no problem.” But then they say “well, your medical insurance company must tell us that if you have an auto accident your medical insurance will cover you,” then your medical insurance tells them “yes, she is covered and she is the primary policy holder,” but as with any accident there would be an investigation, but if your medical insurance doesn't say they will cover you regardless of fault, Esurance will not give you the discount for having medical insurance. False advertising and not good business. Don't do esurance because they lie.
Reviewed April 10, 2015
March 29th I hit a deer. I carry comprehensive insurance. I called Esurance and filed a claim. I own a 2008 Suzuki Forenza, which is still under manufacturing warranty. Five months ago, I had a new transmission installed and battery. Yet esurance insisted the car should be totaled. They offered me less than $4500. I refused that robbery. They then told me they spent $200 to $300 for a private company to make a comparable report. This company, CCC, supposedly came up with the same $ amount. If I had a problem, I would have to produce receipts for the work done on the car. I sent them that.
Next they wanted me to tell them where I looked for a replacement car. I gave them the web site. There was a 2006 Suzuki forenza for $7100.00 and a few other cars similar between 6 and 7 thousand. After seeing this they still refused to give me a fair price. Now they are telling me I have to pay an appraiser $200 to $300 and that they will consider his results. They were also going to hire an appraiser. Why do they have to hire another appraiser, if they are so confident they have good numbers? Oh, to add insult to injury, they told me they found a car just like mine for $4500. I told them I saw that car for sale and it has a manual transmission, where mine is an automatic. Also, I have an mp3 and that car doesn't. The agent knew all this but hoped I didn't.
At this point, the agent offered me $5200. I will accept nothing at this point but a replacement car of equal value. It is obvious, they don't care about the consumer. I just started using them as my home insurance and I plan to find a different company and cancel with them. The last thing that seemed odd was their insistence to have my title and take my car. They are car thieves with a good cover. Warn everyone you see.
Reviewed April 9, 2015
I have had many auto insurance companies in my years and have never been treated as poorly as I have with esurance.com. I should have stayed with progressive as they treated me well. To save money I switched. I have had nothing but problems with them since day one. The latest, today, was the last straw. I participated in their drivesense program. The day I got the devices I placed them in my cars. I got an email today saying that I have been cancelled off the drivesense discount program because I have not installed the devices. I called and was told to unplug and replug the devices in the cars over the weekend and if they received the data on Monday they would credit back the $200 restocking fee they charged me! Restocking fee?? I did everything they asked and because they didn't get any data they already charged me a restocking fee??? Stay far far away from this company.
Reviewed April 8, 2015
I recently called Esurance to add a friend as an international driver. They said they can't accept an international license. So I said, ok, no worries, he will get his California license soon and I will call back with the info. So after this call, I received emails and phone calls from Esurance asking questions about this "international driver". Now, let’s be clear, I told them on the phone to forget it and let me call back when the California license is acquired. However, they call and call and email. Then I get a cancellation email. Yes, a cancellation threat - because I didn't call them back. When I called them about the cancellation everyone, the rep on the phone and the manager had this tone that it's of no surprise. I spoke with the manager **, she said if you say the word "additional driver" they will automatically start a process of asking more questions or cancel your policy if questions aren't answered.
Has anyone heard of such lunacy and unprofessionalism in a business process? So you make sure to inconvenience the customer if you have business process challenges - rather than improving your business process and taking responsibility. Good thing Esurance is focused on technology and it's obvious, because when it comes to the human element they are clearly lacking an understanding of good business practice. And I hope ** gets reviewed by management. She repeated herself to me like a broken record and didn't seem to be very bright or understanding. How hard is it to understand that if the customer says don't worry about something then that means - let it go - forget it - let me get back to you...
Reviewed April 3, 2015
Esurance gave me an auto insurance quote w/ mercury insurance. They ran all reports. Everything was fine. 2 weeks into policy they call me and were very rude threatening me if I don't add my other vehicle with them an outstanding rate 2.5 x's higher than what I'm currently paying for it, they will cancel my policy and they did. They scammed me with a bait and switch.
Reviewed April 3, 2015
They charge a $5.00 service charge for automatic payment, but if i mailed my payment there is no extra charge. This company promotes being green and then fines you for trying to help the env. They charge a $50.00 dollar cancellation fee, it is not disclosed. My only satisfaction is when I talk about car insurance with my senior group, I can talk them out of Allstate Esurance (so far 4). This company rips off seniors!!!!!
