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JG Wentworth Debt Relief Reviews

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Edited by: Jon Bortin

About JG Wentworth Debt Relief

JG Wentworth has been helping individuals overcome financial hardships for more than 30 years with a variety of financial solutions, including debt management. JG Wentworth Debt Relief’s services can help reduce or eliminate your unsecured debt in as little as 24 to 60 months. It negotiates with creditors on your behalf and may be able to settle your debt for significantly less than what you owe.

Visit www.jgwentworth.com/debt-relief
Pros
  • One monthly payment
  • Good credit not required
  • No upfront fees
Cons
  • Need at least $10,000 in high-interest, unsecured debt

JG Wentworth Debt Relief Reviews

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    2 featured reviews
    How do I know I can trust these reviews about JG Wentworth Debt Relief?
    • 4,945,450 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 10 Reviews 1130 - 1280
    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 27, 2021

    JG Wentworth is a bit too slow to find a way to consolidate with a card. It took almost one year, and I still have two more cards to consolidate. It has to be more detailed with that. Other than that, I like everything and customer service has been good.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Joanie, thank you for your feedback! Due to guidelines set by creditors, we are not always able to begin negotiations on accounts right away, which is why our programs typically last over 2 years. We thank you for your patience while we work to reach the best deal for you!

    Verified purchase
    Staff

    Reviewed Oct. 22, 2021

    Very caring and efficient when it comes to negotiating with creditors to eradicate debt. You have been polite and patient with those desperate to come from under their debt, and ready, willing, and able to recommend the fastest way to that goal.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi James! Thank you for sharing how much you enjoy our service - we're happy to be helping you reach your financial goals!

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 21, 2021

    JG Wentworth is a good experience, so far. The only problems encountered were times when I could NOT get the website to work... Therefore, I mostly handled things with phones calls. Everyone at JG Wentworth is very helpful, cheerful, and eager to make the experience as painless as possible.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Kimberly! We're thrilled everything is going so well - thank you for your feedback!

    Verified purchase

    Reviewed Oct. 21, 2021

    Overall satisfied, just wish the process to engage creditors and get approval did not take so long. Also, the lease will be up on my car in April and I am worried about my credit score and being able to get a car. I will have to have something to drive so this is scaring me.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Leigh, thank you for your feedback! Due to guidelines set by creditors, we are not always able to begin negotiations on all accounts right away - which is why most programs typically last 2-3 years. If you have any questions about the status of your accounts, please don't hesitate to reach out.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingLoan Process

    Reviewed Oct. 21, 2021

    Don't ever enroll in a debt settlement program. Your credit score tanks. I totalled my car 5 months after enrolling. I couldn't get a car loan because of late payments due to this program. When I called JG Wentworth to help me get a loan, I was told they don't offer loans. Negotiate with your creditors yourself.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Julie, thank you for your feedback. A customer service representative will be reaching out to discuss your concerns in more detail.

    Verified purchase
    Punctuality & SpeedBillingLoan Process

    Reviewed Oct. 21, 2021

    They told me I could qualify for a debt loan consolidation and it sounded like a good thing to do. They looked up all the credit cards that I was backed up on, not only mine, but my spouse as well, and we combined them all. They gave me one payment a month and it was something I could afford at the time. The program worked well. My total debt was 70,000 and I'm down to 6,000. I didn't think it was gonna go this fast, but it has been going so smoothly. I'm really grateful for that.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Christal! Thank you for sharing how much our program is helping you - we're thrilled to be working with you on your journey to a debt free future!

    Verified purchase
    Customer ServiceContract & TermsTechPunctuality & SpeedRefunds & PayoutsStaffBillingLoan ProcessRatesTransparencyHonesty & Transparency

    Reviewed Oct. 20, 2021

    Updated on 01/01/2023: J.G.Wentworth lied to me. I was told I had a 3 year repayment on my CC. I was told I would pay J.G. Wentworth every month for 3 years and all my debts would be paid off within 6 months, which did not happen. The truth is they had no intention of keeping the original contract. They made sure that all CC did not make a offer and then they offered me a loan at 27%, 8 months later, which I declined then I get sued by Discover Card. J.G. Wentworth called me back and offered another loan that I had to now get co-signed. I was forced to take the loan or go to court. I took the loan and that was 10 months ago and $2000 in interest. I would not recommend this to anyone. I am very disappointed and sorry I signed up with them. Fortunately I can pay off the loan in 3 months and can be rid of this.

    Original Review: I am hoping to have my debt taken care of soon. I honestly didn't think it would take this long. I am still waiting for a phone call to do a conference call with Synchrony Bank. I had 5 accounts with synchrony bank but only gave JGW 2 of them to work an agreement with, however, synchrony bank closed all my other accounts with them due to non payment of the 2 with JGW. That's okay. I really don't need all these Credit Cards. I signed up with JGW because I will be retiring soon and didn't want all the debt.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Linda! A customer service representative should have reached out to discuss your recent settlements - please feel free to reach out if you have any additional questions or concerns!

    Verified purchase
    Billing

    Reviewed Oct. 18, 2021

    It has been great so far, but if we could pay less a month it would be great. It has really been putting a crunch on our funds for monthly bills and all of the things that are needed to live on. Hopefully we can keep up and keep our bills paid.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Billy! We're glad everything is going so well - please feel free to give us a call if you have any questions about your monthly payment or program.

    Verified purchase
    Punctuality & SpeedStaffHonesty & Transparency

    Reviewed Oct. 15, 2021

    Too many to describe. We are unhappy with the fees. They were not fully honest about. Upset with talking with one of your agents. Not completely happy with this program. Now too far in and too many late fees tacked on now.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Margaret, thank you for your feedback. A representative will be reaching out to discuss your concerns in more detail.

    Verified purchase
    Customer ServiceContract & TermsBillingCommunication

    Reviewed Oct. 15, 2021

    JG Wentworth keeps me informed on what’s going on with my account. I also like that I can go into my account and see for myself what is going on. There was one thing that concerned me, I received an email from one of the creditors stating my payment had not been received so the payment agreement was voided out.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Shirley! Thank you for sharing your experience working with the JG Wentworth team - please give us a call so we can discuss this concern in more detail.

    Verified purchase
    Customer ServiceStaffTransparencyHonesty & Transparency

    Reviewed Oct. 15, 2021

    Updated on 10/24/2021: Some of my funds are missing! I called JGW! I spoke with a representative! She BLATANTLY LIED, and said that she couldn’t explain it, and she would look into it, and she would DEFINITELY CALL ME BACK! Nevertheless, I HAVEN’T HEARD ANYTHING FROM JGW! THIS HAS BEEN ALMOST 3 WEEKS!!!

    Original Review: I see one thing in my account, but when I spoke to An agent she told me a totally different amount! She Blatantly lied, and said she would call me back as soon as she found the answer, but of course she never called me back and no one else can explain it! I want to know is where is my money!

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Elaine, thank you for your feedback. A client services representative will be reaching out to you to discuss this situation in more detail.

    Verified purchase
    Staff

    Reviewed Oct. 15, 2021

    I have been kept informed very well and when I did have a question the representative was very helpful. The settlement have been extremely helpful for me. I appreciate all the help. Thank you so much. Job well done reps.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Diane! We're glad you enjoy working with the JG Wentworth team so much - please don't hesitate to reach out whenever you have any questions about your program!

    Verified purchase
    Staff

    Reviewed Oct. 9, 2021

    Everyone has made this experience a very easy transitions to my Debt Relief. I cannot be more happy that I chose JG Wentworth to help me with this matter. From Start to finish every person that I have talked to have been very Kind and helpful. Any questions have been answered by professionals that know what they are doing. Thanks.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Kevin! We're thrilled everything is going so smoothly - we're happy to be working with you to achieve your financial goals!

    Verified purchase
    Customer ServicePriceStaffBilling

    Reviewed Oct. 8, 2021

    The reps have been awesome. They’ve been on the ball. But what I don’t like about the program is when we originally started talking to JG Wentworth, we were talking to them about my wife's debt. They talked me into pooling mine in, which was a bad idea. And from that point, they asked us not to pay any of the bills, which were all on time. So, eight months down the road, we saw that the money that we owed originally is the money that we were still paying overall for the debt. They are doing what they told us that they would do as far as settling the accounts. But because I follow everything, we really don’t save. Because we pay them, then we pay our extra fees plus the original debt. And we come out the same as what we were before.

    Maybe we didn’t understand how it would go. And I shouldn’t have let them talk me into putting my debt in with my wife’s. Because both of us were in where we couldn't buy enough of anything for a while. So, it is not that we needed to buy anything. It was just I was trying to concentrate on my wife's $30,000 worth of cards that she had. So, there were no problems before, keeping up with our debts. It was just that they weren’t getting paid off. It’s a learning experience for me. And I have kids, so I wouldn’t let them go through that again. But as far as the customer service there, whether they have been males or females, they’ve been on the point. They reached out to us a lot and called us when they were supposed to.

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    Verified purchase

    Reviewed Oct. 7, 2021

    JG Wentworth tells me things and then sometimes they're not the way they tell you they are. But pretty much, it's all right. I enjoy working with them and it's taken some stress off.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Cameron! Thank you for sharing your experience - please feel free to reach out if you ever have any questions or concerns regarding your program.

    Verified purchase
    Customer ServicePriceEase of Use

    Reviewed Oct. 6, 2021

    They were easy to work with when I called and it worked for what I was trying to do. So far, the service has been great. They're always touching base. The online thing is very easy to use. The cost is definitely reasonable. If someone was in the situation I was in and JG Wentworth is something they needed to do, then it's a great company to work with.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Melissa! We're thrilled you're so pleased with your program - thank you for sharing and thank you for choosing JG Wentworth!

