
Assurant Renters Insurance Reviews
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About Assurant Renters Insurance
Assurant offers comprehensive renters insurance that covers dry rot, fungi and mold, with specialized add-ons like pet and earthquake protection. The company lets you choose your policy deductible and supplemental coverage based on your specific insurance needs, and its coverage is available nationwide.
Visit www.assurantrenters.comAssurant Renters Insurance Reviews
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- 4,943,942 reviews on ConsumerAffairs are verified.
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Reviewed July 30, 2021
Very happy with my policy and with how updated I am in a timely manner. I will definitely be renewing and plan on being a customer for a very long time as I have never had an issue and definitely recommend to all.
We love to hear that, Daniel! Thanks for sharing your review!
Reviewed July 28, 2021
I've had Assurance Renters Insurance since June 2018; moved with my daughter May 29, 2020 & didn't have to cancel my insurance, instead Assurance covered both myself & daughter. I continued with this insurance in my current apt. since Oct 2020 until present. Enjoy not having to pay for a few months. Have told others about this great Assurant Renters Insurance!
We love to hear you're enjoying our services, Janice! Thank you for recommending us to your friends!
Reviewed July 27, 2021
Very bad experience with the last adjuster with this company. He was very mean and it did not matter to him. That is how we felt. Always on time paying the premium. Never late and paid mostly all of it. We are so mad at what he did to us. We have no words. Just be careful and check out the claim adjusters.
We're so sorry to hear this, Walter. That’s definitely not the experience we want for anyone. Thank you for letting us know about this.
Reviewed July 21, 2021
The ease and quickness in acquiring my renters insurance was phenomenal. The savings I received in going with Assurant is just the icing on the cake. I highly recommend them and will look into their other offerings!
Rebecca - Fantastic review! We appreciate the time you took out of your day to share your positive experience. Thank you for your business.
Reviewed July 21, 2021
I have had Assurant renters policy for many years now. It was very easy setting up my account, making payments, and moving my coverage when I moved to different apartments. However, my claim experience has been the complete opposite. This is my first claim ever which was due to water damage. I placed my claim on 6/24 which was when my apartment had a leak which completely flooded the place. All my belongings got wet. My apartment was deemed unlivable which is everyone's worst nightmare. Where do you live in such short notice? Where do you work if you work from home and need direct wifi connection to a router?
Assurant claims they should be reaching out within 2-3 days of placing a claim. My adjuster noted that he called me and there was no way to leave a message. That is what I was told by one of their representatives. I waited for that call all day since I could not work for few days. Answered every telemarketer hoping it would be the adjuster. My voicemail is definitely set up and working. It just happens I work for my cell phone provider as customer service and tech support representative. That call never happened. I spoke to the adjuster once because I called him the following week and advised him of my situation. I sent in all my documentation via their website and waited. I was told I could only upload 10 pictures and a list of my belongings. I was never told I should keep the receipts of food and laundry mat while I was displaced from my apartment. I only found out after the fact when I received a letter via mail.
I kept calling the adjuster leaving several messages which I never received a call back. Finally two weeks later I left a message for his supervisor and also did not get a call back. My children and I are still not back in my apartment since I placed the claim. Today is 7/21 and I have no idea if they are going to cover me or how much they are going to cover me? There claim website just shows the claim is pending of approving documents. My advice is get a better renters insurance. You don’t want to find yourself in a situation where you need them and they are not there to help. Unless it’s collecting your money that you get great service.
Sorry to hear you haven't received an update. Please check your private messages, as we'd like to have this looked into.
Reviewed July 19, 2021
Your rates are very reasonable considering having to add the extra water/sewer items. Have been very friendly & helpful when I've needed to contact you. Also being able 2 bundle w/ Geico auto insurance makes it convenient.
We love to see you're enjoying our services! Thank you for the review, Jeanette.

Reviewed July 19, 2021
Easy to get my policy started and website is very easy to understand and navigate. The policy met my needs perfectly and I was able to get proof of insurance the same day. It took approximately 10 mins to complete the application and start my new policy, I will definitely recommend Assurant to my friends and family.
Glad to hear that you will be recommending us! Thank you for this awesome feedback!
Reviewed July 17, 2021
My experience has been nothing short of amazing. The agent that I last spoke with was very professional, courteous, and patient with me. I'm a tough person most of the time, but she took care of my needs with the utmost respect. I really enjoyed speaking with someone that did not sound like a robot. She sounded natural, you know....like a person should.
Valerie - Thanks for sharing your feedback! We always strive to make every experience as awesome as yours.
Reviewed July 11, 2021
Very reasonable premium. It's good to be covered in case of loss, especially with the high prices to replace personal belongings. Not sure how much the premium would be if I chose coverage of $10,000. Thanks!
Donna - Glad to hear you are pleased with the coverage! Thank you for the review.
Reviewed July 9, 2021
I felt valued as a customer during the call. My concern was answered quickly. The representative showed genuine care about my issue and efficiently completed my request. I would recommend Assurant as a renter's insurance.
Glad to hear you had a friendly experience! Thank you for sharing your feedback with us.
Reviewed July 8, 2021
I found the individuals I spoke with very helpful and friendly, and getting renter's insurance with GEICO could not have been easier! Hopefully I will not need the insurance, but it is nice to know that I have it if untoward events occur.
Stephanie - We are thrilled to hear you had a pleasant experience. Thank you for taking the time to share your feedback with us.
Reviewed July 2, 2021
I was required to have renter's insurance at my building and 2 days to figure it out before lease signing and the ease of setting up my policy online and at such a great price was amazing and a lifesaver!
Glad to hear you had a smooth experience! Thank you for the review.
Reviewed July 2, 2021
The claim process was very easy to file. I was able to submit documents with ease and I received fast processing with agents. I’m very pleased with my policy! The policy I purchased covers 12 months.
Happy to hear you had an amazing experience. Thank you for taking the time to share your feedback with us!
Reviewed June 30, 2021
Nothing about the policy frustrated me. As a matter of fact paying every other month was what I liked most about my renters insurance policy. I also love that little break when the policy is all paid up. Happy Trails.....
Willie- Thank you for sharing your great experience with us.
Reviewed June 30, 2021
The staff were very polite, professional and customer friendly. They gave sound advice that really helped me get the coverage I need. The staff were all very knowledgeable, very on time with the delivery of the product/service I needed. It was actually my most pleasant insurance conversation ever. I would definitely recommend them as no pressure, excellent service!
Thank you for recommending us! Glad to hear you had a 5-star experience!
Reviewed June 25, 2021
I have used Assurant for several years and they always provide great service. My policy documents are easy to understand, the rates are clear and affordable. They are quick to resolve any issues that might come up, although I have not ever had an issue.
Teri - Glad to hear you had a pleasant experience. Thank you for the feedback.
Reviewed June 22, 2021
Very good company. Great service. Great value for a good coverage. Filing the for was really very easy to understand. I will recommend this company to friends and family. Keep the good work that help the customer and the company, thanks very much
Glad to hear that you will be recommending us! Thank you for this awesome feedback!
Reviewed June 21, 2021
Too many calls and transfers. The service was time consuming and not friendly to specialty medical professionals. Such services can waste time and money for my medical profession. Customers or potential customers of any type should not have to spend money while wasting time and money for subpar services.
Dr. James, we are sorry to hear about your experience. Thank you for taking the time to share your feedback with us.
Reviewed June 21, 2021
Assurant is a very reasonable renters insurance company and has a friendly staff that works with the customers. We have been with Assurant for a while and never had any problems with this company. Great team.
Michael - Thrilled to hear you had an excellent experience.
Reviewed June 16, 2021
I recently renewed my renter's insurance policy. I have auto insurance as well. I made the mistake of thinking that I had automatic renewal because I have automatic payments for my auto insurance. Luckily, I was reinstated. I tried to do that online. It was slightly frustrating. It turned out to be pretty easy. I probably should have called in. Next year I will get started early.
Glad to hear you had an easy experience. Thank you for the review.
Reviewed June 8, 2021
Having renter's insurance with Assurant was best choice I made. I had a claim processed very efficiently and timely by very professional agent. I will use any other services provided by Assurant without reservations. Thanks for excellent service.
Happy to hear you enjoyed your experience. Thank you for the review.
Reviewed June 6, 2021
I have no issues or complaints and always had positive encounters with customer service. I am overall very happy with my renter's insurance and auto insurance thru Geico. I would recommend to friends and family!
Thank you for recommending us! Happy to hear you had an awesome experience.
Reviewed June 5, 2021
Assurant, is an easy to create and easy to utilize policy. The last policy I used was not so pleasant. I received a notice that I was ONE day late and they not only refused to take a payment for being late. They kicked me off of the policy altogether. I had to find another.
Glad to hear you are satisfied with our coverage. Thank you for the review!
Reviewed June 4, 2021
I feel as though I am gifted having such a watchful insurance company available to hear my sudden instances and ideas. Of course, I have informed my new as well as old neighbors and friends about Assurant as respectably and economically sound. I hope to continue long into the future with Assurant.
Thank you for recommending us! Happy to hear we were able to assist you!
Reviewed June 4, 2021
Assurant is convenient for my rental property management company's requirements for liability and loss coverage. The integration with the GEICO portfolio interface makes payments and checking updates easy. I find that the policy can be updated to reflect changes to management company, liability coverage limits, and valuation of property easy and quick.
We are so happy to hear about your great experience! Thank you for sharing it with us!
Reviewed May 27, 2021
When speaking to a representative from your company it is always a pleasure to talk to a human instead of a computer. Great service provided even though we have not filed a claim for loss of property.
Derrick - that's wonderful to hear!
Updated review: June 9, 2021
Wrote my review and soon as I did my claim was resolved rather quickly, would like to think it was just a coincidence but I think not. Hopefully if I have to deal with them in the future the process is much smoother and people actually get back with me but I am happy that it was taken care of finally.
Original Review: May 26, 2021
Filed a claim as some things were stolen out of my car in November. Process initially moved very quickly and it was great. However I have begun buying items back and have been sending receipts to get my depreciated value for some things and trying to contact my claims examiner to get this process moving and no answer. I called every day for a week and no response, left a voicemail with my name, phone number, and claim number and still nothing. Voicemail says all calls after 3pm will be returned the next business day and they never are. Got a new claim examiner as my first is no longer with the company and it's the same thing, doesn't answer the phone ever or return calls. Very disappointed with the customer service I have received.
Everett - we apologize for the frustration this has caused you. We will send a private message to request the information needed to fully review.
Reviewed May 26, 2021
The ease in the renewal process and the cost of insuring our property is reasonable. There's not much that I need to say except online setup is great and the ease of getting documents when I need them is great.
Vicky - that's fantastic to hear! Thank you for your business.
Reviewed May 25, 2021
I would recommend you guys to everyone as I do now. Fast, efficient customer service along with great prices and coverage. I have been with the company for a while now and have nothing but great and awesome things to say about you all. Great job and keep up the awesome work.
Thank you for recommending us! Happy to hear we were able to assist you!

Reviewed May 23, 2021
I filed a claim due to water damage while I was away. My neighbor alerted me and I contacted Assurant when I returned. By the time I returned everything was cleaned and removed. I’ve been playing phone tag and exchanging emails with Jean and his coworkers to NO avail! I’ve lost about $4000 worth of items and at this point I think it’s a wash! I’m already shopping for a different policy. I only went with Assurant because I bundled it with my Auto.
We are sorry to hear about your experience. We reached out to you privately via this site to gather a few more details.
Reviewed May 21, 2021
I did not have the right plan. And I called for them so they can fix it. I had try to get my original account on line but one was creeper and I had call to get it fix and the lady fixed it when I called. Thank you so much great company.
Happy we were able to help. Thank you for the review!
Reviewed May 21, 2021
Customer service has been stellar from day one and that’s really important to me. Everything is always done with ease. I have used other companies for insurance but this has been the most rewarding experience.
So glad to hear we could exceed your expectations!
Reviewed May 19, 2021
The website was very well laid out and I enjoyed the ease of access that had to all the information on screen, did run into 2 instances were I had to refresh the site but was satisfied overall and comes recommended.
Happy to hear you enjoyed the process. Thank you for sharing your experience with us.
Reviewed May 18, 2021
Worst insurance company ever. STAY AWAY because your place will have been destroyed by the time you can get a hold of someone. I have a condo insurance and I can never reach my adjuster, Jorge **, or his supervisor, Victoria **. They rarely respond to my emails, never answers/returns my phone calls, and tells me I'm impatient since my place has been sitting in water, rotting away "only for few weeks." It's been three months and I still haven't been able to return home. I'm floored how this place can still operate. STAY AWAY FROM GEICO AND ASSURANT.
Thank you for bringing this matter to our attention. We are sorry to hear this, a private message was sent to you via this site asking for further details.
Reviewed May 18, 2021
Very easy. All online. One stop shop with online bill-pay. Multiple payment lengths make it affordable! Also bundling available with my Geico auto insurance policy helped make it less expensive! Awesome online explanation of policy!
Coal - We are pleased to hear you had a great customer service experience!
Reviewed May 17, 2021
The Customer Service Agent was very helpful and the process was easy (one call). They provided me with multiple options that fit my need and were already familiar with my rental property and its insurance requirements.
Thrilled to hear you enjoyed your experience. Thank you for this great feedback!
Reviewed May 15, 2021
Best gem I have found in getting into the rental community. Knowledgeable, friendly, quick, thorough. We reviewed several options. I truly appreciated my agents experience having been in the industry for long enough to explain trends and make real suggestions.
Thank you for the kind words! We are happy we were able to take care of you when you needed us.
Reviewed May 14, 2021
Your insurance provides ample coverage that fits all our needs for a very reasonable price. We're very pleased to see that you are not among the companies that constantly raise their rates every year. I also appreciate that our payments can be made automatically every year, very convenient. Thanks for the total service you provide.
Lawrence - Happy to hear you had a great experience. Thank you for sharing your feedback with us.
Reviewed May 12, 2021
I found out how Easy it is to protect your assets even while traveling abroad or locally. Great choices on levels of coverage and pricing. Easy to combine with auto insurance and to autopay. The website is great and awesome customer service.
Pleased to hear you had a great customer service experience!
Reviewed May 11, 2021
Great customer service and friendly staff. Would recommend to anyone I know that is needing or should have renters insurance. Assurant is the only insurance company that I would recommend to my family and friends.
Glad to hear that you will be recommending us! Thank you for this awesome feedback!
Reviewed May 11, 2021
Your customer representatives were amazing. When you are assisted with respect and kindness this is something you would share with others. I also received my proof of coverage the same day. When I called I was not placed on hold for an unusual amount of time. Thank you again for a really nice experience.
