CashNetUSA Reviews

The response was overwhelming from several companies. After giving thought decided not to apply, but this one company YMAX Communications has been harassing me night and day after telling them I am not interested in a loan. I have counted thirty different phone numbers they are calling from. The only number that can be traced back is **.

I received a call from a man named David ** stating that he works for Cashnet USA and that I have been approved for $3,500. He told me my credit score was low and in order to receive my funds, I would have to put out some cash first to protect the account. I was told to go to a nearby 7-Eleven, Walgreens, or Radio Shack and purchase a Green Dot MoneyPak card. I was told to put $240 on the card, scratch off the back and give them the number. They said it will take about ten minutes for the funds to reach my account. The money never came. Then they ignore your phone calls or it just goes to voicemail.

I didn't pay the rest of the money I owed them because I had not worked anymore and so I didn't receive any notice or a phone call since September of 2013 and recently they called me after so long. They threatened to arrest me and send the police to my house before the holidays. I really don’t recommended getting a loan from this company. They suck. They make your life miserable. All they do is threatened people.

Applied for a loan. Was told I was approved but needed to show the company I had cash to pay on a loan and would need a Green Dot money card for $200. When I done that, I was told I needed to get another card for $450. I paid that and was told I would need $300 more. When I said no, was told they would take $200. I said no, I want my cash back. They refused. I am on disability and had been told they wouldn't keep any of my money at the very beginning by a Mister James **.

There is reputable company doing business as Cashnet USA. If you go to the Cashland website and apply for a short term payday loan, it takes you to this site which is their internet company. They are a reputable business doing business as a payday loan advance company. I did receive an email saying I was approved for a $5000.00 installment loan and they want me to prove 8% of the loan on a Green Dot pack from Cashnet USA. I don't believe this is the same company. The telephone numbers are totally different.

I applied for an online loan with another company. They sent me to Cash Net USA. They have been calling me for weeks and weeks at a time so I finally called Jack at this (213)928-2785. I listen to what he had to say and and thought it was good for Christmas. Well, two days ago, he asks me to upload money to a Vanilla gift card three times in the different days. He talked to me, he's sure that my $1,000 loan will be in my account in forty five min. Well, today has passed. No money so I called him. He kept avoiding my calls. He made me send a lot of money to them and no loan so he told me yesterday that they had to send it Western Union and that I had to pay an extra $120.00 to get it from Western Union.

CashNet USA told me they would let me borrow a loan for $7,000.00 and I had to give them a MoneyPak card to show proof of payment for future references. They took out the money from my card and never gave me my loan. I gave them $200.00. I told them to give me my money back and the guy said the account was frozen, that I had to buy another MoneyPak card for $398.00 to unblock it and so he can return my $. He stole my money and he never gave me a loan. I am now doing a small claim and opening a police report. DO NOT GIVE CASHNET USA ANY MONEY.

I needed extra cash. I took out an initial loan for $650. The fee just to initiate the loan was very expensive (I think 15%). The interest rate was exorbitant (299%). Because the interest rate was so high, I was only able to pay the minimum amount due, which was mostly interest and very little principal. The payments were about $200/month on a $650 loan. I wound up having to add to my loan as my credit line was increased to make the minimum payment. It took me about 9 months to get straightened out and get the loan paid off. By the time I got everything paid off, I had paid over three times my initial loan amount. I knew this loan was going to be expensive, but in my haste to solve an immediate problem, I compounded my problem until it was much, much worse than to begin with. I would have been much better off to go to a friend or relative to help me over the hump and get them paid off in a couple of months rather than go the route I went.

I for one am very happy with CashNet USA. They have been there for me when I was in a financial crunch. Sometimes I just borrowed because I wanted "fun money". No, I am NOT someone that they're paying to type this, and I am not a CashNet employee. I have been with them for what I believe is about 1.5 years, maybe two. Anyhow, not once have they taken any EXTRA money from my checking account. I have always paid them on time thanks to their automatic payment system.

EVERYONE, PLEASE NEVER FILL OUT ANY APPLICATION ONLINE FOR LOANS. This is one of the BIGGEST MISTAKES of my life. Watch out for companies like CASHNETUSA, VIP LOAN, ETC. If After they have your information, these companies will randomly put money in your account without asking you and then collect very, very high interest. If you already gave your routing information, go get a new account number with your bank and have the charges reversed. Also check your account everyday. I had 2 loans issued in 2 months without asking me. You will not be helped and no one will help you out from these companies.

Cash Net said I was approved for a $3,000 loan and all I had to do was put $300 on a Green Dot Money Pak voucher. They said they would not touch the money, that they just had to see I had money. They took the money off the voucher and said they would just add it in with the loan into my bank account. I get a call back saying the credit bureau will not let them give me a loan and I'll have to provide proof that I have $240 on another Green Dot voucher. I said no, and to give my $300 back. The guy argued with me saying he couldn't put it back on the voucher because it was already put in with the loan. I screamed at him and he kept hanging up on me. Finally they agree to send my money through the mail and I should get it in 24 hours. When I check the mail tomorrow, it better be there or they're getting more calls.

Two weeks ago I applied for a payday loan for $200 dollars. Everything was ok until the guy tried to sell me a subscription to something. I explained to him that all I wanted was the loan. I was not going to agree to buying anything so he hung up on me. Well as of today I get an email saying they are taking legal action against me. In this letter it had a case number and it said I owed them 864 dollars and if I wanted to resolve it I had 42 hours before they went ahead with the suit. So I called I ask the man how is this possible considering I never received any monies and how I became skeptical the moment I could not understand the person I was talking to.. I tried to explain that I don't owe them anything because I never received anything and he kept saying pay your debt and pay it now.. I told him do what you have to do but stop harassing me.

My husband gets a call from his mother saying that if he didn't call this guy to pay off a personal loan he never received that in two hours a sheriff would be at our house to arrest him. So my husband called him and had my husband on the phone for well over 30/40 minutes. I finally realized he should get off the phone because from the responses my husband was giving and due to the duration of the call, it seemed to me this was a scam. I began telling my husband to ask the following questions: Why are you contacting my mother since you claim to have my personal information? Why am I just now hearing about this?

What they really want is a way in to scam and manipulate you out of your money. I found them online. I was approved for a loan of $400. I was told that they would make withdrawals from my account in the amount of $145 until the loan was paid in full..... (WHAT!) Whatever dude. So I repaid $467 in advance of the required due date. I did not receive an auto draft. I did not give them the chance to draft my account. I'm just that way and I would rather too pay my bills than have someone accessing my account routing and account number unnecessarily.

Received a call today regarding mediation for a loan I had supposedly taken out mid-2011 that hadn't been repaid. I was told that if I didn't want to clear up the balance of the loan today, I would be served with court papers charging me with intentionally defrauding a financial institute this week, and if I was not home to sign for them, a warrant would be issued with my local sheriff's department. Here are my issues with this:

I desperately needed money, so when I got this email with this great offer for $3000.00, called the number listed and all I had to do was purchase a Green Dot card for $200.00, which was my first payment. Did this, 30 min. later, they called and said I needed to give another $150.00 to "boost" my credit score. I stupidly complied. However, I was in tears and all they would say is that this is a business line and to please stop crying. I called them and said that this was a scam and I wanted my money back now!!! I was told they'd refund my money but it would take 21 days because that was their procedure!!! I'm so scared, they have all my information. I'm monitoring my accounts but I'm still scared! If there is help out there please, please let me know.

Listen, if you get ANY calls from someone saying they are from CashNet USA and you've never put in an app for a loan, do not, and I mean, DO NOT tell them any information!!! Don't tell them anything and don't send them anything either! They've been trying to get me to agree for a loan I've never applied for and are harassing me now because I told the guy I don't want it. They've called literally 10 times in one day. So I called the number listed on Google and the woman told me that is definitely a scam. She advised me to call the police to report it. The real company is very helpful, however.

I too was a victim of "Cash Net." They call my phone and stated that I was approved a loan of $3000 and I really need the money due to the economy being the way it is, it's hard for a single mother to survive with 3 children. So I was very grateful until they told me I need to get a vanilla reloadable cash card and put 250 dollar on the card so they can see if I had at least the first payment, to see if my credibility is good.. I do just that and when I do they keep putting me on hold for a long time. When they finally get back on the phone they told me that I need another 250 to get the loan and the original 250 back. If there is someone out there who can help me please. I'm keeping my card that I purchased for proof. My email is **.. PLEASE PEOPLE BE AWARE of these numbers calling you 813-667-7148, 312-800-9252, 917-717-5122.

The calls people are receiving for outstanding loans from CashNet is a fraud. They called me today looking for my sister who lives in another city. She has never lived in the city I live in. I researched the company for her and contacted CashNet. They are a fraud. We need to join together and stop them. Let's harass them. First block your number, dial *67716-338-0077 or *67855-306-7423. Let's make them tired of hearing from us so they will move on . They also say monies are owed to Midland Financial... No such Company.

I was told I was approved for a $1000 loan, but I need to put the amount of my monthly payments of $185 on one Vanilla prepaid Visa card. Okay, then they were like because of my credit, they need $120 because I got a red flag. So again I put that on the same kind of prepaid card!! Then when it wasn't there 8:00 that morning, "Oh Miss, you need another 100 dollars for insurance, just in case you don't pay us back"!!!! I am mad as hell and want my money back.