    Verified purchase
    Customer ServiceContract & TermsStaffTransparency

    Reviewed Oct. 5, 2021

    They were very straightforward and upfront when I asked questions. They told me how they make their money, which was my concern because I was afraid it could be predatory lending. Also, I had account reps I could call. I had them by name and I could call and ask for them. That was helpful. The communication was really great and the onboarding was really easy and effective. There's a digital platform that has transparency that you can log in and control and add content to. And they were really direct upfront with how it would work. Even as individuals, you need to default on something before you can get any agreements and that is the one thing about this that you need to know going into this, which they were very clear with me.

    They took over the interaction with my creditors. I use their address and their phone number so most of the calls go to them, which is really convenient. They were also very clear that my credit score is going to drop and they said that it's going to take a certain amount of time. But now my credit score is way over what it was. I've increased my credit score by like 120 points in less than 11 months. It's a great program as long as it's on the up and up. They were super helpful and they were nice.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Cody! It's wonderful to hear how much our program is helping you - we look forward to continue working with you on your journey to financial freedom!

    Verified purchase
    Staff

    Reviewed Oct. 5, 2021

    I am very satisfied with the progress of your debt settlement program. I am getting more and more optimistic about being debt-free. My questions were answered in a timely manner your staff was very knowledgeable and always ready to help. Looking forward to continuing working with you to accomplish my goal.

    Thanks for your vote!
    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Timothy! We're glad you feel so comfortable working with us to achieve your financial goals - we're happy to helping you on your journey to a debt free future!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 4, 2021

    Very pleasant to talk to all of the representatives. All are very informative and knowledgeable and very courteous. Quick to respond or reply to any questions or any FAQ issues. Was able to resolve the issues in a timely manners.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Henry! We're glad you enjoy our service so much - please don't hesitate to reach out if you ever have any additional questions!

    Verified purchase
    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Oct. 2, 2021

    JG Wentworth's program sounded pretty awesome and I've heard of them for some of the other things that they do. So, I decided to give them a call and with them, it didn't matter who I talked to, whether it was via chat, by email, through the portal, or if they called me, everyone was always so nice. But on the portal, I couldn't associate where my money completely went because their fees weren't on there. When I talked to a rep and said I had more money than what was reflected on the portal, I was told that they took out one of their fees. It made sense after she said that but she said that they didn't have it listed on the portal and she even agreed it would be good to have it on there.

    Other than that, all of my debts that I had put through them got settled and they were really great. When I added a debt and decided I didn't want certain cards to go through, they said they could easily remove them and that it wasn't a big deal. It was awesome and it made a big difference. It put a lot of relief where I didn't have to worry about the bills. I've never been late on a payment but when we started, they told me to stop paying my bills. They said I had to have things go to that certain point where my creditors were willing to negotiate for the settlement and that made sense because if I keep paying, they're never going to let me settle. And I understood that process after they talked to me about it a little bit more.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Carissa! We're glad to hear you have had a such a positive experience working with the JG Wentworth team - please don't hesitate to reach out whenever you have any questions about your program or the client portal. We're always happy to help!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 1, 2021

    Everyone has been so knowledgeable and friendly. The team I have dealt with have been quick to respond to any questions and they have given many options to help with my consolidation. I would recommend JG Wentworth to anyone needed help with getting debt paid off.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Karen! We're glad you enjoy working with the JG Wentworth team to achieve your financial goals - thank you for sharing!

    Verified purchase
    StaffBilling

    Reviewed Sept. 30, 2021

    I have missed work and now gave 9000.00 in medical bills to pay as well. So your help has been so appreciated in getting new terms with these other companies. I know have to deal with the medical as well... Thank you...

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Grace! We're happy our program is helping you through such a difficult time - thank you for sharing!

    Verified purchase

    Reviewed Sept. 30, 2021

    Very disappointed right now. Been 10 months. You have not settled with a lot of my creditors. Getting threatening letters from attorneys. Very nervous about all this and have had no contact from you. Thank you.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Bettieann, thank you for your feedback. Please be on the lookout for further communication from us regarding this matter.

    Verified purchase
    Punctuality & SpeedStaffTransparency

    Reviewed Sept. 27, 2021

    Very thorough, transparent and very prompt in updating you regarding your account. Would definitely recommend to a friend or family member going thru same or similar situation. Great customer support. Always available to answer any or all of your questions.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Jess! We're glad everything is going so well - we're happy to be helping you on your journey to financial freedom!

    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 27, 2021

    All I can say is very good service and communication. All my concerns are being handled very well. Thanks to the staff specially to Lucy, Eric and all who have been very accommodating and helpful in all questions and concerns I have.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Christy! We're thrilled you are so pleased with your service from Lucy, Eric and the rest of the JG Wentworth team - thank you for sharing!

    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 23, 2021

    Not happy at all, didn't know my credit score would go below 300. I can't finance a stick of gum.... Wish I could go back and not stated this, creditors have sold my accounts to lawyers to come after me for the balance that is owed now with late fees and extra money to pay these lawyers. Not good at all!!!!

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Lisa, thank you for your feedback. A customer service representative will be reaching out shortly to discuss your concerns in greater detail.

    Verified purchase
    Customer ServicePunctuality & SpeedBilling

    Reviewed Sept. 22, 2021

    Not as happy as I thought I would be. When I did reach out, there was no callback. When I asked for more negotiations, I was ignored. I had to skip one payment when my car broke down and was told I need to make extra payments instead of rely on that missed payment being added to the back end. This company does not reach out to touch base with their clients, but they are quick to make sure they get their cut. Even after writing reviews for their survey, they still don't reach out.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Elizabeth, thank you for your feedback. A customer service representative will be reaching out to address your concerns in more detail.

    Verified purchase
    TechTransparency

    Reviewed Sept. 20, 2021

    Have had nothing but a great experience since contracting for the service. Really like the monthly updates. Would like to see any attempts to contact those debts not already agreed to a settlement and what's currently pending settlement. Plus as part of the program should have some way the debts can be updated to reflect work happening through the credit report. Some accounts still have no change in 9 months.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Kenneth! Thank you for sharing how you're pleased you are with your program - if you ever have any questions about the progress of your accounts, please feel free to reach out.

    Verified purchase
    Staff

    Reviewed Sept. 20, 2021

    So far I have been very happy with the plan and the progress. It does take a little more time than I would like. We are down to 3 accounts to settle. Doing this was a hard decision for myself and wife but seeing that we had no way of continuing on the path we were on we reached out for help before we lost everything. It's still a struggle but this has an end date.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Michael! We're happy to hear your program is going so well - if you ever have any questions or concerns, please don't hesitate to reach out.

    Verified purchase
    Customer Service

    Reviewed Sept. 18, 2021

    JG Wentworth gave me better customer service than the other companies. Working with them was very satisfying and very good. Customer service, to me, is very important. They gave me good customer service and they answered my questions, so I would definitely recommend it.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Alberto! We're thrilled you are so pleased with our service - we're happy to be helping you on your journey to financial freedom!

    Verified purchase
    StaffBilling

    Reviewed Sept. 17, 2021

    I needed to consolidate and the payment plan that JG Wentworth gave me worked very well. They were usually very helpful and working with them definitely met my end goal.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Constance! We're glad everything is going so well - thank you for sharing!

    Verified purchase
    Customer ServiceLoan Process

    Reviewed Sept. 15, 2021

    One of the reasons, I chose JG Wentworth was the option provide for a loan through partner New Credit America. I applied for the loan when the email notification was received and was subsequently denied. I was dishearten by the process, I did not speak to anyone with New Credit America regarding the qualifications, loan amount or even the process. A representation called to inquire on my residence and I was told someone would contact me. The next communication was a denial email. If I am going through the program with JG Wentworth, it is a given that my credit score is less than desirable. Now I have an inquiry on my report that could have been avoided.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Karen, thank you for your feedback. Please be on the lookout for further communication from us on this issue.

    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 10, 2021

    I wish I would have never signed up with JG Wentworth. I could have settled these accounts by myself for a lot less $ than paying JGW to basically do nothing. The only thing JG Wentworth does is to pay themselves as quickly as they can. Should have paid JGW a % of settled amount not as a % of total debt. I cannot recommend their services to anyone.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Mark, thank you for your feedback. A representative will be reaching out shortly to discuss your concerns in greatly detail.

    Verified purchase

    Reviewed Sept. 9, 2021

    This has been a life saver and has eased stress for me. Your program is designed in a way that I feel safe that there are checks and balances. I have shared my experience with friends. A couple have said they would use JGW if/when they decide they need to go this route with their finances.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Bonnie! Thank you for sharing how much you enjoy our program - we're thrilled we could help relieve some of your stress!

    Verified purchase
    Staff

    Reviewed Sept. 6, 2021

    I am so relaxed knowing this company has done everything for me, with creditors they took on for me, they said they would do. I know each person on staff has worked very hard to get me debt free. It is a comforting feeling knowing JG WENTWORTH continues to work hard with my creditors. Thank you to the entire team!

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Terrisue! We're thrilled the JG Wentworth team has been able to help relieve your stress so much - thank you for sharing!

    Verified purchase
    StaffHonesty & Transparency

    Reviewed Sept. 3, 2021

    I had been considering debt consolidation for a while when I first found out about JG Wentworth. I was skeptical at first, but I contacted them anyhow and I am glad I did. They were friendly and reassuring from the start. More importantly, they were able to negotiate settlements to help me get out of debt and back in control of my finances. Their services have been honest and reliable and I would recommend them to others considering this option.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Lori! We're thrilled to hear how comfortable you feel working with us on your journey to a debt free future - thank you for sharing!

    Verified purchase
    Customer Service

    Reviewed Sept. 3, 2021

    JG Wentworth sent me something in the mail and I spoke to a gentleman. I felt confident in them and I went with them and they did their job. When people do their job, that makes me happy. I started about a year ago and I got about maybe a year and a half left with them. Their customer service is fabulous. They're very sweet and good people. They've talked down quite a bit of the stuff that I had in debt-wise and worked it out. Certain companies are a little more difficult than others, but in the end, I'm paying it off and getting it done. JG did the best that they could for me.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Heidi! It's wonderful to hear how much our program is helping you - we're thrilled to be working with you on your journey to a debt free future!

