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Assurant Phone Insurance Reviews

4.4
16,797 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.

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About Assurant Phone Insurance

Assurant is a phone insurance company that provides damage coverage plans. Assurant’s insurance plans are available through several cell phone providers, with costs depending on your mobile carrier’s rates.

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Assurant Phone Insurance Reviews

Over 10k reviews since 2017

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    Page 111 Reviews 16275 - 16425
    Customer ServiceCoverageStaffProcess

    Reviewed June 2, 2019

    Such a frustrating process. I filed my claim online and thought everything was handled. I was keeping an eye on my email for some sort of communication from them but after 24 hrs of nothing I logged back in to check on things. Not even 4 hrs after I filed the claim they updated the status to documentation needed but never bothered to communicate that to anyone. I called and was told I needed to upload page one of my bill, they didn't know why I needed to provide that but just that I had to provide it. So I logged into my T-Mobile account, downloaded the bill, saved page 1, and uploaded it to their site. And waited. Another 24 hours with no communication, so I logged in to my claim to check. The document was rejected, I couldn't believe it, I followed their instructions.

    So once again I called, and was told that the document had to have the name of the account holder and the account number. I am the damn account holder. Finally got the claim processed and received the replacement device, but what a horrible customer service experience. Never in my life have I felt so meaningless as a consumer, because of the way Assurant and their employees handled my business and my concerns when I brought them to their attention. I spoke with a supervisor who seemed to care less about my problems than the previous rep did. I will be researching what other options I have for phone insurance because they do not deserve to have my money.

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    Response from Assurant Phone Insurance

    We are sorry to hear that you are unhappy with your service experience with us. We hope that we can regain your confidence in the future and we appreciate your feedback.

    Customer ServiceStaff

    Reviewed June 2, 2019

    I filed a claim on a Wednesday afternoon for my Galaxy s8 plus that was not dropped, nor wet or stolen but yet seemed to go black under the glass. I filed this claim in the early afternoon so I'd have it approved & sent to me with 24 hr shipping, hoping to receive it by that Thursday or even possible that Friday. The guy that took my claim was AMAZING! Extremely helpful and very nice... But with every passing day that I never received an approved email confirmation I called.

    I spoke to 3 service reps everyday for the following 4 days to call that Saturday and finally get another awesome service rep that told me my claim should have went thru within 24 hrs and I found myself wondering... If I called and spoke to 3 reps for 3 days since my claim was filed, why did none of the reps before her tell me this... At this point I was extremely angry. I sent emails to customer service stating the kind of poor review I'd be leaving and still I've never heard back from someone. It's extremely unacceptable for me to be paying for my insurance as well as my replacement phone to go with out a phone for a week and these people are fully aware of that.

    So needless to say it took A WEEK to file my claim, get it reviewed, approved and shipped overnight. I pray the next time my phone breaks and I need a replacement, I pay for, I hope the air conditioning in my home hadn't broke nor do I need to have my car towed for a dead battery from the alternator & a cracked radiator. Cause these were the exact issues I was trying to deal with. Without my phone as a single mom being 8 months pregnant. If I could leave less than 1 star on my review I would. I sure hope one of you has much, much better luck with these people than I did.

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    Response from Assurant Phone Insurance

    We do apologize for this issue and understand your frustration with the discrepancies in communication. We appreciate your feedback and will look to improve these issues.

    Customer Service

    Reviewed June 1, 2019

    Very bad communication and follow up. I've been with T-Mobile for 12 years and never has it been this difficult to get my daughter's phone replaced. It's not so much the phone replacement but the poor communication in letting me know what's going on.

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    Response from Assurant Phone Insurance

    We are sorry that this has been your experience and understand your frustration. If you have not gotten this resolved already, please send us a private message so that we can look into this. Include your full name, claim number and best contact number so that we can have a representative assist.

    Customer ServicePunctuality & SpeedStaff

    Reviewed June 1, 2019

    I lost my phone on May 27, 2019 at a store bathroom when I went to change my daughter's diaper when I went back boom gone. I filed my claim online and thought it was $175 as it was 3 years ago. Yeah well nope. It was $249. I finally came up with the money on Wednesday late. Called in to pay my payment had declined. Went to my mom on Thursday and had her try. Went through fine agent. Told me I made the cut off time for next day shipping. Guess what. Phone isn't in my possession. I had live chat an agent explaining there was no tracking number and what not he said that I didn't make the cut off time and that I would get my phone tomorrow 6/01.

    I got my tracking number and once it was updated guess what. I don't get it on 6/01. I get the phone on Monday. I called Assurant again and they said they don't do Saturday delivery. That their system doesn't allow them to. Company used to be great. Now I don't recommend it to anyone at all and am canceling my Insurance.

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    Response from Assurant Phone Insurance

    We hate to hear that his experience has made you decide to cancel your insurance. We understand your frustration with the situation and if we can offer any further assistance with this particular claim, please let us know.

    Customer ServicePrice

    Reviewed June 1, 2019

    This was my first time ever losing my phone and having to enforce my insurance policy with my cell phone provider so I was not too sure what to expect, but after everything was said and done, I am extremely happy with the results. My original Samsung phone cost me over $500.00 and once I contacted my insurance's customer service, they informed me that I only needed to pay $99.00, which would include a brand new phone, not a refurbished phone, new headphones, a new fast-charger and the best part, they will ship the phone overnight so I will receive my new items the next day. This all sounded too good to be true, but sure enough, everything Assurant said they were going to do, they did, which I appreciate and respect very much. I would recommend Assurant Phone Insurance to anyone who is seeking prompt and professional customer service.

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    Response from Assurant Phone Insurance

    Great to hear! We are happy we could provide you with an outstanding customer experience.

    Customer ServiceStaff

    Reviewed May 31, 2019

    I put in a claim for a stolen phone. An hour later I received an email that it was approved. Immediately I noticed it was submitted on the wrong phone number on the account, their mistake. I called immediately to have it corrected. Mind you this is within an hour of submitting the claim. I was told they could not correct the claim and that I'd have to wait until I received the phone and refuse shipment and that they could not submit the correct claim until they received the phone back, inventoried it and refunded my money which I was told could take up to 10 days. I talked to supervisors and was told there was nothing they could do and basically I was screwed. I refused shipment of the phone and a week later I called and was told they had received the phone and had to inventory it. Not even 10 mins later the same phone showed up on my door. UPS never sent it back. Mind you. This is a week later.

    So I call back, get another story and was told I needed a shipment label, which was never told to me before. Meanwhile, I'm still without my phone and on top of that my watch won't work because it's associated with the phone. Sent the phone back and still waiting because the shipping label wasn't even over night, it was GROUND. This company has done nothing to help me out and make it THEIR mistake right!!! Still don't have my replacement. I will be writing their corporate offices. This is the worst business practice I've seen ever. All I keep being told is that their systems won't let them do anything. I personally don't care. I pay you money every month for insurance and to ensure I get a replacement in a timely matter. They better start looking at their "systems" and figure out how to take care of their customers. I've been hugely inconvenienced and am tired of them apologizing... Fix the issue!

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    Response from Assurant Phone Insurance

    We apologize for this experience and would like to look into this. Please send a private message with your full name, claim number and and best contact number so that we can assist.

    Customer ServiceOnline & AppStaffProcess

    Reviewed May 31, 2019

    My wife dropped her cell phone, face down, on our concrete walkway. The screen was cracked all along the side. It didn't disrupt the use of the phone except for the fact that she could easily get cut on it. I first contacted Assurant through their website and had some issues, so I called and spoke to someone. I didn't write down his name, but he was very nice and considerate and he quickly put my claim through. I received the replacement cell phone the next day and I shipped back the broken one a day later. The whole process was smooth & easy. I highly recommend Assurant!

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    Response from Assurant Phone Insurance

    Glad we could get your phone replaced quickly!

    Customer Service

    Reviewed May 31, 2019

    I couldn't complete the online information, had to go to the T-Mobile store and get them to help me fill out the request. I pay the insurance every month, I'm pretty irritated that I still had to pay a good bit of money for the phone to be replaced. The receiving and swap were ok (with T-Mobile help) in getting the new phone functioning properly. I don't understand having to pay for insurance AND replacing the broken phone, I don't have LOTS of issues...

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    Response from Assurant Phone Insurance

    Thanks for taking a moment to share your feedback with us.

    Customer ServiceStaff

    Reviewed May 31, 2019

    I had to speak with about 4 different reps to get my claim in and get my claim approved regarding a broken iPhone 6s plus I had accidentally broken. I submitted the claim and the following day I followed up where one person told me my phone would be on its way, however, sounded unsure so I called again. Second person told me my claim was denied because I didn't include the PLUS in my phone description and there was nothing else they could do to help me so they recommended me to go to T-Mobile to buy a whole brand new phone.

    Now I pay 15$ a month for about almost 8 years that I have had my service and typically they are ok with these situations, however, this time I was getting incorrect information left and right. I went to T-Mobile knowing that T-Mobile and Assurant company are two different things and there would not be much that they could do. I wasted yet again more of my time going to T-Mobile and had a great T-Mobile rep assist me in calling them and explaining that they had to resubmit my claim. This rep finally took his time to understand the situation and fixed my claim in under 10 minutes after speaking with another rep that hung up.

    After this whole mess was finished the only good thing I have to say is that I received my phone rather quickly the following day after the claim was approved. This was such a hassle. I am considering removing the insurance I have on my phone as I would not want to go through this again. It was very difficult to understand why they claimed there was nothing they could do to help me if there was an error in the claim. They rather just push you away and have you deal with it yourself. Good luck to anyone else going through this company as I have also read a lot of bad reviews on them.

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    Response from Assurant Phone Insurance

    We apologize for this experience, this is not the standard of service that we strive for. We appreciate your feedback.

    Staff

    Reviewed May 31, 2019

    I dropped my phone and cracked the screen on my Pixel 2XL a few days ago. But my claim appears unable to proceed because I don't have the original purchase receipt?? I purchased the device two years ago from the Google store and honestly don't know where the receipt is. So I copied and pasted my digital receipt and order history and uploaded it to Assurant T-Mobile claim. But each time they seem to move the goal post by saying things like the receipt doesn't have a physical store address or the receipt is handwritten...Truly absurd and borderline scammy!

    I even spoke to a supervisor and after explaining my situation (some foreign guy I could barely understand) assured me he would rectify the problem within 24 hours. Well it's been 24 hours and my claim remains where it has been. Nothing's changed. I've been paying for php for over 10 years and this is the first time I've filed a claim. I don't even want a new/recertified phone, just my screen repaired. So I will cancel this fraudulent insurance and just go to uBreakiFix! Thanks for nothing Assurant.

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    Response from Assurant Phone Insurance

    Omar, we appreciate you taking the time to share your feedback and what we could have done to make the process easier. If you'd like, share your full name, claim, and phone number via private message. We'll review your experience.

    Melissa increased rating by 3 stars.
    Customer ServiceStaff
    After a positive interaction with Assurant Phone Insurance, Melissa increased their star rating.

    Original Review: May 31, 2019

    Very dishonest and unethical business practices. Made a claim for a damaged phone. Agent made three mistakes in our claim, resulting in multiple issues in claim being successful. Had to call every few days to correct their mistakes. Every "claim update" was assured that everything was now fine and replacement phone would be shipped "tomorrow". Claim rejected, agent-made error found, I re-correct it, rinse, repeat 3x. Asked SEVERAL times over SEVERAL CALLS over SEVERAL WEEKS if there was ANY further information that looked out of order or was resulting in my claim being rejected. They said, repeatedly, no everything was now fine.

    Suddenly, the day after 90 day claim window closed they told me damage date was recorded incorrectly and CONFIRMED they knew all along and also knew the correct date but wouldn't enter it until I told them. I corrected it with them immediately. They told me, "Thanks but your claim is permanently rejected because you are now past your 90 claim window as of yesterday." They lied, purposely suppressed information that would have resulted in a successful claim, and several agents put me on long holds and hung up on me when I asked to speak to a supervisor.

    Finally spoke to supervisor, who told me to write an appeal to corporate. I sent corporate a 3.5 page letter complete with claim numbers, facts, dates and times of my NINE phone calls to their company. Got NO RESPONSE. They simply do. not. care. 16 years of being a customer, doing claims with them over the nearly 2 decades long span of being a cell phone owner and they could not care any less. I get not even a return letter, no phone call, no email, nothing. It is in all likelihood that no one even read the d*mn letter.

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    Response from Assurant Phone Insurance

    Melissa, we would like to investigate what occurred and look into why you haven't received a response. Please share your full name, claim, and contact number via private message.

    Customer ServiceCoverageProcess

    Reviewed May 30, 2019

    I was walking down a wet set of stairs with my phone in my back pocket. One slip and my phone was done. First time ever needing to file an insurance claim, but that's why I have been paying for all of these years, right? Should be easy. Filing the claim was standard, but they sent me a replacement phone that can't function in the same capacity for work, as my original phone. I NEED the pen capability. This is where the hassle grew even worse. Arguing your way through customer service is no way to do things. They just made it a horrible experience. The only way I made headway, was by getting my carrier involved in the process. Suddenly, "sorry, our mistake. We'll take care of you." After a few days without update, "sorry we have no record of that conversation. We can't honor that promise." They backed out of their promise and the process was started all over again.

    After talking with countless people, hours wasted, and missed business phone calls, I had to go to my carrier and buy a phone for temporary use. It took 15 days for them to get me a suitable replacement. The phone is 4 series old, but it will do the job. I learned my lesson. I don't need insurance on my phone. I spent over $500 over the years on insurance coverage, thinking I will get a like replacement when my phone breaks. You know, the newest on the market, just like mine when I insured it. Nope. At the time of replacement, the one they gave me can be bought for $200. I'm in the hole $300+ and immeasurable frustration from dealing with a horrible company. No insurance from here on out, I'll just buy my own phone when the time comes. If I could give them 0 stars, I would, they have more than earned it.

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    Response from Assurant Phone Insurance

    Milan, we are sorry to hear you had such a poor experience and hate it's the reason we lost your business. We hope we can one day earn it back.

    Customer ServicePunctuality & SpeedStaff

    Reviewed May 30, 2019

    I had the worst experience with the insurance company and T-Mobile too. I lost my phone and did the claim for the new phone, iPhone 8 plus. The phone came rather quickly. The only problem was it was not working. Speakers and microphone was totally damaged. I could not hear or speak. Well that means the phone was useless. Plus, the phone made constant static noises while NOT in use.

