
Assurant Service Protection Advantage Reviews
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About Assurant Service Protection Advantage
Assurant is an appliance protection program with low deductibles and a short waiting period. Assurant’s plans cover a variety of home appliances, and you can create coverage based on your products and the types of damage you want covered.
Visit www.serviceprotectionadvantage.com/spa- Transferable coverage
- Monthly payment options
- Short waiting period
- Low deductibles
- Varying costs
- No upfront pricing
Assurant Service Protection Advantage Reviews
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Reviewed Sept. 23, 2015
I purchased a $600 3 year extended warranty for my 2 year old GE appliances. 3 of the 4 appliances have stopped working during the 2 years I have owned them. Assurant Solutions scheduled my microwave repair and after 3 visits they got it working. Then Assurant Solutions scheduled my oven repair and after 4 visits they got it working. Then my refrigerator died. I called Assurant Solutions who informed me that they have severed their relationship with A&E Appliance Repair and have NOBODY AVAILABLE TO COME FIX MY REFRIGERATOR. They told me to hire someone myself but if it exceeded $150 I would have to pay the difference myself. I insisted they schedule the repair because that was the whole point of paying for an extended warranty.
It took them 2 weeks to call me back with the name of a company that I had to call for an appointment. That company has cancelled on me twice because they couldn't make it out before 5:00 pm because they are so overbooked. My refrigerator has been down for over 3 weeks! Thank God I have my trusty 21 year old Whirlpool refrigerator in the garage as a backup! Assurant Solutions took my money only to tell me I was basically out of luck getting a repair scheduled. The employees I spoke with were extremely rude and had no empathy whatsoever for the customer. Horrible company to deal with. I will never pay for another extended warranty again!
Reviewed Sept. 3, 2015
Please be advised that we are no longer in need of the extended warranty contract number ** on our Whirlpool washer model number WTW8200YW0 serial number C14670449 as the machine has been deemed unrepairable by your company despite the fact that it is just a little over 3 years old. The technician was called because the spin/drain cycle was not working properly with very heavy loads like beach towels or bathroom rugs (it is a large capacity machine). It was working well with all other cycles and clothes. He identified the repair, came a week later, attempted to fix it, then told me there was another problem with a rusted part. After his repair the machine no longer works AT ALL and I'm told any further repair will not be covered under warranty due to rust which was not noted the first time. The whole situation sounds like a scam and I would be very hesitant to do business with your company again.
A dryer directly next to the machine has been there for 8 years with no signs of rust. I am disappointed by your rust exclusion and explanation that the machine cannot be fixed due to a rust issue that seems improbable due to age of machine and the condition of other metal items in the room and was not noted the first time but mentioned only after the machine no longer worked. I'm now left with a non-working machine instead of one that was working 98% of the time and told I have no choice but to replace it. Needless to say I will be posting online reviews regarding this situation to warn other potential consumers of how your company does business. End note - I asked for a copy of the policy to be emailed to me and have not received one.
Reviewed Aug. 29, 2015
I contacted them for refrigerator repair on 5-15-15. The first available appointment was 5-21-15 (7 days later) for broken refrigerator. They came and assessed the damage, then left and NEVER contacted me again. I thought the problem was fixed until my tenant advised me otherwise. I called back again at 12:37 AM on 5-29-15 and spoke with Robert (21 days have passed now) INCIDENT NUMBER **. Today 8-29-15 the freezer has a problem. The first available appointment is 9-9-15 (9 days).
I was informed today that VIA FACTORY SERVICE, CROFTON, MD, phone 410-451-4104 reported the problem was fixed. That is a boldfaced lie because I called ALL TIME SERVICE a 24-hour service at 1:01 AM on 8-29-15 and they came the very next day. I paid a total of $543.30 to fix the first problem and now they want the same criminals to come to my home again in 11 days. I REFUSED THE SERVICE BECAUSE THEY ARE LIARS AND THIEVES. What a rip off when you pay for warranty and get nothing.
Reviewed Aug. 21, 2015
Don't waste your money for this company. It's a horrible and cheating company. When you buy the insurance, if you have any issue need repairing, normally they will sent a guy from third party to your home at least one week. Then when they come to your home just 5 minute maybe the guy will tell you need replace part. After that you will wait more than one month. When they come back again, there will be the new issue comes out. The worst case they will tell you it was not repairable and they will terminate your contract and return few money which can't coverage repair cost if you find another guy to fix it.
Reviewed Aug. 21, 2015
I am trying for the past 2 mos. to get my refrigerator repaired. The repair company Ben's Appliance and Kitchen had been giving me the runaround. Assurant will do nothing to help me, even when I explained all the lies I've caught Ben's in; they will refund my money but then I'm left with a broken refrigerator. They refuse to let anyone else fix it until they investigate. Their supervisor was extremely rude. I've already shelled out over $100.00 on a rental and that will continue to rise. Yes stay away from this company. You'll be glad you did.
Reviewed Aug. 15, 2015
First off, I've had several warranties/renewals over the years, and this was going to be my final one for the set of appliances I purchased (2007 from original purchase). In Dec. of 2012, I purchased a 5 year warranty on dishwasher, stove/oven, and microwave oven (above the stove mounted). It was $1200-ish, which I know was expensive, but replacing with the same GE Profile appliances would have cost 2.5 times that. I figured if I could get another 5 years, I would just replace them as they go out. Well this week (8/09/2015) the dishwasher went out. I called them Monday (8/10) and they said it wouldn't be until the 18th before they could come check out the issue.
I called GE the next day, and they stated they could work me in on 8-5 the following day (they have always use GE for their repairs in the past and usually it has always been next day). I contacted Assurant back and told them they had an opening the following day as an 8-5 and they called GE while I was on the phone (I had called over the weekend but their systems were down, so I had to call back the next day). They learned that their system had not transferred over to the GE system for the warranty work, so the 18th wasn't even an option at this point because it wasn't in GE's system. She came back on the phone and told me that they couldn't reserve the 8-5 time because it was for paying customers only. So they put me on hold again and came back and said that another company (ASI) would be coming out to look at the unit.
Well, they came out yesterday (8/13) and said that they would order the parts (control panel and main board). Later on that evening, I get home and the answering machine had a message from ASI stating that the warranty company wasn't going to cover the repairs due to the cost. I contact Assurant back (an hour before they closed) and they said they were offering to give me a settlement of $230 for my dishwasher. I obviously wanted them to fix it, so I asked to speak to her manager. She said they weren't available this late, but they would call back tomorrow. So today (8/14) the manager called back. I missed the call as it went to VM. I tried to call back, but went to their VM.
After I got home (several hours later) it was getting late, so I thought I would try before they closed to speak to a manager. I called back, the lady wasn't there, but they put me on the phone with another person and he reviewed the file and asked me if I accepted their offer for 230. I told him I had an expectation of spending $400 per appliance to have them working for the next 5 years, why else would I purchase a warranty if they were going to settle out? He proceeded to correct me and tell me that it was a protection plan and not a warranty. They have the option to not pay if they don't feel that the appliance is worth it (He said I should have read the contract before I purchased it). I also told him that none of salespeople tried to warn me that they wouldn't cover it if the unit was too old. And their website even says they are covered for years to come. He said that was all marketing and not related to the contacts.
I tried to explain to him that if the appliance wasn't worth the repairs, they shouldn't sell them on the units because what good would it be for me to waste that amount of money when I would have better luck and risk to just save my $1200 and pay for the repairs myself? I am escalating it up the chain even higher than this guy (supposedly), but he said it would be a couple of days before I hear back. So much for having the peace of mind of an extended "Protection Plan".
I will never do business with this company again. I would even be happy with a full refund on the portion of the dishwasher warranty (since they aren't covering) and even when mentioning it, he said that it was covered for the last 2.5 years, so I didn't deserve to get a full refund. If the part had broken on day 1, do you think they would have given me a full refund? Very frustrating after spending so much money with them over the years and they won't fix a $400 repair on my dishwasher.
Reviewed Aug. 11, 2015
Do not waste your time or money with this company. They are a fraud. Have a GE washer and dryer under protections with Lowe's currently (BEST SERVICE EVER) and the protection plan is expiring soon and I was not sure if I could pay to have it extended. I had a problem with my dryer. Called this company. Was told there was no provider showing up in their system, schedule my own appointment, pay for it, after paying them monthly and they would reimburse me. I asked to have this fraud service cancelled and my money returned back to me. I checked my account and they have STOLEN $30.. Pay two months refunded one month and $12 dollars for the second month. The nerve to steal my money after providing customer service, sending out fraudulent information. Do NOT go with this company.
Reviewed Aug. 11, 2015
My dishwasher went on the blink August 5. Since I have washer, dryer, stove and refrigerator on the policy, I guess I should be grateful the dishwasher is something I can live without, though I'd rather not! First they said a technician would contact me and gave me his number. He didn't call, so I called him a call a couple days after getting the information. Then he was going to come over last Sunday. I waited three hours, he never called to cancel the appointment, I called him 3 times without response. On Monday I called the company and they said they would contact me when they had a service person available in my area, probably by the end of this week. I live in NYC and there are thousands of service people available. They also said I could pay for my own repair and be reimbursed up to $150. A service call from Miele starts at $200 without the items needed to repair the machine.
I am gun shy to continue paying this insurance which costs me a little over $200 a month AND pay for repairs which now I question would ever be reimbursed by them. The first Service Protection Advantage case worker I spoke with told me I didn't have insurance on the dishwasher, then when he realized I did, he wanted the serial number even though it is in the records and I had given him both my policy numbers. I am frightened to give them another cent and think the company is a fraud. Spending time and money to get them in court seems like a major headache. DON'T USE THIS COMPANY, YOU WILL BE SORRY.
Reviewed Aug. 5, 2015
My family has been dealing with a Samsung refrigerator that has had repeated problems for same concern for over its short 1 year life. The unit doesn't cool properly causing food spoilage. It is apparent that a permanent fix is not available and to make matters worse the vendor that was to evaluate was a no show, no call and then cancelled second time around.
The second vendor was not able to come out for over a week. We were promised a callback within 48 hrs of that visit with a resolution. It is now 10 days and still no return call. Our repeated attempts seem to be a nuisance to the "managers" that I have spoken with. Not convinced they are really managers since nobody is able to take charge and DO THE RIGHT THING. Today 10 days later I was told that a new EMAIL was sent out about our claim (10 days later) and I wouldn't hear from anyone for approx another 3 business days. That takes us well into 5-6 weeks from initial contact. Why!!??

Reviewed July 28, 2015
Assurant is the company that Home Depot sold me an extended service contract through. Upon calling them with a problem with my Maytag washer I was told they had no service people in my area, Detroit suburb, not like in a no-name town. They want me to pay for repair and reimburse me. With the feedback they have -- not gonna happen. Called Home Depot corporate office. They say they can't help. May be weeks before it's fixed, no idea. Very disappointed with Assurant and Home Depot. If they by some miracle come through, I will update this review.
Reviewed July 21, 2015
After 4 service calls and the service representative stating the unit as unrepairable, I was informed the replacement would have to come from Kitchenaid. After a call from Kitchenaid, I was informed that the warranty company was to provide the service and replacement and honor the legally binding contract. After 4 hours of being placed on hold numerous times, I would appreciate some assistance with Service Protection Advantage. Thank you.
Reviewed July 17, 2015
This has been the hardest company to deal with! My Maytag washing machine went out after 2 years and spending over $900 on it. Maytag uses this company for the extended warranty. After being on the phone with them for hours because they messed up on paperwork for the company coming to fix it they just did a credit to my credit card and said that it was too much to fix it and we are out of luck! So here I am without a washing machine.
Reviewed July 16, 2015
I purchased an extended warranty for my refrigerator from Assurant after the manufacturer's 12-month warranty expired. When the refrigerator was about 21 months old the freezer compartment would not cool adequately and it would not make ice. To make a long story short, they sent four different repair technicians to my house over a period of about 10 weeks to fix the refrigerator. The first one was able to determine the problem, called the manufacturer and they told them the four parts needed to repair the machine. He could not fix it because the evaporator had to be replaced. They sent out three more technicians to my house, all of which told Assurant they could not fix the machine. We have been without a working freezer and ice since the end of April and today is July 16th. I must have called Assurant at least 35 times to try to get something done.