I was told I was approved for a 5,000 dollar loan. I just needed to get $150 on a reload card, so I do it. And then was told I needed $99 more on another reload card, so I did that. And the next day was told I needed $200 more on a different reload card. So stupid me did it. I needed the money. After they got that, they told me I needed $120 more. I said no more. I want a refund. They said I have to wait 90 days. Ok. So I spoke to them today. Well, now it's I have to pay $190 to get a refund. I asked if he was joking. Nope, he was serious. The funny thing is I started talking about the refund in August. I was never informed about this $190 until today. That is funny. It is October now. If there is a class action suit, let me know. Also, when I called the main offices, they say they are not even allowed to give loans to my state. BEWARE!!!!!!!!!

I applied for a loan, they told me to put 150 on a MoneyPak card and give them the numbers so they knew the money was there. They took my money and then wanted me to do 350 more.

Same thing happened to me as everyone else! I should have researched first! I was told to get a $250 MoneyPak card and give the numbers to verify and within 15 minutes money would be deposited. That never happened, as it turns out I called MoneyPak and the $250 went into a personal account and not a business one. It was too late and they could do nothing. Although my husband is an officer and have vowed to hunt them down!

Out of nowhere, I received a text this morning saying that I have a warrant for my name for a loan with Cashnet I took in December 2010. He wouldn't give me numbers or other information. He texted that he needed to know what I wanted to do since the money was never repaid. I was threatened with court and court costs, and he threatened my credit. I texted back that I do not do business over the phone and I wanted it all in writing including the original documents mailed to me. I haven't heard anything back yet. This is very disturbing to me. What is this company and how can they get away with threats like this????

They called me up saying that I was approved for a loan from $500-$10,000. After talking with this guy named Carl **, he wanted to direct deposit the money into my account. I was kind of shady about that so I asked if there was any other way of receiving the funds. He said I could get it from a wire transfer from Western Union. But before I could receive the funds, I would have to first show that I could make the first loan payment of $181. I had to load the money on a Vanilla Reload Network card, call them and then I would have the funds that I requested. So I did it, thinking that the extra money would come in handy. Boy was I wrong. After having me wait around for several hours, I finally get a call back telling me that I have to send an extra $93 in order to receive my funds. That's when I knew I had just been beat out of $181. Here's the number that I been receiving all the calls from, 972-546-7557. I think I would have felt better if he laughed in my face and told me he was about to rip me off. Now I'm $181 broke.

I have been getting phone calls and emails from this company for over a year. Ranging from telling me this case number they have is a reference to a lawsuit if I don't pay them. Every email or call is a different case number and different amount. They have threatened to show up at my home, threatened me with having the police to come get me and have threatened to ruin me. This is totally ridiculous and out of hand and don't know what else to do to stop it.

So I decided to get a loan through these guys because I needed a loan fast. They ended up screwing me over. I tried to end the loan as fast as possible. When I ended loan, I paid the full amount I was supposed to and then right after they charged me another 30 dollars. Also, the customer service is not helpful and they seem like they do not like their job at all! Another thing is that the company does not report to the credit bureaus. So if you are hoping your credit score will be higher after paying Cashnetusa, it would not be.

Scammers wanted me to get Green pak for loan and when I told them I didn't have money for that, they started screaming at me, said they would ruin my credit and take me to court for fraud and that they would cancel loan. Then called to offer me the loan again. I am but embarrassed by my lack of judgement but amazed that people can do this and get away with it.

CashNetUSA attempted to debit my account on three occasions. They sent me in the negative with overdraft fees which I cannot pay. My account is being closed and I am going to be reported to Chex systems and I won't be able to have another bank account for five years! CashNetUSA never contacted me about applying for a loan nor did I E-sign anything online. And on top of all this, they didn't loan me money. They created debits on my account.

A line of credit I thought would help me at a critical time did just the opposite. The fees and interest are unbelievable. So because of them, I am in a worse financial position.

They wanted me to get a GreenDot MoneyPak and loaded with money. NEVER has any company EVER asked me to pay them BEFORE I get a loan. Why on Earth would I EVER in my right mind get to a store and buy a card they can take the money out, to "return" it to me?!? I have dealt with cash advance loans and NEVER have I EVER had to do this. Not to mention, they don't speak proper English so it was hard to understand them.

On 09/05/13 I received four emails from Cashnet USA. The first, at 9:41AM, was to advise me that they were chosen by my "financial matching service as (my) online lender!" and provided me with a link to sign the agreement within 24 hours. The second, at 9:48AM, advised me they had received my signed agreement, that my "application was being processed" and I would be notified within 24 hours if I was approved. The third, also at 9:48AM, gave me my account information. At 11:28AM, the fourth one came in and gave me the great news that $255.00 had been deposited directly to my bank, that $300.00 would be withdrawn from my bank by them on 10/01/13, and included a copy of the contract I had signed electronically at 11:48, a mere twenty minutes AFTER they sent me the email.

I got a call from a foreign man claiming his name was Ronnie ** and couldn't even say it. He said, "You have been pre-approved for 5,000.00." Then he asked me how much of a loan I was looking for. I ask him, "First off, what type of loan payday, installment, etc?" I told him 2,000.00. He said, "On 2,000.00, you would have to pay back 200.00. Is that ok?" I said, "No, I need to know if I decide to pay off loan early like tax time, will I be able to?" He said, "You're only paying us 200.00 to do the loan." He said, "Is that ok?" I said, "No, I need to see some paper work with details on this because I am not going to be stuck paying no bunch of interest." He said, "Oh no, pay off whenever you like." He said, "Is that ok?" I said, "How would this be paid back?" He said 200.00 each month for 11 months. He said, "What date in Oct could you make that first payment?" I said the 11th. He said, "I have your account info but I need for you to verify it." I said, "I need you to verify I can pay this off with no penalties, etc."

I applied for a payday loan and never got one. Several months later I start getting calls and emails saying I am being sued for nonpayment. I even confirmed with them that the account that they had deposited to was not an account number I had ever owned and still they are taking me to court. YES! I want to file class action as one lady on here suggested. Where do I sign up?

I applied for a loan with Cashnetusa. I decided not to take the loan and they threatened to sue me and take money from my account. They did just that, $950.00 and $447.00. Don't know when it's going to stop. They will get theirs, I hope.

I borrowed 50.00 and then 80.00, 110.00 and I paid them altogether 441.91. Now they are saying I owe another 124.24... These people need to be put out of business... Scam artist.

I spoke with customer service rep at Cashnet back in May 2013. Informed her I was retired and received pension once a month on the 1st of each month. She stated that was not a problem that payment would never be debited until the 1st of each month. They submitted for payment for September payment on August 30, causing me a $35.00 overdraft fee. When I called, of course I got a speech about company policy and we are very sorry, but we can't/will not be able to help you. Customer service tell you what ever to get you in, and you have nothing to substantiate what you were told beforehand.

3 loans so far. No issues like others here. Never asked to give money before loan. Money always deposited as agreed upon. Payments taken as agreed upon. Discounts earned with each loan. Expensive, yes, but when you're in a pickle, they can really help.

In 2010, I lost my car due to an accident. I was in need of a loan for the down payment, $1,500.00. I applied at a website and was linked to Cashnet Loans. A representative called me and I did not agree to the terms or the high-interest. I received repeated calls advising me that time was running out on my approval and to download my loan forms and fax in the forms to have $300.00 deposited into my account. The next day when I arrived at work I had a voice mail message advising my loan was approved and they had received my paperwork.

On 8/26/2013, I spoke with 2 people who said they worked for Cashnet.usa in reference to a short term personal loan. They said I was approved for up to $3000.00. I opted for only $1000.00 to help with some medical expenses. I spoke mainly with a foreign gentleman who said his name was Adam **. The other gentleman was Ronald. Adam told me I needed to purchase a Green Dot MoneyPak in the amount of $110.00 since my credit was not very good. He told me once I called him with the MoneyPak number, I would have $1100.00 deposited into my account within 1 hour & he would call me.

So this Cashnet just gave me a runaround. My girl needs to have a hysterectomy so needing cash fast. So the bad me give them $1030 on a $3000 loan. Now this is life threatening for her AO. I’ll do anything to keep her alive. They keep me on phone all day. Now here it is 11 pm and they still calling. They said the IRS put a hold on loan and had me call another guy. Yeah, some **. Now they are calling my girl messing with her. OMG, at a loss. I lost money. Now going to lose my girl because no money to save her life. This is a big scam.

Required a $345 to fix 'problem'. I did it because they offered 5k loan and 6 months to pay it back. I sent the money card funds and they wanted another. I said no, send back 345. Of course, the number they called from was always busy when I called back. I also emailed, no response. The address was something '16divine' like this guy was some Christian or something. Bottom line, I've discovered there's plenty of money out there without needing to talk to anyone or pay anything upfront. CROOKS, nothing but.

I tried to take out a loan with cash net USA. They told me I would receive my 3000.00 loan within 45 minutes after I buy a Green Dot money pack card and load 250 on the card. So that’s what I did. I waited my 45 minutes, checked my account and there wasn’t anything in my account. So I contacted them back they tried to tell me that there was something wrong with my account when it wasn’t.

One year ago I was desperate and borrowed $700.00 from CASHNET. I should have known better because it was too easy. As of this month, they've taken over $2500.00 out of my bank account and I still owe. When I've finally finished with these "scammers," I will have paid back $2,800.00 on a $700.00 loan. The only difference in them and a loan shark in the alley is they don't break your legs, but they will surely put a "hurting" on your bank account. Live and learn. Don't find out the hard way like I did.

I applied for and was approved for a simple $250.00 loan. I get paid semi-monthly and stated that when I applied... which they approved and when my loan was due they would try and take the money out of my account early. I would have to submit a form and request my payment dates to be changed and every time they would approve it, they would still take the money out early. So after a few overdraft fees from them, I went into the bank and found out that they had sold my information to other companies and was being charged $7.00 here, $20.00 there and that resulted in more overdraft fees.

