
United Debt Settlement Reviews
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About United Debt Settlement
United Debt Settlement, also known as United Settlement, is a debt relief company. It was founded by Marcel Bluvstein and Gabriel Gorelik in 2016, and it's based in New York City. United Debt Settlement provides debt settlement, debt consolidation and credit counseling. Its employees have all gone through training from the International Association of Professional Debt Arbitrators (IAPDA), and the company’s fees are based on the debt enrolled.
- Offers structured debt settlement program
- Employs certified debt specialists
- Shares examples of past settlements
- Availability may vary by state
- Does not work with secured debt
United Debt Settlement Reviews
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Reviewed April 20, 2026
Just started using this. So far I'm happy. We shall see what the next few months does for me and my accounts.
Reviewed April 20, 2026
Experience was great! Andrew was amazing and spoke very clearly, and Jon confirmed all the information for me as I needed, since this was my first time doing this. Thank you!
Reviewed April 17, 2026
The staff was great. Valerie ** and John ** were absolutely amazing with their knowledge and patience when it came to answering my questions and providing information.

Reviewed April 17, 2026
Very intelligent, Matthew had went out of his way for 2 hours to help me with my debt relief. Thank you so much!! Very friendly staff.

Reviewed April 17, 2026
The company was very helpful in taking care of my debt problems. John ** was very helpful in reviewing my case.
Reviewed April 17, 2026
Joy was excellent in his demonstration of the processes my loan and approval to the company. Excellent communication skills and a happy pleasant voice.
Reviewed April 17, 2026
Very helpful person nice. Everything she said made common sense. Program that I can refer other people to when needed. Thank you.

Reviewed April 16, 2026
John ** was patient with me and he made sure I understood the program that I was enrolling in.
Reviewed April 16, 2026
This company has helped me a lot. It has reduced my credit cards and removed all the high interest making my payments much easier!
Reviewed April 16, 2026
Everything went well. John ** was excellent. Great!!!

Reviewed April 16, 2026
John ** and the other staff were very informative and helpful.
Reviewed April 16, 2026
What a relief to see a debt free future not living under the credit card debt anymore. Highly recommend this debt consolidation.
Reviewed April 16, 2026
They were very understanding and helpful to me. They handled me with care. Made sure I know what to expect.
Reviewed April 14, 2026
I really appreciate the thorough explanation and customer service. They were great.

Reviewed April 14, 2026
Process was well. I would recommend John ** to family and friends.

Reviewed April 14, 2026
Extremely Helpful, John ** was informative and helpful and Veronica was just as polite and helpful
Reviewed April 14, 2026
Great experience! Thank you so much! Would recommend.

Reviewed April 14, 2026
The team was very helpful! I spoke with Annette and John **. They both did a great job walking me through the program and answering my questions and explaining how this differs from other similar debt help services.

Reviewed April 14, 2026
They were stupendous, clear, and extremely helpful. Grateful for them.

Reviewed April 14, 2026
Great customer service and explanation of everything offered. Tailored to ensuring your debts are taken care of.

Reviewed April 14, 2026
Anesthesia and John have been extremely helpful... with everything.
Reviewed April 14, 2026
Raymond was super helpful and I truly relieved after working with United Debt Settlement. It was a very easy process and I’m feeling excited about being debt free.
Reviewed April 14, 2026
This was an awesome experience. I’ve been behind paying a lot of interest, this company helped me out a lot.

Reviewed April 14, 2026
Was honest about what I was signing, explained everything to me and went over payment plan and how my credit would possibly go down while in program. Customer service was prompt and perfusion on call.
Reviewed April 13, 2026
Awesome, y'all did an amazing job cutting down my debt.
Reviewed April 13, 2026
This program has helped me out and ease on my mind on getting debts settled and seeing the light at the end of the tunnel.
Reviewed April 13, 2026
John and Joseph was very helpful. I would love to have them close to my home

Reviewed April 13, 2026
I had a amazing experience with with John. He was kind and understanding.

Reviewed April 13, 2026
Very helpful, nice employees, great service. I recommend this to a friend.
Reviewed April 13, 2026
The company has helped me immensely and has helped me out. I have cancer and they were excellent in helping me! Thank you so much!
Reviewed April 13, 2026
Berk explain everything clearly to my understanding.

Reviewed April 13, 2026
Emmanuel and Josh were so polite. John helped me through the whole process.

Reviewed April 11, 2026
Fantastic place to work. Super helpful. Really got me out of a jam. John was super nice as well.

Reviewed April 11, 2026
They really helped me to understand and they was so calm and told me everything I needed to know.
Reviewed April 11, 2026
Excellent. Easy to work with and very experience! Will recommend him anybody. Helped beyond belief. Respectfully!
Reviewed April 11, 2026
I dealt with Robert **. He was very knowledgeable, very helpful, easy to talk to. The compliance person Leonardo, was equally friendly and helpful. I just started with them, but so far I am thoroughly impressed.

Reviewed April 10, 2026
He was very patient and informative. He was very honest and caring.

Reviewed April 10, 2026
Jess and Josh was very helpful in explaining how this program works. I'm very excited. 😊

Reviewed April 10, 2026
Great customer service by John **. He explained the program well enough for me to understand.

