CashNetUSA Reviews

4.7

5,044 reviews

5
84%
4
9%
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4%
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Updated May 14, 2026

By: Rachael Monson

+1 more

Edited by: Jon Bortin

About CashNetUSA

CashNetUSA is an online money lender that offers a variety of different loan options for consumers who need quick access to funds. This is a popular option for people who have below-average credit and may not be approved for a traditional loan from the bank. The amount you qualify for and your repayment terms depend on your loan history and the specific requirements of your state. To qualify for a CashNetUSA loan, you must be 18 years of age or older, have a verifiable source of income, have an active checking account and live in the U.S.

Pros

Offers various short-term loans
Same-business-day funding
Easy application process

Cons

Cannot take out concurrent loans
Higher interest rates
Limited availability — only operates in 12 states

CashNetUSA Reviews

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Page 28 Reviews 5035 - 5235

DianeNew Oxford, PA

Reviewed Sept. 4, 2008

Received $350 Loan through payday-loan-yes. Made 2 payments of $105 each on 6/1/07 & 6/15/07. Sent a Revocation of ACH letter to them on 6/11/07, contacted my bank manager and closed my account. Never heard any communication for pmt of remaining balance. 9/3/08 my friend and family receive a horrible phone call from CCR Inc. in New York telling them they have been 'hunting' for me and a prosecuting attorney will be filing misdemeanor charges against me for check recovery totaling $930.

I returned the call and spoke to Mrs. Washington who wanted me to pay $725 immediately to prevent legal action. I explained that I disputed the actions of the payday loan company and sent them appropriate paperwork and that the company was in violation of the Pennsylvania Usury Law. She disagreed with me. I called her back again today and said that I have all the necessary documents that were sent at the time and that she should call me back so I could provide her with the documentation. She has not returned my call.

I am angry with the threatening manner in which the phone calls too place to family members and friends. My father-in-law is 71 years old and was so upset that I was going to jail, etc. I have been more than willing to pay the remaining principal balance, however the internet loan company does not provide any address or appropriate name. Should I be worried about charges being filed against me?

Thanks for your vote!

TamikaSan Francisco, CA

Reviewed Aug. 13, 2008

On Tuesday 8/5/2008 I changed my checking information with this company my loan was due on the 6th of August. I spoke to Zee he said he would put my info in with a note that it might be to late to enter it in but he would put it in anyway. So Friday the 8th of August I got a collection call. I called back Saturday morning and explained what happened the customer service asked me for my info again I gave it and turns it was entered in wrong Zee had entered it in wrong. The rep said they would wave the $15 late fee.

On Sunday I got a call I told her what happened, Monday I called another rep said that was fine. Both Tuesday and Wednesday I have recieved collection calls spoke to a rep too much run around.

Thanks for your vote!

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CashNetUSA Company Information

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Company Name:: CashNetUSA
Address:: 175 West Jackson, Suite 1000
City:: Chicago
State/Province:: IL
Postal Code:: 60604
Country:: United States
Website:: www.cashnetusa.com

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