    Anyways, I called T-Mobile, the reps gave me hard time, they told me to go to one of the T-Mobile stores and they would assist me. I called one of the stores and the guy actually made fun of me on the phone, saying there is no way he would be able to assist me with this issue. So, I went to the Apple store, where my issue was handled very professionally. The rep did diagnosis and the phone had multiple issues. To be exact 7 different issues, so they provided me brand new phone. This means, after paying over 1000 dollars in my phone (retail price + 250 deductible + Apple Care Plus monthly payment) I ended up with refurbished phone that was broken. Nobody even did the diagnosis before mailing me the phone? Very frustrating and annoying. Regret every minute I decided to have business with you.

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    Response from Assurant Phone Insurance

    Tsira, we apologize; it sounds like a frustrating experience. We are glad to hear you were able to resolve the issue in the end. Please reach out to us privately if you have additional questions or feedback.

    Customer ServiceCoverage

    Reviewed May 30, 2019

    I lost my phone on a Thursday and did not receive my new phone until Monday after 5:00 pm. I feel I should have been offered a Saturday delivery even if I had to pay extra. But It was not even an option given to me. I use my phone for work so I had to miss 2 days of work. Plus pay 200 dollars for a refurbished phone I already pay monthly to insure. I feel if they are going to charge you to replace your phone you should at least get a new phone. What is the sense of insuring your phone.

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    Response from Assurant Phone Insurance

    Barbara, we appreciate you sharing your feedback with us.

    Customer Service

    Reviewed May 29, 2019

    Needed a replacement for my Samsung. Tried to put the claim in online, but apparently they were having technical difficulties. Called in, and they fixed everything immediately, processed my claim on the spot, and I had my new phone the next day. I had a very positive experience, and got a new phone for $99. I recommend this insurance company to anyone wanting to protect their investments.

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    Response from Assurant Phone Insurance

    Great to hear, we appreciate your review!

    Customer Service

    Reviewed May 29, 2019

    Cracked my phone screen a little over a week ago. The claims process through T-Mobile was super easy. My replacement phone was shipped immediately and was brand new, not refurbished. I gave it 4 stars because the claim website says they will let you know when they receive your device but I never received notification. You need to keep checking the website for an item they do not give you a tracking number for.

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    Response from Assurant Phone Insurance

    Glad we could get you your device quickly and that you are satisfied with it. We appreciate your feedback.

    Customer Service

    Reviewed May 29, 2019

    After many years of paying for 4 phones my son broke his phone and I made the claim because I am the owner of the device, and they will not exchange the phone because he used another phone after his was unable to use his...

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    Response from Assurant Phone Insurance

    Hello Juan, we would like to look into this to see if we can help. Please send a private message with your full name, claim number and best contact number so we can have a representative reach out to discuss.

    Verified purchase
    Customer Service

    Reviewed May 28, 2019

    Hi. So on May 5, 2019, I reported my phone missing and filed a claim, submitted all requested documents, and for whatever reason in the world they have been rejecting my documents, they wanted the original receipt, which I did send to them then it wasn't the right receipt. I called back and asked what was going on and I was told the IMEI doesn't match the device I am claiming, well I informed them as I did when you send the original receipt the device was replaced by my previous carrier and I provided the claim information. They rejected the receipt again, so, I called the precious carrier and got a receipt for the exchange, and they rejected it again, and for heaven sake, no one can give me the reason they are rejecting the claim. When I ask for the President of the company office phone number, no one will give it to me. I wonder why they don't want to provide that information?

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    Response from Assurant Phone Insurance

    We are sorry for this inconvenience, we would be glad to assist. Please send a private message with your full name, claim number and best contact number. We will have a representative look into this and contact you directly to help.

    Customer Service

    Reviewed May 28, 2019

    My experience was of great customer service and I received my Tablet very fast!! It only took a couple of days and it was brand new when I received it!! Thanks so much Assurant!!! Sincerely, Charlotte

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    Response from Assurant Phone Insurance

    Great to hear, Charlotte! Thanks for sharing your feedback!

    Customer ServicePrice

    Reviewed May 27, 2019

    I have a lavender color galaxy note 9 and filed a claim for a cracked screen and Assurant sent me a blue note 9 as a replacement! Why would I want a different color phone!!! Horrible. They charged me $100 to get a wrong color replacement phone.

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    Response from Assurant Phone Insurance

    We are sorry to hear that you are not happy with your experience with us. Thanks for taking a moment to leave your feedback.

    Customer Service

    Reviewed May 27, 2019

    I filed my claim last Friday 5/24/19 @ 08:30 am. According to FAQ's should get ph today Mon if ordered on Fri. Go to track my claim. No update on shipping. Go to chat to find out why it hasn't even shipped yet. They say still processing claim! Won't have update till 3-5 days. Might arrive this Thurs 5/30! This is completely unacceptable for a cracked phone that will not get out of safe mode no matter what the Samsung techs tried before filing the claim w/ Assurant. I work off my phone. If I can't get to the necessary apps on the phone I have to make my way back into my office to use a desktop. I am out in the field most of my day. I would have just bought a new phone before waiting this long. That is how important it is to have a smartphone to work off. I have used Assurant in the past and never encountered this. This is completely unacceptable. I have a feeling they don't have a replacement in stock and this is a stall tactic. I will be canceling after this.

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    Response from Assurant Phone Insurance

    We apologize for this inconvenience. We'd like to look into this and we understand your frustration. Please send a private message with your full name, claim number and best contact number so that we can have a representative look into this and contact you directly.

    Customer ServiceProcess

    Reviewed May 26, 2019

    My daughter's phone was damaged. I called for a replacement, paid the co-pay and we had the phone in our hands the next business day. They even sent a SASE to return the damaged phone. The ease of this process was quite refreshing and simple.

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    Response from Assurant Phone Insurance

    Great to hear, glad we could provide you with fast and efficient service.

    Customer ServiceStaff

    Reviewed May 26, 2019

    They deserve a negative rating if I could give. I called, screenshotted, went to 5 different stores, uploaded more information than anyone should need. No one would help me. The same generic message saying the same thing. It was the worst service ever. Finally a manager helped me and she had to jump through hoops just to get the claim approved then she gets it approved and it takes 2 weeks to get my phone. I even called the warehouse, after telling me I wasn't allowed to call there she tells me they don't have any and can't tell me when they will be in. No one was responsible, no one was helpful. I begged for help. No one would help.

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    Response from Assurant Phone Insurance

    We are sorry that this was your experience with us and understand your frustration. We appreciate your feedback and please let us know if we can offer any further assistance.

    Customer ServicePunctuality & SpeedStaff

    Reviewed May 25, 2019

    I have just completed my 3rd claim in the last 4 years through Assurant, 2 being device malfunctions and 1 being an accidental damage claim. They are always of great help, quick and reliable in getting my replacement phone to me. I have yet to have a negative experience through their service. I am happy. I have been getting this insurance through T-Mobile for the past 6 years that I have been doing business with them; especially since I am bad when it comes to phones. It is seriously worth the few extra dollars every month, in order to receive peace of mind!

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    Response from Assurant Phone Insurance

    Glad we continue to provide you with great service!

    Customer ServiceSales & MarketingPriceStaff

    Reviewed May 25, 2019

    Cracked the screen on my Galaxy S9 and submitted a claim. Received the replacement device fast enough and returned my broken phone. A month later I'm being charged a non-return fee because the IMEI number they received wasn't the one they were expecting. However, the device I sent them was the exact same device I walked out of T-Mobile with. I didn't trade somebody, or find a broken one to send in. I didn't accidentally send somebody else's phone. This phone went from store to me to Assurant, and they are claiming it's not the phone I should have.

    The funny thing is the two IMEI numbers (both what they expected and what they received) are identical save for one trans juxtaposed 5 which was moved to the end of the number. So, that's one hell of a coincidence that I found/traded/mistakenly sent in the wrong phone. Instead of admitting that, "Wow, okay, that's weird," they insist that their system of scanning is infallible. It might have something to do with the fact that all their customer service agents read from a script and aren't allowed to think for themselves.

    When I asked where the device they received is now, they said it had been refurbished and sent back out! What kind of business receives a device they say they shouldn't have received, then fixes it up and sells it back, and then charges the original customer for not returning the "proper phone"??? So they got my deductible, a phone, AND they still want to charge me 360 dollars? This business is a huge scam, and I would be curious to see if this has happened to anybody else, because I have a feeling they're going to face a class action suit at some point.

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    Response from Assurant Phone Insurance

    We'd like to take another look at this situation. Please send a private message with your full name, claim number and best contact number so that we can have a representative look into this and contact you directly.

    Customer Service

    Reviewed May 25, 2019

    I recently came back from my vacation to Paris, France. Unfortunately while going through the metro turnstiles, for a brief moment and lapse in judgement, I placed my phone in my back pocket making my way through the gates. Just like that my phone was picked from my pocket. Three weeks prior, I just purchased the Samsung Galaxy S10+.

    Needless to say, I was able to get in contact with Assurant via the website. After filling out the online claim form, two days later, my replacement phone arrived at my home. Unfortunately, I was still on vacation for five more days before I can play with my new toy. I am very pleased with the service I received and the prompt replacement of my phone. The only thing is that the phone I lost was the blue S10+ and it was replaced with the black phone. Thanks Assurant for making the experience a less stressful one.

    Jonathan ** from Los Angeles

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    Response from Assurant Phone Insurance

    Sorry that happened to you, but we are glad we could be of assistance!

    Customer ServiceStaff

    Reviewed May 24, 2019

    I received the replacement very shortly, and the new phone was fine (looks new but with some scratches on the screen), also I complained about charging and I haven't received a charger replacement at all. But I must admit: the customer service representative was super nice to me and super at any other conversational topics! It was a real pleasure to talk to the person, I'm just not happy that I haven't received accessory to the phone, and phone was scratched. But I can understand that's not the talking person's issue... it's an issue of the doing person. Anyway, I really appreciate the replacement even I've paid for it partially. (I think it kills the feeling of being secured/insured.) But who cares about feelings when corporate office needs to provide high efficiency. :-) Thank you anyway... and your representatives are really great!

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    Response from Assurant Phone Insurance

    We'd be glad to look into this for you. Please send a private message with your full name, claim number and best contact number so that we can have a representative look into this and contact you directly.

    Customer Service

    Reviewed May 24, 2019

    Took over 9 months of fighting before I finally got a phone. It was the worst experience ever. Had to turn on a new service because I couldn't get what I was paying for every month to replace my broken phone.

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    Response from Assurant Phone Insurance

    Sorry to hear about this. If we can offer any further assistance, please send a private message with your full name, claim number and best contact number so that we can have a representative look into this and contact you directly.

    Customer ServiceStaff

    Reviewed May 24, 2019

    I filed a claim simple and easy. Paid my deductible, I promptly received my replacement phone. Replacement phone had all kinds of software issues. Nothing would load and constantly restarted on its own, I called And was told that my phone was still under warranty and I could send it back. I was instructed that once I put the phone in the mail and the label was scanned by FedEx that I should call and they would send me my 2nd replacement phone. As per instruction I called. Spoke with a representative who confirmed my replacement phone was in transit back to them and they could have my new phone over nighted, She then explained to me that I would receive a tracking number via email so that I could keep track of the 2nd phone replacement.

    The following day I had not received a tracking number yet I proceeded to a live chat with one of their representatives, She provided me with a tracking number and told me my new phone was on its way. However after our chat had ended the following morning I checked the tracking number that she gave me and it was only the number 4 the phone I sent back to them not my replacement. So again I waited one more day in hopes my phone would show up and it did not.

    I called back in spoke with a representative who then informed me that my new replacement phone was eligible to now be shipped not already on its way. Now being it was after 8:30 p.m. I would not be eligible for next day shipping to receive my phone on Friday. Instead I would have to wait until Tuesday of the following week to receive my phone. I have spoken with a supervisor. Also had a callback from a manager and there was nothing they would do for me. They basically told me, "Oh well. We're sorry." If I could give you 0 stars I would.

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    Response from Assurant Phone Insurance

    We are sorry to hear that this was your experience and understand your frustration. Please send a private message with your full name, claim number and best contact number so that we can have a representative look into this and contact you directly.

    Customer Service

    Reviewed May 24, 2019

    On Monday I made a claim paid my deductible and was told the phone would be overnighted to me on Tues. Didnt come so I waited till wed 3pm still no phone. I finally called to find out where my phone was and then was told my phone was on back order and they cannot send me another phone so I was gonna have to be out of a phone until they got a replacement phone for me.

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    Response from Assurant Phone Insurance

    We are sorry for this inconvenience. Please send a private message with your full name, claim number and best contact number so that we can have a representative look into this and contact you directly.

    Customer ServiceStaff

    Reviewed May 24, 2019

    My daughter goes to school in Texas and her phone fell in a storm drain. I called T-Mobile and they had me call Assurant. I filed the claim online with no problems. Called and spoke to a rep. To make sure they could send the phone to Texas even though I don't live there. They were more than happy to help. My daughter received her phone overnight. Happy camper.

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    Response from Assurant Phone Insurance

    Latamera, thank you for sharing! We are happy we could keep you connected to your daughter in Texas.

    Customer ServicePunctuality & Speed

    Reviewed May 23, 2019

    On Mother's Day I was accompanying my wife and son while they were fishing on Mosquito Lagoon. During the morning I left my new phone lying on the gunwale of my son's technical poling skiff. Not thinking much about it we ran a few miles to fish another area and it was there I realized I had left my phone on the side. Well needless to say it was gone so immediately upon returning home I called Assurant and they were very easy to deal with, I had my new replacement two days later.

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    Response from Assurant Phone Insurance

    Todd - we hate a beautiful day fishing was ruined by a lost/stolen device. We are happy we could help get it to you quickly!

    Customer ServiceStaff

    Reviewed May 23, 2019

    My grandson's phone was stolen. We called Assurant and they were so helpful. There was a school shooting the day his phone was stolen and they understood the urgency to get him a replacement ASAP. Got it in a day.

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    Response from Assurant Phone Insurance

    How scary! So glad he was safe and not harmed.

    Customer ServicePriceStaffProcess

    Reviewed May 23, 2019

    I lost my phone and I called Assurant to find out how to get it replaced and how much it would cost. I was kind of freaked out and I've never gone through this kind of process before, so I didn't know what to expect and maybe I wasn't in the best mental state at the time. The rep was understanding and genuinely engaged with me on the phone. He wasn't one of these people who you can tell is just there to read a script and give you a transparently uncaring customer service experience.

    He calmed me down and assisted me very efficiently and gave me all the important info I needed to know. I didn't know how much it would be and it was a little more than I was prepared for (because I wasn't prepared lol) but he was kind enough to just set up the claim and give me a number so that I could pay my deductible the next day. He even told me when I needed to file my claim by in order to receive my replacement phone within 24 hours. Without an expedited shipping fee. I'm in customer service and I can tell you whoever hired him did a great job, bec6he did too.

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    Response from Assurant Phone Insurance

    Devon, thanks so much for your wonderful feedback!

