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HomeSafe Reviews

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Edited by: Morgan Cutolo

About HomeSafe

HomeSafe is a home warranty provider that offers three customizable plans for homeowners. HomeSafe has a relatively short 25-day waiting period for coverage and a low service fee compared with the industry average, and you can choose your own licensed contractors for repairs. To sign up for a plan, you have to call the company directly.

Visit homesafe.com
Pros
  • Customizable plans
  • No annual price increases with continued coverage
  • Short waiting period
  • Ability to choose service tech
Cons
  • No cost details on website
  • Not available in California
  • Phone call required for sign-up

Review Summary

✦ Generated by AI from verified reviews

Reviewers praise HomeSafe's contractors and broad coverage above all. Customers describe friendly representatives, fast claim handling and fair pricing across appliances, HVAC and plumbing. A small number mention aggressive sales calls, but most call HomeSafe dependable and easy to work with.

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Reviews powering this summary

✦ Generated by AI from verified reviewsAbove industry average

Customers describe HomeSafe's claims as fast and straightforward. Many file with a single phone call and report quick approvals. A few mention slow follow-up on individual claims.

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Reviews about claims

✦ Generated by AI from verified reviewsAbove industry average

Reviewers describe HomeSafe's coverage as broad and easy to understand. A few mention specific exclusions discovered after signup.

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Reviews about coverage

✦ Generated by AI from verified reviewsAbove industry average

Customers praise HomeSafe's representatives as friendly, patient and knowledgeable. Many say signup and claim filing are handled in a single call. A few mention aggressive sales follow-up.

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Reviews about customer service

✦ Generated by AI from verified reviewsAbove industry average

Reviewers highlight HomeSafe's technicians as skilled and courteous. Customers say contractors usually diagnose and fix problems on the first visit. Many also like the option to choose their own pro.

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Reviews about contractors

✦ Generated by AI from verified reviews

Homeowners report same-day or next-day technician dispatch on urgent plumbing and AC issues. A few mention occasional delays in arranging a follow-up visit, but most see quick action.

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Reviews about response time

✦ Generated by AI from verified reviewsAbove industry average

Customers describe HomeSafe's pricing as fair and transparent. Reviewers call out reasonable monthly rates and payouts on covered claims. People on fixed incomes especially appreciate the affordability. A small number mention partial replacement payouts.

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Reviews about value and pricing

What is HomeSafe?

HomeSafe is a home warranty company with customizable coverage, flexible payment options and 24/7 customer service. Depending on your policy, HomeSafe can cover expenses when a system or appliance breaks down due to normal wear and tear. The company offers home warranty plans in all states except California.

How does HomeSafe work?

To get a home warranty from HomeSafe, you have to work directly with one of the company’s specialists. They’ll help tailor a plan to your needs, providing instant pricing and coverage options.

Once you sign up for a HomeSafe warranty, you have to wait 25 days before making your first service request. To book service for an appliance or system issue, you’ll file a claim online or call the company directly. Once the claim is submitted and accepted, HomeSafe assigns a vetted repair professional — or it can work with you to verify your preferred technician, as long as they’re licensed.

For each repair, a service fee of $65 is required. If a repair or replacement fails within 60 days, you don’t have to pay an additional fee for a technician to return.

On the other hand, if you purchase a plan and decide you don’t need or can’t afford the coverage, you can cancel within 30 days and get your money back.

HomeSafe coverage

HomeSafe offers an appliances plan, a systems plan and a combination plan (for both appliances and systems) called Best Home. You can also customize a plan to cover only the systems and appliances you want.

Add-on coverage is available for a wine chiller, in-ground pool or spa, well pump, water softener, septic system, and guest unit or guesthouse.

HomeSafe cost

HomeSafe’s monthly costs for a home in Texas range from $69 to $79. HomeSafe doesn’t advertise starting costs for its plans, but it does specify a $65 service call fee, which is on the lower end of the industry range. It also locks in your initial price — as long as you keep your plan active, your costs won’t increase with each contract year. Home warranty costs depend on the location and the level of coverage.

