Liberty Debt Relief Reviews

I turned to Liberty Debt Relief when my debt was out of control. I paid the first payment but changed my mind when my finances took a turn for the better. (inheritance). I called them within a week to cancel my participation in the plan. They understood and refunded me quickly less $100 or so for their efforts. AAA+ rated by BBB. No problems.

Honestly, I’m pretty disappointed with my experience so far. I’ve been using their services since January and they’ve only settled one account. Here we are going into July… More than half way through the year. Every time I inquire about my accounts, I’m just told to be patient…. Patient for what exactly? The only time someone reaches out to me is when I tell them I’ve had it with them not doing anything and want to cancel. Then they give me a speech about how they’re working on it. Again, I’ve seen nothing but one account handled since January… But they’re happy to take my money every month like clockwork. Don’t expect a call from them either…. All I ever get are emails that look automated. Definitely disappointed.

Excellent and I have been joined last April 2025 (14 months) and I have no problem with a Liberty Debt Relief and great. And also they are friendly and they are good patience with me. I'm deaf/usher syndrome.

There is not much communication as far as where LDR is at with the creditors. I do get a generic response when I forward correspondence, however there’s nothing beyond that. Being in the program almost a year, I’d like to have heard more about the progress of my account.

Empty promises, was told my debt would be cut in half, they already had agreements with creditors. None of which was true. Was told not to pay off my debt on my own whenever I got higher paying job. Was told I’d get a settlement within the next couple weeks and wouldn’t be charged the next month until I got a settlement. Tried to still charge me anyway a month later with still none of my loans settled. Cancelled the program and am paying my debts myself but my credit score has dropped significantly since they told me to stop paying.

I’m so glad to have contacted you to handle my business. The many calls and questions you handle has given me plenty of clarity and time to concentrate in some other important things so keep up the good work. Thanks.

I've been very pleased with the results so far. They are helpful and pleasant anytime I've been in contact with them. It has taken most of the stress and worry of my finances off my shoulders. I would recommend them for sure.

They have been great consolidating my debt. Wish they could reach out to ALL debt collectors at one time tho. But they have done great with the 3 out of 7 they reached so far. Being in debt is already stressful enough.

I am so grateful for the better deals and supportive responses I received from the team here. They answered all of my questions thoroughly and guided me every step of the way. Truly a helpful and professional experience!

They have been so AWESOME. I always can't get back to them because of the job I have. But they are always on it and fighting for me. I appreciate it. They are always updating me on everything. Forthright he the turkeys.

The program was advertised to me as a loan, but when I called, it wasn't a loan at all. It was something I can do on my own. But the representative that I spoke with at Liberty Debt Relief was very convincing. I was told the program would benefit me by lowering what I paid each month towards the debts and it would stop the interest. The enrollment process was easy and he gave me some login information to their portal so I can track my progress.

I was applying for a loan, and Liberty Debt Relief came up with debt solution to get rid of that credit card. They kept wanting to go to that instead of just doing the loan. It was easy and it took 20 minutes. They asked a few basic questions. This has all been within a week. It's just getting started.

I called Liberty Debt Relief and the rep that I talked to broke down some things I didn’t know. So, that was good. She was pretty detailed. Liberty has top quality customer service. They were professional and gave me all the details I needed. It was very nice.

I was in too much credit card debt. It was too much for me to try to pay off myself. I was noticing very little progress in getting it paid off. When I talked to Liberty Debt Relief, they explained how the program worked. They gave me a quote about what they could do, how long it would take me to pay it off and what kind of rate I would have to pay back at. They gave me a specific time and a certain amount. They were very helpful.

I just signed up with Liberty Debt Relief and the experience was good. The communication was good as well. I've never done debt relief but I know I gotta pay Liberty monthly and whatever I put in goes towards whatever's the remaining balance on the credit card debt, so I wanna see how this works.

I got that thing in the mail. I called Liberty Debt Relief to see what they had to offer. They couldn't do an additional loan for the amount I needed, but they offered the relief thing where they consolidate everything. The first person I talked to was very nice and professional. We’ve not done anything yet. So far, it has been fine. However, I've seen on the internet that companies like Liberty have a 63% success rate. I’ll just keep paying my bills. And maybe somewhere down the line, I’ll refinance my house and consolidate them all that way. I don’t wanna take the chance on anything adverse happening to my credit and things of that nature. I’m gonna back out.

We've had a good experience with Liberty Debt Relief. The reps have worked very well with us. They've answered all of our questions and are very knowledgeable in the industry. Their explanations and communications that we've had with them have been very professional. We would highly recommend Liberty.

So far, it’s been really good with Liberty Debt Relief. I'm doing debt consolidation with them and the setup was pretty easy. The guy was very thorough and detailed. He explained to me what would happen and I haven’t any issue since. I would recommend them.

Liberty Debt Relief sent me a letter through the mail and I decided to go with them. The enrollment process was easy and took 30 minutes or probably less than that. Andrew, the rep, did good on explaining everything, and the way he explained things to me was very open, and it made me feel more confident about it. It seems like Liberty has been doing it for a while, since they got it locked down on the way they explain things and the way they work. It seemed they already had all the info, which is probably why they sent me the letter. The way they helped out, I’m hoping that I don't have to use them again. It's not a good feeling, but it is good to know that there are companies out there that are like Liberty, helping out people who need help paying off their bills.

If Liberty Debt Relief is your only option, sometimes it can be the best one. Their rep was personable and had good energy. We cracked a couple jokes because he had said something that related to a meme. He had good information and insight. He seemed to know what he was talking about. Liberty told me the experience should be okay. But it's frustrating having to take the steps that I need in order for them to take over. But I'm happy that I went with them. It eased up a lot of mind time. It took a lot of burden off of my shoulders. I hope and pray that it's going to go smooth.