    Customer ServicePunctuality & SpeedStaff

    Reviewed May 22, 2019

    The device arrived on time and sending my old device back was easy and painless. Talking to the customer service representative was painful. He seems to have problems understanding English and would ask me to repeat my information several times. I can be patient but, I almost lost my cool when this representative seems incapable of changing my delivery address. Although he could perfectly read my home address, when asked to switch the delivery address, using the same address format, he just could not understand how or why do the address change. Eventually, I had to give up on trying to change my delivery address, yet he asked again a few minutes later if I want my device delivered somewhere else. Very infuriating.

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    Response from Assurant Phone Insurance

    We are sorry to hear that this was your experience with us. We appreciate your feedback.

    Reliability

    Reviewed May 22, 2019

    Though the claims process was actually very quick and easy with Assurant, from the completion of the claim to the speedy delivery of the replacement device, the replacement device I received was immediately faulty. I had not even used the device for 2 hours when it started to glitch as if I was repeatedly tapping and swiping at the top of the screen. When sending messages, taking photos, and browsing web pages, apps will close or open new windows sporadically making my phone a much less reliable and useful tool to use at home and especially at work.

    I was very disappointed about this because with the previous insurance provider used by T-Mobile (Asurion), even the reconditioned devices I received worked like new and lasted me several years. This experience has raised doubts in me about the quality assurance practices at Assurant because after reading other reviews, it seems that this is not an isolated incident. I would not recommend Assurant to someone in the market for phone insurance.

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    Response from Assurant Phone Insurance

    We are sorry to hear that your device is not functioning correctly. If you'd like to speak with a representative about this, please send a private message with your full name, claim number and best contact number.

    Online & App

    Reviewed May 22, 2019

    The process was easy, I filed a claim via the app, was approved the same day/next day maybe. And my new device was overnighted to me. Then I just had to send back the damaged device within 10 days of receiving the good one, but they included all return materials and postage.

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    Response from Assurant Phone Insurance

    Glad we could provide you with great service, thanks for leaving a review.

    Customer ServiceCoverage

    Reviewed May 22, 2019

    I broke my phone screen for the first time in about 5 years. The good news is that I had insurance, the bad news is that after I filed a claim and paid my deductible I heard nothing from them. After the 3rd day I emailed support only to be told, "Thank you for contacting Assurant. I sincerely apologize for any delay you have experienced with the processing of your claim and apologize for the inconveniences. Your Samsung Note 9 that was claim is currently on back order and we do not have an estimated time for availability". It's been almost 6 days now and my screen is starting to go out completely, if this takes any longer i'll make sure I can get insurance from someplace else when I get my next phone.

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    Response from Assurant Phone Insurance

    Hello, we understand your frustration with the delay. Please send a private message with your full name, claim number and best contact number so that we can have a representative look into this.

    Verified purchase
    Customer ServiceStaff

    Reviewed May 22, 2019

    I have used this company several time, each successive time with a phone that works worse and worse than the original product I paid nearly $1000 for. Obviously they're all refurbished phones, which no one cares to mention when you sign up for insurance. AND they're hard to get a hold of, which btw how are you supposed to call and be called when you're calling about your broken phone?!? Don't they know how to operate an email account?

    Anyways, this time I called, found out my phone had been discontinued (HTC) and that the ONLY comparable product in their ENTIRE warehouse was a Samsung. I asked to speak to a supervisor when the employee on the phone told me it was impossible to get any other phone. The supervisor assured me that I could have a different brand, he asked for 3 acceptable alternatives, I provided them, and he said he would follow up with a phone call in 24-48 hours and would tell me which phone I would be getting.

    Someone called within 48 hours and told me to fill out an authorization form. I asked what phone I would be getting, he said a Samsung, I said no...and then I asked to speak to a supervisor. He told me that he saw in my file that I had asked for a supervisor before and that he saw how the request had gone through and they had come back with a different (and even crappier) Samsung phone. I said, "NO. I asked for ANYTHING other than a Samsung." He assured me that all that was holding me up getting a different phone was signing that form and then they'd approve the different form. So I asked, "Were you lying then when you said that the request had gone through and came back with a different Samsung?" (No answer to that)

    So I asked to speak with a supervisor again and he told me that he'd have a supervisor call me, and to just fill out the form because it was holding things up. I asked him what would stop the next person from sending me a Samsung? He assured me they would not! So I fill out the form and the next day I see online that they are sending me a Samsung. I use direct chat and explain what happened. They say, "Sorry. There's nothing I can do. Your phone has already shipped." So I called and asked to speak with a supervisor. I called THREE TIMES and was dropped or hung up on before I FINALLY spoke with a supervisor. She told me that the system was wrong, that they weren't sending me a Samsung, and that I would be getting one of the 3 devices I had requested and someone would call to confirm. I said thanks very much and goodbye.

    The next day, what do you know? A Samsung shows up at my house...I call AGAIN and ask to speak with a supervisor. The first time I'm put on hold for 10 minutes before I hang up and call again. The next time I call and demand to speak to a supervisor and when I finally do, I am informed that I had not provided a legitimate reason for not wanting a Samsung and therefore, despite having been lied to and given the ultimate run around, there was nothing they could do or were willing to do to give me a phone that was not a Samsung-thanks very much and have a good day. They were so very polite throughout the whole thing...Painfully and uselessly polite.

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    Response from Assurant Phone Insurance

    We are sorry that this was your experience with us and we understand your frustration. Please send a private response with your full name, claim number and best contact number so that we can have the appropriate team review and contact you to discuss the situation.

    TAMMY increased rating by 4 stars.
    Customer ServiceStaff
    After a positive interaction with Assurant Phone Insurance, TAMMY increased their star rating on June 27, 2019.

    Updated review: June 27, 2019

    UPDATE-I was contacted by a Claims Resolution representative. A replacement phone was expedited to me and assurance the employees involved would receive instruction on the proper way to process claims entered erroneously so as to prevent this from happening to someone else.

    Original Review: May 21, 2019

    I filed a claim due to my phone being dropped into the lake which I told the representative several times when I called. Even provided alternate phone number to reach me at since that number was at the bottom of the lake. Once transferred to the deductible payment department, I explained what happened again. Again gave an alternate phone number when asked if they could reach me at the old number, because that phone was at the bottom of the lake. When going online to check the delivery date of my replacement phone I discovered my claim details indicated I needed to mail back the damaged phone within 10 days.

    I called customer service to inquire about this. I was informed my claim was filed as "damaged device" by their representative. I assured the new customer service representative there was no way to misunderstand my reason for filing a claim. She informed me I would have to return the new phone that was in route. Once that phone was processed back into their facility (3-5 business days), I would be issued a refund of my deductible (could take up to 10 more business days) then I would have to file a new claim for a "lost phone" and repay the deductible they were refunding me from the first claim.

    If I failed to send back the replacement phone, I would be charged $800 because the claim indicated my old phone was damaged rather than lost. I spoke with a supervisor who said she could not do anything but she was sorry this has happened. She assured me there was no way to correct the claim or override it in their system to prevent this outrageous delay that was no fault of mine. Due to the fact the Claims Representative erroneously entered my claim as "damaged device" rather than "lost device" I am going to be without a phone for possibly up to two weeks. "Sorry this happened" isn't an acceptable resolution when their employee's error causes me to be without a phone for possibly two weeks!

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    Response from Assurant Phone Insurance

    Tammy, we apologize; that sounds like an extremely frustrating experience. So we may investigate, please private message your claim and contact number.

    Verified purchase
    Customer Service

    Reviewed May 21, 2019

    My phone got wet and quit working. I went to T-Mobile and they had me call Assurant from their offices. I followed the automated prompts, which were very easy. I received my new phone the next day along with self-addressed packaging to return the broken one. VERY SATISFIED!

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    Response from Assurant Phone Insurance

    Thanks, Henry!

    Customer Service

    Reviewed May 21, 2019

    Called for replacement phone & it was sent right away. I received within 2 days of calling & they sent prepaid envelope for damaged phone to be sent back. Only issue was I was supposed to be transferred to pay by phone & it was disconnected. Found website to pay & had to call back because first guy put there was water damage when there wasn't. Second person got it squared away & confirmed payment was made.

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    Response from Assurant Phone Insurance

    Jennifer, we appreciate you sharing your experience!

    Reviewed May 21, 2019

    My device came within 48 hours after my claim was made, and the claims process was simple. All you do is go through a series of questions, some of which are a bit repetitive but I guess it’s to weed out fraud. Overall I’m happy with my experience.

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    Response from Assurant Phone Insurance

    Thank you for the feedback, Hasan!

    Customer Service

    Reviewed May 21, 2019

    Lack of accountability and integrity. I was told I would get a free upgrade and received an older version of a worse model phone. Waited 3 days for a return label to be e-mailed and had I not called to find the status of my replacement they would not have initiated the request. They assumed, I guess they don't verify models, that the phone I sent was my damaged phone when it was the wrong phone model they sent me in the 1st place. It's been 11 days and i still don't have a phone and I'm $99 lighter.

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    Response from Assurant Phone Insurance

    Katia, we would like to see what we can do to help. Please reach out to us via private message with your information. Be sure to include your full name, claim, and contact number.

    Customer ServicePunctuality & SpeedStaff

    Reviewed May 20, 2019

    I filed a claim and was told that my new phone would ship out overnight. The next morning I had received no tracking information. I called to get an update and was informed that it was on back order. I said that was not acceptable as I use it for work. The lady said please call back in an hour. I called back and was told that they had a replacement but it was a different color. I said that was ok. The representative told me I would have my phone that same day.

    Fast forward to later that day-still no phone or tracking information. I call back and was told no it was still on back order with not even an ETA of when I could receive it. I asked to speak to a supervisors supervisor. They told me they would have to return my call within 24 hours. No return call yet and it's been 3 days. I have called multiple times with no resolution. I have been lied to, hung up on, told it's my fault. I was told they can't upgrade me. I was told they could upgrade me but don't have anything to upgrade me to.

    I finally reached a supervisors supervisor after calling at least 15 times. They told me to they understand my frustration, they sincerely apologize. They told me to remain calm and to have patience that it will ship when it's ready. I have asked them to call the warehouse and see if they can get a better update on a ship date to which they replied they can get no answer and they don't know if they are even open. I asked them to call me back when they do get a hold of the warehouse. They refused to call me back. I asked for a different management person and was told that I would receive a call within 24 hours.

    All the while they still are sitting on my deductible!!!! Their only resolution is to cancel my claim and refund my deductible. I pay a monthly fee for this ** service!!! And they can't even give me an idea as to when they can send me a replacement phone and please be patient is their only resolution. SCAM! RIPOFF! BUYER BEWARE!

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    Response from Assurant Phone Insurance

    We are sorry to hear about this experience and we would like to look into this. Please send a private message with your full name, claim number and best contact number.

    Customer ServiceOnline & AppStaff

    Reviewed May 20, 2019

    My iPhone new 10 was stolen so I was super happy I had insurance on it. I made a claim, and paid the $280 for a new phone. After weeks of still not having my phone I called Assurant to find out what was going on, they gave a tracking number and said it was already delivered weeks ago. Come to find out it had been delivered to a back old basement door that is no longer in use so had sat out in the cold freezing temperatures for two weeks (mail carriers fault at this point). Immediately my phone’s ding was weird and high pitched. In settings I realized it was a refurbished phone but the rest of it seem to be working fine, I had already been without for at least a month now.

    Slowly I’ve noticed condensation building in my phone's camera, I called Assurant and explained what was going on, the woman stated that even having your phone in your pocket if you sweating could lead to condensation I couldn’t believe it! I asked to speak to a supervisor, he said I was outside my 90 day warranty by 5 days, I asked how this was possible and it’s because they begin time the day mail deliverers. No signature confirmation, no notation that I called because I still hadn’t received my phone, no verifying that my phone wasn’t even activated until weeks after it was “delivered”.

    I spoke to the manager who repeated the same things, the manager went a step further in saying it didn’t matter even if they did notate I didn’t receive my phone and that it sat outside in the winter because my 90 day time would have still started when the mail carrier dropped it off. (Mind you again I'm 5 days out of warranty) I could put in another claim and pay again for them to “fix” the phone but any condensation in the phone is immediately considered physical damage, the fact it sat outside in winter isn’t their fault, and having signature confirmation to ensure people receive their device could cause more issues than just leaving it.

    I’m blown away by how terrible their service is, I personally run a business and deal with customer service and warranties every day, never in my life would I recommend their service. It’s a huge disappointment that Xfinity decides to use them. Extremely unhelpful, the iPhone 10 is suppose to have high water resistance and the claim sweat can cause condensation/water damage. They're a joke.

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    Response from Assurant Phone Insurance

    We are sorry to hear that this was your experience with us and we understand your frustration. Please send a private message with your full name, claim number and best contact number so that we can look into this issue.

    Customer ServicePunctuality & Speed

    Reviewed May 20, 2019

    Lost my phone the night before traveling. I forgot I was paying my T-Mobile insurance and drove early morning to the store. They reminded me about the insurance and called Assurant. They proceeded the claim immediately and send my replacement phone next day. Appreciate the fast service.

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    Response from Assurant Phone Insurance

    Always happy to be of service.

    Customer Service

    Reviewed May 19, 2019

    Impossible to get claim handled. Ripoff. Google pixel. Google sends folks to authorized Assurant center 1 mile from my house. At the center, have to call Assurant to pre-authorize. Assurant can't authorize repair at the center where I am since no centers exist according to their systems. They tell me to check in 3-5 days to see if this problem with their own systems is resolved. They will not email me. They will not reimburse me.

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    Response from Assurant Phone Insurance

    Hello Steven, we are sorry for this inconvenience. Please send us a private message with your full name, claim number and best contact number so that we can have a representative look into this.

    Customer Service

    Reviewed May 18, 2019

    It was easy to file the claim. The replacement phone came within a day of filing. The data from the old phone was transferred by our US Cellular provider and the damaged phone was returned. The service is convenient and easy.

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    Response from Assurant Phone Insurance

    Thank you for taking a moment to leave a review.

    Customer ServiceCoverageStaff

    Reviewed May 17, 2019

    I purchased a phone through a company that provided Max Plus Assurance. My camera broke, so I called in and got a replacement device. Unfortunately when I got it the audio was not working and I could not speak on the phone. I returned it and they sent me a second replacement.. SAME PROBLEM. I have just received the third replacement phone and once again the audio is not working and people cannot hear me on the phone. THIS IS THE THIRD REPLACEMENT WITH THE EXACT SAME PROBLEM. The worst part is, after every replacement I’ve had to send back they have assured me that they will do more vigorous testing before dispatching the next one to ensure it is working properly.

