RoadLoans.com Reviews
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About RoadLoans.com
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Whether you're buying a new car, or refinancing an existing auto loan, RoadLoans has the right deal for you. Our online approval process takes just a few minutes to complete, and gives you a loan decision in less than 30 seconds. We specialize in financing for those with less-than-perfect credit and we don't require a fee when filling our our online application. Visit us online today, and see the RoadLoans difference for yourself!
RoadLoans.com Reviews
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Reviewed Jan. 25, 2017
My lease was ending in 3 days and I requested for loan to finance my leased vehicle. In no time application was processed and all paperwork was taken care off by the team. It was a pleasure working with them.
Reviewed Jan. 25, 2017
I signed up for the online account and the process was very easy to complete. I went in to check on anything else that needed to be done, since I am at the beginning of the payments. I saw at the top of the screen several items that were outstanding. I click the "chat" and the gentleman helped me in a timely professional manner.
Reviewed Jan. 25, 2017
The easiest auto financing. Everything is straightforward. Had the paperwork in hand and was in and out of CarMax in a couple of hours. RoadLoans gives you the power no fighting with the dealer. A++ for ease and convenience no one does it better.
Reviewed Jan. 25, 2017
Good rates, quick response, exceptional customer service. Especially Amy **, she was the representative assigned to assist me. She went above and beyond in assisting me with processing my loan. She is an asset to your team and deserves to be acknowledged.
Reviewed Jan. 24, 2017
Simple process. Provided required documents to Carmax. Made my required down payment. Drove away in new car in less than two hours. Very low 500s credit score. Thank you RoadLoans for the chance to buy a reliable automobile. Dealer received their funds within two weeks and our first payment is due 37 days from date we drove away. RoadLoans stood by everything they offered. Nothing hidden.
Reviewed Jan. 24, 2017
Agents were very helpful and extremely patient with my questions and concerns. They also were informative and explained clearly each step along the way. They answered the phone promptly and in a courteous manner. You have a winner group. I will recommend your company to relatives and friends.
Reviewed Jan. 24, 2017
Good job, good personnel response and connection between consumer and RoadLoans very good. Always a voice available. Knowledgeable reps especially Beth. Helpful, courteous and should be acknowledged by you. Based on this interview Chrysler should however improve all around communications within and with RoadLoans to avoid repetition of and inquiries as to the potential buyer's status with all involved. Same page of music in other words.
Reviewed Jan. 23, 2017
RoadLoans is a cover for Santander Consumer USA. They have a negative rating on the Better Business Bureau site. I have been with Santander for 2.5 years without a late payment. Had an employment gap and requested a 2 month extension. I applied and never heard from them so I thought it was approved. I called them because their number appeared on my caller Id to find out it had been denied (no reason given) and I now had a late payment on my record. If I had been told it was denied I could have made the payment. I would file a complaint with the BBB but they are so far in the negative that I'm sure they wouldn't care about another BBB complaint.
Reviewed Jan. 19, 2017
This is the worst experience I have ever had in my life and I'm 75 years old so I have a lot of experience. Total nightmare dealing with this company, you don't want to deal with them. I bought the car, they transferred the title and never paid the DMV. I can't renew my plates and they don't care.
Reviewed Jan. 17, 2017
My husband got approved for 20,000 loan. He was excited and went down to Carmax and picked out the car he wanted. When it came time to sit down and do everything, he was told that he had to have proof of the current car on his loan as either paid off, or traded in. He called Roadloans and told them he was simply a co-signer on a car that isn't even in his possession. All they could tell him was "Sorry, you can't get another car until you turn that one in." My husband said that's like going to the store and buying me a sandwich, and then going back up to buy himself a sandwich, but not being allowed to get one because he already purchased one. Makes absolutely no sense. Stay away from this company.
Reviewed Dec. 19, 2016
I loved how fast and easy it was to get a great vehicle. Thanks so much. I got approved at other places for a higher rate and it wasn't the car I wanted. I'm very happy with my choice. It didn't take long for the car sales manager to help me find a vehicle.
Reviewed Dec. 17, 2016
So I applied for a RoadLoan twice, approved twice. The first one expired before I could get the letter from my Trustee in on my Chapter 13. No problem right? Problem 1) There is NOTHING in their wording that if you choose to go through a private seller (I did for a lower interest rate) that there would be a book value thrown into the calculation after they received the letter from my trustee. Problem 2) Had the seller send all of her information over to RoadLoans. Problem 3) Spent $168.00 out of my pocket for an inspection thinking I was going to get the vehicle I had found and communicated with them RoadLoans over the period of a month. Problem 4) The seller hung on to this vehicle for me thinking it was a done deal. Problem 5) My original loan was changed from an approval of $13000.00, 500.00 down at 17.4% interest to 13500.00, 17.4%, 3200.00 down (again after they received the approved letter from my Trustee).
THEY RoadLoans came back and said, "Ummm oh yeah! The book value of the vehicle is only 9000.00 so if you want the loan, you will have to come out of pocket with roughly 3200.00." Moral to the story: say what you mean, and mean what you say. The approval was not worth the time they took from me and the seller. And oh how much fun that phone call was: "Ooops sorry I cannot buy your vehicle now"!!! EVERYTHING should be in writing and NOT misleading to the consumer!
Reviewed Dec. 9, 2016
This is a great company to finance with. You get your check. Go out to dealership of your choice. Pick out your car. Really simple. I would suggest this company to anyone. I'm very happy to be a RoadLoans customer. Thanks for letting me be one of your many loan customers.
Reviewed Dec. 8, 2016
Hassle-free. Worked with Carmax to get the loan I need for the car I wanted. Thanks again. I am on recommending road loans to anyone I know that is in the market for a car. Glad I found RoadLoans.com on the internet. A lifesaver.
