Avant Reviews

Was told I was pre-approved for a loan. Let them run my credit, still pre-approved. Different loan amount. Still was ok with the new pre-approved amount. Sent in all my personal information. They verified all my information, then tell me, "You're approved for a much lower amount". I would never have let them run my credit. Create a hard inquiry for the low loan amount they offered me after being pre-approved for (2) loans with higher amounts. I did not accept the low loan amount. I was doing this to pay off bills. Instead I got a hit on my credit and the old bait and switch. Don't fall for it. I will never contact this company again. Very dishonest business.

Avant financing is hacking all my accounts including email which is illegal, they are very criminal. I have written many complaints about them hacking, and causing emotional distress to my family. They are hacking consumer affairs account also. They won’t leave they have added interests that are not mine, they have hacked my credit card accounts, my bank accounts, my mortgage account. Every account I have, it has gone too far, and they need to be prosecuted. I have filed with the attorney general’s office and the FTC many times. They are using A machine to get all my passwords, and change them on me so I can’t pay my bills or do online searches. This has been going on since September.

They PRE-APPROVED me for a loan and had me sign the documents and give them my bank information. Once I signed the documents and gave them my bank information, they not only hit my credit report with a hard inquiry they then DECLINED MY PRE-APPROVED LOAN! PRE-APPROVED should mean just that PRE-APPROVED! All the information in the pre-approval was accurate. They even told me my credit score in the pre-approval. I would not recommend using them. I also advised Credit Karma they should quit recommending them to their clients.

I took out a loan with the Avant Loan company in May 2016. I recently went on the website to make my payment and found out that it didn't go through on their end. The website portal is very confusing! I'm a honest person who thought they were making a payment and it turns out the payment didn't go through. I get a letter 9 days into the 30 days late saying I was late. I was devastated because I'm trying to get my score up to purchase a home. I called and emailed customer service and got no response back!

Received a loan at 36% interest, made payments with no problems. When I went to pay off loan, they emailed me a payoff. I called (same day) to pay over the phone and was told a different amount. Even though the email stated my pay off, they could only post the payment on the next business day (which means added interest fees)! Asked for manager and got the same. Plus she now cannot accept a payment over the phone! Manager said email was a mistake and that I needed to take that up with the manager of that department. Shame on Creditkarma for adding this sort of company to its preferred list! Not everyone has perfect credit or a perfect life, but for companies to be so crooked as to change the rules at will, you would think I was dealing with the Government. Warning! Don't use Avant!

I received a pre-approved notice in the mail about a loan. I thought it was a scam. I did some research and found out it was a legitimate company. Most of the reviews I came across were positive. I went online and submitted an application for $12000. My thinking was I would see what they would say. Two days later the money was in my account. They allowed me to choose the amount of time to pay it off thereby choosing the interest rate. I am only paying $327 a month for a $12000 loan. I haven't come across anything comparable to that. Not to mention no one else would loan me that amount of money.

I placed a refinance application on June 19 2016 - At first there was an issue with the application because of a "Technical Issue" with Avant's system. I was informed on June 21st that our application was in process and no problem was detected as it will take 11 days for the finalization of the process for the refinance to occur. This brought us to July 1, all the time we were told the application was under Review and then on June 30 was told that the application has been finalized.

I applied for a personal loan. I am learning every single one of these loan companies use your profile credit score against you plus my low income, my disability. They rather toss people with disability aside. They are saying people with disability are nothing but rejects and worthless. This company is bad.

I took a loan from AvantCredit back in 2013, $2600 loan making a payment for $330. Not bad. What happened is this. My checking account was compromised neither by them or another loan company. So I decided to close my account done, after my bank rep told me. And now they have a lawsuit against me from attorney, can you help me, I can't pay back what they are asking.

In June 2015 I received a loan from Avant for 14800. The interest rate was 28 percent. If I had chosen to take the full 4 year to pay off the loan, I would have paid Avant 9900 in interest. Luckily I managed to get a loan 10 months later from my local credit union and pay them off. I would tell people to use them but pay them off as quickly as possible. They also do not pay attention to state usury laws. Mine is 20 percent. When I asked Avant why they charge me so much more in interest, they basically said it is because the bank they partner with (Web Bank) is located in a state (Utah) where there is no usury and therefore it is legal for them to charge me this rate. Definitely use but with caution and know the interest rate will be very high.

Prequalified means to me and probably most people that you QUALIFY! I attempted to borrow the amount they said I was PREQUALIFIED for 9,000$. They ask for all the info then accept terms and E-sign then they require bank account info so you can get money. AFTER all this is submitted, I was told I don't qualify at this time. I proceeded to call and ask why. I was given the excuse that the prequalified amount was only the max amount I qualify for because of the state I live in and as I entered my info it checks your credit info WITHOUT affecting your score and I didn't qualify. It's a 50/50 chance and I could be denied today but approved tomorrow. I can retry in 30 days. #1 Applying for a loan should NOT be like playing Russian Roulette. "50/50" chance?? Really??

I would like to start by saying several online sites recommended Avant as a company willing to help those customers with less than perfect credit. In my opinion, none of us are perfect and it's nice to hear that some companies are willing to give customers a "second chance". I always try to do my research prior to using a service, especially online. In this day and time, you can never be too careful. With that said, I also read many reviews that were actually quite positive. One website even said Avant would help customers with a minimum credit score of 580.

I received a loan from Avant and after a week was approved through my bank for an increase on my credit card. I called Avant to pay off my loan with the credit card and was informed "they don't accept credit card payments over the amount of the monthly payment". When I told them that wasn't in the contract, I was told "it's just company policy". Even though the contract states "you may prepay the debt in whole at any time without penalty." It states nothing about not accepting credit cards. Further the contract states "This note may not be amended, modified or limited except by written agreement executed by both you and us". I have filed a complaint with the Consumer Financial Protection Bureau and emailed the company. So far no response.

In order to borrow $25k from this company they want you to sign a contract for a total payback of $46k. Yea, I think not! Highway robbery at its finest. I may have a little credit card debt but I'm not stupid!

I applied for a loan and was approved for 20k on July 1. This site was recommended by Credit Sesame. I only needed and was pondering 5k. I got an email 8 days later saying I'm denied but my credit score is 657. So how does this loan help those with not so stellar credit? I was looking forward to the positive reporting to the bureaus. I wish I could speak with someone.

On Nov 28, 2014, I took a loan from Avant Credit & Loan. The balance as of January 2015, was $2,211. I made a $1000 payment lowering the bill to 1,211. They said the balance was at 1,800. Today they said it's at 2,230. I don't believe them. They are cheating. What can I do about this situation. Please help. I want to pay off the loan but I want to be treated fairly. Thank you. Sorry for having to contact you so much.