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OneMain Financial Reviews

formerly Springleaf Financial

4,944,696reviews on ConsumerAffairs are verified
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Fact-checked by: Jon Bortin

About OneMain Financial

OneMain Financial offers personal loans online, by phone and in person at nearly 1,300 branches across 44 states. You can use OneMain loans for emergency bills, a vehicle, home improvement, debt consolidation, medical bills or nearly any other purpose. Loan amounts range from $1,500 to $30,000, and OneMain states funds may be available as soon as one hour after closing. It takes about five minutes to get prequalified, with no effect on your credit score. OneMain also offers three credit cards, called BrightWay, to a limited number of customers. The company says it will be expanding card availability to more customers soon.

Visit www.onemainfinancial.com
Pros
  • Flexible term lengths from 24 to 60 months
  • Secured and unsecured loans and credit cards
  • Loans from $1,500 to $30,000
Cons
  • Charges an origination fee
  • Credit card products are limited to select customers
  • Services restricted in six states

OneMain Financial Reviews

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    Page 17 Reviews 2180 - 2330
    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Oct. 24, 2014

    We were fully satisfied with all the staff at Springleaf in our town. The ladies were fast and very efficient and we really appreciated their hard work and efforts to get us the loan. Thanks to them, we were able to catch up on our utilities and rent and provide a home for our family not to mention providing food for our children. Deeply thankful!

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 24, 2014

    The service was very quick and helpful. I applied over the phone and the next day stopped to pick up a check. I will use them in the future if I should need to borrow again.

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    Verified purchase
    Loan Process

    Reviewed Oct. 24, 2014

    The whole process was very simple and not complex at all. After applying, I was approved and received my check in less than a week.

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    Verified purchase
    Loan Process

    Reviewed Oct. 24, 2014

    Not only did they help me pay off my credit cards so that I could start building credit once again, they told me how getting the loan would also build credit. Thanks for recommending the accidental death insurance, my nephews and niece will appreciate it if anything is to happen.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 24, 2014

    I would recommend this company. They were very easy to talk to and understanding about past credit issues. I used them for a consolidation loan. They were fast. I called on Monday and we signed papers on Wednesday. The staff is very nice.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Oct. 24, 2014

    I would definitely recommend Springleaf. Quick decision, excellent loan with a good monthly payments.

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    Verified purchase

    Reviewed Oct. 24, 2014

    Springleaf is a great company.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Oct. 24, 2014

    This was a very fast and easy experience. They worked very hard to get me a loan, but it wasn't the amount I was wanting. I wanted a nice cushion to move into a rental without worrying if I'm going to pay all the expenses of moving. They gave me enough to pay first month's rent and deposit. I might have to give up my cat because they want a deposit for her plus she has to be declawed. Also not enough for deposits on some utilities. We will have to seek additional assistance.

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    Verified purchase
    Rates

    Reviewed Oct. 24, 2014

    Very easy transaction with cheaper rates than most.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Oct. 24, 2014

    Springleaf rep Misty contacted us almost as soon as we submitted our application. She, and the entire process was handled in a very prompt and professional manner. All of our questions were clearly answered, and we were treated with respect. Time was of the essence as we needed to replace our failing HVAC system. The entire process took less than 1 business day.

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Oct. 24, 2014

    I would highly recommend Spring Leaf Financial to anyone who needs a little help to meet the unexpected bills and life's expenses that suddenly pop up.. They were very understanding in my situation and the process was fast. I came into my local branch at 10:00 am and had my loan approved and my money by 12:00 noon. (the delay was due to me not bringing in the proper paperwork) oops, my bad!!!

    I used to have a great credit score of 800 +, but due to a divorce, foreclosure and some outstanding bills, I wasn't sure I would be approved. My loan specialist, April **, listened and understood my situation and got me approved. She was great!! At Spring Leaf the loan rates good compared to some of the other lenders out in the financial lender world. Thanks again!!

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    Verified purchase
    Loan Process

    Reviewed Oct. 24, 2014

    Had good experience.

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    Verified purchase
    StaffLoan Process

    Reviewed Oct. 24, 2014

    I recently got an installment loan from Springleaf Financial. They were very professional and helpful right from the beginning. Any problem that came up during the application process, they helped me get through it. They were the only company that would help. I had tried payday loans but they only compounded my problems. Now I am able to pay my bills and repay the loan over 24 months which I can afford. I would recommend them to anyone who was in my predicament.

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    Verified purchase
    Loan Process

    Reviewed Oct. 24, 2014

    Great experience with Springleaf.

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    Verified purchase
    Loan Process

    Reviewed Oct. 24, 2014

    Overall my loan experience was good. I wish I would have gotten the money that I was told in the home mailer but I didn't.