Thanks for sharing your feedback! We always strive to make every experience as awesome as yours.
Reviewed May 10, 2021
We are very happy with our renter's insurance. It is extremely reliable, payment plan is a very easy process. We feel assured that whatever may happen we will be protected. I would recommend this insurance company to friends and family. Thank you!
Glad to hear that you will be recommending us! Thank you for this awesome feedback!
Reviewed May 10, 2021
I called to get auto insurance and after GEICO gave me the lowest price the agent offered me apartment insurance. I’ve always wanted apartment insurance because I have valuable furniture, with the apartment insurance he lowered my auto insurance. He was very helpful and I appreciate his service.
Thank you for sharing your awesome experience with us!
Reviewed May 4, 2021
Getting our quote was very simple, did not take long, seeing how much it would cost was fast, easy to add things or take things off and see how much it would affect the premium, the little x next to things if we needed it to be explained further was really wonderful! That way we didn't have to read through a bunch of things we already knew, but we could click on it if we needed further clarification. I have not received my papers in the mail, which I did request, and the only thing that was or is frustrating is making sure my auto and my renters insurance are both bundled together, I thought it would help save us on our auto insurance but I have yet to see any savings and am having difficulty finding how to join the 2. Other than that the process was simple and fast, and I also liked the payment options, at the time I did have the money to pay for the entire year, that is a great feeling. Thank you.
Hi Erin, glad to hear you enjoyed your experience. If you would like to speak with a specialist about your concerns, please send us a private message.
Reviewed May 4, 2021
I am very pleased by the monthly cost, the auto draft option, and the easiness of policy renewal. I will keep this policy/company as my renter's insurance as long as it is accepted by the complexes that I rent at!
Happy to hear you had an amazing experience. Thank you for taking the time to share your feedback with us!
Reviewed May 3, 2021
I've had Assurant Renters Insurance before and I like the service they provided. They practically did everything for me. They sent a copy of the policy to my leasing office and mailed a copy of my policy to me.
D - Glad to hear you had a great experience!
Reviewed May 2, 2021
User friendly website with ease of following instructions. There's nothing like doing it yourself in the privacy of your home, car, and/or grocery shopping. I would recommend to friends and family. Very affordable price and fits your wallet. Thanks for making my life a lot easier and less expensive.
LaDoris - We are happy to hear you had an excellent experience! Thank you for recommending us.
Reviewed April 28, 2021
The process was easy and informative..Since I opened my policy I have slept good in my home with my family..Just knowing our property is insured helps me sleep a lot better.. We lost everything due to a fire in our building that we did not start..It was horrible..but we are back in our home now and we are insured. We were able to build back better just knowing that we are insured..Thank you
We are so happy to hear about your great experience! Thank you for sharing it with us!
Reviewed April 28, 2021
Great company to have and work with. I would recommend this company to my friends, their prices are very reasonable. Very easy to set up, they send the documents right over to whoever need the information.
Dawn - Thank you for recommending us! Happy to hear we were able to assist you!
Updated review: April 29, 2021
After leaving a review on this website and about 65 voicemails and 15 emails (no exaggeration) the claims adjuster from Assurant finally got back to me. This is good news as it means I won't have a total loss on the theft that occurred for my 2019 Santa Cruz Bronson. However, the claims adjuster had no idea what they were looking at when they were trying to evaluate the price of the bike and ended up undervaluing my bike substantially because they used an older body style with a completely different suspension layout off of Pro's Closet to determine the price. Never mind the carbon rims my bike had on it.
Original Review: April 27, 2021
It's been a month since I filed the police report and supporting documentation with this company on a theft claim. I never heard back from the claims adjuster. It doesn't matter how many voicemails I leave or emails I send, they do not return my calls. I am at my wits end, stressed out dealing with this situation and Assurant has offered zero help so far.
We are sorry to hear about your experience. We reached out to you privately via this site to gather a few more details.
Reviewed April 26, 2021
The gentleman that I spoke to was very respectful. He had great patience and very well understanding, and very in detail to what I would get with the Insurance. Also explained every question I had very well.
We are happy to hear you had an excellent experience!
Reviewed April 24, 2021
Updated on 06/29/2021: 2nd review?! I finally received a letter. I sent a paper copy of the police report although no one made it clear whether or not I needed to send the actual hard copy of report or the police number showing that the police was notified. I sent the hard copy in May 2021, learned through the customer service center that it was documented as received 6/9/2021. I attempt to call the claim adjuster 2 -4 times to check the status of the claim, left messages and still no response. I likewise called her supervisor, left detailed message without affect?!
I filed my claim 02/05/2021, provided the requested paperwork but was told by customer service that they are backed up with many claims, as though that’s my fault? That’s like me telling one of my patients that I provide care to that they must wait until I have time to give them their doctor prescribed medication that they need and that their insurance cover nor give them a good reason as to why they must wait? Assurant will not ever get my business, and likewise I’m willing to pay more for a different company to insure my cars and new home! Geico has done well but Assurant is a part of them and therefore not worth my time nor business likewise! Don’t ask for my insurance claim/ policy information as though you all are going to assist with my concerns?! Because I’ve called and likewise sent the requested documents several more times and still have not received a response! A denial? NOTHING!!!
Original Review: So I have an ongoing claim with Assurant for a Car break in with loss due to someone breaking into one of my vehicles. I’ve had Geico and Assurant for a while but as for renters, I’ve never had to file a claim! My claim adjuster never called me once. I left her several voicemails always leaving my name, claim number and phone number and have sent emails that have gone unanswered. I had questions on certain procedures that I'm still not sure of because I couldn’t get ahold of my adjuster to answer the questions. I have been completely ignored by my own insurance company and her manager has not responded to any phone calls either.
They had my apartment number wrong in their system, then gave me the run around saying I must contact Geico to fix it because Geico is who open the claim and due to address apartment number not being correct, my claim may be denied. I was transferred back and forth? I finally talked to someone that said their manager would view all and call me back, but I never heard back? I cancelled my renters policy! I would rather replace my phone at full cost than to use assurant for any further insurance needs! I only went with them because of Geico. They are an awful insurance company that has no concern about their customers. You pay them and they ignore you.
Lalonda - We’re sorry to hear about your experience and would like the opportunity to investigate your feedback further. A private message was sent to you via this site asking for further details.
Updated review: May 5, 2021
This is just to thank you Angela ** for all you’ve done. There's always that one person who will go that extra mile, And for me that person is you Angela **. Angela solved the problem and took action. Thank you. I really appreciate. Couldn't let a day go by without letting you know how much I appreciate Consumer Affairs for contacting Assurant Insurance. You guys are awesome and and amazing. Thank you so much. A.R.
Original Review: April 24, 2021
Unfortunately my claim representative was the worst ever I ever talk to. Name is S.J. took three days to get back to me. She mention they gave her the wrong claim number for my case. After receiving all the information I needed to file a mold claim S.J. say she doesn't know if Massachusetts has clogs in the contract for molds. Then she change her mind and say your cover. S.J. mentioned she sending an email to where to send all my documentation to myclaiminfo@assurant.com. Everything was sent on 3/31/21 5pm. Never heard back till 4/23/21. By email S.J. sent out another email starting they still need the information.
I call to talk to another represented she transfer my call to S.J.. Get on the phone. Very rude. I had enough of this sorry customers services. I'm done and I made a post about this company. I never in my life Experience poor service. Usually it takes a week to receive a check from your insurance company even from Covid-19. Assurant I would never recommend anyone from family & friends to use this horrible company. A.R.
Arozzell - We are sorry to hear about your experience. We reached out to you privately via this site to gather a few more details.
Reviewed April 23, 2021
Friendly and polite agent that answered all my questions, fast, efficiently and to my complete satisfaction and at a great price. I definitely would recommend the purchase of an Assurant Renters Insurance policy to all my friends and neighbors.
Glad to hear that you will be recommending us! Thank you for this awesome feedback!
Reviewed April 23, 2021
I am a property manager and selected Assurant for my coverage after comparing benefits and pricing with my other insurers. I found a dollar difference of $100 for the same plans through my motorcycle and car (different) insurance providers. I have assisted many of my renters with signing up and purchasing a plan with Assurant, too. They feel confident they have made the right choice knowing I have the same coverage as they do.
Ronald - Great review! We appreciate that you took the time out to share your experience. Thank you for the 5-star review!
Reviewed April 23, 2021
Am currently renting a 2 bedroom 11/2 bath townhome. Renewable every 12 months in a variety of ways. I choose to pay online without any problems. Maintenance is exceptional and timely. The office staff is friendly and helpful. Grounds are well cared for. Most residents are friendly and are dog owners who take care with their pets' activity. In general, a very pleasant place to live.
Mary - Happy we were able to help. Thank you for the review!
Reviewed April 21, 2021
Geico is my go-to. I will continue to seek all my insurance needs through them. Filing claims is easy and fast. Their app is great with everything I need right there on my phone. Customer service is great when I call in.
Glad to hear you are satisfied with the process. Thank you for the review!
Reviewed April 18, 2021
Easy to start, convenient Worked for over 6 years and no problems or misunderstandings. All very easy to work with. I would recommend it. This product was purchased through my bank. So far it has been very easy to work with.
Glad to hear that you will be recommending us! Thank you for this awesome feedback!
Reviewed April 14, 2021
Great service, exceeded expectations. Have to make sure I recommend assurant to all friends and family. Very happy with the experience and process. The claims adjuster was friendly, efficient and most importantly fast with reimbursing me.
Glad to hear that you will be recommending us! Thank you for this awesome feedback!
Reviewed April 6, 2021
I switched all my insurance from Liberty to Geico. Only reason was price. I didn't even realized who was the renter insurance company until I had to file first claim on 3/31/2021. As a bundle Geico brought us Assurant. You get what you pay for. It was a nightmare. They either pick up your calls nor return. One guy gave me a number and it was a bonus number. I am listing the number here so that you can verify. 1-800-652-1263 ext **. I assigned me an adjuster and he neither return my call nor respond to my texts. I called Assurant and complained and they told me that they will assign me a different adjuster. The same adjuster texted me an hour later that I am stuck with him.
The Assurant Claims Examiner asked me all kinds of document including condo master policy certificate. I told the claim examiner that it was the fault of the unit above nothing to do condominium association. If I had to deal with everything I don't need to buy an insurance. I filed a similar claim with Liberty and their service was excellent. I have never went through all this hassle. I am planning to switch to Liberty. No more Geico, no more Assurant. Having this kind of insurance is more headache than helpful. By the way after 6 day still nothing get done.
Gina, sorry to hear about your feedback. We would like the opportunity to investigate your case further. We reached out to you privately to gather a few more details.
Reviewed March 31, 2021
WAS a Geico customer for many years. Tried out their renter's ins. It's actually Assurant. My claim was approved in December. I was sent a check for a small fraction of the damage and told that another check would be sent. Has not happened. They are impossible to get ahold of. Phone messages unreturned. Emails unanswered. Four months later I am still waiting. If you want to be completely ignored with no resolution, they're your go to.
Sorry to hear about your experience. A private message was sent to you asking for further details.
Reviewed March 29, 2021
Quick, fast, easy, simple. I was nervous at first but was a lot easier and cheaper than I anticipated. They have many options to choose from including identity theft protection which was a pretty cool option to add.
Thanks for sharing your feedback! We always strive to make every experience as awesome as yours.
Reviewed March 19, 2021
I've been an Assurant rental insurance customer for ten years. I went TEN YEARS without ever needing to make a claim. Then our apartment got mold, and some of our belongings were damaged. We tried to file a claim online -- the form was broken on Assurant's end. (We tried several browsers.) Since we couldn't submit the information via webform, we emailed it to our claim adjuster. Then we tried calling, and left a voicemail for our claim adjuster. We didn't hear back, so we called again the next day. We called every day for a week and a half and never heard anything. We found our claim adjuster's supervisor and called. Nothing.
We call the main line, and sit through extremely long wait times, navigating phone menus, getting placed on hold and getting dumped back to the menu when they were allegedly transferring us to someone who could help. Again, no help. This whole process is made to be impossible. On purpose. Because if you can't actually complete your claim, Assurant keeps your money and never has to pay out.
Over a month and a half later, we finally get to speak to our claims adjuster. We explain our situation and no surprises here -- our claim was denied. Even though we have a provision in our policy that says mold damage is covered. The real test of insurance is: if you need to make a claim, do they help you? If you're with Assurant, the answer is clearly no.
How much money does Assurant make by denying your claims? Assurant's CEO Alan B. Colberg made $9,465,745 in 2019. Assurant's Chief Financial Officer Richard S. Dziadzio made $3,526,168 in 2019. Assurant's Chief Operating Officer Gene E. Mergelmeyer made $4,232,613 in 2019. Assurant's Executive Vice President Keith W. Demmings made $3,016,777 in 2019. Assurant's Executive Vice President Robyn Price Stonehill made $2,226,913 in 2019. These five executives alone made $22,468,216 in one year. Twenty two million dollars. Unless you want to spend your hard-earned money helping buy Alan Colberg another mansion, avoid Assurant. They won't help you when you need it, and they'll make you spend dozens of hours of your life you'll never get back for the privilege of denying your claim.
We’re sorry to hear about your experience and would like the opportunity to investigate your feedback further. A private message was sent to you asking for further details.
Original Review: March 11, 2021
I had a flood in my apartment on 2/15/21. It's now 3/11/21 and I have only talked to my adjuster once over the phone. I have been calling for days. I'm trying to get my reimbursement for hotel cost and I never got a call back even from corporate. I am canceling this policy asap and will never recommend this company ever!!!
Sorry to hear about your experience. A private message was sent to you asking for further details
Reviewed March 3, 2021
This is by far one of the worst companies I have EVER dealt with when it comes to customer service. I am beyond over their antics and the way they beat around the bush with customers. At this point, T-Mobile is about to lose a customer because of them. My phone was stolen yesterday, 03/01, so I filed a claim. I am being told that once I upload my ID to them it will take 3-5 DAYS for them to process my claim. NO ONE IN THIS DAY AND AGE has 3-5 DAYS to wait for them to look at a picture and verify that it's me! I asked for 2 managers and they all told me the same. Supposedly, they went through a lot of people claiming they didn't have their device when they did. DUH, people do scams everyday. But why put everyone else who is genuinely trying to get a phone put through this.
It is not safe to be without a phone nowadays. I have a program for work that I use to login or access. I need my phone NOW. The deductible is already high as heck!! I am so sick of dealing with this company and Tmobile needs to deal with someone else before they lose a bunch of customers! The last time I filed a stolen phone claim, they asked me to sign a document and my phone was shipped! Now granted, the phone ended up being returned to me and I cancelled the claim and sent the phone back!! They told me this claim didn't even count against me! Again, I am beyond done with their antics and the agony that they put customers through! Do better Assurant!
