
OneMain Financial Reviews
formerly Springleaf Financial
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About OneMain Financial
OneMain Financial offers personal loans online, by phone and in person at nearly 1,300 branches across 44 states. You can use OneMain loans for emergency bills, a vehicle, home improvement, debt consolidation, medical bills or nearly any other purpose. Loan amounts range from $1,500 to $30,000, and OneMain states funds may be available as soon as one hour after closing. It takes about five minutes to get prequalified, with no effect on your credit score. OneMain also offers three credit cards, called BrightWay, to a limited number of customers. The company says it will be expanding card availability to more customers soon.
Visit www.onemainfinancial.com- Flexible term lengths from 24 to 60 months
- Secured and unsecured loans and credit cards
- Loans from $1,500 to $30,000
- Charges an origination fee
- Credit card products are limited to select customers
- Services restricted in six states
OneMain Financial Reviews
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Reviewed Sept. 23, 2014
The process was very easy and the representative was very informative. The interest is a little high, but that was clearly communicated to me. They weren't trying to hide anything. It was nice to be able to get the cash that I needed fast...
Reviewed Sept. 23, 2014
I've been receiving mail that I have been pre-qualified for a loan through Springleaf. I went through the process twice with applying for a loan online both times saying I was approved for a certain credit line and to call the Springleaf office. When I call they tell me I wasn't approved. This is false advertising and misleading information which doesn't make the company very creditable.
Diane,
We would like to help. Please contact us directly through our Executive Office Of Customer Care at: 800-457-3741, when prompted, dial extension 5416 or executive.customercare@springleaf.com - Springleaf Financial Care Team
Reviewed Sept. 23, 2014
Obtaining a loan from Springleaf was very easy. I provided the required documentation and was given an approved loan amount. They were able to give me a ball park on payment amounts for different loan amounts. We were also given information about ways we could improve our credit score. Everyone was very friendly and helpful. I will definitely be using them again and they are highly recommended!
Reviewed Sept. 23, 2014
Employees were professional and kind.
Reviewed Sept. 23, 2014
I was very satisfied with service and everyone was very nice.
Reviewed Sept. 23, 2014
I'm 100% satisfied with my experience. I will definitely use the services again if needed.
Reviewed Sept. 23, 2014
The representative was very nice and enthused with her job. Definitely made the process pleasant. Applying and understanding everything was made very easy.
Reviewed Sept. 23, 2014
Dealing with Springleaf was a pleasure. I work for another lending company, but we are not allowed to do loans with our own company, so I was forced to look elsewhere when I needed some extra cash to consolidate some bills. I actually tried to get a loan through a bank, but I was denied, so Springleaf was my last hope. I went online and applied and within a few minutes, I had an approval telling me to call my local branch to make an appointment to come in and what all to bring with me when I came. I called the branch the next day from work and dealt with the Manager Rose. She was very pleasant and helpful. Since I was at work, I was able to fax over some of my paperwork and she was able to get a head start on the loan before I was able to make it there after work.
When I got there she was helping another customer and another associate copied the remaining required paperwork I had taken with me and got my references. Once Rose came to process my loan, the whole thing took about 10-15 minutes and I had the option to take a physical copy of my paperwork or have it emailed to me. The check was printed and I was done. They also offered an optional insurance for cheap in case something was to happen and I had to be off work for at least 2 weeks to 6 months. I am amazed at how easy the process is because at my job the process is a lot more complicated, there is definitely more paperwork and it takes about 3 times as long. I actually took some business cards to hand out to customers at my job that don't qualify for our loans. The payments are also less than half of a payment where I work, so it's not only consolidated my bills, but I am also paying less than before. I am going to recommend Springleaf to anybody I know who needs a loan.
Reviewed Sept. 23, 2014
I was approved for loan in a timely matter.
Reviewed Sept. 23, 2014
The agent was nice. But I didn't like the fact that I had to use my car to get approved for the loan.
Reviewed Sept. 23, 2014
They were great. Would recommend to all my friends and family.
Reviewed Sept. 22, 2014
Received a loan for a new furnace. Was a very fast and professional process. Would recommend Springleaf to others.
Reviewed Sept. 22, 2014
Fast, efficient and upfront. But I did read and knew going in that interest would be high due to my credit. But it is what I needed at this time.