Reviewed March 26, 2015
Probably the worst insurance company I had to work with. I got in a wreck a few months ago and the person who hit me has this insurance. I felt that they didn't know what they were doing or talking about. I was passed off to several different people for my case. I couldn't get a hold of anyone. With my other accidents and insurance companies I've worked with, they got me all finished in a couple weeks. This is now almost 2 months and still waiting for things to be finished and still am not getting a hold of anyone. Very frustrating and they make you feel like you're not being taken care of or your case is not important. Hope to never work with them again.
Reviewed March 25, 2015
An accident where my car was hit while I was pumping gas & then runs me over when I tried to exchange information. He was arrested & charge. Now Esurance is refuses to pay rental while case is under investigation. I did nothing wrong and was run over.
Reviewed March 24, 2015
I would not recommend this company to anyway. I dealt with rude people, told the wrong information, and took months to get anything resolved. If you want further details feel free to contact me. DO NOT GET ESURANCE.
Reviewed March 24, 2015
This company charges a $50.00 cancellation fee. Nowhere in policy does it state this. I was switching to Allstate to have it combined with a homeowners policy and only had 2 months left on the policy. Esurance is an Allstate company. This is a horrible business practice. This is not a cell phone company.
Reviewed March 22, 2015
Thought about asking about your insurance until I kept seeing your commercials. Why do you have to resort to a bullying theme for them? Kids pick up on that. Just stick with why your insurance is good.
Reviewed March 20, 2015
I went online to get an auto insurance quote yesterday. After a few basic questions, I was given a quote of $225/six months. I was having trouble navigating the page and figuring out exactly what coverage was included in that quote so I called customer service. The customer service agent verified the information I had given and asked a few additional questions including whether or not I would like collision and comprehensive coverage (which was not even asked in the original questions online). I answered yes to both. She then asked what I would like my deductible to be. I told her $1000. She confirmed the quote of $225 and promptly asked if I would like to pay with debit or credit. Being skeptical due to the fact this was significantly lower than all the previous quotes I received, I asked her to verify the coverage included. At this point, she started to sound annoyed and answered simply 'it includes everything we talked about'.
I responded 'so that's including comprehensive and collision with the $1000 deductible'? Again, she said yes and asked how I would like to pay. I told her I was going to continue getting quotes and thanked her for her time and she responded with a condensing laugh and 'Kaaaaay', obviously annoyed for having to spend any time answering questions that didn't result in a sale. Wanting to sign up online so I had something in writing, I went back to the website and started another quote. This time I was able to find the page that detailed the coverage and allowed you to tweak it to your needs. I put in everything I discussed with the representative but this time got a quote of $287. Frustrated, I called customer service again to question the discrepancy. This time, I got a very helpful gentleman that figured out the quote the first representative had given me was for liability only.
I was astounded considering I had asked her to verify the coverage at least twice. I truly believe she was trying to get me to sign up with the attractive price and telling me I would have more coverage than the plan actually included. Could you imagine if something had happened and I tried to make a claim only to be told I have only been paying for liability? It would've been a devastating blow. Be very careful with this company.
Reviewed March 18, 2015
Today I had the worst customer service I've ever seen. You lost my fax and it's my fault, you argue with me, and can't offer any solution to get this resolved. I pay, never been late, and never filed a claim that must make high risk or something. I ask for corporate number and I get an address because no one works above the lady on the phone? Seriously!?! I'm going to write negative reviews on every site and post until I get an apology for the horrible service I've received!
Reviewed March 18, 2015
I was trying to get a new auto quote from Esurance and in the beginning, everything appears to be ok but when the rep by the name of ** asks to call back with additional info, he provides a wrong number. To make a long story, they considered to give a policy but then changed their mind and in 4 hrs I spent on the phone, each rep had a different reason as to why they wouldn't give us an auto policy. This was a waste of time. I will never do business with such a fake, phony company. They are by far the worst I have ever heard of. Do yourself a favor. Stay away. You will regret it, trust me.
