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CashNetUSA Reviews

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Edited by: Jon Bortin

About CashNetUSA

CashNetUSA is an online money lender that offers a variety of different loan options for consumers who need quick access to funds. This is a popular option for people who have below-average credit and may not be approved for a traditional loan from the bank. The amount you qualify for and your repayment terms depend on your loan history and the specific requirements of your state. To qualify for a CashNetUSA loan, you must be 18 years of age or older, have a verifiable source of income, have an active checking account and live in the U.S.

Visit www.cashnetusa.com
Pros
  • Offers various short-term loans
  • Same-business-day funding
  • Easy application process
Cons
  • Cannot take out concurrent loans
  • Higher interest rates
  • Limited availability — only operates in 12 states

CashNetUSA Reviews

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    2 featured reviews
    How do I know I can trust these reviews about CashNetUSA?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 16 Reviews 2025 - 2175
    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 7, 2019

    I was honestly apprehensive about using CashNetUSA for my loan because I always assumed they were a payday loan place. But the rep that helped me explained very clearly that I was not getting a payday loan but a line of credit that I could pay off over time and even early if I wanted with no penalty. I was very appreciative of how helpful and friendly the rep was in walking me through everything I needed to do over the phone. I got my money the next day! It was a great experience and have honestly already suggested CahNetUSA to my friends and coworkers if they need a loan.

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    Customer Service

    Reviewed Sept. 6, 2019

    I has a loan with CNU. Filed for an extension of my loan but the day before the date of extension I contact CNU in writing as per the contract and told them it was not needed. They withdrew just the extension fee amount which is what I expected since they did not have a chance to change the bank draft amount but I contacted them again just to be sure they received my withdrawal request. On the next business day, I checked my bank and no withdrawal of the additional funds so on the next day I contact them again to ask what was up and they said that I had to pay the extension since I notified them too late.

    According to the contract I have 3 business days from the disbursement to cancel a loan but by the time they responded to this notification from me it was over the 3 business days. The rest of the correspondence with them went downhill from there. It took them 24 hrs to respond to each email I sent and then they had the nerve to tell me that if I contact them in 45 minutes they would honor the extension. I was in a meeting at the time. I was going to dispute the transaction when they withdrew the loan payoff with another loan fee attached but I'd rather not ever talk to these people again.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedOnline & AppStaff

    Reviewed Sept. 6, 2019

    Efficient. Professional. Quick. Great communication. My first time getting "quick" cash. A very good resource to get funds fast... but pay off quickly so you don't pay too much interest. No penalty to pay off early! The application process was very straightforward without the need to enter in a lot of personal information.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 6, 2019

    I was very pleased with them. They approved me fast and it was very easy. The money was in my account within a few hours of getting approved. I would recommend them to anyone. I didn’t have the greatest credit, but still got approved.

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    Verified purchase
    Punctuality & SpeedOnline & AppStaff

    Reviewed Sept. 6, 2019

    CashNetUSA gave me a great online experience that came with prompt, professional, and courteous service. Correspondingly, It's safe to say that all online representatives that I interacted with went above and beyond for me. Furthermore, the online application process was convenient, easy, and straightforward to use. Also, the loan offered by CashNetUSA has competitive rates, convenient payment options, and great refinancing offers. I will always use and trust CashNetUSA as my loan provider. Lastly, I will always recommend CashNetUSA to friends and family members.

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    Verified purchase

    Reviewed Sept. 6, 2019

    It was very easy to fill out the request and get approved for a loan. I will most definitely be referring my friends in need of cash to Cash Net USA. It was such a blessing to be approved so easily. Thank you.

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    Verified purchase
    Online & App

    Reviewed Sept. 5, 2019

    It was so easy to apply online. The online application was easy to complete. Approval in minutes, and received funds the next day. Will definitely be recommending to all my friends and family!! Money was on the way with CashNet USA...

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    Reviewed Sept. 5, 2019

    This site is very easy to read and quick to process your loan request. The only thing I've had trouble with is placing a promo code in. It's accept the promo but won't let me complete the application once the promo code has been enter. Instead a message appears saying "cannot complete application". However, I can complete the application if I take off the promo. I think this needs to be fixed. Because I have had two promo... one for 50% off and the other for 25% off offer expires 2020... Rather than that this company is great and gives a reasonable amount to be approved for your loan. I even like the fact that if I cannot pay back in two weeks they can extend for another two weeks for the fee amount up to 4 times.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Sept. 5, 2019

    Very smooth, fast and easy process!! I would recommend to anyone in need of emergency funds and can’t get a traditional loan. I filled out the application online, was approved in minutes and the funds were in my account the next day!!

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    Customer ServiceStaff

    Reviewed Sept. 4, 2019

    Please never get a loan with them no matter how desperate you are. Not only did they mess up my account but took $700 out of my account without approval while reviewing my account for errors they made. They will promise call backs that will never happen and pass you off to one rude, incompetent employee after another. You will explain the situation 45 times to only have them look at the notes and still not get it. Worst mistake I've ever made.

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    CashNetUSA
    Response from CashNetUSA

    Hi Angela, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at 888-801-9075.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 4, 2019

    Cashnet is Extremely easy to work with abs. As promised money was in account the same day. Customer service was friendly and helpful. Answered all questions quickly and accurately. Was in between paychecks with jobs and it met my needs perfectly.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 4, 2019

    This company is great 100 real and fast. Hassle free. Approved in min. Have money granted next day. Didnt believe it until I saw my wife do it and it was an easy approach. No other loan place can do what Cash Net USA can. You have my vote.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Sept. 3, 2019

    Application process was quick and easy. Funding was amazingly quick. I was in a pinch and I was surprised that the funds were available as quick as they were. Not only was it quick but by far on of the easiest loans to get ever!

