RoadLoans.com Reviews

Hands down best experience I ever had buying a car. I went to the dealership with my approval. I drove off with my car under an hour. Thanks to Jordan at Carmax Escondido. Carmax need to hire more sales guys like Jordan.

My experience so far has been positive. The entire process was extremely smooth. From obtaining the loan, to picking out the car, to paying my first payment. It has all been great.

I applied with RoadLoans because they lead you to believe they can help nearly anyone in their advertising. It's simply not accurate and is deceptive. I have a current loan but want a better rate and a recovering credit score but was denied because of a couple old late payments and long-ago discharged bankruptcy. I have positive lines of credit and 2 credit cards in good standing.

I need help please... I filled out an online application for a car loan with RoadLoans about two (2) weeks ago. I was leary because I am low income, disabled with a low monthly disability amount (less than $1800). Within minutes of filling out the form I was congratulated on being approved... I was shocked... Then I began getting automated calls from RoadLoans congratulating me on my approval. After that I began getting emails from RoadLoans showing me various cars that fall into my loan amount category... Mostly all the cars are at the QueensAutoMall.com. Once I read about RoadLoans and Queens Auto Mall, I presumed they were on the up and up... I called Queens Auto Mall and made an appointment with Emily ** to get this all going for myself. I had a car in the past but that story is really a sad and horrible one.

RoadLoans were so helpful. Very nice people to speak to. Very accurate. Worked with me. I would like to give you all my appreciation. Thank you and have a bless day.

I was treated with great care and respect by all RoadLoans Staff.

All of a station they are there for you, making good things happen in your life to get a hand up in life. Thanks RoadLoans.

Antoine was great. He was quick to respond and very thorough.

I was left in a very bad situation and needed to replace my vehicle. To save my employment, RoadLoans was fast to respond and easy to deal with. I would highly recommend their services.Thank you again.

Road Loans have made this lease/purchase experience for me great and seamless. I completed all the necessary forms and returned it to them. Everything was processed within a week. Thank you!!!

On 07/09/2016 I found myself surfing the internet casually browsing everything from my Home Page to Craigslist to my credit report and I paid a visit to LendingTree in the process. Just because I am curious I decided to look into the various tabs across the top of the site and when I saw the auto loans tab I clicked on it and started sort of kicking the tires, so to speak. In my mind it's kind of the modern day equivalent of "window shopping" from a long ago era.

There is no transparency. So much goes on between Roadloans and the car dealers to the disadvantage of the buyer.

I just purchase a 2012 Mazda 6 from Carmax using the Roadloans financing... I'm on disability and I have bad credit... and get this? I only had to pay $350 down payment. Yes the interest rate is high but you make your payment on time and refinance down the road... I highly recommend this company.

Fast, easy and helpful. They helped me to finance a 2016 Hyundai Elantra. Strongly recommend RoadLoans. Thank you so much.

From the approval process to the signing of my loan papers, RoadLoans was more than helpful! Customer service was always readily available, and you spoke with a "live" person on every call! I requested an increase on my loan from the original approval, which was granted right away, with new loan docs sent immediately to me! I highly recommend RoadLoans to anyone wanting the "buying power" when buying a car! Just a word of advice... Not all dealers accept the RoadLoans approval. Carmax will with no problems! Thank you RoadLoans for the opportunity to buy my dream car!

Very helpful with their client and understanding their needs.

The selection was great. Notes are very affordable. Warranty good on a used car. The car was clean as a new one and they went over the mechanical part very well. Thank you.

I have to say that I didn't think I would have been approved for such a loan. I have bad credit and I really needed a car. It was a very comfortable and quick process. I was treated with respect and got the car I wanted. I will recommend RoadLoans to anyone in my shoes.

Poor Customer Service. Purchased the car at awesome price then RoadLoans added a dealer charge for the dealer of 1941 so I ended up paying 2000 more than anyone else. This is wrong and should be illegal. Shame on RoadLoans.

I went to a CarMax dealership because RoadLoans had them like dealership. I submitted the application as a new purchase because I am not trading in an open car loan because I need another car for me since my husband had the other one and was unable to get approved because they want to trade in the other car. Even though I am the primary applicant with a valid driver's license.. What's the purpose of submitting a pre-approval when they changed their mind on the approval after getting to the dealerships?!

My wife was trying to get a loan for our car, and CarMax was the one that suggested RoadLoans. Everything went fast and smooth and it was a pleasant experience.

I wanted to get another car and RoadLoans was the only one that gave me a chance so I decided to pursue auto financing through them. The RoadLoans specialist was excellent and I had a good experience with them.

A couple of friends of mine got a car through RoadLoans.com so I had to try them. Their specialist was nice and they gave me a chance. It was a good experience and I would recommend them.

