
NetCredit Reviews
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About NetCredit
Incorporated in 2012, NetCredit is an online lender specializing in personal loans and lines of credit for up to $10,000. As of publishing, NetCredit serves customers in 38 U.S. states, although available credit products, annual percentage rates (APRs) and loan amounts vary by location. All personal loans are unsecured and can be used for any purpose. Approved applicants may receive their funds in one business day or less.
Visit www.netcredit.com- Fast funding
- Flexible credit requirements
- High APRs
- Not available in all states
NetCredit Reviews
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Reviewed May 18, 2019
Before signing on I had questions that I needed to ask. I was in dire need for a quick transaction for bills that were due. I called the support line and had the pleasure of speaking to a young lady named Porsche. She was so professional and so kind, that I felt very at ease after she answered all my questions. Thanks.
Reviewed May 18, 2019
I was very happy with how fast and easy it was to get the loan and how helpful your staff was in helping me with all my problems. I would recommend you to my friends and family and I will do business with you in the future. Thank you. Robert **.
Reviewed May 18, 2019
Great experience with representatives answering questions. I had concerns about giving banking information on line and faxing information. Loan application was easy and informative. Wait time on phone was short and representatives was professional. I had been receiving letters and decided to give a try with the loan. It will take me a while to pay loan off but will be consistent with payments.
Reviewed May 17, 2019
I have been in the credit industry for many, many years from loan officer to manager to VP of multimillion dollar company. Your service and easy of lending is awesome! A fast easy way to get short term loan for any emergency.
Reviewed May 17, 2019
Very helpful and understanding. The calls I made and the questions I ask was answered with perfection. I would recommend all my people, family and friends to NetCredit. The money was there on time as they said it will be.
Reviewed May 16, 2019
Great experience, fast and easy. Would recommend to a friend. If needed I would apply for another loan with this company. The interest rate was high but was worth it in order to rebuild my credit!!!!! Thank you verr
Reviewed May 16, 2019
I will be a customer for life. My experience was fast and stress free. Thank you NetCredit for coming to my rescue. I am eternally grateful. Thank you once more. I will recommend NetCredit to all of my friends. Colleagues, family, and neighbors. Your service is impeccable.
Reviewed May 16, 2019
I had no problem getting loan. It took about 3 minutes and I had answer in the same day. Was not hassled by anyone or called a million times. It was really quick and easy. I would do it again. Thank you, Vicky
Reviewed May 16, 2019
So easy and so fast for fill out form and money will come for next day. Thank you so much help when I need money for pay bill. I'm so happy and help me a lot a thing. I recommend some people need money just apply NetCredit.com. They dont check credit.
Reviewed May 15, 2019
This went more quickly & smoothly than I thought it would. When your credit in not the greatest & you need funds, this is the place to get it done. Just apply, submit the required paperwork and you'll get a response pretty quickly. I'm quite satisfied.
Reviewed May 15, 2019
Was very good experience. Answered the very next day. No hassles. Always courteous. I would recommend them to everyone who needs a helping hand and needs to build their credit up. They have several options available to meet your needs and goals. The payment options are doable and affordable.
Reviewed May 15, 2019
It was a smooth transition, took just a day to see if you qualify. Money in my account within 48 hours. Great company and great customer service. I would introduce my experience to anyone who asks, may just share with all friends and family. Thank you :).
Reviewed May 15, 2019
This was a very easy and simple application process. I would recommend NetCredit to anyone who is in a difficult situation and needs help fast. From start to finish the process only took 3 days and I applied on a weekend. Had my money in the bank by Tuesday.
Reviewed May 14, 2019
Quick and easy process. NetCredit was one of the only few places willing to grant me a personal loan considering the state of my credit. After receiving an approval from NetCredit, the money was available within a day. Highly recommended.
Hi Nicholas, We appreciate your feedback!
Reviewed May 12, 2019
Fast, helpful and friendly!!! In this day and age that seems to be the exception rather than the norm. But NetCredit continues to provide professional and courteous service on a consistent basis. I would definitely recommend NetCredit in the future.
Hi Lorraine, We appreciate your feedback!
Reviewed May 11, 2019
I need help paying for bill. This loan help me with the things I need to pay out the way. I paid the bill I needed to pay for things I have pick up. This NetCredit came on my credit report for me, so I knew this will help my score too.
Hi Brenda, We appreciate your feedback!
Reviewed May 10, 2019
I needed help for me and my family. And they helped me in no time. It said that it would take at least ten business days to hear back from them. But to my surprise, the money that I asked for was in my account the next day.
Reviewed May 10, 2019
I mistakenly did not think I got the loan and then it was deposited in my account. I already had another loan deposited so I returned the money to NetCredit. Very friendly and helpful. Would recommend to anyone. Thank you.
Hi Wilma, We appreciate your feedback!
Reviewed May 10, 2019
NetCredit was a GODSEND... However, the interest rates are totally outrageous. It seems that NetCredit preys on those that are already in distress and/or are having financial hardships. I am battling cancer for the fourth time and am on disability. Last year I had to go nine months without pay. I had another set back and turned to NetCredit for help.