They only returned my phone call one time during this whole ordeal. They told me 7 days ago they were going to send out another repairman and I told them the only way I would let them into my house was if they had the four parts required to fix the machine in their hand when they arrived. Upon making that statement they put me on hold and came back with the brilliant conclusion that my refrigerator would have to be replaced. They said I would get an email within 2 working days with options on settlement. Today is seven days from when we talked and still no email. I have been in business for 43 years and this is absolutely the most horrible experience I have ever had in dealing with any company. If you are considering purchasing any type of warranty from them you need to be very careful and research all the very negative reviews and consider my comments before you waste your money. Buyer beware.
Reviewed June 16, 2015
These idiots lie to you over the phone on the status of what they are doing with your claim. They send the wrong equipment and refuse to fix it. Stay away from Assurant. They are infuriating and it's a BAD place to have to put up with. Cancelling as soon as I get my replacement (whenever they actually get the inventory).
Reviewed June 16, 2015
I have read through reviews and agree with each one. My experience has been the same. In early March, during the wash cycle, the water does not shut off. You have to turn off the washer to get it to stop. After calling SPA for the first time in early March, their selected service provider did come for the first appointment to evaluate our machine. After only about five minutes, they said three parts needed to be ordered. It has now been 13 weeks since this first visit and our machine still does not work. The service company has been a no show for three appointments and cancelled one due to ordering the incorrect part. They have shown up for two appointments, each time having to order more parts.
As others have said, they have our model make and number and should be able to have parts available without a two to three week wait for the part to arrive. The worst part is they have not shown up for an appointment since May 1st. This is six weeks. During this time, I have also called both SPA and the service company many times. It is the same story as others with SPA. I have been told they will call back with an answer and no return calls from them. I have been elevated to supervisors and also given incorrect call back extensions. Most of the time they are defending their service provider and have no interest in providing any customer service. The service provider is the same. Continue to get the run around and excuses. Their incompetence is unbelievable. At this time, I have also filled a complaint with the BBB as well and waiting on a response. I would not recommend for anyone to buy one of their extended service contracts.
Reviewed May 26, 2015
One week ago I set up an appointment with Service Protection Advantage (SPA) company to have a refrigerator fixed. They told me the name and phone number of the repair company and we agreed the repair would be done between 8 am and noon today. At 12:40 PM, I called the repair company to ask why they had not shown up for the appointment and the guy I talked to told me he cancelled his contract with Service Protection Advantage company 2 years ago. Sooo, I wasted a morning waiting for a repair person that did not show up and when calling SPA back to get the correct company to fix the refrig, I was put on hold for 19 minutes until she could find someone to do the repair. What an outfit!!
Reviewed May 17, 2015
My oven doesn't heat properly. After contacting the company, they installed a new thermostat several months ago. This didn't solve the problem. I contacted them again 3 months ago. After visiting my home, the service technician said the oven could not be repaired. His evaluation was submitted to the company. They decided that a part was needed. The part had been discontinued and could not be located in the U.S. The search for the part lasted 2 weeks. I was told if the part could not be found, I would be giving a check to purchase a new stove (1/4 of the purchase value of the oven). I spoke with someone 4 times in regards to the check. Three times, I was told the check was being processed and on its way via the claims department. My latest and fifth call, I was told that the company was going to repair the unit after all.
Stay away from this service agreement protection plan. They do not honor their own guidelines and promises. I'm very disgusted and frustrated with their integrity as a business. The constant calls, the constant denial to make good on my service agreement plan. It is now May 17. Since February, I have spoken with them seven (7) times about repairing/replacing my oven and my oven is still not repaired nor replaced.
Reviewed April 28, 2015
I bought Assurant Insurance on 5 of my GE appliances. 10 months after signing up a rubber stopper on the ice maker's dispenser started leaking air. It happened many times before and I know what to change. It is a 5 dollar silicone stopper. When I called Assurant I was told that my insurance covered only mechanical parts and not plastic parts. While I was on hold I also found out that in order to have a refrigerator fixed they want me to transfer all the food to an alternative refrigerator. How many of us have an alternative refrigerator. This means they are not going to schedule a call until I give up and have it repaired by a local repairman.
Reviewed April 22, 2015
I have been paying every month for the past eight years for the warranties on my GE kitchen appliances. Every month. Now they say they won't pay for the repair on my ice machine because it's not cost effective due to its age. Three weeks I have been waiting for the repair and now they won't pay for it. If they are not going to pay for the repair then why have I been paying for the warranty? I fight with this company all the time on either the repairs or the service companies they send to do the repairs. Now I want to cancel the warranty and they say I have to write a letter. Don't do business with this company ever!
Reviewed April 11, 2015
I recently took out a contract and got a real person who told me I would receive the confirmation in 48 hours. This was four days ago. When I try calling, I only get a recording. I have sent two e-mails and have received no reply. I would not recommend this company... they are liars!! I am wondering if they will even cover the appliance as they said they would when and if I need service. Customers beware of this company.

Reviewed April 6, 2015
I bought service for my washer, dryer, and dishwasher with Service Protection Advantage on 12/12/2012 to cover repairs until 12/12/2017, $1200 for 3 appliances. I've used the service three times and have found that there is an enormous amount of my time wasted. I waited four hours for a service technician to just diagnose the problem, then I have to make another appointment for repair, waiting another 4-5 hrs, plus waiting a week to get the part. Since SPA already has the model/serial number for my Kenmore Electric Dryer, why don't they bring the parts that may be needed on first visit?
Reviewed April 1, 2015
I had a couple year old TV that got struck by lightning. Filed claim online and attached all docs. Heard nothing. Emailed and emailed and even played phone tag. No one ever answered and I never received any emails with statuses. I assume they just ignored me because it was a TV.
Reviewed March 21, 2015
I have still been unable to file claim for my broken gopro. Assurant purposely makes their website non-functional to do so yet they make you go thru hassle and fail before you are forced to call. Then they have you send receipt to receipts@assurant.com but claim they never receive them. I've sent multiple times. Really? The address doesn't work? Every other email in the universe seems to work. Seemed to send just fine from my end. Now, since address is claimed to not work, I now have to fax receipt. Don't have fax machine so have to hunt one down. Can't wait for the next hurdle from Assurant to avoid paying off on a warranty claim! It's been 3 weeks and nothing.
Reviewed Feb. 27, 2015
I would not recommend Service Protection Advantage to anyone looking to purchase warranty work for their appliances. Their customer service is terrible. Every appointment you make, you have to sit home for 2 different days, with a 4-hour window each day. They will come assess you first visit then come for a second visit and hopefully repair it. Not so in my case. A cooling fan needed replacement. They did a half assed job and tried to fix it by repairing half the part. When it did not work less than 8 hours after they left, I had a representative at my house who works for the oven company themselves. They said it was a poor repair job and I never should have paid for this. That is how Service Protection Advantage gets you. They take your contract money up front and then do ** repair work.
When you ask for a supervisor, they connect you to a general call center which by the way, they have many of in different cities. When I asked Joslyn to speak with a supervisor about my issues, she said that you are required to sit home home for more than one appointment for parts. They carry basic ones on their trucks. When I gave her my case number and told her I spoke with another supervisor 3 weeks ago named Melody, she has no idea who she is. I did leave Melody 4 voice mails over the past weeks and still have not heard back from her. Joslyn said every person at the call centers are supervisors and they report to no one - that they are their own boss. This company's customer service is terrible. DO NOT PURCHASE A WARRANTY FROM SERVICE PROTECTION ADVANTAGE.
Reviewed Feb. 9, 2015
The BBB and Consumer Affairs NEED to shut this company down!!!!! I have been trying for over a month to schedule a service repair for my GE Profile refrigerator freezer and everytime I call to schedule an appointment here in Los Angeles CA, they book me with a service repair in San Francisco CA (and they can't or refuse to fix this issues). They hang up on me several times on the phone while trying to correct this issue. And now that I want to cancel my contract and request for a refund, I am stonewalled and giving the run around Horrible service. I don't know why the state of California continues to allow this business to stay open and rip off the consumers?
Reviewed Feb. 9, 2015
Paid for warranty on washer/dryer. Months later I got a contract saying I was covered for 3 years. Since it had been months I just kept the paper and went on with life. A year and a half later I'm having issues with the washing machine so I call. Apparently I only sent coverage payment for one year, despite what my contract states I'm covered for. Assumed I was covered so never sent another payment. Long story short, they won't honor the contract so I'm screwed. PS. ** employees on the phone.
Reviewed Feb. 2, 2015
I phoned Service Protection Advantage to report smoke coming from my GE Washing Machine. The following Wednesday following my request for service, a so called technician came to my home. I explained to him that during the washing of a load of clothes my wife heard a loud banging noise coming from the laundry room. When she entered the laundry room she smelled and saw smoke coming from the washing machine tub. The technician knelt down in front of the machine and began pushing buttons on the control panel. After troubleshooting the machine he claimed that the there was nothing wrong with the machine and that it was working properly. He did notice, however, that several of the agitators in the tub were loose. But other than that, the machine was fine.
Subsequent to his departure, my wife resumed washing a load of clothes. The machine began making and very loud banging noise. So much so, that I recorded a sound video of the machine making the noise. I called the technicians office and spoke to his boss. I told the "boss" of the problem and that they needed to come back and fix the washing machine. The "boss" told me he had ordered parts for the agitators and that getting the parts would take sometime because "Service Protection Advantage" (SPA) was the worst company he had to deal with when authorizing the requisitioning of parts. I then explained to him that the agitators were not making the noises coming from the machine. His reply was, "You'll have to call "SPA" and request another service call." Prior to that I phone a reputable appliance repairman in my community and explained to him about the noise, the burning smell and the smoke. Without further ado, he told me, "....a bearing had burned out and that is an expensive repair."
I immediately called "SPA" to request a service call and the "SPA" dispatcher, after much debate, told me it would take five days before a technician could come out again. She further stated that if parts were on order for the machine, the technician would not come to look at the washer until the parts came in. I explained to her that the parts on order had nothing to do with what was wrong with the washer. She began to defend "SPA's" company policy so I ended the conversation.
Today 02-02-15 I again phoned "SPA" to request a service call. I got the same "run around" that I had received the last time I called them, i.e., "you will have to wait until the parts on order for the washer come in before we can send a technician out to look at the washer. At that point I asked for a supervisor. The supervisor got on the phone and gave me the same song and dance. I asked to speak to her superior and she advised me that she was the top authority to handle my grievance. I knew that wasn't correct and I terminated that call too.
OPINION: Service Protection Advantage is an unscrupulous company and should be run out of business and permanently shut down in the entire United States. In my research of "SPA", I have found over thirty (30) complaints against "SPA". Go to www.consumeraffairs.con/auto_warranty/service-advantage.html and you can see for yourself.
Reviewed Feb. 2, 2015
I have a 28 month old Maytag washer (bought for $400) that broke. I called Maytag. When I told them I had no warranty policy, I was referred to Assurant Solutions. I phoned Assurant and bought a warranty policy from them for $300 for the first year (since I had not bought a policy at the time I bought the washing machine). Antech Appliance technicians came out and pronounced my washer dead. I was told the part I needed would cost $300 and the installation could be $700; that they would send this info to Assurant. I called Assurant a few days later and they said they were refunding the money from my insurance contract. I believe, since Assurant had created a contract with me that they should have honored it and either fixed or replaced the washer. The money was refunded to my credit card.
Updated review: June 17, 2015
Assurant did nothing for me except pass the buck back to Whirlpool. Whirlpool send the defect part that caused my flood and ruined kitchen floor to the company that sold it to Whirlpool and to no surprise that company said they tested the part and it didn't fail LOL.
To make a long story short, I told Whirlpool that I would post the entire incident on social media along with pictures and copies of the 8 service calls on my year old refrigerator. Whirlpool legal team wrote me and without admitting any guilt or liability, agreed to send me a check to cover most of the cost of the replacement kitchen floor to make me a happy customer. It did and bottom line Whirlpool stood tall.
Original Review: Jan. 26, 2015
I own a Whirlpool refrigerator which was purchased 15 months ago. Due to numerous problems mostly with the icemaker - not working, condensation, etc. - I purchased a "Whirlpool" 3-year extended warranty. To make a long story short, the icemaker was replaced 3 weeks ago and shortly thereafter I noticed our Pergo kitchen floor begin to warp. I saw no water and figured the problem might be from cold weather. As the problem grew worse, I finally pulled out the refrigerator and saw a puddle of water under it which had flowed beneath the floor (Pergo is a floating floor) and the warping continued to spread. I immediately turned off the water supply to the refrigerator and called "Whirlpool" who send out Diamond Factory Service.