Imani, we are sorry to hear about your experience. Thank you for sharing your feedback.
Reviewed Feb. 22, 2021
So I have an ongoing claim with Assurant for a Fire Damage loss to our apartment due to an apartment fire in another unit. Our claim adjuster has called us once. We have left her over 15 voicemails always leaving our name, claim number and phone number and have sent emails that have gone unanswered. We had questions on certain procedures that we now know they will not cover like dry cleaning because it has to be done a certain way but we couldn’t get ahold of our adjuster to answer these questions. We have been completely ignored by our own insurance company as her manager has not responded to any phone calls either, customer service can't get her to call us back and we even called a 4th number and can't get anyone to call us back. We only went with them because of Geico. They are an awful insurance company that has no concern about their customers. You pay them and they ignore you.
We are sorry to hear about your experience. We reached out to you privately to gather a few more details.
Reviewed Feb. 8, 2021
My bicycle was stolen out of the apartment. I submitted all the required claim materials online. Then there was no response, so I called. This is what happened (1) No one answered the phone - left a message, (2) called back - no one answered the phone – left another message - on and on... (3) Then I received a letter in the mail asking for me to resubmit all the information. (4) Then I called again, left a message and finally left a message with a supervisor....This is not a company I could ever recommend.
Thank you for bringing this matter to our attention. We reached out to you privately to gather a few more details.
Reviewed Feb. 1, 2021
Assurant Renter's Insurance has handled my claim for theft at the hands of my moving company with marked delays and delayed, unprofessional service. I am writing as a very dissatisfied customer of your Renter's Insurance product, due to the delayed handling of my claim and issues with the website updating information that has already been provided.
Regrettably, having experienced a theft and loss at the hands of an inept moving company nearly two weeks ago on 1/15/21, I was hopeful in having my claim handled expediently to offset the losses incurred as a result of this theft. Although my Claims Adjuster, Karen **, is very friendly and thorough in her work, I am distressed at the fact that my claim seems to be delayed after sending every detailed document (receipts and police report) as required for my claim, and calls go unreturned when leaving voicemails for updates on my claim. Per the adjuster's request, I have provided very detailed copies of receipts for each item stolen multiple times (save for those that were gifts, as explained to my adjuster), as well as a detailed Police Report from my local precinct for the reported loss.
My issue stems from the fact that my Adjuster repeatedly requests new documents, after promising a claim completion date of today (Friday 1/29/21), and it is my position that the company continues to stall my claim for any arbitrary reasons they may find. Today, Ms. ** stated that another department (SIU) has requested more validating documents -- a copy of my lease and moving contract -- which I immediately provided via email to my adjuster, only to be told this will delay the claim further. The moving company was extremely inept with shady business practices, and I did not even have the chance to physically sign any paperwork, as can be noted on the contract, as they replaced the signature lines with *, and proceeded to steal many of my items.
While I understand that each claim is unique, and the timeframe for resolution varies, I feel that the handling of my claim has been stalled even in the face of me providing every document required to expedite the handling of my claim. In addition, the Assurant website continues to show documents missing while I have provided every required document multiple times to my adjuster both via the online portal and email. The conflicting information provided me from my adjuster, customer service and the Assurant website continues to cause me distressed confusion regarding my claim, and this needs to be resolved promptly.
During an already very challenging times, compounded by the daily stresses of the COVID pandemic, Assurant continues to cause me distress at the poor handling of my claim and false promises on the handling and completion of my claim. I have provided every document requested by Assurant, immediately when requested, and I feel that Assurant is engaging in stall tactics to pay my legitimate claim, which has been amply validated with multiple documents on several different occasions. This service remains very subpar, and I am in need of immediate senior management assistance to complete my theft claim at this time.
Joseph - Sorry to hear about your experience. We would like the opportunity to investigate your feedback further. We reached out to you privately to gather a few more details.
Reviewed Jan. 30, 2021
Affordable. Cost always matters when leases strongly encourage rental insurance, when there isn't much to insure and to have that extra protection if someone ever needs to use public storage. It's always good knowing you have that extra protection.
Sarah - Thank you for sharing this great experience with us! Glad to hear we were able to help.
Reviewed Jan. 27, 2021
I bundled my Geico insurance and had Assurant for our renters. On Christmas Eve the upstairs unit above us started a fire causing our apartment to be totally damaged from the water from their sprinklers. It ruined Christmas, we didn’t have anywhere to go, it’s been complete chaos. We had a claim adjuster for a week and then he quit so we had a new claim adjuster and it’s been over a month now and no sign of our money and we have exhausted all of our finances and we call as often as we can. They obviously don’t care that people are suffering when these emergencies happen.
Cheyenne - We’re sorry to hear about your experience and would like the opportunity to investigate your feedback further. A private message was sent to you asking for further details.
Reviewed Jan. 22, 2021
As stated before, the rep was very professional, kind and effective. She recommended the best option for me. It's nice speaking to someone with a pleasant voice and attitude in these troubling times. Stay safe everyone and thank you!
Pleased you had a great customer service experience!
Reviewed Jan. 8, 2021
The online process was simple, clear, and easy to follow. You asked good and clear questions. The options for payment are helpful. I can see exactly how much am saving by paying annually vs monthly. Thank you.
We are happy to hear you are pleased with the service!
Reviewed Dec. 31, 2020
Unbeknownst to me, Geico uses Assurant insurance for homeowners and renters insurance and I am appalled. For the first time ever, I unfortunately had to file a claim due to extensive water damage to my home that was caused by a neighboring unit. My home was under 6.5 inches of water. Most everything was damaged beyond repair as the water came from above and crashed down on every inch of my home. I have made countless attempts to connect with my claims examiner, their manager, and even the manager's manager to no avail. I have almost exhausted all emergency funds on lodging, food, and gas as my home is unlivable while repairs are underway. This would be covered under my ALE coverage, however no one has contacted me or made any attempts to initiate payments to assist.
The investigator confirmed the damage as well when he came on-site almost a week after the event took place. A week AFTER! Since then, no one has contacted me via phone or email which is beyond unacceptable at this point. I have made all documentation available to my claims examiner including receipts and over 120 images that capture the extent of all damages. The one time that I was successful in contacting my claims examiner was two days after my home sustained water damage. She continued on about how they will not pay for this and that though I had supporting documentation that is listed in my insurance paperwork as a requirement for the claim to be filed and remediated in a timely manner.
When the investigator came to my home even he stated that the damage to my personal property alone was extensive and would exceed my already robust coverage. The fact that we as customers have to chase down these lackluster agents that are assigned to us with no say is baffling! I have already spent countless hours combing over all of my documents and ensuring no stone is unturned prior to making this information available to my examiner. I have done this with the hopes that this process would be seamless and promptly resolved. I couldn't have been more wrong. I’ve now had to engage my attorney and am moving forward in filing a formal complaint against Assurant via the Federal Trade Commission and the Better Business Bureau.
This company should be ashamed of themselves as should Geico for subjecting their customers to Assurant’s atrocious and nonexistent customer service. My claim is STILL open with no remediation in sight. I can be patient, however, when there is no communication and an overall sense of, “let’s make this already tumultuous experience that much harder for a timely paying customer”, restraint is out of the question. Assurant, DO BETTER!!!
Ashley - we are sorry to hear about the frustration you have experienced after dealing with water damaged. Could you private message your claim and phone number? We would like to have this fully reviewed as soon as possible.
Reviewed Dec. 15, 2020
Updated on 12/19/2020: I called Assurant to speak to a supervisor regarding the claim that was declined on 12/15/2020. The agent could get a supervisor on the line. The agent was instructed to take the details for my call. The agent I spoke to did not believe 2 claims filed in less that 3 years was a reason for my policy to be flagged as a policy that should not be covered by Assurant. He would not provide what is the maximum number of claims other applications were approved with a valid policy. I do not feel discriminated but for sure this is an experience other people should be aware of before they plan on buying a renters insurance policy from Assurant.
Original Review: ON A RECORDED LINE. I spoke to Ray Julian **. My gun and other property were taken from my vehicle parked on the driveway where I live. I was able to find the original Ruger box that came with the gun so I could read the serial number. I filed a police report. After I filed the police report, I filed a claim. After all the paperwork was submitted, Ray Julian ** called me on 12/15/2020. He has previously asked me if I had filed for insurance claims in the past 3 years. My answer was always the same - "YES". Today he called me to tell me the claim was declined. He wrote that I had misrepresented and made false statements by failing to report past claims on my insurance. Sooo. I went back to find the email I received from Assurant with 2 attachments. One attachment was the policy information. The other attachment was the application. The application clearly includes that I declared a claim on 2018.
Clearly this company needs to hire a better IT person, better software so the claim processor can see what is on the records or get a claim processor who can read insurance applications and stop wasting the customers time filing and reporting complaints and negative reviews. It is disappointing because the last time Assurance processed a claim, it was a good experience.
Jorge - Sorry to hear about your experience. A private message was sent to you asking for further details.
Reviewed Dec. 1, 2020
I moved out of my apartment several years ago, and I've been trying to cancel my insurance ever since. Every year the annual payment auto-renews, and this reminds me to try to cancel it again. Calls and emails to Assurant don't work. I'm not trying to get a refund, I just don't want to keep paying for insurance I'm not using. How come you can easily press a button to get the Assurant insurance, but you can't do the same to cancel? I will NEVER use them or recommend them to anyone.
We are sorry to hear about your experience. We reached out to you privately to gather a few more details.
Reviewed Nov. 17, 2020
I had a policy with them for the last 3 years. Two weeks ago my window was broken and house was vandalized. When I filed the claim, not only they denied me, they were rude, unprofessional and even revised my policy behind my back. There is nothing good about this company, it is a bunch of scammers.
Kages - We are sorry to hear about your experience. We reached out to you privately to gather a few more details.
Original Review: Nov. 17, 2020
I purchased renters insurance from Assurant because Geico offered it. Geico is a good company so I trusted getting renters insurance from Assurant. My condo was broken into and they stole some items. I called the police and made a report. On 11/2/2020 I went online and started a claim. They stated an agent would be in contact within two days (first lie). I had to called them and left a message on a voicemail. I got a call back on a Monday and the agent left a voicemail. I called back and left another message. Didn't hear anything for two weeks. Then on 11/16/2020 I get a call from the number that the agent called me from so I answered it and she just hung up on me. This company is clearly a fraud and I'm planning on really digging into the legitimacy of this company. I'm also leaving Geico since they referred this company as well.
Frank - We are sorry to hear about your experience. We reached out to you privately to gather a few more details.
Reviewed Nov. 16, 2020
I had a issue with water damage in 9/14/2020 and filed a claim through them. Got through Geico bundle and had an adjuster call me explaining what happened and I was told I will have two claims one for property and personal. I provided everything I can to them and I don’t keep receipts like that and investigation came and took pictures so they got pics and everything. Never heard about that. When call insurance adjuster unable to get him. Always voicemail and it’s funny I get someone by pressing any number and extension and then they can’t reach adjuster.
I haven’t heard from them then when the person I speak to email adjuster and manager then I still don’t get a physical call. They send an email saying they are putting acct inactive status because I didn’t give them anything. I have mold growing in my home. Reached out to landlord and still don’t know what to do. I called a lawyer and all too because this is unacceptable. They don’t care about people. I hate this company. After this claim is justified I am done with them. Going somewhere else that really would help in time of need. This is a mess and hassle then I have to fight with them. I am going to have to take to small claims court. They can care less for people knowing that things happen.
Michelle - We are sorry to hear about your experience. We reached out to you privately to gather a few more details.
Reviewed Nov. 5, 2020
I filed a claim and they say they will reach out within 2 business days. I never received any correspondence so I called on the 4th business day to see what was going on and they said they tried calling 3 times... which I know is not correct because I answered every single phone I have received since filing the claim in case if it was the adjuster... only to find out that they have been calling my leasing office instead? I understand calling my landlords but maybe a phone call to me would also make sense?
So I get the phone number for the adjuster and call him, to find out that he is going to be out of the office all week so I call again and ask to be reassigned to another adjuster or his manager so I can get the ball rolling. I have yet to hear back from anyone and I tried calling customer service today to see what is going on and they just hang up on you after placing you on hold for 5 minutes. I don’t know how this company is still in business. I highly recommend canceling your policy and getting renters insurance elsewhere because that is exactly what we will be doing.
Kelsey - we truly apologize for the frustration caused you. Could you private message your claim number? We would like to take a closer look at your experience and see how we can help.
Reviewed Oct. 19, 2020
I purchased a renters policy from Geico. I wasn't aware that this policy would be through Assurant. I had a burglary on August 20th. I submitted my claim and the adjuster reached out to me one time. I called several times a day trying to get in contact with the adjuster and he would not return my calls. Finally the adjuster called and told me my claim would be settled by the end of the week. I didn't receive a call by the end of the week so I called Monday only to be informed that my claim had been given to another adjuster. The calling process started all over again. I was never contacted by the adjuster and he never returned my calls.
After about a week and I called and was notified that my claim had been assigned to another adjuster. I started the calling process all over again. She told last Thursday that my claim would be finished by that Friday. I did not receive a call or email so I called again today and was told that it should be wrapped up today. Tomorrow will make 2 months that I have been waiting on my claim to be resolved. This is the worst customer service that I have ever had to deal with. I have cried, begged, and done everything in my power to get my claim resolved but as of today I am still waiting. I wouldn't advise anyone to deal with this company. They are horrible.
We are sorry to hear about your experience. We reached out to you privately to gather a few more details.
Reviewed Oct. 19, 2020
This has to be the biggest joke of an insurance company ever! House fire happened 09-07-2020, filed my claim same day, adjuster contacted me 09-08-2020. She was very nice (Lisa **) or at least I thought. Here we are week 6 (10-18-2020) I have not heard her voice since the day after I filed my claim, numerous voicemails to her & her supervisor 0 call backs, she refuses to speak to me. She will email me instead of calling me back as if total loss is a joke! I lost everything and have been treated like trash this whole experience, I have filed a state complaint! DONT USE THIS INSURANCE!!!!
Jasmine - We are sorry to hear about your experience. We reached out to you privately to gather a few more details.
Reviewed Oct. 6, 2020
Refused to return calls and emails. On one occasion I spoke with someone she was very rude. Once I made a complaint, I received a call from a nice woman who was responsive...for that day. I thought I had made an error. Nope, I was being gaslighted. After that day, things went back to radio silence and I even received a letter addressed to someone else detailing her claim in the mail. I never did get any questions answered.
Thank you for bringing this matter to our attention. We are very sorry to hear about your feedback. We reached out to you privately to gather a few more details.
