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Assurant Service Protection Advantage Reviews

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1,130 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.

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About Assurant Service Protection Advantage

Assurant is an appliance protection program with low deductibles and a short waiting period. Assurant’s plans cover a variety of home appliances, and you can create coverage based on your products and the types of damage you want covered.

Visit www.serviceprotectionadvantage.com/spa
Pros
  • Transferable coverage
  • Monthly payment options
  • Short waiting period
  • Low deductibles
Cons
  • Varying costs
  • No upfront pricing

Helpful Reviews

Dallas, TX
Verified purchase
Got great service. Technician was friendly and on time. Needed to replace the control board and front left burner switch. The needed parts were ordered and were delivered to my do...

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Hialeah, FL
Verified purchase
My refrigerator door would not close by itself. The repairman, Osvando, (nice guy) arrived on time, knew immediately what the problem was and within a half hour, the problem was fixed!

Read more

What is Assurant service protection?

Assurant’s service protection is an appliance warranty program you can purchase for appliances when buying a home. It extends the life of a manufacturer’s warranty, covering functional parts and labor after the warranty expires.

With Assurant service protection, 100% of functional parts and labor are covered if you submit a claim. This does not cover problems due to random acts of nature, cosmetic damages or issues caused by power outages. All services are completed by reputable technicians, and plans can be transferred to a new owner if you move before your protection is up.

How does Assurant service protection work?

With Assurant service protection, homeowners create a plan centered on which appliances they want covered — typical selections include stoves, refrigerators, dishwashers, washing machines and TVs. You can choose to cover up to nine appliances with one plan, though your products must be no more than 15 years old.

After choosing your plan, you can sign up for coverage that's effective within 48 hours if the product is under manufacturer's warranty or 30 days if it isn't. Then, in the case of an appliance malfunction, you file a claim and wait to receive care from Assurant’s network of authorized specialists.

Assurant service protection costs

The price of an Assurant service protection plan varies based on a few factors, including where you’re located, the product type and brand and when your appliances were installed. For example, a three-year plan for a side-by-side GE refrigerator installed in July 2020 in Kansas City costs $402.33, while a Frigidaire dishwasher installed at the same time in the same city runs $218.85 for a three-year plan.

You can save on the overall cost by purchasing more years of coverage. Assurant also offers the option to pay in four installments. Its plans include a $50 deductible.

Assurant service protection FAQ

Is there a waiting period for Assurant service protection?
If your product is still under warranty, your appliances can be covered in under 48 hours. If your product is no longer covered by the original manufacturer’s warranty or your service contract has expired, your new plan will start 30 days after purchase.
What systems does Assurant cover?
Assurant covers all functional parts and labor costs if a protected item fails. Products available for coverage include refrigerators, small kitchen appliances, microwaves, washers, dryers, dishwashers, freezers, ovens, ranges and cooktops less than 15 years old and TVs less than 10 years old.
Is Assurant service protection available everywhere?
According to the website, Assurant has a vast network of technicians, so service should be offered widely. If no technicians are available in your area, you can ask for a refund.

Still have questions?

Is Assurant service protection worth it?

Assurant is a well-known name in the insurance industry, and its service protection program could help you save money on repairs. With multiple coverage options, plus protection for up to nine appliances, it’s simple to tailor a plan to each homeowner. While upfront pricing isn’t available on its site, its quote tool lets customers calculate expected costs in their area. And, with little to no waiting period for coverage for most products, Assurant offers faster protection than many other options.

Assurant Service Protection Advantage Reviews

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    Page 1 Reviews 0 - 35
    Verified purchase
    Staff

    Reviewed Nov. 4, 2026

    My experience was fine as well as the repairman. There wasn't anything he could do since the machine was not built to fill up even halfway, resulting in me having to do only small loads at a time, thus destroying any chance of saving water or electricity. Government regulations have destroyed the reliability and efficiency of appliances.

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    Assurant Service Protection Advantage
    Response from Assurant Service Protection Advantage

    We're glad to hear that you were satisfied with the service provided by the repairmen. Thank you for taking the time to provide your feedback.

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      Verified purchase
      Punctuality & SpeedStaffTransparency

      Reviewed Oct. 15, 2026

      The technician was knowledgeable and explained exactly what he was doing, and what the problem was. I only needed to wait a few days after scheduling the appointment. My washer was repaired quickly and I really appreciated the careful explanations by the technician. I am completely satisfied and very, very pleased.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      Thank you for sharing your wonderful experience with us! We're delighted to hear that the technician was knowledgeable and took the time to explain the repair process clearly.

