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HomeSafe Reviews

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Edited by: Morgan Cutolo
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Fact-checked by: Jon Bortin

About HomeSafe

HomeSafe is a home warranty provider that offers three customizable plans for homeowners. The company has a relatively short 25-day waiting period for starting coverage and you can choose your own licensed contractors for repairs. To sign up for a plan, you have to call the company directly. HomeSafe offers plans in all states except California.

Visit homesafe.com
Pros
  • Customizable plans
  • No annual price increases with continued coverage
  • Short 25-day waiting period
  • Choose your own service technician
Cons
  • No cost details online
  • Not available in California
  • Phone call required for sign-up

HomeSafe Reviews

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    How do I know I can trust these reviews about HomeSafe?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 35 - 75
    Verified purchase
    CoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffRates

    Reviewed Sept. 11, 2026

    I've had a couple of claims that have been resolved fairly quickly by HomeSafe. I'm quite satisfied with the service. Everything was very simple and to the point. It was a good experience. The reps were very helpful and knowledgeable. But the last technician we had wasn't very good. I had an issue with my well water pump. It was leaking, and it wasn't working right. The technician looked at it and just left. He said, "I'll let you know what's happening.” He told HomeSafe that he didn't wanna take the job. So, then I didn't hear back from them anymore. I told HomeSafe that I have a company that I use whenever I have problems with my well system, and they told me, “Well, then you take care of finding somebody. We can't find anybody else in your area.” I said, “You can't find a plumber in Palm Bay? That's kind of hard to believe.” So, they put it back on me to find someone, and I did. I paid it, and then they reimbursed me. Everything else has been awesome.

    It was gonna cost $500 to repair the part that they needed for my washing machine. I told them, I said, “Well, that's ridiculous paying $500 for a part when I can buy a new machine for $500.” So, they gave me the option of just taking the money and buying a new machine, which is what I did. That's a good option that HomeSafe offers. They don't just force you to fix it. HomeSafe is an excellent company. The coverage is pretty good. It doesn't cover 100% if I had to replace the problem. It helps with repairs. Also, the price is good. I just adjusted some coverage that I need and don't need anymore, and my price actually went down $10. Overall, it was a good experience. It was efficient.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Robin, thank you for giving us such a complete picture of your experience. We’re happy the reimbursement, appliance replacement option, and recent coverage changes all worked out well for you, even though locating another provider for the well pump took extra effort. We truly value your continued support and invite you to contact us anytime we can assist again.

    Verified purchase
    Customer ServiceTechStaff

    Reviewed Sept. 11, 2026

    When my refrigerator was not cooling, I called in to HomeSafe, and they sent out a technician. He did troubleshooting and everything's good now. Having HomeSafe, I have protection and warranty on my appliances.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Thank you for sharing your positive experience with HomeSafe! We're thrilled to hear that the technician was able to resolve the issue with your refrigerator promptly. It's great to know you feel confident and secure with the protection and warranty we provide for your appliances. If you ever need further assistance or have any questions, please don't hesitate to reach out. We're always here to help!

    Verified purchase

    Reviewed Sept. 10, 2026

    I decided to get HomeSafe for my home, and I've been with them for a few months now. The signup experience was very easy and it went smoothly.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Howard, we're thrilled to hear that your experience signing up with HomeSafe was smooth and easy. Thank you for choosing HomeSafe, and if there's anything you need in the future, please don't hesitate to reach out!

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechStaffTimeliness

    Reviewed Sept. 10, 2026

    I have called HomeSafe in the past to submit a claim and dealing with the rep was positive. The tech would usually reach out the same day or the day after. The work that was done on my dishwasher was great. But my refrigerator is a different story. I just had it repaired but I'm having problems with it. I was going to call because I don't know what to do. I had to cancel my service with HomeSafe until my income picks back up. It's only been a couple of weeks and I'm guessing that the refrigerator would still be covered.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Mirita, we’re happy your previous service experiences were positive, and the dishwasher repair went well. We understand why you have questions about the refrigerator, especially so soon after the repair. Please contact HomeSafe at 1-800-332-4177 so our team can take a closer look and discuss any available options with you.

    Verified purchase
    Customer ServiceContract & TermsPrice

    Reviewed Sept. 9, 2026

    HomeSafe makes sense. Think about the age of all the appliances in the home. If my AC goes out, it will cost me five grand. If the fridge goes out, that will be $2,500. The enrollment process was easy and simple. It was all via phone. HomeSafe explained all in that first phone call.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Thank you for sharing your thoughts on HomeSafe. We’re pleased that the enrollment process was straightforward and that our team explained everything clearly during your initial call. Understanding the potential costs of repairing older appliances highlights the value of having coverage. If you need any assistance or have further questions about your policy and benefits, feel free to reach out. We're here to help ensure your experience with HomeSafe is a positive one.