Reviewed Oct. 5, 2020
Working with Assurant has been the most frustrating, upsetting experience I have had with any insurance company I have worked with in my life. My claim adjuster, Kevin **, is awful. I was involved in a residential house fire in July 2020. The first claim settlement Kevin offered me was missing A LOT of information and a lot of it was incorrect. It has now been 2 months since my apartment caught on fire, and he has not replied to even one email I sent. He never returns my phone calls. In the past two months, especially in the last month, I have called multiple times and left messages because his phone goes straight to voicemail. I have called his manager and the manager above him. It was not until I did that, left him a negative review with Assurant, and threatened to file a complaint with the state that he picked up my call AND apologized.
Unfortunately, that was a fluke because no work has STILL been done on my claim and I have not been reimbursed the $2000 I am owed for living expenses after 2 months and my settlement claim is still missing at least 5 emails' worth of property that I submitted before they offered the first settlement to me (there is about $1000 worth of property missing from the first settlement and they also noted my clothes as cleanable when I had already explained that they burnt up entirely in the fire). In fact, they actually closed my claim prematurely without consulting me and told me that I can still continue to submit even though the claim still says it is closed online.
After having suffered through the trauma of losing my apartment and having to relocate unexpectedly, I would like to finish up this claim so I can focus on my new apartment and move on with my life. But Kevin is making this incredibly difficult and it does not help that he does not sound the least bit remorseful or empathetic to this prolonged situation. There is no excuse for this when I've been incredibly detailed, patient, and thorough this entire time.
Ayolah - we would be happy to request an update and investigate the delays you have experienced. Could you private message your claim and phone number?
Reviewed Sept. 29, 2020
Updated on 10/07/2020: Assurant Renters answered me & said they would be in touch with me. It's the 6th of Oct. & I had to call them again & again. Nothing is getting them. They hang up on me. They have pictures of a crime against me & do not want to part with them. The one said, "Call the police" so I did. Even they know they are not allowed to enter my apt. without my permission, unless an emergency. They do not care crime has been committed & that I had a heart attack!! All they do is award the apt. while the victim gets left to suffer profiling. They are on their way to being sued.
Original Review: I took out this insurance, a couple of years ago. Too late, I found out they do nothing for you & they are for the apt. I had a suspicious fire, back in May of 2020. Before the small fire, I lost my stove time & total use of my microwave. Then the cloudy water started. You are suppose to wait a few days before doing anything about it. It could clear up on its own. The haze set in & the rug is full of black mold. I'm sensitive to it & getting ill from it. Starting with bronchitis symptoms. Nothing is being done about it. The fire alarm went off, like I never heard it before. A small fire started & I was cooking water, for oat meal. Water does not go up, especially barreling black smoke. Black smoke is like burning tires & it has to be fed. (Looked it up.) I took a broom & beat it out. Only try that on a very small fire.
The damage was only the burner, knobs, & a little cinch, on the wall. It was burning, like it was fed. The time it took me to beat it out, I had a heart attack. The PM knew I wasn't doing good, so she called an ambulance & the maintenance man stayed with me before the ambulance came. This fire should never have happened. I have been broken into so many times. A new term for destroying an apt. is called trashed. It looked like a cyclone hit it. My lock was refused to be changed, with all this going on, until my medicines were stolen. The lock, a year & a half later, was finally changed.
I go to the hospital & 5 people came in my apt & trashed it some more. I found scissors, in my bed. The PM illegally entered my apt. & had pictures taken of the incident, but didn't say I have been broken into. The hospital told me, "You are lucky, your heart is strong." I could have died over this & no one did anything. Even laughed that "The police will not come." I had $200 in books stolen & about $100 of medication stolen & Assurant would do nothing. They ran me around since May 1st, until the present day. I finally received a letter stating the apt was being awarded over $7,000. I became so upset, Assurant wasn't listening to me. They would not accept any proof, from me or investigate.
Just yesterday Mon. 9/28/20, finally one of the reps told me what was claimed & the whole thing was fraud. The apt. claimed the cabinets were damaged & that is a lie. The little fire, I put out & the PM thanked me, did little damage. My microwave was also claimed & it's mine, not theirs. I knew something was wrong, because my microwave was professionally The case was closed & they will do nothing for me. There was also another fire, worse than the one I put out & I was in the hospital & of course, I can prove it.
I wanted all health care bills paid for & didn't care who paid it. I asked to speak to the fraud department, they do not have one. I was on the phone constantly & wasted so many hours. The maintenance man tried to blame me. I confronted him. He is not a good liar, but the PM is. Mold, haze, cracks in the walls. Destroying my health & getting away with it. They want me to send in proof, but the PM didn't give proof with their claim & it was accepted. They had the nerve to admit, they are for the apt. I only asked what was mine to ask for & not a penny more & couldn't even get that. They through fraud, did nothing but fraud & got awarded, through the insurance that I pay for.
Laws have been broken & this awful company aided it. I spoke to the claims adjustor & when I mentioned black smoke, her answer was she hung up. There were 5 people, in my apt. illegally, insurance fraud, lies & deception. You are force to take out insurance & this is why! I'm feeling ill, from the constant stress I'm being put through & had to go under a doctor's care. He seems to a good doctor & is concerned he can not get my blood pressure down. He doubled my medication & told me If my blood pressure doesn't come down in three weeks, he is going to look into my stress. What more do I have to go through?? I'm going to sue both Assurant & the PM. The PM was reported before & I have a lot of proof. I had asked who was in my apt. & the PM would not answer me.
We are sorry to hear about your experience. We reached out to you privately to gather a few more details.
Reviewed Sept. 25, 2020
Site is very easy to navigate! Straightforward and to the point! I’ve used Assurant in the past and did not have to file any claims. Insurance pricing and coverage are both great. I recommend from the experience I’ve had with this company.
We are happy you are pleased! Thank you for sharing your great experience with us!
Reviewed Sept. 24, 2020
I have homeowners insurance through Assurant. I recently had bad water damage that forced me out of my home: several walls and ceilings had to be torn down, and a great deal of flooring had to be pulled up. After initially filing my claim, I spoke with my adjuster for a short time, and then he stopped returning my calls and emails, along with those of the contractors. For the past two weeks, I've called virtually every day with no response. I've called managers; I've been assured that managers were emailed internally, and yet still no responses.
Meanwhile, I have contractors breathing down my neck to be paid. Assurant wouldn't send the field adjuster until asbestos abatement was completed, and now Assurant isn't their calls or emails. I sent the xactimate and invoice nearly a month ago, and they still haven't been paid. Today a customer service person at Assurant told me I would need to wait seven to ten business days; it's been nearly a month! This is utterly unacceptable. I was routed to this insurance company through Geico; I plan to file a complaint with Geico if this isn't sorted out soon.
Jennifer - we truly apologize for the inconvenience. To make sure your feedback is reviewed, please share your claim number privately.
Reviewed Sept. 23, 2020
I purchase this renters insurance through Geico thinking they would be as good. I'm beginning to think I was wrong. Someone broke into my vehicle on 8/28. I called the police the officer came out wrote my report and I filed my claim. I've submitted everything they asked for license, lease agreement, receipts showing ownership, bank statement, pics of vehicle, police report, flight info and still NOTHING. My adjuster was very nice when he called the first time within the 2 business days. But I never heard from him again.
I've been without my property for almost a month one being my MacBook. That's something I used very frequently. It shouldn't take a month when I've given everything they asked for in a timely manner. Anytime you call to get an update you can barely reach your adjuster. I shouldn't have to call looking for an update. You all should be calling and keeping your customers informed on their claim. This is not the type of customer service I was expecting at all.
We apologize for the inconvenience this delay has caused you. We would be happy to request an update. please share your claim and phone number via private message.
Reviewed Sept. 16, 2020
BEWARE! This renter's insurance company is a total scam! I had leaking in my roof back in July, I told my leasing office and they came to “repair” the problem but they didn’t repair it correctly, they just patched it up and painted over it. About 3 or 4 weeks later we had a big thunderstorm with lots of rain that made their “patchwork“ job give way and caused a lot of water damage to my personal property (clothing, shoes and furniture). After I tried to file a claim they told me this is normal “wear & tear.” They couldn’t accept my claim. How is it normal wear and tear when it was just supposedly repaired a month prior?!
I had work order paperwork to prove it! READ THE FINE PRINT. They’ll take your money but when you need to make a claim they’ll say everything comes from normal wear & tear.. It’s not normal for a thunderstorm to cave your roof in idiots! I’m canceling my policy ASAP! I wish I could give zero stars. I’m out of hundreds of dollars of items and I’m left having to clean this crap up myself. Be smart. Go look elsewhere for coverage!
We are sorry to hear about your experience. We reached out to you privately to gather a few more details.
Reviewed Sept. 16, 2020
I got Geico insurance as a service member because I could use them overseas, I didn’t know coverage was under Assurant. I had damages to my electronics due to electricity. Agent speaks to me for less than 2 mins, hears an accent, hangs up and claims network issues only to email me a few minutes later saying my claim is under investigation and still no word from them, it’s been over a week. Don’t use this company! I am cancelling my policy when I get home this week!
We are sorry to hear about your experience. We sent you a private message asking for further details.
Reviewed Sept. 11, 2020
I work for GEICO and of course have GEICO auto insurance along with Assurant Renters Insurance. I have had Assurant for 3 years and have never made a claim. That is until the derecho ripped through Iowa and destroyed everything I own. I started the claim on the day of the storm and now a month later, despite leaving daily voice-mails with my phone and claim number and reaching the supervisors voice-mail, I have not spoken to my claims adjuster once. I tried calling in to start a new claim and the customer service agent was able to chat with him and told me he would call me by the end of the day, but he never did. This company does not operate on the same good faith mindset that GEICO does and despite the employee discount I will definitely be canceling Assurant and going somewhere else for renters after my claim is closed. I have no furniture, no clothes, and no end is in sight!!
We would like the opportunity to investigate your feedback further. Please send us a private message with your claim and contact number to have a representative review your concerns.
Reviewed Sept. 10, 2020
Through a recommendation from Geico, I purchased the renter's insurance cover through Assurant. I have a policy with coverage from 11/15/2019-11/15/2020, and I paid the entire policy in February 2020, so I didn't have to pay the monthly coverage. I received a refund check on 8/13/2020 for $239.00 without an explanation for the refund, so I was under the assumption it was because of COVID-19 because most insurance companies were sending refunds to customers. I was sent an invoice with the date of 8/10/2020 with a due date of 8/30/2020.
I called them and asked why the bill was due when my policy was due until November 15th. I was informed that they misquoted me for the policy, so they sent me a refund for the amount I paid, and the $497.00 is what I owed for the current policy. I asked the operator if they could move the due date to 9/21/2020 because I can't just pay $497.00. After all, this wasn't an unexpected expense. I was told no because the bill is ten months past due, which wasn't my fault; they fixed their mistakes and sent me a statement and expected payment right away.
I asked to speak to the supervisor, and he wasn't any help, and the only thing he could do is accept half of the payment amount or the policy will be canceled on 9/15/2020. If I received a letter about the reason for the refund or a change in policy, I wouldn't be so upset. Still, this clerical error is their fault, and I'm expected to fix a problem that wasn't caused by me or pay more than what I initially agree to pay for coverage.
Andrea - We are sorry to hear about your experience. A private message was sent to you asking for further details.
Reviewed Sept. 10, 2020
We have been living in a mold infested house for a month, suffering health issues and watching our belongings slowly deteriorate. It was easy to file the claim online and we received a quick response from the claims examiner. We also had an inspector come out within 3 days. We were told by the claims examiner it should take no more than 10 days. We have called him and emailed multiple times without response. When he did pick up he said the inspector report didn't get fully submitted, so we gave it a few more days and called back.
This time he needed the info for the mold remediation company, something we already provided and the adjuster was on site when they were here. I have submitted hundreds of photos and all information requested but we still don't have an update from the claims representative and he won't respond to any of the emails we send. The mold was not remediated as it's now growing in other areas of the house. The landlord is "working" on it while we continue to develop health problems and watch our belongings ruined.
Thank you for bringing this matter to our attention. We are very sorry to hear about your experience. We reached out to you privately to gather a few more details.
Reviewed Sept. 9, 2020
Assurant Renters Insurance had blindsided me with their coverage in regards to water damage/mold. They never investigated anything. It's by word of mouth. Don't buy insurance if you expect them to do the right thing. Very poor business that collects a monthly fee to protect your belongings and then declines your claim due to no evidence of how it happened. And providing them with everything to show. Not good.
We are sorry to hear about your experience. We reached out to you privately to gather a few more details.
Reviewed Sept. 4, 2020
After speaking with a Customer Service supervisor, they informed me that it is company policy to NOT make phone calls to policyholders. The only form of communication is through USPS Mail. I had my policy canceled for lack of payment the next day after the policy expired. Supposedly a letter was sent out the day after the policy expired (that I never got) informing me of the lack of payment and the cancellation of the policy. If you are anything like me that assumes everything is just working the way it is supposed to be in the background, this company is not for you. I didn't find out that the policy was canceled until months later. No additional letters, and no phone calls to inform me that the policy was canceled.
We are very sorry we failed to meet your expectations. We reached out to you privately to gather a few more details.
Reviewed Aug. 11, 2020
At first the experience was going smoothly. We had a water pipe in a guest bathroom go, and destroy that bathroom and a portion of the basement. We have received a check for the repairs and we're supposed to receive a separate check to pay the damage mitigation team. The crew that did the mitigation has been sending letters and calling to try to receive payment and I have been calling and emailing our adjuster at least once a week. I have not heard from our adjuster in over a month. It's getting ridiculous, and there's no one else that I seem to be able to contact as the phone options only allow you to talk to your adjuster or open a new claim.
Sorry to hear about your feedback. Please private message us your claim, policy, and best contact number to have a specialist reach out to you.
Reviewed Aug. 11, 2020
It has been more than one month since my claim was filed for a thermal crack in a ceramic top range, still no repair and I cannot use the stove. Working with Assurant has been frustrating and offensive. A local technician, who Assurant sent to appraise the damage, determined (correctly) that the cracked surface was the result of electrical malfunction, and not impact. The same day (July 15) that we received notice from Assurant that they denied the claim, I spoke with an agent who stated that the claim was, in fact, not denied, but that they had not received photos from the local technician (lie #1). Another agent said the report they received from the local technician did not agree with what he told me (lie #2).
I spoke to the local tech. company and learned that they did indeed send photos on July 7 and received the denial July 9th, also that they do not send a report, only photos. It appears that their own techs, if they exist, are paid to find a reason to deny claims. To make matters worse, they insult customers by telling us that what we know to be true is not true. They argue that the damage is a result of an accident, an impact, that never happened. I have read numerous bad reviews of Assurant that I wish I had seen prior to taking a contract with them.