Reviewed April 10, 2026
Robert was very helpful in the process of getting me approved for the hardship program. I am very grateful. Emmanuel from compliance was thorough and made sure everything was correct. I’m very pleased with the outcome.

Reviewed April 10, 2026
I dealt with Mr Samuel and he was very professional, respectful, patient and courteous. Answer all my questions and my concern. I am happy and looking forward to working with you guys. He was great. Thank you and I appreciate you all.

Reviewed April 9, 2026
I had a great experience working with United Debt Settlement. From start to finish, the process was smooth, professional, and honestly a huge relief for me. I especially want to recognize Thomas ** and John ** for their outstanding support. They were both extremely knowledgeable, patient, and always willing to take the time to explain everything clearly. They made what could have been a very stressful situation feel manageable and gave me confidence every step of the way. Thanks to their help, I’m now on a much better path financially, and I truly appreciate the effort they put into getting my debt resolved. I would absolutely recommend United Debt Settlement to anyone looking for real solutions and a team that genuinely cares.

Reviewed April 9, 2026
Handled with the utmost professionalism. Professionalism at its best by Anastasia and John **. These individuals handled my enrollment with advanced legal knowledge that was easy to understand. I went into this transaction nervous and came to the end with such a sense of relief. I could not have asked for a better outcome and the nervousness has subsided. I would definitely recommend to all who would benefit from this program, as I know I will and will now be able to sleep at night.
Reviewed April 9, 2026
Great customer service! Explained everything to the full extent. Process was easy.
Reviewed April 9, 2026
I wasn’t aware of a debt relief and how this whole process is. Thanks to the team for educating me and helping me consolidate all my debt. Now I can’t wait to rebuild my credit score.

Reviewed April 9, 2026
Thank you, I have been trying to find a way to help eliminate some of my debt. This will minimize the stress and headaches every month without shame.

Reviewed April 9, 2026
Andre was very nice and trustworthy. He was very professional and down to earth.

Reviewed April 9, 2026
Excellent customer service. Helped out in a time of need.
Reviewed April 9, 2026
They were very helpful and patient while going through the process; I would recommend them to anyone who needs help…
Reviewed April 8, 2026
Awesome customer service. Very polite making sure you understand.
Reviewed April 8, 2026
Shoutout to Michael **, John ** for making my life easier. Very professional, and patience. The best customer service I’ve ever received. I appreciate the time and understanding! To their bosses you guys have amazing employees like John ** and Michael **. They deserve a raise.

Reviewed April 8, 2026
My experience with John was a very good, and every detail was explained. I would recommend him as an excellent employee.

Reviewed April 8, 2026
I am beyond satisfied with the phone call I just ended, John ** was very helpful and informative.

Reviewed April 8, 2026
Was pleasantly surprised by the speed they approved me. Very professional, polite and totally put me at ease.

Reviewed April 8, 2026
I found my agent Diana and John ** was extremely professional and informative.
Reviewed April 7, 2026
I really appreciate the help I received from Burke & Josh. They explained everything to me in detail about the process of the program. Great customer service.

Reviewed April 7, 2026
Very helpful. Took care of all my debt completely!!
Reviewed April 7, 2026
Great. Detailed and helpful. Was quick and easy and straight to point.
Reviewed April 7, 2026
John was a great help in explaining how everything works.

Reviewed April 7, 2026
Really appreciate the people who help others. Life can be hard sometimes.

Reviewed April 7, 2026
I would like to thank Robert for his sincere support in helping me to decide upon applying for this program. He was very patient and kind; all of questions were answered and I felt so confident that I was making the right choice after everything was explained to me. The process was very smooth and I was successful at getting approval. Robert took the time to go through the entire application with me, allowing for any questions I may have had!! I’m so grateful to God that I was led to make this phone call!! Again, thanks to Robert and Jose for taking the time with me on the completion of application and the process that followed.
Reviewed April 7, 2026
John and Jonathan they both were excellent in explaining everything to me. I was impressed on the price. Thanks for letting me put my trust in you both.
Reviewed April 7, 2026
Thank you, they helped a lot. Getting me up to date with my debt.

Reviewed April 6, 2026
I was very skeptical at first with taking a chance with alleviating credit card debt; the representative Stephanie was so reassuring with answering consumer question pertinent to financial freedom opposed to getting in further outstanding debt. The representative that worked with me provided a sense of safety; answering all of my worried worthy questions; and making sure that I understood the assignment thoroughly. I have taken a chance at obtaining some financial freedom with this firm as a result of the representation of the young lady the counseled me.
Reviewed April 6, 2026
Hey so I just joined the program today. Was very nervous about making this decision. Everyone was very helpful and knowledgeable. Everything was explained in full detail. Excited about seeing how this program will help me to get back on track. Thank you!

Reviewed April 6, 2026
They were extremely helpful in getting my debt explained to me. They did everything in the most timely manner, and explained everything fully at every step. John and Henry were awesome!
Reviewed April 6, 2026
The team explained the program in detail and provided excellent service to help me resolve debt.

Reviewed April 6, 2026
Easy to work with and explained everything clearly. The process took time, but they helped me get on a manageable path.
Reviewed April 6, 2026
United Debt Settlement was easier than I thought it'd be. The whole process is less than 1 hr to complete and the staff are kind, professional and understanding. Thanks for all your help, United Debt Settlement for a chance for a new life.

