
OneMain Financial Reviews
formerly Springleaf Financial
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About OneMain Financial
OneMain Financial offers personal loans online, by phone and in person at nearly 1,300 branches across 44 states. You can use OneMain loans for emergency bills, a vehicle, home improvement, debt consolidation, medical bills or nearly any other purpose. Loan amounts range from $1,500 to $30,000, and OneMain states funds may be available as soon as one hour after closing. It takes about five minutes to get prequalified, with no effect on your credit score. OneMain also offers three credit cards, called BrightWay, to a limited number of customers. The company says it will be expanding card availability to more customers soon.
Visit www.onemainfinancial.com- Flexible term lengths from 24 to 60 months
- Secured and unsecured loans and credit cards
- Loans from $1,500 to $30,000
- Charges an origination fee
- Credit card products are limited to select customers
- Services restricted in six states
OneMain Financial Reviews
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- 4,944,696 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
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Reviewed Aug. 6, 2014
Very friendly, helpful staff. Processed our loan and received money in one day.
Reviewed Aug. 6, 2014
Flexibility, auto deduction and insured.
Reviewed Aug. 6, 2014
I have borrowed money 3 different times now from Springleaf and every time the process has been easy, fast and convenient. The employees are considerate and professional. They are very helpful and informative. I have never been disappointed with my experience.
Reviewed Aug. 6, 2014
Everyone my wife and I worked with were extremely helpful and understanding of our situation and needs.
Reviewed Aug. 6, 2014
The Customer Service in itself was great. Just the way I was welcomed in and just the overall experience. The process to getting the loan was quick. No hassles, just getting approved and filling out the paperwork and before I knew it, I had the check in my hand. What better way in getting a loan. Thanks SpringLeaf.
Reviewed Aug. 6, 2014
Overall, good. Just wish paper was waiting since applied online.
Reviewed Aug. 6, 2014
Very professional, handled my loan needs perfectly, assessed what I needed and recommended amounts with affordable monthly payments which saved me hundreds!
Reviewed Aug. 6, 2014
Got what I needed. Everything went as planned.
Reviewed Aug. 6, 2014
I had a great experience, nice staff, and I am glad they gave me the chance to prove I can pay back loans and am willing to do so on time.
Reviewed Aug. 6, 2014
I feel that my loan was prompt and handled well.
Reviewed Aug. 6, 2014
Springleaf have a greatest customer service I have ever experienced in a loan process. They were so nice and so accommodating the loan went so quickly.... It was just an awesome experience!!!!
Reviewed Aug. 6, 2014
Springleaf is the best for personal loans. I'd really recommended. Thank you Springleaf. You make my day.
Reviewed Aug. 5, 2014
My experience from the start to the finish was excellent. The lady I spoke with talked with me not to me. l would call this old school. She explained the process and took the time to answer my questions. By far the best loan experience I have had. Look forward to doing business now and in the future.
Reviewed Aug. 5, 2014
The loan process was real easy and fast.
Reviewed Aug. 5, 2014
Springleaf is the best and most understanding financial type institution I have ever had contact with. I am going to recommend them to everyone I know! Thank you all so much.
Reviewed Aug. 5, 2014
The application and check pick up process were both very efficient. The staff were professional and knowledgeable. Very good choice of lender.
Reviewed Aug. 5, 2014
Process was quick, easy and staff was friendly and helpful.
Reviewed Aug. 5, 2014
I really enjoyed the way I was treated by the supervisor at the Springleaf Office in the city of San Fernando. He showed concern and wanted to help me with my financial situation. He never made me feel pressured or uneasy. I would definitely consider Springleaf in the future for my financial needs. Thank you.
Reviewed Aug. 5, 2014
The whole process went great. The ladies in the office on Wrightsboro Rd were wonderful. Lisa ** helped me and she was great.
Reviewed Aug. 5, 2014
The loan application process was very easy. Great customer service as well!
Reviewed Aug. 5, 2014
I applied online and quickly received approval. A rep called me the next day and was very helpful. The process was quick and simple.
Reviewed Aug. 5, 2014
I got a chance to combine some bad debt that I needed to clear up. The interest was extremely high with taking my car as collateral. But still OK with it as the bad debt is gone and I can start repairing my credit.