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    Verified purchase
    Customer Service

    Reviewed Oct. 24, 2014

    Was a very easy process on the phone to in the office.

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    Verified purchase
    Punctuality & Speed

    Reviewed Oct. 24, 2014

    I was impressed with my quick service and I would definitely do business again.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Oct. 24, 2014

    Good customer service, very prompt in getting loan approved.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 24, 2014

    Very fast and friendly customer service.

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    Verified purchase
    Staff

    Reviewed Oct. 24, 2014

    Great friendly staff. Very informative and helpful.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 24, 2014

    Dan and the staff at the Valparaiso office were great - Friendly, quick, and professional!

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    Verified purchase
    Rates

    Reviewed Oct. 24, 2014

    Refinanced my car and was able to lower my monthly payment. Wish my interest rate was lower. Overall was happy with lowering my payment by almost $70/month.

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    Verified purchase

    Reviewed Oct. 23, 2014

    I had received my personal loan in one day. I filled out the application online then called Springleaf right after I finished the application. I was asked a few questions and was told right then that I qualified for my loan. I was very pleased with them and I would and will recommend Springleaf to my friends and family that needs a little financial help. Thanks again Springleaf.

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    Verified purchase
    Loan Process

    Reviewed Oct. 23, 2014

    It was a great experience.

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    Verified purchase
    StaffLoan Process

    Reviewed Oct. 23, 2014

    I thought Springleaf was very helpful. They helped me get the loan I needed to take a lot of stress off me. The loan officer was very helpful and very professional.

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    Verified purchase

    Reviewed Oct. 23, 2014

    I'm very satisfied with my service and money.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Oct. 23, 2014

    I was recently very pleased with the customer service and prompt service I received. I wanted to consolidate some bills and pay some off due to my job changing to a once a month pay schedule. If I had continued on, the creditors would have kept charging me late fees even though I was still paying my bills that month and I would never get ahead and wreck my credit. This loan paid off three creditors and gave me the advantage to manage the other 2 and keep ahead without all those late fees since my employer only pays once a month instead of bi-weekly. I can manage my monthly finances and keep my credit good. Thank you Springleaf!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 23, 2014

    Good job to the Picayune office. I was happy with the customer service I received.

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    Verified purchase
    Punctuality & Speed

    Reviewed Oct. 23, 2014

    Everything was done in a timely matter.

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    Verified purchase
    Staff

    Reviewed Oct. 23, 2014

    Very pleased with these people and the services.

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    Verified purchase
    Punctuality & Speed

    Reviewed Oct. 23, 2014

    It isn't very often you can say "I'm so glad we did this now!" Finding just the 'right' car, at the right place and time, made us feel like everything right was happening for us. The only thing that could make this better is finding the 'right' financial institution willing to make it all work out. Springleaf Financial was/is just that. We are SO glad we went with them!

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    Verified purchase
    Punctuality & Speed

    Reviewed Oct. 22, 2014

    Fast, loved doing evening online a lot faster.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Oct. 22, 2014

    The ease of applying for this loan was easy. By this I mean the customer service I received was very helpful. I would recommend Springleaf to my friends and family.

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    Verified purchase
    Rates

    Reviewed Oct. 22, 2014

    If the interest rates were lower you would have scored a ten.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Oct. 22, 2014

    My credit had been damaged. I was introduced to Springleaf as a company that worked with people whose credit history was challenging in getting approved. Following questions, I was referred to Springleaf as a company that would work with me and within 24-hours, I was approved with check in hand and a payment plan that was both affordable and would also help rebuild my credit.

    The process was easier than any I've experienced and I would definitely recommend Springleaf to others. They were courteous; they called me almost immediately to ask for documentation of my income, quickly processed my loan, and got me in to sign the paperwork and put the check in my hand.... all within a 24-hour period which worked right on time with my need for the loan.

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    Verified purchase
    Staff

    Reviewed Oct. 22, 2014

    Very helpful and treated fairly. Met all our needs. Understood our needs. Would recommend to all who wanted financial Help!!!

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    Verified purchase
    Punctuality & Speed

    Reviewed Oct. 22, 2014

    Super fast, super easy and super friendly.

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    Verified purchase
    Punctuality & Speed

    Reviewed Oct. 22, 2014

    I really needed help with some bills and as soon as I filled out the application it only took a few hours and I got approved easy and quick. Thanks.

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    Verified purchase
    Punctuality & SpeedStaffTransparency

    Reviewed Oct. 22, 2014

    When I was turn around by everyone, they took good care of me. Loved it. Fast, easy and clear.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 22, 2014

    Very prompt & responsive from application to receiving the check. The Representative was very helpful. Great customer service.

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    Verified purchase
    Loan Process

    Reviewed Oct. 22, 2014

    I was thankful for Springleaf giving me an opportunity to improve my credit & giving me the loan to help my financial needs.