While they talk a good talk. I made 1 payment then cancelled my pla e finding that bankruptcy was my best option. I called, cancelled and waited for a refund...now 5 months later they have used all of the money in nickel and dime bs and nothing is left. They settled nothing on the account and they refused to return my money. They are not reputable in my opinion and are thieves.

Liberty Debt Relief's customer service has been great. Their answers to what I want to know are always right to the point.

Enrolling with Liberty Debt Relief was painless and easy. I just started three months ago, and they've already got three of eight of my creditors with that program. They’re very helpful. I’m very happy, much more than that I expected to be. The program is gonna be running till around the middle of 2027 and the cost is less than what I was paying to pay all the bills. It could have been a little less as that would have been a little easier of a financial strain but I understand. They have to receive what their fee is as well.

Liberty Debt Relief was one of the ones that I was looking at, and the reviews seemed good. We were in a really bad situation, and it sounded like there were good things to be offered. We took a leap of faith that it was going to work out and I gave them the information to the cards. However, it wasn't explained quite good enough in the very beginning. It wasn't that drastic things were left out but I didn't feel I totally understood everything that was happening. I didn't feel that there was any room for negotiation. I was just told what my payment was gonna be but I was not asked if it was going to be okay. Also my credit is destroyed. It's gone from 700 to below 500. But I was told that it will get better. The reps seemed knowledgeable and everybody's usually been able to answer my question.

I had a couple credit cards that my wife couldn't catch up with. We consolidated them with Liberty Debt Relief and before the end of the year, that'll probably be paid off. The debt is all getting taken care of and they dropped it down a tad so that helps out. I just need my credit to go back up ‘cause I had 800 credit. Other than getting bad credit, everything has been good.

Liberty Debt Relief is pretty good. They were able to get everything set up for me in a timely manner. I'd recommend them.

I saw Liberty Debt Relief on Facebook one day, and I called and inquired about the service. I was wanting to borrow some money to try to get out of debt, and they talked me into debt consolidating what I have into one payment and trying to get me out of this mess I’m in. The lady was super helpful and got all the details. Within an hour or so, she had it worked out over the phone and had me on a plan. This is my second year with Liberty Debt Relief, and it's been great so far. They're very helpful. Every time I call, they're on point. If not, somebody will call me back, usually, within five minutes. The website is a little difficult from time to time but their customer service is excellent. They send me monthly statements or emails of my progress and settlement.

Liberty’s customer service was great. They were good at communicating, and they would always send me either an email or a text. So, I knew exactly how much I was paying off certain credit cards. They were very friendly, too. If I had any questions, they would never have told me to answer. Their service was very good. I would definitely recommend them to others.

I signed up with Liberty for a program that lasts for three years and we started in September last year. The program is really good and I'm happy about how it's working out right now. But I was so disappointed that my credit score has become very bad at the end. They waited until my credit was very low. I was paying my debt from the beginning and Liberty never made a payment on my card. And I was not expecting that. I understand that they have to work on my case, but I didn't know it was going to be like that. Maybe it was in my contract and I didn't read it. Other than that, Liberty is very good and professional. Their program is something you can work with and I will recommend them. But I will let others who are thinking of signing up with them know that their credit is going to be very bad.

I recently received a summons from one of my creditors, I'm being sued for what I owe. This particular creditor was a creditor I asked Liberty Debt Relief for help with. I received an email and phone call in May of 2025 from Liberty letting me know that a settlement had been reached with said creditor. I was emailed a clixsign that I signed. Unbeknownst to me I was signing a document that was removing said creditor from my list of creditors that Liberty was assisting me with. When I received the summons this week the first thing I did was send copies to Liberty. This is when I found out said creditor was removed from my list of creditors. I never asked for the creditor to be removed. I wasn't told creditor was being removed.

When I looked Liberty Debt Relief up, they seemed to have a really good reputation. I've been getting a lot of mailers and most of them seem like places with really bad reputations. They're gonna do a debt relief program, but then they're gonna bait and switch you into a loan that they service. But when I talked to the gentleman at Liberty, I had a lot of questions, and all of his answers were good so I went ahead and tried them out for their debt relief program, where I stop paying my creditors while they negotiate. They start negotiating once I have enough money in my dedicated account so that there is money to negotiate with.

I found Liberty online, and then I contacted them. Two people explained the program to me. They said I am gonna be out of my debt after 48 months. Overall, the program is helping me.

The enrollment process at Liberty Debt was easy. At first, it was more for a loan, but then the rep I worked with helped me out. He was saying that the debt relief would help me out interest-wise. They really provided great service. I would do it again if I had to.

When I called Liberty Debt, they had a whole list of all the other people to call. The rep asked me what I was looking for, what I wanted to do. And he went over my different options and the benefits of them. I decided to get a loan, go through the program, and then I changed my mind and called to cancel it, but then I talked to somebody else, and he seemed a little bit more experienced, and he gave me some more information. I felt more comfortable and continued because I was gonna get a loan instead of the program. It was a nice, smooth experience. The rep was pleasant too.

I was applying for a loan and then ended up with a consolidation agreement. Eric was very helpful and informative. I was impressed with his knowledge and patience with what was going on there, and the information that he had available and ready. However, I applied through Credit Karma for a loan, and I thought I'd scheduled everything for that loan, and then found out that there were a lot of options. If they could prepare a little better. You think you applied for one thing, but then it's a bunch of options. I may have overlooked something on that.

I called Liberty Debt Relief and they explained the process. They didn't qualify me, but they gave me an option, and I wanted the option. The enrollment process was good for me. It was a little long, but it was easy. I am still brand new to the program. The first payment starts on the 17th. After that, I'll find out how it goes. My debt relief consultant was very easy to understand. He explained everything to me. I was impressed with how assuring he made it. He didn't try to pressure me into anything. I was very comfortable working with him. It was an easy process. So far, so good.