Reviewed Aug. 5, 2014
Prompt courteous service. I applied online and received a call within an hour.
Reviewed Aug. 5, 2014
Only took a day to get everything squared away and I was able to pick up the vehicle the next morning. Thanks for making the process as quick and easy as possible.
Reviewed Aug. 5, 2014
This business is very dependable and Professional. They also make sure you understand all of the process to make your loan, with great Customer support and follow-up with all your paperwork. They set up your payment plan to your comfort zone, and give you lots of options. They returned your phone calls if you have any questions. And they are more than glad to help you in any way.
Reviewed Aug. 5, 2014
Excellent and seamless.
Reviewed Aug. 5, 2014
What a wonderful way to get money when you desperately need it. Lori was fast and professional and did all she could to make my process easy, fast, and painless... springleaf was a blessing.
Reviewed Aug. 5, 2014
Springleaf was very professional and accessible in handling my loan request. There are companies that do not meet my standards in this regard. I am very appreciative of this company.
Reviewed Aug. 5, 2014
They were very nice and prompt about everything. I felt very comfortable about going there. They explained everything and made sure I understood.
Reviewed Aug. 5, 2014
Happy with my loan.
Reviewed Aug. 5, 2014
Leighann in the Carrollton, GA branch was excellent!
Reviewed Aug. 5, 2014
The online application process was very simple; the in-office paperwork was explained well. The staff members were courteous and efficient.
Reviewed Aug. 5, 2014
Had a great experience with Springleaf. Loan officer very helpful. Loan was approved and picked up check next day!!
Reviewed Aug. 5, 2014
The local branch in Weatherford, OK was absolutely great and very friendly.
Reviewed Aug. 5, 2014
The Best!!!
Reviewed Aug. 5, 2014
Springleaf helped my family and me out, regardless of my credit score. Just wanted to say thanks.
Reviewed Aug. 5, 2014
The loan process was very quick and easy. The staff at the Azusa office were kind and helpful.
Reviewed Aug. 5, 2014
Paid bills. Got new tires.
Reviewed Aug. 5, 2014
Love everything about Springleaf.
Reviewed Aug. 5, 2014
The process was quick and flawless. I did appreciate Claudia's follow ups.
Reviewed Aug. 5, 2014
The Anaheim office was very helpful & knowledgeable on the loan I needed. Ms. Leticia ** was very helpful and answer every question I ask. Thank you, Springleaf in Anaheim office.
Reviewed Aug. 5, 2014
The lady who helped me on loan and she had good attitude and very patient with me...she is good worker!
Reviewed Aug. 5, 2014
Fast and easy.
Reviewed Aug. 5, 2014
They are very courteous and professional. Nobody looked down on me due to my poor credit and they went above and beyond to help me out.
Reviewed Aug. 5, 2014
Easy and fast.
Reviewed Aug. 5, 2014
Very quick and friendly.
Reviewed Aug. 5, 2014
Springleaf Financial was an answer to a prayer. We were able to reduce our monthly outgoing budget by more than 50%. The representative was very accommodating and professional. I highly recommend Springleaf for any financial need one might have.
Reviewed Aug. 5, 2014
It was a great experience.
Reviewed Aug. 5, 2014
All 5 stars. Way to go!!!!!
Reviewed Aug. 5, 2014
Great customer service by David phone representative and by Perla and Manuel from the La Habra Office. All were very professional and made the process easy and comfortable. I would recommend you to anyone I know looking for a loan. Thank you!
Reviewed Aug. 5, 2014
Staff was very kind and helpful.
Reviewed Aug. 5, 2014
Very satisfied with the process and the Loan Officer was extremely intelligent, but also down to earth and courteous. Helped me to receive the amount I needed with payments as affordable as possible.
Reviewed Aug. 5, 2014
I had a great experience working with Springleaf. Everything was explained clearly and my options were all explained. It was simple and straightforward. Everyone I worked with were quick to respond and pleasant. Is highly recommend.
Reviewed Aug. 5, 2014
I have applied for loans before but the Brandon, MS office was the best experience I've ever had - no ups and downs, no back and forth. I was in and out in about an hour and 30 minutes of that was just sitting there having a conversation with John about family and kids. Very good place to go. Good atmosphere to be around. I would gladly recommend them to everyone.