Reviewed March 16, 2015
I purchased car insurance in January 2015 when I bought my new car. They gladly accepted my $1500 or so for the half year insurance to June. In mid-February, they sent me an email and told me my policy would be cancelled on March 13th if I did not have a Florida driver’s license. So I went to get a license and on the 10th of February sent them proof of my license. The next day they told me that I had to provide them with proof of my residential address and a letter stating that my father (who is listed on the trust which owns my house and who lives in Canada) is not a driver of the insured car. So I send them a bill from the Town of Lantana and a signed document attesting to the fact that my father will not drive the car, as requested, on March 12th.
On the 13th, I receive a letter that my insurance is cancelled. I want to re-instate it, and they tell me they are so sorry, I will have to purchase new insurance. When companies use scams like this in the name of profit, it degrades the moral fabric of the entire nation - shame on you esurance. I do not recommend buying from these people.
Reviewed March 12, 2015
They charged me for an extra car in my policy and a driver that I've never lived with and has never had access to my car for 2 months. I call them to have it removed, send all the ** they asked for, they tell me 24-48 hours to resolve this. OK 2 days goes by and I hear nothing. I call back and they say what do you mean 2 cars? I just have a driver we have to take off and back date they finished that and you get 60 something dollars back. Well you guys need to take the car off also and backdate that. When you called jan 5, I said I need to remove my civic and transfer those plates to the oldsmobile. Well they never removed the car and just charged me for it. So technically I could have drove around with one plate on each car if I didn't sell the civic cause the csr never took the civic off my policy.
**, a csr supervisor promises she gonna watch the policy and call me for my card to refund me (it’s now thursday a week and 1 day later and she didn't call me.) So I'm expecting them to backdate everything and refund it. Spoke to ** in headquarters and she says, ma’am I promise 24-48 hrs on friday last week. So I should expect my refund by sunday? Yes ma’am. Well under riding dept isn’t even open on Sundays, I find out when I call back for the status. So I speak to a supervisor csr again and they say you should expect it by tomorrow. So I call ** back left a vm she prob didn't wanna hear. She calls me monday am and says I never said that but by tomorrow the latest. So now it’s tuesday I’m "getting the refund". Nothing tuesday. I call and complain again and they say tomorrow.
So, wed I call and spoke to the worst one yet. He says I'll call you back in 5 mins, just reviewing all the notes and your policy. Calls me an hr later and says they owe me 27.00 but I'm paid up till may 10th. So you say no I spoke to a million other people and specifically told them only wanna pay up to date, I want that money in my acct. We can't do that he says. So I'm like yes you can, that’s not what everyone else said. He gets me a supervisor and he says "no ma’am, 27.00 is all I can give you back unless you wanna cancel your policy rn." Well I need insurance so I can't do that rn but best believe I am looking. So after all that, I still haven't even received my 27.00. But they had no problem taking 598.02 out of my acct this month and last month 478.00 and the month before, 267.75, and 556.23 the month before. My insurance a month should be 189. Why are you taking all this money out and why can't you refund it?
After all this **, just said ** it and I'll call around get a new insurance company. Cancel them and get my whole refund for the remaining months and I just called for my 27.00 AGAIN. 8 days of aggravating ** to find out I don't even get enough money back to fill my car’s gas tank!! ** you and ** your csrs and their ** service!!!
Reviewed March 12, 2015
Be aware of this company. They charge you a first and last month payment at the beginning of the policy period, but don't tell you that the payment isn't applied towards the last month, and that they "hold" it as a security deposit. You then have to deal with phone reps with attitude, who show the company's true colors... condescending, dismissive, and sketchy. It takes time to have them correct this, and I presume that they believe that most won't bother, thereby enabling them to always keep a monthly payment in reserve. This was NOT explained by anyone when I initiated the policy. BEWARE!
Reviewed March 12, 2015
I own 3 cars insurance by different insurance company, at the end of my policy I switch all to Geico. Later I got a bill from Esurance with a late fee, I then call them and told them I'm with Geico now. Esurance bill me for a $50.00 early cancellation fee cause I did not notify them.