    Verified purchase
    Customer ServiceMaintenance

    Reviewed Sept. 9, 2026

    When I called a claim in to HomeSafe, it took them over a month before they called me back on it and I already got somebody to fix the problem. But I've been with them a long time and I'm still paying them now, so I will be using them in the future.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    James, we apologize that you waited so long for an update and had to arrange the repair yourself. We truly appreciate your continued loyalty to HomeSafe. Please call Customer Service at 1-800-332-4177 so our team can review the claim timeline, determine what caused the delay, and discuss your experience with you.

    Verified purchase
    Customer ServiceTechStaffNetwork Quality

    Reviewed Sept. 8, 2026

    I signed up with HomeSafe as I liked that they would let me use my own plumber. I have a good plumber, and I wanted to keep him. Recently, my refrigerator went out. I called HomeSafe and spoke to a representative. The repairman they sent was very knowledgeable and polite. He knew exactly what was wrong and made suggestions. He fixed what he could, and when he couldn't, he suggested for me to get another one. I'd recommend HomeSafe.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    It’s wonderful to know the flexibility of your coverage and the service you received worked so well for you. We appreciate you recommending HomeSafe and are glad the refrigerator issue was handled thoughtfully. Please contact us anytime you have questions or need assistance with another claim.

    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaffTimeliness

    Reviewed Sept. 7, 2026

    I had CarShield, and I just decided to go with HomeSafe. I've had my plan for no more than two months. I had a leak in the bathroom. Submitting the claim was excellent. I did it over the phone. The plumber came out in two days. I had called, and then that evening, the plumber called me, and then we set up a schedule. He wanted to come the next day, but I had a doctor's appointment, so he came the day after. His work quality is excellent. After he finished, he left everything clean and shiny, and I haven't had any more problems. HomeSafe did a great job.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Thank you for sharing your experience with HomeSafe, Yvonne! We're delighted to hear that your claims process was smooth and the plumber provided excellent service. It's wonderful to know that the work was completed to your satisfaction and your bathroom is now problem-free. We're glad to have you with us, and we're here to assist you anytime you need. Please don't hesitate to reach out if there's anything else we can do for you.

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & SpeedStaffTimeliness

    Reviewed Sept. 7, 2026

    I've dealt with HomeSafe twice, and they're very good. They've gotten everything taken care of. They got workers over here who needed to take care of everything. I've had a very good experience both times. The techs were quick and were out here by the next day, too. It's easy to submit a claim with HomeSafe. Just call, and you speak to somebody. Then they get somebody out here that they recommend. They have a list of various workers, and they come in. Everyone that's ever been here was clean and efficient. They didn't make a mess, and they didn't damage anything, which is nice. The techs were respectful and professional, too. The reps of HomeSafe have been polite and nice as well. And they'll answer any questions you have. I’m very satisfied with my experience.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Sean, thank you for sharing such thoughtful feedback about our team and the service providers who visited your home. We’re glad everything was taken care of promptly and professionally both times. Your satisfaction means a lot to us, and we invite you to contact us whenever you need help.

    Verified purchase
    Claims HandlingPunctuality & SpeedStaff

    Reviewed Sept. 6, 2026

    I appreciate everything that HomeSafe does for me. The claims process is very fast and efficient. Everybody is very knowledgeable. Every time I want something done, a person comes and takes care of everything. HomeSafe is a very good company. Whoever I pick comes and does the job, and it's done very well.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Thank you for sharing your positive experience with HomeSafe! We're thrilled to hear that the claims process was quick and efficient, and that our team brought their expertise to every interaction. We value your trust in us and are always here to assist you whenever needed. If you have any further requests or questions, please feel free to reach out.

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedStaffRatesTimeliness

    Reviewed Sept. 6, 2026

    I've been having a wonderful time with HomeSafe. Sometime this year, I had a problem with my oven. A technician came out to the house, and everything went like clockwork. I didn't have to wait two, three or four days. They gave me a call to make an appointment, and that made me feel real good. I am so grateful. He was very professional and had beautiful rapport. He looked around and took pictures. Before long after he left, HomeSafe called me and told me that they ordered the part. When the part got in, the technician came back and was able to put everything in to the oven. He also told me if I have any problems, to let him know.