I was trying to get a low interest rate for a new vehicle and RoadLoans' interest rate was low though it was not as low as I wanted it. I got the vehicle and I also got a cheaper interest rate with them than the other competitors. I'd definitely recommend them.

I heard good things about RoadLoans and decided to give them a try. Their loans rep was very good and I appreciate them giving me a chance to purchase my vehicle. I would be more than happy to do business with them in the future.

I wanted to buy a vehicle and used RoadLoans. The reps were very helpful and friendly. With the vehicle that I wanted, I needed a little bit more and so I called and they didn’t give me any problems. They asked me different questions and when I got to the place to get the loan, they had the old one but were able to send out a new copy with the new amount.

I was looking online for auto loans to purchase a vehicle, and I pursued RoadLoans because of the reviews. Their reps were all good and helpful. Every time I called, anything I needed to have done was done quickly. Their customer service was very professional.

I was in need of a vehicle, and my best friend, who purchased her first car from RoadLoans, liked them and referred me. The loan I applied for went through for something that was reasonable for me. And as far as the down payment and the amount that I wanted to spend for a vehicle, everything was what I was looking for, what I was wanting to spend and what I'll be spending monthly to pay for my car. It took me a little longer to be able to get the vehicle because the first loan expired and I had to redo another one. But the rep that I talked to gave me all the information on what needed to be done.

We wanted to make sure we had our financing in place before we went to the dealership, so we contacted RoadLoans. I had a friend who used them and they gave the best rate so we decided to try them, too. We did everything online and it was a simple process.

I'd definitely recommend RoadLoans to anyone searching for a car loan. They made my process quick and smooth. I love how the approval took only a few minutes and they also gave me different options as well.

I wanted to re-establish my credit and get it going because it wasn't that good. I put in an application at RoadLoans and they sent me back a reply telling me what amount I was approved for. I then went to CarMax and bought a vehicle, and they took care of everything. I can't complain a bit. Everything went good and they were right on the money. Also, everybody was great to deal with. They were polite, respectful and bent over backwards to do everything they needed to do to get me in the truck. I appreciate what they've done and I'd recommend them to anybody.

RoadLoans was very professional. Everything was handled in an efficient manner. Thanks to you for impacting my life in a much needed and positive way. Definitely, I would strongly recommend RoadLoans to a friend. It was a great experience.

I must say that my purchasing experience was great as RoadLoans made an easy process for me without the buying hassle and frustrations.

Great experience - no issues. Got the car I wanted in less than an hour.

It was a good experience. I got a new car and RoadLoans were easier to get financed through. They were very helpful.

I needed a car, and I filed a bankruptcy, so it's been hard trying to get financing. Also, I knew that after the bankruptcy, I needed to build my credit back up. RoadLoans made it quick and easy, and I was able to purchase a car. I've recommended them to someone else.

We were shopping for a new car. We were in the process of bankruptcy and RoadLoans was a good way to get the loan. I did the application process online. How everything was done was convenient and upfront. When we went to the dealership, it was a very brief period of time to get everything squared away and taken care of. It was a good and streamlined process. Everything was there. The advantage of having that going to the dealership is certainly a lot better than having to deal with their people. I would recommend RoadLoans.

I was buying a car and I went with RoadLoans as I was after the low down payment. The specialist we talked to was pleasant. However, they have high interest rates. If they drop the interest rate, that'd be better.

RoadLoans is a great company. I was getting a new vehicle and I chose to do auto-financing with them. It was simple and easy. It's a great experience.

The people at RoadLoans really help. They don’t get off the phone until they have helped, they stayed on the phone for an hour and answered every question I had. They did whatever they had to do to make sure I got the car. They actually told the car dealership to go ahead and send the car right by where I live. I'd recommend RoadLoans.

I was trying to get a new vehicle and RoadLoans helped me. I had a car accident and was talking to a friend. She was like, "you should try RoadLoans." I really needed a car right then and there so she helped me out with that. I did everything online and printed out my paperwork and it was perfect. I recommended it to a couple of other people that I know and mentioned that they give three options to choose from. I've been spreading the word about them. They're fast, convenient and helpful.

My application process at RoadLoans was a smooth transaction. They were good and friendly. The gentleman that I spoke with was thorough and took care of me. I would recommend them.

I submitted an application online for approval on an auto loan. I received an email from RoadLoans saying that I was pre-approved. I went to a CarMax dealership because reading reviews online says that CarMax is a more preferred dealership for this financing. After visiting two different CarMax dealerships I was turned down for financing because of needing a trade in.