Someone called my home from Cashnet and asked me if I wanted a loan and I told them no and they responded to me ** you ** and hung up.

I was going on a two-part vacation. The first half was in one state and the second half would be spent in another. I like to visit family once a year and this was that time. I actually had all travel paid for and hotels, etc. But I thought, "Wouldn't it be great to have some extra money to be able to do some fun stuff like visit the beach and hit a theme park or two?" Well, this is where the mess began.

In the process of attempting to get a loan with poor credit, CashNetUSA has bilked me out of $1,698. First I had to obtain a Money Pak in the amount of $495 to establish that I had 10% of the loan ($5,000). The second day I had to purchase another Money Pak in the amount of $470 to show that I would have the first month's payment. All the while I am being assured that all of this money would be returned to me with the loan amount when funded. Then on the third day, I was informed that because my credit was so bad (something they knew on the 1st day) that it would cost me $438 to "repair" my credit score. And this had to be purchased on a NetSpend card, and that this amount would NOT be returned to me.

I had been trying to get a loan online because my daughter needed medical treatment. She has needed treatment for months and things had gotten worse. I got a call from Cashnet saying if I got a money card (Green Dot money pack) for $380, they would put five thousand dollars in my account. It is just a scam.

First I began trying to get a loan for $2000.00. Then they said they had to pay two of the vendors on my credit report, before they can wire two thousand dollars in my account. Then two hours later they called to pay one of my creditor, and I said cancel the whole application. Then they receive more money just to cancel the application and more money to wire money through their bank. After this much nonsense going, I started to realize I was getting scammed. Now, on top of everything, they call me at my house and insult me with foul language, and they still call me to this day. I end up paying them $2870.00; they owe me now $2870. What is wrong with this picture? I got taken for my disability check and people that I borrow money.

Nothing happened yet. I just received the email, but they said if I didn't pay them by the end of the month, they would take me to court. They even have my social security number.

I have been getting calls for over three years from these people. I never took a loan from them. I had applied almost 6 1/2 years ago and somehow they got a hold of my information and emptied my entire SS check from my account (checking). I closed out the account. The bank couldn't even trace where these people were doing this from. All it showed was an 800 number. When they called the 800 number, nobody would answer. Since then, I have been told by numerous agencies, collection companies and state officials, yes they even went that far, that I have committed bank fraud, will be getting a warrant and will be picked up within the day.

I received various emails stating I received a loan. I did not apply for a loan from these people. I am adding them to the BBB to cover myself. It seems that they are either dishing out bogus loans or someone is doing some form of identity theft.

We have been getting threatening messages and phone calls at home and at work stating that we owe money to this company called Hydra Fund or CashNetUSA. They had us worried at first because they were going to file for an arrest warrant and my husband would lose his job. They called me an idiot just for asking information about the company. They call at all hours and have even called and cussed my kids. This company, or so called company, needs to be shut down. The scariest thing is that they now have all of our information. By the way, they are not American people.

I received a phone call at my job from these scammers. They claim that I received a payday loan (I reside in GA and these are illegal) deposited into my bank account (an account with a bank that I do not use), and provided me with a false address (in Tennessee). They became belligerent when I stated I do not have this bank account, never received a payday loan and did not reside at that address. They stated that I had involved myself in fraudulent activity and they were sending the police to my location to arrest me. After that I could only laugh. I told them to please send the police to my job so that I could file a complaint because they're accusing me of something that I obviously have nothing to do with.

I had a message on my phone that I was being investigated for malicious intent of bank fraud and soliciting money across state lines. A woman reported herself to be Alexa **, Arbitration Dept. for State Fraud, Washington DC. The number left to return a call to is **. When I returned the call, she asked me when I received the message. I told her maybe yesterday, I wasn't sure. She said she holds cases only 24-48 hours before it goes to the judges who rule on the cases. She asked me if I'd ever taken out a loan with Cashnet USA. I said yes, for $200 in 2009. She claimed that I had taken out a $600 loan 1.5 years ago and when Cashnet USA had tried to collect from my bank account, she told me I had had NSF and that I had been sent many e-mails and letters trying to get me to pay. And since I had not, it was now in the hands of an attorney who is ready to submit the case to the judge. She said that I was being charged with the felonies malicious intent of bank fraud and soliciting money across state lines. Those charges were because Cashnet USA who I supposedly took the loan out with is according to her located in Washington, DC.

This company called and set up payments to pay off $800 in 8 months. None of the info was true. I've called and complained several times without any of my questions being answered, terrible company! This was supposed to be a line of credit but every month there was a lot of interest added to my payments, not at all like the original setup was supposed to be. My payments, 3-8, were supposed to be $120 a month. It turns out payments #3 and #4 were over double that amount! All of the people I talked to had no clear answers for me and couldn't tell me what my payments were supposed to be. Do not do business with this company! They will just take out whatever payments they choose and there is nothing you can do about it. I paid the balance just to get away from them.

I have taken out payday loans before. I always paid them all back, and I understood the charges involved. CashNet totally lied to me about how they charge interest and fees. I took out a $500.00 cash loan in September of this year. So far I have paid them over $700.00 and I still owe them $426.00. At the rate they charge interest, if you paid their minimum payment, you would end up paying thousands and thousands of dollars back to the company. Most payday loans charge a said amount, example, you borrow $100.00, they add $25.00 to it and you owe $125.00. They do not add interest on a daily basis and that is what CashNet does.

Sometime in 2010, my boyfriend and I attempted (and failed) to get a payday loan from physical location, not online (I forgot the name of the specific business). For the past couple of weeks, I've been getting phones and voicemails from a very unofficial sounding Indian man (always the same person) saying that a lawsuit had been filed against my name and social security number, and it was in my best interest to call back immediately. Finally, tired of the calls, I answered. He said I had taken out an online payday loan for $300 in March of 2010 and failed to pay it back. They had "filed a lawsuit" against my name and social security number with the courthouse, and it was a very serious issue for my credit.

Cashnet USA took $375 out of my bank account. Supposedly, I took a loan from them for $300. I did not take a loan from no one. I filed a police report and sent it to them. I have to wait 24 to 48 hours for a response. That is ridiculous. They took the money fast but for them to resolve this matter, I have to wait. This company is a rip-off. They're taking money from innocent people. They don't even care if you have a kid. Now, I owe my bank $500 because this caused my bank to be overdrawn. Unbelievable. We should file a lawsuit and sue this freaking thief. We need to stop these criminals.

Scam artists - These people have been calling my family, telling them that if I do not pay them, they will send me to jail. I do not owe them money and refuse to pay it. These people are the scum of the earth, as far as I'm concerned.

Yesterday, I was out of the office so my assistant answered my phone. A man identified himself as Officer Kevin ** of the Federal Crime Investigation Bureau and told her I must call back immediately since there was a serious legal matter pending against me. Not knowing if something had happened with one of my teenage sons, she called me out of an important meeting and I called back right away, only to find out that they were saying I had passed fraudulent electronic checks when I defaulted on a payday loan I had taken through the internet. I have a few outstanding payday loans all of which are current and on electronic payment schedules. I have not defaulted on any loan. When I asked for further information, I was referred to a supervisor, Dan ** who had a list a loans I had supposedly taken.

Yesterday, my husband received a threatening call, stating that he would be arrested tomorrow if the bill was not paid today. I called back, which was strange anyway, since they never asked my name, but, gave me all the info. Besides, I think it is a law now that collection agencies have to state a disclaimer at the beginning of each call about this is an attempt to collect a debt, etc. and usually don’t give any info to just anyone. So, I spoke to "Investigator King" and he told me that this was a felony stemming back to a Payday loan from CashNet in 2007. He had the name of our bank wrong. They did say that if we paid today, by debt or cash card, that it would be $360 and if we waited to pay the court after the warrant was issued, it would be $730.

I have gotten a couple of loans through PayDayMax, in which I immediately paid all of it back and the interest. Then, I started receiving calls from these weirdos that keep saying they are going to take me to court and I will have to pay an outrageous amount of money if I don’t give them my ATM number. I told them to bring it on. I know they are scam artists. They can’t do a thing to me. I did not get a loan through CashNet.

I was contacted several times about a loan I did not apply for, saying they have filed a lawsuit against my social security number and they have tried to withdraw the money from my checking account three times. I do not have an account with Cashnet.com and I don't want one.

This company said they put money into my account and didn't repay it. But my bank statements show no deposit from them, and now, I owe them. And they call my job and cell and threaten me with calling my boss, having the cops come pick me up and messing up my credit. I never received money from them, and they are Indian or something and can't hardly understand them. But they want money from me and said that I am writing fraudulent checks, using fraudulent money, and that if I don't pay this money, I will go to court and pay $8000. Also, they said good luck to me, and they said they would freeze my account. They won't stop calling.

I also keep getting calls at work and on my cell from "Indian guys" threatening me. One is calling himself Sebastian and one is "Ricky **." They are sending a car to pick me up.

Cash Net Payday - They are claiming that I got a payday loan through them. How interesting that the man calling me is saying his name is "Edward Cullen" Really? How original! They are saying that I took a payday loan in 2010 for $250 and now I owe them $7541 or they are sending a car from the local police to take me to the courthouse right now where I have to pay this debt. I contacted the local police and they don't do any such thing. They are calling me at work and claim they have all kinds of information about me.

So to clear up just a dab about these previous complaints, these Indian guys threatening and intimidating people are not with Cashnet exactly. In reality, Cashnet simply sells off your information. I had these guys calling me, so I contacted Cashnet to clear things up, they told me that their database security had been compromised and that it was a scam. They didn't seem at all concerned with the situation with their security. Avoid Cashnet at any expense!