    I'm sold on HomeSafe. If something goes wrong, they will find somebody in your area that will come out within that day or the next day. It's also a wonderful price for the service that I have. My appliances are older, but they still have parts, and they could fix it. I thought I had to get a new oven. But the technician came and just replaced part which made a difference. I'd tell others they need to look into this program. You pay something down, and your appliance is taken care of right then. You don't have to sit there and wait or try to find someone. HomeSafe has a team of different type of technicians. It's a win-win situation.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Deborah, it’s great to know HomeSafe made the entire repair process simple and gave you peace of mind. We’re glad your oven could be repaired and that both the timing and price worked well for you. We truly appreciate your support and invite you to contact us anytime you need assistance.

    Verified purchase
    Customer ServiceCoverageTechStaff

    Reviewed Sept. 5, 2026

    We had an issue with our air conditioner and submitting the claim over the phone was easy. The rep was nice, good and very knowledgeable. She gave us steps on how to go about doing it. The technician came out after about a week. It was around a holiday and it was very hot. I said it may take them a couple of weeks to get back to us since a lot of people were probably having air conditioning problems. It was just I was not sure if they cover certain things. With the air conditioning being so old, they may not cover it.

    The technician was very cordial, and the experience was okay overall. It just took a while to find out whether the air conditioner would be fixed or replaced. In the end, they didn't fix it, but that's not their fault. I wasn’t upset about that because the unit came with the house and was already very old. It made me wonder if it has to be a certain number of years old before HomeSafe will fix or replace, and whether I need the service since we’ve already replaced many appliances over the 16 years we’ve lived here. Other than that, I didn’t have any problems. HomeSafe did everything they were supposed to do. I’ve only been with them for a few months. I saw it on TV, and my son has it, so I decided to try it.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    It’s good to know HomeSafe handled the claim as expected and made the process simple for you. We understand why the age of the air conditioner and the decision not to repair it left you wondering how your coverage works. Please contact Customer Service at 1-800-332-4177 so our team can review the contract with you and clearly explain what is considered when a repair or replacement is evaluated.

    Verified purchase
    CoverageTechSales & MarketingStaff

    Reviewed Sept. 5, 2026

    HomeSafe is okay, except sometimes you run into things that they're not covering, which is surprising sometimes, and then all of the expenses are on you, even though you pay the monthly. They have given a contract with a long, small writing. I’m elderly, and sometimes you can't really get into that. You take it for how it's advertised. I've been with HomeSafe for a good while. Interacting with a rep is good, except that you never can deal with it with the first one. Then you have to go to another one. It has to be approved. You follow with them. They have to check it with somebody else whether it’s covered. What I like about it is, if you have previous experience with a technician that you like, and they allow you to go with your choice. I’m satisfied overall. HomeSafe is a good thing to have. They're a good agency.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Thank you, Norma, for your continued confidence in HomeSafe. We’re happy the ability to choose a familiar service provider has been helpful, while also recognizing your concerns about unexpected costs and the number of people involved in claim decisions. If you would like, please give us a call at 1-800-332-4177 so we can walk through your coverage together and answer your questions.

    Verified purchase
    Refunds & PayoutsStaffBilling

    Reviewed Sept. 4, 2026

    I was very happy with my service from Chasity, who changed my form of payment for my auto pay for both HomeSafe and Carshield. She was very efficient and helpful. Great job saving me time and effort!!🙏👏👍😊

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Karen, we love knowing our team made things easy and saved you some time along the way! We really appreciate you taking a moment to recognize the service you received. If anything comes up down the road, please feel free to reach out.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 4, 2026

    I took out CarShield for my daughter at my wife's urging, and that turned out to be a very wise move. I was dissatisfied with whoever we were using for home, and found out that HomeSafe was connected to CarShield. That was how we ended up with HomeSafe. The sign-up process was pretty easy. I've only had to call them once, and they took care of it promptly. I had an issue with the air conditioning unit. I've been here for nine years, so I'm intimately familiar with my air conditioning system. When it started making strange noises and flipping the breaker, I've got a capacitor that went wrong. I explained that to them and they went, “Oh, okay. That makes sense.” Then they sent somebody out, and he took care of it. So far, so good.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    David, it sounds like choosing HomeSafe turned out to be another smart move for your family. We’re glad your first claim went smoothly and the service provider got your air conditioning working properly. We appreciate having you with us and invite you to call whenever you need assistance.

    Verified purchase
    CoverageStaff

    Reviewed Sept. 4, 2026

    A coverage is good to have because you don't ever know when you need the help. The service I've gotten from HomeSafe has been fine. Get it.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Thank you for sharing your experience with HomeSafe, Donna! We're pleased to hear that our service has met your expectations and that you find the coverage beneficial. We're grateful for your recommendation and are always here to assist you whenever you need us. Please reach out if you have any questions or require further assistance.