I wanted to get a new vehicle so I tried RoadLoans. I had experiences with the lender (Santander) previously so I knew they were a good company. I took care of most of the stuff online and as soon as I submitted my information, I got pre-approval right there. One of their agents called me then and told me what I needed to do once I got approved. The whole process was streamlined and there was no waiting. It felt good to go through the dealership, have financing in hand and be able to pick what I wanted as opposed to letting the car dealer put me on something that I didn't want. I find that when it's something that I want, I'd want to pay for it. It was a very positive experience all in all and I've recommended RoadLoans to a couple of my friends already.

Everything was fine with RoadLoans. It was a great experience and I already recommended them to a few people.

I have less than desirable credit and needed a car, so I tried RoadLoans services and I had a very good experience. They offered me the best deal at the lowest interest rate which was the simplest and easiest way to buy a car. The loans specialists were very helpful and nice to me. I got pre-approved and went to the dealer which they recommended. The whole process took me less than an hour.

I enjoyed the experience of having a pre-approved draft; however there was difficulty with CarMax Lithia Springs and CarMax Norcross in getting the deal completed. The sales manager in Norcross refused to accept my money order of $50 to complete my down payment. I gave $650 cash of $700, so at the last minute I had to have someone send money through PayPal, and this was embarrassing and unfair business practice.

We were applying for auto loans and was contacted by RoadLoans. It was by the time that I already had keys in hand and signed for the vehicle that I had someone contact me, but I've already obtained the vehicle, and everything was finalized. Everything was online, and it was seamless. I didn't have to deal with back and forth, and was probably the fastest, smoothest auto loan process I've ever experienced. It was fantastic.

I was extremely pleased with the amazingly fast response. It seemed too good to be true. The service and staff was amazing with their speed and knowledge. Thanks again RoadLoans, for what should be the standard in auto loans. You guys were GREAT.

RoadLoans has been wonderful, however, they told me that I wouldn't have to make a payment for their service company for three months and didn't know I'd have to pay it in about thirty days, which was frustrating. Nevertheless, it was a good experience and I will always definitely recommend them.

I have bad credit and Roadloans was the only place willing to help me get a decent car at decent rates. Without them I wouldn't have been able to get a safe, reliable vehicle otherwise. I would suggest it to anyone who needs a second chance. I'm very appreciative for their help.

My interest is so high I'm considering trading this car in (after 10 days of buying it). I think I've made a terrible mistake. SMH.

This is my second time using RoadLoans and both times the experience was very pleasant. Considering my low credit rating, I got a good finance rate. The entire process was simple, easy to follow and was finished in a timely manner. It is good to go to a dealer with financing in hand. They tried to get me a better rate, but couldn't. So, yes, I would recommend RoadLoans.

Went to CarMax with preapproval packet. Picked out SUV online. CarMax had SUV ready and test drove. Bought the SUV and was treated very good.

RoadLoans makes car buy simple for people with low credit scores. Although your interest rate is high. That's the consequences of bad credit. RoadLoans doesn't hassle you about your credit score. They make a way out of no way for some of us.

Yes, I will recommend RoadLoans to friend and family. In fact, my granddaughter apply. She got her loan approved - an Auto. The application was less stressful and I completed it on RoadLoans website. You can experience a quick response. Thank You RoadLoans!

RoadLoans was recommended by a family member as I was trying to get an auto loan. So far, my experience with them was good.

I used RoadLoans a couple of times several years ago, and I I returned as a customer to finance a vehicle. I had brief but positive interactions with their specialist. All in all, it was a pleasant experience.

I was getting a new vehicle, and I went to RoadLoans to get a car loan. I chose to go with them because they were most responsive. The specialist I spoke with was pleasant and effortless, too.

RoadLoans was one of the two to three car loan providers that I called, and they were quick to respond and would work something out quickly and easily. They were very responsive and I'm very satisfied.

I was looking for a car, but my credit was bad and I wanted to re-establish it. I was going through Facebook then I saw RoadLoans and tried it out. The next day I had a car. I already told a few people who were looking for cars and got their credits bad too. I said that as long as they got a job, it would work. My credit was 500, I tried it and it worked.

I got approved for RoadLoans but I almost didn't use it. So, I talked to someone and I was told that they had a good experience through them. When I found out that it really was $300 down, I thought I'll go ahead and use it. It was awesome.

A friend told me that RoadLoans was good and that it's easy to get a loan with them. I tried it as I heard that the monthly payment is reasonable according to your credit. I called, was approved and everything went smooth after that. Their specialist took information rather quickly. It was a long process but I got immediate answers. It was nice, I'm very satisfied.

A family member recommended RoadLoans when I was trying to get an auto loan. My experience purchasing with them was good.

I purchased my truck at the end of the lease, and RoadLoans took care of it. Their rate and service were great. It was a very easy process, I didn’t really have to do anything. They emailed me everything, I sent it back to them, and it was done. The specialists were brief, very professional and helpful.

I was amazed they gave me a loan. Thank you RoadLoans. I didn't have a problem nor a worry dealing with them. It was great and I'm happy.