I have told Cashnet USA, so has my coworker, to stop calling me at work. It's not allowed but they continue to call. I will get in trouble. Calls to my work are tracked.

I was called today by the Andrew Peterson Law Firm that stated that I had taken out a $750 loan from them. Now, they demand repayment tomorrow or they will forward my case to the local county courthouse. This is ** because what law firm cannot give you information?

I was called this evening from David ** who said I was being taken to court for not paying a loan that I received from Cashnet. I did not take out any online loans. I asked him questions about this so-called loan and he would not answer them.

They called claiming to be a L.E.O. saying I owed money from Cashnet three months ago for an advance. They got abusive when we pointed out that by GA Law, it is illegal to get or even solicit Cash Advances here in GA. The numbers they are calling from are 951-797-9905 (Banning, CA) and 947-435-1808 (Bronx, NY). They even had the routing number for the bank I use. I have alerted the bank and the local Police Department. Be warned, they are scam artists.

I'm getting these harassing calls from these Indian men saying that I took out a payday loan from a website called Cashnet. They say they are with some law firm. I have applied for a pay loan online a few months ago but I didn't get approved. I never received any money from anyone. These guys call and speak very rudely. When I try to ask questions, they have no information to give me. I called back several times to ask for a manager. They tell me there is no manager available and that they have no idea when he will be in the office. I felt that was really strange. They just threatened me and told me they were going to report me to the authorities and I owe them money. Once again, I have never received any money from these people. My bank account is now closed. I called back a few times and they just yelled at me and screamed and said I needed to get my lawyer and go to court the next day. They keep contacting me.

I'm getting these harassing calls from these Indian men saying that I took out a payday loan from a website called Cashnet. They say they are with some law firm. I have applied for a pay loan online a few months ago but I didn't get approved. I never received any money from anyone. These guys call and speak very rudely. When I try to ask questions, they have no information to give me. I called back several times to ask for a manager. They tell me there is no manager available and that they have no idea when he will be in the office. I felt that was really strange. They just threatened me and told me they were going to report me to the authorities and I owe them money. Once again, I have never received any money from these people. My bank account is now closed. I called back a few times and they just yelled at me and screamed and said I needed to get my lawyer and go to court the next day. They told me not to call back ever again. They have not contacted me again. This all happened on 04/04/12. They called from 408-256-8153.

I supposedly got a loan from these guys and never repaid it. I never got the loan, and now, they want to sue me. I have the bank records to prove it, and they are harassing me day and night. They even put me up on fraud charges. What is up with that? What can I do to get this problem fixed? I am very distraught over the whole situation and angry.

I took out a loan from Cashnet for $100.00. I extended the loan several times, which cost me $25.00 for each extension. I had another payment coming up and was ready to do my final extension. I requested it and was approved. However, I realized that my bank account was overdrawn by $16.00. I contacted Cashnet to ask them to wait for an additional 2 days to do the automatic withdrawal, so that I could have my paycheck in the bank. They put the withdrawal through anyway and overdrafted me further. I notified them in writing to stop taking the automatic withdrawals and that I would repay the loan by mail. And they did approximately 20 or 30 more withdrawals.

Two different individuals from "CashNet" have called me regarding a loan which I already paid over a month ago and have the statements to prove it, have called me making threats. They allege that I will be sued and/or arrested. I have been unable to reach these people and when I do, they all sound like the same person. Mr. Sam ** (**) and Mr. William ** (**).

I received a call from an Andy Hunt who said that I owed over $1,000.00 to Cashnet USA. He was from a law firm in California, and he said I had until the end of the day to come up with the settlement offer of $518.89. I called around and found out that this had happened to other people. I have received several other calls from this person who now leaves a message as Andy Brown. I called my bank and asked if there was a deposit of $300.00 on December 11, 2011 from this company. They did not do any deposits within the past 3 months. I continue to ignore the phone calls. If it does continue, I will write back to find out what I can do.

After they called my phone with a bogus claim of me owing them money 15 times and threatening to have me arrested. I told them that I was filing a fraud complaint, they hung up.

I got a call today at work from an Indian accent guy, saying his name was Kevin Hudson, from **. He stated I was being investigated by Internal Investigations, and that my lawyer needed to call him back immediately about the case. I said "what case?" He said he couldn't tell me, and that my lawyer needed to call immediately, and that I was in serious trouble by tomorrow, if I didn't call back. I hung up on the guy, and he called me back approximately 20 or 30 times, and I finally answered and told him I was at work, and not to harass me. He called back again, and told me my social security number and bank acct number. That was scary. I told him that no one would call him back, and this was fraud, and he said I would be in trouble tomorrow and hung up.

Last week this guy called me at work and asked if anybody has discussed my case with me. I asked what case he was referring to as I wasn't aware I had a case. He started talking but I said I'm at work so he has to call me after one on my cell.

Their license should be revoked. This company has false advertising and does not follow through to their word. I applied four times. I was approved all four times with different pay back amounts and different deposit dates each time. Before they were to deposit, they backed out of deal, with no reason, just saying to reapply. This company should be put out of business at once.

For the past couple of hours some Indian guy kept calling our cell saying that he was Matt **. He tried saying that we owned a loan to cash net USA and that we are going to jail. When we tried calling back some guy answered and we asked for Matt, all that guy did was to change his voice. 5105488941 was the number that kept calling but if you call it back from a blocked number it goes to a thing that says something about making calls for free.

I received a voice mail saying that criminal charges was filed against me and I needed to call them back to resolve this matter. They also said that if I did not call them back, I would need to get a lawyer and they will have the court papers delivered to my job. So, I called them back just to see what was going on. The person that picked up didn't say a name or anything (Just Hello).

Someone named Robert *** contacted my sister and my ex-mother-in-law and said that I had charges pending on me for a loan I took out in 2010. So I called the number and they were rude and yelling at me telling me to shut up. I was going to go to court and to jail and I was just trying to tell them that I had not taken a loan in 2010. I was at work and had a person in front of me and told this guy to hold on. He hung up and called me back six times and was still yelling at me. So I told him to come on and serve me with the papers and that I was filing harassment charges on him!

Today is my son's 13th birthday and we keep getting phone calls from 1-626-239-3148 saying they are from the internal affairs department and I needed to contact an attorney because there are several charges being placed on me and the sheriffs will be serving me and arresting me. First, I was like, "OMG, I didn't do anything wrong," and demanded more info and that's when they said it was for not paying back payday loans I received. Then I spoke up and said, That's funny because I have never received any loans ever." They hung up, so I called back and it went to a recording and no one would answer until I called back from a different number then they answered and said, "If you did nothing wrong, why are you calling us?" I demanded answers and they just keep saying, "You will see when you are arrested and placed in Federal court." This is very upsetting and stressful and caused my son to get upset on his birthday, thinking his mom was going to jail. What is irritating me is they had all my information.

I get calls at my home and work. I have not called them back, since I know I don't owe any money to Cashnet.

I am receiving calls from a man named Carlos ** or Auston ** stating that I took out a loan for $300 that is now up to $682. He told me that he would take $250 today and the rest at the end of the month if I would pay with my prepaid card or go to Wal-Mart get a card and pay with that. If I did none of those things, then a bench would be placed against me and I would go to jail. Problem is I got the same call back in August but the loan company name then was US Cash Advance and the loan was for more money; his name was different and the phone number was different. Funny thing is that when I started to question him he got mad with me and started yelling at me. He could not provide me with any information about when I took out the loan or when I was to pay it back. He was just trying to get me to send him money today and got mad at me because I wasn't falling for it.

I received numerous calls from people with really heavy Indian or Arabic accents. I couldn't understand them at all. They started calling me right before Thanksgiving telling me that I owe Cashnet $399 and that I need to pay it because their is a legal case against my social. They've gave me a court date and time and if my attorney wanted to call them back to resolve the issue. I've called them back numerous times leaving them messages but they don't call me back that same day they wait a day or two to call. The numerous numbers and peoples names I could barely understand are always different.

I kept getting calls from someone in CA threatening me regarding a loan from Cash Advance USA. I did make a payment as they asked and they said they received it. Calls stopped. Then about 1 month later, it started all over again. Now, they are threatening not only me, but kept calling the office where I work. They have been harassing me and now I am really shaken up and don't know what to do.

These people have called and said I owed money to Cashnet. I have not borrowed money from them. As a matter of fact, I have never heard of them, until this call. I do not know how they got my personal information. They even have called my job.

Someone keeps calling me and threatening me and saying I owe 400 dollars that I borrowed about a year ago from CashNetUSA. The account information he is giving me and work information I did not have a year ago, so they could not have deposited anything in that account. I did not accept any loans from any online lender. I only filled out an application. I am now being told I have a court date and they give me some information with a room number and even a judge's name. They have my Social Security number, my bank account information, where I work and where I live. I've been getting calls from New York, Chicago and California. I'm afraid they will do more with this information. I can change my number and close my account, but I don't know how I can protect my SS number. They even took out a 30 dollar charge from my account and said it was an application fee and it would be paid back when I get the loan. I called my bank and had it revoked. I called them and complained about it and they returned my money. After that incident that is when all these other phone calls started happening.

I just received a phone call from someone saying that I owe loan company some money and there was a lawsuit filed against me. They could not give me their names and they could not mail me the information. They said they were calling from Cashnet. I told them that I will not discuss anything over the phone until I have written paperwork in front of him.

I got a call from 512-234-5431 saying they were "Harrison Law Firm," and that I owed an unspecified amount from a loan at Cashnet. Having never done so, I knew that this was some fraudulent scam. I researched this issue and called back after reading some recommendations. I told them that I filed a police report and further information to my bank and SS. The Indian retorted and called me a **, ** and hung up. I just hope that put them in their place, and that I won't hear from these worthless **.