The tech from Diamond quickly found the problem...a failed fill valve. He said he thought either Whirlpool or Assurant would cover the damage. However he called Whirlpool who said "Not our problem - call Assurant". Assurant said "Not covered. Call your homeowner's insurance company". I called Assurant and was told in their contract that damage caused by such a problem wasn't covered. I asked for the specific line in their contract pertaining to this as I hadn't seen any such thing. I was placed on hold for 10 minutes and then the rep returned she steered me to paragraph14, line U which states "cabinetry, carpentry, masonry or other miscellaneous enclosures or trim surrounding built in Products and Custom Panels" are not covered.
I pointed out I had none of these...just a warped floor. I called Investor Relations of Assurant in New York and a very nice woman promised to have the proper person contact me. Hopefully we can resolve this. I have never sued anyone in my 64 years but won't hesitate in this case unless I'm missing something. Nobody wants to take responsibility.
Reviewed Jan. 23, 2015
We called to cancel warranty insurance on the refrigerator purchased. Approximately 2 hours earlier 11/14/2014, the rep confirmed cancellation. There are 2 charges: Dec 2014 and Jan 2014. Now recent rep said no cancellation on file. Escalation with 4-hour call back. None received 3 days later.
Reviewed Jan. 3, 2015
I have been paying for home appliance insurance Maint. Agreement since 2002. The original company was GE (excellent Service) and they sold my contract to Assurant/Service Protection Advantage in about 2010. I have called this company about 3 or 4 times for service on my appliances in the last 4 years and I always get a run around about what they will service.
The last incident was December 30 2014 when my Central Air Conditioner went on the blink and would not cool or even come start up. I notified Assurant Solutions/Service Protection Advantage and the representative told me to read her the serial number off the compressor. I told her that it was raining and I could see the serial number that well, but assured her that this is the same units I bought the house with in 2002 (Carrier Mfg). She told me that they could not send a tech out without serial numbers and I had to take a picture of the serial number and send it to her. I told her that my camera would not pick up the numbers, but a technician could see them and I offered to pay for a service call if the numbers did not Jive with their records? She refused and told me that they would have to cancel my Air Condition Part of my policy, because I could see the numbers that well (I’m old and disabled).
I then called a local Air Condition Company to come out and they were able to see the Serial Number and Model writing it down to give to Assurant Solutions. All numbers matched Assurant Solutions Records. The Assurant Rep said it was too late. They cancelled my policy on my Air Conditioners? I then said “Why did you do that when I told you I wasn't capable of reading the numbers?” But guaranteed them, it was the unit. They advised that it was too late (SAME DAY). They have a policy of cancelling if you’re unable to read them the number immediately. They also said that their policy was not to reverse their decisions even if they are wrong.
This company is the Biggest Rip Off there is and they have no intention of standing behind the Maint. Contract agreements only collecting the Premiums. I had to pay 250.00 to the Air Condition Company for repair and Assurant refuses the claim. I have paid Assurant Solutions over 1500.00 in premiums since 2010. I wish someone would investigate their Business Practices and close them down. If anyone has any ideas of how to have them investigated, please let me know.
Updated review: Dec. 13, 2014
On 12/4/14, after many attempts to get an answer from the Locating Dept. regarding the repair of this machine, I was finally contacted by a representative advising me that due to the fact Assurant was unable to locate any service provider to repair the machine, they were approving a check to be issued to me in the full amount of the purchase price of the machine. I was advised that the check would take approximately 7-10 days for me to receive it.
Today is 12/11/14 and to my surprise the check arrived in the mail. I was extremely doubtful that I would ever receive this check but I must admit they held true to their word. Although it was quite tedious trying to get any answers, and I truly doubted that there would be a resolve to the problem. Assurant proved me wrong. Thank you, Assurant Solutions.
To the many people who are waiting for a resolve to a problem, I hope this review can be helpful to you and restore some of your faith in this company.
Original Review: Dec. 3, 2014
On 9/15/13 I purchased a Sonya portable washer and dryer from Amazon.com. Amazon offered a protection plan for the appliances and so I bought the plan to protect both the washer and dryer. On Dec 1, 2014 I called Assurant to notify them that the washer was not working. Just the first call was tedious - keeping me on the phone for over an hour. The representative was trying to contact a service provider but to no avail. I knew I was in trouble. She told me that someone from their Locating Team dept. would be calling me within 24 hrs. to set up an appt. That never happened.
Today is Dec 3 and I have called Assurant five times and each time I have gotten a different answer but no solution and no phone calls from any service provider. Actually, the last response I got from a rep was that it's possible they will not be able to find a service provider to fix the machine. I am appalled that companies can get away with this kind of fraud. I realize now I was scammed. I tried to post a review on Amazon.com notifying customers about this company and forewarning them not to buy anything from Assurant but Amazon won't let me. Am I surprised???
I believe that I have an appliance which I will never be able to get service for and I also believe that I will never get my money back for this plan that I paid for in good faith. I am not giving up. I have found the phone number of Assurant's headquarters located in Atlanta, GA and starting tomorrow I will blow their phones up until someone helps me. I suggest other people start doing the same thing. The main number to their headquarters is (770)-763-1256. The person in charge of the overall performance of the organization is Craig Lemasters, President and CEO. The person in charge of mobile services (cell phones, etc.) is Manny Becerra, President Mobile Services.
GET CREATIVE AND START CALLING THAT NUMBER! These are just some of the people who have stolen our money. Try to get e-mail addresses and if you can't get them send a certified letter to one of these shysters. They are stealing money from people every single day and getting away with it. It will take time but eventually someone will listen.
Reviewed Nov. 14, 2014
I paid for the extended warranty. I did a claim for my mom on the dryer. The rubber broke inside of the dryer and they said they won't pay for the rubber. That we have to pay for when we didn't broke it? I found it twisted up and found the other piece in my clothes. Assurant is stealing from people and something needs to be done. Why are we having to pay for something the dryer did and we are paying for extended warranty? I will make sure that people think twice of getting a warranty with Assurant. I will tell people about them. They lucky they don't have a Facebook page and I will keep checking for other medias so people can know how they are stealing from a person that lives off social security. Something needs to be done and I will help my mom expose Assurant for who they really are. A thief.
Reviewed Nov. 7, 2014
I have a GE dryer that is not even 3 years old. I paid $150 for a service agreement with Service Protection Advantage. Approx 3 weeks ago my dryer stopped working. When you press the start button all you could hear was a humming sound and the dryer would not start. I unplugged it, I changed all the setting knobs in an attempt to start it and nothing worked. I called for repair. They send somebody from A&E Repairs, located in Wall Township NJ...
When the guy shows up I press the start button to show him what happens and the dryer started right up. So he is as baffled as I am and he decides to put some wet clothes in the dryer and run it thru a cycle... We do that and there is no problem so he leaves... He calls me 20 minutes later and tells me that if he doesn't write down that he fixed something I would have to pay $95 so he said he was going to write down that he changed a switch so I agreed... I DID not sign anything and he DID not give me any paperwork showing that he was there and what he DID.
3 weeks later the dryer stops working again, same problem. I call for service and they send a different guy out. He looks at the dryer and tells me that the motor is bad and it will be $275.00 to repair it. I told him it's under warranty and he said that my warranty was void because the last time a technician came out they found a sock jammed in the motor. I told him that was not true that the last technician didn't even look at the motor because the dryer started right up when he was here. He told me there was nothing he could do unless I paid him $275.
I called Service Protection Advantage and told them that this was an absolute lie about a sock being jammed in the motor. I was with the technician the entire time he was checking the dryer and he never even opened up the dryer to look at the motor and they still denied my claim. So either A&E are lying thieves or Service Protection Advantage are lying thieves... I called the store who sold me the dryer and the service agreement, which is Better Living in Jamesburg NJ, they tried to call and were told they could not speak to them about my problem because they were not the policy holder... $275 is my grocery money for 2 weeks. I can't even express how angry I am!!!!! Small claims court here I come.
Reviewed Oct. 29, 2014
Have been paying for an extended warranty on all our kitchen appliances for several years. My GE Cafe Microwave stopped working with an error message that there was a short in the control panel. Called Assurant and they set up an appointment with a local appliance repair. Technician came out to diagnose the problem. He said it needed a new control panel. He called Assurant, and they said it was too expensive to fix and would replace the microwave at no cost to me and would receive a call from the extended warranty company in the next couple of days. What I got was a call that they would send a check for a fraction of the cost of a new microwave, because they depreciate the value. I said I was told there would be a replacement, and the fellow said it is fully at the "discretion of the company". No choice for the consumer. So, I figured I would have to suck it up, went to order a replacement, and it is no longer available.
To get a new model to match my stove, I will have to pay close to 900. Called consumer relations to let them know, and that it won't match my range, and they gave me a model number on which they based the replacement... a GE Profile... totally different style, color etc. They said they only go by comparable size and function. Ludicrous. People, if you pay good money for matching appliances, beware that this company DOES NOT CARE!!! Total Rip off!!! I am cancelling all my other warranties with them.
Reviewed Oct. 17, 2014
I have continuously had issues with this Samsung dryer DV488agpxaa dryer. My first problem was a serious gas leak inside the dryer. I came back home one evening and my home was smelling strong nat. gas odors. The problem was found to be inside the dryer. I ask for the dryer to be replaced because I did not trust the dryer to be safe. After 4 visits the smell of nat gas went away. The lady said no because they don't replace they repair. I am on a limited income so I had to keep it and hope for the best. Now I got a problem again with the dryer. It's getting power but will not turn on after 3 service calls and then a 4th one coming. This is going on longer than 2 weeks. Do not buy appliances from Conn who uses service protection advantage. They do not care for their customer safety or taking care of them. I have 4 other contracts on appliances. When they expire I will use another service to take care of repair issues.
Reviewed Sept. 25, 2014
After purchasing 3 Samsung appliances, the dryer failed after 3 years. Called Service Advantage in accordance w/ warranty purchased through Lowe's. 3 visits & no repair in sight. Repeated lied to, about service calls being forthcoming. Technicians were incompetent w/ one saying the issue was electrical within the house. Called electrician & there was no problem so, in addition to broken dryer, I now have a $95.00 bill for electrical which this slatternly company rejected. No dryer fix in sight & this lying company says we had only 1 service call, over a 3 week period because all calls were for the same unfixed problem. Cute malfeasance! Do not purchase a Samsung home appliance as they are expected to fail within 3 years & do not purchase through this deceptive, unreliable customer thieving company.
Reviewed Sept. 17, 2014
I called my service protection company Assurant Solutions when I noticed that my GE Profile microwave was starting to make a funny loud, rumbling noises. This became very annoying. I called the company requesting some service. The appointment was made for a weekday with a window of 4 hours. I called off work to wait for the service provider. No one showed up. No call was made. I called and was advised due to very heavy workloads & several doctor's appointments my appointment was cancelled - they then made a secondary appointment to no avail. I was not able to contact Assurant Solutions until the following week. They have made four different appointment with me having to take time off work. My microwave is still not working. I spoke with several of their consumer relations. Nothing has been done. My account is still being deducted monthly for a service I have not received. They are asking me to take another day off work - my fifth day for an operator that might or might not come. At this I am thinking of cancelling the policy due to the service and treatment received.
Reviewed Aug. 2, 2014
We remodeled our house about 3 years ago. We bought our appliances from Loews and got the extended warranty. The Kitchenaid dishwasher and the Whirlpool front-loading washing machine went out in the same week. We called Service Advantage and waited a week for them to even come out. We needed parts and the technician said that as soon as UPS delivered them, to call and set up an appointment to have them installed. We did so after the parts came in. They called and canceled the appointment today saying they did not have enough technicians
It has been two weeks without our top of the line dishwasher and washing machine. When you call them, they are obviously NOT based in the US. It is hard to communicate. We are still fighting the battle. We cannot get them to come and install the "motherboards" that have been sitting in my house. We have complained to Lowes and they cannot help. I am now hand washing all the clothes.
Reviewed July 14, 2014
For the first 5 years, our warranty with Federal Warranty Service Corporation was very helpful. However, the extended warranty with Service Protection Advantage is not the same. We have not been able to get our fridge repaired. Because of dissatisfaction, we canceled the warranty plan, but we felt they should still pay for repair costs because the incident was reported before the warranty was canceled. They will not.