    Verified purchase
    PriceStaff

    Reviewed Sept. 2, 2021

    JGWentworth have been super amazing. After a messy divorce they have helped me get on financial track with affordable solutions. The advisors have empathy and a non-judgemental approach which I really appreciate. My credit score went up by 68 points last month which is amazing. Awesome! Highly recommend!

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Debbie! It's wonderful to hear how much our program has helped you - we're thrilled to be working with you to achieve your financial goals!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 30, 2021

    Everything about the whole experience has been 5-plus stars. I like their prompt responses, communication and empathy. I've seen almost half my debt get settled. It's been pretty much seamless with the exception of one, but how that got handled with the difficult one has been great. It's kind of relieved a lot of stress off of me. I would have other people choose JG Wentworth because of the experience. They explain everything beforehand and they answer all your questions. So, you are not left in the dark.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Wendy! Thank you for sharing how much you enjoy working with the JG Wentworth team - we're happy to be helping you on your journey to a debt free future!

    Verified purchase
    CoverageMaintenanceStaff

    Reviewed Aug. 26, 2021

    Excellent, Lucy is very informative, answers all questions and gives good advice. I am grateful that your firm has taken me in to help me revise my credit. I had gotten into trouble times and I would like to fix my credit and I am on my way. Everyone is pleasant and helpful. Thank you.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Debra! We're glad you enjoy working with Lucy and the rest of the JG Wentworth team so much - we're happy to be helping you on your journey to financial freedom!

    Verified purchase
    Transparency

    Reviewed Aug. 26, 2021

    You have been very accurate in what you told me you would do, you inform me along the way what you are doing to keep my accounts on track. You answer any and all questions I have and my account is always up to date.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Cynthia! We're thrilled you're so pleased with our service - thank you for sharing!

    Verified purchase
    Don increased rating by 1 star.
    After a positive interaction with JG Wentworth Debt Relief, Don increased their star rating.

    Original Review: Aug. 26, 2021

    I thought it would go faster. That's all I have to say. So, good morning, hope you have a nice weekend, and week after, and for the month of September, and October, and November, and December Then in 2022, I hope it starts out great, for each and every month, and my deal is completed as soon as possible. I need to get my credit back up.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Don, thank you for your feedback. Please be on the lookout for further communication from us on this matter.

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    Customer Service

    Reviewed Aug. 23, 2021

    I didn't think it would take this long to settle, I'm still getting call from the main creditor, I wish I would have done this on My own, my credit is crap, I was in a position, to look for somewhere to live and the credit looked so bad, please work on that. So my credit score can start getting better.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Debrah, thank you for your feedback. Please be on the lookout for further communication from us regarding this matter.

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    Customer ServiceStaffBilling

    Reviewed Aug. 20, 2021

    You guys have always been there when I needed help and explained what is going on. When the credit cards threatened me with legal proceedings you called them right away. No matter how upset I was you were so kind and patient with me.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Sharon! We're glad you are enjoying our service so much - please don't hesitate to reach anytime you have questions or concerns regarding your program!

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    Billing

    Reviewed Aug. 19, 2021

    If not for being in the J.G. Wentworth debt relief program, I'm not sure what my financial future would look like. Before coming to J.G. Wentworth I was drowning in credit card debt. Now I can see a light at the end of the tunnel and it's not an oncoming train. Thank you J.G. Wentworth and the debt settlement team who have made my tomorrow truly a lovely day.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi John! Thank you for sharing how much our program is helping you - we look forward to continue working with you on your journey to financial freedom!

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    Staff

    Reviewed Aug. 19, 2021

    I am very happy about your process. You guys are doing a great job!!! You are helping me with my financial issue big time. I am very grateful. I will definitely recommend to all my friends. Thank you so much for your help!!

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Keyeriya! It's wonderful to hear how much our program is helping you - thank you for sharing!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 19, 2021

    I am very happy with the debt settlement program at JG Wentworth. I only have two more accounts to be settled. The staff has always made themselves available to me throughout this process. I appreciate their customer service and support. Things have moved very quickly. Thank you!

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Joseph! We're happy to hear our program has helped you so much - thank you for sharing!

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    Staff

    Reviewed Aug. 19, 2021

    Courteous and Professional individuals who do everything to help you get out of debt. Patient with you and will negotiate with your creditors to get the best possible solution. They have helped me to save a little more each week and I'm able to take care of what I need.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Keeno! We're thrilled you are enjoying our service so much - thank you for sharing!

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    Customer ServicePriceStaff

    Reviewed Aug. 18, 2021

    I got an email about JG via email and in the mail. I didn't open the envelope all of October and November 2020 and then December is when I opened it and I was so thankful for doing that. I guess God was managing and arranging things in my favor. I called in and it was a whirlwind of greatness that ensued. My first representative who started the process Christopher B. was truly an angel, he broke down everything step by step. Now, Lucy K. my current representative who is along with me in this journey is phenomenal! She has been through up and down with me and has been resilient, goes above and beyond and deserves several raises along with Chris B. JG, I pray you guys continue to do great work with everyone who comes to you all and please keep the team you have currently happy. They're so worth the recognition and the praise, please pour into them and provide them with nothing but raises! :)

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Tamika! Thank you for sharing how much our program has helped you - we are thrilled to be working with you on your journey to financial freedom!

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    Customer Service

    Reviewed Aug. 15, 2021

    JG Wentworth was really good to answer questions, but I don't hear from them anymore. It was really good at first. They'd email, text or call me. I got a letter on one of my debts that said they were going to sue me for it. I texted JG and messaged them and tried to call them and ask them what was going on, but they never answered back. They were supposed to settle the two debts. And the third one, I haven't heard anything on it. But the first one they settled was whom I got the letter from that said it wasn't getting paid.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Myrtle, thank you for your feedback. A representative will be reaching out to discuss in more detail.

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    CoveragePriceStaff

    Reviewed Aug. 14, 2021

    The agents have been very professional in handling my settlements. I believe that through their negotiations, I have been able to comfortably pay off debtors and repair my credit. Although it will take a little time to achieve this goal, it will be well worth it. I highly recommend this group!

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Greg! We're happy to hear how much our program is helping you - thank you for sharing!

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    StaffBilling

    Reviewed Aug. 12, 2021

    Although promised that all my settlements would begin within 3 to 6 months of program start date, I am now 8 months in to making payments and I still have multiple outstanding accounts with no settlement negotiation at all. I have reached out, uploaded my own documents, made extra payments, voluntarily negotiated my term with JG Wentworth to make HIGHER payments to end the program sooner. Still no negotiations on JG Wentworth's part.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Barbara, thank you for your feedback. Please be on the lookout for further communication from us regarding this matter.

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    Contract & Terms

    Reviewed Aug. 11, 2021

    Every item that was described in the original agreement, has been carried out to the letter. J.G. Wentworth has truly come to my financial rescue. I could have only dreamed of the day where I could actually see through my entanglement in a never ending financial debt. I know now that better debt-free days are just ahead.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Kamyar! We're thrilled to hear how much your program is helping you - we look forward to continue working with you on your journey to a debt free future!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 11, 2021

    I have had nothing but great help and customer service, with prompt replies, since signing up with JG Wentworth. The online portal is a great tool to use to watch debt being paid off, I would recommend them to anyone!

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Elizabeth! We're thrilled you enjoy our service so much - thank you for sharing!

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    Staff

    Reviewed Aug. 11, 2021

    The guy that explained the program to me was straight to the point and I figured I’d give JG Wentworth a try. Everything is going pretty much as planned. I’d told some friends that JG Wentworth is taking care of me and my debts are getting done a lot faster than I could on my own.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Alforeso! Thank you for sharing your experience working with JG Wentworth - we're happy to be helping you on your journey to financial freedom!

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    Customer ServiceStaffLoan Process

    Reviewed Aug. 10, 2021

    Called to check on the status of my account and how many of my loans. The representative explained the status of my account clearly and professionally. Also, the representative explained how to log on to my account and view my account status.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Robert! We're glad your representative helped you so much - thanks for sharing!

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    Reviewed Aug. 7, 2021

    We were swimming in debt, not only did we get our creditors settled, But we are able to consolidate everything saving thousands of dollars. We will soon be debt free! We have highly recommended this to our family and friends.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Brian! It's wonderful to hear how much your program is helping - we're happy to be working with you on your journey to a debt free future!

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    CoverageStaff

    Reviewed Aug. 6, 2021

    Very helpful in debt. They solve my problem. I would recommend them to anybody who is in trouble regarding their finances. Thank you for all your help to people like us. I will definitely recommend you to all my family and friends who are in need of help like me. You are very reliable and helpful. Thank you for fixing my credit.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Ligaya! We're thrilled to hear how much our program has helped you - thank you for sharing!

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    Sales & MarketingPunctuality & SpeedStaffBillingRates

    Reviewed Aug. 6, 2021

    Contact your company was the very worst financial decisions I ever made in my life. I had never had a late payment and after hiring your company you just decided to quit making my payments, let the late fees and interest add up for about six months and then get it knocked down so it look like you helped. All your company has done for me is destroy my credit. You all are liars and scam artists. I would not recommend JG Wentworth to my worst enemy.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Brandon, thank you for your feedback. Negotiation guidelines are set by each creditor, so we are not always able to immediately begin negotiating on all accounts. Due to the delinquency period required by creditors before negotiations can begin, there is an initial impact to your credit score. However, the goal is that will be temporary and begin to repair itself once settlements have been made and you maintain good credit habits outside of the program.

    While the goal of our program is to help clients eliminate their debt as quickly and affordably as possible, we understand this program may not be a fit for everyone.

    We wish you the best in your future financial endeavors.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 5, 2021

    Was happy with the guidelines discussion. Did not realize the tax impact debt settlement would have. Also wish the loan option would be further into the process. Would like to have waited on that option. Has not helped my credit score any, however.

