Upgrade Reviews

It meet my need for a long term loan with a reasonable payment amount. Interest rate seems high but the market isn’t favorable to borrowers at the moment. I was surprised I could get a small portion of it directly in my bank account.

Quick, easy loan approval. I have done 3 loans with them over the years. Highly recommend them. Auto pay makes it simple! Loan approval in a matter of minutes. Directly deposited into my account. Love it!

Fast and easy process. I highly recommend. It help me all the way. A very happy customer. Keep the good work with new and existent customers. Continue helping people to achieve their dreams. Thank you.

Highly satisfied and confident with the way Upgrade handled my loan application and approval process. I have already recommend Upgrade to my family and friends and look forward to my continued partnership with this loan company.

The process was very quick, only taking a few days. The application process went smoothly. I was kept up to date on where I was in the process and what information was needed. The representative I spoke with for final verification was very personable and friendly. The funds arrived ahead of schedule.

I was surprised how quick it was to fill out the application and to get my money. At first I didn't believe I would qualify as my credit is not that good. Thank you. In a few days my money was in the bank!

Easy process from start to finish. Prequalified status helps you look at your options before you decide what is best. Several different choices lets you see what a loan would look like if you have a shorter/ longer term. Everything is laid out so nothing is hidden. Customer service is helpful and easy to contact.

Very easy to work with! Kept me updated throughout the entire process! Quick response and received funds next day! I highly recommend them for your money needs! You won’t be disappointed! Fair rates and easy and fair terms.

I would highly recommend. It was so easy to do online, and I received the loan quickly. Able to directly pay on credit cards by Upgrade a plus. I have used them before, and it is always a good experience.

I've consolidated bills using an Upgrade loan, I believe this is my third time. The loan application process is simple and straightforward. The loan application, this time, though, a person called to verify my information, and they never did that before. But I rather that inconvenience than for someone else to be getting the loan in my name.

I've had an excellent experience with Upgrade. I've received two personal loans as well as a credit line that have supported both my personal and business needs. The process was smooth, efficient, and transparent. Their customer service has been responsive and helpful every step of the way. Highly recommend Upgrade for anyone seeking reliable financial solutions.

Wanted to payoff credit cards and smaller loans. This let me do that with lower interest rate and lower payments. Process was easy to follow, just wish the funding fee wasn't so high. Thank you for saving me money.

They put my mind at rest immediately responding to my application, and they are transparent and honest. There was hardly any wait time. They seem professional and efficient and I would recommend them to anyone.

I was very impressed with Upgrade’s service. I needed to order a card for one of my account. I called & spoke to a representative & he told me that waiting for the new card would not be a problem with my application. When I received my new card & entered the numbers & amounts my loan was processed within the hour. I received the loan in my account the next day! They had the best rate offered to me & great service!

Adding up all my bill payments I realize I needed a loan. I applied on Tuesday doubting I would qualify. To my amazement my money was in my account the next day. Paid all those high interest rate credit cards, Now I have one payment with less than half the interest rate those creditors gave me. Thanks so much for making my life way easier.

This is the 2nd loan I've done. Everything was super easy both times and had answers within minutes. Deposit was there very quickly. I set up the autopay and get reminders before the date so I don't forget. You can change the date if needed and add extra payments if you want to pay off sooner. Would definitely recommend to anyone looking for a personal loan.

The best place to get a loan by far. Will be coming back in the future for another loan. It was the easiest time I have ever had applying for a loan and recommend others look into Upgrade for all your financial needs.

My experience with Upgrade was very easy and simple. The loan fee is a bit high but you get great rates. I would Highly recommend Upgrade to put your finances in order. Easy to set-up and logon and get what you need to get the loan best suited for you.

To my surprise the loan application was very easy in a timely fashion and the very next day the funds was in my bank account. I would recommend Upgrade to my family and friends in a heartbeat. Great job with great service

Upgrade believes in ordinary people! This was my second time coming to Upgrade for a loan. The process is always very quick and easy! I was very happy both times with the interest rates and term choices. Their customer service was amazing, kind, courteous, and prompt. I'm sure I will use them again in the future. Give them a try, I'm sure you will be happy just as I am.

Process of obtaining debt consolidation loan quick and easy and like online app for payments. The biggest negative is not a lot of options for paying half my loan on bills because system only links to certain credit card accounts so therefore I’m penalized and have a higher rate on my loan because one of the reasons for this loan is to pay off closed account and Upgrade would not recognize that account. I even called customer service and they could not help. So I ended up taking all cash option to pay on cards open and closed. Plus funds once approved were in my account next day and been over a week and payment to one of my cards is still pending. Hope this helps.

I have applied for and received loans over the last 5 years. Some were for major purchases and home repairs. Funds were deposited fairly quickly. I have also opened up a saving account with them with excellent interest rate. Excellent experience.

I was very pleased with my loan approval, which was timely. Outstanding service, no hassles. I look forward to conducting more business with Upgrade in the years to come. Upgrade is now part of my financial business plan for the immediate future. Thank you.

The entire application process from start to finish was seamless. I received an answer within minutes. I was impressed that the entire loan process after approval was seamless as well. I would highly recommend Upgrade for your loan needs.

Needed emergency cash for extensive dental work. Easy and fast application. Funded remarkably quick. Easy payment method. The website is user friendly. This is the 2nd loan I have acquired thru Upgrade in 6 years.

This was second go-round with Upgrade. I have to say both times the process was easy of course the second even more so, because I knew what to expect I would imagine. If you follow the instructions you will have no problems. It pays to make your payments on time and a little more if you can.

This was my second loan with Upgrade and the process was efficient, easy to use, with fast approval and release of funds. I appreciate that from beginning to end there were no gimmicks. They made an offer and they honored it. Absolutely no hassle.

Upgrade is so easy to use. The App is very user friendly. Response time on loan request was excellent. The communication from Upgrade was almost in real time. The interest rate was very much in line with comparable companies.

The whole transaction was very easy to apply online. The Upgrade website is very user friendly, and responses were always timely and positive. Upgrade does care about their customers. They have proven their worth, and they can be trusted to perform what they offer.

The online process was quick and easy to follow. At one point I was talking to real people and found them to be friendly and knowledgeable. I had to upload a few documents and this was not difficult. I received most of the money very quickly; still waiting on one loan company to receive their money, but, this is within the normal time frame, I was told (i.e., for certain institutions it can take up to two weeks for them to acknowledge receipt of the funds). Three out of the four entities to be paid received their money in less than 24 hours. I think that's impressive.