Hi Felton, We’re sorry to hear this, and want to thank you for providing valuable feedback.
Reviewed May 10, 2019
NetCredit was fast, efficient and professional! I now have the much needed bridge and look forward to recommending their business to others. Thank you so very much and now I have enough to push forward and work with peace of mind!
Hi Steve, We appreciate your feedback!
Reviewed May 9, 2019
My experience was Swift and what I expected according to what your website said I would experience. Thank you. The money was deposited when your company said it would be deposited and I know that it will be withdrawn on the 3rd of each month at $160. Thank you for
Hi Yolanda, We appreciate your feedback!
Reviewed May 9, 2019
It took a lot of going over, on the phone. It was messy. After I was denied and did it all over again, things turned around. I did receive my monies sooner than I expected. And was thankful for that. It will really be a great help to us. Since we had gotten into a bind and we needed to catch up some bills.
Reviewed May 9, 2019
Online loan was convenient and very so easy. I would recommend your site with great pleasure. Thank you for allowing me to do business with you. I will be sure to tell my family and friends that if they find themselves in a bind your company is the way to go.
Reviewed May 8, 2019
Thank you! Great experience! Fast, friendly, seems less! You guys help me, when I needed! I am very grateful! 5 stars for you! Thank you! Will recommended to anybody, any time! Nothing else to say, except, Thank you! Good job! WOW!
Reviewed May 7, 2019
I am very pleased with the turnaround time. It took time on part the verifying my employment. But once that was done funds was available. Thank you for all your assistance. Every call I made customer service was great.
Reviewed May 7, 2019
The service was excellent. I was approved and funds got into my account on the same day. The customer service was very informative and was able to answer all the questions I had. It was quick and easy. I had no problems. Thanks for all you do.
Reviewed May 6, 2019
NetCredit offered me a loan exactly when I needed it. It was truly a lifesaver! I highly recommend them to anyone looking for a quick loan. I applied and had the money in less than 48 hours. It was amazing!
Reviewed May 6, 2019
I have to admit, I was skeptical at first when I submitted my online application for this loan but I am so glad I chose NetCredit because they approved me quickly & deposited my loan the next day! The application process was very easy. I was desperately in need of the funds & thanks to NetCredit, my worries have been resolved! I will recommend NetCredit to all of my friends who are in need of a payday loan. Thank you.
Reviewed May 5, 2019
Had to apply twice for this loan. I was told by 2 different people when calling in that everything was there. But then my application was withdrawn because they didn't have everything they need. I don't see why they have people to answer questions on the phone if they can't help you through the process.
Hi Yvonne, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team.
Reviewed May 4, 2019
I have to say this is the first time in my life that I have applied and got a good response for a loan. I am grateful to have this opportunity to better my life. I intend to advance in life with this amazing opportunity.
Hi Natasha, We appreciate your feedback!
Reviewed May 4, 2019
Was fast and simple. Great way to get a quick loan if you need a quick simple loan. Money was in my account next day. Very quick and easy. High interest but it's quick and you can pay loan off anytime you want.
Reviewed May 3, 2019
Very easy application and approval. I was pleased with the quick deposit of my loan proceeds. I hope the great service continues. I will certainly recommend this company to any of my friends that need money quickly. :) Thank you very much!
Reviewed May 3, 2019
This company charges very high interest rates and if you pay off early you will have to fight with them to get any refund due to you. In plain English this is a ripoff company. I know first hand and would not recommend this company my worst enemy.
Hi Paul, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team.
Reviewed May 3, 2019
I submitted the application. I had a phone call the next day so I called back and the person who answered the phone explained what was needed so I provided that. The next day I received a notice that the loan had been approved and received the funds on Wednesday. Thursday, I received an email welcoming me to NetCredit and my first payment is due in 10 days. Friday, I receive an email that my application has been declined. I don't know if there are multiple divisions and one division approved the loan and another declined it. If it hadn't been for that, I'd have been extremely satisfied with my experience.
Hi Cynthia, We appreciate your feedback!
Reviewed May 3, 2019
Very easy to apply for a loan and very fast response for everything. I got an email the next day that I was approved after I submitted all their requirements not even 24 hours. The money was accessible immediately. It was a relief for my emergency situation.
Reviewed May 3, 2019
Our experience on dealing with NetCredit was very pleasant. They were very quick and so easy to deal with. I would recommend them to anyone, My family, my friends. Net Credit was there when we needed them. We are extremely satisfied. Thank you very much Net Credit.
Hi Donna, We appreciate your feedback!
Reviewed May 2, 2019
The rep was very helpful, patience, and understanding. The process was very easy, simple and fast. The rep answered all my questions and concerns, regarding my loan application. She walked me step by step with finishing my final steps with the application process. Help me setup my online login. I definitely would recommend you all the others.
Reviewed May 2, 2019
User-friendly, self-explanatory, honest, transparent, fast, easy. Consumer-oriented. Had funding in one day! Customer service was easy to get and explained all my questions!! Found website easy, step by step and quick response!