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    Customer ServiceStaff

    Reviewed Aug. 5, 2021

    Initially, the company seemed to be happy to help me get rid of debt, but I think those people quit and were replaced with robots. Two of the four debts in my program companies were settled, but my credit is in the toilet with no hope in sight. The other two companies apparently don't want to work with me on my debt amount, and that's where it ends. What do I do now? I don't get calls from JG Wentworth representatives any more - they were replaced by machinery - only half my debt is settled, my credit is ruined for years to come, so what do I do now? Why should I keep paying the $500 to JG Wentworth each month when my credit is already screwed up? I would be better off if I had just defaulted on all four debts because my credit would be no worse and there would at least be money in my bank account. : (

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Jason - thank you so much for your message and sharing your experience with us. A client services representative will be reaching out to you shortly to learn more and address your questions and concerns.

    Verified purchase

    Reviewed Aug. 5, 2021

    I am happy with the service so far, except for the fact that it takes so so long to go through the process. I wish it could be done faster. I would be willing to consider paying a little bit more per month if we could move it along faster.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Colleen! We're glad everything is going well so far. Increasing your monthly payments could result in sooner negotiations with creditors and lead to completing your program ahead of schedule - we encourage you to reach out to our Client Services Team for more information if you would like to adjust your payment amount!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 4, 2021

    They have helped me out tremendously. Please give them a chance. They have helped me consolidate almost 50% of my debt so far. Can't wait till I'm 100%. Thank you for all that you do. This has been a very easy process.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Lena! We're thrilled to hear you're so pleased with your program - thank you for sharing!

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    Punctuality & SpeedStaffCommunication

    Reviewed Aug. 4, 2021

    They're very diligent in explaining everything and keeping me informed. Can't wait for 2023 and the ability to say once again I am debt free. Health issues caused me to incur debt after many years of none. JG had a great option for me. Instead of 20 years I have 3.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Marie! It's wonderful to hear how much our program is helping you - thank you for sharing!

    Verified purchase
    Staff

    Reviewed Aug. 4, 2021

    JG Wentworth has been amazing at helping my husband and I get out from under a mountain of debt. This process will allow us to start over and be more responsible with our spending. This has also been a great teaching moment for my boys so that they learn to be responsible with revolving credit.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Barbie! We're thrilled to hear how much our program is helping you and your husband so much and are excited to be working with you both on your journey to a debt free future!

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    BillingRates

    Reviewed Aug. 3, 2021

    When I signed on I was NEVER told that you would be taking 25% of my payments. I would not have signed on with such a high rate if I had known. Now I’m stuck with seemingly unending payments that get me no closer to paying these debts off than if I had done it on my own. VERY DISAPPOINTED. Will never recommend.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Wanda - thank you so much for your message and sharing your experience with us. We understand a client services representative reached out on Friday to address your concerns. Please give us a call back so we can discuss in more detail.

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    Customer ServiceStaff

    Reviewed Aug. 2, 2021

    It's ok. But just ok. Whenever I got somebody I felt comfortable talking with, someone else would call even when I requested a particular person. Don't care that someone else is in the same department. Hard to build a rapport with someone when you keep getting switched around.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Rick, thank you for your feedback. Each of our representatives has access to all information necessary to assist you with any concern or question you may have. Limiting to one designated representative may result in longer response times than if we were to direct you to the next available representative.

    However, we have placed a note in your account to direct you to a specific representative when you call. Her name is Madison L. You may request to speak with her or any of our other trained specialists.

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    Rates

    Reviewed Aug. 1, 2021

    I was hoping that my accounts would be settled sooner. Interest keeps going up and I still have unsettled accounts. The longer it takes the more interest is added! This means that that is money I am not saving. I hope my team will truly get on this and get all my accounts settled. It would be very much appreciated! Thanks, Terri

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Terri, thank you for your feedback! Our timeline and strategy for negotiating with your accounts is designed to get you the best settlements possible and out of debt faster. Some creditors may also have time requirements before they will agree to work with us - please feel free to reach out with questions for more details.

    In the meantime, we will reach out to our negotiations team to check on the progress of your next settlement.

    Verified purchase

    Reviewed July 30, 2021

    What they tell you and what they actually do are very different! The hit you take on your credit score is greater than they tell you and the timeline is nowhere near what they tell you also! Avoid this place if you can!

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Joseph - thank you so much for your message and sharing your experience with us. A client services representative representative will be reaching out at some point today with an update on your conversation on Friday.

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    Transparency

    Reviewed July 29, 2021

    I have had a very good experience with my debt settlement process. Lucy and her counterparts have kept me up to date with any status changes or any delays in the negotiation process. My wife and I have seen decreased credit scores as expected. Since some of the accounts are now being paid or scores started going up slowly.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Anthony! We're glad everything is going well - please feel free to call if you ever have any questions or concerns regarding your program!

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    Customer ServicePunctuality & SpeedBilling

    Reviewed July 27, 2021

    Everything is great, getting credit card account settle fast. Customer service is great. Everything is great so far, hope to pay monthly payment on time and get this all close. Customer service always following up with. They are great. They are fast to response and answer my question fast. Talking to creditor and getting settle fast.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Aklakur! It's wonderful to hear how much you enjoy our service - thank you for sharing!

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    Staff

    Reviewed July 27, 2021

    The program is a little out of my comfort zone, but I'm getting used to it. The reps have all been very nice. JG Wentworth will work with you and try to find the best options for you. They don't get you in a pickle where you can't get out of it.

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    Staff

    Reviewed July 24, 2021

    Things have been moving along great and we are very satisfied with the service we have been getting. We are one quarter of the way out of debt. We appreciate everything our team is doing for us. We would recommend J.G. to anyone who needs help with debt relief.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Rod and Jodi! We're so thrilled you're enjoying working with the JG Wentworth team and look forward to continuing to help you on your journey to a debt free future!

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    Customer ServiceStaffHonesty & Transparency

    Reviewed July 22, 2021

    When I called you guys, you were straightforward with how and what you do to help people like myself in the situation that I am in. Very honest and upfront with how your system works and it works very well!! I appreciate you guys completely and I am stoked to have you on my side to help me with my finances. Thank you soo much!

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Doug! We're thrilled to hear how happy you are with both our service and program - thank you for sharing!

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    Customer ServicePunctuality & Speed

    Reviewed July 22, 2021

    The only thing I wish is that creditors didn't take so long to settle. After 8 months in, we are still waiting on more than half of the creditors to settle the accounts. Our phones were ringing morning noon and night from aggressive creditors calling us trying to convince us to settle personally. Maybe JGW needs to be a bit more "convincing"?

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Jacqueline, thank you for your feedback! Our timeline and strategy for negotiating with your account is designed to get you the best settlements possible and out of debt faster. Some creditors may also have time requirements before they will agree to work with us - please feel free to reach out with questions for more details.

    In the meantime, we will reach out to our negotiations team to check on the progress of your next settlement.

    Verified purchase
    Customer ServiceStaffRates

    Reviewed July 21, 2021

    J.G. Wentworth has been a great help to me with my consolidation. While we are still working on some of my creditors most of the accounts have been settled. Most of the phone calls and letters have stopped and my credit rating is slowly rebounding. J G. Wentworth is really good. The associates are kind, hard working, and helpful. Thank you all.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Lorraine! Thank you for sharing how much JG Wentworth has helped you - we're happy to be working wiht you on your journey to financial freedom!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed July 21, 2021

    I'm happy with the program. Working with them has been very helpful because it's a lot of stress that I am taking out of me. I found a support. Also, they have been giving me information every time that there is any movement in the account. When I call customer service, they answer very fast, and I get solved. With any question that I have on any issues that arise, I can call them and they are there for me.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Nancy! We're so happy we were able to help relieve your stress - thank you for sharing!

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    Loan Process

    Reviewed July 17, 2021

    Our experience has been great. I never thought we would be this close to getting where we need to be. Your team has been spot on so far. Hopefully I will be approved for the loan we applied for so we can hopefully get this done even sooner. Mraw

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Joseph! We're thrilled you're so pleased with our service - thank you for sharing and good luck with the loan application!

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    Refunds & PayoutsStaffLoan Process

    Reviewed July 16, 2021

    When I went to apply for a consolidation loan, I was offered the chance to work with the financial office and was helped tremendously! They offered so many options and guidance on how I can work on paying my debts off without loading more debt on me. I would definitely recommend their services to anyone!

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Karena! We're thrilled to hear how much the JG Wentworth team has helped you - thank you for sharing!

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    Staff

    Reviewed July 16, 2021

    Did everything they said they would. Work with me on the smallest details that are important me. Am amazed at the progress. If you can commit to what is needed, they will do all of the rest. Have worked with at least 5 different people, all are equally helpful and accurate. It’s like lots of people all totally connected and all with the same mindset. Work with you in the beginning processes more frequently until they know you are comfortable. Then, always available anytime you have a question or need anything.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Melissa! Thank you for sharing how much you enjoy working with the JG Wentworth team - we're always here to help, so please don't hesitate to reach out if you ever have any questions!

    Verified purchase

    Reviewed July 15, 2021

    I like JG Wentworth. Also New Credit America New Credit America is a great company. When I did get with JG Wentworth they transferred me to the New Credit America account and now They are taking it out of my account..

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Cheryl! We're thrilled you enjoyed working with us - and we're glad everything is going so well with your loan! Thank you for sharing!

    Verified purchase
    StaffLoan ProcessFollow-Through

    Reviewed July 15, 2021

    They worked with us very well, and done what they said they would do. They were forward with how the process would go, and helped us find a loan company that would work with us as well. I would highly recommend them.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi David! We're thrilled you were so happy with you service - we wish you all the best with your financial future! Thank you for choosing JG Wentworth!

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    StaffBillingTransparency

    Reviewed July 15, 2021

    Very helpful and everyone I've spoken with has been friendly and willing to work with me on payments and updated information. They get back to you in a timely manner. Appreciated they take in answering questions. They treat you as a person and make you feel comfortable. I would definitely recommend them to anyone. Also the time frame in my situation won't take long to pay off my debt,.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Deb! We're glad you're enjoying working with the JG Wentworth team - please feel free to reach out if you have any additional questions!