Reviewed Dec. 8, 2016
The RoadLoans application was wrong. We had to come back down to the dealership two weeks after we got our car because RoadLoans entered something wrong on their side. I believe they mixed up the address where the name or phone number was supposed to be. Then, the paperwork still was not complete after that. They needed both of our pay stubs later that week. I sent mine as the co-signer and it was fine. He sent his as the buyer and there was still something wrong. It was until about 6 weeks after we originally bought the car that RoadLoans was able to complete the paperwork on their end. It was quite frustrating and took multiple trips to the dealership and multiple calls and emails to and from RoadLoans to get it all straightened out. I think the process could be much smoother by gathering all required information up front. It would save everyone time and money in the end.
Reviewed Dec. 6, 2016
Working with RoadLoans was at best frustrating. The CarMax dealer was supposed to be a specialist for RoadLoans. The problem is that with so many sister companies communicating with all parts of loan offices needs tremendous work. It took 4 frustrating weeks to get a car that should have taken a couple hours at most all because no one seemed to be on same page or one part of offices closed while the useless offices stayed open. There was no one in office late as dealers stay open but finance hangs up on you and goes home with questions and work still needing to be handled.
RoadLoans could use a central office system with all parts of car buying OPEN the same amount of time as the dealer and staff with knowledge to fix issues instead of constantly continuing the next day. The dealer side could also use an office contact that can make decisions or fix problems instead of leaving customers hanging. I will say through all the frustrating moments RoadLoans did what they promised and got me into a car I am pleased with and a payment I can live with. Now if only they worked hard on being available during AND after hours and all offices communicating with each other and their dealer CarMax. Thanks.
Reviewed Nov. 29, 2016
Roadloans is one of the best loan company that I have ever engage in. The process was quick and easy. Yes, I will definitely recommend RoadLoans not just to my friends, but to everyone who may be considering an auto loan.
Reviewed Nov. 28, 2016
I had a great experience obtaining my loan, My loan officer was extremely knowledgeable and helpful and got all required documents in time and kept me informed as we went through the process. I would gladly recommend them to all my friends and acquaintances.
Reviewed Nov. 13, 2016
Application process was fairly simple. Some confusion with finding a dealer to work with the financing. The amount of financing posed a challenge to the dealer as well. Other than that there were minimal concerns. I am still awaiting payment information on the contract.
Reviewed Nov. 7, 2016
Thank you RoadLoans for giving me a loan despite my credit score. I was without a vehicle for a long time because my last vehicle broke down and I could not pay to have a new engine put in. Thank you for giving me the opportunity to be able to get a very nice car, my life has completely changed for the better!! I have already recommended RoadLoans to my friends and will continue to do so!! I give RoadLoans two thumbs up and a huge smile every day! Thank you again RoadLoans for your amazing services!!!
Reviewed Nov. 7, 2016
I was very pleased with my service. They were very helpful and answer all my questions. They very quick to get back to me. I would recommend the services to my friends. I would use this service if I ever bought another truck.
Reviewed Nov. 6, 2016
Road Loans was able to find a lender to refinance my 2013 Kia Soul loan even after several other lenders had denied my application. The process was simple, fast and easy and the loan processing and closing department was very helpful and timely with communication to make sure the necessary paperwork was submitted quickly and correctly. Thanks to them I am able to lower my interest rate and save about $130 a month on my car loan compared to what I was paying my credit union. I would highly recommend their services for auto finance.
Reviewed Nov. 6, 2016
Great service. Fast, efficient and very talented personnel. I would recommend them without hesitation. Their rates were very competitive and their application was so simple. I had an answer right away with payment term and rate. Thanks so much.
Reviewed Nov. 6, 2016
I did have all great customer service from all the reps spoke with! Thanks for your help with everything in my new journey. I hope to get the best of the best of what you offered me. I will be referring you to all my friends that I have even family members I know from out of state.
Reviewed Nov. 5, 2016
It was so easy and quick. I was called from a car dealer within minutes of applying online. I purchased the next day. The entire process "made me feel as if I was a cash buyer". Having financing in order before you go makes it so easy.
Reviewed Nov. 5, 2016
Roadloans made buying a car so easy for us. We were not pressured by forceful salesmen. With Roadloans we went to the lot knowing our approval limit giving us more freedom to find the car we really wanted. I would recommend their service to family and friends.
Reviewed Nov. 4, 2016
Going to CarMax with a guaranteed deal already in hand made our experience so much better. CarMax ran my credit to see if they could better my deal, but couldn't. But already having financing approved, and having a price range and year of car range, it was easy to find the car we wanted. CarMax has a great online showroom, and if you find a car you like, you better put a hold on it through CarMax's website, because they go fast.
Reviewed Nov. 4, 2016
The process went well and I accomplished the refinancing on my car. I would certainly use them again! Everything was accomplished online. The overnight FedEx for docs was very convenient. They were in constant contact with me during the entire process.
Reviewed Nov. 4, 2016
Loan documents were difficult to decipher. When I called for help several people said different things to do. Had to redo documents because I was given wrong info. The left hand does not know what the left is doing. I wish I had just gone to the dealership.
Reviewed Sept. 25, 2016
I would have never thought I could be approved for a loan of 15k and literally took $250 to Carmax. Got insurance and left in a 2013 Sonata. Thank you RoadLoans. A million times grateful!
RoadLoans.com Company Information
- Company Name:
- RoadLoans.com
- Company Type:
- Public
- Ticker Symbol:
- SC
- Year Founded:
- 1997
- Address:
- P.O. Box 961245
- City:
- Fort Worth
- State/Province:
- TX
- Postal Code:
- 76161
- Country:
- United States
- Website:
- www.roadloans.com

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