I wanted to take out a loan and I got denied, and Liberty Debt Relief told me how to fix my credit. Their rep gave me the option of clearing up some of my debt payment by payment, possibly even early, if I could. I plan on paying payments for that loan, so the more I pay, the more debt that will come off, and it should raise my credit score as I'm doing it. So, I was interested in it. I make enough money to pay it, and I hope it all goes well. I hope it will raise my credit to make things a little easier for me to do business.

I was seeking better loan options, and I ended up having one of those plan reliefs through Liberty Debt Relief. Everything was pretty much done online, and it was simple. I just answered questions. Whenever I speak with the customer service, they have been straightforward. They have the program set up for two years. We're waiting on some stuff still, too. I will recommend Liberty. I will tell others to give them a try or suggest it in hardships.

I got a loan opportunity in the mail. When I reviewed Liberty Debt Relief, I thought, "Okay, I'll go ahead and do this." I called in and Liberty talked to me for half an hour before I agreed to do this. I didn't feel pressured in any way. It was a decision I came to to go this route. The young man was informative, very polite and clear on the phone. We went through some of the credit accounts I had. I got five of them on and I was going to call in and put some more on, just empty everything onto it. It was painless. I've had people tell me, "You could have gone this way or that way," but I'm committed to making my $363 monthly payment. They've been doing a good job negotiating on my behalf and getting these things paid off.

Liberty charged me what my actual credit card account was, without interest. Everything they said they were gonna do, they did. Everything worked pretty good, except they haven't taken the total that I paid them off of my credit report.

I received letters from Liberty Debt Relief prior to me deciding to ask for help. I made good money, so I've been paying my debt. All of a sudden, I couldn't. I had to ask for a loan. They guided me to Liberty. I ended up talking to somebody from Liberty and they said, "This is what we're going to be able to do for you so you can pay your debt." We did everything over the phone and the rep sent me stuff to my email. I signed and returned it. We made a payment agreement for the next 48 months, and I've been doing that monthly. Everything was easy.

I received mail from Liberty at a time when I was seeking financial freedom. I looked at their reviews and they were good. I spoke to the reps on the phone before I made a decision and they were very informative. So I decided to go with Liberty. I've spoken to a few people and they answered all my questions but there was one person in particular who reached out and texted me whenever I had concerns. I had three accounts and Liberty settled with two of my creditors in about seven months. One is still pending and I haven’t heard back, and it seems like they’ve closed that case, so I need to reach out to them.

Enrolling with Liberty Debt Relief's program was simple. They made a payment plan. I'm paying the same thing that they told me, but a portion of that is going towards an attorney fee, which I understand. I wish I would have known that, but it didn't change the payments. Sometimes, their reps get in touch with me and the stuff hasn't been updated on the application onto my profile. So they're trying to get information out of me and then I'm not able to visually see what's going on. So, I don't want to talk to them. They were actual people that work for Liberty, but it's just that my stuff wasn't updated onto my profile. I let them know about it, and they made sure that it was updated to my profile.

Liberty sent me something in the mail and said that they could help consolidate my debt. Their marketing works as they got the hook on me. During the enrollment process, I talked to a gentleman from Liberty about what the process would look like, what was in the contract, what the timeline would be, and what the payments would be. And then, they found a way to get me zero interest as well. So I was paying a flat rate per month until the debt was paid off. The gentleman was very knowledgeable and patient. There were some things I thought I understood, but when I repeated them back, I didn’t fully understand them. He walked me through it again, which was awesome.

Everything has been good so far with Liberty Debt Relief. I first heard about them on Facebook, and I decided to use them because they answered questions. The enrollment process was okay. The reps let me know what they did and how it went about and answered any questions we had. They didn’t pressure us and gave my husband and me time to discuss and make a final decision. I’ve only talked to my debt relief consultant once, and everything was fine. My debt isn’t very big, and it’s only my second payment that has been taken out by Liberty, but I’ve received notifications about where they’ve made offers. I still get occasional calls, but not like I used to from debt collectors, which is a big relief.

Liberty Debt Relief is good. I couldn't handle all the debt, so I contacted them to help me out. I got a quote and decided to go with it. The enrollment process was very easy and fast, but lately, I'm getting a little hard time to make them understand what I want to do. Besides that, the program and the payment plan worked very well, and I'm almost done.

I was trying to build my credit and get out of debt on an easier pay schedule, and Liberty Debt Relief's advertisement reached me. It was the first one I saw and when I called about it, they explained it on the phone. The rep was very knowledgeable. He was able to answer all my questions and persuade me to go with Liberty Debt Relief. It seemed worth my money and it was an easy onboarding. They gave me a payment plan, and I agreed upon it. Every time someone that I owe a debt to agrees on an amount, they'll send me a text message, and it has me agree.

I received a letter about Liberty Debt Relief through mail. I was looking into my options, and I ended up choosing that one back in June. Enrollment was easy. They guided me through signing up and through the emails. They helped me throughout the whole process. The rep was able to explain the program very well in a way I understood what he was trying to say and he was always willing to answer any questions as well as repeat himself if I needed him to. He was able to set up a plan, and he guided me through how it was gonna work. I was comfortable with it. They collect the payment that I give and they relieve some of my debts.

Using Liberty Debt Relief is a good idea. It depends on your situation. But if you're behind and with that so much debt and don't see a way out of it, and you can't pay these cards off within any kind of time frame, I don't see another way without having to pay all the interest. I had many credit cards and was not able to pay off the balances. I only paid the minimum and was not able to get ahead of all the interest. I did a credit card consolidation with Liberty Debt Relief over the phone. I could have gotten a loan to pay off my cards, but the interest rate on the loan was crazy. There was no winning. The fact that I could just make monthly payments to Liberty Debt Relief and they take it and deal with all the companies on settling made it easy. I will take a tremendous hit to my credit because of nonpayments on cards. But in the long run, I'm gonna get that credit back.

I needed help with my debts. I called Liberty, and I liked what they offered. The monthly payment was doable and I also like how they handle everything. I don't have to do anything. I feel really comfortable working with them. Ther provide good service. I would definitely recommend Liberty to others.