Reviewed March 7, 2015
Rates being more than doubled... for a parking lot accident that caused a scratch on a bumper which could have been buffed out for $30.00. Instead they find me 100% at fault and awarded the other driver over $750.00. I repeat: parking lot accident which resulted in a scratched bumper = $750.00 claim with me being found 100% at fault and my rates being more than doubled. And now the supervisor, **, is out and out lying about everything we discussed and magically the recording of our conversation has vanished. Another thing to note is that I mentioned to every person I spoke to at esurance that they are forcing me to switch companies and not one person asked me to stay because they value me as a customer. No urgency at all to keep me as a client. All they said was: "ok". Do not use esurance.
Reviewed March 4, 2015
A deer hit us, we didn't hit it. Our payment doubled as soon as they were able to increase it. They wanted their money back instantly by the rate they were charging us after the accident. We were forced to change companies in order not to be punished.
Reviewed March 3, 2015
I signed up for a policy for $919.00. Esurance decided they wanted to increase my premium by $1000 without reason and since I signed up online they claim they had the authorization to charge my credit card without notice. I am currently fighting the charges without any luck.
Reviewed March 2, 2015
I have been with Esurance for one and a half years... I called Esurance today to see if it would be cheaper to have my daughter on her own plan since she just turned 18. The lady explained she couldn't find my daughter on the policy then she realized that when they quoted me my policy amount over a year ago the agent typed in the wrong date of birth for my daughter, so I have been paying around $212.00 a month when I should have been paying around $325.00... I was furious then she explained that because of this error I would need to pay back pay amounts on a mistake that THEY made and would have to pay $410.00 a month until the account was paid up… because of their mistake… That is more than my car payment. I would strongly suggest no one use this company. They are crooks! I tried to save money by switching from Progressive to Esurance and now it’s costing me more. At least Progressive was honest.
Reviewed March 2, 2015
I got the insurance January 6 and paid $774.84 and I was told if I pay the extra 300.00 it is a protection for the policy but really no one that works for Esurance could really tell me what is it protecting or if it was refundable but the snake who sold me in this insurance company is horrible and I feel sorry for the people who work them and have to try to explain why they want that extra 300.00. So I ended up going back to triple A because they offered more and they don't bs for extra money. The bottom line is if they ask for the extra 300.00 dollars tell them that's ok because no one really knows what it's for so Don't do it. As for the salesman I feel sorry for you and pathetic job. Hopefully someone will make you pay for misleading customers.
Reviewed Feb. 27, 2015
I was driving home after work on a Friday evening going to pick up my 18 month old son. When all of the sudden, out of nowhere, a 2 dr civic comes thru 1 lane of traffic into mine, slamming me in the passenger side totaling my vehicle. At the time my vehicle booked for over 15,000 dollars. 3 weeks after the accident, a 3rd party adjuster finally comes to look at the vehicle, and 6 weeks later a check for 10000 dollars for my 15000 vehicle. I have had surgery from this wreck and can't work, with no compensation whatsoever.
It is the 1st of March 2015 and the wreck was Oct 10 2014. Not ok, no medical bill paid, I'm in the process of losing my home, and general bills have been pushed to the limits that they are getting ready to collect. I have read all of these people's complaints about rates raising for no reason and for what? You’re not taking care of the people who are victims of your client’s faults. I have 4 children, and a beautiful home. It's caused havoc in my life and destroyed a savings account that shouldn't have. Why? I did nothing to you all.
Reviewed Feb. 26, 2015
Website won't properly load (other sites are no issue, same poor results on multiple browsers). I Can't check my policy. I call and explain the situation, they insist in filing a claim and getting it towed to shop and that they will cover body and mechanical expenses. I get it towed to shop - another person calls me and tells me I'm not covered - so great - I just paid for a tow. I didn't need to take it to a place to get work I can't afford. I have a secondary car - I would have simply driven that. I need access to my policy and I should not have been told they would cover my body/mechanical work over the phone!!!!
Reviewed Feb. 25, 2015
Esurance raises rates for no reason. I wished I had read reviews about Esurance before signing on with them. They gave me a good rate to begin with and then raised the rate $30/mo. after 6 months. We have perfect driving records and have had perfect records for 10 years. ESURANCE IS A BAIT AND SWITCH COMPANY! DO NOT SIGN ON WITH ESURANCE.
Reviewed Feb. 18, 2015
I've been insured for 6 years straight and my policy expired on the 16th and apparently my card wasn't working and without receiving a warning of cancellation, they cancelled my policy. Now it's the 18th and because of two days without their insurance, they upped it from $186 to $289! I'm absolutely infuriated! So if you want to go with a heartless, no loyalty company, esurance is your company.