Sorry to hear about your feedback and would like to see if we can help. Please private message us your claim, policy, and best contact number.
Reviewed Aug. 1, 2020
While I understand the nature of insurance companies, the treatment provided in a time of need is inexcusable. I incurred a loss (vehicle burglary) including all my clothing, toiletries, shoes, electronics (laptop, tablets, backup drives & cameras and accessories). I filed a police report (5/15/20) and submitted my claim (5/16/20), yet heard nothing from the claims adjuster until 5/28/20. With my claim I submitted the inventory along with pictures of most of the items (I would photograph items when I received them to to document proof of ownership). 30 days after the claim was submitted a payment was issued for covering approximately 8% of the total claim, the adjuster told me not to worry that while the claim will appear closed he just wanted to get some money released to help my situation. It has been 45 days since that payment was received and there has been no progress whatsoever, nothing but excuses and non returned calls.
Given the impeccable timing and world events, this loss and subsequent dragging of feet has caused me to lose the housing I had secured, leaving me and my cat stuck in my car parked outside of a friend's house awaiting a resolution. This is deplorable and degrading, they took their payment and failed to provide the services for which I payed for.
Mike - we appreciate you sharing your feedback with us. Could you private message your claim number? It will help us fully review your concerns.
Reviewed July 28, 2020
We have the renters insurance with Assurant for 3 years now. We recently happened to file a claim for theft by car breaking and Assurant just saved our lives with their kind and prompt decision on the claim coverage. We submitted the police report and all the proofs they required for stolen items. We filed a claim over the phone and got the claim number and then we received the email with the link we can file all documents to proceed with the claim. The process was very straightforward and smooth. In two days, the adjuster called and confirmed our case. She said she would contact us back for settlement normally within two weeks. Soon, she called us back and followed up with the settlement result and informed us about the coverage details. Their coverage was excellent too. We were thankful that we had the renters insurance with Assurant, met this great adjuster, and the whole experience was beyond our expectation.
Thank you for the great feedback. We try really hard to provide a good experience and are really happy to hear that you enjoyed it!
Reviewed July 22, 2020
Garage door was damaged by plow or other vehicle. I used adhesive and wood to make the door usable. Adjuster came out, stayed 2 minutes, never looked at the inside, left. We had to chase them down for a response to our claim. First they stated it was wear and tear. When we mentioned that the other doors on either side were built and installed the same time as ours they changed their response to neglect on our part, because I took measures to secure the door myself instead of calling them immediately. In my effort to be diligent, they used it against me. For years they've been consistent in withdrawing the funds for their premiums, but the one time I needed them, they fell far short. We asked to speak to a supervisor, and was told he/she would call us back... Never called back. Customer service is extremely lacking. We will shop for a new condo insurance as soon as the period runs out.
Sorry to hear about your experience. A private message was sent to you asking for further details.
Reviewed July 17, 2020
Like so many others I was a Geico customer and thought their subcontracted insurers would have the same high standards. Assurant is less expensive than other carriers; but the claims process is so poor that it's not worth any savings. I filed a straightforward claim at the end of April 2020. A leak detection company met the adjuster so the problem could be swiftly identified: slab leak that cause damage to the floors and walls. The adjuster was quick; the plumber was quick. Assurant, well, not so much.
The information went into a queue somewhere (??). Over a week passed before I received a VM from the Assurant adjuster who really told me nothing more than my claim was received. I was asked to check with the HOA to determine what their policy covered and sent the contact information and all HOA documents to Assurant at the beginning of May - the 8th and the 11th. A week passed. I sent to Assurant an exchange detailing coverage I'd had with the HOA.
Reaching the company by phone is difficult. They recording refers to an incompetent website that notes all policy and claim information can be found, which is completely untrue. There is nothing on the website at all. So you are forced to call, which is challenging on the west coast because Assurant keeps ET hours. At one point my adjuster was out of the office because of an emergency. So I waited. I will add that my adjuster himself was amiable. It's Assurant that's abhorrent.
After the back and forth, challenges, and delays, I thought that at the end of June, the claim would be paid and closed. I reviewed it with my adjuster and awaited the check. The check arrived -- it was addressed to a mortgage company (not mine), my husband, and me. Who does that? I have NEVER in 30 years had an insurance company list a mortgage holder on a check, thought it was a note (because it made no sense), endorsed and deposited it. And my bank rejected it.
I called Assurant to find out why on earth the lender was listed. My adjuster didn't know (?) but said he'd address it (and to his credit, he has). I also noted that the lender on the check was not my current lender. OMG. I provided a current, dated mortgage statement with my name, the lender's name, the property address in response to an email to the lender on which I was in copy. I also responded to an email from Assurant requesting my confirmation of the current lender to be listed on my policy. That was 6 July. It's mid July. I AM THE INSURED AND APPROVED THE AUTHORIZATION!! I don't know what else I can do. I am sure they'll eventually send a check (to me and my mortgage company) but this process is so painful. Please do yourself a favor and go elsewhere.
Thank you for bringing this matter to our attention. We are very sorry we failed to meet your expectations. We reached out to you privately to gather a few more details.
Reviewed July 15, 2020
Easy, fast and secure process. Affordable rate plans compared to other insurance companies offering the same coverage. Thanks for making this process simple and providing good coverage. I can feel secure knowing my place is covered.
Thank you for sharing your experience with us!
Reviewed July 13, 2020
Many companies have shady practices around cancellation and this one is no exception. In order to cancel my policy, I checked online and there is nothing indicating how to cancel. The word cancel doesn't appear anywhere. I had to call an automated number during business hours. If it's automated, why does it have to be during business hours? After about 10 clicks through their endless menus on the phone, I found cancel. They sent me an email with instructions to cancel. Even better, the email didn't tell me how to cancel; the attached TIF file did. My phone couldn't even open that image format as it comes from the era when computers were beige and monitors weighed 30 lbs. So I had to download an app to convert it to PDF.
The image contained an email address and told you what to write. However the image quality was pixelated and looked like it was scanned by a Nokia flip phone, so it took some time to successfully read it and write my cancellation email. In California it's required by law that companies provide an option to cancel online. Yet every other state doesn't have this option, even though Assurant clearly has the capability to provide it. Why? Greed of course. They want to make cancelling as hard as possible to keep squeezing money out of you even when you own a home now and don't need a renter policy anymore. Companies like these are the bloodsucking leeches of our country.
Lucas - we apologize for the inconvenience. The option to cancel is available on our renter's website under My Policy. For assistance with your request, please private message your policy and phone number.
Reviewed June 30, 2020
I purchased this renters insurance policy recently via Geico and wish I would have thoroughly checked into Assurant before finalizing the policy via Geico. I trusted Geico because of a history with them and a positive experience. I unfortunately had to file a claim on Thursday of last week due to a burglary at my home. (Yes, I understand that today is only 3 business days later)
When filing the claim, I was presented with a message that stated that a representative would be in contact with me within two business days. I called to confirm receipt of my claim details because the initial notice of claim and the follow up where you upload the police report number, list of items in the loss and documentation proving ownership of the items are two different stages of the process and the first stage instantly sent me an email with a claim number but the second stage (longer process) did not send me a confirmation.
When checking the website in my account claims/manage claims section it shows the ability to file a claim but did not show a claim to manage or check the status of. I was unsuccessful in talking to my adjuster. The representative I was able to contact was polite and told me to call back today by the end of the day if I hadn't heard from the adjuster. About 30 minutes after talking to this representative, I received a phone call from 305-253-2244 and I answered the call. While saying hello and introducing my name, the phone hung up. I thought it was odd so I googled the number and it came up as Assurant.
I called back and ended up speaking with someone again who told me that the adjuster did not have a phone number that they could transfer me to but they provided me with an email address. I emailed the adjuster to say that I received a call and didn't want to miss her because I was hoping to follow up and make sure nothing else was needed from my end. I did not receive a reply.
Today: No communication from the adjuster so as I was politely told to do, I called back to follow up by the end of the day (3:30PM PST or 6:30EST and the claims department says they're open until 8:00PM EST). I have to choose a different option than the one that matches my request the most because it's the only way to talk to a real person. This person tells me that I should call the claims department but do not use the phone number I have on file because that phone number auto affiliates me with the adjuster that is assigned my claim and auto dials that agents number and if that person isn't communicating with me then I need to call with a different number so I can get a person who is going to communicate with me!
The story gets better... I say to this representative, "Isn't there a way you can just connect me to the general claims department line so I can speak with someone?". He says, "Let me see what I can do". I am put on hold for a few and then someone picks up the line in the claims department. This person says "Before we get started, I want to warn you, it's 6:30PM EST and most of the adjusters are gone so you can't speak to someone about your actual claim but let me see if I can get any details." She looks up my claim number and she says, "Well, in the notes it says she called and left you a voicemail yesterday." I can take a screen shot of my phone.
The 305 area code call I got from an assurant number was for six seconds. This wasn't even enough time for me to answer the call introduce myself and get hung up on so there was obviously not a voicemail. I explained this to the person on the phone and was told, "I can assure you that she is working on your claim and if you want to talk to your adjuster you should call back tomorrow before 5PM EST." I politely asked if there was a best time to call and the person from Assurant Claims department said, "I would call earlier in the day, definitely before 4PM because if you call after 4PM the adjuster may not have much energy for you on the call." ?? I still haven't talked to my adjuster but I suppose I will try again tomorrow before 4PM.
Bryan - we appreciate you going into detail about your experience and apologize for the frustration it has caused you. If you need additional assistance connecting with your adjuster, please private message your claim and preferred contact number.
Reviewed June 30, 2020
Three weeks ago I called the insurance to update my renter's insurance up $200,000 per my apartment contract. I was told they increased it $200,000 and I thought life was a good. My policy should be at 300,000.00. I called three days later to get an email of my policy and I asked what my liability amount was and it had not been changed. Ok, so I asked them to upgrade to a $300,000 policy like I had requested a week before and they said, "Okay, call back in a couple more days" and my down payment amount would be released to me. Don't you know when I called back my liability was still at $100,000? I asked for the third time for them to increase it to $300,000. When I call today it was still at $100,000. GL with this company. Their rates are the cheapest for a reason people.
Amy - we would be happy to have someone look into this. For assistance, please private message your policy and contact number.
Reviewed June 29, 2020
Assurant is the worst possible company for renters insurance. I went with them based on having Geico for 10+ years thinking I would be appreciated as a long term customer, wrong. When starting this policy I set it up as a recurring yearly charge. It didn't charge the second year and my policy was cancelled without them contacting me. According to them I was emailed and mailed notices that I DID NOT GET. They have my phone number on file yet did not contact me for this. I moved directly before the renewal and got documents meaning I obviously wanted to continue this policy. Now I am being penalized by my apartment complex because I don't have renters insurance when I believed I did. Will never purchase with them again and will be telling friends and family to go elsewhere.
Amanda - please accept our apology regarding your recent experience. Notifications are generally sent electronically. In the future, be sure to add Assurant as a trusted site to avoid it from being sent to your junk folder. If you have specific questions, please share your policy and phone number privately.
Reviewed June 19, 2020
It was easy to use the website, plus assistive in helping to file for the proper coverage I was looking for. Plus the best part of it was that the prices were very cheap compared to rival insurance companies!
Happy to have you as a new customer!
Reviewed June 11, 2020
Assurant was good until it was time to file a claim. I was a victim of an apartment fire, where majority of my items were lost due to smoke damage. I filed a claim and my adjuster was not helpful at all. I attempted to speak with her on multiple occasions, even emailing her and she wasn't responsive. I only had a couple of days inside of the unit to salvage what I could and during this time, I was attempting to contact her so that she could supply me with some sort of guidance on what was needed from me to supply to her. She stated we had to do a visual walk-through, but we never had this meeting. Due to the conditions of the building, I was only allowed a few days inside of the building to salvage what I could.
I emailed her to let her know and just to have open communication with her. Her communication was not the best. All of my electronics were damaged, however, she didn't pay me out for them stating that I had to take it to a repair shop. We're in the middle of a global pandemic..there aren't any repair shops open!! On the last day that I was allowed in the unit, she finally contacted me. I asked if there was a time she could squeeze in a visual call and she stated she was in a meeting (I have all of this in email). She instructed me to fill out the personal property inventory sheet, which I did, and she didn't even pay me out for half of the property. This was a horrible experience and I cancelled my policy due to this interaction. I'm going to file a claim against her because this experience was horrible and truly unprofessional, and especially during a troubling time such as a global pandemic.
Natalie - we are sorry to hear your experience led to the loss of your business. We will review your feedback internally.
Reviewed June 7, 2020
About one year ago, I paid for a full year of coverage. My new policy came up for renewal. I attempted to pay through the Geico app, and it said that my policy was paid in full, expires on 6/24/20. There is no option to enter a payment amount. I waited about a week and tried to pay again, same thing, no way to enter a payment and says paid in full. I went directly to the Assurant website and logged in, same message - paid in full and cannot make a payment. Called the 1-800 number to make a payment, and the recording gives me the SAME MESSAGE!
My policy is paid in full and I cannot make a payment! I’ve been frustrated with their payment system before, which is why I paid a full year at a time - just to not have to worry about it not working properly every month. But now I’m in the same boat, frustrated with the payment system. Now, I have a notification of policy cancellation due to nonpayment, but no way to make a payment. If making a monthly payment is this hard, I can imagine that making a claim might be just as hard. I’ve now attempted to set up monthly auto payments. If that doesn’t work, I’ll find another carrier, as this has already been ridiculous.
We apologize for this inconvenience. We would be glad to have our escalation team look into this issue. Please send a private message with your policy number so that we can have a representative review and contact you directly.
Reviewed June 2, 2020
I had no issues with Assurant for two years. However, upon automatic renewal for my third year, they had charged me too much and changed my rate, without communication. After a few phone calls and discussing this with unsympathetic customer service representatives, I had two plans at the same time, which was problematic. I did receive a refund for the first plan, but a month later, I had no plans, as they had both been canceled. They had canceled my new plan without an email, phone call, or letter.
I spoke with multiple unhelpful, impatient, and rude customer service representatives until I asked to speak with a supervisor. She informed me that they had sent a rejection letter in the mail, which I did not receive. This could have all been avoided with better communication and with employees that actually care about their services and their customers. Two mistakes caused by this company, and I have no means to cover the significant loss of property due to theft in my apartment building.
We would be glad to have our escalation team review this issue if you believe an error has been made. Please send a private message with your policy number and best contact number so that we can have a representative review and contact you directly.