    Verified purchase
    Customer ServiceCoverageTechPriceMaintenanceStaffRates

    Reviewed Sept. 4, 2026

    I googled home protection warranties and found HomeSafe. I have one with a different provider on the home that I own in Yuma and I was going to call them, but HomeSafe's plan looked okay so I went with them. When I initially called, their price was a little high, so we negotiated a little. I bought a policy for myself, and I bought one for my grandson because they gave me a little break. I wouldn't have bought a policy if they wouldn't have came down on their price. Other than that, the reps I dealt with were really cooperative and agreeable.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Chet, we’re happy you found HomeSafe and had such a cooperative experience getting both plans set up. Finding the right coverage at a comfortable price matters, and we appreciate the opportunity to work with you. Please contact us anytime you or your grandson need assistance.

    Verified purchase
    Staff

    Reviewed Sept. 3, 2026

    HomeSafe seemed like it would meet all the needs. I had American Home Shield before, and they were increasing their premium. This one said that they'd stay the same. I spoke with their reps when I signed up, and they were good. I haven't had any experiences yet because I haven't had a need to use them.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Melinda, we are delighted to welcome you to HomeSafe and appreciate you sharing your sign-up experience! It’s wonderful to hear that the coverage and pricing met your needs. Please feel free to reach out anytime if you would like to review your plan or have any questions.

    Verified purchase
    Punctuality & SpeedRefunds & PayoutsMaintenanceBilling

    Reviewed Sept. 3, 2026

    We give HomeSafe so much money, and then we wait to see if something breaks down. I don't think we get that percentage of money back in the repairs. I have my monthly payments, and then when I have a problem, I have to pay a copay. I really don't think we need it.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Pat, your concerns about the overall cost and value of the coverage are understandable. We would appreciate the chance to review what your plan includes, how service fees apply, and whether another coverage option may better fit your needs. Please contact HomeSafe Customer Service at 1-800-332-4177 so we can talk everything through with you.

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedStaffTimeliness

    Reviewed Sept. 3, 2026

    I've had HomeSafe for a while, and they've been wonderful. I recently got checks for both my dishwasher and my dryer. They offered replacement products, but I wouldn't take those. I took the money instead because I wanted to do my own research and if I have to replace something, I want something of quality. The company came out for the dryer once before when the heating element went out. But that's a common thing, and they changed that. The next time they came out, they said they were not going to repair it. They offered me some kind of cheap crap, and I didn't want that. I told them to just give me the money, and I'll do my own research and see what I can find that's quality. I don't mind paying a few bucks more for something if it's going to last, but not something that's going to last two years.

    The company that came out is usually the same company, and I liked them. The service tech is smart, efficient and very informative. I was happy with this company and HomeSafe also sent them to look at my dishwasher. It was washing but wouldn't drain the water out. It was probably 17 years old. HomeSafe expedited everything quickly. When I called, the company came out the same day, which is unheard of. I would recommend HomeSafe to anybody. Some of my friends don't have warranty services, but I told them they need to look into this. I'm very happy with ARMIS, and I would recommend them highly.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Thank you for sharing such a detailed experience. We’re glad the cash payout gave you the flexibility to research and select replacements that better suited your preferences. We also understand that the replacement products offered were not the right fit for you. If you would like to discuss how the replacement options and payout amounts were determined, please call HomeSafe Customer Service at 1-800-332-4177 so we can review both claims and answer your questions together.

    Verified purchase
    PriceBilling

    Reviewed Sept. 2, 2026

    HomeSafe's cost was better than the other ones. I signed up online. I've been with them for about three months, and I've been doing the monthly payments.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Linda, thank you for sharing your experience with us! We're delighted to hear that our competitive pricing and easy online sign-up have met your expectations. If you ever have any questions or need assistance, our team is always here to help. Thank you for being a valued part of the HomeSafe family!

    Verified purchase
    Customer ServiceTechStaffTimeliness

    Reviewed Sept. 2, 2026

    All my claims with HomeSafe have been by phone. I’ve had no problem. Their reps have been very courteous and professional. Normally, a tech comes out the same or next day. My most recent claim was handled timely, and the work was completed. The quality was excellent. Overall, I've been very pleased with the service.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Deborah, it’s wonderful to know you have consistently received courteous service, timely appointments, and excellent repairs. Your satisfaction means a lot to us, and we invite you to contact us anytime you have questions or need assistance.