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    Customer Service

    Reviewed July 14, 2021

    JG Wentworth reached out in just enough time and they're always there and at the end of the phone call when I need them. I was in a territory I'm very unfamiliar with and they held my hand. It’s taking a year, but they stepped me out of the hole.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Calvin! It's wonderful to hear how much our program is helping you - thank you for sharing!

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    Punctuality & SpeedStaff

    Reviewed July 14, 2021

    The representatives have been very polite, helpful and respectful to our needs and have settled quite a few of our debts fairly quick. They have been pretty easy to get in touch with or have gotten back to us quickly.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Michael! We're happy to hear you've enjoyed working with the JG Wentworth team - thank you for sharing!

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    Customer ServiceStaff

    Reviewed July 9, 2021

    The JG Wentworth team takes time to listen to the customer and their concerns. The team offers advice and were available at a moment's notice. I received some mail from a creditor, uploaded a scan of the documents then sent a text. I got a response within a hour or so. Excellent experience.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Stuart! We're thrilled you are so pleased with our service - thank you for sharing!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 7, 2021

    I was getting overwhelmed with how much debt I had. I knew it would be tough to pay on my own. I was giving so much money monthly and it was only the minimum on most so it was like never ending. I was super skeptical about going into a debt relief program not really knowing what to expect. From the first call we had I found it very informative and everything was explained and answered clearly. The client portal is super easy to log into and upload documents when needed. Also all my information is in one place and clear to see it all. Happy to finally be able to have some debt relief and we've already settled some and I can't wait to be done with debt! Thanks to J.G. Wentworth.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Melissa! It's wonderful to hear how much our program is helping you - we're thrilled to be working with you on your journey to a debt free future!

    Verified purchase
    Customer ServiceContract & TermsPriceRefunds & PayoutsStaffBillingHonesty & Transparency

    Reviewed July 7, 2021

    It wasn’t thoroughly explained to be as while I was utilizing the program, how bad it was going to be affecting my credit, and the information wasn’t accurate. Also, not all of the operators knew exactly what they were talking about. When I had questions, it seemed as if they wanna tell you the right thing just to get you off the phone, but it wasn’t being explained honestly. The way that they explained the process to be was that it comes to an agreement with the accounts that they have on hand and that account get a portion of the payment. Then the bank fees and everything get a portion of the payment that they charge to the customer. Then the customer will have to pay for JG Wentworth's services which comes out of the payment as well. The only good thing that I see out of that is that it puts a time span on how long it’s going to take to pay them off.

    The accurate time on how down your credit would be until the program is very helpful to you. But it wasn’t what I expected to be. JG Wentworth doesn’t reach out to the credit bureau to let them know that the accounts that they have on hand are in repair status. So, by not reaching out to the credit companies, it affects the person that has the program on the account. JG Wentworth should contact the respective bureaus to let them know that the accounts are in a situation to where it’s being repaired and that the customer doesn’t get penalized or hit for trying to better themselves by having their account taken care of.

    When I came into the system, my credit score was about 15 points away from 700, and while I’ve been in the program, it’s dropped at least 124. Since then, I’ve been working on trying to get it back up. I had to fight to get back to where I was at. That’s where I had my biggest concern is if I wanted to go get something else, credit-wise, I'd have trouble getting it. But JG Wentworth helped me in shortening the time spent on the account down. For instance, if it was gonna take me four to five years to pay the account off, JG Wentworth has shortened the time in half.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 6, 2021

    Everything that I had available, they were able to help me settle and put my mind at ease with some things and answer all my questions. So it's been good with them. I like their customer support. Whenever I reach out, they're able to respond quickly.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Michael! We're thrilled everything has gone so smoothly - thank you for sharing!

    Verified purchase

    Reviewed July 3, 2021

    I have been with this program for over a year now and you all still haven’t negotiated with one of my creditors. I pay faithfully twice a month and getting nowhere. Still no peace of mind and I’m very disappointed.

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    Response from JG Wentworth Debt Relief

    Hi Felicia, thank you for your feedback. Please be on the lookout for further communication from us regarding this matter.

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    Customer ServicePunctuality & Speed

    Reviewed July 1, 2021

    I am pleased with the work they have done. I have 5 of 7 accounts settled now and look for the last two to be done soon. They said it would take some time so I trusted them and waited to hear from them. They did not disappoint!

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Joni! We're thrilled your program is helping you so much - thank you for sharing!

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    Customer ServicePunctuality & SpeedStaffBillingTransparency

    Reviewed July 1, 2021

    Updated on 09/10/2022: I have one year left on this three-year plan to resolve my debt, but only 28 percent of my debt is gone. I have enough money to take care of a collection debt but still nothing. At the end of three years, I will have enough to pay off everything in the savings in total. So, in reality, doing this debt relief was a waste of time.

    Original Review: I'm waiting for a follow up on more debt relief. Initially, I was told that I would be able to do a consolidation through one of J.G. Wentworth's partners for my credit card debt, but I have heard nothing. I was told in 6 months all this would happen but no one has contacted me about anything. Plus, the one derogatory mark on my credit is still there and that was the one that was supposed to come off first.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Thank you for your feedback - please be on the lookout for further communications from us.

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    Customer ServicePunctuality & Speed

    Reviewed July 1, 2021

    Overall the debt is shrinking but all the small ones is worked on quickly. The big ones I’m getting sued on. So it’s a toss up and sometimes you might get a quick answer from support or you’ll won’t hear from them for like 3 days later.

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    Response from JG Wentworth Debt Relief

    Hi Mike, thank you for your message. Feedback like yours only helps to improve our service - please feel free to reach out with any and all questions or concerns regarding your program.

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    Customer ServiceStaff

    Reviewed July 1, 2021

    The program saves me about 100 bucks a month, so that puts $100 back in my pocket, which helps a little bit. Then, the creditors are being satisfied, so that's the most important thing, without damaging my credit too much. If I have a question, I can call customer support, and they usually answer it.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Robert! We're thrilled our program is helping you out - thanks for sharing!

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    Customer ServiceStaff

    Reviewed June 30, 2021

    Consolidating my debt and having my credit go down due to not paying has been super difficult. But, the team at JG Wentworth have been very helpful and help to ease my mind. They are always professional and courteous any time I have called with a concern or help.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Heather! We're glad you're pleased with our service so far - please don't hesitate to reach out whenever you have a question or concern regarding your program!

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    Reviewed June 29, 2021

    JG Wentworth has been on point. If you need their service, they're pretty good. It's a name that's known as opposed to some other debt relief that I don't particularly know.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Lillian! We're thrilled you're so pleased with our service - thank you for sharing!

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    PriceBilling

    Reviewed June 24, 2021

    Overall I’m pleased so far. But I didn’t realize that the fee that JG Wentworth gets for my debt settlement is at minimum 25% of the settled amount. I fear that I might end up owing more just based on the fees charged thus far. I probably would not recommend this program to anyone else. It forces you to stop payment for up to 6 months, and by the time the debt is settled, thousands more in fees have been added on. I think that needs to be planned more thoroughly in the future.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Chris, thank you for your feedback. We apologize for any confusion our fees have caused - our fee is taken into consideration when creating your program and is built into your monthly program. Please reach out to our Customer Service Team so they can explain how your savings and fees work in more detail.

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    Customer ServiceStaff

    Reviewed June 18, 2021

    My experience with JG Wentworth has been great. They really work on your behalf in getting the best settlements. The communication aspect has been great. They have been very nice and helpful during this process. I highly recommend them if you need assistance with your financial circumstances.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Valerie! We're thrilled you enjoy working with us so much - thanks for sharing!

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    Customer ServiceStaff

    Reviewed June 18, 2021

    Great company to work with, easy to understand, great to talk to. J.G. Wentworth is one of those companies you can trust with your finances. Thank you!!!! It is also easy to upload documents when they need them. And great communication.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Mark! It's wonderful to hear how well everything is going - thank you for sharing!

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    Customer ServiceStaffBillingCommunication

    Reviewed June 16, 2021

    I am currently a customer with J.G. Wentworth. I am using their services for consolidation of some credit cards. I was not sure if I should consolidate, but after speaking with someone, I felt like it was the best thing for me to do at that time. They are friendly, courteous, and easy to talk to. After discussing my financial situation with them, I felt like this was the best option for me. They keep me informed what is going on with my account and I can always call with questions and concerns. So I am very pleased with the service and would recommend them.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Deborah! We're happy to hear how much you enjoy working with us on your journey to financial freedom - thanks for sharing!

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    Billing

    Reviewed June 16, 2021

    JG Wentworth is good in some ways but terrible in others. Customer support's okay. However, they never tell you that you will stop paying your bills even when you were paying them before. Now, all of a sudden, you don't pay any of them and your credit goes in a complete tank for a year and a half. It completely tied my hands so I couldn't refinance 'cause my score was too low. Also, the biggest of the three accounts that I've been paying on was the one that they didn't touch. So after a year, Wells Fargo decided to sue me in court. It was up to me to negotiate with them after they sued me.

    JG Wentworth tells me then that they couldn't settle that one because I don't have enough time and money in the program. Well, what do you think's going to happen after a year if it's a $15,000 account? They're going to come after me. That's what they did. It's just deception. If they don't tell you what to expect or what exactly is gonna happen, then you find out the hard way when you're already knee-deep in it and you can't do anything. I would highly recommend almost virtually no one doing it.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Richard - thank you for you feedback. Please look in your email inbox for additional communication from us

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    Tech

    Reviewed June 9, 2021

    The contract on the length of time it takes to settle is a little long, but other than that, it's good. I had nine accounts, and we already paid off two big ones. The second one will be cleared on the 10th of this month, and then we're working on two more. I'm satisfied.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Rhonda! We're thrilled everything is going well - thank you for sharing and congratulations on your settlements!

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    Staff

    Reviewed June 3, 2021

    It's been wonderful. My only regret was not including everything. They have been amazing on their end. I would recommend it. It's very helpful and lowers my stress. When I have questions they always help. My suggestion is to not be shy about what to include and just take care of it.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Laura! It's wonderful to hear how much our program is helping you on your journey to financial freedom - thank you for sharing!