Reviewed Aug. 5, 2014
I enjoy the process. Polite employees.
Reviewed Aug. 5, 2014
This loan company helped me go on a vacation with my family. Their service is excellent and the loan application process was quick and easy. I have been dealing with this company for yours and they are my "go to" loan company!
Reviewed Aug. 5, 2014
I needed a second chance to prove I can pay for a loan. They gave me a second chance.
Reviewed Aug. 5, 2014
Very nice service and process was fast and well explained.
Reviewed Aug. 5, 2014
I was contacted by this company stating that I was pre-approved for a loan. When I called, the rep took some information from me. After a few questions - I got concerned because they started asking for my social security number and personal information. I asked the rep why they would ask me for all of this stuff and she stated that she ran my credit to see what I would be approved for. I NEVER authorized a hard credit check. I just wanted to know how much money the loan would cost me. Then I asked for a manager. I explained the situation and he mentioned that the credit pull was already done and that I may as well continue with the application. So I did. Next thing you know they are looking up information about my properties and wanted to know the age of my kids...things that I would never expect from a lender. THIS PLACE IS A SCAM AND WILL CON YOU INTO GETTING YOUR CREDIT PULLED THEN REQUIRE YOUR FIRST BORN TO GET ANYTHING DONE. THEY ARE LENDING AT RATES THAT ARE QUESTIONABLE AND PREDATORY.
Hello. Thank you for sharing your experience with us. Springleaf Financial would like the opportunity to address your concerns. Please email executive.customercare@springleaf.com with your contact information and referencing this complaint so that we may investigate.
Reviewed Aug. 4, 2014
I would highly recommend this company to anyone and I have in the last few days. They seemed to be there to help.
Reviewed Aug. 4, 2014
Wonderful. All it took was a simple phone call. Within an hour or so my check was ready for pick up. Pleasure to do business with such nice and courteous staff. You don't find help like that these days. I recommend everyone to try them first! Springleaf help me when my bank of 35 years let me down!
Reviewed Aug. 3, 2014
The customer service is good. The process is Fast - got my check fast. Would highly recommend them.
Reviewed Aug. 3, 2014
Very happy with the way my loan.
Reviewed Aug. 2, 2014
Once I submitted my application I didn't expect to be approved. But they gave me a chance. I will recommend them to anyone for their professionalism.
Reviewed Aug. 1, 2014
Very friendly and fast.
Reviewed Aug. 1, 2014
After doing a lot of research, I opted for them because of the reviews they have. Even here it's all 4-5 star reviews. I pretty much knew that my bank is not going to give me a loan, because my credit history is "young", as they call it. I tried anyway and I did not get it. My score is good, 650-700, so I decided to go for Springleaf, because I found a fair amount of reviews saying people were approved with score lower than that, and a lot of people who were rejected by banks got approved with SL.
I made my application online, and it took them a half of second - literally a half of a second - to notify me that my request was denied. I called customer service to ask for the reason and she just said "that is confident information"... Yes, MY information, so why won't you give it to me? She just said that I have to wait 30 days for official response, and that was it.
Judging by reviews, "they don't treat you as a number", "you are a person, not a score", etc. But, in my case, I wasn't given a call, no options were offered, just a simple "no", without even telling me why. I was treated as statistics, just another number. I would give 0 stars, but, unfortunately, not many websites give you the option of 0 star review. I also give myself a 0 star review, because I was foolish enough to believe all those good reviews were true. Silly me...
Reviewed Aug. 1, 2014
I was looking for a personal loan and remembered that I had had a previous loan with Springleaf so I called and the representative was very helpful. I was told what documents the underwriter would need and I faxed them over for review. Three hours later I was approved and made an appointment that same day to sign my loan documents and was given my check. All loan documents were explained to me as I was signing so that I knew what and why I was signing. I would recommend Springleaf for a loan.
Reviewed July 31, 2014
I was very satisfied with the speed of the loan. I was happy to have such nice people to help me out.
Reviewed July 31, 2014
Was able to reduce present auto loan, where interest was high, to a lower interest rate & still get a loan.