I was out of the country for two years so I didn't have a pay stub, but my auto financing got approved by RoadLoans even without a pay stub. It's pretty straightforward and it was a pleasing experience as a whole.

I applied through RoadLoans.com and received an approval within seconds. My approval was WAY more than what I planned on financing, with no down payment, at an interest rate I could easily live with. So I was a little concerned that it was too good to be true. I already had a vehicle in mind, and had done lots of research on RoadLoans, including that CarMax was one of the dealerships that works with RoadLoans easily. My first contact was with another dealership, just because they showed as preferred on my RoadLoans packet. This dealership wanted some of my accounts paid off, which I later learned that they were trying to run me through their in-house financing options versus using my RoadLoans approval in order to avoid paying the RoadLoan fees. So I contacted CarMax through their website, and dealt with a very nice salesman who was able to get most of the legwork out of the way via email.

I had a co-worker who talked about RoadLoans nicely. She said, “I had no trouble with it, none whatsoever.” So, I got approved for a car and had an excellent experience with them. Every time I talked to their specialists, they were professional and they give me what I ask for. They were always pleasant, courteous and nice. I’ll recommend RoadLoans.

I applied for a loan with RoadLoans and was approved within the hour. At the time, I had never heard of RoadLoans, but I took my chances. I was saving up and establishing credit for a Mitsubishi Lancer Evolution. I was an individual who had no credit history, never was one to have credit cards or any loans. So it was hard dealing with dealerships because I was considered a first-time buyer. The vehicle I was driving at the time was starting to give problems and was showing signs of not making it through the winter. It was either, buy another car and take on payments, or invest to fix the current car which would eat in the money I was putting aside for the car I wanted. But RoadLoans approved me for a loan of 24K on a credit score of 620.

This review is way due but it's true, they approve then within minutes send another email say declined. Got two stories from two different reps: 1. Pay off was high. 2. Glitch in system. Hmmm. I'm staying away!

Great buying experience... would definitely recommend.

RoadLoans is a wonderful place to do business with. Everyone I talked with was very much helpful. The words I can think of for RoadLoans are outstanding, awesome and a pleasure to work with.

Great customer service and they really stood by their promise. If you need a vehicle and no perfect credit, this is the company you want to do business with.

AWESOME!!! This was the best and easiest car buying experience ever! I definitely will use them again.

Like they say print, click, go shop! Great experience.

Good company loan in the market. Don't matter your credit, they will work with you. Thanks, I will do it again!!

I was referred by a friend and decided to try it. The process was very fast and painless. In a matter of 5-10 mins I was ready to head out to a dealership and drive away with my vehicle. I absolutely love this option and will use it again.

I think that RoadLoans is a very good company to use. They work very fast and hard to find the best loan for you at an affordable rate. I appreciate them giving me a chance to establish credit after filing a Chapter 7 Bankruptcy. Thank you.

My experience was a true blessing... So thankful.

My experience has been great. The application process was easy, fast. I needed a vehicle and I was able to get one with Roadloans help.

We have very challenged credit. RoadLoans was awesome in helping us get the car that was perfect for our budget. No hassle, easy to deal with, great customer support, and very simple at the dealership. I would highly recommend CarMax, a RoadLoans partner, as well.

Wow, I couldn't get a loan with anybody, then RoadLoans gave me a chance. I went to CarMax and picked out a car and now I have a loan and an awesome car! WoooooHooooo! I am so glad RoadLoans enabled me to buy a vehicle that I desperately needed. I have a two-year-old and one car was not cutting it between two working people.

It was easy and fast. This is the first time I use this service.

I'm really grateful for all of their help. Since then I've referred my daughter and so many more. Thanks RoadLoans.

Best experience ever. Better rates and faster approval than anywhere else I tried.

Numerous phone calls saying "you are approved". 19 page packet to print b/c you are approved to take to dealers. 9 out of 10 dealers don't take Roadloans. Find one who does. Follow THEIR guidelines and still shut down. What **!

Got to the last payment and they won't take it, six months ago. Still trying to get to someone but automatic phone system is never working and can't reach a real person. Have the $$ but now a bad credit rating from them shows up.

I was approved for a vehicle. Yes I don't have the best credit but I am getting it together. So I ended up going to Carmax but there are stipulations on what type of vehicle you are approved for. That is not fair because I am not trying to get stuck with a vehicle that may end up being a lemon. I am not at all pleased!!!

Roadloans pulled my credit over 15 times. That's 15 hard hits on my credit and it will take 2 years for it to come off. I am finally rebuilding but still can't get a loan due to their asinine pulling of credit. Don't do it. There are better ways to rebuild! Terrible company - didn't help me at all.