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    Verified purchase
    Staff

    Reviewed Oct. 22, 2014

    Everything was done professional. Would recommend to a friend.

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    Customer Service

    Reviewed Oct. 21, 2014

    Asked for a $4k loan. Wife and I bring in more than that a month. Said my education benefits, largest part of my income at this time, were "too temporary". Debt to income too high, the normal story. Wouldn't discuss a lower amount. "Call us back if your situation improves". Why are you gonna lose sleep til then? Had much better experience with these guys when they were American General. Thanks for nothing, Springleaf. Back to payday loans.

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    OneMain Financial
    Response from OneMain Financial

    Ross, thank you for letting us know about your experience. We’d be happy to discuss. Please contact us at executive.customercare@springleaf.com with your phone number and we’ll be in touch.

    Reviewed Oct. 21, 2014

    RV purchased 07(with then husband), Am. General lost cert of origin, we tried several times and several states to get it registered. Am. General was not working with us to get it fixed, now same situation with Springleaf. Now total loss on rv, Insurance co. ready to payoff but no title to exchange. No one willing to work with us and fix this. Springleaf says it's our responsibility to obtain a title, Country financial ins. says it's Springleaf responsibility. Jenny ** at Springleaf won't let me speak to anyone higher than her. I have completed an affidavit with Jayco to obtain a cert of origin, which I have now received however the insurance co. will not accept it in place of title.

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    OneMain Financial
    Response from OneMain Financial

    Tricia, thank you for bringing this matter to our attention. Please email executive.customercare@springleaf.com with your contact information and we'll have someone contact you.

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Oct. 18, 2014

    First loan - Friendly staff and fast process.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 17, 2014

    The person who work with me over the phone was extra nice and sounds very kind. The loan was approved quick than what I expected.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Oct. 17, 2014

    This is by far the easiest company I have ever dealt with regarding a loan. Did most of the leg work over the phone. When I got to their office, had money in hand within 20 minutes. That's fast!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 17, 2014

    I truly enjoyed the professional and timely manner in taking care of me.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Oct. 16, 2014

    Great customer service with very fast and efficient processing time from application to closing in less than one day.

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    Customer Service

    Reviewed Oct. 16, 2014

    I got an unsolicited offer for a loan of up to $4250 w/ payments as low $156. I thought this was the answer to my prayers for debt consolidation. I can afford $150 a month & my current combined payments are at least twice that. I went online, submitted an application for $3500. Within 5 minutes I received a call that I was denied. I asked if there was anything they could do, a lesser amount maybe? Nope - denied. Didn't even ask what my circumstances are, like advertised & stated in other reviews. Apparently my credit is too bad - well YA! If I had great credit I wouldn't be considering a loan at 25% interest... What a let down...

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    OneMain Financial
    Response from OneMain Financial

    Hi Vanessa, thank you for letting us know about your experience. We’d be happy to discuss. Please contact us at executive.customercare@springleaf.com with your phone number and we’ll be in touch.

    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Oct. 16, 2014

    It was a great experience to deal with a company that stayed on top of things and followed through with the whole process as they said they would. They worked with me to fit in my schedule which made it a stress free process!!

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    Verified purchase
    Staff

    Reviewed Oct. 16, 2014

    I have been dealing with the Springleaf Branch in Levittown for a year now. The reps that work there are always personable, well-informed, and easy to work with. I enjoy doing business with them and would recommend them.

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    Verified purchase

    Reviewed Oct. 16, 2014

    Thank you, for all the work you done to make this work. I was very pleased how everything went, even when I thought that I would never even get the amount that I wanted, but you made my dreams come true. You made it affordable for me to make payments. I would recommend this to anybody, before going anywhere else. Thank you so much!!

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    Verified purchase
    Online & AppStaffLoan Process

    Reviewed Oct. 16, 2014

    My experience in applying for a loan at Springleaf was very pleasant. The people working there were very understanding, courteous, and professional. The application process was simple, and together we worked out a financial package to fit my needs and budget.

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    Verified purchase
    Staff

    Reviewed Oct. 16, 2014

    Thanks for the great service that was given to me. Really appreciated that! :)

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    Verified purchase

    Reviewed Oct. 16, 2014

    I normally back out of situations when banks starts asking for than just my information. If my credit information is not good enough just deny my application. I don't like giving anyone else's information especially if they are not applying. I have a good credit score. That should be enough.

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    OneMain Financial
    Response from OneMain Financial

    Hi Tonja, thank you for your feedback. Please email us at executive.customercare@springleaf.com – we’d be happy to discuss this with you.

    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Oct. 16, 2014

    My loan process was so quick and easy. I would highly recommend to friends and family.