When we inquired about coverage for a home in Austin, Texas, we received the following quotes:

To get an idea of what you might pay, you can fill out a free quote form on HomeSafe’s website. The company will then contact you directly to discuss your coverage and cost options.

HomeSafe offers flexible month-to-month plans for those who don’t want to be locked into a contract.

HomeSafe FAQ

Do I need a home inspection with HomeSafe?

No, an inspection isn’t required when you sign up for a HomeSafe plan.

What is HomeSafe’s waiting period?

HomeSafe's waiting period is 25 days, which is shorter than what many home warranty companies require. The industry standard is 30 days.

Can I transfer a HomeSafe warranty if I sell my home?

Yes, you can transfer a HomeSafe warranty if you sell your home. To transfer coverage to the new owner, just call HomeSafe’s customer service department.

Can I choose my own service technician with HomeSafe?

Yes, you can choose your own technician with HomeSafe as long as they’re licensed. HomeSafe can also recommend a technician from its network.

What are HomeSafe’s plan limits?

If HomeSafe isn’t able to fix your covered appliance or system, the plan limits for replacement are as follows:

  • $3,000 on systems
  • $2,000 on appliances
  • Up to $10,000, annually
Can I cancel my HomeSafe warranty?

Yes, you can cancel your warranty with HomeSafe. If you cancel within 30 days, you’ll receive a full refund. If you cancel after 30 days, you’ll receive a prorated refund and be charged a $75 cancellation fee.

Still have questions?

Is HomeSafe legit?

Yes, HomeSafe is a legitimate home warranty company. It has been in business for over six years, serves 49 states and won a ConsumerAffairs Buyer’s Choice Award in 2026.

HomeSafe is a great option if you’re interested in coverage for your household appliances and systems. The company offers several benefits, including locked-in rates and the option to choose your own licensed technician.

Before purchasing coverage, contact HomeSafe for a free quote and compare it with offers from other home warranty providers.

HomeSafe Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceCoverageTechPriceStaff

    Reviewed June 19, 2026

    HomeSafe's customer service has been nice. However, I had one claim they denied. The man that they sent out there wanted to crawl in the crawlspace under the house. There was a leak on a pipe; water was just coming out. I called back and talked to one representative, and she put me on hold, and she talked to her supervisor. But they said they couldn't fix it because he was charging too much. I called my old plumber before I got the insurance, and he came out and fixed it. The other guy wouldn't tell me how much charge these were gonna cost- a couple 1,000. But the other guy fixed it for me for $445. I'm also not satisfied with the $150 deductible. But that was the only time I had problems with HomeSafe. They did fix some, and that was the only one they didn’t.

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    HomeSafe
    Response from HomeSafe

    Christine, thank you for sharing your experience. We appreciate your kind words about our customer service and are glad HomeSafe has been there for you on previous repairs. We understand your concerns regarding your plumbing claim. Service providers are independent businesses and determine their own repair recommendations and pricing. If you have questions about how your claim was handled or how your contract applied to the repair, please contact our Customer Service team at 1-800-332-4177. They'll be happy to walk through your contract with you and answer any questions you may have.

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      Customer ServiceTechPunctuality & SpeedStaff

      Reviewed June 6, 2026

      I like HomeSafe. I had them come out at one time for my septic system in my garage. It was backing up. They put some stuff in it and yield it out. They couldn't find any other problems. HomeSafe is good as long as you got $100 for when they come out. When I first started, it was 65. I call them when I send in a work order. I speak to a person. They ask questions about what I need done, and they look for somebody to do that particular thing as fast as they can. As far as the contractors, I had one that I really wasn't happy with. He kept coming back, and he had excuses. He was a private contractor. He couldn't get a part. He couldn't do this or that. He had different excuses. I finally did get my hot water tank replaced. It took about two months by the time I got it all done. I was trying to help him by not saying anything to anybody because I knew that he was a private contractor and that he needed the job.