Reviewed May 22, 2020
Most pathetic insurance company ever. We live on the fifth floor with a huge balcony. And our room has a sliding door as an entrance to the balcony. We had our door open on 10th of this month and we experienced a high wind current due to which our laptop fell and broke down. We claimed the insurance and they said they don't cover any of these. I don't understand why a wind damage can not be covered. I will never buy this insurance again and advise my friends and family the same.
Ramya - we would be happy to have the details of your claim reviewed and any questions you have answered. For assistance, please share your claim and phone number via private message.
Reviewed May 20, 2020
If you need renters insurance do NOT use Assurant. You are wasting your time and money. I had flood damage from a tropical storm and they said I’m not covered by rain but I’m covered for hurricane. What????
Joseph - we would be happy to clarify any questions regarding your coverage. For assistance, please private message your claim and phone number.
Reviewed May 20, 2020
I really hate when people try to insult my intelligence, needless to say I cancelled my renters insurance policy with Assurant yesterday. My policy dates back to 06-2019 in which I paid in full 12-2019. I have screenshots, and records of my account being paid in full. Assurant emailed me a few weeks ago stating the new policy would start 6-07-2020 in which $20.59 would be due 5-7-20. I called to inquire about the email and the representative told me as long as I make the payment by 6-7-20 I would be fine because technically the policy hasn’t started yet. They tried to draft the payment from a card that was no longer being used so of course it declined on 5-7-2020. Now, me being the responsible adult paid the $20.59 on 5-13-2020 which was again for the new policy that has not started yet. I received another email 5-19-2020 saying $15.59 is due 6-7-2020 for the start of service.
Now at this point I’m confused because I paid the amount on 5-13-2020. I contacted Assurant to inquire about the email on 5-19. What bothers me is when people can’t explain something to you, (The how’s, and why’s ) The first thing that comes out of their mouth is, "You’ve missed a payment along the way." It baffles me that without fully researching my account, a representative can tell me that I’m past due when I know for a fact my account has been paid in full for the past 5 months. So after that reason was shot down because I made him look further into my account, he then comes back to say the reason the $15.59 is due is, "Because you have to pay a month in advance when you’re on an installment." Ok, so is this a late fee for not paying on 5-7-2020 for services that has not started until 6-7-2020? "No, it isn’t."
So basically what the representative told me was that because I didn’t pay on 5-7-2020 they were adding additional money because you have to be paid a month in advance. Ok, so was my payment not made a month in advance on 5-13 for $20.59? I mean I know it’s a few weeks however, I was informed the payment didn’t have to be paid until 6-7-2020 by another representative. Oh wait, then he tells me only $5 was applied to my account of the payment that was made 5-13 when I have bank documents showing $20.59 was drafted from them. But after he looked “further into my account” “I see that the payment was made of $20.59.”
They literally tried to sell me any story yesterday that made no sense. I asked to speak with a supervisor and no one would take the call from the representative I was speaking with. All he could tell me was “I’m telling you exactly what they’re telling me”. That for one is not good enough, if I asked to speak with a supervisor one should have been able to assist with the call. Assurant is trying to take money from customers intentionally and that isn’t sitting well with me! I cancelled the policy yesterday because not only is that bad customer service, but it’s unacceptable for a business to try to take more money from customers than what is needed.
Now my account as of today is showing $15.59 has been refunded yesterday. Why is that refunded if I owed that??? Furthermore I should be refunded $20.59 for the payment I made on 5-13 and additional prorated charges for me cancelling the policy before it ends on 6-7-20. I will not do business with a company such as this one. I will not give a company like this my hard earned money for them to try to weasel additional money with no real explanation. I canceled and signed up with Lemonade insurance and my payments are $13.92 which I will pay the annual in full next week. I wanted to do that with Assurant because I have car insurance with Geico and it’s bundled however they messed up so I’m done with them and I’ll be calling today regarding the money that they owe me!
We are sorry that this was the experience that you had with us and that it caused us to lose your business. We appreciate your feedback and will strive to improve our processes and communication for the future.
Reviewed May 12, 2020
I wasn’t certain if I was going to write a review, because Covid-19 has affected all industries, but there are people with the same complaints as myself, dating back to August 2019, before the coronavirus was a factor. So here it goes: On 4/16/20 my garage was burglarized. My husband and I had over $10k worth of items stolen from us. I followed the necessary protocol (notify leasing office, call the police, then call Assurant to initiate the claim, which I ended up filing online). My claim was submitted on 4/18/20, because we had to gather receipts and other proofs of purchase/ownership. It took approximately 5-7 days after I filed the claim, for someone to contact me. My adjuster was out of the office, and given the current state of the world and COVID-19, I was understanding of that.
After speaking with my adjuster Rose, she explained the process, and stated she would get my documents over to the estimation team, confirm the police report and incident report from the leasing office. The next time I heard from her was on 5/5/20 @ 7:41am CST, when she left a voicemail stating that she had received all of my documents, and she would be forwarding it to the dept that does estimates, as well as confirm/verify the police and incident reports. I was under the impression that she had already done all of this, so why are we still at this step?
I’ve called her countless times, and left more than enough messages, and I never get a call back. I have even called her manager, Tristan ** and left two voicemails for him, and he hasn’t returned my calls either. This is not the way to do business. They don’t have to hunt me down for payment, and I shouldn’t have to jump through hoops, just to speak to a live person in claims. What I do find ironic about this company, is that someone ALWAYS answers the phone, when you select the option to “Purchase Renters Insurance.” Always ready to take someone’s money, but lackluster when it comes to resolving problems, or even answering claim specific questions. A complete joke. I purchased this insurance as a bundle, through Geico, and now I’m having second thoughts. It shouldn’t be this complicated, and I don’t want to do business with ANY insurance company, that refuses to rectify their shortcomings.
Whitney - we are very sorry to hear about your experience. We have reached out to you privately to gather a few more details that will help us fully review.
Reviewed May 6, 2020
Had my car broken into. I filed a claim over 5 weeks ago and have yet to have a resolution. Provided everything needed within minutes of request and have had to resend the same documents multiple times.
Hi Diego - we apologize for the inconvenience. We received your information via Facebook and are reviewing it now.
Reviewed April 29, 2020
I recently experienced damage from a storm. I have renters insurance with Assurant. Not ever thinking I would need it but wow am I glad I did. I had many items damaged from water and also theft as the power was out for 5 days. Allie is handling the damage and Jean the theft...they are in constant communication and have made this really easy. If I ever have a question, they are right there with help. My mother is dealing with other companies because of this storm and not having as good results. She is going to move all their insurance to Assurant if she can. Thanks Assurant.
Thanks so much for sharing, Tyler! We are happy to hear Allie and Jean are taking good care of you.
Reviewed April 6, 2020
I filed a claim about loss of employment and my claims adjuster I think her name is Rebecca or something, she was trying to make it seem like I was trying to scam them or something. I've been paying them for renters insurance every month and now that I need them it's an excuse. Then she said I need to file for unemployment when they're not even taking applications right now, the system is down.
We are truly sorry to hear about your experience. We understand that this is a challenging time for you and we want to assure you that we take all claims seriously. We have sent you a private message asking for more details about your situation. This will help us understand your case better and provide you with the appropriate assistance. Thank you for bringing this to our attention.
Reviewed March 18, 2020
I have had a renters policy with this company since 2013. I recently had my vehicle broken and two sets of golf clubs were stolen out of my trunk. I filed a claim and was told they couldn't find my policy number. I called back and gave my policy number to Ludovic only to have him send me a letter saying that my policy had been canceled and they wouldnt cover the claim. I have auto pay and my most recent payment was taken out just one week prior to my car being broken into. I have not received a call back but am not feeling good about the reply that I have received so far.
We would be glad to have our escalation team look into this issue. Please send a private message with your policy number so that we can have a representative review and contact you directly.
Reviewed March 13, 2020
We had water damage to our floor about a month ago for which we submitted a claim. The phone calls are never returned, the emails are answered with days of delays asking the same information that has already been provided. We are living with damaged floor that presents a serious health and safety hazard. I am afraid that given the response rate, I may never get my money back! Can you try to be more professional?
We would be glad to have our escalation team look into this issue and we apologize for the delay in resolution. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.
Reviewed March 12, 2020
SCAM!!! BUYER BEWARE!!! My roommate and I was forced to purchase insurance to rent at a place called Arium Deerwood in Jacksonville Florida. I should have seen the warning signs when we had to sign up with our social security numbers. After out lease was up we moved out and cleaned our Apartment extensively. We steam cleaned the carpets, swept, mopped, dusted and even had our partial security deposit returned to us because of it. 1 day ago I fill out an application to move into a new apartment and was denied! All because my credit report said that I have a derogatory rental history with some company called SURE Properties FL an Assurant bond company.
They said that we owed them 331$ because they had to clean our apartment! I am floored! Not only did anyone try to contact us to say we had a bill before it went on our credit report but they didnt call, email, or mail us anything!!! This is a garbage company that defrauded us and I'm positive we're not the only ones! If you're looking to rent a place and they mention this garbage company then run! Find a different place!!!
Reviewed March 9, 2020
This company was recommended from my GEICO who I have my auto insurance with, my apartment was burglarized on 2/24/2020 and I had camera equipment stolen. I submitted a claim and Assurant is attempting to limit my claim because the camera was used years ago for business purposes. However, since I’ve had this renter's policy it has not been used for business ever. I’ve been strung along for over two weeks now with promises of getting back to me, talking with another person within their department.... essentially excuse after excuse after excuse.
Shame on me because I should have done my research before signing up with them as they have a ONE STAR RATING!! I’ve never had so much grief with any other company ever. I’ve cancelled the policy and gone with another carrier. Beware of this company.... they will do everything in their power to NOT pay a claim at all and leave you hung out to dry. Completely and thoroughly disgusted with them.
If you believe an error has been made, we would be glad to have our escalation team review. Please send a private message with your claim number so that we can have a representative review and contact you directly.
Reviewed March 6, 2020
Wish I would have read the reviews. Sewage backed up into our home from a failed septic system that our landlord failed to maintain. Filed a claim over a month ago and my family and I have been forced to move. Claim adjuster refuses to return calls or emails. Was told the process could take 72 hours to get a response and we are pushing 5 weeks. Customer service just says that they will send him an email. My next call is going to be the insurance commission and an attorney. Do not give them your money. They will happily take it and ignore you when you need the service the most. Will be telling everyone I know to avoid them at all cost.
Sorry for this lapse in communication and the delay with getting your claim resolved. We would be glad to have our escalation team look into this so we can get it moving forward. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.
Reviewed March 4, 2020
I filed a claim for items stolen by a fraudulent moving company. Sent all documents requested on Dec 22. It’s now March and I’m still waiting to hear from them. The adjuster handling my claim has returned one call. Never responds to email. My last contact with him was a month ago and he said he was “chipping away at my claim a little each day”. I am missing thousands of dollars of personal belongings that need to be replaced and this company can’t be bothered to process my claim. There is absolutely no way to speak with someone other than your assigned adjuster. No way to escalate this. I used this company because Geico is associated with them and I trust Geico. I have serious doubts that Assurant is even a legit company at this point and will be calling an attorney if there is no resolution within the week.
We apologize for this delay and would be glad to have our escalation team look into this issue. Please send a private message with your claim number so that we can have a representative review and contact you directly.
Reviewed Feb. 23, 2020
Our neighborhood lately has been hit with a lot of crime. Every few days someone is posting on Nextdoor about some incident. One night, 6 cars in my court have their windows smashed, mine included. I file a claim. A lady calls CLAIMING to be from Assurant and needs to ask me a few questions. No problem. She is digging deep, asking me questions about my past from yesterday to over 20 years ago. A lot of personal questions I don’t want to answer. I finally tell her this seems to be odd, who are you again? FCI, Fraudulent Claims Investors, hired by Assurant to look into me. I tell her this interview is done, bye. I call Assurant and they say I have to answer all her questions. I say anything pertaining to the claim, sure. Anything else, no. They say I have to or my claim will be dropped.
I say tell me why you need to know if I ever applied for unemployment? Why do you need to know who I lived with from this year to that year? Why do you need to know my previous address? Why do you need to know about my Military service from 20 years ago? Why do you need to know about my heart surgery over 10 years ago? Why do you need to know about my criminal record that’s not only SEALED but over 10 years ago? I got a DUI over 10 years ago. It's personal, it’s a sore subject, I don’t like talking about it. In fact a lot of these questions are personal and have NOTHING to do with my car and I DO NOT feel comfortable answering these questions to someone I do not know. So Mr. ** informs me if I do not cooperate my claim will be dropped.
At this point I’m steamed. I don’t even care about the claim at this point. What they are doing is wrong. Forget the this company, go ahead and drop the claim and drop my policy as well. This is personal and more about the principle than money right now. I think that’s unethical and not even sure if it’s legal to require me to answer those questions, especially ones from so long ago.
We are sorry to hear that you are unhappy with the service you have received. We'd be glad to have our escalation team reach out to you to discuss this experience.

Reviewed Feb. 21, 2020
This has been probably the worst customer service I have ever received. I almost want to hire a lawyer to sue them. I was paying for months of insurance while not living in the apartment. I go to cancel it, that's fine. When I request my refund, they require documentation. Fine, I provide a receipt that has my move in- date, move-out date from THE LEASING OFFICE. They said they can't process my refund. Every time I email them, I receive the same canned response with incorrect dates. I know they're not actually reading my email because all of the details are wrong. They just don't want to give me my money back. I've still sending emails with no solution/real response back. They're crooks. As soon as you know you're moving out, cancel with them ASAP and don't let what happened to me happen to you because they have developed a system to just keep your money. BEWARE.
We would be glad to have our escalation team look into this so that we can get it resolved for you. A representative will contact you directly at the number you provided after they review.
Reviewed Feb. 18, 2020
My bike got stolen from our home so I filed a claim with the receipt for the right amount. They have randomly considered a cheaper bike price off the internet and sent a cheque which is $300 lesser than the right amount. I have emailed and called multiple times but they do not get back to me nor do they get on the phone, it's always routed to voicemail of the claim adjuster. I am amazed how companies like this can claim to exist for the "good" of people who have faced genuine loss of property.
We apologize for this gap in communication. We have connected with you via social media and currently have our escalation team working with you to get this issue resolved.
Reviewed Feb. 9, 2020
I filed a claim for Water Damage & Fungi on DECEMBER 11, 2020. ANNA ** was adjuster assigned to my claim and IMMEDIATELY I KNEW THAT SHE WAS GONNA BE A PROBLEM! My claim was for: personal property and loss of use! My apartment was condemned by Alabama Code Enforcement January 7, 2020. I have a 10 year old and a 2 year old, I had to IMMEDIATELY VACATE leaving us displaced and having to go to hotel! Insurance adjuster was there same time as Code enforcement and Mold Inspector/Remediation.