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    Verified purchase

    Reviewed Sept. 3, 2019

    Simple process. No headaches. AMAZING RATES! It only took a few minutes to get approved. I got plenty of heads up before the payment came due as well. I didnt have to do a thing! Will definitely use CashNestUSA again.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Sept. 1, 2019

    The process in getting the deposit was fast, the only bad thing was I transposed my checking account number! So when it was direct deposited the ATFCU system didn't recognize the account number and sent the deposit back immediately, I knew this because ATFCU told me what had happened because I called them first thing because after the email confirmation from CashNetUSA. I checked my account and it wasn't there, this was all my fault. What disappointed me was even though ATFCU immediately sent it back early that morning and I called CashNetUSA early that morning to let them know. CashNetUSA wasn't able to help.

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    CashNetUSA
    Response from CashNetUSA

    Hi Fred. We’re sorry to hear this and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team at 888-801-9075, and we will investigate this for you.

    Verified purchase

    Reviewed Sept. 1, 2019

    Well as far as I can see I was approved. I truly appreciate it. I’m using this 700 to help my family. I’m so happy we can fix the car now!!! Finally someone gave me a chance. I will show you all I can pay this back on time. No problem. Thank you all sooo much!!!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 31, 2019

    It was fast and easy. They are polite and will work with you to correct a problem. Fast and efficient. I would recommend my friends this company. I never got an answer so quick for a loan without hassles. I would like to personally thank you. You are awesome.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 30, 2019

    I like the way they were quick at helping me get a loan to help me with my finances... and for that I really appreciate them for it. I would highly recommend Family and Friends to see them about getting money from them.

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    Verified purchase
    StaffProcess

    Reviewed Aug. 29, 2019

    This was the most easiest process that I have ever been through! The representative was very courteous, knowledgeable and she made process as smooth as smooth could be. I share with a neighbor or mines my experience as she filed an application the same day and had the same experience. Thank you. I'm very satisfied!

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    Verified purchase
    StaffProcess

    Reviewed Aug. 29, 2019

    Would recommend. Extremely nice and very courteous. The process was easy and well explained. When you have a problem it is nice to know there is someone you can turn to and they gladly help you. Thank you for your help and understanding. I will definitely recommend you to my family and friends.

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    Verified purchase
    PricePunctuality & SpeedStaff

    Reviewed Aug. 28, 2019

    Quick and accurate! The guest service agents were knowledgeable about rates, charges, & interest rates. She was friendly and professional as well. I highly recommend CashNetUSA to any family that is experiencing difficulties making ends meet. This helped get our household back under control.

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    Verified purchase
    PricePunctuality & Speed

    Reviewed Aug. 28, 2019

    They are fast when you need the money, when you need it. Never have there been a better service. Even doesn’t cost you a arm and leg, charging you high-interest rates for their service. Finally their help, when you need help.

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    Verified purchase

    Reviewed Aug. 28, 2019

    I liked that I didn’t have to talk to anyone and I was pre-approved. I liked that I didn’t have to send check stubs. I like that I can make monthly payments. I loved that I got the money the same day. Thanks.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 28, 2019

    My app was approved in minutes! When I called to get a clear understanding of the payments and payment options, my rep was very friendly and thorough! I appreciate the kind of customer service that does not leave me with doubts!!!! Thank you Cashnet USA!!!

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    Customer Service

    Reviewed Aug. 28, 2019

    I applied for a $2000 credit line loan after reading great reviews to find out that they do not provide you with loan payment amounts upfront. I was told today by Penny that they can only give you & estimate of what your payment will be over the phone. Me thinking that a line of credit meant monthly payments not biweekly. Once payments started $338 came out biweekly. Then I called again to inquire about the payment amount. My credit score was 700 & they only gave me $2000 where I was told I would owe $2470. Then I find out that the payment will be $338, $334, etc. until the bill is $0 which can be 3 or 4 years. This is a Loan SHARK. Run & Never look back.

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    CashNetUSA
    Response from CashNetUSA

    Hi Meka. We’re sorry to hear this and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team and we will investigate this for you.

    Verified purchase
    Process

    Reviewed Aug. 27, 2019

    Application process went real smooth. I haven't been with Cashnet long enough to have developed any real experience. As for payment options, I decided to go with auto debit. Hopefully I will receive notice before account is debited. I appreciate hearing from you.

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    Verified purchase

    Reviewed Aug. 27, 2019

    I applied for a small payday loan on a Sunday and the money was in my account by 6am Monday. Also, there is no giant fee for having to borrow the money which made me happy. I would recommend this service to anyone!!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 27, 2019

    I received information from CashNet through the mail. I had unforeseen circumstances. After researching the business online and making a call I determined to go with CashNet. Great service! Professional and timely! Friendly and helpful staff. I would recommend this service to my friends and family.

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    Verified purchase
    Staff

    Reviewed Aug. 26, 2019

    The young lady that helped me really took her with this old girl and helped me. She did not complain one time about me and I really appreciate that. Please keep that kind of help there so when people who have trouble not knowing everything will not feel like they are stupid.