They told us we were approved. They took 2 weeks and I already put my $1600 down payment. The car lot let me go ahead take the car. They kept calling the car lot saying they need this, they need that, they need landline to verify employment. Well its 2015 now most company don't use landline and they said if they can't Google the number don't show up the business, they won't use a cell line. They change their story every time. When I call someone answers from a cell phone then hung on me. Don't waste your time on these people. They will sell your info so run fast as you can. I end up having to take the car back and get my down payment back. These people are **.

I applied with RoadLoans due to my bad credit and I needed a car. My loan was approved so I began my search for a car. 3 days before my loan was to expire I finally found the car I wanted and that fit RoadLoans' stipulations. The dealer made arrangement to drive the car to my home so I could test drive. We agreed on the next day. That evening I received an email from RoadLoans. Out of the blue...they now have declined my loan app 2 days before my purchase. I was scammed and you will be too if you use RoadLoans. They are worthless scammers. They are LIES AND YOU AND ME ARE THEIR SICK GAME. Just turn and run is all I can say. RoadLoans, you haven't seen the last of me. I'm gonna be the reason you go down...way down. I'll be smiling the whole time. ROADLOANS.COM = SCAMMING LIES.

With my written RoadLoans approval in hand and after two weeks of comparing vehicles... I went to an appointment for a vehicle (6 hours away from my hometown). I brought all necessary docs and was assured the exact car met all RoadLoans' requirements. However, when we got to financing... The dealer tells me that RoadLoans demands a processing fee of $3400 from the dealer to complete the loan (I initially accused the dealer of trying to push me towards another lender, thinking they simply want more kickback). Roadloans never discussed this with me nor was it anywhere in the approval docs. Obviously I was not prepared nor willing to pay that fee. The dealer won't gonna eat that cost. The deal fell apart. I went ahead and took the dealer financing which turns out included a better mechanical warranty. 6 hour drive + 6 hour negotiations + 6 hour drive home = A very frustrated consumer. ROADLOANS SUCKS!!!

Went where they told us to go at the dealership and they got all our information and didn't want the paper from RoadLoans. They told us they didn't need it. Then they told us they could not help us. We were so hurted. We knew that I'll credit was not that good. That is why we went with RoadLoans which was a waste of our time. Why lie?

They said congratulations. Got to dealer, found a car, then called RoadLoans and no loan. What bull they are.

After being approved for a loan being what dealership to go and what car we wanted, went to dealership, could not get the car we wanted. The payment was 100.00 more than they said it would be. They was going to charge the dealer to do the loan. The dealer got us approved through another company. Payment's 200.00 cheaper. RoadLoans is a joke.

I, like most people here, have really bad credit. So, when I Googled bad credit auto loans, Roadloans popped up. I applied for the loan and was approved. I was excited! But then came the issues. The website has a dealer locator, but it doesn't work. I called and spoke to a very uninterested and bordering on rude, "customer service rep." After asking her for participating dealers, she starts rattling them off...so I ask if she could email them to me. You would have thought I asked her to walk them to my house...she sounded so put out! To make a long story short, NONE of the dealers on this list will touch this company. Wish I would have read the reviews before I gave out my information. This company is a huge joke. My "loan" expires May 7...I plan on letting it.

After having been approved over two weeks ago, my loan still has not processed. Today, I was told they had to call my insurance company (Allstate) to verify insurance. Then, after Allstate confirmed coverage on multiple vehicles, RoadLoans told me that my loan processing is now compromised because I already own a car. WTF? Side note: My credit is excellent. I do not recommend this company to anyone.

I am going to make this short and sweet. I was approved for an auto loan but was NOT told I have to use the entire amount. I was approved for 21k and though I would only use 15k well, I still have to pay back the amount I didn't use. What a freaking rip off and the Jeep I bought has many problems. I feel like I am stuck with a lemon loan and lemon truck. I am one pissed person.

Let me say, "wow." DON'T WASTE YOUR TIME. I read all the reviews online and they're true. They change my down payment three times. Paperwork shows $450 down. Went to their dealer, the paperwork shows they wanted $1,500 down. When the dealer called RoadLoans, I called as well and couple key strokes, they found the loan with $450 down. So it moves on and at the end of the deal, the dealer doesn't want to pay RoadLoans bank fee.

I applied online with road loans on 12/08/14. I was very skeptical considering my credit. I spoke with a customer service agent who took my application over the phone. She told me I would be receiving an email shortly. I immediately assumed I wasn't approved. I waited for two hours and called them back to follow up. I hadn't received an email because I had a fraud alert on my credit and had to verify additional information. Once I verified I received an instant approval. I contacted a dealership on their list whom claimed that road loans wasn't an extension of credit and he would need my information to get approval from their financing. I set an appt but I came across carmax whom instantly stated they accept road loans. I picked a few cars online and narrowed it to one car in houston. The sales consultant had it shipped to me in a timely manner, kept in contact with me until it arrived. She also contacted road loans and had my loan adjusted to cover an extended warranty for full repairs for 5 years.

