AmeriSave Mortgage Reviews
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About AmeriSave Mortgage
AmeriSave Mortgage Corporation (NMLS #1168) is an online, direct-to-consumer lender that offers home purchase loans in 49 states and Washington, D.C. The company also has refinance options for those who want to adjust their rate or term or take out cash. AmeriSave states that it has helped over 730,000 borrowers, funding over $130 billion in loans since it was founded in 2002.
Visit www.amerisave.com- Lock in rate for up to 90 days
- Loan officers available to answer questions via chat
- Closing in as little as 25 days
- Reviewers frequently praise helpful staff
- Not available in New York
- Nonrefundable $500 fee to lock rate for 90 days
- Document requests can be excessive
AmeriSave Mortgage Reviews
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Reviewed Jan. 11, 2022
The process was quick. I could get to the information I needed. I could post stuff easily. The rep told me everything I needed and got right back to me when I emailed or either called her. She was very, very good, and very helpful.
Good morning Angela and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Mary took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 10, 2022
The lady that did the loan, Abigail, was fantastic, and everything was handled perfectly. The refi was simple too. It was a lot of paperwork that we had to get together, but that's to be expected when you want to get a loan for your home.
Good afternoon Edward and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Abigail took such great care of you. We are sorry for the amount of paperwork but it is necessary and we appreciate your understanding. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 10, 2022
I had a great experience. I was told what I needed and I furnished the information. There were some documents I needed to review. But everything went smoothly. Jonathan was great to work with. He was responsive and available. I couldn't have asked for a better experience.
Patricia, thank you so much for this great feedback! Thank you for working with us throughout the process! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Jonathan took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 9, 2022
It was a nice and quick process. They made it pretty easy to get information over to them. The portal was great, even to keep up with everything that was going on and the status. I was very happy about the process. I worked with Lyn and Shawanda and they were both excellent. Shawanda called to let me know we were at the end, but I had a few questions and she answered all of them.
Good morning Stalina and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Lyn and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 9, 2022
I've never done a cash-out refinance before, but the guy we had made things go quick. We got it done in two to three weeks, and he made it very painless. I’m pleased. I would tell friends to definitely check AmeriSave out and to shop. These guys would be one of the first because how much easy it was. We had a couple people use a couple other places, and it took a lot longer.
Daniel, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Jonathan and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 8, 2022
Roy was the person that I worked with. He walked us through the process, and it took a bit of time but he was on top of it the entire way. On the other hand, the underwriters need to pay more attention. Apparently, there are several underwriters working on the same loan, and the left hand doesn't know what the right hand is doing. Otherwise, they wouldn’t have kept asking for the same information. Roy said, “Don't worry about it. You already sent it to me. I'll get it over to them.” He anticipated things and got ahead of it. Overall, I would recommend AmeriSave. In fact, I sent somebody over to Roy before the end of our process was done. If you can work with Roy, go for it. He'll do everything he can to make sure you get to refi or purchase your home.
Good morning Karen and thank you so much for this feedback. We use it to improve in any area we can. We will take a look at your process and in particular the Underwriting phase. We will work to improve the experience based on what we learn. Thank you again! We are happy that Roy took such great care of you and we truly appreciate the referral! We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 8, 2022
Casey and his staff were exemplary. There was nothing that was a question mark. Everything was clear and concise, and it was very smooth. What normally is a big headache was a very actual pleasant experience. I did a VA refinance with cash-out. The rate and terms were better than what I was expecting. By far, this has been the easiest and the most comfortable refinance that I've done.
Nels, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Casey and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 7, 2022
I did everything AmeriSave asked and provided all the documents they asked for and they knocked it out. The only thing I didn't like was the $500 loan fee. Other than that, everything went smooth and fast. I would recommend AmeriSave if I knew anybody else who was looking to refinance.
Louis thank you so much for this great feedback! We work tirelessly to reduce the cost of the loan process in any way we can. That said, we hear you and we will take a look and see if we can reduce further moving forward. We are happy that Joshua and the team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 7, 2022
The process was fantastic. It was very quick and easy. Everybody I worked with was on top of it. They were professional and courteous. They let me know everything I needed to do right when it was due. They kept me updated on where the process is at and how things were going and kept it moving along very smoothly. I got the same rate as I had before, so I didn't take a back fall on that and was able to make some progress financially with the new loan. So it was all good. AmeriSave is a company you can rely on. If I end up purchasing a home or another refinance, AmeriSave is who I'd look for.
Benjamin, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Thomas and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 6, 2022
Brandon, the representative I worked with, was fabulous. If I had any questions, he or one of his associates was very quick to get back to me, and they were very professional, kind, and understanding. It was a great experience. Also, I refinanced my home six years ago, and it took four months. It was a gruesome process. This time, it was all done online and it took two weeks, from start to finish. It was very helpful. I got a much better interest rate too. I would most definitely recommend AmeriSave.
Annie, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Brandon took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 6, 2022
Everything was really smooth. It was very quick. My loan officer was on top of it. Every question that I had, he answered. Every concern that I had, he addressed. He was very quick about getting everything done. Anything that he needed, he knew right away. He was on the ball all the way through. I wanted to get some cash out of the house to get rid of some debt. So we managed to do exactly that and keep some cash for ourselves. We're very satisfied with the service.
Good morning Roberto and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Tarek took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 5, 2022
The loan officer I had in the beginning was Kelly, and she was awesome. She kept an eye on everything throughout the process, but at some point transferred over to Mike who was the senior loan officer who brought everything through underwriting. Everything went smooth, but Mike was tough to get in touch with at times. He responded through email, but I could never get him on the phone. Still, he was good about letting me know where I needed to be. The portal system is great too. I can log in and check the portal to see what needs to be uploaded and could stay on top of things that way. Overall, it was a good experience. I would recommend AmeriSave.
Kurt, thank you so much for this feedback. We use communication like yours to constantly tweak our process and help our employees improve where they can. We will take a look at your process and work with Mike to improve. Communication, quick and clear, is very important to AmeriSave. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Kelli took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 5, 2022
It was a very smooth transaction. It was very easy and not stressful at all. Everybody was so friendly. The website was very easy to upload documents and I felt like my docs were very secure. The whole process was very good. It was very streamlined. I wouldn't hesitate to use AmeriSave again.
Christine, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Heather took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 4, 2022
The process took a month. There were some back and forth things 'cause AmeriSave wanted to change it a bit with getting it in by the end of November instead of doing it a little later, but we didn't have a problem with that. I also sent them a thank you to the rep Trevor. I enjoyed working with him. He was very knowledgeable and helpful throughout the process. He helped us once before as well. The first time we went through AmeriSave, then we redid it in November, after five years. Trevor said, "More than likely that AmeriSave will sell the contract to someone else," and they did. I thought it'd be at least a month.
It's a little surprising to see that AmeriSave sold the contract within just a couple of days after it was finalized, and we were dissatisfied that they sold the mortgage so quick. It leaves people in a situation where they're a little confused on who to make payments to. We didn't know whether we were still under the contract with AmeriSave or with this new mortgage company, which I'm not sure who they are as well. I don't know anything about them. I just know it's a Fannie Mae contract.
Ralph, thank you so much for this feedback. We are sorry for the experience post funding and we will reach out to clear up any questions you have. Please look for our call. We are happy that Trevor took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 4, 2022
Mark was great and they had a team. But it was a bad timing because of Thanksgiving and the appraiser couldn't get out for two to four weeks. She was backed up. When she came out, she took a 5-minute walkaround and missed three rooms. She was the worst and when I put her up on Google, she got bad reviews. But AmeriSave got everything achieved and the application plus underwriting took less than a week. They were fast. The underwriters were a little bit lame though as far as getting it together because they were inexperienced. One person in there was Terri and she was excellent. I even commented to her bosses. They worked very well as a group, too.
Other than that, their system on the software was extremely fast and very effective. But they could’ve used a better person than the notary who went up to my house because her cellphone didn't work and she needed a charging cable. Then, I had to take pictures of certain documents and she forgot the payment letter to borrower. Terri had to get it to me right away. Then evidently, the payment was supposed to go into Georgia, but instead of that, I went on the net and made the payment. Aside from that, the thing that had me concerned was that my mortgage was transferred to Dovenmuehle. When I put that into Google, I saw that the reviews were 1.3 out of 428 Google reviews.
Debra thank you so much for this valuable feedback. We want every experience to be a great one and we read all feedback we receive in order to improve where we can. We will take a look at your process. We will focus on the appraisal/appraiser, the underwriting, and the signing in particular. We will address everything that is needed. We are happy that Mark and the team were able to assist and take care of you when needed. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 3, 2022
Everything was seamless, and the rep Ryan was always on top of things and very polite. I wanted to try to find the lowest rates and get it in for a fixed 30-year with minimal cost, and we were able to accomplish that.
Good morning Anthony, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Ryan took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 3, 2022
AmeriSave's customer service was excellent and the process was pretty smooth and normal. Getting the approval took a week. I faced an issue related to the cashier's check while closing. They hadn't informed me that I needed to give the cashier's check while closing and I came to know about that only on the day of the closing. If they informed me about it, that would have been great.
Srinath, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Wesley and our team took such great care of you. We are sorry for any confusion at the signing and we will talk to the team to improve on that communication. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 2, 2022
Refinancing with AmeriSave was the easiest home loan I've ever gotten. I did a lot of the free stuff over the phone with the gentleman that called me and the online application was pretty straightforward. We closed within a couple of weeks but there was a little bit of miscommunication. I would upload a form and the website would ask me to upload it again. Then I'd have to call and tell them that I uploaded this form and they'd have to manually look and confirm that I did upload it. It was my DD 214 from the military and they asked me to do a couple things twice but it was not a big deal. I'm not saying that the system is bad because it was very convenient to know what they needed. And when you uploaded the docs, the website would checke it off the list.
Other than that, the rep and coordinator I worked with were both very responsive and made the process easy. And if anybody said they wanted to refinance, I would refer them to AmeriSave. We did it to pay off some credit card debt because of the interest rates for the house. The interest rates were so low and it freed up a lot of extra monthly cash.
Good morning Roy and thank you so much for this great feedback! We also want to thank you for your service to the country! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Tyler and our team were able to assist you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 2, 2022
The only time I had a major issue with the process online was when we just got done filling out all that information on Rocket Mortgage, AmeriSave requested it all over again. There was a sketchy feeling there for a minute. But other than that, we accomplished everything we wanted to accomplish. I would recommend AmeriSave.
Joseph, thank you so much for this feedback. We are very appreciate that you allowed us to serve you and chose AmeriSave over a competitor. You wont be disappointed! We are happy that Xavier took such great care of you and look forward to helping you again in the future. Thank you again for your business and the review!
Bryan Owen
Reviewed Jan. 2, 2022
Amerisave was great. From the time that we applied until the time that we had our closing and finished, it was less than a week. In fact, it was all happening so fast it was scaring me because I'd never done anything like this online. I was giving all my information and I was so anxious that this was for real ‘cause it was almost too good to be true. It wasn't until we closed that I thought, “Wew, that really did happen.” We didn't have to wait for an appraisal, which would have added a huge amount of time. We also dropped from a 4.5 to a 2.5, which is significant. Overall, we were very pleased and quite impressed.