Cashnet called me and the best thing to do is say that you've contacted the police, social security and your bank on anyone who has called. I have called all my creditors they mentioned of threatening me with. There is an investigation going on with them for fraud and using misled identity. Other loan companies sell your name and information to people like this, that's how they get your info. Never put your mother's maiden name as they can get her info to. As well as any friends, make them fictitious.

I just had a phone call from someone saying that I owed Cashnet $718.00 for a $500.00 payday loan that I received. The person who contacted me is Chris **. In extremely broken English, he proceeded to inform me that I had to come up with $150 in minutes in order to keep this "matter" from going to court. He then dictated a document for me to fax to him. Interesting thing, the number he called from is in Florida, the fax number is in the state of Washington. Needless to say, after checking on the numbers and reading the various complaints from others, I responded. I told him that I would not be faxing him anything until he sent me proof of this so-called legal matter. And told him to stop calling me at work.

They say they have all my personal information, and recited my previous address (public record), last 4 of my ss # (can be obtained on the net). They call numerous times a day, at all hours. At first, they claim that they are attorneys for Cash Net and that I owe them for a payday loan (never had one with any company), threaten that there is a lawsuit filed against me. They threaten me with arrest, legal action, and that if I don't pay they will seize my assets and property. I have asked for paperwork to be sent of this lawsuit they threaten me with, they hang up. When I got a supposed supervisor on the phone, he won't tell me his name, and said the lawsuit paperwork had been emailed to me, which of course it hasn't and isn't legal for certified court papers. When I ask what company it is, they say they are attorneys for some company you cant understand then they hang up. I found out from the supposed supervisor who they say they are, Cash Net America.

I filled out one application and began receiving numerous calls regarding payday loans. I realized how much I would be paying back and decided against using any of the services.

Everything and everyone is complaining of what I have experienced. This Indian guy came calling me, talking about what I received as $500 dollars in my checking account. He’s threatening me and talking about if I don't pay, they were going to go into my account and charge me $10,000. I told him, I talked to some women and she said somebody was going to call me to confirm everything before they put the funds into my account. They were going to call from a private line. I never received a call and I never received any money. These people needs to be stop, quick.

I keep getting threatened by some Middle Eastern guy about money that I never got. I have all my bank statements and everything is correct. He keeps telling me that if I don't pay him $500.00, he going to sue me for $10,000 and have me arrested at work. This is **, these people need to be stopped. The so called company is stealing us some cash. I'm going to call the police myself on them. He said things about me that didn't make sense. I would love to meet these people face to face. Everybody please be careful. There are mean people out there God Bless.

A man with a heavy accent, who sounded like an Indian, keeps calling and harassing me about a loan that I did not receive. He calls every day on my cell and at work, leaving nasty messages about what he wants to do to me in the bed and how he likes my voice. I need this to stop. Can anyone help?

I first spoke to a female and quickly asked to speak to the company attorney. The company was identified as Advance Pay Account with several subsidiaries; Cashnet was the company I was accused of scamming and defrauding. Again, I asked for the company attorney, I spoke with a male who stated he was. He stated his name was Rick ** and he was licensed in the state of New York as an attorney.

Some heavy accented man named Dominic keeps calling my work, saying a lawsuit is going to be put against me and my SS no. because of a payday loan. I never received a payday loan from these people. His higher up is Steve **.

I have no idea. Some man with an extremely heavy accent keeps calling me. He said his name is officer Mike, so I am thinking he is a police officer (but one that doesn't speak English?). He claimed that I owe him money, but after listening to him (which was hard), he claimed to be from Cash USA. I have never borrowed money from these people. He knows my SS number, which is scary. He is continuously harassing me at work (I am a nurse) and at home. However, I just realized today (because he called twice) that now, he is trying to give me a loan. I told him today that he had already called me twice and I don't want any money (as if I am not going to recognize his accent). I also told him to take me off of his list because I was going to report him for harassment (he hung up). Yet, he still called again later to demand his money (again, of which I don't owe). I am very concerned about how he got my information. Who is he and what kind of scam is he trying to pull off? More importantly, what do I need to do now to protect myself?

Everything that everyone is complaining of, I have had. I got scammed into this payday loan, and I will be paying it back in full immediately. Don't be fooled. I have submitted complaints against these fraudulent companies to the FTC (Federal Trade Commission) and to the bank which issued a court statement against them:

I got myself in a little bind; I wanted to borrow $100 from them and eat the finance cost, which I would have paid in full. They said with all the information( which was everything), that I was approved. Yet by the end of the day, they said I was not approved. That was last week. At some point, they wanted me to make a copy of my social security card and send it to them. And I told them that I would not. Then I got a call from them, and they said the loan would go through as planned.

A collection/paralegal keeps calling me and threatening me with jail and fines for a loan which I never got from Cashnet. Watch out for these fly by night companies. They will say that you're approved but they never send the cash or that you have a loan when you never got one.

I need help because I think I have just been scammed. Desperate times call for desperate measures. I applied for cash advance through a different website, but somehow, Cashnet received my information and approved me for a loan for which I have never applied! Anyway, I called last night but their office was closed and they asked that I call back from Monday - Friday, 8:00 AM - 4:30 PM.

They are literally harassing me at my place of employment. I have not taken a loan out from them. The loan they say is for $511.00 for this loan that I never took out. I called the police on the day they called. The police officer was nice enough to call them and they advised him that no one was in the office. This is a scam and some one needs to to take them off of what they are doing. The guy, Henry **, or so he says, keeps calling and threatening my job. Their number is 888-**. Please if anyone can stop these people from calling. Help.

I am receiving phone calls at my job for a payday loan, which I know nothing about. These people have some family information, and previously, the calls were threatening. Now, they are just calling my supervisor, who has nothing to do with this.

I applied for a payday loan through them and never received any money. Now they have a collection company calling my home and work phone, harassing everyone, and they never sent me any money.

I applied for a payday loan. They said I was approved and the money was never deposited in my account. Now, they are calling and threatening jail and calling my job over and over. I will get fired if they keep calling. My boss is angry.

The guys had really thick accents and they said I took out a loan that I never applied for and told me that a warrant had been issued for my arrest. They were very rude and refused to give me any information. They had all of my info, how is this possible when you never applied for a loan? Times are hard and I'm damn sure I would have remembered getting a loan. I don't have a source of income, don't you need a job to get a loan?

This guy called me at work and claimed that he is from the cyber crime unit and there is a warrant out for my arrest. He asked me if the last 4 of my social security number is **. I told him yes and he asked me if I received correspondents from Cashnet. He then transferred me to his supervisor who told me that I got a loan for Cashnet and that they tried to debit my BoA account but that I put a block on it. They also said that I have amounted over $2500 in legal fees and if I did not pay the $300 that I owed Cashnet, I would be arrested in the next hour and sent to jail for 3 days. I asked him if he thought I was born yesterday and how dumb he was to think I would fall for such **. He started cussing me out, telling me to ** and **. I just hung up but I got scared because they seem to have my information, my address, what bank I deal with, my work number and from all accounts my SSN. I am just glad I know how to spot a scam and these "Indian nationals" sure are putting up a good one. But my question is, what are the authorities doing about this? I am not the only one who has been approached by these **.

After being caught in the pay day loan trap, we happened to discover that CashNetUSA is a member of the CFSA and that the CFSA requires them to offer us an extended payment plan (EPP). CFSA rules state that applications must be made by the close of business the day before the loan is due. I contacted them within bare minutes before their closing time on the day before it was due. I fully did not expect to make it in time for the current payment, but had hoped to set it up for the following one.

Just some advice to the people of Texas.

A rude man with a heavy Indian accent keeps harassing me and the receptionist at my job. He calls 5 to 7 times a day, and each time he uses a different name. He has been Justin **, David **, Jason **, Michael ** (funny he always uses celebrity names).

I applied for a payday loan. The first time I knew that I had been approved was when I discovered on my August 2011 statement that money had been deposited and a payment of $135 had been taken out. This month, 02 Sept 2011, I discovered that they were trying to remove another $537.88 from my account which is my entire disability check. I have tried to contact them to get an explanation but no one will return my call.

Someone called me saying that I owe them $517, and if I didn't pay, I was going to be charged with bouncing checks. I paid $388.13 and I was supposed to pay the rest today or I was going to be "charged." I tried to call the number and pay the rest but the number was disconnected. I feel really stupid and $388 is a lot of money for me. The phone number I was given was 188-202-0947.

They tried to tell me that this was an emergency level 911 call. They filed a complaint against me because I failed to payback a loan.

This is all a scam... Alot of you are commenting that you are scared that you will actually go to jail. That the police will come and pick you up from home. This is a lie. You cannot go to jail for this.

I researched information about Cashnet loans, but never received a loan from Cashnet. Not long after, I noticed on more than one occassion that checks that I didn't authorize or write were being deducted from my account. When I requested a copy of the checks, found out that Cashnet was the culprit. account. I notified my bank immediately, but NOW I've been receiving collection calls from the State Attorney's Office in regards to an unpaid loan that I NEVER received! The person was very rude, spoke with an Asian or Indian accent, and was very rude when I asked for a call back number. The number he gave me 619-292-8423 goes directly to voicemail.

I have received payday loans before, when times were tough, but I have always made sure that they get paid. I got a call on my old cell phone stating there was and affidavit with three charges against me under my social security number.

I have been receiving harassing phone calls from this number, saying that I have a loan out and need to pay it or else go to jail and they would send the cops to my house. They are so annoying. The scary thing is, they do have my ending numbers of my SS number. They seem to have a lot of info on me.