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    Verified purchase

    Reviewed Oct. 16, 2014

    Springleaf helped me when I was in a bind financially. I don't have the best credit and they were more than willing to work with me, so thanks Springleaf.

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    Verified purchase
    Staff

    Reviewed Oct. 16, 2014

    Extremely friendly and helpful employees.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Oct. 16, 2014

    I recommend Springleaf to anyone seeking a loan. The loan process was quick. The loan officers were friendly and professional.

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    Verified purchase
    StaffTransparency

    Reviewed Oct. 16, 2014

    Springleaf helped me when I was in a financial stress and explained all the steps to me. They were very professional.

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    Verified purchase
    Loan Process

    Reviewed Oct. 16, 2014

    Help pay off two credit cards and a car payment, reduce monthly debt ratio. Very pleasant experience with loan officer, wished the personal loan amount could have been a little higher.

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    Verified purchase
    Loan Process

    Reviewed Oct. 16, 2014

    I've been a customer for almost 2 years And work out very well in my last personal loan.

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    Verified purchase
    Staff

    Reviewed Oct. 16, 2014

    I have utilized springleaf financial twice now! They are extremely helpful. Staff is organized, courteous and knowledgeable! I would highly recommend them to everyone!

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    Verified purchase
    Staff

    Reviewed Oct. 16, 2014

    They are very friendly and professional.

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    Verified purchase
    Staff

    Reviewed Oct. 16, 2014

    I have had a couple of loans from Springleaf and I have always been happy. The employees at the branch I go to have taken the time to get to know me by name and they are very friendly. I highly recommend Springleaf.

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    Verified purchase
    StaffLoan Process

    Reviewed Oct. 16, 2014

    I had a wonderful experience with your company. All representatives was very nice/helpful and I would recommend this company to my family and friends.

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    Verified purchase

    Reviewed Oct. 16, 2014

    I was able to obtain the money at the right time for my needs. My payments are where they need to be and I am satisfied.

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    Verified purchase
    StaffLoan Process

    Reviewed Oct. 16, 2014

    Glad I could be a customer. Service was great. The loan was worked on diligently. I really appreciate that. Thank you.

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    Verified purchase

    Reviewed Oct. 16, 2014

    Received loan approval and money the same day I applied.

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    Verified purchase
    Staff

    Reviewed Oct. 16, 2014

    I used Springleaf now twice and the people were nice both times and made sure that I understood what I had initialed and signed.

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Oct. 16, 2014

    Very nice people. Flexible schedules. Easy, quick, and painless application process. Could definitely have better interest rates. 700+ credit score, and still get a 28% Rate (was told that is the minimum-no matter what).

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    Verified purchase
    StaffLoan Process

    Reviewed Oct. 16, 2014

    I would highly recommend the Jackson, MS office. Ms. Daphne was so caring and concerned about my situation. She made this experience painless.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 16, 2014

    I had a great experience with this company. The customer service was great and everyone was very professional.

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    Verified purchase
    Staff

    Reviewed Oct. 15, 2014

    Very helpful and knowledgeable staff, who helped us tremendously.

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    Reviewed Oct. 15, 2014

    Springleaf Financial breaks many federal laws. My loan I had with them when I was with my wife 1 1/2. Me and wife divorced and they took it upon themself to relieve her of the debt without my consent. The judge ordered all debts be split, they failed to comply with court orders. So happy that Springleaf broke the federal law and didn't follow court orders. I had these scam artists investigated and they are well engaged in deceptive business practices. They falsified Consumer Reports and lie to their clients about your credit scoring credit practices. We have found in our investigation that deceptive practices has created over 120,000 people to poverty. So in the end they may have destroyed my life, but I made it my life's mission to report Springleaf and drag them in to poverty like they drove me. So if Springleaf wants to break the law and get away with it, then perhaps prison sentence is what these scam artists need.

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    OneMain Financial
    Response from OneMain Financial

    Hi Dwayne, we would be happy to look into this matter. Please email us at executive.customercare@springleaf.com with your phone number and we’ll have someone contact you.

    Verified purchase
    Staff

    Reviewed Oct. 15, 2014

    Very good, had no problem, the girls in the office were very nice. I was in and out in less than an hour. I don't know anything else to tell you except that the Killeen, Texas office is great.

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    Verified purchase

    Reviewed Oct. 15, 2014

    Very happy overall.

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    Verified purchase
    StaffLoan Process

    Reviewed Oct. 15, 2014

    Highly recommend Springleaf. Gave me a chance on a loan for more than I thought I would get approved for. Very friendly staff. Easy process.

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    Reviewed Oct. 15, 2014

    This company is great! I've been able to borrow twice in one year at serious times of need. Fast service..for such a large amount of money... I'm single with one income and poor credit so I know anyone can get approved.