Good afternoon Rebecca and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 1, 2022
I have a positive experience working with them. The agent that I'm working with is very prompt with his response and the rate is competitive. Also, the process is very efficient.
Andrew, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Andrew and our team took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 1, 2022
AmeriSave had a little bit more clear understanding compared to other companies about what my costs were going to be upfront. I'm happy with them. Our loan officer was great. She was very communicative and very much available. When we had questions, I could email her. The closing process was very simple too.
Jeff, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Angela took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Jan. 1, 2022
My only frustration was with the loan originator. I did an inquiry late one night and she was in Arizona and I'm Central Time. She wasn't as responsive as she could have been. Bu the loan processor, Wanda, was awesome. She was very responsive and she called every week. She deserves a raise. I would recommend AmeriSave and refinance again. It was a great experience.
Susan thank you so much for this feedback. We take it very seriously and we will work with your originator on the communication associated with their role. We love to hear about the experiences our customers have at AmeriSave, and we are happy that our team took care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 31, 2021
My loan officer was Alex and he was very hands-on. I told him what we were looking for, what we wanted and needed, and he was able to meet those expectations and then helped shape those expectations also. We communicated sometimes daily because I had a lot of questions. With the online portal, I could review everything and see the document. It made it so easy, almost to the point where I thought, "This can't be this easy." But it actually was. We were able to get to the loan table and to closing within 30 days. I did all this while working. It took no extra time outside of my regular day, so it was effortless. We have a daughter who is looking to purchase her first home and AmeriSave is definitely where we're gonna go to help her get that taken care of.
Good morning Natosha and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Alex took such great care of you. We look forward to helping your daughter and we appreciate your business and the review!
Bryan Owen
Reviewed Dec. 31, 2021
When I first called Amerisave, they told me what I needed to do and how they needed to get started. I gave them all my information, and everything was good. The only hiccup we had was on my home. Since I didn't have a lien on the property, I couldn't get a VA loan, so I had to go with a standard one. It went all the way to underwriting before they found out. We had to do a second appraisal but I didn't have to pay for it which was good. After that, it was really quick. Everything was done within a day or two. I could text my rep, Nino, and he would get right back to me, which was real convenient. He had a few other people that were involved and they stayed on top of it.
I'd done mortgages before where another provider kept asking me for the same document over and over again. I was kind of dreading that coming into it, but I didn't get that with Amerisave. Once it was done, it was done. If we had to change certain things, we had to redo disclosures but that was it, that's understandable. The paperwork was accurate and there were no surprises so that was a good deal.
Good afternoon Michael and thank you so much for this great feedback! We are sorry that we couldn't complete the VA mortgage but we are glad we were able to complete the loan for you in a different manner. We will take a look and see where we could have seen this sooner and adjust. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Ninos and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 31, 2021
AmeriSave said they could do my refinancing in 30 days, and they did. It was easy. The requests were simple, and they provided everything immediately. It was a quick and efficient process.
Becky, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Cayla and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 30, 2021
My rep, Joe, was super awesome. He broke everything down to somebody that doesn't understand mortgage and refinance. He explained to me in detail to where I understood where all the money was going, how I’m saving money by refinancing, and the cost of the loan versus the interest rate. We talked on a regular basis and he was super awesome every step of the way. It was nice getting the extra information versus being rushed through the process. So far, I've been super happy with the process and everybody I've talked to over at Amerisave.
Hi Alexander, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 30, 2021
The process was extremely easy, efficient, and quick in comparison to other lenders that I've worked with in the past. We went from under contract to closing in about two and a half weeks. They have special loan officers that only handle employee mortgages. So I was able to work with her and she was great.
Emanuel, thank you so much for this great feedback! We love that you are a part of the team. We are very happy that Jessica took such great care of you!
Bryan Owen
Reviewed Dec. 30, 2021
AmeriSave's online application process worked well. It was streamlined and easy enough. I liked it. Once I got all the correct paperwork, it was quick. It was less than a week. Jonathan was very helpful in the process. He was willing to discuss, answer questions, and very personable. AmeriSave is very beneficial.
Clayton, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Jonathan and our team took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 29, 2021
They were super quick to respond and I got a direct text message to my phone from the guy who did my loan. Communication was really good and the portal was easy to use. There was one point where I was a little frustrated I hadn't heard back and was really nervous. But that was on me because I'm refinancing 'cause of a divorce. The rep was really patient. It turned out that his grandfather had died so he had been out of commission. He told me he was just getting back from the funeral. Once we straightened that out, they were very responsive.
The person that they hired for me to do the closing was excellent. I was crying as I was signing the papers and she was so nice about it. They did a really good job and the rate I got was really good. They saved me a lot of money and helped me consolidate some debts. My mortgage payment is still lower but I have wiped all my debt out.
We love to hear about the experiences our customers have at AmeriSave, and we are happy that our team took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 29, 2021
The application process was pretty simple. But there was a point where I wanted more information on what they were asking, and I wasn't sure if I sent the right thing. It'd be nice if I had a little bit of feedback online. It was hard reaching my loan officer. Sometimes she was so busy, so it was hard to know if I did the right thing or get questions answered. I had to wait for her to get back to me. She had a lot of people to take care of and I understood that. But sometimes I didn't get my question answered till two or three days later. But it was a good process. It went smooth and moderately fast.
When I did get ahold of my loan officer, she was reassuring me, trying to answer all my questions while she had the time. She apologized for the inconvenience and she reached out to me. She gave us some knowledge that lets me know that, regardless if I don't hear back from anybody, it's still moving forward. Any information that she got, she would let me know and update me. She did good.
When I called AmeriSave and I tried to speak to somebody else, that person told me they couldn't help me on my loan because they can't access my information. It was like stepping on my loan officer's toes or whoever else’s toes. They don't have authorization to look at my information. So I couldn't go to anybody else but her, unless I had a general question but not specific to my loan. That puts me in a relying boat all over my loan officer but she wasn't available 24 hours a day.
Good morning Joshua and we are sorry for the delayed response. We want to thank you so much for this feedback, and we will use it to improve. We love to hear about the experiences our customers have at AmeriSave. Communication, quick and clear, is very important to use and we will address that using your experience. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 29, 2021
When I talked to all of AmeriSave's employees, everything was very smooth. Everyone was very helpful. We started with Kira, the originator, then Jermaine. The process was all very self-explanatory. And if anything, I did have questions with Kira, who was very helpful with answering.
Zachary, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Kiera and our team took care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 28, 2021
This is the second time I've refinanced with AmeriSave. They are pretty responsive. This last loan officer was fantastic. I was hoping for a slightly lower rate, but it worked out.
Moises thank you so much for the opportunity to serve you again and this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 28, 2021
The reps were very thorough and helpful when I had a question or request. They followed up well and they kept in touch. We were very happy with the rates and terms. I would definitely recommend AmeriSave. The only caveat I would have is that they almost kept in touch too much. I received several emails about the same thing, sometimes in one day. It was more than I needed.
Also, when we did the signing, the agent did not have a copy of all of the documents for us. She just had a few like the deed and the right to rescind but not the whole packet. I was a little put aback by that. I got a hold of AmeriSave the next day and they emailed me a whole copy. But that should be done at the signing table.
Lee Ann, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Daniel took such great care of you. We are sorry for the over communication and we will take a look to see where we can improve, but we want to make sure that our customers are as up to date as we can make them. We will also address the closing package issue. I am sorry that you had to reach out to us to get what you needed. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 28, 2021
The application process was very easy. I did everything online and by phone. The reps were very good and helpful. I had a 25-day closing or approval crunch. If not, the seller was gonna walk away. AmeriSave understood that and they got everything done on time. The two processors I worked with were great. I was surprised at how easy it was. The rate that I got was below than what I expected. I'm very happy with it.
Debbie, congratulation on the new home and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Landon and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 27, 2021
I have already filed a complaint with the CFB about this organization. I have handled loan closings professionally as an attorney and have had more than 15 mortgage loan closings personally and never encountered the incompetence as I had with Amerisave. Throughout the process I would receive erroneous Closing Disclosures that had incorrect loan amount, interest rate. I would receive erroneous communications announcing that they had terminated my loan since documents had not been received which was not true. It would take numerous calls/emails to get these items corrected causing delay. In fact, I repeatedly sent documents over and over again. As self employed, I am accustomed to providing several years of tax returns but when they requested a tax return almost 5 years old, I said NO and they agreed.
I kept asking about the status of the appraisal that had been done but never any response. After 6 weeks of this continued process of erroneous communications, etc I insisted to know when we were going to close the loan. At that point, they informed me they didn't have the appraisal report. Even a week later after their announcement they didn't have it, they still would not provide information as to an estimated closing date. Even spoke to the so-called Senior Manager of Loan Sales who said he would personally look into the situation and to give them another chance. After waiting another 4 days and hearing nothing, we withdrew application and have gone elsewhere. DO NOT USE THIS COMPANY. Wasted so much time over a 2 month period.
Thank you for providing your feedback. Our Customer Satisfaction Team attempted to contact you today and we would be interested in speaking to you further regarding your experience as soon as possible. Please contact us toll-free at 888-700-4026, or by email at customersatisfaction@amerisave.com.
Reviewed Dec. 27, 2021
The rep was very thorough, knowledgeable, and let me know things I never knew, just incredible. The process was very easy, and I have been recommending AmeriSave to family and friends.
Kelley, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Pheim and our team took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 26, 2021
I chose AmeriSave because I liked the person I talked to that gave me information. I know how my credit is, where I stand, and the money I have. I only needed to have an idea of how much it would be, and the reps were very helpful. Instead of running my credit, which upsets me incredibly, they just gave me a bulk idea of what it would be. I felt confident enough, then I moved forward and did the refinance with them. Everybody else wants to run your credit, so that's a big difference for me. I also had questions throughout the process, and the guy I worked with was knowledgeable and helpful. Above all, he listened to what I needed and gave me very fair options for me to choose from.
Good afternoon Maria and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Drew took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 25, 2021
It was a little laborious going through all the iterations of what I perceived to be the final documents. Some things changed that were beyond anybody's control, and it was nobody's fault, but it could have been avoided had there been a little more communication about, "Things aren't final until they're final." Apart from that, the rep, Lacey, was fabulous, and my experience was better than I had hoped, overall. It was simple, and I'm pleased to do business with AmeriSave in the end.
Craig, thank you so much for this great feedback! We are always looking to improve our process where we can and feedback really help us identify areas to focus on. We will take a look at the "final document" portion of you experience and see what we can learn. We are happy that our team took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 24, 2021
I called AmeriSave who had our present loan, and I said I wanted to refinance. They got me in touch with a loan processor, and I worked with three different people during the progression of the process. That's the way it was when I got my first loan too. My refinance went very well. That involved having a notary public come to our house and do the final signing. They sent that in and the money went right to my bank account. Overall, AmeriSave was wonderful to me. We had a seamless encounter, and I've refinanced my home successfully.
Paul, thank you so much for allowing us to serve you again and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 23, 2021
AmeriSave was good to work with and the rate they provided was better than any of the other rates I got. I worked with Anthony and he was great. It was a tricky situation because the VA was involved and I was doing an interest rate reduction loan. So, it required a lot of documentation for the VA and it delayed the process a little bit.