Reviewed June 3, 2014
What people have to realize is, these "insurance" or "warranty" companies are not who they say they are. They are not authorized by GE or any other manufacturer. They are outsourced as far as service calls to who knows where, India, Pakistan? They are independent of any manufacturer, and are scams. The ONLY way to extend your warranty is DIRECTLY through the manufacturer or the store you purchased from. Other than that, you are throwing your money away. Someone said they have been paying $10 a month for years? Funny, they just sent me an offer for $145 for 3 whole years. You were ripped off, big time. I save all of these offers just in case there is a class action some day, but most likely you cannot ever get to them, they are foreign based. If you want an extended warranty, go right to the source and not these fake mail offerings.
Do you notice they do not have a physical address, only a drop box address? First sign of a scam. You are better off taking that $10 a month or whatever the payment is, and putting it under your mattress for an emergency repair situation. And always, always, read the small print of your manufacturer's warranty when purchasing. And never give these people your personal information over the internet, you are setting yourself up for disaster. These people sit at internet cafes all day long thinking of ways to scam us here in America. It's really a buyer beware situation. There's a sucker born every minute.
I recently had an issue with Samsung on a brand spanking new refrigerator that failed after only a few weeks. Boy, did I get a run around, and hundreds of phone calls. They gave me many hoops to jump through, and I did as they asked. Took 4 months to get a replacement, and it was not a Samsung, trust me. As I was under the one year warranty, and they could not find anyone to repair in my area, the warranty said they had to reimburse me the purchase price, which they finally did, and I went with a Whirlpool through Lowes, who removed my piece of junk and installed my beautiful new one, which has been working like a champ for 4 months now. The Lowes installation guys were super nice and assured me if anything goes wrong in the first year, they would be out within 24 hours and if they could not repair, they would replace within the next 24 hours. When it comes time to extend my warranty, I just may as they are local and know they will stand behind THEIR warranty, and not some fly by night mail order fake foreign place.
Always, always, research everything you buy nowadays, every single thing, especially those you buy online. I purchased all of my new appliances online because I got a great deal, and when I had problems, they told me to call the manufacturer. When I did that, I was told they could not help me as I did not open the boxes on delivery and inspect everything. Who does that? Not you, not me. But when I pushed, I finally got their consumer affairs department, and they took care of me right away. So if you have a new appliance, and have a problem dealing with a service call, go right to their consumer affairs department, the numbers are readily available online. The major manufacturers do not want bad ratings, ever, and your voice will be heard. Good luck everyone, hope I have helped. But for those of you who were ripped off, now you know, and try to recoup your money, especially if it was by credit card, they will help you.
Reviewed May 9, 2014
After paying a monthly premium of $9.11 a month for several years, I made an appointment for service in advance for May 9 2014 between the hours of 8:AM-12:00 noon, and was told I would be called 10 minutes before they would come. I waited until 12:00 noon and after. No one showed up and no call was made to inform me why they were not coming. I called customer service to get some answers, but they said "there is no information about who or why the service was cancelled". I then called a different dept, billing, I think, and told them I wanted to cancel and they said I would have to fax or send a note, telling them to cancel, with the contract number, my name, address, and phone number, and send it to S.P.A. P.O. Box 100, Rapids City, SD 57709. It was the first time I had contacted them for service on my Portable GE Washer. Needless to say, I am extremely disappointed.
Reviewed April 29, 2014
I absolutely hate Assurant. I bought $200 insurance on my laptop (which included cracked screen) just so when I sent in my cracked screen - they could NOT fix it. According to them, it would cost over $700 just to replace a cracked screen, so they wanted to just offer me $719 for my entire computer. I said no, I said I just wanted my computer back because I know that I can take it to a 3rd party repair place and they would fix it. When I got my computer back, not only was the screen MORE cracked, but my once perfectly functional computer now WILL NOT even turn on. Those sneaky bastards actually broke my computer more when I didn't take their gift card and asked for my computer back. When I called to complain and get my computer fixed again, they sent me through hoop after hoop. I ended up calling way more people than I had to and didn't get any straight answer as to why they sent me back my computer in worse shape than when I sent it out. I hate this place and I never want to deal with them again. I hope the company goes bankrupt and fails because their service is so poor, they deserve it. Horrible, horrible experience.
Reviewed March 7, 2014
Ordered online. Took money out of bank 1/29/14. As of March 7/14 have not received my product I ordered. Get run around when I call the number they gave me which was 888 895 3195. Same girl always answers with accent but gives me different names. Wont give me a supervisor when I ask, wont give me an actual address when I ask. Pretty much tells me its in transit. When I check the tracking number she gave me, no such number comes up. I think this company is a scam. Beware. I lost over 100 dollars.
Reviewed March 1, 2014
I called for the first time today for service. All I got was a robot that said I could get someone here in four days. My need is immediate, there is no human with whom to speak. What a ruse! I called another service company in the L.A. area, and they will be here this afternoon. So much for a contract. GE will hear it from me, that they could hire a service company that is so unreliable, disreputable, and basically dishonest. Refrigerator repairs cannot wait 4 days.
Reviewed Dec. 29, 2013
I have paid for continuous coverage to repair my refrigerator for 16 years. This past summer, I was without a refrigerator working in my kitchen for six weeks while several different parts were ordered and then installed, each without success in keeping the refrigerator under 40 degrees. The first repairman, John told me it was due to a salad dressing bottle next to the vent, too close. I told him it seemed rather strange that all of a sudden it would not keep the temperature down as it had, since the bottle of salad dressing was one I did not use and it had been there over three years. Nonetheless, he said give it 24 hrs after moving the jar and it would be fine and left without giving the refrigerator a through check over. This did not solve the problem.
It was another 5 days before they could schedule another appointment, this time the repair tech detected a bent fan blade. The part was ordered on Monday and was not received until Friday, when I called I was told it would be the next Monday or Tuesday before a repairman could replace it. That he did 10 days later. This did not take care of the problem. A third repairman came several day later and said it was the thermostat. This was ordered and replaced without fixing the problem. The next repairman ordered a new compressor which was installed and started to cool the unit and by the next morning the inside of the unit had a strange odor and was warm. Again another repairman arrived and fixed the leak in the new tubing. This repairman John said there had to be a leak in a part of the refrigerator which was not able to be reached... This decision, made even without waiting to see if that was the difficulty.
The Supervisor from the office called at 8:30 AM the next day or the day after stating "John" had stated the refrigerator was not repairable and they were going to send me a check for $550. I told him I did not want the check, wanted my refrigerator repaired. He was extremely arrogant and told me that was fine if I didn't want the check they wouldn't send it. I explained to him that the refrigerator would not be able to be replaced since the front had cherry wood to match my cabinets and it would be impossible to match them again since it appeared the GE Profile that I had bought and paid over two thousand dollars for plus paying the cabinet maker to trip them and the painter to stain them. This would be over $3000 again. He said that was not in my contract to replace at full value, only prorated. I told him I had not received a contract since the initial one when I started the service policy 14 years ago. At that time, I was certain the prorated clause was not there.
I am seventy five years old with a college education and way way back in my early days, I had worked for an insurance company for a short time. I certainly did at a young age learn the difference between a prorated amount to paid or repaired. He continued to be extremely rude and said all the policies were prorated policies. I have been told earlier by another person at the insurance company that in earlier years they were not prorated however at this time were. Since I had not received another contract in the past 14 years, I assume that the contract in question was the original. The next week I received a generic booklet with the contract included what at that time stated that the appliance would be prorated if not able to repair. It of course stated a date printed of just several years ago, not when I received my original contract. I was not asking for him to replace it at that time only to send someone other than John to determine if in fact there really was a leak or if the appliance was actually going to run.
A few weeks later, I received in the mail a notice that my contract for the refrigerator had been cancelled. It was such an upsetting experience to me that I tried to forget the whole situation particularly the rudeness of the Supervisor that called me. I could not believe that GE would allow any company that treated their customers like that would allow Service Protection Advantage to represent them. Several months later when I "googled" the company, there were horror stories of the others treatment just as bad as mine. How can this company continue to operate with such Customer Service? I think there needs to be a class action suit or something against them which would stop their ridiculous behavior.
By the way, my refrigerator is still cooling. Apparently a leak was not where John said it was. Each time he has been to my home to service any of my six appliances I have insured with SPA he has always be in a hurry to get out and get going. He also has had an attitude which I don't think promotes a good name for GE or SAP, apparently they do not care. I had asked that he not return to my home just several weeks before. Last year, I told another one of the service repair persons about his behavior. I do believe they were aware of it since he said, "John is here from California. We all think he cooked his brain in the sun." I could have agreed with that.
Reviewed Dec. 16, 2013
We also would like to express our surprise and disappointment to learn that we were not informed that the extended warranty contract would continue ad infinitum without a yearly reminder and request from you to renew the warranty contract. We sold the house and appliances in February 2012, 10 months ago, and so have been paying you needlessly for appliances we no longer had. Do you not have a moral obligation to inform your customers of the ad infinitum clause buried in the fine print? And do you think we might be disinclined to ever use your services again for future extended warranty coverage?
Reviewed Dec. 13, 2013
I had purchased an appliance extended warranty when my warranty expired. I was to pay monthly and was advised (due to my house being for sale) I could cancel at anytime or have new owners assume the contract. After two months, I decided that it was way too much to pay for this coverage so I called and spoke with a customer service rep who advised she would take care of it. The next month, I get a double bill so I called and spoke to another person. This time I was advised I had to write a letter of cancellation and mail to a different address or I could fax a letter. I did both the same day. I received a triple bill in the mail today. I highly recommend you think twice before you enter into an agreement with this company.
Reviewed Nov. 26, 2013
My 5y/o KitchenAid french door refrig/freezer was not working. The freezer door is jammed and not opening. They gave me run around for nearly a week. There was a valve malfunction and the freezer was broken, and repair guy said he can't fix it. Assurant wouldn't replace it. Finally, repair guy (after 5 days) managed to open the freezer and had to replace the door, the valve, the ice maker, the rails, the water valve. I had to throw everything away in the fridge and freezer. Assurant told me I had a $250 food reimbursement.
Now they say I don't qualify for the food reimbursement because the problem with the freezer wasn't a "cooling issue"??? WTF?? Really? I had to turn off my freezer and fridge for nearly a week (mind you, I have 3 kids!) while you decided what to do, and NOW you tell me "only a non-cooling issue qualifies for food reimbursement? " Dorothy, the rep, and Hilary, the "manager" supposedly, were incredibly rude. The worst customer service reps I have ever dealt with. This company will clearly give you the run around so they don't have to spend a DIME of what is owed to you.
I only wish I could cancel my warranty and go elsewhere, but I am locked in for a few more years with them. DO YOUR RESEARCH!!! This company has HUNDREDS of complaints online. I trusted buying this warranty (through KitchenAid which I will never buy again) because I thought buying from KitchenAid was reputable. DO NOT USE THIS COMPANY. You will regret it.
Reviewed Oct. 25, 2013
I had a similar experience with the San Antonio service provider. My refrigerator quit working, I called for service. They came out and assessed it needed a new part. The service techs said they'd return the following week, but mid-week when I called to check the status (our fridge was not working), the receptionist said she had no indication they'd made a visit and asked for details on the visiting technicians. I barely recalled one of the Tech's names and the receptionist recognized his name and said she would check with him when he returned that evening (out on calls) and someone would call. They didn't.
So I called them the following week. A tech came out and said the guy he was with the first time had quit and took the paperwork with him, so they needed to analyze the situation again... The Tech did his thing, then left and said he was going to order the part. Another lapse in time, no reply and the same rigmarole all over again - no one knew anyone visited, no indication of parts ordered, or visits by Technicians. In the meantime, the fridge started working again... So I called the SPA Hq and explained my situation. They check with the San Antonio branch, who again asserted they had no records of visiting or finding any problems with my fridge.
The SPA Hq folks then declined to take further action since I had paperwork related to the service call (nor was I given any). THAT was a learning experience. They have you sign paperwork, but they give you none. Good ploy to avoid responsibility, don't let this happen to you and learn from my mistake. Demand a copy of the visit, their names/contact numbers, assessment, and their comments re future service. I learned too, my contract ran out and I will never recommend their service to anyone. I get that the Hq component couldn't resolve the he said she said, but to have a company visit my home three times, analyze the equipment three times, make claims they were going to order parts, then deny all indications of any association, that's just bizarre.