Reviewed Sept. 22, 2014
The staff at Springleaf are knowledgeable and very courteous in taking care of the customer's needs. I would highly recommend them to anyone who has a financial need and feel confident that they would be able to help them with their request.
Reviewed Sept. 22, 2014
Medical expense came up real quick and Springleaf came through just as quick to help me out.
Reviewed Sept. 22, 2014
My experience was very pleasing. No hassles or delays in the process.
Reviewed Sept. 22, 2014
Fast and convenient. Thanks for a great experience :)
Reviewed Sept. 22, 2014
Super quick, friendly, funny and professional! :)
Reviewed Sept. 22, 2014
I needed a small loan, but I knew my credit score wasn't very good. I contacted Springleaf and they helped me. They were very comfortable to work with and fast. By obtaining this Loan it will also help improve my credit score. Very pleased with everything.
Reviewed Sept. 22, 2014
Springleaf financial helped me obtain a personal loan with less than great credit. Their staff was extremely knowledgeable and friendly. They delivered the check when promised and they did not take advantage of my poor credit score. This is a great company that I look forward to Doing business with in the future.
Reviewed Sept. 22, 2014
Teresa in the centennial, colorado office was awesome and helped my husband and I get the loan we needed. It was easy and so worth it.
Reviewed Sept. 22, 2014
Very very very satisfied.
Reviewed Sept. 22, 2014
Professional staff, quick and easy process.
Reviewed Sept. 22, 2014
Fast and easy process!
Reviewed Sept. 22, 2014
I'm so thankful Springleaf was able to help me when no one else could. I would definitely do business with them again if I need to.
Reviewed Sept. 22, 2014
Getting a loan from Springleaf Financial was easier than one would imagine. The personnel in this office was very helpful which made it very pleasant. They took care of everything.
Reviewed Sept. 22, 2014
Went very good.. Good rapport with representative, Valerie... very courteous and understanding that we are deaf.. good communication. Happy with their service.
Reviewed Sept. 22, 2014
Whole process was simple and fast. The personnel were very eager to help and very friendly.
Reviewed Sept. 22, 2014
The representative was very nice and helpful. I would recommend Springleaf to every person I know.
Reviewed Sept. 21, 2014
The loan process was very efficient and courteous.
Reviewed Sept. 21, 2014
The Meridian MS office responded almost immediately from our online application. Paper work was fast, friendly and with a much lower interest rate without need for collateral.
Reviewed Sept. 20, 2014
I went to get a personal loan. I am a spouse of an active duty. My car loan was taken from me as a collateral without my consent, my car title does not even match my registration. The company is giving me the run around. I have $168.00 a month in interest and my principal is only $35.00. So no, they are not sweet. These people are thieves that lurk on the street looking for desperate people and they latch their teeth into them. So take a good look of what they are doing to people. I have done all I can. Now I am contacting the state general's office.
We are sorry to hear that you are dissatisfied with your Springleaf Financial experience. We strive for the highest level of customer service and satisfaction. We would like to help. Please contact us directly through our Executive Office Of Customer Care at: 800-457-3741, when prompted, dial extension 5416 or executive.customercare@springleaf.com - Springleaf Financial Care Team
Reviewed Sept. 19, 2014
I felt very welcomed from the second I walked through the door. You took your time and explained everything to me. Answered all the questions that I couldn't find in the small print. Which really means a lot. In fact it means more to me that you worked after close to complement my shift. Thank you.
Reviewed Sept. 19, 2014
We wanted a small loan but was suggested a little more to consolidate some bills of which we did not think of but definitely decided to do. From our time there twice before, they should know our preference of not opting for the insurance or other extras and going through the whole application process when we are returning customers. Otherwise we are happy for their help in procuring the loan!
Reviewed Sept. 19, 2014
My rep was very helpful.
Reviewed Sept. 19, 2014
I was seeking a loan to help with some unexpected expenses. Though I was not given a loan for the amount requested the loan I received helped relieve some of the pressure I was feeling and allowed me to develop a manageable budget. I was treated respectfully by the Representative. Everything was explained in detail and the application and necessary documents were handled expeditiously. All my questions were answered honestly. Springleaf Financial gave me the opportunity to start rebuilding my credit when others would not. They gave me hope for the future.
