Public Reviews

Public.com offers a comprehensive range of investment products and account types designed to serve different investor needs:

• Stocks and ETFs: Commission-free trading of individual stocks and exchange-traded funds with the ability to purchase fractional shares, allowing investors to buy portions of expensive stocks rather than full shares.
• Bonds: Access to bond investing, including U.S. Treasuries, providing fixed-income options for portfolio diversification.
• Cryptocurrency: Trading of digital currencies alongside traditional securities, enabling investors to manage crypto and stock investments in one platform.
• Options trading: Access to options contracts for investors seeking more advanced trading strategies and hedging capabilities.
• AI trading agents: Automated trading tools powered by artificial intelligence that help investors build and execute investment strategies.
• IRAs: Individual retirement accounts that allow investors to save for retirement with tax advantages while accessing the platform's full range of investment options.
• High-yield cash accounts: Cash management accounts offering higher yields than traditional savings, providing a place to park uninvested funds.
• Direct indexing: Advanced portfolio strategy that allows investors to own individual stocks that replicate an index rather than buying index funds.
• Margin trading: Borrowing capability that lets qualified investors leverage their portfolio to increase buying power.
• API trading: Application programming interface access for advanced investors who want to build custom trading applications or automate strategies programmatically.

Public.com advertises commission-free trading for stocks, ETFs, cryptocurrency and options. This means investors do not pay traditional brokerage commissions when buying or selling these securities. However, the company does not publish comprehensive pricing information for all services and account features publicly.

While the core trading functionality is commission-free, investors should be aware that other fees may apply for services such as margin trading, wire transfers or other premium features. Prospective customers should contact Public.com directly or review account documentation to understand the complete fee structure before opening an account.

Public.com is designed for investors who want to manage multiple asset classes within a single platform. The commission-free model and fractional share capability make it accessible for beginning investors who may have limited capital but want to build diversified portfolios. The ability to purchase fractional shares of expensive stocks removes barriers that traditionally prevented smaller investors from accessing certain securities.

The platform also serves more experienced investors through advanced features like AI trading agents, API access, direct indexing and margin trading. Investors interested in combining traditional securities with cryptocurrency may find value in the ability to manage both asset types in one account. The availability of tax-advantaged retirement accounts alongside taxable brokerage accounts makes it suitable for investors planning for long-term wealth building.

Public.com is well-suited for investors seeking a unified platform to manage diverse asset classes, from traditional stocks and bonds to cryptocurrency and options. The commission-free trading model, fractional shares and AI-powered tools make it accessible for both beginning investors building their first portfolios and experienced traders seeking advanced features like API access and direct indexing.

The platform's value proposition centers on eliminating trading commissions while providing access to multiple asset classes and account types in one place. However, since the company does not publish complete pricing information publicly, prospective customers should review all fee schedules and account terms to understand the total cost of using the platform before committing.