    Clearly this was never done, though you would think having a working audio system is something they test routinely before sending out. Each time I have called there has also been no record of this request despite multiple staff claiming they’ll be sure to make note of it on the file. As a physician who is reliant on their phone and needs to be reachable while on call, this is beyond frustrating and has been a complete headache and waste of time. Please do yourself a favour and DO NOT buy insurance with this company or buy from a company that uses them. They are unable to deliver on their sole business.

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    Response from Assurant Phone Insurance

    We are sorry to hear about this and understand your frustration. Please send us a private message with your full name, claim number and best contact number so that we can have our team look into this.

    Customer Service

    Reviewed May 16, 2019

    My phone was stolen while I was out of town. The process for a replacement phone was easy and fast. I had the glass screen protector on my phone and that was not going to be replaced although I had lifetime replacement on that. I had to repurchase that. That could have been on my carrier and not the insurance company. All in all, good experience.

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    Response from Assurant Phone Insurance

    Happy to hear, we are always glad to be of service.

    Customer ServicePunctuality & SpeedStaff

    Reviewed May 16, 2019

    Travelled to Taiwan with my husband this past month and upon arriving back home in Los Angeles, I noticed my iPad mini was stolen out of one of our carry-on duffel bags. We think that someone took it out of our bag in the overhead cabin while we were sleeping on the plane. So irritating. So as soon as I got home, I reached out to T-Mobile and since we pay for insurance for our devices (thank goodness). They transferred me over to Assurant. From there, the customer service rep took all my info down and all I had to do was pay the deductible and they sent a replacement iPad the very next day! Couldn’t have been more happy with the speed and service that I received. Great job, Assurant.

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    Response from Assurant Phone Insurance

    We are happy that we could provide you with a great customer experience. Thanks for your feedback!

    Customer Service

    Reviewed May 16, 2019

    I made my claim with Assurant and they were friendly and were able to explain the process to me when my phone broke. They helped me file the claim and I had my replacement phone within 48 hours. I sent back the damaged phone and they notified me that the process was complete. Thank you.

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    Response from Assurant Phone Insurance

    Great to hear, Isabel. We are glad that we could get your claim resolved quickly.

    Customer ServicePunctuality & Speed

    Reviewed May 16, 2019

    Some insurance companies get it, others don't. This company made me jump through a bunch of hoops to get a replacement phone. Finally got the replacement - but immediately canceled the "protection plan." The CEO's office was great, but why does someone have to go through so much work to process a claim. Poor communication and slow response times.

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    Response from Assurant Phone Insurance

    We hate to hear that your customer experience wasn't up to our usual standards. We apologize for the inconvenience and appreciate your feedback.

    Farid increased rating by 3 stars.
    Customer Service
    After a positive interaction with Assurant Phone Insurance, Farid increased their star rating.

    Original Review: May 16, 2019

    Costco sells this "Max Assurance Protection" insurance for cell phones. Unfortunately, I bought it and since I asked for replacement phone, they keep sending either a refurbished one which now has random working problem and then they sent me the unlocked AT&T which is not FIDO LTE compatible!!! They didn't replaced it since they say it's FIDO problem!!!! If I knew I would have so much hassle, wasting time with this company I would never have bought it. Now I have a refurbished phone, AT&T unlocked, not Fido LTE compatible (No Data anymore). Be careful with this company.

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    Response from Assurant Phone Insurance

    We are sorry to hear about this inconvenience and we understand your frustration. Please send a private message with your full name, claim number and best contact number so that we can look into this issue.

    Customer ServiceStaff

    Reviewed May 16, 2019

    I filed a claim April 2019. Paid $99 for a replacement phone which stopped working in less than 30 days. So now I have to go through my cell phone carrier & pay $5 warranty exchange fee and I really don't feel I should pay anything else. I call Assurant and told them my issue. The rep. rushed me off the phone because now this was a cell phone company issue. Very unhappy with this experience.

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    Response from Assurant Phone Insurance

    We are sorry for this inconvenience and would like to look into this. Can you please send us a private message with your full name, claim number and best contact number?

    Customer ServicePricePunctuality & SpeedReliability

    Reviewed May 15, 2019

    I cracked the camera lens cover glass on my LG G6. Called Assurant to send me a replacement phone wich was done promptly. The phone arrived within 24 hrs but the replacement phone was defective. It doesn't charge properly and looses charge extremely quick. Was at 33% when I received it so I put it on to charge and by the time I transfered my data 1 hr maybe it was at 9%. Now I have to send back the phone, wait until they receive it, refund my deductible and call back to go through the whole process again. Not what I had in mind when that insurance was sold to me by the Costco salesman who told me they were a good company. Now I'm still stuck with a broken phone and do trust the company enough to try the process again.

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    Response from Assurant Phone Insurance

    We are sorry to hear that your replacement device is not functioning correctly. Please send a private message with your full name, claim number and best contact number so that we can look into getting this issue resolved for you.

    Customer ServicePunctuality & SpeedStaff

    Reviewed May 14, 2019

    Their representative was courteous, fast, and friendly. Kudos for the awesome service and I got my phone earlier than expected! Thanks to T-Mobile and their representatives!! This is why I've stayed with T-Mobile over 2 years now.

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    Response from Assurant Phone Insurance

    We are always glad to assist.

    Customer ServicePunctuality & Speed

    Reviewed May 14, 2019

    They were very helpful in getting my insurance claim taken care of quickly and even when I changed my mind on how I wanted to replace my phone on the day of my claim they did that very quickly and with no fuss.

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    Response from Assurant Phone Insurance

    Great to hear, glad we could get your claim resolved for you.

    Punctuality & SpeedStaff

    Reviewed May 14, 2019

    Everything was fast and excellent. The person I talked to knew all the answers to my questions. I got my cellular promptly. The only thing is I did not get a charger, but I guess I did not request that.

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    Response from Assurant Phone Insurance

    Hello Simara, if you'd like us to look into this, please private message us with your full name, claim number and best contact number.

    Customer ServiceSales & MarketingStaff

    Reviewed May 13, 2019

    I have an iPhone 7. My phone battery was depleted so I wanted it replaced. They charged me the $88.48 replacement fee and they sent me my first replacement which had speaker and microphone problems (it kept glitching out when I was trying to speak to people and no one could hear, and it would make a loud sound every few seconds on my end while talking), the battery was also very depleted, so I spoke with them and they sent me a replacement.

    They sent me a second phone that that had a very bad speaker (everyone I spoke with said it sounded as though I was talking through a tube or from across the room, when in fact I had the phone up to my head. Even the people at Assurant Max Protection said it sounded very bad and they could barely hear me, one was rude enough to tell me that I needed to speak into the phone in a rude tone) so once again they sent me another replacement. I have just activated my third phone from them, this one has a depleted battery which was the problem with my original phone!

    They will not return my $88.48 replacement fee, which I find ridiculous after all the hassle just to get what seems like my original phone back! It seems like quite the scam to me, I will be going to Costco where I bought the original phone and the insurance and see what they have to say. Not to mention this is a phone for my business and I lost business because no one could hear when me they called and would hang up. I will never be purchasing this protection insurance from Assurant Max Protection again and I will be advising everyone I know of the poor service I received so they don’t waste their money.

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    Response from Assurant Phone Insurance

    Katrina, we wanted to check to see if you confirmed your most recent device isn't working properly. If that is the case, please reach out to us with your full name, claim, and contact information.

    Customer Service

    Reviewed May 13, 2019

    My son had a cracked screen on his Samsung 8S and the replacement process with Assurant was extremely quick and easy. I made the claim over the phone, answered a few questions, paid the deductible, and the replacement was received the following day with a return envelope for the broken phone. They were able to ship the new phone directly to my son at his apartment without any issues.

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    Response from Assurant Phone Insurance

    Thanks, Wendy! Glad we could help your son stay connected.

    Customer ServiceStaff

    Reviewed May 13, 2019

    Horrible service. Didn’t receive my replacement device. UPS lost the package and didn’t receive. It’s been 10 days and still no device. Said I had to wait 14 days. Talked with UPS and they confirmed the missing package. Very upset and frustrated. Talked with several reps. With rude and unprofessional and not helpful. All they do is pass me along and say sorry.

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    Response from Assurant Phone Insurance

    Dereck, we apologize; that isn't the type of service we strive to provide. So we may investigate, please share your full name, claim, and phone number via private message. We'll also review for any coaching opportunities with our teammates.

    Customer ServiceCoverageStaff

    Reviewed May 13, 2019

    So, I'm giving Assurant only 2 * for 1.) out of the customer service reps I talked to over the last weekend - maybe 3 of 6/7 were helpful. Then this is probably more beef with T-Mobile and UPS - which someone should read THIS and fix; 2.) I had/have insurance but someone at T-Mobile (Cianna in VA) wiped that out in a keystroke when putting me into a Family plan and I was insured for 5 years - at 11-15 dollars a month = $900? Again more T-Mobile's fault - which perhaps someone from your end could've followed up on; 3.) and with UPS - being that you all do business with them, and if you're sending out something as important and as expensive as a phone (iPhone, to be specific) that it should be signed for, and not left in a customer's bushes - where it took me a day to search oh and THIS irked and still irks me; 4.) when emailing me about MY phone you don't even address ME (Cynthia) but someone else.

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    Response from Assurant Phone Insurance

    Thank you for your feedback, Cynthia. We also responded to your post on Trustpilot. If you need assistance, please reach out to us privately with your full name, claim, and phone number.

    Customer ServiceStaffReliability

    Reviewed May 12, 2019

    My husband's phone wasn't working for him. We went to the store to get the insurance claim started. Paid the 100 deductible. Got the replacement next day. Replacement phone did not power on and it did not recognize the power cords. Called Assurant. The first person I spoke to kept telling me there was nothing they can do about it. That I needed to go back to the store to pay another 100 deductible. I specifically said I'm not paying another 100 for this. I already paid the 100. The guy I spoke to kept saying um uh um uh in everything he told me. Then he asked for the order number. I give it to him. He said he could not find it. Then tells me that I HAVE to go back to the store to pay the 100.

    For a replacement cell phone that was delivered already defective. It did not power on and did not recognize the power cords. So I ask for any supervisor. He puts me on hold for over 5 minutes to come back and say there is no one. Then he asked me if there was anything else he can assist with. I said again, "Yes your supervisor." He refused to get me to someone. Then he hung up on me. I call back and got someone who was able to do what I ask and was nice about it. But we get the second replacement. The second replacement worked and just needed to be activated. Which my husband had done the smart switch. Then I called to get it activated.

    The first gal I spoke to kept telling me the IMEI number was not in the system. Because ASSURANT DID NOT remove the first replacement IMEI number and they DID NOT ENTER the second one. So the first gal yells at me saying there was nothing she can do to get the cell phone activated. She had to escalate it to her help desk who can do it. But she also tells me that she can activate the phone with the IMEI number that is in the system already. But the problem is....THE IMEI NUMBER IN THE SYSTEM WAS FOR THE FIRST REPLACEMENT PHONE.

    THE ONE THAT DID NOT POWER ON AND DID NOT RESPOND TO A PHONE CHARGER. So if we activated the cell phone with that number it would not have been for the correct phone. So the lady got me to her help desk. The help desk tells me they cannot enter the IMEI number manually and they cannot find the IMEI number in the system for the correct phone. It's like this....WELL DUH YOU WON'T HAVE THE CORRECT IMEI NUMBER IN THE SYSTEM BECAUSE ASSURANT DID NOT PUT IT IN THE SYSTEM FOR THE CORRECT REPLACEMENT!!!!

    So I spent over 2 hours trying to get to a supervisor on the phone. The lady kept telling me that I've already escalated it to the highest. I said no I need a supervisor now. She said no one was available. I tell her, "Get me to one now because this is ridiculous. I have a cell phone your company sent me as a replacement and now it's a paper weight and you cannot do your job and activate this." I also tell her, "Fine. Get me to corporate." She transfers me to corporate and they are closed. She never once informs me they were closed.

    I call back. Get a very nice guy. He tells me that he got several calls from other customers that day about other phone agents not doing their jobs. That they could not or would not activate their phone. I ask, "Out of all those calls how many were you able to activate." He says he activated all of them. I spend less than one hour on the phone with him and he got my husband's second phone activated. Between Xfinity and Assurant Insurance customer service. I'm not sure who is worse. Between the two I've been told there is nothing they can do to help, I needed to pay another 100 deductible, refused a supervisor more than once, lied to and been refused assistance.

    So if I can give Assurant 0 stars on this very long review I definitely would. We pay the extra each month on time for the insurance. For this kind of service I am better off switching to a different cell carrier who goes through a different insurance company. Both places seriously lacked in their customer service and really needs to be retrained.

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    Response from Assurant Phone Insurance

    Ann, that definitely doesn't sound like the type of service we strive to provide our customers. If you have a moment, share your full name, claim, and phone number via private message. That will give us the information needed to fully review your experience.

    Customer ServiceStaff

    Reviewed May 12, 2019

    I could depend on Assurant to send me a replacement phone overnight, incredible! The Port on my phone got messed up, and realized that with Assurant, I wont be without a phone for days. I love their services and won't change them for the world.

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    Response from Assurant Phone Insurance

    Awesome to hear, Evelyn!

    Customer Service

    Reviewed May 12, 2019

    Phone lost. Sent in info and given tracking #. Said since I was before 10AM can get overnight shipping. For free. I was given tracking #, waited a day, no phone. Website said no such tracking #. Called next day and was told # not entered in system. Got # in system and told will ship ASAP. Phone still in warehouse. Waited a day and no phone. Called next day and told shipped last night. Finally, after waiting all day, called and complained and tracking # shows package arrived. And no one home. Was home all day. It was 7pm. Told UPS ships until 8 pm. I checked front door, found slip saying no one home and package delivered to nearby facility. Went to facility, package not there. Went to facility next day and package not there. Package arrived at my home 7:15 p.m... on 5th day. Driver said package never left truck. So much for overnight shipping. On good side, phone works great and refurbished phone looks and works like new.

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    Response from Assurant Phone Insurance

    RJ, we apologize; it sounds like it was a bumpy ride for you! Definitely glad the phone is working as expected.

    Punctuality & Speed

    Reviewed May 11, 2019

    Purple phone was to be replaced but blue was sent instead. Color is not that big of a deal in comparison to service in my book. I don't need to haggle to get something for free. Thanks for fast service! I

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    Response from Assurant Phone Insurance

    We appreciate the feedback, Joel!

    Customer Service

    Reviewed May 10, 2019

    I got the replacement phone in no time which was great. However there were issues for quite a few days where the device couldn’t text. This was after the necessary updates. After 3 days and an innumerable amount of restarts, the phone worked fine.

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    Response from Assurant Phone Insurance

    Jasmine, sorry to hear about the issue with the replacement. If you continue to have issues, please send us a private message with your claim and best contact number.