Reviewed April 6, 2026
United Settlement has been very good to me. They explained things fully so that I understood them, and they explained to me what my company that I was originally he signed up with. We'll be willing not due what been told to me. I spoke with Matthew today, and he explained things really fully. And I am so glad that I got the chance to have this company care about me. I would recommend them to anybody.
Reviewed April 6, 2026
The staff was helpful and I am very satisfied with all of the information I received.
Reviewed April 6, 2026
Everyone was extremely helpful, efficient and fast.
Reviewed April 5, 2026
Had a very good experience with Andre **. He was very courteous and knowledgeable. He made sure I knew what I was getting into. He explained things on my level. I realize their fees are high, but you get what you pay for. I’ve just started on the program. Let’s wait and see what happens.
Reviewed April 4, 2026
Everything was satisfactory!. He was very helpful to my needs. Thank you very much. He needs a raise.

Reviewed April 1, 2026
Very Helpful people and made it extremely simple to go through and design a plan that would get me out of debt.

Reviewed April 1, 2026
John ** helped me out greatly, he was so warm and friendly. I really appreciated the knowledge and support he gave me.
Reviewed April 1, 2026
I was in a lot of debt and I contacted you all and they changed my life for the better. Thank you so much.

Reviewed April 1, 2026
I am deeply grateful for the exceptional debt-settlement services provided by United Debt. From the first consultation to the final resolution, their team demonstrated professionalism, clarity, and genuine care—skillfully negotiating favorable outcomes while keeping us informed at every step. Their integrity and attention to detail transformed a stressful situation into one of confidence and relief. I wholeheartedly recommend United Debt to anyone seeking trustworthy, effective financial advocacy.

Reviewed April 1, 2026
John was very pleasant and went over everything with me calmly. I give him a top rating.

Reviewed April 1, 2026
I was scared and super trepidatious, but after speaking with Gary and other staff members, not only was I put at ease but by the end of my call I felt like a huge weight was lifted off my shoulders. Highly recommend for anyone that finds themselves in a similar situation. I myself felt like a failure and alone, but I was assured this problem happens to a lot of others!
Reviewed March 31, 2026
This is an awesome company. They worked very well with me in consolidating my debt so that I could live a peaceful life and get back on track with my bills. Thank you so much.
Reviewed March 31, 2026
Anastasia was very helpful and kind as she was helping me through this process.
Reviewed March 31, 2026
Sooo, I wasn't sure what I was going to get into. However, I was pleasantly surprised. With the patience provided I feel very confident in my choice to pursue this program.
Reviewed March 31, 2026
When I saw the advertisement on Facebook, the ad was misleading. At the end of the day the company arrived on time. I need to rebuild my credit in order to move forward in life.
Reviewed March 31, 2026
John was very helpful and easy to talk to. I appreciate the help.
Reviewed March 31, 2026
Very very knowledgable of the process and John ** was very helpful and knowledgeable in his explanation and made my experience very interesting.
Reviewed March 31, 2026
Hello. My name is Jimmie **. I am writing this review because this was an amazing transaction I went through with your company. I have been through several traumatic things in the last 6 months. I mean I'm lucky I'm even alive. I have been working with Andrew ** and Josh. They really was so helpful and informative. The process was so easy and so helpful to me and my situation. I have never been through so much like I have in this past 6 months. Life can change so fast that it blows your mind. The help is greatly appreciated and needed. Thank you so much. Sincerely, Jimmie

Reviewed March 30, 2026
Ray quite literally saved a life by helping me come up with a solution to my crippling debt.

Reviewed March 30, 2026
It was an extremely easy process. The people were friendly and got me a plan I could easily afford and stick to.
Reviewed March 30, 2026
Talking with Jonathan and John it was great. They walk me through all the process and answer all my questions I need to know.

Reviewed March 29, 2026
I was alerted to United Debt Settlement through one of the loan companies I was inquiring to. I am impressed with their people staff, knowledge, care and personal attention I received from the start. I appreciate the detail answers to my questions, the very personal walk-through and explanation of documents. United Debt will help me, so if you need assistance contact them sooner than later.
Reviewed March 28, 2026
I usually don't answer these kind of calls, and if I do, I hang up quickly. I am quite happy that I took this call. I spoke with Hass ** and he was very pleasant and answered all of my questions. I am very impressed and he has great customer service. Thanks for helping me on my journey to become debt free!

Reviewed March 27, 2026
I found myself being sued by a creditor and started Googling credit resolutions. Came across United Settlement's website, filled out a form and received a call within minutes... Emin explained everything to me and I agreed to enroll in their debt program. I'm super excited to start this new journey with United Settlement! Emin was awesome! Great communications skills and made me feel comfortable.
Reviewed March 27, 2026
Brian was fantastic. Hats off to him. He help me the most possible way to get out of the mess I created which was debt.
Reviewed March 27, 2026
Both Gentlemen I was assisted by were very knowledgeable, friendly, and professional. They acted like I was the only client they had. I was very impressed and look forward to working with the company as a whole.