Then, when I would have to submit the documents, the website was not perfect. A couple of times, it was unable to load some of the larger files, like PDFs, and it would just spin. Then, I would email the documents to Anthony and he could input it from his end easier. But all in all, the website was pretty good. I also told Anthony early on to let me send him exactly what he needed from me all at once and I'd give them all to him at once instead of constantly coming back for more information. But every time a document would get submitted to the VA, they would want something else. So, there were multiple times where they needed me to resubmit things, but that was not on AmeriSave, it was more of a difficulty with the VA.
Other than that, I've been pretty happy with AmeriSave and since working with them, the monthly payments were dropped. Plus, I have a little more of an idea who my mortgage company is because the previous company I had sold the loan so many different times. But the biggest savings is really a lower interest rate, which equals lower loan over time, and it will only take less than a year for the cost of the refinance to be made up. So, it makes more sense.
Good afternoon Brian. Thank you for taking the time to send us this feedback. We are going to take a look at your experience and see where we can improve. We will focus on your interaction with the website and the documentation gathering process. We are appreciative of your candor and it is very important to us. We are happy that Anthony and our team took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 22, 2021
I called AmeriSave and the guy who answered the phone sounded honest, which was the only reason I went with them. I had a lot of people looking for offers but the guy was super down-to-earth. The application process was easy and even though I'm not very computer-savvy, uploading the documents worked good. The only thing that took a while was the appraisal of my house, which took three days. I had questions but they were all busy. Still, people should go for AmeriSave and give the guy a call.
Laurice, thank you so much for this great feedback. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Anthony and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 21, 2021
I was able to get the process started with two different lenders, and AmeriSave was able to give me the better deal. The process went well and I don't have any complaints about it. Everything takes time and that was not different here, but I'm happy with the experience. Josh, the rep, was personable. He seemed very helpful and he wanted to do it, not that it was just a job. The rate was what I was looking for. I wish I would have known my house was gonna appraise more, but it is what it is. I would recommend AmeriSave to friends or family.
Ian, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Joshua took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 20, 2021
I’m a first-time homebuyer and Lucan, the rep, was helpful as well as Lorraine, the underwriter. I was impressed with Lucan’s attentiveness and knowledge. If he didn’t answer, he would call right back within a couple of minutes. He was very thorough and walked me through everything.
John, congratulations again on the new home! Thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Lakan and out team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 19, 2021
The process with AmeriSave was rocky at first and then, we were able to meet in the middle. Overall, it was good and our rep responded to all my concerns in a timely manner, which was why I liked him. Plus, the new rates were great.
Good afternoon Latoya and thank you so much for this feedback. We love to hear about the experiences our customers have at AmeriSave, and we are happy that Bradley took such great care of you. We will take a look at your experience and see what we can learn about the initial interaction. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 18, 2021
The rep I worked with didn't call me back as much as I'd like but other than that, he did a great job. Working with AmeriSave, I dropped a couple of points on my interest rate, which behooves me. I saved a lot of money over a 30-year mortgage and then I changed it from a 30 to a 15.
John, thank you so much for this feedback. We appreciate hearing about the experiences our customers have at AmeriSave, and we are happy that your overall experience was a great one. Our expectation is that you have clear and consistent communication throughout the process, we will take a look at your loan progression and work on improvement. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 17, 2021
The interactions were good at first then it became very sparse. The questions were answered, but it was longer than expected. I had to reach out to other people in order to get responses due to the fact that my rep was busy with other customers. I referred Amerisave to somebody else and they called me about their money back because it's 60 days now in trying to refi. They've had a very bad experience and I kind of feel bad on that part.
On top of that, the website is not always in tune with the actual steps that are happening. They were a month behind at one point asking for the same information that had already been emailed so that caused a lot of confusion. They never checked the box up the website. It says your progression but that progression will be stuck, even though we already sent that information. As a first-time refier, we were concerned they didn't get the information. We sent it four different times but it wasn't checked off the list. With AmeriSave, expect delays because of the influx of refinances all over the country because the rates are so good, but they get the job done.
Stacy, thank you for taking the time to submit this feedback. We have high expectations for our staff and our process. We will take a look at your experience using the information you provided and work on improving anywhere we can. We also appreciate the referral you sent us and we will jump on their experience to see where we can help. Thank you again and we look forward to serving you again in the future.
Bryan Owen
Reviewed Dec. 16, 2021
I tried going through Amerisave last year and had a lot of problems with them near the closing of our loan so we cancelled doing our loan. This year, I decided to do some more research and check around on rates. I decided to give them a try one more time and this time, the loan agent that I dealt with was wonderful. Everything went real smooth as opposed to the previous year.
Good morning Eric and thank you so much for this great feedback! Thank you for giving us another opportunity to show who and what we are. We feel that our people and our process separates us from every company in the industry. I am sorry that there were problems during your last experience and we will go back and take a look at what could have been handled differently. Thank you again for giving us another opportunity. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Sydni took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 16, 2021
I liked AmeriSave's customer service. I was impressed with the intelligence of the representative that I worked with. Overall, under the circumstances of our federal government being complete dummies, AmeriSave did an excellent job.
Stacie, thank you so much for this great feedback! We feel like our staff is the best in the business and we are very proud of them. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that James and our team took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 15, 2021
I trusted the man from AmeriSave that I was dealing with. He was friendly and truthful, and prepped me on what was going to take place and how to venture through the process quickly. The process was quick and efficient. At the closing, I wasn't too pleased though. There was a cash out on the closing from the refi and I was a little bit surprised that there wasn't money exchanged at closing. The lady at the closing wasn't all that friendly about it. I made a phone call to the guy that I had dealt with, and he assured me that everything was fine. So, I went ahead and continued the process.
Danny, thank you so much for this feedback. Mortgage providers are subject to certain regulations when it comes to the disbursement of loan proceeds when they are being funded. We are sorry for any confusion and we are glad that we were able to clear it up for you. We will work to ensure that we are very clear in all future experiences. Thank you again for the feedback. We love to hear about the experiences our customers have at AmeriSave, and we are happy that Chris took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 15, 2021
I worked with Richard and he helped me with all my questions. He was awesome. Some of the process was confusing but luckily I had a really good representative. I called him back with 50 questions and he talked me through each part of it. If I didn't have as good a person, the process would have been not as good. But he was very patient with me. I'm happy with the rates and terms. Everything worked out great.
Good morning Kathleen and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Richard took such great care of you. We are here for our customers and its our pleasure to answer any and all questions! We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 14, 2021
When the first guy that I talked to at AmeriSave quit, nobody called me for a while and I was emailing him. Then a lady replaced him. She called me back and she was really easy to work with. She was nice and patient. She responded when I reached out to her. So once I got over that hump, everything was smooth. I'm pretty happy with the way everything lined up and got closed. Everything was going on behind the scenes and I didn't have to deal with a lot. So once I got my credit score and found that it was okay, and then got my rate, I didn’t have to deal with AmeriSave a lot, which was good. They told me when I got the mortgage that I could pick my due date. But nobody got back to me on that. So they made my due date on the 1st. But I’d like to have it on the 15th or 16th of the month. So that's one thing I need to get straightened out.
John, thank you so much for taking the time to send us this feedback. We are sorry that the initial interaction with us was not smooth. There are times that employees take a leave or separate from the Company and we try to make the transition to another loan expert as smooth as possible. I am sorry that we didn't achieve that in this instance. We are glad that Larissa was able to take great care of you once assigned to the file. We will have someone reach out to you and discuss the due date on the mortgage. We look forward to a long relationship and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 14, 2021
Amerisave is amazing. Brad and Amy did a 5-star job from top to bottom. I'm a little confused about the loan being sold but they warned me about that, so that's not too bad. I dropped my rate about 3.5%. I can sleep better at night and if I ever have any mortgage needs, I'll be going through Amerisave.
Good morning Marco and thank you so much for this great feedback! We feel like "Amazing" is the correct term for our entire staff! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Brad and out team took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 13, 2021
I had gotten online and filled out an application. The rep from AmeriSave was the very first person that called me and it worked out really well. We worked with her one Saturday morning, giving her all my information. She was extremely helpful. Overall, the whole process was really good. There was one little hiccup, and another person got involved but she didn't know all the details. But once my main contact was involved, it worked really smoothly. I liked that she stayed on the case from the very beginning and that she was very attentive and explained everything to me. She stepped me through the portal when I was first getting the account set up, and then informed me every step of the way. It worked out pretty good. I’m very happy with the rates and terms.
Amos, thank you so much for this feedback. We are continuously looking at out process and how we can improve. Details like you provided help us focus in the right areas. Thank you and we are happy that Candace took great care of you. We look forward to helping you again in the future and appreciate your business and the review.
Bryan Owen
Reviewed Dec. 13, 2021
My broker, Ryan, is very responsive. He thinks ahead and is very detail oriented. The appraisal was slightly a lowball, but I’ve used AmeriSave so many times and they ate some of the issues that came with the appraisal. However, I didn’t like the person who puts the file together for the underwriter. Before her, I was using a guy named Steve. I was never irritated by him. With her, I didn’t feel she had a strong grasp of what I was saying. I’m a trustee of a trust that has nothing to do with my debt to income ratio and I have a debt to income ratio of probably zero. At the end of the day, the only thing that could happen was I write them a letter until they say I’m the trustee of the trust, which I did. But I felt it was too much confusion. Also, I prefer that somebody emails me once a week instead of calling me once a week.
Jeremy, thank you so much for this feedback. Ryan is one of the best Loan Officers in our industry and we are glad he took such great care of you. We use the feedback we get to improve our communication and process, so we take it very seriously. We will look at your experience and see what we can learn and what we can improve upon. Thank you for the repeat opportunities to assist you and we look forward to helping you again in the future.
Bryan Owen
Reviewed Dec. 12, 2021
The process was very simple and Robert was great. Everything worked out great.
Good morning Jason and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Robert took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 12, 2021
I talked to Kristoff and the application process was quick. It seemed pretty easy. The rate was reasonable. It was way better than what I was doing. But it was a little confusing getting text messages from five different people on what was going on. It was people that worked for Kristoff and it was kind of confusing for me to follow who is what because I didn't trust the whole doing things online.
Jeffrey, thank you for taking the time to send this feedback to us. We believe in great communication and take the stance that its better to over communicate than to under communicate. We are sorry for any confusion during the process. We will look at your experience and see where we can improve. We are happy that Kristoffer took such great care of you. We look forward to helping you again in the future and appreciate your business and the review.
Bryan Owen
Reviewed Dec. 11, 2021
I like the way AmeriSave works. They go right to the point. The pace that they have was quite fairly for the way that I process my stuff. For me, it was great. The rep I worked with was always on the board. Every time I called, she would answer. She was on the move and she would do everything possible to make it happen. She was good and I recommend her.
Good morning Crisanto and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Teresa took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 11, 2021
The initial person I talked to, Patrick, was very consistent in following up and making sure everything got done.
Frances, thank you so much for this feedback. Communication is a huge part of this process and we are happy that Patryk and our team took great care of you. We look forward to helping you again in the future and appreciate your business and the review.