Now you would think that ANNA ** would understand the severity of the situation and issue check for expenses but HELL NO! She was and still is THE MOST DISRESPECTFUL INCOMPETENT EVIL INCONSIDERATE LIAR I’VE EVER HAD ANY CONTACT WITH! She was absolutely combative every time I spoke with her and she argued me up/down that INCURRED means REIMBURSEMENT! I said, "You are absolutely breaking the law ma’am and you cannot interpret policy as you see fit (cannot add/subtract) however you are required by law to read policy as it is"!
ROBIN ** has supervisor is absolutely NO HELP AT ALL! She cannot be a Supervisor! If she is her along with ANNA ** should be terminated immediately! (I recorded every call/contact). ANNA ** fraudulently put claim in as Windstorm and stated someone about rainwater and proceeded to tell before I could finish my claim now, that it my claim may be denied! I said, "You are stating something about rain not me and furthermore I cannot and have not been able to state facts about claim because you are being rude!" Doing absolutely everything in her power to deny my claim! She didn’t give damn that me and my children were homeless in a instant for something that I was absolutely not at fault for and was out of my control!
Anna ** was off from work January 13th - 28th, 2020. I submitted all claim information via myclaiminfo email never being told to send documents converted to PDF file, they cannot click links (MOLD TEST INVOICE), only send 3 max photos at a time etc... ONLY WHEN I WAS SWITCHED PASSED ALONG TO MY 3rd adjuster did she thoroughly explain to me in detail the correct procedure in which to do so! Anna ** did this on purpose!
So I resubmitted all documents via fax and email in which is not efficient or effective at all! Other insurance companies have DIRECT EMAIL AND FAX TO RECEIVE DOCUMENTS FROM CLIENTS TO DO THEIR BUSINESS EFFICIENTLY AND EXPEDITIOUSLY especially in emergencies where children are homeless and sick! Not these people!
Anna ** would ask me to send contact information to my apartment complex???? "Ma’am you have it. I had to register that in order to obtain renters insurance!!" Just being antagonistic for absolutely no reason at all! I didn’t receive anything from Anna ** when she finally returned back to work however yesterday she calls me and tells me that my claim was Denied without: mold test results and report, code enforcement report without any required information in order to conduct a thorough investigation and I have her recorded on call stating this, admitted that she did not research review anything because she didn’t give a damn!
Code enforcement report states: Plumbing System hidden inside walls and ceiling. Hot water heater not functioning properly. No hot water. The invoice for mold inspector and remediation >>> was never paid for and Anna ** never even called company to investigate. Did not even call code enforcement and receive a free report from them. She did absolutely nothing!
Everything from the beginning of the claim to present WAS DONE IN BAD FAITH AND THAT IS ABSOLUTELY AGAINST THE LAW AND DISGUSTING! I have contacted an attorney because this adjuster Anna ** - Robin ** and Assurant are all crooked criminals and are operating outside the laws in bad faith and I will not let them get away with it!
Me and my 2 children are still in a hotel and have lost the majority of our personal property in the middle of the school year! I kept an impeccable paper trail and audio trail for litigation because the culture of this company is absolutely not trustworthy and I have zero confidence that they will be helpful in rectifying the wrong that has been done to my family and definitely absolutely nothing will be done to ANNA ** or SUPERVISOR ROBIN ** because this not an isolated case. I read all these reviews and we are all stating the same injustices from ASSURANT and that is absolutely disgusting sad and sadistic!
HOWEVER YOU HAVE MET YOUR MATCH! I will make this go viral and sue for punitive damages and bankrupt company or have sec shut them down! I am livid because my family lost everything and this combative liar Anna ** did not one thing to help us! And I want her job and insurance license taken away from her! I would never have done business with Assurant had I known and seen reviews NEVER!
We are sorry to hear that this has been your experience with us and we understand your frustration. We would be glad to have our escalation team look into this so that we can get it resolved for you. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.
Reviewed Feb. 7, 2020
I recently had my vehicle broken into. Geico took care of the damages to vehicle instantly. I then went to Assurant Renters to get help with my items stolen. I haven't heard anything yet. I have called and left messages. The extension they gave me doesn't work. I have items missing that are vital to me. I don't understand why it's so difficult to get a hold of someone. IS THIS COMPANY REAL?? What's THE POINT OF PAYING FOR THIS Service????
Our apologies for this delay in communication. We would be glad to have our escalation team look into this so that we can get this resolved as quickly as possible. Please send a private message with your claim number so that we can have a representative review and contact you directly.
Reviewed Feb. 5, 2020
We have had this policy for 5 years plus. We have the add on for additional jewelry coverage as well. In January my rental car was broken into by the rear window being smashed. The person stole a bag that had my laptop, my iPad a few worthless items and a watch. This was during the day in a well populated parking lot. There was a police report, several witnesses and photos. Additionally, there was an auto insurance claim that was covering the window. I guess due to the value it got escalated.
The person called several weeks later and interrogated me. Asked why the police report was amended. It hadn’t been. Asked why was I in a rental car why not my own? I was out of town and flew there. He couldn’t grasp that answer. He then asked how much did I have to pay for the car window. I told him nothing I have a zero deductible on my comprehensive. He said he had never heard of that. I said I own nice cars and have quality State Farm insurance. He asked what my car was. I said the one that issued in this claim with the rental was a Maserati.
He proceeded to explain that the additional coverage for jewelry was capped at 1500 even though we pay for the extra and we would have need to pay to have each item in our home appraised and photographed prior. This wasn’t made clear anywhere. The adjuster had replacement receipts, photos proving ownership etc. He had the claim number for State Farm, the Police Report, photos of the break-in, witness statements, a copy of an email that went out to all the businesses in the park from management letting them know this car had been broken into and had photos to alert the owner. The Agent denied the claim. I have contacted the firm that our family uses and they believe this is a consistent pattern of misrepresentation or coverage and breakage techniques to reject claims.
John - it's never easy to be the victim of theft, especially while traveling. If you have questions regarding your jewelry coverage, please reach out to us via private message with your claim and contact number.
Reviewed Feb. 4, 2020
I argued for over an hour on the phone with the representatives who work for this shady company. Throughout this call, I had T-Mobile & Apple conferenced on the call proving that I had the device in hand the day it was stolen from me. Nevertheless, the agent and supervisor kept stating they could not help and would not approve my claim. I am still trying to appeal this ridiculous decision and have yet to hear anything back. I have sent certified letters to the corporate location and still nothing.
Yasmin, so we may request an update regarding the letters sent, please share your claim and contact number via private message.
Updated review: Feb. 28, 2020
Finally, the company made the efforts to solve the problem. Very satisfied!
Original Review: Jan. 29, 2020
Some of the documents asked by the insurance in order to be refunded are just not provided by the car rental company in Mexico. Assurant refused to adapt and understand this specific situation. Mexico has different rules and don't provide the exact same documents requested by the insurance company. At phone, there was not a single effort to help me out with this situation. It seemed more of an excuse to not cover the cost of the repair, which is low (578 USD).
We apologize for this inconvenience. we would be glad to have our escalation team look into this issue. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.
Reviewed Jan. 26, 2020
Updated on 03/06/2020: I canceled my rental insurance policy, moved out to a different state and even changed my credit card number over three years ago. Recently, I found out that my policy was renewed and I was auto-enrolled automatically without consent, and have been charged every month for the past three years! After complaining on this platform, someone from the company reached out to me and asked me to provide documents proving the moving date in order to refund me for the period I was charged without consent, which I did.
A few weeks later I got in touch with them (which was a nightmare in itself, going through a series of robots and auto emails) to check why I still have not received the refund, to be told that they sent the check to my old address that I moved out from over three years ago! Give me a break! I sent them the new address and asked them to resend the check. A month later and still haven't received my refund. Ever wonder why the company's revenue is $6.5 BILLION?! I think you got the answer.
Original Review: I canceled my rental insurance back in 2016, moved to another state, and change my debit card completely. I just found out (in 2020) they have been charging me for the past 3.3 years! My bank informed me that they were able to find my new debit card info online and auto-renewed my policy without my knowledge. This is theft! My bank can only refund me the past 1.5 years' worth of transactions. DO NOT DO BUSINESS WITH THIS FRAUDULENT COMPANY.
We would be glad to have our escalation team look into this so that we can resolve this unusual issue. Please send a private message with your policy number or covered address and a good contact number for you.
Reviewed Jan. 25, 2020
Contacted to make a payment and was greeted with the worst service EVER. You would think at the least you could do is be polite while accepting a payment. I will be canceling in the near future. Used this renters insurance through GEICO.
We appreciate your feedback and we apologize for the service you received.
Reviewed Jan. 24, 2020
So I have been dealing with Assurant for over a year to get my parents home back to livable condition. We had 2 claims that was caused from wind and water and we had to remove the asbestos and mold in our home. We had 2 inspections from a asbestos inspector who requested we remove everything or our home would not pass inspection. Well my home is completely gutted, submitted a bid to put my home back livable and condition and my adjuster told me to contact the field adjuster. I have tried to contact the supervisor but no response.
So at this point I am hiring an attorney as I am getting the running around from the adjusters. They will cover removal of asbestos which means all the walls, flooring, ceilings, fixtures, electrical and some plumbing had to be removed. Now my home is a shell and since they are refusing to fund the repairs the home continues to get further damaged. My home has not been livable for over a year and I have had to put all my parents belonging in storages that again the insurance is refusing to cover. My mother has passed away and my father is sick and this has caused him great stress. So since they want to not repair our home which is their obligation I will let the courts decide. Do not get this company as it is the worst company I have had to deal with and I am an insurance agent.
We apologize for this delay in communication and we would be glad to have our escalation team look into this so we can move toward a resolution. Please send a private message with your claim number.
Reviewed Jan. 23, 2020
I have had Assurant for 3 years with no claims. I am 5 months pregnant and a pipe burst in the apartment I am renting. Now you would think since I work for a law firm and I’m pregnant they would treat me respectfully however that is not the case. After the pipe burst my apartment complex had to start doing repairs so my things needed to be removed and I needed to stay somewhere else. I spoke to Melissa my adjuster who asked me to take the items to Best Buy to have a diagnostic done after I spoke to the first adjuster assigned to my claim who told me I did not have to do that. But regardless I tried to do it, I took all the items to Best Buy and they said they could not do a diagnostic since the items were damaged in a flood and could clearly see the water.
I called Melissa back and she didn’t answer for the next couple of days. Since I needed to remove things from the home in order for the renovation people to do work I called assurant and spoke to a claims representative who I will not name and try advised me all I needed was pictures and receipts of the items. I held onto the items for a little while longer while the fans were blowing in my home hoping the person who comes to look at the apartment would see if however, the person assurant sent to take pictures arrived about a week later after the problem is being fixed to take pictures.
My adjuster Melissa ext ** has not been in contact with me or returned my calls or emails in a reasonable manner. So I called again and spoke to a claim representative and I was told that I either needed a receipt, photos or proof of ownership and that I did not have to hold onto these broken items and transport them with me unless it was clothing because they would see if they could clean the items.
After reaching out to Melissa’s supervisor Robin ext **, Melissa finally decided to contact me. She tells me I need to take my damaged items to Best Buy to get a diagnostic of each item which I told her I tried to do and she said to take it somewhere else. She claims she doesn’t get my emails and I make sure I email so there is a paper trail of everything. I am currently dealing with this manner 5 months pregnant and after the flood she is making this more difficult and trying to find every reason not to help me. This has been the worst service I have ever received and I will be writing and making sure everything is documented.
We would be glad to have our escalation team look into this and we are sorry to hear that this is the experience you have had with us so far. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.
Reviewed Jan. 20, 2020
Do not waste your time or money. All of the negative reviews are true. I have not been contacted or been able to contact my adjuster. Company gives out false contact information to be certain you can't speak to a supervisor, customer service is always busy, adjuster is never available and the only way to attempt to contact is by telephone. This is ridiculous! I will not be renewing my policy.
We would be glad to have our escalation team assist with getting this situation resolved and we apologize for the inconvenience. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.
Reviewed Jan. 19, 2020
Updated on 02/04/2020: I was robbed and the adjuster needed a copy of my lease. I asked my landlord for a copy of the lease and I sent a picture of the one he gave me and they said it had some incorrect information on it. They know without a doubt I live there and stuff was stolen but they are using it as excuse to deny the claim.
Original review: I am renting a house and I have a bunch of solar panels that were stacked outside from my previous house and we had a wind storm and it blew them all over and shattered them. Well I called Assurant and file a claim and was told "It means that it would be covered under the building additions and alterations limit which is 10% of your coverage." I made it clear that these were never installed on my landlord's property and never would be. I called around to insurance companies and then an attorney just to make sure I was right. I emailed the adjuster, Denis **, and have not heard from him since.
Sorry for the delay in communication, we would be glad to have our escalation team look into this. Please send a private message with your claim number so that we can have a representative review and contact you directly.
Reviewed Jan. 16, 2020
We experienced a raw sewage leak into our apartment which left the apartment uninhabitable and all of our furniture and most of our belongings completely soiled. Assurant did everything in their power to deny this claim. They were incredibly unresponsive throughout the process before ultimately denying our claim. We have been left out of an apartment and without any furniture. We will likely be unable to afford new furniture anytime soon and our life has been completely devastated. Hilda **, our claims adjuster, was incredibly difficult and unpleasant to deal with. If you want to sleep easy at night, do not use Assurant as your rental provider. This was the worst experience of my life and I will never use Assurant again.
We apologize for the service you received. If you believe your claim was denied in error, we would be glad to have our escalation team review. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.
Reviewed Jan. 15, 2020
Updated on 02/03/2020: This is starting to become quite comical. Sure Assurant tried to respond to my original review so it looks good; but the “person” that reached out is the exact same person that’s causing the issue. UNBELIEVABLE!!! I would hope there’s someone there that would actually know how to resolve an ongoing issue and cares about the customer experience...but then again...maybe not!!!
Original Review: This is my last resort. Not only did I lose my husband; due to him passing away. But two weeks later my house gets broken into and I get robbed of not only expensive and valuable items but sentimental and priceless items... but when my home was vandalized at least I felt a little sense of relief because I have always paid for insurance and thought at least this shouldn't require more stress than what I'm already experiencing but boy I was completely wrong!! The fact that I have to reach out here and share my horrible experiences with my insurance company Assurant is shocking and very disappointing!!