Liberty Debt Relief has been great. They're paying off all my debt so I'm pretty excited about that. And they're really nice and polite, and I have a certain gentleman that I like to talk to, Lucas, so I speak to him. If he's busy, he'll get back to me. He's very convincing and very polite. I have a great time with them. After he had to fill up something, I had to go on my tablet and sign the papers, which was pretty easy and fast. I did talk to one of the women that they paid off. She was not happy. She says, “Well, you need to look at your credit score because now your credit score is down.”

Liberty's enrollment process was great and the people that helped me get everything set up were outstanding. They were helpful. So, we got it all going. It's just I kept on getting notice through an email. I was paying money in, but I wasn't seeing nothing was done at first. Then I started getting kind of like debt collection calls and stuff like that. But when I called in and told them about it, they had me to send them everything, and that was helpful. It was easy to communicate with them. Someone got in contact with me either through email or telephone every time I call. So, that wasn't a problem. It was just the wait. And I understand that it took time. I had to build up the money and stuff before they made a settlement but for all the experience, I thought it was really great, and I'm glad we got it resolved.

Liberty Debt Relief has been okay. They sent me a brochure saying that they could offer me a loan at the time I had some credit cards that I wanted to pay off. So, I tried for the loan, and they said I didn't qualify for the loan, but they could give me a debt relief, which they would lobby on my credit card company and get a settlement price, and then I would have to pay a monthly fee of that much for that much years. It was better for me to have my cards being paid off and not accumulating interest, where as in every time I do pay, it's just interest, and the payment is not going down.

Liberty Debt Relief set me up with a four-year program. It's on auto-pay, and up to now, everything's been okay. The customer service with Liberty has been great. I would tell others to use them.

I love Liberty Debt Relief. My experience has been great. I like the quality of their service and their kindness.

I was trying to pay off my debt and Liberty Debt Relief offered their debt consolidation program. I've been enrolled since august of last year and I'm paying down my debt. The online service is easy to use and navigate. I'm on an auto-payment plan and assuming the program continues the way it is, then it works. It's worth checking out.

I received something in the mail about a loan, and then I was told I didn’t qualify for it. Instead, another debt relief program was suggested. The rep explained the program and made it sound like the best thing since sliced bread. I asked if I would have to give up all my credit cards, and they said no. Since then, I’ve tried to cancel three times, but they wouldn’t let me, even though they told me I could cancel at any time. Communicating with Liberty’s representatives has also been difficult. Right now, they’re negotiating some of my accounts. If I had to do it over again, I wouldn’t do it. Liberty is going to destroy your credit. They say it’s supposed to get better once you get through the program, but we’ll see.

I put all my credit cards into Liberty Debt Relief. My husband recommended them and I ended up signing for a one year program. My experience with them at the beginning was fine. But the program changed. Now it has to be another year because they filed for an account that I have and they uploaded my bill. They said I got one choice and if they don't upload my bill, I have to go to court. It doesn't make sense to me since I got them supposedly working on my debt relief. That's not good as it shows that they don't know how to work with my debt. So, I'm not going to recommend them.

Liberty Debt Relief sent me a letter and I've had a good experience enrolling with them. The reps I interacted with have been good as well.

Liberty has better control of getting the job done. We're moving forward and it's been a great experience with them.

Whenever I called back and I had another question, they were always available. I like the quality of their service and my experience with them so far has been good. My only concern is getting to that point where they can actually make a deal. I'm used to paying all my stuff on time and I hate seeing that debts are not getting any payments right now. Other than that, I haven't had bad experience, thus far. I would explain the whole thing to my friends and inform them that Liberty is a good company. They question, and were pretty cooperative in terms of working with you.

I was on disability, and my funds weren't coming in like I needed them to, so I was falling behind in my bills. Liberty Debt Relief offered to consolidate my bills and make it one payment. The process wasn't difficult to do. They put together a payment plan, I agreed with it, and they accepted it. Right now, it's working out.

The reps were very nice when I signed up for the program. But I didn't know that I was gonna pay for almost five years. I've been on the program for a year and a half now. Also, I didn't realize that it was so much I'm paying. Liberty Debt Relief is charging me too much.

Liberty's program helped me get out of debt. It seems like it'd be a long process to get out of debt, but I'm gonna be in mine for four years. When I was signing up, the process was quick and easy. Their rep took his time with me and explained to me how the whole process works. I was worried about my credit score. He did tell me it was gonna drop, but he said once everything starts, comes to agreements and then it starts paying off the different cars and their loans as I go on through my term, then my score will go back up. Overall, about all the companies out there, Liberty seems legit.

The enrollment process with Liberty Debt Relief was easy and the representative I worked with was excellent. It was very reassuring that this was a legit company. With me being old school and without access to emails, we communicated by text, and they've been very kind. They also call me or send something in the mail. Liberty Debt Relief has relieved some of my stress and I'm a little more at ease with the budget.

Enrolling with Liberty Debt Relief was easy and if I asked a question, they would respond. In the beginning, I was a little stressed over things. I wasn't 100% clear on how slow the process was. They got in contact with my creditors, but I'm in more debt than when I started. I'm here now, so there's nothing I can do because if I back out, I have a lot of penalties against me and more fees that I would have to pay. I wish they would have explained all that a little more versus finding out as I'm going through the process. They are helping me with my debt, but my credit score is way garbage from when I first started dealing with them. In the long run though, the program is gonna get me out of the debt that I was in.

My husband got laid off from work about two years ago, and we got behind on credit card payments. My husband found Liberty Debt Relief and we got into it. Our payments are high. They should try to help us a little bit more to be less with the payment because we're on a budget every month and we're senior citizens. Also, they keep saying they have sent the paperwork, but I haven't received anything since we started paying them back in May. I have talked to different people. We haven't seen anything in black and white. I was worried because they take a lot of money out of our checking account.