Bryan Owen
Reviewed Dec. 11, 2021
My experience was interesting and efficient. It was the first time I had dealt with a completely online operation for signing and going through the whole process. It was pretty easy to navigate through the website for the most part. There were some little rough edges for me. I happened to be computer savvy for a long time I spent my career in data processing and computerized systems and engineering. Some things in the AmeriSave site weren't quite well-defined. I will suggest that when you start to use the task system that you get a little bit more information about it. I didn't understand that there were other parts of that that I could use, like to transfer my document. I thought I was only allowed to use the task part. So there were a couple of times I had tried to get information to someone. If I had known it sooner, I would have done it the proper way. But eventually, I got onto it and I asked some questions and I got the answers.
When the process first started off, I was a little bit frustrated because I felt like it was kinda under a wire. But that was because I was trying to buy a house somewhere and was trying to get a mortgage and I had a lot going on. So it was just being exposed to a new system and I had anxiety because I hadn't been through the process. But after going through it, with the help I got along the way, it was terrific. They always answered clearly and if I had follow up questions, they were handled very nicely.
The rep was very helpful and always available to me. I called him at different times. It was almost all day long and on after night. So whenever I got stuck with processing or I didn't understand something, he was my go-to guy and he would get a response for my question as soon as possible or tell me what I needed to do. I was trying to get into an investment property and use an investment loan for that purpose. The rate was a little bit high, but it was acceptable to me for what I was getting and I was in a big hurry to get it done. AmeriSave helped me to get it done quickly.
David, thank you so much for this great feedback! We use it to improve when and where we can. We will look into your experience and see where we can improve on our up front technology interaction. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team were able to take such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 10, 2021
I found AmeriSave online and when I called and spoke with a rep, he was very helpful and knowledgeable. The initial process was easy and the rep I worked with was excellent.
Good morning Carl and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Richard took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 10, 2021
When I reached out to find a company that I wanted to go through, I spoke to Daniel from AmeriSave and he was really friendly, and I really liked him. He worked really hard. I could call him late at night or early in the morning, and he always answered the phone. He helped me do the online application process. So, it made it really easy and convenient for me because I'm not very computer savvy. Also, getting the required documents was really easy. He sent them right to me. Everything went really smoothly.
Good morning Wendy, and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Daniel took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 10, 2021
I had to jump through a lot of hoops. They kept asking for a lot of stuff. But once we got those items in, the process moved very quickly, just like what my loan officer said. My loan officer was okay. She was very polite. We went back and forth a couple of times over the phone. But it could have been better if AmeriSave gave an upfront list of what I needed for my employer. Everyone's working from home, so I had to submit things at least two or three times. I had to ask what I needed to say on some things. But once they clarified everything that needed to be on there and I submitted to my employer three times, we got what we needed. When they got all the information, someone called, and it was approved. Then someone else called and said, “I'm taking over from here,” and scheduled an appointment. The guy showed up and it was done.
Rasul thank you so much for this feedback. We love to hear about the experiences our customers have at AmeriSave, and we use the information to improve continuously. We are happy that our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review.
Bryan Owen
Reviewed Dec. 10, 2021
The guy that I dealt with walked me through step-by-step and told me everything that had to be done. Any questions I had, he was always there. I knew what the rates were, I didn't want to buy points, and the terms were good. The biggest thing was that there were no surprises. I know exactly what I'm paying and why I'm paying it. AmeriSave did it the way I wanted to do it.
Jon, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 9, 2021
We refinanced with AmeriSave before. We knew that they were a no-nonsense, just easy peasy, get it done type company. We kept the name of our person because we like to do repeat business with people that treat us well. So, we went back to them. They were absolutely fantastic and super responsive. We had questions come up within the disclosure agreement and they fixed it. I had paid our taxes. It showed we were gonna have to pay those because we did a cash-out and I provided proof and they took it off right away. They're fast and helpful. They hear what you want. They don't try and push other things on you. It’s pretty straightforward.
Good morning Jennifer and thank you so much for this great feedback! We love to hear from all customers, but especially those that have been with us for a while! Thank you for allowing us to assist you and your family again! We are happy that Michael and out team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 9, 2021
The AmeriSave rep I was working with was pretty consistent with handling stuff as soon as it would come up. We did have an issue with somebody when they turned it over to me and she got it resolved the same day. The only thing is we had sent several emails about updating the tax info and sent them copies of everything, and the guy that they originally had on it never got any of it done before we went to closing. So, the closing officer had to come twice. But once we got Erin back involved, she got it fixed. Overall, AmeriSave has a pretty easy process.
Michael, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Megan took such great care of you. We are sorry that the closing agent had to come out twice, we will see what we can learn and improve on there. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 9, 2021
We had a great loan officer and he kept in touch. If I had doubts or questions, he got right on it. However, the title part took close to two weeks, but that was just the way the process was. Everything else went absolutely wonderful. We had some heavy-duty debt we were trying to reduce, and unfortunately, we lost a daughter recently in September, so we had funeral issues to deal with. We had a good equity situation, so we were able to get a significant amount of cash out. We dropped our interest rate by two points and we were very pleased with the overall.
Wayne, thank you so much for taking the time to send us this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Troy and our team took such great care of you. We are so very sorry for your loss and we feel deeply for you and your family. We look forward to helping you again in the future and appreciate your business and the review.
Bryan Owen
Reviewed Dec. 8, 2021
They were informative, effective and professional. They responded to my idea. I enjoyed working with them very well.
Good morning Olubunmi and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Christine and our team took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 8, 2021
Marlin was great and he answered anything that I had within hours. It was pretty smooth. The whole process, from the time I started until we closed, took only three weeks.
Good morning Matthew and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 8, 2021
They were great to work with. The process was fairly quick and streamlined. Everything was done within a day and a half. Our rep was always there. But we were supposed to have credit cards paid off and nobody told us that they were going to mail us checks to mail out. So we had a bunch of bills that were late because that was failed to be communicated to us.
David, thank you so much for this feedback. We love to hear about the experiences our customers have at AmeriSave, and we are happy that our team took such great care of you. We will look at the disbursement portion of your experience and see what needs to be improved upon. We are very sorry for any inconvenience it may have caused you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 7, 2021
I’m very satisfied with AmeriSave. I handled everything online and it happened really fast. I was surprised I ended up getting the rate I did. I went from a 4.75 to a 2.275. It was really good. That was hard to believe and I was happy about it. The rep I worked with was very helpful. If I had any questions and he didn't have an answer, he'd get the answer for me. Just very professional. AmeriSave was excellent all the way through. They’re the best I've dealt with. Just no hesitation, everything went through smoothly.
Good morning Bruce and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Thomas and our team took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 7, 2021
The application process was pretty straightforward. The underwriting process was really fast. The rep that I dealt with was a great guy. He always answers no matter the time.
Good morning Jose and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Myron and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 7, 2021
Jacqueline is amazing. I got an email from her when I first applied and then some guy called me. I was about ready to say I'm not doing business with AmeriSave but Jacqueline called me back and she apologized. She's straightforward. If we had a question, she answered it and if she didn't have the answer, she got back to us really promptly, which is something rare these days. She is one of the sweetest people I've ever worked with and she represents AmeriSave very well.
Also, the guy that helped finalize our loan was extremely professional. This is one of the smoothest mortgages I've ever done. I just called them to set up the auto pay to my checking and they were extremely helpful there as well. Between the initial support rep and the web tech person, it was very smooth. In the next year or two, we'll be looking to get another home in Tucson, Arizona and AmeriSave and Jacqueline will be the first people we're going to go to.
Lonny, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Jaclyn and our team took such great care of you. "Pre" congratulations on the home in Tucson and we look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 6, 2021
Around Jun 2021 I was searching for a Mortgage company to refinance our home so that we could use the equity to pay off bills and get our credit back in good standards. I received a call from a lady who represented AmeriSave and asked me about my credit rating and at the time it was around 540, she stated that their company could work with me. Being a Veteran I wanted a VA loan. I was transferred to a Donna ** Loan Originator who assured me that they could help me with my Mortgage refinance. She also had me change my Homeowners Policy from my current Mortgage company PHH to AmeriSave. I thought this was odd because monies for my escrow, insurance was not going to PHH. Nevertheless, I felt this is the process in order to receive the refinance. I provided all documents that was asked of me and paid $560 for an Appraisal.
As months passed, I was then put in contact with Diana **, Sr Processor. I then had to pay $265.00 for a WDO inspection. During, this time both Donna and Diana would not respond to my emails or when asked if they received my documents. During this time, I was asked for the same documents that were sent months prior to either ladies. I was told that one of them had Covid. I was receiving out of office messages from both at the same time because if I received a out of office message I would send my documents to the other and once again, a out of office message.
As months dragged on, I was asked for another Mortgage statement and then between Aug and Sept I was contacted by Mr. Barzin ** another Loan Originator who stated that he was handling my loan process. I really felt that everything was moving in the right direction because he stated that they needed to adjust my documents and add another creditor on the payout. Also, one of my creditors stated that someone from AmeriSave called for payoffs. I was asked again from my pay slips and I explained in a email they will show no pay because I had Surgery July 16 and there were complications from that surgery that kept me out of work and my Short Term Disability stopped and I went through their appeal process and won because I had my second surgery 3 Nov 21. I was not receiving income from KBR from 24 Aug - Nov 10.
Then at the last moment Mr. ** stated that he need to run my credit again and I knew my score dropped due to not receiving income from KBR during those months. This is when I received the shocking phone call from Mr. ** indicating that they could not go forward with my refinance because of my credit score being below 640, however, that was not the case when I originally started the process. I really feel that my family and I were scammed. I told my creditors about my medical and financial problems and that they will be paid in full because I was completing my refinance. Some of my creditors still stated that they have to report my delinquency to the credit bureau's and I said with confidence, I understand.
I also feel if the two ladies didn't drag their feet for almost 6 months, I would had paid off my creditors and the family members I borrowed money from. 6 months and I received nothing and their excuse was that the underwriters can't accept my application because of my credit score being below 600 or 640 but that wasn't said when I started that process 6 months prior. I want others to hear my story with this company and beware of their practices.
We sincerely appreciate your feedback regarding your mortgage experience. It is very important to our company and we value the information that you have provided. A member of our Customer Care Team will be reaching out to you shortly to address your concerns. Feel free to contact us at our toll free number. 888-700-4026 or by email at customersatisfaction@amerisave.com.
Reviewed Dec. 6, 2021
Once I had a brief conversation with Nathan, I wanted to move forward and see how it goes. He was wonderful. He answered all my questions. I shot something that I thought was out there, and he made it happen as far as lowering our interest rates. I asked about cashback and he got it done. There were a few questions I asked him, and he answered them swiftly and he was honest about it. It was kind of smooth. The rates were exactly where we were shooting for and the terms were decent as well. From start to finish, it was wonderful. AmeriSave is like a breath of fresh air.
Good morning Leroy and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Nathan took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 6, 2021
Everything went very smoothly with AmeriSave. I was very pleased. Everybody was great. Chris, the rep I worked with, did a great job. I was extremely impressed with him. He was very professional. Their rates were competitive with everybody. I liked the way Chris handled it. I understood all the bells and whistles and hoops you got to jump through and everything before they can give me a solid estimation of what my rates would be. Everybody wanted my Social Security number, want to run my credit. I said, “I understand that you can't guarantee me a rate without that information. But, here is what those figures are. Based on those figures, give me a rate.” Chris was the only one that would do it. Then when he gave me those rates, I said, “Okay, let's do it.” I gave him all my information, the rates vary just a little bit. But I was completely fine with that because I know they fluctuate. Everything was wonderful.