Reviewed Oct. 15, 2013
I currently have a warranty with Assurant for my refrigerator. I have been attempting to get my refrigerator repaired for the last 7 weeks. Assurant keep sending a company called Wind Service to repair my refrigerator, and they never seem to know what they are doing. I called Assurant and was told that there is nothing they can do. I have to wait. I have been waiting 7 weeks, and no one is sure as to how much longer I have to wait. I HAVE A ONE YEAR OLD BABY. It’s very difficult to live without a refrigerator when you have a baby. A refrigerator is necessary. I cannot keep wasting formula and mile every time I open a bottle. This company do not seem to understand that.
Why am I paying for warranty, service, repairs and I am not given what I am paid for. All these companies do is lie to you when you are given the contract and when it’s time to actually use the service, it automatically changes. I need someone to look into this and please help me. This refrigerator is a 7K plus. The warranty cost me approx. 1500.00 for 2 years. Now I am not getting it serviced. I still have a refrigerator that is not working. Assurant solutions basically said nothing they can do. I just need to wait... Thank you for your assistance.
Reviewed Oct. 9, 2013
I purchased a policy to cover a stove in my old house that I now rent. I called the week after Labor Day weekend. According to my tenant, the repair company came and said that they needed to order a few parts for the stove. They said it would take at least a week. Two weeks later, there was no call from the repair co. to let us know what the status was to the ordered parts or when it was coming, when they would be back, nothing. I called the repair co. several times left multiple messages and no response. Finally after a week, I called Assurant up and told them the problem I was having. They said to give them 48 hours to find out what was going on.
I gave them 72 hours. Finally I called Assurant back to find out what happened and of course no response from the specific customer service rep that I had spoke with earlier the week prior. After a day and a half, I called again and spoke with another fool at Assurant and they, of course, screwed up all the information, like the contact number, the address where the appliance was actually located and who to call to confirm appointment. By the way, they could not get in touch with the original repair company and had to reassign to another one.
Basically I still, till this moment, have not gotten the stove fixed and it's been over 3 and a half weeks (I think more). They are horrible and their customer service department is even worse. It's a joke, if I ever had a business and ran it the way they do theirs, it would be short lived. If they concentrated on details, listening and contracting competent and reliable repair companies, they would solve a majority of their problems.
Reviewed Sept. 25, 2013
This is not a complaint about the Strongsville, OH store. Frankie tried his best and delivered. I like shopping here! On 4/30/12, I purchased and bought an HP 8500 Pro for $179.98. I also purchased the printer, fax, etc. protection plan (I have the copy of the plan). On Friday, 9/20/13, my printer started squealing and would only print if I open the cartridge door and it cleaned itself (using valuable ink). I cleaned the rollers and tried everything. I called the insurance company. Nick, the tech, took me through a reset, but alas, still the same problem. Then he tried to say that since I could still use the printer... We went round and round on the phone where I would read from the warranty and he kept saying the policy for replacement, cash settlement, on-site services doesn't apply to printers. I kept telling him I was reading from the printer brochure.
Finally, he agreed to send me another printer. Then he dropped the bombshell that it would take 10-14 business days to receive it. I have just started a new company and I couldn't wait that long. He told me to go buy a new printer at Staples and then when I received the one in the mail, to return the other printer back to the Staples store. This did not sound right and a lot of hassle for me. We "conversed" some more and he agreed on the gift card (I don't know what I was thinking because I have to printers to print it). BUT it could only be for $170. Okay. But then he said it would take 2-3 days to process it. What??????!!!! I thought it over and said to send me the new printer and I would have to ship the old one back (since then I found out they don't even make that model anymore).
The printer came yesterday and I went to hook it up today. Didn't come with printhead, didn't come with cartridge in back door, not the same model or style, Clearly used and worn with labels torn off, missing plastic. Called to say it wasn't right. The tech dept. said it was Assurant's problem. Assurant said it was the tech's problem. I said I didn't care whose problem it was, because it has been clearly my problem. After talking to countless people (and me losing my cool at times), I am shipping back the replacement printer so they will issue me $150 cash settlement gift card (not $179). However I am going to the store as they said they would make up the difference in the price. NEVER BUY THIS PLAN!!!!!!
Reviewed Sept. 13, 2013
I purchased extended warranties on my kitchen appliances. When the microwave broke, Assurant could not find any record of them. The retailer faxes the receipt 4 times over a week and Assurant claims they never got the faxes. The retailer then scanned and emailed it. A week later, they still claimed they never got it. I lost it on the phone with them and much to the rep's surprise she then found the email. She told me it would take a day for data entry. 4 days later, they still have not entered it and refuse to schedule service. When I asked for a supervisor, she put me on hold and never came back. I had a similar experience with them in a different home. It took 6 weeks to get my appliance there repaired.
Reviewed Sept. 11, 2013
I have had service problems with my dryer from 7/23 to 9/11 and still has not run. The service will only come one week out and won't tell us a specific time. I have been on the phone for 15 minutes or more each time I call. They code it as repaired but when the service man leaves and we operate the dryer, there is no heat. Assurant has told us many times they are understaffed and don't know much about this model. Today , after having the 5th service call (8 included to be rescheduled), they automatically rescheduled the call to next week after we were already scheduled with them. They said they were too busy.. Why would I have to be put in line with others since I have been down since July 23rd? I should be one of the highest priority calls in the country.
Reviewed July 15, 2013
They wanted to send an unauthorized air conditioning heating contractor to fix a subzero wine cooler. Refused to send a factory authorized service provider as promised on purchase of contract. Paid to fix myself. Complained to the California Dept. of Consumer Affairs-fraud division.
Reviewed July 10, 2013
In February 2011, we signed up and paid for an Extended Service Plan, Contract No. ** Coverage 06/18/2011 through 06/18/2014. In January 2013, we received notification that our "warranty had expired on April 16, 2012 and we were without coverage for fridge." A letter was written to Service Protection questioning why we were not notified until Jan. 2013 that our warranty was cancelled. We sent copies of all significant papers, but did not receive anything in the mail regarding the problem. We made several phone calls to 800 number and it was confirmed by persons in their office that we were covered until June 2014.
Now on June 27, 2013, we again received ANOTHER notification that our coverage was again expired on April 12, 2012 and we were again without coverage. Again, this was followed up with a letter and copies of all documents on June 25, 2013. As of this date, we have not received the courtesy of a reply. I have not called the office again, because evidently this does not confirm anything. As of this time, we have been fortunate we have not had to use this service as of this date, but since we have paid for this service, we would like the peace of mind of knowing we can use it if need be. I have requested confirmation, in writing, but I don't know if we will receive it any time soon.
Reviewed July 7, 2013
Today is Saturday, July 6th. At 6:00PM, my air conditioning unit is making loud noises. I called the number for repairs. They're gone until Monday. When I initially spoke to the sales rep, I was never told that repair service was only available during business hours. I have paid them for several months and now when I need service, I cannot get it. I will be on the phone promptly to find out about this protection service.
Reviewed July 3, 2013
I called on 6/29/2013 after paying for more than 3 years on the extended warranty for service on the refrigerator. I was put on hold and finally spoke with a representative and was given an appt. for Monday, 7/1, with All Valley Appliances. Monday arrived; my son waited for the service person. There was no call so I phoned All Valley as I was told to do - they had no confirmation of a service request from Service Protection Advantage. I called them immediately only to be put on hold for more than 15 min. Olag made an appointment with another company, Active Appliances, for Tuesday, 7/2. I had to go through the description of what was wrong with the refrigerator again because she cancelled the first call.
Well, as you would guess, they called to let us know they couldn't come Tuesday. I now have another appt. for 7/3 with Active Appliances. I was told by them if any part is needed, it will take 5-10 days to get and then I need to schedule another appt. I had to toss hundreds of dollars worth of food, buy a larger cooler so that I could put the frozen food in it. I was told by the rep from Service Protection Advantage that they might reimburse me for the loss but only after they verify with the technician that the refrigerator isn't working.
Reviewed May 30, 2013
I called for service for my refrigerator and gave them my contract number, model, and serial number of my refrigerator and they said they will send someone the next day between 1-5 pm. I left work early to wait for them and they called around 3:50 pm to say that they will be 1 hour late. At 6:06 pm, I called the service dept for status on my service call and they transferred me several times because they said that they did not have a service call on record. I told them that I had scheduled them the day before with a person who seemed not to know what she was doing. I called again to confirm on the same day and they said that they did had an appointment for me for the following day.
When I called the following day on the status, no one knew about the service call and they transferred me about 6 times with all different phone numbers. They said that I had to schedule another appointment and today is Wed. and the next one will not be till Tuesday of the next week. I told them that I need it on an earlier day and the latest on the day of my appointment. They could not accommodate. The Technologist they sent originally did not know how to work on Whirlpool appliances. They only work on GE and that's the reason why they had to give me another appointment. They are not considerate of people's time and cannot fix their own mistakes.
I just renewed my extended warranty with them but will not recommend them to anyone. They are affiliated to Conn's which should be ashamed to do business with Service protection advantage. I will never renew my protection with them and will not recommend to anyone. Also, the people I talked to on the phone were rude and were at time eating while talking on the phone. This company is not trustworthy and is incompetent. I'm very tempted to go to the news media to complain publicly about them.
Reviewed May 14, 2013
I have been having the same problems with my dishwasher for over a year. The same exact piece breaks continuously. I have had service come more than 3 times within the year. To no avail, Assurant does not respect a consumer’s time. Instead of replacing my dishwasher which they can, they'd rather keep sending a technician to fix the same part and waste my time and their technician’s time. Customer service was just reading off a script, not really engaged as to the particular issue at hand. I will never use them again. It’s not worth the money.
Reviewed May 1, 2013
Since 2003, we paid a flat monthly fee to cover 5 appliances through a plan General Electric and American Zurich promoted. The plan promised no monthly increase even as the equipment aged and they would "supposedly" continue to cover the appliances. Wrong! The policy was sold to Assurant Solutions, without us being notified, back in 2009 and that's when things changed.
There is a clause that allows them to write off your equipment rather than repair it or replace it. They take a "retail" figure that they determine and divide that by the number of years it's been covered. That pro-ration is what they offer you - take it or leave it. They refused to repair our sink disposal and offered us $25! So, we were left with having to remove the defective equipment and replace it or pay for our own repair. There was one repair in 2011. That's it. They refused to repair it again.
Reviewed Feb. 28, 2013
It has been over a month now and A&E repair, which Assurant Service Contracts sends out to repair appliances that are under contract, is still inoperable. Six services on this LG dishwasher and it still leaks. LG blames A&E Repair but A&E blames LG, stating that their appliances are garbage. Assurant is of no help; they do not care. Assurant just keeps on sending out A&E to try to fix this on-going problem. Both I and my husband have lost days of work and salary due to all three corporations - LG, A&E, and Assurant. So buyers beware!
I'm taking another day off tomorrow for another repair on this LG dishwasher. The kitchen floor is ruined due to the dishwasher leak. Everyone states it's not their problem. Instead of an extended service contract on your appliances, look into an outside service company that you can depend on. Horrible service from Assurant, A&E, and LG.
Reviewed Feb. 14, 2013
I agree with the number of complaints provided in this webpage. This company appears totally dishonest in my opinion. They do not provide the service they advertise, use third world-based technicians that are not familiar with the appliances, take days to come out, never have the parts and when a repair is expensive, they pro-rate a buyout at a very cheap price, often below the yearly service fee. GE, who owns this company, should be ashamed of themselves and I for one will never use this company again and will never buy a GE produce again.
Reviewed Jan. 22, 2013
I purchased a water heater from Home Depot 3 years ago. I bought the top of the line they carry with the 12-year guarantee. On 1/1/13, it stopped working. It was not leaking, just had no pilot light on and no hot water. Home Depot Warranty Service Department called a local contractor they use and sent someone that same day, but he had to order a part, which took 4 days to arrive. The unit was repaired and working for 4 days, then stopped again. Again, no water leak, just no hot water. They came out a total of 4 trips. By now it's January 22, and I am furious. Why can't they just replace it? I have the 12-year service plan on it. The people at Assurant either don't return calls, or say they will and don't. I am furious!
Reviewed Jan. 4, 2013
While I will state for the most part this company did provide service in a timely manner, the last two times we used it the service was not as good. Next to last service, called tech did fix the issue with the range, but did not properly reassemble it so there was a gap between the range top and the control panel. The last time he was out, he left saying they had to order parts and it would take 7-10 days. As this was just before Thanksgiving and Christmas on the way, we forgot about it. When we did call in Dec. to check on it, we were told they cannot get the part and offered a buyout. They told us we could get Dec. payment refunded as well. Now, they claim they tried to call late Nov. and never reached us (we have voicemail on the phone) and they never tried again. So now they're refusing to refund a payment they stole from us for a product they knew full well was not fixable. Do not use this company. They are rip offs in my opinion!