In trying to get my credit rating improved, I looked up companies and found that my brother was using Liberty Debt Relief. I called on the phone to sign up for the program and they worked good with me. My payment plan is lower than the bills I owed. The customer support has been awesome too. Whenever I have a question, I call them and everything seems to work out. They call me back. When I email them, everybody emails back and they seem nice. The company works really well. I have two cases closed already, and they're still working on something. I have two more years to go, and considering it's my first time to be in debt, the experience has been wonderful.

I was trying to find a way to consolidate my debt and chose to deal with Liberty Debt Relief. They explained everything, and enrollment was easy and seamless. Chris, the rep I dealt with, was very easy to talk to, and anytime I had any questions, it was easy to get ahold of him. While I can't speak to his level of knowledge because I don't know exactly what Liberty was doing, the more I asked questions, Chris was forthcoming with all the information that I needed. I was impressed with how helpful and patient he was with being able to describe everything or explain everything I needed to know. Liberty Debt Relief is a good company to help people consolidate their debt and get things in order, and I'd tell people to at least check them out.

The rep explained everything and told me how everything would work. We've called him for every question we've had. It took a little bit of time, but he always got back with us and answered every question we've had. Everything he told me has been true so far. Everything was good. It was the best thing I ever done.

When I first started the program, Liberty had me paying $242. They took care of one of my debts, and recently, they've settled the other ones. They called me and said they needed another $90. My payment went up to $253. The guy I was talking to didn't speak real good English. So, I couldn't really understand all of it. I okayed to get it done and over with. But Liberty could stay a little more in touch with their client and explain everything a little better. They did what they said they were gonna do but I just didn't have a whole lot of contact with them. Overall, I'm satisfied, but I wouldn't recommend them to a friend.

I was paying my debt monthly and nothing was really happening since the interest was accruing. I was trying to look at my options and see what the best option was to get rid of my debt. I ended up getting something in the mail about Liberty Debt Relief, so I called them. They were great and really explained things well.

I wanted to resolve my debt. Liberty and I are in the process of their plan. It depends on your debt and the agreement that you make with them and mine will take longer than 24 months. The individual who set me up was exceptional in terms of his knowledge of the product and program. He is over 100% customer-oriented and responsive. I've worked in customer service in the hospitality industry, so when I give somebody a compliment like that, they really impressed me. If I needed to, I would seek him out specifically. Liberty is probably comparable to other consolidation companies, but I’m happy enough with them.

I needed to get my credit cards taken care of so that I didn’t have so many payments. This way, I have one single payment. The person I initially worked with at Liberty Debt Relief was very pleasant. He made sure to answer any questions I had. The process is very easy. I just put in the credit cards that I wanted and they took care of the rest. They told me my payment and how long I had to do it. Once in a while they do a follow up and it doesn’t bother me. I have a two-year program. I just can’t find on their website the balance that I owe. I know that I’m paying it down. But I don’t know how much more I owe.

I’m trying to pay down my debt. The rep from Liberty was very informative. He gave me all the information and made it really simple to understand. I went for total debt consolidation for three to four years and opted for autopay. If I have anything that comes along, I reach out to them. Overall, it is a simple and easy process with Liberty.

Because of moving and getting into a disability, I used credit cards more than I should have. It was a necessity, but the last couple of years trying to pay and knock it down got overwhelming. So, I went to Better Business Bureau and checked all of the companies. Liberty was one of those that stood out to me.

I called Liberty after getting a letter in the mail and hearing about it. I talked to somebody and got in with it right then. My experiences were great. The people I talked to explained to me everything, what was going on, and about the payments. They explained that it will go in steps and it will take a few months for the credit cards and everything to be paid in full. Communication was great. I am very satisfied.

Liberty Debt Relief has been helping me, and it helps out. I already have someone assigned to me, and she took care of pretty much everything I needed. When I need to contact them, I just call the number. Sometimes I don't get the same person, but the other person helps out. I try to work with the same person, but sometimes they're not there. They keep on top of offering settlements and try their best.

I wanted to consolidate credit card debts and Liberty were the ones who contacted me. The payment plan they’d put me in was feasible for me. Enrolling was straightforward. We talked about the creditors that I had, the amount that I owed, how they can reduce the monthly payments for me, what the debt is, and what's the approximate time for me to complete it with the options of completing sooner if I were to make payments that are a little bit larger than what I am required monthly.

I was behind on my credit cards and needed to get into something to get out of something. I was on the internet one day for something else when Liberty Debt Relief came up and offered their services. I am in their consolidation program now. I put in so much a month and they pay whatever they need to pay out of that. The program will run about two to two and a half years. It is working well and feels good even though I just started. I would tell a friend or family member to do it.

At the beginning, I was promised by Liberty that all of it would be taken cared of within about six months. I started at the end of February and it’s now November. Five out of seven have been taken cared of. They asked me to raise the amount now for the next 11 months. I asked when I was gonna get the extra $1,100 back because they’re taking $100 more a month for the next 11 months. They told me at the end after everything’s settled and that, if I overpaid, they’ll give back the money. I didn’t like that answer.

I was trying to pay off credit cards quicker, so that way I can buy a house and stuff. I’ve had too many bills piling up. Liberty is doing the debt relief for my credit cards. I am only a few months in. They said that it would probably take a couple of years. It was easy to sign up and has been easy since. I’ve spoken with them twice in the beginning and they explained everything. They sent me documents to do Docusign on, made sure that all my credit cards were listed on there, and told me how much everything was gonna be. Since then, I’ve had emails that are telling me that a bill is due or updating me on where we are at in the process.

I went to get a loan so I could pay off my cards but I owed too much to get the loan, and the man suggested that I sign up with Liberty Debt Relief. I did and so far, it's been great. I had to give them all my credit cards and the man explained the whole thing. He told me I had to make sure I had this money in the bank for so many months and we're going to do it for four years. So far, they've gotten rid of half or made at least some agreements with half my cards. The experience with Liberty has been great and it has taken a lot of pressure off of me. I'm still trying to get caught up and I hate seeing mail coming in telling me I still owe. But it's going to get to it sooner or later. Sometimes, I'll call the people and tell them that I'm working with Liberty Debt Relief. So, they're understanding. I've recommended them to my son and he doesn't have a problem yet.