Hi Barbaro, We appreciate your feedback!
Reviewed May 2, 2019
A very easy and fast way to obtain a loan. I have used NetCredit in the past and have always been very satisfied with the response time and ease of use to apply for a loan. Thank you very much for your help!
Hi David, Thank you for being a valued NetCredit Customer!
Reviewed May 2, 2019
I received a loan and paid it back in full the following week so I didn't have any issues with the very high interest rate. The money came in the following business day so I was very impressed with that and they gave me a loan even though my credit score is extremely low. However, on their site they advertise that an inquiry won't affect your credit score but my credit score dropped several points after an inquiry was made!! I would've rated this company 5 stars if they weren't liars on their site.
Hi Kayla, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.
Reviewed May 1, 2019
Net Credit has helped me pay off Balance Credit which had a much higher interest rate. I will always use Net Credit for my financial needs. I let my friends know about Net Credit also. The application was very easy. I had an answer right away.
Hi Arlonia, We appreciate your feedback!
Reviewed May 1, 2019
The NetCredit process is fluid and efficient. From request to approval to funds being delivered in my bank account was less than a twenty four hour process. Easy payment plan as well. Thank you; this was very helpful. I have used once before in the past and will most likely use again in the future at some point.
Hi Chiara, Thank you for being a valued NetCredit Customer!
Reviewed April 30, 2019
I saw this company on TV one night while laying and crying about a situation that came up on top of a situation that I already had. They responded on a Sunday and I was approved even on a weekend. AWESOME!!! I am forever grateful.
Reviewed April 30, 2019
Very easy, Customer service was excellent, & I'm thankful the loan was right on time. I had to help a family member. I received the loan the next business day. I'm not that computer survey but, it was even easy for me.
Reviewed April 29, 2019
Awesome experience. Easy to work with and money was deposited next day. Was able to get enough to pay off credit cards and medical bills. Easy payment options to work with. They keep you updated by email on your application process and when your money will be deposited.
Reviewed April 29, 2019
I got preapproved for a $5500 loan but when I tried to verify my bank information I entered it incorrectly and it denied. I called twice and they were basically like "too bad." I just need to correct my bank account information and no one will help you. Maybe it's a good thing it didn't go through. So I sent an email and no response. The customer service wasn't helpful.
Hi Customer, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team.
Reviewed April 29, 2019
Everything was easy and great customer service. The loan officer was friendly and professional. Not once did I feel anxious or nervous. The online application was simple and not intimidating. I was concerned about online security; however, was put at ease by the online representative. I will certainly recommend NetCredit to friends and family if they so need a loan. Thanks so much.
Reviewed April 29, 2019
The online application was easy to complete and took about 5 minutes, and another 5 minutes to read the contract once it was approved. I was able to connect my bank account to the site (securely) so I didn't have to provide any other documentation to fund the loan. I received the funds within 24 hours. Would definitely use again.
Reviewed April 29, 2019
Fast easy service. Simple verification. Great terms!!!! I would recommend to all of my friends. Unlike most loans for bad credit, repayment is reasonable and affordable!!! I feel fortunate to have found this company! My emergency has been resolved thanks to NetCredit!!!
Reviewed April 28, 2019
It was quick and convenient. A pleasure getting the funds I needed. With direct deposit and payments there is not much effort needed on my part. I highly recommend NetCredit for those that are in need of funds quickly and painlessly. This is the process they should use.
Reviewed April 28, 2019
This is a great lender for those who have bad or are rebuilding their credit. My only vice is the interest rate, but they are very flexible with payments. I would highly recommend them. Fast approval (less then one hour) and funds were deposited within 48 Hours. If you need money, this is the lender to call.
Reviewed April 28, 2019
I spoke to two different gentlemen. Both were very courteous and professional. It was very quick from start to finish. A very pleasant experience. I would recommend your company to friends and family members. I found out about your company from a television commercial.
Reviewed April 28, 2019
My way of getting a loan was very easy and quick. The process was easy also. Thank you very much. I would refer a friend or family members to your company. I will tell them about it. They can also used your help.
Reviewed April 27, 2019
It was easy and simple to apply and get a loan from NetCredit. The online process was smooth and easy to follow. The payments are deducted from your checking account and if you want to make additional payments, the online app is great for this. I highly recommend them!
Reviewed April 26, 2019
I’m very please with your staff professionalism. I will recommend your company to all my friends and family. I can’t Believe how fast everything was done in process. I would like to thank you and your staff for all your help and support.
Reviewed April 26, 2019
Great service. No hassle. Next day deposit. I My brother died, I needed to get home. I was hesitant to do the online application. I was approved for my loan two hours later. Thanks to NetCredit I made it to my brother funeral. Unbelievable!
Reviewed April 26, 2019
I was happy to receive the offer to lower my monthly payment. I'm saving around $76.00 a month, which will help me out a lot. I only wish I could still pay only once a month. I would much rather pay $160.38 on the second Friday of each month than to pay $80.16 every two weeks. I called to see if that could be arranged, and I was told it can't be changed. :( Other than that little problem, my experience was very good. Thank you, Bette.