Reviewed Dec. 12, 2012
I am now going on over 3 weeks since I called for repair to my washer. It took 10 days to even get an appointment. They sent a subcontractor who said that the board was shot and had to get authorization from Assurant to order, hence another week. He came back to replace the part - the machine was still not working. Now, he’s saying it's another part and Monday will be one month without my machine. Trips to the laundromat are costing me close to $100 at this point and my time and aggravation just dealing with this incompetence. There has to be something that protects consumers. Please help! They have no problem taking the money out of my checking account every month!
Reviewed Nov. 18, 2012
We complained to KitchenAid regarding frozen water at bottom of freezer on our 13-month-old side-by-side. They referred us to Service Protection Advantage (SPA). SPA offered us extended warranty ($319) and only 24 hours to make up our mind. We did get this service, and this is where everything went downhill. On 11/02/12, we purchased this agreement. On 11/13/12, service tech takes apart our freezer and puts all back and assures us everything is ok. Our ice maker has not worked since. We did not get a service invoice at the time of service nor do we know who was in our home (no name tag). Only that he worked for A&E Factory Service. We put in a dispute w/ credit card to try to recover our payment. Again, do not purchase this coverage (or lack of). I will be spending a lot of time with BBB and the Attorney General’s office. I hope you do not make the same mistake!
Reviewed Nov. 13, 2012
I called Service Protection Advantage for service on my dishwasher in September and was told that I needed a part which would take two weeks to get. When I called after two weeks, I was told the part was on backorder. On October 17, I was told that the part would be arriving on or about October 29. On November 8, I was told that the part was in and that I should receive a call from the service people to set up an appointment. On November 12, I called to say that I hadn't heard from the service people and was told they would follow up and contact me regarding the disposition. As of this writing, I still have not heard anything. I think I have been more than patient. (After all, it has only been two months!) SPA needs to use reliable service people if they want to stay in business! I most certainly won't be using SPA in the future!
Reviewed Oct. 22, 2012
The worst service and they lie! I have had the fridge repaired 5 times! Each time they show up, it's the same. The tech says I don't have that part. I re-upped because the ice bucket was covered and I've had it replaced 6 times! Now they tell me, "Oh that's not covered." That is a lie! If it's not covered, why would I need them? I don't! They are useless and don't help with anything. Never a supervisor because the person you speak with works from home.
Reviewed Oct. 16, 2012
I called for a repair to my refrigerator. I was told that the previous owners of our home needed to call to confirm that there were new owners. The previous owners were nice enough to do that. I called the next day to schedule the repair, only to be told that they now needed to write a letter. When I called for the address where they could mail the letter, I was told that there would be a $10 charge to change the name on the account. For what, to change the name on an account?! The CSR refused to allow me to speak to a supervisor. She also asked if I was friends with the previous owner because they could just issue a check to them and we could go refrigerator shopping together. Really?! That is your solution, for me to go shopping with the people that I bought my house from? I have now been on hold for 30 minutes waiting to speak to someone else (not a supervisor).
Reviewed Sept. 25, 2012
Failure to honor extended service plan: I purchased a Cub Cadet riding mower from Home Depot in 2006, along with an eight year ESP (Extended Service Plan) that is held by Assurant. I recently called to report needed service on the mower's steering mechanism and was told that my warranty expired in March of 2012. Since I always saved all my paperwork, I told the call center (somewhere in Asia) that eight years from March 2006 is March 2014. I was told to fax my paperwork to them and reference an "incident" number provided to me. I did just that. Two days later, I called again to arrange repair of my mower only to be told that upon review of my paperwork, it was determined that my warranty expired in March 2012.
They are wrong and having the evidence to provide they are wrong, I am taking them to small claims court. I agree with an earlier reviewer that Home Depot should be ashamed to associate with this firm - a business association that I believe is still active. I have since come to judge ESP's not worth the paper they are written on, much less the $350 I shelled out for this worthless coverage. I am looking forward to my day in court!
Reviewed Sept. 10, 2012
Refrigerator does not work. In the past 3 months, I've had to submit 4 service calls. All for the same problem: the refrigerator stops getting cold. On the last visit, the tech replaced the main circuit board and the defrost heater. Five days later, you guessed it, it was not getting cold. This is not a new issue. We have logged at least 7 calls in which a technician was dispatched this year alone. That does mean those are the only times we've had problems.
When the serviceman came out in July, he claimed he had to order parts. The estimated time of arrival was 6 weeks; a month and a half without a refrigerator. To add insult to injury, the local part warehouse had all the parts the repair company claimed to have needed. So for 6 weeks, no refrigerator. Only to have it repaired and 5 days later it quits, again! I am tired of this refrigerator and even more tired of the warranty company. Once again, my unit is on the fritz and Assurant has the audacity to send me a bill. For what?!
Reviewed Aug. 28, 2012
I paid for an Assurant solutions warranty when I purchased my computer in 2010. As a result of me complaining to Staples, they put a defective battery sticker in my box, but pretended they did not do it. Previously, (my first call) Assurant stated that I did not have a warranty and I contacted Staples to prove I purchased a warranty. During the course of over several months, I was haggled, rejected, had to pay for coverage out of pocket, with Acer Computers Corporation. Acer never told me I needed a battery. The Assurant solution staff was rude and my computer is still broken. Now they claim my battery is defective and I have to replace it because it is a consumable item.
The supervisor, William (**) was very rude as well as Daniel and other representatives. They should have replaced my computer because of the amount of repairs and due to the fact that I have to have Acer try and repair my product while they accepted the fact that I had a warranty. Their excuse for not acknowledging my warranty was because they had my warranty under a secondary number and not my home (primary number). I would like a replacement and my warranty restored, or all of my money back due to my time and convenience, as well as having to speak to rude and angry customer service operators.
Reviewed Aug. 8, 2012
I received my credit card statement for June and I was shocked to find out that under my contract no. ** for $367.89 which is 9 payments of $40.08 that you took $54.11 out in July and $54.11 in August. First of all, I am disabled and I know what I can afford a month. I need you to put this over 100 dollars back on my card and call me. Let's discuss this, I want the protection but I want the price I have in writing on my contract. If you need a copy, I will be glad to fax it to you. Please don't have me call my card and let them know I did not authorize this money. Someone needs to call me asap and also tell your rep to stop being so rude to customers. That is how you lose business, by word of mouth. Awaiting your call asap, thanks.
Reviewed July 23, 2012
I tried to schedule an appointment for a dishwasher. Successfully, that was done. Then, I got a call from the repair company to tell me they couldn’t do it until another week later. When I called the warranty company after being put on hold several times with no help whatsoever, I was transferred to a supervisor who again was no help. He was rude and told me he had answered all my questions. That is all he would say. He would not give me his first name. I went ahead and called the service provider myself and rescheduled within 5 minutes. These people are the worst! Home Depot should be ashamed that they have affiliated themselves with these people.
Reviewed July 7, 2012
My Whirlpool oven stopped working 15 months after I purchased it. Whirlpool suggested their repair and 1-year warranty for $302. Since purchasing the warranty, I have had 4 technicians out in 3 visits and they admitted they do not know why it won't work. They told me their only option is to continue to "find" the same part and install it again until they can get it to work. Clearly, that is not the solution. I talked to someone from the warranty department about getting my money back so I can purchase a new stove, it has been a month since it broke, and they told me I can only make new repair visits and let them continue to do the same thing.
When I told him I can't afford to take this much time off work, badge #** (he wouldn't provide a name), he told me that I should schedule the appointments for Saturdays because it will be more convenient! I was also told that there is no one else I can complain to and even though I was never informed of this no repair, no refund clause verbally or in writing, it is something I "agreed to" when I paid them. How about that, I thought I was paying to get my oven repaired!
Suzanne, I would like to help you. Please send me an email and include your phone number and or contract information so I can research your claim. My email address is maria.buford@assurant.com. Thanks!
Reviewed June 21, 2012
We purchased a $434.00 extended warranty from Whirlpool/Assurant for a Whirlpool washer and dryer set that was 4 years old. A technician arrived from A&E Services (complete jerk, never let them into your home). He advised the bearings were shot on the washer and that he would have to call it in to see if our warranty would cover it. He returns and hands me his phone and says “They want to talk to you." I then spoke to a person whom I'm guessing was Assurant, they never introduced themselves. He then told me they were going to refund my money for the warranty because to repair it was not “cost effective".
This means that the warranty we purchase meant nothing because when something went wrong with the washer, they decided not to honor the warranty because it cost too much for them to fix. When you buy a product and they try to sell you the extended warranty, be very careful and ask a lot of questions. This is a total scam. Please read the reviews of Assurant and A&E Services. The reviews speak for themselves.
Reviewed June 12, 2012
I spoke to your rep about the appliance coverage. There was a double oven that was not covered. I asked to have an invoice emailed to me so I could pay. There is no problem with the appliance. I also asked that he send me a statement of the appliances I have covered. He said he would email the information ASAP. I have not received the info. Please send it ASAP.
Reviewed April 20, 2012
Extended Warranty Service for Television is $1,218.17 - My TV has been giving me problems and the technician had come many times, but only to hide the issues so the warranty company does not have to repair the root cause and an expensive work covered by my extended warranty. The technician would only adjust the voltage or adjust the convergence on the screen to temporary hide the issues. The technician from Precision TV, Luis, said that the warranty company needs to repair the issue. The issue was seen during the warranty coverage period and adjusting the things he did with electrical, was hit or miss to solve the issue and now it got worse. The repairs are needed and things done previously are not working with saving cost to the warranty company. Now the cost is high and the warranty company is denying repairs.
Reviewed March 26, 2012
I noticed that my GE Profile microwave was starting to make loud, rumbling noises when the turntable was in motion. This became very annoying on or about March 19, 2011. Due to very heavy workloads and several doctor's appointments, I was not able to contact Assurant Solutions until the weekend (3/25/12), which happened to be a Sunday. The business was closed, so I had to wait until Monday morning (3/26/12) to call for service.
While looking over my warranty that night, I discovered that my 2-year extended warranty had expired on Wednesday, 3/26/12, which was a couple of days after I had decided to call for service. I spoke with "Kathy," the receptionist, who put me in touch with "Don," a Consumer Relations rep. After explaining to him what had occurred, he put me on hold to confer with his supervisor. Ultimately, he informed me that Assurant Solutions would not repair my microwave under warranty.
I tried telling him that the problem had occurred prior to the warranty's expiration and that my workload and medical appointments had delayed my call to Assurant Solutions. I went on to say that I'm notifying him only a few days past the warranty's expiration date. But he stated that his company's policy was not to repair anything past the expiration date.
I really feel that this was terrible customer service. I had made all of my payments on time and had never used their services during the warranty period. I've found that even car dealerships have honored warranties when a problem arose shortly after the warranty expires. That's called good customer service. and it demonstrates that a company cares about its customers. The infuriating thing is that this problem occurred while under warranty, yet Assurant Solutions refused to honor my claim; in effect, they're calling me a liar.
Reviewed March 5, 2012
I contacted Assurant Solutions regarding the warranty on my laptop that I purchased at Staples. Staples offers a 100% money back guarantee if you do not use technical or product support. I have never contacted Assurant regarding repairs on my product only to register and ask questions about the process for the money back guarantee and the money I paid for accidental damage would be included in guarantee.
The first rep that I spoke with told me that the money back guarantee was void because I called them about repairing my laptop and that they sent me a repair box to send in my laptop but I never sent it. Of course, I didn’t send it because I never called about a repair. The second rep that I spoke with told me that I called for the repair and not only did they send me out a return box but that I sent my laptop to their service center for repair and that he has the tracking numbers to prove it. I requested to speak with a supervisor because this is some nonsense.
One, I never called for a repair just to register my laptop and two, I am getting two different stories from their reps. This is how I know that there was fraudulent and misuse of my account and that Assurant is a rip off trying to find ways to keep from giving back the money if I don’t use their services. I kept getting the runaround from the supervisor so I asked for a corporate contact and he gave me a P. O. Box # that just happened to be the same as the address for their warranty department and he started saying that he never talks to any in corporate and that was the only information that he had when I asked him for another address or email address.
All I want is for my account to be corrected so that I can have my money back for not using their services. Next time, I will check to see who the underwriter is when getting any warranty.
