Regional Acceptance Reviews

I have been with Regional Acceptance for 5 years and over the course of years only small portion of my payment were put to the principal balance. I have paid more than the loan in interest. On top of that this has affected my credit score and at this rate I will be paying 3 times the loan amount. I noticed on some of my statements nothing was put towards the principal. I feel like I’m stuck in a bad place. This has taught me to pay more attention to loan agreements. I would never recommend this company to anyone. In fact feel that this company needs to be reviews for predatory lending.

I keep getting calls only to be placed on hold "due to high call volume" so I hang. I final get connected to a person just to hear your behind even tho the insurance has paid and their waiting on Trophy Nissan to pay the GAP insurance which they just sent just last week. I just received a hit to my credit do to other not doing their job.

They are worthless, rude and disrespectful so here what's going on. My wife and I got suv from Randy, they told us we would only be paying $28,0000 when we got the SUV and had it financed through Regional. They added another $17,000 and with other charges added my vehicle in up 48,000 which is almost $33,000 more than what my vehicle is worth, the kelly blue book is only $10,000. Don't get me wrong, we are struggling with this but we are making it.

I would give 0 stars if I could. 3 months after I bought a car, my car was parked in front of where I lived and someone with a stolen car hit my car, flipped it into the neighbor’s yard, and it was totaled. I had full coverage. Progressive paid my loan through Regional Acceptance off. Progressive even confirmed that Regional Acceptance cashed the check the day after they received it. The accident was in August and they received payment in August. They reported to the credit bureaus that I didn’t pay my car payments from August through October, that I was 120 days late on my payment. Which is a complete lie, because it was completely paid off. 3 years later, it is still negatively affecting my credit score. I’m looking into filing a lawsuit if they do not remove it from my credit.

They are extremely terrible! Please do some research! We got a car for $24K, it’s been two years and we still owe $23K! They call everyday to make sure we are on track and for payments. Regional is awful.

I requested a payment extension because I lost my job on 10/31/2024. I am late on December which is why I requested a payment extension. I do have intention to pay my monthly payments especially with my husband’s help but I also need a break because I’m waiting for unemployment to kick in and also pay my other bills. My request was denied. I’ve also been told from other customers that their payment request gets denied as well. What’s the point of offering it if you won’t abide by it.

This company is one of the worst car companies to EVER deal with. Literally, like Pathlight property of auto loans. Please save yourself the trouble. They WILL NOT work with you. They WILL NOT show any patience or care in The process. You WILL get spam called 7 times a day if you are even a day late. I would NEVER EVER recommend these people. Ever. Go rent off Turo if this is your last option.

I would stay far away from this company! They aided my ex fiancé forge documents in order to keep a loan open in which I had no idea of. My ex has a warrant out for forgery and this company still has retracted the forged documents…

This company is the worst company that I was enlightened about on making a handicap vehicle purchase on a trade-in, my loan was written for 40,000. I’ve had the loan for two years and three months and my payout as of 4 December was $36,339.87 so roughly I have paid over $15,000 in interest and only not even $5000 towards my principal.. I’ve called this company numerous times their reception. People are nothing but rude and disgusting. I am taking action as I feel. I have been ripped off, these people need to be held accountable for the wrong they are doing, I will not recommend this company to any of humanity, and of course I’m being ** around about my lean that I paid off. Last time I checked, it was my car not theirs. They wanna act like they did me a favor like no you did not, racking interest rates and not telling people and taking advantage of over $20,000 a year in money is not right!!!

Honestly the worst finance experience I have ever had. This company is the worst finance company around. I'm embarrassed that I'm stuck with them. Don't make the same mistake I did. Stay away from Regional Acceptance as far as you can.