Reviewed March 27, 2026
Everything was explained where I was able to understand.
Reviewed March 27, 2026
Henri and John were very friendly and knowledgeable, lending me great services.
Reviewed March 27, 2026
Would never recommend this company if you are serious about wanting your debts resolved. They are only in it for their fees and believe me they have a price. They will take your money but lag when it comes to handling your accounts and they have no legal response if you are taken to court, you are better off settling the accounts yourself. If you quit the program, they will keep whatever money you have in your account for fees owed them. Stop before you make the mistake I made.

Reviewed March 27, 2026
Both Gaige and John were both informative and gave me hope to get out of my debt. I recommend this company to everyone he needs to get out of debt.

Reviewed March 27, 2026
Ana and Aya are excellent representatives for United Settlement. They are both very skilled and talented in discussing the opportunity that the company will perform on the client's behalf. They were helpful in explaining what to expect and how long it may take to reduce the amount owed.
Reviewed March 26, 2026
The people I spoke to at United Debt Settlement were FANTASTIC! I was at my wits' end, had started looking for a bankruptcy lawyer, when I saw a video about united debt settlement and called them. They answered all my questions and set me up with a program I can survive on and get back on track after losing my job.

Reviewed March 26, 2026
The experience was great with Diana, she was very helpful in explaining things... very patient.... She is the best.... Kohn was very helpful & friendly....
Reviewed March 26, 2026
Joined 1 year ago. One credit card paid off with settlement, 2 more credit cards agreed to settlement. I was told would take 3 years and I think it will be a done deal. Thank you so much.
Reviewed March 25, 2026
Each representative was very pleasant and they explained everything to me step by step. The way they explained the chart made me see how better this option was the way for me to go I stead of trying to get another loan or just pay the minimum payment. Over time this is going to help me save more.
Reviewed March 25, 2026
Great customer service and helping me pay down debt. I owed too much debt and they really helped removing the stress. I was struggling to make both mortgages and credit card. Now my loans and credit cards are one monthly payment. Thank you.
Reviewed March 25, 2026
I Truly did not believe what the Gentleman on the other side of my phone had to say, but after a good amount of words, Andre **, and John **, had my Heart ❤️ so Happy I started to Cry, I have NEVER been this Happy, and I will tell Everyone about this. I now have so many rocks off my shoulder, and I can breathe now, these Two Gentleman are the Best people I have ever talked with, God Bless Y'all so much for the Hard work Y'all do to make us happy. 😊

Reviewed March 25, 2026
I have been looking for a way to take care of all my debt and start fresh, but the credit card companies keep raising interest rates and I could not find a way to make it work, then I talked to Diana and we have figured out a way to clear my debt with payments and be done. I am so thankful!!!

Reviewed March 25, 2026
Very fast, and communication service, would recommend to anyone. They are very fast and consistent and gave every detail they can to help you get where you need to be. I would highly recommend anyone to try reaching out.
Reviewed March 25, 2026
John ** finished our account in a timely manner. He is very informative and understands the company well. He is very polite and friendly. I haven't seen results yet as well just signed up, but I'm hoping it will be as good as working with John. Thank you.
Reviewed March 24, 2026
John ** was very kind and patient with me! He is a great listener and very professional! I would recommend anyone to this company! Thank you very much for helping me with my debt consolidation!

Reviewed March 24, 2026
“I contacted this company for a loan; however, I was not approved. The customer service representative offered me a debt consolidation program as an alternative. Vincent was very knowledgeable and provided detailed information about the program. I was very pleased with the experience.
Reviewed March 24, 2026
Everything was smooth so far. Hopefully things will be good once we start making payments. Henri was knowledgeable and easy to work with. The process was longer than we thought and longer than we were lead to believe.
Reviewed March 24, 2026
This way such an easy experience to get started. Mathew and John were amazing and easy to work with. They explains everything and made it easy to understand. I would recommend this program to everyone out there. Top notch.
Reviewed March 24, 2026
I had such a wonderful experience today with United Settlement, Robert J. was wonderful. He walked me through the process, explained everything in detail, answered my questions, and helped me to feel better when I was a little nervous early in the call. I was 100% certain of my decision and fully informed by end of the call. I feel really good about where my credit will be by the end of the year and even where I will be by this time next year.

Reviewed March 24, 2026
I am very pleased with the service. The staff was very pleasant and efficient. They addressed everything leaving me with no worries and no additional questions. I would definitely recommend them. Plus the rates were great.
Reviewed March 24, 2026
Eman and Matthew were very helpful during the process. They are very knowledgeable about their work environment. And I am very pleased about my experience and my new plan. Thanks United Settlement for a great opportunity.

Reviewed March 23, 2026
Excellent service! I was nervous at first but John and Jesse were very helpful and made the process clear for me. Saved me stress and money, this is a relief. Thank you so much! 5 stars and would recommend.