I was maxed out on all my credit cards and I needed to figure out something without bankruptcy. I got a letter in the mail from Liberty. It was sketchy at first. Yet they made it easy and it made me feel confident with all of it. Everyone's helpful. They use a lot of filler words that I don't understand but they make it sound good. I was also getting phone calls from my credit card companies and then they just stopped when they started contacting Liberty Debt Relief and tried to work with them.

Haven’t received updates on where I'm currently at and when will I be done with the program. Was working with Arieth but nothing for months. Asked for other ways to pay off sooner and no help either. Not pleased.

We went through the whole setup with Liberty. They explained everything and set the price. Every so often, they’d send me an email that they’re settling an account, or ask if it’s okay. They’d wait for me to say yes, which I do. Sometimes, I’ll get something in the mail like a small claims court, and they tell me to send it right over and they take care of it. I’ve been happy so far.

I was having problems with my credit cards, and Liberty Debt Relief helped me take care of those accounts. I did credit card consolidation. They helped me set up a payment plan for 24 payments. And then, I had an extra credit card and they helped me add it to my account. The payments are set up on autopay, so they come out automatically. I’m almost done with the program now and only have four payments left. They’re a good company to get in cases like mine.

I was struggling with my credit card debt and I got spam mail that said I may be approved for a loan. I called them and I was told I was not approved for the said amount. The rep told me about Liberty Debt Relief and that they help with consolidation. Liberty Debt Relief was great and I’m grateful. My debts are almost gone. I recommend them to friends who are struggling with credit card debt. I was so scared of getting sued and Liberty deals with all of that, which is beautiful. I'm happy to rave about them because they're phenomenal.

I’ve been calling Liberty lately because they told me I would be done in three years, and it’s already been three years this past June. I called back in June to make sure I was going to be finished. The representative then told me he needs to consult with his manager.

The representative at Liberty Debt Relief walked me through the process, and sent me the information for debt consolidation. I scrolled through and read the information. Then I got some emails telling me they forwarded the documents to a third party. It was kind of confusing for a while, but then they got me set up. The only thing that they did that I didn't like is a year after setting up the plan, they recalculated and told me that I need to pay 50% more than what they told me from before. They should have done that from the beginning.

I went online because my son and daughter in law and I had gotten in over our heads with credit cards. They had gone through one of these places to try to lower their bill. I chose Liberty because I looked at what everyone was saying and thought it was the best option, but I’m not sure about that now. We’re in the process of getting things straightened out.

I don’t remember exactly how I first heard about Liberty. Ethan was the guy I talked to through all of it. Every time I messaged him, he responded immediately. It was very good.

Liberty Debt Relief is a good company. They have provided enough information and have helped me a lot with my credit. They helped me with the amount that I have to pay each month. And supposedly, this coming September is my last payment. Their representative was also helpful. I didn’t have any problems getting all the information for them.

I thought Liberty Debt Relief could have been sending me more information ‘cause I am a senior citizen and I don’t deal with online information. I don’t like the fact that they can’t give me a report on paper. You think if you’re making payments, that they should be able to provide you with a hard copy in the mail.

They are very sweet when signing you up but don’t let that fool you. Only when signing up, they will return your call 100% of the time. They talk a big talk! I was unsure about signing up because I wasn’t really all that interested. They Sweet talked to me to go ahead and sign up and at any time I wanna cancel, I can get a FULL REFUND they ensured. Well I did sign up and then eventually I wanted to cancel (like I knew I was going to). When my change of mind occurred, They did not return my phone calls or call me back, NUMEROUS TIMES. Eventually it took my one pissed off self to finally talk to a supervisor because I would not hang up the phone and I held the line!

I had an excellent experience with Liberty Debt Relief. The customer service was very helpful.

I’m very satisfied with Liberty Debt Relief. I like the service, and everything’s been going well.

I had inquired about my balance and the payoff amount. I spoke with two people from Liberty already but have not received anything. They said they were gonna email it to me, but they never provided me anything.

Their payment plan definitely worked for me.

My experience with Liberty Debt Relief is good. Setting up the program was easy. I’m still making payments, but I should be close to being done.

I was making all my payments, but I was $400 short each month. So I enrolled with Liberty, and they walked me through everything including the consolidation. The process was easy. The staff explained a lot and gave me a helping hand when I needed it. They were very responsive. The program I have has helped me pay what I owe without drowning in interest. I feel good that I got everybody paid.

After the 2020 COVID killed my credit, I looked for somebody to help me and chose Liberty Debt Relief. My payments are taken out automatically every month. My last payment on everything is going to be in February. I'll be all done then, thank goodness, 'cause it was a lot. It took some time. I didn't really start seeing a big change in my score probably until around November of last year.

I heard about Liberty in an ad on the radio. The team has been very helpful with everything. Each one has been responsive and addressed my questions and concerns.

Liberty contacted me through email and made an offer. I called them back so we could work on that. The experience with their service was very good.

I phoned Liberty Debt Relief and the procedure I went through was easy. The gentleman explained to me what they do, and how they go about it. He explained everything to me in detail. It is probably something I could have done myself, but I did not have the time or the negotiating skills to take on myself, so that was why I agreed to do it with them. I gave them what I was in arrears on. Then they contacted the creditors and tried to negotiate on my behalf to pay less than what was owed. They handled all the paperwork.

I bought into a timeshare because I was expecting a promotion and then I got completely denied. And so, credit card debts just started piling up. I made all of my payments every month but the interest on the cards would accrue more than the payment. Even though I met my minimum payments, I was just increasing my debt. I was already considering filing bankruptcy. I tried to go to my bank about a debt consolidation and they weren’t willing to help me, which was not a great blow.