Reviewed July 31, 2014
I was very pleased with the staff and the service. I will highly recommend.
Reviewed July 31, 2014
Willing to work with me and explained things so I could understand.
Reviewed July 30, 2014
Excellent customer service. Quick and easy process. Helped me out of an emergency situation, even with less than perfect credit. I am very grateful and satisfied.
Reviewed July 30, 2014
Spring Leaf is a great company. I highly recommend them if you need a loan. The employees are polite and courteous. The loan terms are straightforward. Getting a loan with them is easy and hassle free.
Reviewed July 30, 2014
My experience, after driving from Moses Lake to go through the loan process, was great and I would refer others to your business.
Reviewed July 30, 2014
They help me get my credit score up, and made my bills more affordable.
Reviewed July 30, 2014
Very great service and friendly staff. Couldn't get the money I ask for, but Amber worked to help me by giving 2500.00. Again, overall great experience.
Reviewed July 29, 2014
I will most likely recommend people to go and apply. They were very nice and friendly. I can see another loan in the near future!!
Reviewed July 29, 2014
The loan process was the easiest we've ever seen. The employees are very knowledgeable and friendly, from the moment we walked in the door. Being able to sign via computer is so much quicker and very minimum paperwork. Also great for the environment!
Reviewed July 29, 2014
Followed through, ease of process. Great Customer service.
Reviewed July 29, 2014
Will do business with them again.
Reviewed July 29, 2014
Short term loans. Short term loans are less expensive than at other short term loan companies and are not required to be paid back within 30 days. You can extend the loan with more interest. I have received large Loans and usually paid the loan early without any penalty. The staff has been courteous at all times. I have needed loans for funerals of dear relatives in other countries. I have been approved quickly to pay for airline tickets as soon as the office is open and forms are filled out.
Approval has not taken long because I have called in my rest and information. I have received important information regarding documents I needed to bring into the office. This information is given to me in a professional manner. This saves me extra time, trips and gas money. I Can Pay For Insurance I Needs Case I Am incapacitated and cannot make the payments. I would recommend the company based on my positive experience.
Reviewed July 29, 2014
Easy process. Worked with my loan officer on things needed. Will definitely consider Springleaf for future needs. My loan me was very nice and comforting.
Reviewed July 29, 2014
I had a great experience and would recommend to family and friends.
Reviewed July 29, 2014
The staff is excellent and most helpful. They're great!
Reviewed July 29, 2014
I just wanted to thank the Rio Rancho branch. They did a great job handling my loan.
Reviewed July 29, 2014
Fast and friendly service with manageable payment plans.
Reviewed July 29, 2014
The rep that helped us was super helpful, very knowledgeable and willing to accommodate our schedule. She made it quick and easy.
Reviewed July 29, 2014
The process was of ease from the application to disbursement. I would recommend Springleaf.
Reviewed July 29, 2014
From beginning to end my loan application was handled very smoothly. Very helpful agents. The process was done in a very short time with no problems. I would recommend Springleaf to my friends. At first I went to a bank for a loan but their service was not as efficient as the service I received at Springleaf. They took too much time and I was in a hurry to have an answer. At Springleaf I was given courteous and helpful process to answer all my questions. I received my check and I was on my way satisfied and happy.
Reviewed July 29, 2014
Highly recommend Springleaf for anyone's financial needs. I needed extra money that I didn't have at the time. Springleaf took care of my situation.
Reviewed July 29, 2014
Although their interest rate is high they were the only ones that would look past my real estate past. With the no prepayment penalty it makes sense.
Reviewed July 29, 2014
Marianna was very professional and I was comfortable with her. She took time to explain what I was signing. I didn't feel like I was getting tricked or scammed like other lending facilities.
Reviewed July 29, 2014
Very friendly. Fast service, took about 20 minutes.
Reviewed July 29, 2014
Very pleased with assistance received and the promptness.
Reviewed July 29, 2014
Quick and easy service.
Reviewed July 29, 2014
They're great, worked well with me, help me a lot.
Reviewed July 29, 2014
It was quick and easy.