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    Customer Service

    Reviewed May 26, 2021

    These folks have the whole process nailed down. When I first took it on, I was worried about the consequences. Your credit score takes a dive, but for a good reason. You get it all sorted out. They're doing everything that they can to get you out of a situation and I don't think there's anything that could be done any better. From my point of view though, because I am hard of hearing and I hate talking on the phone, I would have preferred to be able to have somebody to meet in person. However, I didn't express that to them, so that's not their fault.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Kathryn! We're glad everything is going well so far - please let us know if you ever have any questions or concerns about the progress of your program!

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    StaffBilling

    Reviewed May 15, 2021

    The system's working a lot faster than I thought it would on the credit card deals and we didn't expect that. JG Wentworth has been very concerned on how things are affecting my family financially with the covid situation. It's not like a business deal, it's more like a friend or a family member helping kinda situation. I tell anybody that is asking that's the place to go 'cause they care and take the extra mile to get you.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Edward! We're glad you feel so comfortable working with the JG Wentworth team - thank you for sharing!

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    Reviewed May 14, 2021

    I’m am super stoked to be working with JG Wentworth. The experience has been somewhat challenging but the outcome has been more than just. The entire team has been great. I can only say things have already turned for the better in only 9 months. Keep up the great work. A resolution will be achieved.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Darrell! We're thrilled to hear how much your program is helping you on your journey to financial freedom - thank you for sharing!

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    Staff

    Reviewed May 14, 2021

    The team at JG Wentworth are excellent hardworking individuals who consolidated my debt. They explained everything from beginning to end. They work hard for you to get the best deal available. You can depend on JG Wentworth to keep you informed about every account before you sign anything.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Allan! We're thrilled the JG Wentworth team is helping you so much - thank you for sharing!

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    Customer ServiceStaff

    Reviewed May 5, 2021

    I was a little hesitant at first but once the rep explained everything, I felt very comfortable with it. I'm extremely happy and pleased with the way everything is going. I don't have to worry so much about all my other creditors calling.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Oscar! We're thrilled you feel so comfortable working with us - thank you for sharing!

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    Customer ServiceTechPriceStaffBillingRates

    Reviewed May 1, 2021

    I looked at a couple of debt consolidation programs and a lot of them require money upfront. Wentworth's fees are a little high but they don't collect the fee until there's actually a settlement offer. Every settlement offer that I get shows me exactly what their fee is gonna be and it's 25% of the actual debt and not the settlement. That gave me a little concern but because of the amount of debt I had and the plan that Wentworth outlined, all of my debt would be paid off by August of 2022 which was something that I could do.

    If I decide tomorrow that I wanted to terminate, I'd still have to pay Wentworth. But when you're in debt, you already feel like you're in a position where you don't have a lot of choices because you're struggling to pay the bills. The other thing was realizing that at that point, I was in no position to make more than the minimum payments. Some of my debts would take me 15 years to pay off if I'm just making the minimum and the interest would be accumulating. Wentworth's two-and-a-half-year timeline in comparison to 15 or 20 years was really not a bad thing and the timeline was reasonable.

    I did the program in 2020. We're already in the fifth month of 2021 and I have about a year and three months left. I'm having to squeeze a little bit now. Even though I didn't lose my job with the COVID situation, things are much more expensive. I already live in a community that's very expensive. Right now, Wentworth is taking out over $800 which is a lot of money. But that has an end. I realized that if I could just save half of that every month, I would be in much better shape moving forward.

    Wentworth's customer service is very good. In the beginning, they really worked with me to get everything set up. After we got everything in place, I had a review with somebody. I had a problem with the portal and their response time was excellent. They send me notifications through email. They text it to me too, which is helpful. They would send me the contract through email which I can download.

    Recently, they sent me an offer. Settlement amounts are usually reduced amounts because you're already in collections and you're making an offer. The offer I got was not a reduced amount and I called Wentworth right away. When I pointed this out to them, right away they said that was not right and they got me the correct offer.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Eva, we're glad our program is going to get you out of debt so quickly! If you ever have any questions or concerns about your program, please don't hesitate to reach out - we're always here to help!

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    Customer ServicePunctuality & Speed

    Reviewed April 30, 2021

    I was in a different program. JG Wentworth called me and they had better offers so I decided to go with them. Customer service was very prompt. Within a couple of months, I saw my debts getting settled. I get a text and I can accept the offer right there so it makes the process easier. There are some that sometimes I have to sign something on my email. So far, JG Wentworth has already gotten a good number of my accounts settled so it's been great.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Crystal! We're thrilled our program is helping you so much - thank you for sharing and congratulations on your settlements!

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    StaffBillingRates

    Reviewed April 23, 2021

    We set up a monthly payment with JG Wentworth and the process was very well explained. Their reps were informative and very knowledgeable about what they were going to do for me and how it was going to go about it. At this point, they've helped us with a lot less stress as far as reducing the debt and not having to pay that interest.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Christine! We're thrilled you're so pleased with the service from our representatives - we're always here to help if you ever have any questions or concerns about your program!

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    Customer ServiceStaff

    Reviewed April 22, 2021

    Some of JG Wentworth's competitors have retained law firms which provide some legal protections and there might be an additional service they might want to look into. Other than that, my experience with them has been professional and satisfactory. I've had minimal interactions with them and after the initial call, I've had emails only. But so far, we've made three settlements and one lender outstanding.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Thomas! Thank you for your feedback - we're glad everything is going so smoothly!

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    Staff

    Reviewed April 21, 2021

    The reps at JG Wentworth Debt Relief were always good and concerning. They got back to us and they’ve all been really great to work with. They started settling our debts after about three months and today, there had been $300 Wentworth debits out of the account.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Kelly! We're happy to hear everything is going so well - thank you for sharing!

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    Billing

    Reviewed April 20, 2021

    I'm still in the program and JG Wentworth has been great in working with me on my payment plan.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Lois! We're glad everything is going so well - thanks for sharing!

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    Customer ServicePunctuality & SpeedOnline & AppStaff

    Reviewed April 16, 2021

    I had looked into Lexington Law and almost did that one. Then, they were like, Yeah, well, if something happens legally – oh, well.” So, I was like, “Yeah, well, no, thanks.” JG Wentworth was a little more comforting and they respond quickly enough. Their website is very informative and I use it to make sure I understand what's happening and what I'm doing. So far, I've settled on four accounts. Two others are in negotiations and two haven't been looked at yet. Things are going well and I'm getting out of the hole. They settle on good amounts and save me some money.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Johnathan! We're happy to hear how pleased you are with our service - thank you for sharing!

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    Refunds & PayoutsStaff

    Reviewed April 14, 2021

    It was a great opportunity for JG to handle my situation. They kept me informed of all business. And was concerned about my well being. They kept me financially stable being to care for house whole things while paying my debt off.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Dwight! We're thrilled you enjoy working with us on your journey to a stronger financial future - thank you for sharing!

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    Refunds & PayoutsStaffBilling

    Reviewed April 4, 2021

    They were very, very good to make the program budget-wise for me, as well as taking care of my creditors. Everyone that I've talked with was very supportive. If I have any issues, they're there to help me work through it. They have been in contact with me constantly, letting me know every step and what's going to happen. They have the online client portal, where I can get on and I can look at what's going on. I see when my creditors are being paid and when my money is going into the account. Nothing happens without me knowing it. Since working with JG, I'm able to pay my bills and live without so much stress and worry.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Cynthia! We're thrilled our program is helping ease your stress so much - thank you for sharing!

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    Customer ServiceStaff

    Reviewed April 3, 2021

    The reps from JG Wentworth has answered every time I called and they’ve answered every question I’ve needed. They were super easy to get back with and I didn't have to call and leave messages for them to call me back. They've explained to me real thoroughly how the process works and it has worked exactly as they said.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Donald! We're thrilled you're so pleased with our service - thank you for sharing!

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    Customer ServiceStaff

    Reviewed April 2, 2021

    JG Wentworth needs to improve their client portal. Something else that might be convenient is the ability of not just having a client center to call but also the possibility of maybe having a dedicated email address and having representatives that are dedicated to receiving my emails. It goes to a single person who knows where everything's at.

    It would also be cool, even as a temporary thing around the client portal website, to have the ability to email documents that need to get uploaded there. Because a lot of times, I have a busy life and I don't have time to try to log in, even if the portal was easier. It would be easier to attach documents to an email, send it in and say that I got this letter from so and so. But I appreciated the friendliness every time I called in. You call a lot of places and it's either an automated system or they're using a lot of scripts. Also, I had absolutely no idea who the other company I was with. JG Wentworth gave more of the feel of I was with somebody who has brand recognition.

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    Customer ServiceSales & MarketingStaff

    Reviewed April 1, 2021

    JG Wentworth has been doing all the work and all I do is call them when the creditor sends me a letter that they took it to a lawyer. I talked to Evan, the rep, and he took me through the whole thing. He kept calling me and letting me know, and how to do it and how to answer back to them in a nice manner as well as how to avoid. It was good and all the guys after that called me too. The whole team has been helping me out so I like that. JG Wentworth helped me solve my problems and it was easy. I’d recommend to any of my friends if they ever get into a jam.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Jesus! We're thrilled you're enjoying working with Evan and the rest of the JG Wentworth team - please don't hesitate to reach out if you ever have any questions or concerns regarding your program!

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    Customer ServiceOnline & AppRefunds & PayoutsStaffBillingLoan ProcessTransparency

    Reviewed March 23, 2021

    I was initially going through a different company for a couple months and JG Wentworth's selling point was they offered a lot more benefits. They're straightforward with you and if you show them that you're responsible, you're eligible to have the remainder of the debt resolved with something like a personal loan. After six months into the program, I could qualify for them to go ahead and settle the rest of the debt. They pay it off, and then I just continue to pay them off. That's a huge benefit and and something I could take advantage of. It takes a load of stress off my shoulders and gives that peace of mind too.