From the beginning I contacted Assurant to file my claim; now this was back in October. After a little over a week from filing my claim I hadn't heard anything back from Assurant so I contacted them again but was told my adjuster was transferred to a different department and that I had to file my claim all over again. Now this was the start of my horrible experience because had I not contacted Assurant for a status; I would have just been waiting because no one from Assurant bothered to contact me to let me know that I no longer had an adjuster Fast forward to sending all of my documentation for proof of ownership; sent my adjuster Daniel ** more than enough; receipts, owner manuals, pictures etc. now when trying to get in contact with my adjuster was just unsuccessful; constant voicemails left, emails, nothing.
I then get a letter stating he processed my claim for literally a couple of my items with no explanation of why all of my other items were not covered...still unsuccessful communication with Assurant. Finally the week of Christmas I get lucky (I thought) and Daniel answers my call; I asked him for clarification on why a number of my items were not included or covered; he had no real explanation only that he “missed” some of the info and docs that I sent to him. He then stated he can try to fix everything that he missed as fast as possible because he was getting ready to go on a vacation. Unbelievable. I just couldn’t believe that Assurant did business this way!! So in a nutshell; this adjuster was lazy and hoping to get by with just doing the minimum because he was going on “vacation”. There literally shouldn’t have been any reason why I was still trying to get this corrected to put this behind me.
Not only was I just trying to put this situation behind me and try to comfort my children but really; I’m having to deal with this situation and it’s already frustrating on how Assurant has handled my claim but during Christmas time really not only taking away from my children and protecting them cause they don’t understand what just happened to their dad. But also me trying to stay strong for them while still grieving my husband by myself. It was just shocking that a professional business that is actually supposed to help make their consumer’s life easier is providing this type of treatment. A professional business that I pay money to consistently; this is what I’ve been paying for!! At this point I really wasn’t surprised that my adjuster Daniel Alvarez was trying to leave for his “vacation” without fixing “his work.” That adjuster that I was working with was just extremely lazy and had just a complete lack of care or empathy for their consumers.
Fast forward. Here we are reviewing each of my personal belongings; no issues at all with the exception of one item; I did not have a correct order number from when I purchased it (which was a couple years ago). So this adjuster was just that lazy or just didn't want to do any work; he decided that none of my belongings would be covered; because I was unable to provide receipt for one item; just one item!! Now I could understand if that specific item wouldn’t be covered... but no; my adjuster decided that none of my belongings would be covered!! He was just that lazy, lack of care, or couldn’t wait for his “vacation” that how could he make this call. We’re talking about my husband’s wedding rings, thousands and thousands of dollars of our jewelry, most of my husband’s personal belongings, sentimental items that can’t necessarily be replaced, just a lot.
It gets better....after trying to reach his manager Marlon a number of times; multiple voicemails left, even other employees sending him emails to contact me, being told he’s in meetings; I never was able to speak with his manager Marlon. After many many attempts to reach him; there was nothing left but to assume he was purposely ignoring me. Lastly, I get told that now Marlon is on “vacation”...wow!!!
I was then advised to try to get in contact with the “Customer Liason” Nicholas; which was unsuccessful, Michelle ** and Susie **; all of who are supposed to be of assistance when there is an escalated matter; but by now at this point none of how I am being treated is a surprise so this is what I’ve had to resort to; I would like to at least share with others and let paying consumers know just how Assurant is treating their customers. Here I am in mid January and nothing has yet been corrected. Nothing has been done. It’s like at this point with the passing of my husband, the robbery and destruction of my home closely after; and the experience I have had with Assurant; it’s like what else can be done to me!!
We are sorry to hear that this has been your experience with us, especially during such a trying time. We would be glad to have our escalation team review this so that we can make sure any errors are resolved. Please send a private message with your claim number and a representative will contact you directly to assist.
Reviewed Jan. 13, 2020
My car was broken into early December 2019. I had to wait until I got the police report before I could submit a claim. I finally submitted my claim December 17th and have not heard back from anyone, even though they stated that I would hear back in 2 business days. I emailed and haven't received a response. I tried calling the customer service line and when I try to get to an operator it just hangs up on me. Is this a legit business? I am seriously concerned that I have been paying for this insurance for almost a year and they aren't here for me having lost quite a bit of items and time and money after my car break in.
Hello Cara, we apologize for the delay in communication and this inconvenience. We would be glad to have our escalation team look into this so that we can make sure your claim is proceeding forward as efficiently as possible. Please send a private message with your claim number so that we can review.
Reviewed Jan. 11, 2020
I filed a claim on 1/2/2020. My home had water damage due to the sewage line backing up in my basement/storage room. I mean it was feces, toilet paper, everything all over place. Me and my daughter try to save something but was unable to. The water cause the tote and bags to get all messy so I took pictures of what was left. The adjuster told me to take pictures and complete a summary sheet which I did, they want me to keep all this stuff in my home, tell me who want their home smelling like **. Excuse my French. It’s winter. The heat going to make it worst, now my claim Adjuster telling me to go through the stuff again and sort it out and send her more pictures. This is ridiculous. I never been this before, I have children with serious medical conditions, I got so mad and just through all that smelly stuff in the trash, next step is to the insurance commissioner.
We would be glad to have our escalation team look into this issue and we apologize for the service you have received. Please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.
Reviewed Jan. 3, 2020
My niece and sister died in a house fire on November 16, 2019. I filed a claim to settle some of my niece's final living expenses. Assurant requested that I send in a copy of the death certificate, a copy of a power of attorney and a copy of the fire marshalls report, all of which I submitted. Assurant mailed two checks, made out to my niece's name. Unfortunately, the checks can not be cashed because my niece died in the house fire. I told Assurant of the problem with the checks made out in my niece's name and asked that they make the check out to the "benefit of (my niece's name) instead.
Assurant said they could not do that. So I had to file a complaint with the insurance commissioner today to get the issue resolved. It's bad enough having to deal with final expenses and grieve the loss of a loved one. Here I am grieving the loss of my niece and my sister in the house fire, and Assurant is playing games with my niece's renter insurance claim and trying to stall or not make good on the payment.
We apologize for this situation, especially during this difficult time. We would be glad to have our escalation team look into this to see how we can get it resolved for you. Please send a private message with your claim number so that we can have a representative review and contact you directly.
Reviewed Dec. 30, 2019
My crawlspace flooded out and I found out about it on 18 October of 2019. After calling my HOA (Haley Realty, another story in and of themselves) they said to call my Insurance company. I called them and they said they would send someone to contact me within 48 hours. Some guy, John **, called and left a voicemail but every time you try to reach him, crickets. I called at least 5 times within a week and always to voicemail. I had to complain to customer service for him to do anything. Then he himself never even came out. He sent someone in his place to do the assessment for him.
In the meantime, I had TWO plumbing companies come out and give their assessments. The first one said they had no idea what it was and that it may be groundwater. Problem being that this was never confirmed by this company and assumed. Furthermore, the water continued to come in even after it was in the high teens and low twenty degree weather (Aka below freezing). The next company came in to give a more in depth examination and initially thought the same thing until they went to my neighbors condo two units up the hill and found that her main water pipe was busted. This is also when Mr John **'s stand in came as well.
They wrote this all in their review that initially they believed it to be groundwater but they found the neighbors pipe busted and shifted their suspicions to that and claimed they were going to follow up for a final verdict. They never gave me a formal write up so I had to use what I had. The city of Fountain, CO came out and shut off her water and just like that VIOLA no more water in my crawlspace in the morning.
When submitting the documents to Mr **, he comes back almost 2 weeks later and says, "Sorry we believe it to be groundwater and it isn't covered." I called him and left yet another voicemail to contest it and crickets. I called up again in December and crickets. It is about to be the new year and all I wanted was my moisture barrier replaced. I have a 1000 dollar deductible and this entire ordeal would have cost them maybe 300 dollars after my deductible.
I can not thoroughly express how much you need to steer away from these people and their terrible customer service and assessors. I had an adjuster that I met at an outing from USAA come by and they agreed with everything I had written to Mr ** based on the evidence that was provided and agreed that they should be going after my neighbors insurance to pay. I'll pay the extra 200 a year to get rid of these clowns and never look back. They do not deserve your money nor your time.
This is not the level of service that we strive to provide and we apologize for this experience. We would be glad to have our escalation team look into this issue. Please send a private message with your claim number so that we can have a representative review and contact you directly.
Reviewed Dec. 26, 2019
In short I have been trying to work with Assurant regarding a fire claim on one of their policy holders that affected my apartment. Saturday will be exactly nine months and I am still waiting on the adjuster. I have called and left messages for her and she does not call back. I have escalated the call but it is still very slow moving. The WORST customer service I have ever encountered. And to top it off their security/privacy sticks! I was asked to submit all records through a non-secure email address and the records contained medical records and credit card statements as proof. The company is the poorest I have ever worked with.
We would like to look into the delays you have experienced and see what we can do to help. We will follow up via private message.
Reviewed Dec. 26, 2019
I've been with Assurant and part of my 15$ a month Protection 360 plan for over 2 years now. I finally needed a replacement for my LG v30 phone as the USB port had been damaged and is extremely hard to charge as well as having absolutely no battery life even on battery saver the entire day. I was told I was on a no credit check plan so if I wanted a new phone I would have to send in my LG v30 and wait 3 weeks for another phone...for 15$ a month why even pay for insurance when you can potentially go without a phone for 3 weeks. So to avoid this from happening we switched to a postpaid account so my insurance would work as it's supposed to and a new phone would ship directly to store within a few days. I waited 48 hours before returning back to store so my account would be updated to my new postpaid plan.
After filling out all of my paperwork I found out my warranty has expired and there's nothing more T mobile can do on their end...I had to separately file a claim with Assurant to get my new phone as well as pay a $100 deductible when I've been paying 15$ a month for over 2 years...a brand new lg v30 is currently 150$ which may have been cheaper and faster to get instead of even paying for this insurance/headache of 15$ a month that has done nothing but created problems for me. As soon as I finished making a payment they told me to check back with them because they were having technical difficulties on their end processing the payment...I could not call back because of how much overtime I had been working the past few days but had seen my payment taken from my bank account.
I called back 4 days later to see where my phone is as it should have arrived the next day or two with overnight shipping. I was told that my payment had not been "completely" processed and was in limbo and all they needed to do was hit the "send" button. Why should I have to call back to check up on a payment I have already made when the technical difficulty is on their end? This was extremely frustrating to me and now since I have received my phone I am seeing on small print that I have to send back my old phone within a limited time or they will charge me a 999$ fee for not returning my old phone! Nothing at all was mentioned to me about any of this. I just hope it gets sent in time to avoid being charged $1000...absolutely the worst experience I've ever had with an insurance company.
Nathan - we are sorry to hear you were unhappy with the process. Once your claim has been approved, the claimed device does need to be sent back. Instructions should have been included with your replacement device.
Reviewed Dec. 16, 2019
Hopefully my review will offset some of the scathing reports here. I recently experienced a vehicular break in. The theives hit the jackpost as I had just returned from a ski trip and all of my possessions were still in my truck. Needless to say, I was absolutely beside myself with greif from the loss, as anyone would be. My adjuster patiently helped me work through the details of my claim and made the process painless. Perhaps people only write reviews when they have bad experiences? If you are making a claim with any insurance company it is important that you have the necessary documentation. Hopefully I can set your mind at ease as my experience with Assurant was nothing short of positive.
We are glad that we could provide you with an outstanding experience when you needed us the most. Thank you for your feedback.
Reviewed Dec. 13, 2019
This company uses every possible tactic to dodge your calls. I have called the claims department every day to get a status update on my claim. Every time I have called the automated voice messaging says, "Your claims adjuster is not available, please hold while we transfer you to the voicemail of your adjuster. Or press 2 to speak with the next available representative." I then press 2, and the automated messaging says, "All our agents are currently servicing other customers, please leave a message for your claims adjuster." Well, I've left messages for my claims adjuster and have not heard anything back. IMPOSSIBLE to actually talk to a human being.
We apologize for this situation and we would be glad to assist you with this. Please send a private message with your claim number so that we can have a representative review and contact you directly.
Reviewed Dec. 6, 2019
We paid for years and years before filing a claim while we were evacuated. About $200. The claims adjuster was so abusive. They are trained to escalate you and then blame you and say you are abusive. Their deal is to deny as many claims as possible. If I can dissuade you from getting this insurance that some good can come of out the abuse I had to endure. This company should be fined for fraud.
We are sorry to hear that this is the service you received from our representative. If we can provide further assistance with any outstanding issues, please send a private message with your claim number and best contact number so that we can have a representative review and contact you directly.
Reviewed Dec. 5, 2019
I wanted to write a review to balance out some of the negative voices. I was insured for over a year and acquired the Assurant Renters Insurance bundled with Geico Auto Insurance. I filed no claims and there were no issues. When I moved, and decided to cancel I could do it through Assurant's control panel. I remember that it had its issues (difficulties to access) now and then, but it allowed me to do what I wanted hassle free.
Reviewed Dec. 4, 2019
I just called to find out if a hotel stay will be covered while my apartment is being exterminated for rats and was told that since my unit is "not on fire" it's habitable and won't be covered. Disgusted. Will absolutely NOT be renewing after 4 years a loyal customer who has never filed a single claim.
If you believe there was an error made, we would be glad to have a representative contact you directly to assist. Please send a private message with your policy number.
Reviewed Dec. 3, 2019
Very dissatisfied with my experience with them, however it isnt over yet. I've been paying monthly with it being auto debited out of my account but all of a sudden now that I've submitted a claim, "I have no coverage". Sooo if that's the case why have I been paying???? In addition to that, since "I had no coverage" how about you guys refund my money that I've been paying. No answer to that either. Hmmm.. Doesnt make any sense to me. No one even reached out to me about the claim, so I took it upon myself to follow up with it and they tell me that my claim is "Closed out and done away with". What kind of bullcrap is that? No call, no letter no anything. I've provided all supporting docs, police reports, etc and they are steady lying and dodging phone calls.
These people are scammers! I was skeptical about my experience with them due to the horrible reviews I read, but I was hoping my experience would be better. These people are rude, bias and did I mention rude??? I will definitely be seeking my attorney, who I use for everything else and she's a bad son of a gun. I didnt want to take it to that level because all I wanted was my valuables to be paid for like promised, but if I get her involved I will have that "And then some" due to their lies. I have paperwork stating my coverage policies and different amounts for each brackets, but all of a sudden "I have no coverage"! This is bullcrap and they dont take care of their clients. Run people. Run!!!! Worst company ever and once this is resolved, I will not be doing business with them again.
Chelsie, thank you for reaching out and sharing your experience with us. We have received your information via Facebook and forwarded it to the proper team.
Assurant Renters Insurance Company Information
- Company Name:
- Assurant Renters Insurance
- Website:
- www.assurantrenters.com