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    Verified purchase
    Loan Process

    Reviewed Oct. 14, 2014

    My experience with Springleaf was really nice and well worth the time. The service was really good.

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    Verified purchase

    Reviewed Oct. 14, 2014

    I would describe this as an excellent way of doing business and I will not hesitate to refer a friend to get the same kind of financial support.

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    Punctuality & SpeedRates

    Reviewed Oct. 13, 2014

    What a scam this place is. I have a 645 FICO and bought a house for $200,000 last year. I have not made 1 late payment in last 6 years - but because I had a foreclosure 7 years ago Springleaf will not give me a $5200 loan at 26% interest. REALLY - If I had a 700 FICO score and PERFECT credit for my lifetime WHY WOULD I PAY 26% INTEREST TO SPRINGLEAF! What a joke of a place of business.

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    OneMain Financial
    Response from OneMain Financial

    Laurie, thank you for letting us know about your experience. We’d be happy to discuss. Please contact us at executive.customercare@springleaf.com with your phone number and we’ll be in touch.

    Reviewed Oct. 13, 2014

    I have a 633 credit score… They want to borrow me 4700 bucks. The time it's paid off it would cost me around 8100 bucks. LMAO. Ok, go to a pawnshop if you need money!

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    OneMain Financial
    Response from OneMain Financial
    Hi Wayne,

    Thank you for your feedback. Please email us at executive.customercare@springleaf.com – we’d be happy to discuss this with you.

    StaffTransparency

    Reviewed Oct. 13, 2014

    After reading the reviews, I called the office and asked what credit score was needed to qualify for a loan. The representative stated that, "we don't look at credit, we look at payment history for 2 years". I thought OK, If not that's all surely I qualify. But I was surely turned down. I have been reading about all these poor credit scores who received all this help. Maybe it's because I am single. I know that I am not the only one who has been turned down because if I am, I did something wrong. Can anybody explain it to me? Even the person who recommended them to me was surprised. Something is strange about these reviews.

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    OneMain Financial
    Response from OneMain Financial
    Hi Sophia,

    Thank you for letting us know about your experience. We’d be happy to discuss. Please contact us at executive.customercare@springleaf.com with your phone number and we’ll be in touch.

    StaffLoan ProcessRates

    Reviewed Oct. 11, 2014

    I applied online, and on the next business a representative from local office called. I thought I received a $5000 loan as claimed, but not until i came home and read the paper. I found my loan was actually a $5,700.00 loan at 32.15% for 48 months - $212.47 per month, extra $700 added to pay the insurances I was not aware of. The rep never showed me the original loan amount $5700 but just showed $5001 the amount after insurance fees deducted! She appeared deceptive when she talked about the insurance services coverage as if they are covered by your company without mentioning they are voluntary insurances that I can accept or decline, so i was totally unaware that I signed to pay insurance fees deducted from the total loan amount!!!! The rep told me her manager who held the checks was gonna leave early so she went over the contract very quickly (14 legal pages front and back) that I was unable to read the entire contract but only some parts she chose to show. And she never showed me the original loan amount is $5700 but just showed $5001, the total amount of multiple checks they issue for my credit card companies and me after insurance fees deducted!

    I was verbally told that the interest was $4500 but I could pay it off early and I won't be charged $4500 in full. She kept drilling that I can definitely reduce interests if I pay off early, she said 'if everyone has to pay that much then no one is gonna find us for business!' She failed to mention that since it was a precomputed loan, the interest would be due first! After sitting down and reading the entire contract, I read this 'PREPAYMENT: if i pay off early, i WILL NOT get a refund or credit of part of the finance charge." WHAT ARE ALL THE LIES SHE TOLD? IS IT EVEN LEGAL TO DO THAT? I felt like I had traded out my soul. The whole experience was very horrible!

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    OneMain Financial
    Response from OneMain Financial

    Alana, thank you for your comments. We would be happy to discuss these concerns with you. Please email executive.customercare@springleaf.com with your phone number and best times to reach you so that we can discuss.

    Verified purchase
    Staff

    Reviewed Oct. 5, 2014

    It was very pleasant, and I will return. They were very helpful.

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    Verified purchase

    Reviewed Oct. 4, 2014

    I find myself making wrong decisions. I could not get back on my feet. I just want to thank you all making it a success for me.

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    Verified purchase
    StaffLoan Process

    Reviewed Oct. 4, 2014

    They were very helpful and made the process very simple. They were good to work with.

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    Verified purchase
    Staff

    Reviewed Oct. 3, 2014

    Good service and easy approval.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Oct. 3, 2014

    I received a prequalified letter. I called and within hours I was approved. By the end of the day I had my check in hand. Awesome experience.