    I'm satisfied with where I'm at in the program so far. I get plenty of emails, and the website is user-friendly, straightforward, transparent. They're good at answering my questions or returning my calls. They've already settled two accounts. Things are going well and it's a good possibility I'd be completely settled by the end of this year with things changing for the better. My wife is working now and I plan on doubling or tripling down on payments soon. I feel confident about the program and my situation. My only regret is that I didn't go to JG Wentworth initially. I wish I knew about them a lot sooner. If I ran across a friend or if my son was in similar situation, that would definitely be my number one choice and recommendation.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Deshaun, congratulations on reaching your first two settlements! We're thrilled you're so pleased with our service and that our program is helping you so much. Thank you for your feedback - we look forward to continuing to help you on your journey to a more financially stable future!

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    Punctuality & SpeedStaffBilling

    Reviewed March 19, 2021

    The piling bills, increasing debt plus, with this COVID thing, it slowed down at work, layoffs, made me seek out the service from JG Wentworth. Dealing with their rep was pretty good and very informative, for the most part.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Aubrey! We're glad everything is going well - we're here to help if you ever have any questions or concerns regarding your program!

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBillingLoan ProcessRatesTimeliness

    Reviewed March 12, 2021

    I received a sort of a generic offer for a loan from JG Wentworth. I replied and they said it wouldn't be a personal loan, it would be a debt consolidation. They were going to take all my credit card debts. It wasn't originally what I thought but they said, "We can help reduce the amount of debt that you have if you're interested in hearing about that." We went over that and it sounded like I could assign any of my debts to them and they would get in touch with those companies and try to negotiate some sort of a low payoff. An outstanding loan with one company for about $10,000 was reduced to $1,600. It was kind of calculated on how much I owed ultimately and I'm paying for that with each paycheck I get. They take out a couple hundred dollars that goes into some sort of an escrow account. As that builds up, they can call and offer to another credit card. It's going to take some time for these others to get paid off but early on, I enjoyed some success.

    I talked to one person on that initial call and they had a second guy follow up the next day. He went through a very lengthy phone call which was a lot more than I was prepared but he was very thorough. They've also got a little website that I can log into and see all the different accounts that they're handling for me and the status of those things. I had called and talked to two or three different people, and they all seem nice enough. One thing they did say they could do was they could get some of these harassing phone calls turned off. I probably get 15 calls every day from one particular account that I have. Their advice to me was don't engage in them because they'll indicate that that account is still active, and we want to pursue it and work it down through their means. They did say that they could get calls like that blocked but I don't think I've had any success with that.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Steven! We're glad to hear how our program is helping you - thanks for sharing! We're always here for you if you ever have any questions or concerns regarding your program. Please feel free to contact us at 800-715-9501.

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    Sales & MarketingPunctuality & Speed

    Reviewed March 11, 2021

    I never saw any bad things from JG Wentworth during my negotiation with them. They are very good people. I'm very satisfied, but I feel that I'm still in the same level before I did the setup. The process is moving very slow. It should be quicker than that. My score is down and I still owe the money. I'm still getting monthly statements with no discounts too.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Thank you for taking the time to share your feedback with us!

    The debt settlement program is designed to help individuals get their unsecured debt under control. Our goal is to help clients lower and payoff their debt with the hope that they will ultimately see a significant improvement to their financial profile.

    We understand how it may feel like you’re not making a dent in your debt fast enough, but you are on a good path. It’s also important to view this program as a structured monthly budget. Our negotiations team is given a small window of time by your creditors to pay off the agreed settlement balance. While that happens, your monthly payments help build back up your Dedicated Savings Account (DSA) to be able to support the next settlement.

    Whenever able, we encourage clients to make additional payments or increase the amount of your monthly deposits. These additional funds help your DSA grow faster and may allow negotiations with creditors to begin sooner than expected. If this is something you may be interested in please contact our Client Services team at 800-715-9501.

    Again, thank you for your feedback. Please know that we are dedicated to providing the best possible service throughout the entirety of your journey with JG Wentworth. Email dsreviews@jgwentworth.com at any time to let us know how we can continue to improve your experience.

    Best,

    JG Wentworth

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    Punctuality & SpeedStaff

    Reviewed March 10, 2021

    JG Wentworth had good reviews, which was why I followed them. The reps were pleasant. They said that the program was going to take roughly three years depending on how quickly I pay off the debt. At this point, we’re working on it but some stuff has been clarified already.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Krystal! We're happy you've enjoyed our service so far - we're always to help if you have any questions or concerns about your program!

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    Billing

    Reviewed March 9, 2021

    My decision to go with J.G. Wentworth has been the best decision I've made in a long time. I am getting my finances together and better able to budget my money. I am paying off credit card debts and my credit score is improving after six months.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Vanessa! We're thrilled you are so happy working with us - we look forward to continue helping you reach your financial goals!

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    Customer Service

    Reviewed March 9, 2021

    The service has been good and I'm very happy with everybody. We've paid off two cards which were the low ones in 6 months. I've got 2 more to complete in another year to year and a half. I wish it was quicker. They also keep telling me to call the credit bureau but I wish they would do that.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Melinda, thanks for your feedback! It's wonderful to hear you've already reached your first two settlements.

    We understand it may feel like you’re not making a dent in your debt fast enough, so we encourage clients to make additional payments or increase the amount of your monthly deposits whenever possible. These additional funds help your DSA grow faster and may allow negotiations with creditors to begin sooner than expected! If this is something you may be interested in please contact our Client Services team at 800-715-9501.

    Again, thank you for your feedback. We look forward to continuing to help you through this journey!

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    Customer ServicePricePunctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed March 8, 2021

    My ex-husband was trying to take from me some property that I had (some gold jewelry that I acquired when I was married to him). Not only did I have lawyer fees to pay, but I had a surgery that had come up and I had to pay that off too. My credit card bill kept getting worse and worse. I realized I was making payments on my credit card, but my interest was 29%. It was so high that every month that I was trying to pay off wasn’t doing anything. We had also recently moved to another house, so I had a credit card open for furniture. I was getting behind on all my payments and I was looking for a personal loan to pay that off.

    Initially, I was contacted by somebody from JG Wentworth and they were super helpful and explained everything to me. It wasn’t the best option for me, but at that time, it was the only option that I was being given. This was after I contacted a few other loan companies. I went ahead and the person on the other line was very knowledgeable. We were talking about it for an hour and a half and all he did was answer all my questions and concerns. I'm normally the type of person that if I don’t have all the answers, I won’t go for it and he helped me out, talked to me, and made sure that I knew what was going on. I trusted him.

    I'm not disappointed, but I don’t like the fact that my credit score went so low. Also, when I call and I get the recording. I can’t speak to anybody and then, I have to wait for their callback. There was a moment where I played phone tag for two days before I finally got a chance to speak with a representative. Other than that, it was fine. Even the representatives reached out to me on my cell phone and they texted me, which was great. That works easier for me, sometimes. All in all, everybody at JG Wentworth has been cooperative. I've never had a problem talking to any of the associates. If I wanted to add more money to my account, they were more than helpful. We’ve already paid off two major credit cards quickly and and I have one more left. They’ve been very helpful throughout the whole process.

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    Staff

    Reviewed Feb. 25, 2021

    Enrolling in the program with JG Wentworth went smoothly. There have been a few debts handled as of now. It has been an excellent service and getting out of debt is the biggest benefit.

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    Response from JG Wentworth Debt Relief

    Hi Christopher! It's wonderful to hear how much our program is helping you - we're excited to be helping you on your journey to a debt free future!

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    Customer ServiceTechSales & MarketingStaffBillingRates

    Reviewed Feb. 24, 2021

    I made the decision to become debt-free this year so I started doing some research and Googling, and JG Wentworth was the one that came back with the best customer support and service. They had the best ratings I could find and they didn't seem like a scam. I like that they have a customer portal where I can keep track of my documents and what they're doing. That's also a plus. I have my own login and I can go into my account. It's very cut and dry. It's all tabs, which is what I could possibly need.

    The only thing I wish is that I could do an online chat with them since I'm at work and I don't have time to talk to them during the day. But most of that is due to privacy issues. It's not their fault. It's the credit card companies or the financial institutions they're dealing with. JG Wentworth took a little too long to negotiate but all my account records were in good standing when I reached out to them. Other than that, they were responsive, easy to work with and very polite. I've had no issues so far.

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    Customer ServiceRefunds & Payouts

    Reviewed Feb. 23, 2021

    The customer service at JG Wentworth is good but it has taken too much time for them to pay my debt. In the beginning, it was 40 days till they would start paying and after that, it was four months before they would start paying. Then, after that, it was a lot of things that they haven’t started paying yet. They paid three debts but as for the rest, they haven’t paid anything yet. They should contact me more times but I haven’t heard anything about the situation.

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    Response from JG Wentworth Debt Relief

    Thank you for taking the time to share your feedback with us!

    The debt settlement program is designed to help individuals get their unsecured debt under control. Our goal is to help clients lower and payoff their debt with the hope that they will ultimately see a significant improvement to their financial profile.

    We understand how it may feel like you’re not making a dent in your debt fast enough, but you are on a good path. It’s also important to view this program as a structured monthly budget. Our negotiations team is given a small window of time by your creditors to pay off the agreed settlement balance. While that happens, your monthly payments help build back up your Dedicated Savings Account (DSA) to be able to support the next settlement.

    Whenever able, we encourage clients to make additional payments or increase the amount of your monthly deposits. These additional funds help your DSA grow faster and may allow negotiations with creditors to begin sooner than expected. If this is something you may be interested in please contact our Client Services team at 800-715-9501.

    Again, thank you for your feedback. Please know that we are dedicated to providing the best possible service throughout the entirety of your journey with JG Wentworth. Email dsreviews@jgwentworth.com at any time to let us know how we can continue to improve your experience.