Good morning Daniel and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Chris took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 6, 2021
It wound up going quite well with AmeriSave. There were a couple of uneasy moments because I felt like they were requesting too much crap but the three people I worked directly with were great. Also, they had a lawyer that came to my house who live nearby who was very personable. It worked out okay.
John, thank you so much for this feedback. We take all communication seriously and we use it to improve when and where we can. We will take a look into the documentation that was requested during your process and work to improve in that area. We are happy that Jacobey and our team took great care of you. We look forward to helping you again in the future and appreciate your business and the review.
Bryan Owen
Reviewed Dec. 5, 2021
The reps at AmeriSave were good. I had Kyle primarily and then I ended up talking with another person. She was just as good, with whatever they needed. It worked really well. I had one text message and both of them were getting it. So that was handy. The rate was good. It was the same as I was getting anywhere else. The thing that made me use AmeriSave was the amount of credit that you got from whoever the lenders are in the background. Their approach was really good and everything transpired as they said. Usually, at closing, you're up in the air sometimes. But theirs, it was all tightly done. There was a glitch where they had thrown a document in for an apartment-type HOA thing that I didn't have. But Kyle was able to get it off within 24 hours.
Ryan, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Kyle took great care of you. We are sorry for the HOA documentation confusion and we will look into that portion of your experience to see how we could have avoided it. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 5, 2021
Michael was wonderful and he explained everything to me. I had been with Rocket Mortgage or Quicken Loans for years but I thought AmeriSave would be a better fit so I switched. The process was extremely easy and quick. I've never had it go so easy. It was such a great experience.
Good morning Virginia and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Michael and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 5, 2021
Josh asked me what I was looking for and looking to accomplish, and he started working towards it immediately. So he actually heard me. The application process was pretty straightforward. The only difficulty was we would submit things and then it would still say that they weren't submitted. But it got ironed out pretty easily. The only real gripe I had about the process was their online interface with the issues of uploading things about four times because it wasn't going in.
Good morning Stephen and thank you so much for this great feedback! We will look into the documentation portion of your experience and see what we can improve upon. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Joshua took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 4, 2021
Thomas was very nice to work with. He was very prompt. If I ask questions, he answers them. He was a nice person to work with. Working with AmeriSave reduced the percentage on my loan, which is something I was working for. The timeframe was quick.
Barbara, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Thomas took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 4, 2021
They processed my loan pretty quick. The rep explained everything to me and told me if I got everything back timely, it would go fast and it did. I was pleased with the process.
Keith, thank you so much for this feedback. Communication is very important to this process and we are happy that this experience was a great one for you! We look forward to helping you again in the future and appreciate your business and the review.
Bryan Owen
Reviewed Dec. 4, 2021
I had a bit of trouble with a few items. But I just emailed and they got taken care of right away. We were very happy with how quickly everything went. And the process was made easy. Had I known it would have gone this smooth, I probably wouldn't have hesitated and waited so long to do it. Go for it.
Melissa, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Spencer took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 3, 2021
AmeriSave had the best rate compared to others. Their application process was pretty easy. Also, the rate was good because it was way lower than what we already had.
Christopher, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Charles took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 3, 2021
This is my seventh property that I've bought between rentals and by all means this was the quickest and easiest. I was applied and closed in five weeks. The gentleman that I worked with was fantastic. But AmeriSave should post to the site if there was a list of the documents that we would need instead of constantly waiting and looking. The site would send me a message and tell me they needed an updated document. If I could have done it all at one time, it would have been great. Like if I would need a W-2 or a pay stub, I already know those things going in with a list that I could just put them there.
Carol, thank you so much for this feedback. We take all communication seriously and we use it to improve when and where we can. We will look into the document request portion of your process and see what we can address. We are happy that Louis and the team took great care of you. We look forward to helping you again in the future and appreciate your business and the review.
Bryan Owen
Reviewed Dec. 3, 2021
I filled something out on Rocket Mortgage and Josh from AmeriSave was the first person that reached out to me. I liked him a whole lot so we went with him. Josh made the application process seamless. He stayed on with us and did an evening call so that we could do it around our work schedules. He kept in contact right up until it was approved. Also, we had all of our information at our fingertips and anytime we had a question, we had an answer within an hour. It went pretty solid.
Claire, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Josh and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 2, 2021
The process was fast and I liked it. I recommend it to anybody. Also, the reps were very reliable and quick.
Luis, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Sarah and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 2, 2021
Through AmeriSave, I worked with Russell and he was great. The pre-approval was super easy. After that, they just uploaded stuff for me, proof of finances and bank statements. Everything went smoothly as far as AmeriSave’s side.
Good morning Phillip and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Russell took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 2, 2021
We were dealing with two different people and I don't know why they didn't give it to the same person. We had to get back with them. But the guy was great and he was available the whole time, even on a Saturday when we had an issue on requesting on closing. Also, the loan processor was good and she was on top of it.
Patrick, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 2, 2021
I started talking to a gentleman by the name of Lucas with Amerisave. We started crunching all the numbers and it seemed like a really good option to me at the time. As we went along, it got better and better for me. I saved almost two points and almost $200 off my home loan. Lucas walked me through everything. I talked to another gentleman by the name of Robert and he explained to me all the situations and what I needed. Once I got all the paperwork lined up, it was a bang kind of thing.
I'm so used to doing everything in person instead of doing it over the computer. The first couple of times I did it, it was brutal. I couldn't get nothing done, especially signing some of the documents without having a printer. All the things I had to get, I had to get signed and faxed to my friend which put a lag in the time. Then a guy came over with all the documents and notarized it. Everything went real smooth from there. The big thing I wanted to get rid of was PMI. Once I got rid of the PMI, the rates and everything with a VA loan was phenomenal.
Timothy, thank you so much for this great feedback! We will look into the documentation gathering of your experience and see where we can improve. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Lucas took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 1, 2021
Stay away from this company!! I would argue that they did not evaluate the "net benefit to borrower." And that this seems to be "predatory lending". It is going to take me 12 years to break even and I only saved 60 per mo. I was completely lied to!
We sincerely appreciate your feedback regarding your mortgage experience. It is very important to our company and we value the information that you have provided. A member of our Customer Care Team will be reaching out to you to address your concerns. Feel free to contact us at our toll-free number: 888-700-4026 or by email at: customersatisfaction@amerisave.com.
Reviewed Dec. 1, 2021
The first person I interacted with never returned my phone call. The second guy that I dealt with at AmeriSave was great. He gave me different options. We discussed the different options as far as dropping the interest rate that I had previously. It was the best option for us. The only thing, I asked for the escrow to be put back into the mortgage, but I wound up getting a check when we signed the papers. Also, the paperwork that came in the mail said 1.75 and that's not what I got. I don't know why we're not getting 1.75. Both of us have excellent credit ratings.
Gabrielle, thank you so much for this feedback. We take it seriously and use it to improve our staff and the process continuously. We are sorry for the initial communication challenges and we will look into your experience and improve. We are happy that Tristan took such great care of you. We will reach out to you to discuss the final interest rate and the escrow disbursement. Please look for our call. Thank you again for the review.
Bryan Owen
Reviewed Dec. 1, 2021
The process from application to closing was pretty easy and seamless. I wish the rate were a little bit cheaper but I was explained that because of my credit and my cashback, my interest rate is a little bit higher than what I had before.
Soon, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Josh and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 1, 2021
AmeriSave Mortgage had the lowest interest rate and the loan officer I was working with was thorough and very helpful. He was very knowledgeable of the process and everything I needed to know. I would talk to him about certain things and I would get a follow up email from somebody different regarding the loan. But they didn't know anything that I talked to my person, and they would ask him questions that would probably clear it up. If they talked to one another before sending an email, that would have worked out so there wouldn't be any confusion. Other than that, my interactions with them were very positive.
Anthony, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Ziad and our team took such great care of you. We will look into the internal communication surrounding your experience and see what we can learn and improve on. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Dec. 1, 2021
The process with Amerisave was a lot easier than the process with my current lender. I didn't like paying the $500 because local lenders will let you do it for free but everything else seemed to run smoothly. I had really good credit and was wanting to get the 2.75. I ended up getting bumped up to 2.99 so that was kind of frustrating. But other than that, my rep always returned my calls and answered my emails in a timely manner. I didn't ever have to wonder where the status of my loan was at and that was nice. I got into my house within seven, eight weeks from the beginning to the end.
Tammy, thank you so much for this feedback. We take all communication seriously and we use it to improve when and where we can. We are happy that the experience was "easier" than what you have experienced in the past with other lenders. We look forward to helping you again in the future and appreciate your business and the review.
Bryan Owen
Reviewed Nov. 30, 2021
AmeriSave’s application process is very detailed and their reps are very polite and professional. When I had issues, the loan processor helped me through them. She was very knowledgeable too. The cost of financing was also good. I've never seen any company like that. However, I was not aware of the $500 application fee until I started getting into the internet stuff. Also, I don't understand why we get checks to pay these creditors. Why couldn't we wire funds straight to them. Someone like me who does everything off the internet don't print statements. I had to go do all of that, and I had to get stamps and envelopes so it was a little inconvenient. Nevertheless, I referred someone over to them.
Good morning Kristen and thank you so much for this great feedback. We are happy that Christopher and the team took great care of you! We will look into the disbursement of your loan and see if there are areas in which we could improve the experience. We are sorry for any discomfort it caused you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 30, 2021
AmeriSave's communication was top-notch. They were always available to give me some kind of information that I needed and were very helpful with everything. The website I go to to upload docs or sign documents was very user-friendly. The gentleman that I worked with was on point. He helped me. I couldn't have done it without him.
Good morning Mary and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Rob and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 30, 2021
The process with AmeriSave was smooth. We went from step to step and had no hurdles. We provided the proper paperwork and it was processed properly. The rep was responsive to my emails or phone calls and whenever I had questions, they were answered in a prompt time. The whole process took six months but it has nothing to do with the mortgage company. I got my pre-approval letter in less than two weeks and it was a new construction. The rates and terms were great. They were probably the best on the market at the time.
Good morning Marian and thank you so much for this great feedback! Congratulations again on the new home! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Elisa took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 29, 2021
We have refinanced with AmeriSave before and I had a good experience. They gave us the best rate. And I got to deal with the same person that I dealt with before. Those were important to us. I talked to one person. Everything ended up the way it started out. They were a better company just because of that. It was as easy as a mortgage can be. I was happy.
Good morning Pila and thank you so much for this great feedback! We love to hear about the outstanding experiences our returning customers have at AmeriSave, and we are happy that Tessa took such great care of you again! We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 29, 2021
My house was refinanced in under a week, which was super-fast. It was a combination of not asking for too much and having all the documents ready. Plus, the guy that I worked with at AmeriSave was very responsive and super knowledgeable. He got everything done and got us a lower interest rate. It was a better deal than what the mailer had originally even said. We got the money for our refinance, which just came through. It looks easy to pay so if everything continues to work the way that it has, I'm very happy.