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      HomeSafe
      Response from HomeSafe

      Linda, we're happy to hear that our team was able to assist when you needed service and that your hot water tank issue was ultimately resolved. We also appreciate your honest feedback regarding the contractor experience. We understand how frustrating delays can be, and feedback like yours helps us continue working to improve the service experience for our customers. If you ever need assistance in the future, please don't hesitate to reach out.

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaff

      Reviewed April 21, 2026

      HomeSafe had everything that I was looking for at the time that I signed up with them a couple of years ago. It's been so so easy and fast with them. Everyone that I have spoken to has been very professional and understanding. They've been a pleasure to deal with. I have a general contractor that I've used forever and he's marvelous. I would recommend him to anyone, and I have. He has a list of clients that he regularly takes care of, so you have to wait. He came out for my furnace, and he came out several times. He diagnosed in two visits then he knew what was wrong, and he had to get the parts. Now my furnace is running better than it has in a long time.

      As soon as I sent HomeSafe copies of my paperwork for the repair cost that I had paid, someone called me back and said they would pay it. A check would be in the mail, and I would see it in 7 to 10 days. I got those checks and I'm very happy. I have recommended HomeSafe to all my neighbors. A lot of people are afraid of getting something like that but HomeSafe works out really well. I didn't even realize that they would cover having my toilet fit. I casually mentioned it to the rep and she said they cover that. I sent them the receipt and I got paid, minus the $67 deductible. The only thing is I have to have my roof taken care of and I had somebody come out quickly and do an inspection to make sure nothing bad is going on up there, but they're going to come back in the fall.

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      HomeSafe
      Response from HomeSafe

      Catherine, thank you so much for taking the time to share such a detailed experience! It’s wonderful to hear how easy and smooth the process has been for you and that you’ve had such professional and understanding support along the way. We’re especially glad your furnace is running well again and that your claims were handled quickly with timely reimbursement. It’s great to know you’ve been able to use your own trusted contractor and even take advantage of additional coverage you weren’t expecting. We truly appreciate your recommendations to your neighbors and are happy to have you with us. If anything comes up down the line, we’re always here to help.

      Verified purchase
      Customer ServiceTechStaffBillingRatesNetwork Quality

      Reviewed April 20, 2026

      I've been with HomeSafe for a little over two years, and it's been a good experience. I used to call them when I do my claims. Now, I do it online. And when I do it online, I get a call within 24 hours, which is perfect. Their representatives have been fine. It's been by the book. I had one claim rejected, but they were rightfully so. I did not push back at all. I'm HomeSafe's biggest cheerleader. They let me choose my own contractor. If my contractor is a little too high and they didn't meet the whole claim, I was okay with that. I had an experience where the hourly rate on the bill from the contractor that I chose did not quite agree with what they accustomed to paying but I chose the contractor and, whatever little I absorbed, I absorbed on my own.

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      HomeSafe
      Response from HomeSafe

      Robert, we really appreciate you taking the time to leave this feedback! It’s great to hear the online claims process has been quick and convenient, with timely follow-up. We’re glad the flexibility to choose your own contractor has worked well, and we appreciate your understanding when there are differences in rates. It means a lot to know you’ve had a positive experiences and feel confident recommending us. We’re always here whenever you need us.

      Verified purchase
      Customer ServiceClaims HandlingCoverage

      Reviewed April 18, 2026

      My mother had HomeSafe for the home, so I just continued to policy. When submitting a claim, I call the phone number that's in the book, and then I tell them what the problem is. Then they send somebody out in one or two days. I canceled my policy with HomeSafe though. I didn't have a bad experience with them. They have a good policy. They just didn't cover everything that I wanted covered. They have too many individual policies. I have to have everything in one policy.