Having already an existing high interest car loan, I was still in need of a secondary car. Having filed Chap 7 but still financed a vehicle after the fact, I was considered high risk, unless I was able to put down like 50% at car dealerships. One day, I simply googled bad credit car loans and RoadLoans pops up. I fill in the blank got an almost crazy approval for $19475.00 with $300 down for a car no older than a 2005 with less than 60,000.

Here's a good rule to go by. If it seems too good to be true, well then it probably is. My husband and I were approved for a pretty hefty auto loan (around 30k) with a pretty hefty interest (17.5%). But hey, we expected a high interest rate. Our credit is bad. But our loan was for zero down. Which is perfect. We got approved and went to our local in network dealership who first looked at the approval and sent us on our way. A few days later the dealership called us back informing us of our approval. Ok. This time I called customer service. Which by the way... sounded like the lady on the line was in a car or somewhere with heavy wind. But was very polite. She confirmed that the loan was an actual approval. We had to have a car 2005 or newer under 60,000 miles in order to get a loan for 72 months. Or, if the car was over 60,000, it would shorten the loan term. Seems fair. We even used RoadLoans payment calculator.

If you need to refinance DO NOT APPLY with ROADLOANS.... WE got an approval right away, downloaded and filled out all the paperwork that was needed. Had it notarized twice and at the very end were declined because my name wasn't on the current loan we have. They told us to try with just my husband's name since he is the owner of the car we were trying to refinance. Again got an approval right away. Once again downloaded the paperwork and went to have it notarized, only to be declined again this time. Supposedly the KBB value is less than what the loan was for. WAS NEVER told about this the first time around, even after speaking to several people. Also was hung up on by a so called supervisor. I highly suggest not trying to refinance with roadloans....

Received Authorization code, Titled vehicle including paying taxes and THEN they did not want to pay. Instead they offered $2,700 less than the amount of the Loan Check & would not pay until we agreed. BEWARE THEY ARE A SCAM & WILL RIP YOU OFF!!!!

After reading the reviews and talking with a few sales people on the phone on Sunday and Monday, I don't understand how they are still in business? They must make their money off the outrageous interest rates after they finally qualify you for your loan. But they will string you and the person you’re buying the car/truck from for what they told me would be 2-3 weeks. Each purchase, dealer or private, has its own department and will probably have their own commission percentages also. All I know is that I never even tried because I respectfully didn't want to string the seller on for that long. With ONE 1 star rating you decide. Never again, just like this country - NO MORALS!

I applied for a loan, got approval, talked to a rep and explained it was not a car it was an RV. She stated because of the year it was not an issue since they will finance anything 2005 or newer..... Not so. I arrived at the dealership and he was unfamiliar with them so he called them. He then informed me they would take 17% right off the top which equaled out to $2,214.34 thus making the stated price from the dealer needing to be about $3,000 more to cover their 17% plus an outrageous 26.79% interest rate. This particular representative stated to both him and I, they do not do loans for RVs thus wasting time for both the dealership and I. I read through the papers I printed and found nothing stating or agreeing to the 17%. THIS IS CALLED A VIOLATION OF TRUTH IN LENDING ACT AND FULL DISCLOSURE LAWS. LOOK ELSEWHERE PEOPLE IF YOU NEED FINANCING!!!

I have just gotten a alert that something was reported on my credit report. Roadloans has inquired on me and I do not even know who or what this company is. I don't believe this is fair to be on my credit report when I have no idea who this company is.

I am so upset about this company and the way they do business. I put in an app, got approved for $10k loan with $450 down. Got excited and started searching the internet for possible vehicles. The next morning, beginning at 7:52 AM, I started receiving call after call from dealerships. I check my Credit Karma report and some of these dealers had pulled my credit report. Within the first hour or so, 5 dealerships had called me. A few hours later, I am still receiving calls from people who don't even know what RoadLoans is!!! They sold my information! Beware! I'm not even considering taking their "loan packet" in because of all the horror stories I've seen about his place. Wish I had done my research before giving them my info!

I tried looking for a vehicle in that price range and there are none. All of the vehicles I looked at were 2014 v6 w/ auto trucks. All were priced above the 22000 price range. The loan expired June 16, but I never had a chance to find what I wanted.