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    Verified purchase

    Reviewed Aug. 25, 2019

    Thank you very much for my eligibility. Money in my account very good. Unbelievable. I was always turned down for loans, not given me a chance to rebuild. I thank you again. This is what I have say, just appreciating.

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    Verified purchase
    Punctuality & SpeedOnline & App

    Reviewed Aug. 25, 2019

    Quick approval. The app process was easy. I never had a better experience with a loan company. No hassle. When in time of need these guys came through and helped me out. Now my worries of not being able to make it till payday are gone and my family can eat. Thanks.

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    Verified purchase
    StaffProcess

    Reviewed Aug. 25, 2019

    Excellent review easy to use. Helped out at and hard time. Will continue to use CashNetUSA and will be recommending to friends and family. Process was very easy and didn’t take much time at all. All around great service thumbs up.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 25, 2019

    I went online and in 10 minutes I had the money I needed. I never knew they gave a line of credit. Great experience. It was quick and they gave me more than I thought I would get. I would recommend this to all my family and friend.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 25, 2019

    Well I don’t have any complaints. Everything was to my liking! I would recommend this to family and friends everywhere. Everything was quick, my application and my approval. The only thing I recommend is do it early in the morning.

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    Verified purchase
    Process

    Reviewed Aug. 25, 2019

    Easy process. Put my mind at ease and I was able to take care of my problems with the money. I was able to take care of my problems Stress free. I would review a friend that was having fininacial problems in a sec.

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    Verified purchase
    Staff

    Reviewed Aug. 24, 2019

    The customers service reps was outstanding. Very well trained. It was a great experience. Thank you all for your support. I would request my family and friends to join y’all outstanding team. Once again I was very pleased with the service. THANKS!!!

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    Verified purchase

    Reviewed Aug. 23, 2019

    Can’t be happier with the service provided, it surely will help me get ahead of my bills. Was at first hesitant but once the loan was deposited into my account, my worries and troubles were over. Again thank you CashNetUSA for helping me out.

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    Verified purchase
    Staff

    Reviewed Aug. 23, 2019

    This was a blessing in disguise and every single person I encountered was extremely helpful and had a high level of knowledge regarding the loan process which was key in getting this done the right way. I have nothing negative to say but I feel it's only right to say thank you.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed Aug. 23, 2019

    My experience with your company was very positive. The application process was easy, not many questions and easy to follow. The response was also done in a timely manner. The approval process was also very easy. I would definitely recommend others to use your services.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 23, 2019

    My experience was great with this company. Will use again. I’ve recommended Cash Net to all of my family and friends. They delivered my money quickly and they were hassle free. I can not wait to tell more people about you all.

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    Verified purchase
    Price

    Reviewed Aug. 23, 2019

    I feel that y'all want way too much money back on the loan. The interest is going to hurt the people because they may never finish paying back because of it. Need to lower it so more people can apply.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Aug. 22, 2019

    It's was super easy and so unexpected. Truly appreciated it and honestly thought it was a scam. I was surprised and will recommend to anyone I know looking for a easy quick loan. I didn't have to spend time on the phone either.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 22, 2019

    Very friendly and helpful and courteous. Best customer service ever... so easy to get my loan. Thank you so much. I would love to do business with you again. I will definitely take another loan with you. Thanks again... Dennis

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    Verified purchase

    Reviewed Aug. 22, 2019

    Payment options and amounts not disclosed at time of loan acceptance. Having to wait 5 days to know how much your payments are makes it hard to stay within budget. They should at least know the minimum requirement. The purpose of the loan is to help you know what you are paying out.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 22, 2019

    I had the pleasure of speaking with a Customer Service Representative, who was able to assist me on the Chat option. He understood what I was trying to do and he helped me fill out the application and I submitted it and was approved for $1,000.00. I was trying to get $2,888.00, but he explained at this time I can only get $1,000. I asked once I pay off this loan can I get another loan. He stated yes I can. He was very helpful.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppStaff

    Reviewed Aug. 22, 2019

    My overall experience is Very satisfied. The application process was quick & easy. The website was very user-friendly; setting up my account was simple, anyone can do it. 24/7 Customer Service was courteous, professional & knowledgeable. I was approved in a matter of minutes, even though my credit is a little less than average.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 22, 2019

    I received my money on time with no hassles. I would recommend this to all my friends and Family. I received my money in my bank account and was very pleased with the results. After paying this loan off I would like to get another one.

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    Verified purchase
    Customer Service

    Reviewed Aug. 21, 2019

    The customer service was great but could if I add my wife can I get an Increase in my loan. My wife income a month is 1722. We need the funds for rent. We can pay it back. We don’t want separate accounts.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 21, 2019

    I received my loan very quickly and everything was great. Will recommend you to my friends. Thank you. The payment option was great. Keep up the great work. It would be great if you had installment loans with monthly payments.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 21, 2019

    It didn't take long to get the funds. It was so fast. Didn't need much information like other people. It was short and to the point. Funds was in account the next day and I was so happy. Thanks for all your help.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 21, 2019

    Excellent service....it wasn't complicated to do online. Very courteous customer service. I would recommend this service to a friend. I'm Thankful I found CashNetUSA. I can now say my financial will put me in a positive situation than what was before. Thank you so very much. Your friend Ms. Casey **.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Aug. 20, 2019

    I was very impressed with the speed and ease of the loan process. I would truly recommend this to a friend. Thank you! The simplicity of the process worked into my schedule that is very busy. The processor for the loan was also very clear and informed during the process. This was reassuring.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 20, 2019

    Quick and easy just how I like it. Approval process was not too long. I received funds in a timely manner. In addition to notifications on when the money would arrive to my account. Would definitely recommend to a friend.