Reviewed July 29, 2014
I enjoyed being able to apply online and get most of my information done without even a phone call. The reps worked hard to weigh different options and talk to their manager to see what they could do to help me. At a time when I didn't think I could get any help, Springleaf came through conveniently. In office, they were understanding to my situation and helped to get my loan done quickly as possible. I got my check that day with great insurance benefits and left with a breath of fresh air.
Reviewed July 29, 2014
Very welcoming and (Steve at the Spanaway office) was full of information and made things very simple.
Reviewed July 29, 2014
Springleaf help me when I needed a loan... I am very upset about the interest rates. So in the future I know I will not receive another loan because I never will paid interest like this again.
Reviewed July 29, 2014
Loan Process was easy and loan officer was very knowledgeable about what she was doing and what I needed to do to get the loan process taken care of with no wasted time. She made it seem effortlessly.
Reviewed July 29, 2014
Great people to deal with and the loan was fast and easy.
Reviewed July 29, 2014
Thank you for all your help.
Reviewed July 29, 2014
It took less than a couple of hours to get approved and have the money in hand. I greatly appreciate the ease and ability at a difficult time in my life.
Reviewed July 29, 2014
Personal secured loan.
Reviewed July 29, 2014
Very well run office. Everyone was professional and exceeded my expectations. The whole process was very quick yet explained completely to my understanding.
Reviewed July 29, 2014
The entire process was very easy and the staff were very friendly. Was very thankful they were there to help me in a pinch.
Reviewed July 29, 2014
Very quick service and very professional. Loan didn't take long at all.
Reviewed July 29, 2014
I was needing funds for vacation in order to attend a family reunion to see family that I haven't been able to see in 12 years due to my military career and other obstacles that life threw at me. I had money set aside for this trip but then my vehicle broke down and I had to spend what I had saved up. Springleaf was able to get me the money I needed plus a little bit more than what I was expecting so that my kids and I could take our trip.
Due to their fast help I was able to spend a lot of time with my grandmother who just turned 75 and she was able to meet my kids for the first time. She is the last of my grandparents and I'm very close to her. I'm glad for Springleaf because they gave me the chance to see her again. Thank you Springleaf!!!
Reviewed July 29, 2014
The whole process was super fast and easy. Didn't take no time till I had my check!
Reviewed July 29, 2014
If anyone needed a loan for anything we would automatically tell them to go to Springleaf. Ms. ** is always, always, willing to find a solution to any situation. She will stay in touch with you and if we have any question we know we can always call her and she'd either have the answer or would find the answer. She is truly an asset to Springleaf and we would RECOMMEND Springleaf to EVERYONE we know.
Reviewed July 29, 2014
I had a great experience with Springleaf... Tey treated like a person not like my credit score..... The representative was very professional in his job and performed his job, I felt with accuracy and with fairness. I would recommend Springleaf to family and friends that are in need of that financial help but seem to not receive it nowhere else. Thank you Springleaf Financial for helping me in my time of need and making my dreams come true...
Reviewed July 29, 2014
Springleaf helps me out a lot. I got to pay off some of my bills. They give me what I need to pay off some bills and plus have some money extra to do whatever I want to. Thank you Springleaf.
Reviewed July 29, 2014
Applied online; received loan check within 5 hours of application. The staff was very friendly and helpful.
Reviewed July 29, 2014
I was truly amazed the way this loan went so fast and so completely understandable. I recently lost my husband and needed to get some things paid off and had no idea how to go about it. This was my first experience of getting a loan by myself and was treated with respect and not made to feel like I was an incompetent person. I was not judged as some places do and I would recommend Springleaf to anyone who asks... I thank you for all the help you provided to me...
Reviewed July 29, 2014
A-1, fast and simple processing.
Reviewed July 29, 2014
Helpful, quick, easy. I would totally recommend your company.
Reviewed July 29, 2014
Getting a loan was easy with Springleaf. The application process is simple and getting my check was fast. I was actually surprised that I got the help I needed so easy... it was a breeze. Thanks Springleaf!
Reviewed July 29, 2014
Springleaf helped me when I had nowhere else to turn. I was very impressed with the overall experience!
Reviewed July 29, 2014
Within just a few days of receiving the offer in the mail, I had a check in hand. The reps I talked to were also very friendly and helpful.