I tried to purchase a car using Roadloans.com. They said I was approved for $11,171.00 and I had a choice on where I could go to buy it. The first car was a Dodge Magnum with 146k miles at $9600.00 which included tax, license, etc. I printed out the paperwork and took to the dealership, then found out that the car had to be under 120k. Went to the next dealer and found another Dodge Magnum that had 93k miles and Roadloans.com declined that request as well. I called Roadloans.com and spoke to customer service about the issue. I was told that everything was fine and the car had be under 100k miles. I finally went to Bill Stasik Chevrolet where I spoke with a very nice salesman. The car had 95k miles and again called Roadloans.com to confirmed the amount approved. I printed out another copy of the agreement and it said the car had to be under 66k and the loan amount was only $9000. Called Roadloans.com once more and was told that the car had too miles on it so that changed the agreement.

Thought with my spotty credit, I had discovered a way online to obtain a new car loan (I know that the interest rate would be high, but expected), picked out the vehicle after pricing on "true car.com" (good experience). Unfortunately sitting down at the dealer, with the financing, they would not touch "Road loans" with my 10ft. pole, they stated that "Road loans" purposely hides the enormous fees, that NO dealer will pick up, for supplying you that vehicle, in addition to the high interest rate. STAY CLEAR, deceptive.

Filled out the online app. and was accepted for $20,000 for a bad credit New Car Loan. Call my insurance company. Called RoadLoans and told them what I was doing. Went to the dealership who were willing to work with RoadLoans and picked out the car I thought I was approved for in advance and was $3000 under what they had preapproved me for. To make a longer story shorter, I drove home in the same car I drove up there in so if you are preapproved do not think you will be going home in the new car you were thinking you were approved for. Like I said RoadLoans Suck!

I applied online for financing vehicles for people with bad credit. I was approved by RoadLoans. During the time that I was looking for a vehicle, I noticed that every time I logged in to print my paperwork that I was given 3 different loan amounts that I had been approved for. But that's not the issue at hand. I spoke to someone from RoadLoans before going to the dealership and I was asked if I was interested in GAP insurance. I said yes and was told that it would be put in my paperwork. I went to a dealership to purchase a car and did so. I left the dealership with my vehicle and didn't even think about asking about the GAP insurance which is my fault.

I was approved (online) by RoadLoans.com for $29,965.00 towards the purchase of a vehicle, once I arrived at the dealer and pick out the car within the loan amount, I was told by the finance manager I needed to put down $6,655.00!!! I was shocked, he then told me that RoadLoans had only pre-approved me and that while at the dealer, I was granted the actual approval which was much less than original and with a substantial cash down requirement. RoadLoans is a total scam and any military person active or retired should steer clear of these people, they are the enemy!

I recently got divorced and was attempting to rebuild my credit. I had a friend tell me about road loans. So I go online and get approved for 16,000. I arrive at a dealership that was suggested by road loans to use. I find a car that suits me and in the price range that I was told I was approved for and the sales manager tells me that the road loans denied the amount unless I had 5,500 cash to put down. Now for one thing I was told I did not have to have any money down and then the sales manager tells me that road loans is just a pre approval. THIS IS A SCAM, stay away from ROAD LOANS!!!!

RoadLoans is a scam. They approved me with not so good credit. I shopped for weeks and finally found a car and did all the paper work and was going to ship my trade-in across the United States. When the dealer put the paper work into them, they tried to charge the dealer $1500 more. I made sure with RoadLoans, read through their contracts and everything to make sure there was no hidden charges. I even asked the people on the phone. They all said, "No you're ready to purchase your car sir." This put a big burden and stress on me. I spent so many hours and days looking for a car and finally find one and the you'll a scam like this? How can our government let these banks get away with this? Our government should spend more time looking into the banks that caused this mess that were in, but no, they end up bailing these scamming banks out! I'm not a political person, I don't usually post these things but this company set me off the wrong way. We need to do something. I don't know what but something needs to be done to monitor these banks' actions!

I currently pay $404 a month on my auto loan and tried to refinance thru RoadLoans, hoping to reduce it, but it came back with $565 a month for 72 months?!?! What am I missing here??? Seriously, what am I missing? My myFICO score is not that great, but it’s close to 700 which I don't think it’s that bad and also I have been paying the current loan faithfully last 10 months. No late payment on any of my credit cards, auto loan is current...etc. Oh, I get a call immediately from the RoadLoan as I was filling out the application, and I asked what the deal was and he just hung up on me.

My wife and I have tried over 25 dealerships in the Kansas City, MO area and all of them have the same complaints about Road Loans: Slow pay to dealer and high dealer fees that Road Loans charges the dealer. From $600 to $2400 on just one fee for one car on top of the high interest rates, crappy customer service and a very high customer down payment.

Got very quickly approved. My credit score being above average. BUT then came the surprise - at least 7 phone calls to the dealer and me, requesting more and more information. I sent a total of 57 pages - 2 years of tax returns and various bank statements. They couldn't understand the tax return nor the bank statements. Their agents were ignorant and arrogant and had difficulties understanding basic accounting rules. The worst service I ever experienced. I finally cancelled the application, and the dealer secured a car loan for more money at a much lower rate!!!