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    Verified purchase

    Reviewed Aug. 20, 2019

    I seen a commercial, applied and within 24 hours the money was deposited in my bank. This was a true blessing. I had nowhere to turn to when I most needed it. I will certainly recommend this service to my colleagues and friends! Thank you! Michelle

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 20, 2019

    Fast and easy, since it was later in the day, just like they said it would be it was there the next day. Great job for truth in advertising and actually helping people fast that need the help when they apply.

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    Reviewed Aug. 18, 2019

    Fast easy money yes that true but as far as paying it back I have made 4 payments and my balance is still more than I borrowed. And they dont tell you that every payment is more than the last one you made. Fast easy money=== long time pay back.

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    CashNetUSA
    Response from CashNetUSA

    Hi Crystal, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at 888-801-9075.

    Verified purchase

    Reviewed Aug. 18, 2019

    Free of worrying and fast service. Thanks. I could not believe that I would get that amount of money over the internet and it feels like a step up in society. One I was looking for. I truly plan on getting anyone who can afford to get a loan from you all.,

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    Verified purchase
    Customer ServicePunctuality & SpeedProcess

    Reviewed Aug. 17, 2019

    Was very fast with an answer and was able to help me in my time of need. I’m grateful for the chance to get the funds. I was scared at first but the process was fast and easy. I don’t think I would have been able to get that anywhere else.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 17, 2019

    I called and the lady that picked up was very nice and helpful I appreciate that you guys hire people like that because people do appreciate kind people. She was amazing and very helpful, very professional. Thank you very much!

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    Verified purchase

    Reviewed Aug. 17, 2019

    It was great. Thanks for the help. I will tell my friends about y'all. The money help a lot and it was fast to get approve the same day. When I woke up in the morning the money was in my account just like they said.

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    Verified purchase
    PriceOnline & App

    Reviewed Aug. 17, 2019

    Very user-friendly! Will definitely be using again! You were there when I needed financing the most. Thank you so much!! This website is for real! Honest loaning at reasonable prices too! The payments plan are wonderful! Will recommend to all my friends too!

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    Verified purchase
    PricePunctuality & Speed

    Reviewed Aug. 16, 2019

    Recommend 100% if you are low on time, high on frustration and need a quick, no hassle loan- this is the company to use. Quick online process, almost immediate access to funds and low interest. What more could you ask for?

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    Verified purchase

    Reviewed Aug. 16, 2019

    Great experience and easy to apply and get approved. I will recommend this loan place online and will tell friends and family to use CashNetUSA for a loan. This has been the easiest way to get money I have experienced.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 15, 2019

    This experience has been so awesome and a blessing. The only company that accepted me. I would recommend this service to everyone. It was easy, fast, and it has great payment plans. When I was informed by mail I didn't think I would qualify but I did. I will not be returning to any other company I will remain here. This was good for me and I could not thank them any more than I am feeling.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 15, 2019

    It was easy and quick responses from the team, application process was super easy, I highly recommend to anyone, if I had any questions it was easy to ask someone and timely responses, thank you guys. I really appreciate the fast reaction to any request I have had and the complete nice and competent customer service.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 14, 2019

    I am very impressed by the prompt service! The secure website was easy to use. I appreciate the easiness of the website. It was easy to follow the prompts and even safer to share info through this company. Thank you for your service.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Aug. 14, 2019

    I’m forever grateful this came in at right time and process was very smooth. I was in a crisis situation and this helped me to overcome a hurdle at the current moment. Never heard of this before however, I gave them a try and that helped.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 14, 2019

    Applied online after receiving a mail envelope. It was on time and applying was easy. I was told exactly how much I could get and it was deposited the very next day as they said it would be. I also took notice of how I had the opportunity to take out exactly what I needed even if it wasn't the whole amount. Never heard of that before.

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    Verified purchase

    Reviewed Aug. 14, 2019

    I received my loan at a time we needed it. We taken a family vacation, my son is graduating also the conveniency. Thank you CashNet... I couldn't be more happy with the process and the terms of the loan. I will recommend to friend and definitely will use again.

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    Verified purchase
    Customer Service

    Reviewed Aug. 13, 2019

    Awesome job on getting my application done and my funds was available the next business day so I would recommend a friend and family to them and I would really continue business with them. They were the only ones that gave me a chance and didn't turn me down and they answered all my questions online and over the phone.

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    Verified purchase
    Staff

    Reviewed Aug. 13, 2019

    They were very courteous & help me in anything I needed for a loan. After I received my loan many scared me saying my account would be overdrafted by them taking more payments than was supposed to. I know they help me in a great time of need. I would recommend it to anyone wanting to get help in a quick easy process.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 13, 2019

    I have had payday loans before and cringed at the idea of getting 'caught up' in one again, but this experience has been a breeze. It was a quick and easy process, and the terms are amazing! They didn't loan too much and didn't want to take it back the next day making it necessary for me to immediately take out another loan. This company is definitely offering solutions and not preying on people who are temporarily strapped for cash. I would definitely recommend CashNetUSA to anyone I know who needs short term cash solutions fast! Thanks again!