I received a threating phone call on my cell asking that either I or my attorney call them with regard to a fraudlent act on my part. I called back left message, they called me at work several times. I finally spoke with a Robert Williams, Federal Agent and he said was I aware of the fact that I had 3 counts of fraud, failure to pay a debt and one other one which I don't remember. I said no and he gave me a case # and put me through to officer Patrick Miller who had an affadavit in hand and was ready to file it if I didn't in fact pay the full balance owed by 4:30 pm PST. The amount with fees and balance they claim Cash Net said I owed them was $498.00.

I have received 2 phone calls from a person with a foreign accent claiming to be from the legal department representing Cashnet USA. They said there are charges being filed against me for a payday loan that I have not paid back. They said I have to come to the courthouse in Texas or that law enforcement will come after me. I have never had any online payday loan and Cashnet said they are aware of this scam and are looking in to it. This is causing me stress and problems on the job as they are calling me at work.

I had a guy call me in regards to a payday loan that was never given to me. It has never been placed into an account of mine. He had my SSN, date of birth, account numbers & my old address from a couple years ago. He called stating he was from a Jason ** attorney's office, I looked up a Jason ** attorney office in California and they have nothing to do with the call or Cashnet USA.

I just received a phone call from a man named Dean **. He asked me some questions and told me that I was going to be arrested for fraudulent checks. I had supposedly received a payday loan from CashNetUSA, and I did not. I called them directly. It was a scam. I was never listed in their computer, ever. I called Dean ** back and he started screaming, "You go away and don't call me, you **. I will see you in court." So I said, "Where?" He goes in California, but what circuit of court? Nothing is as bad as this--and they have my SSN. I am so ** and it's all a fake.

My friends and family are getting phone calls from 855-286-1918 claiming I'm being charged with fraud for an ambiguous infraction and leaving hard to understand intimidating sounding messages. They seem to have old information on me from several years ago. I reverse phone searched the number online and found this site. Now, I think I understand what is happening. I had a payday loan 5 years ago for $200 that was paid back. It sounds like this company has somehow hacked the payday loan company's records and that I am not alone in getting these calls.

Someone with a thick accent called me today. At first, they would not say the company they were calling from just that they were from California. They said that I had not repaid a loan and that they would be seeing me in court on Monday. I said I have not defaulted on any loan. They then proceeded to put their "supervisor" on the loan who stated that I owed them $700 for a pay day loan. I told them any money I had owed was certainly paid back as it was debited from my bank account. The "supervisor" then hung up on me.

I am an attorney and someone called my office today regarding a CashNet loan that has been sent to collections. Apparently, this Mr. Madison is calling people using my name and bar number to threaten people into paying. I am not involved with this at all and seriously upset that they are using my good name in this manner. Pain/suffering, damage to my good name, damage to my livelihood and more depending on what else has been done.

I was contacted by a person claiming to be a representative of the US Legal Investigation Department who left several messages on my home phone. Then, my mother called and gave me the person's name & phone number who had called her. His name was Eric **. When I called the first time, they hung up on me. The second time that I called, they claimed that they had an affidavit against me for not paying back a loan that I had received by Cashnet Marketing. They would not give me their phone number when I asked for it stating that they were the mediator. So then, when I questioned them about the loan, they did not have any information about that. They only gave me a case file number and some other number as well. I let them know that I would be contacting my bank, the credit bureau, and the BBB. When I searched both companies on the BBB website, the search came up empty.

We have been getting numerous calls from this Neal Johnson stating that there is a lawsuit against me and that he will help me. He has an Indian accent and is hard to understand. WE have never taken out a payday loan. I explained this to him. I called back once and the number was not in service. I have talked to him today and told him I thought this is a scam. He said that he would see us in court. I told him go right ahead, we'll see you there. I called Cash Net USA and was told that this is a fraud and lots of people have been receiving these threatening calls. He told me the only way to resolve the matter was paying by credit/debit card or Western Union to their Arbitrator, but would not give me the name.

I was contacted by someone claiming to be a representative of Cashnet saying that I got an EFT (electronic funds transfer) from them. They proceeded to tell me that I owe them $5043 and if I don't pay them, they will be taking me to court on Monday and charging me with EFT fraud and wire fraud and theft which is all a joke because I called Cashnet directly and they informed me that I did not have a loan with them. This is the 15th call in three months.

I had taken out a loan several years ago and repaid the loan. I actually even had to close my checking account with Utilities Employees Credit Union due to them because they sold my checking account information to people in Nigeria and they also took money out of my account. I spent 4.5 hours at the credit union trying to fix the account and disputing various items that were being deducted. They would not allow me to stop the payments from coming out and they don't answer the phone or they are extremely rude when they do.

This fool called my friend’s phone again yesterday. The same one with the Indian accent claiming I owe cashnet.com money. I told his ** I called my bank and that they told me no money from cashnet.com was ever deposited in my account in December 2009. Again I asked this clown how much was this so called deposit and he told me it was confidential. I told his lame the name of my bank. He wanted the number. I told this dumb to Google it if he wanted the number.

I have a payday loan that I am in default with CashNetUSA. They call me constantly both at home and at work. They have even left messages on co-workers extensions in the past. When I have taken their calls, I have asked them not to call me at work because it could jeopardize my job. They always leave threats and tell me that I will have federal criminal problems, legal implications, etc.

Not more than 15 to 20 ** minutes ago, someone talking with an Indian accent called a friend of mine. He said that I took out a loan in my friend’s name from cashnet.com. So my friend told me what happened. So I called these **. This dude claimed that I took out a payday loan from cashnet.com in December, 2009. I was like **! He could not tell me the amount or what day the money was deposited. He said the company wants their money. With the late fees, I owe like$1,225. I said let me call my bank. This ** is talking about they really want their money and some ** about a summons. I called my bank and no money from cashnet.com was ever deposited in my account. Hell, they went as far back as November, 2009 all the way through December, 2009. Not a ** thing.

Someone from Cashnet has been calling me and threatening me. I contacted my lawyer and she said that they have been trying for months to catch these people and it's all a lie. They are trying to scare people into sending them money.

It just started to me. I got a new number, but my old phone number is still on. I decided yesterday to call my old phone and check to see if I had any messages from anybody because I don't want everybody having my new number. So, I received a voice message from a foreigner--couldn't make out a name--but he knew my information. He said that it was a warning call for me. Then, he mentioned my last four digits to my SSN, my email address, and my street address.

Over a month ago my fiance began receiving phone calls from a company CashNet /PayDay stating that he had an unpaid loan. It was hard to even get them to say exactly what company they were "representing" (At the time of the original calls we had just paid off a legitimate loan). We have never dealt with either of these companies. The callers always have a strong Pakistan or Indian accent and will not provide any information as to amount, account number their address etc. However they know everything from our DOB, SS # and place of employment and reference phone numbers. Other family members have also had harassing calls demanding payment from them too. They call a minute apart over 8 times in a row.

I applied for a payday loan and my information was stolen by these people. They had my SS number and address. They said that I was behind on my payday loan and I had to pay them or they would take me to court. The reference number they gave me was ** and I contacted the credit bureaus and my bank.

Since February, 2011, I have constantly got calls from a Harry ***** and Jimmy ****. The men have Middle Eastern accents. They are claiming a payday loan that I got from Cashnet.com. I was never told of a set amount due. I never did any business with Cashnet.com. There were also two other numbers *** and *** and my caller ID says Ontario, Canada.

I received a voicemail at work on 2-9-11 from a Bryan **, saying I needed to call him back immediately at **. I did that and I received a recording that said, "the Magic Jack customer I was calling was unavailable". I didn't try again. Later that evening, I received the same message to call Bryan ** immediately or I would have a lawsuit attached to my driver's license and to call the same number above. I called it and the guy claimed to be Bryan **. He did sound of Indian decent. He proceeded to tell me that I had taken a payday loan out and was to pay it in full in 21 days. Failing to do so and a lawsuit is going to be filed at the courthouse and attached to my social security number and driver's license.

In the middle of a very busy and hectic day, my boss told me that there is a police officer on the phone by the name James ** requesting to speak to me. To start with, his Indian accent was strong that you couldn't understand him. After I asked him several times to repeat himself, he slowed down; from the parts I understood, he was a police officer from the national fraud division, and I was going to be prosecuted for a loan I didn’t pay back in the amount of $300.00. I assured him this was a mistake because I didn't take out any loan. I asked what the company name was that I supposedly took out this loan. He said it was Cashnet.

Frightening and harassing phone calls accusing me of taking a loan and not paying the loan. I have never gotten a loan from them or anyone. They're threatening to carry me to court, lawsuit against me. They said they were government investigations, that I wouldn't know what was happening to me and had my personal information such as social number, email, address, phone number. A foreigner speaks every time and it was hard to understand them. They would say "good luck as everything unfolds, it would be out of their hands". I wouldn't know what would happen to me or my kids.

As an employee of CashnetUSA, I can tell you that many of your experiences look like calls you're getting from scam artists pretending to be from us. But, no matter what your concern, if you ever have any question or concern, we have an excellent customer service team working 24 hours a day, 7 days a week, 52 weeks a year that I would encourage you to call at **. We take our customers concerns very seriously and work hard to make everything right.

A man with a heavy accent called me today. He threatened me with court and jail for default on a Payday loan with CashNet. I have no loan with them. While trying to talk to him, he started yelling at me and saying I would be arrested by federal marshals and I had to go to court tomorrow. Also, he kept asking me if I had a lawyer. I said why do I need one and he kept saying I was going to be arrested. I do have a Payday loan, but not with this company. My other loan is not default. I finally hung up on this person. He called me back and kept yelling. So I hung up on him again. I tried to call the number back, but it is not a valid number. After reading the notes on this site, I think I was the victim of a scam and I did not fall for it. I look forward for him to call again. I will keep my cool and turn the tables on him.