Lindsay, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 29, 2021
I liked that the people at AmeriSave spoke English. There were a few bumps but once Amerisave got that ironed out, it went pretty good. With the low interest rates, people are inundated with people doing refis so some of my emails got lost in the process. I had to duplicate emails two, three times and send copies two or three times. Also, some of the phone numbers that I would call didn't work. When I couldn't get ahold of the people I was working with and tried the other phone numbers, I wish that I would have been able to get ahold of those guys. Finally, I was able to get some other phone numbers and started calling other people. Apparently, they got ahold of the guy I was working with, and he called me back and answered my questions. With AmeriSave, I got my refinance done and my rate lowered.
We sincerely appreciate your feedback regarding your mortgage experience. It is very important to our company and we value the information that you have provided. If further assistance is needed, please do not hesitate to contact our Customer Care Team at our toll-free number: 888-700-4026 or by email at customersatisfaction@amerisave.com.
Reviewed Nov. 28, 2021
Jonathan was so extremely knowledgeable. The agents in Montgomery, Alabama kept saying, "You need to go local. You don't need to use these companies. You need to go local." Jonathan would tell me things and then they would say, "That's just not possible." Then we would go back, and Jonathan would say, "Well, yes, it is." He was always proven to be 100% correct and the local people were always proven to be 100% incorrect.
One of the things that Jonathan was also able to do was our closing. There was a difference of over $6,000 in the amount that we were gonna have to bring in closing costs compared to what we were gonna have to bring it to closing with a local company. The local company was trying to tell us that it could not be done, but it was to be done. I stuck with Jonathan. He knew way more information than any other lender that we had spoken to and he was right on every time with everything. He knew his stuff very, very well, and that was one of the things that I did brag about. Jonathan did such a smooth process with us that we didn't have any hiccups at all. He was always available too.
The whole process took a little over 30 days. When they were doing everything, they said, "Hey, you've got this out here, and we took care of it." They cleaned it all up and took care of it. They gave us some options, and there was a little bit of a delay because they waited on us to make a decision on what to do. But everything else was smooth as silk.
Good morning Krystal and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Jonathan took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 28, 2021
The rep gave me a list of everything I needed at one time and I got everything together that I needed to send AmeriSave. He explained every piece of information that they sent me and didn't just graze through the document. He took the time and took me through every piece of that paperwork that I did and explained to me what does what. Altogether, the application and underwriting process took a total of three weeks because they had a new guy that was over my account and he didn't know that everything was ready to get sent out to whoever the last person is in the process before I had to sign the paper.
Good morning Tyrone and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 28, 2021
The rep explained what I needed to get in order and guided me in the right path. He was easy to work with. The process took only a few weeks.
James, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Quoc and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 27, 2021
Our interest rate is so good. We got a conventional 15-year loan at 1.99. The reps were wonderful. They kept up with us constantly. The thing is you don't necessarily work with just one rep. It's whoever's in their office. So, we get texts or emails from one rep, and then the next one will follow up. Then at the end, the original loan officer person sent us an email saying thank you and congratulations.
From start to finish, the process took about 15 days. It was so fast. I had most all of the requirements organized. So I knew what we were looking for and what I was gonna have to do. I was amazed at how fast it went and the fact that the loan officer answered the phone even on a Saturday evening. AmeriSave was efficient and they did what they said they were gonna do. But the fees are a little higher. Other than that, the loan officer used my points to get our numbers to get the fees down. So overall, AmeriSave did a good job. We were so pleased.
Hi Tammy, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Curtis and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 27, 2021
Working with AmeriSave was a great experience for me. I enjoyed working with Zach, my mortgage loan officer. He made the process very smooth. AmeriSave did a good job of getting everything done quickly and what we needed to provide was clear. It was just making sure we got all the paperwork in. The process took four weeks and that was fine with me.
Crystal, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Zachary and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 27, 2021
My refinancing was very easy. The guy I worked with was very cordial and clear. He had all the information and answers I needed, and some. I worked directly with him, sending him information, and he facilitated it to who needed it.
Good morning William and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Drew took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 26, 2021
I got a 30-year loan from AmeriSave because of the rates and the process was fairly easy. People should go to them.
Good morning Robert and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Rocco took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 26, 2021
Anything is usually a hassle paperwork-wise but I didn't mind working with AmeriSave one bit because it was so easy. Everybody worked with me really well and made sure I was getting the right stuff turned in. The first officer I had ended up quitting but even during the brief period that I worked with him, there was fantastic communication. It was the same thing with the second gentleman that came on. If I had any questions, he was on top of it. The assistant was fantastic as well. Anytime I had a question about something and she wasn't 100% positive, she'd find out and call me right back. It was all-around a very pleasant experience.
Good morning Charles and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 26, 2021
AmeriSave was pretty good. Everything went smoothly except for the payoff information that I had to make a call through Equifax. That was horrible. It took over a week to connect. The calls kept dropping, they were really distorted I couldn't hear or it took a really long time for somebody to answer. Also, the online confirmation for the release of mortgage documents through Equifax wasn't really brought up with anything so I was surprised when I had to do it and then it took so long. Other than that, the rep was really good. Everything was explained in layman's terms as well as business language. I know a little bit about financing and refinancing so it went pretty smoothly. His requests and emails were understandable.
Cindy, thank you so much for this feedback. We take it very seriously and use it to improve the experience for our customers. We will look into your experience and see what we can learn. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Miles took great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 25, 2021
AmeriSave made the whole process so easy. I would recommend them to other people. I worked with them a couple of years ago in 2019. Then Eric sent me a text that just said, “Hey, I just noticed that you could probably save a lot right now if you refinance.” I hadn't thought about it, and he did saved us so much money. If I hadn't gotten that, I wouldn't have pursued it. My husband and I are really happy. The whole process was easy. Then he got us some extra money. I'm going to get new kitchen counters. So, it was wonderful. I did the process one morning. My husband and I were sitting in the living room with our phones, and Eric was on the other end. He was very patient. If I had trouble logging into something, he talked me through it. So, it wasn't that difficult at all.
Hi Loreen, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Eric took such great care of you again! We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 25, 2021
AmeriSave had good rates and I got a 30-year fixed loan from them. Daniel, my loan guy, was really helpful with answering questions and getting back to me in a timely manner. I just wish their website would be a little more user-friendly with everyone. Nonetheless, I’m happy with my experience.
Good morning Eric and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Daniel took such great care of you. We work continuously on our website and we will use your feedback and experience to continue to improve in that area. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 25, 2021
Gary helped me with questions or anything that I had. He was always available to answer and if he wasn't, he got back to me as soon as he could. Also, I like his vibe. I like how he answered the questions. The closing also went smooth and the young lady that came out to the house was very nice. Everything was perfect and just what they promised is what I got. I got out of HUD and now I'm in conventional.
Good morning Evvy and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Gary took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 24, 2021
I began an effort to refinance through Amerisave in October of 2021. I provided everything that was asked of me initially, including the $500 non-refundable fee. Shortly thereafter, my loan officer began demanding more & more information from me, a sizeable amount of which was inapplicable to the situation. Phone calls & emails went unanswered, voicemails unreturned, yet the situation never improved. I was eventually contacted by a random agent there who actually attempted to assist me, but was unlicensed, so she couldn't really do much besides send intracompany emails to other departments.
As soon as I believed we were actually getting somewhere, they demanded yet another random piece of useless, inappropriate, information that would require getting my employer directly involved! Crazy thing is, I didn't have this much trouble buying the house in the first place & have never missed any payments, of any type, EVER! Simply trying to make some home improvements cost me nothing but frustration, a ding to my credit, & $500. Please stay far away from this company - zero customer service & zero care for the customers involved.
Thank you for providing your feedback. Our Customer Satisfaction Team would like to understand more regarding your experience as soon as possible. AmeriSave Mortgage takes our customer feedback seriously. Please contact our Customer Satisfaction Team toll-free at 888-700-4026, or by email at customersatisfaction@amerisave.com.
Reviewed Nov. 21, 2021
I have difficult taxes, investment properties, and my own W-2’s. It wasn’t clear cut that other people come in with. Everybody was saying that they couldn't work around the certain issues that I had. A lot of people were having a difficult time separating a W-2 from an LLC. I had Amerisave review my information beforehand and they came back with saying they know how to work around it because they deal with it often, and they were right. I had three other companies that were dealing with it, and Amerisave was the only one that was able to come through.
Overall, everything was smooth. I didn't initially like Kyle, the first person I spoke with, but it was switched over to the manager and from there, it was switched over to another loan officer, Jacob, who I liked a lot. I sent everything to him and he uploaded everything. I'm always traveling, so it was easier for me to send everything over. Jacob wasn’t pushy at all and I liked the fact that he was honest and upfront.
Sadia, hank you so much for this great feedback! Some situations are a bit more complex than others, but our goal is to find a solution that works for you. We are glad we were able to help you do so! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Jacob and out team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 18, 2021
The process with AmeriSave was extremely easy. We took some equity out of the house. We refinanced it because we decided to stay here after we retire. It freed everything up and made us relaxed. It's always nice to have some cash in the bank quickly accessed. AmeriSave was extremely timely and informative. They moved it along. If you looked like you were taking a little too long, they kind of prompted you like they should. The process was relatively quick which was really surprising. It was about as good as it could be, considering all the different things such as titles. It started on 9/11 and we were already done by 9/21. We had to wait for another week or two to get our money, but that's all right.
The hardest part is always when you do appraisals. You always wait for a little bit. But the rep, Antonio, was top-notch. He treated us very well and was very personable. He seemed like he wanted to move us along at the speed we wanted to move. He was wanting to complete his part of the business, but he always made sure that we felt like we were important to him. Meredith did a good job too in the closing.
Good morning Darcey and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Antonio and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 18, 2021
The application process was quick and easy. It took two weeks from the time I found a house, went under contract, and AmeriSave gave me conditional approval. Unfortunately, I couldn't get ahold the rep I worked with through email or phone. She never responded, so my agent reached out to a higher representative with AmeriSave and they assigned somebody else to my account. That person was very helpful.
We sincerely appreciate your feedback regarding your mortgage experience. It is very important to our company and we value the information that you have provided. If further assistance is needed, please do not hesitate to contact our Customer Care Team at our toll-free number 888-700-4026 or by email at customersatisfaction@amerisave.com.
Reviewed Nov. 17, 2021
Janella was our first person contact and she was super friendly. She was trying to do everything she could to make our loan go through, and we appreciated the customer service. We were very comfortable with the rates and liked that our PMI dropped off of our original mortgage. Overall, everyone was very friendly and professional, and we appreciated that.
Good morning Dana and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Gianela and our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 17, 2021
This is my 2nd refinance with AmeriSave within the last 6 month. The loan office is Bradley ** for both refinances. He is very knowledgeable about the products. The most important is the great customer service he has been consistently providing. Brad always promptly answered my questions along the process all the way to the final closing.
Zhigang, thank you so much for this great feedback! I appreciate you taking the time to take this survey and also the time to send me the email praising Brad yesterday. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 17, 2021
Refinancing my house was very simple and easy. The process took three weeks and it went smoothly. The rep was very informative and easy to work with. He wanted to give me as much information as possible to help me out. Working with them has helped me out paying bills and helped me save some money. I'm very happy about that.
Good morning Christopher and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Tin took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 16, 2021
I enjoyed working with AmeriSave a lot. I was able to lower my rate. I was able to knock off PMI, and I was able to take out a chunk of change that I needed. They made the process very simple for me. I just had to upload everything and the website was pretty simple. If they needed something, I uploaded it, and it was done. Their rep was very persistent. When I had a question, he was right there. He did his job. I would definitely recommend AmeriSave. It worked for me.