Reviewed April 25, 2019
The staff was professional and understanding, they explained the documentation needed for the loan, I supplied the necessary documents, agreed to the amount and payment plan, I would recommend NetCredit to anyone, they worked with me so I would have a payment plan that was acceptable for both of us and I could afford to pay back.
Reviewed April 25, 2019
The online site was great and the service was excellent, Although I was skeptical at first, But I was satisfied. With everything and I appreciate you all helping me in a timely manner. Recommend your services to friends and family. Thanks. Wiley **.
Reviewed April 25, 2019
Great experience. Fast and simple, came in handy when short on money and very friendly customer service and they are not pushy or harassing, they let you decide on the loan amount you want and that the loan payment is deducted from your checking account and the date they tell is on your payday and not some random date that's not good for you.
Reviewed April 25, 2019
Getting a loan through NetCredit was a great experience. The process was quick and easy, I recommend it to anyone in need of a personal loan. The money will be deposited to your account as soon as the next business day.
Reviewed April 25, 2019
This was far quicker and easier than I anticipated. Customer service was amazing. Wish I'd applied sooner. Now my new apartment can finally start feeling like a home and bills will get paid on time without me having to pick and choose which days I can afford to have food.
Reviewed April 25, 2019
Customer service was quick to answer questions and get necessary info and fix my entry error. Money transfer was quick. Length of time to pay back loan and payment amounts seem to be quite fair for less than good credit.
Reviewed April 25, 2019
My experience was great & the money was sent the next day to my account,, easy approval.... I would recommend this to a friend or family member,, I would tell any one be responsible about how much you borrowed make sure you can pay that borrowed amont back in a reasonable time...
Reviewed April 25, 2019
I have applied previously.. but I have never had such a good experience. The deposit was quick and the terms were satisfactory. Repayment date is very helpful. I will happily recommend this loan service to others. As well as happily reapply when the loan is concluded.
Reviewed April 25, 2019
All the representatives were very professional and provide excellent customer service. I was very please on this process. I saw the commercial and decided I would give NetCredit a try. I will recommend NetCredit to my family and friends.
Reviewed April 24, 2019
The Process was quick and the money was funded the same business day. I was pleased by the experience. They asked me to upload relevant documents. The bank sent me details of the loan application and when I sign in I have the option to upload the documents.
Reviewed April 24, 2019
I applied for my most recent loan and one of your employees put the wrong account number even though I submitted a voided check. When I called them, they did not seem to concerned with the situation even though it has been a week as of tomorrow. The company has been good in the past, but this situation is very stressful aside from the fact it looks like I owe more than I do which ties my hands to get money from somewhere else.
Hi Sharon, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team.
Reviewed April 23, 2019
Net Credit was there when we needed them to provide the funds to replace our Central heating "Heat Pump" system. Net Credit's application process was somewhat complicate, but I have seen worse. The cost of borrowing money from Net Credit is high enough to put them in the category of "offshore predatory lenders" but barely so. While their APR of 64% is high, I have dealt with far worse, some as high as 375%. Overall, I would give Net Credit 3 Stars of a possible 5.
Reviewed April 23, 2019
I had a very pleasant experience with the salesperson. Very nice and answered my questions. That made me at ease with the application. And the review and approval was very fast. Thank you for the fast service you provided to me.
Reviewed April 23, 2019
Thank you NetCredit. I went on disability for a couple months and I got behind in all my bills. I was not receiving my regular pay, no one was willing to help me at all. Thank GOD for NetCredit who helped me. I was able to catch up and stay alive in this life we live.
Reviewed April 22, 2019
I am satisfied with the experience. I didn't like having to give my bank login password to NetCredit. I have since changed my password. Other than that the process took longer than I expected. I was happy with the outcome.
Reviewed April 22, 2019
The experience was painless and quick from start to finish. The loan process was really quick and I had confirmation within a couple of hours and the payout just as quick. I had to send a copy of my monthly statement and a copy of my voided check and the money within a couple of days.
Reviewed April 21, 2019
I Requested a new loan from NetCredit and funds were deposited the very next day. This is my second loan with NetCredit. The first loan I had I paid off early with no problems. Thank you for helping me restore my credit!
Reviewed April 21, 2019
It was fast and easy to apply. I have bad credit and wanted to get caught up on my bills. I was really surprised when I was approved and the amount I was approved for. And my monthly payments are not what I expected either, they are very reasonable and not too much. Thank you very much for believing in me and giving me a chance. Susan
Reviewed April 20, 2019
I was in desperate need of some funds to be able to pay off some accounts and have some extra cash in my bank account. I was having a really tough time getting approved for the amount I needed and was ready to completely give up on the idea of consolidating. Then I recieved a notice from NetCredit.com, I decided to try one last time and to my surprise all of a sudden I was approved for more than what I actually needed, I went ahead and submitted paperwork for the amount needed and thanks to netcredit.com I got the funds needed and just like that I'm back in the game. Thanks NetCredit.com.