It's been almost five years when I was looking for debt relief programs. I called Liberty and I spoke with a woman who was very helpful at the time and decided to go with their program. The enrollment process went well. What got me a little annoyed was after I had enrolled and signed all the papers and they told me how much it was gonna be, they called me back and told me that after they settled everything, that I was gonna be short, and I needed to send them another $1,000.

I had some credit card debt that I was looking to consolidate and get paid off, and I chose to go through Liberty Debt Relief. The enrollment process was simple. A lady contacted me, explained how it works, went over the specifics, and let me know what I would be paying each month. I've been paying it off within the last couple of years, interest-free, and it's been relatively easy. Customer support has always been good to hop on a call and address any concerns I had and they’re easy to get a hold of, and reassuring, so I've been happy with it. I would say it's a good way to essentially consolidate debt, save money on credit card payments, and ultimately benefit your financial future.

I’ve been with the program for almost two years now. They leave enough money so I can take care of what I need, like car insurance and other bills. I would tell my family and friends to definitely get in touch with them. They really help and come through with everything.

Liberty keeps me from losing my house. My husband passed away five years ago and after he passed away, I was $15 short every month. I had more bills coming in than money coming in. I called them and they talked to me and they were really helpful. I understood what they said and it was a lifesaver. The consultants were very kind and they understood my problems.

Working with Liberty Debt Relief has been a blessing because it’s been hard to try to get everything done. It doesn’t really save me any money for negotiations that I probably would have saved if I had gone through the credit card company myself, but it did let me get a couple of my big monster bills taken care of and out of the way.

I had credit card debt. The program was for three years. Liberty handled the rest as far as talking to the credit card companies and what they would allow. It was pretty easy. The representative was quick about it, understood what I needed, and gave me options. I’m close to being done. It’s supposed to be completed by the end of this year. I feel very relieved.

Liberty’s reviews sounded real and honest while the other reviews were more staged. Liberty has been awesome to work with. I’ve been able to get relief, like there’s an end to all of my debts. They’ve been really good. They worked with my credit card company. Any time I had a question, they would answer it. It didn’t take them long to get back to me. They did pretty damn good.

I was getting ready to retire and I knew I would never be able to get out of debt. Liberty Debt Relief convinced me that their program is the right route to consolidate my loans. The enrollment process was easy, and I am now halfway through my program. I simply make a payment to them, and they help me with paying off all my bills and saving me all my money. If anyone has debt issues, go to Liberty because it’s hassle-free.

The enrollment process was easy at Liberty Debt Relief. Any time I needed them, I just called or asked questions. They text me information from time to time as to when a settlement was made, and they would ask me to okay it. That is how I basically tracked my debt. Their website was easy to use. I like their program, which relieved me of my debt. If I or anyone needs any relief, call Liberty.

Liberty’s consultant was very nice and informative but they waited till my debt went into collection before they settled them. I want to pay off one account all together and just have the last account, but I need more money they said. I do have extra money in there as I give them an extra 100 a month. I’m hoping to get out of the program sooner than later.

I was needing to consolidate some debts and take care of things. The representative I spoke with was very helpful, very nice, and got me set up. It has been a painless process with Liberty. It is about four years, and I’ll be done with it sometime next year. The cost was fair. So far, I’ve had a positive experience.

I’m in my third year with Liberty and I'll be done in December. Everything is going well. Every time I receive something, I have been responded to immediately. The only thing I had an issue with was when I had an emergency. We lost our mom and had financial obligations we had to take care of. That was a priority. I had a lot of pushback because of the program being set up, which I understood. They still took money out of the account in spite of my contacting them ahead of time and letting them know. That was the only time I had an issue with Liberty. That aside, I would recommend them.

The enrollment process with Liberty was easy. They got all my bills consolidated and I just pay a certain amount per month. My interactions with the consultants were easy too. They just tell me when they got to make a big deal with one. I'm not too much further into the program. But I felt comfortable with the process and I liked it. It's made my life easier. Now, I don't have so much bills coming out of my check at one time.

The Liberty Debt Relief program has gotten me very good deals. They've been very helpful. They’ve been in contact and have done well. I'm very happy that my debt is being relieved.

I received a letter from Liberty Debt Relief, did some research on them, and liked what I learned. The enrollment process was very easy. The program gave me a way to restructure my credit ordeals and get out of debt easier, and they have been keeping me updated when they reach contact with the credit card companies.

I was Googling a way to consolidate my debts, and Liberty Debt Relief was the first that popped up. I signed up, and within minutes they called me. The form asked what I needed or how much debt I had, so I filled out the form, then they called me within five minutes. That’s how I got the ball rolling.

I reached out to Liberty Debt Relief because of their good reputation. Signing up was simple and easy, and I never had to call them because they always stayed in touch with me. Every six months, they would update me on what’s being paid, how much, and they would ask for my permission to go ahead with negotiations with creditors. It took a while to get everything situated and paid off, but it worked out.

I reached out to Liberty Debt Relief because I had a bunch of credit card debt. They helped me consolidate everything and provided the support of a legal team.

I have financial burdens, and Liberty Debt Relief services helped me with speaking and sending letters to my creditors. It was easy. I actually started out with another company. But somehow my case got turned over to Liberty.

I had credit card debt, and Liberty Debt Relief helped with a debt consolidation, which started in 2022. Setting it up was easy. Most of it was over the phone. And there is another part where I could access the portal to check my account, and I could see all of my payments.

Liberty Debt Relief offered me a good plan to get everything started, and in the beginning, the program worked well. The payments were affordable and steady. However, as I got closer to the end of my cycle with them, it seemed like they were taking their time and dragging their feet on getting the stuff resolved. They were able to settle one of my smaller debts after I called them a couple of times about the lack of activity on my account. I currently have two debts remaining and am close to finishing the program.