Reviewed March 23, 2026
This process was a relief. The staff worked quickly and pleasantly. They took care of my debt and helped me get ahead. The price was way cheaper than other companies with good rates. I would recommend it to anyone looking to settle debt.
Reviewed March 23, 2026
All expert level very happy with service. Efficient Effective and outstanding service. The explanations and detailed instructions were well given. All understandable clear and concise. Going from one customer service agent to another was easy to understand.
Reviewed March 23, 2026
I was drowning in debt and couldn’t sleep at night with all the worry and stress. Thank you so so much for all of your help. I am able to breathe and sleep and relax. I am ready for the new chapter in my financial freedom.
Reviewed March 23, 2026
Very thankful for this program. I needed this to get back on track. This will help me a lot! I have been praying for some way out of the debt that was created for me and I finally was able to manage something to get out of it.
Reviewed March 23, 2026
Easy process. Great customer service. Both Sam and John were extremely helpful, quick and efficient!!!! I will be recommending this service to friends and family! I plan to use them to help my mother as well.
Reviewed March 23, 2026
I set up an account after being deceived by customer service. Was told they’d guaranteed that I couldn’t be sued by lenders. This is a lie. I tried to cancel within 24 hours of signing documents. They’ve been stalling me for 3 days, hours on hold trying to cancel account. Then they sent me an email stating they will be drafting money from by account!!!! What a scam.

Reviewed March 22, 2026
Andrew ** was very helpful. He was patient and understanding; he explained everything thoroughly. Winsmar ** was very kind and patient as well. Would recommend this company to anyone who is experiencing problems with their debt.
Reviewed March 22, 2026
Emin my representative was professional and proficient, he went over everything precisely giving me clarification on all materials of contract. I so appreciate the help of United Settlement, thank you!

Reviewed March 21, 2026
The agent I spoke with was very patient and helpful. He walked me through each step and explained everything thoroughly. I feel better knowing I’m on my way to breaking out of the debt cycle I’ve been trapped in.
Reviewed March 21, 2026
Very good customer service I appreciate your help. It was very knowledgeable. I thank you for everything helping me get back on track. I will be telling family, friends, coworkers, anybody that needs help getting back on track.
Reviewed March 21, 2026
I spoke at length with Aj who helped me through all the details with patience and calm. He helped relieve my anxiety over my huge debt and enabled me to breathe peacefully again. He was great. Also I had the pleasure of of speaking with Juan ** who covered all the details succinctly and clearly.
Reviewed March 21, 2026
"Highly recommend! I was struggling with debt and didn't think I'd find help because I'm on a fixed income. After applying online, an agent called me almost instantly. He was professional, helpful, and got me enrolled in a debt relief program that same day. The entire process was seamless and much faster than I expected."

Reviewed March 20, 2026
John was more than happy to help me with my problem. He was very helpful and helped me through everything I needed. It was a very good experience and I look forward to working with him again in the future

Reviewed March 20, 2026
John has made me understand what was difficult for me a long time. Now he has made me to breathe a sigh of relief. Thank you so much for the excellent commitment to help the helpless with so much caring spirit. Please keep the fire burning.
Reviewed March 19, 2026
Very pleasant and helpful staff!! A pleasure to work with and look forward to my experience with United. I highly recommend using this service if you have debt issues and need a way to lessen the stress in your life!

Reviewed March 19, 2026
Great help! Definitely recommend to others. Took the time to actually talk to me and compare other companies. Glad I can finally get out of the financial hole I was in and start building my credit back up.

Reviewed March 19, 2026
They were great and helped me out a lot, if you have debt you should call them and let them exercise their expertise. I'm fully confident in their help and appreciation. I referred them to my friends and family.
Reviewed March 19, 2026
I'm a brand new 73 year old disabled Viet Nam veteran and trust me, so far they have been VERY cognizant of anything I need. The email exchanges with my counselor and the compliance call all went very smooth.
Reviewed March 19, 2026
Beneficial. Explained the process completely and thoroughly and broke down exactly what was gonna happen and how to move forward with it. Made sure I know what I was signing up for and walked me through.
Reviewed March 19, 2026
I thank John for helping me with my debt relief! I will recommend family and friends to call and be debt free to live a happier life 😊! Thank you so much John for being so helpful to me! I'm so happy that I received this information.☺️
Reviewed March 18, 2026
My name is Audria **. I was very stressed out regarding my financial situation. We're on a fixed income and I wanted to pay the bills, just not enough funds to keep up. I saw an ad for United Debt Settlement. I contacted the company. I spoke with Vincent. He was very kind and very patient as he explained the program to me. I decided with my hardship, the program would be a God Save for me and decided to join the program. Vincent took the steps to enroll me and John did the verification follow-up on my enrollment. I was satisfied with both of them.
Reviewed March 18, 2026
Excellent customer service. Best of the best. Experience was quick and hassle free. Would highly recommend their services. First time customer but would use them again if needed. Can't wait to start program to finally feel relief of the high credit card interest rates
Reviewed March 18, 2026
Absolutely amazing, super helpful and with full professionalism, I’m so glad I made this decision and with their help. John and Nikolay have been extremely helpful throughout this process. Can’t wait to see all amazing work they have done to get me back on track.

Reviewed March 17, 2026
I just started but everything was easy to get started and everyone has explained everything in detail along the way. Everyone I have dealt with so far has been pleasant and at least now I can find the light at the end of the tunnel. Even if it will take a bit, but I didnt get in over my head overnight, so the solution wouldn't be overnight either.

Reviewed March 16, 2026
Customer service outstanding. It was explained to me thoroughly. This is a wonderful alternative when you've run up too much debt. Robert ** is the best. I highly recommend United Debt Settlement.
Reviewed March 16, 2026
My experience was very understanding to me and my wife, The consultant was very helpful making sure we understood everything. We are very appreciative with this offer. Thanks so much for helping us find relief with our financial situation.