Reviewed April 19, 2019
In difficult times when others tell you no and previous history with them does not count, NetCredit made it easy and seem less. I always pay my bills on time and glad they saw it. People don’t ask for credit when things are going well but in difficult times. Thanks NetCredit.
Reviewed April 19, 2019
I was surprised at the speed and convenience of the loan experience. The timing was perfect and I plan on utilizing the funds to consolidate debt. Be prepared to pay it back and create a business partnership that can be beneficial to all parties.
Reviewed April 19, 2019
It took about 5 minutes to get an answer on approval for loan. Once that happened loan funded same day. I have use NetCredit before and was very happy. I would refer a friend and family. Payments come out of my account electronically. Never any issues.
Reviewed April 18, 2019
I'm ecstatic about the help I received when I needed it the most. This will allow me to get back on track within a week or so. I appreciate the individuals that assisted me with this process, they were and resourceful.
Reviewed April 18, 2019
Overall, my experience with NetCredit was positive. I completed the application process and had the funds the very next day. My only complaint - I did not accept the full amount I was eligible for, as I did not think I would need the full amount. After a couple of weeks, and realizing that I actually did need the full amount, I attempted to request more funds up to my initial eligibility limit (as stated is possible in the FAQs), but the website tells me that I am not eligible and will not let me proceed with the request. I was comfortable, at the initial inception, accepting less than the full amount because it is promised to be simple to request more if needed. I’m disappointed that this isn’t true, and had I known, I would have likely borrowed the full amount to begin with.
Reviewed April 17, 2019
I had the greatest customer service!! The people I talked to were most helpful and I was funded so fast. You guys were there when I really needed it! Thanks! Besides the ungodly interest rate, I would recommend this to a friend. Should have asked for more. Lol.
Reviewed April 16, 2019
My experience with this company was easy and quick!! Customer service was great when calling in. The ease of the process and the payment options fit my personal needs. I would surely recommend this company to any friends or family in need.

Reviewed April 16, 2019
Saw ad on TV. They made it sound so easy and it's not. I got declined for a loan and don't know why. My credit score has gone up. Maybe it's because I'm retired you think? But that should be more of a reason for me to get a loan because I have income for life. Credit Karma should stop referring people to this company.
Hi Sandra, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team.
Reviewed April 16, 2019
I had a very easy time applying for my loan. The process was very quick and secure. All the instructions were easy to follow. I was able to get my funds very quickly. The responses were very timely and prompt.
Reviewed April 16, 2019
I love working with NetCredit! I refinanced my loan and it was beyond easy and they didn't hassle me about anything. I have had difficulties with other lenders in terms of refinancing and NetCredit made it such a painless process. Definitely recommend!
Hi Marlena, We appreciate your feedback!
Reviewed April 15, 2019
Super fast and easy when I needed the debt consolidation! It was a pleasure doing business with NetCredit and I would definitely recommend this company to anyone. Very friendly and customer oriented. I could not be more pleased with the service I received.
Reviewed April 13, 2019
I had a great experience with NetCredit. My boiler furnace went out completely & leaking in below zero weather & my credit cards were not enough. I had a low credit score & Although I have a great job I couldn’t get it financed. The home owners insurance wouldn’t help. Thanks NetCredit. Now I can pay some credit cards off plus buy a new furnace & without a prepayment penalty. The loan was fast. & the loan will be paid with my extra paid off credit card bills. Thanks again! Nero.
Hi Nero, We appreciate your feedback!
Reviewed April 13, 2019
Experience was positive, any questions that I had, were patiently answered. Online application was rather easy to follow. Questions that I had were near the end concerning banking information and verification. Those questions were answered and made clear to me, and I was able to complete the application.
Reviewed April 12, 2019
Thank you. The money has helped so far and will help me for the next few months. I look forward to paying off the loan and happy I had the chance to apply. And continue a business trade with you along side my life viewing your partner ship and help with me. I am greatly appreciatfull.
Reviewed April 12, 2019
It was easy to get a loan and I received the next day. I'm trying to build my credit up so this was perfect. Even though the interest rate is high I'm happy they have me the loan. I would definitely recommend Netcredit to friends and family. They helped me out during a very stressful time in my life. I appreciate it thanks.
Hi Emily, We appreciate your feedback!
Reviewed April 11, 2019
Very good overall service and speed. I was very happy with the NetCredit process! I would recommend NetCredit and their top notched team members. My concerns were taken seriously and I was pleased with the interactions and overall interfacing process.
Reviewed April 11, 2019
Such a huge relief to catch up on finances. Very easy process. Kind people. Thank you. Done online with f/ubon phone. Reasonable payments professional people. So helpful such a relief. Interest high because of my credit score. That is fair.
Hi Brenda, We appreciate your feedback!
Reviewed April 9, 2019
I appreciate the courtesy and professionalism I received from everyone that assisted me with my financial issues. I will definitely recommend others to NetCredit because of such awesome service given to me. This is an absolute awesome business. Thanks for all you all did for me.
Reviewed April 9, 2019
I called on a Sunday. The associate was very helpful. She answered my questions in a professional manner. Not only that I was approved 10 minutes after my application process. The funds were in my account the very next day.