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      HomeSafe
      Response from HomeSafe

      Cynthia, we appreciate you taking the time to leave this feedback and for giving HomeSafe a try. It’s good to hear the claims process and service timing worked well for you. We also understand that you want a plan that fits all your needs in one place, and your input is valuable as we continue to improve our coverage options. We wish you all the best moving forward and appreciate the time you spent with us.

      Verified purchase
      CoverageTechMaintenanceStaffRates

      Reviewed July 3, 2026

      We had a great experience with HomeSafe. There wasn't anything that was a holdup. It was a constant flow. And one of the items was broken, and they replaced it with a brand-new item. Everybody was kind, courteous, interested in solving the issue, and it went like clockwork. And I had several appliances that had to be taken care of. Everything that they offered came through 100%. They were wonderful. I would highly suggest them.

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      HomeSafe
      Response from HomeSafe

      Teresa, reviews like yours are exactly why we do what we do! Knowing HomeSafe was there for you through multiple repairs and delivered the support you expected is incredibly rewarding. Your recommendation means so much to us. Thank you for sharing your experience, and we appreciate the opportunity to serve you.

      Profile pic of the author.
      Customer ServiceCoveragePrice

      Reviewed July 3, 2026

      They were very nice. I didn't like the idea that they wanted more money every month and only covered the same amount as Choice & almost $50 more for each repair call.

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      HomeSafe
      Response from HomeSafe

      Bobbie, we're concerned to hear about your experience and appreciate you sharing your feedback. We encourage you to contact our Customer Service team at 1-800-332-4177 for a detailed review of your contract and the benefits included with your plan. We want you to feel confident in your coverage, and our team will be happy to answer your questions and help you better understand your plan.

      Customer ServicePunctuality & SpeedRefunds & PayoutsMaintenanceStaff

      Reviewed July 2, 2026

      Awful, my computer suddenly stopped printing and scanning so I called Geek Squad. Appointment was 2 weeks later and I stressed it had to be after 4pm because of work. Them having a 12 hour window does not work for working people. So, my appointment day came and they called at 8am saying they were on the way, I told them I was at work and I could not leave so he scheduled it for Saturday which was fine. Nobody showed up so I do a 2nd appointment 2 weeks out again and once again on appointment day they called at 8am saying they were on the way. Now I'm getting frustrated.

      I go to Best Buy to talk to a manager and he clearly put in the notes after 4pm so we set up a 3rd appointment and guess what, they call at 8am saying they were on the way. I was not a happy person. I will be going back to Best Buy and getting my money back that I paid a month ago and I found a guy who will stop by my house (after 4pm) and take care of the issue. All this over my computer not scanning and I know this is a 5 minute fix. I will not ever call or use Geek Squad again, total waste of time..

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      HomeSafe
      Response from HomeSafe

      Jerry, it appears your review may have been intended for another company, as it references Geek Squad and Best Buy. If you were trying to reach HomeSafe or need assistance with your HomeSafe coverage, we'd be happy to help. Please don't hesitate to reach out to our Customer Service team at 1-800-332-4177.

      Customer ServiceContract & TermsClaims HandlingCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffTransparencyTimelinessHonesty & TransparencyNetwork QualityCoverage Limits

      Reviewed July 1, 2026

      I entered into a home warrant agreement with Home Safe on or abut November 1st 2025. My issue began on Saturday June 27th, 2026, when we discovered that the HVAC system in our home was not working. This was the first claim I had made since contracting with Home Safe. Although Home Safe advertises that "service requests are 24 hours a day, 7 days a week," my experience showed that this does not mean a customer can speak with or to a live person who can help resolve the issue. Instead, I was required to open a case online and wait for the contact administrator, ARMIS, to call me back.