Reviewed March 16, 2026
Matthew ** was incredibly thorough, patient, and genuinely easy to talk to. From the moment our conversation started, he made me feel like I wasn’t just another client on a list, but someone whose situation and long‑term stability actually mattered. He took the time to walk me through every detail of the process, explaining things in a way that was clear, grounded, and never rushed. I never felt judged or overwhelmed, which is rare when you’re talking about finances, debt, and the stress that comes with trying to get everything back on track.
Reviewed March 14, 2026
I needed he real bad…I'm feel like I make the best decision with picking you guys to help my situation. I got wonderful help to make the process easier. Yes I recommend this company. What they did helped me from getting sued and I can look forward to a better financial future.
Reviewed March 14, 2026
That was the best customer service I've experienced by phone. I had lost my voice and speaking normal hurts, I had to whisper in order to communicate. They were extremely understanding of my health and they were extremely patient with me, for those reasons I give them a solid five star rating. Thank you greatly for your help and your entire team.

Reviewed March 14, 2026
My experience was exceptional, they were very patient and thorough during the whole process. I was left with a full understanding of what to expect. I am grateful for the help that I am receiving and will recommend them to others. Thank you!
Reviewed March 14, 2026
I had a very nice experience talking with Gaige and John. They were very helpful and professional. They made me believe that I can really get off my debt with not so much trouble. They answer to all my questions and assure me that they and the company are legit. I barely wait to see my accounts free of debt. Thank you guy.
Reviewed March 13, 2026
I recently got divorced and came into a lot of debt. I ran up credit cards, got loans. I have been struggling to make minimum payments and falling behind. I would lay awake at night stressing so much about how I was going to fix this. I looked into bankruptcy, debt consolidation loans but they didn’t work or not the best for me either. I contacted United debt settlement for help. Stephanie was Ana ing at walking me through the process. I’ll be debt free in 4 years and having a better monthly payment I can still get food for the table, gas for my car and care for my son.
Reviewed March 13, 2026
They have been great. Very responsive and informative. They provide a wonderful service as an alternative to paying a crazy amount of interest. They handle everything and provide a reasonable payment plan.

Reviewed March 13, 2026
Tommie and John have been very helpful getting me started with this program. They have been extremely helpful. What's going through everything with me? And explaining the whole program along with taking me through The The the documents that they emailed me in explaining every bit of it. I could not have had better agents with this company or better help. They've explained everything to where I can understand what I was reading. I know that if I have any questions, I can call Tommy back at anytime or John.
Reviewed March 12, 2026
I was able to get approval right away and I was happy that I don't have to worry about paying on my debt. They were easy to talk to you on the phone. They were very helpful with the application. I'm very happy I'm in the hardship program.

Updated review: March 20, 2026
They were attentive to my issues, and willing to work with me on fixing them. Thank you for taking the time and making sure things get done correctly!
Original Review: March 12, 2026
They waaaay overcharged for work they NEVER did, swallowed up 50% of the deposits and NEVER settled all the debts. Horrible liars and all paid reviews. Now I am being sued by my creditors and getting my wages garnished.
Reviewed March 11, 2026
The company was very factual. Explained everything they do and all the information you need to make a confirmed decision on your part. They go over it slowly and will keep explaining until you know what they mean.
Reviewed March 11, 2026
Sale team and compliance are professional to articulate and explain terminology to me to guide my decision to enroll in the program. I feel I can be on track to pay down my debts to move forward to best future financial decisions.
Reviewed March 11, 2026
I appreciate the service and was very well needed at this presence time. Both representatives Mr. AJ and Mr. Emmanuel was very patience and helping me fill out the forms. I’m so glad I click the link. Thought it was a scam at first.

Reviewed March 11, 2026
Great experience! Both Veronica and Jon really went out of the way to get my into a perfect plan. I highly recommend this for anyone who is in need of assistance with creditors. Thank you again and I will be spreading the word.

Reviewed March 10, 2026
I just got off the phone with United Settlement and Matthew was extremely helpful. I had a rude call earlier but when I got on the phone with Matthew, he apologized and walked me through the program and the details to get me debt free. He answered all my questions in a calm and patient manner and personally congratulated me on making this first step. Highly recommend Matthew and United Settlement.