Reviewed July 29, 2014
Loan officers were friendly and efficient. They took us immediately and the loan process went very quickly. I knew right away when I was on the phone that I was approved and how much I would be paying a month. I was very pleased with the service.
Reviewed July 29, 2014
Need a loan fast? Don't want a bunch of paperwork to fill out, endless hours of waiting for a response? Go to Springleaf.
Reviewed July 29, 2014
Everything was handled quickly with very friendly service.
Reviewed July 29, 2014
I give SpringLeaf 4 1/2 stars. They really will help you every way they can.
Reviewed July 29, 2014
Springleaf made the process of borrowing easy. The people were friendly and having a branch close by made it even easier to deal with borrowing money. I felt safer dealing face to face rather than by phone or over the computer.
Reviewed July 29, 2014
It was truly delightful working with Karen and I appreciate the quick process. I will definitely refer my friends/family to Springleaf and I will be a recurring customer. Please give Karen words of praise from me and thank you all for everything.
Reviewed July 29, 2014
The convenience and overall customer service were remarkable!!
Reviewed July 29, 2014
The associates are super friendly and nice.
Reviewed July 29, 2014
Getting a loan from Springleaf helped me give my family the vacation that we have needed for a couple of years. We had great fun and the relief of paying by the month and not at one time. Thanks Springleaf.
Reviewed July 29, 2014
The only issue I came across during the loan process was the check distribution. Other than that staff was extremely friendly and knowledgeable.
Reviewed July 29, 2014
The team was readily available and were extremely courteous and fast.
Reviewed July 29, 2014
The fastest, easiest loan I have ever received. 15 mins in and out. The banks can't do that.
Reviewed July 29, 2014
Was very satisfied with the whole loan process.
Reviewed July 29, 2014
Satisfied with entire procedure.
Reviewed July 29, 2014
Thanks for being there for people who need financial help.
Reviewed July 29, 2014
It's was great, quick and easy.
Reviewed July 29, 2014
The loan process didn't take long. They was careful with the information that you give them. The loan was explained in full details of repayment. Very excellent service.
Reviewed July 29, 2014
Fast, friendly and professional company.
Reviewed July 28, 2014
It was very easy to get the loan.
Reviewed July 27, 2014
I would highly recommend Springleaf. The team was great to work with and the loan process was very easy.
Reviewed July 27, 2014
Loan went smooth.
Reviewed July 23, 2014
This place has always been there for our loan needs and will help out if you have problems.
Reviewed July 22, 2014
I went to Springfield because I needed money for some much needed car repairs. I filled out the application online, went into the office the next day and picked up a check. The process was extremely efficient and the people were very professional and courteous.
Reviewed July 21, 2014
Denise and Brooke were fantastic!
Reviewed July 19, 2014
I loved the ease of use. It really helped my family!
Reviewed July 18, 2014
Application was easily approved. Checks were handed over immediately. I was able to consolidate my bills and had money left over. This was the best thing financially I did in my life at this moment!!
Reviewed July 18, 2014
I had an overall great experience! The staff was friendly and helpful and I would consider using them in the near future if need be.
Reviewed July 18, 2014
I have done business with this company before when they were American General and got great service from them. After seven years they still remember me. They still have my old records, which was really surprising. I walked into the So.S.F Ca. office on 7/14/14 to ask if I could get a loan for $1800 and was approved for $3000. The interest rate was high but the mo. payments was affordable, and I can even make double payments if I want. The process was fast, I was in and in less than 30 min. It's good they haven't change their customer service values.
Reviewed July 17, 2014
They helped me pay off my car loan. The loan payment was way cheaper than the car payment. It was completely easy and I’ll def use Springleaf again!
Reviewed July 17, 2014
The whole process was quick. No hassle. Thanks!
OneMain Financial Company Information
- Company Name:
- OneMain Financial
- Company Type:
- Public
- Ticker Symbol:
- OMF
- Year Founded:
- 1912
- Formerly Named:
- Springleaf
- Address:
- NTBS-2320 6801 Colwell Blvd.
- City:
- Irving
- State/Province:
- TX
- Postal Code:
- 75039
- Country:
- United States
- Website:
- www.onemainfinancial.com