According to the phone book this number is in Austin, but who knows? An old neighbor (but still friend) of mine got a call from a man yesterday from a man with a heavy Indian accent. She had to make him repeat himself several times to get the name of Bob ** and the number. He said I got a loan of $1,000 from Cashnet a year ago, and hadn't paid it back. He said I had put her name and number as a reference.

He said I owed a payday Loan. I asked who it was and finally I got him to tell me but wouldn't give his name. I have taken payday loans but always had it taken directly out of my checking account. I never borrowed more than two hundred and something. He is saying I borrowed over five hundred! He told me that I would be arrested and taken to court. When I asked why the money was never deducted from my bank account, he couldn't answer me. He called 5 times in a half-hour time period.

I received a phone call today, on a new cell number, from a gentleman saying that I was being sued in Federal Court. I was having a very hard time understanding him because of his foreign accent. He said something about me going to the courthouse tomorrow. I stopped him right there and asked if I could speak to someone who could speak English. I was put on hold only to get another foreigner on the line. I told him that I still needed someone that could speak English because I could not understand him. I asked for his supervisor, he stated that he was busy and that I was going to have to listen to him. He started and I couldn't understand so I hung up. About 15 minutes later, my boss gave me a message from them.

After reading the comments here, regarding the man with a heavy Indian accent, I have apparently been targeted in an internet payday loan scam. I have received calls on my cell, and at work, sometimes 5 or 6 calls in a 5 minute period. Stating that if I did not pay him for a supposed outstanding loan, he would have me arrested, or he would contact my manager at work, and I would be in "serious trouble". Does anyone have any suggestions as to how to stop this? I have spoken with the people I work with, and explained what is going on, since they are getting calls as well. It is rather unnerving.

A man with a foreign accent called to tell me that I did not pay back a payday loan from Cashnet. I have never taken out a loan from Cashnet but he had my address, ss number, email address, and bank account information. He threatened me with being arrested, losing my job, calling my boss, and $6500 in court costs and fines if I did not give him $1222.00! I asked to call him back after I verified the information and he said that I had to call him back in fifteen minutes before he issued the summons.

Today, November 4, 2010 at 7:59AM, within one minute, I got a call from a man named Shawn ** to my cell phone, work cell and work landline. Mr. ** claimed to be with a law firm that was representing Cash Net who was taking legal actions for check fraud against me. He claimed that I had taken a loan with Cashnet and they had deposited money into my account. When it came time to pay my loan, there were no funds available. He also went on to say that because there was no funds available to fulfill my debt, they decided to write it off and file criminal charges against me for check fraud and that I had to appear in court on Monday to defend myself. That I would owe the firm $5000.00.

cashnet.com is a debit collector impostor. Someone from cashnet said that I had received a loan from them when I dint know anything about this. I was asking and thinking about when or why. When I asked how much money was, they he said it was only 300 dollars. Told that guy I don't have any loan then he got mad, screaming at me, saying bad words and I said, hey hold on be professional sir!

I received a call at 7am this morning from a man stating that he wanted to know who my attorney was. I asked who was speaking and he claimed to be an attorney who had been retained by Cashnet for theft and fraud stating that I owed almost $7,000 for a payday loan taken in 2009. He stated that they had sent me 15-20 emails. He demanded that I send 3 faxes requesting that I do not be arrested today, that I authorize them to take payments from my bank account, and a copy of my driver’s license.

I received a call at work today from this person claiming to be a lawyer. He had all my personal info, SS number, checking account number, email address, routing number. I never took a payday loan with Cashnet. This man sounded like he was from India with an American name.

This Payday loan scam happened to me living in FL, 10/20/2010. I couldn't find a FL area to report it to then come across this article: "Fake Payday Loan Collection Calls on the Rise in Illinois.” They called for over a week leaving messages on my voice message, speaking with a heavy Spanish/foreign dialect. When I returned the call they threatened me with Federal officials coming to my home/work. Then I knew this was probably fake. Stated I had taken out loan online (which I never had) and the funds were deposited into my bank account (which I've never rec.) although they did have my correct mailing address.

On October 21, 2010, I received a call from this Indian talking guy stating that I had gotten a loan from Cash Net off the internet and that I would be arrested and had to defend myself in court. What was so scary about that is that he knew my social security number and the name of my bank. How did he get this info? Well, I told him to come and get me and then I hung the phone up.

They said I would be arrested for cash loans taken out in November 2009 believe me I have not done this in 4-5 years with anyone. He said I would be arrested, which I laughed I just worry about credit issues.

I got a call from this Robin **, a person claiming to be an officer working on behalf of Cashnet and that there was a judgement against me for an internet payday loan that I supposedly received in January. When I questioned who he was or more details on the transaction, he stated I was upsetting him. He was going to send officers to my home and job to arrest me, and if he didn't have a notarized authorization for $820 in 1 hour, I would be in jail by the end of the day. I immediately contacted Cashnet and was advised they were aware of the situation and would be contacting me back if they needed any more info but to disregard the calls. These people are very disrespectful and hopefully, they won't get to far with this scam!

He said that I had an unpaid loan that was in collections. My wife and I would be arrested in the morning and taken to court, where I would have to pay a fine of five or six thousand dollars. He said he wished me good luck with my legal problems. My wife is recuperating from a quadruple by-pass operation on her heart. We don't need this form of harassment.

I received a phone call from a man named Alex yesterday afternoon claiming he was an attorney assisting with a debt collection. I asked, "What debt are you calling about?" And he was not able to give any information except that it was from a payday loan for $500 from CashNet on the internet. I tried to ask him about this incident and he refused to give any other information. I have never received any money from a CashNet payday loan thing from the internet. If I did, where is my money?

Yes I got a call at from Dwight ** saying I received a loan from cash net. And I didn't pay back. I said I did not. So he insists that I have my manger name or I would go to jail with an arrest warrant that day. He also has all of my personal information which is my social security number and my bank information, work information home information. I also had my husband call the number the person left so husband call and they would not give him the day of the transaction that it was place in my account an all the information so we can check into the company if that happen. Please help me out about this scram that I think is happening to me.

Cashnet Investigations and Legal Dept. contacted me on July 9, 2010 saying that I had received a payday loan from them and had not paid. I was going to be arrested and fired from my job. I never received any money from these fools and when I asked about the amount, the date, a copy of the promissory note I signed and how I agreed to pay, they would not tell me.

I was contacted by someone who claimed to be from Cash Net stating that I had received a loan from them, which was not true. But, I did obtain one from someone on the internet. But, they had also contacted me and when I found out that the officer that contacted me was not really who he said he was. I called him on it and he told me that he was going to teach me. I told him that I was going to be the one to teach him.

So I just wanted to share the information I have on these scam artists with you guys. Hope it helps. I have been contacted for months now by these Indian accented people. Every month, I get a new call from the same people claiming to be from different "law offices." Any time I question them or tell them I know they are running a scam and I'm not falling for it they hang up on me. They have all my information, which, yes, is scary but they cannot take anything. You have to send them money.

A few months back, I search online looking for a payday loan. I did an online request with Cashnet along with other company trying to find one that would give me the amount needed. I was offered $200 from Cashnet which was not even close to what I was requesting. Therefore, I chose not to accept the loan. There was no need to accept the loan when it wasn't even close to what I need and could help me with what I needed the loan for.

On 9/10/10 I was contacted at by home and business # by an Alice ** at telephone # **, regarding a payday loan from Cash Net that I did not pay back. I never requested a payday loan from this company and told her that. She insisted that I did and if I did not pay, a suit would be filed in court. I asked her for the name of the bank that the fund were deposited at and she would not give me any info. She contacted me to a Mr. David ** that said he was an attorney and that I did owe the money and he was going to have the police to come to my house on 9/11/10. He too, refused to hear that I did not know what he was talking about. Both of these people were threatening and obnoxious. Their voices sounded like they were Indian. I kept the voice messages that they left on both of my telephone #'s. I will contact my attorney on 9/13 to see what to do from this point. I will also go to my bank to change account #'s. Is there anything else I should do? Please respond.

Cashnet USA are not the offenders here! Cashnet is in the process of gathering information to file a class action lawsuit against this fraudulent company that me and everyone else is being harassed by. You can call Cashnet as I did and they will take your complaint and ask you a series of noninvasive questions to use in their lawsuit against these harassers.

Just so you know, they are not attorneys and you will not be arrested. They are debt collectors. If you get harassed, tell them that this call is being recorded to protect yourself from harassment and mention the Fair Debt Collection Act. This states that they can only call you one time a day. If they start harassing, get their fax information to file a cease and desist against them. If that doesn't work, get with your secretary of state to file against them. You have the right as a consumer to request copies of all your paperwork, including the email address. If you didn't get this loan, then file a fraud case with your local PD.

I have been receiving several threatening phone calls over the past few months from a law company claiming to work with Cashnet. These people are saying at first that I took out a loan of $500.00. They it dropped to $250.00 and that if I do not repay them, that I can be and will be taken to jail in a few days. I have never received a payday loan over the internet from any site, but because these people knew all my information, this has caused a lot of stress on my family and me. I don't have a lot of good credit but I'm trying to fix that and for them to call and harass me stating that they know were I live and they have my SSN. It makes me very nervous because I have 3 teenage girls in my home and it's very disturbing.

This is not a complaint, but a good review. I have been using this payday loan company for over 2 years and have never had a problem. I just got on some other sites because the loan I got the other day was not enough after I realized I had an insurance renewal coming up on Sat. Well, I've got pop-ups, scams to take money and fees from my checking account and you name it! This is scary! Cash Net has never done that. You repay your loan and you can gradually increase the amounts you desire. They will also send coupons in the mail with codes for a percentage off your loan fees.

