Ascend Finance Reviews

Ascend Finance is an online financial education and debt relief comparison platform. It uses information about a customer’s debts and finances to compare possible debt relief options side by side. If the customer chooses to move forward, Ascend may refer them to an outside provider.

Ascend’s suite of services is free across all 50 states. There’s no sign-up required to use its financial tools.

Customers enter details about their debt and financial situation, then complete a free online assessment that compares options such as debt consolidation, bankruptcy and debt repayment.

The assessment explains the pros and cons of each debt resolution avenue, along with any costs, timelines and potential credit impacts. The goal is to help customers make an informed decision about how best to get out of debt.

Customers can also schedule a free phone consultation.

Services from Ascend Finance include debt relief comparison tools, educational resources and referrals to outside providers. Its tools are primarily designed for people with unsecured debt, such as credit card debt, personal loans and medical bills.

• Personalized debt comparison: Uses details about your debt and finances to compare possible repayment and relief options
• Cost and timeline estimates: Shows estimated payoff periods, total costs and potential credit effects for each option
• Phone consultations: Offers free consultations to discuss your financial situation and possible next steps
• Educational resources: Provides articles, calculators and state-specific information about debt and bankruptcy
• Provider referrals: May connect users with attorneys, lenders, credit counseling agencies or debt relief companies

Every service Ascend Finance offers on its site is completely free, with no membership or recurring fees required. By partnering with other debt-relief companies that pay Ascend for each referred customer, Ascend is able to maintain a free educational and referral platform.

It’s important to note, however, that there are likely costs and fees associated with the services provided by Ascend’s affiliate companies.

Ascend Finance doesn’t list a minimum credit score, income or debt amount required to use its comparison tools. Its services are primarily intended for people with unsecured debt, such as credit card debt, personal loans and medical bills.

People with secured debt, which is backed by collateral, such as a mortgage or auto loan, may not be eligible for the companies Ascend compares. Companies that provide the recommended services may have their own eligibility requirements.

Yes, Ascend Finance is a legitimate company that can connect people with debt consolidation companies across the U.S. It also offers free comparison tools and educational resources to help users evaluate debt consolidation and other debt relief options.