    Verified purchase
    CoverageTechPricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Sept. 2, 2026

    My most recent claim with HomeSafe was for my refrigerator. It was leaking water from the ice maker. The rep contacted the party that knows how to repair it and set up a schedule for me. I paid my deductible, and we were good to go. The tech who came out was super nice. He seemed like he knew what he was doing, and he was pretty good at what he did. So far, I haven't had any problems. My sister has HomeSafe now. She listened to me. She had a problem, and they came to repair it. We’re both happy.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Boyza, we appreciate your review and are thrilled to hear you’re satisfied with the service you received! Please don’t hesitate to reach out if you need any further assistance.

    Verified purchase
    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Sept. 1, 2026

    I had a good experience with HomeSafe. I made a phone call and that same day, HomeSafe gave me the name of the appliance people that would come out to do it, and they called me and set up an appointment. They had to put a relay switch on my gas stove.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Maedell, it’s wonderful to hear that everything came together so quickly, from finding a service provider to completing the repair. If you ever have questions or need help with another claim, give us a call.

    Verified purchase
    Customer ServiceContract & TermsClaims HandlingTechPriceRefunds & PayoutsMaintenanceStaffRates

    Reviewed Sept. 1, 2026

    We've had a couple of claims with HomeSafe in the two years I’ve been with them and the experiences have been favorable. To submit a claim, you just go online and give them a call. They connect you with ARMIS, take your information and set it up with the vendor that they do business with. It takes probably no more than a day. The contractors seem to be fairly knowledgeable, except for the last one. He seemed to be more interested in selling us a new air conditioner system than fixing the old one, and he misdiagnosed the problem and ended up costing us about $4,500 out of pocket. I wasn't aware that there was a $3,000 limit on the air conditioning. When we purchased it, we had American Home Shield and went with HomeSafe, and that was not clearly told to us. But with the other things we’ve had repaired through HomeSafe, they did a good job.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Gary, we appreciate you sharing both the positive experiences and the concerns from your recent air conditioning claim. We’re glad your other repairs were handled quickly, but we understand why the diagnosis, out-of-pocket cost, and unexpected coverage limit left you with questions. Please call HomeSafe Customer Service at 1-800-332-4177 so we can review the claim, explain how the coverage limit applied, and discuss your concerns about the service provider.

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechSales & MarketingPricePunctuality & SpeedOnline & AppRefunds & PayoutsMaintenanceStaffBillingRatesTransparencyCommunicationCoverage Limits

    Reviewed Sept. 1, 2026

    We filed a claim on the day that we noticed the AC went out. A day before leading up to that, I was getting notifications that the temperature on the AC rose. So, we changed out all the filters. But it finally stopped on the 19th. We've never had to choose our own provider and just wanted somebody out on the 20th because we have minors and a baby in and out of our home. HomeSafe sent Comfort Air and they provided a quote for repairing the compressor, which they didn't advise, and tons of other things. It's a 27-year-old AC unit. We decided to give HomeSafe more options as far as pricing, so we called another company, We Care Air, and they submitted their quotes on the 21st.

    On the 24th, I kept checking my app and there was no progress. I hadn't received an email, text or phone call, so I called HomeSafe to get an update. They asked me if I had the quotes because they provide a QR code for the technician to scan, so they can upload it directly to the claim. It was provided by ARMIS. So, everything was done right. About four days went by from the first quote and three days went by from the second quote. I called HomeSafe on the 24th and nobody had even looked at it. They told me to give them 24 to 48 hours and then they would get back to me. So, we waited another full 48 hours from the 24th to the 27th. There was still no communication and no progress on the app.

    I called again and the rep from HomeSafe said I had multiple quotes. I said they’re still quotes, and asked why we haven’t looked at the diagnostic. The rep informed me that the quotes from the second company are missing the diagnostic and the serial and model number. I asked about the first company and they said I had to give them 24 to 48 hours. I told them I’ve already done that. I decided to call the second company because they were cheaper and had better prices. I even had the lady from HomeSafe or ARMIS, whichever one it was, and the claims adjuster on the line while I was calling We Care Air. It just kept turning into more things I had to do, including calling and giving them consent regarding the other company. After we got through all that, we waited. It was already taking way too long. We were going on two weeks, and my kids still hadn't had AC.

    My upstairs AC would never shut off, but it still couldn't cool the whole house, so we had to get fans to try and keep my kids cool. On the first, HomeSafe said they had just received everything on Friday. I told them they had only received what they were missing from one company on Friday, while they had the other information for almost two weeks, and they still hadn't looked into my claim. It was unacceptable and this was a health and safety emergency in the middle of summer. Finally, on the second, they approved it. But the repair was more than the $5,000 cap, so they were going to mail me a check. I asked if they would expedite it, but they said it would take about seven business days. They told me I was more than welcome to pay for everything myself and that the check would be on the way.

