
CountryWide Debt Consolidation Loans Reviews
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About CountryWide Debt Consolidation Loans
CountryWide provides a variety of debt relief and debt consolidation services to people who owe more than $10,000, including debt consolidation loans via its network of lending partners. CountryWide has a simple application process, and the loans are ideal for people with good credit history. The company states that its debt relief specialists have more than 30 years of combined debt relief experience.
Visit cwdebtrelief.com- May reduce your payment amounts
- One monthly payment
- Ideal for those in debt over $10,000
- Not available in all states
- Not a direct lender
Helpful Reviews
How does CountryWide work?
CountryWide helps customers who have more than $10,000 of debt through its debt consolidation programs. For those with good credit, the strategies Countrywide’s debt consultants recommend may include a debt consolidation loan that is used to pay off what the person currently owes.
This loan typically has a lower annual percentage rate (APR) than the client's current debt, which helps them save money in the long run. It also has the added benefit of reducing the number of creditors a client has, which allows them to make only one monthly payment. Countrywide does not provide this loan directly. Instead, it refers qualified clients to its lending partner network.
CountryWide debt consolidation loans program
CountryWide’s debt consolidation program has a low bar to entry; applicants only need to have at least $10,000 in debt and be able to make a monthly payment of 1.5% of the total amount owed or $250, whichever is greater.
When you apply to CountryWide’s debt consolidation program, consultants will analyze your credit report and debt portfolio to come up with a personalized plan that may or may not include a debt consolidation loan. In some cases, other debt relief solutions may better suit your financial situation.
To qualify for a debt consolidation loan, applicants must:
- Have good credit
- Be able to prove financial stability
- Have a good debt-to-income (DTI) ratio
The company does not disclose exactly what its minimum requirements are for factors such as credit score and DTI.
You can apply for a CountryWide debt consolidation program by calling the company’s phone number or filling out the application on its website. You then get a free consultation, during which a CountryWide debt consultant looks over your debts and helps you create a personalized debt consolidation plan.
If you don’t qualify for a debt consolidation loan, CountryWide may recommend other types of debt relief, such as debt settlement.
What kind of debt does CountryWide debt consolidation work with?
CountryWide debt consolidation works with many kinds of unsecured debt, including:
- Credit card debt
- Payday loan debt
- High-interest installment loans
- Medical debt
- Unsecured lines of credit
- Deficiency balances on auto loans
CountryWide debt consolidation loan rates and fees
CountryWide’s lending partners offer debt consolidation loans with APRs ranging from 5.99% to 35.89%. However, CountryWide does not disclose what administrative fees may apply. There is no upfront cost to enroll in a CountryWide debt consolidation program.
CountryWide Debt Consolidation Loans FAQ
What is CountryWide debt consolidation?
CountryWide is a debt consolidation and debt relief service designed to help people with more than $10,000 in unsecured debt.
Am I eligible for a CountryWide debt consolidation loan?
In order to be eligible for a CountryWide debt consolidation loan, you must have an acceptable credit history, be financially stable and have a satisfactory debt-to-income ratio. Other requirements for CountryWide debt consolidation vary depending on the amount of debt you have and your state of residence.
How long does CountryWide debt consolidation take?
CountryWide debt consolidation typically takes from 12 to 60 months.
Still have questions?
Are CountryWide debt consolidation loans legit?
Debt consolidation loans are a legitimate way to combine your various debts into a single, easier-to-manage payment. CountryWide’s debt consolidation loans are easy to apply for and can get you the debt relief you’re searching for. This debt consolidation company has received several positive reviews noting its effectiveness in consolidating customer debt and helpful customer service.
CountryWide Debt Consolidation Loans Reviews
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- 4,952,479 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
CountryWide Debt Consolidation Loans Company Information
- Company Name:
- CountryWide Debt Consolidation Loans
- Website:
- cwdebtrelief.com