      Verified purchase
      TechPunctuality & SpeedMaintenanceStaffEase of Use

      Reviewed Sept. 11, 2026

      The repair service was a rewarding experience. Scheduling the repair was quick and easy; website totally user friendly. The window of time was pleasing.

      The serviceman arrived within the window of time. Diagnosed the problem upon first examination. The needed part was in his van. Within 15 minutes of his arrival, the problem was solved. Needless to say, I am thoroughly satisfied!

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We're happy to hear this! Thank you for taking the time to share your experience with us!

      Verified purchase
      StaffEase of Use

      Reviewed Sept. 4, 2026

      I found this website easy to use. I should point out that there was information I needed to know, but because I kept everything handy, the process was very smooth. As a 76-year-old man, I sometimes find websites something to dread. This was easy.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We're delighted to hear that you found our website easy to navigate, especially since smooth access to information is important. We appreciate your feedback!

      Verified purchase
      Customer ServiceContract & TermsTechPricePunctuality & SpeedMaintenance

      Reviewed Sept. 4, 2026

      When your washer goes out immediately, you panic. I found the number for my warranty service plan. Call them, and they scheduled me an appointment. I did not have to look for a person. It was automatically assigned, which I really appreciate the first time the person came out he looked at the washer said he needed to order part told me how long it would be before it was in. It would be sent to my address directly after I received it. I did have to call and reschedule an appointment. I am very grateful to have the warranty because the repair service and the part would have probably cost me more than a new washer. I highly recommend recommend a warranty plan.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      Thank you for sharing your experience and recommending our warranty plan. We're glad to hear that the scheduling process was convenient and that having the warranty provided significant savings.

      Profile pic of the author.
      CoveragePricePunctuality & SpeedRefunds & PayoutsStaffBilling

      Reviewed Nov. 9, 2026

      We purchased an extended warranty from Assurant on a riding mower from Lowe's in late June 2026. Four months later the mower would not start, battery was dead and would not recharge. I filed a claim and the mower was picked up for service. Two days later I was told the battery and hardware were not covered under the extended warranty, as they were considered "cosmetic' items. To me a cosmetic item is something you can do without, which is not at a description of a battery on a gas powered riding mower. I was told by the Assurant Rep and Supervisor that I would be reimbursed for 50% of the cost of the parts up to $100.00.

      Which is not very helpful for a repair bill estimated to be around $336.00. I'm thinking the purchase of the warranty was a waste of money.

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      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We’re always looking for ways to improve the customer experience, and we’re sorry if we’ve let you down. If you need further assistance, please reply to the private message we’ve sent to your inbox so we can assist further.

      Resolution In Progress
      Profile pic of the author.
      TechPricePunctuality & SpeedStaff

      Reviewed Nov. 4, 2026

      Good luck getting service. Had two appointments both confirmed and at the last 30 min of the window of tech arrival you get an AI text that says they won't be coming today. To talk to a real human is next to impossible, and the AI system is worthless. Now, after finally talking to someone, they say they are going to locate another third-party service provider, which will take another 2-3 days or longer. I will never buy an Assurant warranty again. Don't waste time, thought, or worry if the extra warranty is worth buying. Do yourself a favor: buy something with the least amount of plastic, electronics, and glitter & flash. Go simple and basic. Don't think this bell and whistle is great; gotta have it, the extra warranty will help. No, they don't care what problems it causes you. Assurant does not respect your time nor the problems they fail to help with or further cause.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We strive to continuously enhance our customer experience, and we're sorry if we've disappointed you. If you need further assistance, please reply to the private message we've sent to your inbox.

      Resolution In Progress
      Verified purchase
      Staff

      Reviewed Nov. 3, 2026

      When needing repair in the past the technicians always showed up on time and finished the job in a timely manner.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We’re glad everything worked out well for you. Thanks for taking the time to share!

      Verified purchase
      Customer ServiceRefunds & PayoutsMaintenanceRates

      Reviewed Nov. 2, 2026

      I’ve paid my warranty which offers replacement. I have been in touch with Assurant. They finally loaded the MC but it was declined. Now I have to call them to fix the problem. I’ve been without a washer and dryer since October 15/26. Outrageous customer service. On a scale of 1 - 10, 1 being the lowest rating, I rate their customer service a “1”.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We apologize for the difficulties you've encountered with your warranty service. Please check your private messages, as we'd like to acquire further details.