Reviewed April 9, 2019
The whole process was easy and painless. They were quick to respond and everything was easy to understand. I like knowing that I can repay with no penalties and the timeliness of my approval and when the money was deposited in my bank account was quick.
Hi Mindy, Thank you for being a valued NetCredit Customer!
Reviewed April 9, 2019
This is the first time I have used an online service, so I was nervous to put my personal information out there. Your company was suggested by Credit Karma. Everything worked out well and I am satisfied with the outcome and experience.
Reviewed April 9, 2019
Everything went so smoothly I couldn't believe it. I have already recommended this service to my friends. As I am striving to to rebuild my life and credit it is comforting to know that there are good people willing to help.
Hi John, We appreciate your feedback!
Reviewed April 9, 2019
Another person confirmed with me that certain information was received. I very much appreciate obtaining the loan. Thank you very much.
Reviewed April 8, 2019
I apply for a loan and got declined saying income insufficient to meet credit obligation. Email customer care. They said nothing they can do. "If in the future your financial change you more than welcome to reapply." Lol. If they can’t verify my income now what the difference in the future. I have been working for 20 years straight.
Hi Nguyen, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team.
Reviewed April 8, 2019
Excellent service and recommend to others...you saved me and God bless you thank you so very much. This was a very quick process and it came right away. Your payment plan is perfect. No complaints and I will certainly recommend to others.
Reviewed April 8, 2019
Great experience! I would do it again and recommend it to my friends. It was a great relief to be able to receive these funds. I need to make some big repairs to my car and this money will help out tremendously. Repayment is affordable as well. Thank you.
Hi Deann, Thank you for being a valued NetCredit Customer!
Reviewed April 7, 2019
The bank turned us down for a conventional loan so we did something we wouldn't normally do; a payday loan. (You need to know what you're signing off on before you sign. I do.) Had them before, but we got behind and has to come up with a solution fairly fast. It was quick & simple and has calm a few weeks of painful headache inducing stress. Thank you for the ease of the process.
Reviewed April 6, 2019
Great! The overall experience of contacting NetCredit was really an opportunity of understanding the newer available credit line and establishing a credit line through no formal contact. It was amazing. Thank you again from the mailing of a letter to contacting and receiving back information.
Reviewed April 4, 2019
LaKisha was professional, courteous, knowledgeable and patient; I had a few questions and concerns with change of payment due date. The phone call took less than 10 minutes and all concerns were addressed. It was a pleasure interacting with a live person.
Hi Toni, We appreciate your feedback!
Reviewed April 4, 2019
I have to say first I had thought no way was I able to obtain a loan but Net Credit found a way with a very manageable payment plan. It was very fast also once all the necessary paperwork and documents were sent. I would definitely use Net Credit again if needed and also let others know about the great experience I had with this company. I did call customer service and the representative was both courteous and very helpful.
Reviewed April 4, 2019
My husband and I are very thankful that we got approved. It was very easy to apply, response was almost instantaneous, the representative who called for more info was very courteous, polite, helpful and encouraging! Thank you so much NetCredit! You have made it possible for us to fix our broken bathroom!!! May God bless you and more power to you!
Reviewed April 2, 2019
Application was fast, approved fast and funds were in the account first thing in the morning. I didn't think I would qualify. Make sure you can afford the payments, don't just take the money. Read all the fine print and look at your payment schedule. Overall, great experience. Thanks NetCredit.
Hi Tymon, We appreciate your feedback!
Reviewed April 2, 2019
Excellent and amazing service with exceptional personnel. Great payments and easy to read loan documents. Truly a great organization with excellent commitment to help those in need. Easy, no hassle and very friendly. I would recommend to all my friends and family.
Reviewed April 1, 2019
I am not sure what else to say or what more can be said above and beyond that this was an excellent experience for me. The loan process was easy and quick. The follow up requests were reasonable and easy to supply back to the lending team. Most important, the customer service team was great to work with. Overall I would recommend to a friend. Thank You!
Hi Jaime, We appreciate your feedback!
Reviewed March 29, 2019
I had a great experience with NetCredit. Applying for my loan was quick and easy and I got it the next business day of applying and I'm very grateful because it helped me and my children get a place as quickly as we could.
Reviewed March 29, 2019
Fast and easy process. Was able to clear up some of those bills ahead of time. Gives me a chance to regroup. Now I will have a few dollars to make next month a little easier for me. Thank you very much. God Bless You guys. Got me out of a tough spot.
Reviewed March 29, 2019
This company was very easy to work with and gave options for me when I didn't have the best credit. I am excited to help build my credit with the opportunity to have some extra cash on hand as well.
Reviewed March 29, 2019
I obtained an installment loan from them early last year. I could no longer afford the payments due to more hardships. I notified them that I was working with a debt settlement company and the company was unsuccessful in settling with them. I tried to settle with them and my questions about the terms went unanswered and vague answers. Then, they quit responding to my attempts to settle. Their interest rates at near 100% and finance charges are through the roof. A $2600 turned into near $9,000 with what they charge. I have reported them to the California Attorney General for assistance and the CPFB. Please do your research on this company as Virginia State has an open lawsuit against them for their practices. Do not get a loan with this company. I have paid almost $1400 just in interest in 9 months and barely chipped away at the principal amount.
