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Whether you're buying a new car, or refinancing an existing auto loan, RoadLoans has the right deal for you. Our online approval process takes just a few minutes to complete, and gives you a loan decision in less than 30 seconds. We specialize in financing for those with less-than-perfect credit and we don't require a fee when filling our our online application. Visit us online today, and see the RoadLoans difference for yourself! Reviews

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    • 4,465,035 reviews on ConsumerAffairs are verified.
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    Page 1 Reviews 0 - 10
    Punctuality & Speed

    Reviewed Aug. 14, 2021

    This is not truth, they approve you, when you go to the dealer there is another panorama. Very different compares when they originally approved, the numbers change, high down payments. It is ridiculous. It is a waste of time.

    Customer ServicePrice

    Reviewed Nov. 23, 2019

    Never got to speak to a human first off. They will drive you nuts once you inquire and they got your phone number or email. And they will constantly let you know "We are specialists (not we specialize) in bad credit car loans." That my friends, is pure bs. My credit's not that bad. And you cannot email them or respond to their "Your'e s.O.L. After almost a fricken month of them ** around. Website, same day approval or something close to that. I would stay clear of them and drivetime. **. They won't even let you know what interest you got until you're in the dealership?? Wtf? Whack.

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      Reviewed Sept. 13, 2019

      This company does not secure people's credit information. I got an alert to my credit report that someone used my social security # and applied for Road Loans and other credit cards. I was involved in the Equifax breach. I got a notification and immediately told them to remove my information. They refused and instead told me to file disputes. Honestly, if this is how they treat people do you honestly trust them to give you a loan?

      Customer Service

      Reviewed July 29, 2019

      I am a dealership and I purchased a car at the auction, the front of the title shows no lien, but when I sold the car to a customer and they tried to register it, the state rejected it saying there was a lien back in 2008 from RoadLoans, which is Santander. I called to get a lien release and they said I had to do it online and pay a fee! Why would I have to pay a fee just to get a lien release from a car that was paid off?

      Customer Service

      Reviewed July 15, 2019

      I went through a lending website to find a subprime auto loan because of challenged credit/student loans and was referred to Road Loans. I applied at the end of May and was approved, however they said I had to use a particular dealer "CarMax". I asked if I was approved for 30K why couldn't I use a dealer of my choice, they responded and removed CarMax from the loan voucher. I went to several dealers in which wanted me to apply through their financing as Road Loans requires the dealer to pay Road Loans a fee in which seems that none of them wanted to do.

      Since I was experiencing so many issues I went and visited CarMax. By this time I was near the end of the approval and Road Loans stated they could give me a 15 day extension only if I went to Car Max, if I wanted to continue with another franchise dealer I would have to reapply (granted my credit score has already been reduced from applying with Road Loans. I tried to re-apply through Road Loans and was denied, so I was left with using the 15 day extension for Car Max.

      Went to Car Max several times. Finally found a vehicle and presented my loan voucher and was told by Car Max that Road Loans needed to change the date on the voucher to reflect the 15 day extension. Road Loans said that they wouldn't change the expiration date to reflect the 15 day extension and that Car Max should honor it. I don't know why Road Loans wouldn't change the date as I would be paying them for the loan and not Car Max. Needless to say the back and forth went past the 15 days because neither one would resolve/confirm what the other was saying and Road Loans wouldn't provide another extension nor grant me a new loan. Terrible experience and a waste of my time and reduced credit score. I guess that is why they call it subprime lending. Lesson well learned. No vehicle and lower credit score.

      Reviewed March 21, 2019

      I got this letter telling me I was denied an extension to a loan. Funny I never applied for a loan let alone an extension to a loan I don't have. I know my credit is bad so I know better than to add to a bad score by another credit check I just know will be denied anyway, hello!!! I never gave permission and I NEVER gave my Social Security numbers to anyone online for any reason. I have a nice Mustang I love so I don't see me searching for a car, I got one. I'm buying my home so I don't see me looking for another one. There is no reason at all a loan or extension for my (loan) should've even been checked so let's hope I find out an answer to this issue or the person who approved this check because I will be talking to my attorney on this matter tomorrow.