    Customer Service

    Reviewed May 10, 2019

    The response time is good and fast but I will suggest a complete accessory should come along with the product since all is insure together. Like in my own case my headset is damaged and I lost the charger long time ago. I hope you can send me the headset and charger but if not ok.

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    Response from Assurant Phone Insurance

    Glad to hear the process went smoothly! Normally, accessories provided as part of your original purchase are covered only in the event of the simultaneous loss or theft of both the device and the accessory. If that is the case, please private message your claim information.

    Customer ServiceCoverageReliability

    Reviewed May 10, 2019

    I had the pleasure of paying every month for insurance on my device to have to pay a $99 deductible ONLY TO BE SENT A DEFECTIVE DEVICE THAT DOESN'T WORK. I called on day 17, 3 days out of my “14 day window”. They have no problem taking my monthly insurance payment and my $99 deductible and now will not send me another phone to replace the defective one I was originally sent. I wish T-Mobile would use a different insurance company because this is totally inconvenient, annoying and a waste of money. I wish I could give no stars. Because now I have to take time out of my day and go to the Apple store to FIX THE PHONE ASSURANT SENT ME!

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    Response from Assurant Phone Insurance

    Valentina, we are sorry to hear you are disappointed with the replacement process. The good news is that it sounds like you are still within your warranty. If you need additional assistance, please reach out to us privately.

    Customer ServiceCoverage

    Reviewed May 9, 2019

    I'm very careful with my phone so this was first time using insurance. It was awful, they kept transferring me to Apple instead to try to fix the misunderstanding on the full insurance I pay. Had to call at least 5 times and all they wanted was $99 to send me a new phone that they couldn't tell me if was refurbish (it is). Didn't expect to pay full insurance for so long to deal with such a bad company. Don't recommend.

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    Response from Assurant Phone Insurance

    Gracie, we appreciate you sharing your feedback with us.

    Customer ServiceReliability

    Reviewed May 9, 2019

    I used Assurant for a phone replacement after accidentally breaking the screen on my 3 month old Samsung Galaxy Note 9. I'm usually very careful with my phones and take care of them. Filing a claim was easy and fast. I paid $99 for the replacement and $30 for 1 day shipping. I received the phone in 1 day as promised. After setting up the replacement phone (which is a refurbished phone) I noticed that the speaker was broken. Having the volume all the way up you could barely hear anything. This was the same for the ringer, calls, videos and music. This is the second time using this company and had this same problem with two different phones with two different phone carriers.

    It's sad that a company like this doesn't check to see if the phones are functioning correctly before sending them to customers! I called them and told what happened. They said they would send out a different one. I told them I didn't want another person's piece of junk and was sending the phone back. They said they will only refund the $99 and not the $30 for shipping. It's not my fault they sent a defective replacement. So now I'm having to pay $350 to replace my screen at cell phone repair store because I'm not wanting someone else broken phone and then I give them my 3 month old phone that functions fine besides the crack in the screen. I've lost respect and faith in this company. It's just a shame that most of the major cell phone carriers use this company.

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    Response from Assurant Phone Insurance

    Joel, we appreciate you sharing your feedback with us. If you'd like to discuss, please share your information via private message.

    Customer ServiceOnline & App

    Reviewed May 9, 2019

    I use my phone every day for my job. I need to make calls and set up meetings. Unfortunately, my phone broke and it was not repairable. The one good thing I have to say about Assurant is that filing the claim was relatively simple and it made my life easier. The bad side it is taking forever for my phone to come. I filed my claim on Saturday, May 4. My policy the replacement should've come by Monday, May 6. It is currently Thursday, May 8th and I can't seem to track my package. I go on the website and type in my information, and it's no help at all. It only tells you when you filed your claim, your phone number, what phone you have, and the current date. There's no tracking number or anything like that. It says that at the top of the screen it says "Track Your Package" but that simply isn't there.

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    Response from Assurant Phone Insurance

    Nika, we would like to help you locate the information you need to track your phone. We'll reach out privately.

    Customer Service

    Reviewed May 9, 2019

    I have gone through Assurant about 3 separate times. Each time I have used this service that I pay extra for each month, is has been a complete joke. First off the phone they are going to send you are going to be refurbished so just know that. Each time I have received a phone through this company the phone sent to me had something wrong with it. Everything from no wifi, not reading sim card, and the most recent one, The glass on the back of the phone was cracked from the camera to the bottom of the phone. These companies rob customers, the lack of quality control is ridiculous and it is shocking that they are still able to be in business with these big companies. I have had nothing but problems with this company and I hope that this is the last time that I ever have to deal with this because this is not right.

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    Response from Assurant Phone Insurance

    We apologize; it sounds like you've had a run of bad luck with our devices. Please let us know if you need additional assistance with your most recent replacement.

    Customer ServiceStaff

    Reviewed May 8, 2019

    My experience with Assurant was great, I was having problems with my phone. It was not charging up. I call Assurant and believe me in just 5 minutes I was told that my phone will be sent out right away. I was amazed by the fast service and I will recommend this company to everyone I know. The representative was so professional. I have not had this in a long time from people who suppose to help you over the phone like this. The only thing I will say change is nothing. Thank you for your great service.

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    Response from Assurant Phone Insurance

    Thanks so much, Inez!

    Larry increased rating by 4 stars.
    Customer Service
    After a positive interaction with Assurant Phone Insurance, Larry increased their star rating.

    Original Review: May 7, 2019

    I received a phone that does not work. I am unable to speak on the phone. The internet and text messaging work however I am unable to hear the other party on the line nor are they able to hear me. The only way I can speak to somebody is when the phone is hooked up thru my vehicle.

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    Response from Assurant Phone Insurance

    Hi Larry, have you reported the error yet? If not, reach out to us privately with your full name, claim, and contact information.

    Customer ServiceCoverageStaff

    Reviewed May 6, 2019

    Confusing automated phone claim menu that requires additional online verification. Talking to a live representative doesn't happen at Assurant. 8 days after my claim I finally received my phone which doesn't work properly, upside down screen display, ghost commands and excessive battery wear compared to the same model phone that this replaced. The insurance coverage for Assurant is not worth it. Lousy service.

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    Response from Assurant Phone Insurance

    We appreciate you sharing your feedback about the process. Have you reported the issues with your device? If not, share the details via private message so we may follow up with you directly. Include your name, claim, and phone number.

    Verified purchase
    Customer ServicePriceStaffReliabilityProcess

    Reviewed May 6, 2019

    I placed a claim and paid the $99 deductible on April 30th, 2019, it was approved and phone shipped on May1st. The phone was received on May 2nd. Once I did a full reinstall, and saw the phone was working, I wiped the original phone and boxed it up and dropped it off. Later in the evening of May 2nd I realized I could only make calls on the replacement phone if I was connected via Bluetooth. The speaker button is grayed out and a call won’t connect at all directly from the handset. I spent SIX hours on the phone on Friday, off and on, between T-Mobile and Assurant. T-Mobile was as helpful as they could be. Assurant on the other hand said in order to replace the defective phone they sent, they would have to send me a label and the phone would have to show “In Transit” before they would send another one.

    That would be great except for the fact it leaves me with no phone until the replacement replacement phone arrives. My kids' schools need to be able to contact me as well as I need to be able to run my business. I even took my phone into an Apple store and they confirmed it was an internal issue BUT the device was out of warranty and it would cost me $349 plus tax to replace through Apple. For FIVE days I have been trying to get this resolved and Assurant has not been accommodating. Their process is horrible. You don’t have to wait to get my deductible payment, but I have to be without a phone until you see it in transit. Yet I see other people say once their phone showed in transit, they have waited days for another replacement. Smh. Horrible way to take care of your customers. If you can charge for the original phone not being back on time, you can charge if the replacement phone isn’t back on time.

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    Response from Assurant Phone Insurance

    TeAnna, we apologize for the inconvenience caused you. If you are still trying to resolve, please reach out to us privately with your full name, claim, and contact information.

    Customer ServiceReliability

    Reviewed May 6, 2019

    I dropped my phone on my way to work on Thursday, cracked the screen. Got to work at 8 am, called in my claim by 10 am, submitted the payment and was told if my claim is approved before 8 pm my phone would be delivered next day. WELL for some reason my claim was not approved until 10pm even after they took my money at 10:13 am. So I had to wait until Monday end of day to get the replacement. Got the replacement, transferred everything, phone doesn't work. Keeps cutting off, apps don't work.

    Claim number two, day 7. Now they refuse to send it to my house so I have to go into a store inconvenienced. Get to the store. Phone has no back or battery. Store has no battery available so I'm unable to transfer my stuff so I can't take the second replacement. 10 days it took me to get a working phone because they sent a defective refurbished replacement and the working phone didn't come from Assurant. It came directly from my cell phone carrier. Because I had been so inconvenienced by this company they are not worth it and provide poor customer service.

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    Response from Assurant Phone Insurance

    Lola, we hate to hear you had such a difficult time receiving a working replacement. We appreciate you taking the time to share your experience with us.

    Customer ServicePunctuality & SpeedStaff

    Reviewed May 5, 2019

    On Monday my phone stopped letting people hear me on calls. Calling 611 was useless because they couldn't hear me to help. The very helpful T-Mobile store employees couldn't figure it out so we submitted a claim. They did charge me $49 for a replacement because of a tiny crack on the screen even though it was irrelevant to the issue and caused no problems. They said it would've been a free replacement without the crack. The next day while waiting for the new phone to arrive my battery crashed. Just stopped working and wouldn't take a charge. The next day the new phone arrived and hallelujah it came with a new battery. Took it to the store and 90 minutes later things were switched to the new phone which has been working great.

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    Response from Assurant Phone Insurance

    Glad everything worked out right on time!

    Customer Service

    Reviewed May 4, 2019

    I lost my phone on April 16, 2019 and didn't receive a replacement until April 24, 2016. This was the worst experience of the entire time having my cell phone. The primary reason for having the insurance is to get a replacement when an emergency occurs. I don't understand why this took so long and no one was able to give me any type of reasonable excuse other than it was just their procedure and the claim was being processed. My reason for being upset is if the phone is lost, it's lost. Send another phone. My insurance is paid with my bill. I'm a businessman so I really suffered. The second problem was Xfinity Mobile couldn't even allow me to purchase another phone and append the same number in the interim. This is ridiculous and something should be done about it. I plan to change insurance companies soon. VERY, VERY UNHAPPY WITH ASSURANT SERVICE.

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    Response from Assurant Phone Insurance

    We are sorry for the inconvenience, thank you for the feedback.

    Customer ServiceCoverage

    Reviewed May 3, 2019

    I was so happy I had insurance on my first brand new phone from T-Mobile. Mine was stolen at a grocery store and I'm still paying for my favorite phone. Luckily I had it insured and it was delivered in 1 day. The only thing it's a refurbished phone and wondering how it compares to the brand new one.

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    Response from Assurant Phone Insurance

    Glad to hear we could get your claim resolved and get you a replacement quickly.

    Customer Service

    Reviewed May 3, 2019

    I've been a "regular" in using Assurant. My Samsung 8 Plus had a crack. From the claim process to the replacement delivery it only took three days. The constant communication keep me informed all the time about my claim. Great experience.

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    Response from Assurant Phone Insurance

    Giuseppe, glad we could keep you informed while waiting! Thanks for being an Assurant customer.

    Customer ServiceInstallation & SetupCoverage

    Reviewed May 3, 2019

    Logged onto my carrier reported the issues with my phone, directed me to the Assurant site, and filled out the claim information. 2 later phone arrived. The replacement phone was in excellent condition and worked perfectly. Followed the easy step by step instructions. Swapping information was easily done from one phone to another (using app). Packed up my old phone with the information provided, mailed back and just a few days later it came in an email that my old phone was received. Honestly, no horror story here. Simple, no hassle insurance exchange.

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    Response from Assurant Phone Insurance

    Great to hear, Bexie. Thanks for taking a minute to leave a review.

    Customer Service

    Reviewed May 2, 2019

    I called Assurant because my phone broke and put in a claim. The claim was approved and they sent a replacement which was an upgrade. It took 1day for my replacement phone to come. I have been dealing with them for years never had a problem.

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    Response from Assurant Phone Insurance

    Thanks, Antoinette! We are happy we could keep exceeding your expectations over the years.

    Customer ServiceStaffReliability

    Reviewed May 2, 2019

    So my daughter cracked her phone screen couple weeks ago. We did the insurance program aka Assurant, and paid to get a phone replacement sent out. Well the day we got the replacement phone it was working and we transferred all her old data to the new phone. The next day (last Friday), we sent the cracked phone in the envelope package provided. We watched the new Endgame, and on the way home, she complained that the screen stopped turning on. So I messed with it then it went like white pix-elated. Obviously something wrong with the screen hardware.

    So I called Assurant. They said, "We will send you a shipping label, and just turn the phone into a FedEx and once we see the package is in TRANSIT, we will ship out the new replacement." Okay now today WED I called to get a status. The rep said the device hasn't arrived yet. Correct but it shipped right? Yes but the warehouse physically needs to see the phone. He said usually they can just see that it's in transit and ship out the new replacement. For some reason they need to physically see the phone. He said it could take 3-7 days after they see it's been delivered to the warehouse! My issue is, I already sent the broken screen device back, which he said he sees, and now I have to wait even longer to get a new device because the replacement they sent me was defective? How does that make sense??? I need this issue solved.

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    Response from Assurant Phone Insurance

    Thomas, we would like to see what we can do to help. Please share your full name, claim, and phone number privately.

    Reviewed May 1, 2019

    Everything was fine. However I did not appreciate getting charged the almost $700.00 fee for non return when the package was in your posession. I recommend tracking the package before processing a payment. I unfortunately did not realize the process of UPS shipping and didnt realize the extent I would have to go through to drop off a return package because I live rural - will also do my own diligence next time.

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    Response from Assurant Phone Insurance

    Amanda, we do send out a notification once we receive the device. Are you working with someone to resolve? If not, please share the details privately.

    Customer ServiceContract & Terms

    Reviewed May 1, 2019

    I have a Samsung Note 9. Upon damage to the screen I filed a replacement claim. I daily communicated with Assurant to monitor the claim process due to a previous nightmare of an experience with the replacement of my iPhone 10 which took over a month to be replaced. The customer communication with Assurant SUCKS. I had to call to find out there was information that was needed as customer service does not email the customer to inform what is needed. As with my iPhone claim, after a week I have to get Headquarters involved to resolve my claim which took only 24 hours to be resolved. This should not be a means when a Supervisor should be able to get the same result.

    I have found that within the Assurant structure the right hand does not communicate with the left. I have always had Asurion and have never waited more than 72 hours to wait for a replacement. Because of my two nightmares of experiences with Assurant I have decided to terminate my service with Xfinity once my phones are paid in full and contract is over. Your service has no consideration for us as customers. This is a world that lives on it cellular communication and to be asked to wait more than a week for a claim settlement is absurd; especially when the claim is a damage claim which requires the damaged phone to be returned. Review your procedure and stop harming customers of those you are contracted to assist.