Reviewed March 10, 2026
They’re very nice and helpful. I was very stressful with the amount of debt that I had and they sat me down and take their precious time to help me and guide me through the steps. Give me the best options so that I could’ve get out of the debt that I got myself into over the years. Greatly appreciate you guys for the opportunity and will greatly introducing you guys to any of my people that are in the same situation as me.
Reviewed March 9, 2026
I’ll keep this short and subtle. I have dealt with a lot of personal issues where I lacked taking care of my finances. These guys have truly taken a weight off of my chest and made me take a breath of fresh air today, and thank you!
Reviewed March 9, 2026
This is my first experience with a debt relief firm, but from what has been explained to me thus far, by two very patient, and knowledgeable service representatives, it seems to be a good program. I'll benefit more peace of mind, with a one stop shop payment plan covering all of my debts. I'll save a very considerable amount of money in the form of interest and the amount of each negotiated debt account. Fees are included in the monthly payment after each account is cleared. I now have money left in my budget to save some. My debts can be paid off in less than 2 years, and even less than that, if I choose to make extra payments. I believe I will be quite satisfied with this arrangement.
Reviewed March 9, 2026
When I first called I wasn’t expecting too much help, but I was pleasantly surprised by the help I received from Sam and John. Sam was very helpful and patient with me as he went through all the process. He helped me with sending him my information as I’m not fast in using the app of taking photos and forwarding them. I thank him for that. He patiently went through the contract and explained everything in a way I could understand it all. I would definitely tell any friends that this company was very good. John went through all the contact and made sure to explain it to me in case I didn’t understand anything. He too was personable. I thank them both for their professionalism and help. Thank you.
Reviewed March 7, 2026
The representative was very helpful and explained the entire process to me. My monthly payment is much lower than what I was originally paying, and I already feel a big relief off my shoulders. Was really nervous about doing something like this but Andre talked me through it and I look forward to being able to save some money again. Thanks Again!
Reviewed March 6, 2026
I had the pleasure of speaking with Spencer **. He was very professional and extremely knowledgeable and very pleasant. In fact the entire experience was handled quickly and professionally including the compliance link up. I can rest easier knowing this is in place.
Reviewed March 6, 2026
James was extremely helpful in helping me understand my options and seemed to be genuinely supportive of my situation. I was over my head in short-term loans and predatory lending debt. Used to cover my medical expenses in a time of hardship.

Reviewed March 6, 2026
Very understanding with my debts and needs, very helpful in assisting me and explaining everything to me, as I have never been in this type of situation before. Veronica was very understanding and helpful.

Reviewed March 5, 2026
They were very professional and walked me through the process in a way that I could understand. I am very happy with how easy the process was and how professional they were. They asked questions without making me feel bad for reaching out for assistance.
Reviewed March 5, 2026
Both Veronica and Josh were so patient and explained everything so I could understand it. Being able to get help without being judged really has helped to ease the anxiety I have been experiencing. Thank you just doesn’t cover how appreciative I am.

Reviewed March 4, 2026
Excellent to work with. Friendly and knowledgeable. It is great to know I will be working with a very reputable company who are willing to work out any problems I may have with this account. Thank you very much.
Reviewed March 4, 2026
Brian was very patient with me and answered all of my questions and concerns, even if I asked multiple times. He made me feel heard. Admittedly, I had a debt problem that was very difficult but he walked me through each step to make sure I understood. I felt very secure with him.
Reviewed March 3, 2026
Gaige and Ezrah were both very helpful, pleasant and knowledgeable. The process was simple to navigate and I'm very thankful for the ease of entering the program. I would recommend you without a doubt!

Reviewed March 3, 2026
I found myself stuck and unable to make payments on my accounts while going through a divorce. United gave me a manageable payment and hope for moving on with this next chapter in my life. The customer service agents were polite and non judgmental. It was a smooth process.

Reviewed March 2, 2026
Excellent experience, easier than expected, all major credit cards and debts were reviewed. Good experience with Representative. Underwriting process was thorough. Expectations of program we clarified in full. Very relieved.
Reviewed March 2, 2026
It was a very easy to do and get approved!!! You can’t beat it at zero percent interest. The people that work with me was a pleasure to work with. They were very nice. Very knowledgeable about what would happen. It was great, very happy!
Reviewed March 2, 2026
Very helpful in settling all my debts savings of $50,000 in my debt thank God. Very helpful in getting all my credit cards paid off and I will only have one payment and not having to worry about did I pay this account on time.
Reviewed March 1, 2026
Not sure how I came across them or how they came across me, but I’m deeply in gratitude your employee Tommy is acceptable knowledgeable man. He took me step through step and showed me the amounts of savings and got me prequalified for the loan so as long as I make my payment for six months, I just saved $16,000 plus some because of those still work on the debt to go low lower. I’m so blessed to run into this company and speak with Tommy. You guys have a blessed day and thank you again for the phone. Call the enrollment in the plan and they helped me get back on my feet.
Reviewed March 1, 2026
Nikolay ** is an outstanding sales and customer-welcoming agent for United Settlement. Not only was he competent and knowledgeable about United Settlement's services, but he was understanding and reassuring about my situation. That was such a comfort to me! He was extremely articulate and thorough in his presentation of the contract. I was honored and grateful for his interaction with me. Thank you, Nicolay, and thank you United Settlement!
Reviewed Feb. 28, 2026
They were very helpful and I'm excited to get debt free. They really explained everything well and made me feel like they wanted to help me. Nikolai was very patient and made everything easy for me to understand.
Reviewed Feb. 27, 2026
They did a excellent job and will do business with them again and will recommend others about this place, thanks so much, they are helping me with a lot of credit that I needed to pay and they did such a great job.
Reviewed Feb. 27, 2026
Very satisfied customer, material was very easy to understand. Prices was doable, will tell my friends and family about United Settlement. Veronica was very caring and very accurate with all the information she took.