Reviewed Sept. 19, 2014
I love this place! Me and my sister were both treated professionally and they worked really well on getting us the loan. Thanks again!
Reviewed Sept. 18, 2014
The staff is very friendly, helpful and knowledgeable about their business so all my questions were answer. Will do business with them again if I need to.
Reviewed Sept. 18, 2014
Very helpful, effortless experience. The Kewanee office was more than helpful to me.
Reviewed Sept. 18, 2014
I am satisfied with Springleaf's customer service and loan.
Reviewed Sept. 18, 2014
Helpful and quality service and prompt service. I recommend them to others.
Reviewed Sept. 18, 2014
I was happy I got the loan.
Reviewed Sept. 17, 2014
Customer service was extraordinary. The application, approval, and receipt of my loan took less than an hour, and provided me with the financial resources I needed to meet an unexpected expense that I couldn't have otherwise met. I'm a frequent returning customer and have always had great experiences with springleaf. Anytime I need to consider a loan, you guys are my first choice!
Reviewed Sept. 17, 2014
Loan application process was fast and easy.
Reviewed Sept. 17, 2014
The employees were friendly, the process was fast.
Reviewed Sept. 17, 2014
They were very helpful and it was easy to get approved.
Reviewed Sept. 17, 2014
I love Springleaf Financial. If they are not able to help, they will let you know of another company that would.
Reviewed Sept. 17, 2014
It was an excellent experience doing business with Springleaf Financial Services!! The application process was fast and easy, approval was quick and the people were fantastic!!! Thank you Springleaf!!
Reviewed Sept. 17, 2014
The overall service was fast and friendly.
Reviewed Sept. 17, 2014
I was very reluctant to try Springleaf at first but after going through the process I was very pleased. Because of my credit I was shocked to be approved. The terms were very respectable and easy for me to work into my budget. Glad I went there and applied!!!
Reviewed Sept. 17, 2014
Applied for a Loan. The visit was good and the rep we spoke to was very friendly and helpful.
Reviewed Sept. 17, 2014
Our experience was good and we had no issues.
Reviewed Sept. 17, 2014
Non-complicated, easy, and fast.
Reviewed Sept. 17, 2014
Easy & fast. Completed application online, was contacted within a hour.
Reviewed Sept. 17, 2014
I hate borrowing money, but Springleaf made it quick easy and painless. They worked with me to get the loan that best suited my needs.
Reviewed Sept. 17, 2014
I was in a bind to come up with some cash for my daughter’s wedding and Springleaf was there to help me. I'm very grateful giving the opportunity to be a client.
Reviewed Sept. 17, 2014
Thank You for helping me.
Reviewed Sept. 17, 2014
Springleaf helped me when one else would. I wish there were more locations open in Dallas and the loan process was faster when signing documents.
Reviewed Sept. 17, 2014
Miranda was very easy to do business with. She was friendly and professional and answered all of my questions quickly and in an easy to understand manner. I would recommend Springleaf to anyone who is looking for a loan.
Reviewed Sept. 17, 2014
Very good people to work with.
Reviewed Sept. 17, 2014
Staff was friendly, helpful, informative. They gave me my credit score. The process was quick and simple. Very helpful. Great way to build your credit by paying back the loan.
Reviewed Sept. 16, 2014
First time ever getting a loan and I had no idea of the process. I figured it was a long drag out 2 or 3 day process. I went in, was greeted immediately, taken back and assists right away with my loan and answering any questions I had making sure I understood everything. The process was fast and easy! Loved that it was all electronic on a computer. (Didn't have to sign 100's of papers) Paperwork was gone over, the check was printed and out the door my husband and I went. Excellent customer service!!! Would recommend anyone!!!!!
Reviewed Sept. 16, 2014
I have always had a very positive experience with this company. The employees at the Norton/Wise, Virginia office are an exceptional group of individuals and always do their best to meet my needs.
Reviewed Sept. 16, 2014
I've always found very courteous representative whenever I needed assistance with obtaining a loan. They all have been very efficient and I appreciated doing business with Springleaf.
Reviewed Sept. 16, 2014
The process to obtain the loan was very fast and the staff was very professional.
