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I received a notice from my credit monitoring account that I had received a collection from this company I had never heard of... When I contacted the company that placed it on my credit the bank information they provided as to what was deposited is not my bank nor have I heard of it... The email address they had on file was similar to mine but not mine. I have disputed it with two of the credit bureaus as well as with the company who placed the collection for MyCashNow which I discovered is some bogus Payday Loan scam company...
My credit reporting company notified me that I was turned into collections for $900. I have NEVER heard of these people. I turned in a dispute about this account to the credit bureau. From the reviews, it seems like these companies are a scam.
My credit monitoring company notified me that an outstanding bill of $800 from a company called MyCashNow appeared on my credit report. I never heard of, I never used this fake company. I immediately submitted a fraud alert to my credit monitoring company to have it removed. This ticks me off and I hope they get caught. This is hurt my good credit and I hope it can be resolved.
Received an email from my credit monitoring service stating I had a new collection on my account from this company from 2015. I have never borrowed from them, had never heard of them & did not have anything to do with them. I notified the company number listed on my credit monitoring & was told they were emailing me fraud paperwork. I already disputed the claim on my credit report so now, I wait.
Got a notice about a new collection added to my credit report. No other information than a payday loan in the amount of $800. Nothing about when this supposedly happened, etc. I have never heard of them nor have I applied for payday loan. After reading the other reviews, it seems to be a very shady company trying to scare people into paying money they never received.
Have been receiving calls stating that I had gotten a $300 loan in 2012 that has not been paid. They are trying to serve me a summons but I will not answer the door. I called them back at number left only to be repeatedly called a liar, when told them I had never gotten a loan. But if I go on a pay plan with 100 today, they will not arrest me. But must pay $1250. Or clear up today by paying $450 today. Called the bank they said money went into my account, guess what. I have never had an account with that bank! Fraud. They said they were going to bring the summons to me in 30 minutes if I was home. They did not show up.
I received a call like everyone else yesterday, claiming they were trying to serve me a subpoena but no one was answering the door. The number came up as Ocean County Court and the number was 732-929-2067. I told him that I have stage 3 lung cancer and that I’ve been home all day due to the humidity. I verified he had the correct address and said come on over. He said he was already back in the office for the day (it was 11 am) and that he would come back in the morning. He then gave me a number to call to find out what my subpoena was for.
I called the number and all I gave was my first and last name and he magically found my file. I was told I was being charged with theft of services and Check fraud due to an outstanding cash loan from MyCashNow. Because I HAD previously taken out a cash advance loan in 2010 and had legit closed my bank account because I moved, I actually fell for it. He said I owed $600 but he was authorized to accept 50%. Normally I wouldn’t fall for something like this but I’ve been on chemo for a while and chemo brain is a real thing. Not wanting to deal with the hassle of court I agreed to pay the $300 because he had all my personal and previous bank history. I gave him my debit card info and he said he would contact the process server and let them know it was settled.
Not 45 seconds after I hung up the phone did I realize my loan was from MobileLoans not MyCashNow so I didn’t bother to call him back. I called my bank and asked to have the transaction reversed and I was told I could file a fraud claim the next day as the transaction was still “pending”. I cancelled my debit card so he wouldn’t charge anything else and requested a new one. I then sent a scathing email to the dirtbag (he emailed me a receipt for payment in full... I guess they do that so you won’t think anything is wrong and look further into it) so I sent this email and told him that I realized after I hung up that I never had a loan with MyCashNow and that he was a lying piece of garbage and if I didn’t get my money back by close of business that day I was going to find him and have HIM arrested.
Well, of course that received no response so I decided to try the humanitarian route. I asked him if his mother was proud of his career choices since he just scammed $300 from a terminal cancer patient who lives on a fixed income and can barely afford my cancer treatments. I asked how he slept at night and how he could look his family in the face. It went on and on and on... I’m sure I made him feel about an inch tall because within an hour that transaction went away when I looked online. Apparently he reversed it or cancelled it because the money was back in my account and the transaction gone. I must have hit a nerve with him. Apparently some of them have a conscience but it’s buried pretty deep.
I then sent him another email and said, "If you’re expecting a thank you forget it." I then went on to tell him everything about myself (not financial or identifying information) and told him I wanted him to know who he attempted to steal from. I told him about having dealt with 2 separate cancer diagnosis, 21 surgeries, my time in the US military, all the charity work I still do regardless of my health... I went on and on. I told him he needed to realize that there were real people on the other end of the phone and that taking money from them was disgusting and immoral and unAmerican. At the end I told him to make a new career choice because he was hurting people with his current one.
I’m not sure why he gave me back my money. They certainly aren’t afraid of prosecution because they take steps to make sure they are covered but he did give it back. That makes me believe that the email address had to be real and he had to have read it and because it was real maybe he was really worried about being tracked down or he just developed a conscience. Either way, I got my money and he got an earful (eye full). I can tell you this will NEVER happen to me again. I also think MyCashNow needs to take some responsibility for this. I know it’s not them doing it and they are a legitimate company but the scammers are getting hold of people’s information somehow and it’s likely a current or former employer feeding it to them. They have a moral responsibility since their name is being used to do some investigating of their own.
I keep receiving calls from a supposed debit collector about a loan taken from MyCashNow.com, which I never applied for nor received. Doesnt show on any statements from the past 4 years. I’ve been threatened with warrants and police to come to my home if I don’t make a payment arrangement and honor it. Once I told them I contacted the BBB I received another email assuring me that they aren’t a fraudulent company. The number listed in the email is a ad they call from different numbers or unknown. I asked for the card number or last four. All they gave me was the last four of my SSN and last known address and a email that isn’t mine.
Received call from ** stating owed on a loan from MyCashNow, which is false, at no time or ever applied or received a loan with this company or its affiliates. In the past been receiving many scams regarding loans, recipient of fraud attempts four times, currently retired, service connected disabled Vietnam Veteran, and very street wise to foolish attempts. They get our information no matter what steps we take, JUST BE WISE.
I rcvd a call from 904.862.2829 today. He asked for my information and I asked him to identify who he was. He gave the last 4 of my SSN. I asked for details and he hung up on. I called back for the name of the company and a supervisor, he hung up again. The 3rd time I called back, he attempted to change his voice and gave me another name. I do not and never did have a cash loan. This is just a scam to scare you into paying something you don't owe.
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