      Resolution In Progress
      Verified purchase
      Contract & TermsPriceValue

      Reviewed Nov. 1, 2026

      I'm glad I purchased an agreement for our appliances through Assurant protection, it is well worth the money when needing major repairs to your appliances so after 6 years and 2 repairs I am very pleased with my plan with Assurant Service.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      Thank you for sharing your positive experience with our service plan!

      Profile pic of the author.
      CoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBilling

      Reviewed Oct. 31, 2026

      Assurant Service Protection is pocketing consumer money for service contracts they completely fail to deliver. I paid $500 for an extended warranty administered by Assurant for a $600 dishwasher. When the appliance broke down, Assurant completely defaulted on their legal obligation. Their technician network is an absolute joke. They repeatedly no-showed, missing multiple scheduled appointments without a word. The single technician who did briefly step into my home performed zero actual diagnostics or repairs, pushed a single button, and left immediately.

      Because Assurant completely failed to fulfill their duty to provide a functional repair network, Lowe’s had to step in and issue a gift card to cover the replacement cost of the machine. Now, Assurant is hiding behind a technicality loophole—claiming my $500 service contract is "fulfilled and closed" because the physical machine was replaced.

      Let's be perfectly clear: the replacement gift card only covered the cost of the broken asset. It did not refund the separate $500 I paid exclusively for a repair service that Assurant completely failed to provide. Assurant broke the contract due to their own lack of technicians, yet they are keeping my $500 anyway. This is a predatory business practice. I have already launched a formal dispute with my credit card company and filed an official investigation with the BBB. Do not buy any protection plan that is administered by Assurant.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We apologize for the distressing experience you've had with your warranty service. Please check your private messages, as we'd like to acquire further details.

      Resolution In Progress
      Verified purchase
      Maintenance

      Reviewed Oct. 28, 2026

      Broken washing machine since Sept 10, 2026. Three times Bodewell service guys have come out (Luis on 9/17 & Joel on 9/30 & 10/23) and replaced multiple parts & it’s still NOT working. Bodewell cancelled my appt for 10/14 & Assurant cancelled my case. Old Case #**. New Case #** (Luis provided). I’m 74 years old on a fixed income with a washer under warranty & can’t get it fixed or at least compensated to purchase a new machine!

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We’re sorry for the inconvenience. We’ve sent you a private message for additional details so we can escalate your concerns to the appropriate team. We appreciate your feedback and the opportunity to look into this further.

      Resolution In Progress
      Profile pic of the author.
      TechPunctuality & SpeedRates

      Reviewed Oct. 26, 2026

      They may be great for cities, but rural is the worst. I will never waste my money with them again. They have no options but A&E Service which is Sears. Sears used to be good decades ago, but I would not rate them 1 star. Our 6yr GE front loading washer quit dispensing softner. No water flowed through dispenser during rinse, only through detergent and bleach tray to flush as is supposed to happen. I suspect solenoid.

      1st I lost a while day of work waiting for them to no show. Unable to contact them due to automation. Finally got text message at 8:30 pm informing me they would have to reschedule. Rescheduled for following week. Showed up, eventually determining bad motherboard. Got part in, and scheduled. Again after all day off work waiting, got text message they would have to reschedule. Next week tech came out and installed board. Did not test as he stated his job was only to install board. Did not fix issue. They cannot find any other repair service to come out. I found 1 30 minutes from me, but I guess probably a reliable service, therefore they can't use them.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We appreciate your feedback and are always looking for ways to improve our customers’ experience. We’re sorry we fell short of your expectations. If there’s anything further we can assist with, please reply to our private message.

      Resolution In Progress
      Verified purchase
      Staff

      Reviewed Oct. 26, 2026

      It does not fill no more then 6 inches of water and this does not help me w/ the 6 to 7 pants or a comforter. I have to to finish filling w/ the water hose to be able to wash a big load. I would really appreciate if something could be done about this. They have been out here three times and all they do is reset whatever it is that gets reset, but still the same thing.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We’re sorry your experience did not meet your expectations and appreciate the opportunity to learn from your concerns. If you need any further assistance, please reply to our private message.

      Resolution In Progress
      Verified purchase
      Staff

      Reviewed Oct. 23, 2026

      Sent several unqualified repair technicians. Caused more damage. Then said unrepairable.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We’re sorry to hear about your disappointment and appreciate you sharing your feedback with us. If you need further assistance, please reply to the private message we sent to your inbox.