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    Response from Assurant Phone Insurance

    Barbara, it sounds like it wasn't an ideal experience. If you are still in the middle of the process and need assistance, please reach out to us privately with your full name, claim, and phone number.

    Customer ServiceInstallation & SetupPunctuality & Speed

    Reviewed April 30, 2019

    Had my new replacement fast with good instructions. Was using my replacement in no time. Would do it again if needed to. I highly recommend their service

    I had no problems with new device or with talking to customer service. Fast and friendly, not complicated at all.

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    Response from Assurant Phone Insurance

    Thanks, Earl! We appreciate your feedback.

    Customer Service

    Reviewed April 30, 2019

    Waited for days days to receive my phone. It was one issue after another. One day they had the right address to ship to. The next day they don't have the correct address. No one to speak to beside a floor Supervisor. They hung the phone up on me twice. Etc... It was one issue after another.

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    Response from Assurant Phone Insurance

    Rebecca, we hate to hear you had such a difficult time; the service you described is not what we strive for. If you need assistance, please send a private message.

    Customer ServiceStaff

    Reviewed April 30, 2019

    Took protection for the iPhone purchased in Costco. A year after reported a Claim for a glass damage. Received a replacement phone, but it took a longer time to back up the phone data as iCloud backup was failing for the existing phone. Once, able to back the data with Apple support team, I was receiving an speaker issue with the replacement device and it took long time to isolate whether it’s a carrier or a Phone issue. I reported about this problem to customer Support. They advised it should be fine will not be charging a Non-return fee as it’s an issue you are encountering with the device we sent, in worst case if a charge has been placed will return it.

    At-last received a new phone as it was a device issue. I returned my actual phone with a glass damage and the replacement phone. I didn't received a non return fee for one of my phone. After my discussion with customer support they advised there is minor glitch in the system. They can see the phone has been received and will return the amount by last week. Today when I called a customer support, he said we could not revert the Non-Return fee. It was quite surprising to me. I have requested an escalation to executive. I am waiting a callback tomorrow.

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    Response from Assurant Phone Insurance

    Vivek, we are sorry that this process has taken so long and we'd like to look into this. Please private message your full name, claim number and best contact number so we can have someone review this issue.

    Mary increased rating by 2 stars.
    Customer Service
    After a positive interaction with Assurant Phone Insurance, Mary increased their star rating.

    Original Review: April 29, 2019

    I understood that the replacement phone would be a refurbished model, but the speaker for making calls is inferior. People are always asking me to repeat myself, and I have to hold it right up to my mouth when on Bluetooth - so what's the point of Bluetooth? I had T-Mobile put a screen protector on as soon as we activated the phone, so now I've invested in protection, but it's a poor replacement.

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    Response from Assurant Phone Insurance

    We are sorry that this has been your experience with your replacement. If you'd like us to look into this, please private message us with your full name, claim number and best contact number.

    Customer Service

    Reviewed April 28, 2019

    Assurant played me!! First of all they sent me through the trenches just to have my claims done properly. Then my 7 Edge wouldn't allow information to downloaded. So I took it to a T-Mobile store. I spent close to 2 months working with reps and still the replacement is garbage. Then on top of it all Assurant believes I should pay an additional 375.00 for a phone I paid for already. Smh. I'm over this while Assurant crap. And if T-Mobile can't find us a better insurer I'm leaving the T-Mobile brand!! I have been too faithful to be mistreated by a contracted entity.

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    Response from Assurant Phone Insurance

    We are sorry to hear that this has been your experience with us. We'd like to look into this. Please send a private message with your full name, claim number and best contact number.

    Customer ServicePunctuality & SpeedStaff

    Reviewed April 28, 2019

    After dropping and shattering my cellphone, I called Assurant for phone replacement and received prompt, courteous service. The agent was very helpful. They overnight my replacement phone and I received it the next day with instructions on how to return the damaged phone. I mailed the damaged phone back to them the next day and received a courtesy text to let me know it had been received. I am very pleased with my experience with this company.

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    Response from Assurant Phone Insurance

    Glad we could handle your claim quickly and efficiently. Thanks for taking a moment to leave a review.

    Customer ServiceCoveragePunctuality & SpeedStaffProcess

    Reviewed April 28, 2019

    I had to have 2 phones replaced and was unable to submit the claim online, for some reason the system did not recognize that I was covered. When I called in for assistance the rep was very helpful and quickly submitted both claims. My phones came next day exactly as she said they would. The entire process was quick and efficient.

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    Response from Assurant Phone Insurance

    We are glad we could get that initial issue cleared up and get you back up and running!

    Reviewed April 28, 2019

    Super easy. Only took a few minutes. Received my replacement in less than 24 hours. No hassles. They also confirmed when they received the broken phone. I have used this service in the past with the same results. Never had any issues with Assurant.

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    Response from Assurant Phone Insurance

    Always happy to provide continuing outstanding service to our customers, thanks for leaving a review.

    Customer ServiceSales & MarketingPunctuality & SpeedOnline & App

    Reviewed April 28, 2019

    I had to have 2 phones replaced at the same time. They came quickly, no problem there. I was having trouble transferring my data over on one of the phones. Called to say I was having trouble and I may not get it back in the 2 week timeframe. I was told, "No problem, send it back as soon as you can and if you do get charged the non-return fee, we will refund it." Returned both phones. Was charged 1 non-return fee. Phoned and was told, "Oh we're very sorry, that will be cleared up right away. We will refund the charge."

    2 weeks later, still not refunded. Phoned again. This time to be told, "Oh sorry, that's our policy." Excuse me? I phoned and advised of my problems and was told not to worry, any charges would be refunded. But on my 3rd phone call, I was told "too bad"...what a joke. Stealing my money and saying, "Too bad, nothing we can do." This is a scam. I haven't been able to talk to anyone higher than a "supervisor" to try and resolve this. Can't find any contact numbers on their website. No "dispute" department. Nothing. Nice business being run here.

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    Response from Assurant Phone Insurance

    We are sorry that this was your experience with us and understand your frustration. Please send us a private message with your claim number, full name and best contact number so that we can look into this.

    Staff

    Reviewed April 27, 2019

    I was able to speak to a representative within 1 minute, placed the claim quickly, about 5 minutes and had my device the next day. Amazing service. Huge improvement from my last experiences. I hope that they continue to hire the right team and continue to coach them correctly.

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    Response from Assurant Phone Insurance

    Thank you for the feedback, we constantly strive to improve.

    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed April 26, 2019

    It was fast, quick. No problem. Got my phone next day. Had no issue. The rep was easy to understand and listen to my concern and was able to process quickly. Was not on the phone for a long time. Great rep. Very understanding.

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    Response from Assurant Phone Insurance

    Thanks so much, Tomika! Our goal is to make the process as painless as possible.

    Customer Service

    Reviewed April 26, 2019

    I was amazed on how fast l was able to file the claim online. Received my phone in less than 48 hrs as told. Skip the call and submit online claim. Don't take this wrong but I hope to never use them again but if I do I know it will be painless.

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    Response from Assurant Phone Insurance

    WE are glad to hear about our customer's great experiences, thank you for the feedback.

    Punctuality & SpeedStaff

    Reviewed April 26, 2019

    Assurant made this experience super easy, extremely fast and can't forget EXTREMELY HELPFUL! I imagined this process to be long and disappointing but I filed my claim and got my replacement quickly!!!!

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    Response from Assurant Phone Insurance

    Glad we could provide fast and helpful service, thanks for the feedback!

    Customer Service

    Reviewed April 25, 2019

    I had an extremely hard time getting my phone. It took 3 weeks to get it replaced. The customer service was a dead end and I continuously received false information. I suggest preparing yourself for the worst and having a backup phone, if I hadn’t had a backup phone I would have been even more screwed.

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    Response from Assurant Phone Insurance

    Breanna, we are sorry to hear you had such a difficult time. We would be happy to take a closer look and determine what may have caused the delay. If you have a moment, share your name, claim, and phone number via private message.

    Customer ServicePunctuality & Speed

    Reviewed April 25, 2019

    I have used this insurance numerous times through T-Mobile and have had no problems. A simple call to T-Mobile and transferred to Assurant where the claim is made and within 1-2 days my replacement phone shows up on my doorstep. To date I have used the service 3 times, and all with the same quick result. Can’t ask for anything better.

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    Response from Assurant Phone Insurance

    Thank you for your continued business, Melissa!

    Customer ServiceContract & TermsOnline & AppStaff

    Reviewed April 24, 2019

    I dropped my phone in water and had to file a claim. I thought that it would take 24 hours to replace. I am now on day #8, apparently, my claim was "flagged". This means that after I sent in my paperwork (which I did immediately on day #1), that it had to be reviewed first in their system for 24 hours, and then sent to be reviewed again in another department for 3-5 business days. I need my phone to run my business and to stay in contact with my family as I am traveling. I asked to speak to a supervisor to see if we could expedite the process. The supervisor instructed me to email customer service through the website and ask them to please consider making it a priority instead of 3-5 days. I did, and I still have not heard from them.

    Meanwhile, I have called twice to check on it and make sure they didn't need anything from me since the "claim tracker" had not been updated on the website with the info that I sent. All they would say was that it was in review. Today I called, they said that it wasn't processed because I needed to settle a bill with T-Mobile. Okay. I didn't pay the bill b/c I was waiting to see if I needed to make a payment arrangement and buy a new freaking phone since I have to leave town in two days. No one called, emailed or anything, I am not sure how long it would have sat if I didn't call. I paid the bill. I called back to let them know. I was left on hold for 25 minutes. The person ignored me trying to get their attention, even though I KNOW that they can still hear you while you're on hold.

    I finally hung up out of frustration, I called back and spoke to what seemed like a nice guy named Mike, Mike apologized profusely, said that he updated my account and that someone would call me back to "give me an update" and that I should know something in 24 hours. It has now been 24 hours and NO ONE ever called. I just called back, and my account WAS NOT updated by Mike, and the lady said that they SHOULD review it in ANOTHER 24-48 hours! THIS IS A HORRIBLE COMPANY AND A HORRIBLE SERVICE. I am very disappointed in them and T-Mobile. I will continue to lodge complaints as long as they continue to give me the runaround!

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    Response from Assurant Phone Insurance

    Renae, we would like to see what we can do to help! Please reach out to us via private message with your full name, claim, and contact number.

    Customer Service

    Reviewed April 24, 2019

    Went to Assurant and received a replacement phone, Galaxy S9 Plus. Everything seemed ok but when I finally started to use the phone everyone tells me I sound funny or that they can't hear me. I sure there's something wrong with the speaker. I really hate swapping a new phone for abused one.

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    Response from Assurant Phone Insurance

    Terrence, if you are experiencing issues with your replacement device, please reach out to us via private message. Include your full name, claim, and phone number.

    Customer ServicePunctuality & Speed

    Reviewed April 24, 2019

    I didn't appreciate the customer care telling me to go to the store to finish my claim and after leaving work early and wasting gas. And delaying me getting a replacement. It was a waste of time. Poor customer service and T-Mobile too.

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    Response from Assurant Phone Insurance

    Tamicka, we apologize for the inconvenience this may have caused you. Thank you for your feedback.

    Customer ServiceReliability

    Reviewed April 24, 2019

    I ordered a replacement device. Upon receipt the screen was white and defective leaving me phoneless for 4 days. This phone is used for business and I was negatively affected by this inconvenience. I am very dissatisfied and disappointed.

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    Response from Assurant Phone Insurance

    Klyque, it is never our intention to disappoint our customers. We received your information via Trustpilot and a teammate reached out to discuss. Please give us a call at the number provided at your earliest convenience.

    Customer ServicePunctuality & SpeedStaff

    Reviewed April 23, 2019

    I need to have my phone place because accidentally drop my phone. Assurant replaced quickly for me. The associates I talked with was an great help to me, and I pleased that I could track the delivery of my new phone.

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    Response from Assurant Phone Insurance

    Happy to help, Michael! We do feel like we have the best teammates.

    Customer Service

    Reviewed April 23, 2019

    This is the first mobile phone that I have misplaced and I have owned cell phones since 1996. I dreaded the experience of working with insurance to get a replacement. The experience was five star. It was easy to contact someone and a new phone arrived the next day. Thank you!

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    Response from Assurant Phone Insurance

    Glad we could provide you with outstanding service!

    Customer ServiceStaffProcess

    Reviewed April 22, 2019

    Customer Representatives were friendly, kind, and patient while I explained my issue with my damage cell phone. They explained the process in a polite manner, which was simple and easy. I received the replacement phone 24 hours later with instructions on how to return the broken one. I will recommend their service now and in the future.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are glad we could get your claim resolved quickly and efficiently. Thank you for leaving a review.

    Online & App

    Reviewed April 22, 2019

    Their website is very user friendly. Very easy to file your claim. Once the claim have been approved your replacement will be shipped. The whole process for my claim lasted about a week and I received my replacement really quick.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks for sharing your feedback with us, Salvador. We always appreciate hearing from our customers.

    Customer ServiceOnline & App

    Reviewed April 20, 2019

    Their website is very user friendly. Very easy to file your claim. They will email you if they need more info. Once the claim have been approved your replacement will be shipped. The whole process for my claim lasted about a week and I received my replacement really quick.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Thanks for the feedback, María!

    Customer ServiceStaff

    Reviewed April 20, 2019

    I had an awesome experience with customer service agent. Customer service made sure they got all my information correctly. I received my replacement device within 24 hours. Everything went well with getting a new device.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    Cindy, that's great to hear!

    Customer Service

    Reviewed April 19, 2019

    The only thing they did correctly was ask me for my deductible payment 6 times in 24 hours once I put the claim in. Customer service was horrible and unprofessional. Sent a refurbished inferior phone.

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    Response from Assurant Phone Insurance

    Robert, we hate to hear the service you received did not exceed expectations. If your device isn't working properly, please send us a private message with your full name, claim, and phone number.

    Customer Service

    Reviewed April 19, 2019

    Waited eight days for new phone to ship and was told there was a problem with my claim. But nobody could tell me what the problem was. I was told that department only received US mail. NO phone calls. Ridiculous. Not worth the monthly fees that I wasted. Never again will I be a customer. Buy a good case for your phone and save the monthly fee. By time you factor in the deductible you might as well buy your own replacement phone.. Joe.

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    Response from Assurant Phone Insurance

    Joe, we hate to hear you have had such a difficult time. We noticed you posted on Google as well. If you would like us to look into it, please private message your full name, claim, and phone number.

    Punctuality & Speed

    Reviewed April 19, 2019

    I highly recommend these guys because they are very prompt and professional in handling your claim and you don’t have to wait days like some companies, they take care of you ASAP and you are up and running in a matter of hours. Don’t leave home with them.