Reviewed Feb. 16, 2012
Our ice maker had a bad smell and you had one of your sub contractors come out and found the compressor had some calcium build up even with our water softener system we have in the house! Kevin in their claims dept became very rude to my wife that they were not going to fix the problem due to it not being covered! It needed a new compressor. Kevin needs to first learn how to talk to a lady and customer with respect regardless how the situation arises. Real men don’t talk to ladies this way right or wrong! I just want my money back from the contract I bought that they don’t make good and now with Mrs. Kevin acting this way to my wife leaves me no choice but to turn this over to my legal counsel. You can thank Kevin for this mess! I am not your average consumer with a beer budget! Good luck!
Reviewed Feb. 2, 2012
This company is a fraud. They charged me three additional months of service. Everyone I spoke to had a different answer, and reason for the charges. Do not use this company. They are a rip off!
Reviewed Jan. 10, 2012
This is the worst experience. I started calling them in September about a few problems with Viking appliances, after buying thousands of dollars worth of coverage, and no prior claims. I had to call seven or eight times. Each call lasted for half an hour or so. It was a total waste of time. They sent terrible techs who didn't fix the problem. Now, they tell me my warranty has expired, so they won't fix what I started calling about three and a half months ago, during the coverage period. They apparently make money by making the claims process so incredibly unpleasant. You just finally give up and pay for it yourself.
Reviewed Dec. 8, 2011
Had service contract for eight years. Paid $1,150 for the eight years. Had noise. Called twice for service calls. Said "we don't fixed noise problems. Now the noise sounds like a jet engine and we were told that we would be offered $249.31 for the washer deemed "not cost effective" for them to repair.
Reviewed Nov. 15, 2011
Horrible! I paid in $2900 over the years for this contract and now that I need service, they are using the depreciation clause to say they do not want to repair the washer and they want to pay for a replacement which after depreciation comes to a whopping $167.40. So the unit cost $1,000 and we paid in to the plan $2880 and they want out. So it looks like I have to take $167.40 and wipe the Vaseline from my ass and leave.
Reviewed Nov. 7, 2011
I had a horrible experience with Service Protection Advantage plus. My washing machine has been broken for 3 months now. Service Protection Advantage plus kept sending one technicians after another and none of these technicians were able to fix the washing machine. Service Protection Advantage plus contracted Dan Marks appliance to repair the washing machine. Dan *** charged me $75 to unstack the dryer/washer so they can repair the washer yet the washing machine was not fix. Now Service Protection Advantage plus is contracting A & E appliances to fix the washing machine and A & E appliance is asking me to find someone to unstack, wait for them to repair the washing machine then bring the installer back to reinstall the dryer and the washing machine. The installation/re-installation will cost much more than what I paid for the warranty.
Reviewed Oct. 31, 2011
I called for service repair to my oven and was told my issue was not covered. When I asked to speak to a supervisor, I was placed on hold for 15 minutes and then hung up on. I called back (lather rinse repeat - same thing!). I finally was able to speak to someone who transferred me to "customer service" who told me again, my issue was not covered without even understanding the problem. Then "Tom" another person from customer service called me back and repeated at least 10 times, "what other issue can I help you with today". Saying that phrase over and over, interrupting me as I was trying to describe the actual problem I had. After multiple repetitions of this, he hung up.
Reviewed Sept. 28, 2011
In the past, I have called them and asked whether they'll remind us of the protection service when close to expire.Obviously, they didn't and my dryer broke 5 days after the insurance expired. So to make the story short, I asked the representative to transfer me to a supervisor and with a short "sure", he transferred me to full answering machine (how convenient). I called again and I spoke to another arrogant woman who was very rude and arrogant. She was giving me a ** lecture and telling me that it's not their job to notify us of expiration dates, making ** examples with car insurances. Then she said that there are no supervisor in the building that day and won't be there until Monday (five days away)! She was very very rude. By the way, I thought I was dealing with GE, what a **!
Reviewed Sept. 24, 2011
I purchased an Extended Service Contract (ESC) from the General Electric Corporation when I bought a Sony television from Video Only in Beaverton, Oregon in 2008. I called the contact number on the contract and told the extremely rude woman that answered the phone that I was having intermittent problems with the television. From the onset of the conversation, it was apparent that she had no clue whatsoever what I was talking about. When I explained the intermittent problem, I was having with the TV. Midway in the conversation this person had the audacity to tell me that, if a technician was sent to my house and he/she could not find anything wrong with the TV, I would be charged for the service call.
On the contract it clearly states the coverage is for In-Home Repairs and nowhere in the contract does it state that I have to pay for a service call if the technician cannot find anything wrong with the TV. I told the woman this and she completely ignored me and became even more belligerent. I decided there were no use and pursuing the matter further, so I hung up and called the Video Only home office in Seattle. I explained the problem I was having and the lady I spoke with told me that I would have to speak with another lady about the problem. That lady was not available so I asked that the information I had provided be given to her and requested that she call me.
I eventually was able to make contact with this lady and she told me that the Assurant Corporation was the agent for all ESC contracts formerly underwritten by GE. She said that she had called her contact with the Assurant Corporation and he had admitted that there was nothing in the contract that required me to pay for a service call if the technician could not find anything wrong with the TV. He told her that their telephone agents had been told to use this ploy (my description not his) to discourage people from attempting to obtain in-home service. I have delayed my follow-up call about the problem because I want to find out if there is a state or federal office that is responsible for oversight of this type of insurance company.
Reviewed Sept. 13, 2011
After my third service call, they still would not replace a defective part of a GE microwave that I bought. I want it to be replaced, but not with any replacement cost. I would not pay any tax or installation fee for new model, which I would have to shop for and buy. I have not been able to use the microwave, but I'm still paying for their "service." Assurant (GE service contractor) also failed to give my money back on the service contract for days (23 and counting).
I have asked to speak to a manager and got Jamie; she also refused and would not give her email, as well. I have also sent emails to Assurant Managers in Atlanta & NYC, but no one is interested in resolving this. I only am reaching the cheapest solution for Assurant. They would not even send me a check, for the token $ amount. By express mail, I have to wait, 7-14 days, for their partial payment, even though I can't use the microwave, which I have had a service contract, for several years. Not a way to treat a good, long time customer.
On Assurant's website, you can see a "Commitment to Customers" for their employees, which they have no clue about. The commitment speaks of "peace of mind" for customers. So far, I am only close to losing my mind, due to their lack of common sense.
I have had to wait an average of 3 days, for previous service calls to arrive, and been subject to an 8 hr window for their arrival, each time. On one occasion, the service provider/tech did not have the part in the truck, & had to come back. On another call, my wife had to assist him in lifting the unit from the wall, as he was alone. She does not work for Assurant, as far as I know, but she was recruited into helping, after only being out of the hospital for a short time. Great Work!
I want Assurant to schedule their service provider to install the replacement unit, which they should have provided, instead of a check! I also want tax & a call from a Manager, regarding Jamie's attitude, incompetence, & refusal to escalate my issues. This also includes my wife's situation, which was disgraceful & beyond common sense!
Reviewed Aug. 18, 2011
I called Service Protection Advantage in late July 2011 to get my washer fixed. We scheduled a repair for the 4th of August so I took a day off work. But nobody showed up. A&E Appliance Repair never got the work order and rescheduled the repair for the 10th, between 1 p.m. – 5 p.m.
The repairman showed up late (but, at least, he showed up). However, he couldn't repair the washer because he needed some parts and rescheduled the repair for the 17th, between 1 p.m. – 5 p.m. I waited until after 5 p.m. but he never showed up. So I called the Appliance Repair and they stated that the repairman forgot his tools and couldn't come. Then after a brief angry conversation, I was told that they reserve the right to re-schedule appointments and that's what they need to do.
I then called Service Protection Advantage and talked to a service representative who blamed everybody but themselves. They gave me a consumer relations representative who told me that they would be coming between 7:30-8:00. The guy showed up at 6:45 but couldn't repair the machine because it was a two-man job, something that should have been noted by the first technician.
The repair was again rescheduled for Saturday morning of the 20th even though I would miss my son’s soccer game. I called to complain at the Service Protection Advantage staff but, again, I was told that there was nothing they could do (though they had no problem cashing my check the very day they received it!).
As I was talking to the "boss," Dave (consumer relations), who, by the way, is as arrogant as you can get, he informed me that A&E just informed him that they had to cancel my Saturday appointment. He then said that they would call back to re-schedule and expected me to just deal with it if I really wanted my washer fixed.
You would be crazy to deal with the company called Service Protection Advantage!
Reviewed Aug. 8, 2011
I have an extended warranty on my microwave and called because I needed a new bulb. That was on May 31, 2011. They returned my call, set up a service call for that week and then on the morning, when they were supposed to come, they canceled because they didn't have the part. I took off from work to be home that day. They said they would call when the part came in and that was the last I heard. I called again on August 4, explained the situation and was told I would get a call back but I never did. I called again today and a time has been set for early Friday morning, August 12. I will NOT renew this warranty due to the inconvenience all these months.
Reviewed June 3, 2011
The company itself! Last episode lasted 3 months--finally we got approval to contract someone. And we paid the bill. We are looking to receive reimbursement 7-10 working days. This has been after we faxed, etc., all the required paperwork! Once they sent an unkempt, unknowledgeable individual who one would never want in one's home. There is not a repairman for us now. One lady said today (June 3rd) she would get someone and call me. They called and gave us a number to call. Guess what, we had to leave a message. Do not send money to be a member of this company! We insured 6 appliances and gave them $1200.
Reviewed March 12, 2011
We purchased a GE Profile refrigerator in 2006. At the time of warranty, we had numerous repairs. We bought the extended warranty and have had at least 15 service calls/repairs. There are loud, loud knocking noises through out the day and night. They weren't able to solve this problem, but they did replace many parts and with doing so, they drilled into our refrigerator to install a Control Board and Main Kit Board in March of 2010. Since then, we have had black mold inside the refrigerator and on the food, due to the condensation. They came out to re-seal around the connection, but that hasn't work.
They just returned on 3/11/2011 and installed a sensor, and still nothing. When dealing with the extended warranty co. they tell us it is the service co. that we should be contacting (even though they are the ones that authorized the service call) or to report to GE Consumer. We notified them and all they did was offer us a discount to buy another refrigerator! Is that what you call customer satisfaction?
Is there such a thing as The Lemon Law after this much time? I currently washed everything with bleach and water to get rid of the mold. We have documented most of our service calls/repairs and have photos/videos of the black mold. This is a major health issue and this unit needs to be replaced!
Reviewed Dec. 3, 2010
I have an extended warranty on my car. My car’s water pump went out and Aristocrat Volkswagen then called the warranty company to get authorization for the repairs. On my warranty it states parts that had to be broken in order to get to see if those were the parts they would have to open a sealed water pump. The service manager called 3 times with mechanics knowledge and told the warranty company that it was in fact one of the covered parts.
I myself called and the claims supervisor told me he did not care and how did he know the parts came from my car! I requested these parts because of the lack of professionalism in this claims department. Now I pay $141.00 a month and do not trust this warranty to be factual. I am seeking help. This man told me that there was nothing I could do and I had to pay my premiums not because if I can not get the work done that is covered. I need to be paid the money for the covered water pump and have the bill from the Volkswagen dealership that states clearly that the part was covered!
I do not know how to proceed to get out of this contract and get payment for the water pump! I was told that all conversations were recorded to make me feel threatened, which they did not. I need to know how to deal with this legally, please. I had to pay for the water pump that went out. Also, from the pump going out it caused other damage which parts of them were also covered! Some of the other stuff I had done as a precaution that the turbo motor would not burn up! I missed 3 doctor’s appointments. I rely on this vehicle to get to my doctor’s. I have no kidney.
Reviewed Nov. 20, 2010
Assurant holds the Service Warranty Insurance for Staples ESP. I purchased a 2-year service warranty contract along with the desktop computer on 02/08/2009. At the beginning of November 2010, the computer needed service. Upon contacting my local Staples (which has a well-staffed and very competent service department, EasyTech), I was told to contact Assurant and get an "Incident Number". I did so. Assurant contracts with a company out of Minnesota called MPD Parts, who sent a part out and scheduled an in-home service for the following week. The service date came and went. No service agent. Upon contacting MPD, I was told to call Assurant and to send the part back.