    I told HomeSafe that was not the point. We may not have the full $11,000 and only had about $4,000, which is why we pay them to cover this stuff for us. I had already gotten a $700 energy bill because my upstairs AC had been running nonstop for the last half a month. I told them I’m going to go after them for the energy bill, along with a claim for a prorated amount for the health and safety emergency at a rate of 175 a day. So, I submitted all of that to HomeSafe and told them that if we can't work this out, I'm gonna submit an intent to sue and give them 14 days to respond. Otherwise, we're gonna have to go to court for it, because this is already ridiculous.

    I finally got a call on the 3rd and the rep said they would direct deposit the amount to me. But we were past that at this point. They made my family and my kids suffer for an extended period of time because they weren't doing the job I paid them for. My kids have been miserable for two weeks. We've been having to spend our days going out to restaurants or spinning in the back or in the pool, just to keep them cool throughout the day. It was a long process. The suffering I saw my kids going through is heartbreaking as a parent, to have to sit there and try to figure things out. We used to have Choice Home Warranty, and we were looking for a better warranty company. HomeSafe made it sound good. But literally, the first thing that happened was that a major appliance went out, a critical one in summer, and then the first claim was a horrible experience.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Russell, we apologize that your first claim with HomeSafe involved so much waiting and follow-up. Although the payment has been taken care of, we understand that it does not erase your concerns about the delays and their impact on your family. We appreciate your feedback and will use it to help improve communication throughout the claims process. Please give Customer Service a call at 1-800-332-4177 so we can take the time to review the claim with you, listen to your concerns, and answer any remaining questions.

    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedTimeliness

    Reviewed Aug. 31, 2026

    I called HomeSafe and spoke to a person. I like that. It's better than talking to a recording. When I had a shower problem, the contractor came out and looked at it the next day. He had to order parts, and he came back a few days later and fixed it. I paid $68 to co-pay. It's all right.

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    HomeSafe
    Response from HomeSafe

    Talking to a real person can make the whole process feel easier. We’re happy your shower repair was scheduled quickly and completed within a few days. Thank you for sharing your experience with HomeSafe.

    Verified purchase
    Customer ServiceCoveragePriceStaffRates

    Reviewed Aug. 31, 2026

    I had a different home warranty, and they were completely horrible. So, I was looking for somebody else. I came up with HomeSafe's name online. The lady that I talked with was quite informative. She was able to beat the price on the others and the coverage. Should I need any problems with my appliances, I would feel confident in what the information she gave me in calling them. I haven't had an occasion to use them yet, but I would rate them a 5.

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    HomeSafe
    Response from HomeSafe

    Henrietta, we’re happy you found HomeSafe and had such a positive experience getting started! Feeling comfortable with your coverage is important, and we appreciate the opportunity to serve you. Please call us anytime you would like help reviewing your plan or if you need to start a claim.

    Verified purchase
    Customer ServiceCoverageTechPriceRefunds & PayoutsStaffBillingRatesNetwork Quality

    Reviewed Aug. 31, 2026

    My sister found out about HomeSafe and she had used it, and she told me about it. I got the service and my has been wonderful. If something goes wrong, I call them first and tell them what's wrong. Then since I live in an area where none of the workers take your insurance, I have a claim number, and then I say I'm gonna get my own people to do it, and then submit the bill to HomeSafe. They will pay whatever they feel is a fair price. Then HomeSafe sends me a check minus my $65 deductible.

    One of the contractors I had came and did the work, but then he told me he did not take HomeSafe. So, I had to pay him. I'd tell people I know to get HomeSafe. It's worth it. Unless you have a brand-new house and brand-new appliances, then definitely get HomeSafe. The biggest benefit for me is the thousands of dollars that I saved with contractors coming in. Apparently, the contractors that I have in this area did not overcharge me because HomeSafe paid them what they charged minus my $65.

    The process is very simple. You call the number. You get a claim number. You tell them what the problem is. They ask if you want to use their contractors. They have trouble finding them in this area, so I said I'll use my own. Then I get the contractor's bill. I submit it to HomeSafe. Within three weeks, I get a check. It's a very streamlined process. I'm very happy with it. Also, the people that answer the phone are wonderful. Everyone has been very friendly and very helpful.

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    HomeSafe
    Response from HomeSafe

    Karen, thank you for sharing how well the reimbursement process has worked for you. We’re glad you can use trusted contractors in your area, submit invoices, and receive payment without a complicated process. Your kind words about our team mean a lot, and please reach out whenever you need help. Thank you for sharing how well the reimbursement process has worked for you. We’re glad you can use trusted contractors in your area, submit the invoices, and receive payment without a complicated process. Your kind words about our team mean a lot, and please reach out whenever you need help.