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    Verified purchase
    Punctuality & SpeedOnline & App

    Reviewed Aug. 13, 2019

    The experienced was easy and the company worked with me on getting a fast approval. I am grateful for the opportunity to be a customer. The online application was very easy to complete. I would recommend CashNetUSA to anyone looking for a flex loan.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 13, 2019

    Great, very helpful and easy and fast, convenient for people who want to do things from home. I also am very grateful that I was approved for a credit line of so much. I thought that I would only get 400$.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 13, 2019

    This was the fastest and easiest experience I've ever had getting a payday loan. I would definitely recommend it to anyone who needs cash fast. Without a doubt i plan on loaning again from this website. Thanks for the great experience and fast approval.

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    Verified purchase

    Reviewed Aug. 13, 2019

    My experience with CashNet was excellent. The only & number 1 complaint I have is the very very very very very high-interest rate. So if I didn’t need the money I would have opted out of the loan. I feel rates should be lowered because how can others get ahead in life. Smh

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    Verified purchase
    Customer ServiceOnline & AppProcess

    Reviewed Aug. 13, 2019

    The process was smooth and easy. I would recommend to anyone. The application process was laid out very well and if you needed anyone to talk to their customer service is extremely helpful as well. I would do another loan through them.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 12, 2019

    I had a great experience with CASHNETUSA, the application process was quick and easy, I was approved fast, I was informed on everything, the online customer service rep was helpful with all the questions I had. Definitely recommend and will be using again.

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    Verified purchase
    Staff

    Reviewed Aug. 12, 2019

    CashNetUSA came in my time of need. I needed a new vehicle and to pay to catch up this one bill and this helped a lot. I will definitely be recommending friends and family and I hope they are approved as well. I recommended cashnetUSA to a friend and hopefully he gets what he needs. Thanks a bunch. Hugs and smooches...

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 11, 2019

    It was a hassle free experience. Fast and easy, and I got the money right on time. Thank you. Thank you, this is much appreciated great experience. I'll pay it off and come back again and again and again. Love it.

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    PricePunctuality & Speed

    Reviewed Aug. 10, 2019

    I needed small loan for consolidation, they were going to give me 800 loan and I needed to pay them back 5200. I have 700+ credit score, no marks, and no late marks. What a scam to charge so much for so little. 101 a week for 52 weeks to get a 800 loan is WRONG.

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    CashNetUSA
    Response from CashNetUSA

    Hi Eric, We’re sorry to hear this and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team and we will investigate this for you.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Aug. 9, 2019

    They approved me quick and had money the next day. Did me right. I called and an hour later it was approved. The next morning it was in my bank account. Very pleased coz I needed it and they came through.

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    Verified purchase
    Process

    Reviewed Aug. 9, 2019

    Thank you for making this process so easy. And taking the time to go over everything. I am so thankful for getting the help I needed in a time that has been difficult. For me and my fiance and our family.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Aug. 8, 2019

    My grandson recommended CashNet USA to me. I just completed my first transaction with them and the process has been very fast and easy. I have already recommended them to several friends and will definitely use them again. Since mine is a new account at this time that is all that I can report.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Aug. 8, 2019

    Quick and easy. No delay in answers. Followed instructions. Emails sent to notify me right away. I don't really have much more to say - I'm grateful for the assistance and recommend to someone else. Hope to use it again.

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    Price

    Reviewed Aug. 7, 2019

    Complete incompetence in collecting payment. Now they are charging me fee after fee for something my bank has no record of them ever trying to collect. They refuse to discuss, just threaten with collections.

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    CashNetUSA
    Response from CashNetUSA

    Hi Dawn. We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team at 888-801-9075, and we will investigate this for you.

    Verified purchase
    Price

    Reviewed Aug. 7, 2019

    The quickness, how easy it is and very helpful and affordable. I would recommend to everyone I know because I think we all fall on hardships and it’s good to know that there’s a loan company that is economic and very flexible.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Aug. 7, 2019

    Process was easy and quick, Will use again when and if needed. Forty words aren't needed; the total experience was quick, efficient and very helpful. I don't have 40 words to say, y'all got the job done and I got what I needed and that is it. Payback will be when the due date is here.

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    Verified purchase
    Punctuality & SpeedOnline & App

    Reviewed Aug. 7, 2019

    The cash I needed was right in my account the next day. I was pleased with your services and fair. For my first time in many years and getting the loan was really speedy. The application was thorough and the decision was the same way.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 6, 2019

    Customer service agent was patient and very helpful, excellent job. He helped and walked me through the whole application which was a problem I was having doing it myself, he also had adequate knowledge I've how to help me, great job.

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    Verified purchase

    Reviewed Aug. 6, 2019

    Your organization has been a pleasure to work with. I needed a small loan for some immediate expenses that couldn’t wait until payday. Your organization helped me with no inconvenience or humiliation. I would definitely refer your agency to my family and friends.

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    Price

    Reviewed Aug. 6, 2019

    Recently, I paid CashNetUSA over $800 on a $2800+ loan. On several occasions before, when I paid my monies, I noticed virtually no movement in my balance. Payments which had been made 5 days before my new statement was posted, but no credit was given before the statement was sent. Therefore I paid interest on money that I should not have paid interest on. This is VERY weird, and I feel like I have been cheated out of my money. This has been going on for a couple of years now. I am really displeased with CashNetUSA, and I will not be recommending them to ANYONE. Roy

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    CashNetUSA
    Response from CashNetUSA

    Hi Roy. We’re sorry to hear this and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team at 888-801-9075, and we will investigate this for you.