Good morning John and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 16, 2021
The AmeriSave staff was very nice and professional. It was a very great experience. AmeriSave's fees were outstanding. I plan on referring everyone to them because of their fees and the way they handled the processing of my mortgage for me. I do plan on refinancing in six months, and I will be going back to Clint, my loan officer. I enjoyed working with him very well. He was very responsive and even responded to some of my emails, which I wasn't anticipating, kind of late in the evening. When I work and I can't send AmeriSave an email until late in the evening, I didn't expect to get a response until the next day, which is fine but there were times that he did respond that evening.
Having a home built through the COVID is an experience that can be very daunting for homeowners, but if you find the right mortgage company with great fees and professional employees, then it makes the transaction a lot better. I was going with my builder’s mortgage company because they give you incentives to go with their mortgage company. But I have excellent credit and they wanted to charge me like $1,200 for a lower interest rate. So, in the middle of me 30 days from closing, I went and switched to AmeriSave and it was one of the best decisions I made.
Good morning Jalia and thank you so much for this great feedback! We appreciate your willingness to spread the word about our process and service! We also love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Clint took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 15, 2021
I'm a little frustrated with the process because something that should be simple was made a little more complicated as far as getting the forms that Amerisave needed from the insurance company. Just by listening to me on the phone, you can tell I'm older, but I know what people ask for and I get it for them. We did all we could on our end to comply, but every time we got one form that we thought was the right one and it was done and over with, there was something else that they needed, or they didn't get it or it wasn't faxed to them. They bugged the heck out of the insurance company that I have the homeowners insurance with that they got a little frustrated having to get so many calls from various people that work for Amerisave asking for the same form.
Things should have been smoother. I had to email forms and take pictures over and over of things. I can understand sometimes pictures don't come out too good when you take them on the iPad and send them in. They're a little blurry. But it took longer to finalize things. Once it was over, I felt good, but now, I'm getting a bill every month from Freedom Mortgage, who I was with before, and I'm paying Freedom Mortgage. I'm trying to get ahold of Amerisave to ask them why I'm getting a bill from Freedom Mortgage when I'm with Amerisave, and they will not respond to me. The gentleman that took care of our loan was Eric and I kept trying to email him to call me so we can get this squared away, and he is not calling at all.
Thank you for connecting with our Customer Satisfaction Team today. We appreciate your patience, and your mortgage experience is very important to our company. If we can assist you in the future, please do not hesitate to contact our Satisfaction Team at our toll-free number 888-700-4026, or by email at customersatisfaction@amerisave.com. Thank you again for allowing AmeriSave Mortgage to serve you with your mortgage needs.
Reviewed Nov. 15, 2021
The process was good. I contacted the initiator by email, and most of the communication was through email and most of the documents were submitted online. Amerisave didn't need an appraisal because I had earlier financed the house with the 25% down and the value has gone up. I was very satisfied with the way things went. Other than I can't make payments online and there is no website that I can go check my statement, I don't have any complaints.
Good morning Vinod and thank you so much for this great feedback! We will have someone reach out to you to work through the payment options, the statement options, and the website. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Jonathan took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 14, 2021
AmeriSave's rates were lower compared to others. I like their online process, too. There were a few improvements that they might want to take into consideration. There are documents that you upload into their portal. Then once you upload it, it takes a while to refresh. Then the following day or two, you will get another message that says that you need to reupload the same documents. But other than that, the steps are pretty straightforward. Their agent, Brian, was great and very responsive.
The rate is fine. The terms changed towards the end of the closing. So, it was something that we weren't aware at first. Then they came back and said that they had a condition that we have to meet before they can proceed. We wish they could have told us upfront on that. Also, as far as the servicing company, we thought that they are going to be AmeriSave's servicing. We only realized that later after closing. We got a mail that the servicing company will be so and so. We went online and we saw that people really hate that certain company.
We sincerely appreciate your feedback regarding your mortgage experience. It is very important to our company and we value the information that you have provided. If further assistance is needed, please do not hesitate to contact our Customer Care Team at our toll-free number:888-700-4026 or by email at customersatisfaction@amerisave.com.
Reviewed Nov. 14, 2021
I found AmeriSave Mortgage online and I checked its reviews and made a call. I talked to a gentleman. We needed a lot of advice and he was very knowledgeable and helped us know what to do. We thought about it for a couple of days, and then we did the application. The approval took a while because for some very strange reason, they required appraisals even though we were only asking for 30% of the value, and we had to wait for that. When we started, our rep, Justin, told us it would take about 90 days, and it took pretty close to that. We were just upset that we had to blow $500 on appraisal. We didn't understand why that was required. We also would have liked to have had the rates a little bit lower, but we had had a bankruptcy in our past, so we understood that there are consequences for things, and we were very happy to be down at 2%. It was very good for us and it's going to allow us to help our son buy a house.
Robyn, thank you so much for this feedback! We take it very seriously. Appraisals are needed for a variety of reasons and we try if every instance that we can to obtain an appraisal waiver. I am very sorry we weren't able to do so in your case, but thank you for your understanding. We love to hear about the experiences our customers have at AmeriSave, and we are happy that Justin took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 13, 2021
Everything about this company and the process was great, except for the estimated payments. The first year payment was as promised (the hook) with a better interest rate (2% as opposed to 4.675%), 15 year mortgage instead of 30 (knocked 12 years off the loan). The best part was MY PAYMENTS WERE ESSENTIALLY THE SAME. Then my payment went up by $300/month for escrow. Make sure you do your homework for Escrow Cushions and Escrow Shortages before getting snagged.
We sincerely appreciate your feedback regarding your mortgage experience. It is very important to our company and we value the information that you have provided. If further assistance is needed, please do not hesitate to contact our Customer Care Team at our toll-free number: 888-700-4026 or by email at customersatisfaction@amerisave.com.
Reviewed Nov. 13, 2021
AmeriSave was competitive and my experience with them has been good. Their people were experienced. They were able to walk me through my questions and answered all the queries that I had clearly. They were also approachable and reachable over email as well as by phone to clarify any doubts that I had. So, I had a pretty smooth process going for me. The person that helped me was Kimberly. She’s very clear in articulating things and very transparent in explaining. She takes her time to answer as many questions that I have. So, I was pretty impressed by her skills and ability to help answer my questions. There were some delays of the initial set of documents that I had uploaded. There was some clarification to be thought. But thereafter, it was pretty fast. I was done in about a couple of weeks.
Tanbir, thank you so much for taking the time to send us this feedback. We love to hear about the experiences our customers have at AmeriSave, and we are happy that Kimberly was able to take such great care of you. We will review your process with a focus on the initial document upload. We will use what we find to improve where we can to make that portion of the experience as smooth as possible moving forward. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 13, 2021
When we called AmeriSave, the gentleman that I spoke with was very helpful and made me feel comfortable with them. He was very polite. Every time he would contact me, I had to give the last four numbers of my phone. That helped me feel confident that I was speaking to the right person. The only thing was all of a sudden, we started getting all these cards, and at the end, we figured out it wasn't from AmeriSave. It had AmeriSave on the paperwork but it was from some people saying that if something happened to one of us, it was like insurance. Other than that, working with AmeriSave was very convenient.
Frida, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that John took such great care of you. We will see what we can learn about the paperwork you received that wasn't from us and see what we can do to prevent it moving forward. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 12, 2021
The rep Madeline was fantastic. She was really friendly, very straightforward, professional, and everything went as fast and as easy as possible. Everything was done within a week and a half, and three days later, we had the money in our account. The last time we refinanced a couple of years ago, it took us a month and a half. This time, Madeline got to the bottom of things and guided us through the fastest way. In our case, the loan would take longer, but she said if I went alone without my wife, we'd get it done, and she was right. As soon as I removed my wife from the loan because of bad employment, the next day, we were approved, and the rate is 3%, which is good.
Georges, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Madeline took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 12, 2021
AmeriSave's rate was very attractive and the representative I worked with was very professional and very quick. I had another company also but I chose to go with AmeriSave. The application and underwriting was pretty quick and everything was done within two weeks. Everything was great, too. But I noticed when I called a few times to set up my auto payment that their whole system had some issue and I was not able to hear the person on the other end. The voice was breaking. She got my information and in between, the line got disconnected, not because of me but something happened with the phone system then on AmeriSave’s side. So they need to look into that. It was frustrating because getting the right people takes time. Then all of a sudden it got disconnected. And I expected a call back but I didn't get one, so I had to call back again later. But other than that, I'd tell others to go for AmeriSave.
Good morning Nishant and thank you so much for this feedback. We appreciate you choosing us over the other option you had. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Catherine took such great care of you. We will have someone reach out to you to walk you through the payment options, please look for our call. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 11, 2021
I have the best experience with them. I highly recommend them. I got the house and the payment I wanted, and everyone was so helpful. I got the contract and closing of my house in the same month. It was fast. Thanks to everyone again.
Good afternoon Sergio and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Brad took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 11, 2021
Blake, the representative, was on top of things. He worked with me the whole time and if I asked him via text or phone call, he responded within minutes. The process took longer than expected, but it was not because of AmeriSave. The seller wasn't ready to sell us the house because she didn't understand the process, and AmeriSave explained it for her. Usually, as a lender, they don't do that. But they stepped in and helped, and they were ready to go in two weeks. They were very communicative with the process, and everything was transparent. The rate and terms were excellent too. I compared it with other companies and they were definitely lower.
Good morning Binh and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Blake took such great care of you. We strive to provide a quick and easy process and communication is a huge part of it. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 11, 2021
AmeriSave's process was easy to understand and it was simple. I was able to do the majority of it sitting on my butt at home. The rep I dealt with was courteous, helpful, and when she didn't know an answer, she was quick to find someone that did instead of just making stuff up. But the whole necessity of a notary is an obsolete process. They’ve got systems in place already and certainly, with the state of Texas, if you have an image of a person's license, you can verify his identity. All of that could be done online. So the closing ought to be online at this point, with the signing, software, and the ways to verify identity. Other than that, working with them allowed us to ditch our PMI.
Jacob, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Sydney took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 10, 2021
AmeriSave is lousy. My closing was scheduled for Saturday at 10:00. I got a call from the local notary that they hadn't received any of my documents. I planned everything leading up to it that week and it didn't happen. I also received duplicative emails, text messages, and phone calls from different people for the same issue. The computer system, the people, and the communication were just horrid and irritating. Then, they don't even really realize what the laws of the state are with regards to sole and separate property. The property that I refinanced was mine so it was separate before the marriage even took place. It's already a stressful enough situation as it was going through a divorce, let alone trying to convince my wife that she has to attend closing and sign all these documents for a piece of property her name's not on the title for.
My loan officer was willing to go above and beyond, even when it wasn't within her scope of influence. When there were title issues, misspellings from the title company, and those repeated calls, she apologized left and right. She helped save the day many times and so she was the one bright spot. Otherwise, I was completely dissatisfied with the service I was receiving.
We appreciated your patience, and we appreciate your feedback on your mortgage loan. Your mortgage experience is very important to our company. and we value the information you provided so that we can share with our Operations Team.