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    Response from Assurant Phone Insurance

    Love it! Thanks so much for sharing.

    Customer ServicePunctuality & SpeedStaff

    Reviewed April 18, 2019

    Due to a brain lapse I lost my Samsung S8. I called my carrier to lock the phone and they directed me to Assurant, and I was met with exceptionally courteous service. My phone arrived 2 days later. That fast. My wife is a cancer survivor who I need to be in constant contact with and Assurant helped me to maintain that goal. Many, many thanks.

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    Assurant Phone Insurance
    Response from Assurant Phone Insurance

    We are happy to hear we could keep you connected, Keith! We hope your wife continues to be in good health and fight cancer.

    Customer ServiceStaff

    Reviewed April 18, 2019

    13 days without a phone! Luckily in this instance the broken phone was my son’s and not my business phone. As a small business owner my family’s well-being rests on my business. If my phone breaks and I cannot have client contact for 13 days, it would be devastating to both my business and family. Unfortunately, in the near future US Cellular and Assurant will be losing a customer of over 20 years. The service I received was completely unacceptable.

    I submitted a claim 3/28/19. It took 5 days for insurance to send an email stating they did not have my driver’s license copy that I uploaded during the claim process therefore they had not even begun to process the claim as of 4/3/19. It takes 6 days to tell me they don’t have all the information they needed? Immediately I went to the site and tried to upload my DL and received a message that their site was not working correctly, and I should try again later. I tried from my phone and computer and received the same message. After many attempts it finally went through leaving me to wonder if it was really my error that the upload did not go through the first time.

    The customer service rep informed me that my claim would still take 3-5 days to process from this point. I explained to the CS rep that I believed it was an error on their end and asked if the claim could be expedited due to their error and was told no. I then called US Cellular and requested help only to be told there was nothing they could do, and I should call Assurant back and ask for a manager. I called Assurant back, requested a manager and was told nothing can be done. The replacement phone was not received until 4/9/19. I am completely let down with what I always bragged to everyone was the best cell phone carrier and insurance out there.

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    Response from Assurant Phone Insurance

    Amy, we appreciate you taking the time to let us know what we could have done better. We have received your information via Facebook and are currently investigating.

    Customer Service

    Reviewed April 17, 2019

    My son Galaxy S8 64g screen went blue so I called Assurant. Paid the deductible. They let me know I qualified for a replacement. I got the email with tracking info. I sat home all day the day of arrival because I followed UPS tracking and I was home all day with door open. 2 dogs and son playing outside. I checked UPS tracking every 30 minutes and eventually it said delivered. No UPS and no phone. I called UPS the same day and they made an investigation. Also I called Assurant the same day and told them what had happened and they told me I had to wait to see what UPS investigation could find my phone.

    I waited every day for the 7th business day and got a email saying case closed, that I accepted the replacement which I did not. I called Assurant and they told me the first person did not put in a claim and they were put it in and I would have to wait up to 15 business days again. This is BS. I paid the deductible. I never received the phone and I did everything on my end. Now UPS is telling me they are going to escalate another investigation after I made a huge deal about it and I still have to wait. My son is ill and he needs a phone. I've never had any problem like this before. Assurant is a RIP off.

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    Response from Assurant Phone Insurance

    Maurice, so sorry to hear about the frustration caused you with your lost phone. Could you private message us with your full name, claim, and phone number? We'll investigate what occurred. We also hope your son is feeling better. A sick child can be very scary!

    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedStaff

    Reviewed April 17, 2019

    We had a water-damaged phone. We made a claim. It was an iPhone 8, 64 GB. They sent a replacement, but would not tell me over the phone whether they were going to send a new or refurbished unit - no matter how many times I asked. Of course, they sent a used or refurbished unit, not a new one. It came in T-Mobile packaging, not Apple. Then they said we needed to immediately ship back the replacement unit or we could get charged many hundreds of dollars if we failed to timely do so. So I was EXTRA careful to get it done on time. I used their packaging (First Class Mail - no insurance provided by them) and transmitted it via the U.S. Postal Service from a secure blue box bin in a skyscraper building. I have NEVER had any problems sending anything from this box.

    Guess what? I just got a notice - 2-3 weeks after my mailing it out, that they never got it. The USPS tracking number is showing it as never having been scanned into the system -- which is highly suspicious to me. Assurant is telling me that if they don't get the unit soon, they will charge me up to $1,000 or more -- even though I already paid $250 for the non-new replacement unit!!! What kind of insurance is this? This is a scam.

    They are rude. Unhelpful. And they take a too bad, so sad attitude. The U.S. Postal Service seems to know about them too as the manager of the postal service unit in charge emailed me about the incident and provided specific things to try with Assurant to see if perhaps they DID get the phone and it was misplaced or mis-scanned or whatever. Seems to me like there is something extremely fishy going on here. The Department of Insurance and/or attorney general should investigate. Smells to me like a scam.

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    Response from Assurant Phone Insurance

    Hello Bob, we understand your frustration and would like to look into this. Please send a private message with your full name, claim number and best contact number so that we can have a team review this issue.

    Customer ServiceStaff

    Reviewed April 17, 2019

    It took me almost a month, and several different call service agents a few involuntary hang ups on their end for the wrong phone to be sent then sent back to them. I've done insurance chains in the past and get were never this difficult. I was told that the computer generated another way to process which was the beginning of this fiasco. It all turned around when an agent by the name off Brooke sat on the phone with me and my wife for about an hour helping us retrieve a pin number that T-Mobile gave us but did not work. Anytime I call in I always give my last four of my social and that day we figured out my old pin # which had never been changed like I requested. I'm very disappointed in ASSURANT but I am very thankful for Ms. Brooke! She is the epitome of what true customer service is about.

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    Response from Assurant Phone Insurance

    Rafael, we are sorry for the inconvenience and glad that our representative could get this issue resolved for you. We appreciate your feedback.

    Customer Service

    Reviewed April 16, 2019

    Absolutely horrible. Don't waste your money! They don't send you the correct replacement phone. They don't help you at all then expect you to do everything for them because of their mistakes and threaten you with a 1500.00 Bill. Absolutely horrible customer service. Been dealing with them for 3 weeks. Had to purchase a replacement phone out of pocket. Sent the wrong replacement phone that I already paid for after paying a monthly fee to them for over 10 yrs. By now I could've bought a brand new phone with all the money I've wasted dealing with Assurant. Horrible

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    Response from Assurant Phone Insurance

    We apologize for the inconvenience and understand your frustration. Please send us a private message with your full name, claim number and best contact number so that we can review this situation.

    Customer Service

    Reviewed April 16, 2019

    As of this review, I'm still experiencing the experience. I have not received my phone. It is under investigation by Assurant and UPS as to what happened and where it went. Wanted it to be delivered to my P.O. box anticipating the problem at my current address and sure enough I'm still waiting.

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    Response from Assurant Phone Insurance

    Chuck, we understand your frustration and would like to review. Please send a private message with your full name, claim number and best contact number so we can have a team look into this.

    Reviewed April 15, 2019

    I have had 3 phones replaced in the past 2 years. Expeditious and outstanding responses from this company. Had all of my phones the next day. I can't say enough good things. I'm a disabled veteran and have many accidents. This company has always been there for me.

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    Response from Assurant Phone Insurance

    Always glad to help. We hope to continue to be of assistance to you in the future.

    Customer ServicePunctuality & SpeedStaff

    Reviewed April 15, 2019

    Fast service. Customer Service personnel very knowledgeable. I will use them anytime. Replacement phone arrived one day after my call. Replacement phone was a new phone. Not a remanufactured phone like most.

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    Response from Assurant Phone Insurance

    Always glad to help, thanks for leaving a review Ken.

    Customer ServicePunctuality & SpeedStaff

    Reviewed April 15, 2019

    I purchased my S10+ on March 15 of this year. On April 6th it was dropped and cracked the screen making it unusable. On April 8th we made a claim for the phone to be replaced. We called once or twice a day after that. Each day, we were told that additional information was needed which we provided promptly. On the 4th day, we received an email stating that our claim had been approved. We had been told with each phone call that the phone would be shipped out priority within 24 hours of the approval. I kept checking for that email confirming shipping. I finally called only to be told that my phone was on back order. When I asked about the ETA of the phone, the representative on the phone was unable to give me an answer.

    I asked to speak to a supervisor. The Supervisor was also unable to provide an answer to the question of when the phone would be shipped. (Keep in mind that they charged us immediately after the claim was approved for the deductible.) My husband called later on the same day (Friday) and was told that they expected a shipment of phones to the warehouse on Saturday and that rep felt certain that the phone would be available then.

    On Sunday, I phoned again. I was advised by the supervisor that I requested to speak to that I should continue checking the email for information or check the website to track my claim. Neither of these things will provide me with the answers I seek (ETA on when I will receive the phone which they approved the claim on and I paid the deductible on) so I asked to speak to her supervisor. I was provided with her voicemail on which I left a very detailed message. The initial supervisor informed me that she wasn't sure when she'd be in but I should hear from her within 1-2 business days. (I'll update when I hear from someone.)

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    Response from Assurant Phone Insurance

    We are sorry for this inconvenience and would like to look into this. Please send a private message with the full name on the account, your claim number and the best contact number for you.

    Customer ServiceStaff

    Reviewed April 13, 2019

    I got "Assurant" insurance through T-Mobile for my phone because I'm accident prone, and I'm sure glad I did. I am dependent on my phone for my business so when I lost it I really freaked out! I called Assurant, told them my situation and they took the $10.00 co-pay out of my account and had my new phone delivered THE NEXT DAY! I could hardly believe it! The guy I talked to on the phone was very knowledgeable and friendly. You will enjoy being with them.

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    Response from Assurant Phone Insurance

    Thank you for taking a moment to leave your feedback.

    Customer Service

    Reviewed April 13, 2019

    Assurant charge me $249 for a iPhone Max XS cell phone replacement. They told me I am approved for replacement but I have to wait 3-5 day. So 5 days later I get email saying my phone had be delivered. I check on my package And it’s was not delivered. I called and complain and they denied of resending me another phone. I hate this company and demand for my phone to be replace. Nick ** T-Mobile **.

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    Response from Assurant Phone Insurance

    Hello Nicholas, we understand your frustration and would like to look into this. Please send a private message with your full name, claim number and best number to contact you at so we can have the appropriate team review.

    Verified purchase
    Customer ServiceCoverageSales & MarketingPriceStaff

    Reviewed April 12, 2019

    Hello everybody! I would like to do my part to inform as many people as I can into the scam in which this company is. I've had my Galaxy s7 for 2 and a half years now. Paid it off and everything. Over the course of those two and a half years I have paid 12$ monthly premium for the ability to have my phone covered for entirety that I had the phone. That's about 350$ I paid over the course of just having the phone to have insurance. Now I broke my screen and thought, “Hey, I have insurance. I can get it replaced. “So I go to file a claim and my deductible is 175$ for a not even new refurbished gs7.

    I called and ask if this was a mistake and turns out that that's simply how much the deductible is. So I paid off my 900$ phone. Had insurance on it for about 2 and a half years which comes to about 350$ and then on top of that I had to ALSO pay the 175$ deductible. Ohh and I have to return the old phone!!! I could have gone online and purchased a newer unlocked refurbished s8 for 50 bucks more. So basically. If you have Assurant through T-Mobile REMOVE IT NOW. All they will do is collect money from you and then collect even more if you have to unfortunately file a claim through them. Complete and utter overpriced, unhelpful company. I don't even understand how they are still in business.

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    Response from Assurant Phone Insurance

    We apologize that this has been your experience with us. If you need any further assistance, please send us a private message with details.

    Customer Service

    Reviewed April 11, 2019

    Terrible service, I have T-Mobile, lost my original phone, paid the deductible and 2 days later I get the replacement phone only to be locked to a Verizon. They figured this out after 2 hours on the phone, then here comes the unbelievable part. They won’t send you the right phone until you send the other phone back. They said they were going to send a shipping label. 2 days later and many calls later I finally get the shipping label to send the phone back... Altogether I was without a phone for more than 1 week, simply terrible!

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    Response from Assurant Phone Insurance

    We are sorry that this was your experience with us. If there are any further issues you'd like to discuss, please send us a private message with more details.

    Customer Service

    Reviewed April 10, 2019

    Twice I in the past 2 years, when attempted to have my broken phone replaced, they had NO phones in stock. Today. Right Now. They have no S8+, no Note 8, no S9+, no Note 9 in stock! LET ME REPEAT. NO INVENTORY AT ALL! With hundreds of thousands of people paying $13 a month for a service why don't have the phones to honor the contact. How is this legal? The last time this happened I was without a phone for more than a week. Claim **. The only response I want is "Your phone is in the mail", "We will Increase our stock on hand to actually provide the service our customers have paid for".

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    Response from Assurant Phone Insurance

    Winston, we understand your frustration. Please reach out to us via private message if you have any questions.

    Customer ServiceStaff

    Reviewed April 10, 2019

    I have a cell that I pay insurance on every month. I got through Metro PCS. Now it's broke. I’m being told that I have to pay $200 deductible for the phone which is more than the phone itself. I never even knew it was a 3rd party. Spoke to a supervisor name Irre. That whole team off wack. On hold 1 hour. BBB is who I’m calling.

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    Response from Assurant Phone Insurance

    Hi Relaya, we are sorry for the inconvenience and would like to look into this. Just to clarify, are you trying to contact Asurion? We don't currently partner with Metro PCS for insurance claims. If it is through Assurant, please send a private message.

    Customer ServiceStaff

    Reviewed April 9, 2019

    My daughter lost her phone. I called the insurance company Sunday night. Filed the claim. I got generated to send in my photo id. For some reason I got flagged. Sent in all my documents and my daughter still hasn't received her phone. I spoke with T-Mobile and they actually did a conference call with them and the customer service rep and Supervisor was very rude to her as well as myself. She was mortified on how the call was handled. I am very disappointed in the service that I was provided with them. We pay our money for service and I expect to receive quality good customer service. I pray I have to never use them again when we lose a phone. They are rude and talk over you and make you feel less than a person. I am beyond livid with this company and the disregard of my feelings. Something needs to be done about the poor communication and customer service that you all have. Kymberlie **

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    Response from Assurant Phone Insurance

    Hello Kymberlie, we are sorry to hear that this was your experience. If you still require assistance with getting your claim resolved, please send a private message with your full name, claim number and best contact phone number.

    Customer ServiceStaff

    Reviewed April 9, 2019

    I went online to make a claim it was Friday evening so I knew I wouldn't get my phone til Monday. Monday came and went and no phone. I call in and told my payment didn't go through which was odd. I thought that was dumb that I didn't get a notice to let me know my payment wasn't excepted at the time of payment and to try again. Instead it just let me wait til Monday when I was expecting it and had to call in to see what was going on. After speaking with customer I received my phone the next day that was a plus I was upgraded to a SG6.