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    Verified purchase
    Staff

    Reviewed Oct. 3, 2014

    This company showed concern toward my needs. They were straightforward and to the point. After the main information was cleared they were friendly.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Oct. 3, 2014

    Teresa was my financial representative. She was concerned because of my situation, but she pulled it off. She was very friendly, explained the process completely, and it was a very satisfying procedure. I received my check within two days and we went over the contract completely. I started this loan process over two months ago with my local bank. Trying to refinance under the HARP program. However, my 2nd mortgage holder decided to play hard ball and the refinancing for my 1st mortgage fell through. Hard pull on credit report.

    Then I thought I would try for a loan through the Lending Club to pay off that second mortgage. I had been receiving numerous mailings that I was "PRE-APPROVED" for a loan. Nothing had changed on my credit report except for the hard pull on my credit report for refinancing. Lending Club denied my request - another hard pull on my credit report. However, they did refer me to Springleaf.

    Springleaf could see the two hard pulls on my credit report which reduced my FICO score. I've been working for years to get those scores up to a Good rating. Now with the 2 hard pulls, I'm back down to Fair. Didn't take much to move those stupid numbers. But, Springleaf worked with me. Set up a payment plan that truly worked for me and could be sustainable. I received much less than I requested from the Lending Club, but it covered all those items that were looming before me that would need to be paid very soon.

    Now I have all my items on a very sustainable budget plan. Springleaf reports to the credit bureau so my on-time payments will help me rebuild my credit scores again. I am very pleased with my experience at Springleaf. If you work with them for what you actually need (not necessarily want), I feel that you too will have a great experience.

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    Verified purchase
    Staff

    Reviewed Oct. 3, 2014

    Coming off an unpaid maternity leave was difficult. The staff at Springleaf Financial heard and understood my circumstances. I got the money I needed to catch up and I have an easy low monthly payment. I would recommend them.

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    Customer Service

    Reviewed Oct. 2, 2014

    I keep getting annoying solicitation letters from this company for over a year, when I have repeatedly by phone and mail, have requested that they stop sending them to me. The manager ** located at 4750 w. Fullerton Ave Chicago, IL. is always "at lunch" no matter what time of day I call and never calls me back. Now because I see that they do not care at all about this and this is now harassment for me and I believe they are breaking a federal law, it has totally destroyed any business relationship I had with them and I am telling all my friends and relatives not to conduct business with Springleaf as well. Just disgusted! I have filed a complaint with the BBB and I am currently researching on what legal action I can take.

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    OneMain Financial
    Response from OneMain Financial

    Hi Bobbie, thanks for letting us know. Please email executive.customercare@springleaf.com with your information if you would like us to remove you from our list.

    Verified purchase
    Rates

    Reviewed Oct. 2, 2014

    We have poor credit and Springleaf did a wonderful job to get us a small consolidation loan so that we could pay off high interest loans to one that we can pay in 4 years.

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    Verified purchase
    StaffLoan Process

    Reviewed Oct. 1, 2014

    Brittany made the debt consolidation process go very easily and not for one minute did I feel like she was judging me!!! Awesome lady and thank you Ms. Brittany for your help!!!

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    Verified purchase
    Customer ServiceRates

    Reviewed Oct. 1, 2014

    The interest rate is high but I got the loan I requested. Everything was done over the phone. Took less than 3 hours to get approval.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Oct. 1, 2014

    The staff was excellent. They were very nice and I felt at ease in the office. The process took 2 days only because I couldn't get back to the office otherwise it would have taken just one day. That was so fast and easy.

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    Verified purchase
    Staff

    Reviewed Oct. 1, 2014

    The smile that the ladies gave me was a friendly and warm not like the rest that gave the look like here so come to beg for money and been a black single lady it’s hard to get a loan. But the ladies made me feel like I was family and smile all through the hold thing. So thanks for a great staff.

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    Verified purchase
    Staff

    Reviewed Sept. 30, 2014

    Willing to give you a chance, they were nice and polite. They approved us right away.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Sept. 30, 2014

    Great experience! Very Quick and Easy!!

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    Verified purchase

    Reviewed Sept. 30, 2014

    Happy with ease and service.

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    Verified purchase
    Staff

    Reviewed Sept. 30, 2014

    Nice and friendly people who cares about you!

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    Verified purchase
    Loan Process

    Reviewed Sept. 30, 2014

    After attempting to start our furnace, we ended up calling our HVAC guy. He deemed the furnace junk. It was 25 years old, and served us well all those years. So, we needed a new one. Now, we had the $2600 in savings, but that's all. We didn't want to be left high and dry with winter just around the corner. So, he recommended a loan company called Springleaf. Since they are located just down the road from us, we went there about 2:00 on a Friday afternoon. After filling out the necessary info on the computer, we were told it was no problem. We came back on Monday afternoon for the check. It was a simple process. Now we will be warm this winter - thanks to Springleaf. Thank you!!