Upon calling Assurant, I was told there were no service agents in the area. I was given another incident number and told to take the computer to the local Staples EasyTech Service. I called the local store (Staples store 0376 - Eureka, CA) and spoke with the manager, Chris. Chris informed me that the local Staples store has had trouble with payment from Assurant in the past and that the local Staples store is not on the Qualified Service Center list with Assurant. There are some problems there and I was given a glimpse of the tip of the iceberg, as it was. Chris had me wait while he contacted Assurance. The next day, he called back with yet another incident number and told me to bring the computer in, adding that the EasyTech would call Assurant when I did bring the product in but that the local store would take the computer and repair it, regardless.
I took the computer in. The EasyTech, Matt, a very helpful young man, called Assurant while I was there. After 30 minutes on the phone with the warranty company, Matt (the EasyTech) was instructed by Assurant to send me home to await the receipt of a shipping box. And of course, I was given yet another "incident" number.
Reviewed Nov. 1, 2010
I made an overpayment on service contract renewal $47.55. They sent letter saying they would credit me or I can request a refund (letter dated 6/25/10). My first call was 7/6/10, I spoke with a rep and said I would get a check in 7-10 days. Call ref: **. No check. The next call, 8/5/10, #** I was promised again. By 9/6/10, still no check. I called again and spoke with Brittney #**. Again, I was promised but still, no check. I called on 10/7/10, spoke with Adriana. I asked for a supervisor. Unfortunately, there was no supervisor available! She will have one call back. I was then left a message by a supervisor who did not leave name and said it would be 6-8 weeks from 9/16/10. Finally, 11/1/10, I spoke with Jenae who said it would be another 6-8 weeks from 10/11/10. I have had it, they are keeping my money. This is fraud.
Reviewed Oct. 8, 2010
I called for service on my extended warranty, contract **, which expires in August 2011 for my GE Water Softener. I was given two confirmation numbers, 17540266 and 17579117, and a promise to send a services man out within 24-hours over three (3) months ago. After several calls over many weeks, I was finally told that service protection could not find a serviceman in my area and would be returning to me $287.77 for the cost of the contract.
After three months, I still have not received service repairs to my GE Water Softener, nor the return of my money. I was promised a check in the mail within 10 days in early August, 2010. It is now October 2010 and I keep getting the run-around and switched from person to person. The two main people being, "Darnell", in Claims, and "Len", Supervisor in Claims, who told me I now have to "start back from square one" that he could find no notes or information on the two above confirmation numbers that I was given. Would you please investigate and advise.
Reviewed Aug. 25, 2010
I purchased a dryer from Howard's appliance. When I purchased the dryer, I also purchased an extended 5-year warranty. After 3 years of ownership, the dryer stopped drying. I called Howard's about the warranty only to find that the GE Warranty was actually with Service Protection Advantage. I have tried to make appointments for repairs, but have been stood up 2 times. I have been without a dryer for ten (10) days.
I plan on suing. If anyone would like to join in on a class action lawsuit, please contact me at **. I asked for a physical address repeatedly from a supervisor named Joel; however, he refused to give me an address and then said they are in Costa Rica. Any one has any additional information? I waited 5 hours, without pay the first day. 6 hours the second day without pay. Had to hire a repair man out the money on the repair plus the money on two (2) warranties.
Reviewed Aug. 3, 2010
Since July 12, I have been trying to schedule a repair of my GE refrigerator. I have spoken with several managers--Joel, Tracy, and Yolanda. They all assured they would call me back, but not one did. I have had nothing but problems with this refrigerator, since I bought it. I doubt I would ever buy a GE appliance again. The freezer either melts and ruins all my food or is frosted completely. I have had to use coolers, waiting for a repairman. And the problem was never really fixed. All my fruits and veggies froze.
Reviewed April 16, 2010
Staples offered me this extended plan which was supposed to cover 100% parts and labor. I specifically asked if the battery is covered and they said sure. I called 1.5 years after my purchase to replace my dead battery and they said battery is not included in the plan because it is consumable parts. In this plan they refer to things like: knobs, remotes, cartridges, drums, etc) and when I asked where is the battery they said it is under "etc".
Something as important as battery would be in etc but not knobs and drums. A clear scam. When I asked for my refund he said we take off 10% and them 1/4 of what you paid. Steve was not willing to negotiate any better deal and was only interested to know who has given me misinformation so he can punish them. Bad management, bad customer service, bad scam.
Reviewed Feb. 20, 2010
On January 6, 2010, I made a phone call to the warranty company about a problem I was having with my Maytag refrigerator that was not cooling. I had purchased this from Home Depot. The warranty company (Assurant) called a local service company to come out and look at our refrigerator.
After waiting for a few days, I decided that the service company was not coming so on January 13th, I called back. The warranty company called another service company that did come out on January 18th. The tech said the fan was not turning and that was the problem. He told us to wait for a couple of days for the unit to stabilize and it should start cooling. It did not.
We called the warranty company back and they sent another tech out on January 21st. He discovered that there was a broken part in the freezer and there was not repair part for it. I called the warranty company to find out what was to happen at this point. They said they would have to further research the matter and let me know. At this point, my food is spoiled and I asked for reimbursement. They sent a check for $200.00. The situation looked promising at this point. I called the warranty company again and reminded them that I had been without my refrigerator for more than 15 days. I was told that they were still looking into the matter. February 15th, I still have no reimbursement for my refrigerator. I personally believe this is some sort of stall tactic in not wanting to honor the contract.
This has convinced me that I will never purchase an appliance or a warranty from Home Depot again. I will not hesitate to let anyone know of the experience I have had with the warranty company contracted by [Home Depot]. I’m still waiting for refund since January 23, 2010.
Reviewed Feb. 1, 2010
In late October 2009, my Miele washing machine failed. It was determined that the drum froze up. It was insured by a service contract dated 01/2006 [American Bankers Insurance Co of Florida, div of Assurant] and renewed 03/2009. Premiums of $800 plus were paid to cover a Miele washer. Three different appliance service companies determined that it was not repairable and a replacement was needed. The insurance company wanted to offer $872, later moved up to $1399.20.
They claimed that they based this on a replacement of a Bosch washer with 80% of life left. My contract says "replace with like, quality and functionality." No depreciation is in the contract. The Bosch is not a Miele in any way. A Bosch costs $1,500 and a Miele costs $2700. The Miele is built to last for 18.5 years average and a Bosch 12.8 years average. I paid insurance on a Mercedes not a Chevy. Three months without a washer and nothing but runaround by Assurant Solutions. They should be barred from doing business with the public and charging premiums for what they do not intend to pay claims
Reviewed Jan. 20, 2010
I bought an extended protection service warranty for an ATV purchased from McCune Cycle World in Mansfield, Ohio. The protection was purchased in Dec. 2005. If after four years, no claims were made, the full purchase price minus an administration fee would be refunded. The purchase price was $632. Four years have passed and I am attempting to recover the fee without much luck. All the necessary papers were sent in a timely fashion via registered mail. As of today, Jan. 20, 2010, the return card has not been returned, and we have not heard from Assurant Pro.
We understand from the Better Business Bureau that there have been other problems with the Matrix Group. How do we go about recovering the $632 due back to us? Is it possible for us to recover the fee for the warranty from McCune Cycle World, as they were the selling agent for Assurant Pro/Matrix Group? When dealing with McCune in November regarding the warranty, they assured us that Assurant Pro would handle the claim at the end of the warranty period, which would be December 2009.
McCune knew there were issues with Assurant Pro but they kept quiet. I feel that they should be held responsible in some way since they said at the time of purchase of the warranty that we could not lose. Now, look at what has happened. The time limit for claims is soon expiring, and I would like to be advised as how to proceed.
Reviewed Jan. 13, 2010
The appliance company was contacted the beginning of November to repair a furnace on my 2001 home. They have yet to fix the repair almost a season later. The company they have contracted is difficult to contact and has not kept appointment times. The company they contracted has difficulty troubleshooting the problem and has been to my home 5 times. Assurant Solutions has failed to return my calls and refuses to refund me or credit me for the problem stated. The company also is now telling me that it is the manufacturer’s problem to replace specific parts. I have five children ages 3-9 in my home along with two adults who have suffered the cold weather. Temperatures were in the 20s during nights and early mornings with no heat in my home. Many attempts were made to the contractor and insurance company to resolve this and still have yet to be done.
Reviewed July 15, 2009
I purchased a TV from Circuit City in September of 2008. With the TV, I also purchased a 3-year protection plan upon being told by the salesperson that if anything happens to the TV, it will be fixed or replaced. In June of 2009, there was a problem with the TV. While watching the TV, the picture went black and a crack ran through the upper right corner of the screen. When I approached the TV, it was extremely hot. I called the number provided for Assurant solutions, who took over responsibility for Circuit City protection plans and was told that I had to contact the manufacturer since the TV was less than a year old. I contacted Element (the manufacturer) and was told that the Circuit City plan overrides the manufacturer warranty.
I then contacted Assurant Solutions once again on July 1, told them what happened and was told that I would be contacted in order to make an appointment for service. A few days later, on July 6, I answered my phone and a recorded message told me that I would be contacted with 24 hours to set up the appointment. I waited a few days and was never called. On July 10, I called the number that they gave me and was given an appointment for Monday, July 13, from the hours of 11AM-1PM. No one ever showed. I received a phone call later that day confirming the appointment for Tuesday. When we corrected them, they finally showed up at 5PM. Two men showed up at my door, looked at the crack in the screen, attempted to turn on the TV without it even being plugged in, wrote down the model and serial number and left. Not once did they even attempt to open the television to locate the cause of the problem.
The next day, July 14, I contacted Assurant Solutions again, told them what had happened and requested that a different technician be sent to check the TV since the first one didn't even properly look at the problem and I felt that he was not competent as he didn't realize that the TV was unplugged when he attempted to turn it on. This was when Miriam told me that they had made a mistake sending a tech out in the first place since they were not responsible since the TV was under a year old and it should still be under manufacturer's warranty. I told her that was not the case. My receipt clearly states that the protection plan is valid starting from the date of purchase, 9/20/08, and that I had contacted the manufacturer and they told me the same. She refused to help me any further and continued to repeat that I had to contact the manufacturer.
I called the manufacturer and they contacted Assurant Solutions and included me in the conference call. Cynthia, from Assurant, then confirmed that Assurant is responsible for the warranty and offered to help. Cynthia then put me on hold, the representative from the manufacturer then hung up the phone and when Cynthia came back on the line, she told me that they would not be able to help me. The technician reported that the screen was cracked and the plan I had purchased did not cover accidental damage. I told her that this was not accidental damage. The TV was not harmed or damaged in any way by us. There was something faulty in the television that caused us to lose the picture and the unit overheated causing the crack. She kept insisting that it didn't matter how the crack got there or what caused it, the fact that it was cracked at all placed it under the category of accidental damage and we were not covered.
Again, I asked that another technician be sent to us. Any experienced technician who looks at the TV properly would be able to inform them that no accident caused the damage and that there was something faulty or defective in the TV which caused the problem. She insisted that any crack in the TV, regardless of the cause, even if the wiring or other components of the TV were faulty and caused the crack, they would do absolutely nothing to help.
Reviewed March 13, 2009
I purchased a Sony VAIO laptop from a CompUSA store back in 2006. In addition, I purchased a 3-year extended warranty. My battery has recently expired and I called to request a new one which should be covered in my plan. The laptop was purchased on 3/11/2006. I called to request the battery on 2/26/2009. The Assurant reps could not locate any record of my purchase and requested that I fax them a copy of the original receipt. I faxed them a copy but still they have not been able to accommodate my request and is still saying that they have no record of my purchase. This computer has been serviced twice prior; a disk crash in 2007 and display problem in 2008... So for them to say that they have no record is just amazing to me. I have called seven times since the first call and have made no progress. I've paid for a three-year warranty and am entitled to my battery for my laptop.
I was told to fax the original receipt with the following information: Attention: Data Entry, Incident number ** and my name. I was told to give them up to 5 business days to retrieve the fax. It was first faxed on Tuesday, 3/2/2009. My follow-up call was on 3/9/2009 and I spoke with Cody (**). He again said that no fax was received and asked that I fax the receipt again and call back. I faxed 4 copies that same night.
I called again on 3/12 and spoke with Cynthia but her computer was down and she could not work with me; however, she asked me to immediately call back and another agent should be available to assist. I called back twice and only Cynthia answered both times! She tried to assist however but could not provide much due to computers being down. Any assistance with this matter would be really appreciated. Thank you.
Assurant Service Protection Advantage Company Information
- Company Name:
- Assurant Service Protection Advantage
- Website:
- www.serviceprotectionadvantage.com