Reviewed Feb. 27, 2026
Everyone was very helpful and understanding. They were very professional and got me a settlement that I could handle. Very knowledgeable and caring people.
Reviewed Feb. 27, 2026
Today February 26, 2026 I had the pleasure of speaking with Joseph to get myself positioned in a place of better financial stability. He was very professional and very helpful and understanding of my situation.
Reviewed Feb. 26, 2026
Satisfactory. Cordial, complete creditor checks by computer. Prompt, willing to explain details. Answering questions about bankruptcy satisfactory. Overall able to communicate effectively. Thank you for being the light at the end of the tunnel
Reviewed Feb. 25, 2026
Wonderful program to help me get out of debt. My representative was very courteous and knowledgeable. He worked with my situation and came up with a wonderful solution.
Reviewed Feb. 25, 2026
Hello my name is Leonard ** and I am totally happy with the service I received at debt consolidation. They were very nice and walked me through it all. I am very happy.
Reviewed Feb. 24, 2026
Today, Saturday February 21, 2026 I had the pleasure of speaking with Ana ** who was very easy to talk with, very professional and knowledgeable about the program. She explained every detail, she was very courteous and we engaged in conversation beyond the program and its criteria for a brief moment which was refreshing and put my nerves at ease. It's my first attempt entering a Debt Settlement agreement, and with the knowledge she shared, and answering all of my questions; I can honestly say she put me at ease with signing and what to expect in the next several months. Thank you, Ana. Caleb was who I spoke with from the Welcoming Team. He was also very courteous, professional, easy to talk with and I am completely satisfied with the Customer Service overall.
Reviewed Feb. 24, 2026
When talking with my advisor Veronika, she explained the process and any questions I had. She helped me put any creditors that were not shown on the credit report. She was very patient with me. I liked that she explained what I had to do after.
Reviewed Feb. 23, 2026
That's a very good experience. So they are very nice and professional. So thank you so much for your help and I will refer some friend because you do very good job. So thank you so much for your very good job.

Reviewed Feb. 23, 2026
They were very helpful with enrollment and explaining the program. They answered all my questions. I am confident that I made the right choice by using their program.
Reviewed Feb. 21, 2026
Today, Saturday February 21, 2026 I had the pleasure of speaking with Ana ** who was very easy to talk with, very professional and knowledgeable about the program. She explained every detail, she was very courteous and we engaged in conversation beyond the program and its criteria for a brief moment which was refreshing and put my nerves at ease. It's my first attempt entering a Debt Settlement agreement, and with the knowledge she shared, and answering all of my questions; I can honestly say she put me at ease with signing and what to expect in the next several months. Thank you, Ana. Caleb was who I spoke with from the Welcoming Team. He was also very courteous, professional, easy to talk with and I am completely satisfied with the Customer Service overall.
Reviewed Feb. 20, 2026
Vincent was so helpful and compassionate, and explained the program that was easy to understand. He was very quick to upload all my documents and gave full transparency. I am excited to embark on being debt-free! Thank you so much again.

Reviewed Feb. 19, 2026
Andre was great. He explained everything thoroughly and took the time needed to gather all the pertinent information. He knew the workings of the program and was very patient and answered all my questions.
Reviewed Feb. 19, 2026
Caleb was very professional, explained the program very well and helped with resolving my debt. I would recommend him to anyone needing this help for sure.
Reviewed Feb. 19, 2026
When I started down this road to fixing my debt issues, I had a lot of anxiety and doubt. When I corresponded with your agent, he eased my discomfort and helped make my experience easy and worry free. Because if that experience, I feel fully confident that I did the right thing by enrolling is this program. Thank you United Debt Settlement!
Reviewed Feb. 18, 2026
This is just the beginning but the positive push I got from United Debt Settlement took me around the moon! The people I talked to were patient, helpful and kind and continue to steer me toward being debt free. I would recommend highly. I hope to write another review when I cross the finish line

Reviewed Feb. 17, 2026
I received the 5 Star Customer Service from two women at United Settlement. I received the timely service to relieve my $41,000 in debt. I will recover in 4 to 6 months. Thanks to these two ladies. I am a Permanent & Total Disabled Veteran. Very Grateful to the United Settlement. 17 Feb 2026. Very Respectful. Spencer **. USAF Retired. Major.
Reviewed Feb. 17, 2026
I have never a customer service representative work so hard on my behalf before. I didn’t know help like this even existed! You all get family’s hope for a brighter day! Thank for all the help!
Reviewed Feb. 17, 2026
Sam was very helpful and knowledgeable. He explained the process and answered all of my questions. I feel very comfortable with United to help with my debt. Looking forward to being debt free at the end of their process. I would highly recommend this company.

Reviewed Feb. 14, 2026
Winsmar ** and Andrew ** were great to work with. They explained the program to me in great detail and answered all my questions completely. They were both very professional and I appreciate all the time that they spent with me to explain the details. I'm also happy to see the results in the near future. Overall, it was a very positive experience for me.
Jerry
Reviewed Feb. 14, 2026
Was very pleased with the service and with Gaige. Thank you for calling me back. My experience was good. I don't know what else to say. Gaige was very helpful.
United Debt Settlement Company Information
- Company Name:
- United Debt Settlement
- Address:
- 240 W. 37th St., Ste. 400
- City:
- New York
- State/Province:
- NY
- Postal Code:
- 10001
- Country:
- United States
- Website:
- unitedsettlement.com