    Verified purchase
    Online & App

    Reviewed Aug. 5, 2019

    The application wasn't long at all. I received a quick approval, and the cash was deposited on the first business day (I applied over the weekend). I'm happy so far with the service. I definitely recommend.

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    Verified purchase
    Punctuality & SpeedOnline & AppStaff

    Reviewed Aug. 5, 2019

    Awesome service, very polite. Answered all ?. Overall great first time. Fantastic. I would recommend Cash Net USA to anyone in need for a line of credit. The payment options are very easy. Also if need more line credit it's easy to do on the website. Very great information.

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    Reviewed Aug. 4, 2019

    One week ago, CashNet USA gave me a line of credit for $800 dollars. The money was deposited into my bank one or two days after being approved. I paid $730 dollars off that loan the same day. Two days later I logged into my account to find a message stating that my line of credit has been locked. I called customer service and spoke with a representative. I was told that the account was undergoing a review and that this process takes 48 hours. It has now been over a week and my account is still locked. I continue to monitor this account every day. What I have found is that the balance owed keeps increasing by a dollar a day. This has been going on since the account has been locked. This is completely unacceptable. This should be reported as fraud.

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    CashNetUSA
    Response from CashNetUSA

    Hi Nate. We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team at 888-801-9075, and we will investigate this for you.

    Customer Service

    Reviewed Aug. 4, 2019

    Still waiting for an answer hours later for this so called instant decision site. I work for a union making $50 an hour with checks coming and more work booked. But that doesn't seem to be enough to get an "instant decision". Total letdown.

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    CashNetUSA
    Response from CashNetUSA

    Hi David, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at 888-801-9075.

    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 3, 2019

    Fast approval and funds! I am so grateful. My husband was out of work for 3 weeks and I couldn’t afford all the bills. Between the stress and anxiety this caused me I turned to CashNetUSA. This helped me tremendously! I am extremely grateful. Thank you.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 3, 2019

    I wasn't sure if be able to get even a small loan with my low credit score. I'm trying to improve that, so gave it a shot. CashNetUSA came through for me and so fast! My credit will improve and I'm able to do a few extra things, too!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 3, 2019

    Waiting longer than expected for my loan. Other than that it was fast and easy. I do wish customer service was open 24/7. All around good experience. Friendly customer service and very helpful. I definitely recommend using CashNetUSA for a loan.

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    Verified purchase
    Staff

    Reviewed Aug. 2, 2019

    Great, very helpful, was easy to apply and was easy to set up payment options. Consumer services were easy to talk to. I also liked to be able to chat with someone and get answers to questions. Very polite and helpful.

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    Verified purchase
    Staff

    Reviewed Aug. 1, 2019

    So happy with this company and the people are so nice. I am so glad to found this company. I would do more business. If I need more time they will work with me to pay back. Thank you and I will fo more business.

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    Verified purchase

    Reviewed Aug. 1, 2019

    It took me less than 15 minutes from start to finish to fill out the application and I was approved for way more than I thought I would. CashNetUSA saved me a lot of trouble and fines cause we were short on a bill. They came through with flying colors! I not only recommend them, I've already told a few people and some have applied!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 1, 2019

    My representative was knowledgeable, helpful and courteous. As always life happens and due to this I needed cash quickly. Frankly I had been deleting the emails and discarding the offers for months. Yesterday I was able to secure the cash I needed. I will definitely recommend you to friends.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 31, 2019

    I’ve never used the services offered by CashNetUSA before - never needed to. Then, as happens to millions of Americans everyday, I found myself in an untenable situation. I knew my roommate had used CashNetUSA before, and he referred me to them. I applied online through their extremely user friendly website and was quickly approved! I’ve used them a few more additional times and had excellent experiences each time. Their customer care folks, when I’ve needed to be in touch, have all not only been professional, but kind and warmly welcoming, as well. I can’t recommend CashNetUSA enough. Thank you.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 31, 2019

    Very please with the service and friendly agent. Quick process with ease. Walk you through the process step by step. I was very happy with the approval and appreciated all the assistance that was given. I would recommend to my friends.

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    Verified purchase
    Staff

    Reviewed July 30, 2019

    I’m glad I ran across you guys. My overall reaction was fantastic. I’ve never found a better deal and I’ll be looking forward to reaching out to y’all in the near future and the representative was awesome. She was helpful. She minimized my questions. Very straightforward and believing.

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    Verified purchase
    StaffProcess

    Reviewed July 29, 2019

    It was easy process and my step daughter have been using them for 3 years so I know they are good. I have not had a problem with them whatsoever and neither has she. She recommended them to me and I would recommend them to anyone.

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    Verified purchase

    Reviewed July 29, 2019

    It was so easy & simply to get a loan for the money I needed for a family emergency. I will definitely recommend CashNetUSA to friends & family. I also am impressed at the line of credit offered. I didn't request it all, but it's good to know that it is there if I need it. Thanks CashNetUSA.

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    Verified purchase

    Reviewed July 27, 2019

    I was basically down on my luck trying to get emergency loan. CashNet came thru. Though not exactly the amount I needed, it helped. Wish It could have been the amount I needed for my emergency situation. Would be nice to have repayment broken down into payments versus all at once. Or at least that as an option.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed July 27, 2019

    Was very pleased with how easy and quick it was. Will use again. Not really excited about having to use 200 characters..?? A little excessive if you ask me. Was happy with the chat response as well. Thanks for all your help. What more can I say really.