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    Verified purchase
    Staff

    Reviewed Sept. 30, 2014

    They were so friendly and helpful with everything. Even though we thought we wouldn't be approved and for sure not as much as we wanted, we got approved for it cause they worked they magic and got it approved.

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    Verified purchase
    Loan Process

    Reviewed Sept. 30, 2014

    Springleaf was very pleasant to work with in achieving the loan we needed. I would definitely recommend them.

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    Verified purchase
    StaffLoan Process

    Reviewed Sept. 30, 2014

    The staff at the Burleson office were very friendly & made the process easy & painless.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Sept. 30, 2014

    Robert was very helpful through my whole application process. Once in the store he explained everything to me and my boyfriend. He answered all my question and I didn't feel rushed through the processes.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Sept. 29, 2014

    All the associates at the branch were professional and courteous and answered all my questions. Everything went so quick and was very easy.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 29, 2014

    Very impressed, quick and professional.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Sept. 29, 2014

    Above and beyond at 5pm on a Friday! It is very rare to find a company or employee to do that! Explained process and kept me informed of every step. They paid off my credit cards which is helping my credit score tremendously!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 29, 2014

    Consolidated Bills. The person to person consult was very good and professional. All my questions was answer with no problems.

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    Verified purchase
    Staff

    Reviewed Sept. 29, 2014

    I went in and in a few moments I was all done. It was so easy. I didn't feel bad. She made me feel good. I will tell everyone I know about you, thank you.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan ProcessRates

    Reviewed Sept. 29, 2014

    I was looking for a personal loan to take care of some expenses and got an approval very quickly. The interest rate was very high and it seemed that this wasn't something that was on the forefront of discussion. Essentially I will be paying double the amount that I borrowed in the end. But, the overall customer service was good and I was able to pay off some bills and that was my goal.

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    Verified purchase
    Staff

    Reviewed Sept. 29, 2014

    Our representative was very helpful and friendly. A+++

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    Verified purchase
    Staff

    Reviewed Sept. 29, 2014

    There was not one problem from application to funding. Office staff were knowledgeable and friendly.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Sept. 29, 2014

    They were fast making their decision on an auto loan I needed to refinance. I applied and got an answer the next morning. They saved me close to one hundred dollars a month less than I was making on my recent car note. They were nice and friendly. It was a pleasant experience and I would recommend them for anyone needing a loan.

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    Verified purchase

    Reviewed Sept. 29, 2014

    I would tell a lot of people to go to Springleaf to get a loan.

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    Verified purchase
    Staff

    Reviewed Sept. 29, 2014

    Very good service.

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    Verified purchase
    StaffLoan Process

    Reviewed Sept. 29, 2014

    Working with Springleaf was the best choice I could have ever made for my financial situation. The process was easy, and took a short time to complete. The employees were so kind and patient with me. The paying off of those nagging bills gave me such a sense of relief. I immediately recommended this service to a lot of my friends.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Sept. 29, 2014

    I am very pleased with the people and the experience but not with the terms of the loan (int rate, etc) which I was not made aware of until late in the process. The people were excellent in how they went about setting up a budget scenario that would benefit me in getting the loan and followed thru with its implementation. I would recommend the company but would ask more questions beforehand about the terms.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 29, 2014

    Needed a personal loan for a atv for my son. Springleaf pulled through fast and pain free when others turned me down. I would highly recommend them to anyone with a low 600s credit score because they get it done and done fast. Was seeing my son ride his new quad within 2 days. Awesome. Thanks Springleaf.

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    Verified purchase
    StaffLoan Process

    Reviewed Sept. 29, 2014

    Talk to Russell. He will make your life easier. Was a great experience.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Sept. 29, 2014

    Thank you Springleaf, for making this a timely, stress free experience. Marsia was excellent!

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    Verified purchase
    StaffLoan Process

    Reviewed Sept. 28, 2014

    Awesome experience, friendly staff. Very pain-free process.

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    Verified purchase

    Reviewed Sept. 28, 2014

    I almost had my loan paid off, But had an emergency and really didn't know where to turn, because I knew I couldn't afford a new loan payment. My husband suggested calling and seeing if I could renew and have the same payment. I did and they said great and I even got a lower payment. Thanks.

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    Verified purchase
    Customer Service

    Reviewed Sept. 28, 2014

    Got the loan same day I applied. Customer service was excellent.

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    Verified purchase
    Staff

    Reviewed Sept. 27, 2014

    Great service and help from all employees.

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    Verified purchase

    Reviewed Sept. 27, 2014

    2 loans consolidated, saved some money.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Sept. 26, 2014

    Good service. Fast. Convenient. Customer-oriented.