A guy who doesn't speak English said, I did 3 pay day loans and I will be arrested Monday at 11. I have no clue who these people were nor I never did a pay day loan online. He knew my bank which is scary. I need help, I have no clue. He said, he was from cash net and I will be charged for 3 different things. I told him I have no clue what he was talking about. I call my bank to notify of any thing going on with my account and to call me.

I got a call on 8-3-2010 from a foreign gentleman saying that he was an attorney from CashNet. He told me that he was going to file charges against me with the county I lived in. He would not give me any information about the complaint. I had received money from three online banks, but CashNet was not one of them. I had asked for a phone number to contact them myself, but was given a number with another foreign person. I called the police but there really wasn't anything that they could do.

I have been laid off of my job for a year. Before knowing this was going to happen, I took out a payday loan. I am now getting harassing calls from outside of the country about legal action being taken if I do not settle the debt. Is this true?

I keep getting calls from a Indian-speaking man from Cashnet Marketing. I need help to make this stop. They tell me I owe them money and I do not. They are harassing me and my family, and I'm not sure where they got my numbers from. I have read on the internet that this is a scam company. Any assistance you can give me will help.

In March, I received a call from an Eric **** telling me that I owed a cash advance net for a loan. I know I received a loan so I made arrangements and paid it back. I kept the paperwork he faxed me to sign. Today, July 21, I received not just 1 call but 3 at my job from ACS which is the same company Eric worked for telling me that I owe for a loan and if I do not listen completely to everything they say and do not talk, they will have try to work with me so I would not be arrested for web fraud, bank fraud et cetera. I listened and talked the officer Austin who told me about making a payment plan to pay them back using a credit card. I gave a prepaid card and send them a letter stating that they can draft the card for the money.

I received a call on my cell phone from a man saying he was from the law firm for Cashnet, said I needed to give him my debit card number so he could take out the amount of $402 that I supposedly got on a cashloan from Cashnet. I never got a loan from Cashnet. He said if i didn't do this, I would be arrested and sent to jail for fraud. How can this be if I never got a loan from this company?

Mr. Robert ** of Southwest Recovery representing Cashnet states that I have an unpaid loan from 2006. I stated to the representative, "This is my place of work you are contacting. I have never done business with this company and the loan in question was never transferred to my checking account ending with 4249." I faxed Mr. Robert my banking statements as proof. No legal documentation was sent to me by mail, and they have placed this on my credit report. My attorney is aware of all of my debits. I made Mr. ** aware of this in our conversation.

The other day, a woman called my work stating that there was a legal matter that she must discuss with me. I was trying very hard to understand her, but she had such a thick accent I asked to speak with someone who spoke better English. A man came on the phone and was telling me that the FBI was involved in me committing fraud with CashNetUSA. He stated that I had stolen money from this company and that I was facing a $6000 fine. He said that I could take care of it over the phone or face jail time if I took care of it in court. They have left me 2 voicemails at my home also that are threatening me. I contacted CashNetUSA to see why they would say that I stole money and turn me over and they said they didn’t. They said they did their own in-house collection and that they don’t send information to third parties.

I took a loan with CashNet. I contacted those 2 days before the loan was due, informing them that the funds would not be available in my checking account. They put through the charge anyway, causing an overdraft fee of $15.00. I hadn't heard from them, so I had no real recourse. Then they divided the money up into 2 separate payments (which were more than the original payment amount) and tried again. This will cause me another $30.00 in overdraft fees. I contacted them by phone and they told me that they are not responsible for the overdraft and resulting fees, even though they have on record that I DID notify them that the funds would not be available. I understood that I would still be responsible for the loan and was willing to pay the extra finance charges. I have used this service before but will not use them again.

I took out a loan in the amount of $300.00 from CashNetUsa. They were to debit my checking account on monthly installments until this loan was re-paid in full. Since that time, they continued to debit my bank account in excess of the total money I owe them. I contacted them several times and the only response I received via telephone and emails is that they do not accept personal checks. I still owe them money which I do not and that they are going to turn me over to a Collection Agency.

I have been receiving phone calls from a man stating he is with Cash Net for about 2 months now. He claims I have committed a cyber crime and wire fraud. I have not received a loan from Cash Net. He tells me over and over again that I will be arrested with in the hour. I have tried to explain to him I did not take out a loan and have verified with my bank that I have not received any wire transfers. He continues to harass me and tells me to shut up when I try to explain to him he has called the wrong person. I have called the state attorney generals office and I have been told this is a scam and do not give them any information. This man calls me at work and on my cell phone. I have no idea how he got my numbers. I have asked him to send me the loan papers and he simply hangs up the phone. I have contacted Cash Net and the information they have ss#, dob, and bank acct# does not match my information.

I received two phone messages on my personal cell phone saying that as soon as I receive this message I, or my lawyer, must contact them at the above referenced number. And if I don't, then all they can do is wish me luck for my safety. I felt threatened by this message. On the same day, I received a call on my work phone from the same person asking for me. I asked who they were because in the cell phone message they do not say what company they are calling from (also, the accent is so thick it is nearly impossible to recognize even your own name) and they said Cashnet (I had to have him spell it out). I never said I was Janice but asked the man what this was in reference to and he said a loan.

I have been called by this "legal firm" saying they represented Cash Net and state that I had got a loan in March or April of 2009 and had not paid it back. I stated I had not and that I would verify that with my bank which I did and it there was nothing deposit from that company at anytime from the time stated or after. I called Cashnet as well and they stated they do not service WV which is another verification that I didn't take a loan out or sign any papers for a loan.

A Mr. Shaw ** called me saying that I had got a payday loan for $600 and didn't pay it back and Cashnet Marketing is suing me for this money. I asked him who can I speak to about this and I told him I didn't take a payday loan and I want to fill a fraud charge paper. He hung up but he's still calling about this money so I went on the internet to see if I can find any info on this company and all I found was a ripoff page saying the that company is trying to rip people off and that it's not a real company.

I got a call from several of the people at what they call a criminal case fraud unit claiming to represent Cash.Net claiming that I owe them money and that if I didn’t pay, that they would "haul" me out of my place of employment or my home and that I was being charged with fraud. They claimed to be a lawyer’s office and that they have been trying to reach me for some months now. They constantly ask for my husband for which I do not have one. They explained that I had to write a letter of apology stating that I did not mean to commit fraud, but that I was going to clear up this debt of which I have till next Friday, the 15th, to pay and that not only do I have to pay back the $450 that I owe but attorneys fees will be assessed as well!

Today, I had a call from this same company saying they were legal advisors for Cashnet. Through the unused card I used to do the application, they said that there was no deposit from a payday loan. So I told them that they said the bank people was lying and that I had to send them $250 right now to keep the law off me and that they had an affidavit for me to go to court and keep on saying, "Mama, mama, you are very close to us." They also had me to write down this little letter saying that this was not my intention to commit this type of fraud do to some finical problems which I am clearing today to document and sign.

I have never, ever taken a loan out with this company--never! Yet, I keep getting phone calls from them everyday of the week, sometimes two or three calls a day--even on Sundays. I have not called them back as I have never conducted business with them. I am not sure what to do to stop the calls. Should I call and deny that I have taken a loan out with them or should I ignore them hoping that they will go away?

As the above complaints from other people, a law firm associated with Cashnet called me several times in the past few days. They said that they had an affidavit and would be taking me to court for nearly $600 that I owe to Cashnet. This law firm stated that Cashnet tried numerous times since September 2009 to contact via emails regarding the past due balance and how checks were sent bounce by me. However, I have no idea who or what this company is. I never received a statement from my bank regarding these bounce checks.

First, the harassing calls started at my place of employment where the collector discussed this matter with several of my coworkers and my supervisor telling her my company would be responsible for this debt. Since Oct.2009 until present, this company has called at least 8 times at my place of employment refusing to send me written proof of this debt so I could dispute this debt. This collector has threatened my life, cursed me out of numerous occasions and just threatens to continue calling.

I took out a loan for $200 for car repairs. The Auto withdrawal to pay the loan hit my bank two days prior to the agreed upon date. Cash Net hit my bank account over 8 times in one month, causing outrageous overdraft fees. They called me just today, 6 times in five minutes (so glad I saved all the caller id notifications!). Rick was rude, offensive, threatening and beyond harassing. I had my boss call him, and so far he hasn't called again. I have never been spoken to like that, never been screamed at like that and thanks to my boss, who is a collection attorney and actually follows collection laws and the FDCPA, he is leaving me alone for now. I don't doubt for a minute he will call back.

I borrowed some money. I can't deny that. But I have been charged outrageous fees for what I don't know or understand. I ran into some hardship and called Cashnet and they set me up with an EPP plan that was emailed to me by a young lady. I was told these forms must be faxed back the next day, which I did. But I was told that they could not find such documents. I made this arrangement on 12-10-09; my first installment was due on 12-15. The EPP amount was supposed to be 4 payments of $98.43. I don't know what is going on now. The first $98.43 is due on the 30th of this month. I’m getting calls at home several times a day. Help.

I am writing in reference to my daughter, who took a loan out from Cashnet USA 3 years ago to try to feed her and my grandson and keep her car. She told me this morning when I got home from work at 5:00AM that this Sharon ** called from this CVRS company and stated that she was a lawyer and that if my daughter do not abide by their rules in the payments they quoted her, that Sharon ** was going to repossess her car and garnish her wages through the Duval county courthouse as soon as possible. My daughter, my grandson, myself and my other half are living together for financial purposes because of wage cuts and less hours. My grandson is going to be a senior this year.