      Resolution In Progress
      Verified purchase
      Refunds & Payouts

      Reviewed Oct. 21, 2026

      The service with this warranty company does not meet the standards that I am accustomed to. It is unacceptable and able to speak to a live person who knows anything. AI, I’m sorry, doesn’t cut it and able to get contact information. had no notification in regard to supposedly the gift card, which is not acceptable with me. I want the refrigerator repaired. which was not done.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We apologize for the inconvenience you have experienced. For assistance, please reply to the private message we've sent.

      Resolution In Progress
      Verified purchase
      Staff

      Reviewed Oct. 17, 2026

      The service technician was professional and told us what he did.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      Thank you for sharing your feedback. We're pleased to hear that the professionalism and communication met your expectations.

      Verified purchase
      TechPunctuality & Speed

      Reviewed Oct. 16, 2026

      8 weeks of dealing with AI screening, poorly prepared servicemen, 8 wasted days of waiting for them. Wrong parts sent, wrong parts brought, parts not available. There was horrible coordination between the AI unit and Sears Repair.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We regret to hear about the difficulties you've faced. To ensure your situation is addressed, please reply to the private message we've sent.

      Resolution In Progress
      Verified purchase
      Staff

      Reviewed Oct. 9, 2026

      Andre, my repair technician, was on time, very knowledgeable, easy to work with, on time and had the part I needed on his truck. I’m very pleased!

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      Thank you for sharing your positive experience with us!

      Verified purchase
      Staff

      Reviewed Oct. 8, 2026

      Excellent service. Technician was very courteous and very knowledgeable.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We appreciate your kind words! We're happy you had such a positive experience with our service.

      Verified purchase
      Maintenance

      Reviewed Oct. 8, 2026

      GE repair man knew exactly what to do to fix issues.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We're happy to hear you had a 5-star experience.

      Customer ServicePunctuality & SpeedMaintenance

      Reviewed Oct. 6, 2026

      I can't believe that anyone has had a positive experience with this company. We are ready to throw our stove out the window. Long, boring story short, over a period of 7 weeks the repair person cancelled at the last minute 4 times, and one no-show. Endless calls do not get someone to our place. They just keep rescheduling us - trying to wait us out, I guess. Don't use them!!!!

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We sincerely apologize for the repeated cancellations and lack of effective communication you've experienced. Please check your private messages, as we'd like to acquire further details.

      Resolution In Progress
      Customer ServiceTechPunctuality & Speed

      Reviewed Oct. 4, 2026

      Well, it has been twelve day days now without a refrigerator. Service protection, after the first visit, initially said, 'it will be 3-5 days to order parts.' Then he will come back. This was on September 23. I called a week later, and got the following: "After reviewing your claim with the service provider, we have found: The servicer received authorization for parts / repair as of 9/29/26." Another 7-10 days without a fridge. This is crazy. A fridge is one of the most important parts of a home. Well, It is now Oct 4. No parts have arrived. Did this request just sit on someone's desk? Or is it still sitting on their desk?

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We’re sorry to hear about the delay with your case. A private message has been sent requesting additional information so we can ask our internal partners to review your experience in greater detail and better understand the status of your claim.

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffCommunication

      Reviewed Oct. 2, 2026

      NO Communication about the issues or what would be covered & not covered. The service rep can out once & said he had to order an igniter & left 2 months later he came out & said mice had chewed the wiring & he would order the part. No other communication until I call the repair company and their was buy an new oven. I will not purchase a service plan from Lowes ever. COMMUNICATION IS IMPORTANT about what it would cost outside the service plan.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      Thank you for sharing your feedback with us. We’re sorry to hear that your experience did not meet expectations. Your feedback is important and helps us identify opportunities to improve. If you could, please reply to the private message we sent to your inbox, and we'll be happy to help.

      Verified purchase
      Punctuality & Speed

      Reviewed Oct. 2, 2026

      Our request for service was quick and professionally handled. The replacement product was perfect, with genuine parts.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      Thank you for taking the time to share your experience. Feedback like yours lets us know we’re delivering the quality and care customers deserve, and we truly appreciate your kind words!