Reviewed Sept. 16, 2014
The employees of Springleaf are very sweet and a pleasure to work with, but my interest rate was way too high and unreasonable!
Reviewed Sept. 16, 2014
The staff I spoke with were nice and worked to get me what I needed in a timely manner.
Reviewed Sept. 16, 2014
The associates knew what they were doing and Pauline is very accommodating.
Reviewed Sept. 16, 2014
I had an urgent need and Springleaf came through for me.
Reviewed Sept. 16, 2014
Very satisfying experience - helped us significantly to meet our monetary goal.
Reviewed Sept. 16, 2014
The whole experience was very simple. The employees are just great!!!!!!
Reviewed Sept. 16, 2014
They are very efficient. Constant contact and didn't mind making calls back and forth between me and my husband. We received our check quickly. No hassle!
Reviewed Sept. 16, 2014
They took good care of us. It was fast and easy to get an approval on the loan. They were really nice to us. I liked that all the paper work was sent to my email. Overall, we are happy with everything.
Reviewed Sept. 16, 2014
Springleaf financial was very helpful with getting me this loan. Jeff did everything he could to make sure I was taken care of. It was fast and easy.
Reviewed Sept. 16, 2014
Very nice experience. Very professional, good atmosphere.
Reviewed Sept. 16, 2014
Obtained a $1000 loan and got approved in a day when other financial companies turned me down.
Reviewed Sept. 16, 2014
Just wanted to say when I applied, I had the loan within 24 hours. They try to help in any way they can. You may not get what want, but you get enough to help.
Reviewed Sept. 16, 2014
Great service. Angie, Melissa and Angela are such wonderful ladies.
Reviewed Sept. 16, 2014
Everyone was very helpful in helping me get my loan quick and easy.
Reviewed Sept. 16, 2014
I am always satisfied with Springleaf. I just wish their Interest Rates were lower.
Reviewed Sept. 16, 2014
Was a great experience, I think they should offer better rates.
Reviewed Sept. 16, 2014
Had no complaints. Everyone was professional. The only thing I would look into is your high finance charges. It almost stopped me for applying the application.
Reviewed Sept. 16, 2014
I walked in needing some money and I walked out with a check in hand in less than an hour. I don’t have the best credit (upper 500’s) due to mostly a lot of medical expenses. I was wanting part of my loan to go directly to pay my credit card. Springleaf made a separate check that they mailed directly to the credit card company for me and they let me keep the rest for myself in another check. I was slightly annoyed that it took around two days for Springleaf’s check to clear after depositing it into my checking account. I’m also slightly annoyed that it’s been seven days now since they mailed the check to the credit card company and it still hasn't shown up on my online statement yet. Not sure who is really to blame for either situation but it is and was a pain nonetheless. Other than that it was pretty easy.
Reviewed Sept. 16, 2014
My main line coming from the house was busted and needed to be replaced. I needed money to get the job done. And I was having a hard time getting help with loan and I found Springleaf. They came to my rescue and help me with my problem.
Reviewed Sept. 16, 2014
Rep was very nice and helped In a crunch when we needed it. Would recommend to anyone.
Reviewed Sept. 16, 2014
Springleaf help me so much. They help me save a lot of money.
Reviewed Sept. 16, 2014
Very courteous and friendly.
Reviewed Sept. 16, 2014
The staff was cordial. Met our needs and didn't make us jump through hoops to get the loan. This is my second time working with Springleaf. Very happy to do business with them.
Reviewed Sept. 16, 2014
Springleaf is a loan institution that works hard for your business. Their employees are top notch. I have done small loans only with the company, but they are a great resource when you are in need of more than most have in their wallet. I would recommend trying their services to all.
Reviewed Sept. 16, 2014
I absolutely love Springleaf Financial. They helped my family in ways they do not know! For that I say thank you.
Reviewed Sept. 16, 2014
The financial advisor that help me was awesome and tailored to my needs.
Reviewed Sept. 16, 2014
Made quick and easy.
Reviewed Sept. 16, 2014
My interaction with Springleaf Financial Services was very relaxed. The loan manager provided information on the paperwork that was needed and how to send it to them. When calling to verify that the documents had been received, positive reply was given. Cooperation on both sides enabled for the smooth transaction and receipt of funds. I would recommend Springleaf Financial Services to others.