      I opened the case on Saturday afternoon at approximately 5:00 PM. I did not receive a call from ARMIS until Monday morning. When ARMIS finally contacted me, I explained that the HAVC issue needed immediate attention because the forecast called for temperatures above 90 degrees and the heat index exceeded 100 degrees during the week. MY wife and I are in our late 70s. Going without air conditioning with these kinds of temperatures can be very dangerous for people out age. Although the representative I spoke to was courteous, I was told she could not contact the HVAC company at that early hour and that I should call back later. That response was unacceptable. Being the customer, I should not have been responsible for repeatedly following up to move the claim forward; Home Safe and its administrator ARMIS should have taken ownership of the process.

      Following those instructions, I called back about an hour later. From that point forward the process became even mere frustrating. Home Safe provides one customer service phone number, 1-800-887-6613. Each time I called, I waited in the call queue, reached a Home Safe customer service representative, verified my identity and was then transferred to ARMIS, where I had to wait again. This repeated pattern continued for the next two days. If Home Safe representatives cannot directly assist customers with active claim and must transfer every call, then the company's customer service structure is ineffective and misleading. Throughout this process I experienced delayed response times, difficulty reaching the appropriate representative, repeated transfers, a lack of proactive follow-up unexpected costs, poor contractor communication and ultimately a denial of coverage.

      I acknowledge that the denial was based on the fact that my HVAC system was still under a manufacturer's warranty. My wife and I built this home nine years ago and I did not realize the equipment remained under a warranty. I accept responsibility for not recognizing that sooner. However, that does not excuse the poor handling of the claim or the failure to provide clear guidance in a timely manner.

      My primary complaint is that Home Safe did not help me navigate the claim in any meaningful way. A reasonable and customer-focused company could have advised me early in the process to check whether the HVAC system was still under a manufactures warranty or Home Safe could have determined that information and told me to call the manufacturer. Instead, I waited several days, repeatedly called and received no practical assistance while my home remained without working air conditioning during extreme heat.

      I purchased this home warranty for peace of mind and protection against costly repairs, in practice the claim process caused extreme frustration, wasted time, financial stress and a complete loss of confidence in Home Safe. Based on this experience, I believe Home Safe failed to handle my claim in a fair, timely, transparent, and customer-oriented manner. I have notified the BBB by submitting a formal complaint so the BBB has a record of my experience and so other consumers can make an informed decision before relying on this company.

      To resolve this matter, I am requesting that Home Safe reimburse me $300.00, which represents half of the amount I paid out of pocket to have the HVAC system repaired. I have documentation supporting my complaint, including copies of the contract, claim number and invoices from the Technician. I am willing to provide these documents as needed. I have also asked that this complaint remain available on the BBB website for other consumers to review so they can understand the difficulties I experience when attempting to use this home warranty service. And finely, a few moments ago I canceled my contract with this company.

      Thanks for your vote!
      HomeSafe
      Response from HomeSafe

      James, we appreciate the opportunity to address your concerns. We understand how difficult it can be to be without air conditioning, especially during periods of extreme heat, and we recognize the frustration you experienced throughout the claims process. We also appreciate you taking the time to provide such detailed feedback regarding your experience. Comments like yours help us identify opportunities to improve our processes and the way we communicate with our customers. For questions regarding your request for reimbursement or refund, we recommend contacting ARMIS directly at 1-855-275-2875. They will be able to review your request and provide additional information.

      Verified purchase
      PriceStaffRates

      Reviewed June 30, 2026

      I've been with HomeSafe since the beginning of the year. The rep I worked with during the sign-up was very nice. Their price was excellent as well.

      Thanks for your vote!
      HomeSafe
      Response from HomeSafe

      Thank you for taking the time to share your experience! We're thrilled to hear that your sign-up process with our representative was positive and that you're satisfied with our pricing. We value your feedback and are delighted to have you as part of the HomeSafe family. If there's anything else you need or if you have further questions, feel free to reach out to us. We're always here to help enhance your experience.

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      HomeSafe Company Information

      Company Name:
      HomeSafe
      Website:
      homesafe.com