    Best,

    JG Wentworth

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Feb. 14, 2021

    I was looking to consolidate my credit cards. I was going through a divorce, and everything was pretty hard for me. But none of these companies were as customer-oriented and clear like JG Wentworth was. The application process was good. Talking to their rep gave me some comfort, a little bit of security, and confidence. Their representatives gave me that trustworthy feeling. They were very helpful. It made everything so easy.

    The customer support has been excellent. One of the things that I like and feel comfortable was the fact that I can text someone and I will get a text back in minutes. If I send one 8 o'clock in the morning, I know I'm going to get a reply in an hour or two. That has been very important for me. I have an issue and I text. Five minutes later, I'm receiving a text back and saying, “Okay, we took care of it.” They have been very supportive and on top of things too. The assistance has been wonderful. Everything has gone so smoothly. I will recommend them.

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    Response from JG Wentworth Debt Relief

    Hi Spencer! We're so happy to hear how comfortable you feel working with the JG Wentworth team - we're always here for you whenever you have a question or concern regarding your program!

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    Reviewed Feb. 13, 2021

    I reached out to J.G. Wentworth a year ago to get some credit stuff fixed. The program has been going for nine months now and it has been pretty good. The quality of their service is good. I'd tell my friends and it'd be a good idea to go with J.G. Wentworth.

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    Response from JG Wentworth Debt Relief

    Hi Tyler! We're happy to hear everything is going so well with your program - we're looking forward to continuing to help you on your journey to a debt free future!

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    BillingLoan Process

    Reviewed Feb. 12, 2021

    I received a letter in the mail from JG Wentworth, which stated that they would give me a loan. I tried to get the loan but I wasn't approved for it. But the gentleman told me that there was another thing that he could see if I was qualified for. He told me that I was qualified and then he explained to me what it was. It sounded good and I gave it a shot. It was a program where they would pay off my bills that I hold on my credit cards. They told me after paying off all the stuff, my credit score would be back to where it was. The gentleman also told me to not take out a lot of cards back after getting my score back, and just take one card. He was letting me know the real deal.

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    Response from JG Wentworth Debt Relief

    Hi Leroy! We're happy your representative was able to help you find the right path for you - thank you for sharing!

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    Refunds & PayoutsStaffBillingTransparency

    Reviewed Feb. 11, 2021

    There was a change in my income last year and I fell behind on my credit cards. I needed to consolidate my credit cards so I reached out to J.G. Wentworth. My credit cards were about nine and they paid off one. Lately, I haven't gotten any kind of update yet and I haven't had time to reach out. But whenever I've reached out to them, it has been good. J.G. Wentworth helps to get your credit in line the right way.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 10, 2021

    We should have shopped around more ‘cause with the way things are going with J.G. Wentworth, it's really not helping us any. I thought the process was gonna be a little bit quicker. But right now, we're waiting on somebody that they've referred. It also looks like things are going to go into default and everything else a lot quicker. Sometimes, their customer support has been difficult to deal with. On the last phone call I received, the rep wasn't of much help. She was trying to add stuff and I told her no. So I'm just hoping that our experience gets better.

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    PriceStaffBilling

    Reviewed Jan. 29, 2021

    JG Wentworth is really responsive and they are getting my account settled. The main goal is to get my debt paid down so the more money I kick out, the quicker they’ll get settled. But one of my last payments with them was $779 and I didn't think it was correct. So I need to get in touch with them about it. Other than that, they’re doing what they need to do and so far, so good.

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    StaffHonesty & Transparency

    Reviewed Jan. 28, 2021

    I was looking for a finance company to help me out with all the debt that I have. I spoke with some different companies and I decided to go with JG Wentworth because when I spoke with the first person, I liked the way he explained everything to me. He was very honest, not like the other companies. The program is working pretty good. They've already settled four accounts. I like the way they settle the accounts. It's been very helpful for me. I'm blessed right now because they're doing a great job. They should keep doing their good work in helping people. I'm happy with what they're doing for me right now, so far.

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    Customer ServiceContract & TermsStaffCommunication

    Reviewed Jan. 23, 2021

    JG Wentworth likes to get a hold of me when they want something from me. But when I try to get a hold of them, I don't have much luck. They settled one of my accounts and I've been trying to get into the website to get the agreement to sign it but I can't get in. I can't get through their customer service number nor through to the person that texts or calls me all the time. So, I'm a little discouraged by the lack of communication there. This is my first settlement offer out of three that we’re pursuing. It's kind of aggravating, I’m not real happy with not knowing what’s going on with that. This has been going on for a couple of weeks now.

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    Customer ServiceStaffBillingRates

    Reviewed Jan. 16, 2021

    If you're already in absolute disaster and nobody's doing anything for you, maybe J.G. Wentworth Debt Relief could help. I had done debt consolidation with another company but they tried to give me a 30% interest rate and it was ridiculous because it was higher than my credit card was. The average now for credit cards is 18 to 26 but still, I never had a 26%. J.G. Wentworth gave me a better deal, so I went with them and transferred my account over. I initially wanted to deal with them for debt consolidation but they said no. So, I had to go with a different company, but then all of a sudden, it was okay. It's only been a few months and so far, things are doing fine. I knew that my credit report was going to take a major hit, so it's in the crapper. But hopefully, it will repair itself. From what they told me, it should have started making some ticks upward by now, and it hasn't.

    But overall, my experience with them has been good. I haven't heard from anybody in the last two or three months and I don't know if I was supposed to. But the money’s being withdrawn from my account and it looks like it's paying off the other account. The other account’s not happy, but tough luck. Other than that, it looks like the program is working. I was disappointed that we couldn't roll over some of the other debts that I was hoping to consolidate, but it is what it is. As far as anyone is legally allowed to, their service has met my needs. I went from an 800-point credit score, down to a 500. And it has been some tough times. All in all, if you have good credit, they're there for you. But if you have bad credit, they don't care. It's not JG Wentworth though, it's the entire system. It's rigged so that people who are in hard times fall into harder times. So then, they have to do a debt relief program and they're screwed with 30% interest rates.

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    Response from JG Wentworth Debt Relief

    Hi Anna, thank you for sharing! We’re happy to hear you’re pleased with our service. Credit impact can be difficult to predict and is different for everyone. Our program is designed to get your debt under control, so once your other debts start to settle you will see your financial life improve. If you have any questions or concerns regarding your account, please feel free to reach out so we can discuss in more detail. Remember, we are here for you every step of this journey.

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    Customer ServiceStaffTransparency

    Reviewed Jan. 15, 2021

    I liked J.G. Wentworth Debt's reviews online. The representatives always call me when there's an update. So, I’m always up to date with what’s going on. And every time I call them, I always get results. When I have questions or when I want them to do something, they're very flexible. J.G. Wentworth is very helpful. It's doing its purpose.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Lourene, we're happy to hear everything is going well with your program! If you ever have any questions or concerns, please feel free to contact us - we're here for you every step of the way!

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Jan. 14, 2021

    The support has been great. When I call or have any concerns, J.G. Wentworth gets back to me very quickly, and they answer all my questions and put me at ease about some things. In that way, I'm pleased. Also, they are very thorough. The information and the programs are good. They give you all the information and tools that you need. However, the program is a little slow. Not as much communication as I would like. Also, sometimes I'm not sure where we are or what is going on. I still have a couple of cases out there that we haven't talked about, or they haven't gotten back with me about. But I feel if I call them, they can answer any question. That is a plus as well. I would recommend J.G. Wentworth to anyone. I have talked about the situation to a couple of people about how the program works. And because I've been diligent about the payments, they have offered me other things. So, I’m very pleased with the situation so far.

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    JG Wentworth Debt Relief
    Response from JG Wentworth Debt Relief

    Hi Shazanta, thanks for sharing how pleased you are with our service! Please feel free to reach out with any questions or concerns about your program - we’re here for you every step of the way!

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    Staff

    Reviewed Sept. 23, 2020

    John was very helpful. Thank you for all your support and making me understand how your program worked and how it would help me on the long run in the future. Thank you so much for understanding me John.

    By, Gloria

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    MaintenanceStaff

    Reviewed Sept. 15, 2020

    Victor was a great help and explained things perfectly. When the first option did not work out, he continued to try and help to find an option that would work for me. I feel relieved that there is an end in sight and it won't take years to accomplish.

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    Reviewed Sept. 3, 2020

    I feel as though a weight has been lifted and now I can breathe. I have been given a new lease on life and I plan to make the best of it. I was looking at approximately ten years before I would have the chance to be debt free. Now in less than half that time I will be able to accomplish my goal.

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    Staff

    Reviewed Sept. 1, 2020

    Connor ** your debt resolution specialist was most helpful, courteous and professional. He was very patient and informative in guiding me to make this difficult decision. He assured me this process with creditors will be handled in the best manner. I trust him and he should be valued as a great asset to your firm. Thank you.

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    Reviewed Aug. 17, 2020

    I contacted J.G. Wentworth a few months back to get out of debt. I'm glad I did! These people really know their stuff. I felt educated and empowered and am working to improve my credit day by day. I couldn't have gotten things on track if it weren't for J.G. Wentworth. Thanks!

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    Staff

    Reviewed Aug. 17, 2020

    I had been meaning to take care of my debt for a long time and The J.G. Wentworth team shared several options to help me. They were patient and understanding and really helped me understand how the process works. I would highly recommend!

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    Response from JG Wentworth Debt Relief

    Hi Shawn! We're pleased to hear the options took care of your needs - thank you for sharing!

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    StaffEase of UseTransparency

    Reviewed May 6, 2020

    First off the whole process was well navigated and user friendly. I recommend J.G. Wentworth for financial solutions. However the client team for start up and the ongoing process were very helpful, transparent and professional. They reach out and guide you in every step. And that is the peace of mind I was looking for!

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    Staff

    Reviewed April 5, 2020

    My experience with JG Wentworth went very well. David ** was very professional and courteous. I will be telling everyone I know how wonderful the service is. I will also have a party in JG Wentworth's name tonight. Take care now and GOD bless!!!! JCI

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    JG Wentworth Debt Relief Company Information

    Company Name:
    JG Wentworth Debt Relief
    Website:
    www.jgwentworth.com