Reviewed Sept. 16, 2014
EXTREMELY FAST & EFFECTIVE LEVERAGING TOOL FOR INDIVIDUALS WHO WISH TO ELEVATE & SUPERCHARGE CREDIT SCORES! Thanking you AGAIN!!
Reviewed Sept. 16, 2014
Great service and smooth transaction.
Reviewed Sept. 16, 2014
I had some privacy issues about my finical statements that was handled discretely and respectfully.
Reviewed Sept. 15, 2014
Excellent service, complete information. A very helpful and kindness representative...
Reviewed Sept. 15, 2014
Excellent customer service. Keep up the good work.
Reviewed Sept. 15, 2014
They had everything ready when I got there, explained terms. I signed paperwork and was out of there.
Reviewed Sept. 15, 2014
Was very satisfied.
Reviewed Sept. 15, 2014
We had a Great experience with Springleaf. They are very nice and a pleasure to do business with. We also liked the fact that they report to the credit bureau as we are trying to get out credit score better.
Reviewed Sept. 15, 2014
I think they offer a very good service and really seem to care about their customer.
Reviewed Sept. 15, 2014
Very helpful and pleasant atmosphere. Comfortable to talk with the people who assisted me.
Reviewed Sept. 15, 2014
Very kind, very polite, and willing to help in any way that they can.
Reviewed Sept. 15, 2014
Karen was great to work with.. Great customer service!
Reviewed Sept. 15, 2014
My fault for not asking... Father passed away, and needed money to pay for funeral right away.... So disappointed in the high interest rate. I hope to never come back at 35%.
Reviewed Sept. 15, 2014
My loan process was very fast and very easy. Very pleased.
Reviewed Sept. 15, 2014
Everything went very smoothly. Everyone was very easy to talk to. They worked quickly. I would highly recommend this place to anyone who is looking for a loan. I had never done anything like this before, so for me I was very surprised how easy it was!
Reviewed Sept. 15, 2014
Springleaf is always there when I need a helping hand.
Reviewed Sept. 14, 2014
Loan based on salary and household items.
Reviewed Sept. 14, 2014
Excellent service! Top notch! Experienced and professional!
Reviewed Sept. 13, 2014
People are very friendly and helpful.
Reviewed Sept. 13, 2014
Rep was very prompt and got back with me about my options.
Reviewed Sept. 12, 2014
Great service and quick response time.
Reviewed Sept. 12, 2014
Springleaf gives a person that trying to rebuild their credit a decent chance.
Reviewed Sept. 12, 2014
I was very pleased with my negotiations with Springleaf, it took very little time out of my day. They told me what to bring and prepare for, I signed the papers and it was done.
Reviewed Sept. 12, 2014
Borrowed $500.00 on present loan, took balance and added it to $500.00 new loan. Have very good standing on loan and I am being charged $1500.00 above the $500.00 loan. Being charged $1500.00 interest on a $500.00 loan. That is far higher than interest on original loan. Combining the two loans will cost me $1500.00. Highly unacceptable. I will be contacting Better Business Bureau to see if this even legal.
Reviewed Sept. 12, 2014
I have had the distinct pleasure of working with the Longmont team at SpringLeaf Financial for many years. They are always friendly and ready to assist me whether it be questions about my loan, making payments, or curiosity about alternative financial programs to make life decisions easier. I highly recommend Carrie and the team in Longmont. They are good people with 'big city know how' who are helping our small town community grow. I will choose them for a loan every time over choosing a bank. Nothing beats the personal touch and genuine smiles every time I walk in the door. :)
Reviewed Sept. 11, 2014
I would definitely work with Springleaf again. The process is very easy and the people are friendly.
Reviewed Sept. 11, 2014
They were respectful and professional.
Reviewed Sept. 11, 2014
Professional, courteous, privacy. Its what they are all about.
Reviewed Sept. 11, 2014
Could not get the full amount I wanted but happy with the amount given.
Reviewed Sept. 11, 2014
I really appreciate how kind and professional everyone was with me when I went in to apply for a loan with SpringLeaf. I also would recommend all of my family and friends to them.
Reviewed Sept. 11, 2014
Springleaf is greatest to provide personal loan and they help me paid off my credit card. Also they offer me auto or travel in family.