    Verified purchase
    Staff

    Reviewed Aug. 30, 2026

    I've always had a home warranty because I’ve been living in my house for over 25 years, and I signed up with HomeSafe about two months ago. I spoke with someone and he was very good and helpful. The experience was very smooth, comfortable, professional, and pleasurable.

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    HomeSafe
    Response from HomeSafe

    Thank you for sharing your experience with HomeSafe, Gwendolyn! We're delighted to hear that signing up with us was a smooth and pleasurable process. It's wonderful to know that our team provided you with professional and helpful service. We appreciate your trust in us for your home warranty needs and look forward to continuing to provide you with excellent service. If you ever have any questions or need assistance, please don’t hesitate to reach out.

    Verified purchase
    MaintenanceStaff

    Reviewed Aug. 30, 2026

    The reps from HomeSafe were very convincing when I reached out and the conversation with them went very well. I'd give a good recommendation for HomeSafe. I’ve had a couple of situations where they came through with the service and had people come out and do the repair.

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    HomeSafe
    Response from HomeSafe

    Thank you for recommending HomeSafe, Richard! It’s great to know our team made a positive first impression and followed through by getting your repairs taken care of. Give us a call whenever you need help.

    Verified purchase
    Customer ServiceCoverageTechPriceMaintenanceStaff

    Reviewed Aug. 30, 2026

    I have two houses and I got two contracts with HomeSafe. For a couple of years, I've had HomeSafe. It's part of my car warranty. My claim was taken care of very easily. I've only had one. My washing machine went out. I called, gave them my contract number, and they sent somebody out in a couple days. The washing machine couldn't be repaired, so they replaced it. The technician talked to them and told them what the problem was and how much it would cost. They decided that the cost was way too much more than what a new washing machine was. They gave me the option of them replacing the washing machine or issuing me a check, and I could take that check and replace whatever washing machine I wanted. I took the check and took the washing machine that I wanted instead of the one that they recommended. It was about $100 more. They did quite well, and I was very satisfied with them.

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    HomeSafe
    Response from HomeSafe

    Phil, it’s great to know everything went smoothly from the first call through the replacement. Having the choice between a recommended appliance and a cash payment can make a real difference. We appreciate your continued confidence in HomeSafe and invite you to contact us anytime you need assistance.

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceBillingRates

    Reviewed Aug. 29, 2026

    I had another home insurance that I'm not satisfied with, and hen I got on the phone with HomeSafe, they convinced me that they would do better than what I had.

    If something goes wrong, they give you a list of what they'll pay for. Also, everything costs more and I was a little surprised that they want 150 upfront for anything, but they locked it in at that price. They recently sent a plumber over and it took a while for them to get the repair approved. I called them, then the plumber called them, and he sent his report in. They required pictures and he sent pictures. Finally, they approved it. Good thing it wasn't an emergency. It was for a toilet bowl and there was a lot of stuff in the back, like junk and crud. Then he had to put in a new rubber seal to stop the leak. He was quick, but HomeSafe was slow. Despite that, they paid the plumber. I paid the upfront fee of about 150, and the bill would have been 800.

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    HomeSafe
    Response from HomeSafe

    Thank you for sharing both what worked and where the process could have moved faster. Although the plumber completed the repair quickly, we understand that waiting for the documentation and approval added extra time. We’re happy HomeSafe covered the eligible costs, and we invite you to reach out with any questions about your plan.

    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedStaff

    Reviewed Aug. 29, 2026

    HomeSafe's reps have always been very friendly, cooperative, and courteous. It's been about two years since I became a member and I've never had a problem with anyone. Recently, I called and spoke with their representative when I needed a service on my freezer. It went well and the contractors came out two days later. They weren't able to repair it, so HomeSafe replaced it.

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    HomeSafe
    Response from HomeSafe

    Yvette, we love hearing that HomeSafe has taken great care of you over the past two years! It’s wonderful that the service providers arrived quickly and your freezer was replaced when it could not be repaired. Thank you for being part of HomeSafe!

    Verified purchase
    Customer ServiceCoverageTechRefunds & PayoutsMaintenanceStaff

    Reviewed Aug. 29, 2026

    I had a water leak where my system is located. It trickled down to one of my bathrooms in my house. I called HomeSafe, and they got an HVAC company to come out and look at it, and it was clogged. I paid the maintenance fee, the 395, to get it unclogged. It was working fine. But after that, it started leaking again. This time, the pan was leaking, and it was overflowing. It was leaking back down in my bathroom. This time, I had two leaks in the same bathroom.