Reviewed Feb. 18, 2015
I have had Esurance for over 4 years with all my kids on the plan. I hit a parked car while parking my car. I did the right thing, left a note, as the vehicle I hit was not occupied. Total damage was less than $1200 to fix both cars and they excluded me as a driver and doubled the premium. I have NO tickets NO accidents. They sure like to take your money but don't like to pay the claims! I cancelled THEM!!!
Reviewed Feb. 18, 2015
Although, we haven't had to file a claim yet. I felt I needed to tell you our experience regarding esurance so far. Raising rate for no reason? higher rates after renewals? rate hikes for late payments??? I honestly don't get it. At least here in MN, we've experienced no issues whatsoever with them, though they have certainly experienced issues with us as customers. Late payments, mostly, several times...we have received 2 cancellation notices from them in the mail, but have paid before the policy expired, with only a slight late fee, like 5 bucks or something. Same as a late payment fee. One can avoid the late payment fee, if you change the payment due date before or on the original due date, but only get 3 days grace period, usually enough for us.
We recently renewed our policy. 1st payment to renew was actually about 10 bucks less than our actual policy rate, and counted as our first month's premium. Never asked for it in advance, though was notified in advance. Then 2 months rate was the same as it always was. The only penalties we incurred was when we had to move the payment date past the allowed 3 day grace period of the original scheduled date. I like how you can change the payment date. It could be a little better sometimes because we can't always pay it within 3 days of the original date, so then we do get the late fee, but it's not bad at all, so??
Other insurance companies would have for sure raised our rates or kicked us to the curb, some at least. So it must either vary by state or there's a lot of people filing false negative reports here in some sort of smear campaign. Now if we ever do need to file a claim and they definitely screw us, only then will my opinion be swayed on this company. I don't believe everything I read, neither should you. Try them out. If they seem fishy, find another company then.
Reviewed Feb. 12, 2015
I switched to Esurance 15 months ago, after Progressive had begun increasing my rates for absolutely no reason. I was pulled over this past August, and given a ticket for illegal passing (carries 4 points). This was also the first ticket I've ever gotten! I went to court to fight it, and plead guilty to a lesser charge (after paying $350). My policy with Esurance is up for renewal on 03/10/2015, and surprise surprise, they increased my 6 month policy to $2000!!!!! Guess who won't be renewing their policy with them!? Really.......$2000 for a 6 month policy! I've never, ever have even had a claim on my insurance. I am so tired of throwing money away on insurance!
Reviewed Feb. 11, 2015
They claim they are a new insurance company for the modern world. Which if you want to be ripped off of your money, your premiums constantly going up, cannot seem to get a straight answer when you can reach someone by phone. We had Esurance which is my understanding us a part of Allstate which seems to be a conflict of interest, but we had them for about 2 yrs. I just turned 50, was tired of the increasing premiums and got a policy through AARP to go in effect when my Esurance policy ran out. Did all the right things. Contacted them to cancel my policy.
About a couple weeks later. My wife was leaving work, as she pulled out in a four lane highway, two lanes going each way. A van in the left lane, her pulled out in right lane. The van pulled over in front of her, slammed on brakes in middle of street causing her to swerve left but still catching the back end of an old van. Now I and her know the law about rear end collisions. But this was not really a rear end collision in that, they cut over in front of her and slammed on brakes and she had just pulled out from work street onto major street. No major damage much, or major harm to her. The van contained at least 6 illegal aliens, no driver's license, the van did not even belong to them.
But Esurance considered it a rear end collision and wants us to pay the $1000 deductible to get car fixed. They are a joke, they did not take into account anything that really happened. They just automatically blamed my wife without any defense for her. They want your money. But if you need them and can get in touch with them. Beware that you are automatically be considered at fault. My wife did not know if she was being carjacked or what? She was mad, scared, and shook up. We are in IN. The adjuster was in Wisconsin. He tore my wife up even more and upset her even more with his review and blaming her without any defense at all. Maybe if the car had been totaled and all the people in van were injured bad. He would have a different opinion!
Esurance Company Information
- Company Name:
- Esurance
- Website:
- www.esurance.com