      Verified purchase
      Customer ServiceRefunds & Payouts

      Reviewed Sept. 24, 2026

      My washer was not fixable. After 2 weeks I finally received a notice of a pro-rated refund on a gift card to be used at the GE online store. I don’t like to be forced into using that option. I want to see the a crisp appliance at a retail store. The response from Assurant was over 2 weeks, too long! I want the amount of the gift card sent directly to me.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We value your feedback and are always looking for ways to improve our customers' experience. We're sorry if we fell short of your expectations. If there's anything further we can assist with, please reply to our private message.

      Verified purchase
      Staff

      Reviewed Sept. 15, 2026

      The technician arrived on time, was professional and did the job well.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We're pleased to hear that your experience was a positive one! Thank you for taking the time to share your feedback and for recognizing the technician's efforts.

      Pauline increased rating by 4 stars.
      CoveragePriceRefunds & Payouts
      After a positive interaction with Assurant Service Protection Advantage, Pauline increased their star rating on Sept. 17, 2026.

      Updated review: Sept. 17, 2026

      They have wonderful customer service and are very responsive.

      Original Review: Sept. 15, 2026

      I canceled within 30 days and they made sure I was charged from the when I signed up. They say they fully refund you but they don't. I was already covered under another plan.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We sincerely regret hearing about your situation. Should you wish to discuss your concerns with our internal team, please respond directly to our private message so we can escalate this matter.

      Verified purchase
      Customer ServiceTechTimeliness

      Reviewed Sept. 15, 2026

      Matt came out from AJ's Appliance (third repair guy) on 8/19/26 reinstalled dish washer. Have used it one time. So far so good, however he did not take pictures of my damaged counter top from me. Said it was in his report. Said I should get an email in two days. No response. Until now., I hope repair holds out. Would like a copy of his report and a response about repair of countertop ASAP. Have sent several pictures on prior claim that was for the same problem.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We apologize for any inconvenience you've encountered regarding your case. Please check your private messages, as we'd like to acquire further details.

      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed Sept. 8, 2026

      Quick and friendly response. Excellent repairman. Job well done.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      Thank you for taking the time to share your feedback!

      Billing

      Reviewed Sept. 4, 2026

      They are the worst appliance warranty company in operation. I'm done buying warranty from Home Depot. They told me they bought, billed me 3 months after. They're scammers. Rubbish!!!!

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We're sorry to hear about your experience and would like to see if we can help. We sent you a private message asking for further details.

      Profile pic of the author.
      Customer ServiceTechPunctuality & SpeedMaintenance

      Reviewed Sept. 2, 2026

      I have a three year Assurant protection plan on my two year old washing machine through Lowe's and it is broken. Trying to make an appointment for a repair has been the worst customer service experience of my life. First Lowe's booked an appointment with a local provider that the provider was not able to honor. The email I received from Lowe's about the appointment didn't say anything about it being subject to confirmation by the provider, it just said the service was booked.

      The service provider is not able to reschedule for a day I will be available within the time frame of the service ticket. Lowe's customer service has told me I can call the service provider and cancel the ticket so that they can reschedule, but they can not be sure that whatever service provider they schedule with next will be able to honor the appointment they set up or that the appointment will be on a day that I am available. I have also been promised a phone call from a customer service supervisor two days in a row and no one has called. This is absolutely unacceptable. What will your company do to make this right?

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We sincerely regret the difficulties you have encountered. According to our records, this matter has already been escalated through your message on Facebook. Kindly refer to our response on that platform for the subsequent steps.

      Verified purchase
      Punctuality & SpeedStaff

      Reviewed Aug. 30, 2026

      Terrible, time consuming and waste of time to deal with agents in Philippines and even supervisors that don't do much except stalling the cases that needed to write a Demand letter and still be waiting.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We sincerely apologize for your negative experience. If you would like us to review your case again, please respond to our private message.

      Verified purchase
      Customer ServiceCoverageMaintenanceStaff

      Reviewed Aug. 29, 2026

      The technician called before he arrived, and he was here in the time frame he said that he would be. I explained the problem, and he went right to work. He found the problem and replaced the offending part.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We're happy to know you were satisfied with your experience. Thanks for the feedback!

      Verified purchase
      CoveragePunctuality & SpeedMaintenanceStaff

      Reviewed Aug. 26, 2026

      I purchased a Lowe’s Protection Plan for my refrigerator specifically for peace of mind if a major problem occurred. Unfortunately, when I actually needed the plan, the experience was extremely disappointing. My refrigerator completely stopped working after already experiencing other problems, including freezing food and making unusually loud noises. Lowe’s scheduled a service appointment, but the technician arrived an hour and a half after the appointment window. He did not have the part needed to repair the refrigerator and determined that a new motherboard needed to be ordered. The part is not expected to arrive until Friday.