Signing up with Liberty Debt Relief went really well. I was told something, though, that did not turn out to be true, so I haven't been very happy.

I enrolled in Liberty Debt Relief’s program over the phone. The customer support has been good. They initially gave me a specific amount to pay, then they came back after almost a year and raised my number which puts a little bit of a financial bind on you. This has not been the greatest thing as far as how much I had to pay. I asked to reduce the amount, but they said that there wasn’t enough funds. The program has overall satisfactorily impacted my life. When I look at it this way, I was paying almost all interest before, which was basically making me broke, and I really wasn’t going anywhere. But now the money is coming off, so I’m not losing anything and actually getting ahead.

I don’t hear any promising updates. I only get contact when the courts start getting involved. Liberty does not reach out when I have a question to ask. There is no one contact to call for advice. If I do get someone on the line, it’s a random person who doesn’t even have a clue on my situation.

My brother used National Debt Relief, and I saw how it worked for him. Then I spoke with a guy named Michael in California. We had a 25 to 30 minute conversation, and I felt comfortable with him. I’ve been happy with the experience ever since.

Liberty has been good so far. I’ve been with them for three years now. Enrollment was fairly simple. I talked to Henry. And he explained everything and went through that. We have good communication. They text me, call me whenever they need something.

Every time I call Liberty Debt Relief, they have an answer for any question I may have. Their program has been working for me. They're working on it. I’ve had a good experience with them so far.

I haven’t had any issues with Liberty Debt Relief. Signup was easy -- I did the first one I went with. The quality of the service has been fine, and the terms were fine. Obviously, I want to have shorter terms, but given the situation, that’s just how it has to be.

I was just looking online for someone who would help me get out of some debt that my ex-husband had helped me get into, which is why I enrolled in Liberty Debt Relief. The enrollment process was really easy. I called and spoke with Wyatt, who got me all set up and got all my information. The sign-up process probably took less than an hour.

Liberty Debt Relief was on Credit Karma, who sent me to a guy at Liberty. They took me from paying about $600-$700 a month down to about $300 now. I’m impressed at how much they contact me over settling the debt that I have. Everything is perfect as of right now.

I talked to a gentleman, and I appreciated everything he was saying. We’re listening, and I hadn’t thought about anyone else at that time, so I just went with Liberty Debt Relief. Getting signed up was easy.

Liberty Debt Relief seemed convenient, so I just did it. It was really simple and easy. I spoke with one of their representatives and gave them the information they needed. Everything from there has been very easy, and I haven't had an issue.

For the most part, Liberty Debt Relief has pretty much done everything they said they were gonna do. If I had any concerns, it would be how long it took them to get things done. Because, for example, they started with four accounts, and they were primarily working on two for the longest. And then on the other two, there was no work being done or no negotiations, or they weren't getting anywhere. And it was much better than what I would have been paying had I been paying everything, which I can't complain about.

Liberty Debt Relief’s customer service and program has been good. I had my debt consultant, but he left. I really hadn't had anybody. So I've just been calling if I needed to make changes or anything, and getting whoever answered the phone.

It’s almost like I got tricked into it. When I went with Liberty, I started paying them, stopped paying my credit cards, and the interest rate skyrocketed and the banks started calling me. I was late on payments and my credit score got hit. I was even sued by Macy’s. What he told me was that they would take over and all the credit cards would be closed. My credit may be hit, but they would be direct conversation with the banks, but it wasn't like that. It was a lot of default on payments and collection calls. And then it stopped and the cards were finally closed, but it’s been more than two years, and I still don’t know how much I need to pay to be debt-free, so that’s a little stressful. There was a time I was jobless, I wasn't making payments, and I had to pay Liberty more than $1,000 in fines. So being unemployed and then having to pay a fine to Liberty who’s supposed to be helping me get out of debt was quite heavy and it really hurt. But they do take care of the negotiations with my creditors, and I have to take some level of responsibility because it is my fault. But had they been honest at the start as I was going into it, I would have taken a different approach rather than default on payments on credit cards.

A friend referred me to Liberty Debt Relief. The enrollment experience was really good. However, when I was enrolling in the plan they gave me, the estimate was different, and the other thing was not fixed. Last month, they reconsidered my case and increased it by almost eight months up to a year, which was surprising to me.

I’m trying to get my credit together so that I can buy a house, but I need Liberty to do their services as they say. Enrolling was pretty easy, and I've been with Liberty Debt Relief for about four years now, but it’s not been a good experience. I have kicked them out about $8,000 over the years and I still have accounts that are not settled, even though when I came to Liberty, my total debt was only about $10,000. I still have all of those people on my credit who I didn’t even owe $8,000.

I'm going through a very tough situation, and I don't know how I'm gonna come out of all this because I have to pay off all of my debt. Liberty is patient, understands my situation, and helps me to pay my debts. The last time I didn’t even have enough, they adjusted my payments. If there are updates or any benefit, they call me and discuss them with me. So, I stayed with them.

It's been good. My husband had gone through Liberty. So, I just went through them also. I've been with them for three years. The enrollment process was easy. It's been an easier process than I thought it would be. Communication is open. I had to extend it a little bit, but they're getting done.

So far, I have a good experience with Liberty Debt Relief. I chose to go with them because they seemed pretty good. I got them on my phone.

A big chunk of my check was going on my payments left and right. Everything is out of control. I was overloaded, and I couldn’t keep up with the payments. I happened to see Liberty Debt Relief on my phone, and I decided to give them a try.

I was in a kind of a tight jam and I just went with Liberty Debt Relief. Enrolling was fine, and I actually talked to someone on the phone the entire time. It felt personal as much as it can be over the phone as opposed to enrolling in an automated program.

Jude was awesome. She got me into taking Liberty. I’ve been on the program for two years and it’s been going great. I really like them. They’re nice and they always answer my calls.

My experience with Liberty has been easy and good. Every time I need something or have some questions, there’s always somebody available. Since the program, everything has been working and it’s moving the right way.