    The only problem was I couldn't charge my phone. My old charge SG5 didn't work on the SG6. I had to call back and this lady that helped was telling me I didn't get a charger that I had to use my old one. She was rude about it. I had to be a lil forceful to explain that I knew that but they sent me an upgrade and didn't use the same one. She then had one sent overnight. Other than that I was pleased with the service.

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    Response from Assurant Phone Insurance

    Thank you for taking the time to leave a review. We apologize for the inconvenience but glad we got it resolved for you and and that you were pleased with the service in the end.

    Verified purchase
    Customer Service

    Reviewed April 9, 2019

    Recently I lost my iPhone, I reported the phone lost and made a claim with Assurant. Filled out the online form and claim was pending. Next day when I checked my email the claim was denied with a reason of "Find My iPhone must be switched on prior to the device being lost or stolen". Since the find my iPhone was turned on I called their claim department. I was told that the reason why the claim was denied is known to them and that I will have to contact the corporate office in WRITING. So Apple does did not disclose to me that their AppleCare is actually thru a 3rd party provider and I have to contact corporate office thru WRITING. This is Apple dropping the ball and this is corporate greed.

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    Response from Assurant Phone Insurance

    Alex, we are sorry that this has been your experience with us. We'd like to look into this. Please send a private message with your full name, claim number and best contact number.

    Customer ServiceCoverageStaff

    Reviewed April 9, 2019

    I have a mobile phone insurance with for 3 phones on any account. Each call I made was timely and the agents were kind and helpful. The device was sent the very next day with a return envelope for the returning device. I did not know insurance replacement was simple and quick. Today our phones are a part of our lives. Assurant makes it easy to stay on track in our busy lives.

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    Response from Assurant Phone Insurance

    That's our goal, Lawrence! Thanks so much for taking the time to share your experience with us.

    StaffProcess

    Reviewed April 8, 2019

    The Assurant representative that took care of me was nothing less than phenomenal. She explained everything with perfect clarity, expressed a level of care for my concerns and made me feel at ease with the process. With her assistance, it was a perfectly seamless experience. THANK YOU ASSURANT!!!

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    Response from Assurant Phone Insurance

    That's wonderful to hear! Thanks so much for taking the time to share your experience with us.

    Verified purchase
    Customer ServiceCoverage

    Reviewed April 6, 2019

    So I lost my phone and I found it demolished in the street. Took my Ziplock bag of what was left of my phone to T-Mobile. (Was told to tell and file a claim that I lost it>>when I still had possession of what was left of it?) Was told not covered is what Assurant told me cause I put my sim in another phone & was told that my T-Mobile plane only covers planes that my sim card device is in and to go back to T-Mobile. Assurant had my imei # wrong. Was trying to cover a phone I didn't even have protection on! Or was even from T-Mobile but tried to cover a zte when my phone is a iPhone 7+? Even when my iphone 7+ is still active and I faxed them the original purchase receipt that I had to pay $6.00 to fax!

    So in all I over 22 months I have paid $30.00 a month + $15.00 360 protection & loss/or theft + jump, just to be told "**" pretty much in a rude but professional way. Over 22 months I have paid $308.00 in (Assurant 360 **!)+ $739.00 on a phone I only owe $60.00 on and I'm over a 10 yr customer with a equipment credit limit of $4.320.00---and never filed not one report or claim within that time on 4 lines. I'm going tomorrow to T-Mobile if issue is not resolved. Will cancel all lines and we be filing lawsuit for proper charges. So bottom line if you don't have $1000+ laying around T-Mobile will say anything! They told me to say I lost my phone and I'm not going to take that because I was told to make a false report and was stupid and will get a lawyer tomorrow... Bottom line T-Mobile--Assurant they will railroad you!!! If you let them!!!

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    Response from Assurant Phone Insurance

    Joshua, we hate to hear you have had such a frustrating experience. We have reached out privately.

    Krystal increased rating by 2 stars.
    Customer ServiceStaff
    After a positive interaction with Assurant Phone Insurance, Krystal increased their star rating.

    Original Review: April 5, 2019

    I started my claim on December 31, 2018. When I called the woman I spoke to was very nice in helping me get the claim started. She told me that at the time they did not have any of my phone Pixel 3 XL in stock and I should purchase it and they would reimburse me. I told her there was no way I could spend another $968 on another phone and I would have to purchase it using my Google credit. She said that wouldn't be a problem and to send them my old phone and the new proof of purchase and I would receive my check.

    Flash forward... I get an approval email on Feb 15. I call March 22 to see where my check is. I am told it is on the way and that it will be to me no later than April 5. Today I called them to see where my check is and am told they haven't sent it and now need more information from me. I was hung up on by a supervisor named Christopher. I have now faxed the info over for them again. I was told to check back in 24hrs. We will see.

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    Response from Assurant Phone Insurance

    Krystal, so sorry to hear about the delay you have experienced. Could you reach out to us privately so we may investigate? We definitely want to get to the bottom of this.

    Customer ServiceSales & Marketing

    Reviewed April 5, 2019

    I place a claim on the 2nd and gave them the IMEI number over the phone and then they ask for the order receipt and then they wanted the IMEI written on the order receipt and then they still say they do not have it and I send it again. Then receive an email that they needed the serial number. This company is a legalized scam and I may switched services altogether. Spectrum and myself was on the phone for at least an hour or two yesterday. I may have to swallow the cost of the phone. But I will do a petition and get different ones to sign it and send it to the CEO of Spectrum for them to review their contract with them. They may need to partner with someone else who can help them to build their service clientele.

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    Response from Assurant Phone Insurance

    Tori, we would be happy to look into the issues you have experienced. Please send a private message with the details.

    Customer Service

    Reviewed April 4, 2019

    After 2.5 weeks of filing my claim with no updates on my claim I had to call them and they requested to send a copy of my ID, so I did that even though I never had to do that before. Then a few days later asked me for a copy of my phone bill and wait a few days. I called and spent a few useless and frustrating hours speaking with supervisors that are helpless saying all of this is for MY security and ($50 deductible) fraud prevention. Now I sent a copy of my bill and will wait a few more days without a phone. I could have easily taken it to a cellphone repair shop and have it fixed the same day and cheaper, and not receive a reconstructed phone. Definitely canceling this awful service.

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    Response from Assurant Phone Insurance

    Esteban, it's never our intention to disappoint our customers. If you'd like, share your name, claim, and phone number via private message. We'll take a look.

    Customer Service

    Reviewed April 4, 2019

    Was not very happy. Took much longer than it was supposed to to get my replacement. When I called in about it everything was ok till they put me through to the automated payment center where my call got disconnected. I tried to call back but could not get through. Then when I finally did get through to pay for my phone & it was on its way, according to tracking info someone from Assurant called FedEx to have them return the phone before it was delivered. I then had to call in again and after 30 minutes on the phone they sent me one that did arrive. No offers of any kind of compensation for the delay was offered at all. I paid a $175.00 deductible to have my claim handled this way.

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    Response from Assurant Phone Insurance

    Melissa, we apologize for the inconvenience this caused you. So we may investigate what caused the delays, please share your full name, claim, and phone number via private message.

    Customer Service

    Reviewed April 3, 2019

    This company is terrible. They make it so complicated to process your claim that you want to just give up. I filed a claim for my phone as well as my son's. After several phone calls and days, I was told I needed to submit a copy of the first page of the phone bill. I did that. Another day or two passes and I get a notice saying I need to upload a copy of the front and back of my ID. I did that as well.

    It is now four business days later and my son's claim went through but they are requesting the account holder's ID, even though I'm an authorized user on the account. I called for an explanation as to why my ID was good enough for my son's claim and not mine. They could not explain it, even when I spoke with a supervisor. I asked to talk to someone above her and was told they could send a message and they'd call me back in 24-48 hours. Either way, they won't process my claim until they get the account holder's ID and it will still take an additional 3-5 business days to process the claim after that! The hoops you have to jump through are ridiculous and I can't recommend them at all!

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    Response from Assurant Phone Insurance

    Amy, so sorry to hear you've met so many roadblocks to complete your claim. We would like to review. Please reach out via private message to share your full name, claim, and contact information.

    Customer ServicePriceStaff

    Reviewed April 2, 2019

    My husband filed a claim for a phone on our account at the very end of January 2019 and they quickly sent him a replacement phone, which was the one good thing they did. He quickly noticed his phone wouldn't fast-charge. We then took a few days to verify this by comparing different charging cords and his phone charge speed to that of my phone. We then got in contact with Assurant to ask for assistance.

    The first Assurant agent to help my husband said they could not send him a replacement phone until they had received my husband's. Obviously, this would take a couple days each way and my husband needed that phone for work. On a later call, I learned that they would actually send a replacement as soon as they had confirmation his phone was in the mail. This was not clear to us and very frustrating as we would have done this right away if we had known it would have been fairly quick.

    I then called Assurant as well and the new agent suggested that since it was mechanical issue, we should take it to our provider (Xfinity) for them to look at and make a call on what to do. We went to our local Xfinity store in Grand Rapids, MI as soon as time allowed. The Xfinity workers agreed the phone was in otherwise good condition (no cracked screen at the time) and should be able to be replaced, but there was nothing they could do. They then suggested that since it was a "new" refurbished phone, we should talk to Samsung directly to get it replaced as it should still be under warranty.

    Before we got a chance to call Samsung, my husband pulled the phone out of his pocket one evening shortly thereafter and the phone was cracked and BENT. He did not drop it; there isn't really a single impact mark or a "spider web" of cracks from where it would have hit something. Instead, the crack goes across the top third and all the way around where there are cracks on the phone itself in the back. How does this even happen?! My husband is a slender man and I can't even imagine how having it in his pocket would do that.

    I still called Samsung and they said they might have been able to do something about the charging situation but couldn't do anything about the screen without us having to pay a very high cost for this problem we didn't cause on a phone we just got. We finally called Assurant again. Again, they also told us there was nothing Assurant could do, especially now that it had been so long from our claim. This was particularly annoying as we had been trying to do the right thing from the start and they kept walking us in circles about the bad phone they sent us.

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    Response from Assurant Phone Insurance

    Alison, we are sorry to hear you didn't have the best experience when speaking with customer service. That isn't the level of service we strive to provide. If there is anything we may assist you with, please reach out to us privately.

    Customer ServicePriceOnline & App

    Reviewed April 1, 2019

    I liked the online application for my claim. However, after my claim was approved they sent out a broken phone. Which my daughter then shipped to me in Mexico (as I am in Mexico on business) which cost 142.00 USD to find out the phone didn't work. I had to call T-Mobile and file a claim with my warranty on the new broken phone and ship yet another phone to Mexico at 179.00USD. This is ridiculous. I had to spend 150USD just to file a claim. So-- I actually I've already paid over 500USD just to replace my phone.

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    Response from Assurant Phone Insurance

    We appreciate you sharing your feedback with us. While it sounds like you now have a working phone, if you need additional assistance, please reach out to us privately.

    Customer Service

    Reviewed April 1, 2019

    I filled an online claim and paid the deductible. The next day my replacement was home with means to return the old machine. Communication was good, and the phone I received is working well. I am very satisfied with my transaction. The only reason I am not giving 5 stars is that the new phone didn't bring a charger (which is what makes sense). Other than that, very smooth.

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    Response from Assurant Phone Insurance

    Thanks for the feedback, Rafael! We definitely strive for a seamless experience for our customers.

    Customer ServiceStaff

    Reviewed March 29, 2019

    It is interesting to see very similar complaints as mine on here, and in the same time frame. On 3-25-2019, I put a claim in for a damaged phone. My phone isn't functioning, this is a business related phone, and there has been financial impact from my still no having a phone 5 days later. I too, am in a review status with no information being released. It took me 2 times of giving and verifying a working number for them to correspond with me, and they were still trying to use the non-working number as the updated contact number. I'm trying to replace a phone that isn't working, and they are calling me on that phone. I was given 2 hour time frames that I would hear something back, no communication, and when I call 2.5-3 hours later, I'm told that it will take up to 24 hours. I understand at times processes need to take place for different circumstances, however the customer service impact with the lack of communication is frustrating and very poor at best.

    As a contracted employee, this has hindered my employment, which impacts my personal life, and will result in a change of my service provider due to their poor decision to affiliate with a company of this nature. For the record, I'm 42 years old and have never filled out a comment card, survey, review of any sort due to poor service.

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    Response from Assurant Phone Insurance

    Chad, we wanted to check in to see if you still needed assistance. We reached out via private message on 4/1; however, we didn't hear back. Please let us know if you need help with your claim.

    Customer Service

    Reviewed March 29, 2019

    I’ve been with T-mobile for over 5 years, never ran across with them since I've had service with them until January 3, 2019 when my phone was stolen. I filed a claim with Assurant. Few days went by and I noticed that the deductible still had not been taken off my account. I logged in to Assurant to see what was going on and it required me to send in a picture of my Drivers License/Identification Card, I personally went inside of the T-mobile store and had them submit my License on their store's tablet. Few more days fo by still no charge to my card so I call Assurant and they tell me that they need the paper receipt copy of when I purchased the phone????

    Here I am confused wondering why there’s no copy in their system and T-mobile system because I no longer had the print sheet of paper they handed me when I got the phone a while back, so here I am today still with NO phone because I didn't have a receipt and they're still charging me for a phone I reported stolen. Can't get a replacement and no longer using

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    Response from Assurant Phone Insurance

    Briana, thank you for sharing your feedback via private message. We will continue to work behind the scenes to address your concerns.

    Customer ServiceStaff

    Reviewed March 29, 2019

    Put in a claim on Monday 3.25.19, no update 3 days later. Called several times and all they can say is the specialist team is working on it. They had to change my claim from a 24 hr delay to 3-5 days for further review. It's a simple claim, screen is cracked just need a replacement. I rarely need to put in a claim, the customer support staff cannot tell me why they need to review it further, neither can the floor supervisor. This is ridiculous, I pay for this service every month and can't even get a claim processed in a timely manner.

    The device I put in a claim for is the only phone I own, waiting a week for a new one is ridiculous. I have been with T-mobile for almost 10 years, I will be considering a new cell phone company who does not have Assurant as their insurance carrier after this. Although the support staff was very kind it seems as though there is no transparency between them and the specialist team as they could not thoroughly answer my questions, very dissatisfied.

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    Response from Assurant Phone Insurance

    Thank you for sharing your information privately so we may review for any improvements to the service we provide. We truly apologize for the inconvenience this caused you.

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    Assurant Phone Insurance Company Information

    Company Name:
    Assurant Phone Insurance
    Website:
    mywirelessclaim.com