      Sales & MarketingStaff

      Reviewed Dec. 20, 2018

      These people scammed me. FIRST off I bought a car in 2013. Called the dealer ahead of time and told them that I had been approved for a loan. When I got to the dealer they had already picked out a car for me. Didn't even let me pick out my own car. SECOND I got behind on my payments but always caught up. In 2016 after paying on my car for 3 years I lost my job where I had been for 20 years. From May of 2016-November 2016 I kept my car because I had filed bankruptcy. (Because my lawyer did file my case in a timely manner.) THIRD they picked up my car in November. They had it about a week. I had to pay over 1600 dollars to get it back. I am still paying on the car and they still have me owning them over $900 in towing fees.

      I have tried to refinance the car many times but because I owe towing fees they keep denying me. It's really sad that they prey on peoples whose credit is bad due to no fault of their own. I worked for 20 years for a company that decided to close and was punished for it. I have another job now. Been there almost two years and I need a SUV and can't get one because of ROADLOANS!!!


      Reviewed Aug. 27, 2018

      RoadLoans is the worst company ever. Do not finance anything with them. They approved me for up to 17k, after days of back and forth with them and the dealer closest to me, dealer called them ready to take the deal. I insured the car I wanted and all. Got to financing to complete it and found out RoadLoans wanted dealer fee to be $2,500. Mind you a typical dealer fee is $600-800. No dealer will go for that large amount RoadLoans wanted, because they don’t profit at all.

      The reason Carmax does it so easily is because they can sell you a lemon car, mark up the price and still profit. Most the Carmax cars have high miles and no kind of consumer warranty. Also for me, many of them were so far away (the Carmax locations). With no car would have taken 4-6 hours and who knows if I would have liked anything or had any troubles. I wound up getting approved through regular Santander Bank for a smaller amount RoadLoans but slightly better interest and was able to get a 2011 Nissan Maxima with 60k miles and mint condition with 3 month warranty and 2 year limited warranty thereafter.

      Customer Service

      Reviewed July 7, 2018

      After a woman used RoadLoans to buy my car they have yet to send money to me and it's been well over a month. They have the title to the car in their hands and have not kept me informed about the purchase of my car at all. If I don't hear from them this week. I will be filing a lawsuit against them.

      Punctuality & SpeedStaff

      Reviewed June 26, 2018

      Hey just wanted everyone to that I purchase a car through new RoadLoans with the help from Jenny ** and Iris **. They very nice to deal with. Walked me through it step by step. Stayed in contact with the whole way. I'm talking with a phone call to make sure I understood everything in the process. It was quick and simple and will being calling on them again in the future. They are very easy to deal with and always on the ball and again thank you Jenny and Iris for all your help.

      Loading more reviews... author review by Emma Simon

      RoadLoans offers loans on new and used cars from dealers, as well as purchases from individuals. The company also offers cash-back refinancing options and specialize in providing great rates for customers with poor credit history. This online financing company works with online sales and offers pre-approved auto financing.

      • Low credit applicants: Applicants who have a hard time getting a loan from other lenders because of low credit scores can work with to get approved for a loan.

      • Easy payment options: Customers of RoadLoans can pay their loan repayments in a myriad of ways, including phone, mail, MoneyGram, Western Union and ACH, making it convenient for any customer.

      • Instant application: The company allows applicants to apply instantly online and get a loan decision by e-mail in less than 30 seconds.

      • Apps: They have a convenient app that offers users a complete resource center to manage their loans. Customers can easily log in from their mobile devices to check on the balance of their loans, make payments and contact support.

      • Fees: There are no application fees when you apply. When your application is approved, you download the loan documents and instructions online and return the required signed documents to RoadLoans. There is no obligation to activate the loan.

      • Competitive rates: They offer competitive rates and make it easier for borrowers to pay back their loans with low interest. The rates depend on a borrower's credit history and income level but it can be as low as 3 perfect.

      by Emma Simon ConsumerAffairs Research Team

      As a member of the ConsumerAffairs research team, Emma Simon is dedicated to creating accurate and valuable content that helps consumers make difficult decisions. Company Information

      Company Name:
      Company Type:
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      Year Founded:
      P.O. Box 961245
      Fort Worth
      Postal Code:
      United States