Hi Douglas. We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team and we will investigate this for you.
Reviewed March 29, 2019
I borrowed from NetCredit and almost had it paid off when something came up requiring me to borrow additional funds. The process was easy and the response was fast. My payment only went up 27 dollars. The increase in the monthly payment was so minute I didn't notice.
Reviewed March 28, 2019
Thank you for providing fast money easy with no hassle, thank you so much. It really helped so much. I was surprised that I qualified for so much with a great payment option. I truly appreciate how NetCredit has helped me in more ways than one!
Reviewed March 28, 2019
The process to refinance my loan and receive the additional funds that I needed was very easy and fast. My payment was lowered. I do hope to pay my loan off sooner so that I can save some money on interest.
Reviewed March 27, 2019
It was a quick and easy process. I was surprised when I checked my bank the following morning and the money was in my account. Especially seeing the time of day I had submitted the request. The customer service rep even called me when I had failed to complete my paperwork. I was very pleased with the experience.
Reviewed March 25, 2019
Needed to cover expenses in my bank account to get me back into the positive. Came at the perfect time. Not happy about the higher interest and longer time to pay but will make it my goal to pay more to not have to pay as much and get it paid off faster.
Reviewed March 25, 2019
My experience with NetCredit was great, everything was done with precision. They asked for information and when the information was supplied the application was completed and the loan was funding. The experience was great. the online Application was simple and to the point. Thanks for the loan. James ** BBA.
Reviewed March 24, 2019
I contact NetCredit five years ago when I purchased my first house. NetCredit helped me for the remodeling. Now, I paid off the loan and have my second loan. My experience with NetCredit is fast, secure, and reliable.
Reviewed March 23, 2019
I think this process was super easy! I am grateful that I was able to get a loan to fix my car even with poor credit. The goal is to pay as quick as possible even though they give you plenty of time to pay it off. Again, grateful.
Reviewed March 23, 2019
The experience was easy and was very pleasant. If I needed help I knew that customer service would be able to take care of me. I am grateful that I was able to have this opportunity and will be looking to this service again in the future.
Reviewed March 23, 2019
We had a good experience. It was very easy. Faxed over Paystub and was funded within one day. Thank you so much. Great job. It helped us out a great deal to do what we needed to do. Wish was the repair for our car. The person we spoke with was professional and very helpful.
Reviewed March 22, 2019
The application online is easy to fill out and the instructions and terms and conditions were difficult to read but better than most. When talking to staff they were very professional and knowledgable. The service on the loan was quick and very much appreciated.
Reviewed March 22, 2019
I love the experience with NetCredit. It was very fast and super simple to apply and get approved. I really love that I can pay everything off early to avoid paying the high interest (which is exactly what I plan to do). This option came at the perfect time. I'm so grateful for NetCredit.
Reviewed March 20, 2019
The loan process was straightforward and fast. The funding happened the next day upon approval. I am very pleased with NetCredit quick response and continued excellent relationship with its customers. I like the direct deposit and auto draft that make it so easy to manage and monitor the account at any time and anywhere. Awesome!!! Thanks!
Reviewed March 20, 2019
Very simple. Extremely quick. Money showed up next day. No complications. Everything was done online. Looking forward to working with them in the future. Hope they can help with any other future needs. Highly recommended for others looking to get a personal loan.
Reviewed March 19, 2019
Quick easy to use website. Fast approval. Fast funding. Easy to use website. So far my experience has been top notch with this business. The site looks easy to use to make payments. I had no problems just signed with them March 18th 2019. So far I'm extremely happy with them.
Hi Helena, We appreciate your feedback!
Reviewed March 19, 2019
Excellent experience; well developed platform and information. Thanks for all your help. Will refer you to my friends and clients. However; I must admit the interest rate of 64.75% is rather excessive plus you credit no principal during the first 5 months of payments. Strange but obviously I accepted the terms. Thanks again; Frank
Reviewed March 19, 2019
Got my money fast. Quick response when loan approved. Kept their word - no credit check. All great things in a company I look for. I highly recommend everyone to use this company when you need help in a hurry. The application was super easy and didn't require much time to complete.
Hi Julie, We appreciate your feedback!
Reviewed March 18, 2019
I have gotten personal loan. Very good customer service on phone verifying process. Fast and efficient. Bad credit approval was good. Loan approval was easy. The process was fast and easy. Monthly payment is not so high. I liked that.
Reviewed March 17, 2019
The process was amazingly simple and very straightforward. Even though the interest rate is hard to swallow I can say that they did help me out when I needed it. The delivery date and information provided is and was as promised.
Reviewed March 16, 2019
You are wonderful and excellent, and I am very happy you helped me a lot and provided best services for me. You are wonderful and excellent, and I am very happy you helped me a lot and provided best services for me.