      As a result, I am expected to go without a working refrigerator for at least five days, assuming the part arrives on time and actually fixes the problem. Given the refrigerator’s multiple existing issues, I also have serious concerns that replacing the motherboard will provide a reliable long-term solution. Going five or more days without a refrigerator is not a reasonable solution for my household, so I purchased a new refrigerator from Lowe’s. I asked Lowe’s to provide a credit toward the replacement rather than continuing to spend money repairing an appliance that has already demonstrated multiple problems. They refused.

      I paid extra for a Lowe’s Protection Plan because I expected meaningful assistance when a major appliance failed—not to be left without an essential appliance for nearly a week while waiting for a possible repair. I would like Lowe’s to provide a reasonable credit toward the replacement refrigerator I purchased from Lowe’s. Based on my experience so far, I cannot recommend the Lowe’s Protection Plan.

      Thanks for your vote!
      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We regret to learn about your experience and would be pleased to request our internal team to conduct a thorough investigation. A private message has been sent to you to request additional details.

      Profile pic of the author.
      Customer ServiceTechPunctuality & SpeedRefunds & Payouts

      Reviewed Aug. 25, 2026

      6/25/26 - claim started
      6/26/26 - claim approved, but company was unable to locate service provider and emailed me to find my own in the area
      6/27/26 - 7/30/26 - spent my own time searching and finally located service provider to do the work with my busy schedule and managed to complete the work as indicated in the email sent on 6/26/26
      7/30/26 - invoice emailed to the appropriate email address with all the necessary components of the approved work, reply email stated 5 business days to hear back
      8/6/26 - called customer service and was told I would hear back by 8/7/26 (never heard back)
      8/15/26 18:23 - Phone call with William with customer service. Stated to contact the previous email again, because that’s all that could be done at this point since my claim was locked in review and the only people that could triage it were higher up than customer service so basically nothing could be done. I went ahead and re-emailed my claim info/invoice of the work.

      8/24/26 - still no reply back on getting reimbursed for my claim, called customer service on the phone and was basically told to keep sending my forms to the email over and over and that somebody was bound to eventually reply. Sent my claim invoices again.

      My claim remains locked in purgatory and so am I, having to deal with this over and over when it’s a pretty straightforward appliance repair. Fridge door seal failed. In hindsight, I could’ve just done this work on my own and not used this warranty service and saved myself much more time and money. Would recommend highly against getting a service plan with them. Based on the timeline and facts stated above.

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      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We're sorry to hear about your case and would like to see if we can help. We sent you a private message asking for further details.

      Customer ServiceSales & MarketingMaintenanceStaff

      Reviewed Aug. 24, 2026

      This is a total SCAM. I called and their system was down. They told me to call back... When I called back, they said they couldn't help me because I had booked someone to come. Yes, I did because my fridge was broken. Service was a joke. DO NOT USE THIS SERVICE.

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      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We are committed to continuously enhancing our customer experience and regret any disappointment you may have encountered. We have sent you a private message for more details so we can escalate your case to our internal partners and ensure someone follows up with you promptly.

      Verified purchase
      Staff

      Reviewed Aug. 23, 2026

      Had a great experience and our technician was very friendly and helpful. Found the problem right away, ordered the new part and was fixed within a few days. He also figured out why our ice maker wasn't working. Thank you!

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      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      Thank you for sharing your wonderful experience with us! We're delighted to hear that our technician provided friendly and efficient service, quickly diagnosing and resolving the issues with your appliance.

      Verified purchase
      Punctuality & Speed

      Reviewed Aug. 21, 2026

      Great tech; he was on time (he was ahead of time). The work was completed fast; no wasted time.

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      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      Thank you for sharing your positive feedback. We're thrilled to hear that the technician arrived early and completed the work efficiently.

      Verified purchase
      Staff

      Reviewed Aug. 20, 2026

      This company's reputation is all about their technician Chris. Chris is knowledgeable, Professional and I wish we could clone him because every company needs a Chris.

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      Assurant Service Protection Advantage
      Response from Assurant Service Protection Advantage

      We're pleased to hear you had a positive experience. Thank you for sharing!

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      Assurant Service Protection Advantage Company Information

      Company Name:
      Assurant Service Protection Advantage
      Website:
      www.serviceprotectionadvantage.com