Prestige Financial Services

I bought my car 5 years ago, I still owe more than half because when it came due time to make my payment I would pay after the due date causing my interest to be higher. I did not understand at the time when I bought my car for 18k that after that amount comes in the added interest making it significantly higher. If I was to redo my experience I would make my payments prior to the due date so by now it would be paid off. Often if you needed to defer a payment they let you, they work with you any month you're behind which has always been helpful in that moment. I would just make sure you handle finances well and understand how the system works.

This company is the absolute worst to ever deal with. I lost my job my home due to Covid and have been financially struggling ever since Covid. This is the only company who has been destroying my credit score by constantly reporting even though I had my cousin to take over the payments so that the car can be paid and he’s doing the absolute best with being back to work only part time. Prestige caused me to be depressed and stressed out. I am now on antidepressants due to them calling harassing it. It’s been a total nightmare. This is the worst financial company to ever deal with. Do not deal with them. They are horrible.

I had fair credit and traded in a vehicle that was almost paid off. The dealership recommended Prestige. My fault, I should have done research. I get texts and calls daily, before my payment is even due every single month! Read that again, before I am even due! How can a company be allowed to harass you like this? I can't wait to get this loan paid off so it can be over.

I used this company to purchase a vehicle. Their interest rates are insane. $24k for a car worth $4-$5k. I definitely know better now. I began an interest free payment plan to pay off this debt. However, I got my balance down to under $4k and then the pandemic hit. I lost my job and have been unable to pay. These folks are suing me for almost $10k. I'm ready for my day in court. They have received well over the amount for this vehicle. I hope the judge really dismisses the entire case. These people are vultures that prey on people.

Prestige Financial will purposely create suffering in your life to satisfy their own need for vindication. After losing my job etc my car was repossessed. No big deal, things happen. I've paid everything and provided all documentation and still can't even find out where to get my belongings let alone the car that I've paid to get back. My kid can't even get his 2nd vaccination without his card and these guys do. Not. Care. 0/10 do not recommend.

In October 2021, I found a car after filing bankruptcy due to being in two bad car accidents back to back. The dealership assured me I had a great deal with a great company regarding a 2017 Nissan Rogue Sport AWD. I was financing just under $20,000. I'm a 100% disables service connected veteran who gets my VA benefits deposited once a month on the 1st. Over the six months I've had this car, I've had zero luck getting the due date changed yet I've made every payment within the grace period.

Me and my husband went to Lithia Spring Nissan to purchase at a 2019 Nissan Rogue. We purchase it on February 13th 2021. We left there everything was fine. Prestige Finance called two weeks later to complete the process. It has been over a month since I had the first conversation with Michelle. She told me I had to get another insurance company. I did that. Verify employment. I did that. Got a letter from employee I did that. Fax bank statement. After they still refuse to finance the car after 30-plus days. I will be going to every social media account. Every news media. I fill up the form the very first conversation she had formed that opinion about me.

I went to purchase a vehicle after a bankruptcy and Prestige was holding my car loan. After two years of paying over $400 per month I called asking for my payout, the Rep told me at that time that I was still paying on the interest and that I hadn’t paid anything toward the principal. And I even asked to be refinanced at a lower interest rate so that my car payments would be lower but was told that I couldn’t refinance. I then emptied the car and I told them to pick it up, the car was voluntarily repossessed but they have been still reporting it to my credit as if I still have it for just about the same amount as my original loan.

This auto financing company is the worst company with a very high interest rate. Very bad customer service. They like to sue people especially when they having hard times and they can't afford the vehicle anymore. You call them and you tell them you having difficulties they continue to keep harassing you. Calling you. Now they want to sue you for the remaining balance. Don't even realize people I have having trouble and struggling. I would never ever recommend this company to anyone. Watch out if the finance manager says the company name Prestige Financial. Run. Tell them you don't want that vehicle.

Prestige Financial Services are the greediest people I have ever dealt with. I filed bankruptcy in 2009 and never established credit. I needed a reliable car and was leery because of the interest rate. I really was stuck and here I am 4 years later in 2020 and I still owe half of what my loan was even worth. My total loan was supposed to be $24,000. $17,000 later I asked how much I owe, because I'm tired of the harassment every single month. They send me my payoff; I still owe $12,000. I believe $17,000 + $12,000 is $29,000 correct me if I'm wrong. I feel like I am being raped with interest and on top of that they don't offer refinance. I am stuck in this loan because I can't even trade it in. I owe too much and it's been four years. It was supposed to be a six-year loan, and Jessica said that I have another 36 months to go.

First off, just like everyone else, I fell into a financial issue where I filed for bankruptcy. My car I had engine went out so I was forced to find a company to approve an auto loan in my circumstances. This company approved me. I was leery because of the interest rate and the past issues I was having, but unfortunately I needed a car. So I signed the contract! The worst decision I ever made. This company harasses you before your car note is due. They will continue harassing you until the payment is made. They don’t care about any circumstances that may accuse. There is a whole pandemic going on and they do not give a damn.