Reviewed Sept. 11, 2014
My experience at Spring-Leaf was fast, easy, and very friendly. All representatives were very helpful! All my questions were answered and I had a great understanding of my contract and loan I had received.
Reviewed Sept. 11, 2014
I was very pleased with the courtesy personnel and eagerness to help me with my temporary situation. I would definitely refer Springleaf to my friends and family for their financial needs.
Reviewed Sept. 11, 2014
This was my 3rd loan and I come back because of the great service and the quickness of the loan process.
Reviewed Sept. 10, 2014
I had a great experience from the online application and meeting with the Representative at office to complete the loan and receiving my check. Thanks to Jacob.
Reviewed Sept. 10, 2014
I was very pleased to know that a company and its employees would keep their word on the loan experience being simple and quick.
Reviewed Sept. 10, 2014
No problem other than an awful high rate, but I suppose that's normal for a first time customer.
Reviewed Sept. 10, 2014
Loan was completed in a timely manner, and I was given options to assist me financially with a better outcome.
Reviewed Sept. 10, 2014
The agent that helped me was very nice and informative. It was overall a simple and easy process and it was all completed in the same day. Very Impressed.
Reviewed Sept. 10, 2014
If you want your experience to be smooth, laid back, and welcoming then you will want to deal with Lena. She was great from start to finish. She knew her products, how to actually do her job and she didn't look at you like you were subpar because you have had some past credit issues. I have personally had several loans and she was the best loan officer by a long shot. Keep up the good work. I appreciate you and will send business your way.
Reviewed Sept. 10, 2014
The employees were wonderful. I am super happy with the customer service. I am just disappointed that the interest rate was so high.
Reviewed Sept. 10, 2014
Great Service and friendly environment!!!
Reviewed Sept. 10, 2014
We received our loan. They was to pay off our bills. They did but they sent them out late. Now we have 65 dollars in late fees.
Reviewed Sept. 10, 2014
The application was easy. They responded back fast and worked with me in my schedule.
Reviewed Sept. 10, 2014
Getting a loan from them went very well and very easy to do. I plan on recommending them to other people.
Reviewed Sept. 10, 2014
I would highly recommend Springleaf to anyone that is in the need for a personal loan. They were so helpful to me and my family to meet the needs of what we was trying to accomplish in getting a loan. Thanks to Springleaf for being there for us.
Reviewed Sept. 10, 2014
Very nice experience, quick, fast and really helped me in a pinch.
Reviewed Sept. 10, 2014
Was very pleasant and easy to work with.
Reviewed Sept. 10, 2014
Manager made the process easy and quick. Other than high interest rate, would highly recommend.
Reviewed Sept. 10, 2014
I would highly recommend a loan from Springleaf. It was fast, easy, and friendly service. Thank you Springleaf!
Reviewed Sept. 10, 2014
We could not believe how fast and easy this was. They were such a great help and very friendly. We definitely recommend anyone to get a loan from Springleaf. This was our first time to get a loan and they were incredibly helpful and very comforting. Will come back for sure!
Reviewed Sept. 10, 2014
I was very satisfied with the service and the ease with Springleaf. They were very personable and profession. The whole process was completed within 24 hours. I am a Happy customer and was able to take care of the financial needs.
Reviewed Sept. 10, 2014
It was a fast and easy.
Reviewed Sept. 10, 2014
Your Loan helped my financial situation from being dire to giving me the ability to prosper. Thank you.
Reviewed Sept. 10, 2014
The staff at the Rio Rancho location made it so easy and painless. They knew my schedule and worked around it. Thanks again!!
Reviewed Sept. 10, 2014
I am satisfied with the service I received.
Reviewed Sept. 10, 2014
Fast, easy service with excellent customer service.
OneMain Financial Company Information
- Company Name:
- OneMain Financial
- Company Type:
- Public
- Ticker Symbol:
- OMF
- Year Founded:
- 1912
- Formerly Named:
- Springleaf
- Address:
- NTBS-2320 6801 Colwell Blvd.
- City:
- Irving
- State/Province:
- TX
- Postal Code:
- 75039
- Country:
- United States
- Website:
- www.onemainfinancial.com