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    Verified purchase

    Reviewed July 27, 2019

    It was hard for me to get a loan even a small payday loan. CashNetUSA made it happen for me. It was super easy and I received the money onto my account the next day. Thanks for helping me out when I needed it the most.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 27, 2019

    Very Happy, with the experience of a loan company. No hassle, no headache, pain free. Happy, with everything all employees and the atmosphere they brought. Come get a loan today. Love it, will recommend, to any all my friends. Please call now. All in all we are very happy.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 27, 2019

    The best company by far online for a loan. Fast, easy and fair! Lots of information and they are there if you need help. I found my help when I needed it they were definitely there for me. I hope I can do business with them again. I am a very happy customer. Thank you CashNetUSA for being there when I needed you.

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    Verified purchase
    Staff

    Reviewed July 26, 2019

    They came through when we needed it . Everything went through no fuss no muss! Representatives were very kind and patient. Thank you CashNet. We would recommend it to anyone who is in need of cash fast! Good job guys!!!!

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    Verified purchase

    Reviewed July 26, 2019

    No problem, had no real problems except your input to bank wrong. Thanks, account, but corrected but loan delayed 2 days. My bank didn't receive because 60 put into account instead of 000000, money was there after this was corrected. My account at the bank, the teller had to get okay from finance dept which took about 30 minutes, money was then placed into right account without having to return it.

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    Customer Service

    Reviewed July 26, 2019

    Company refuses to update charge method without a bank statement even for a new bank account. Talked to 2 different employees on chat. Requested a manager on the phone and just got put on permahold. Wasted 2 hours of my day.

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    CashNetUSA
    Response from CashNetUSA

    Hi Jack. We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team at 888-801-9075, and we will investigate this for you.

    Verified purchase
    Punctuality & Speed

    Reviewed July 26, 2019

    I was in a financial bind. Then I heard about CashnetUSA. They made it easy and quick to get a loan. It really came in handy and help me pay my bill. I didn't know where to turn to. Then I saw an ad about getting a quick loan. It worked!! Thank you CashnetUSA.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed July 25, 2019

    I would recommend CashNetUSA to anyone, the process is so fast and simple, I’m truly happy and will definitely use them again if need be, the application process to the payout process is very easy, so if you are in need of a loan, I would definitely give them a try, you won't be dissatisfied.

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    Verified purchase
    StaffProcess

    Reviewed July 25, 2019

    Your representatives were so Very helpful with how to apply for a loan with your Company. And they continued to help me until we finished the whole process. Thank You, I will recommend your Company to all my friends and neighbors.

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    Verified purchase
    Online & AppStaffProcess

    Reviewed July 25, 2019

    Professional and saved my life. I was well informed through the whole process. The app was easy to use and I am not able to pay back right now but I am in need of a large sum of money now for legal issues. I hope they can save me again.

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    Verified purchase
    Customer Service

    Reviewed July 25, 2019

    I had a very great experience with Cash Net USA. Very easy set up and quick response. Money was in my bank account in 2 days. I was very pleased. I would definitely refer a friend to CashNet USA. Once I pay the loan balance down I will definitely use them again.

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    Verified purchase
    Punctuality & Speed

    Reviewed July 24, 2019

    I was in need of a small loan to get me past a temporary shortage of funds and CashNetUSA came through. The great thing is it is a small amount that I will be able to pay off quickly. It may come in handy in the future when I need something else.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed July 23, 2019

    It was quick and hassle free with no irritating phone calls! Thank you for being who you say you are! I had the misfortune of feeling with a couple that mislead you and then stalk you via email time and time again. Not at CASHNETUSA. I LOOK FORWARD TO WORKING WITH YOU AGAIN.

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    Verified purchase
    Price

    Reviewed July 22, 2019

    You process was swift and without ungodly rates. Most companies charge several hundred for a small loan and I did not encounter that with this company. My only regret was that I went to low on my loan but that is not your fault.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed July 22, 2019

    Was very fast, fair and efficient. I would definitely recommend CashNetUSA to friends and relatives. Cashnetusa is all it was advertised and more, application process was easy and the person at customer service, Demita, was very helpful and courteous and I am very happy being a cashnetusa customer.

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    Verified purchase
    Punctuality & Speed

    Reviewed July 22, 2019

    I was a bit skeptical to try CNUSA, but it was fast, simple, and I will be back. I would most definitely refer to a friend, family member, or just anyone. Hopefully next time I can get more than what I applied for.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 22, 2019

    They were great really good and helping me get through the tough time that I was in. If anyone is having a rough time of making money mate please by all means get a hold of these people. They can really help you out.

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    Verified purchase

    Reviewed July 21, 2019

    Great loan experience, all THUMBS UP from start to finish! I was made aware of this company through a mail advertisement and was very tempted to throw in the trash. Instead I Googled to find that this company had other great reviews and decided it could not hurt to at least try them out! Very impressed with doing so, especially since I do have a great job, was just in an emergency jam do to very unexpected vehicle issue. Thanks CashNetUSA!!!