Was refused even by my credit union. My good credit was ruined in past four years. Road Loans worked with me and the dealership I selected. My only suggestion is to find a car first and not go with some of the dealers that call you.

Stay away, all the negative reports you see about this company are true. This company is bad. They lie and deceive people and they take a long time to pay the dealer for cars that they agree to finance, plus they require a dealer to pay them a hefty fee to accept your payment for a vehicle.

My wife and I made the decision we needed to get another vehicle since our truck has been giving us problems and broken down. Plus we have a little girl that has health issues besides our own. It's not good to be trap at home in an emergency situation or nonetheless getting to our jobs! I searched online to find a financial institution to get a loan to purchase a vehicle. Well, Road Loans popped up... I read a lot about it and decided to apply. I got a response saying I was approved for 600 down and up to $20,000.00 on a 2013-14 vehicle. I was excited, thinking to myself finally, my family and I got some help! Yes, my credit isn't perfect, so I was afraid that I would get turned down...

RoadLoans is the worst. My credit score is over 800. I got loan approved and pick up the car. The dealer did not get paid for over 2 weeks during that time the loan customer services (incredibly impolite and unreasonable) were requesting some many papers that were not required at the beginning and without explanation they close my loan. I call State Farm, took 5 minutes of questions. Got approved and I had hand delivered check for $40k to my house. The whole process took less than 3 hrs.

I got approved for a loan to refinance, or so they said. Then they told me, because I was in the State of Texas and there was another person on the current lien, that they could not refinance with just me on the loan. I then contacted another company to refinance my car, and they said no problem! All that would have to be done is that a power of attorney document would have to be signed to remove the other person from my loan. So I called Roadloans (AKA Santander), and this guy said maybe it was RoadLoan's policy not to remove someone from the lien when you are refinancing. I asked him if he could double-check and see, and he said "double-check what?". Really!!!

RoadLoans is a predatory lender for predatory dealers. Their interest rate is exorbitant. They charge 16% in this era of 6% loans and then charge the dealer an additional fee of $760 for writing the loan. A $33,000 loan was going to cost the buyer (who has good credit) $57,000! Any dealer who would pay the lender to write the loan is predatory. Any lender charging 300% the going interest rate is also predatory. Do yourself a favor and stay away from this dirt bag company.

On 5/7/12, I pulled my credit report because I have been trying to repair my credit. The last time I pulled my report was in 8/2011. Well, I had found that my credit score went from 660 to 540 practically overnight. This concerned me because I have not made a payment late. I did some research in to my credit report to find that I have several inquires that I did not authorize on my report, two were from this RoadLoans place. That really baffled me since I already have an account with Honda Financial and have had it for over four years now, and I am very happy with them. The first time they hit my credit was on 9/8/11 and then again on 4/17/12.

I started receiving emails from different auto loan websites, stating my loan application had been received and to follow-up with them to finish the process. I deleted them because I had not applied for a new auto loan. A month later, I went to Ron ** after receiving a call from them about getting a new or used car. My car had just broken down so I figured, why not. When I talked to the credit officer there, he told me he had received my application from a client they use via the web. I told him I hadn't applied over the internet, but I had received several requests to finalize my application via email. It turns out, that over 30 hits had been made to get my credit info which damaged my credit rating beyond easy repair.

Help. This Road Loans is ruining my credit history and inquiries that affect my scores. Last year they dropped my scores form 660 to520. Now I have tried 6 months to remove what they ** up and tried to re-establish my score only to get hit up 5 times in 2 days by dealerships that the Road Loans has referred me back to without ever instigating any need or want for this. My consumer rights are violated and I want a class action lawsuit filed against all the parties that have caused my credit to tank over their malicious inquires and referrals to sources I never heard of that now want to have my data. That is a privacy concern and violation.

I received my credit report today and little did I know my ex applied for a loan on 8/27/2010 to go bury his brother in North Carolina. He knew all of my information because we had lived together for 7 years. How could you all do this without even perhaps calling me to see if this was legit or not. I personally hold you guys responsible because you all should not be taking applications by internet without properly identifying who is who.

RoadLoans accessed my credit report with no authorization from me. I did not apply for a loan or cosign for a loan, any type of loan. I called RoadLoans and spoke with a customer service rep, who was unable to find an application on file. She transferred me to her supervisor, who was also unable to locate an application. He suggested I contact their legal department. Over the next week, I placed several calls to their legal department with no return call. Finally, I called RoadLoans back and spoke with another supervisor, who was also unable to locate an application. She said she would inquire about the delay in getting back to me. I finally received a call from their legal department and I spoke with T. **. Once again, no application could be located. She was as confused as I was.