Reviewed March 15, 2019
Great service and fast not like other personal loan companies. Will recommend to friends and family. Love the customer service patients and help. Thanks for your service. Looking forward on doing more business with this company in the future. We all have that time when is necessary to get a personal and convenient loan.
Reviewed March 15, 2019
I am completely amazed of the interest rate and now investigating if they are in compliance with the California lending laws and have contacted the Attorney General for assistance. My loan was processed in 2017 and have paid the loan amount plus, however this has not even touched the principal! How dare you feed off of desperation and hardship of others. Today, I contacted NetCredit to let them know of my current situation and they told me that they do not have or honor any hardships.
Hi Kimberlianne. We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team and we will investigate this for you.
Reviewed March 15, 2019
I refinanced a loan that I got around 6 months ago, I have made all my payments on time and really did not want to borrow anymore money until I paid it off but, I got into a financial jam due to some unexpected cost after ending a 10 year relationship with my ex. I had no other options to come up with the money needed. I was approved to refinance my loan for the amount I requested and the money was deposited that same afternoon INTO MY CHECKING ACCOUNT. I am so grateful and pleased with prompt service I received and would absolutely recommend you guys to all my friends. Thanks, Kris **.
Hi Kristopher, We appreciate your feedback!
Reviewed March 15, 2019
People were helpful. However I had to keep faxing numerous times the same info as processing either lost or never received the information but once it was all received it then was it all done quickly. So there are good people and workers there and would use again. Thanks again.
Hi Essex, We appreciate your feedback!
Reviewed March 15, 2019
Awesome customer service and very easy process. Would recommend to anyone in need of help without the hassle. Everyone I have come in contact with is very professional and genuien and treated me as if they always known me. Great Job!
Hi Shalise, We appreciate your feedback!
Reviewed March 14, 2019
This was the best online experience I have had applying for a loan. I got approved within hours of submitting my application. The forms were easy to complete and the terms and conditions were immediately available for me to review! Everything was user friendly. It has allow me to consolidate my credit card debt. That makes me very happy. Thanks.
Reviewed March 14, 2019
Everyone was helpful and even when having to call back several times to conduct this business, each new assistant could continue from the point that I'd left off. Things seemed to move right along. Had fun. It was a life saving offer that allowed a badly needed debt consolidation.
Hi Allen, We appreciate your feedback!
Reviewed March 14, 2019
Everything was straightforward and went as explained. The timeline was explained and the documents required were explained. I provided what was asked and the approval process was smooth and fast. The funding date was established and the funds were deposited into my account on time as promised. Thank you.
Hi Robert, We appreciate your feedback!
Reviewed March 13, 2019
Everything went smooth and funds were available to me very quickly. I appreciate the fast response from the company in helping get me funded in a fast manner. When I called customer support, they were very friendly and helpful. I would recommend you to others.
Reviewed March 13, 2019
I had a great experience with Net Credit. I am a repeat customer. All I had to do was apply for a loan and I was approved in a couple hours. I would recommend them to anybody that is looking for a loan and can’t get a loan at a bank. Give net credit a try.
Hi Charles, We appreciate your feedback!
Reviewed March 13, 2019
Every aspect of the loan procedure from beginning to end was prompt and professional. Nothing negative about it. The agent was courteous and quick to respond to all my questions. He was also able to question me in a non-confrontational manner. Thank you. I would not hesitate to recommend your company to family, friends, and business associates.
Reviewed March 12, 2019
What could have been a very difficult task was made easier with the help of your staff. I was contacted by phone and I contacted you with questions. Both times the employees were very helpful. I appreciate your employees working through the weekend to uphold your guarantee of receiving the requested funds in time specified. I will certainly remember this experience and forward your information to my friends who are in need. Thank you NetCredit!
Reviewed March 12, 2019
Everything throughout the entire process was wonderful! I didn’t at any time feel uneasy about answering the questions and giving the required information. I even had questions of my own and was able to get answers to them as well. I would recommend NetCredit to anyone needing their services.
Reviewed March 12, 2019
NetCredit is a joke. Unless you have a lot of money to throw away, don't do business with them. Since getting my loan with NetCredit (18 mos ago) I paid $1360 and only had $18 applied toward reducing my initial balance. When asking the NetCredit rep why this is, she gave some roundabout reply which made no sense. Yes, they're fast in approving you and getting you your money, but why wouldn't they when you're going to pay them all interest. Consumer beware!
Hi Carlos. We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team and we will investigate this for you.
Reviewed March 11, 2019
Process very user friendly. It took only a few minutes. Options, like loan amount and repayments, simple to adjust. Funds delivery very prompt. Customer service courteous and professional. For short term loans requiring no collateral, NetCredit offers excellent solutions.
Hi Anis, We appreciate your feedback!
Reviewed March 9, 2019
NetCredit is a great company to work with if you need a loan. The terms are reasonable and made clear. The payments are monthly unlike payday loans and are fairly low considering. What really helped me was when I paid down most of the loan I was eligible to refinance and add funds. It was just in time too. Also, you can pay back more than the monthly payment or pay it off without penalty. I highly recommend NetCredit if you're in need of a loan.