If you need assistance in the future, please do not hesitate to contact our Satisfaction Team at our toll-free number 888-700-4026, or by email at customersatisfaction@amerisave.com
Reviewed Nov. 10, 2021
Their rep Grayson is the greatest guy. If not for him, I wouldn't have gone for AmeriSave. My experience is pretty good. Everything took three weeks.
Venkata, thank you so much for this feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Grayson took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 10, 2021
Brandon broke things down and then if I had questions in regards to underwriting, he gave me the number of a person I could speak with. AmeriSave made me feel more comfortable as I started and went through it because I wasn't 100% sure. The rates are really good. They helped me change my flood insurance. I’m divorced and it was in my old married name with my ex-husband, so that actually made me change it over, which I should have done years ago but I never did.
Good evening Joanna and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that our team took such great care of you and we were happy to help with the flood insurance challenge. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 9, 2021
AmeriSave could have provided information as to whether we would like to have our taxes and our home insurance under escrow or not. Also, they were charging points. We opted for not to have that charged because we would have to pay a higher closing cost. Also, they weren't as upfront with the closing costs. I wasn't happy about that. It would have made the process a little better if they would have informed us about the closing costs upfront and how the rate was low due to buying points, as well as how the money would be in escrow, and that would be like the monthly mortgage, instead of letting us have the option of removing it upfront. We couldn't get in contact with them after we finalized everything. After it passed to another department was very difficult for us to get ahold of them. Then in order to modify any changes to the whole mortgage, it's difficult.
Thank you for provided your feedback. We regret that communication regarding the status of your loan has been delayed or lacking. AmeriSave is experiencing unprecedented call volume and our employees and managers are returning calls as quickly as possible. Your feedback has been forwarded to the sales manager who will return your call. You may also contact AmeriSave's Customer Care Team at 888-700-4026, or via email at customersatisfaction@amerisave.com.
We look forward to speaking with you soon.
Reviewed Nov. 9, 2021
AmeriSave was non-invasive. They're very good. They answered all my queries. The entire process took around a month, and the loan officer, Patrick, was prompt. Whenever I called him, he answered the call. Go for AmeriSave.
Good evening Shantanu and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Patryk took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 9, 2021
The reps were very easy to work with and t-fir the most part, anytime that I sent emails, either them or their manager would respond to my questions. The application and underwriting process took less than 20 days. It was quick. I was expecting though that the payout for the money that AmeriSave gave me back would be a direct deposit. But it came in an overnight check. I didn't realize it was doing that and I would have liked to have known that because it was sitting on my front doorstep when I got home one day.
Good morning Richard and thank you so much for this great feedback! We will take a look at the disbursement portion of your experience and see how we can improve on that communication. We are sorry for any confusion. We love to hear about the experiences our customers have at AmeriSave, and we are happy that Lawrence took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 8, 2021
I love the gal I worked with. She did a great job. She was so sweet. She's the only thing that saved me. It was like, God, poor thing setting up me because I have seven homes and a lot of them are paid for. We had to go through each one. She was neat and was trying to be honest. The loan however stressed me out because AmeriSave Mortgage doesn't have anybody. When I talk to somebody, they kept giving me the same information. I turned it in, and it was a robot. I couldn't stand that. They would say, “What do you need now?” I turned it in and Gianna kept saying, “Don't pay attention to it. They just keep doing it.” I don't know that. Also, AmeriSave had to ask stupid questions. “Why do you have this house? How did you get this house? Why do you have this in the bank?” “Oh, for God's sakes. I'm a single woman, and I make a lot of money. Sorry. I don't have a husband.”
I was stressed out with the whole thing. It took me forever. I had a lot of stuff going on. I have two loans going through and AmeriSave was supposed to transfer all the information to the other one, but they didn't. From my other loan, I paid my taxes through Bank of America and American Home. So, I don't know if my taxes are paid for November. I tried to call them. They don't answer their phone. I kept calling Gianna and she tried to answer all my calls. But she is so busy. It was a nightmare. AmeriSave gave me a check and I said, “Is this for my taxes? Or what is it for?” They don't tell me anything. And I'm still trying to find out if I have to pay my taxes. I would try and call them and say, “I didn't even get my loan to what I owe and all that.” I finally kept bugging them, “How much do I owe for my mortgage each month?” And I paid for them.
I got one that came with a coupon from one. But the other one didn't give me a temporary coupon. Finally, a bill came. My first payment isn't until December. But I pay ahead of time. I wrote a check because I don't want it taken out of my checking account. I wanted to be able to go in there and put that extra payment. I don't want it just coming out of my account without me when they take it out. I wanna have access. I want the account number. I don't know if I can do that with them. I haven't been able to reach anybody. So, I have just been paying. I paid both mortgages up until January 1st and I put 1,000 extra on the principal. But I have no idea where to go. I need somebody to talk to, not a robot. AmeriSave has to get one person staying with because I needed help. I liked who I worked with, but I wouldn't recommend AmeriSave to anybody.
We sincerely appreciate your feedback regarding your mortgage experience. It is very important to our company and we value the information that you have provided. If further assistance is needed, please do not hesitate to contact our Customer Care Team at our toll-free number: 888-700-4026 or by email at customersatisfaction@amerisave.com.
Reviewed Nov. 8, 2021
I was refinancing my mortgage and used AmeriSave. Everything was good. People should check them out.
Thomas, thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Delfina took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 8, 2021
David, the rep, has always taken care of me so I go back to him always. He answers any questions well, always follows up, does things the right way and he explains everything well, which is rare in the industry, but makes everything very clear and has good customer service. The online application process is seamless and fast these days. It’s a lot less time than it used to take. It probably took me 15 minutes this time for the app. So, it was good. I had to send documents in but everything is very streamlined these days so my application didn’t take very long. If I shop around, I could probably find a slightly higher rate. But David lets me know when it's a good time to refi and I'm not worried about getting the cheapest because I get a good experience. I'm very happy with that experience. So, I'm not always looking for just the absolute lowest rate.
Bradley, thank you so much for this great feedback! We appreciate it and you. Thank you for allowing us to assist you again and we are glad the changes we are making to the application process are being felt. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that David took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 7, 2021
I made my first mortgage payment last month, but I got a letter in the mail stating that I could do the monthly automatic draft, or send in a check every month, which is fine. But AmeriSave does not offer the option to go on their website and make a payment each month, where any other house that I've purchased, I'm able to login and make my payment right then. I don't want anyone touching my bank account. They don't offer that. And I don't trust the mail system either. So if they do have it, it’s not offered in this letter. Other than that, they were very friendly. The loan officer helped me with several things. My husband and I contracted COVID in the process, which put us behind a couple of weeks. They were fixing to cancel it all because we couldn't provide all the information they needed in a timely manner. He pulled some strings and got it reinstated at the interest rate that we were promised. So we were very pleased.
Geni, thank you so much for this feedback! We will certainly reach out and assist you with your payment questions and make sure we work to get it all corrected. Please look for our call. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Michael took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 7, 2021
We had already used AmeriSave previously. This time, the process took a little bit only because we started early. We had already gotten a refi and we had to wait for it to mature. But once that happened, it was pretty fast and within 30 days.
Good morning Jason and thank you so much for this great feedback! Thank you for allowing us to assist you again! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Justin and the team took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 7, 2021
I filled out part of the application, but I didn't finish it. Somehow, AmeriSave started calling me. And the first time or two, I said, “No. I've changed my mind.” Well, for some reason, on that third call, whoever called me, they said, ‘Will you talk to us?” I said, “I’ll tell you what. I'm in a good mood today. If I tell you exactly what I want and you tell me yes or no, I’ll do business with you.” The rep, Lucas, was amazing. He listened and he knew what he was doing. He met every one of my requests and we were able to close in a week.
I had the easiest, most-non pressure closing. Lucas made sure we had everything done. We're in our 60s and so we're not the most computer-savvy people in the world. But he told me, “Don't be afraid. Don't worry. I’ll talk you through it.” Lucas was always patient and he made sure I understood what was going on. He didn't let the computer business throw me for a loop. I have never closed like that before and I didn't think I was gonna like it. But it didn't bother him and all. In fact, he had to tell me three times.
Most importantly, Lucas did exactly what he said. I have never in my life had such a great experience. I recommended Lucas to two of my friends and they are fixing to close on their houses. It was very important that I felt like my lender was a trustworthy, reputable company. AmeriSave met all the qualifications.
Sandra, thank you so much for this great feedback and thank you for finally taking a chance on us. We are persistent because we know how much we can help! Thank you so much for the referrals and we will take great care of them as well. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Lucas took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 6, 2021
When I googled "best customer satisfaction for a refinance," AmeriSave was the first one that came up. I called them and we did the whole application over the phone, on my laptop, and all I had to do was upload some documents to the rep I was working with. And it was super easy to get my information to her. I had all my information ready, so that probably helped the process a little bit. But it also went really fast. Then, the lady that she sent over to do the finding the documents was really nice. The man who came to do the appraisal was really nice as well. So it was the easiest experience that I've had.
AmeriSave is honest and they get right back to you. If the rep she wasn't sure about the answer to a question, she'd say she'd call you within the hour. And she did. The communication was really good and helpful. Especially for someone in my position who doesn't always quite understand the question the first time you ask it. But when you go to pay your mortgage, finding the link to pay your mortgage on top of their website was hard for me to find. I had to call the customer service guy and he helped me find it. And I set up my online payments. He said that the first payment I should do by phone so that they can make sure my checking account went through. But I got charged $11.50 to do it over the phone. And you have to pay $9 if you do it automatically. So if they can make their website a little bit more accessible to sign up for the new users, that would be beneficial to someone signing up for the first time.
Good evening Jennifer and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Brielle took such great care of you. We will get your feedback surrounding the first payment process and website to the correct departments and see what can do to improve in those areas! We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 6, 2021
My experience with the rep was phenomenal. The application process was easy breezy. The rate and terms were the best thing since sliced bread. Everything was really good, from the loan broker to the person who was attempting to solidify my documents. It was outstanding customer service.
Darrell thank you so much for this great feedback!! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Tarek took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 6, 2021
There were a couple of tricky things during the application process but the lady walked me through it. It was amazing dealing with the reps. They answered everything in a timely manner and they were very generous. The rate and terms were perfect and I dropped my rate by over a point and a half. Overall, I had a great experience. I’m glad I chose AmeriSave and hopefully, we can do it again in the years to come.
Good evening Adam and thank you so much for this great feedback! We will take a look at your experience and see what we can do to make the application process as smooth and clear as possible. We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Julianne took such great care of you. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen
Reviewed Nov. 5, 2021
My loan servicer, Marguerite, worked really hard to give me the information I needed and did what it took to gain my business. I was pretty comfortable working with them though it seemed like there could be a bit better communication between the loan servicer. Marguerite, a few times, had to ask questions as far as whether or not documents were done or not, or documents had been sent to me because it seemed like someone else was sending them to me. But maybe she had her hands tied or maybe she could have had more information or been in the know more about things, just because someone else was doing some of the legwork. Other than that, the rate I got at first was not great. But because Marguerite was able to match other terms as far as interest rates, it became good.
Good evening Caleb and thank you so much for this great feedback! We love to hear about the outstanding experiences our customers have at AmeriSave, and we are happy that Margarite took such great care of you. We will take a look at your process and see what we can do to smooth the flow for future experiences. We look forward to helping you again in the future and appreciate your business and the review!
Bryan Owen