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    Verified purchase
    Staff

    Reviewed Sept. 26, 2014

    Employees are very friendly and helpful, I have no complaints.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Sept. 26, 2014

    I was in a bit of a pickle and needed to get a loan to fix my car. My problem is that my bank wasn't going to give me one so I was in a bit of a pinch. So I found the site google and applied thinking that it'd be a shot in the dark. Within 30 minutes I had a loan representative calling me to discuss the loan. After talking to the loan agent I was approved and I needed to submit my info. So I scanned all the needed documents and we were able to get the loan finalized that day. From there it took 2 business days for the funds to be deposited into my bank account and I was able to get my car fixed. Another thing that I like is that they'll setup direct deposit for the payment. So no worries about dealing with a website, the funds get deducted every month on the day I setup. The service was friendly, professional, and quick.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Sept. 26, 2014

    This was a quick process. Ok staff.

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    Verified purchase
    Staff

    Reviewed Sept. 26, 2014

    Very friendly and helpful, I do recommend it to family and friends.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Sept. 26, 2014

    Great Customer Service. Fast, Friendly, and met all my financial needs. I highly recommend :)

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Sept. 26, 2014

    Springleaf Financial is a prime lender. They make borrowing simple. The entire process is fast and pleasant. You get a warm welcome when passing through their door and are treated like people conducting a business deal, only with warmth and feeling. Thank You, Springleaf. Our vacation is wonderful and beautiful (mountains).

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    Verified purchase

    Reviewed Sept. 26, 2014

    Thank You for giving me the opportunity to start repairing my credit.

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    Verified purchase
    Customer Service

    Reviewed Sept. 26, 2014

    Excellent customer service.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Sept. 26, 2014

    The staff of Springleaf makes getting a loan very easy. Their staff will walk you through it step by step and answer any questions you may have along the way. I highly recommend them.

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    Verified purchase
    Loan ProcessTransparency

    Reviewed Sept. 25, 2014

    This was the enjoyable process we have experienced since this was our first car loan. Everything they did they explained to us. WE would recommend to anyone who needs a loan.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Sept. 25, 2014

    Overall it was a very good experience. I was explained everything I needed to know from the beginning until the end. The people were polite and courteous. The people were a pleasure to deal with and I had a very positive experience.

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    Verified purchase
    Staff

    Reviewed Sept. 25, 2014

    Positive experience made easier by employees at Springleaf in Denham Springs, LA.

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    Verified purchase
    Staff

    Reviewed Sept. 25, 2014

    Monica has a very friendly and great customer services.

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    Verified purchase
    Staff

    Reviewed Sept. 24, 2014

    Applied for loan. Staff was very helpful and professional.

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    Verified purchase
    Customer Service

    Reviewed Sept. 24, 2014

    I did everything over the phone and in a few hours picked up a check.

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    Verified purchase
    Staff

    Reviewed Sept. 24, 2014

    These people are very nice and do an outstanding job.

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    StaffLoan ProcessRatesTransparency

    Reviewed Sept. 24, 2014

    I contacted them as requested and we went over the application again... after I inputted the information already. I explained our income, which is not out of the ordinary. The rep I spoke with was very nice, although I could tell she was young and didn't understand what she was doing with lending money and how to explain their policies. The rates offered were MUCH worse than any credit card rate (the mafia offered better rates and terms) and this was not disclosed up front as I would have not continued with the application. Also, there were no guidelines shown in their upfront disclosures that spelled out that their max loan amount was a terribly small amount that was WAY below my loan amount requested. All-in-all, a terrible lack of disclosing loan amount regulations and rate information led me to an application and credit report inquiry that did not need to be done if I knew the pertinent information upfront.

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    OneMain Financial
    Response from OneMain Financial

    We would like to look into this for you, you can reach our Executive Office Of Customer Care at: 800-457-3741, when prompted, dial extension 5416 or executive.customercare@springleaf.com - Springleaf Financial Care Team

    Verified purchase
    Staff

    Reviewed Sept. 24, 2014

    I was very pleased with the service and professionalism that was shown to me at Springleaf. They helped with all of my needs and answered all of my questions. I will continue to do business with them in the future.

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    Verified purchase
    Customer Service

    Reviewed Sept. 24, 2014

    Thank you for the excellent customer service.

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    OneMain Financial Company Information

    Company Name:
    OneMain Financial
    Company Type:
    Public
    Ticker Symbol:
    OMF
    Year Founded:
    1912
    Formerly Named:
    Springleaf
    Address:
    NTBS-2320 6801 Colwell Blvd.
    City:
    Irving
    State/Province:
    TX
    Postal Code:
    75039
    Country:
    United States
    Website:
    www.onemainfinancial.com