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    Verified purchase
    Customer ServiceOnline & AppStaffProcess

    Reviewed July 21, 2019

    Very professional customer service. Process was explained very well. Any questions I had were answered in a professional manner. Would definitely recommend to anyone in need of some funds in a short period if time. The Application process was easy and the answer very quick.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 21, 2019

    Easy application and when I experienced a problem, I just called for help. I got personal help from representative. Representative was most helpful. I did not have to wait long at all. Everyone I spoke with was most courteous. I will recommend my friend, Dayle.

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    Verified purchase
    Punctuality & Speed

    Reviewed July 20, 2019

    My Experience with CashNetUSA was amazing. I received a pre-approval in the mail which could not have been right on time considering the amount of bills I had to catch up on and moving into a new apartment. I just want to say thank you CashNetUSA!

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    Verified purchase
    Customer Service

    Reviewed July 20, 2019

    The emails telling me what was needed and the phone call were very helpful. I appreciate all the help. It was very easy. I will recommend this to my friends and family. I appreciate that I could do this from home and not have to go somewhere to hand write the application.

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    Verified purchase

    Reviewed July 19, 2019

    I thank you so much for the loan. I really needed it so I could get some of my bills paid and I will recommend you to other friends of mine. I don't know what else to say except that Thank you so very much.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed July 18, 2019

    Very quick and easy to do! Customer service very friendly! Getting cash was quick! Very informative when I was in real need of cash! Hope I can keep this line of credit open for a long time as needed! Very happy with CashNetUSA.

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    Verified purchase
    Staff

    Reviewed July 18, 2019

    This company gave me great service. I will use them again and recommend to others. I give them 5 stars for their service. Thank you so much for the experience you have given me through your excellent work. I will definitely use you again. Thank you so very much.

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    Verified purchase
    PricePunctuality & SpeedStaff

    Reviewed July 18, 2019

    Very satisfied with the fast service and so easy. A comfort to have such a great opportunity to get people out of a sudden and unexpected situation that they can get into. Thank you so very much for providing this opportunity to get a loan at such a low interest rate and so quickly. Thank you so very much!!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 18, 2019

    Everyone was nice and went well. Will recommend more people to them. My mom recommended me so I will pass it all to more of my friends and co workers. I hope to I get some good response from friends and relatives.

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    Verified purchase
    Punctuality & Speed

    Reviewed July 18, 2019

    Easy and fast. I would recommend it to anybody that's need help. It's sound like it will help people who need help who feel there is no hope for them. I have seen the commercials on TV and decide to do it myself.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed July 18, 2019

    Best experience ever! Online application was easy and very clear. I would recommend anytime to anyone. I was pleased with the approval timing and also the deposit of my approval. I also am pleased with how they keep communications with me.

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    Verified purchase
    Punctuality & SpeedOnline & App

    Reviewed July 17, 2019

    The application process was quick and easy. I received a decision within 20 minutes after submitting my application. The funds were deposited in my account within 24 hours. The rates were very reasonable. It was an overall good experience. I would recommend this service.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed July 16, 2019

    I had a great experience with CashNetUSA. The gentleman on the phone was very very knowledgeable and helpful. I'm just sad can't remember his name. Thank you! That money I need made it to my account right on time so that made me very happy.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed July 15, 2019

    My experience was great. Very quick and reliant service. The overall experience has been great. I have no complaints at all. I would recommend it to anyone who needs help. I am happy with the customer service and how easy it was to use the online service.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 15, 2019

    My only problem was difficulty in getting all info with emails. Called 5 times to correct info. Each person I talked to was informative, personable & helpful. Part of the problem was using phone as no computer & Sprint. Problem was resolved.

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    Verified purchase
    Staff

    Reviewed July 14, 2019

    Thanks for the help when we need the extra cash for bills. The service was everything was expected and more. Thanks for being the only people to give us a chance. It is greatly appreciated. Thanks for your help. The money is greatly needed. The online process was easy and direct. Very simple also.

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    Verified purchase
    PriceStaff

    Reviewed July 14, 2019

    I will get small loans because of the high interest rates, but it's there to help when you need it GUARANTEED... My friends and family fell through because they need help themselves, not trying to be mean so I introduced them to it too...

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    Verified purchase
    Staff

    Reviewed July 13, 2019

    Thank you very much for the assistance. I was in a tough situation and it means a whole lot. I wish the best for everyone working there. I hope more people come to you all for assistance. I would most definitely recommend you to any associates in need of help.

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    Verified purchase
    Staff

    Reviewed July 13, 2019

    The rep was very helpful in finding out what my needs were. I wanted the higher loan but I couldn’t afford the monthly fee. So she told me about the payday loan. I will definitely use the service again. You guys are great!

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    Verified purchase
    Customer ServiceStaffProcess

    Reviewed July 13, 2019

    Within 24 hours loan was available and ready in my account. I had one call from representative which was pleasant and positive. I would recommend this company if you need quick cash and are in a bind. Quality of process was good.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 13, 2019

    No question. Customer services was great. I spoke to I apologize for not remembering her name but I think it was Brittney or Tiffany. She was very helpful and I was recommend a friend. Still waiting on my load to be deposited into my account. Thanks again.

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    Verified purchase
    Punctuality & Speed

    Reviewed July 12, 2019

    I applied online and the quick return was great. I would recommend this online for my friends. The money was in my account within the recommended timeline. This cash helped me out to pay my bills. I was behind on couple of my bills so it came in handy. Thank you.

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    CashNetUSA Company Information

    Social media:
    Company Name:
    CashNetUSA
    Address:
    175 West Jackson, Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.cashnetusa.com

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