    I called HomeSafe again, and I explained to them what was going on. The techs came out, and they took pictures. When they got the estimate back this time, they said that they could not pay for that either. That wasn't covered under the warranty. I'm trying to figure out how the hell the pan is not covered under the warranty when the pan is a part of the system.

    I had to pay for the HVAC company to come back out, lift the system, and remove and put another pan down. But I don't understand why the pan would be separate from the system when it's a part of the system. It's sad, but everybody has a trump card that they hold, and they can use it when it's convenient for them. And that's the part that really pisses me off with a lot of these companies now. Also, the thing I hate is they don't have a 24-hour service. They close at 7:00, so that means I have to hit them up before 7 o'clock. But they have online service.

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    HomeSafe
    Response from HomeSafe

    Craig, we appreciate you sharing your concerns about the claim and the available service hours. Coverage is based on the specific components listed in the contract, and the pan was not included for coverage under your plan. Please contact HomeSafe Customer Service at 1-800-332-4177 so we can take another look at the claim, explain how the contract applied, and answer any remaining questions.

    CoverageTechRefunds & Payouts

    Reviewed Aug. 28, 2026

    They will cancel you for using their service! I switched my home warranty program to HomeSafe after they offered their plan and was very happy with the service they provided for a plumbing issue during my first contract. They renewed my contract for another term and I then needed some appliances to be repaired that all had small issues at the same time. I just got notified that they have cancelled my service. Buyer beware, if you actually use the service you pay for they will cancel you. I should have known better as I have discovered they also own and operate CarShield that wouldn’t provide service for a car we had covered a couple years ago, after paying on the contract for at least two years. We then cancelled that policy. They’ll gladly take your money and then cancel your account if you use the service.

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    HomeSafe
    Response from HomeSafe

    Andrea, we understand why receiving a nonrenewal notice without the level of detail you expected would leave you with questions. These decisions are handled according to the terms outlined in the contract. For any questions regarding your specific nonrenewal, please refer to the phone number provided in the notice you received. We truly appreciate the time you’ve been with HomeSafe and the opportunity to help protect your home.

    Verified purchase
    Billing

    Reviewed Aug. 28, 2026

    A friend at work has HomeSafe and I got them as well to have some precaution. Though I haven't had to use it, signing up was easy. I have my payments done automatically.

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    HomeSafe
    Response from HomeSafe

    Thank you for giving HomeSafe a try, Connie! We’re happy the enrollment process went smoothly, and everything is set up conveniently. Please contact us whenever you have questions or need assistance.

    Verified purchase
    CoverageMaintenance

    Reviewed Aug. 28, 2026

    It was easy to sign up with HomeSafe. It was step by step. The person that I talked to had a lot of experience about telling me about certain things, what added to the policy and what things would do if some do break or some I can fix or some I can't control. It made it easy because, if I'm not home, my wife or my kids will look at something if it's broken or if it needed to be fixed or something they did while they was using it. Then, if I can't fix it and I can't buy parts for it, HomeSafe can just come and repair it or do the same thing to replace it.

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    HomeSafe
    Response from HomeSafe

    Welcome to HomeSafe, Damon! It’s great to know everything was explained step by step and you left the conversation feeling confident about what your plan includes. If you or your family ever need assistance, give us a call and we’ll help guide you through the process.

    Verified purchase
    Customer ServiceCoveragePriceRates

    Reviewed Aug. 27, 2026

    I had CarShield, and from there, HomeSafe called me. I got it but I haven't used it yet. My package covers all the appliances and everything in the home. Price-wise, it's reasonable.

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    HomeSafe
    Response from HomeSafe

    Welcome to HomeSafe, Darlene! It’s great to know you found coverage that works well for your home at a reasonable price. We’re here to help make things easy whenever you need to use it.

    Verified purchase
    Staff

    Reviewed Aug. 27, 2026

    I signed up with HomeSafe to see how things go with them. Everything was good. However, there were a couple of claims that I did that I wasn't satisfied with. So far, I'm still working with them. So, we'll see how things go. I also did a claim with them. I understand they don't do wear and tear. There was nothing that was wear and tear, and they still found a way to deny the claim. As far as the work that they just did, I'll give them a 5 on that. They did a good job.

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    HomeSafe
    Response from HomeSafe

    Cynthia, we appreciate you sharing both the positive experience and your concerns about the earlier claim. We’re glad the most recent work earned a five-star rating, and we understand why you still have questions about the previous decision. Please call HomeSafe Customer Service at 1-800-332-4177 so we can review the claim outcome and explain how the contract terms applied.

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